Our Towne Colonie April 2015

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

COMPLIMENTARY APRIL 2015

Colonie • Cohoes • Latham • Loudonville • Menands • Watervliet

Sunset Lanes

A family tradition for over 75 years

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www.OurTowneColonie.com

your finanCiaL PartnerSHiP

NEED AN EDGE?

WHETHER YOU’RE ONE PERSON trying

to plan for retirement, or a growing business looking out for your employees, sometimes your goals seem just out of reach. Fortunately, The Principal® can help.

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we’ve been putting the very best solutions within reach for more than 130 years.

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Lawrence M. Dillon, CFP , ChFC , CLU & Senior Financial Representatives Scott Powhida, Managing Director Princor Registered Representatives Senior Financial Representatives Advisors PrincorFinancial Registered Representatives ®

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Financial Advisors Dillon.Lawrence@principal.com 637 New Loudon Road, Suite 1 | Latham, NY 12110 (518) 724-1700 Scott Lawrence M. Powhida.Scott@principal.com dillon.lawrence@principal.com | powhida.scott@principal.com Powhida Dillon U’RE CFP ONE PERSON trying  ChFC CLU Managing Director ©2014 Principal Financial Services, Inc. “The Principal,” “Principal Financial Group,” the

etirement, a character growing Edge design,“We’ll Give Youor an Edge” and the illustrated are registered service marks of Principal Financial Services, Inc. Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York) and Principal Life Insurance Company. Securities offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National, Principal Life, and Princor® are members of the Principal Financial Group, Des Moines, IA 50392.

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Given the choice, none of us would choose to learn about financial issues during a crisis like divorce, job loss or death of a spouse. However, that’s what many of us do. Sometimes, we think we’re helping our partner when we handle the finances alone. But nothing could be further from the truth. Like any business partnership, your partner in home finances needs to know how to carry on in case you die or become disabled.

It takes more than having a credit card in your name or knowing your net worth to control your finances. You should have: • A loan in your name that established a credit history • Individual and joint savings and investment goals • Your own income replacement plan in case of disability • Your own financial strategy for retirement • An understanding of joint Social Security and pension benefits for both you and your spouse.

WE’LL GIVE YOU AN EDGE®

of

You and your spouse should discuss the financial issues that you normally do ely, The Principal can help. yourself. Cover what you do month-to-month, why you do it and where you keep the records. And don’t forget any of stocks,services, bonds, mutual funds, CD’s, and life insurance or disability income policies you may de range from have. ®

l benefit packages. In fact,

In addition to short-term issues, review the big picture – long-term asset growth. Don’t make the common ch for more than 130 years. mistake of confusing day-to-day money management with building your savings. Many of us are reluctant

even think about aadisability or death – let alone actually doing something about it. Procrastination maytobe, well, slam dunk.

can literally leave you without the nest egg and safety net you need. Take advantage of finance classes, investment clubs and public seminars. Your library can also be an excellent resource.

CLU® &

Don’t leave your spouse in the dark when he or she is least able to cope. By sharing and preparing now, your partner can avoid the struggle with an unfamiliar financial jungle later.

For more information about this and other financial topics, contact Scott or Larry.

ham, NY 12110 (518) 724-1700 whida.scott@principal.com

oup,” the service nancial w York) nancial al Life, 50392.

WE’LL GIVE YOU AN EDGE®

Principal financial Group 637 New Loudon Road Suite 1 Latham, NY 12110 (518)724-1700

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

What’s in Your Closet?

Many years of experience tells me that crocuses will eventually pop out of the wet earth. Those many years also alert me to the fact that people will begin to clean out their accumulations of stuff from their dresser drawers, closets, attics, garages and basements. Again that wisdom of the ages tells me that most of what we all accumulate does not have much resale value.

But sometimes there is value in what appears to be mundane. We would all like to experience an unexpected windfall… a “Roadshow” gasp as we are told our innocuous trinket is worth a hefty sum. So before you throw out that Tibaldi fountain pen (one sold a few years ago for 8 million) or John Deere tool box (one recently sold for $21,000) bring it to us for our expert evaluation. Check it out before you chuck it.

We love to buy unusual and rare items in many categories, especially: paintings, manuscripts, autographs, historical items, early books, silver, mid-century modern furniture and lighting, photographs, sculpture and stylish objects of all periods. Most of our business has been word of mouth during the past forty years partially due to the reasonable prices we offer.

We are particularly interested in Cohoes business records, photographs, postcards, advertising items, books, pamphlets, trophies, letters, maps, prints, paintings, etc.

RARE BOOKS, AUTOGRAPHS SILVER, LOCAL HISTORY STYLISH OBJECTS...

MENTION THIS AD FOR A 20% DISCOUNT ON ANY PURCHASE

111 Remsen Street ◆ Cohoes ◆ 518.326.2061 www.HolzmanAntiques.com

MENTION THAT YOU HEARD ABOUT US HERE AND RECEIVE A 20% DISCOUNT OFF ANY SINGLE ITEM PURCHASE.

A SAMPLING FROM THE HOLZMAN CLOSET • 1880 quotation signed by Buffalo Bill • Two 1834 memorial ribbons for General Lafayette • 19th c. majolica sardine box • Oval Shaker sewing box • 1935 Hercules gunpowder calendar with an N.C. Wyeth illustration • Israeli artist Reuven Rubin signed exhibition poster • 18th c. Dutch tobacco box • Mid-19th c. brass enema pump in fitted mahogany box • Currier and Ives lithograph: “The Life of the Sportsman” • Twelve piece Royal Doulton fish serving set • Mettlach stein with Uncle Sam

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• 1967 Rockwell Kent letter discussing his paintings • Leaded glass barrister bookcase • 1841 red, blue and green coverlet with bird border • Mettlach stein with Uncle Sam • Igor Stravinsky signed photograph • David Lithgow portrait of a woman • 14k gold and .5 carat diamond bracelet • Twelve piece Royal Doulton fish serving set • 1891 Map of Cohoes • 1959 Ted Williams signed first day cover • Leaded glass barrister bookcase • Signed photograph of Adirondack hermit Noah John Rondeau

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www.OurTowneColonie.com

Message From

Kevin

Customer Service Doing the Right Thing When to “break the rules”

Well it’s been a pretty busy month for me. I packed up a four bedroom colonial, moved all the furniture and household items, sold that house, bought another house, and moved everything in. Luckily for me I had a bunch of help. So it is moving late in the winter, the house we bought still had a bunch of snow around. I, having six trucks loaded to move, managed to get three of them stuck in the driveway. OK, stop laughing…… I’m usually a better driver than that just ask my wife. During the big move day, there was a lot of commotion, bustle and shuffling of the trucks around.

At the same time while the trucks were stuck, and many people were working trying to unload the trucks that were available, the previous owner’s propane company came to take their tanks. I was fortunate to be able to keep my current propane supplier Nolan Propane who is one of my advertisers. With the three trucks stuck on either side of the driveway, the other companies’ truck was just able to squeeze by with their large truck to pick up the tanks. They happen to have a large winch on the front of their truck, and I had asked them nicely if they would kindly help me by pulling one of the trucks that was stuck out to make it easier to get by. The two gentlemen were courteous and polite, and they informed me of the company policy where they were no longer able to do such things.

I fully understand having a company policy to ensure the safety of the employees, and to be cautious of and guard against unwanted litigation. I am very aware that we are a litigious society, and there’s always someone out there willing to initiate a lawsuit against the company that has provided them with a hot coffee that they accidentally spilled on their lap.

But sometimes, helping out is just the right thing to do. Sure you have to get a sense of the type of person you’re dealing with, but if it feels OK and you can do something simple to help out, why not do it.

Enter scenario number two….. About 15 minutes and after the first truck left.

My propane supplier arrived with an even bigger truck. No winch on the front of the truck like before, but they did have a big strap with a hook.

To make it easier for them to make their delivery and get by my stuck truck, they helped to pull my truck out. It didn’t take much as my truck wasn’t really stuck all that bad. It took less than 3 minutes and they helped me out a lot.

No company line, just a couple of service techs that did the right thing.

The world is full of givers and takers as we all know. I for one, like to believe that there are more people trying to do the right thing when it comes to helping someone out in need. That is the kind of people and businesses that I want to spend my hard earned dollar with. I think you should too. Seek them out, look for the thank you notes on the walls and the sponsorship of your local youth athletic leagues. Look for the letters of thanks by their customers when they went above and beyond what was normally expected for service. They are the givers of the world and they deserve our support to allow them to earn a living and continue to “doing the right thing.”

Kevin Hotaling Owner and Publisher, Our Towne Colonie

When You shop small

at independent, locally owned businesses of what you spend stays right in your community supporting local organizations and services

52%

sales Contacts: Kevin Hotaling Owner / Publisher • 518-598-3081 • Kevin@ourtownenortheast.com Tony Gaddy Advertising & Marketing Consultant • 518-242-9555 • Tony@ourtownenortheast.com Jim Gulli Advertising & Marketing Consultant • 518-857-9546 • Jim@ourtownenortheast.com

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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Perils, Loss and Misunderstanding — Know your Insurance Policy A sailboat’s stolen from your yard. Covered? A motorcycle’s damaged in your driveway. Covered? Your home is damaged due to a sewer line break. Covered?

The answers, in brief, are: depends, depends and depends, based upon specific policies and circumstances.

But a recent survey by the National Association of Insurance Commissioners (NAIC) reveals that many homeowners misunderstand what’s included in their homeowners policies.

For instance, despite extensive media coverage on Hurricane Katrina victims whose claims were denied because they lacked flood insurance, 33 percent of respondents incorrectly believe flood damages would be covered by a standard homeowners or property and liability policy.

“Many homeowners could be seriously harmed financially by misunderstandings about their insurance,” Walter Bell, NAIC President and Alabama Insurance Commissioner said. “It’s critical that consumers look closely at their policies and ask their insurance Agents detailed questions to become fully aware of what is and what is not covered.”

The survey revealed a number of misunderstandings relating to common losses: 35 percent of respondents think damages from earthquakes are covered. Just like other carriers, Erie Insurance homeowners policies specifically exclude earthquake-related claims. An endorsement can be purchased for losses that arise from an earthquake event.

34 percent of survey participants think damages from mold are covered. Moisture damage such as rust, rot, mold and mildew is specifically excluded in most standard Erie Insurance policies.

Mold contamination is only covered on a limited basis, and only if it is the result of a covered peril.

22 percent of respondents think pets stolen from or injured on their property are covered. This is another “depends” situation; there is no coverage for theft of a pet under most Erie Insurance policies, although injuries may be partially covered based upon the policy specifics.

31 percent of people who took the survey think damages from termites or other infestation are covered. According to Matrogran, most policies do not cover such claims.

Bill Matrogran, section supervisor, Property, agreed and encourages all Policyholders to become familiar with the details of their policies and endorsements.

“It’s always best to talk with your Agent to be sure you understand your coverage, advise your Agent of any major renovations to your dwelling or large content purchases and regularly review your specific situation and coverage needs,”

“There are so many combinations and permutations of coverage,” said Matrogran, “and certain circumstances that may give rise to coverage.”

The Lyden Group Insurance Agency Call (518) 877-7018 or e-mail steve@lydengroup.com

One of our custom new ers j switch ed the ust ir Hom Incom e Auto I e Property a , nsuran nd ce and over $ saved 500 an nually With h ! igher l e covera vels of ge!

What can we do for yo u?

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It’s exciting what a home equity can do…

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1-800-773-5601 berkshirebank.com

Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. Loan products are·subject to credit approval. Berkshire Banking Insurance Bank Institution NMLS Registry Number – 506896. Home Equity Line: 20 year line of credit with a 10 year interest only draw period, followed by a 10 year principal and interest repayment period. Annual Wealth Management Percentage Rate (APR) as of 3/10/15 is variable based on Prime as found in the Money Rate section of the Wall Street Journal and is floating during the life of the loan. *The minimum APR can be no lower than 3.25% and will never exceed 18.00%. The margins are as follows: For a line amount of $15,000 - $24,999 is +0.00%; for a line amount of $25,000 - $250,000 is -.50%; for a line amount $250,001+ is 0.00%. Stated margins require a Berkshire Bank checking account and $15,000 minimum draw into the Berkshire Bank checking account at closing. +.50% will be added to the margin for an approved bank policy exception. The following fees apply: an annual fee of $50; a minimum advance fee of $15 is charged for advances less than $250; stop payment fee of $25; return check charge of $25. If the line of credit is paid off and closed within 35 months, a prepayment penalty will be charged not to exceed 2% of the total credit limit, inclusive of fees and costs not exempt by law. For a credit limit of $15,000 - $24,999, a prepayment penalty of $300 will be assessed. For a credit limit of $25,000 or more, a prepayment penalty of $500 will be assessed and the NYS mortgage tax paid by the Bank will be recaptured (not to exceed 2%). No closing costs for line amounts $250,000 or below. For lines exceeding $250,000, the customer pays the cost of lender’s title insurance, attorney fee over $250, and the portion of the NYS mortgage tax on the line amount exceeding $250,000.

The Bank pays the New York State mortgage tax on line amount up to $250,000. Home Equity Loan: Payment chosen must amortize over 5, 10, 15 or 20 year term. As of 3/10/15, 3.375% **Annual Percentage Rate (APR) is available for qualifying properties in Berkshire Bank’s footprint with a loan-to-value (LTV) of 80% or less for loans of $15,000 to 250,000. An equity loan of $75,000 with a 5-year term at 3.375% APR results in 60 monthly payments of $1,360.31 for 1st lien. An equity loan of $75,000 with a 5-year term at 3.875% APR results in 60 monthly payments of $1377.11 for 2nd lien. An equity loan of $75,000 with a 10-year term at 3.625% APR results in 120 monthly payments of $746.14 for 1st lien. An equity loan of $75,000 with a 10-year term at 4.125% APR results in 120 monthly payments of $763.91 for 2nd lien. An equity loan of $75,000 with a 15-year term at 3.875% APR results in 180 monthly payments of $550.19 for 1st lien. An equity loan of $75,000 with a 15-year term at 4.375% APR results in 180 monthly payments of $569.09 for 2nd lien. An equity loan of $75,000 with a 20-year term at 4.375% APR results in 240 monthly payments of $469.57 for 1st lien. An equity loan of $75,000 with a 20-year term at 4.875% APR results in 240 monthly payments of $489.95 for 2nd lien. The payment examples provided do not include taxes and insurance and the actual payment obligation may be greater. The interest rates and APRs shown above are subject to change without notice. Minimum loan amount is $15,000 and maximum loan amount is $250,000. +.50% will be added to the APR for an approved bank policy exception. There are no closing costs for a loan amount of $250,000 or less. For loan amounts exceeding $250,000, the customer pays the cost of lender’s title insurance, attorney fee over $250, and the portion of the NYS mortgage tax on the loan amount exceeding $250,000. The Bank pays the New York State mortgage tax on loan amount up to $250,000. If the loan is paid off and closed within 35 months, a prepayment penalty will be charged not to exceed 2% of the total loan amount, inclusive of fees and costs not exempt by law. For a loan amount of $15,000 - $24,999, a prepayment penalty of $300 will be assessed. For a loan amount of $25,000 or more, a prepayment penalty of $500 will be assessed and the NYS mortgage tax paid by the Bank will be recaptured (not to exceed 2%). Home Equity Line and Loan: First and second lien on 1-4 family owner occupied residences and qualified second homes only. Home equity financing on non-owner occupied properties, rehabilitation loans, manufactured housing, or homes currently offered for sale are not available. Homeowners insurance is required. Flood insurance may be required. Your APR will vary based on your final loan amount and actual finance charges. Consult your tax advisor about deductibility. Loan approval is subject to underwriting criteria and subject to credit approval. Other restrictions may apply. Offer is subject to change without notice. To obtain the APR shown above, a Berkshire Bank checking account is required. NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. LEGAL RESIDENTS OF NEW YORK. VOID WHERE PROHIBITED. Sweepstakes ends 5/29/15. Prize value is $3,500. For Official Rules, prize descriptions and odds disclosures, visit http://www.berkshirebank.com/home-equity-ny.

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

$4.00 off

any Bill of $20 or more

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With this coupon. Not valid with take out, on holidays or with other offers.

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315 8th St. Watervliet | 273-3314 (Next to South Gate of Arsenal)

www.valentesrestaurant.com

Hours: Tue - Thu 11am -10pm ◆ Fri 11am -11pm ◆ Sat 4pm - 11pm ◆ Sun 4pm - 10pm

Other Colors & Patterns Available

Beautiful Ashleyy Pattern Available Only From Gutter King By in the Capital District Several Colors Available - We Offer White • Beige • Brown • Bronze Custom Colors & Copper Gutters are available plain or with the Ashley Designer Pattern embossed on the gutter

• Locally Owned & Operated since 2006 • Owner Managed Installs • No High Pressure Salesman • Award Winning Installation Team

We will beat any competitor’s written estimate!

We offer pick up or drop off service for the do-it-yourselfers!

Call Now and Speak Directly To The Company Owner!

Joe Navarra: Owner • Mobile: (518) 301-3380 Email: navco598@yahoo.com Office/Showroom: 3 McElwain Ave., Cohoes, NY 12047

New 5”Seamless Gutters FREE Designer $ Gutter Gutt Gu tt Repairs • Gutter Cleanouts Pattern Gutter Gutt Gu tt Covers • We Offer A Lifetime Any Gutter Service With Any Gutter Purchase of $500 Or More Gutter Gutt Gu tt Replacement Warranty With Of $500 or More ($3 linear ft. retail value) Not valid with other offers. With coupon. Not valid with other offers.

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To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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Let us help you Shop Local by offering

Carry-Out Service Small Engine Repair Screen & Window Repair Propane Pool Water Testing Key Cutting (including many chip keys) In Alt, Col, Del, Sch, Vor & Wat

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Dedicated to working with small businesses to help them grow and become successful.

“You must be very patient, very persistent.

The world isn’t going to shower gold coins on you just because you have a good idea. You’re going to have to work like crazy to bring that idea to the attention of people. They’re not going to buy it unless they know about it.”

– Herb Kelleher

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Visit us at any of our local stores

Altamont 861-5364

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Schenectady Voorheesville Waterford 346-4383 765-2377 233-1073 www.ShopPhillips.com Free Ship to Store on our website of over 60,000 items

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

Phillips Hardware and other local hardware stores carry the exclusive Scotts Step Program. It is a wonderful tool for the DIY home owner that wants to create a lawn that their neighbors will be envious of.

This program takes you through the whole process of early spring crabgrass preventer, late spring weed preventer, summer lawn food and fall lawn food for a better spring lawn. You can find rebates at your local hardware store for up to $50 back when you buy the complete Scotts Step Program.

Scotts Step 1 – Crabgrass Preventer Plus Lawn Food 28-0-7 Step 1 feeds your lawn and prevents crabgrass plus other weeds from starting. Crabgrass spreads quickly during the warm summer months. Between midsummer and early fall, each plant produces thousands of seeds. The first frost kills the plants, but the seeds remain dormant through the winter. When the ground temperature warms up, the seeds begin to grow. New crabgrass appears from mid-spring to midsummer.

You would apply it early in the spring after the snow has melted between February and April. You should not apply to newly seeded or sodded areas until after the 4th mowing.

Scotts Step 2 – Weed Control Plus Lawn Food 28-0-6 Step 2 also feeds your lawn and kills dandelions plus other weeds listed on the bag. You would apply it in late April through June to a wet lawn. After you apply it, you should wait at least 24 hours after that before watering the lawn. You should not apply to newly seeded or sodded areas until after the 4th mowing.

Scotts Step 3 – Lawn Food with 2% Iron 32-0-4 The iron in this Step feeds and strengthens lawns against heat and drought. You can apply it anytime from June to August to give your lawn a boost of green. It is guaranteed not to burn your lawn and is kid and pet friendly when used as directed so you can still have your backyard fun.

Scotts Step 4 – Fall Lawn Food 32-0-12 Apply this step in the fall to any grass type to help protect and strengthen for a better spring lawn. Apply it anytime from August through November and is also kid and pet friendly.

Know your Fertilizer Facts!

The three numbers (often called NPK) on a fertilizer package tell you the percentage of the base elements nutrient makeup by weight. These numbers represent the percentage by weight of the three major nutrients required for healthy plant growth, always in the same order: nitrogen-phosphorus-potassium (N-P-K). Each of these nutrients affects plant growth differently, and the formulation you select should depend on your specific gardening needs.

11 The first number is the percentage of nitrogen (N) in the bag. Nitrogen provides plants with the ability to produce more chlorophyll, which in turn allows plants to grow quickly. With each additional nitrogen application, plants will grow taller and develop a darker green color. So if you want a dark green lawn, use a fertilizer that’s high in nitrogen – but then expect to mow more often.

The second number in the analysis is the percentage of phosphorus (P) in the mix. Phosphorous aids in root development and increases flowering ability and bloom size. Scotts Step program no longer has Phosphorus in its mix, as you can see by the 0 in the second number. Phosphorus encourages the blue-green algae bloom that area lakes experience each summer. Blue-green algae not only stinks but can be toxic to animals and children. When the algae bloom decays it reduces the oxygen in the water and can cause fish kills. Phosphorus run-off from feed lots, agricultural land and lawns is the main contributor to phosphorus in the lakes. Your lawn does not need Phosphorus unless you have a newly seeded lawn, most soil provides all the phosphorus your established lawn needs. If you are in doubt have your lawn tested before adding any phosphorus.

The third number represents the percentage of potassium (K) found in the product. A bag of 24-8-4 has 4 percent potassium in the mix. Potassium has many functions: It guards the plant against diseases and aids in drought protection and cold tolerance. It also serves a role in improving root development and helps in the process of photosynthesis. You might consider using a high-potassium fertilizer at the start of winter and summer to protect crops from temperature extremes or when insects and disease have caused damage to your plants.

The other percent remaining is usually inert filler material, such as clay pellets or granular limestone.

The best defense against crabgrass is a healthy lawn. Unwanted grasses and weeds simply can’t get the necessary toehold to thrive in a robust stand of grass. Follow these basic lawn care guidelines to keep crabgrass from becoming a problem in your yard: Mow at frequent intervals to keep the grass a fairly consistent length. Check the recommended mowing heights for your type of grass and cut your lawn at the highest recommended setting. Crabgrass requires plenty of light to germinate, so keep the grass as thick and long as possible to create shade near the soil surface. Cutting your lawn too close produces patches where crabgrass and other weeds can germinate.

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

Phillips Hardware • www.ShopPhillips.com Altamont • Colonie • Delmar Schenectady • Voorheesville • Waterford

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www.OurTowneColonie.com

169 Mohawk Street Cohoes (518) 235-2570

HOURS: Monday: 10am-8pm , Tuesday: 10am-5pm, Wednesday: 10am-8pm, Thursday: 10am-5pm Friday: 10am-5pm, Saturday: 10am-4pm Closed Sundays & Holidays

CoMe eXPloRe The CohoeS PuBliC liBRaRy...

Celebrate Library Week April 11 - 18 April 11-10:30 am opening Ceremony - Mayor Primeau recognition of Library Volunteers 1:00 pm French Movie sponsored by La Federation Franco-Americaine du New York April 13- 6:30 pm Connect Cohoes: the Future of your Library w Matt Graff & Carol Clingan April 14- 11:30 am recognition of Library Personnel by Mayor Primeau April 15- 10:30 am Mystery Book Club - Charles Todd’s Ian rutledge series 1 - 3 pm Trouble shooting knitting and crocheting with BeauKnitters- 1on 1 help 6:30 pm Ebook class with Jo-Ann Benedetti - learn how to get books, movies & more April 16 2:00 pm Medicare 101 with Janet Kiffney, senior services of Albany April 17 1 - 3 pm Talking Tech with Matt, Dave & Vince 1 on 1 help with computer questionsrEGIsTrATIon rEQUIrED For TECh TALK April 18 10:30 am ready for spring Gardening with the Cooperative Extension 1:30 pm Mystery Author - Eleanor Kuhns - The William rees series

www.CohoesPublicLibrary.org

Memory Gardens CEMETERY & MEMORIAL PARK The Capital Region’s Premier & Most Affordable Non-Prot Memorial Park • GARDEN OF PARADISE OR CREMATION NICHE SPACES - ONLY $400.00 EACH! • BRONZE MEMORIALS - CUSTOM DESIGNED • $550.00 GRAVE LINERS • ONE YEAR INTEREST-FREE FINANCING AVAILABLE! • CREMATION & CASKET BURIAL OPTIONS AVAILABLE • PRE-PLANNING & FLORAL PLACEMENT SERVICES 983 Watervliet Shaker Road, Albany, NY 12205 (518)869-9506 email: info@memorygardens.org

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New Members Welcome

TOUR OF LOUISIANA

La Fédération Franco-Américaine du New York (The Franco-American Federation of New York) welcomes new members. You don’t need to speak French to enjoy our activities. The Federation’s goals are to create awareness of the French history of October 11 – 18, 2015 – Includes 8 days, North America, encourage the use of North Air, Hotels, 11 Meals and Guided Tours.

American French, and celebrate the culture Double $2,399pp; Single $2,949pp; Triple $2,369pp and heritage of the American French. Our 2014-15 calendar of activities will include Highlights…French Quarter, Court of Two a French film series, lectures, concerts, Sisters, Baton Rouge, Natchez, Martin wine tasting, cultural demonstrations, a Accordion, Cajun Entertainment, trip to Louisiana in the fall, a Christmas Vermilionville, Bayou Cruise, Cajun Brunch, and more. Yearly dues are $15 for Cooking School and fun! individuals, $18 for families.

For more information, visit our website at For more information contact www.albanyareafrenchclub.com or call Lisa Laforest at Plaza Travel Center Bernard Ouimet at 518-692-2690.

(518) 785-3338 / lisa@plazatravel.net

Presented by La Fédération Franco-Américaine du New York Heart of the South – A journey through New Orleans, Natchez and Lafayette, LA

We are all in need of watching what we eat....including your pets!

Obesity affects not only humans......it is a leading concern of animals as well.

We are seeing more animals with skin allergies , diabetes, cancers and heart disease..... Much of these diseases stem from their diets and environment.

As much as we make our pets a part of our life they should not be eating a human diet.

Some foods that are considered good for people can be very dangerous for pets. The list below highlights some of the most common foods that can be dangerous to animals.

This is not an exhaustive list, and any decision to provide your pet with food not specifically intended for animals should be discussed with your veterinarian or pet nutritionist.

• • • • • • • • • • •

Alcoholic beverages Apple seeds Apricot pits Avocados Cherry pits Candy (particularly chocolate—which is toxic to dogs, cats, and ferrets—and any candy containing the toxic sweetener Xylitol) Coffee (grounds, beans, and chocolate-covered espresso beans) Garlic Grapes Gum (can cause blockages and sugar free gums may contain the toxic sweetener Xylitol) Hops (used in home beer brewing)

• • • • • • • • • • • • • • • •

Macadamia nuts Moldy foods Mushroom plants Mustard seeds Onions and onion powder Peach pits Potato leaves and stems (green parts) Raisins Rhubarb leaves Salt Tea (because it contains caffeine) Tomato leaves and stems (green parts) Walnuts Xylitol (artificial sweetener that is toxic to pets) Yeast dough This information was compiled from various sources.

Love them unconditionally..... do many things to reward them ..... However a way to a Pet’s heart (unlike what our mothers taught us !) is not through their stomach!!!!

Tracy Muscatello Pet Spas & Suites 1 Cerone Commercial Drive Colonie, NY 12205

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For 200 years we’ve been conquering nature. Now we’re beating it to death.

-- Tom McMillan

We do not inherit the earth from our ancestors, we borrow it from our children.

-- Native American Proverb

The wealth of the nation is its air, water, soil, forests, minerals, rivers, lakes, oceans, scenic beauty, wildlife habitats and biodiversity… that’s all there is. That’s the whole economy. That’s where all the economic activity and jobs come from.

These biological systems are the sustaining wealth of the world.

-- Gaylord Nelson

April Sudoku

Answers on Page26

A Plan for a Healthy Earth and a Healthy YOU!

Toxins, junk, clutter, and debris are a problem for the health of the earth and they are also a problem in many people’s diets. Are you tired of toxic thoughts that make you feel horrible? Does your body feel sluggish and painful from years of neglect? Earth Day, April 22nd, promotes creating a healthy environment to ensure future generations have the opportunity to enjoy life on earth. It’s about developing and implementing a plan to ensure clean water, healthy food, and fresh air for everyone. So while we take action to improve the health of our planet, shouldn’t you clear the junk and toxins out of your life too?

Even though improving your environment (both inside and outside of your body) may at first glance appear like a monumental task, Earth Day reminds us that even the smallest change can have a big impact on health and hypnosis makes changing habits and behaviors easy and fun!

At Key 2 Joy, using hypnosis you can lose weight, release toxic thoughts, ditch bad habits, and live a healthier life! Just as architects and engineers create and implement plans to improve the health of our planet, your body is no different; your mind is no different. What your mind can conceive your body WILL achieve.

Hypnosis helps you create and execute a plan for a healthier vibrant you. Earth Day reminds us that we need to take action now, before it’s too late. If you don’t know where to begin and you feel overwhelmed, ignoring the problem doesn’t make it go away. So take the first step on your journey back to health.

Call 518-598-6968 TODAY for your FREE Hypnosis Screening and see how hypnosis can easily help you create and execute a plan for improved health!

Shannon Keyes Ciucevich

Certified Hypnotist, Registered Yoga Teacher Key 2 Joy, Inc. 145 Vly Road, Suite 6 Shaker Pine Plaza Colonie, NY 12309

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Most small business owners are not particularly sophisticated business people.

That’s not a criticism; they’re passionate about cutting hair or cooking food, and that’s why they got in the business, not because they have an MBA. Andrew Mason

Construction of the Manhattan bridge 1909 It’s not government that creates jobs; it’s small business. Our job is to make sure they have the access to capital, the access to contracting opportunities, and the help, advice and mentoring that they need to go out and be successful.

Karen Gordon Mills served as the 23rd Administrator of the Small Business Administration.

A 10 by 15 foot wooden shed where the Harley-Davidson Motor Company started out in 1903

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The Painting Bug Featuring

Classes

April Schedule:

Grandpa’s Barn at Hobby Lobby Saturday April 4th 10 am - 3 pm Sun Shower at the Painting Bug Studio Saturday April 18th 10 am - 3 pm Paint -N- Party - Sunset Over The Mountain Thursday April 23rd 6:30-8:30pm

at the Platinum Pub 795 3rd Avenue Watervliet 12189. Ph: 270-9907

5pm - 6:30pm HAPPY HOUR Drink Specials & 15% Off All Food Items!

6:30 - 8:30 Painting Party Class - your First Drinks on us!

int! www.PaintingBug.com a P n a C You to register Call Janice at 852-9160 See the Ad on Page 21 for more details

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

LePages Market Your Hometown Marketplace A Labor of Love For A Small Family Owned Local Business In 1974 Tony and Sandie LePage opened LePage’s Grocery Store, incorporated, (formerly Lange’s Grocery) on Vliet Street in Cohoes. The LePages’ owned and operated that store for 16 years. We decided to sell the store in 1990 to spend more time with our three children. After selling the store, Tony brought “Snapple” into the area with his one man box truck. As that business grew we sold it to Canada dry in Mechanicville and Tony worked there for about 1 1/2 years. Missing self-employment, Tony ventured into a new business called Affordable Sports on Columbia street in Cohoes and operated that business for 18 years. As the collectibles market started to shrink we decided to close the store. We had been eyeing our current location for several years and finally agreed to purchase 342 North Mohawk street in 2011. This building was truly a family endeavor. Our son, Anthony, was key in rehabilitating and designing our current location including our infamous deck upstairs with “the only place with this view of the falls in New York State”, Sandie added the front porch and our daughters, Laura, designed our logo and website and Nicole, created our deli menu. Our children and their spouses, Laura & Carmen, Nicole & Jim and Anthony & Kate helped Tony and Sandie paint the interior.

We have an Ice Cream Shoppe within our store that is open from April to October serving hard and soft ice cream, as well as various sundaes, ice cream pies and ice cream sandwiches. We’ve just finished building an addition to house our new beer cave walk in cooler and now carry over 300 craft beers.

Stop down, grab a deli sandwich and some great ice cream, and enjoy the Cohoes Falls from our upper level front deck, one of the greatest natural spectacles east of the Mississippi.

Tony and Sandie LePage 342 NORTH MOHAWK ST COHOES, NY 012047 M-F 6am-9pm Sat-Sun 7am-9pm

(518) 238-2019

See our Ad on Page 21

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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ESTIMATES

Mention this AD to receive A 10% Discount

Niagara Falls Frozen Over 1911 One of the penalties for refusing to participate in politics is that you end up being governed by your inferiors.

Plato (c.428-348 BC) Sitting is an art that isn’t getting passed along. People these days feel as though they have to be doing something. That sort of thing looks like doing nothing. A recharging battery doesn’t look as if it’s doing anything either. Sitting restores your soul. If you want to enjoy a truly full life, don’t just do something, sit there. — Leroy Powell in Out of My Head

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January 25th, 2012 - AV Club xword April Crossword Answers on Page 26

Across 1. Confesses 7. One may be French or old 11. Angry feeling 14. Novice 15. Edison's middle name 16. Affectionate baby-talk word 17. Bieber single from "My World" 18. Lions without lionesses?

20. Squeeze (out) 21. Hockey's Phil, to fans 23. Jazz ___ 24. Ants without pants?

28. Notice 29. Stein filler 30. "If it fits I sits" animal on icanhascheezburger.com 33. Kitchen brand 36. Reason to prescribe Ritalin, briefly 37. Common college brand 38. The ocean's B-team?

42. Wetlands turf 43. No longer in the closet 44. Lubed 45. One might fall off while you're going down 46. Chi. summer setting 47. Ready 49. Group of wounded crows?

54. With 36-Down, type of graphic often posted on Twitter and Facebook 57. Scream 58. ___ de Cologne 59. Group of unfriendly wolves?

62. Films that require a lot of shooting?

64. Mrs. McKinley 65. Slow people might be asked to pick it up 66. Certain gun projectile 67. Pops 68. Kitten's plaything 69. Past and future, e.g.

Down 1. Republican-turned-Democrat Specter

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2. Count in "Attack of the Clones" played by Christopher Lee 3. Touched 4. Mike's counterpart in candy 5. Era 6. Takes care of 7. Myopic Mr. 8. Chicken ___ king 9. One of a pretentious eight 10. Redheaded passenger of the Mystery Machine 11. "Heads ___, tails you lose" 12. Actor Paul of "Role Models" 13. Holiday lead-ins 19. Beam of sunlight, e.g.

22. %: Abbr.

25. "Nuh uh!"

26. The Tramp's girlfriend 27. Cutlass or 88, briefly 30. "Sweet!"

31. Medicinal plant 32. Ratted (on) 33. Cold-blooded African killers 34. Earth inheritors, with "the"

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Trendy antioxidant berry See 54-Across More socially awkward Bygone birdie VW or BMW Do it "It looks like you're writing a letter.

Would you like help?" character in MS Word Jim Beam grass Comment from a confused student Bridge turn Amy Van ___ (U.S. swimmer with six Olympic gold medals) Literary oceans Country star Steve Deceptive ploys Trip agent?

Pop Dressed (in) Energizer letters "Down on the Corner" band, to fans The T in GTL, on "Jersey Shore"

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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With 12’ x 27’ CRAFT BEER CAVE Meeting all your beverage needs

iCe CReaM oPenS 4/2/15

“Best price for ice cream in the area!”

AND The Platinum Pub Thursday 4/23/15

Contact the reservation desk for more details and to register

• 5:00-6:30 pm Happy Hour

Drink Specials & 15% Off All Food Items!

• 6:30-8:30 pm Paint - N- Party Class • Cost $35pp witH your first driNk oN us!

Come and view the Cohoes Falls from our front deck!

Fresh Boar’s Head Deli meats with Pierogi’s and Galumpkis

The Painting Bug

12oz or 16oz Coffee

always 99¢

342 NORTH MOHAWK ST COHOES, NY 012047 M-F 6am-9pm Sat-Sun 7am-9pm

(518) 238-2019

• Everything you need to paint is included in class: Canvas, Apron, Paint & Brushes To Register Call The Platinum Pub & Grill 795 3rd Avenue Watervliet 12189. Ph: 270-9907 Or call janice at the The Painting Bug 852-9160

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FEATURED Sunset Recreation BUSINESS Bowling Lanes 1160 Central Avenue, Albany, NY 12205 (518) 438-6404

Sunset Recreation has been family owned and operated for 75 years by the Hoffman Family.

George Hoffman, current owner and grandson of the original owner, had taken over the business from his father. We are your local bowling center and strive to be the best. You will always be greeted with a smile from our friendly staff who are just waiting to help you. Most of our staff have been working with us for over 10 years.

We are constantly giving back to the community in many ways. We have sponsored little league teams, helped others raise money through bowl-a-thons for great causes and donate to many different charities. We offer open bowling based upon availability, our most popular time being Tuesday and Wednesday nights for our $1 night. We have league bowling every night of the week, including

senior leagues during the day, junior leagues on the weekends and men’s, ladies and mixed leagues most nights. We host birthday parties

George Hoffman accepting NYS Womans Bowling Association Award for the 2008 Proprietor of Year

on the weekends. We offer two competitively priced packages. We do all the work you have all the fun. We also host Corporate parties, Christmas parties and any type of group function. We host the Wolf and Warren Pro-Shop run by Warren Guernsey. He is available a few nights a week to help our bowlers with obtaining new bowling equipment, fixing current bowling equipment and even some bowling tips. There is another location in Saratoga that Warren helps run as well. We have a snack bar and service bar. Our snack bar menu is very extensive and we have some of the best pizza and chicken wings in the area! George has built a bowling dynasty at Sunset with hosting the most league bowlers in the area. Everyone looks forward to coming in every week and seeing the same friendly faces, including George who works behind the desk from time to time. Sunset has become known as the place “where friendly people meet” and it continues to be a local hang out for anyone in the area.

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Latham teen awarded Eagle Rank Mr. and Mrs. Rocco R. Ricchiuti along with Boy Scouts of America; Troop 1062 of Latham proudly announces the Eagle Rank Court of Honor Ceremony for their son and troop member; Nicholas Anthony Vincenzo Ricchiuti.

Nicholas A. Ricchiuti of Troop 1062 Latham with Scout Master Rich Mertins on February 4, 2015 During his Eagle Board of Review. Here it was officially announced that Nicholas successfully completed all the Eagle requirements to receive scouting’s highest rank.

To be held Sunday, April 19, 2015 at the new Bought Hills Fire House on route 9 in Latham, New York.

(Just south of Guptills Skating Arena) Festivities begin at noon, with the eagle court of honor ceremony from 1 - 2 PM...followed by a

celebration including lunch and refreshments, concluding at 4 PM. Friends, relatives, along with immediate family, fellow scouts with honored guests are invited to join in the festivities.

Nick’s eagle project was to help design, build, construct & The newly built playground in create the entry sign memory of “Vincenzo Rizzo” along & pillar for the newly with Eagle Scout Community project (entry sign) for dedicated state of the Service Nicholas Ricchiuti of Troop 1062 art playground at Blue at Blue Creek elementary school, Creek elementary in Latham, New York. school built in memory of Vincenzo Rizzo... A young boy and family friend who lost his life unexpectedly at the age of 10 in January 2013.

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621 Albany-Shaker Road Loudonville (518) 458.9274 www.colonie.org/LIBRARY

Death With Dignity in New York: A Noon Panel Discussion

between them.”

On Thursday April 9th, in our Noon Book timeslot, we will be presenting a panel discussion which will outline the history of the Death With Dignity movement in the United States, provide information on current practices in New York State – including palliative care, and report on legal and legislative progress in the state. There will be a Q&A period after the talk.

Our speakers: Giza Lopes, PhD, is a postdoctoral associate at the School of Criminal Justice, University at Albany. Her forthcoming book, Dying with Dignity: A Legal Approach on Assisted Death, offers a thorough socio-historical analysis of how aid-in-dying became legal in certain European countries, as well as in a few American states; David C. Leven is the Executive Director of End of Life Choices NY. Mr. Leven is a graduate of the University of Rochester and Syracuse University College of Law. He has played a leadership role in securing passage of legislation in New York to improve pain and palliative care and health care decision making. Michael Brannigan, PhD, holds the Pfaff Endowed Chair in Ethics and Moral Values at the College of Saint Rose and also teaches at Albany Medical College’s Alden March Bioethics Institute.

The discussion will start at 12:15; bring your lunch if you are on lunch hour.

Noon Author Talk: Frankie Bailey on Wicked Albany

Film Series: American Cinema and WWII with Lenny Zapala Thursday April 16th at 6:30 PM: Sahara starring Humphrey Bogart and Lloyd Bridges. “Filmed during World War II, [Sahara] was intended to be a propaganda piece for the U.S. government….The film portrays all of the images that the U.S. deemed important for the American people see in regards to the war.” A newsreel and a short from 1943 will also be shown.

The Ballad of America: Our “National” Anthems Robert Cohen has been here several times in the past five years with his lectures/presentations on many different aspects of our nation’s music – from klezmer to doo-wop to folk songs. His latest program, on Sunday afternoon April 19th at 2:00 PM, presented by the New York Council for the Humanities, will be a variation on the theme The Ballad of America: The History of the United States in Song. We’ll be learning some things about the song we know as our (official) national anthem — and also listening to many other songs that might have become our national anthem: some of which served as unofficial anthems at different points in our history; some that were anthems for different regions, communities, or generations; and some of which are still political, cultural, personal, or spiritual anthems for some Americans. Songs from Colonial America, songs from the 1860s, and songs from the 1960s — and songs from today.

Chinese Film/Discussion Series with I-Hsin Wu Monday April 20th at 6:00 PM: 1993’s multi-award winning film Farewell My Concubine. The film “explores the effect of China’s political turmoil during the mid-20th century on the lives of individuals, families, and groups, in this case, two stars in a Peking opera troupe and the woman who comes

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Frankie Bailey, coauthor of Wicked Albany: Lawlessness & Liquor In the Prohibition Era, will give a Noon Author Talk on Wednesday April 22nd. Professor Bailey teaches at UAlbany’s School of Criminal Justice. About Wicked Albany: “Albany experienced massive upheaval when the Volstead Act of 1919 established Prohibition. Crime already proliferated in the capital, with rival political machines stooping to corruption and the mob with their heavy-handed powers of persuasion. As it did nationwide, Prohibition in Albany served merely to force alcohol-related commerce underground and lawlessness and violence to the forefront of city activity. The authors chronicle this evolution of iniquity in Albany, relying on archival records and examining the greater social impact of the city s moral dissolution. Whether you’re looking for sociological analysis or pure guilty pleasure, you ll find it in Wicked Albany.” Talk starts at 12:15; bring your lunch if you are on lunch hour.

Ray Misiewicz on The Seawolves Ray Misiewicz has given numerous programs at the library over the years on the many aspects of our nuclear submarine fleet. Ray has a brand new program he’ll unveil here on Thursday April 23rd at 7:00 PM titled: The Seawolves. Ray writes about his new program: “There have been four U.S. Navy submarines named Seawolf. They span from 1911 through today, including World Wars I and II, Korea, Vietnam, the Cold War, and countless other events. Their stories of service to the United States are genuinely remarkable, manned by submariners with the courage to carry out their missions. The boats also embody the radical changes in design technology as armament, electronics, and nuclear power evolved over the period. In telling these stories you will get a first hand understanding of how the U.S. submarine service has contributed to the defense of United States interests around the world.” Ray’s talks – and pictures – are always informative and interesting. Ray worked with the U.S. Navy during his 40 years at the Knolls Atomic Laboratory as a Mechanical and Nuclear Engineer. For more information about Ray and his programs see our Town of Colonie TV interview with him at: https://vimeo.com/56424591 Neal Benoit Returns: Triple Crown Preview Last year Neal Benoit of www.gettingoutofthegate.com gave three programs here, each during the week before each of the Triple Crown races. Neal’s three programs – complete with on-screen race and racetrack analyses – were very enthusiastically received. Neal’s back for the 2015 campaign. First up, Neal will take on the Kentucky Derby on the Tuesday night before the race: April 28th at 7:00 PM. www.GettingOutOfTheGate.com, is a website dedicated to educating and entertaining fans of the sport. Neal has been an avid horseplayer for 35 years and travels regularly to horse racing venues throughout the United States. Check out the website – you’ll be impressed! Neal will also be here on Thursday May 14th and Thursday June 4th starting at 7:00 PM for the Preakness and Belmont.

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This Month in History - APRIL 1 Oliver Pollack invents the dollar sign $ (1778) Cruelty to Animals was established on this date in 1866.

1 Dexter Mason Ferry and partners found Gardener, Ferry & Church Seed Company, now called Ferrry-Morse, the oldest seed 11 The U.S. Submarine Force was officially established. (1900) company in America (1856) 12 By an Act of Congress, Puerto Rico becomes a U.S, territory.

1 Daytime soap opera General Hospital first airs on ABC (1963) (1900) 12 Mount Washington Observatory records the highest surface wind 2 Congress passes the Coinage Act and the U.S. Mint is born (1792) ever measured, anywhere on earth--- 231 miles per hour!

2 William Magear “Boss” Tweed, a corrupt NYC politician, U.S. 12 Russian cosmonaut Yuri Gagarin becomes the first person in Senator, NY State Senator (1823) space. (1961).

3 The Pony Express begins delivering the mail. (1860) 4 Susanna Medora Salter is the first woman to be elected mayor in the nation in Argonia, Kansas. (1887) 4 Martin Luther King Jr. is assassinated. (1968) 4 The North Atlantic Treaty Organization (NATO) is signed. (1949) 5 General Douglas MacArthur died in Washington, D.C. at the age of 84. (1964) 6 Explorers Matthew A. Henson and Robert E. Perry are the first to reach the North Pole. (1909) 6 The first modern Olympic games opens in Athens, Greece (1896) 6 Twinkies hit the market. The first twinkies were banana-filled.

(1930) 7 The musical South Pacific, by Rodgers and Hammerstein, opens on Broadway. (1949) 7 The World Health Organization (WHO) is founded. (1948) 8 Hank Aaron of the Atlanta Braves hits his 715th home run to surpass Babe Ruth’s 714 home run record. (1974) 9 Confederate General Robert E. Lee surrenders to Ulysses S. Grant at Appomattox Courthouse, ending the Civil War. (1865) 9 French explorer LaSalle reaches the Mississippi river (1691) 9 The U.S. Senate passes a law making Winston Churchill the first honorary U.S. citizen. (1963) 10 The “unsinkable” RMS Titanic departs on it’s maiden voyage from Southampton, England. (1912) 10 The first professional golf tournament was held. (1916) 10 Do you love animals? The American Society for the Prevention of

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14 President Abraham Lincoln is shot by John Wilkes Booth at Ford’s Theater in Washington, D.C. He died the next day. (1865) 15 The Titanic hits an iceberg in the Northern Atlantic ocean as sinks. (1912) 18 Paul Revere makes his famous ride from Charlestown to Lexington, Ma., shouting “the Red Coats are coming” as the American Revolutionary War begins. (1775) 18 The Great San Fransisco earthquake hits, killing 700 people.

(1906) 19 The Revolutionary War begins. (1775) 19 After a 51 day siege in Waco, Texas, the Branch Dividian compound goes up in flames, killing the cult members (1993) 19 Timothy McVeigh bombs the Federal Building in Oklahoma City, killing 168 people,and injuring hundreds more. (1995) 20 Two teenage boys go on a shooting rampage in Columbine High school in Littleton, Colorado. One teacher and 12 students are killed. (1999) 25 Delegates from 45 countries meet in San Fransisco to organize the United Nations. (1945) 27 Senior citizens take note, the first Social Security checks were distributed on this day in 1937.

29 Gideon Sundback of Hoboken, N.J. patents the zipper. (1913) 30 The Vietnam War ends with the fall of Saigon (later renamed Ho Chi Minh City) (1975)

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