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Pastor Appeals Expulsion Notice
Vol 12; No. 13
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By Patrick Maitland Editor-Street Hype
mbattled Pastor Ivan Plummer will be in court on September 18 to appeal a 10-day notice to cease management of the Emmanuel Seventh Day Church Ministries in the Bronx. According to court papers obtained by Street Hype Newspaper, Supreme Court Judge Allison Y. Tuitt, July 19 court order, found Pastor Plummer in contempt for deliberately violating two previous court orders dated April 16, 2013 and Aug. 24, 2017. “Defendant Plummer and all defendants, their agents and representatives are hereby enjoined from interfering with the functioning of the Board of Trustees and restrained from entering the church premises effective immediately,” Judge Tuitt ordered. The pastor was given 10 days from July 24, 2017 to submit complete financial records of the church from 2009 to date, as well as all equipment and other properties belonging to the organization. Failure to comply with the order would “result in further civil contempt, civil sanctions, and criminal contempt,” the judge warned. However, within days, Plummer’s attorney, Joshua S. Brass of the Law Offices of Regina L. Darby, filed an appeal and asking the court to fix an undertaking of
More Educational Support Needed in the Black Communities
PASTOR IVAN PLUMMER
Will be in court on September 18 to appeal a 10-day notice to cease management of the Emmanuel Seventh Day Church Ministries in the Bronx
— Editorial —
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AUGUST 19-31, 2017
$10,000 for the defendant to pay the plaintiff to defray part of the legal expenses. The leadership battle for the church erupted on April 7, 2011, when the board accused Plummer of misappropriating church resources and failing to keep proper records. He was then fired. But Plummer pushed back and in an attempt to maintain the power of the church, he dismissed the original board and appointed new trustees and directors. However, Judge Tuitt deemed his action “illegal” and ruled that the original board be re-instated. In 2013, the Bronx Supreme Court intervened in the ongoing financial dispute between the Board of Trustees and Pastor Plummer. According to court documents obtained by Street Hype, the board and the members of the congregation alleged that Plummer, with the help of other church officers, misappropriated and embezzled church funds and had taken over sole control of all church assets. Plummer’s decision to appeal the July 24, 2017 court order to quit the management of the church was the latest move in an ugly battle for control of the 120-member church, located at 3301 Laconia Ave. Plummer and his attorney were not available for comments.
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Bronx DA charges 29 gang members ... Page 4
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More Educational Support Needed in the Black Communities
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ducation and training continue to be the most important vehicles to achieve personal sustainable social and economic development. The summer holiday is just about over for thousands of students in schools and colleges across the country. The shopping for back-to-school supplies has been robust, while just about everyone is engaged in some effort to assist students with school supplies. In our opinion, people in the African American communities are getting the message that a good education is important for everyone, including adults and children. But it appears that they are not reaping the benefits, especially with the increasing number of African Americans filling college classrooms or pursuing professional courses. Despite real gains in academic achievement, the per-
formance of African American students across the country still significantly lag behind that of their white counterparts. Sadly, educational expectations are lower for black children, according to Child Trends, a nonprofit and non-partisan research center that tracks data about children. African American parents, most of whom are less educated than their white counterparts, do not expect their children to attain as much education as white parents expect. Lower expectations become self-fulfilling prophecies,
contributing to lower expectations from the student, lesspositive attitudes toward school, fewer out-of-school learning opportunities and less parent-child communication about school. In the areas of justice, several studies have revealed that people with lower wealth, lower health and lower parental education levels in most cases have more dealings with the justice system. In other words, these negative circumstances create a perfect storm that leaves blacks without the same educational opportunities as whites. We are sharing these findings to make the points that we
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AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 3
must focus more on education. We should demand that more resources be allocated to ther schools and other educational institutions in our communities. It is no secret that the schools in the black communities nationwide are in deplorable conditions compared with those in neighboring white areas. Our political leaders – city, state and federal -- can do more to serve us better. But in most cases, they fail because it appears education does not top their agenda. The politicians know that education is not the immediate needs of grown men and women trying to pay their bills each day. It is more about people being fed today and not a worry about the education of the next generation.
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_____________________ Patrick Maitland patrick@streethype.net
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The opinions expressed in this newspaper, except for the above, do not necessarily reflect the views of Street Hype Newspaper and its publishers. Please send your comments and or suggestions to editor@streethypenewspaper.com. Responses should be no longer than 400 words. Not all articles will be published.
Getting your baby ready for school..! A s we get ready for school, I would like to give you some ideas on the importance of helping to develop children's fine motor skills. Having these muscles develop reduces the need for occupational therapy later on. Fine Motor Development skills are very important. Give your baby small toys that she can grasp. You are helping your infant to develop their finger muscles. These muscles are needed for writing. As your baby gets older you need to provide different experience that allows fine motor development.You should provide snacks that the baby will be able to pick up using the thumb and the pointer fingers. Provide opportunities that will allow the baby to develop her wrist muscles. You can purchase developmental toys. You can also provide items that you can find within your home. For example, you can give your baby the top from the small liquid detergent or any other empty container. Just clean it and give it to your baby to play with.
By
Daseta Gray, M. Ed Certified Infant/ Toddler Specialist dasetagray@gmail.com
She will try to screw on the top. This movement helps to develop the finger muscles and the wrist muscles. Once your baby is able to master one item you can add two. Just present the items to the baby do not show her what to do. Babies love to discover and if you show her what to do you are denying her that cognitive experience to demonstrate her problem solving skills. You are planting the roots for learning; remember that infants/toddlers put everything in their mouths don’t be alarmed. Just clean the items. When your baby is about nine months you should allow him to feed himself with his hands.
I do not recommend high chairs because the baby is not able to sit comfortable with their feet on the floor. You should purchase the small infant chair that sits on the floor. It is called Healthy booster chair. This chair allows your baby to sit comfortable with her feet on the floor. When your baby is comfortable she will sit there for a while and will indicate when she wants to get out. You are teaching your baby self discipline the idea on sitting a completing a task. This skill is need for school. Your baby will play with the food, throw some on the floor and also wash her hair and face. This is natural part of development. When your baby gets to school she will be required to sit and listen during circle time. You are giving her that experience .Your infant and toddler learns these skills through repetition, patience and time. When your infant gets to pre-school and lacks the ability to sit for a while and listen, complete an activity or play independently for a while that is that is age appropriate.
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Business office: Street Hype Newspaper 329 Miller Place, Mount Vernon, NY 10550 Tel: 914-663-4972-3 • Fax: 914-663-4972 editor@streethypenewspaper.com advertising@streethypenewspaper.com www.streethypenewspaper.com Published by: JAMVISTA INC.
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NEWS
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Bronx DA charges 29 gang members on Rikers with violent attacks
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BRONX ozens of current and former Rikers inmates were indicted for allegedly assaulting fellow prisoners and two jail guards. The Bronx District Attorney says 29 gang members were involved in four separate attacks between October and February. In the first assault, six men allegedly slashed an inmate who needed more than a hundred stitches.
SUPPORT FOR EDUCATION:
(l-r) Jamal Bailey, NYS Senator; James Haynes, President Jah Jerry Foundation; Alonzo de Castro, Community leader at the recent Jah Jerry Foundation's Annual Summer Scholarship Fundraiser on July 28, 2017 at St. Luke's Episcopal Church Hall, Bronx.
Prosecutors also say a group of prisoners beat a correction officer with a chair after covering security cameras with peanut butter. The attackers are members of the Bloods, Trinitarians, MS-13 and Folk Nation gangs. They're facing multiple charges, including assault and harassment.
Group of men sexually assault woman in Brooklyn P BROOKLYN: olice need help finding a group of men they say sexually assaulted a woman in Brooklyn on Monday. Investigators said it happened around 3 a.m. behind a building on Eastern Parkway near Utica Ave. in Crown Heights. Police are searching for three men, including the pair seen above.
They said the group approached the 30year-old woman and forced her to perform a sex act on each of them. Police said a fourth suspect has been taken into custody. Anyone with information on the case should contact the Crime Stoppers hotline at 1-800-577-TIPS, or text CRIMES and then enter TIP577, or visit www.nypdcrimestoppers.com
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Bronx community honors girl doused with boiling water in sleepover Bronx community honors girl doused with boiling water in sleepover
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BRONX Bronx community on Wednesday night honored a young girl who suffered severe burns when another girl allegedly poured boiling water on her earlier this month. Jamoneisha Merritt, 11, was the star of an anti-bullying block party near Morrisania. "I feel great because mad people are about to be here," she said just before the festivities. "I just feel good." Her family says she was the victim of the hot water challenge, for which kids and teens do pranks or dares using boiling water and post them on the internet.
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Bronx girl doused with boiling water during sleepover is back home The 12-year-old who threw the water on Jamoneisha during a sleepover faces assault charges. Jamoneisha's face is still scarred from the water, but she said she is feeling much better thanks to her friends and neighbors. "Once they cleaned her face and she was saddled with medication, she was good, she was back to herself. She was really rocking [by the] second day in the hospital," said Jamoneisha's mother, Ebony Merritt. "Her spirit and everything, it's amazing."
New panel to evaluate New York nightlife policies
ow would you like to serve on City Hall's official advisory board of nightlife? It's now a real thing after the City Council voted to approve its creation. The office of nightlife will serve as a liaison between the city, businesses and local community members. It will also evaluate city laws and policies dealing with the industry. Council Member Rafael Espinal sponsored the bill. He says similar programs in London and Paris have proven successful in growing business.
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NEWS
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Brooklyn court officer indicted for allegedly pressuring woman for sex
BROOKLYN Brooklyn court officer is indicted for allegedly pressuring a woman to perform a sex act on him in the courthouse. 58-year old Timothy Nolan of Long Island is charged with official misconduct, second-degree coercion, and public lewdness. Erica McRae says back in October,
the officer took her to a stairwell inside of Brooklyn Criminal Court. Nolan allegedly offered to help her boyfriend beat a case if she said yes, then he exposed himself to her. McRae says she wants to prevent anything like this from happening again. "I'm just grateful for the DA for pro-
ceeding along with the case and getting an indictment," McRae said. "I don't want this to happen to anybody else, especially in the court system. This happened at court and I think if something like this was to happen again they should know that they're gonna get charged and something's gonna happen."
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Golden Krust Caribbean Bakery & Grill executives - Omar Hawthorne, Director, Franchise Development & Community Relations (1st l) and Steven Clarke, Director of Marketing and PR (5th l) along with NYPD officers celebrate National Jamaican Patty Day on August 5th at the company’s retail outlet 1381 East Gunhill Road, Bronx. The annual event which was staged by Golden Krust was attended by several hundred customers in the community. Golden Krust is a Caribbean cuisine fast food chain, and manufacturer and distributor of Caribbean food product.
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Thieves Steal $10K Worth Of School Supplies From Hope Community Services
NEW ROCHELLE: bout $10,000 worth of school supplies destined for a free backpack giveaway this weekend were stolen from Hope Community Services in New Rochelle Monday night. Hope Executive Director Carole Troum said thieves made off with about
tate Senator James Sanders officially opened a job bank in the basement of his district office Tuesday. The facility has 10 Apple workstations for people to look at jobs. There are also billboards with flyers for training programs and open positions and a list of jobs for people who were formerly incarcerated. People can also learn about how to file for unemployment. “When we see
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250 backpacks loaded with notebooks, pens, pencils, rulers and more, newyork.cbslocal.com said. The giveaway is scheduled for Saturday at New Rochelle City Hall, and organizers are hoping for donations to make up the deficit.
Queens senator opens job bank
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James Sanders
young men standing with their pants sagging, we can say 'Hey, have you, do you have a job? I know where
one is,'” Sanders said. “It gives me the ability to research different companies and things like that, even in video production. It gives me the opportunity to explore my options,” said job seeker Koro White. The job bank will be open on Tuesday, Thursdays and Fridays from 10:00am to 1:00pm. Sanders’s office is located at: 142-01 Rockaway Boulevard, South Ozone Park, NY 11436
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Citizenship firm denies involvement in Grenada passport allegations
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By Caribbean News Now contributor ST GEORGE’S, Grenada: ttorneys acting for citizenship consultants Henley & Partners have denied that the firm had any knowledge or involvement in an alleged scheme to obtain a diplomatic passport from the government of Grenada for a Ukrainian businessman in exchange for a payment of US$1 million.
Specifically, Henley & Partners assert that a purported copy of a wire transfer for such a sum, ostensibly to the Wells Fargo account of Henley Global in Singapore, is "clearly bogus", "faked" and "created maliciously". The situation first came to light in regional government circles on October 27, 2016, when the businessman in question sent an email to the prime minister of Antigua and Barbuda, Gaston Browne, saying that he had been dealing with “a person called Chris who represents Henley and Partner who according to him are authorized as agents and advisors to Antigua and St Lucia.” Browne categorically told the Ukrainian that his government would not countenance any sale of a diplomatic passport and advised him to move swiftly to recover his funds.
INTERNATIONAL NEWS
US imposes new sanctions on Venezuelan government
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By Caribbean News Now contributor WASHINGTON: he United States has imposed a new round of economic sanctions aimed at choking off money to Venezuelan President Nicolas Maduro's regime, but "carefully calibrated" to preserve US oil imports from the South American country, according to the White House. The latest sanctions – the fourth round in recent weeks – are the first to move beyond freezing the assets of individuals and target the government itself. The executive order signed by President Donald Trump bars US institutions from buying new debt issued by the Venezuelan government or from the stateowned oil company Petróleos de Venezuela SA (PDVSA). "It also prohibits dealings in certain existing bonds owned by the Venezuelan public sector, as well as dividend payments to the government of Venezuela," the White House said in a statement. However, the sanctions will not affect US oil imports from Venezuela in that they do not apply to short-term financing for oil sales and also exempt transactions with PDVSA's US subsidiary, Citgo. The exceptions are designed "to mitigate harm to the American and Venezuelan people," the White House said in a statement, adding that the latest sanctions are "carefully calibrated to deny the Maduro dictatorship a critical source of financing to maintain its illegitimate rule." Last month, the Trump administration imposed sanctions on 13 current and former officials of Maduro's government, freezing their assets in the United States and preventing Americans from doing business with them.
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Mega-technology companies ready to meet with Jamaica tourism
KINGSTON, Jamaica: Jamaica minister of tourism, Edmund Bartlett, is set to travel to San Francisco, California, this week to engage in strategic meetings with American technology mega-companies Google, Airbnb, and Uber Technologies Inc. Venezuelan President Nicolas Maduro
At the time, the pressure was intended, unsuccessfully, to prevent Venezuela from going forward with a controversial election to form an all-powerful National Constituent Assembly. Days after that vote, Maduro's assets were also frozen. And earlier this month, US financial sanctions targeting individuals associated with the creation of that assembly were rolled out. Meanwhile, Louisa Ortega, the former attorney general of Venezuela and formerly a staunch Maduro supporter, has said she has evidence linking him to a corruption scandal. Ortega, who fled Venezuela to Brazil after Maduro tried to take away the independence of the Supreme Court, said she has evidence implicating Maduro in corrupt dealings involving Odebrecht, the Brazilian construction giant at the centre of a massive bribery scandal. Call now: 800-729-1085
Serious crimes down in St Kitts-Nevis
BASSETERRE, St Kitts (SKNIS): he proactive and sustained operations to enhance public safety by law enforcement have resulted in decreases in the number of serious crimes committed in St Kitts and Nevis, including homicides, attempted murder, and grievous bodily harm, as well as a corresponding increase in the rate of detection for all crimes in general. At a press conference on Thursday, Commissioner of Police, Ian Queeley, shared the statistics recorded up to August 22, 2017, and compared it to statistics from the same period in 2016. He said: “The decrease in the category of serious crime is worthy of note, as homicide declined from 23 to 18 or 22 percent; attempted murder from 29 to 18 or 38 percent; shooting at with intent from 17 to 12 or 29 percent; and grievous bodily harm from 90 to 82 or nine percent.
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Edmund Bartlett Jamaican Tourism Minister
The meetings are in tandem with two of the five strategic pillars of the ministry – building new products and fostering new partnerships; and will also be used to promote the UNWTO, GOJ, World Bank Conference on Jobs and Inclusive Growth: Partnerships for Sustainable Tourism, scheduled for November 27 – 29, at the Montego Bay Convention Centre. Executives at Airbnb – a trusted community marketplace for people to list, discover, and book unique accommodations around the world online – extended an invitation to Bartlett to participate in strategic meetings and to also tour their headquarters in San Francisco on Wednesday August 23. The meeting will advance discussions regarding an MOU, which was signed with Airbnb in December 2016, to augment and drive growth within the tourism industry. Special focus will also be placed on the possible participation of Airbnb as a sponsor and presenter at the upcoming global conference. The minister will also meet with senior executives at the headquarters of Google on Thursday. While there, he will get an overview of how Google generally works with tourism boards and ministries worldwide. This includes search trends about the island and how Google can analyze the data; leverage external and public online tools; and outline digital best practices on how to use the power of data to attract more tourists more efficiently. He will later meet with senior representatives from Uber Technologies Inc. – a ridesharing technology company headquartered in San Francisco, which operates in 633 cities worldwide.
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Fewer Woman Lawyers in NY Courtroom Roles
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ust a quarter of lawyers who have leadership roles in New York state and federal courtrooms are women, according to a new analysis by the New York State Bar Association. The gender discrepancy differed significantly between attorneys representing public entities, such as state or federal government, and those representing private parties. Women accounted for 38.2% of lawyers representing the public, but only 19.4% of lawyers representing private parties, according to the report, by the association.
PC Richard Escapes Suit Over ID-Exposing Receipts
A
New York federal judge Thursday tossed a case accusing P.C. Richard & Son of exposing customers to identity theft and credit card fraud by printing too much card information on receipts, citing the Supreme Court's landmark Spokeo ruling and saying the proposed class lacks standing because it alleges a risk of theft but no concrete injury.
NY Court Revives Breast Cancer Misdiagnosis Suit
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New York state appeals court on Wednesday partly revived a suit on behalf of a woman who died of breast cancer, ruling that questions remained as to whether her gynecologist breached care standards by not ordering a mammogram after seeing signs of an unusual breast discharge.
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Senate Passes Bill to Help Terminally Ill Patients
he Senate on Thursday passed by unanimous consent a measure designed to make it easier for terminally ill patients to get access to experimental treatments without oversight from the Food and Drug Administration. The “right-to-try” legislation has been championed by the libertarian Goldwater Institute, which has worked to pass similar legislation in 37 states. The federal version, now headed to the House, would bar the government from blocking patients from getting access to medications that have undergone only preliminary testing in humans. Patients first would have to try all other available treatments and be unable to participate in clinical trials. The bill would provide drug companies some legal protection if a treatment results in harm of patients.
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AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 7
LEGAL AFFAIRS DCA investigates home healthcare agencies for sick leave violations
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epartment of Consumer Affairs (DCA) Commissioner Lorelei Salas on Monday announced that its Office of Labor Policy & Standards (OLPS) has launched investigations into nearly 40 home healthcare agencies across the city that represent upwards of 33,000 workers. General compliance issues with this industry have been reflected in OLPS’ experience enforcing the NYC Paid Sick Leave Law. Home care aides as a group have filed the third highest number of paid sick leave complaints. OLPS has handled 94 home healthcare agency cases leading to nearly $200,000 in fines and more than $475,000 in restitution (about 12 percent of total restitution recovered) on behalf of 6,183 workers, or more than one third of all workers on behalf of whom OLPS has recovered restitution under the law in two-plus years of enforcement. Recent New York State Department of Health data estimates that the number of home care aides working in New York City is about 203,100, making them one of the largest private sector workforces in the city. Approximately 700 licensed Home Care Service Agencies operate nearly 850 locations in the city and dispatch this workforce mostly to private homes. Wage and hour and other labor and employment law violations among this workforce are reportedly rampant, despite recent reforms meant to raise standards like the State’s “wage parity” law and extension of federal wage and hour rights to the workforce.
LEGAL TERMS
affirmation: A solemn and formal declaration under penalties of perjury that a statement is true, without an oath. affirmed: Upheld, agreed with (e.g.,The Appellate Court affirmed the judgment of the City Court). allegation: the assertion, declaration, or statement of a party to an action, made in a pleading, setting out what the party ex-
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DCA’s OLPS has been shifting its enforcement resources to focus on industries that tend to have higher rates of labor and employment law violations. The Office recently sent 39 notices of investigation and requests for documents to home health agencies around the city. The agencies include a broad cross-section of agencies across the five boroughs, which collectively employ approximately 33,000 workers. The investigation will provide a comprehensive look at existing practices around compliance with paid sick leave, and ensure both that employers are clear about their labor and employment law obligations, and that workers know and can use their rights. “We want to make it clear to this industry, which has had so much trouble complying with the law in the past that New York City is paying close attention to its treatment of its workers, who are the underpinnings of the city’s economy.” said DCA Commissioner Lorelei Salas. pects to prove allege: To assert a fact in a pleading. alternate juror: a juror selected as substitute in case another juror must leave the jury panel amend: To change. amicus curiae: A Friend of the Court. A non-party to a proceeding that the Court permits to present its views. annul: to make void, as to dissolve the bonds of marriage
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Workers' Bill of Rights
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orkers in NYC have rights regardless of immigration status. The Department of Consumer Affairs (DCA) Office of Labor Policy & Standards is NYC’s central resource for workers.
Paid Sick Leave If you work in NYC for more than 80 hours a year, you can earn up to 40 hours of sick leave each year to care for yourself, your child, or other family members. If your employer has five or more employees, you have a right to paid sick leave. If your employer has fewer than five employees, you have a right to unpaid sick leave. It is illegal for an employer to retaliate against you for requesting or using sick leave. Under federal law, you may also have the right to take additional unpaid time off from work: Some workers who work for employers with more than 50 employees may take up to 12 weeks of unpaid leave each year to care for themselves or a family member or to bond with a new child. The leave may be taken all at once or from time to time. Starting January 2018, most workers in New York will be eligible to take paid family leave to bond with a new child, care for a close relative with a serious health condition, or address certain military family needs. The amount of leave and pay will phase in over four years, starting at eight weeks paid at 50% of the worker’s salary in 2018.
Right to Organize You can join together with your coworkers in a range of activities about work issues that matter to you, including whether you want to be represented by a union. Employers cannot threaten, discriminate against, or otherwise take action against you for organizing or talking with your coworkers about working conditions. For information or to file a complaint, contact: U.S. Department of Labor 866-487-9243 | dol.gov/whd;
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Thompson takes runner-up spot at Zurich Diamond League
D CARIBBEAN CUP PLAYOFF MADNESS:
Members of the St. Kitts & Nevis football team - winner of the Caribbean Cup 2017 during the championship spectacular playoff actions held on Sunday (August 20) in Brooklyn. At the end of regulation time the final score was St. Kitts/Nevis – 3 – St. Vincent/Grenadines - 1. -Photo By Keith A Dawson
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Gayle returns to Windies ODI squad
amaicans Chris Gayle and Marlon Samuels will make a return to One Day International cricket after being selected in the West Indies 15-man squad for the limited overs leg of their tour of the United Kingdom. The 37 year old Gayle returns after a three year absence, having last played in a One Day International match in March 2015, while Samuels has not played since October 2016. The call-ups follow a relaxation in Cricket West Indies' criteria in order to be eligible for selection. Jerome Taylor also makes a return to the ODI squad, having played his last match in june 2016. A fourth Jamaican, Rovman Powell has also been named to the squad. However, Trinidadians Sunil Narine and Darren Bravo declined to be considered. According to chairman of selectors Courtney Browne, Narine has said he wants to play in the regional Super50 before playing ODIs again while Darren Bravo said he was not available for selection. Dwayne Bravo has said he is still not 100 percent fit. The unit will be captained by Jason Holder and also includes Sunil Ambris, Devendra Bishoo, Kyle Hope, Shai Hope,
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Chris Gayle
Alzarri Joseph, Evin Lewis, Jason Mohammed, Ashley Nurse, Miguel Cummins and Kesrick Williams. Kieran powell, Jonathan Carter and Roston Chase have been dropped from the squad that played against india earlier this year. West Indies will begin the ODI leg of
Reggae Boyz clip Soca Warriors
TRINIDAD AND TOBAGO: he Reggae Boyz and Trinidad and Tobago's head to head record now stands at 25 wins apiece following their 2-1 win by the Reggae Boyz on Thursday in their friendly international at the Hasley Crawford Stadium. Thanks to a brilliant cross from Rosario Harriott, debutant Jamiel Hardware opened the scoring for the Jamaicans in the 7th minute. However, Trinidad and Tobago were level just minutes later from a long range strike from Kevon Villaroel.
Michael Binns' 54th minute free kick was flicked onto goal by another debutant Fabian Reid, which led to heavy handball appeals from the ‘Soca Warriors’. Trinidad found the back of the net minutes before the final whistle but the goal was ruled offside. It was the first time since 2010 that the Reggae Boyz were beating Trinidad and Tobago. The Reggae Boyz will now turn their attention to their next international friendly against Canada on September 2.
their tour after the third test against England at Headingley on August 25. They play an ODI against Ireland on September 13, followed by five matches against England between September 19 and 29.
ZURICH: ouble Olympic champion Elaine Thompson had to settle for the runnerup spot in the women's 200m at the Diamond League meet in Zurich on Thursday. Thompson who was coming off a victory in the women's 100m on Sunday at the Birmingham Diamond League, was beaten into second in the half lap event, clocking 22 seconds flat to finish behind Bahamian Shaunae Miller-Uibo who came from behind to post a splendid national record of 21.88. World Championship silver medallist Marie-Josee Ta Lou of the Ivory Coast did 22.09 for third while Dutch woman Dafne Schippers was fourth in 22.36. The other Jamaican in the event, Simone Facey could only manage seventh in 22.80 seconds. Meanwhile, former world record holder Asafa Powell finished down the track in the men's 100meters clocking 10.11 for seventh place. The event was won by Great Britain's Chijindu Ujah over Youssef Ben Meite of the Ivory Coast . Both were credited with the same season's best of 9.97 seconds. New world champion Justin Gatlin had to settle for third in 10.04. National champion Danielle Williams was fourth in the women's 100m hurdles in 12.73 seconds. Australian world champion Sally Pearson took the event in a close finish with American Sharika Nelvis both clocking 12.55. Kimberly Williams registered 14.41m fourth for 4th in the women's triple jump which was won by Olga Rypakova with 14.55 meters. Meanwhile, in the non-Diamond Trophy events, Thompson teamed with Christania Williams, Jura Levy and Simone Facey to anchor Jamaica to victory in the women's sprint relay clocking 41.85.
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ENTERTAINMENT
AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 9
Comedian, civil rights activist Dick Gregory dies
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‘Shape of You’ making history on Billboard
Ed Sheeran's Shape of You has tied the record for the most time spent in the top 10 of the Billboard Hot 100 chart - 32 weeks. The song equals the top 10 run of How Do I Live by LeAnn Rimes. Shape also passes Mark Ronson's Uptown Funk!, featuring Bruno Mars, for the most weeks in the top 10 for a song by a solo male. The song is currently number nine on the Billboard hot 100 chart.
Jamaican reggae acts maintain key spots on Billboard chart
Damian Jr. Gong Marley, Sizzla and Chronixx maintain key positions on the Billboard Reggae Albums Chart. Stony Hill by Marley which peaked in the top spot has now dropped to number 2. I'm Yours by Sizzla and Chronology from Chronixx occupy the third and fourth spots respectively.
omedian and civil rights activist Dick Gregory, who broke barriers in the 1960s and became one of the first AfricanAmericans to perform comedy at white clubs, has died. He was 84. He died Saturday in Washington, the family said on social media, expressing their enormous sadness while thanking people for the outpouring of love and support. Gregory recently rescheduled an event in Atlanta because he was hospitalized. "The family appreciates the outpouring of support and love, and respectfully asks for their privacy as they grieve during this very difficult time," Christian Gregory said. "More details will be released over the next few days." Gregory satirized segregation and racial injustice in his acts, and was arrested several times in the 1960s for joining civil rights rallies. Fellow civil rights activist Rev. Jesse Jackson paid tribute to Gregory. "He taught us how to laugh. He taught us how to fight. He taught us how to live," he tweeted. "Dick Gregory was committed to justice. I miss him already." Gregory was also a health and spiritual advocate, a motivational speaker and an author. He used his comedy to attack racism, had movie appearances and even ran for
Richard ‘Dick’ Claxton Gregory October 12, 1932 - August 19, 2017
mayor of Chicago in 1967. In a message to fans posted on his Instagram account after he rescheduled the event in Atlanta, Gregory talked about the political climate in the US. "I've so much to say and can't wait to get out of here and say it," he wrote Wednesday. "We have so much work still to be done, the ugly reality on the news this weekend proves just that."
POLITICAL ISSUES
Leadership that respects voters
10 • STREET HYPE NEWSPAPER • AUGUST 19-31, 2017
Dr Rupert Green Promotes
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which have been going strong ten years. Dr Green spent 17 years as a NYC DOE educator before he was terminated for exposing educational fraud and miseducation of youth. He is the co-founder of the Institute for Hands-on Science, Engineering, and Technology, a not–for- profit dedicated to providing STEM education to disadvantaged youth. He has organized a team of scholars and researchers from four nations to write for grants for the purpose. Green has undertaken numerous activities to help educate adults. He has published various research articles.
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DR RUPERT GREEN
A Republican candidate for New York City Council District - Queens 27 (Elections 2017)
r Rupert Green migrated from Jamaica 35 years ago and is a long time educators who has undertaken numerous activities to help improve schools and empower communities. He has been a fearless champion for quality education and has the scars to show for his activities. His actions caused Mount Vernon to employ its first Black school superintendent.
Green is a recipient of the New York State Challenger scholarship for teachers, he was a national Association of Professional Black Business “Man of the Year” awardee, and a 113 Precinct Community Council honoree. On moving to Queens from the Bronx, he immediately organized his Hollis and St. Albans communities, cleaned up abandoned yards, then organized annual Block parties,
As an active community member, he has his finger on the pulse of the activities that are of concern to community members. He has been a frequent guest on various radio programs to discuss matters of concern to his community. He seeks to become a city council member to use his skills and training to ensure his community is not being left out, and that the voices of people in his community are heard. Candidate Office 205-26 113 Ave. St. Albans NY 11412 www.drgreen4ny.com win27@drgreen4ny.com 718 526 4264
West Indian Carnival, J’Ouvert Returns to Brooklyn
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By NAN Staff Writer News Americas: t’s back! For another year a thread has surfaced on an Internet bulletin board frequented by New York cops who are placing racist, theoretical bets on how many people would be cut down by violence during the upcoming West Indian carnival and the Caribbean J’Ouvert events, News Americas has found. On Thee Rant, under the thread “West Indian Day Parade / J’Ouvert Parade Over/Under,” many were betting on the number of murders, shootings and stabbings that could occur at the upcoming event. The bets come as The City of New York is partnering with Brooklyn Borough President Eric L. Adams and the New York City Police Department for a safer and later start to the J’Ouvert Parade on September 4, 2017. And as the West Indian American Day Carnival continues to be saddled by reports that attribute all the crime that occurs in Brooklyn on the Labor Day weekend, to the event. J’Ouvert, which means “daybreak” in French, is not affiliated with the West Indian American Day carnival, which is held from August 31st at the back of the Brooklyn Museum and on Labor Day Monday along Eastern Parkway. J’Ouvert has been marred by violence in the past years and is a celebration that occurs in the wee hours of early Monday on the streets of Flatbush and Crown Heights. On the thread, poster ‘Was In The Bag’ predicts “2 Murders (gun), 1 Murder (other than gun), 4 Non-lethal gunshot (victims),3 Non-lethal stabbing (victims)” at the two events this year, and included a video posting of Drowning Pool’s ‘Let The Bodies Hit The Floor.” Another poster nicknamed ‘Bozo The Cop’ bets there will be “4 public service homicides, 2 gunshot survivors, 6 stabbings, 2 ass whippings, 1 head stomping and 2 politicians complaining about the police” while ‘Luigi’ predicts: “2 shooting DOA’s, 6 shooting non-DOA’s, 1 stabbing DOA, 11 stabbing non-DOA’s, 26 sexual assaults, numerous non-sexual assaults, 16 heffers with wardrobe malfunctions, 32 heffers with extreme grinding injuries.” Poster Lexisman stated: “I’ll take 2 murders by gunshot, 4 non lethal shootings and 2 stabbings, not likely. And a good time will be had all.” Posters to Thee Rant are generally active or retired cops. The site has no connection to the NYPD.
AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 11
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Hundreds Benefit from 47 Precinct ‘School Supplies Giveback Festival’
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AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 13
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embers of the NYPD at the 47th Precinct in the Bronx on Thursday (August 24) donated various school supplies - books, pencils and bags to several hundred students in the community. Inspector Ruel R. Stephenson, Commanding Officer at the Precinct said the annual “School Supplies Giveback Festival” was very successful and praised the local politial, business and religious leaders for donating items and cash to support the effort.
Councilman Andy King hands bags to children at the “School Supplies Giveback Festival” held on Thursday.
Inspector Ruel R. Stephenson, Commanding Officer at the Bronx 47 Precinct packs a bag for the the children at the “School Supplies Giveback Festival” held on Thursday.
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Sadie Campbell of the Jamaica Progessive League, Speaker at New York State Assembly Carl E. Heastie, June O'Connor of the Garvey School and other members of the Jamaican community celebrate the 130th Anniversary of Jamaica’s first national hero Marcus Mosiah Garvey on August 17.
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Rocatone Seafood Restaurant Gets New Look
14 • STREET HYPE NEWSPAPER • AUGUST 19-31, 2017
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he popular Jamaican owned and operated Rocatone Seafood Restaurant has taken on new look after the 3740 White Plains Road, Bronx operations was redesigned and refurbished during a six-week closure. Co-owners Charmaine Keene and Rocatone said after 15 years in operations it was time to change the appearance of the
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restaurant to better serve the customers. Creative designer Doran Lewis was the mastermind behind the redesigning of the restaurant and other logistical changes. Rocatone Seafood aims at providing outstanding customer service and quality products. “Our specialty is in the area of Seafood and Jamaican Cuisine,” Keene explains.
Rocatone Seafood Restaurant co-owners/managers (l-r) Charmaine Keene and Rocatone
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AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 15
REPRESENTING JAMAICA:
Jamaican national Lorna Levy poses in her country of birth colors and flag while attending the “30 Plus Jamaica Independence” celebration held on August 12 in Queens.
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BEAUTY CARE The Five Traits of a Great Stylist
16 • STREET HYPE NEWSPAPER • AUGUST 19-31, 2017
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o you think you have what it takes? All stylists are different — and that’s part of what makes this industry so fantastic — but great stylists all possess five definite traits.
walking out the door, but it’s another thing entirely to make sure they’re just as happy a month later. And speaking of honesty: one of the number one complaints salons receive by guests is sticker shock because they didn’t know how much something would cost. If you suggest an add-on or elevated service while your guest is in the chair, make sure you convey the added costs.
1. You’re a Good Listener Finding success as a hair stylist means listening to your clients in more ways than one. We all know the old saying: that hair stylists make better therapists than the real deal. It’s true that many of your guests will love rehashing the ups, downs, and dramas of their lives with you (and chances are, you’ll have fun listening), but the most significant act of listening you’ll undertake as a stylist is during the initial consultation with your guest, before their service. Don’t let the rehashing of their latest workplace drama overshadow your obligation to clarify exactly what they want from their service. Before you pick up the shears or mix the color, it is imperative that you and your guest have communicated clearly and are on the same page. 2. You are Creative and Visual, and You Know how to Make Your Visions a Reality Part of being a successful hair stylist means staying on top of the latest trends, and the truly great stylists have the skill to integrate those trends into their clients’ personal style. At the same time, being a slave to fashion can be so cliché. Your elevated taste and killer eye for
4. You Possess Technical Skill and Manual Dexterity All the honesty, creativity, and listening skills in the world can’t make up for a bad haircut. Being a good stylist means committedly learning the ins and outs of several techniques — and staying hungry for more education and training once you leave school. We’ve all heard “practice makes perfect” throughout our lives, but it bears repeating because it’s true. You have to make sure you’re familiar with a number of techniques and tools, that you work on building stamina in your hands, and hone your ability to keep your energy up while working on your feet all day. Bronx top stylist Cavell James tending to her client.
design should let you set a few trends of your own. At the end of the day, what is most important is you can not only generate a vision, but can execute it.
3. You are Honest If a guest wants a look that you think won’t work for them — whether due to the cut, the color, or the fact that their lifestyle simply doesn’t allow for the necessary styling or maintenance — you must be able to tactfully let them know some other ideas that would better suit them. A great stylist understands how a look will work and wear in the long term, and can identify whether it’s a good fit for the guest. It’s one thing for your client to be happy with their new look when they’re
5. You are Adaptable Adaptability is the crucible in which the first four requisites come into play. An excellent stylist is unfazed by changing trends, new tools, client visions that come way out of left field, and the millions of tiny inconveniences that somehow fill everyone’s lives. You never know what your day will bring you, so it’s imperative that you’re confident that your creativity, vision, and skill can all come into play to help you achieve a stellar result and a happy guest — no matter what pops up.
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Pharmacist Convicted of Illegally Distributing Opioids from ‘Pill Mills’
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CAMDEA: Medford, New Jersey, pharmacist was convicted today for his role in illegally distributing and dispensing oxycodone from two pharmacies located in Medford, Acting U.S. Attorney William E. Fitzpatrick announced last week. Michael Ludwikowski, 45, the owner of Olde Medford Pharmacy and Medford Family Pharmacy, was convicted of six counts in an indictment charging him with illegally distributing and dispensing oxycodone, a Schedule II controlled substance, and maintaining a drug-involved premises. He was convicted following a five-week trial before U.S. District Judge Jerome B. Simandle in Camden federal court. The jury deliberated for three days before returning the guilty verdict. The trial follows the guilty plea of codefendant David M. Goldfield, also a pharmacist (who Ludwikowski had hired to work at Olde Medford Pharmacy), to engaging in a conspiracy to dispense controlled substances with Ludwikowski, and the pleas of Dontees Jones, Matthew Lawson, and Patrick Clark, all long-term customers of Ludwikowski, and Krystal Wood, a former employee of Olde Medford Pharmacy. —————-
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NEW JERSEY
AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 17
Sorrow continues in Nazerah Bugg case
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HACKENSACK, NJ: echnically, there was justice in a Hackensack NJ courtroom Friday. Jeavonte Dennis was sentenced to 45 years in prison and Nyje Johnson to 22 years for the gang-related murder of Nazerah Bugg and the wounding of Nylijah Albert. The men will spend decades in prison. But for the families of the victims, that does not change an irreversible outcome. One girl was murdered, the other injured, because they were in the wrong place at the wrong time. And that sums up the problem in Paterson, where the shootings occurred on Sept. 20, 2014, and in other cities where
Jeavonte Dennis (2nd l) was sentenced to 45 years in prison and Nyje Johnson (4th l) to 22 years for the gang-related murder of Nazerah Bugg and the wounding of Nylijah Albert.
petty thugs with pistols and gang allegiances determine who lives and who dies. It was not Bugg and Albert who were in the wrong place. The corner of
North Main and Clinton streets, where they were shot, should have belonged to them. The girls were doing nothing to provoke acts of violence.
But Dennis and Johnson, while not gunning for the girls, were there to shoot. Johnson was 20, attending community college. Dennis was 17, a drug dealer and alleged member of the Paterson gang known as 230 – it’s named after a liquor store. The two, along with three other men, came to that fateful corner in a black BMW looking for revenge for a gang-related shooting that happened earlier that day. Whether they came to the corner intending to kill Bugg, they came with guns. Someone was bound to die. We cannot find comfort in the sentences handed down by Judge James J. Guida. The two men’s sentences will run concurrently.
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LOS ANGELES: erry Lewis, the manic, rubber-faced showman who jumped and hollered to fame in a lucrative partnership with Dean Martin, settled down to become a self-conscious screen auteur and found an even greater following as the tireless, teary host of the annual muscular dystrophy telethons, has died. He was 91. Publicist Candi Cazau said Lewis died Sunday of natural causes in Las Vegas with his family by his side. Lewis’ career spanned the history of show business in the 20th century, beginning in his parents’ vaudeville act at the age of 5. He was just 20 when his pairing with Martin made them international stars. He went on to make such favorites as “The Bellboy” and “The Nutty Professor,” was featured in Martin Scorsese’s “The King of Comedy” and appeared as himself in Billy Crystal’s “Mr. Saturday Night.”
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5 Surprising Truths About Trusting a Partner With a Past
18 • STREET HYPE NEWSPAPER • AUGUST 19-31, 2017
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Dr. Duana Welch, Relationship Coach and author of Love Factually ho can you trust? That’s the gamble, and when it comes to choosing a partner, fidelity is a core aspect most of us require. Yet the adage, “once a cheater, always a cheater,” isn’t always true. Here are five guidelines you can use right now to make the wisest choice if you find yourself drawn to a partner with a past.
1.Weigh Their Past Factually, odds are highest that your sweetie will treat your relationship boundaries like they treated those boundaries in other relationships. In study after study, past behavior is your crystal ball; it’s the single best predictor of how any of us will behave, given similar circumstances. It’s one reason why someone who cheated with you is likely to cheat on you. Overlook this rule of thumb, and you’ll get hurt again and again. People tend to do what and whom they have done before.
2. Note Their Timing The recent past is particularly important. How long ago was the affair? A person who cheated last month and says it won’t happen again might be telling the truth. But the person who had an affair once, ten years ago, and never did it again, is far safer. Timing also matters in the context of their former relationship. Most people, including people who have had an affair, aren’t willful philanderers. But a statistically small group sees “getting some” — strange as that is — as their right. If they’ve cheated early in the passionate love phase of a relationship–during serious exclusive dating, engagement, or in the honeymoon phase of marriage—that’s a red flag you’re with one of them. 3. Examine Their Habits Was their cheating a one-night, onetime thing, or something they turned to often? Repeated acts are likelier to recur; they become habits. And especially in stressful times, people return
to their habits. All relationships go through stresses. Are you okay with a partner whose default is soothing themselves in another’s arms?
4. Explore Their Insight What reasons does your new love give for their past infidelity? Do they offer excuses–or remorse? Do they give themselves a pass–or did they commit to change even if they were never caught, because in their view, affairs are wrong and they don’t want to catch themselves violating their own moral code? Do they accept responsibility for their choices and behavior, or do they pawn it off on their ex’s failings? It’s a safer bet for you if your would-be mate takes it all on the chin: my fault, my responsibility, and my choices led to this. Remember the saying, the first step to change is knowing you have a problem? Ownership is key. If your date defends, excuses, and finds just cause for their past infidelity, prepare for more.
5. Consider Yourself During prep for this article, I heard from many people who basically said, “Even if you gave me all the data on best-cases, I would never again date someone who cheated. A partner was unfaithful to me, and I would always be waiting for the other shoe to drop.” Or, “I trusted someone with a past, and they cheated on me too.” If that’s you, the psychological strain is just not worth it. Under those
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circumstances, it’s likely best to avoid everyone with a history of infidelity, no matter what might indicate it wouldn’t recur. Living with constant fear is contrary to loving yourself, and besides, most people have never cheated on anyone. Choose from among them! So, who can you trust? You can trust everyone–to be who they already are. Take a clear-eyed view of your partner; accept that you aren’t going to change them; weigh the available evidence; and get honest about your own comfort level.
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AUGUST 19-31, 2017 • STREET HYPE NEWSPAPER • 19
Richard David, candidate for City Council in district 28 (with baby) advocates for the reopening of the Baisley Park Houses community center and for more after school programs for children in the community during a public meeting Wednesday August 23.
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HEALTH AND NUTRITION
20 • STREET HYPE NEWSPAPER • AUGUST 19-31, 2017
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Does marijuana affect kidney function?
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new study found little evidence that marijuana use affects kidney function in healthy young adults. The analysis appears in an upcoming issue of the Clinical Journal of the American Society of Nephrology (CJASN). Because marijuana is becoming increasingly accepted in the United States, there is a critical need for studies examining its risks and benefits. Regarding kidney health, animal studies suggest that marijuana might affect kidney function, but data in humans are limited. In the first study of its kind, Julie Ishida, MD, MAS (University of California, San Francisco and San Francisco VA Medical Center) and her colleagues examined the potential links between marijuana
BP Adams invites talk on Type 2 Diabetes diagnosis
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BROOKLYN: rooklyn Borough President Eric L. Adams recently extended an invitation to all New Yorkers, especially medical industry professionals and his health-conscious neighbors, to attend a public conversation he is hosting with influential physician Michael Greger, MD, the New York Times best-selling author of “How Not to Die.” Borough President Adams has credited his book, which focuses on the role of diet in preventing, stopping, and reversing chronic disease, as a catalyst in successfully turning around his Type 2 diabetes diagnosis last year. He will present the talk in the Courtroom of Brooklyn Borough Hall on Friday, September 8th at 6:00 PM in partnership with the Coalition for Healthy School Food, a nonprofit organization he is working with to help introduce and promote plant-based nutrition in the borough’s school cafeterias. Borough President Adams highlighted the impact that Dr. Greger’s work has had on his life, and what he believes his message on preventive health care can help all Brooklynites. “This is an incredible opportunity for the residents of our region to hear from one of the leading voices in clinical nutrition, a voice
use and kidney function in healthy young adults. Their analysis included data from the Coronary Artery Risk Development in Young Adults (CARDIA) study, which contained re- peated assessments of marijuana use and kidney outcomes. The team found that at the start of the study, individuals with higher marijuana use had lower kidney function. Upon follow-up, however, marijuana use was not associated with change in k i d n e y function over time or the appearance of albumin in the urine, which is a sign of kidney damage. "Results from our observational study
in young adults with normal kidney function may not translate into a clinically meaningful difference and may be insufficient to inform decision-making concerning marijuana use; however, it is possible that the association between marijuana use and kidney function could be different in other populations such as older adults or patients with kidney disease, so additional research is needed," said Dr. Ishida. In a recent study of healthy young adults, marijuana use was not associated with change in kidney function over time or the appearance of albumin in the urine, which is a sign of kidney damage. Additional studies are needed to assess the effects of marijuana in older adults and patients with kidney disease. Source: American Society of Nephrology.
NUTRICARE By GLORIA BENT, MS, RD, CDN Nutritionist
Good eating habits! Questions & Comments: Gloria.Bent@gmail.com
Courtesy of The American Heart Association
Eric L. Adams Brooklyn Borough President
that frankly helped save my life,” said Borough President Adams. “Nutrition education is nowhere near prioritized enough in our doctors’ offices, hospitals, and schools, leaving people without a vitally important tool in their battles against chronic diseases. I have recommended Dr. Greger’s book to everyone I have met in the last year, and I am thrilled that he can share his knowledge in person to our borough. It is my mission to show my fellow Brooklynites that food can be our medicine.” “The good news is that we have tremendous power over our health destiny and longevity,” said Dr. Greger.
1. Keep portions smaller than your fist. It’s easy to overeat when you have too much food on your plate. Smaller portions help prevent overeating. Overeating can make health problems worse, especially if you have diabetes. One way to control overeating is to reduce portion sizes when you eat. For most foods, a reasonable portion is ½ to 1 cup – about the size of a woman’s fist. Even if your fist is larger than that, it is still a handy measuring tool that goes everywhere you go. Just keep your portions smaller than your fist. The two most common exceptions are: Lean meat, chicken and fish. For these foods, keep portions the size of a deck of cards (about half the size of your fist) and trim all visible fats before cooking. Plain vegetables, including salads without dressing. You can have as much as you want because these foods are nutritious, filling and low in calories. 2. Control your hunger with filling foods that are low in calories. Foods such as lowersodium soup, salad, fruits and vegetables can help fill you up without adding a lot of calories. These foods will satisfy hunger and help you lose weight. Research shows that people feel less hungry when they eat a certain volume (amount) of food. High-fiber foods, such as fruits and vegetables, can provide a feeling of fullness and also digest slowly. That helps you feel satisfied longer so you eat less.
3. Keep track of what you eat. When you keep track of what you eat, you're more likely to meet your food goals. Studies show that keeping a food log or diary helps people lose weight and keep it off. 4. Make trade-offs to reduce how much sodium, saturate and trans fat and sugar you eat. Foods high in fat and sugar are often high in calories, too. But that doesn't mean you have to give up your favorite foods. Learn to make trade-offs instead. If you want to indulge in your favorite dessert, enjoy a smaller portion and eat a lower-calorie meal. 5. Enjoy more physical activity. As you already know, regular physical activity is important for keeping your heart healthy. Increasing physical activity may help you lose weight and strengthen your heart at the same time. If you feel you need extra support to lose weight, look for a weight-loss program that's been proven safe and successful. Look for a program that: Stresses a healthy eating plan (low in saturated fat, trans fat, added sugar and sodium, with plenty of fruits, vegetables, whole grains, lean poultry, meat and fish, and fat-free or low-fat dairy). Includes daily physical activity. • Gives you personal support from a group, buddy or dietitian. • Does not deprive you of the foods you enjoy. Has a system to help you keep track of what you eat and drink. • Recommends a gradual weight loss of 1 to 2 pounds per week until a healthy weight is reached.
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How Does Cosigning a Loan Affect Your Credit?
C
osigning for a loan is an action that should never be taken lightly, as it can have very serious implications for your credit history. The reason you’re asked to cosign a loan is usually because the credit applicant did not meet the requirements to qualify for a loan on their own. Your signature on the loan implies that you are allowing the main credit applicant to “borrow” your good credit. It also means you agree to abide by the terms of the loan. If the borrower defaults, you are obligated to pay off the balance to resolve the total amount. The cosigned loan will APPEAR ON YOUR CREDIT REPORT and can directly affect your credit as a debt owed. If you choose to apply for additional credit of your own, lenders may consider the debt from the cosigned loan when deciding whether or not to extend additional credit. Ideally, the person you cosign for is reliable, never late and never misses a payment. Your willingness
to risk your credit helps the borrower get the loan and can help them build a positive credit history. If the person you cosign for defaults on the loan, you are responsible for paying back the debt. The unpaid debt will appear on your credit report, seriously DAMAGING YOUR CREDIT and perhaps your ability to qualify for new credit. If left unpaid, it could also lead to collection accounts and further damage your creditworthiness.
Who Cosigns for Loans? Business associates, family members, spouses and friends all have the option to cosign for a loan. However, many financial experts are quick to advise that you use caution before you combine your credit with anyone else’s through a cosigned loan. Open communication with the co-borrower is essential. Make sure they fully understand their responsibilities and that there is a clear understanding of how the debt will be managed.
Friendships and relationships can be ruined if a co-borrower defaults on a loan. If there is a danger of default, contact your lender and ask if you can set up a different payment schedule or adjust the loan’s interest rate. Turning the other cheek can only make the situation worse. Your good credit is at stake.
You Are in Control As a financially responsible individual—and one who strives to avoid life in the red—you have the ability, and responsibility, to weigh the risks of cosigning a loan. Before you sign on the dotted line, review your own credit and understand how taking on additional debt can impact your credit.
Hire a Lawyer While cosigning a loan is largely a personal decision, a default by the co-borrower can leave you holding the bag. You may want to hire an attorney before cosigning to get the best advice and counseling regarding your options. A lawyer can help you draft a written contract to protect your interests beforehand. This article is provided for general guidance and information. It is not intended as, nor should it be construed to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. Published by permission from ConsumerInfo.com, Inc., an Experian company. © 2017 ConsumerInfo.com, Inc. All rights reserved.
Don’t Fall Victim to Financial Distress Caused by Credit Card Debt Credit counseling is the easiest, most effective way to explore the options for credit card debt and identify the best solution for your needs.
HIGH MONTHLY CREDIT CARD PAYMENTS combined with even higher interest rates can make it almost impossible to maintain control over your credit card debt. Even with your monthly payments you may not see much of a reduction in debt no matter what you do. What’s more, as your credit card balances increase, it can also cause problems for your budget – you end up juggling bills, choosing between expenses, and putting off important purchases. Luckily, there’s a way you can find the solution that works for your unique financial situation – and even better, it won’t cost a thing to get the information you need.
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you’re able to build a positive credit history while reducing your overall debt level. As a result, some people see their credit score even increase over the course of their time with a credit counseling service. FREEDOM FROM DEBT IS POSSIBLE! Don’t spend another sleepless night worrying about your debt problems, or another day stressed about your bills instead of focused on your family and life.
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