SANDI SAKSENA TOR WITH THE UNIVERSE

Most of us live - and think - as if the world were static, or as if it should be. As individuals, as women, and as members or leaders of organizations, too often the way we act, plan, and react betrays the assumption that tomorrow will be much like today, that we'll slide by all right if we just get a little better, a little smarter, at doing what we are already doing

that tomorrow will be much like today, that we'll slide by all right if we just get a little better, a little smarter, at doing what we are already doing.

However reality is a lot different.

Many women are not completely at ease or fully in charge of their money

Nothing brings out emotion like the topic of money.

Culture, and religion play a role and women often use this as an excuse for not taking financial responsibility. It is easier to find excuses or blame someone or something else These are the seven myths that women use as excuses for not taking personal financial responsibility.

Money is too complicated to understand

• If I take a risk I will lose everything I don’t have the money to save I don’t have the time to manage my money It is selfish to put yourself first Someone else should be taking care of this for me If I take control of my money I might offend others

FOCUS ON YOUR FINANCIAL SECURITY Take charge of your finances It will raise your morale You will stop feeling helpless It’s really that simple

Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale. ~Zig Ziglar

A Tor - Accelerator, Mentor Negotiator, Manipulator, Motivator, Facilitator, Arbitrator, Orator, Commentator, Conservator, Invigorator, Moderator, Tutor ...... Yes, I’m All That And More. I offer all of the above to people who want more out of their lives ...... Money career relationships health wellness

A long-time resident of the Gulf, I has lived in Kuwait, Bahrain and now in Dubai for the last 48 years. Circumstances pushed me to find a job, A late entrant into the work force age 44, with no previous work experience I could not even prepare a CV!

I devote my time and energies to my career in personal financial planning. I lead a team of financial consultants at Nexus Insurance Brokers,

I head the division ‘Family Matters’ at Echelon Advisors and Management Consultants my family firm, and have a joint venture Business Beyond Gender a ‘career growth’ initiative among other projects. I serve as advisor on various international women empowerment platforms.

I believe that building trust, and loyalty, sharing and giving, dealing with integrity and honesty are essential ingredients to success in both the personal and professional arena. Personal experiences and insurmountable challenges are your best teachers! They make your stronger and more resilient.

I am i a regular contributor to the media on topics related to personal finance, is a regular guest speaker on radio and TV and is frequently quoted in the business pages of the of local and international publications.

I am is a sought-after speaker at conferences conventions and corporate events. She is a mentor, her focus is Leadership, Relationships, Value of self, going with flow Stay Relevant, and core focus - Financial Independence & Empowerment of Women.

PROFESSIONAL CERTIFICATIONS • Chartered Insurance Institute CII UK by examination www.cii.co.uk • Level 3 (Financial planning, Insurances and Financial Services General Insurance

AWARDS • The Best Woman Entrepreneur Life time Achievement award 2019 Berkeley Middle East • Most Empowering CEO club member 2018 by CEO Clubs International • Most Inspiring Woman of Substance Dubai Women’s Run 2018 • Excellence is Corporate Leadership Award by International Sheroes Forum 2018 • Women Super Achiever Award 2018 - 5th women in Leadership Congress award • Burj CEO Award 2017 CEO Clubs International • Women Super Achiever Award 2017 - 4th women in Leadership Congress award • CEO Clubs Network (www. ceoclubsuae.com) Platinum Award in Corporate Leadership UNASCO and WILTME for supporting Women’s Initiatives and Women Empowerment • in an Outstanding and Professional manner over the years 2016 Personality of the year World of Women Film Fare Middle East in recognition for valuable contribution to women in the UAE and beyond among others.

OTHER POSITIONS IN THE COMMUNITY • Founder –Laksh-ME a Trust in India focused on Financial Independence of Women • Permanent Trustee and Partner Manzil Centre for individuals with special needs www.manzil.ae • Forum leader Gender Equality Indian Business and Professional Counsel • Executive Director Being She a Platform for Empowering Married Women Advisory Board Member CSR UAE Actionaid • Life member Worldwide Association of Female Professionals USA • Life member Athena International USA

COMMUNITY SERVICE • Health camps in association with Federation of Obstetrics and Gynaecologists of India www.powerhouseglobalmag.com