Our Towne Colonie August 2014 by Kevin Hotaling Our Towne Northeast

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Instead consider spreading your risk by dividing your money among a variety of asset classes- stocks, bonds, etc. This way, if one investment performs poorly, it only affects part of your total investments. Keep in mind that no investment strategy, such as asset allocation or diversification, can guarantee a profit or protect against loss in periods of declining values. While you have no control over how much the value of your investments change, your understanding of these three keys should help you make it through the tough times.

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To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com

What to look for in a quality table Solid Hardwoods commonly used in American furniture manufacturing include Oak, Ash, Maple, Cherry, Birch, Beech, Poplar, Alder, and Walnut. Every hardwood board will share the characteristics of it’s species. Yet each board displays a face which is uniquely it’s own, having been formed over the long lifetime of the individual tree from which it came. Don’t be fooled by veneers, laminates, and “paper “finishes. Ask what the product is made of. A reputable dealer or salesperson will tell you. Expansion And Contraction of your solid wood furniture. ALL solid wood furniture expands and contracts in changing temperatures and humidity. Excessive heat can be a problem. Avoid placing your wood furniture too close to a steam radiator or hot air duct. This can result in expansion, checking or cracking. Humidity ... few people have a humidifier in a dining area, but keep in mind that excessive dampness and moist air can cause swelling of joints and wood grain and result in warping. Happily, these problems generally cure themselves when dampness is removed. You will definitely notice the seam (“gap”) in your table top change from season to season. Finish (TOP-COATS) Most quality manufacturers today are using catalyzed (protective) finishes. These lacquers and varnishes have chemical additives mixed into them which make them dry harder & faster than traditional lacquer finishes. Many are dried under ultraviolet lighting (“ovens”) to get a uniform and complete dry time. These finishes are great and most are resistant to most household spills like beer, wine, soda, milk, catsup, mustard, coffee, etc. Some can even protect against chemical spills like nail polish remover, alcohol, and lacquer thinner. However we try not to “over-sell” these finishes. These are still wood tops. They can be scratched or dented depending on how you use them. You must be careful with extreme heat. You cannot place hot pans or dishes from the microwave on the surface without a hot plate or protection of some kind. The more educated you are about the product you buy ... the more you will enjoy it. These newer finishes do not require a lot of maintenance. Most manufacturers recommend wiping with a damp (not soaking wet) cloth. They do not require weekly polishing - just a few times per year with a cream furniture polish (like Guardman). Do not use a polish with silicone in it. Other Table Top Surfaces Formica is generally well accepted and very durable. Most consumers know what to expect from this surface because of it’s common use as kitchen counter tops. Ceramic tile top tables are very durable depending on the manufacturer. Good quality U.S. Manufacturers use actual floor tiles in their tops. They have exceptional strength and durability. They are scratch resistant and heat resistant. Quality manufacturers use rubber silicone grout instead of traditional “cement” grout. The silicone grout is stain resistant and flexible. It can expand and contract with the wood trim. Dupont Corian or other solid surface materials like “transolid” is a solid surface material blending natural material and acrylic resins that forms a surface with

8/31/14

elegance and durability. It is stain resistant, non-porous, easily maintained and repaired. Everyday stains clean up with soapy water or cleanser while scratches and stubborn stains can be removed easily with scouring or light sanding with a scotchbrite pad. You must protect the surface from heat. Granite tops are natural stone. Under normal conditions it will not stain, chip, burn, scar, or scratch. Spills should be wiped up immediately to help insure against staining or etching of the stone. We recommend using coasters and trivets to protect the surface. Granite tops should be sealed yearly with a standard stone sealer product to insure against staining. Many foods and cleaners contain acids or alkalis that could etch the stone so read your care instructions. Glass tops are surprisingly durable. Good common sense and the use of placemats and trivets will keep glass tops beautiful for years.

Fred Trucotte - Owner Tables, Chairs And More 113 Remsen Street Cohoes, NY 12047

www.OurTowneColonie.com

Message From

What’s The Vision Kev? As I sit here and think about how lucky I am to have two seasoned advertising and marketing consultants working with me, I’m thinking about what can we do with this publication to continue to help small businesses prosper and grow. What is my vision for the future of the Our Towne Colonie? Well to sum it up in a couple of short bullets..... EXPANSION AND GROWTH. There are several thousand small businesses in the territory where the Our Town Colonie is distributed. I envision with the addtional experienced staff we now have, to be able to visit these businesses and see how we can help them succeed. As the publication grows, I

see it expanding and possibly splitting into two or three areas of focus with even more density in distribution.

FULL SERVICE OPPORTUNITIES.

Along with advertising, which will continue to be the heart of the publication, focusing on small business, I want to expand our offerings to include : Grand Opening Support Signage, Featured Grand Opening Articles, Bounce houses and Family fun. Facilitation and Process Improvement As a trained GE facilitator and process improvement specialist, I can work with business owners to identify issues and produce action plans that deliver results and stablalize your business. This will allow you to work “on your business” NOT “in your business.” As you can see I do have a vision and a plan. Perhaps over some tea or coffee we can work together so all of us can become more successful, Kevin Hotaling, Owner and Publisher, Our Towne Colonie

sales Contacts:

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Deals from advertisers, great ideas & the latest local news.

Kevin Hotaling Owner / Publisher • 518-598-3081 • ads@ourtownenortheast.com Steve Peterson Advertising & Marketing Consultant • 518-469-8772 • Steve@ourtownenortheast.com Jim Gulli Advertising & Marketing Consultant • 518-857-9546 • Jim@ourtownenortheast.com

To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com

Auto Insurance FAQ’s When should I add my children to my auto policy? The general rule with most insurance companies is when your son or daughter gets their learners permit they should be added to your insurance policy. Insurance companies guidelines differ however, some will allow you to add your child as a non-driver to the insurance policy until they get their license. The reason is the carrier would prefer an updated list of regular and soon to be drivers for the vehicles they insure. The carrier knows they will get additional premium when the driver becomes licensed. Should young drivers get their own policy? When your son or daughter becomes licensed you have a tough decision to make. Should you add them to your policy or should they get their own policy? Due to the high cost of auto insurance a young driver can get more coverage for far less money by staying on the parents policy. The problem is if there is an accident the rates will go up at renewal for all vehicles insured on the policy. In the event of a major claim or multiple claims the policy could be canceled all together. What’s the best solution? Call your agent and ask what the carriers’ policy is in reference to adding your child to your policy when they get their permit; and when they become licensed. We have a carrier who allows young drivers to be spun off the parent’s policy onto their own policy. The benefit is they share the parents rating structure and pricing but have their own policy. In the event of an accident or claim it would not affect the parents policy. Do I need more insurance with a young driver? You might consider adding a $1,000,000 umbrella policy, which will provide additional liability protection for your

home and auto policies. Correctly structured it could cover multiple auto policies at one residence. Umbrella policies are a cost effective way of adding extra protection. Who do I call with questions about auto insurance? Feel free to call the professionals at The Lyden Group Insurance Agency we are always happy to help. Call 877-7018 or e-mail steve@lydengroup.com

We have th solutio e young n for dr your h ivers in ouseho ld! Call us for mo re inform ation, we are here to help.

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217 Remsen St ◆ Cohoes, NY 12047 ◆ (518) 237-2110 Q & A’s: Medication Safety in Children Curiosity kills more than the cat…. Did you know that medications are the top cause of poisoning in kids? Together, we can help change that! To get started, here are a few answers to some questions parents commonly ask about medication safety for kids. 1. Where should I store medications? People may call it the “medicine cabinet,” but it’s not a good place to store medications. Bathrooms are moist and can lower the strength of a medication. Plus, they’re a little too easy for little hands to get into. Instead, keep drugs, eye drops, and vitamins out of sight and out of reach of children. Try a high place, such as a hall closet or kitchen shelf. Don’t forget that a curious kid may easily find medicine in a purse or dresser drawer. 2. How should I measure medicine? With young children, it’s especially important to get the dosing right. Always use the dosing device that comes with the medicine. Measuring spoons or other home utensils aren’t the same as a medication syringe or cup. If you use a syringe, try squirting the medicine on the inside of the cheek where there are fewer taste buds. If your child takes the wrong dosage, call me right away. I can tell you whether or not it’s cause for concern. Or call Poison Control for assistance as well at 1-800-222-1222. 3. Does a spoonful of sugar help the medicine go down? Some medicines can taste pretty nasty to a child! It may be okay to mix a liquid medication with chocolate or maple syrup. However, don’t do this for babies. If they don’t finish a bottle, they won’t get the right amount of medication. And check with your pharmacist before crushing and mixing a tablet or capsule with food. 4. Is it okay to share prescription medications? No matter how similar their symptoms, please do not have your kids share medications. And never repackage them. Keep medications in their original childproof container. 5. How long can my child use a medication? Be sure to not use drugs past their expiration date. Most drugs lose their strength after about a year. If you have any question about whether or not to use a drug, talk with your child’s doctor or your pharmacist and remember we take back and destroy safely expired medications. 6. Are OTC drugs safe for kids? Be sure to read labels. Not all over-the-counter (OTC) medications are safe for children of all ages. Of course, never give aspirin to any child—it can cause serious illness, even death. Make sure you know a drug’s potential side effects. But stay alert to any adverse reactions. Kids can be more sensitive to drugs than adults. For example, cold medications can cause excitability or severe drowsiness in kids, even at lower doses. The FDA recommends that you not use OTC cough and cold medications in children younger than age two. Rest, clear fluids, and a humidifier may be the best route to recovery from colds and flu. Remember: There’s no substitute for getting your specific questions answered and therefore please talk to our pharmacists about your child’s medications. We can also suggest OTC drugs and discuss any concerns you have about side effects. If you don’t remember a question until you’re home, that’s okay. Just give us a call at 237-2110!

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How to Increase Home Property Values With Regular Home Repair & Maintenance Sometimes people let family history, childhood memories, and money get in the way of making home improvements to increase the value of their house. But we have to remember that property is one of our biggest assets and we must take good care of it. Even though it will require some time and money in the short-term, maintaining our houses and making improvements along the way will allow us to avoid those expensive, major home repairs in the long run. You’ve heard the old saying “an ounce of prevention is worth a pound of cure....” right?

maybe yard tools. Clean up oil or exhaust stains before they discolor the floor or garage door. Garages can carry major value for a house! Remember, you can fix most common repairs around the home on your own without hiring others. And if you’re not confident about a specific job, you can always ask for a consultation from a trained professional at your local Phillips Hardware Store.

By taking good care of our real estate, should we ever decide to sell, we will have a much more valuable piece of property that isn’t wrought with numerous maintenance concerns. Some of these could even prevent the sale of your home! In the spirit of DIY projects, here are 7 areas to focus on that will help you increase and maintain the value of your home: 1. Interior: When something gets dented or scratched such as a tile, wall, or wood floor, fix it within a reasonable amount of time. The longer you wait the more you’ll get used to the problem and may even forget about it. These problems can eventually get bigger and bigger and lead to an expensive problem that you’ll be forced to repair at some point. 2. Water Leaks: Periodically check for water leaks. A great strategy for doing this is to check the water meter, then cease all water usage for an hour and check the meter again. If it changed, you have a leak, which needs serious attention. Waiting will only increase not only the damage, but also your water bill! 3. Roofing: Check gutters to make sure they carry water away from the roof and aren’t getting backed up. The last thing you want is roof and gutter damage. Also, check the chimney flashing and shingles to make sure they are all secure and don’t need repairs. Chimneys can be expensive to fix! 4. Attic: Many of us don’t go up to the attic all winter long, but you still should check your attic for any leaks or holes after a big storm. You need to make sure that there is no moisture damaging the internal structure of your home. One sign of water damage from the attic may be peeling paint on ceilings or walls. 5. Masonry: Inspect the foundation, patios, and walkways every few months, especially after weeks of snowdrifts have been packed against the walls of your home. Moisture can easily seep into pores, freeze, and expand, causing major structural damage. 6. Yard: Keep lawns and bushes reasonably trim. Overgrown plant life against the house can be detrimental to paint jobs and shingles, especially if the shingles are wood and not treated or coated. 7. Garage: Garages can become massive storage rooms. Keep them clean and tidy and use them just for the car and

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www.OurTowneColonie.com

AUGUST CROSSWORD

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Across

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Down

1. Explosion 2. Utah's ___ Mountains 3. Dutch painter Jan

24 26

28 35

43 46

44 47

48 51

52 58

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36 39

19 21

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Answers on Page 26

To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com

What’s Smarter -Paying Off Debts or Investing? It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fund your IRA or another investment account? There’s no one “correct” answer — and the priority of these options may change, depending on your financial goals. However, your first step may be to consider what type of debt you’re thinking of paying down with your extra money. For example, if you have a consumer loan that charges a high rate of interest — and you can’t deduct the interest payments from your taxes — you might conclude that it’s a good idea to get rid of this loan as quickly as possible. Still, if the loan is relatively small, and the payments aren’t really impinging on your monthly cash flow that much, you might want to consider putting any extra money you have into an investment that has the potential to offer longer-term benefits. For instance, you might decide to fully fund your IRA for the year before tackling minor debts. (In 2014, you can contribute up to $5,500 to a traditional or Roth IRA, or $6,500 if you’re 50 or older.)

Our Towne Colonie Welcomes New Advertising and Marketing Consultant

he Our Towne Colonie publication is happy to announce the addition of a seasoned advertising and marketing consultant, Steve Peterson. In a quote from the owner and publisher, Kevin Hotaling, “Steve’s expertise and leadership in the area of growing a nationally known publication is a welcome and critical addition to the staff. I am confident that with his background and knowledge, the Our Towne publication group will grow at a even faster rate than what we have seen in the last eight months since I’ve taken over the ownership” teve’s experience runs deep in business development along with sales & marketing management. His career has encompassed local, regional, and nationwide levels of project management, territory sales, marketing, PR, communications, multi-media sales, large event planning, and team management. utside of his professional career in sales and marketing, Steve is the founder and President of a not-for-profit youth sports organization. A 29 year resident of Bethlehem, he is married to Alicia, and has two children, Josh and Haley.

When it comes to making extra mortgage payments, however, the picture is more complicated. In the first place, mortgage interest is typically tax deductible, which makes your loan less “expensive.” Even beyond the issue of deductibility, you may instinctively feel that it’s best to whittle away your mortgage and build as much equity as possible in your home. But is that always a smart move? Increasing your home equity is a goal of many homeowners — after all, the more equity you have in your home, the more cash you’ll get when you sell it. Yet, if your home’s value rises — which, admittedly, doesn’t always happen — you will still, in effect, be building equity without having to divert funds that could be placed elsewhere, such as in an investment. In this situation, it’s important to weigh your options. Do you want to lower your mortgage debts and possibly save on cumulative interest expenses? Or would you be better served to invest that money for potential growth or interest payments? Here’s an additional consideration: If you tied up most of your money in home equity, you may well lose some flexibility and liquidity. If you were to fall ill or lose your job, could you get money out of your home if your emergency savings fund fell short? Possibly, in the form of a home equity line of credit or a second mortgage, but if you were not bringing in any income, a bank might not even approve such a loan — no matter how much equity you have in your house. You may more easily be able to sell stocks, bonds or other investment vehicles to gain access to needed cash. Getting some extra money once in a while is a nice problem to have. Still, you won’t want to waste the opportunity — so, when choosing to pay down debts or put the money into investments, think carefully. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Kevin J Pittz, Financial Advisor Edward Jones Investments 1721 Central Avenue, Albany • 518-869.9088

www.OurTowneColonie.com

The Songs Of Summer Quiz....

Answers on page 26

1. According to a 1970 Mungo Jerry smash hit, what can you do “in the summertime when the weather is high”? 2. In 2008, Kid Rock had an international hit with the song “All Summer Long.” According to the lyrics, where did the singer spend the summer of 1989? 3. Seals & Crofts had a 1972 hit with the song “Summer Breeze.” Which type of flower is mentioned in the lyrics? 4. According to the lyrics in Sly & the Family Stone’s 1969 single “Hot Fun in the Summertime”, when is the singer’s girlfriend coming back? 5. In the Gary Lewis 1965 single “Save Your Heart for Me”, what is okay for the singer’s girlfriend to do? “Have yourself a summer _________ or two.” 6. In a 1966 hit song, the Lovin’ Spoonful sang, “Hot town, summer in the city, ___________ getting dirty and gritty.” 7. Please complete these lyrics from a 1966 Happenings hit single: “See you in September / see you _________________________.” 8. According to a 1966 song by Frank Sinatra, what kind of friend is the “summer wind”? 9. According to a 1966 hit song, what do the Kinks enjoy doing on a “sunny afternoon in the summertime”? 10. In Bryan Adams’ hit song “Summer of ‘69”, which instrument did the singer buy?

IF YOUR A MUSIC LOVER..... DON’T MISS THE

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Each day of our lives we make deposits in the memory banks of our children. Charles R. Swindoll

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WHAT’S IN YOUR CLOSET MUSINGS ON STUFF

I have a great job. I surround myself with objects that communicate with me. From the very first time I bought a piece of silver made by Paul Revere (40 years ago) I have been open to a visceral discussion with my inventory. No I haven’t lost my mind, they talk to me on a very primal level. William Carlos Williams in his epic poem “Paterson” wrote the line “No ideas but in things” which was sort of a groundbreaking statement for poetry at the time. It was a movement away from concepts and abstractions and towards mining the root of emotions and thoughts through things. So I sit in my shop among thousands of items and I must admit that they are not all chatty. Some, however, speak volumes. Take, for instance, Franklin Roosevelt’s driver’s license, which I am holding. It states his employer as the U.S. Government and his place of residence as The White House. It literally talks nonstop about a four term President who was crippled by polio and deftly underplayed his disability. He loved to ride in public in his Lincoln K-series or his Plymouth Phaeton at high speeds with the top down. His vehicles were all equipped with hand controls to allow him to operate them without the use of his legs. But wait, a newspaper begins a strident monologue. It is a March 1824 copy of the Cheraw [SC] Intelligencer and Southern Register. It is not some random copy, but actually U.S. Secretary of State John Quincy Adams’ copy AND it discusses the likelihood of him successfully being elected as President in November of that year. I can vaguely see Adams rifling through the pages trying to gauge public opinion. But suddenly he is interrupted by the chatter of a framed group of plaster cameos of classical sculpture. A wealthy couple is apparently taking the Grand Tour in the summer of 1886 and find themselves in Firenze and quibbling over which souvenirs to take back to their home in Albany. Feel free interrupt us at Dennis Holzman Antiques and join in the conversation with all our “things”.

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Cohoes Public Library 169 Mohawk Street Cohoes (518) 235-2570 HOURS: Monday: 10am-8pm Tuesday: 10am-5pm Wednesday: 10am-8pm Thursday: 10am-5pm Friday: 10am-5pm Saturday: 10am-4pm Closed Sundays & Holidays

COME EXPLORE THE COHOES PUBLIC LIBRARY... AVAILABLE RESOURCES • Books, eBooks, eReaders, Newspapers, Magazines • DVDs, Books on CD, • Pre-loaded books on MP3 players • Free Wi-Fi Hot Spot • Public Computers & Printer • Copier, Scanner, & Fax Machine • Free Online Children’s ebooks • Museum Passes • Community Room • Fishing Rods

www.CohoesPublicLibrary.org

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“It takes a great deal of bravery to stand up to our friends, but as much to stand up to our enemies.” – J. K. Rowling “Never be ashamed! There’s some who will hold it against you, but they are not worth bothering with.” – J. K. Rowling “I really don’t believe in magic.” – J. K. Rowling “What’s the worst that could happen? Everyone turned me down; big deal.” – J. K. Rowling

To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com

Photo b William LeBlanc

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“We should consider every day lost on which we have not danced at least once.” Friedrich Nietzsche

“Every day brings a chance for you to draw in a breath, kick off your shoes, and dance.” Oprah Winfrey

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FEATURED The OUR TOWNE BUSINESS

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Serving upstateFull New YorkService for more than 10 Asphalt years, J Hunziker AsphaltFree Paving Fully Serving upstate New Yorkinfor more than 10 years, J Hunziker values customers and takes pride providing superior asphalt paving Asphalt Insured esTIMATes Paving values takes pride in providing superior asphalt paving East NY services. Aftercustomers working inand theGreenbush, field for a few years with other companies,

services. Afterdecided workingthat in the fieldtime forfor a few Jason Hunziker decided Jason Hunziker it was himyears, to start his own company. that it was time for him to start his own company. From East Greenbush, From East Greenbush, Jason bought his first truck when he was 24 years JasonWith bought his fristfortruck at 24and years old. With a passion for successfully his work and old. a passion his work a strong work ethic, he has a strong work ethic, he has successfully grown his business in the Capital Diswww.jhunzikerpaving.com ~ jhunzikerpaving@yahoo.com grown his business in the Capital District.

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Jasons Father and Sister supported his business expansion along with his FromJason his previous employers, hebefore took the good &away bad to experiences Driveways Courts Excavating late Mother. made Basketball a promise to her she passed “keep and developed a company that now serves both residential & business pushing forward and do the best I can everyday. ” Looking at the fleet customof Parking Lots Patching Sealcoating ers. and When I sat down tohe interview could have see that he ishea has verykept hard trucks equipment that currentlyJason, has, IIwould to saw working man with a passion for what he does. “J. Hunziker is big enough to New Installs Resurfacing Decorative that promise.

serve, and small enough to care.” His reputation in the paving business has Digouts allowed to grow by leapshe&took bounds the and pastbad fewConcrete years. In addition to From his him previous employers the in good experiences hundreds of residential customers, Jason has also paved Hannoush and developed a company that now serves both residential the andnew business Jewelers Flagship store on Wolf Road, Joe’s Crab Shack in Latham, thebyTaco customers. He is a hard working business owner that runs his business the Bell in Lake George, The Ivy Spa, the 99 Restaurant & various Dunkin Donuts slogan “Big enough to serve you.....Small enough to care.” His reputation in in the Capital District. And thishim is the short by list.leaps and bounds in the past the paving business has allowed to grow

few years. In addition to hundreds of residential customers, Jason has also Hunziker specializes in Driveways, Parking Lots, Sealcoating, paved theJ.new Hannoush Jewelers flagship store on Wold Road, Joe’s Crab Basketball Courts, Excavating, Resurfacing, Digouts, & Decorative Concrete. Shack in Latham, Taco Bell in Lake George, The Ivy Spa, The 99 Restaurant and various Dunkin Donuts in the Capital District.

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Bob Ross Trivia Questions Brought to you by the Painting Bug - Janice Hotaling

1. C 2. B 3. D 4. A 5. D 6. D 7. C 8. C 9. C 10. C

A little about Janice... As a Certified Bob Ross Landscape, Floral and Wildlife Instructor, Janice has the privilege of instructing people in the “wet on wet” technique that Bob Ross made famous through Public Television. She enjoys working with people and seeing the joy on each person’s face as their own unique masterpiece comes to life. Classes are designed to teach technique and composition while providing individual attention and a whole lot of fun. No matter what a person’s skill level, everyone goes home with a completed painting and sense of accomplishment. When she is not teaching Bob Ross classes Janice enjoys quilting and decorative painting, specializing in glassware. She also enjoys traveling with her husband Kevin and spending time with her children and grandchildren

"All you need to paint is a few tools, a little instruction, and a vision in your mind." — Bob Ross

To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com

621 Albany-Shaker Road Loudonville (518) 458.9274 www.colonie.org/LIBRARY Colonie Town Band Concert Monday August 11th at 7:00 PM – Summer rolls on with a concert featuring selections from Broadway shows, movies, marches and light classical pieces. The Colonie Town Band, organized in 1964 and celebrating its 50th Anniversary, is a community band sponsored by the Town of Colonie Parks and Recreation Department. It is truly an intergenerational group made up of amateur musicians ranging from teenagers to octogenarians. Bring your lawn chairs (the library does not provide chairs for outdoor use) and join us on the plaza in front of the library. The concert will be held in the Stedman Room in the event of threatening weather.

Lyme Disease Prevention Tuesday August 12th at 6:30 PM – Lyme disease is a bacterial infection caused by the bite of an infected deer tick. Lyme disease is widespread in the Capital Region, so it is important to understand prevention techniques to reduce your risk of infection. You will learn about how Lyme disease is transmitted, where you can be exposed to ticks and how to properly remove a tick. Presented by Sara Lyons, MPH, CHES, Public Health Educator, Albany County Department of Health. Reservations are required. Call the library’s information desk at 810-0314 to make a reservation.

Pre-Planning Cemetery Services Wednesday August 13th at 6:00 PM – An introduction to pre-planning for your family’s cemetery needs presented by Joe Mazmanian from Memory Gardens Memorial Park and Cemetery. The step-by-step educational program includes history, rules, regulations, current laws, and burial options for you and your family. Reservations are required. Call the library’s information desk at 810-0314 to make a reservation.

The Fast Growing Field of Massage Therapy Thursday August 14th at 6:30 PM – Learn about massage therapy, one of the fastest growing health professions. The presentation will include a chair massage demonstration and information about the flexible and fulfilling career of massage therapy. The presentation will also cover programs at the Center for Natural Wellness School of Massage Therapy that can train you to be a massage therapist as well as provide life-long job placement support. Refreshments will be served. Reservations are required. Call the library’s information desk at 810-0314 to make a reservation.

All The Right Moves: Creating & Funding the Retirement You Want Monday August 18th at 6:00 PM – Frank Finch, Principal of Life Stages Financial Group, will present a retirement planning checklist designed to help attendees avoid big financial mistakes that prevent many people from having

enough money to enjoy life before and during retirement. We will discuss ways to best achieve the financial freedom necessary to fund our exciting life agendas at each stage of our lives! Reservations are required. At 6:00 PM. Call the library’s information desk at 810-0314 to make a reservation.

Social Security: Your Questions Answered Tuesday August 19th at 6:30 PM – An educational program for people who are nearing retirement, ages 55 and up, who have questions on Social Security. During this 45 minute seminar, we’ll help answer these questions: How does Social Security fit into my retirement income plan? When should I start taking benefits? What about taxes? Presented by Frank Marchesini, Financial Advisor, Edward Jones Investments, Loudonville, NY. Reservations are required. Call the library’s information desk at 810-0314 to make a reservation.

Memoir Writing Workshop Wine that has been allowed to age deepens in what sommeliers call character. This workshop is for people who have experience in living, in all its comedy, tragedy, and beauty. By the end of this workshop, you will have a collection of your stories to pass down and share with others, a wonderful gift for your family and friends. Presenter Christina Chant longs to share the call of a blank sheet of paper with others who have stories to tell, demons to dispel, or just want to play with words. Christina has over twenty years teaching experience, is a published writer, and spent time at the Breadloaf Writers Conference I in Middlebury, Vermont. The workshop will consist of four sessions on Wendesdays and Thursdays August 20th, 21st, 27th, and 28th, from 10:00 AM to 11:30 AM. Reservations are required. Call the library’s information desk at 810-0314 to make a reservation.

Indian Music Caravan Wednesday August 20th at 6:30 PM – Veena Chandra and Devesh Chandra will perform Indian Classical music as part of their Indian Music Caravan, a Community Arts Initiative. This project is made possible in part through Community Arts Grants, a program funded through the State and Local Partnership Program of the New York State Council on the Arts and The Arts Center of the Capital Region.

Capital District Genealogical Society: Historic Vale Cemetery, Schenectady, NY Saturday August 23rd – Vale Cemetery’s earliest grave stones are from the Stockade area and date back three centuries. Many prominent families, honored veterans, industrialists, scientists, inventors, elected officials, and former slaves call it their final resting place. The guest speaker is Bernie McEvoy. Special Interest Groups meet at Noon; the speaker/program begins at 1:00 PM followed by social time at 2:30 PM; the Computer Group begins at 3:00 PM.

www.OurTowneColonie.com

The Songs Of Summer Quiz.... 1.

“touch the sky”. Ray Dorset, vocalist for Mungo Jerry, sang: “In the summertime when the weather is high / You can stretch right up and touch the sky.” This delightful song became an international number one song in the summer of 1970.

fling. Gary Lewis crooned, “Walk along the lake with someone new / Have yourself a summer fling or two / But remember I’m in love with you...” This song reached the number two position on the Billboard charts in August 1965.

Northern Michigan. Kid Rock, a Michigan native, sang the following lyrics: “She was seventeen, and she was far from in-between / It was summertime in Northern Michigan...” The song “All Summer Long” became an international hit in 2008, giving music fans the chance to hear “Sweet Home Alabama” once again.

back of my neck. John Sebastian and the Spoonful created the perfect rock song for a big city summer. “Back of my neck getting dirty and gritty” was just one of the poignant images captured in the lyrics. “Summer in the City” reached the number one spot on the Billboard charts in 1966.

when the summer’s through. Bob Miranda and the Happenings sang, “See you in September, see you when the summer’s through / Here we are, saying good-bye at the station...” This song climbed into the top five of the Billboard charts in 1966.

fickle. Ol’ Blue Eyes sang, “And guess who sighs his lullabies / Through nights that never end / My fickle friend, the summer wind.” “The Summer Wind”, recorded in April 1966, is one of Sinatra’s best break-up songs.

Jasmine. Seals & Crofts sang the following lyrics: “Summer breeze makes me feel fine / Blowing through the jasmine in my mind...” This song has been a staple for light music radio stations throughout the world since 1972.

“end of the spring”. Sly & the Family Stone began their hit song “Hot Fun in the Summertime” with the lyrics, “End of the spring and here she comes back...those summer days.” The song reached the number two spot on the Billboard charts in August 1969.

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1. lazing. Ray Davies sang, “And I love to live so pleasantly, live this life of luxury / Lazing on a sunny afternoon in the summertime...” This song became a top forty hit in July 1966- perfect for sipping an adult beverage on a summer afternoon.

“One good thing about music, when it hits you, you feel no pain.” Bob Marley

To Advertise Call ◆ Kevin 518-598-3081 ◆ Steve 518-469-8772 ◆ Jim 518-857-9546 Email to: Ads@OurTowneNortheast.com THE COHOES LOCAL DEVELOPMENT CORPORATION PRESENTS:

2014 Concert Series

Friday Evenings

2014 CONCERT SERIES

6:00 PM

Canal Square ◆ Remsen Street Friday Evenings Downtown Cohoes 6:00 PM Canal Square, Remsen Street Downtown Cohoes

X July 18 The Chronicles

August

Back Beat 1 Sean Rowe

August 8 Sensemaya 1 Sean Rowe

15 Rymanowski 8 Sensemaya

Brothers

22 Glasten Duo Brothers 15 Rymanowski 22 The Neil Brown Duo Sponsored by:

Cohoes Savings Foundation Waste Management Solutions Norlite Lofts at Harmony Mills CT No. One (Cohoes Commons) Stewarts L Sipperly & Associates

Bring your own lawn chair!

Enjoy food and Craft Beer from Joe’s Tavern