Peregian Springs News Inform know grow Vol 1. Issue 12
September 2016
0422 215 648
One voice for WE’RE TURNING Peregian Springs residents THE groundswell of support from the recent public meeting for one voice in Peregian Springs has resulted in the formation of the new Peregian Springs Residents Association Inc. The Association aims to be a voice for issues across Peregian Springs, both existing and future, regardless of where they are located - Ridges, Pavilions, golf front land, established or new areas. Association spokesperson interim secretary, Greg Smith said it will act as a unified and effective voice when dealing with the council, state government and other entities on issues impacting on our community. The Residents Association will hold it’s first AGM at 3pm on Saturday, 15 October 2016 at The Pool Cafe to elect on-going office bearers (President, Secretary and Treasurer) and a management committee, decide a membership structure and canvas attendees on issues that it should pursue into the future. Anyone interested in coming to the Residents Association meeting or who wants more information or has any issue to raise at the AGM should email pssupporters@iinet.net.au to get on the Association’s list for updates.
Thank-you Peregian Springs
Peregian Springs News, September 2016.
From the Ed’s desk It’s our first birthday and I want to thank you for your interest and trusting me to share your stories and events since September last year. Also to my advertisers I thank you and hope the community continues to support your businesses which helps keep this local niche news publication going and growing. Thanks too to our government reps for taking the time to communicate with constituents through Peregian Springs News I hope that collaboration with the community continues. I’ve also seen many residents come for a change of lifestyle - wanting to work (and shop/spend) locally, commute less giving more time with family. So we’re launching two new sections “Local heart” and “Local Connect”. “Local connect” offers local business the chance to place a small, cost effective, classifieds-style advert and connect with local residents. See page 23 for a sample. “Local heart” will feature groups and events that promote community coming together to meet and have fun, see page 18. It’s also clear people would like more space to recreate but are using the golf course as parklands and it’s said this damages the course– which many of our residents are eagerly awaiting to reopen. We are following up who is fixing the damaged golf course fencing near public pathways and what, and when something is going to open in the facility where Benchmark was. Hope you enjoy our 1st birthday edition - I’ll have some cake for you! Until next time,
Local News
Multi-purpose youth play space on the priority list PLAY space for older kids is still a priority with Council looking at sites that may be suitable around Peregian Springs. A Council spokesman said Council is undertaking a “site evaluation process to identify possible locations for a multi-purpose active play space in Peregian Springs.” “Council will be seeking input from the community on the development of the active play space and site selection in the coming months, and will keep the Peregian Springs community up to date with information and opportunities for input,” the spokesman said. The feedback from the public consultation will help Council assess which site is suitable and design concepts will be developed from there. What you would like to see in the designs? (a half basketball court is mooted to be part of it) - tell us via www.peregianspringsnews.com.au Eds note-Great work Sunshine Coast Council on the quick service to clean up recent graffiti in the area.
PEREGIAN SPRINGS NEWS is printed by Limehouse Printers at Maroochydore. For all of your printing needs, phone Nick on 5443 8227.
Rebecca
peregianspringsnews@gmail.com 2
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Local News
NBN nodes popping up in suburb THEY’RE like Christmas presents under the tree that we’ll have to wait until Christmas or afterwards to open. Residents might have noticed 7 or 8 large green boxes spring up all over Peregian Springs in the last monththese are NBN node cabinets that will house the wiring and connections for the mooted high speed internet our suburb has been waiting for. NBN Co Corporate Affairs Manager Queensland, Kylie Lindsay said construction started on over 2000 premises in the Peregian Springs area in August. “The placement of the cabinets (nodes) is actually the quickest part of the process. Technicians then need to do all the works within the node to get it ready
for service,” she said “We work in what’s called a Fibre Service Area Module (FSAM). In Peregian Springs this module has 2114 premises in it. We don’t gradually make the premises ready for service as we go, we switch on the whole FSAM.” The NBN Co website says fibre optic cable runs to the node then the existing copper cable from each home needs to be connected to their local cabinet. We might have to wait until early next year for the service to activate for use. “Generally from construction start to ready for service it takes between 6-8 months,” Ms Lindsay said.
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Local News
The hot scoop on pet’s poop RESIDENTS are being called on to not “waste” the new dog off leash area and pick up their dogs poop. Peregian Springs News contacted Council about whether fines still apply for doos left in the off leash area, and found hefty fines apply for poos in public places and for not carrying a poo bag. “Sunshine Coast Council takes a very strong stance when it comes to responsible dog ownership. An infringement of $243 will be issued for any dog owner who does not pick up and dispose of their dog’s waste properly. An infringement of $243 can also be issued for any dog owner found not to be carrying a doggy bag when walking their dog,” a Council
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spokesperson said. “To protect community amenity and shared public spaces, dog owners should always carry and use a bag to pick up their dog’s waste,” the spokesperson said. The dog off leash area is a place for dogs to meet but residents are chatting in the new space as well and may not see their dog doing the doo. We wondered if it was risky to pick up another dogs poop to help keep the space clean. Local Vets Dr Alice and Dr Barb, say as long as you have a plastic bag over your hand and no poop comes in direct contact with the skin, it is highly unlikely any illness will result. So why not consider picking up a poop and paying it forward to preserve our newest public amenity.
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Dog Park opening... COUNCILLOR Stephen Robinson, pictured left with PSN Editor Rebecca Crockett, cut the leash at the official opening of the off leash dog park on The Avenue on August 20. Bank of Qld Noosa’s Scott Armitage, top right, supplied prizes and other locals including Peregian Springs Vet Dr Alice O’Hare, see right, were along for the day. Special thanks also to Peregian Lions Club, Sunshine Coast Council, Neighbourhood Watch, Coolum Police, the Blue Wheelers Dog Wash and Zinc Radio and their mascot Stinky, pic left.
Peregian Springs News, September 2016.
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Local News
Club re-opening could take months AROUND 20 people attended Peregian Springs Golf Club’s final administration meeting at Ramada Marcoola on August 31, where creditors voted yes to Club liquidation and appointed Administrator Gavin Morton of Morton’s Solvency Accountants as liquidator. With around 200 people at the first meeting of creditors on July 1 and so few attending the final meeting, one creditor said the feeling was one of resignation, but vigilance as to what happens next. The August meeting concluded the Administration period and commenced a liquidation process, up to a year is allowed, where Mr Morton will collect asset sale funds and distribute money raised to Club’s creditors as per the rules of company law. These laws
state secured creditors, among them is Aveo Group, are paid first. Employees are expected to have some of their superannuation paid out of the asset sales. The balance of their entitlements is to be paid via government Fair Entitlements Guarantee scheme and the Superannuation Guarantee. Trade and other creditors are not expected to receive anything. Aveo CEO Geoff Grady has indicated Peregian Springs Golf Holdings Limited, the course owner, wants it to reopen and negotiations, expected to take some months, are underway with various experienced golf operators either interested in leasing the clubhouse or buying the land and buildings. Follow more news on our website.
FREEe Party! Jazz Danc
1 Oct / 11:30am / Ages 4-8 2/5 Balgownie Drive. Phone: 0400 029 198 Peregian Springs News, September 2016.
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Local News.
Lady golfers push for a quick decision
UNITED IN GOLF: Peregian Springs Lady golfers have written to Aveo to urge the business to move quickly to have play returned to the fairways at Peregian Springs. AS the search continues to find a new operator keen to take on the business of running a golf club at Peregian Springs, the Club’s former members are feeling the social and emotional effects of nearly two months without their regular golfing fixtures. For those members who usually caught up with their fellow golfers on competition days to play the course and socialise afterwards, the closure has left a big hole in the lifestyle they enjoyed. When the club closed down, some members found they didn’t actually have contact details for the golfers they played with each week, there had been no need, they were always there on competition day. In a bid to keep the lady members together, a group of around 20 ladies has been reaching out to other golfers to try and retain the core of their social 8
group and keep playing golf elsewhere in the hope the course will reopen soon. The group has also written to Aveo management to “politely” ask the club reopen quickly. Group representative Elizabeth Henley said many people had invested heavily in Peregian Springs for lifestyle and retirement and “the right to play golf on our doorstep and enjoy a golfing, social lifestyle.” “Aveo/FKP sold us that dream and now it has been taken away,” Ms Henley said. “They have not fulfilled their promise and they still have a responsibility to deliver while there is still land to sell here from which they profit handsomely,” she said. “And then they have a responsibility to ensure that it is a sustainable golf course when they
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Local News exit. We are waiting and we are not going away,” Elizabeth said. Residents and lady golfer’s group members told Peregian Springs News they had worked hard to arrive in “paradise” at Peregian Springs with the golf club helping to build a strong community and give it a special feel. They said the closure of the course presented a number of challenges for the golfers wishing to keep on playing. They said memberships at other clubs were not easy to obtain as many local clubs had closed their books to new memberships. Social games were ad hoc and now came with the extra cost of green fees ranging from $85 to $120 per game - fees members had already paid and accounted for under their former membership of the Peregian Springs Golf Club. For some, organising transport to play at other courses is adding another layer of difficulty to what had previously been a simple case of going down the road to play. To add to the stress, they said, the member’s golf handicaps are due to run out in October. If the ladies cannot get memberships elsewhere they lose their handicaps and cannot play in competitions. Joan Howells, who moved to Peregian Springs five years ago and joined the golf club two years ago, says when the doors were shut in July, there was “shock, deep sadness and grief”. For Joan, joining the Club was a great experience. “The friendships here were uniquethe majority of people didn’t have family here so the people you met were not just friends, they were family,” she said.
“It’s daunting ... breaking into new groups. People opened their arms to us when we came here,” she said. Joan says there can be a connotation that the golf club was full of people with money but that isn’t the case: “I worked hard as a nurse and we saved for a comfortable retirement ... and in good faith I signed into a lifestyle - into one for fitness and community. Now that dream has been devastated.” For Ina Vickerstaff the closure of the golf course has ruined her trust in Aveo and the dreams she had of retirement in Peregian Springs. Ina said she and her husband had spent five years searching for a retirement location before settling in Peregian Springs as it had everything they wanted. “It was a real community with a good mixture of families and older people, with the added bonus of the Golf Course,” Ina said. “We believed the golf club would be there forever ... had we known this was going to happen we wouldn’t have bought into it.” Ina said. “Aveo...you have lost us. You had a captive market in us - we planned to live in our home and when the time came move to the Country Club. After this, never in a million years would we live in an Aveo retirement village. We’ve lost trust in Aveo,” she said. Joan and Ina say it has been heartening to see how the Peregian Springs community has pulled together during this time and that the formation of the Peregian Springs Residents Association is of great benefit to the Peregian Springs community now and in the long term. Follow this story on our website at www.peregianspringsnews.com.au.
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Spring is here and so are the pests! WE’VE all heard the saying “It’s time for some spring cleaning” but spring is also the best time to have your annual household pest treatment done as well. For most, spring means the days and nights are finally getting warmer but this also means as the temperature ramps up so do the creepy crawlies! There is a reason birds nest this time of year; they know that food is in abundance. So it makes sense to prevent a problem before it becomes a problem, control those cockroaches before they get a chance to multiply, or destroy those ants before they explode in numbers. Now is also the best time to get that pest treatment done before the summer rain comes.
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So contact us now for a pest free summer! Peregian Pest Control – Locals Looking After Locals!
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Peregian Springs News, September 2016.
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Local people - Percy & Joyce Bassett
It’s all sparkles for this super couple LOOK up any wedding anniversary symbol list and past 70 it’s all diamond. Peregian Springs has it’s own gems in Percy and Joyce Bassett, pictured right, who celebrated 74 years of marriage on 12 September. Both in their mid-nineties, Percy and Joyce met in 1939 at Percy’s 21st birthday and a common enjoyment of ballroom dancing and old time jazz helped their love blossom and they were married in 1942. Soon after their wedding they moved from Ipswich to Sandgate where they made their home and raised their family with Percy working for the Queensland Government Printer for many years then owning a newsagency and milk run. Sport and travel have also featured in the couple’s longevity and spritely spirit, with trips to Europe, America, New Zealand all recalled fondly. Playing tennis in their twenties and taking up bowls early in their 30s proved a winner with each playing for Queensland and winning 50 tests or more each for the state. Joyce won many “purple pennants” for her Metro team and Percy won the Sunshine Coast Winter Bowls Carnival for three
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years running from 1971 to 1973 . They met lifelong friends in their sporting endeavours and travelled Australia extensively for bowls meets and competitions. They also were active volunteers working with Rotary and then Probus for many years. The former Sandgate residents moved to Aveo Peregian Springs Country Club just over two years ago to be closer to their two sons who live on the Sunshine Coast. The couple say the secret to a long and happy marriage is do things together, always talk and never give up on each other.
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Peregian Springs News, September 2016.
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Local News
Learn to march to your own DRUM beat... DRUMMING is primal - it sets the pace in a musical piece and calls us to action to move to it’s beat. The drums called local musician Matt Boggis at the age of 8 and his talent and versatility with the kit has led him to study in the exclusive music program in high school at St Teresa’s Noosa and to play with a number of bands of different styles at gigs all over the Sunshine Coast. Matt has combined his skill in drumming and passion for teaching and is now offering one-on-one lessons at his Peregian Springs studio to everyone from beginners to experienced players. At 17 years of age, many, including Mum Leigh also a teacher at a local College, say
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his technical ability, practical skill and love of playing and passing on his knowledge to others, make him the ideal teacher for other young people keen to get a great start to music. The first lesson is free so you can go along and give it a go! Matt says drumming can help with stress and anxiety relief, improved attention span, problem solving, right/ left brain function coordination and social awareness skills. Lessons are designed ideally for school aged children, are dynamic and easy for beginners to take up and can help with creative skill and expression. Phone 0439 611 279 or see more at www.facebook.com/ sunshinecoastdrumlessons.
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Chappy’s column— Family focus
Keeping teen minds healthy... DID you know that 1 in 4 teenagers will experience a mental health challenge during their adolescence? Anxiety in teenagers is quite prevalent with 1 in 6 teens having high levels of anxiety. There are so many pressures in our fast paced, high stress, high performance society. Teenagers will face social and emotional pressures, peer relationship and friendship challenges, academic stress and self-image questions that will all contribute to the state of their wellbeing. Having some positive coping strategies are essential and will go a long way to encouraging a healthier state of mind. Here are 4 that your teenager and even you can benefit by including them into your lifestyle. 1. EXERCISE: Exercise is a great way to help relieve stress, anxiety and the pressures of society. It produces endorphins in your body which create a positive feeling similar to morphine. I can always tell when I haven’t done exercise for a while as I am much more stressed. If your feeling overwhelmed then maybe it’s time to head out side for a walk, run or ride. After all, we live in the best part of the world for that. 2. SELF-TALK: Take notice of what you are telling yourself and thinking. The majority
Peregian Springs News ADVERTISING DEADLINES FOR NEXT EDITION: Copy and advertising art is
due by NOON, October 7. Phone Rebecca on 0422 215 648.
of us can have a tendency to think negatively about ourselves and our actions. Be mindful of your negative selftalk and replace it with positive self-talk. Create I can and I will statements that you say and repeat to yourself. 3. RELATIONAL SUPPORT: We all, but particularly teenagers, struggle to ask for help. Understanding it is not a sign of weakness but strength is essential. I have often wondered how much hardship could have been prevented with teenagers I work with if they had just sought out some help. Have five people you trust that you can get support from who will contribute to you being all you can be. 4. PRACTICE MINDFULNESS: Mindfulness is paying attention to our thoughts and feelings, seeing clearly and being present. Incorporate calm breathing techniques to relax yourself and your brain into your everyday life. Be aware of the emotions and feelings you have. Try using a journal to document your thoughts and feelings. Practice meditation and self-reflection as they can greatly help you manage the pressures of your world. By Chappy Mark (Mark Horsfall - Chaplain,Coolum High School)
Inform know grow Copies are delivered to letterboxes in Peregian Springs and Peregian Breeze without no junk mail signs, the Pool Café, and the shopping centre.
Peregian Springs News is independently produced and published by Rebecca J Crockett T/As Peregian Springs News (ABN 49865205676). Those who make advertising placement and/or supply copy material or editorial submissions to the publication undertake to ensure that all such material does not infringe the Competition and Consumer Act 2010 or other laws, regulations or statutes. Further to the above mentioned, these persons agree to indemnify the publisher and/or its agents against any investigations, claims or judgements. Peregian Springs News, September 2016.
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Local Heart *PEREGIAN LADIES COFFEE GROUP This informal, friendly chat and cuppa group meets at the Pool Cafe on the 3rd Thursday of the month at 10.15am. It aims to give local ladies the chance to get to know new people. Starting in 2010 the group was approached to do some fundraising for a local man with Motor Neurone Disorder and held raffles on meeting days and put in a few dollars on top of each month’s coffee to help support the family until the man sadly passed away. The fundraising has continued to help fund a special wheelchair for a local girl and provide Christmas hampers to the family. It is also supporting a local lady having treatment for breast cancer and is now supporting a local family which has some specific needs. This group of selfdescribed “mature ladies” say they enjoy getting together to chat and feel at this stage of their lives it’s good to be able to brighten the lives of those not so fortunate as they have been. Ladies receive an e-mail each month and come along if they are available and new ladies are always welcome. *OVER 30’S SOCIAL GROUP FOR WOMEN Eight years ago Wendy Wilson left her job as a successful IT Consultant in Edinburgh Scotland to follow her fiancé who was desperate to come live in Noosa after
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travelling there backpacking. When she arrived with her fiancé, now husband, and young child she found it hard to meet new people and missed her “mates” and the women in her life she’d left behind. Depressed and homesick she thought there must be other people like her and she put an advert in the newspaper for female friends over thirty. She got emails straight away. The group now has over 160 members mainly in Noosa and Buderim. “It has become an instant social life for ladies...you don’t have to be good at anything, you just do what you do with friends,“ Wendy says. There’s about 6 different events weekly at different times to suit the ladies whether they’re working, mum at home, retired etc. Wendy does her best to put anything a lady wants to try on the calendar, even if others are not so keen. Grape stomping, live nude drawing 4WDriving on the beach are all events women have done and had a hoot.
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Community Groups Membership comes with a discount program with local businesses where business can also benefit given the spending power of this age and gender demographic. Wendy has some new interest from Peregian Springs/Breeze and would like to grow the group in this area and for local business to get on board with discounts too for members. She says joining a new group is daunting so she can meet with you and go along with you to an event or group she thinks will suit so you have a familiar face and settle in. To get in touch and look at future events, www.lifebeyond30.com.au
* PEREGIAN SPRINGS STORY TIME is a community based group aimed at developing children’s love of literature using different books and themes each week with activities aimed at 3-6 year
olds and their carers. Meeting each Wednesday at the Peregian Springs Rec Club from 9.30-11am, sessions are free of charge. BYO morning tea from 9.30am for a 10am start. Story Time is an initiative of Noosa Anglican Church, Peregian Springs. It is led by a local primary school teacher and church member with over 20 years experience. See facebook.com/ groups/841394885961335/
*ABCD Scramble is a singing , dancing and story group enjoyed by many local children and their carers aiming to encourage literacy and alphabet knowledge in little ones up to age 5. Sessions are on Thursdays ,10am-11 am at Holy Sprit Anglican Church, Beach Rd, Coolum Beach with morning tea provided. Cost is $3 per child -$5 for a family. For more call Carol Roth (Rev) on 5446 5334.
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Pet talk
Prevent Spring paralysis tick PET TALK Dr Alice O’Hare Peregian Springs Vet
07 5471 2006
SPRING is the main season for the paralysis tick and poisoning from this creature is the single most common cause of serious illness and death in otherwise healthy young animals. The ticks (Ixodes holocycles) are found up and down the east coast of Australia, with bandicoots and marsupials being the main intermediate host. Wherever our wildlife can get to, so can the ticks. At Peregian Springs Vet surgery we see cases of tick paralysis on a monthly basis all your round, but Spring is always the worst time. Paralysis ticks are very small and very hard to locate. If they get on a pet they’ll move around until they find an ideal spot, latch on tightly then start “engorging”, sucking the pet’s blood. In the tick’s saliva is an anticoagulant and a poison. The poison sits in a depot under the pet’s skin and slowly leaks out into the pet’s blood and reaches the neuromuscular junction where it blocks the nerve signals to the muscle fibres, causing paralysis, which usually affects the back legs first. If treatment is left too late, the poison can cause respiratory paralysis, which can be fatal. The ticks engorge over a couple of days, injecting deadly poison. The first symptoms may appear from just a couple of days, to a week after the tick gets onto the victim. The types and severity of symptoms vary from pet to 20
pet. The first symptoms can be dramatic from wobbliness in the legs to just a cough or vomit or for example, a drooping eyelid might indicate tick activity on the pet’s head causing localised paralysis of eyelid muscles. Watching your pet and knowing it’s behavior in Spring is useful-lookout for something it has never done before. A lady called me at 2am one morning saying her dog fell off the bed – something he’d never done before. I had her bring him in immediately-he had a paralysis tick. If left until the morning, the dog’s symptoms could’ve been more life threatening. Many cats are very private, so symptoms of tick paralysis can be more difficult to pick. A behaviour change sometimes provides a clue. If you see a tick and remove it, think snakebite, as the poison is potentially just as life threatening as the most venomous of our snakes. A big trap is when the tick is removed from a pet showing no symptoms and the owner unknowingly feels confident the pet is safe– the poison is already in the pet. If you suspect anything is wrong call the Vet for advice immediately. The good news is there are good preventative medications to avoid paralysis tick bite - from tablets to skin applications some lasting 1, 2 or 3 months or more. Get in touch with me, Dr Barb or Priscilla to examine and weigh your pet and have a chat to work out the most effective prevention this season. Phone 07 5471 2006.
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Handy tips - Business TIP OF THE TIMES: 7 steps to business success STARTING your own business is a rewarding and challenging career option. However, be aware that a high percentage of new businesses fail in their first 3 years of operation due to poor planning and management. Following these 7 steps will help improve your chances of success: 1) Consider your suitability start a business where you already have industry or management experience. 2) Consider your idea assess the merit of your business idea and determine whether people will be willing to pay money for your product or service. 3) Consider your market develop a way of consistently reaching your customers as your business needs
them to survive. 4) Consider your competition keep a close watch on your competitors as you will need a competitive advantage to succeed. 5) Consider your environment keep in touch with what's happening in your industry. 6) Consider your financial control keep accurate and uptodate financial records and carefully manage your cash flow. 7) Consider your startup make sure you have the right resources and have considered legal and regulatory issues. **** Tip of the Times is provided by Brian Irving of Irving & Associates. Email silpaca88@gmail.com
Peregian Springs News, September 2016.
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Business spotlight - Soil & Stone
SOIL & STONE FACTORY HAS YOU COVERED SPRINGING in to a new look for the yard or home is easy with all the elements, advice, and experience you need on hand locally at the Soil & Stone Factory. Located just a stone’s throw from Peregian Springs in the Coolum Industrial Estate, the locally family owned and operated business of Mark and Jodi Quinlivan, pictured right, is open to all with an aim to delight. Warmer days, cool nights and handy rains make now the ideal time for a new project and Jodi says there is no rule of thumbeveryone’s projects are all different and the list is endless from a handful of stones for a decorative vase to a truckload of timber or soil for the garden, timber for the retaining wall or vege patch, a feature rock for an outdoor shower or drainage and gravel for a new driveway. Their product list reads like a delicious menu with rocks, gravels and decorative pebbles of different sizes, colours and textures all available along with a smorgasbord of various sands, mulches and soils and a plethora of pots, urns and pavers in all sizes, colours and styles to choose from including trending styles of lightweight fibrestone in black, white, grey or rust. 22
Water and wall features, fountains and fire pits are offered to add drama to the landscape. Mark and Jodi listen to customers needs and keep the popular products and also ensure there’s something constantly new. Mark and Jodi say with their 20 years’ experience in the building industry and over a year serving tradespeople and residents in landscaping, they have a unique perspective on local needs. They also have knowledge of local soils and offer a range of those in specialized blends to help maximise the chances of your plants prospering. Mark and Jodi can access local wholesale plant suppliers and turf providers and say the local connection and knowledge they have means they can point people in the right direction and source locally grown products. “People are busy and don’t want to be sent here and there all over the Coast- we can source just about everything people need,” Jodi says. The Soil & Stone Factory yard has a drive-in/out service and an option to park, go in and browse. For more information call Jodi and Mark at the Soil & Stone Factory on (07) 5471 7577 or email info@soilandstonefactory.com.au or visit at 18 Corbould Rd, Coolum.
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NEW ADDITION ........ Local Connect 8 spots per page: Price $40 for 1 spot, $75 for 2 spots. EACH SPOT: 6.2cm wide by 4cm high Email: peregianspringsnews@gmail.com Support those who have supported Peregian Springs News this year... Thanks for being part of it all ... SCHOOLS & TUITON St Andrews Anglican College 5471 5555 or saac.qld.edu.au Bernadette Doherty Dressmaker & Sewing Tuition, 0416 195 995
DANCE, MUSIC & FITNESS Dance Centre Peregian Springs, thedancecentreperegiansprings.com
Learn to Sing, Mary Anderson, 5448 1083 Custom Bike Fit, Michael Baker, 0400 510 515 Qld Golf Carts, 5455 5328 or 0488 557 684 BANKING, FINANCE & GOVT Aussie Home Loans Trevor Ryan on 0411 211 401 Patersons Wealth Management Tom & Aaron on 5409 6120 Bank of Queensland Noosa Scott Armitage, 5473 8888 Glen Elmes, Member for Noosa 5449 8988 or glenelmes.com
REAL ESTATE AGENTS Agent 4573, Jodi, 0412 717 691 @realtyAgent, Sabine, 0488 333 256 Mondo, Phil, 0459 239 808 Ray White, Dave, 0488 884 573 Star Noosa, Vicki, 0418 231 955 Your Move Property, Nicole, www.your-move.com.au HOME SERVICES Peregian Pest Control, Jamie & Louise, 0439 447 378 Gecko Pest Control, Tarn & Mark, 0488 121 276 Seabreeze Plumbing, Gas & Air Conditioning, Zac, 0412 845 802 Mr Movee Removals, 0458 823 333 HEALTH & WELLBEING Synergy Physiotherapy Niky & Jess on 5448 3369 Natural Health Centre Vanessa Doyle, 0427 154 448 Jetts Peregian Springs Bek on 5313 6322 Peregian Sports Injury & Physio Centre, Dale, 5471 2137
Buy this spot for our October edition... Just $40 for one month!
Peregian Springs News, September 2016.
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Finance
Buying as a first time investor rather than a first home buyer MORTGATE MATTERS with Trevor Ryan Aussie Home Loans Phone: 0411 211 401 RISING property values are making it harder for first home buyers to get into the market, but instead of buying as an owner occupier, it could be worth buying your first place as an investor. There are some clear benefits to doing this ... Firstly, your ability to service a loan is likely to improve as the property will generate its own rental income. In addition, many of the costs associated with a rental property including loan interest, can normally be claimed as a tax deduction. This reduces the expense of owning the property and improves your cash flow.
Another advantage is that, as an investor, you tend to buy with your head not your heart. You are able to consider a far wider range of suburbs and even types of properties than you would if you were living in the property yourself. This can mean buying in a more affordable location, or opting for a lower maintenance property. One thing to take into consideration is that the First Home Owner’s Grant is not available for investment properties. However, when you crunch the numbers you may find that the benefits you’ll receive as an investor (such as rental income and potential tax savings) outweigh the financial gain of the FHOG. Give me a call on 0411 211 401 if you are interested in seeing if this is an option for you.
Are you getting a great interest rate on your loan?
Trevor Ryan can help! Trevor has been named Aussie’s top broker in Australia for 2015/2016, and Queensland’s best for the 6th year in a row.
Phone now on 0411 211 401 24
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Peregian Springs News, September 2016.
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Investment
Adopt an asset allocation strategy WEALTH NEWS with Tom Wigzell & Aaron Cross Patersons Peregian Springs Phone: 5409 6120 ONE popular strategy for managing retirement income is an asset allocation strategy, also referred to as a “bucket” strategy. Put simply, the theory behind this strategy is that you should allocate certain proportions of your retirement savings to different “buckets” - a cash bucket, a fixed interest bucket and a bucket for growth assets (property and shares). And then draw down on those buckets in an orderly fashion— first from the cash bucket, then from the fixed interest bucket and finally from the bucket with the growth assets. For example, let’s say our couple with $1.2million in retirement savings decides to adopt the bucket strategy to manage their retirement savings. They might allocate 1 to 2 years’
worth of pension payments from their retirement savings to their cash bucket, another 2 to 3 years worth of pension payments to their fixed interest bucket; and the balance to growth assets (shares, property, other investments). So their $1.2 million portfolio over 5 years might look something like this (taking into account the growth assets appreciation over the period).
As you may be able to appreciate, this strategy works on the theory that if you draw down on cash and fixed interest investments first, you then give growth assets time enough to grow (and potentially outstrip your drawings). And after you expended your cash and fixed interest buckets, you can top them up by selling some of your capital growth and hopefully (in theory) preserve your capital.
Need help navigating the aged-care maze? Our comprehensive Aged Care Advice Package can help. Talk to one of our Accredited Aged Care specialists today.
Tom Wigzell (07) 5409 6120
Aaron Cross (07) 5409 6100
Patersons Peregian Springs, Suite 4, 2 Balgownie Drive, Peregian Springs 4573
www.psl.com.au Patersons Securities Limited ABN 69 008 896 311 AFSL No. 239 052
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Peregian Springs News, September 2016.
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“Safe, Inclusive and Connected Neighbourhoods and Online Communities” SEPTEMBER 2016 update
SUICIDE AWARENESS MONTH This month is Suicide Awareness Month, a timely reminder of how important it is to continue our drive to have a safe, inclusive and connected community here in Peregian Springs where we look out for each other. September 8 was R U OK day. Even though R U OK day has past, it doesn’t mean you still can’t ask your family, friends and those around you – are you okay? September 10 was World Suicide Prevention Day and we were reminded of how important it is to “be there” for loved ones. Sadly around 2000 Australians die by suicide every year, affecting families, friends, workplaces and communities. A study released this month confirmed a long-standing perception that suicide touches many more Australians than previously thought. This research has revealed the devastating impact suicide has on our communities, friendships, families and workplaces. (Suicide Prevention Report, 2016) It is important that friends and family understand the warning signs of suicide and know what to do to help. If you or someone you know needs help, please get in contact with these national 24/7 crisis services: Lifeline: 13 11 14 Suicide Call Back: 1300 659 467 Men’s Line Australia: 1300 78 99 78 Beyondblue: 1300 224 636 28
COOLUM 10 COMMITTEE Area Coordinators:
Paula Lyall Leigh Boggis Treasurer: Bob Joubert Secretary: Vivienne Collins You can contact us at: PSNHW@hotmail.com or at https://www.facebook.com/PSNHW/ For immediate police assistance Phone Police on 131 444 or in an Emergency call 000
Warning Signs of Suicide: threatening to hurt or kill themselves; looking for ways to kill themselves, or talking about their suicide plan; talking or writing about death, dying or suicide; expressing feelings of hopelessness;
expressions of rage, anger or revenge; engaging in reckless or risky behaviours; expressing feelings of being trapped, like there’s no way out; increased use of alcohol or other drugs; withdrawing from friends, family or the community; anxiety or agitation; abnormal sleep patterns; dramatic changes in mood;
(Suicide Prevention Report, 2016)
Although most people show some of these signs at some time, especially when they are tired, stressed or upset, it is better to act safely rather than not to act at all. It is important to respond quickly by talking to the person and enlisting the help and support of others.
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