Places and spaces 2012

Jamaica Room

Seville Meadows

Eat What You Grow

Tips on Home Security

Creating a Home Office November 2012 - February 2013

Places & Spaces

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Publisher’s Note

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appealing to home owners, prospective home owners and investors alike. Whether you are a buyer or seller of property, this magazine will be the ideal place for your business.

A real estate magazine with a twist, Places and Spaces is set to revolutionise the way you view the market as we will do much more than just list properties. Through our accompanying articles, we will help you turn that house into a home.

In this our first issue you will learn how to make your garden grow; the best ways to secure your home; have a chat with Architect Zuar Ard Jarrett about his passion for building structures that are out of the box yet functional, plus decide if a home office right for you.

Always an advocate for entrepreneurship and building Brand Jamaica, we feature the newest entrant into the local furniture market, Jamaica Room, where clean, simple yet stylish furniture is a given.

espite the challenges facing the real estate market in Jamaica, as proud and patriotic Jamaicans we remain hopeful for a resurgence in the industry. We are also confident that because real estate is still the most lucrative investment one can make, our magazine can play its part in stimulating the revival of the industry.

A high end, full glossy publication for the middle market, Places and Spaces will provide real estate listings from major realtors, but we won’t stop there, we will also include informative pieces on home decor and care, as well as stories about those playing their part in advancing our nation’s development.

So hop aboard the real estate wagon of success and join forces with Places and Spaces magazine because if you love it, you will list it!!

With quality listings, appealing images and matter-of-fact, concise features that entertain as well as inform, we will broaden the scope of the real estate market and make viewing real estate listings a pleasure rather than a chore.

Produced by Mapco Printers, Places & Spaces provides a comprehensive guide to real-estate across the length and breadth of the island that showcases prime properties, thus

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Michele Gabay Managing Director MAPCO Printers Limited

Features Be Resilient Breathing Life into Downtown Kingston

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Be Creative Jamaica Room

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Be Inspired Eat what you Grow Seville Meadows

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Be Personable Ard Jarrett – Building his passion through creative design

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Be Wise The Importance of an Attorney when buying Real Estate

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Creating a Home Office

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Be Aware Tips on Home Security

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Be Savvy Real Estate Listings

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Credits Publisher

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MAPCO Printers Limited

Editor

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Nicola Cunningham, CPS

Contributors

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Gary C.E. Harris, LLB Heather Fagan Myrna E. Brown

Graphics

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G-SC Designs

Creative Director

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Sheldon Coke

Cover Photograph

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Brian Rosen

Photographer

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Kent Reid

Printers

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MAPCO Printers Ltd.

Advertising Sales

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The Jamaica Observer 40 Beechwood Avenue Kingston 5 926-7655 Sales Executive: Elaine Gregory elaineg@jamaicaobserver.com MAPCO Printers Limited 71-73 Montgomery Avenue Kingston 10 Tel: (876) 929 -2623 Fax 920 5158 Sales Associate: Amanda McCreath micheleh@mapcoprinters.com

Distribution

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MAPCO Printers Limited Sandra MacDonald

Ezine

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Jamaica National Building Society e news

Download Places and Spaces Magazine at www.placesandspacesmag.com

The publishers of Places & Spaces accept no liability for the views and/or opinions expressed within this publication. MAPCO PRINTERS LTD makes every effort to ensure the accuracy of information presented but accepts no responsibility for errors, omissions or claims made in any section of this publication. All material is this publication is protected by copyright and other intellectual property laws. No part of the publication may be reproduced or utilized in any form without written approval from MAPCO PRINTERS LTD.

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Be Resilient

reathing Life Into Downtown Kingston I

n any thriving metropolis, the heart of a city pulsates at a steady rhythm.

Business, housing, entertainment and recreation are all important aspects that keep a city vibrant and evolving.

Kingston has been Jamaica’s capital city since 1872. Formerly a huge agricultural terrain, its prominence actually began after the survivors of the 1692 earthquake found refuge there after decadent Port Royal was almost completely destroyed . Lying on the south east of the island, population estimate in 2002 revealed that a little less than 600,000 persons live here, making it the largest city in Jamaica.

The heart of the city known as ‘downtown’ lies below Cross Roads with an invisible divide that starts at Torrington Bridge. It is a place where the rich hardly venture; socialites would not be caught hanging out and every day citizens look over their

shoulders as safety is always an issue.

By dusk, most of the major streets look like a virtual ghost town. Add to that the eye sore of raw sewage, debris, garbage and burnt out buildings has made more than a few businesses, especially government agencies, migrate ‘uptown’ so that their CEOs and employees can work in comfort.

Downtown Kingston is definitely not the sweet, sophisticated place that Petula Clarke sang about in her famous song. However to say that Downtown Kingston is dead would be a misnomer as despite its shabby exterior, dirty streets, dilapidated board structures and zinc fences, the city is alive as commerce downtown brings in more money to merchants’ coffers than anywhere else in the island. During the day business thrives so offices, stores, wholesales and haberdasheries do financial

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Be Resilient

transactions with relative ease. The cash flow is steady because market people, higglers, hustlers, merchants, housewives, schoolchildren and everyday bargain hunters all converge in this space to transact business of one kind or another. But that aspect of the city alone is not truly sustainable as outside of business, no one sees downtown as a place to ‘hang out’ with friends and family.

Downtown Kingston has experienced a steady decline going back several decades. Once the Myrtle Bank Hotel was the place for Kingston’s elite; the Majestic, Gaiety and Palace Cinemas did brisk business showing cowboy movies and any act that hoped to make it big on Broadway first had to ‘audition’ at the Ward Theatre, where the likes of Oscar Wilde and Gilbert and Sullivan have performed to sold out crowds. However by the 1970s political violence and polarization began to take a toll on the once buoyant, beautiful city and by 1982, statistics show that 36% of the labour force within a two mile radius of Downtown Kingston was unemployed.

Though a shadow of its former self, all is not lost and though there had been talks for many years about restoring the city to its former glory, finally there seem to be concrete plans afoot. New businesses are moving in and the ‘open for business’ signs are going up all around, though definitely not in an organised fashion.

In response to the rapid decline of the social and economic condition of the area, the Kingston Restoration Company

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Limited (KRC), an urban regeneration agency, was established in 1983. Shortly after their formation, they undertook research on the restoration costs for the buildings along the Harbour Street corridor where a cluster of businesses not only thrive but assist their surroundings through a series of sustainable initiatives.

Home to such well known businesses as Industrial Commercial Developments Limited (ICD) Group and Grace Kennedy Company Limited, Harbour Street bustles with executives because their businesses are household names that have stayed the course even in the midst of the turbulent years when many of their neighbours fled.

Instead they have fostered stronger community relations not only with the adults but moreso the future generation, the children.

…they undertook research on the restoration costs for the buildings along the Harbour Street corridor where a cluster of businesses not only thrive but assist their surroundings through a series of sustainable initiatives.

Be Resilient

Because education is of vital importance to our nation’s growth, Grace Kennedy has sponsored Learning Institute of Central Kingston (LICK) which is just one of three homework centres established by the Grace and Staff Foundation. In addition to the mentorship they also provide, LICK assists more than 300 students who are tutored at the GSAT, CXC and SAT levels. A photo club was also formed in 2006 initially to provide an extracurricular activity to high school students residing in the Central Kingston communities of Southside and its environs. Now a well recognized youth club it also provides options for students interested in non traditional careers such as photography and graphic design. Their annual exhibition is held within the hallowed halls of the nearby Institute of Jamaica.

Harbour Street bustles with executives because their businesses are household names that have stayed the course even in the midst of the turbulent years when many of their neighbours fled.

The Multi Care Foundation, which is sponsored chiefly by the ICD Group, has also maintained a positive presence downtown, spearheading activities that promote the growth and development of the young.

But in the last 2 years new entrants have also been making their presence known downtown. Proprietor of the very successful Megamart franchise Gassan Azan reaffirmed his commitment to downtown Kingston in December 2010 with his new mega bakery ‘Sweet Tings’ located at the intersection of Beckford and Princess Streets. This 2700 square foot superstore of delicious treats represents some $45 million worth of investment in the area.

Multicarefoundation.org boasts that among its most significant achievements has been the establishment of the MultiCare Breezy Castle Centre Sports Complex on Harbour Street - the only true green oasis in downtown Kingston. The complex comprises a regulation-size football field and two multipurpose courts for volleyball, basketball and netball. Add to that their Visual Arts programme which provides professional training and guided practice for teachers and students of schools

under the MultiCare umbrella plus an ‘Art on the Street’ workshop conducted regularly for neighbourhood youth.

Patty god Tastee has also joined the list of happy investors with a brand new store on Harbour Street that opened in July 2012. As hundreds of customers and staff are expected to make the trek downtown to Digicel’s new

Orange Street, Downtown Kingston Places & Spaces

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Be Resilient

head offices, Tastee has positioned themselves within close proximity to ensure that their culinary services are well supported. This brings us to the huge structure near the waterfront that is the new headquarters of telecommunications giant Digicel Jamaica.

Digicel Chairman Dennis O’Brien along with then Prime Minister Bruce Golding broke ground in 2010 and two years later the offices are ready for use. Former CEO of Digicel Jamaica, Mark Linehan once remarked that with improved infrastructure and planning, downtown Kingston has tremendous potential to be a viable and businessfriendly environment. The erection of this 11-storey building is in keeping with that general philosophy.

Digicel has been investing in the area for some time.

Among its biggest investment is the new look facility of the Coronation Market or ‘Curry’ to the people who actually shop there. Close to $200 million was spent to refurbish sections of the market with an ultra-modern roofing system

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and stalls that are attractive, giving the decades old market a much needed make-over.

From ground provision to deliciously prepared food the East Car Park at Victoria Pier sees quite a bit of traffic on Sundays as caterer Jackie Tyson and her team showcase the very best in Jamaica dishes with a twist at ‘Rhythm and Brunch’ a monthly Sunday brunch that has finally gotten some of Jamaica’s high society to venture below Cross Roads. With the backing of the Urban Development Corporation (UDC), it is food and more food plus entertainment of course but nothing can quite compare to the spectacular view of the pier. This initiative is one that the UDC is confident will stimulate more entertainment activities in this seemingly forgotten part of Kingston.

The National Gallery of Jamaica has for the past few years also opened their doors on a Sunday for a number of exciting exhibitions thus driving art enthusiasts and students to their location at the bottom of Orange Street.

Be Resilient

In playing their part to redevelop Downtown Kingston, the Government of Jamaica recently announced that they have earmarked J$92 Million for the relocation of the Ministry of Foreign Affairs and Foreign Trade to downtown Kingston on the site of the current Police Area 4 headquarters. High office rental costs in New Kingston may have spurred this decision.

A year ago, the Urban Development Corporation (UDC) outlined a list of development initiatives to be implemented in downtown Kingston over 24 months.

Among the projects mentioned were the refurbishment of the UDC developed structures along the waterfront; development of a hotel and apartment complex to the east on the old Myrtle Bank property; the construction of a state-of-the-art police facility along the west end; the construction of a major operational base for one of the country's leading security conglomerates; construction of a multi-level parking facility along Orange Street; the development of low-income housing solutions under a

pilot programme to test desirability and sustainability of the model proposed and the continued build-out and reordering of the market district.

Recently the UDC launched a series of consultative sessions called ‘The Downtown Kingston Exchange’ to generate ideas on how to streamline the redevelopment of the area. UDC Chairman K. D. Knight acknowledged that while there are challenges none of them are insurmountable. The general sentiment among many is that slowly but surely life is returning to the area. One day soon Downtown Kingston should be the place to relax, take the children, shop and later attend a party that extends into the early hours of the night and from which you can access your vehicle and drive home in relative peace and safety. Hopefully this dream is one that materialises in our lifetime.

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Be Creative

amaica Room Y

ou cannot be a true Jamaican if you are not entrepreneurial or buzzing with new ideas hence the conceptualisers of ‘Jamaica Room’ have brought a totally new business to the island.

Suzanne and Beverly Rousseau have sought to showcase the best that Jamaica has in terms of furnishing but with a twist as they have taken the real estate market by storm with a novel idea that introduces a whole new suite of services to the industry.

It is all about showcasing the best of Jamaican and Caribbean lifestyle through contemporary furniture. Through its lightness, ease and simplicity, Jamaica Room offers services that are threefold, chief

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among them furniture rental with interior styling that is modern and chic.

As Suzanne explained, it is a new concept to the Jamaican market but one worth exploring as there is definitely a demand for it. “Our signature style brings the outdoors inside; our interiors are easy, simple and modern and with traditional accents that provide a warm welcome home to our clients. We provide home furnishing for expatriates and real estate investors who are creating residences or need to showcase a model home.”

Their services of furniture rental, home furnishing and staging are done in keeping with their unique brand that is all about highlighting what is best about our island

flavour, from our colours and textures to our extraordinary sense of style. “A lot of our traditional furnishing has been influenced by our history, most of which has been based on our colonial past. We have since evolved so we highlight what Jamaica embodies so effortlessly. We love contemporary shapes and simple, clean lines with accents so when we furnish a home it is a place where you would want to stay.”

It is all about showcasing the best of Jamaican and Caribbean lifestyle through contemporary furniture.

Everything that they do is customised so they do not have a store room full of furniture which in turn means that no two furnishing projects can ever be the same. “We do corporate and residential homes but it is important to note that we do not cater to an individual’s personal taste. This is not a decorating business so if you wish to redecorate a room in your home that is for the services of an interior decorator.”

Jamaica Room which got started in July, also has a long term vision to benefit not only the key players but others as well. “We are also interested in helping small manufacturers by giving them an opportunity to have a viable business while making a contribution to the economy.”

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Be Inspired

Be Inspired

at what you grow I

n the hustle and bustle of modern living, sometimes we need to take a step back from the madness and enjoy the little things and for some nothing is more enjoyable that being in the dirt. But you do not have to putter around without a purpose as starting a backyard garden is a great way to relax while economising on your food bill.

Few things are more satisfying that growing your own food. That said, you have to have a few things planned out ahead of time such as what you intend to grow, how big a yard space you have to work with and how much time you have to devote to your ‘farm’ daily. Remember to grow what you love to eat. It makes no sense to grow asparagus if you hate the taste of the stuff!

The key to your farming success is to start small. Do not contemplate growing fruits or vegetables for Denbigh yet.

Do it on a small scale first to test your skills as too much too soon can be chaotic.

You have to prepare the ground. Get rid of the stones, rocks, cans and other useless things and make sure your soil is fertile. If you do not think it is rich enough, start adding compost, which is cheap as well as easy for anyone to do.

Start with seeds or small plants and check to ensure that the plants are not discoloured or diseased. Monitor your

progress and choose vegetables or fruits ideal for your climate. For example: do not think about pumpkins if you do not have a big yard as that vine will run wild like a child on a sugar high! Peppers, tomatoes, pear, banana, and plantains are easy to care for and do not require a whole lot of space.

Read up on the ones you have chosen, as the more information you have the better. For vegetable farming, you need a spot where you can access at least 6 hours of sunlight daily.

Buy good tools. Do not always buy the cheap stuff as it may cost you in the end when it does not last as long as it should.

Before the actual planting, give the plants some water as a moist plant root will assist them in adapting quicker to the soil around it. Dig a hole that is as deep and usually two times as wide as the root ball of the plants. Water it properly. When all the plants are in their new bed give the garden a three inch layer of mulch which can include leaves or grass because this help to retain moisture while keeping weeds to a minimum. Then you have the fun of labelling them so that you remember exactly what you have in the ground to look forward to reaping.

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fter the success that was St. Catherine's Seville Meadows I, developer MJC Masterbuilders, decided to make more affordable yet elegant homes available, hence the birth of Seville Meadows II off Old Harbour Road, which is literally a home owner's dream come true.

Because it was an obvious quality offering for a price that was very competitive, Seville Meadows I which has 70 units was sold out in short order, sparking a need for Seville Meadows II which got started in July 2011.

According to Maurice Gabay Managing Director of MJC Masterbuilders Limited, Seville Meadows tops the market in style, space and overall cost hence what they offer, prospective homeowners will definitely find satisfactory.

"This project has 155 units available in three different models and we anticipate completion by the first quarter of next year."

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The name Seville has of course Spanish connotation in keeping with our Jamaican history, as the first Spanish settlement in Jamaica was at 'Sevilla la Nueva', now called Seville. But this modern day real estate development comes in three unique models, catering to your family's size as well as your pocket. The 2 bedroom, 1 bath is called 'The Seville'; the 2 bedroom, 2 bathroom unit is known as 'The Tangelo' and the 3 bedroom, 2 bathroom home has been dubbed 'The Valencia'. The Seville goes for approximately J$7.9 Million; The Tangelo costs $8.55M while The Valencia fetches a cool $9.95M. Not bad for all that they offer.

And they offer quite a bit, with features that include casted drive way, cobble stone finish, car port, ceramic tiles, cedar cabinets, large windows with insect screens, laundry area, plus lots of room for expansion at the back.

The rooms are airy with huge glass windows for lots of light. "This development will also be fully gated and the

great thing about the design is that from the outside you cannot tell which model is which so there can be no envy.

There is a lot of space between you and your immediate neighbour so you will never lack privacy.

"Additionally, most homes currently being constructed are designed with a 'pitched roof' which means that they are pointed in the middle or they have a peak. This prevents the homeowner from expanding upwards. We decided against that because people should have the right to expand their home in the future based on their finances and their family size."

All the houses are protected by a covenant that specifically says that homeowners cannot change the architectural structure at the front of the home. Any such action would be in breach of the covenant. However, if they would like to expand they can go up or backwards. They can fence and grill their property if they so desire.

Though in the past the terrain in the Old Harbour has been flood prone, Seville Meadows has no problems in this regard as they have been proactive in protecting homeowners' investment, hence they have storm drainage to capture heavy deluge of water. There are sufficient storm pipes, 'inlets' or catch basins to feed it off site.

"Seville Meadows is perfect for newlyweds or a young family striking out on their own. You are one and half miles from the Spanish Town round-about and mere minutes outside of Kingston, so the distance is manageable if you work or transact business in the corporate area. As to an open space for children, Seville Meadows will feature two green areas for recreational activities."

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Be Personable

rd Jarrett Building his passion through creative design

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man on a mission to have buildings be more than just functional boxes, Zuar Ard Jarrett is known as a force to be reckoned with in the world of design. As one of the principals behind the successful KLE Group that has transformed lifestyle and entertainment as we know it through such prestigious brands as Usain Bolt’s Tracks and Records and the Fiction Lounge, Jarrett has his fingers on the pulse of what is happening in Jamaica.

Founder, Design Principal and Managing Director of Zuar Limited, a premier architectural, planning and interior design firm in Kingston, his company’s portfolio spans government, corporate and a host of well appointed private residences. Jarrett has received various certifications in business, among them the European Union scholarship to pursue a Masters of Architecture which he completed in 2004 at the University of Technology.

Places & Spaces (P&S) caught up with the ever busy businessman and got some insight into his world of drawings, sketches and designs as he seeks to better Jamaica, one building at a time.

P&S: What led you to your chosen profession?

ZAJ: It wasn’t something planned actually. In high school I displayed creative talents but was undecided on a career path. One day my mother suggested that architecture would be a suitable profession for me and made arrangements for my application to the Caribbean School of Architecture. So it seemed all very by the way, but you have to trust the moms (laugh).

P&S: What are some of your more memorable jobs?

ZAJ: Doing Fiction Lounge was exciting.

Most projects are guided by budgets and project specific restrictions that

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sometimes try and force a certain creative direction by stipulating guidelines that stifle any real possibilities that you can create. With Fiction, I could dream aloud and push the envelope and it was also personal since I was directly aligned. I was doing entertainment long before, so I was able to merge my two passions together.

The first house I restored shortly after my master’s degree will always be special to me. It was for Peter Bunting in Jacks Hills on the old Ivor Restaurant property. It was Architectural and Interior design. We handmade furniture, we customized materials and moulded space in dynamic ways. Just timeless!

Currently, there is a new gaming lounge in Marketplace between Fiction and Tracks and Record to be completed shortly. Again, the client was confident in my design capability so we pushed a design that was advanced yet timeless, encompassing a lot of floating elements that played on scale and proportion and the dynamic blend of materials. It is sexy in a premium way that doesn’t lend itself to being dated. A lot of earth elements like stone, wood, water. The feel of luxury finished metals in gold, polished steel, glass, etc. is used throughout to make the space feel sophisticated.

P&S: Where inspiration?

do

you

draw

your

ZAJ: Life in general is a huge inspiration.

I’m an emotional person meaning I absorb the good and the bad around me. I’m motivated by the simple things that most people take for granted. The general absorption of life are pockets from which I pull, plus the team I have here at Zuar Ltd. all think outside the box and that is also motivating.

P&S: What do you look for when first viewing a building?

ZAJ: Buildings have a responsibility to relay certain things and should speak to

you by communicating fundamental basics such as how to enter it, how to interact with it, what its functions are.

Also it should speak to its context and respond to its surroundings.

P&S: What makes a building beautiful to you?

ZAJ: Architecture for me it is the most powerful of art forms as it is functioning living aesthetic. So beauty is the perfect balance of scale, proportion and material which is a fine balancing act. Add to this the manipulation of light, shade and shadow. If it is all done properly it can really be beautiful no matter the Architectural style.

the research most of the brilliant architects of this world, their best friend paid for their funerals. In a developing country where the economy and the work are not consistent, it can be a careful balancing act. Architects in Jamaica can have one great job every five years but its the most amazing profession in the world so it's worth it (smile).

P&S: What are your other pursuits?

P&S: How lucrative is architecture as a profession in Jamaica?

ZAJ: Relating to other business pursuits through my role as a Director in the KLE Group, I help to develop our lifestyle brands, dynamic marketing initiatives and new business. When the business side is turned off I like to feed the two sides of my personality so I can party hard and raise the roof and on the flip side read and just chill out.

ZAJ: (laughs) Not very. You have to be in love with this profession. If you do

P&S: In terms of design what are people asking for nowadays?

ZAJ: Everyone is going for more open floor plans, uncluttered spaces. They see this a lot in more modern first world environments. There is a trend now in residential living, where people are moving from the typical ‘big house’ to smaller more efficient use of space.

People are moving out of larger residences and transforming them into apartments or knocking them down to create these more effective spatial living environments. People want more effective use of space and so they tailor it to be more premium in terms of usage and finish.

P&S: Have you built your dream house yet?

ZAJ: No, not yet, but I intend to. If I live in the space I created I think I will see all the flaws and think how to make it better next time. Maybe I will ask a friend to design it, who knows? (laughs)

he Importance of An Attorney When Buying Real Estate

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t makes good business sense to seek legal advice when purchasing property because of the complexities that come with the process. There is a minefield of information and detail which purchasers need to take into consideration before paying or signing a contract which could expose them to losing their initial deposit (as much as 10% of the purchase price!). For example, when purchasing a single house, numerous factors such as the title(s), approved structures, surveyor’s identification reports, conflicting valuation reports should be considered.

Similarly, when purchasing an apartment or townhouse there are additional factors such as restrictive covenants, strata rules, parking allocation, common area designation and maintenance fees. A lawyer can help you understand and protect your interests.

The industry standard for legal fees ranges between 2 and 3% of the purchase price. Despite the increase in cost to the transaction, this is money well spent.

Contracts While most purchasers quite ably negotiate face-to-face with the vendor or through their realtors, the terms of the deal must be properly set out in a contract in order for them to be legally binding. As such, in addition to negotiating on

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your behalf, lawyers may also make sure that the contracts adhere to local laws and regulations as well as address any specific issues that might affect the future use of the property.

Realtors often provide their clients with standard forms, which appear to cover all circumstances or seem easily customizable for unique circumstances. However, the standard contract may fail to address a number of key legal issues that may affect the present and future use of the property and potential costs. Among other things an attorney would ensure that the following issues are addressed in the Agreement for Sale: Ÿ whether or not alterations or additions made to the property were done within the confines of law; Ÿ whether or not proposed changes to the property and its use can be done lawfully; Ÿ the risk of losing the deposit if closing does not take place or if he does not obtain the required financing; and Ÿ the security of properly worded escrow instructions to protect your down payment.

Be Wise The benefits of seeking legal advice may also help you avoid some common problems in purchasing property. Benefits such as: Ÿ Obtaining explanations of the terms of a contract and ensuring that it reflects the parties’ desires; Ÿ Obtaining advice on complex mortgage loan commitments and loan documents and ensuring that the contract is subject to the purchaser obtaining a commitment for financing, if any; Ÿ Performing a title search to ensure that the property being sold is free of any encumbrances, such as caveats or judgments, and that the vendor has the legal right to sell the property; Ÿ Ensuring that a Surveyor’s Identification Report of the property is obtained before purchase, to confirm that the property being purchased is indeed the property contained in the title with its prescribed/described boundaries, whether the restrictive covenants endorsed on the title have been complied with and whether there are any obvious or apparent easements or encumbrances that are not endorsed on the title; Ÿ Obtaining answers to important questions, such as the tax consequences of the transaction; Ÿ Obtaining advice on the nature, amount, and fairness of closing costs set out in a Closing Statement; and Ÿ Obtaining advice on the proper execution of the documents

Buyer Beware It is possible to save stamp duty in relation to the purchase of a new home, by acquiring the bare land and then entering into a separate construction contract for the vendor and/or developer to construct a new building.

Additionally the vendor will save on transfer tax.

However, if these agreements are not carried out correctly, ill-advised purchasers could find themselves facing tax liabilities up to six years later.

The bottom line is that regardless of whether you are a first home purchaser or a seasoned property investor, buying property can potentially have significant implications if done without good legal advice.

Gary C. E. Harris LLB (Hons), LLM (UCL), MPhil (Cantab) Associate - Corporate/Commercial Livingston, Alexander & Levy

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Be Wise

reating a Home Office Writer: Myrna E. Brown

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tarting a home office can be challenging but once you have determined what you want to accomplish, things can more or less fall into place.

You first have to determine if your work project is a hobby or a conduit to transforming your family’s finances. If it is the former then a shelf or an accordion file may do the trick. If it is a bonafide money maker, a filing cabinet, phone extension and computer should be in order. The following are tips to get that office up and ready.

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business bank account is the first step in helping you avoid mixing personal expenses with that of your business. Ÿ Get a bulletin board to hold your major ‘to do’ list and events and make sure it is in a very visible place. Ÿ Invest in a good ergonomically friendly chair. Your health outweighs your need to be frugal. Ÿ Keep it a single purpose environment which means that you do not get to turn it into a storage space.

Ÿ Make sure you have good lighting and that the area is comfortable to be in for any extended period of time because if it begins to feel like a cubicle in an office complex, you may not desire to spend any quality time there. Add some plants and a painting for a bit of decor.

Ÿ Try to have a comfortable sofa chair nearby so that when not on the computer you can grab a note pad and brain storm. Having space away from the technological gadgets increases your creativity and sparks new ideas.

Ÿ If you do not have an entire room, find a corner and mount shelves and find a screen that can be used as a partition.

Ÿ Organise and prioritise. If you put in a television but find that you spend more time watching the soaps than doing actual work, it is time to remove it.

Ÿ Separate the personal from the professional. It is important to keep your personal life from spilling over into your business life (and vice versa). Setting up a

Ÿ Establish office hours. While you have the flexibility that a workplace does not offer, you still have to put in the time to be successful.

Places & Spaces

Be Aware

Be Aware

ips for Home Security Writer: Heather Fagan

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here is no worse feeling than getting home and realising that someone broke into your house, violated your space and handled your most prized possessions. For some, a burglary leaves them feeling unsafe and on edge. This has led some people to move house because that sense of violation, especially for women, does not disappear easily.

While no security system is completely foolproof, there are ways to not make your house an easy target thus protecting your possessions, your family and most importantly your peace of mind. The great news is that most home burglaries are done by amateurs. Compiled below are pointers from experienced locksmiths and a prominent security company. These tips will ensure that any potential burglar who wants to pay you an unexpected visit will leave empty handed and maybe second guessing his chosen ‘profession’.When you move into a new house, change all the locks immediately. Ÿ If you lose your set of key, change the locks instantly.

You never know whose hands they may turn up in. Ÿ If the helper, plumber, electrician is not someone with whom you previously had a long standing relationship, do not take it for granted that they are honest. Check their background and references thoroughly. Ÿ Stop leaving spare keys under the mat or flower pot! Ÿ Do not leave notes for family members on the front door. That is like waving a welcome sign or an instruction manual for thieves

Ÿ If your alarm system is very sensitive and tends to go off easily, have it fixed and inform your neighbours.

Many people tend to ignore an alarm if it goes off periodically. Ÿ For back or side doors a good old fashioned Dutch pot cover balanced on the door works wonders as nothing is as loud and offensive in dead silence than that! Ÿ A spring-latch lock is an easy pick as thieves can use the ‘loiding’ technique. Loiding is the method of slipping a plastic credit card against the latch tongue to depress it and unlock the door. A deadbolt defies any such attack. It is only vulnerable when there is enough space between the door and its frame to allow an intruder to use power tools or a hacksaw. Ÿ Trim back fruit trees at the entrance of your home and invest in some motion sensor lights as thieves hate being observed Ÿ If a sales person or utility company worker comes to your home, ask for photo IDs before letting them in since this can be a cover for a later burglary. Ÿ Dogs are great deterrents especially indoor dogs as these are an unwelcome surprise for burglars Ÿ Install 1-inch deadbolt locks on all exterior doors. Ÿ If there are door hinges on the outside of your house, take down the door and reset the hinges inside.

Otherwise all a thief has to do to gain entry to your home is knock out the hinge pin.

Ÿ If you are out try to make the house seem as if someone is home. Leave a radio on and use timers to switch on the lights when it gets dark

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Property Listings The proceeding pages highlight for us why Jamaica is such a sought after place to visit, relax but most of all to live. Surrounded by unparalleled natural beauty our homes and properties are ideal for the discerning buyer. Places & Spaces offers the best listings available and within the following pages we believe you will be inspired by what we believe are among the island’s best properties now available on the market.

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Century 21 Heave Ho Properties Coldwell Banker Realty DC Tavares Finson Realtors GM Realty Ltd. Johnson Benjamin Realty La Maison Property Services Ltd. Richard James Associates Ltd. Tony Walker Construction Realty Ltd. Victoria Mutual Property Services Ltd.

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GREGORY MAYNE real estate, real people

Suite 42 Winchester Business Center, Tel: 908-2714, 908-2078, Vonage: 1-954-241-3806, Email: info@gregorymayne.com, www.gmrealtyjamaica.com

Kingston & St. Andrew Manor Court 2 beds | 2 bath This luxuriously decorated two bedroom apartment in Kingston’s finest and most secure apartment building is being sold fully furnished. The kitchen is constructed of maple cabinetry with GE Monogram appliances (Fridge, Wine Cooler, Ice Maker, Dishwasher, Advantium Microwave, Advantium Oven and Warming Drawers). Teak floors in the open plan living and dining room lead into plush carpeted bedrooms. Both bathrooms are beautifully porcelain tiled from floor to ceiling. The high ceilings are fitted with in-ceiling speakers, volume controlled for each room are complemented by equally high 8’ solid maple doors with the finest hardware. All rooms have suede drapes with additional sheer drapes inside for a soft feel and look. The large wraparound balcony adorns a beautiful view of Kingston with very comfortable dining and lounge outdoor furniture.

USD $420,000

facebook.com/GMRealtyJamaica @GMRealtyJamaica

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GREGORY MAYNE real estate, real people

Suite 42 Winchester Business Center, Tel: 908-2714, 908-2078, Vonage: 1-954-241-3806, Email: info@gregorymayne.com, www.gmrealtyjamaica.com

Kingston & St. Andrew Townhouse 4 beds | 3 1/2 bath This charming townhouse sets itself apart as the most elegant in the Kingston 8 area. With spacious living and dining rooms in a open plan setting, family room, state of the art kitchen, four generous bedrooms, three and a half bathrooms, helpers quarters. Swimming pool and twenty four hours security in a complex of Eight units.

USD $700,000

facebook.com/GMRealtyJamaica @GMRealtyJamaica

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La Maison Property Services Ltd. 8 Dominica Drive, Kingston 5 Tel: 906-0856-60, Fax: 906-9762 Website: www.lamaisonproperty.com

St. Ann, Ocho Rios Bonham Springs 2 beds | 3 bath The elegantly designed townhouse accommodates two en suite bedrooms on the first floor with the main bedroom offering a panoramic view of the ocean and both equipped with individual balconies. The main bathroom has a jacuzzi.

Features also include a swimming pool and deck, change rooms, tennis court and scenic gardens .

JMD $16,500,000

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MLS# 2562

Block 10, Suite 15 Fairview Towne Centre Telefax: 979-8427

La Maison Property Services Ltd. 8 Dominica Drive, Kingston 5 Tel: 906-0856-60, Fax: 906-9762 Website: www.lamaisonproperty.com

Block 10, Suite 15 Fairview Towne Centre Telefax: 979-8427

Kingston & St. Andrew Norbrook 3 beds | 3 1/2 bath Elegantly furnished 3 bedrooms 3 ½ bathroom townhouse ideally located in Norbrook Estate, quietly nestled in a cul-de-sac. This beautifully designed 3,400 sq ft. property, has a functional floor layout, complemented by a collection of valuable artwork and oriental objects.

Fully furnished and supplied for turnkey service with premium upholstery and modern appliances. Some other features include 24/7 security, large patio, helper’s quarters, 2 large balconies. Personal 16kw generator w/auto transfer and stand-by water supply, Enclosed double garage, Ipe wood deck and garden with gazebo.

USD $420,000

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Richard James Associates Ltd. Suite #11, 6-8 St. Lucia Avenue, Kingston 5 | Email: rja@cwjamaica.com Tel: (876) 926-1180/1 | Cell: (876) 788-1951 | Fax: (876) 968-4519

Kingston & St. Andrew 46 Norbrook Drive 4 beds | 3 1/2 baths Top executive residence, over one landscaped/fruited acre butting on the Constant Spring Golf Course, 4 beds (two ensuite w/balconies), 3 1/2 baths, separate living & dining, family room, large kitchen with breakfast area, pool & entertainment areas, 3 staff rooms, double carport, etc. Also for rent at US$5,000 p.m.

JMD $89,930,000

USD $1,000,000

MLS# 3639

St Mary, Clermont Forty Acre Property, adjoining an established residential suburb of Highgate, extensive main road frontage, interior access from 3 sub-division roads allows easy residential expansion, also suited to agricultural/mixed use, etc.

JMD $18,500,000

USD $205,716

MLS# 2089

St. James, Ellis Piece, Lethe Nature lovers paradise! Over half an acre level lot, in upscale residential sub-division, several fine homes already built (Southwest of Reading and about 25 minutes from Montego Bay, etc.). Rafting on the Great River & other tours nearby. Highly motivated seller, no reasonable offer refused!

JMD $3,800,000

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USD $42,255

MLS #2563

Richard James Associates Ltd. Suite #11, 6-8 St. Lucia Avenue, Kingston 5 | Email: rja@cwjamaica.com Tel: (876) 926-1180/1 | Cell: (876) 788-1951 | Fax: (876) 968-4519

Kingston & St. Andrew Mount Atlas Over 14 Acres (adjoining Victoria Mutual's established development known as "Mount Atlas")!

Roads already cut through property, city & mountain views, tremendous return on investment!

JMD $11,500,000

USD $127,877

MLS# 4166

Kingston & St. Andrew Durie Drive 4 beds | 2 1/2 baths Location! Location! Location! Cherry Gardens 4 bed, 2 1/2 bath home, on level 2/3 acre lot, just ad your architectural embellishments/upgrades and have the home of your dreams!

JMD $54,857,300

USD $610,000

MLS# 3783

Kingston & St. Andrew Manor Court Penthouse - Rent 3 beds | 2 baths Exclusive Penthouse, furnished, separate living and dining, 2 balconies, helper's quarters, lovely grounds, first class security, full time manager, lobby attendant, pool, gym, kid's play area, double carport etc.

JMD $224,825

USD $2,500

MLS# 3782

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Tony Walker Construction Realty Ltd. 8 Red Hills Road, Kingston 10 Tel: 908-2588, 920-9004, Fax: 908-2884 | Email: info@tonywalkerrealty.com

Kingston & St. Andrew Norbrook Heights 3 beds | 3 bath Elegant Mediterranean style dream home 6,500 Sq.ft on approximately 1/2 acre land in pristine condition close to Manor Park consisting of 3 bedrooms with wooden floors and beautiful appointed en-suited bathrooms spacious closets. Sun deck and balcony off master bedroom. Ground floor has office/bedroom, powder room, formal dining room, living area, large family room, open concept kitchen with breakfast area. Basement - 2 bedrooms, bathroom, helper's quarters, 5,000 gallon underground water tank.

Andrea Roberts 383-7383

USD $1,500,000

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Tony Walker Construction Realty Ltd. 8 Red Hills Road, Kingston 10 Tel: 908-2588, 920-9004, Fax: 908-2884 | Email: info@tonywalkerrealty.com

Kingston & St. Andrew Russell Heights 3 beds | 3 bath Beautiful executive villa 4,000 sq. ft. in amazing, sought after complex with enclosed garden, 2 car garage, helpers quarters, water tank, laundry and drying yard, private parking plus pool, 24 hour security and much more. An exceptional buy.

Toni Parke-Panton 815-1890

JMD $55,000,000

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Victoria Mutual Property Services Ltd. 2 Parkington Plaza, Kgn 10 | Tel: (876) 929-4359/9, 718-355-9517 Fax: (876) 929-6199 | Website: www.vmps.com.jm | Email: propertyservices@vmps.com.jm

Kingston & St. Andrew Allerdyce Gardens 4 beds | 3 bath This beautiful two-storey family residence located in the cadastral district known as Allerdyce Gardens, a middle class residential neighbourhood located to the east of Constant Spring Road. The house is constructed on over 10,000 sq. ft. of land which is secured by reinforced concrete block wall and chain link fencing.

The house is disposed over a gross floor area of 3,067 sq. ft. which consists of the master bedroom with walk-in clothes closet and full bathroom facility ensuite, 2 other bedrooms, 1 bathroom, linen closet, landing and balcony on the first floor.

The ground floor boasts one bedroom with bathroom, kitchen, Dining and Living rooms, TV room, entertainment area, powder room, pantry, storage area, helper's facilities, laundry room and unsecured carport. This very attractive home is complete with a large outside store room.

The additional facilities are split air conditioning units, 850 gallon water tank with pumping system, automatic gate and electronic security system.

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JMD $28,000,000 o.n.o.

Thank You Places & Spaces would like to thank the following companies that made our publication possible. We invite all stake holders in the real estate industry to support Places & Spaces as it expands in content, circulation and delivering more value to its advertisers. We look forward to serving you in the future and hope that our journey together has only just begun.

Realtors Century 21 Heave Ho Properties Coldwell Banker Realty DC Tavares Finson Realtors GM Realty Johnson Benjamin Realty La Maison Property Services Richard James Associates Tony Walker Realty Victoria Mutual Property Services

Advertisers Architectural Windows and Doors Azan's Super Center Balbour & Pino Realtors Ltd. Fosrich Electrical Supplies Geon Developers Ltd. Harris Pools Home and Things Jamaica National Building Society MJC Masterbuilders Ltd. Office Supplies Brokers RBC Royal Bank TankWeld Ltd. Victoria Mutual Building Society

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