15 minute read
FINANCIAL INDEPEDENCE
For me, life is simple it’s about being healthy happy and financially secure, having the freedom both financially and emotionally to live life on my terms.
In my 23 years as a financial counsellor, people have said to me ‘money is not the key to ‘happiness’ I reply if you have enough money, you can have a key made.
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Financial Freedom is a choice! Choose Financial freedom and gift yourself a wonderful happy peaceful life!
How many of you are taking important financial decisions that will effect your well being?
How many of you are just aware of what is happening?
Financial Planning, what? Work, targets, entertaining, traveling, kids, extracurricular activities these are urgent, financial planning I’m told has to compete with these.
It can be difficult to know where to start, not fully understanding financial
SANDI SAKSENA
products and seeking advice could be intimidating although not fully understanding the workings of the internal combustion engine doesn’t put us off buying cars. Shopping for financial products involves time and hardly gives the instant gratification of botox, fillers, body contouring or a trip to an exotic destination or just the mall!
Constantly bombard with images of youth and beauty, when it comes down to it, Saving Investments, Life Insurance just aren’t sexy enough. Far from promising eternal youth and restructured beautification Financial Planning force you to confront the fact that you are going to get old, maybe sick and or be poor and dependent on someone. Money, is a tool the means to give you the lifestyle you want - clothes, jewelry, accessories the beatification and maintenance of your personal appearance, entertainment, travel, property, whatever. Step outside my “I’m O.K., it will never happen to me” comfort zone, Take Responsibility Plan YOUR financial independence, take action.
Don’t confuse financial independence with financial security. A monthly salary in your bank account or worse still an allowance/supplemnatay credit card from your spouse/ partner alone cannot render you capable of meeting all of your financial goals. It is how you plan and manage your finances which will result in fruition of objectives later in life.
We are the women of the millennium trying to do it all and have it all. But how do we become financial independent or savvy when the kids are screaming, our husbands are demanding and our business associates are making us crazy?
Here are some irrefutable facts
• Majority of women will spend almost 1/3 of their adult lives on their own financially Women enter times of transition when they marry, become mothers, widows, get divorced, start working and retire. Women seem to have less time than men to manage their financial resources Women live longer than men by an average of seven years 50% of all women older than 65 are widows. Widows frequently suffer sharp drop in their standard of living. • A large number of first marriages end in divorce, subsequent marriages also end in divorce. • A woman’s standard of living declines as much as 45% after a divorce • It is never too late to consider that a marriage will terminate and to plan for that termination. • Women are often responsible for the care of an elderly parent, both financially and psychologically. • Women typically earn less and spend less time in the work force. • Lower earnings may result in lower pensions in retirement It is difficult during a time of financial and emotional transition to think and plan. Clearly there is a great deal at stake for women…single or married, of all ages, incomes and ethnic backgrounds.
However women can overcome these “barriers’ and learn how to build their Financial Security. This is the time women need to be at their most astute, financially.
Most of us live - and think - as if the world were static, or as if it should be. As individuals, as women, and as members or leaders of organizations, too often the way we act, plan, and react betrays the assumption
Most of us live - and think - as if the world were static, or as if it should be. As individuals, as women, and as members or leaders of organizations, too often the way we act, plan, and react betrays the assumption that tomorrow will be much like today, that we'll slide by all right if we just get a little better, a little smarter, at doing what we are already doing
that tomorrow will be much like today, that we'll slide by all right if we just get a little better, a little smarter, at doing what we are already doing.
However reality is a lot different.
Many women are not completely at ease or fully in charge of their money
Nothing brings out emotion like the topic of money. These are the seven myths that women use as excuses for not taking personal financial responsibility.
Money is too complicated to understand
• If I take a risk I will lose everything I don’t have the money to save I don’t have the time to manage my money It is selfish to put yourself first Someone else should be taking care of this for me If I take control of my money I might offend others
FOCUS ON YOUR FINANCIAL SECURITY Take charge of your finances It will raise your morale You will stop feeling helpless It’s really that simple
Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale. ~Zig Ziglar
Culture, and religion play a role and women often use this as an excuse for not taking financial responsibility. It is easier to find excuses or blame someone or something else
SANDI SAKSENA TOR WITH THE UNIVERSE
A Tor - Accelerator, Mentor Negotiator, Manipulator, Motivator, Facilitator, Arbitrator, Orator, Commentator, Conservator, Invigorator, Moderator, Tutor ...... Yes, I’m All That And More. I offer all of the above to people who want more out of their lives ...... Money career relationships health wellness
A long-time resident of the Gulf, I has lived in Kuwait, Bahrain and now in Dubai for the last 48 years. Circumstances pushed me to find a job, A late entrant into the work force age 44, with no previous work experience I could not even prepare a CV!
I devote my time and energies to my career in personal financial planning. I lead a team of financial consultants at Nexus Insurance Brokers,
I head the division ‘Family Matters’ at Echelon Advisors and Management Consultants my family firm, and have a joint venture Business Beyond Gender a ‘career growth’ initiative among other projects. I serve as advisor on various international women empowerment platforms.
I believe that building trust, and loyalty, sharing and giving, dealing with integrity and honesty are essential ingredients to success in both the personal and professional arena. Personal experiences and insurmountable challenges are your best teachers! They make your stronger and more resilient.
I am i a regular contributor to the media on topics related to personal finance, is a regular guest speaker on radio and TV and is frequently quoted in the business pages of the of local and international publications.
I am is a sought-after speaker at conferences conventions and corporate events. She is a mentor, her focus is Leadership, Relationships, Value of self, going with flow Stay Relevant, and core focus - Financial Independence & Empowerment of Women.
PROFESSIONAL CERTIFICATIONS • Chartered Insurance Institute CII UK by examination www.cii.co.uk • Level 3 (Financial planning, Insurances and Financial Services General Insurance
AWARDS • The Best Woman Entrepreneur Life time Achievement award 2019 Berkeley Middle East • Most Empowering CEO club member 2018 by CEO Clubs International • Most Inspiring Woman of Substance Dubai Women’s Run 2018 • Excellence is Corporate Leadership Award by International Sheroes Forum 2018 • Women Super Achiever Award 2018 - 5th women in Leadership Congress award • Burj CEO Award 2017 CEO Clubs International • Women Super Achiever Award 2017 - 4th women in Leadership Congress award • CEO Clubs Network (www. ceoclubsuae.com) Platinum Award in Corporate Leadership UNASCO and WILTME for supporting Women’s Initiatives and Women Empowerment • in an Outstanding and Professional manner over the years 2016 Personality of the year World of Women Film Fare Middle East in recognition for valuable contribution to women in the UAE and beyond among others.
OTHER POSITIONS IN THE COMMUNITY • Founder –Laksh-ME a Trust in India focused on Financial Independence of Women • Permanent Trustee and Partner Manzil Centre for individuals with special needs www.manzil.ae • Forum leader Gender Equality Indian Business and Professional Counsel • Executive Director Being She a Platform for Empowering Married Women Advisory Board Member CSR UAE Actionaid • Life member Worldwide Association of Female Professionals USA • Life member Athena International USA
COMMUNITY SERVICE • Health camps in association with Federation of Obstetrics and Gynaecologists of India www.powerhouseglobalmag.com
• (www.fogsi.org) Pan India Financial Literacy for women and Tribals in Central India in association with the NGO Mahashakti Narbada Padh yatra Spreading Health Awareness among women in the child bearing years and building awareness on the how to be financially independent
ADVENTURE AND SPIRITUAL SEEKER • Arctic Circle, Peru Macchu Picchu, Bolivia Lake Titicaca, Bhutan, Shaolin temple China, Ulluru Australia, Shambhala Mongolia, Mount Kailash Tibet x2, Himachal Pradesh/Rajasthan/ Karnataka/7 states of North East/ Uttrakhand India • Sky Diving, Rappelling, White Water Rafting, Bungee jumping, Horse riding, Mushing with the huskies
EVENTS WHERE I HAVE SPOKEN • SME WORLD SUMMIT 2015 2016 2017 2018 WOMEN ENTREPENUERS Facing challenges Overcoming Obstacles Health and Wellness for SME Owners
• SUPER WOMEN ACHIEVERS FEMINA MUMBAI 2018 • Health And WellnessWork Life Balance • INTERNATIONAL SHEROES FORUM 2016 2017 2018,2019 KEYNOTE Work Life Balance Belief And Intent Tune Into your Internal GPS • OFFICIAL MENTOR MRS INDIA GLOBE 2019 IN DUBAI • MODERATOR AND MENTOR DUBAI FASHION LEAGUE • MODERATOR BOLD TALKS WOMEN • HOST AND CHAIR OF LEADERSHIP AND • DEVELOPMENT CONFERENCE LEAD 2017 • HOST AND CHAIR OF ARAB WOMEN IN • LEADERSHIP AND BUSINNESS CONFERNCE 2018
• https://bit.ly/39XbQn0 www.thenational.ae/uae/ women-of-the-uae-sandisaksena-1.40175 gulfnews.com/uae/drop- the-pretence-downsizesays-expat-in-dubaiwho-fell-on-hardtimes-1.61476672 www.masala.com/ can-you-remain-this-fitpost-60-272438.html gulfnews.com/uae/how-tostay-positive-in-a-time-ofadversity-1.64986191
SOME MEDIA • www.wionews.com/ opinions/blog-my-kailashyatra-from-the-mundaneto-the-sublime-the-journeywithin-255309 • lnkd.in/fDcmP7Y • Youtube: https://bit. ly/391vU7t • https://bit.ly/2wNyU9w www.powerhouseglobalmag.com
BOLATITO AYOOLA
Bolatito Ayoola is a wife, a mother of 4 children to the glory of God and a Marketing Executive.
I started my journey with Forever Living Products in June, 2013 to be a stay at home mother. I loved my career and what I was doing but needed to be there for my family.
Working with Forever Living Products as a Business Owner is a great and exciting opportunity as it offers more time and freedom and with hard work, a marvellous income. And with this I have being able to have a solid Business in over 9 countries.
Becoming a Business Owner with Forever Living Products gives me a Business that is professional, fun, ethical, simple and hugely rewarding in the massive organic health and wellness sector.
Bolatito Ayoola is currently a Global Recruiter, Business Developer, Coach and Mentor. She helps people create wealth and restore health naturally alongside a Global Leader.
For more information about me and my business, visit me on; www.inspiredlifestyle. myforever.biz/forever www.powerhouseglobalmag.com
Bolatito Ayoola and Mr Surender Kandhari at Lady Anita's birthday business boat cruise Dinner in Dubai, UAE
Lady Anita, Bolatiti Ayoola and Yeye Ajoke Ojo at FLP HQ, Dubai, UAE Bolatiti Ayoola presenting the unique products at FLP HQ, Dubai, UAE
HON. EMEKA IWUEZE
HON. EMEKA IWUEZE ESQ
Hon. Emeka Iwueze Esq is the newly elected Secretary General of Imo State Town's Development Association Lagos, Nigeria (ISTDAL).
As a brilliant mind Hon. Emeka Iwueze Esq also holds the following positions:
President General Isiama Autonomous Community Isiala Mbano LGA Imo State, Secretary-General Mandilas International Trade Center Lagos, Secretary-General Imo State Towns Development Association Lagos.
Chieftain Ohanaeze ndi Igbo Lagos. No wonder the people regards and trust him to deliver the mandate.
Hon. Emeka Iwueze Esq is one of the highly respected Nigerians. His integrity and uprightness is evident in his dispatch of his duties. With so many Awards from various organisations for an outstanding services to himanity, he still remains humble and always ready to help. In his capacity as a lawyer, he has broaden the minds of so many individuals to embrace abbitriation in settling matters rather than litigation. He believes that there are ways to negotiate settlement without the use of force and other liable system which can severe relationships. Building is better than breaking down he believes.
Hon. Emeka Iwueze Esq can be contacted for legal matters and business engagements in Nigeria through iwueze.emeka@gmail.com www.powerhouseglobalmag.com
Hon. Emeka Iwueze Esq during his swearing in ceremony as the General Secretary of ISTDAL
POWERHOUSE GLOBAL DUBAI SUMMIT 2020
HILTON DUBAI CREEK, UAE 11TH - 13TH FEBRUARY 2020
Lisa's presentation at FLP HQ in Dubai hosted by Powerhouse Bolatito Ayoola
Powerhouse women from Nigeria and UK at the Dubai event
Arab Women in Leadership and Business Summit 2020
Delegates from around the world at the Summit
Day 2 Networking dinner with delegates and speakers Lady Anita as a speaker at the Arab Women in Leadership and Business Summit 2020
Powerhouse Lavanya and Caroline at the Summit
Lady Anita and Powerhouse Sandi
Powerhouse Bolatito Ayoola delivering her presentation at Forever Living Products HQ in Dubai
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POWERFUL WOMEN GLOBAL FOUNDATION
Powerful Global Women Foundation (Powerhouse Charity) was founded in 20l6 in Nigeria, West Africa, by Lady Anita Duckworth-Bradshaw. The core objective of this organization is to transform the lives of women and children, through various projects centred around the need of the service group.
In 20l6 Lady Anita single handedly fed over 400 children as part of “project feed l000 children globally”, and held an empowerment conference for the women. Through this project, so many women have gone to do great things with the knowledge they gained from the event. She recently held a life transforming event for women in Lagos, Nigeria as part of International women’s month celebration 20l8. The turnout was very encouraging. She is working towards supporting more families to keep their children and wards in school through” project back-to-school” starting in September 20l8. We are seeking for global support from individuals and organisations who would love to be a part of this service to humanity.
Meet the African Representative of Powerful Global Women Foundation (Mrs Evelyn Emeka). A woman with the heart of putting smile on faces of others. A great entrepreneur in the network marketing industry. She is also a Powerhouse Speaker.
To support us, please visit: www.powerhouseglobalwomen.com or email womanthepowerhouse@gmail.com or powerhouseglobalmag@gmail.com
Charity Project: As part of our Global Annual commitment, we were able to successfully complete project feed the children 2019 mission. Over 150 children were fed at this year’s event. Powerful Women Global Foundation (PGWF ) is a charity set up by Lady Anita Duckworth-Bradshaw in 2016. The service users are women and children. To support PGWF, please email womanthepowerhouse@gmail.com
