To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
COMPLIMENTARY
NOVEMBER 2014
Maggie’s Gift Shop
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HAvE YOU STARTEd SAvING FOR RETIREMENT?
NEED AN EDGE?
If you haven’t, don’t panic! Even though starting early has its advantages, it’s never too late to start planning for retirement.
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OU’RE ONE PERSON trying ©2014 Principal Financial Services, Inc. “The Principal,” “Principal Financial Group,” the retirement, Edge design,“We’ll Give You an Edge”or and the illustrateda character aregrowing registered service marks of Principal Financial Services, Inc. Insurance products from the Principal Financial
Group are issued by Principal National Life Insurance Company (except in New York) ing out your employees, and Principalfor Life Insurance Company. Securities offered through Princor Financial
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The better-late-than-never approach may require you to save more. It may expose you to more risk to earn a higher return. And it may mean delaying any withdrawals as long as possible. How much will you need and where will it come from? Some studies suggest you’ll need about 80 percent of your pre-retirement income to maintain your current lifestyle. If you’re making $30,000 a year (before taxes), you might need $24,000 to enjoy the same standard of living you have now when you retire. Your retirement income will come from a variety of sources, including: • Money provided by your employer, such as a pension or contribution to a retirement account • Money you (and/or your spouse) put into a retirement plan at work, such as a 401(k) plan • Other personal savings and investments (not in a work-related retirement plan) • Money from the sale of your home or business • Part-time or full-time employment in retirement • Support from your children or other family members • Government income programs, such as Social Security or Veteran’s benefits
ately,Start The Principal® can help. saving today
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wide range of services, from 10 Tips for Late Bloomers
Getting a late start? Here are some pre-retirement post-retirement planning ideas from the Financial Planning Association: full benefit packages. Inandfact,
Preparemore written budgets. Budget for pre- andyears. post-retirement. each1.for than 130
2. Rethink retirement. Age 62 or 65 can be an early age to quit working when people routinely live to age 80 and beyond.
ge may be, well, a the slam 3. Avoid “lifestyle” creep. Resist temptationdunk. to increase your personal spending in the last five years before retirement.
4. Reduce expenses. Try shaving 10 percent or even 15 percent from your living costs. 5. Maximize retirement plan contributions. Increase your contribution over several years until you reach the maximum. ® C®, CLU & 6. Review investments. Make sure you have an appropriate balance of risk and return. 7. Moonlight. Work an extra job before you retire (if your employer doesn’t mind). or 8. delay Social Security. Your monthly benefits increase for every year beyond normal retirement age. 9. Make good use of your home. Move to a less expensive home and invest the savings. es 10. Withdraw from the right accounts. Often you can stretch your retirement savings by withdrawing first from the accounts that aren’t tax-deferred. Latham, NY 12110 (518) 724-1700 Contact a member of the Principal Financial Group today for more information. powhida.scott@principal.com
Group,” the ed service al Financial New York) Financial ncipal Life, IA 50392.
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Lawrence M. Dillon & Scott Powhida Principal Financial Group 637 New Loudon Road Suite 1 Latham, NY 12110 (518)724-1700
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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WHAT’S IN YOUR CLOSET TRIALS OF A SMALL BUSINESSMAN I sell useless items. Well, certainly in light of essential needs…food, clothing, shelter, etc. My inventory caters to psychological, historical and aesthetic needs. These generally do not drive the consumer in the same manner as thirst, cold and hunger. Though, one could argue that the obsessive collector might forego some essentials in pursuit of his or her “holy grail”. Not only do I sell useless items, they are hard to find and hard to replace should I be fortunate enough to find a buyer for an item. Unlike my peers, other small businessmen that sell nonessentials…the shopkeeper marketing Hermes handbags, the artisan cheese peddler, or the smoke shop proprietor promoting hand-rolled Cuban cigars…I can not manufacture more or get a rush order filled from the warehouse. So my problems are multiplied. Not only do I have to track down the customers, I have to track down the stuff. This challenge never used to bother me. There are the inevitable lulls, the slow periods when buyers are scarce or merchandise is unobtainable. After forty years of business one would assume I would be more relaxed about outcomes. Not so. It has become more anxiety-producing. Last week I purchased a host of interesting autographs…a vellum military appointment signed by President Theodore Roosevelt and Secretary of War William Howard Taft; a Chester A. Arthur signed White House card; a movie edition of the 1940 novel by Rachel Field “All This and Heaven Too” signed by Field and the film’s leading stars Bette Davis and Charles Boyer. Now I just have to find the few people in the universe who might care…those for whom bread alone is not enough. Anyone out there?
RARE BOOKS, AUTOGRAPHS SILVER, LOCAL HISTORY STYLISH OBJECTS...
MENTION THIS AD FOR A 20% DISCOUNT ON ANY PURCHASE
111 Remsen Street ◆ Cohoes ◆ 518.326.2061 www.HolzmanAntiques.com A SAMPLING FROM THE HOLZMAN CLOSET • 1880’s wall clock from T.G. Timpane, Jeweler Cohoes, NY • A large montage photograph signed by Willie Mays, Mickey Mantle, Joe DiMaggio and Duke Snider • 1926 book on the motion picture industry signed by Thomas Edison • 1765 British pamphlet defending the Stamp Act and the right of the British to tax the Colonists • 1990 Aids Benefit poster for an event at QE2 in Albany signed by Allen Ginsberg • Coin silver sugar tongs made by Albany silversmiths Shepherd and Boyd c. 1820 • 1720 J.B. Homann map of North America with a gold mining scene involving Native Americans
Mention that you heard about us here and you will get 20% off any single item. Dennis Holzman Antiques
111 Remsen Street Cohoes • 326.2061 www.holzmanantiques.com
• 1863 copies of the newspaper The National Anti-Slavery Standard • Two 1980 paintings of Cohoes Falls by living Albany artist Harry Orlyk • An occupational shaving mug for a railroad telegrapher
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Message From
Am I a Connector, Maven or Salesperson... part II
That’s right, Phillips Hardware will call their competitors to solve one of their own customers problems. I would call that the pinnacle of customer satisfaction. Do you think they are “worried” about loosing a customer by having this policy? No, neither do I. I think it builds trust, loyalty and a repeat customer for them.
Last month I talked about these three types of individuals that help to spread many different kinds of epidemics. Trying to pick one that defines me was a little difficult as I eluded to. I finally settled on CONNECTOR as being most like me.
So I challenge all the small business owners to search out these opportunities to connect. I think once you start, you will be surprised that those sympathetic threads of connections come back to you and your business as effects. Be the connector and your customers and business colleagues will be your salespersons.
Well, I have a concrete example and proof from just this past week. Talking with one of my Our Towne Colonie advertisers, John Grizzaffi the owner of the Garden Bistro 24 confirmed my choice. I was able to connect John with a connection I had made from being a Business Sponsor for the smAlbany 2014 conference last July. This linking helped John from Garden Bistro 24, to move forward and establish a foothold in a local food market with a new salad dressing product line he developed. The process had previously been stalled. EUREKA! A connector I am!
Profit in business comes from repeat customers, customers that boast about your project or service, and that bring friends with them. W. Edwards Deming
“We cannot live only for ourselves. A thousand fibers connect us with our fellow men; and among those fibers, as sympathetic threads, our actions run as causes, and they come back to us as effects.” Herman Melville I have to say it was personally rewarding for me in making this connection happen. This has me thinking of how, as small business owners, we can help each other by growing and fostering connections with not only our customers, but also other business owners. I dare to go even further and say with our competitors! I know this can happen because another Our Towne Colonie advertiser, Jon Phillips the owner of Phillips Hardware, will go the extra mile for customer satisfaction. How you say? Well here is the quote from the Phillips Hardware business in focus page from May of this year: At Phillips, our team will carry out your purchases to your car, special order hard to find items and call other local retailers to assist if we don’t have the item you need. It is our mission to solve any of our customers home improvement problems.
Wishing you all success! Kevin Hotaling, Owner and Publisher, Our Towne Colonie
When You shop small
at independent, locally owned businesses of what you spend stays right in your community supporting local organizations and services
52%
sales Contacts: Kevin Hotaling Owner / Publisher • 518-598-3081 • ads@ourtownenortheast.com Mark Slocum Advertising & Marketing Consultant • 518-522-2644 • Mark@ourtownenortheast.com Jim Gulli Advertising & Marketing Consultant • 518-857-9546 • Jim@ourtownenortheast.com
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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For small business owners, keeping costs under control while keeping employee morale up can be challenging….. If one of your employees has a serious accident, becomes sick or needs surgery, that family’s finances could be impacted. Workers’ Compensation and Major Medical Plans help protect your employees in the event of an injury or illness. But, they don’t cover the costs of everyday living expenses. These unexpected health events can quickly eat into someone’s savings and retirement. Like most people today, your employees rely heavily on their paychecks. So, what happens if they get sick or hurt and have to be out of work for an extended period – without regular income? The Lyden Group Insurance Agency now offers AFLAC Insurance benefits to businesses & individuals so you can provide a wide range of benefits that give your employees the coverage in the areas they need most. AFLAC programs help to pay for things like travel and treatment costs, copays or high deductibles. Or, the basic expenses… like rent, mortgage, and utility bills that don’t stop just because someone is sick or hurt. It’s a valueadded benefit that your employees will appreciate
and one that doesn’t come at an additional cost to your company. AFLAC New York’s tax-advantaged plan allows employees to use pre-tax dollars to pay for certain benefit costs, through a Section 125 Cafeteria Plan. This plan may also reduce your FICA taxes, helping your business counterbalance the challenges you face in today’s economic environment! You can attract and retain new talent by providing the kind of benefits they’d expect from a bigger company, helping your business stand out from the crowd. Find out more at The Lyden Group Insurance Agency Call (518) 877-7018 or e-mail steve@lydengroup.com
One of our custom new ers j switch ed the ust ir Hom Incom e, e P r o p Auto I nsuran erty and ce and over $ 500 an saved nu With h igher l ally! e covera vels of g e ! What can we do for yo u?
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217 Remsen St ◆ Cohoes, NY 12047 ◆ (518) 237-2110 www.marrarx.com rx@marrarx.com
A Diversity of Diabetes Pills If you or someone you love has diabetes, you know how important it is to manage it well. What happens if you don’t? You’re at risk for serious complications that can affect your heart, kidneys, eyes, and nerves—to name a few. Some people can manage diabetes with meal planning, weight loss, and exercise alone. Others also need medication. Pills to lower blood sugar levels are one type of drug used to treat diabetes. Can diabetes pills help you? Not if you have type 1 diabetes. However, do you have type 2 diabetes? Then, you’re more likely to benefit if you’ve had diabetes for less than 10 years and your body still makes insulin. That’s the hormone that regulates sugar levels in your blood. There is more than one type of diabetes pill, and the FDA has approved several new ones in the recent past. Sometimes combining more than one type is the best solution. Or, your doctor may prescribe pills plus insulin. There are many classes of diabetes pills. They help you control your diabetes in different ways. These drugs may do one or more of these things including the following: •
Stimulate the pancreas to release more insulin
•
Decrease the amount of sugar the liver produces
•
Make muscle tissue more sensitive to insulin
•
Help insulin work better
•
Lower blood sugar, but only when it gets too high in your body
•
Help the kidney get rid of extra sugar, which lowers levels in your blood
•
Block the breakdown of starches such as pasta and potatoes, and slow the breakdown of certain sugars, which slows the rise of sugar levels after eating
•
Both lower cholesterol and reduce blood sugar
Isn’t it amazing how many different ways these drugs work? If one doesn’t work well for you or if it stops working, another may be more successful. That’s because doctors and scientists think that the cause of type 2 diabetes is not the same for all people with the disease. If your doctor has prescribed one of these drugs, we your pharmacist can provide you with more information. To help avoid interactions with other drugs, print a list of all your medications, both prescription and over the counter. Bring that list with you when you come to talk to your pharmacist and our staff. We can answer other questions you might have about your medication, such as: 1. Are there special instructions for this medication? 2. Do I need to take the medicine with meals or at certain times of day? 3. Should I avoid taking this medication with any foods, vitamins, or supplements? 4. What are the most common short-term and long-term effects of this drug? 5. Is this the most cost effective drug regimen and how best to coordinate the care with my insurance coverage. As you can see, the arsenal for fighting diabetes just keeps growing – and we haven’t even touched on new injectable and inhaled medications. That being said, it is best to control diabetes at the earliest stage to prevent the progression of diabetes which can be costly but also have a significant impact on ones overhaul health. As always we pharmacists are here to help ……Just give us a call! 518-237-2110.
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
CO M E S E E O U R N E W LO O K!
New — in our Gift Department! YANKEE CANDLE® joins our popular Woodwick line of Candles & Accessories.
We are thrilled to say we will be accepting YANKEE CANDLE® coupons - so bring them in! Sign up for their email list and get great coupons from them in your inbox! Yankee Candle joins Primitives by Kathy and Stonewall Kitchen in our newly remodeled gift department! Stop in today! Remember, we have our own loyalty club that rewards you for purchases you make in our store too!
EXTRA $AVINGS
5 OFF
$
YOUR NEXT PURCHASE OF $25 SALE MERCHANDISE INCLUDED! - SINCE 1931 -
With this coupon. Cash and carry only. Cannot be combined with other offers. Not valid on prescriptions or copays. Expires 10/31/14.
Flu Shots Now Available! We’re here to help you stay healthy this cold & flu season. Most insurance plans accepted, stop by today. RE-LOADABLE GIFT CARDS AVAILABLE FOR: Cards & Collectibles • Home Health Care Products or Even Prescriptions!
- SINCE 1931 -
FREE GIFT WRAP SERVICE
More than a pharmacy. We’re family. 217 Remsen Street • Downtown Cohoes • (518) 237-2110 www.marrarx.com • email us at: rx@marrarx.com
LAYAWAY AVAILABLE!
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869-2448 | WWW.BARNSIDERRESTAURANT.COM | 480 SAND CREEK ROAD, ALBANY
“Delivering a delicate balance of food, service, and atmosphere” Voted Best Steakhouse & Best American Restaurant by Metroland Magazine and Capital Living Region.
Purchase One entree and Recieve One 50% off Dinner on your Birthday 50% off entree must be of equal or lesser value than other entree purchased. Valid on parties of two or more. Acutal date of birthday only.
this coupon The Barnsider With expires 11/30/14
869-2448
Does not include private parties. Main dining room only. Proper ID required. Not valid with any other offers.
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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.ourtownecolonie.com
Let us help you Shop Local by offering
Maggie’s
Carry-Out Service Small Engine Repair Screen & Window Repair Propane Key Cutting (including many chip keys)
gift shop
In Alt, Col, Del Sch & Wat
521 TROY SCHENECTADY RD ◆ LATHAM, NY ◆ 518.785.2629
www.SHOpMAggiES.COM
In Colonie & Delmar
$5 off a $25 purchase of Any Ice Melter or Shovel
Not to be combined with other discounts or sales
Expires 11/30/14
Visit us at any of our local stores
Altamont 861-5364
Colonie
459-2364
Delmar
439-9943
Schenectady Voorheesville Waterford 346-4383 765-2377 233-1073 www.ShopPhillips.com Free Ship to Store on our website of over 60,000 items
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Know your Ice Melter and Shovels facts for this Winter Ice Melter Facts – The name brand will vary between your local hardware stores but there will normally be a rock salt, calcium blend and calcium concentrate and an alternative ice melter product. Your local hardware store clerk can explain it in more detail if needed.
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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Look at the lineup below, and consider buying more than one shovel depending on anticipated need—one for lifting, another for pushing, for example, or one for dealing with regular snow and another for an icy plow pile at the end of your driveway.
Rock Salt - Works effectively to 20 degrees Economical for large applications. Corrosive to concrete over the long term. White residue left behind. Road Runner - Works effectively to minus 15 degrees Economical “chloride” product. Contains Calcium and Magnesium Chloride pellets. Generates melting heat when exposed to moisture (liquid or frozen). Safe on streets, driveways, sidewalks, and concrete steps. It is colorless and odorless when dissolved. Prestone Driveway Heat - Works effectively to minus 25 degrees Premium concentrated blend of primarily Calcium Chloride for faster action. It melts 4 times more ice than equal weight of Rock Salt. Safe on streets, driveways, sidewalks, and concrete steps and will not damage trees, shrubs or grass. Ice B Gone Magic - Works effectively to minus 30 degrees Starts out as ordinary rock salt, then is treated with a liquid, agricultural by-product of the distilling process blended with magnesium chloride. It does not refreeze because the brine stays fluid. It is safe for concrete, landscape and pet friendly and doesn’t track like other products. 90% less corrosive than salt and leaves no visible residue and is safe to handle.
Difference in snow shovels The handle: “Ergonomic” may not mean easy. Bent handles can make the pushing angle hard to adjust, and twisting the shovel to toss snow aside can be difficult. A shorter handle makes snow-throwing easier; longer is better for pushing— you can better tweak the shovel’s angle and use your weight. A wood handle is handsome but heavy, metal is cold, and plastic or fiberglass is often just right. The grip: D-shaped. Be sure it fits your hands, especially if they’re unusually small or big. A padded grip is nice, as is an extra grip lower on the handle. The scoop: Look for sturdy scoop and is attached well to the handle. Metal is generally more rigid than plastic but heavier. Steel on the leading edge can extend a shovel’s life and make it more effective in hard-packed snow, though the edge may scratch a delicate surface such as decking. A scoop about 24 inches across is good for a few inches of light snow; narrower is better when snow is deep or wet and heavy. A deeply curved scoop can clear a lot of snow; a shallow scoop is OK for pushing snow but spills when lifted. High scoop sides contain snow and can reduce flexing.
1. Versatile. Throws, lifts, or pushes. Scoop sides keep snow from escaping. Fiber core handle is lighter than wood. 2. Garden-variety. Slices heavy snow and is good for other outdoor work, but the wood handle is heavy and short. 3. Cheap, plastic. Plastic may flex too much and wear over time. Without a steel edge, the scoop won’t bite well into icy snow. 4. He-man heft. It could actually be too big. You can use your foot to push it into a plow bank, but it takes a very heavy scoop. 5. Wide, wobbly. Quickly fills with snow, and the one we tried wobbled. OK for a little light fluff on a hard surface. 6. Ergonomic handle. The bend makes it hard to maintain an effective angle and awkward to throw to the side. You’ll need strong wrists. 7. Yellow midsize. An ergonomic handle that’s better than the dogleg version; and you’re not forced into one grip. 8. A pusher. The width and lack of sides mean it isn’t good for lifting snow. It will do for up to 4 or 5 inches of light snow. See your local hardware store for help with selecting shovels and ice melter. Phillips Hardware has over 30 different shovels that will meet all your snow removal needs this winter.
Phillips Hardware • www.ShopPhillips.com Altamont • Colonie • Delmar Schenectady • Voorheesville • Waterford
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Just as treasures are uncovered from the earth, so virtue appears from good deeds, and wisdom appears from a pure and peaceful mind. To walk safely through the maze of human life, one needs the light of wisdom and the guidance of virtue. Buddha
Cohoes Public Library 169 Mohawk Street Cohoes (518) 235-2570 HOURS: Monday: 10am-8pm Tuesday: 10am-5pm Wednesday: 10am-8pm Thursday: 10am-5pm Friday: 10am-5pm Saturday: 10am-4pm Closed Sundays & Holidays
COME EXPLORE THE COHOES PUBLIC LIBRARY... AVAILABLE RESOURCES • Books, eBooks, eReaders, Newspapers, Magazines • DVDs, Books on CD, • Pre-loaded books on MP3 players • Free Wi-Fi Hot Spot • Public Computers & Printer • Copier, Scanner, & Fax Machine • Free Online Children’s ebooks • Museum Passes • Community Room • Fishing Rods
Can you guess this famous mountain?
www.CohoesPublicLibrary.org
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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Prepare Far Ahead for Long-term Care Costs November is Long-Term Care Awareness Month – a month dedicated to educating the public about the need to prepare for the potentially devastating costs of longterm care. And the more you know about these expenses, the better prepared you will be to deal with them. To begin with, just how expensive is longterm care? Consider this: The average cost for a private room in a nursing home is more than $87,000 per year, according to the 2014 Cost of Care Survey produced by Genworth, a financial-services company. And the average cost of an assisted living facility, which provides a level of care that is not as extensive as that offered by a nursing home, is $42,000 per year, according to the same Genworth study. All long-term care costs have risen steadily over the past several years, with no indication that they will level off. Many people, when they think about long-term care at all, believe that Medicare will pay these costs — but that’s just not the case. Typically, Medicare only covers a small percentage of long-term care expenses, which means you will have to take responsibility. Of course, if you are fortunate, you may go through life without ever needing to enter a nursing home or an assisted living facility, or even needing help from a home health-care aide. But given the costs involved, can you afford to jeopardize your financial independence — or, even worse, impose a potential burden on your grown children? To prevent these events, you will need to create a strategy to pay for long-term care expenses — even if you never incur them. Basically, you have two options: You could self-insure or you could “transfer the risk” to an insurer. If you were going to self-insure, you would need to set aside a considerable sum of money, as indicated by the costs mentioned above. And you would likely need to invest a reasonably high percentage of this money in growth-oriented investments. If you chose this self-insurance route, but you never really needed a significant amount of long-term care, you could simply use the bulk of the money for your normal living expenses during retirement and earmark the remainder for your estate. However, if did need many years of nursing home care, you could end up going through all your money. As an alternative, you could transfer the risk of paying for longterm care to an insurance company. Many plans are available these days, so, to find the choice that is appropriate for your needs, you will want to consult with a professional financial advisor. Here’s a word of caution, though: The premiums for this type of protection rise pretty rapidly as you get older, so, if you are considering adding this coverage, you may be better off by acting sooner, rather than later. None of us can know with certainty what the future holds for us. Ideally, you will always remain in good shape, both mentally and physically, with the ability to take care of yourself. But, as you’ve heard, it’s best to “hope for the best, but plan for the worst.” So, take the lessons of Long-Term Care Awareness Month to heart and start preparing yourself for every scenario. Kevin J Pittz, Financial Advisor Edward Jones Investments 1721 Central Avenue, Albany • 518-869.9088
HALFTIME SPECIAL!
HALFTIME SPECIAL! 24 Cut Cheese Pizza 12 CUT PIZZA 2 Dozen Wings WITH 2 TOPPINGS 2 Liter Soda 95 + tax $32.95 + tax
$12.
EXPIRES 11/30/14
-TOPPINGS EXTRAEXPIRES 11/30/14
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Let Santa be the only one with a belly this year!
Dedicated to working with small businesses to help them grow and become successful. “You must be very patient, very persistent. The world isn’t going to shower gold coins on you just because you have a good idea. You’re going to have to work like crazy to bring that idea to the attention of people. They’re not going to buy it unless they know about it.” – Herb Kelleher
November Sudoku
Answers on Page 26
The holidays will soon be here. Ever have someone point out that you have “put on a few pounds since last year?” That’s not very fun. If you are not where you wanted to be for the holidays, then consider hypnosis. With hypnosis, you can replace bad habits (that keep you stuck) with healthy habits (that allow you to enjoy the holidays while getting fit). Last year, through hypnosis at Key 2 Joy, Rob M. lost 7 pounds in 2 weeks over Thanksgiving and enjoyed dinner with 46 relatives! He said, “I was very aware for the first time of what I was eating. I was more discerning about what I ate. I have NO will-power and it hasn’t seemed hard at all.” Now, everyone loses weight at his or her own speed, but what if you could change a few habits, lose weight in time for the holidays and/ or enjoy the holidays while getting fit? Wouldn’t that be better than trying to hide the extra weight (which doesn’t work), feeling awful, and planning for another resolution that flops within the first month of the New Year? Make a changevvv NOW. Hypnosis can make the process fast, easy, and fun! So how can hypnosis help you? Hypnosis can help you to bypass will power to simply change behaviors and stress responses, while creating a more positive selfimage. So instead of waiting until after the holidays, wishing you could change your habits. Start now and enjoy the holidays while you getting fit. Can I be hypnotized? Most people can be hypnotized and at Key 2 Joy, we offer a FREE Screening to determining if hypnosis is right for you. You have nothing to lose, except bad habits, weight, and stress. Call 518-598-6968 today and book your FREE Screening! Mention this article and you will also learn a simple stress busting technique that can help you get through stressful situations, more calm, and in control!
Shannon Keyes Ciucevich Certified Hypnotist, Registered Yoga Teacher Key 2 Joy, Inc. 145 Vly Road, Suite 6 Shaker Pine Plaza Colonie, NY 12309 518-598-6968
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
For Advertising Call Kevin 767-2222 or Email ads@ourtownenortheast.com
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Tired of Being Mistaken for Santa at the Holidays? Start Now! Lose Weight With Hypnosis & Let Santa Be The Only One With A Belly This Year!
CALL NOW For Your FREE Hypnosis Screening! 518-598-6968
Good for 25% Off Your Customized Hypnosis Package! Hypnosis to unlock the door to a life of balance, health and joy!
Corner of Watervliet Shaker & New Karner Roads (Shaker Pine Plaza)
WE SELLTOP QUALITY
KITCHEN AND DINING FURNITURE!
WE SELL IT AT THE BEST PRICE! TODAY ! THRU SEPT 30
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CANADEL – BERMEX – SALOOM – ZIMMERMAN – LYNDON – AMISCO – TRICA – TEMPO
113 REMSEN STREET, COHOES
233-8244 Easy Access from 87, 787 and Rt. 9
We’ve built our reputation specializing in quality kitchen and dining furniture. Selling at our best prices.
STORE HOURS:
Mon., Wed. & Fri. 10-5:30 Tues. & Thurs. 10-8 Sat. 10-5 • Sun. 12-4
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To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
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VIDEOS TO DVDS... MAKE A GREAT GIFT!
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Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
Albany Edit & Video Transfer
Preserve your memories for tomorrow Albany Edit & Video Transfer opened it’s doors in 2001 offering consumer and professional video transfer services. We stand by every job that comes through our doors and treat your materials with the respect and careful handling they deserve. These are your precious memories and we treat them like they were our own. We offer video transfer, duplication and conversion services to both consumers and professionals. We can convert nearly ever consumer and professional video format including Blu-Ray, 8mm films, DVD, Beta, DV, VHS, SD-Cards, Hard Drives, Consumer Camcorder Tapes and many others. We also convert audio tapes & records to CD-Audio or MP3’s. Precious memories make a great gift. We can make photo to video montages with your favorite pictures and music. Other great gifts include putting your wedding videotape on DVD or just backing up all of your camcorder tapes to DVD or Hard Drive. It saves space as well as preserves your precious family memories. All of the services we provide are done on premises that way there is no worry about
your memories getting lost in transit. College sports video resumes and even video resumes for theater and the arts are a valuable asset for applying students. Simply bring us your materials and a list of the scenes you want with all of your edit decisions and we’ll bring your production to life. We can supply your video back on DVD or a video file to post to your favorite video sharing site. As new video formats rise and fall we will provide the services necessary to bridge the gap to the next format. Albany Edit & Video Transfer Village Plaza 1593 Central Ave Colonie See our Ad on Page 17!
Each day of our lives we make deposits in the memory banks of our children. Charles R. Swindoll
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««« THE AMERICAN VALUES CLUB ««« Answers onCROSSWORD Page 26
November Crossword
September 24, 2014 “Mismatched Socks” ACROSS 1 Guitar part 7 Believers of some
34 Rockefeller Center
muralist 35 Mixture with equal stripe parts flour, butter, 11 Spiral-sliced meat eggs, and sugar 14 Like China’s 39 Legendary Place of Red Guards, the Wild Bunch 40 Parliamentary vote ideologically 15 Lead pellet–filled item 41 Edam alternative 42 ___ Plaines, used to weigh down Illinois scuba divers 17 Sufi ascetics 43 Atlanta’s ___ Center 18 Went right at, as a 44 Candy with a gum present center 19 Start one’s workday, 46 Dear 47 Trifling amount perhaps 21 Parliamentary vote 48 Tone-Loc and 22 “___, I wonder …” Marky Mark and 23 Imitate Doug E. the Funky Bunch, Fresh e.g. … or how 28 Eye, in Ibiza this puzzle’s theme 29 Spits a verse entries might be 32 Suffuse described? 33 Promise under a 55 Benghazi-based chuppah carrier
56 Emulate Beethoven
and Pete Townshend 58 Action-packed 59 Thomas, e.g. 60 Zing 61 Newcastle beers 62 Positioned in a bracket, say DOWN 1 Coppertone letters 2 Piehole 3 Streaming player
brand 4 Words that don’t come from a folder? 5 Hash tagger? 6 Abashed denial 7 “Great ___ Faithfulness” (classic hymn) 8 Blackjack dealer’s apparatus 9 Arson case, slangily 10 Fire man? 1
I am interested in a lot of things - not just show business and my passion for animals. I try to keep current in what’s going on in the world. I do mental exercises. I don’t have any trouble memorizing lines because of the crossword puzzles I do every day to keep my mind a little limber. I don’t sit and vegetate. Betty White
by Byron Walden, edited by Ben Tausig Difficulty level: l l l l l
2
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11 Disease spread by
IV drug use, briefly 12 Supermodel Wek 13 Diet ___ Dew 16 Period of great growth 20 Something imposed on a shopper, perhaps 23 One standing on his own two feet? 24 Engage in histrionics 25 Borders 26 Mercury-heavy fish 27 Destination for one intent on crashing 28 Horatian work 29 Got together for coffee, perhaps 30 Statement of belief 31 Backpack handle 33 “South Park” kid 34 Store 36 Maneater? 6
7
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11
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by Rand Paul– supporting PAC “Stand With Rand,” or so they say 38 In the past 43 Noted Cuban cigar brand 44 “Check your eyes, ump!” 45 Certain leg exercises 46 Ian of “The Lord of the Rings” 47 Burglar’s hauls 48 Backsplash material 49 Sandwich alternative 50 Newcastle’s river 51 Not rare 52 Border 53 McConnell’s Senate counterpart 54 All there 55 Source of Cleopatra’s downfall 57 Stoked
16
21 23
9
37 Rand referenced
61
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To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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Clean Your Gutters (or let Doug do the dirty work for you!) Doug’s
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Gutter Referral Program
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Give Doug a call and protect your home from these see dppw.com for details serious problems. Our staff is always prompt, professional, clean and courteous. And, after a job well done, we finish every project with a complete clean-up. No new mess left behind. If you are not happy, we are not happy.
Call today to book your cleaning
(518) 465-4138 www.dppw.com
se. i c re nal. P . an ssio ed e l C rofe sur P y In l Ful
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FEATURED BUSINESS
Maggie’s
After many years of discussions and research, my father, Albert Avakian and his sister, Bertha Avakian decided to convert their grocery store, Supreme Food Market located on 19th Street in Watervliet, into a Gift Shop. The increasing competition of grocery stores in the Capital District made it difficult to compete. In 1984 my father Albert decided to give the gift buisness a try by taking an aisle of groceries out the grocery store and placing 4 display cases filled with Belleek China, Capodimonte, Limoges, Irish Dresden, and Hummel’s Figurines. Needless to say, at age 50 he changed his profession. I can remember him saying to me, “I want a better life for my family. I want you kids to not have to worry if we have a power outage or if one of the coolers should fail in the middle of the night.” My father and aunt decided to close the grocery store on Sept 9th and reopen it as Maggie’s Gift Shop 2 months later on November 22, 1985. The name “Maggie’s” came from my grandmother Margaret. It made sense to my father and aunt to honor their mother by naming the gift shop after her. I can also remember him saying Maggie’s would be right under the Macy’s listing in the phone book. We had started with a complete bridal registry, tabletop gift ware and collectibles. Shortly after opening in 1986, my aunt passed away and then, in November of 1991, my father passed. It was a tough struggle to keep the business open, however, our father gave us a great “old school” education to keep it alive. In 2010 an opportunity came about suddenly that we could not pass by. With 2 days notice, the former Vanilla Bean Bakery and
gift shop
Cafe building was going up for auction. My mother Shirley and I decided to attend the auction and, with the help of many, it happened. After 84 years of consecutive family business in Watervliet, it was hard at first to break a family tradition. We closed our location in Watervliet with tears in our eyes and heartfelt memories. Although we were sad to leave Watervliet, the family knew it was time for a change and time to expand. Friends, customers, and family came to help us pack up and move everything 3 miles up the hill. Moving 44,000+ breakable items was no easy task, but it was a success. Everyone asks, “How many items did you break in the move?” To be honest, there was a total of 9 items broken. It was a frightening decision at first, but once Maggie’s opened in Latham, we knew the right choice was made. Their current customers, as well as all the local businesses were excited about the move and graciously welcomed us here in Latham. Our new location at 521 Troy Schenectady Road features a larger showroom and most importantly, a parking lot. With the larger area we were able to expand our variety of items. We still have a large variety of collectibles; Precious Moments, Willow Tree, Byers Choice, LLadro, Thomas Kinkade and Department 56, but we have also expanded into jewelry and fashion items such as John Medeiros, Chamilia, TrollBeads, Uno De 50, Alex and Ani and coming soon...Endless Jewelry and Brighton. Last year my brother Harry and his wife Kristina decided to continue the family tradition in Watervliet and opened Uptown Wine and Spirits at the old Maggie’s location. Shirley Avakian & John Avakian
This November 22 will be our 29th year in business. See our advertisement on page 10 for our Anniversary Coupon.
521 TROY SCHENECTADY RD ◆ LATHAM, NY ◆ 518.785.2629 www.shopmaggies.com
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
11/30/14
RESERVE YOUR HOLIDAY PARTY WITH US TODAY!
11/30/14
11/30/14
Carpet Cleaning Special
s! 25 Year g n i t a r leb Ce
2 Rooms & Hallway Or 12 Stairs
Always Clean Interiors CARPET and UPHOLSTERY CLEANING SERVICE Since 1989
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89
Old School Deep Cleaning 2 Step Process. We scrub carpets & steam extract so carpets dry quicker. Must be under 250 sq. ft. Expires 12/23/14.
Upholstery Cleaning Special Sofa & Chair
$
89
Up to 12 ft. Expires on 12/23/14.
Tile & Grout Cleaning Special
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Most credit cards accepted.
Other Services We Offer: • High Pressure Washing • Air Duct Cleaning • Hardwood & Laminate Cleaning • Carpet Repairs & Restretching • Tile Repairs & Regrouting or Stain Sealing • All Flooring Installations
Clean & Seal Grout
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We can make tile & grout look new!
Up to 120 sq. ft. Expires on 12/23/14.
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Contact Spindles at: 241 Remsen St Cohoes, New York 12047 (518) 237-3816 Or call janice at the Paintingbug 852-9160 Seating Limited so CAll today
Joes Hillside Auto & Collision Center HAS YOUR CAR BEEN DAMAGED IN AN ACCIDENT? We know it’s important for you to have your car repaired to it’s original condition....
Joe Say’s “I’ll pay your deductible up to $500 if you have at least $3000 in repairs to be done!”
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To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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621 Albany-Shaker Road Loudonville (518) 458.9274 www.colonie.org/LIBRARY Noon Author Talk: The 1924 Presidential Election David Pietrusza – who has been here several times in the past few years – will be back on Monday, November 3rd, for a another Noon Author Talk. In honor of Election Day, David is going to talk about the pivotal 1924 contest. Writes David: “Silent Cal Coolidge won 1924’s Presidential Election but there was nothing quiet about that year’s contest. A 104-ballot Democratic Convention nearly ripped the Democratic Party apart. Oil scandals tarnished the GOP. Personal tragedy visited the White House. A potential Electoral College deadlock threatened to send the contest into the House of Representatives. Some called 1924 ‘The High Water Mark of American Conservatism.’ Others saw it presaging the rise of Franklin Roosevelt’s New Deal and a resurgent progressivism.” Mr. Pietrusza is the author of such books as 1920: The Year of Six Presidents; 1948: Harry Truman’s Improbable Victory; 1960: LBJ vs. JFK vs. Nixon; and Calvin Coolidge: A Documentary Biography. For more information about David’s books, including a slew of online interviews from C-SPAN, Morning Joe, Fox News, ESPN, NPR, The History Channel, Bloomberg Radio, and more, see David’s website at: http://www.davidpietrusza.com The talk begins at 12:15 PM; bring your lunch if you are on lunch hour.
Indian Music Caravan Indian Classical Music Workshop and Performance On Sunday November 9th at 2:00 PM the Dance and Music School of India featuring Professor Veena Chandra and Devesh Chandra will present a hands on workshop about the techniques of this unique music. Attendees will be able to see, hear, and experience the instruments of India. A performance of vocals, harmonium, sitar and tabla will follow. All ages are welcome, children are especially encouraged to attend. This project is made possible in part through Community Arts Grants a program funded through the State and Local Partnership Program of the New York State Council on the Arts and The Arts Center of the Capital Region.
Alzheimer’s Disease: Where We Stand Today Wednesday, November 12th at 6:30 PM: Dr. Richard Holub, from Neurological Associates of Albany, will discuss the epidemiology, diagnosis, treatments, status of current research and will comment of what individuals can do for themselves and others today concerning alzheimer’s disease. Questions and discussion are encouraged. Reservations are required. Call the information desk at 810-0314 to reserve a spot.
Chinese Film/Discussion Series Starts I-Hsin Wu, Adjunct Professor of Sociology at UAlbany and a member of the NYS Office for the Aging’s Targeting Workgoup working with the Chinese-American community, will host a four-part film/ discussion series titled “Introducing Chinese Culture Through Chinese Films” beginning this month. Scheduled movies are: Raise the Red Lantern on Monday, November 17, at 6:30 PM; Crouching Tiger, Hidden Dragon on Monday, December 15, at 6:30 PM; and The Joy Luck Club and Eat Drink Man Woman (dates TBA). First up is Raise the Red Lantern.Winner of over a dozen awards, this 1991 film is set in 1920’s China. Says the Internet Movie Database: “After her father’s death, nineteen year old Songlian is forced to marry Chen Zuoqian, the lord of a powerful family. Fifty year old Chen has already three wives, each of them living in separate houses within the great castle. The competition between the wives is tough, as their master’s attention carries power, status and privilege. Each night Chen must decide with which wife to spend the night and a red lantern is lit in front of the house of his choice. And each wife schemes and plots to make sure it’s hers. However, things get out of hand….”
Historical Society of the Town of Colonie: The Fairview Home for Friendless Children Sunday, November 16th at 2:00 PM: The Fairview Home for Friendless Children of Watervliet, NY was an orphanage founded by philanthropist James Barclay Jermain in 1888 and which remained open until 1956 when it was merged into the Troy Orphan Asylum (now Vanderheyden Hall). This orphanage was also a fully working farm. The children had responsibilities working the land and caring for the animals. The entrance to the Fairview Home was located on Boght Road just south of the intersection of Haswell Road (across Haswell from St. Coleman’s Home) in what was then called West Troy (later Watervliet, NY), but district lines were changed putting the property location now in Latham in the Town of Colonie. Ray LeMay has been researching the Fairview Home for Friendless Children for the past 13 years, and has interviewed some of the orphans that resided there. Ray is a leader in several civic, historic and patriotic groups in the Capital District, and holds a degree in Public History and Anthropology.
WWII Film Series Continues Our American Cinema and WW II series continues this month, hosted by Lenny Zapala – film expert and Director of the Menands Public Library. On Thursday night, November 20, at 6:30 PM, the 1941 Abbott and Costello comedy Buck Privates (plus a newsreel and a short from that time) will be shown. The film also features the Andrews Sisters. It’s been said (whether true or not) that Japan used Buck Privates as propaganda – to demonstrate to its troops the incompetence of the U. S. Army! For purposes if his introduction to the film, Lenny is putting Buck Privates in the category “Hollywood Warns the Nation” as he sees the film as 1940’s pop culture preparing America for war.
Noon Book Review With Steve Coffey on Gary Hart Local attorney Steve Coffey, our most popular Noon Book reviewer, is returning on Monday, November 24, to talk about All The Truth Is Out: The Week Politics Went Tabloid by Matt Bai. Remember Gary Hart? And when political candidates’ personal lives were not in the news? Bai’s book not only chronicles Hart’s downfall, but it also chronicles the rise of the 24/7 news cycle and how politics – and its coverage – has never recovered from a week in May of 1987. Bai, says the publisher, “shows how the Hart affair marked a crucial turning point in the ethos of political media – and, by extension, politics itself – when candidates’ ‘character’ began to draw more fixation than their political experience. Bai offers a poignant, highly original, and news-making reappraisal of Hart’s fall from grace (and overlooked political legacy) as he makes the compelling case that this was the moment when the paradigm shifted – private lives became public, news became entertainment, and politics became the stuff of Page Six.” The review begins at 12:15 PM; bring your lunch if you are on lunch hour.
26th Annual Day of Poet Poetry Contest Join us for this annual judged poetry reading contest held in conjunction with our Tuesday Night Live Poets’ Corner. On Saturday, November 29th from 10:00 AM to 4:00 PM – Three rounds of two, three, and four minutes will be held throughout the day with prizes awarded to the top finishers. Open stages will be held at 10:00 AM and 3:00 PM, along with featured readings by local poets. Come one, come all to read or just listen and enjoy! To register or for information call William Robert Foltin at 785-1252.
Library Holiday Schedule Election Day: Tuesday, November 4 CLOSED; Veterans Day Tuesday, November 11 CLOSED; Thanksgiving: Wednesday, November 26: CLOSE at 5:00 PM, Thursday, November 27: CLOSED, and Friday, November 28: CLOSED.
SUDOKU
How to play • The numbers 1 through 9 will appear once only in each row, column, and 3x3 zone. There are 9 such zones in each sudoku grid. There is only one correct solution to each sudoku. Good luck!
Answers can be found on page 19
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mid-century modern is in vogue-stylish objects from the 1950's and 1960's. Are these antiques? Or is the word now antiquated? Visit us at Dennis Holzman Antiques, we have the word “antique” in our store name but you will find items from the 1600's through the 20th c. www.OurTowneColonie.com Dennis Holzman Antiques 111 Remsen Street Cohoes • 326.2061 www.holzmanantiques.com
“A plan is a bridge to your dreams. Your job is to make the plan or bridge real, so that your dreams will become real. If all you do is stand on the side of the bank and dream of the other side, your dreams will forever be just dreams. First make your plans real and then your dreams will come true.” Robert Kiyosaki
To Advertise Call ◆ Kevin 518-598-3081 ◆ Mark 518-522-2644 ◆
Jim 518-857-9546 ◆ Email to: Ads@OurTowneNortheast.com
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� �AL � �N�CE �O �U � �T� BO PARTY & MUSIC RENTALS INC.�
Looking for a New, Exciting &�EASY� Fundraising Opportunity for Your:� School - Grade or Class� Student Council� PTA - PTO� Fire Company� Youth Athletic Organization� Church� Favorite Charity�
HOST A� BOUNCING DISCO� AND SEE HOW� EASY� IT CAN BE!� What is it?�
We bring to your facility:� *Up to 3 bounce rides� *A Complete 1000 Watt DJ System� * With appropriate favorite songs your guests love� * Disco Lights� *Concessions� * Cotton Candy, Sno Cones, Popcorn� *A 2nd DJ System with Karaoke Songs�
How are funds raised?�
By ticket sales for the event (like a dance) and� through concession sales.�
What does the organization need to provide?�
1. 1-2 hours of planning - (We have done this many times)� 2. Volunteers - Could be Parents, Faculty, Staff or Students�
Did we mention your volunteers are minimal and are needed for only 3-4 hrs?�
3. The Facility� 4. A willingness to try something NEW with a proven track record�
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Fully insured� Clean - sanitized rides� Super friendly service� Family owned and operated� Satisfaction guaranteed!�
Visit us at: www.BounceRide.com�
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