Boland Sold 1 November 2012 by Paarl Post Newspaper

1/2 NOVEMBER 2012 9 12

13 15

BEACH FRONT PROPERTIES

Blue Flags boost value The high quality and appeal of South Africa’s coastal areas has once again been confirmed by the international Blue Flag programme.

Run by an independent non-profit organisation based in Denmark, the programme endorses beaches around the world that offer good water quality, high standards of cleanliness and security, and sound environmental management. National tourism minister Marthinus van Schalkwyk announced on 11 October that 36 South African beaches had attained the coveted Blue Flag status for the coming summer season (1 December 2012 to 31 March 2013), including 23 in the Western Cape alone. Pam Golding Properties’ MD for the Western Cape metro area, Laurie Wener, says South Africa’s growing success in the Blue Flag programme reinforces the value of the region’s coastal property. “We are fortunate to have some of the most magnificent scenic property in the world around the Western Cape coast,” she says. “Prime coastal property comes at a premium all over the world, and it is no different here in Cape Town. Yet it is still possible to acquire homes either directly on the beachfront or within easy walking distance – and at prices far more competitive than one would pay for beachfront homes in Europe, the US or Australia.” Annien Borg, MD for the Boland and Overberg regions, adds that obtaining Blue Flag status is a significant achievement. “This is a highly credible international rating, providing peace of mind for international visitors to the country as well as reinforcing the appeal of coastal suburbs for local buyers. What makes South Africa’s Blue Flag beaches particularly special is their accessibility – many of them are located within urban areas or not far from them, meaning that properties on or near the beach can be utilised for permanent residence, and not just holiday and leisure use.” Among the beaches achieving Blue Flag status in PGP’s Overberg region this year are Bikini Beach (Gordon’s Bay) and Grotto Beach (Hermanus). Located in Gordon’s Bay at the very foot of the Hottentots Holland mountain range, Bikini Beach

STELLENBOSCH

is a small, sheltered enclave with approximately 20 homes, some of which have been in the hands of individual families for over four decades. Residents include professionals, retirees and leading businesspeople, some residing there all year round, while others use the homes as weekend and holiday getaways. The property mix includes several older homes, as well as a number of properties that have been completely restored and modernised in recent years. As a result, prices can range anywhere from around R4,5 million to R15 million. Recent sales in the area (across all agencies) have included R1,5 million for a 400 m² vacant plot and R7 million for a house. The beach offers safe, warm swimming and is within walking distance of the harbour, where many residents moor yachts. Whales are regular visitors in season, and there is a strong culture of watersports. The beachfront also offers panoramic views of Cape Point, the Atlantic Ocean, Table Mountain, the Durbanville Hills and Hottentots Holland mountains, as well as several Somerset West wine farms. Grotto Beach in Hermanus has the distinction of being South Africa’s longest-running Blue Flag beach, having received the award for the 11th time this year. It is also one of the longest beaches in the Western Cape, extending several kilometres beyond the Hermanus lagoon mouth, all the way to De Kelders in Gansbaai. The area is world-famous for its whale-watching, and in season, southern right whales often bask just beyond the breakers. Grotto Beach is dominated by holiday homes, most of them locally owned. Properties include a number of beautiful beach houses, with prices varying from around R4 million for older homes set farther back from the sea, to over R15 million for those on the front row. Vacant beachfront plots of around 1 000 m² can fetch anything from R8 million to R10 million, depending on proximity to the beach, views and privacy. PGP’s sales in 2012 have included six properties located on or just behind the front row, with four of these selling for over R12 million. The most recent of these was a home whose garden leads directly down to the beachfront; it sold for R15,2 million in September.

R5 690 000

R2 350 000

Bedrooms 4 | Bathrooms 2 | Garage 1

Starter home with private garden.

STELLENBOSCH

Kantoor 021 887 4740 Welgevonden 021 889 9774 DIE BOORD

Ouwêreldse sjarme. Pragtig gerestoureer. Uitstekende ligging! STELLENBOSCH

This Mediterraneanstyle home is on a hill overlooking Bikini Beach in Gordon’s Bay. It has four bedrooms and spacious entertainment areas, including covered patios overlooking the ocean. It is on the market exclusively through PGP, priced at R17 million. PHOTO: SUPPLIED

Jané 082 331 1664 Marí 082 R3927 100 3248 000

www.annabasson.co.za

R3 400 000 WELGEVONDEN

Slaapkamers 4 | Badkamers 3 | Motorhuise 2

R1 150 000

R6 250 000

The perfect home for relaxed living. Lots of extras. STELLENBOSCH

R1 880 000

Slaapkamers 2 | Badkamers 2 | Parering 1

Kompak, maar met hope akkommoda- Uitstekende belegging! Noordfront met groot privaat tuin. Twee Kampuswoonstel. Gemoderniseer en uiters netjies. Noordfront. sie. Gerieflike binne- en buiteleefareas. slaapkamers, 1 badkamer en 1 motorhuis.

STELLENBOSCH

R1 600 000

Slaapkamers 2 | Badkamers 2 | Parkering 1

Uitstekende waarde vir geld. Ruim woonstel met praguitsigte.

Districtmail

SOLD HELDERBERG BOLAND

1 November, 2012

Homeownership a good investment H

ome-ownership continues to be a viable investment option and major element of building a foundation for personal wealth over the long-term, says Adrian Goslett, CEO of RE/MAX of Southern Africa. He points out that well researched property purchases have allowed many knowledgeable buyers to accomplish many of their financial goals. He also notes that successful property investment depends largely on the buyer’s knowledge of the current investment circumstances and how much research they are willing to conclude before they commit to any particular purchase. “Decisions made during the buying process will affect the buyer’s return when they decide to sell. Currently market conditions favour buyers, however, there are certain elements that are important to consider, regardless of the market or conditions surrounding the purchase, such as the location of the property and amenities within proximity, to name a few. It is also vital that a property purchase is viewed as a long-term investment in order for the buyer to realise the greatest return on

their investment,” says Goslett. Surveys concluded in the US suggest that American home-buyers have a long-term view when it comes to home-ownership, with nearly half believing that property investment is better than stocks. The results are an indication that the long-term view of home ownership as a fundamental goal and value still remain sound. The consumers who were surveyed confirmed that the typical American seller is experiencing positive returns, and that the vast majority of homeowners see their property as a good long-term investment,” says Goslett. ‘The average homeowner had been in their home for a period of eight years, while firsttime home-buyers reported that they planned to stay in their new property for a minimum of 10 years, and repeat buyers plan to hold on to their property for 15 years. “The overall results confirmed two aspects: home ownership encourages stability, and the longer you hold on to your property, the better the returns.” Goslett says that the results of the American survey concur with similarities found in the South African residential property market. “Much like their American counterparts,

South African sellers who had purchased their property at the peak of the property boom and had to sell within a short period of time were negatively affected by the price correction of the current market. However, sellers who had owned their property for eight years or longer had made sound returns when they sold their property. This points to the fact that although fluctuations in the housing market are to be expected, those who can hold onto their property for the long-term can be certain of healthy gains on the value of their property in the future,” says Goslett. He notes that during the boom period many investors were able to buy and sell houses for a quick gain. However, this was brought about by the unique circumstances of that particular period and is not likely to repeat itself. Currently the goal is to grow home equity over a longer period. “The lending practises of financial institutions have also largely impacted the market and how property investment is viewed. With stricter lending criteria, households are kept in check with regards to manageable debt levels. This has been a major influence in a slower, steady and more sustainable market.” He adds that another key

element to successful property investment is understanding the life cycle of the property market. Knowledge of the different aspects of the market cycle can prove to be an invaluable tool when knowing when to purchase property and when to sell. “The optimum time for a homebuyer to enter the market is when the cycle is bottoming out, or when the market has just begun to recover. This is the phase of the cycle that we are currently in, making it the ideal time to invest,” he says. With property pricing at its current level and remarkably low interest rates, those who purchase property in the current market and are able to hold on to their investments for a period of between five and 10 years will see a healthy return. This is provided that they have completed the necessary research and bought the right property in the right area. “Growth in the current property market is evident and it is predicted by economists that property pricing will gain momentum from this year onwards towards 2020,” says Goslett. “A less volatile option than the stock market, residential property continues to prove itself as a solid investment vehicle performing positively over the long-term,” he concludes.

BOLAND SOLD

Districtmail

HELDERBERG

1 November, 2012

170 Main Road, Somerset West, 7130 Tel. 021 85 22942 Fax. 021 85 12515 Cell. 083 675 3012 email. mdprop@global.co.za

Stunning sea and mountain views In excellent area R4,995 mil

www. moniquedamseauxproperties.co.za

New release

Character home with views In a top area - R4.850 mil

5 bedrooms , 4 bathrooms 3 en suite, formal lounge, sep. dining room, family room, 2 x studies Farm style kitchen, sep. laundry, breakfast area, large studio, double garage, covered patio to pool and garden (plot 2319 m2) THIS KIND OF PROPERTY SELDOM COME ON THE MARKET - a must to view! MONIQUE 083 675 3012

Sole mandate

New release Family home in La Sandra Needing TLC R2,1 mil

4 bedrooms 3 bathrooms, 2 en suite, spacious lounge with fireplace, sep dining room, family room, loft, kitchen oven & hob , laundry, staff quarters or teenager room, d/garage, double covered car port, pool, large mature garden plot size over 1500 m2 Ph MONIQUE 083 675 3012 SOLE MANDATE

3 double bedrooms, 2 bathrooms mes Lounge with fireplace, dining room, Familyroom, Study area, guest cloak room, open plan Kitchen oven & hob , sep. laundry, 3 garages auto and access, store room Nature at your door step, worth viewing Monique - 083 675 3012 Joint Mandate

DistrictMail | Eikestad News | PaarlPost

Biggest and Best Property guide in the Boland

R2 750 000

STRAND

R2 498 000

DistrictMail HELDERBERG

STRAND

Michelle Marston 021 841 4285

Geraldine Menellevie, Justin Cupido of Salomie Haskins 021 887 2840 SOLE MANDATE

ALLEENMANDAAT SOLE MANDATE

IN GREENWAYS… A SEASIDE GOLF ESTATE!

SERIOUS SELLER... PRICE REDUCED DRASTICALLY!

Bedrooms 4

Bathrooms 3

Garages 2

WEB 194570 Bedrooms 3

Bathrooms 2

Garages 1

WEB 274524

This property offer SO MUCH View to appreciate! No expense spared in this 185m² superbly designed Well located... Stone through away from the ocean! and beautifully presented apartment with fabulous Estate living A secure haven for the whole family! 180º OCEAN VIEWS across the GOLDEN MILE! [O] 021 854 5777

082 253 8877 [O] 021 854 5777

ELDIE GERBER

STRAND

R745 000

ALTEN VERMAAK 082 552 3562

STRAND

R449 000

SOLE SOLE MANDATE MANDATE

ALLEENMANDAAT SENTRAAL MET SPASIE

UITSTEKENDE KOOP!!

Ruim en karaktervolle grondvloer woonstel in die hartklop van die Strand. Loopafstand na strand en besighede. Die unieke eiendom sal jou inspireer.

Bachelors woonstel 100m vanaf die see, met balkon en onderdak parkering. Aparte badkamer met stort. 33m².

Slaapkamers 3

Badkamers 2 Motorhuis 0 WEB 276820 Bedrooms 0

[K] 021 854 5777

ETTIENNE

Bathrooms 1

076 300 1201 [K] 021 854 5777

STRAND

R279 000

Parkering 1

ELMARIE

GORDONSBAAI

WEB 277943

082 791 7074

R1 995 000

SOLE MANDATE ALLEENMANDAAT

ALLEENMANDAAT

SPRING GOU...

100m VANAF DIE SEE!

Beste waarde nou in gewilde sekuriteitskompleks. Swembad + braaigeriewe. Skakel gerus. Uitstekende huuropbrengs.

Pragtige twee slaapkamer woonstel met see uitsigte. Stylvolle kombuis met graniet afwerking. Ondergrondse parkering met stoorkamer.

Slaapkamers 2 Badkamers 1 Parkering 1 WEB 234608 Slaapkamers 2 Badkamers 2 Parkering 1 WEB 262825

[K]021 854 5777 JACQUES LöTTER

GORDONSBAAI

076 318 6845 [K]021 856 4846 JACQUES KRUGER 073 653 8967

R750 000

SOLE MANDATE MANDATE SOLE

GORDONSBAAI

R675 000

ALLEENMANDAAT

PRICE REDUCED!

OULIKE DUPLEX EENHEID!

Slaapkamers 3 Badkamers 2 Motorhuis 1 WEB 267481

Slaapkamers 2 Badkamers 1 Parkering 1

Available immediately, popular security complex. ideal for investment, rental and or holiday letting! Small private garden and pet friendly.

Ruim eenheid in gesogde kompleks. Kombuis met graniet blaaie. Geleë naby die see en winkel kompleks. Gemeenskaplike swembad. 98m².

[K] 021 856 4846 DELANA STADLER 082 771 4931

[K] 021 856 4846

GORDONSBAAI

MARLENE

R540 000 GORDONSBAAI

SOLE MANDATE ALLEENMANDAAT

WEB 272494

082 956 4507

R295 000

ALLEENMANDAAT ALLEENMANDAAT

VEILIG EN STIL!

GOING... GOING... GONE!

Gewilde sekuriteits kompleks, eie titel. Naby aan golfbaan en winkels. Toesluit motorhuis.

Hurry, all reasonable offers will be considered! Own your own bachelor pad before the new year! Pet friendly!

Slaapkamers 2 Badkamers 1 motorhuis 1 WEB 273742

Slaapkamers 0 Badkamers 1 Motorhuis 0

[K]021 856 4846 STEVE CROSSMAN 072 213 7608 [K]021 856 4846 DELANA STADLER

RENTALS Strand - 021 854 5777 Gordonsbay - 021 856 4846 Your preffered Rental Agents!

WEB 263837

082 771 4931

Ilse Fourie 021 870 4600

BOLAND SOLD

Districtmail

HELDERBERG

1 November, 2012

ON SHOW SUN 2:00-4:00PM

ON SHOW SUN 3:00-5:00PM

Like us on Facebook Search for Harcourts Platinum

Districtmail

SOLD HELDERBERG BOLAND

1 November, 2012

4 3

2 3

3 1.5

SOMERSET WEST R 2.4 M web ref: 1012486

SOMERSET WEST R9M web ref: 0712453

SOMERSET WEST R 1.295 M web ref: 0812475

Total Privacy in a secure Gated Village with modern lifestyle. Easy indoor & outdoor flow to covered garden terrace.

Gentleman’s Residence. This stately home is built on one level with gracious park-like garden being accessible from all living areas of the home. Lovely views to the Helderberg Mountain. Parquet Flooring in a large part of the home and Pool house with BBQ.

Security and spaciousness is what you get in this freehold Cluster home. Close proximity to small selective shopping areas.

208 Main Road, Somerset West

021 852 3480

Lynne - 083 272 0528

www.mypropertybroker.co.za

www.ikayaproperties.co. Office number: 021 851 1193 Fax number: 021 851 1645 Shop 20, Rola Centre, Caledon Str, Somerset West

R780 000 For the over 50’s… a very neat 2 bed unit in well maintained complex. Dan 082 458 3867

±R1 750 000 My client urgently seeks space: 3/4 bedroom home plus a 3 bedroom flat in Somerset West Karen 071 602 1090

R1 650 000 Ideal home for commuters to Stellenbosch. 3 Beds, 2 baths, lounge with high ceilings, separate dining Carol 083 306 2107

Strand Lock-up-and-go 2 bedroom & 1 bedroom units in complex @ R550 000 with communal pool Gordon’s Bay 2 Bedroom ground floor unit @ R320 000 Somerset West 2 Bed ground floor unit walking distance to CBD @ R650 000 Jewel in disguise 3 Beds plus flat & pool @ R1700 000 Chris 082 954 3383

Dan van Zyl (Principal) 082 458 3867

O N B E A C H R D

Virtual Tour on Private Property Listing No: S522457 Johlene 071 308 4327

BOLAND SOLD

HELDERBERG

Districtmail 1 November, 2012

SOLD HELDERBERG BOLAND

BOLAND SOLD

STELLENBOSCH

Eikestadnuus 1 November, 2012

Eikestadnuus

SOLD STELLENBOSCH BOLAND

1 November, 2012

STELLENBOSCH

R1 890 000

SOMERSET WEST

R2 450 000

ALLEENMANDAAT

CHARMING HOME! Bedrooms 2 Bathrooms 2 Garage 2

OORDRAGSKOSTES INGESLUIT! WEB 258761 Kamers 3 Badkamers 3 M/Huis 2

Walk into a house with loads of character decorated with love. Open your doors to olive grove and mountains. [O] 021 843 3368

GERHARD 076 590 7758

STELLENBOSCH

R 420 000

WEB 270170

Hierdie nuwe woning is gereed teen Maart 2013. Ruim leefspasie met uitsigte oor wingerde. Kies afwerkings. [K] 021 843 3368

GERHARD 076 590 7758

STELLENBOSCH

R2 150 000

ALLEENMANDAAT

PERFEKTE BEGINNERS HUIS Kamers 2 Badkamers 1 Parkering 2

PERFEKTE LIGGING NABY SKOLE WEB 270755 Kamers 3 Badkamers 1 M/Huis 1

Netjiese huis om te begin, met baie potensiaal. [K] 021 886 7905

GAVIN-PAUL 072 707 1192

STELLENBOSCH

JUWEEL IN HISTORIESE KERN Kamers 1 Badkamers 1 Parkering 1

R 995 000

WEB 277070

WEB 276057

Familiewoning in stil boomryke straat stapafstand van skole. Ruim erf met berguitsigte. [K] 021 886 7905

LEON 082 575 7356 LISBE 084 666 0011

STELLENBOSCH

R2 290 000

UPMARKET APARTMENT Bedrooms 2 Bathrooms 2 Parking 1

WEB 277028

Luukse eenmanswoonstel met kwaliteit afwerking en kelderparkering. Potensiële huurinkomste R5500pm.

Northfacing apartment in the centre of town, within walking distance to whatever you need.

[K] 021 886 7905

[O] 021 886 7905

LEONIE 082 773 0655

STELLENBOSCH

R2 570 000

LEON 082 575 7356 LISBE 084 666 0011

STELLENBOSCH

R1 495 000

ALLEENMANDAAT

IDEALE LIGGING Kamers 4 Badkamers 2 M/Huis 2

TUSSEN SKOLE! WEB 277680 Kamers 2 Badkamers 1 Parkering 1

WEB 276819

Familie woning naby top skole. Studeerkamer, buitekamer en onthaalarea met swembad.

Woonstel in klein rustige blok met privaat stoep. Stap dorp en skool toe. Onderdak toesluit parkering.

[K] 021 886 7905

[K] 021 886 7905 JACQUES 083 989 1249

LEONIE 082 773 0655

STELLENBOSCH

R2 950 000

STELLENBOSCH

JOINT MANDATE

ALLEENMANDAAT

LIEBERHEIM Bedrooms 4 Bathrooms 4 Garage 2

BOUGELEENTHEID!

WEB 131079

R 590 000

WEB 277588

Gated complex living. Extremely characteristic with wooden flooring, fireplace and the bonus of a self contained flat let.

Hierdie erf in gewilde Welgevonden landgoed is geleë in ‘n cul de sac met plaasuitsigte. Nuwe Vrystelling!

[O] 021 886 7905

[K] 021 886 7905 DROEKS 082 685 9189

HETTIE 083 263 0559

BOLAND SOLD

11 How to make a strong offer and make good that purchase Eikestadnuus

STELLENBOSCH

TALKING PROPERTY BY STEVE CARADOCDAVIES Principal, Harcourts Platinum Director, Harcourts South Africa Read his blog at harcourtsplatinum.word press.com or mail him at steve.cd@harcourts.co.za

So you’ve found your property. Now you need to make an offer to secure it. When making an offer there are three major aspects to consider: price, time and terms. All three have a bearing on whether or not your offer is accepted. Obviously price is a major consideration. How much do you offer? Offer what you really believe the property is worth. It’s incorrect to assume that every property is overpriced and therefore your offer needs to be 10 to 20% less. True, some properties are overpriced. But many are priced at or very close to market value. Do your homework and make a fair

1 November, 2012

offer if you want it to be considered. What of timing? Timing relates to when you are willing or able to take transfer and ownership – so when the seller will be paid. It also relates to when you will take occupation. It’s a good idea to ask the selling agent what timing the seller has in mind. If, for example, you are not willing or able to offer full asking price, your offer could be strengthened by offering timing that appeals to the seller. What of terms? The more conditions you place on your offer, the less appealing it will be. Most buyers need finance – but the lower your finance amount is

as a percentage of the selling price, the more appealing it is. A cash offer has the most appeal. Other conditions, like the purchase being subject to the sale of the buyer’s property, make the offer much less appealing. If you need to add this condition to your offer, you’ll need to make the price and timing as attractive as possible. The more conditions you add to your offer, and the more obligations you put on the seller, the less attractive the offer. Obviously you may need to do this to protect yourself as a purchaser. But be aware that with every additional condi-

tion the offer loses appeal to the seller. If you really want the property you will need to make these three aspects of your offer as attractive to a seller as possible – especially if you are competing against other buyers. I’ve seen buyers lose out because their occupational rental amount is lower than that of another buyer. If you can’t make one aspect attractive, make the other two very strong. For example, if you need a delayed transfer (poor timing), then ensure your offer and terms are attractive. And don’t always assume you will have an opportunity to make a counteroffer. Faced with more than one offer, a seller will either accept the best, or enter into negotiations with the best. The other loses out entirely. Give attention to all three aspects of your offer. Ask your agent for advice on making it appealing. Happy shopping!

Stellenbosch Stellenbosch Flats

Joint Mandate

Web Ref 207989 Sole Mandate

Asking Price: R2 950 000 Price Reduction! Character home in a secure, gated complex offering plenty of accommodation, including two entertainment areas. Also includes a selfcontained flatlet. Great value in Paradyskloof! Contact: Monique Holzen 072 390 9227

Web Ref 122614

Asking Price: R5 900 000 This home offers the ultimate luxury and space for a large family. Situated close to top schools and peacefull rural environment. 6 bedrooms, 5 en suite, 3 entertainment areas. A must see! Contact: Marelise Visagie 072 776 2645

Web Ref 123145

Offers from R1 950 000 This lovely 4 bedroom home with 4 en-suite bathrooms is full of charm and character. Modern finishes in the kitchen and bathrooms with an open plan design. Low maintenance garden with a pool. Double Garages. Asking Price: R2 150 000. Christine 082 417 2506 / Graham 084 308 3540

40 Bird Street, Stellenbosch. t 021 809 2760 f 021 809 2779 | admin@sothebysrealtystb.co.za www.sothebysrealty.co.za | www.sothebysrealty.com | www.farmandranchsir.com

LA REZ DERMONT

1slpk 1slpk

R495.000 R550.000

DERMONT PRINSPARK

1slpk 2slpk

R550.000 R620.000

LA RIVE VIER EIKE

1slpk Eenmans

R650.000 R669.000

BOSCHENPARK BASTMOLEN

Eenmans 1 slpk

R865.000 R995.000

BOSMANS CROSSING

2slpk

OU DORP

2 slpk

R1.695.000 R1.100.000

AMATONI

2slpk

R1.342.000

CABERNET penthouse

3slpk

R3.380.000

Contact: Elize Brand 082 372 9992

Each Office is Independently Owned and Operated

Eikestadnuus 1 November, 2012

SOLD STELLENBOSCH BOLAND

BOLAND SOLD

PAARL/WELLINGTON

Paarl Post

1 November, 2012

Paarl Post

SOLD PAARL/WELLINGTON BOLAND

1 November, 2012

Biggest and Best Property guide in the Boland

SOLD bied die grootste en maklikste toegang tot die mark vir eiendomkopers en -verkopers in die Boland. HELDERBERG

DistrictMail

BOSCHENMEER

R1 485 000 BOSCHENMEER

R2 650 000

Michelle Marston 021 841 4285

Geraldine Menellevie, Justin Cupido of Salomie Haskins 021 887 2840

Ilse Fourie 021 870 4600

WELL MAINTAINED TOWNHOUSE Beds 3 Baths 2 Garage 1

LOVE ME TENDER WEB 244627 Beds 4 Baths 4 Garages 2

WEB 273589

Spaciuos townhouse on popular Golf Estate. Lovely garden & lock up and go.

Beautiful French style dream home needs family who can appreciate the finer things in life.Really spacious (490 sqm) on large (1000 sqm) plot. Come and restore it to its former beauty.

[O] 021 872 2223

[0] 021 872 2223

LORETTA 082 473 5096

BOSCHENMEER

R2 350 000

LITA 083 498 1018

PAARL

R1 595 000

ALLEEN MANDAAT

SAFE IN TRANQUIL SURROUNDINGS Beds 3 Baths 2 Garages 2 WEB 261488

KOM RAAK NOSTALGIES Kamers 5 Badkamers 3 M/Huis 1

Boschenmeer is a great place to raise a family. Children play safely and the Estate is really breathtakingly beautiful. No need to be a golfer!

Bekoorlike Victoriaanse huis (circa 1890) met eiesoortige kenmerke. Uiters sentraal - naby restaurante en topskole.

[0] 021 872 2223

[K] 021 872 2223

LITA 083 498 1018

PAARL

R2 695 000

DO YOU LIKE A CHALLENGE Beds 3 Baths 1 WEB 267868 This unusual home is wating for your touch- Close to N1, opposite KWV on Main Raod. Plot of 1400m² with swimming pool.Living area with fire place. Extra flatlet. [O] 021 872 2223

RACHELLE 084 4004525

WEB 276340

VOSSIE 082 444 7003

PAARL

R 460 000

SOLE ONMANDATE SHOW SOLE MANDATE

CUTE STARTER - UP Beds 2 Baths 1

WEB 276452

Cute & cozy 2 beds with lounge & fully fitted kitchen carport in close. [O] 021 872 2223

BERENICE 072 423 1455

WELLINGTON

R950 000

ALLEENMANDAAT

SOLE MANDATE

ON SHOW

DUPLEX IN CENTRAL PAARL Beds 3 Baths 2 Garage 1

KOM MAAK ‘N AANBOD Kamers 3 Badkamers 1 M/huise 1

WEB 261608

PAARL

R950 000

WEB 242119

This 3 bedroom duplex for first time buyer or if you are looking for an investment property.

Netjiese siersteen huis in stil area. Aparte buitekamer met badkamer. Netjiese afdak voor motorhuis.

[O] 021 872 2223

[K] 021 864 2948

WELLINGTON

VICKY 074 158 8016

R1 295 000

VERY SPECIAL Beds 2 Baths 2 Garages 2 WEB 272057 Extra spacious townhouse in Dukes Estate with double living areas and good flow to patio.Excellent finishes. [O] 021 864 2948 MARISA 079 877 4177

RENTALS Boschenmeer - Vicky 074 158 8016 Paarl - Vicky Bester 074 158 8016 Wellington - Andre 082 788 7746

WELLINGTON

LINDA 083 379 3769

R1 925 000

SOLE SOLEMANDATE MANDATE ALLEENMANDAAT SOLE MANDATE

POSITION IS KING Beds 3 Baths 2 Garage 1 WEB 274709 Family home with loads of flair, charm and character. Spacious patio to enjoy exceptional views. Swimming pool. [O] 021 864 2948

CARMEN 082 490 0994

BOLAND SOLD

Paarl Post

PAARL/WELLINGTON

1 November, 2012

Koop konserwatief en benut die hedendaagse lae rentekoerse Met die streng regulasies van die Nasionale Kredietwet is dit deesdae byna onmoontlik vir verbruikers om ’n huis te koop wat hulle nie regtig kan bekostig nie. Met pryse egter steeds heelwat laer as tydens die afgelope oplewing in die mark en rentekoerse op die laagste vlak in bykans 40 jaar, is daar talle nuwe kopers wat dink dit is straks ’n goeie plan om hul begroting tot die uiterste te rek om ’n groter en duurder huis te koop as wat hulle andersinds sou oorweeg. Berry Everitt, besturende direkteur van die Chas Everitt International-eiendomsgroep, sê: “Die redenasie wat voornemende kopers dikwels gebruik om dié strategie te verduidelik is dat hulle die koste en moeite om later na ’n groter huis te verhuis, wil vryspring. “Dis natuurlik waar dat die koste verbonde aan die verkoop van een huis en koop van ’n ander – insluitende verband- en regskoste, asook oordragkoste – duisende rand kan kos, en dis natuurlik benewens die verhuisingskoste. Voeg daarby die tyd en beslommernis om in ’n nuwe omgewing in te skakel en dit kan inderdaad na ’n goeie plan lyk om nou ’n groter verband uit te neem sodat ’n mens nie later hoef te verhuis nie.” Daar is egter ’n paar baie goeie teenargumente, sê hy. “Eerstens is die eiendomsmark altyd wisselvallig en waardes kan ewe maklik daal as styg, terwyl daar ’n goeie kans is dat rentekoerse weer kan begin styg. Dit is dus raadsaam om altyd genoeg beweegruimte te laat sodat jy, indien nodig, ’n groter verbandpaaiement kan bekostig en sodat jy nie meer op die eiendom skuld as wat die markwaarde daarvan is indien huiswaardes

daal nie.” Hy skryf in Property Signposts dat huiskopers realisties moet wees oor hul werkvooruitsigte. “Die dae dat die gemiddelde persoon daarop kon reken om 20 jaar of langer by een maatskappy te werk en met ’n goeie pensioen af te tree, is lank reeds iets van die verlede – maar as jy nou ’n groter huislening uitneem, sal jy waarskynlik baie jare lank dieselfde óf ’n hoër inkomste moet verdien om die maandelikse paaiemente te kan betaal.

“Jy moet dus baie seker wees jy kan jou werk behou en ook aanvaar dat jy jou vryheid om van loopbaan te verander tot ’n groot mate inboet. “En, as die feit dat jy ’n gesin beplan een van die redes is waarom jy groter eiendom wil koop, moet jy baie seker maak jy sal steeds die verband kan betaal as jy of jou lewensmaat ophou werk wanneer die kroos eers daar is.” Dis straks ’n beter strategie, sê hy, om nou konserwatief te koop en die heersende lae ren-

tekoerse en verbandbetalings te benut deur enige spaargeld te gebruik om die kapitale bedrag van jou huislening vinnig te verminder en so ekwiteit te skep. “Dit sou beteken jou belegging is veilig ongeag wat met rentekoerse en eiendomspryse gebeur en ongeag veranderings in jou werk of gesin – en danksy die ekwiteit wat jy opgebou het sal jy natuurlik ’n groter deel van die verkoopsprys in jou sak kan steek indien jou sou besluit om die huis te verkoop.”

FORESTER

from only

2012 SUBARU

Model

Retail Price

Instalment

Interest Rate

Deposit

Term

Balloon Payment

2.5X MT

R 328 000

R 3999

4.8%

72 Months

R 108 240

SUBARU SOMERSETWEST 27 Gerber Boulevard, Gants Centre, Strand 021 853 8618 www.subarusomersetwest.co.za

Interest rate linked to the prevailing prime rate. This deal is subject to credit approval by Subaru Finance, an authorised ďŹ nancial services and registered credit provider. Pricing includes once off initiation fee of R 1140 and a monthly service fee of R 57. Terms and conditions apply. E & OE.