Our Towne Colonie May 2015

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

COMPLIMENTARY MAY 2015

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

Colonie • Cohoes • Latham • Loudonville • Menands • Watervliet

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What’s in Your Closet?

five massive tomes.

Theodore Roosevelt wrote 38 books and an estimated 150,000 letters.

Indian Prime Minister Jawaharlal Nehru’s letters, to just his chief ministers, have been compiled into

I suspect that if most people under the age of forty or fifty gathered their letters together, to anyone and everyone (including letters to the editor, letters home from camp, etc.) they might fill one very slim volume. Of course there might be an occasional postcard home from a backpacking trip in Peru or, and this is rather iffy, a handful of handwritten thank you notes for gifts received. Generally, though, putting pen to paper is as alien as dialing a telephone or winding your watch.

During the first quarter of 2014 the United States Postal Service reported a 354 million dollar net loss from the same period the year prior. One of the significant contributing factors was a shift to electronic communication.

As texting and emailing become the norm, we need to reflect on the historical ramifications. Letters shape history.

We do have newspapers to chronicle events (though they too are being supplanted by digital delivery), but the private take on passing events and emotional responses adds color and texture to our analysis of history. Biographers and historians have always relied heavily on combing through personal correspondence and eyewitness accounts.

It gets even more frightening when we take into account the latest trend of dealing with our current mode of correspondence. In Arkansas emails in the State Treasurer’s office are required to be deleted after thirty days. Last month Governor Cuomo expanded a policy across all state agencies that automatically deletes emails after ninety days. And let us not forget former First Lady and U.S. Secretary of State Clinton’s deletion of 31,830 emails that she and her staff deemed private and personal.

I find myself, and my profession, heading towards extinction.

My business thrives on preserving correspondence, both from “the man on the street” and the “famous”. I’ve owned a letter from a minister in Chicago dated October 12, 1871 with firsthand knowledge that Mrs. O’Leary and her cow were not responsible for the great Chicago fire (which began a few days earlier). I recently sold an anonymous 1949 letter (Brooklyn, NY) warning their neighbor that they will break glass in their driveway if they continue to contemplate selling their home to an African American family. And on the other end of the spectrum I just sold a letter from Orville Wright relating the history of him and his brother’s moves from bicycle shop to bicycle shop and where exactly they began construction of their first airplane.

For centuries personal and official correspondence has helped to define our history. How will we analyze the past in the future? How will we get the human perspective on passing events if the chroniclers of daily life, i.e., our

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A SAMPLING FROM THE HOLZMAN CLOSET • A collection of art exhibition posters signed by artists: Frank Stella, Keith Haring, Irving Penn, etc.

• Large 1840’s coin silver Cohoes-related pitcher • Theodore Roosevelt campaign bandanas • 1880 quotation signed by Buffalo Bill • Two 1834 memorial ribbons for General Lafayette • 19th c. majolica sardine box • Oval Shaker sewing box • 1935 Hercules gunpowder calendar with an N.C. Wyeth illustration • Mid-19th c. brass enema pump in fitted mahogany box • Currier and Ives lithograph: “The Life of the Sportsman” • Twelve piece Royal Doulton fish serving set • Mettlach stein with Uncle Sam • Leaded glass barrister bookcase • Signed photograph of Adirondack hermit Noah John Rondeau

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Message From

Kevin

Why all This hubbub about shopping small and local....

Every local business owner has dreams about establishing a thriving, growing business that does its best to create raving fans from their customer base. Unfortunately it doesn’t aways end as planned and many end up closing their doors......

Here are some statistics compiled from various government agencies: • The SBA defines a small business as an enterprise having fewer than 500 employees • There are almost 28 million small businesses in the US and over 22 million are self- employed with no additional payroll or employees (these are called nonemployers) • Over 50% of the working population (120 million individuals) works in a small business • Small businesses have generated over 78% of the net new jobs since 2010

facts, how many tax breaks and incentives do you recall hearing about in support of small business employment growth? Probably very few. It’s always about what can we do to entice the BIG employers to come here to generate jobs.

I say we can all be a part of a movement to support small business growth by purchasing local. It’s up to us, the consumer, to create the jobs through the use of our spending power. And what a force that is!

Why share all of this information with you? It’s simple. If you want to help small business, and in turn help our country, shop local when you can.

Make it a personal quest. Can all of us do it all the time? No. Can we shop local and support small businesses more than we are now? You betcha.

What’s that metaphor for completing a large task...”How do you eat a elephant? One bite at a time” I suppose you could eat the elephant a lot faster if you had some friends to help you right?

So how do you help to keep small businesses viable in our community? By you and your friends making it personal, one small purchase at a time.

Kevin Hotaling Owner and Publisher, Our Towne Colonie

When You shop small

Source Chuck Vollmer, Jobenomics Founder & Author

I know the federal government considers a small business one with less than 500 employees but I would argue we should be using less than 50 employees as the cut off. As seen from the above chart, over the last 5 years small businesses of less that 50 people created 39.4% of the jobs in the country while the companies with 500 employees plus only created 22%.

• Approximately 543,000 new businesses get started each month (but more employer businesses shut down than start up each month) • 7 out of 10 new employer firms survive at least 2 years, half at least 5 years, a third at least 10 years and a quarter stay in business 15 years or more If I had to sum up these six facts I would say small business is the backbone of our economy and the main stimulus of job creation. Given these

at independent, locally owned businesses of what you spend stays right in your community supporting local organizations and services

52%

sales Contacts: Kevin Hotaling Owner / Publisher • 518-598-3081 • Kevin@ourtownenortheast.com Tony Gaddy Advertising & Marketing Consultant • 518-242-9555 • Tony@ourtownenortheast.com Jim Gulli Advertising & Marketing Consultant • 518-857-9546 • Jim@ourtownenortheast.com

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

Cyclists: Insure Your Ride

If you’re a two-wheel traveler, don’t give bike thieves an easy ride. Lock it up and be sure you’re properly insured.

Cities and suburbs are hot spots for theft, but universities and college towns rank high on the list too. Experts estimate that it takes only 7 seconds to steal a locked bicycle. More than 217,200 bicycles were reported stolen in the U.S. in 2011, the latest available figures from the Federal Bureau of Investigation.

A good bicycle can cost anywhere from a few hundred dollars for a basic model to several thousand dollars for a racing bike. It’s an investment you’ll want to make sure is insured appropriately.

Insurance Coverage for Your Bike Bicycles are covered under the personal property section of standard homeowners and renters insurance policies. This coverage will provide reimbursement, minus the deductible, if a bike is stolen, or damaged in a fire or other peril for which coverage is provided under the policy.

Homeowners and renters insurance policies also provide liability protection. If you injure someone in a bicycle accident and he or she sues you, you will be covered up to the limits of your policy. Most people have $100,000 to $300,000 worth of liability protection as part of their standard policy, but higher amounts of coverage are available. Your homeowners or renters insurance policy also includes no-fault medical coverage in the event you injure someone.

Keeping Your Bike Secure Of course, the best protection of all is to keep your bike safe. To help avoid theft, safety experts recommend the following tips: Always lock up your bike, even if it is in your garage, an apartment stairwell or a college dormitory. If you’re outside, lock it up in a visible, well-lit area.

Lock your bicycle to a fixed, immovable object like a parking meter or permanent bike rack. Be careful not to lock it to items that can be cut easily, broken or removed.

Consider using a U-lock. For proper locking technique, position the bike frame

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and wheels so that they take up as much of the open space within the U-portion of the lock as possible. The tighter the lock-up, the harder it is for a thief to use tools to attack the lock. Always position a U-lock so that the keyway is facing down toward the ground. Do not position the lock close to the ground as this makes it easier for a thief to break it.

Don’t lock up your bicycle in the same location all the time. A thief may notice the pattern and target you.

Consider registering your bike with the National Bike Registry. Registering the bike may also increase the likelihood of you getting a bike back if it’s stolen.

Filing a Bike Claim Before you have to file a claim, the Insurance Information Institute suggests that you: Save your receipts – When you buy your bicycle you’ll probably purchase expensive equipment to go with it. Be sure to save all your receipts. The cost of a helmet, patch kits, pumps, extra inner tubes and other essentials can add up quickly. If your bike is damaged or stolen, having receipts can help speed the claims process.

Add your bicycle to your home inventory – Everyone should have an up-to-date home inventory. This can help you purchase the proper amount of insurance and will make the claims filing process easier if there is a loss.

Take a photo of your bicycle and document any serial numbers – If your bike is stolen, proof of ownership will be important.

To help ensure your bicycle is insured properly, contact the Lyden Group to review the coverage and discuss bicycle theft risks and how they can be avoided.

The Lyden Group Insurance Agency Call (518) 877-7018 or e-mail steve@lydengroup.com

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To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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~ May Events ~ Wednesday, May 6th – 5:30 pm – Networking Mixer

The Desmond Hotel’s Tavern 660 Albany-Shaker Rd., Albany

Let us help you Shop Local by offering

ADMISSION: Members: $5(Online) $10 (At the Door) Non-Members: $20

Carry-Out Service Small Engine Repair Screen & Window Repair Propane Pool Water Testing Key Cutting (including many chip keys)

Sponsored by:

SEMINAR SERIES Every Thursday – May 7th – May 28th

Each seminar starts at 7:45am & concludes at 9am at the Chamber of Southern Saratoga, 15 Park Ave., Clifton Park

Tactical Marketing Implementation 5/7 Digital Communications - Building Your Mobile & Online Arsenal 5/14 Legal Issues & the Small Business 5/21 Executive & Business Coaching Panel 5/28

$25 per seminar includes materials & light breakfast fare

Wednesday, May 13th – 8 am – Business Seminar

How To Remotely Manage Work Files Using The Cloud Presented by Eleonora Morrell, Microknowledge, Inc. Berkshire Bank, 151 Vly Rd.

ADMISSION: No cost to members (REG REQUIRED). Non-Members: $10

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Monday, May 18th – Annual Golf Outing at Colonie Golf & Country Club, 141 Maple Rd., Voorheesville Registration: 10 a.m. | Shotgun Start: 11 a.m.

In Colonie & Delmar

Single: $170 • Foursome: $680 • Cocktails and Dinner Only: $60

GRAND OPENINGS & RIBBON CUTTINGS Sponsored by: Fri., May 8th @ noon

Tues., May 12th @ 11 am

Thurs., May 14th @ 4 pm

Scotts 4 Step Program

Ayelada Frozen Yogurt Crisp Restaurant Kinderhook Bank 1210 Troy Schenectady Rd., Latham 594 New Loudon Rd., Latham 782 Troy Schenectady Rd., Latham

For more information, visit www.coloniechamber.org or call the Chamber at (518)785-6995

Dedicated to working with small businesses to help them grow and become successful.

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The world isn’t going to shower gold coins on you just because you have a good idea. You’re going to have to work like crazy to bring that idea to the attention of people. They’re not going to buy it unless they know about it.”

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To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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How to Get Rid of Ants, Wasps, Spiders and Other Insects Spring Survival Tips Spring has finally sprung, our customers are gearing up for a season of outdoor fun. Whether you’re barbequing or simply relaxing on your patio, nothing crashes a party like an onslaught of insects.

However, following these tips, you can get rid of ants, spiders and other pests safely and easily, indoors and out.

Arm Yourself Against Ants “There are two basic ways to deal with ants,” says Stew Clark, Director of Research at TERRO®, an industry leader in DIY pest control products. “The first and often only step needed to control ants is to bait the ants with liquid ant baits. Indoors, lace liquid ant bait close to areas where ants have been observed. The liquid baits are made with a natural, sweet tasting liquid that attracts ants quickly. While the active ingredient in the bait will ultimately kill the worker ant by interfering with the ant’s digestive system, it works slowly enough that the worker has time to get back and unsuspectingly share the lethal bait with the rest of the colony.

Since most indoor infestations are linked to a colony located underground outside the house, you should also bait ants outside with an outdoor liquid ant bait. When searching for ants outside, look for “ant highways” or foraging trails. These trails are simply a line of marching ants that leads from their home to yours. Often, these trails are most active during the morning or evening. Place insect bait near ant trails or where ants are numerous. After baiting, if the ants are still coming, you might need to move to a contact killer to help eliminate the ants. Look for sprays, dusts or granules that kill ants instantly and deliver long-lasting residual repellency.

Wipe out Wasps & Hornets Wasps and hornets begin to emerge from hibernation in the springtime. Their painful stings are dreaded by many, but there are easy and effective ways to kill these unwanted pests.

Wherever insects are noticed, stand a safe distance from the nest and use a foaming wasp & hornet killer spray until the surface is moist. As the foam expands, it will completely cover the nest. The insects will fall to the ground and die. Try to spray early in the morning or late at night when they are less active and are in the nest. To prevent wasps from entering your home you should spray around areas where they can enter, including gaps around

outdoor plumbing and vents, cracks or crevices in foundations and along sills and ledges.

Conquer Creepy Crawlers Spotting a spider sends many people running.

However, these creepy crawlers can easily be eliminated with contact killers, like an aerosol and ready-to-use spray.

Spiders are often found in woodpiles, heaps of dead leaves or anywhere debris builds up. Moist areas such as basements and garages are also prime areas that these pests gravitate towards.

Removing debris around and in your home and keeping damp areas as dry as possible will lessen the possibility these pests entering a home. “Even the best efforts to keep spiders at bay often fail,” says Clark. “The best line of defense is to have a contact killer on hand and to periodically treat the area by spraying in cracks and crevices.”

Phillips Hardware carries all the Terro products you will need this summer to stay pest free. TERRO® is the industry leader in ant control and has been a trusted brand in pest control products for more than 90 years. Based in Lititz, PA , the company offers proven ant and pest control products including liquid ant baits, aerosol sprays, perimeter granules and ant dust products.

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WELCOME TO OUR TOWNE COLONIE! Our Towne Colonie is proud to welcome Tony Gaddy to our team as the Director of Advertising and Business Development. Tony has years of marketing and advertising experience, including work with Spotlight News and The New York Sojourner Herald. He brings a “listen first, personal touch” approach when working with businesses and believes in achieving “Win/Win/Win” opportunities for all involved.

Tony is active in the community, volunteering his time and commitment to youth with several organizations throughout the Capital Region, including School of Rock, Schenectady County Public Libraries, Literacy NY Greater Capital Region, the Capital District YMCA Black and Latino Achievers Program, HELLO (Helping to Enrich the Lives and Legacies of Others), QUEST and Girls, Inc. While the focus will be working on the marketing and advertising needs of local businesses, the drive behind such efforts will be to help business owners succeed in growing their businesses, creating job opportunities and supporting a thriving local economy. Putting the needs of customers and clients first is the guiding force.

Sometimes that means a business becomes a client.

Sometimes it means a business owner becomes a friend.

In leading the Advertising and Business Development for the publication, Tony will bring creative ideas to Our Towne Colonie, including some learned from valued mentors and other professionals in media and advertising. Advertising opportunities for special events, grand openings, holidays, seasonal and industry~specific offers will allow us to highlight important happenings, occasions and milestones taking place throughout the year.

Understanding the message of “Content is King”, he will seek opportunities to enhance the publication with human interest ideas and creativity, believing that every business has a great story to tell. How that story is told begins with a solid foundation based on sharing of information.

The investment in “Our” community partners will help us develop our business as well. It is that same commitment that he brings to Our Towne Colonie, making him a great addition to the team!

TOWN TIMES

with PAULA MAHAN

SUPERVISOR, TOWN OF COLONIE

Town Provides Summer Fun, Variety for Young People The Town has many activities for young people over the summer. They can swim at the pool, golf at the town golf course, or bike on the scenic Mohawk-Hudson Bike-Hike Path. They can also take part in several programs designed to help them have fun, keep fit, and learn new things.

The free drop-in Playground Program provides schoolaged children with supervised recreational activities and field trips. On this year’s program are roller skating, bowling, and picnics, as well as scavenger hunts, talent shows, movies, and spelling bees. This program will be held at six locations from June 29 to August 7. No registration is required.

The Town also sponsors the Summer Enrichment Program, held each summer at Shaker High School. It provides a variety of reasonably priced music, arts, and sports programs from June 29 to July 31. Students grade 3 and up can receive instruction in popular competitive sports, as well as in those that might simply be fun, such as “Ultimate Frisbee Games.” Students can also take individual music lessons, and kids K-eighth grade can take an array of arts classes.

The Colonie Town Pool will be open from Noon to 7 p.m. daily beginning Saturday, June 27. There is a six-level Learn-to-Swim program for children age 6 or older, and a Guard Start and Water Safety Program for students 11 years or older. Both two-week courses are scheduled from June 29 to July 10, with no class on July 4.

Since 2011, the Town has also offered low-cost tennis instruction with support from the United States Tennis Association. Evening lessons are scheduled at several locations from July 6 to August 6.

Young people can also compete in golf and tennis, with a junior USTA tennis tournament (date TBA) and several PGA junior golf events.

In addition, the Town Library provides a rich array of activities for children and teens, including its popular summer reading program, which last summer drew more than 1,000 participants – all for the love of reading!

Registration information for Parks and Recreation programs is posted at www.colonie.org or call 7832760. For golf events, call 374-4181; for library events, visit http://colonielibrary.org or call 458-9274.

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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May is National Pet Awareness month!

There are many wonderful things you can do to honor your pet.

A healthy pet is a happy pet!

We can start with annual wellness exams with your veterinarian.

There are also many holistic products on the market today for alternative solutions to pet care and wellness.

We regularly use essential oils in our pet salon to support our philosophy in creating a calm, relaxed, fun atmosphere in which to play and be pampered! There is a movement in essential oils supporting regular medicine for many different issues.

Pet Dental month has just passed however all year long we should be advocating for the oral hygiene of our pets due to all the other diseases that can be directly related to tooth and gum decay. There are many supplements to aid in this care along with cleanings you Vet can provide.

A visit to your Pet Groomer is just as much for medicinal aspects as well as cosmetic. Regular grooming will insure your pet to have healthy skin and coat....along with maintaining nail care, ear and in some cases, oral care.

Pet Walkers or Doggie Daycare facilities are a great friend for your pup to have, when you are busy or at work, a pet walker or playtime can provide the extra time needed for your Pet’s exercise! Mental and physical stimulation are an absolute must in keeping your pets focused on being the greatest companion known to man.

The absolute #1 way we can honor our pets is to give them what we all strive for and they give so freely......

Unconditional love.

Tracy Muscatello Pet Spas & Suites 1 Cerone Commercial Drive Colonie, NY 12205

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In our house, Mother’s Day is every day.

Father’s Day, too. In our house, parents count. They do important work and that work matters. One day just doesn’t cut for us. Margaret Heffernan

Cohoes Public Library 169 Mohawk Street Cohoes (518) 235-2570

HOURS: Monday: 10am-8pm , Tuesday: 10am-5pm, Wednesday: 10am-8pm, Thursday: 10am-5pm Friday: 10am-5pm, Saturday: 10am-4pm Closed Sundays & Holidays

come eXplore The cohoes public library...

Bake, Bloom and Book sale may 16 from 9 am – 2 pm rain or shine preorder plants by may 8

Featuring locally grown plants, delicious homemade baked goods and a popular book sale

Continuing selections from regional artists Courtesy of the Choose Cohoes for Art Committee May 20 – 10:30 am ---Mystery Book Club discussing alan bradley’s: “the sweetness at the Bottom of the Pie.” books and additional info available at library

www.CohoesPublicLibrary.org

Give the Gift of Health For Mother’s Day

Not sure what to get mom for Mother’s Day? Want to find something that she will love?

Give the gift of health with gift certificates from Key 2 Joy! With yoga, meditation, hypnosis, Reiki, sound healing, Young Living essential oils, and much more; gift certificates from Key 2 Joy fit every mom’s need to feel special and get healthy!

Being a parent is rewarding in countless ways, but it can also be physically, emotionally, and mentally exhausting. Stress and tension can result in weight issues, physical pain, fears, worries, anger, sleep issues, and unhealthy habits. Help mom reverse the effects of stress and tension and change the habits, beliefs, and patterns that can compromise health. The services at Key 2 Joy are designed to help mom: • De-stress, unwind, and feel better in every way, • Increase energy and feel great, • Release pain and discomfort, • Ditch bad habits, worries, anger, and fear, and • Improve sleep and feel more rested.

Regardless of her age, experience with fitness, or level of stress your mom will find Key 2 Joy a safe welcoming space where she can take time out of her busy day and enjoy focusing on being sweet to herself for a change. We have been doing just that for people in the Capital Region for almost 5 years now, so allow us to help your mom achieve her best health now!

Mother’s Day is a great time to let mom know that her health and happiness are important to you. A gift certificate from Key 2 Joy is sure to make her smile. You can purchase Key 2 Joy gift certificates online at www. key2joy.net or call 518-598-6968 for more information.

We offer a free screening to help her determine the right services for her needs. So help mom relax and enjoy a happy, healthy life for years to come!

Shannon Keyes Ciucevich

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To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

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The Painting Bug Featuring

Classes

May Schedule:

Pastel Seascape at the Painting Bug Studio Saturday May 9th 10 am - 3 pm Owl at the Painting Bug Studio Saturday April 18th 10 am - 3 pm

Bob Ross Classes!

Paint -N- Party activities

• Upcoming Bridal Shower or...Girls Night Out? • Need a unique and FUN Fundraising opportunity?

• Searching for a different type of team building exercise?

Call me to discuss how we can help make your event a “One of a Kind Experience”

i n t ! www.PaintingBug.com a P n a C Yo u to register Call Janice at 852-9160 May Sudoku

Answers on Page26

CALLING ALL MOMS

Kristen and Helena with their babies

Here’s your chance to get in shape and have fun while raising money to save lives.

Moms in your community are coming together with their kids to exercise their power over cancer by training for a walk/run event with Moms In Training! You can even train with your baby in a stroller. That’s how easy it is.

Get in shape. Meet moms. Fight cancer.

join us: teamintraining.org/moms Information Meeting for Fall Team In Training Season, May 13th 5:30 – 6:30 , Sidney Albert Albany JCC, 340 Whitehall Road, Albany, NY

Information Meeting & Kick-off Party : Fall Team In Training Season

May 27th 5:30 – 7:30, The Orchard Tavern, 68 North Manning Blvd, Albany, NY

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Profit in business comes from repeat customers, customers that boast about your project or service, and that bring friends with them.

W. Edwards Deming “We cannot live only for ourselves. A thousand fibers connect us with our fellow men; and among those fibers, as sympathetic threads, our actions run as causes, and they come back to us as effects.”

Herman Melville

Those who wish to sing always find a song.

Swedish Proverb Insuring What Ruins Your Day Won’t Ruin Your Life You’re a safe and conscientious driver who follows the rules of the road. One average day, you are driving on the Northway, doing the speed limit, and keeping proper spacing between your car and the car in front of you. You reach for your coffee to take a sip and the top pops off, spilling hot liquid onto your lap. Your instinctive reaction is to turn your head away as you place the cup back in its holder and brush the hot coffee from your clothing.

Unfortunately, just as your coffee spills, the vehicle in front of you brakes sharply. By the time your eyes are back on the road, you can’t avoid the accident and smash into the braking car.

The next thing you remember is being taken to the hospital by ambulance, in shock, and not quite comprehending what had just happened. The car you hit slammed into another vehicle. The two drivers of the other vehicles are also injured and taken to the hospital. All three vehicles involved in the crash are totaled.

Most likely, you will be deemed at fault for the accident and be held responsible for the injuries to the other two drivers, along with the damage to their vehicles, not to mention your own injury and damage to your vehicle. This is where your auto insurance comes into play. Are you properly covered?

Your “bodily injury liability” coverage pertains to the injuries of the other two drivers. In New York State, the minimum requirement is $25,000 per person/ $50,000 per accident, not much protection if a severe injury occurred. Typical liability options are 25/50, 50/100, 100/300, and 250/500.

Those that choose 250/500 ($250,000 per person, $500,000 per accident), also have the option to

add “Umbrella” liability protection at 1 million dollars and higher. This added liability protection covers your auto policy as well as your homeowner or renters insurance policy.

Your own injury will be covered by your policy’s “Personal Injury Protection” (PIP) coverage. In New York State, the minimum requirement is $50,000 up to $150,000 with an added $25,000 allowed if you opt for Optional Basic Economic Loss (OBEL) coverage. PIP will cover the medical expenses of all injured parties in your vehicle up to the limit of your coverage amount. It is primary to your own health insurance.

Your “property damage” coverage pertains to the damage caused to the other two vehicles. The minimum requirement in New York State is $10,000, again, not a lot of protection for severe damage to a vehicle or vehicles.

Common property damage options are 10, 25, 50, 100, and 250 thousand dollars. Your policy’s “collision” coverage would be applied to the damage to your own vehicle, less your deductible amount.

Accidents happen, and lack of proper insurance coverage can absolutely turn a bad day into a bad financial life. I would love to speak with anyone looking to assess their current insurance coverage, options, and ways to save money while being properly protected. Be safe!

James O’Brien Agency Call (518) 783-0100 601 Watervliet Shaker Road Latham NY 12110

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May Crossword February 8th, 2012 - AV Club xword Answers on Page 26

Across 1. You'll find them under the trimmings 6. "Wham, bam, thank you, ___" 10. Tiller's location 14. With 15-Across, George R.R. Martin novel about rival Powers?

15. See 14-Across 17. Finish coloring, as a tattoo 18. Liquor that's not hard 19. W.C.'s "chickadee" West 20. Arabian sailing vessel 22. Annie Potts, in "Pretty in Pink" 23. With 25-Across, George R.R. Martin novel about British invaders?

25. See 23-Across 28. ___-do-well 29. Nomads in a long John Hodgman list 32. It's chalked before a shot 33. Get on in years 35. Bombastic score notation 36. "Take it!"

37. With 40-Across, George R.R. Martin novel with copious profanity?

40. See 37-Across 42. Utterance after spilling a Duff beer 43. Tribal land, slangily 44. Layer of paint 45. With 47-Across, George R.R. Martin novel set in a dangerous swamp?

47. See 45-Across 51. Sportscaster Albert who says "Yes!" 52. "Another card, dealer" 54. For ___ (not without cost) 55. With 65-Across, George R.R. Martin novel featuring a sadistic (but twinkle-toed) surgeon?

58. It might cause you to replace some cups 61. Course that might involve cake 62. Takes out of the cooler?

63. Pasta suffix 64. Singer-songwriter ___ Ices 65. See 55-Across 66. Pkg. of cigarettes 67. Mac alternatives

1

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Down 1. "The Graveyard Book" author Neil 2. Pianist Paderewski 3. Jacket material for a vegan, maybe 4. "Please, enough about your sex life" 5. Drops in the mailbox 6. Blues singers often have theirs workin' 7. Some 8. Where the Orinoco empties: Abbr.

9. Billy Joel song used as the original "Bosom Buddies" theme 10. Ousted Egyptian president Mubarak 11. Flavor ___ (MSG, e.g.)

12. Max's "Producers" conspirator 13. Boulder setting: Abbr.

16. Chessmen that start in the corners 21. LBJ's veep 24. Corn starch brand 25. Punchy response?

26. Middle Eastern resident who sounds like something Little Miss Muffet would eat 27. Gets it 30. "The Wizard ___"

31. One to make pinky swears with, for short 34. Screws up 36. Frank Zappa album featuring "Willie the Pimp" 37. ___ and Steve (variation on a biblical pair) 38. Remote hiding place?

39. Greenhouse gas produced by cows 40. Preceded 41. WWII servicewoman 44. Full of cracks?

46. Isle of Arthurian legend 47. Consumer protection gp.

48. Useful 49. Diggory who (spoiler alert!) is killed at the end of "Goblet of Fire" 50. Sealy mattress alternatives 53. QBs dread them 56. Tyne who starred in "Gypsy" 57. "Groove ___ the Heart" 58. Hoppy beer 59. Vibe or Cosmo 60. Point in favor

To Advertise Call ♦ Kevin 518-598-3081 ♦ Tony 518-242-9555

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

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FEATURED BUSINESS

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Lanthier’s Grove

Corner of Rt9 & Dunsbach Ferry Rd Latham, NY 12110 (518) 785-0515

Bob Belleard, the current owner of Lanthier’s Grove in Latham, has been a part of the business for over 48 years. Lanthier’s is the oldest grove in New York State. Located 1¼ Miles above the Latham traffic circle on the corner of Rt9 and Dunsbach Ferry Road, it is a convenient location from anywhere in the Capital Region, The original working farm was already a popular picnic location when Omer “Babe” Lanthier opened the Grove in 1942.

Plenty of Room For Large Parties

Bob Belleard, the current owner, worked for “Babe”and Jack Lanthier before buying the grove 27 years ago. Bob’s 48 years attending to the Grove are similarly matched by many of his long time staff members, many of who have been there for 30 years or more themselves.

Bob considers the grove the best bargain for your Clam bake, Lobster bake and picnic outings in the region. “Where else can you go for only $25 a person while saving money on gas, not to mention your valuable time.

Lanthier’s Grove serves picnics from 12:00pm to 8:30pm with the main dinner usually served about 4 : 3 0 p m .

Included on the all you can eat picnic menu are Hot dogs, Meat Sauce, Sauerkraut, Salt Potatoes, Baked Beans, Clam Chowder, Corn on the Cob, Pulled Pork, Potato and Pasta Salads, Italian

Sausage, Spare Ribs, Chicken Wings with Raw Clams served for 3 hours. To help make sure it goes down OK, all Beer, NA Beer & Soda are included with your ticket price.

To help work off some of that abundance of food if you so choose, Lanthier’s Grove also provides equipment for Softball, Volleyball, Bocci Ball, Horseshoes, Cornhole Game, Basketball, Bingo, a Game Room and Pool Table. Bob can also arrange for entertainment to be provided for your outing that can include live music, a DJ and inflatable bounce houses and dunk tanks. Feel like being a Karaoke Star? Bob can make it happen for you.

Lanthier’s Grove has in recent years introduced their famous “Take Out Dinners”. Any day of the week, call in ahead of time during the day, and on the way home stop by the Grove and pick up a great “Chicken or Lobster Bake Dinner” with clams included for everyone.

Why settle for the same old, same old thing when you can surprise your family with a different type of take home meal.

Plan your next business or family event with Lanthier’s Grove and give yourself a reminder of some of those “Good Olde Days”.

CHECK OUT OUR PICNIC PACKAGES ON PAGE 6

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American Cinema and World War II Film Series Concludes Our year-long America Cinema and WW II film series concludes with four films hosted by Lenny Zapala – film expert and Director of the Menands Public Library.

Our first eight films have been very well-received – as were Lenny’s introductions, comments, and newsreels and shorts from the 1940s! For the final four, we will be switching to Tuesday nights (starting time for all four will be 6:30 PM): May 5th: Hangman Also Die – directed

by German ex-patriot Fritz Lang with a screenplay by another ex-patriot (and Communist) Bertolt Brecht.

Lenny will be talking about resistance in the Nazi occupied countries and those who fled Hitler and came to the USA. June 9th: Miracle of Morgan’s Creek – satire written and directed by Preston Sturges with Lenny commenting on “the war at home.” July 7th: The Story of G.I. Joe – directed by William Wellman and based on the writings of Ernie Pyle and the Italian campaign.

August 11th: The Best Years of Our Lives – the William Wyler classic on “the boys come home.” As with all the films in the series, Lenny will be showing a newsreel and a short film from that era.

Chinese Film/Discussion Series I-Hsin Wu, Adjunct Professor of Sociology at UAlbany and a member of the NYS Office for the Aging’s Targeting Workgoup working with the Chinese- American community, is currently hosting a film/discussion series titled “Introducing Chinese Culture Through Chinese Films.” The series began last November and will be continuing through June! This month’s movie is The Blue Kite on Monday, May 11, at 6:00 PM. The Blue Kite “is a 1993 drama film…banned by the Chinese government upon its completion (along with a ten-year ban on filmmaking imposed on [the director])….The Blue Kite serves as one of the quintessential examples of China’s Fifth Generation filmmaking, and in particular reveals the impact the various political movements, including the Anti-Rightist Movement and the Cultural Revolution, had upon directors who grew up in the 1950s and 1960s. The film won the Grand Prix at the Tokyo International Film Festival, and Best Film at the Hawaii International Film Festival, both in 1993.” Up next: Monday, June 15: Yi Yi: A One and a Two. Everyone Can Be A Dynamic Speaker: Yes, I Mean You! On Monday, May 18, starting at 6:30 PM, Mark Grimm will present an entertaining, thought-provoking program that will leave attendees with a new approach to public speaking. This revelation will allow them to feel more at ease, make their presentations much clearer and more relevant to audiences, and provide an easy-to-follow path to becoming dynamic. Learn why most speakers prepare the wrong way for presentations. Hear why Mark once hid in the men’s room when it was his turn to speak. He shares his personal path from nervous presenter to paid speaker, a path anyone can follow.

Don’t miss an inspirational event that could change

♦ Jim 518-857-9546 ♦ Email to: Ads@OurTowneNortheast.com

621 Albany-Shaker Road Loudonville (518) 458.9274 www.colonie.org/LIBRARY

25

your life! Former TV news anchor Mark Grimm is a public speaking coach, media trainer and message strategist. He has made hundreds of presentations and appears often as a communication or political analyst for local ABC, NBC, CBS, and Fox affiliates. Mark conducted one-on-one interviews with Presidents Bush and Clinton and hosts the Siena Alumni Connection interview program on FM 88.3 The Saint. He has been an adjunct media professor for over 10 years. Mark will read brief excerpts from his book, Everyone Can Be A Dynamic Speaker: Yes, I Mean You!, that will highlight key points. But don’t expect an evening of being read to.

The session will be engaging, interactive and provide a few laughs. Mark’s website: http://markgrimm.com Albany Area Senior Orchestra Concert On Tuesday May 19th at 2:00 PM: Come enjoy a performance by the Albany Area Senior Orchestra, a group of mature musicians who enjoy taking their music to others, especially those who have few other opportunities to hear live music. Typical selections include music by world famous composers Borodin, Dvorak, Handel and Rossini as well as medleys of folk songs, movie and show tunes, plus a march or two!

There is a continuing need for new members, especially people who play string instruments.

Book Nook At The Crossings Opens Friends of the Library News: Summer is coming and with it comes the opening of the Friends of the Library Book Nook at the Crossings. We will be there every Saturday during the Farmer’s Market from May 16th to September 12th, from 9:00 AM to 1:00 PM. Do stop and visit. Remember, all hardcover books are $1, paperbacks are $.50, and children’s books are also $.50. If you would like to help, consider volunteering for even an hour to sell books, and if you have donations of books, please do bring them by. We are always in need of gently used children’s books. All proceeds from Friends events are used to help the library obtain equipment, furniture and material it might not otherwise be able to afford. We hope to see you at all our events, and remember the Friends meet the second Tuesday of the month at 6:30 PM in the Youth Services Activity Room. All are welcome!

American Sewing Guild Albany Chapter: Garment Sewers - Easy Fit Method Have you been frustrated sewing garments using commercial patterns? Sure Fit Designs utilizes a fully graded “sloper” pattern that offers a quick and easy system to acheive good pattern fit. Make your own customized patterns for dresses, blouses, jackets, pants, tops, and children. Check out the Sure Fit Design website at www.surefitdesigns.com and then come to our demonstration on Saturday May 30th from 10 AM to Noonto learn how easy it is to use this SFD system.

26

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This Month in History - May 1 England releases the first 1st adhesive postage stamp(1840) Apollo 10. (1969) 1 The Empire State Building was dedicated. (1931) 10 Nelson Mandela becomes South Africa’s first black president.

1 Cereal food “Cheerios” hits store shelves. (1941) (1994) 1 Slugger Mickey Mantle hits his first home run (1951) 11 Einstein’s presents his Theory of General Relativity. (1916) 1 Mr. Potato Head is introduced. (1952) 11 BF Goodrich manufactures the first tubeless tire. (1947) 2 Good Housekeeping Magazine first hits the newsstands. (1885) 11 Jay Forrester patents computer core memory. (1951) 2 Lou Gehrig plays in his 2,130th game, a baseball record that will 12 The flush toilet is patented. (1792) last for 57 years until Cal Ripken come along. (1939) 13 The Rolling Stones record the now infamous song “Satisfaction”.

3 Joe DiMaggio makes his major-league debut with 3 hits for the NY (1965) Yankees. (1936) 13 “Mr. October”, Reggie Jackson becomes the first major league 3 Margaret Mitchell wins Pulitzer prize for “Gone With the Wind. ballplayer to strike out 2,000 times. (1983) (1937) 14 A party of settlers led by John Smith establish the first permanent 4 Manhattan Island is sold! Indians agree to the deal in exchange for English settlement in New World at Jamestown Va. (1607) $24 in cloth & buttons (1626) 14 Vaseline petroleum jelly slides onto store shelves for the first 4 Academy of Motion Pictures is founded. (1934) time. (1878) 4 Atlanta Penitentiary has a new resident after Al Capone is convict 14 The first U.S. space station, “Skylab” is launched. (1973) of income tax evasion. (1932) 14 The last episode of Seinfeld is aired. It’s a sad day in May for 4 Soap operas “Another World” and “As the World Turns” premiere. millions of Seinfeld followers. (1998) (1964) 15 Nylon stockings hit the market for first time (1940) 5 Mexican forces under Benito Juarez defeated French troops in the 15 “If I had a Hammer” by Peter, Paul, and Mary wins a Grammy 63 Battle of Puebla. Today this battle is celebrated as Cinco de Mayo.

16 Charles Hires invents Root Beer. (1866) 5 The New York Stock Exchange crashes, causing the “Great Panic 17 “And They’re Off!” as the first Kentucky Derby is held at Churchill of 1893”. (1893) Downs. (1875) 5 Alan Shepard rides “Freedom 7” to becomes 1st American in space. (61) 18 Napoleon Bonaparte becomes Emperor of France (1804) 6 The Paris Exposition opens with the just completed Eiffel Tower as 19 Ringling Brothers circus premieres. (1884) it’s centerpiece. (1889) 20 Hubble Space Telescope transmits photograph’s from space 6 The Dirigible Hindenburg explodes into flames at Lakehurst, NJ. (1990) (1937) 21 The American Red Cross was formed. (1881) 6 Chunnel linking England & France officially opens. (1994) 22 The Great Train Robbery. (1868) 7 The first inaugural ball is held in honor of George Washington and 22 First reported sighting of the Loch Ness Monster. (1933) his wife . (1789) 22 The debut of “Mister Rogers’ Neighborhood”. (1967) 7 George Eastman patents the Box Camera. (1888) 23 Legendary bank robbers Bonnie and Clyde Barrow are shot to 7 The World’s largest pearl (6.4kg.) was discovered in the death in a police ambush in Louisiana. (1934) Philippines. (1934) 25 Ford ceases production of the Model “T”. (1927) 7 Germany signs an unconditional surrender at Rhims, France, 25 The movie blockbuster “Star Wars” is released. (1978) ending WWII in Europe. (1945) 26 Michael Jackson marries Elvis Presley’s daughter Lisa Marie 7 The Beatles last album is released- “Long and Winding Road”. 70 Presley. (1994) 8 The U.S. Post Office is established. (1794) 27 Achsah Young is the first woman to be executed as a witch in 8 V-E Day, Germany signs unconditional surrender. (1945) Massachusetts. (1647) 8 Mad Magazine hits the newsstands. (1952) 27 The pop-up toaster is patented. (1919) 8 The World Health Organization announces that Smallpox has 27 German battleship Bismarck sunk by British navy. (1941) been eradicated worldwide. (1980) 28 President Franklin D. Roosevelt pushes a button that opens San 9 The syrup for Coca Cola is invented by Atlanta Pharmacist John Fransisco’s Golden Gate Bridge. (1937) Styth Permerton. (1886) 29 Sir Edmund Hillary is on top of the world. He is the first person to 9 The lawnmower is patented. (1899) reach the summit of Mt. Everest. (1953) 9 The Birth control pill is approved by the FDA. (1960) 29 Bing Crosby sings “White Christmas” into the record books as the February 8th,of2012 - AV Club xword 10 The first color pictures Earth from space are sent back from biggest selling record. (1942) 30 The brassiere is invented. (1889) 31 The trans-Alaska pipeline is completed. (1977)

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