Our Towne Colonie July 2014

1

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

COMPLIMENTARY

JULY 2014

55 Years of Serving the Community

2

www.OurTowneColonie.com

Need a lift? getting to retirement can seem like a pretty daunting task. What do you do?

How much should you save? Where do you begin? Fortunately, this is where the Principal Financial Group® can help. We have products and services to help you plan for retirement, from simple tools to get you started to a wide range of financial products – including IRAs, annuities, investments and insurance. And as one of the nation’s 401(k) leaders*, we strive to make the whole process as simple as possible.

So no matter how far away retirement might seem, The Principal® can give you an edge in getting there.

Lawrence Dillon, Scott Powhida and Victoria Amyot

Lawrence M. Dillon, CFP®, ChFC®, CLU® & Scott Powhida, Managing Director Senior Financial Representatives Princor Registered Representatives Financial Advisors 637 New Loudon Road, Suite 1 Latham, NY 12110 | (518) 724-1700 powhida.scott@principal.com | dillon.lawrence@principal.com

*The Principal ranks No. 1 in total plans for all asset sizes among fully bundled 401(k) providers — February 2010 Spectrem Group analysis of fully bundled 401(k) providers (companies that provide both administrative and investment services). ©2014 Insurance products from the Principal Financial Group® are ® issued by Principal National Life Insurance Company (except in New WE’LL GIVE YOU AN EDGE York) and Principal Life Insurance Company. Securities and advisory products offered through Princor Financial Services Corporation, (800) 247-1737, member SIPC. Principal National, Principal Life, and Princor® are members of the Principal Financial Group, Des Moines, IA 50392. AD2647-01 | t14031902a8

It’s 10 p.m. Do You Know Where Your retirement account Is? Just as parents worry about their children, investors worry about their retirement accounts. One way to help reduce your investment worries is by allocating your retirement portfolio in a variety of asset classes. Owning a variety of securities in different asset classes helps minimize the effects one asset class has on a portfolio in the event that one asset class performs poorly.

Professionally-designed asset allocation programs can help you find the mix of stock and bond investment options that work together most efficiently to achieve the highest return possible at a risk level you’re comfortable with. And, while a professionally managed process of asset allocation cannot guarantee a profit or protect against a loss in periods of declining values, it is a way for investors to minimize their overall risk while increasing their potential for higher returns.

Understanding the role of stock Investment options in a retirement Portfolio

Stock investment options are generally necessary to have the potential to grow capital, which impacts your standard of living now and in retirement. The growth of capital is a source for higher income in retirement and can help make possible a more stable, and potentially rising, standard of living.

Inflation is a risk from which you need to protect your financial assets. Over the short-term, rising prices may go unnoticed. But over a decade or two, the impact can be significant. Assuming an average annual inflation rate of 5 percent, the purchasing power of $1 will shrink to about $.38 over a period of 20 years. Though past performance is no guarantee of future results, a diversified portfolio including stock investment options has historically provided an effective method to outpace inflation over time.

Though stock investment options may present greater short-term volatility than bonds, over longer time periods, the additional risk of owning stock investment options can become much lower. Time helps increase the likelihood of investment success.

Finding the Investment Mix That Works for You Allocating your assets correctly can be critical to the success of your retirement portfolio. To make this determination, you need to closely consider three things: • Analyze your retirement income cash flow. learn which expenses are “needs” and which are “wants.”

• Determine your time horizon. Figure out when you will need the money and how long you anticipate needing the money to last.

• identify your tolerance for risk. Find the mix of stocks and bonds with which you are comfortable.

• evaluate your portfolio. learn if your investments can meet your retirement income needs.

A financial professional can help you with these steps by performing a financial needs analysis. Once the review is complete, the professional can make a recommendation on an asset allocation that meets your needs.

So stop worrying, and contact your financial professional today. He or she can help you make certain your portfolio is allocated appropriately for your retirement needs!

While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

3

4

www.OurTowneColonie.com

Message From

Why We Should Support our Local Business This month instead giving you my opinion on the importance of supporting our local businesses I’ve made a list of “very good” reasons to help you form your own. Every article and news story I’ve read all agree on the same things, but in different words of course.

1. Independent businesses spend more on local labor, goods procured locally for resale, and services from other local businesses. This means that more of the money you spend at a locally owned store stays in your local economy, supporting a variety of other businesses and jobs.

2. Three times as much money stays in the local economy when you buy goods and services from locally owned businesses instead of large chain stores.

3. A recent study in Salt Lake City conducted by Civic Economics found that Local retailers put approximately 52 percent of their revenue back into the local economy, while compared to just 14 percent for the national chain retailers.

4. The study also found that local restaurants re-circulate an average of 79 percent of their revenue locally, compared to 30 percent for the chain eateries.

JOIN US

our towne colonie

Deals from advertisers, great ideas & the latest local news.

5. Just a 10% shift in local spending from chains to local businesses, would generate a significant increase in local economic activity, creating many new opportunities and jobs.

6. Local businesses contribute more to charity than national chains.

7. The arrival of a big-box store decreases the number of retail jobs in a region.

8. Studies have found that median incomes have risen faster in places with more small businesses when compared to those dominated by big businesses.

9. Half of working Americans either own or work for a small business, and small businesses create two out of every three new jobs.

10. When you buy a product or service from a small business that money goes right back into the local economy.

Bottom Line! Small business owners need economic growth and certainty to grow, expand and succeed. Let’s support our small business community by shopping at the local hardware store or specialty shop, having dinner at a local restaurant or just having an ice cream at the shop down the street. We must help the small business community thrive and grow in order to save our locally owned businesses and the American Dream.

Kevin Hotaling, Owner and Publisher, Our Towne Colonie

sales Contacts:

Kevin Hotaling • 518-598-3081 • ads@ourtownenortheast.com Jim Gulli • 518-857-9546 • Jim@ourtownenortheast.com

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

Distracted driving is dangerous I recently read an article about the use of cell phones while driving; although I was surprised by what I read it has proven to be true in my experience. I believe I am one of the lucky people who can say they have given up texting while driving; I have also decided to stop talking on my cell phone while driving as well. It can wait till I stop or I can just hand the phone to a passenger and let them handle the call or text.

I must admit; I am not the best person with technology to begin with, my kids laugh at my grasp of technology. I am smart enough however to learn from my mistakes and take the sound advice of others.

The article stated that driving requires 3 tasks to take place at one time you must 1) View the road , 2) Keep your hands on the wheel, 3) Concentrate on the task at hand “Driving”.

A few days after reading the article I found myself driving down a country road texting. I drove onto the shoulder while looking away from the road and almost hit a mail box then about 100 yards later I found myself crossing the double yellow line. If there was a car headed towards me there would have been a big problem.

My mind was not on driving: I was looking at my phone hunting and pecking out my text message, I only had one hand on the wheel, and my mind was fully occupied with the work involved and the message I was texting. I was giving no thought at all to my driving and posed a great risk to myself and others.

The Lyden Groups Insurance agency fully supports the pledge “It can wait”.

We hope you can join us and make the roads a safer place.

Thank you, Steve Lyden The Lyden Group Insurance Agency

We have th e solu young tion for drivers househ in your Call us old! for inform more ation, we are here to help.

5

6

www.OurTowneColonie.com

217 Remsen St ◆ Cohoes, NY 12047 ◆ (518) 237-2110

Take Your Medications the Right Way Medications can make a world of difference—if you take them the right way. Half the time, though, this doesn’t happen, at least when it comes to drugs doctors prescribe for chronic conditions.

Sometimes people miss doses. Or they might stop refilling the prescription or never get it filled in the first place. Why does this happen? Well, certainly cost or side effects of drugs can be an issue. Also, complex dosing schedules or multiple drugs can be really confusing. You might feel as though you need a multi-page spreadsheet just to keep track!

The problem is not taking medications the right way can threaten your health, increase complications, and lower your quality of life. And sometimes skipping doses can increase the risk of resistant strains of certain “bugs.”

Do you need help with taking your medications the right way? Lean on our staff at Marra’s Pharmacy. We can help you increase the benefits and decrease the risks of taking your medications. When we talk, it’s helpful to know about all the medications you’re taking and about any problems you’ve had in the past, such as allergic reactions or trouble swallowing. We can also answer questions like these: •

How soon can I expect to feel better? When I start to feel better, can I stop taking the drug?

•

Do I need a refill, or can I stop when the bottle is empty?

•

Are there any drugs, supplements, or foods I should avoid while taking this medication?

•

Are there any special directions for taking or storing this medication?

•

Is there a cheaper generic version available?

•

What should I do if I have side effects? What are the most common ones?

•

What should I do if I miss a dose?

We can also help learn how to better manage your prescriptions. We can discuss a few tricks of the trade like such as our refill reminder program, compliance or bubble packaging and our most recent program – Simplify My Meds. With Simplify My Meds, our staff contacts you or caregiver once a month to verify the medications you are taking and to see what refills if any you need. Additionally, since we participate in ALL HEALTH PLANS, we are able to work with you and you’re prescriber to provide the most cost effective regimen, either by less expensive alternatives or greater days’ supply. Most importantly, our program and goal is centered on making sure you have the most cost effective therapy that works for you so you can spend your time doing what you enjoy versus running to the pharmacy every week.

As you can see, taking medications isn’t a time to wing it! Fortunately you have the pharmacists at Marra’s Pharmacy who can assist you.

All you have to do is ask! Call us at 237-2110 or email at rx@marrarx.com!

8

w w w. o u r t o w n e c o l o n i e. c o m To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

7

8

www.OurTowneColonie.com

SCHOOL OF ROCK ALBANY

592 NEW LOUDON RD LATHAM, NY 12110 518.783.7625 • ALBANY.SCHOOLOFROCK.COM

9

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

869-2448 | WWW.BARNSIDERRESTAURANT.COM | 480 SAND CREEK ROAD, ALBANY

“Delivering a delicate balance of food, service, and atmosphere” Voted Best Steakhouse & Best American Restaurant

by Metroland Magazine and Capital Living Region.

www.NHKelman.com

Purchase One Entree and Recieve One 50% off Dinner on your Birthday 50% off entree must be of equal or lesser value than other entree purchased.

Valid on parties of two or more. Acutal date of birthday only.

this coupon The Barnsider With Expires 7/31/14

869-2448

Does not include private parties. Main dining room only.

Proper ID required. Not valid with any other offers.

10

www.OurTowneColonie.com

945 WATERV LIET S H A K ER R OA D, AT THE END OF SAND CREEK ROAD, COLONIE

518 869 -36 62

LOCAL PRODUCE, HONEY & MAPLE SYRUP, BOUQUETS, OSCAR’S SMOKEHOUSE, FRESH BAKED PIES & OTHER BAKED GOODS, CRAFTS, GIFTS & AMISH FURNITURE

The Cafe • Eat In or Ta ke Out • Brea k fast and Lunch

All food is made f resh to order - “ A lit tle Countr y in Colonie” Store open ever yday • Cafe open Monday-Saturday

Let us help you Shop Local by offering

Carry-out Service Small Engine Repair Screen & Window Repair Propane Key Cung (including many chip keys) Georgia Boots (in Colonie)

www.ShakerShedFarm.com In Alt, Col, Del, Sch & Wat

In Colonie & Delmar

20% Off Pool Chemicals

expires 7/31/14 (valid for any pool chemicals, not just azure)

Visit us at any of our local store

Altamont

Colonie

Delmar

861-5364

459-2364

439-9943

Schenectady

Voorheesville

Waterford

346-4383

765-2377

233-1073

www.ShopPhillips.com Free Ship to Store on our website of over 60,000 items

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

11

Did you know that not all pool chemicals are created equal? Unlike other brands, Azure brand pool chemicals are proudly made in West Virginia. Azure brand pool chemicals use only the purest raw materials without fillers or byproducts to produce the best quality pool chemicals available; giving you the best value to treat your pool for less money with fewer headaches! Why buy chemicals that use fillers and byproducts to add weight to their products? Why buy chemicals that you will end up having to buy twice as many to treat your pool? Choose a brand you can trust, choose Azure brand pool chemicals.

pool on a weekly basis you are chemically cleaning your pool water of these undesirable materials. Azure brand Shox-All-Plus is the best choice for shocking your pool. Unlike the bag shocks sold at the big box stores and online retailers, Azure brand Shox-All-Plus is pH neutral and contains a proprietary blend of clarifiers to help your pool sparkle like never before! Since Azure brand Shox-All-Plus is pH neutral it won’t harm your vinyl liner! And unlike other less expensive bag shocks Azure brand Shox-All-Plus won’t cloud your water.

Use one 1lbs bag of Azure Shox-All-Plus per 10,000 gallons of pool water each week for sparkling results!

For example, let’s see how the competitions 3” chlorine tablets stack up to Azure brand 3” chlorine tablets.

Azure brand 3” chlorine tablets are packaged in buckets with easy open lids and are individually wrapped for easy application. The big box and online retailers typically sell tablets in difficult to open buckets and the tablets aren’t individually wrapped. Azure 3” chlorine tablets are a full 8 ounces, which means they treat more pool water than the smaller tablets sold at big box and online stores. This means that when you purchase a 25lbs bucket of chlorine tablets you are receiving a full 25lbs of 3” chlorine tablets, that’s 50 individually wrapped 3” chlorine tablets per 25lbs bucket! More and more tablets are now 7 ounce or less! You will now have to buy more tablets to treat your pool. 99% of the weight of each Azure 3” tablets is Trichloro-striazinetrione, compare that to the big box and internet sites which barely top 84%! This all means that Azure brand 3”chlorine tablets give you more chlorine for your dollar than the bargain brands. Use one Azure 3” chlorine tablet per 10,000 gallons of water each week to maintain a free chlorine reading in your pool.

Algae are one celled plants that can turn your beautiful blue pool to a green mess in as little as one day! Did you know that millions of algae spores are carried by the wind everyday into outdoor swimming pools!

Your best course of action is to use algaecide! But why buy big bulky 1 gallon jugs of algaecide? Try Azure Poly 60 algaecide and stop lugging around those jugs!

Unlike the typical 1 gallon jug of algaecide Azure Poly 60 algaecide will not cause foaming in your pool, and unlike other algaecides Azure Poly 60 algaecide does not contain metals which can potentially leave unsightly stains on your pool surfaces! Use 4 ounces per 10,000 gallons of pool water each week to keep the algae spores from turning your crystal blue pool into a green swamp!

Did you know that approximately 90% of the chlorine you use in your swimming pool goes to fight algae?

This means that only 10% is available for oxidizing other undesirable materials in your pool. These other undesirable materials include waste products (like sweat), suntan lotion and most importantly bacteria and other water borne pathogens. This is why you need to shock your pool on a weekly basis. By shocking your

Many people cycle or swim to keep trim.

But if swimming is so good for the figure, how do you explain whales?

Charles Saatchi

Stop into your local Phillips Hardware location today and ask for a free computerized water test and float trouble free through summer using Azure brand pool chemicals!

Phillips Hardware • www.ShopPhillips.com Altamont • Colonie • Delmar Schenectady • Voorheesville • Waterford

12

www.OurTowneColonie.com

Answers on Page 26

The nice thing about doing a crossword puzzle is, you know there is a solution.

Stephen Sondheim

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

13

Free Yourself from Cycle of Emotional Investing

In many areas of your life, you’re probably aware that it’s useful to keep emotions out of your decision-making — and that’s certainly the case with investing. However, it can be difficult to keep your feelings from influencing your investment decisions. But you may find it easier to invest with your head, rather than your heart, if you know a little something about two different cycles: the market cycle and your emotional cycle.

Let’s start with the market cycle. If you’ve been investing for a while, you’re aware (probably highly aware) that the financial markets are rarely static — they are always moving up and down, at least in the short term. (Over the very long term, a period of many decades, the markets have trended up.) But these short-term movements, while perhaps appearing as “zigs” and “zags” on a daily basis, actually form a pattern, or a cycle, that can last for months or years. These cycles are known as bull (up) or bear (down) markets. Going back to the Great Depression, the average bear market has lasted 21 months, while the average bull market has extended for 57 months, according to research from Standard and Poor’s Index Services.

These market cycles greatly influence investors’ attitudes and behavior. In fact, they lead to the formation of investors’ emotional cycles. During bull markets, investors tend to feel optimism, excitement and even euphoria.

But once a bull market ends and a bear market begins, investors start getting nervous. And the longer and deeper the bear market, the greater the depth of emotion felt by investors. These emotions can begin as anxiety and then progress to denial, fear, desperation and panic.

Furthermore, market cycles and emotional cycles don’t really align. For example, investors may well experience euphoria when the market has reached its high point and a bear market has just begun. For a while, then, these investors, fueled by their euphoric feelings over the big gains they’ve achieved, may continue pouring money into the market, even as it’s declining. This type of behavior, though, is probably better suited for when the market is already at a low, when investors’ dollars will buy more shares.

Conversely, investors may reach the peak of their fearfulness at the end of a bear market, just when things are about to turn around. At this point, their fear may hold them back from investing — even though, with prices low, it can be a good time to invest. Clearly, basing investment decisions on emotions can lead to poor choices.

So don’t get caught up in this pattern. Instead, strive to follow a disciplined approach to investing. Build an investment portfolio that reflects your objectives, risk tolerance and time horizon, and seek to hold appropriate investments for the long term. Of course, you may well need to make adjustments along the way, but do it for the right reasons — such as a change in your goals or in the investments themselves — rather than as a reaction to the current market cycle.

Our emotions are powerful, and their power can increase when applied to such a meaningful aspect of our life as our finances. But if you can detach yourself, as much as possible, from the emotional cycle of investing, you can avoid considerable angst — while helping clear the path to pursue your goals.

This article was written by Edward your local Edward Jones Financial Advisor.

Jones

for

Kevin J Pittz, Financial Advisor Edward Jones Investments 1721 Central Avenue, Albany • 518-869.9088

use

by

2014 smAlbany Speaker Schedule 8am – Welcome! – smAlbany 2014 – Larry Zimbler, Founder 8:20 - 5 Ways Corporate Wellness Will Increase Your Bottom Line – Fitness Together – Jenny May Clermont 9:00 – Balance – Hard or Easy? It’s Your Choice! – Paradigm Associates LLC – Howard Litwak 9:40 – Train Your Mind to Work for You! – Cerebral Sports – Herman Johnson 10:00 – Maximizing Your Daily Route – Liberteks – Larry Zimbler 11:00 – Work Life Balance: Tips and Techniques – Careers In Transition LLC – Dr Tom Denham 12:00 – Bootstrap Your Start-up! – Professor Java’s – Frank Figliomini 12:20 - Web Design: How to save time and money – InVision – Clark Valberg 1:00 – Innovation: How it will grow your income Community Based Business Incubator Center – Michael Franchell 2:00 – Upstate NY Premiere of New Product – PolyInnovations – Jeff Ausfeld 2:40 – EAP Programs: Why your company needs it – Capital Region Patient Advocacy – Beth van Bladel 4pm – Closing Remarks

For more information, and to register, please visit:

www.smalbany.org

14

www.OurTowneColonie.com

United States Independents Day Facts •

The major objection to being ruled by Britain was taxation without representation. The colonists had no say in the decisions of English Parliament.

•

In May, 1776, after nearly a year of trying to resolve their differences with England, the colonies sent delegates to the Second Continental Congress. Finally, in June, admitting that their efforts were hopeless; a committee was formed to compose the formal Declaration of Independence. Headed by Thomas Jefferson, the committee also included John Adams, Benjamin Franklin, Philip Livingston and Roger Sherman. On June 28, 1776, Thomas Jefferson presented the first draft of the declaration to Congress.

•

Betsy Ross, according to legend, sewed the first American flag in May or June 1776, as commissioned by the Congressional Committee.

•

Independence Day was first celebrated in Philadelphia on July 8, 1776.

•

The Liberty Bell sounded from the tower of Independence Hall on July 8, 1776, summoning citizens to gather for the first public reading of the Declaration of Independence by Colonel John Nixon.

•

June 14, 1777, the Continental Congress, looking to promote national pride and unity, adopted the national flag. “Resolved: that the flag of the United States be thirteen stripes, alternate red and white; that the union be thirteen stars, white in a blue field, representing a new constellation.”

•

The word patriotism comes from the Latin patria, which means homeland or fatherland.

•

The first public Fourth of July event at the White House occurred in 1804.

•

Before cars ruled the roadway, the Fourth of July was traditionally the most miserable day of the year for horses, tormented by all the noise and by the boys and girls who threw firecrackers at them.

•

The first Independence Day celebration west of the Mississippi occurred at Independence Creek and was celebrated by Lewis and Clark in 1805.

•

On June 24, 1826, Thomas Jefferson sent a letter to Roger C. Weightman, declining an invitation to come to Washington, D.C. to help celebrate the 50th anniversary of the Declaration of Independence. It was the last letter that Jefferson, who was gravely ill, ever wrote.

•

Both Thomas Jefferson and John Adams died on Independence Day, July 4, 1826.

•

The 56 signers of the Declaration of Independence did not sign at the same time, nor did they sign on July 4, 1776. The official event occurred on August 2, 1776, when 50 men signed it.

•

The names of the signers of the Declaration of Independence were withheld from the public for more than six months to protect the signers. If independence had not been achieved, the treasonable act of the signers would have, by law, resulted in their deaths.

•

Thomas McKean was the last to sign in January, 1777.

•

The origin of Uncle Sam probably began in 1812, when Samuel Wilson was a meat packer who provided meat to the US Army. The meat shipments were stamped with the initials U.S. Someone joked that the initials stood for “Uncle Sam”. This joke eventually led to the idea of Uncle Sam symbolizing the United States government.

•

In 1941, Congress declared 4th of July a federal legal holiday. It is one of the few federal holidays that have not been moved to the nearest Friday or Monday.

15

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

8/31/14

8/31/14

8/31/14

Computers ◆ Laptops ◆ iPhones ◆ Repairs & Support ◆ Data Recovery ◆ Business Plans

◆ Phone/Tablet Help and Configuration ◆ email contacts and calendar Help ◆ Popups/toolbars explained and cleaned ◆ Software Cleanups ◆ Google/Facebook Apps Demystified

$25 Off

$100 Support or extended tech talk expires 8/31/14

452-0550 x1 ◆ 1648 Western Avenue ◆ Opposite Crossgates Mall ◆ M-F 10-7 / Sat 10-6

16

www.OurTowneColonie.com

J.HUNZIKER Fully Insured

PAVING

Full Service Asphalt East Greenbush, NY

10%OFF

Summer Special with this ad

Free esTIMATes

518-858-7917

www.jhunzikerpaving.com ~ jhunzikerpaving@yahoo.com Driveways Sealcoating New Installs Digouts

Basketball Courts Parking Lots Resurfacing

Excavating Patching Decorative Concrete

Mussel Mondays

$10 All Day

With coupon. Not valid with other offers. Expires 5-31-14

17

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

smAlbany Small Business Expo, CNSE, SUNY, Albany, July 17, Focusing on Micro, Small Business Owners’ Work / Life Balance

10% OFF

smAlbany 2014 Workshop Lineup

WITH THIS AD. CANNOT BE COMBINED WITH OTHER OFFERS.

Michael Franchell, Executive Director at Community Based Business Incubator Center™

NOT VALID FRIDAYS. EXPIRES 7-31-14

Inventors Workshop – Community Based Business Incubator Center – Michael Franchell Do YOU have what it takes?

In this workshop, you will face the typical problems that an entrepreneur will have to resolve to make it through OUR door of success.

This is a hands-on workshop wherein you will have real and potential products and ideas to work on in a rapid-paced, high energy class.

Our goal is to help you evaluate your skills and desires to be a real entrepreneur. No studying is needed and no preparation is required.

You will be put into situations where you will have to assess your own performance and decide if you have what it takes to be successful inventor. There is no age restriction.

If you have what it takes to make it through OUR door of success – you may receive a significant monetary reward.

Beth van Bladel, CPA Director, Capital Region Patient Advocacy

Amy will be discussing ways to include nutritious and budgetfriendly foods into your meals & snacks while keeping up with your busy life! Amy will provide informational handouts, ideas and recipes, so be sure to attend her am workshop! See you then!

Additional Life Balance Activities Include: •

Safely Improve Your Golf Game From Your Desk – Function Fitness – Jeff Miller

Learn the true financial impact an employer faces when an employee is also a caregiver at home, and how EAP programs can help mitigate this impact.

•

Forget About Work for a While: Stress relief through painting – The Painting Bug – Janice Hotaling Certified Ross Inst.

Jayme McRee, Senior Director, Capital Counseling

Additional Work ProductivityActivities Include:

Join Beth and special panel guest, Jayme McRee, Senior Director, Capital Counseling, for an interactive presentation designed to help the small business owner learn skills to navigate healthcare and experience better outcomes.

Jay Purner, SEO, Website Developer, Internet Marketer Navada Thompson, Liberteks IT Services Manager

EAP Programs: Why your company needs it! – Capital Region Patient Advocacy – Beth van Bladel

Amy Imler, MS, RD, CDN, Retail Registered Dietitian, ShopRite of Colonie Please join Amy Imler, MS, RD, CDN, Retail Registered Dietitian for the ShopRite of Colonie, for 2 interactive workshops designed to help small business owners fit healthy eating into their daily lives: AM Workshop: “Healthy Eating with a Busy Schedule”

Please join Jay and special panel guest, Navada Thompson, and let us help you focus on the business of business! Topics will include: Website Life-cycle, Organic search vs. PPC, Website Server / Platform Selection, Responsive Web Design, Mobile Web, Social Media Marketing, Email Marketing, Online and Corporate Intranet Security Matters.

For more information, and to register, please visit:

www.smalbany.org

18

www.OurTowneColonie.com

VINYL FLOORING STARTING AT 88¢ SQ FT

CARPET AS LOW AS $1.19 SQ FT

22 dit.com 9 E 7 6- any

45 w.Alb ww

VIDEOS TO DVDS...

MAKE A GREAT GIFT!

ALBANY EDIT & VIDEO TRANSFER CONVERT YOUR VIDEOS OR FILMS TO SHARE ON YOUR FAVORITE SITES

VILLAGE PLAZA ◆ 1593 CENTRAL AVENUE ◆ COLONIE

July Sudoku

Answers on Page 20

19

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

WHAT’S IN YOUR CLOSET MUSINGS ON GIFTS It’s a gift giving time of year. There are more bridal showers, weddings and, of course, graduations than during other months. If you like to tailor your presents to the recipient’s interests and personalities maybe you were tempted to purchase Bob Dylan’s lyrics for “Like a Rolling Stone” for your guitar playing high school graduate. Perhaps the 2 million it just brought at auction was too much of a stretch for your pocketbook. And for the art-loving newlyweds in your life you considered a stellar piece of modern art, a Frances Bacon painting maybe. One recently sold at auction for 142 million. A tad rich for your blood?

We at Dennis Holzman Antiques think we have the perfect solutions. We have an inventory of thousands of unique items, most under a couple of thousand dollars. Need a gift for the lawyer in your life? We have a wonderful signed photograph of NY Governor and Supreme Court Justice Charles Evans Hughes. For the doctor or medical school graduate we can supply framed pages from a 1757 physician’s daily log book.

For the literary minded, how about a letter written by Mark Twain? Wedding gifts? How about an 1850’s coin silver pie server? Or a leather-bound set of the complete works of Shakespeare? A mid-19th c. mahogany and brass spyglass for the starry-eyed? Find the perfect gift. Who knows you may find that doing a little Christmas shopping in July is a great idea.

Mention that you heard about us here and you will get 20% off any single item.

Dennis Holzman Antiques

111 Remsen Street Cohoes • 326.2061 • www.holzmanantiques.com

The way to get started is to quit talking and begin doing. – Walt Disney

ECO

Since 1991

TREE SERVICE REMOVAL • STUMP GRINDING • TRIMMING

356-4877

GUILDERLAND OWNED BUSINESS

RARE BOOKS, AUTOGRAPHS SILVER, LOCAL HISTORY STYLISH OBJECTS...

MENTION THIS AD FOR A 20% DISCOUNT ON ANY PURCHASE

111 Remsen Street ◆ Cohoes ◆ 518.326.2061 www.HolzmanAntiques.com

Cohoes Public Library 169 Mohawk Street Cohoes (518) 235-2570 HOURS: Monday: 10am-8pm Tuesday: 10am-5pm Wednesday: 10am-8pm Thursday: 10am-5pm Friday: 10am-5pm Saturday: 10am-4pm Closed Sundays & Holidays

COME EXPLORE THE COHOES PUBLIC LIBRARY...

AVAILABLE RESOURCES • Books, eBooks, eReaders, Newspapers, Magazines • DVDs, Books on CD, • Pre-loaded books on MP3 players • Free Wi-Fi Hot Spot • Public Computers & Printer • Copier, Scanner, & Fax Machine • Free Online Children’s ebooks • Museum Passes • Community Room • Fishing Rods

www.CohoesPublicLibrary.org

20

www.OurTowneColonie.com

Steve Jobs: Co-Founder of Apple “Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of other’s opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.” ~ from his 2005 Stanford commencement address.

21

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

....OK really preferably alive...

Sales Rep for Our Towne Colonie.

Big Territory Big Opportunity Call Kevin 598-3081 Expires 7/31/14

Expires 7/31/14

22

www.OurTowneColonie.com

FEATURED BUSINESS OUR HISTORY Since 1958 the Valente Family has been serving traditional Italian food at its namesake restaurant in Watervliet, NY. Many of our recipes were created by family matriarch, Nadine Valente, who was born in Silvi Marina, a coastal village overlooking the Adriatic Sea in central Abruzzo, Italy. We have always striven to use ingredients that are fresh and full flavored when creating our original recipes and are committed to providing our customers with a delightful culinary experience.

On September 7, 2003 a devastating fire destroyed the building and all of it’s contents.

With the help of may friends and the support all our customers, we were able to rebuild.

We are a traditional family business that has kept your favorite recipes alive by handing

them down to Jack, the third generation of Family Chefs. The Valente Family has been a part of the local community for over 55 years creating a dining experience of full flavored home cooked meals for our loyal customers.

Customers that we consider to be a part of our family also.

Stop down, have our 1st place award winning Mac & Cheese or select another great meal from our full menu offering. We look forward to you becoming the newest member of the Valente Family Restaurant and serving you for may years to come.

A Toast to Your Health!

The Valente Family

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

Reserve Today! Call 767-2222

www.BounceRide.com

23

24

www.OurTowneColonie.com

Bob Ross “The Happy Painter” Who was Bob Ross? His signature Afro and gentle personality made Bob Ross “Americas Favorite Art Instructor”. With his gentle personality and soothing voice young and old alike would be mesmerized watching him paint. He would actually invite viewers to paint along with him or “sit back in your favorite easy chair and just relax”. His easy to learn “wet-on-wet” © technique made people believe they could paint.

“Talent is a pursued interest. Anything that you’re willing to practice, you can do.” – Bob Ross Bob grew up in Daytona Beach Florida. At 18 years old he joined the Air Force and was stationed in Alaska.

During his 20 year Air Force career he spent his free time painting the beautiful Alaskan landscape which became the inspiration for most of his paintings. One fun fact about Bob; He used to paint prospector gold pans and sold them to locals and tourists when he worked as a part time bartender.

Bob’s easy to learn painting technique uses nontraditional paint brushes and simple instruction that guides students step by step through the painting to create beautiful landscapes with “Happy Little Trees”. Students don’t worry about making mistakes. Bob always said “There are no mistakes, just Happy Accidents”.

Traditional Artists have criticized Bob’s style as too simplistic but he didn’t pretend to teach fine art or traditional art. He taught people that they could do a very good painting with very little instruction, a lot of happiness and teach them how to create.

Sadly Bob Ross passed away on July 4th, 1995 at the age of 52. Though he’s no longer with us, his TV show, The Joy of Painting® continues to air on over 95% of PBS channels.

The Bob Ross Company continues to train certified instructors who travel the US, Europe, Canada, Central America, Turkey and Japan sharing the Joy of Painting® to anyone with the desire to create and put their dreams on canvas.

Bob Ross continues to touch people’s lives through his television shows. Watch a show, take a class, forget about the stress in your life and experience, “The Joy of Painting”®.

“All you need to paint is a few tools, a little instruction, and a vision in your mind.”

— Bob Ross

A little about Janice... As a Certified Bob Ross Landscape, Floral and Wildlife Instructor, Janice has the privilege of instructing people in the “wet on wet” technique that Bob Ross made famous through Public Television. She enjoys working with people and seeing the joy on each person’s face as their own unique masterpiece comes to life. Classes are designed to teach technique and composition while providing individual attention and a whole lot of fun. No matter what a person’s skill level, everyone goes home with a completed painting and sense of accomplishment. When she is not teaching Bob Ross classes Janice enjoys quilting and decorative painting, specializing in glassware. She also enjoys traveling with her husband Kevin and spending time with her children and grandchildren

"All you need to paint is a few tools, a little instruction, and a vision in your mind."

— Bob Ross

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com

25

621 Albany-Shaker Road Loudonville (518) 458.9274 www.colonie.org/LIBRARY Youth Services Department Announces Fizz Boom Read!

June 24 to August 12.

The library’s Youth Services Department has eight weeks of programs planned for the summer culminating in the annual Finale at the Pryne House on August 12th. Here’s just a sampling of events: a Kick-Off Concert; Letterboxing; Campfire; Bookmark Contest; Sensory Science Mondays; Bedtime BlastOff Storytime; Stories on the Lawn; Music & Motion; Otto the Auto; Hands On Science; Traveling Farm; Take Flight; What’s the Matter; Egg Drop Challenge; Kitchen Science; Dr. Dave’s Demented Science; Squishy Circuits; Reduce, Reuse, Recycle, and Read; Robotics; Dog Days of Summer; Battle of the Books; Let’s Go Legos; Bubble Trouble; Fizz, Boom, Read Game Show; Puppet People; Family Sing-A-Long; Storytelling with Kate Dudding; Romp and Read; Sci Fri; and a Harry Potter Party.

Registration begins Tuesday, June 24 in Youth Services and continues throughout the summer. For all events, dates, times, and which programs require registration and which don’t require registration, see: http://colonielibrary.org/wp-content/uploads/2014/05/JunJulAug2014HappeningsWeb.pdf or pick up a summer edition of the “Happings...in Youth Services” newsletter at the library.

Teens Too! The library’s Teen Room has plenty of programs planned for the summer too for 7th to 12th graders. Here’s what’s coming up: a Divergent Program; Volunteens Club; Teen Tech Workshops – Optical Illusions and Brain Games, Rube Goldberg Machines, Mythbusters, and Social Robotics; Rave Reviews on Colonie TV; Battle of the Books; Markerspace; Teen Chefs – Cake Bash Decorating Parties, Fluffalicious, Icy Treats, and Different Drummer’s Kitchen Cook’s Resource Cooking School; and QR Code Scavenger Hunt. Registration begins Tuesday, June 24 in the Teen Room. For all events, dates, times, and which programs require registration and which don’t require registration, see: http://colonielibrary.org/teen/ or pick up the summer edition of the Teen Times newsletter at the library.

Valley Cats Visit The Tri City Valley Cats mascot SouthPaw (and other special guests from the Cats’ organization) will be visiting the library on Monday July 7th at 10 AM for a special storytime. And there will be giveaways too!

Saratoga Raffle This Month to Benefit Library The Friends of the Library are delighted to announce a raffle to benefit the library. One winner will be drawn on July 21, 2014 and the winner will be presented with tickets for box seats at Saratoga Race Track for the date of Sunday, July 27, 2014. The front-row Clubhouse box will seat a total of 5 persons. As an added bonus, the raffle winner will receive a dining certifi-

cate for Tala American Bistro. Tickets are on sale now at the library’s Information Desk. Tickets are $10.00 each or 3 tickets for $25.00.

Capital District Genealogical Society: Family History Center Website (LDS) Update On Saturday Jult 26th, Joan Parslow, Director of the The Church of Jesus Christ of Latter-Day Saints (LDS) Albany Family History Center in Loudonville, will talk about the web site update and demonstrate how to use Wiki. She will also talk about the LDS digitalization project and have some books available. Special Interest Groups meet at Noon; the main speaker/program begins at 1:00 PM followed by social time at 2:30 PM; and the Computer Group begins at 3:00 PM. How to Start a Business or Improve Your Existing Business The public is invited, on Wednesday July 30th from 9:30 AM to 12:30 PM, to a business workshop presented by Janet Tanguay, Entrepreneurship Manager of the Albany-Colonie Regional Chamber of Commerce. The program, on how to start a business or improve an existing one, is sponsored by Literacy New York Greater Capital Region and the New York State Office for New Americans. Reservations are required; call the Information Desk at 810-0314 to reserve a spot.

Friends of the Library News Summer has come and with it the Friends of the Library Book Nook at the Crossings. When you come to the Farmers Market you can come see the new shelving that offers more space to view the books. We will be there every Saturday until September 13th. Do stop and visit. The Book Nook has become a volunteer opportunity for the teens of the library. We want to thank them for all of their hard work which makes the Book Nook possible. Remember, all hardcover books are $1, paperbacks are $.50, and children’s books are also $.50. We continue to accept donations of books. Please, no textbooks or dated materials such as almanacs or encyclopedias. All proceeds from all Friends events are used to help the library obtain equipment, furniture and material it might not otherwise be able to afford. We hope to see you at all our events, and remember the Friends meet the second Tuesday of the month in the Youth Activity Room. All are welcome!

“You must be very patient, very persistent.

The world isn’t going to shower gold coins on you just because you have a good idea. You’re going to have to work like crazy to bring that idea to the attention of people. They’re not going to buy it unless they know about it.”

– Herb Kelleher

26

www.OurTowneColonie.com

For over 15 years, School of Rock has been inspiring the world to rock on stage and in life. We believe the best way to learn music is to play music. We take students from the lesson room to the stage, developing both their confidence and musicianship with programs designed for all skill levels. Founded as a single school in Philadelphia, PA in 1998, School of Rock has become a growing international franchise, operating over 100 schools in the U.S., Mexico, and Brazil with openings in Canada, The Philippines, Chile, and Australia. School of Rock Albany opened it’s doors September 14, 2013 though owner David Bodie had already been teaching at the Tenafly New Jersey school for over three years.

Bodie, and his family, jumped at the opportunity to bring the program to the Capital District.

School of Rock is creating the world’s next generation of rockers through music programs that are designed to create a supportive environment where music students of all skill levels are comfortable yet challenged at every turn. The core School of Rock programs are mainly for kids 7-18 but we recently

launched an adult performance program and a pre-school program called, “Little Wing,” designed to introduce toddlers to the joy of music. So truly people of all ages can rock at School of Rock.

In addition to individual private music instruction on guitar, bass, vocals, keyboards and/or drums, students also learn how to jam with their peers in a weekly practice session. For children in our performance program each season they play live rock shows at local venues, sometimes with in just a few short months of picking up their instrument. This past week end marked the first shows of our performance students who performed Pink Floyd’s The Wall at The Low Beat in Albany.

The best way to learn about School of Rock and what they do is to drop in and visit. The knowledgeable staff are available to schedule a tour, free trial lesson, or arrange for a visit during one of our group ensemble programs. Arrangements can be made by phone, through the website albany. schoolofrock.com, or in person. The school is located directly behind the Newton Plaza and open on Monday - Wednesday 2pm - 8:30pm and Saturdays 10am - 4pm.

Or reach us by Phone 783-7625!

David Bodie General Manager/Music Director ALBANY SCHOOL OF ROCK 592 New Loudon Rd Che c Latham, NY 12110 out k our Sum 518-783-ROCK m Opp er Cam ortu nitie p s!

“Music can change the world because it can change people.” ❧ Bono

To Advertise Call Kevin 518-598-3081 or email to: Ads@OurTowneNortheast.com THE COHOES LOCAL DEVELOPMENT CORPORATION PRESENTS:

2014 CONCERT SERIES

Friday Evenings 6:00 PM

Canal Square, Remsen Street Downtown Cohoes

July 18 The Chronicles 25

Back Beat

August 1 Sean Rowe 8

Sensemaya

15

Rymanowski Brothers

Sponsored by:

Cohoes Savings Foundation Waste Management Solutions Norlite Lofts at Harmony Mills CT No. One (Cohoes Commons) Stewarts L Sipperly & Associates

Bring your own lawn chair!

Enjoy food and Craft Beer from Joe’s Tavern

27

28

www.OurTowneColonie.com