Street Hype Newspaper_February 19-28, 2018 by Patrick Maitland

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Safaree Breaks Internet Record As He Sprints Past Kim K & Dexta Daps By Anthony Turner Street Hype Writer "#Safaree breaks the internet" screams a twitter post from BET TV. Move over Kim Kardashian and Dexta Daps, a new king is in town. Continued on page 11

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Don’t forget your culture EDITORIAL

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s a people, we often overlook our past. But in the words of Marcus Mosiah Garvey, “A people without the knowledge of their history, origin, and culture is like a tree without roots.” The month of February was packed with several entertainment and educational activities celebrating Black History Month, despite strong objectives from opponents who continue to argue that it is a waste of time and an insult to African American communities. However, we would like to put forward a few ideas in support of February as Black History Month. These points focus on the preservation of African American culture. As advocated by the “father of black history,” Carter G. Woodson, the role of our people in American history and the history of other cultures was

being ignored or misrepresented among scholars. He noted that AfricanAmerican contributions "were overlooked, ignored, and even suppressed by the writers of history textbooks and the teachers who use them." Woodson realized the need for research into the neglected past of African Americans and devoted the rest of his life to historical study. During that period, he accumulated a collection of t h o u -

sands of artifacts and publications. Woodson’s enhanced his campaigned in 1926 and pioneered the celebration of "Negro History Week." However, it was the Black United Students and black educators at Kent State University who founded Black History Month on Feb. 1, 1970. The educator was also very active in the Marcus Garvey “Black empowerment movement” and became a regular columnist for Garvey's “Negro World” weekly publication. Ninety-two years later, there have been significant progress and awareness, but Black

FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 3

youths are not benefitting from the social benefits of the African American culture. Black History month should focus on children and youth -using culture to help them develop their critical thinking skills, builds self-esteem, and improves resilience, all of which enhance educational outcomes. Several studies have revealed that students from lowincome families who take part in cultural activities at school are three times more likely to get a degree than those who do not. Culture is also a means of expressing creativity, forging an individual identity, and enhancing or preserving a community’s sense of place. Patrick Maitland patrick@streethype.net

Communicate and negotiate your way to success..!

The opinions expressed in this newspaper, except for the above, do not necessarily reflect the views of Street Hype Newspaper and its publishers. Please send your comments and or suggestions to editor@streethypenewspaper.com. Responses should be no longer than 400 words. Not all articles will be published.

People Are Talking...!

ere are few tips to communicate and negotiate your way to success when doing business globally. Take the pulse of the area's intellectual climate by finding out what people are reading and watching. Some embassies websites are very informative. Before I went to work in Saudi Arabia, I reviewed the embassy’s website and culture mission’s website. I wanted to know the do’s and don't of working as a female in Saudi. Study the established business norms of the area. Understand business, political, & cultural environments. Learn the perspectives, tastes, trends & technologies If you plan to live in the country that you are doing business in, be able to adapt to living & communicating in that culture Learn to relate to people from other cultures from a position of equality rather than superiority In negotiating: Before a meeting, pick up the phone or send an email with an agenda and some ideas on what you seek to achieve to prompt similar preferences from the other side. Don’t jump to assumptions and conclusions in the negotiation process. Think about possible cultural reasons behind the behavior and try not to rationalize according to your view of the world. If you sense confusion always clarify and re-check for understanding...

how challenging it may get – even if the negotiations are testing your patience always remain courteous and follow it to business. Some cultures like to check the other person’s trustworthiness. If you are not familiar with culture, employ agents or advisors or get trained. -nalexander@nevalliance.com

Think how you would feel being in another country trying to negotiate in another language. Who makes the decisions tends to differ from culture to culture. In more hierarchical countries, it is usually always the boss who has the final say. If you are working across cultures and genders, make sure you are fully aware of any sensitivity. Some Muslims tend not to shake hands with the opposite sex (tell the story of friend shaking hands). In some cultures, they may assume that the woman present is not of critical, in reality, they may be the decision maker. Lastly, keep it professional no matter

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Business office: Street Hype Newspaper 329 Miller Place, Mount Vernon, NY 10550 Tel: 914-663-4972-3 • Fax: 914-663-4972 editor@streethypenewspaper.com advertising@streethypenewspaper.com www.streethypenewspaper.com Published by: JAMVISTA INC.

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NEWS

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Honoring 'black Panther' Director:

ouncil Member Jumaane D. Williams recently presented Ryan Coogler, the writer and director of Black Panther and Creed, among other films, with an NYC Council Proclamation, recognizing the contributions that the young artist has made to cinema, and in particular, the way in which his films have celebrated Black culture. ‘'Black Panther' has already shattered several box office records, earning $242 million dollars in its opening weekend and taking the nation, and the world by storm. But last week, at a preview screening, Council Member Williams recognized its creator for the other ways that the film, and its writer/director, have made history. "It is of vital importance to celebrate heroes of color, to create role models in the super hero universe and to unabashedly celebrate Black culture in a blockbuster motion picture. Children, and people of all ages, all over the world, are looking to Black Panther as an icon, and in bringing this story to life on such a grand stage, Ryan Coogler has inspired millions. Amid commercial success, he continues to uphold his artistic vision and his passion for storytelling." As a former film student and actor, Council Member Williams deeply appreciates the work of Coogler and other artists like him, redefining the cinema landscape for actors of more color, and eagerly looks forward to Coogler's future work.

Former Owner of Three-Quarter Houses Pleads Guilty to Fraud

BROOKLYN: he former owner of a company that operated three-quarter houses in Brooklyn pleaded guilty to scheme to defraud and will be sentenced to up to three years in prison. The defendant Yury Baumblit, 67, of Brighton Beach, Brooklyn pleaded guilty recently before Brooklyn Supreme Court Justice Danny Chun to first-degree scheme to defraud in exchange for a promised sentence of one and a half to three years in prison. Sentencing was scheduled for March 7, 2018. The sentence will run concurrently with a sentence in a separate case that’s being handled by the New York State Attorney General’s Office. Brooklyn District Attorney Eric Gonzalez today said that the defendant used various tactics to evict residents without a court order, including putting their belongings on the street, removing their mattresses, preventing them from cooking by breaking stoves and locking the doors to the residences to prevent entry after forcing them out during the daytime. District Attorney Gonzalez said, “This defendant victimized the most vulnerable among us by treating them inhumanely – they were used to make him a profit and then literally thrown to the curb. His actions were unlawful and unconscionable, making the prison sentence he will receive appropriate. I remain committed to protecting everyone in Brooklyn from fraud and illegal evictions such as these.” The District Attorney said that, according to the investigation, Baumblit operated Back

on Track Inc., a company that rented out three-quarter houses (also known as transitional houses or sober houses). Most tenants in his houses received shelter allowance from the New York City Human Resources Administration and others paid the landlord in cash. Between April 2014 and March 16, 2016, the defendant unlawfully evicted at least 10 tenants who occupied rooms for over 30 days – even though landlords cannot evict a tenant who occupies a room or a bed for 30 consecutive days without a court order. That constituted an ongoing scheme to defraud these tenants of their property. All the tenants were directed by Baumblit to attend a substance abuse program, even when they did not have a substance abuse problem.

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—————————————————————— Council Member Jumaane D. Williams (r) presents Ryan Coogler, the writer and director of Black Panther and Creed, among other films, with an NYC Council Proclamation, recognizing his contributions to Black culture. .

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NEWS

Former FBI agent wants to be Jamaican Police Chief By Patrick Maitland Street Hype Editor ith Jamaica’s crime rate spiraling out of control, including more 1,600 murders in 2017, a retired Federal Bureau of Investigation (FBI) agent has expressed an interest in returning to his homeland to help tackle the island’s prolonged crime problem. Wilfred Rattigan, 58, recently submitted a letter to the Jamaican’s Police Service Commission indicating an interest in the vacant Commissioner of Police position at the Jamaica Constable Force (JCF).

Speaking on Groovin Radio, a popular collaborative Caribbean radio program hosted on WVIP 93.5 FM in New Rochelle on (Saturday) March 3rd, Rattigan told host Clement "Ras Clem" Hume he would put forward a number of the approaches to address the national security/crime issue in Jamaica. Rattigan explained that he would review and revamp the JCF’s organizational/reporting structure because the current structure is too “top heavy and the system of reporting system is inefficient.”

“I would the review and improve recruitment process of requirements and enhance the training regimen at police academy,” Rattigan offered. The former FBI agent cited the need for Jamaica to be divided into three divisions “along county lines with one commander for each county.” Jamaican police, the retired agent added, should build and maintain an intelligence center that will include appropriate government components and the private sector in support of police operations, health crises, and emergency operations. Among a list of innovative suggestions put forward by Rattigan were the establishment of the following: daily video teleconference meetings with commanders, a robust visible policing mandate and presence, a DNA database for convicted criminals, regularly scheduled and unscheduled polygraphs, lifestyle background investigations and the tracking of law enforcement vehicles. In 2014 the Police Service Commission turned down Rattigan who was among nearly 20 aspirants seeking to replace Owen Ellington as Police Commissioner.

WILFRED RATTIGAN, 58 Retired FBI Who wants to be the Commissioner of Police Rattigan grew up in tenement yards in Maxfield Avenue, Waterhouse and Olympic Gardens in Kingston. His mother was a maid and his father was a salesman at Purity Bakery. Despite growing up with crime

and violence and criminals, he was always encouraged to strive for success. He obtained his tertiary education from the John Jay College of Criminal Justice, City University of New York and Howard University School of Law and for over 30 years, he worked with the FBI where he was assigned to several programs and divisions, including criminal, counter intelligence, cyber, undercover, intelligence and legal. During an assignment to the Criminal Division, he successfully operated in an undercover capacity against a Jamaican crime syndicate in the US with tentacles in Jamaica. In a separate investigation, he testified for two weeks against a Jamaican national as the first patois translator in Federal court. He has participated in the FBI's management program and successfully managed thousands of FBI Agents, linguists, analysts and intelligence partners in New York, Mississippi, the Arabian Gulf and South Africa. Since retiring from the FBI, he has expressed an interest in returning to Jamaica to assist in a law enforcement capacity

Man convicted of stealing John Legend’s bag at JFK Airport QUEENS: 64-year-old man has been convicted of stealing Grammy winner John Legend’s Louis Vuitton bag containing $25,000 Cartier cufflinks from an airport luggage cart in New York. District Attorney Richard Brown said Agustin Hilario was convicted on Tuesday of criminal possession of stolen property. He’s accused of swiping the bag last March when it was momentarily left unattended on

Jamaican Tourism Minister Edmund Bartlett (r) presents the Pinnacle Literacy Award to Jamaican-born Novelist Marlon James at the American Foundation for The University of the West Indies’ Twenty-First Annual Awards Gala held in New York City on February 22. Also in photo (3rd l) Jamaica’s Director of Tourism Donovan White. —Photo credit Margot Jordan

Jamaican Novelist Gets Pinnacle Literacy Award

riter in Residence and Associate Professor of English at Macalester College in St. Paul, Minnesota, Marlon James received the Pelican Award at the American Foundation for The University of the West Indies’ twenty-first awards gala held at The Pierre Hotel, New York City on February 22. James is also the first Jamaican to win the UK’s most prestigious literary recogni-

tion, the 2015 Man Booker Prize, for his novel, “A Brief History of Seven Killings.” Other Pelican Awardees included Patrick Hylton, Angela Yee, Yvette NoelSchure and June Ambrose. All proceeds from this event will benefit students at The University of the West Indies who are in dire need of financial assistance.

a luggage cart at Kennedy Airport. Hilario was identified through surveillance camera footage. Legend is a singer, songwriter, musician and actor who co-starred in the film “La La Land.” Prosecutors say Legend’s possessions, including the $25,000 panther-head cufflinks, were returned to him. Legend testified in court the cufflinks were given to him by his wife, model Chrissy Teigen.

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CARIBBEAN NEWS

US and Canada update Trinidad and Tobago travel advisories

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PORT OF SPAIN, Trinidad: he Canadian High Commission and the US Embassy in Port of Spain, Trinidad, have updated their travel advisories to citizens wishing to travel to Trinidad and Tobago in light of recent ISIS terror plots and the upsurge in crime. The US and Canadian travel advisory was updated one day after diplomats met with Prime Minister Dr Keith Rowley and government minister Stuart Young. On Wednesday, Rowley met with British High Commissioner Tim Stew; Australian High Commissioner, John Pilbeam; Canadian High Commissioner, Carla Hogan Rufelds; and United States Chargé d‘Affaires, John McIntyre. A release from the office of the Prime Minister stated that discussions centered on “the successful management” of the recent national security challenges, referring to a terrorist plot to disrupt Carnival. The United Kingdom and Australia have also previously issued travel advisories warning of crime and terrorism in Trinidad and Tobago, which were published before Carnival celebrations.

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Leptospirosis cases increase in St Lucia

CASTRIES, St Lucia: he ministry of health in Saint Lucia said it is concerned over a sharp rise in leptospirosis cases on the island. Last year the ministry noted an increase in the numbers of leptospirosis where 26 cases and four deaths were confirmed. During a stakeholder consultation with town and village councils held on February 2, 2018, medical officer of health, Dr Sharon Belmar-George said it is important to engage all stakeholders as part of the disease program management plan. Belmar-George said individuals should pay close attention to the signs and symptoms of leptospirosis. ————————

OPEC Fund to help finance solar energy project in Cuba

VIENNA, Austria: he International Development Fund (OFID) with the Organization of Petroleum Exporting Countries (OPEC) will contribute to the financing of Cuba’s solar energy development project, following a bilateral accord signed on Thursday by the two sides in Vienna, Austria. The accord was signed by the acting charge d’affairs at the Cuban embassy in Austria, Marieta Garcia, and by the OFID director-general Sleiman Jasir Al-Herbish. The OFID executive said that a $45 million credit line has been granted to Cuba to contribute to the modernization and diversification of the island’s energy matrix through the increase in the capacity of current solar energy systems.

Jamaica College wins Robotics Team FIRST Tech Challenge:

The 13-member Jamaica College Robotics Team wins Inspire Award at the FIRST Tech Challenge (FTC) Relic Recovery Challenge in New York City. The Inspire Award is the top award given to teams at the FTC Championship given to the team that is the best example of all-around excellence, acts as a strong ambassador, and is the best embodiment of the spirit of the US FIRST program.

Jamaica Projects 2.5%Growth

By Douglas McIntosh KINGSTON, Jamaica (JIS): he government is projecting 2.5 percent economic growth for Jamaica over the 2018/19 fiscal year. This is according to 2018/19 Fiscal Policy Paper, which was tabled in the House of Representatives by finance and public service minister, Audley Shaw, on Thursday, February 15. Continued strengthening of most industries, particularly agriculture, fishing and forestry; mining and quarrying; hotels and restaurants; and electricity and water supply is expected to drive this growth. This is based on increased demand associated with projected higher levels of employment and investments; growth in external demand for Jamaica’s goods and services; strengthening of competitiveness in some industries, following plant upgrades during 2017/18; improvements in the business environment; the roll-out of major strategic investment projects; and recovery from the negative impacts of flooding and excess rainfall last year. Agriculture, fishing and forestry, which was severely impacted by adverse weather, is expected to rebound by seven percent and also

AUDLEY SHAW Jamaican Finance and Public Service Minister

benefit from stronger linkages with the hotels and restaurants sector, which is expected to grow by four percent. The Fiscal Policy Paper indicates that the projected outturn for hotels and restaurants is predicated on, among other things, increased

visitor arrivals resulting from anticipated growth in the global economy and Jamaica’s reputation as an award-winning world leading tourist destination. The increase in visitor arrivals is expected to be driven by a spike in hotel room stock and more flights into the island. The Fiscal Policy Paper further points to a projected 25 percent growth in mining and quarrying based on the continued increase in the global demand for aluminium, which is expected to lead to higher demand for alumina. The document further notes that the industry’s growth will be supported by increases in the capacity utilization rate at local refineries, especially JISCO/ALPART, where the management continues to make significant investments to improve the plant’s operations. Additionally, the local industry is expected to benefit from market diversification, particularly targeting the Asian bloc. The electricity and water sector is projected to grow by 2.5 percent, based on increased business activities and housing stock, which are expected to lead to higher consumption of these utilities, facilitated by greater levels of production.

Stop Discrimination against Haiti !

PORT-AU-PRINCE, Haiti: he government of Barbados is concerned that citizens of Haiti have to obtain visas in order to travel to a number of Caribbean Community (CARICOM) member states. Prime Minister Freundel Stuart said: “Barbados has always thought that this was a little inequitable and discriminatory. Therefore, we were able to provoke an energetic discussion among regional leaders and I think the way forward seems much clearer now. “The Legal Affairs Committee is being commissioned to look at all the issues surrounding Haiti’s membership and to advise the [heads of government] conference for July

FREUNDEL STUART Prime Minister of Barbados

as to whether there is any legal basis for denying Haitians rights which all other CARICOM members enjoy.” The prime minister pointed out that this requirement was an anomaly in CARICOM arrangements. He stated that Haiti had the largest population of all CARICOM members, yet its citizens were being forced to obtain visas to enter most regional countries in circumstances “where other CARICOM Englishspeaking members do not have to satisfy that requirement”. Haitian president, Jovenel Moise, is the current chairman of CARICOM.

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LEGAL NEWS Graft Trial Judge Discloses Clerk's Jury Room Cookie Raid

The trial of a former top aide to New York Democratic Gov. Andrew Cuomo accused of bribery was marked on Friday by the judge's disclosure that her law clerk, while snooping in the jury room in search of leftover cookies on Thursday evening, saw a juror reading legal instructions after deliberations had ended.

Skelos, Son Seek To Dismiss Case Citing McDonnell

Former New York State Senate leader Dean Skelos and his son, Adam, who last year convinced an appeals court to overturn their corruption convictions, urged a Manhattan federal judge Thursday to dismiss the case, saying that the U.S. Supreme Court’s ruling in McDonnell v. U.S. requires it.

NFL, Class Attys Hash Out Concussion Deal's Pros & Cons

Lawyers on both sides of the NFL concussion case on Friday defended U.S. District Judge Anita Brody’s handling of the case as a class action moving it toward an uncapped settlement, saying they believed it was the most reasonable option despite vociferous objections to the deal.

Boutique Hotel Groups Hit With ADA Class Actions

Three boutique hotel groups with properties in New York City have websites that don’t comply with the Americans with Disabilities Act, a legally blind man said in putative class actions filed in New York federal court Friday.

Real Estate Rumors: Scotiabank, Trump Tower, Miami Mansion

Scotiabank is said to be subleasing roughly 50,000 square feet in New York, a condo at Trump International Hotel & Tower in Chicago has reportedly sold for $9.4 million, and a Miami mansion is said to have sold for $19.75 million, the most paid for a Miami-Dade County residential property so far in 2018.

LEGAL AFFAIRS

FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 7

Over 470,000 in NYC Could Benefit New Yorkers Need a Dream Act:

The Mayor’s of New York City office recently released a new analysis on the tremendous benefit the DREAM Act (S. 1615) could have for New Yorkers, showing that 150,000 residents would immediately benefit, or be eligible to directly benefit, from the DREAM Act. In total, 470,000 residents could benefit from the legislation when accounting for city residents who could indirectly benefit – the 320,000 family members and others who live with these 150,000 Dreamers. Studies have shown that gaining legal status allows immigrants to earn higher wages, contributing to greater economic stabilization of NYC households. The City has found that 88,000 U.S. citizen children live with a Dreamer, showing how much as it stake for mixed-status families in NYC. Despite a recent court decision forcing the federal government to begin accepting DACA renewal applications for some, the need to pass a legislative solution is as urgent as ever. “It’s past time Congress recognize what New York City always has: Dreamers are Americans,” said Mayor Bill de Blasio. “470,000 New Yorkers could benefit from the DREAM Act. Even more of us will keep fighting together until Washington upholds its commitment to Dreamers.” “We need Congress to act or more Dreamers will suffer,” said Bitta Mostofi, Acting Commissioner of the Mayor’s Office of Immigrant Affairs. “Dreamers add billions to our city’s GDP every year, and the DREAM Act would economically empower and strengthen immigrant families. Tens of thousands of children go to sleep at night worried about their Dreamer family members, and we have legislation that would ease that burden. All Congress has to do is pass it.” “The Dreamers who live here are New Yorkers: our family members, friends, neighbors and U.S. residents since their childhood,” said Matthew Klein, Executive Director of the Mayor’s Office for Economic Opportunity. “It’s past time that Congress act to ensure Dreamers enjoy the opportunity to live free from fear, achieve their full potential, and continue to contribute to our city and to our country.”

Bill de Blasio Mayor New York City

In September 2017, the Trump Administration announced that they would terminate DACA, or the Deferred Action for Childhood Arrivals program. Since, Dreamers and their allies have demanded that Congress pass a legislative solution that would allow Dreamers – undocumented youth who came to the United States as children – to retain their work authorization, protection from deportation, and even to chart out a pathway to citizenship. The latest bipartisan DREAM Act (S. 1615)

would protect young immigrants, including DACA recipients, from deportation and codify in law that Dreamers are Americans. The bill would allow Dreamers to apply for legal status, work authorization, and eventually a path to citizenship. The City’s latest analysis shows that 470,000 New Yorkers could directly or indirectly benefit from the DREAM Act. 150,000 Dreamers would be eligible for legal status and work authorization, leading to decreased anxiety about deportation and higher wages, improving the lives of the 320,000 family members and others they live with. One recent survey of DACA recipients, 30,000 of whom live in the five boroughs, found that their preDACA average annual earnings of $20,068 rose to $36,232 as of about five years after DACA began. DACA recipients strengthen New York City’s economy and enrich local communities every day, meaning all New Yorkers have a stake in its success. Specifically, under the bill: 470,000 New Yorkers could directly or indirectly benefit under the DREAM Act. Dreamers are deeply embedded throughout the five boroughs, with: 29,000 in the Bronx; 46,000 in Brooklyn; 18,000 in Manhattan; 55,000 in Queens; and 4,000 in Staten Island. In 2017, Dreamers contributed $4.7 billion in City GDP for New York City, and Dreamers earn $2 billion every year.

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NY Atty Dubbed Copyright 'Troll' Hit With $10K Sanction

A New York federal judge laid into an attorney labeled a copyright “troll” with $10,000 in sanctions for failing to give a defendant notice of an initial hearing, saying the lawyer had caused undue stress to a small business owner and should have known better. Lehman Cites High Court Bankruptcy Ruling In Clawback Fight A Lehman Brothers unit told a New York federal judge Thursday that a recent U.S. Supreme Court decision favoring a narrow interpretation of the Bankruptcy Code backs its bid to claw back $1 billion in swaps transactions.

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8 • STREET HYPE NEWSPAPER • FEB 19-28, 2018

Penn Relay Carnival sets for April 26-28 Questions & Answers

How do I enter a team or individual? Make certain you have your entry password that has been e-mailed either to you or to your athletic director. The information included with this year’s password will give you instructions about the entry process. The first two digits of the password are the current year; i.e., “18” for 2018. Each gender has a separate password for the same school.

How do I enter my school?

If your school has never been to the Penn Relays, or if has been several years since you were last here, go to http://www.thepennrelays.com/athletes-coaches to request entry information. You should fill out the information requested (please include your school’s website address). Filling out the requested information will get you onto our mailing list, unless we need to contact you for clarification.

How do I enter my school?

The 2018 Penn Relays will be held Thursday through Saturday, April 26-28. The 2019 Relays will be April 25-27. The Relays are always the last Saturday in April and the two days preceding. It is NOT always the last full weekend.

What are the dates of this year’s Penn Relays?

Why didn’t we get entry information this year?

If your school or club has not competed at the Relays in either of the last two years, you have been placed on our inactive list. You have also been placed on the inactive list if you have a past-due bill. To ask for reinstatement and/or to pay a past-due entry fee, contact us by e-mail (pennrela@upenn.edu) or phone (215-8986145).

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Jamaican bobsleigh athlete returns adverse drug finding

By Kayon Raynor/radiojamaica.com Jamaican who competed at last month's Winter Olympic Games in Pyeongchang, South Korea has returned an adverse finding for a banned drug and is now facing the possibility of a four year suspension, under the rules of the World Anti-Doping Agency (WADA). However, RJR sources have revealed that athlete returned the infraction in her "A" sample for the banned drug clenbuterol in mid-January, from a test done in Switzerland, ahead of the Winter Games. It is understood that the athlete and the Jamaica Bobsleigh Federation, who were notified of the infraction within the last 48 hours

by the International Bobsleigh and Skeleton Federation, are in the process of requesting that the "B" sample be tested. RJR Sports contacted President of the Bobsleigh Federation Christian Stokes for a reaction on Friday afternoon. According to WADA's prohibited list, clenbuterol is an anabolic steroid , which is banned at all times both in and out of competition. WADA states that there is no threshold under which the substance is not prohibited. However, checks by RJR Sports with a number of cases involving clenbuterol in recent years, have been attributed to contaminated meat, and have been dismissed.

Annual Armory NYC Indoor Marathon Relay for March 16-18

s many as 1,000 runners are expected to compete at the Armory’s New Balance Track & Field Center during the 3rd annual Armory NYC Indoor Marathon Presented by the New York Road Runners on March 16-18. The Armory NYC Indoor Marathon provides a variety of opportunities for runners, from the dedicated long-distance competitor to weekend warriors to beginners. It’s an opportunity to not only run in a historic setting where the world’s top track & field athletes competed during last month’s nationally-televised 111th NYRR Millrose Games but also in guaranteed comfortable conditions during unpredictable winter months. It’s an opportunity for camaraderie to unite co-workers, friends and family to promote a healthy cause. It’s an opportunity to experience competition. And, in the long run, it’s an opportunity to help raise awareness and fi-

nancial support for the Armory Foundation and its successful Armory College Prep program that keeps under resourced New York City public high school students on track to a college education.

IAAF chief executive resigns

he chief executive of athletics' world governing body has resigned after 17 months in the job because of a disagreement over commercial strategy. Olivier Gers joined the International Association of Athletics Federations (IAAF) in October 2016. His remit had been to increase the sport's media coverage, audiences and revenue following the 2016 Olympics. The Frenchman said: "I have resigned so the IAAF can pursue a different commercial strategy for the sport." He added: "While I am sorry to be leaving, the pre-existing commercial framework makes it difficult for me to apply my talents and fully leverage the assets of the IAAF in the way I would like." Gers, who will continue in his role for three more months before leaving, has more than 20 years of commercial, marketing and media experience. Sebastian Coe, the IAAF president, thanked Gers for "securing broadcast and digital rights to expand audiences for athletics globally". ——————-

Kobe Bryant wins Oscar for animated short

Jamaica top the CFU in T new CONCACAF system

MIAMI, Florida: egional powerhouses Jamaica were the highest-rated Caribbean Football Union nation (CFU) when CONCACAF launched their new rankings system this past week. The Jamaicans, finalists at the last CONCACAF Gold Cup, were rated at number six in the confederation behind Mexico, United States, Costa Rica, Panama, and Honduras. “The new ranking tool will update with each match result and will play a key role in determining qualification for important regional and international championships going forward,” a note on the confederation's website stated. “The ranking establishes a classification that orders CONCACAF's national teams from one to 41. Additionally, the CONCACAF Ranking Index makes it possible to calculate the probabilities of different match results (a win, a draw, or a loss) for all matches in the near future. “The rankings are based on the

results of all official and friendly matches played by national teams from each of the confederation's member associations, taking into consideration historical data from 1990 to present day. The rankings however, sharply contrast with the world rankings produced by the sport's world governing body, FIFA, which places Jamaica at fourth in the confederation in the last list published earlier this month with a world ranking of 50th behind the Mexicans, Americans, and Costa Ricans. The CONCACAF rankings also impact the order for CFU teams with Curaçao holding a world ranking of 83rd and St Kitts & Nevis rated 110th in the world, they complete the CFU top-five based on the world rankings behind Reggae Boyz, Soca Warriors and Haiti. Rounding out the CFU top five in the first edition of the CONCACAF rankings behind Jamaica, however, are Haiti, T&T, Martinique and Cuba.

LOS ANGELES: he former Los Angeles Lakers star won an Oscar in the animated short category for "Dear Basketball," a poem he wrote after ending his 20-year career on the court in 2016. He'll add it to an already jammed trophy collection that includes five NBA championships with the Lakers, two Olympic gold medals, NBA Finals most valuable player awards, a league MVP award and four All-Star game MVP awards. Backstage, Bryant looked lovingly at the statue cradled in his hands and mouthed, "My God." "I feel better than winning championships," he said, a smile never leaving his face. "This is crazy, man, it's crazy." As executive producer of the six-minute film, Bryant accepted his golden Oscar statue from "Star Wars" star Mark Hamill on Sunday night. He shared the award with Disney animator Glen Keane. "You don't have to sit in a tub of ice," Keane told Bryant backstage. Among those offering their congratulations via Twitter were Hall of Famers Magic Johnson, Bill Russell and Shaquille O'Neal, Bryant's former Lakers teammate who admitted, "I'm jealous lol."

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FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 9

Jay-Z tops Forbes list as wealthiest hip-hop

iddy held the crown for the wealthiest hip-hop act in 2017, but that reign has since ended as Forbes released its latest Hip-Hop Wealthiest Acts of 2018 list with a new mogul notching the number one spot: Jay-Z. This is Jay-Z's first time topping the list. The mogul raked in $900 million in the last year, a huge bump from the $810 million he made the year prior that earned him the number two spot on Forbes' 2017 list. Jay-Z's net worth increase is due to his many business endeavors including his label Roc Nation, streaming service Tidal, ventures with spirits brands among others. Diddy trails behind him with $825 million, thanks to his growing Tequila brand, his partnership with beverage company Diago, Revolt TV, and his lucrative Ciroc vodka line. Dr. Dre bows at number three, pulling $770 million. Drake and Eminem tied at number five with $100 million.

Ed Sheeran named world's best-selling artist of 2017

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ritish singer-songwriter Ed Sheeran was named the world's best-selling artist of 2017, thanks to his album Divide and singles Shape of You and Perfect. Divide, which was released in March 2017, and went multi-Platinum in 36 nations. Sheeran's pop ballad Shape of You was also the best-selling single globally of 2017 and has been certified as multiPlatinum in 32 nations. It was the first time that a recording artist has had both the best-selling album and single of the year.

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Jazz Great Monty Alexander For ‘Carnaval On The Mile’

CaribPR Wire: amaica’s jazz great and Grammy nominated musical maestro, Monty Alexander, is among a hand-picked group of musicians set to celebrate the twentieth edition of ‘Carnaval on the Mile,’ in Miami in Coral Gables, Florida this weekend. Alexander will perform at the remodeled Miracle event, that will also feature musicians like Ozomatli, Negroni’s Trio, Shamarr Allen & the Underdawgs and Dr. Ed Calle. The free event is set for Saturday, March 3rd from 10 a.m. to. Midnight and from 10 a.m. to 8 p.m. on Sunday, March 4th. Monty Alexander and his Harlem Kingston Express will bring the curtains down on the show with a performance on March 4th from 6:45 – 8 p.m. on the Heineken stage. The event is presented by the Kiwanis Club of Little Havana and will also include an eclectic assembly of local artists and their unique jewelry, paintings, sculptures, photography and more, including a world-class juried art fair recognized by the artists it

features and the collectors it draws. Alexander is a Jamaican and an American classic. Since moving to the US 55 years ago, he has continued to tour the world relentlessly with various projects, delighting a global audience drawn to his vibrant personality and soulful message. Like his “eternal inspiration,” Erroll Garner, Alexander - listed at Number 5 in ‘The Fifty Greatest Jazz Piano Players of All Time,’ gives the hardcore-jazz-obsessed much to dig into while also communicating the message to the squarest “civilian “along with his HarlemKingston Express. In live performances with his band, Alexander spontaneously orchestrates, switching-off from straight-ahead to two-worlds-meet. Born on D-Day, June 6, 1944, Alexander was playing Christmas carols by ear at 4, entertaining neighbors and relatives by 5 and taking his first piano lessons at 6. He resisted formal instruction, but still, growing up in Kingston, absorbed all the musical flavors that comprise his mature sonic palette of today.

International Women’s Day Conference set for March 17

10 • STREET HYPE NEWSPAPER • FEB 19-28, 2018

n the 17th of March 2018, women will convene at Hofstra University, Hempstead, NY 11549 for an extraordinary International Women’s Conference hosted by Neva Alliance, New York. The fascinating one day conference is designed to speak to every woman; conference attendees will have an opportunity to network, exchange knowledge, connect, facilitate lasting connections and showcase a range of products and services all under one roof.

This event is an innovative and targeted program designed by Dr. Neva; Founder Neva Alliance. She is a global expert with an expansive role as a global speaker, business consulting, trainer, TV host, and author. She is also a global entrepreneur and academic. She is an extraordinary woman, passionate about women’s careers and growth. Dr. Neva is determined to create spaces and events for women to grow around the world. We are thrilled to have various speakers from different knowledge backgrounds. Some of our speakers includes Victoria (Vicki) Schneps – Yunis founder of Schneps Communications. Vicki is Publisher/President of a media company that provides local news newspapers, digital products, video and events for multiple communities on Long Island, Brooklyn, Queens, Manhattan and the Bronx. Assemblywomen Michaelle C. Solages of the 22nd Assembly District in the New York State Legislature. Donna M Douglas, Director of Operations at the Academy Charter School, an institution to which she has contributed significantly to its growth and development throughout the years. Margo Cargill, President of the Uniondale Chamber of Commerce. Millicent Y. Clarke, Esquire, has been described as a brilliant litigator. She has practiced Immigration Law for over 35 years. The theme of the conference is leveraging and collaboration. The Women’s Leadership Conference series is created to enhance awareness and create a more informed understanding of the opportunities, issues, and approaches of women empowerment with resultant attention and resources directed towards supporting women. Our program is centered on cutting edge topics from a wide range of fields: international business entrepreneurship, management, leadership as well as many other subjects to be covered. Our conference will also have two panel discussions; one panel will discuss more on how women can move forward and succeed when they leverage and collaborate, the second panel will discuss on success tips for women in technology, science and engineering. Beyond the speaker sessions, The International Women’s conference is a celebration of women’s social, economic, cultural and political achievements. We celebrate the power of individual women and the vibrant and diverse achievements and successes. The International Women’s Conference is seeking sponsorship with companies wanting to associate themselves with what will be one of the leading international events this year. The position of sponsors is ideal for companies and organizations that are looking to reinforce their commitment and contributions in supporting women

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Safaree Breaks Internet Record

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Continued from page 1 Rapper Safaree is clearly having his own #metooman moment after a leaked photo and video of his eggplant on the internet sent global female fans in a frenzy. Those who saw it said it was a 'Big Deal!' Popular Jamaican dancehall DJ Dexta Daps had endured a similar fate some time ago when a nude photo of him leaked mysteriously. But in the case of Safaree, the global stampede escalated to a shocking new level, pushing US President Donald Trump off the Internet radar. TMZ, Daily Mail, Bossip, Hollywood Gossip, Hip Hop Wired, In Touch Weekly, VH1 and Hot 97 all carried feature stories about the erotic nude pics. Twitter was flooded with thousands of posts, some ranging from disbelief, shock while others were downright funny. TMZ posted "Safaree Samuels' weiner is trending!?!? Bossip wrote "Safari's mighty pum pum pulverizer is still bruising the internet's cervix." And a grey-haired granny looking like twice Safaree's age posted a one minute video clip pleading her case, "Don't think cause I'm old I can't handle it. One more for the road. ' Safaree call me when you want some of this old throwback." Some questioned whether Safaree leaked his own nude pics as a publicity stunt. Seems plausible, given he dropped a new single 'Hunnid' that coincided with the release of the pics. Social media was not the only platform buzzing with excitement. Safaree was interviewed on the popular Breakfast Club with Charlamagne and the Steve Harvey Radio Show.

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16 • STREET HYPE NEWSPAPER • FEB 19-28, 2018

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Family Features: carefree summery style may appear effortless, but creating a look that stands up to a busy, fun-filled day still requires some simple work. Keep your skin in top condition and your hair and makeup on point with these tips from the beauty experts at Macy’s to help you look and feel your best. Protect your skin. If there's only one skin care product you use, it has to be sunscreen. Not only is daily SPF important for avoiding sunburns, it also helps prevent wrinkles and spots caused by sun damage. Apply early and often, and don’t be fooled by a cloudy day. Even when skies are overcast, those UV rays can inflict plenty of harm. If you’ll be out for an extended period, consider a stylish hat to lend extra protection to your scalp, ears and face. Also remember to cover or apply sunscreen to often-overlooked places, such as the tops of your feet. Get that glow. While you're using sunscreen to prevent damage, adding a bronzer to your daily routine can help give you that sun-kissed glow. Preventing sun damage doesn’t have to mean looking less than golden. Create the look of healthy radiance with Clarins Sunkissed Summer Bronzer Compact. This trio of tropical leaf-embossed powders warms the complexion while an iridescent pop of coral brings a beachy glow to cheeks. Go for all-day eyes. When you’re embracing a laid-back look, a fully done eye can be overkill. A basic tint and some mascara is a simple way to achieve a put-together but fuss-free style. Using a waterproof formula can give you the confidence that your lashes are in perfect condition and ready for whatever the day may bring. If you have a favorite formula, check to see whether a waterproof version is available. Make it matte. For lip color that lasts from sunrise to moonlight, matte lipstick is the real deal. In addition to being long-lasting, matte lipsticks pack an intense punch of color perfect for a bright and cheerful lip. If a little sparkle or shine is more your thing, go ahead and add a light layer of clear gloss and give yourself bonus points if one layer or both include SPF. Explore new ideas. Switch up your look and unlock new favorites with Macy's Beauty Box, a $15 monthly subscription to beauty's most wow-worthy products specially chosen by beauty experts. With a variety of products from the best brands ranging from eye shadows to mascaras to lipsticks, each month you'll receive five deluxe beauty samples, one bonus item, a collectible cosmetics bag and a $5 beauty coupon available for use instore and on macys.com. -Photo courtesy of Melanie Johnson

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City Councilman Jackson license suspended 32 times NEW JERSEY

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FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 17

Students get free books

ERSEY CITY: ead Across America Day was especially exciting for kids at School 28. Each student at the Hancock Avenue school was given a free book from the Bridge of Books Foundation. The organization works to give books to children who need them the most. It's the 10th year the organization has partnered with the school and it's estimated more than 10,000 students in the building have received books over the past decade.

State denies Torres early prison release —————————-

PATERSON: ormer Mayor Joey Torres’ application for early release from prison has been rejected, a state spokesman confirmed last week. Torres had applied for New Jersey’s Intensive Supervision Program, a state official said. At the time of Torres’ sentencing last November, one of his lawyers said the former mayor could be released in about six months if he was approved for the supervision program. “I can confirm that Mr. Torres applied and his application was denied,” Peter McAleer, communications director for the New Jersey Administrative Office of the Courts, wrote in an email on Tuesday. McAleer did not say why or when Torres’ application was rejected. Nor did he say whether Torres could appeal the decision or reapply for the program. As part of the supervision program, Torres would have been allowed to return home as long as he complied with certain restrictions, which could have included the use of an electronic device to monitor his whereabouts. Now it appears that the earliest Torres could be released is 2019. Torres would become eligible for parole on Feb 23, 2019, according to Samuel Plumeri Jr., chairman of the New Jersey State Parole Board.

PATERSON: ity Councilman and mayoral candidate Michael Jackson was issued a summons for driving while his license was suspended last month, the second time he has received such a ticket since July, according to police reports. Both summonses were issued during motor vehicle incidents in Paterson. Jackson received one suspended license ticket from a Paterson police officer after the councilman was in a collision on Spruce Street in July 2017 and he got the most recent summons on Jan. 29 from a Passaic County Sheriff’s officer on Grand Street.

Michael Jackson City Councilman

Officials at the New Jersey Motor Vehicle Commission said Jackson’s license has been suspended 32 times over the years, including three instances since November 2015, which is when he was elected to Paterson’s city council. Jackson’s license has been restored, Motor Vehicle Commission officials said on Friday. Officials said he paid a $100 restoration fee as well as whatever surcharges he owed. . The councilman on Friday objected to news media interest in his driving record, saying that “positive” events he sponsored, like a bicycle safety ride and holiday turkey distribution, did not get covered. “I can’t say I’m disappointed.

Drugs found at Hackensack’s penthouse

HACKENSACK: Hackensack man was arrested by detectives with the Bergen County Prosecutor’s Office after police allegedly found a number of different drugs in his home. Ryan W. Rohlfs, 39, turned himself in to the police Tuesday after his penthouse at 170 Prospect Ave. was searched Feb. 15, acting Bergen County Prosecutor Dennis Calo said. During the search, police found anabolic steroids, marijuana, LSD, psilocybin mushrooms, THC hash oil and ketamine.

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A handgun and various drug paraphernalia were also found during the search. Rohlfs faces a variety of drug charges including possession of ketamine, possession of anabolic steroids, possession

of LSD, possession of psilocybin mushrooms, possession of marijuana and possession of THC hash oil. Rohlfs is scheduled to appear March 7 at 8:30 a.m. in Central Judicial Processing court.

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His mother is pushing marriage!

18 • STREET HYPE NEWSPAPER • FEB 19-28, 2018

Dear Divine Diva: am acquainted with a young man who is 18. His mother is pushing him to marry a young woman from Jamaica so she can stay in the United States. The young lady is an employee at the mother's store. The mother is a very strong force, and I'm afraid he will go along with her plans. I am sure this kind of thing is done all the time, but if this situation is discovered, what could happen to the young man? Could he go to jail for this? I would hate for him to ruin his life because of his pushy mother. I would like to present him with all the facts before he commits himself to some-thing this life-altering. If you print my letter, please don't reveal my name or location, as his mother would never allow him to see us again. -Anonymous

Dear Anonymous: His mother should be ashamed of herself. According to Judge Judith Champagne of the California Superior Court, the name for what you have described is "immigration fraud, and it is a felony that could, indeed, bring jail time." Please warn him that the feds are onto these kinds of shenanigans. "Couples who pretend to be married are called in for an interview and questioned separately about minute details that cannot be faked. Being convicted of a felony could ruin this young man's future, so I strongly advise against taking such a foolish risk." Insecure people are usually the most judgmental. Some are not secure with themselves or think they are above others due to their position. They usually frown down upon other who are either different or don’t follow in their footsteps. The following article is about couple dealing the judgmental attitude of their brother-in-law and his wife. Read below for more information and my advice

3 Ways to Win the Heart of a Strong Black Woman

By Heath Wiggins 1. Have Your Stuff Together You’ve got to have your stuff together or at least be close to getting it together. What I mean is, the bare minimums must be in place: job, residence and vehicle. You also must have some long-term goals and some valid short-term plans to reach them. Your faith must exist, and you must be pursuing it further.

2. Listen More Than You Talk When a man is intimidated by a woman, he will likely try to go on an all-out, self-promotion campaign. He may think by constantly talking about himself and all the qualities she should love in him, he will validate himself in her eyes. But this strategy often backfires, making him look weak, egotistical, competitive or shallow.

3. Add Value to Her Life From the information you gather listening, now you can add value to her life by helping, supporting and encouraging her in the areas of her interest. And you can use that same information in motivating, challenging and holding her accountable in the areas in which she struggles. Listen intently in order to identify where your life experiences and skillsets can add the most value.

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Judgmental and Sanctimonious People

Dear Divine Diva: y husband and I are not religious. We believe that people are entitled to their own beliefs. My problem lies with my brother-in-law and his wife. They are two of the most judgmental, sanctimonious people I have ever known. They "hate" (their word) Mormons, Catholics, etc. How would you suggest I respond to their criticism of our “lack" of

ADVICE COLUMN

Dear Kim: If your relatives are an example of people who practice Christianity, heaven help the rest of us. If you must interact with them practice selective deafness, and when they spout hatred, excuse your-selves. -Always Divine Diva

BY DIVINE DIVA

divinestreethype@gmail.com

Christianity and their offers to pray for us? -Kim, Bronx

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TECHNOLOGY

FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 19

Monthly PC Maintenance Checklist to Keep Your Computer Happy

Uninstall Unused Programs – If you have the tendency to install a lot of programs then review the list of the ones that you currently installed & remove any that you don’t need.

ike your car, performing regularly scheduled maintenance on your computer will help keep it running smoother. Here’s a monthly PC maintenance checklist that you can use as a guideline to maintain your computer both inside and out. Run Disk Cleanup–Running disk cleanup will remove temporary files, compressed old files, offline web pages, downloaded file programs and empty the recycle bin. You can run Disk Cleanup utility tool by going to Start -> All Programs -> Accessories -> System Tools -> Disk Cleanup.

Update Windows–Microsoft releases system security patches on Patch Tuesday, which is the second Tuesday of each month. If you haven’t already done it, be sure that you take a moment to run Windows update and install the patches. To run Windows Updates, go to Start ->All Programs -> Windows Update. Update Installed Software – In addition to updating Windows, you will also want to make sure that the third-party software installed on your PC is also current. This especially rings true for Adobe Reader, Flash and Java since they are often exploited in cyber-attacks. So make sure they are all up-to-date with the latest security fixes.

Do a Full-System Antivirus Scan –Double-check that your antivirus program is up-to-date with the latest virus definitions and perform a full-system scan to verify that your system is still clear of any Trojans, viruses, or other malware. Complete Data Backup – You should be backing up your files on a weekly basis, but in the event that you’ve been slacking off, be sure to do a full system backup on a monthly basis. That way you can pick up right where you left off if anything were to happen.

ones you do so they are easily accessible for later use.

Clear Out the Dust Bunnies – Dust can clog your system fans, lead to overheating issues and even cause hardware failure if it’s allowed to get too out of hand. If you have the technical know-how, carefully open up your computer and use a can of compressed air to remove any dust bunnies that have collected. Don’t skip on monthly PC maintenance!

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HEALTH AND NUTRITION

20 â&#x20AC;˘ STREET HYPE NEWSPAPER â&#x20AC;˘ FEB 19-28, 2018

NUTRICARE

HEALTH TIP

The 5W's of Heart attacks

can call 311 to help you QUIT! h) Excess stress is not good for us.

3) What are some of the significant symptoms? a) Chest Pain similar to....Pressure, Fullness, Squeezing, or pain in the center of the chest. b) Having pain or feeling discomfort in the right arm, left Arm, or both arms. Pain in your back, neck, stomach or the jaw. c) We can experience shortness of breath, with chest discomfort or even without chest discomfort. d) If not normal for you the experience of cold sweats, nausea, and being lightheaded.

BY ANGELA DARLING Advocate, Health Educator, Humanitarian

ebruary is Heart Health Month! Let's look at the 5W's of Heart attacks in women because for women it is usually not straightforward! 1) Who is at Risk? Heart Disease is the #1 cause of death for women and men in the United States. Approximately 1 in every four women dies from a heart attack.

2) Why do Heart attacks happen? Causes are related to: a) Being obese/overweight. b) Being Diabetic. c) Too many alcoholic drinks. Please do not have 2 or more alcoholic beverages daily. d) High blood pressure which can also lead to strokes.. e)High Cholesterol levels which can also lead to strokes. f) Not eating healthy....too much fat, sugar, starch, etc., g) Smoking...Please eliminate this habit. You

4) When can heart attacks occur? a) The majority of Heart attacks occur, believe it or not for many women before age 50. Know that at a young age heart attacks are more fatal. b) The average age is usually at age 70.

5) Where do heart attacks occur? a) There is no specific location. An attack can happen at any time and anywhere. b) Researchers say heart attacks are more likely to occur on Mondays, Why? for that's right after the weekend. c) During the morning hours. d) In your bed...waking up in the morning or on going to bed at night. e) At sports events...Getting excited during a game or watching a game at home...heart rate and pulse increasing. f) In public areas, ie, On the bus or train, at a shopping mall, restaurant, etc. Our bodies talk to us. At the slightest change get to your MD ASAP! If feeling that you have a heart attack chew an aspirin regardless if a baby aspirin or adult aspirin while ambulance on the way. Every minute counts! Take Care Of You, For You Are #1!

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By GLORIA BENT, MS, RD, CDN Nutritionist

About Hypertension

Questions & Comments: Gloria.Bent@gmail.com

ypertension also called high blood pressure, is when the systolic pressure (top number of the blood pressure) is consistently over 140 mmHg or the diastolic pressure (bottom number of the blood pressure) is consistently over 90 mmHg. Ideal blood pressure is less than 120 systolic and less than 80 diastolic. Hypertension is common.

Hypertension has few symptoms. There may be occasional headaches. If hypertension is severe there may be vision changes, vomiting and chest pains.

Causes Essential hypertension comprises 95% of all hypertension and has no identifiable cause. It may have genetic and environmental factors such as salt intake. Secondary hypertension is hypertension causes by another disorder such as a kidney disease. Treatment

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FEB 19-28, 2018 • STREET HYPE NEWSPAPER • 21

Highlighting the opportunities and challenges of local business

Tips to take control of your money in 2018 Resolve to Improve Your Financial Life

of what your typical spending looks like. Savings: An effective budget doesn’t just capture what’s going out; it also reflects what you’re able to keep. If you haven’t already, outline a savings plan that allows for an emergency fund, regular savings, retirement and investments. Debt: Consistently paying down the accounts you owe with the maximum amount you can afford is the surest way to reduce your debt load. Account for each debt you owe in your budget, and establish a payment plan that shows how much you can allocate to each account each month. -Photo courtesy of Getty Images

(Family Features)

ounting calories isn’t the only way you can resolve to bring about positive change in your life during the new year. If you’re like many Americans, it may be a good time to start counting your way toward better financial health. The past year brought financial on your recurring bills. Make a setbacks to nearly two-thirds of game out of shopping providers to United States households, accord- find the best value on your insuring to a survey by the National En- ance policies, cell phone plan, interdowment for Financial Education net and utilities. Ask your providers (NEFE). In fact, more than a quarter about current rates and any promoof U.S. adults say the current qual- tions available to long-time, loyal ity of their financial lives are worse customers. Then look at alternative than they hoped. Topping the list of providers to determine where you setbacks in 2017 were transporta- can trim some spending. Be sure to tion issues (23 percent), housing re- understand your current offering pairs or maintenance (20 percent), thoroughly so that you are comparand the inability to keep up with ing apples to apples. debt and falling behind on bill pay4. Understand what’s behind ments (16 percent). your financial decisions. If you In an effort to reverse that ever wonder why you feel good trend, more than two-thirds of U.S. about spending money on vacations adults will make financial New but avoid saving for retirement, the Year’s resolutions for 2018, accord- answer may lie in your unique valing to the survey. Among those that ues and how they influence your fiplan to step up their financial game, nancial decision-making. Consider top goals include setting and fol- taking the LifeValues Quiz at lowing a budget (40 percent), mak- smartaboutmoney.org, where you ing a plan to get out of debt (39 can also find help with setting goals percent), establishing savings (32 and getting your finances in order. percent) and boosting retirement savings (31 percent). Budget Better “We continue to see a lot of To take control of your money anxiety about money,” said Ted and your financial life, it’s imporBeck, president and CEO of NEFE. tant to get organized. The most ef“Three-quarters of Americans said fective tool is a budget. Creating a something causes them financial budget can help you meet personal stress, and it’s most often not saving goals such as buying a house or car, enough and debt that are to blame.” or taking a vacation. It also can help Reduce money stress and take you prepare for emergencies and control of your finances with these manage debt. tips for financial success from the Income: Start by listing all inexperts at NEFE: come sources, including wages, 1. Get debt under control. bonuses and tips, as well as nonTake a hard look at what you owe. employer income such as child supIf there’s a clear warning sign of too port, alimony or Social Security. much debt, take action. Set a goal to Generally, you’ll want to look at reduce your debt load next year by your recurring income, but also in5-10 percent. That might mean re- clude long-range, infrequent inducing impulse shopping. When come that you anticipate, such as you face temptation, delay the pur- tax refunds. chase and give yourself time to conExpenses: Next, take into acsider whether it’s a wise move that count all of your recurring monthly fits within your budget. bills. If you have major periodic ex2. Save now and do so often. penses, such as a six-month auto inPreparing for unexpected events surance premium, account for it in like medical emergencies can help monthly increments so you can save reduce the financial impact of a life- up and have the money ready when changing event. Emergency savings the payment comes due. Remember can offset unexpected costs and to account for the bills you pay help you get back on solid footing. (mortgage or rent, utilities, etc.), as A good rule of thumb is to have 6-9 well as unspecified items like lawn months of income set aside. If that maintenance and personal hygiene feels out of reach, start with a purchases. smaller goal, even as little as $500. Categorize Spending: Some When it comes to saving, it’s also a people find it helpful to break exsmart idea to think long term. Re- penses into categories, such as view your long-term savings and housing, transportation, health, perensure they are on target for your sonal, entertainment and so on. The retirement plans. key is to capture every point where 3. Shop for better services. money is going out so you can get a You may be surprised by how much thorough picture of your ongoing you can save when you periodically expenditures. It can take a couple shop for the most competitive rates months to get a true understanding

Don’t Fall Victim to Financial Distress Caused by Credit Card Debt Credit counseling is the easiest, most effective way to explore the options for credit card debt and identify the best solution for your needs. HIGH MONTHLY CREDIT CARD PAYMENTS combined with even higher interest rates can make it almost impossible to maintain control over your credit card debt. Even with your monthly payments you may not see much of a reduction in debt no matter what you do.

What’s more, as your credit card balances increase, it can also cause problems for your budget – you end up juggling bills, choosing between expenses, and putting off important purchases. Luckily, there’s a way you can find the solution that works for your unique financial situation – and even better, it won’t cost a thing to get the information you need. CREDIT COUNSELING IS THE EASIEST, MOST EFFECTIVE WAY TO EXPLORE THE OPTIONS FOR CREDIT CARD DEBT AND IDENTIFY THE BEST SOLUTION FOR YOUR NEEDS. Speak with a certified

credit counselor at no charge to analyze your debt and budget. They will review your options to see what solutions may work best for you. Your credit counselor may be able to lower high interest rates or even eliminate them while consolidating your credit card debts into one easy payment through a debt management program. Get Out of Debt Faster As a result of those lower interest rates – more of your monthly payments go toward your debt instead of adding more interest – which means you can get out of debt faster. Every financial situation is different, but most people see their total monthly debt payments reduced by up to 30 to 50 percent as they get out of debt faster. The program is usually completed in around 40-60 payments, so you can be debt-free in just a few years instead of taking decades to eliminate everything you owe. Build a Positive Credit History Additionally, consolidating debtthrough a certified credit counseling service may help save your credit score from additional damage. You stop future penalties and prevent further damage from missed payments and overdrawn credit lines. Even better, as you

(Fees may apply for voluntary participation in debt management - all counseling services are free.)

work your way through the program, you’re able to build a positive credit history while reducing your overall debt level. As a result, some people see their credit score even increase over the course of their time with a credit counseling service.

It’s the fastest and easiest way to get professional financial advice without adding more debt to do so. FREEDOM FROM DEBT IS POSSIBLE! Don’t spend another sleepless night worrying about your debt problems, or another day stressed about your bills instead of focused on your family and life. Call Consolidated Credit now at

1-800-721-4370 to speak with a certified credit counselor today.

22 • STREET HYPE NEWSPAPER • FEB 1-18, 2018

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