Varsity Lakes, Gold Coast Latest Apartments by Probity Investments

07 3198 6200

“AURA APARTMENTS” VARSITY LAKES Large apartment sizes with excellent Return on Investment

Snap Shots

Cash flow positive by up to $10,764 in year one

Located on the banks of Lake Orr & walking distance to Bond University and all amenities, plus 3 world class golf courses just minutes away, Aura Apartments enjoy the perfect location and provide a Remarkable Investment opportunity .

PROPERTY TYPES: PRICE RANGE: CAPITAL GROWTH: RENT YIELD: VACANCY RATE: TOTAL R.O.I.:

1, 2 & 3 Bed Apartments From $329,000 9% 6.1 % 1.2% 15.1%

Towers 1 & 4 Completed and available for immediate settlement Towers 2 & 3 Expected to commence Jan 2016, completed by Dec 2016

Queensland

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Queensland is the second-largest and third-most populated state/ territory in Australia. According to the latest data provided by the Queensland Government, Queensland’s current population sits at 4,740,927 people. Population Growth

Economic growth

Queensland’s population is projected to double to around 9.4 million people by 2056 and is projected to replace Victoria as Australia’s second most populous state in 2050. Throughout the year, an annual 2% growth rate has been recorded in Queensland, which was higher than the national growth rate (1.8%). The state’s high rate of population growth will be driven by a continued strengthening of both net overseas migration and net interstate migration levels.

The Queensland State Budget forecasts economic growth of 6 percent in 2015 - 16 with Asia continuing to be the main driver of growth. Queensland’s economy experienced the second highest average annual growth rate of any Australian state or territory over the last 20 years.

Queensland’s Gross State Product (GSP) is expected to grow very strongly (at 3%) in 201415 which will see Queensland become the nation’s leading economy. Over the coming years, Queensland’s unemployment rate is forecast to Migration Rate decline, with the years 2013/14 alone seeing Queensland is one of only two states forecast to more than 60,000 new jobs created, taking the experience positive net interstate migration for total number of employed persons to 2.32 million. the next four years, averaging 20,000 people per year. This rise is principally underpinned by mi- Looking ahead, Queensland is expected to congrants from both New South Wales and Victoria tinue to outstrip national growth. Sustained low driven to move due to the state’s relative hous- interest rates and stronger population growth are ing affordability, economic conditions continue expected to strengthen spending in the houseto decline and strong employment opportunities. hold sector. For the year ended June 2016, the State’s net interstate migration level is forecast to rise from around 10,500 to 19,000. Overseas migration has an immediate impact on the demand for housing as migrants require some form of housing on arrival, whether as renters (in most instances) or as owner-occupiers.

Source: Resolution Research Strategists © copyright - Probity Investments 2015

Gold Coast

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Defined by its world-class beaches, magnificent shopping centres, progressive infrastructure programs and fast growing population, the Gold Coast (GC) is a vibrant beachfront city within South East Queensland, and ranks as the sixth largest city in Australia. Only 1 hour drive from Brisbane, with access to two international airports, the Gold Coast is perfectly positioned as a destination for business, investment, study, sport, events, tourism and lifestyle. The Gold Coast stretches along 57 kilometres of coastline and is home to over half a million people. Population Growth

With prestigious beachfront, river front, canal front, golf course frontage living options alongside acre-age and traditional lifestyle options, tourism becomes a primary economic focus and resident population growth bounces back. The Gold Coast residential property market is currently experiencing an increase in demand and growth.

The Gold Coast’s population reached approx. 538,000 residents during 2012 with significant growth realised between 2001 and 2011, when population increased by around 13,000 residents per annum. This growth is forecast to continue over the next 20 years to 2031, with estimated growth of 14,000 new residents per annum. There will be an estimated 320,000 additional Population growth, as well as the heavy investment in infrastructure ($13.5 billion) and forecast people to call the city home by 2035. employment opportunity is expected to boost economic growth on the Gold Coast.

Economic growth

These major drivers will promote recovery and leverage off the region’s affordability in comparison to other markets. Ultimately, the opportunity exists within the current market to capitalise on competitive prices and low vacancy rates with an intention to take ad-vantage of future demand The Gold Coast economy has grown from a plat- and property cycles. form of tourism and construction to an economy valued at over $25.2 billion. As host city for the Click for ”Future Gold Coast” video Commonwealth Games in 2018, the Gold Coast city is undergoing over $13.5 billion in major infrastructure projects, transforming this young city into a world-class destination. The Gold Coast is widely acclaimed as Australia’s premier tourist destination and attracts over 12 million visitors and approximately 12,500 new residents each year, making it one of the fastest growing cities in Australia.

“The Gold Coast will double its population to 1.2 million people by 2050, and the city must be willing to hunt down big business to make the most of the growth - Demographer Bernard Salt Source: Gold Coast Convention & Exhibition Centre, Urbis Gold Coast Report 2014 , Australia’s Gold Coast

Gold Coast Major Infrastructures

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Gold Coast 2018 Commonwealth Games™ (GC2018) Hosting the Gold Coast 2018 Commonwealth Games represents a once-in-a-generation opportunity. There will be several public domain improvements, upgrades to Southport and Broadbeach Malls, tree planting, street-scaping, road and footpath upgrades, community health and safety initiatives. With the attraction of other major sporting events, such as the 2014 Pan Pacific Swimming Championships, major tourism will boost with 100,000+ visitors during GC2018. ◊ $2 billion economic impact ◊ 30,000 Full time equivalent jobs ◊ Global exposure to a television audience of 1 billion+ ◊ National and international sports training camps ◊ $200 million in new sporting and community infrastructure ◊ $270 million+ to state/local economy (based on figures from the Melbourne 2006 Commonwealth Games).

Gold Coast Health & Knowledge Precinct The 200ha Gold Coast Health and Knowledge Precinct (GCHKP) is ‘a vibrant community where people live, learn and work’. Home to a new $1.6b worldclass teaching hospital, research and allied medical facilities, the next stages of the precinct’s growth include development of a private hospital and the 2018 Commonwealth Game Athlete Village at Parklands. It is expected the GCHKP will strengthen and diversify the Gold Coast economy and create more than 9,200 jobs.

Gold Coast G:link - the easy way to travel G:Link is a new $1.6bn light rail system that runs 7 days a week, spanning 13 kilometres of the Gold Coast, stopping at 16 tram stations from Broadbeach to the new Gold Coast University Hospital. The Gold Coast G:Link provides the convenience of comfortable and affordable transport to other main attractions of the Gold Coast.

Gold Coast Convention Centre Having recently celebrated ten years of operation the Centre has worked tirelessly on lifting and promoting the destinations profile in conjunction with industry partners through programs and joint efforts to appeal to an international audience. The partnership has resulted in many joint wins including the upcoming World Volunteer Conference which trumped Mexico City and set to bring 1,500 delegates and inject $3 million into the local economy in 2015, another reason to invest in the Gold Coast. © copyright - Probity Investments 2015

07 3198 6200

Varsity Lakes

Located at the south side of Gold Coast, only 6 minutes drive from Robina CBD, Varsity Lakes is a multi-award winning, master-planned community. The suburb has been transformed into a major business, education and residential community and is currently home to more than 6,000 residents and 3,000 employees. Population Growth Currently, Varsity Lakes has a population of 14,365 residents, with an average income of $714 per week.

Located in the heart of Varsity Lakes, the $200 million Market Square retail and commercial hub (Varsity Central) offers a diverse mix of restaurants, cafes, tavern, offices, convenience stores and lifestyle shops. Varsity Central is home to numerous communication and information technology firms and has a growing base of firms in law, finance, education, professional services, general business services, retail and entertainment. Blue chip companies such as IBM, Minter Ellison Lawyers, Parsons Brinckerhoff and City Council Engineering call Varsity Central home.

Economic growth

Employment Rate The Commercial precinct at Varsity Lakes has over 600 businesses, employing over 5,000 people, which could well double in the short term.

The Robina-Varsity Lakes area is now ranked as the third largest commercial precinct on the Gold Coast and continues to grow rapidly. Figures released recently by CB Richard Ellis show that Robina-Varsity Lakes had around 77,500 sqm of office space in December 2014, ranked 3rd behind Southport with 113,000 sqm and Bundall with 80,000 sqm. Development in the pipeline for this year is currently estimated at 25,300 sqm, of which 13,300sqm will be in Robina-Varsity, 9,000 in Southport and 3,000 in Broadbeach. The region is expected to create as many as 20,000 jobs in the next 18 months and a significant proportion of these people will seek to live in the Robina area because of its accessibility and range of lifestyle options.

Source: Business News Australia , homesales.com.au

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Click for Video

Varsity Lakes | Apartments

14 mins walk to Bond University

19 mins drive to Surfers Paradise

14 mins drive to Gold Coast Convention & Exhibition Centre

6 mins drive to Robina Town Centre

18 mins drive to Gold Coast International Airport

6 mins drive to Robina Woods Golf Course

Varsity Lakes Major Infrastructures

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Bond University (1.7 km)

Bond University is set on a 50 hectare campus at Varsity Lakes, with more than 6,062 local and international students enrolled. Created in the traditions of the world’s leading private universities, a series of grand sandstone faculty buildings line a landscaped promenade leading down to the tranquil man-made lake. Bond’s global reputation for educational excellence continues to attract teaching and research academics of international standing.

Varsity Lakes Schools and Education

There are more than 20 schools located within 6km of Aura Apartments, including primary schools, state high schools, private schools and child care centre. such as Varsity College and Hope College.

Robina Private Hospital development (5.3 km) After the expansion project in 2012, the size of Robina Public Hospital has been doubled and became the sixth largest hospital in Queensland. Located within the Robina Medical Precinct and co-located with the Robina Public Hospital, stage 1 of the proposed $20.5 million Robina Private Hospital is expected to be completed in 2016. Other medical facilities:

◊ Gold Coast Medical Precinct ( 10 mins walk ) ◊ Christine Avenue Medical Centre ( 7 mins drive) ◊ Varsity Lakes 7 Days & Night Medical Centre ( 4 mins walk )

Robina Town Centre (4.8 km)

Adjacent to the M1 Motorway, Robina Town Centre is one of the Gold Coast’s largest shopping destinations, featuring the Gold Coast’s only David Jones department store as well as QLD’s first Zara and over 350 retail stores. Robina Town Centre’s Market Hall Development Stage 2A has recently opened, comprising a Coles superstore, specially retails and new two level car parking. Demolition for Stage 2B has commenced.

Golf Courses (3.9 km) Robina Woods Golf Course, Palmer Gold Coast and The Glades Golf Club are world class, 18-hole courses and only a short drive from Aura Apartments.

07 3198 6200

1 Bedroom Apartments

2 Bedroom Apartments

3 Bedroom Apartments

FROM $329,000

FROM $445,000

FROM $560,000

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07 3198 6200

Location Map 8 6

2 5

1. Market Square, local shops (3 mins) 2. Bond University (3 mins) 3. Gold Coast Medical Precinct (3 mins) 4. Varsity Lakes Train Station (5 mins) ÂŠ copyright - Probity Investments 2015

5. Robina Town Centre (6 mins) 6. Surfers Paradise (2 3 mins) 7. Gold Coast Airport (18 mins) 8. Brisbane CBD (60 mins) 9

07 3198 6200

Location map 35

36 34

27 28 29 25

24 21

10 16 22

5,6

20 18 14

13 12

AURA APARTMENTS | VARSITY LAKES © copyright - Probity Investments 2015

07 3198 6200

Location map 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19.

Varsity College Senior School (2 min*) Market Square - shops, restaurants & cafés (3 min*) Bond University (3 min*) Gold Coast Medical Precinct, Varisty Lakes (3 min*) Sport House at Varsity Lakes (4 min*) Varsity College Primary School (4 min*) Varsity Lakes Railway Station (5 min*) Australian Industry Trade College (5 min*) Gold Coast Beaches (5 min*) Burleigh Homespace (7 min*) M1 Motorway (8 min*) Robina Town Centre (8 min*) Robina Railway Station (8 min*) Robina Hospital (8 min*) Robina Woods golf course (8 min*) Christine Corner shopping centre (8 min*) The Glades golf course (8 min*) Treetops Plaza shopping centre (8 min*) Palmer Colonial golf course (9 min*)

20. Cbus Stadium (9 min*) 21. Q Super Centre (9 min*) 22. Stocklands Burleigh Waters (10 min*) 23. Lakelands golf course (11 min*) 24. Koolkids Childcare Centre Clear Island Waters (11 min*) 25. Nobby Beach (12 min*) 26. Burleigh Golf Club (12 min*) 27. Broadbeach - restaurants, cafés, bars, night clubs (14 min*) 28. Jupiters Casino (14 min*) 29. Pacific Fair (15 min*) 30. Burleigh Heads Bowls Club (13 min*) 31. Gold Coast Turf Club (15 min*) 32. Burleigh Heads National Park (15 min*) 33. Tallebudgera Creek (17 min*) 34. Surfers Paradise - restaurants, cafés, bars, night clubs (19 min*) 35. Southport CBD (23 min*) 36. Southport Yacht Club (23 min*) 37. The Broadwater (23 min*)

Destinations North (not shown on map) • •Somerset College Private School (8 min*) • •All Saints Anglican School (11 min*) • •Palm Meadows golf course (13 min*) • •Metricon Stadium (16 min*) • •Royal Pines golf course (16 min*) • •Warner Bros. Movie World (20 min*) • •Springbrook National Park (21 min*) • •Gold Coast University Hospital (24 min*) • •Dreamworld (24 min*) • •Sea World (26 min*) • •Brisbane City (57 min*)

Destinations South (not shown on map) • •Gold Coast International Airport (18 min*) • •John Flynn Private Hospital (18 min*) • •Byron Bay, NSW (61 min*)

*Sourced from Google Maps indicating drive time in minutes from Aura Apartments

AURA APARTMENTS | VARSITY LAKES

07 3198 6200

Floor plan - 3 bed, 2 bath (example) TYPE C UNIT Tower 1 31

ENSUITE

WIR

BED 1

STORE

T T

WM HWS +D

LAUNDRY

Average Total Areas Unit

104m2

Balcony

KITCHEN DW

BALCONY

B H B

B F B

C B

129 m2

BATHROOM

LIVING

FR ON T

DINING

25 m2

Total CRESCENT

LAKE

ROBE L A K E

O R R

Typical floor plans for levels 1 - 8

BED 2

Disclaimer : While every reasonable care has been taken in the preparation of this brochure, all particulars contained herein are believed to be correct at the time of printing. Interested parties must rely on their own enquiries. Illustrations and photography are for presentation purposes and should be regarded as indicative only.

ÂŠ copyright - Probity Investments 2015

ROBE

Unit No's. 112#, 122, 132, 142, 152, 162, 172, 182 # = (Terrace 61m2 in lieu of Balcony)

BED 3

BALCONY PROUDLY DEVELOPED BY

07 3198 6200

Floor plan - 2 bed, 2 bath (example)

ROBE

TYPE D UNIT Tower 1 1

BED 2

LIVING

Average Total Areas Unit

90 m2

Balcony

17 m2 F

DW A

B H B

B F B

C B

DINING

FR ON T

KITCHEN

CRESCENT

BALCONY

107 m2

Total

BATHROOM

LAKE

N LAUNDRY L A K E

O R R

Typical floor plans for levels 2 - 8 Unit No's. 123, 133, 143, 153, 163, 173, 183

STORE

BED 1

WIR

ÂŠ copyright - Probity Investments 2015

WM HWS +D

ENSUITE

PROUDLY DEVELOPED BY

07 3198 6200

Floor plan - 1 bed + study nook (example) **Click here for All Apartment floor plans

Terrace

37 m2

CRESCENT

STUDY

HWS

KITCHEN

WM +D T

CUB'D

72 m2

Unit

LAUNDRY

Average Total Areas

Total

ENTRY

CUB'D

TYPE I UNIT Tower 4

109 m2 DINING T4 K B

A T1 C B

LIVING

FR ON T

I B F B

LAKE

L A K E

ENSUITE

O R R

BALCONY TERRACE

BED 1

ROBE

Typical floor plan on Level 1 Unit No. 416

Disclaimer : While every reasonable care has been taken in the preparation of this brochure, all particulars contained herein are believed to be correct at the time of printing, Interested parties must rely on their own enquiries. Illustrations and photography are for presentation purposes and should be regarded as indicative only.

ÂŠ copyright - Probity Investments 2015

PROUDLY DEVELOPED BY

07 3198 6200

Floor plan - 1 bed (example) TYPE F UNIT Tower 4 HWS

WM +D

Average Total Areas 11 m2

Total

71 m2

KITCHEN DW

DINING LIVING

B H B

B F B

C B

ENSUITE

FR ON T

CRESCENT

Balcony

60 m2

STORE

Unit

LAUNDRY

LAKE

O R R

ROBE

L A K E

BED 1

BALCONY

Typical floor plan Levels 1- 4 Unit No. 414#, 424, 434, 444 # = Terrace 25m2 in lieu of Balcony

**Click here for All Apartment floor plans

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PROUDLY DEVELOPED BY

Schedule of Inclusions, Fixtures & Fittings

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07 3198 6200

Schedule of Inclusions, Fixtures & Fittings (Continue) Bench top:

Smart stone 20mm thick with square edge detail Smart stone 40mm to all ground floor units (9 off) and all level eight (4 off) units in Tower 1 only

Floor.

600x600 Polished Porcelain tile

Sink:

stainless steel 1 & Y: bowl

Kitchen mixer:

Flick mixer polished chrome

Dishwasher:

Euromaid quality- stainless steel

Oven:

Euromaid quality-stainless steel under bench mounted

Microwave:

Not Applicable

Cook top:

Euromaid quality- electric ceramic range

Rangehood:

Euromaid quality- stainless steel retractable

Taps

Generally:

Dorf Flick mixer polished chrome

Paint

2 x coats quality to designers specifications

HWS

Rinnai Electric HWS 1601t

Laundry

Bath I ensuite

Clothes dryer:

Fisher & Paykel wall mounted 4kg

Cabinet

aluminium cabinet with trough and mixer

Floors:

300x300 Polished Porcelain tile

Walls:

Tile splash & paint

Bath:

Moulded acrylic-white

Vanity:

Laminate finish with stone tops- equivalent Smart Stone

Basins:

1 x semi recessed basins to main bathroom (In 1, 2 & 3 bedroom apartments. 2 x semi recessed basins in ensuites for 2 & 3 bedroom apartments only

Floors:

300x300 Polished Porcelain tile

Walls:

Tile 2000mm high in shower & tile skirt around room. Paint to designers spec.

Mirrors:

Frameless polished edge mirror

Shower screens

Semi frameless clear safety glass

Varsity Developments Stage 1 Finishes Schedule

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Rev. A dated 31.03.15

07 3198 6200

Schedule of Inclusions, Fixtures & Fittings Accessories:

Quality towel rails, toilet roll holders

Internal Doors:

Painted timber doors with quality handles

Front Entry door

Solid painted door and quality handle with lock

Accessories: Carpet

Quality towel rails, toilet roll holders Quest Pioneer

Internal Doors: Architraves & skirtings

Painted doors with quality handles Timber to timber all walls, windows and doors

Front Entry door Cornice

Solid painted door and line or square setquality handle with lock Shadow

Carpet Power Points

Quest GPO's asPioneer per electrical plan

& skirtings conditioning AirArchitraves

Timber to all walls, and doors Ducted reverse cycle windows unit

Cornice Wardrobes

line orwardrobe square setdoors with white melamine fit out Shadowsliding Mirrored

(Continue)

Power Points Air conditioning Linen cupboard Wardrobes EXTERNAL DESIGN INFORMATION Pool/ Spa -Internal finish Linen cupboard Pool - exterior

GPO's as per-white electrical plan Walk in robes melamine fit out Ducted reverse Melamine shelvingcycle unit Mirrored sliding wardrobe doors with white melamine fit out Walk in robes -white melamine fit out Pebble Crete/ Fibreglass Melamine shelving External tiles

Pool fencing DESIGN INFORMATION Glass upright aluminium posts, gates to match EXTERNAL Planter Pebble Core Fibreglass filledCrete/ block and rendered finish Pool/boxes Spa -Internal finish Pool -to exterior Screens building

External tiles Aluminium batten screens

Pool fencing Restrooms

upright aluminium posts, gates to match 1 xGlass male, 1 x female, 1 x Disabled, restroom includes toilet,

Planter boxes

Coreflick filled blockmirror and rendered finishfacilities basin, mixer, and shower

Screens to building

Aluminium batten screens Floors: Tiled floor with tile skirt, painted walls

Restrooms

1 x male, 1 x female, Disabled,in restroom Walls: Tiled 1tox 2000mm showers,includes with tiletoilet, skirt basin, flick mixer,and mirror andwalls shower facilities painted Floors: Roof:

Tiled floor with tile skirt, painted walls Colorbond

Sauna

Walls: to per 2000mm in showers, with tile skirt Wood panels, heaterTiled etc as suppliers specifications

Seating next to spa

Timber decking styleand painted walls

Water features

Roof: Block and rendered Colorbond outside with pool lining and pump

Sauna BBQ shelter

Wood panels, heater etc as Structural per suppliers specifications Material: Open pergola from Steel with roof

Seating next to spa

Timber decking Fitout: Outdoorstyle cabinet with stone tops & gas BBQ (gas

Water features

Block and rendered outside with pool lining and pump cupboard) cylinder inside

BBQ shelter

Material: Open pergola Steel with roof Lighting: Overhead lights from to fit Structural with design

GYMNASIUM CONSTRUCTION

Fitout:

Outdoor cabinet with stone tops & gas BBQ (gas

Roof

cylinder inside cupboard) Colorbond

Walls

Overhead lights toblock fit with design 3 xLighting: glass walls & 1 x rendered

GYMNASIUM CONSTRUCTION Roof Colorbond Varsity Walls Developments Stage 1 Finishes 3Schedule x glass walls & 1 x rendered block

Varsity Developments Stage ÂŠ copyright - Probity Investments 20151 Finishes Schedule

Rev. A dated 31.03.15

Wood panels, heater etc as per suppliers specifications

Sauna EXTERNAL DESIGN INFORMATION Pool/ Spa -Internal Seating next to spa finish

Pebble Fibreglass TimberCrete/ decking style

Pool BBQfencing shelter

Glass upright aluminium gates to match Material: Open pergola posts, from Structural Steel with roof

(Continue)

Planter boxes

Core filled block andcabinet rendered finish Fitout: Outdoor with stone tops & gas BBQ (gas

Screens to building

Aluminium batten screens cupboard) cylinder inside

Restrooms

1Lighting: x male, 1 Overhead x female, 1lights x Disabled, restroom to fit with designincludes toilet,

tiles Pool - exterior Block and rendered outside with pool lining and07 pump Water features 3198 6200 Schedule of Inclusions,External Fixtures & Fittings

GYMNASIUM CONSTRUCTION

basin, flick mixer, mirror and shower facilities

Roof

Floors: Colorbond

Walls

Walls: to 2000mm 3 x glass walls & 1Tiled x rendered blockin showers, with tile skirt

Tiled floor with tile skirt, painted walls and painted walls

Roof:

Colorbond

Varsity Developments Stage 1 Finishes Schedule Rev. A windows dated 31.03.15 Wood etcback as per suppliers Sauna Internal Walls Fullpanels, mirrorheater wall on wall and fullspecifications glass to all Seating next to spa

Timber decking other walls style

Water Floorsfeatures BBQ Air shelter conditioning

Block and rendered outside with pool lining and pump Commercial grade carpet Material: Open pergola Spilt system unit from Structural Steel with roof

Power points Gymnasium inclusions GYMNASIUM CONSTRUCTION Roof Walls

Fitout: Outdoor cabinet with stone tops & gas BBQ (gas GPO point for treadmills etc cylinder inside cupboard) 2 x commercial grade treadmills Lighting: Overhead lights to fit with design 1 x rowing machine

1 x exercise bike Colorbond 2 x weight machines 3 x glass walls & 1 x rendered block 1 x rack of free weights

Varsity Developments Stage 1 Finishes Schedule

ÂŠ copyright - Probity Investments 2015

Rev. A dated 31.03.15

Current Rent Appraisal

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CAPITAL GROWTH & RENTAL RETURN PROSPECTS Varsity Lakes is a structured, well organised community of the Gold Coast. Current vacancy rates are at an extremely low 1.2%, reflecting the high demand and limited supply of rental accommodation. The median asking yields in Varsity Lakes is a healthy 6.1%. Rents on the Gold Coast are rising by 8% per annum off the back of a continued robust population growth of 2.5% per annum. SQM Research have forecast 7-11% price increases on the Gold Coast for 2016. Auraâ&#x20AC;&#x2122;s generous apartment sizes, spectacular views across Lake Orr, and ideal location less than 1 kilometre from Bond University will serve to strengthen rent returns and capital growth above the reported averages.

Independent Rental appraisal by Colliers International on 27 Aug 2015: 1 Bedroom, 1 Bathroom apartments : $360 - $370 p/w 1 Bedroom + Study, 1 Bathroom apartments : $410 - $420 p/w 2 Bedroom, 2 Bathroom apartments : $450 - $500 p/w 3 Bedroom, 2 Bathroom apartments: $560 - $610 p/w Local, interstate and investment buyers are drawn to the Gold Coast which offers an unrivalled enviable lifestyle, employment opportunities and world-class education and health facilities. Lynda Campbell - Urbis

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Cash Flow Analysis - 1 Bed (example) CASH FLOW ANALYSIS

"AURA" 33 LAKEFRONT CRES, VARSITY LAKES QLD 4227 | Unit 414: 1 Bed (60 + 25 sqm) Tower 1 (North-West aspect) PROPERTY PURCHASE INFORMATION Total Property Purchase Price Land Price (if applicable) Mortgage Loan to Value Ratio (LVR) Mortgage Interest Rate (Interest-Only) Borrowing Costs Government Transfer Duty on Property Other Government Fees Conveyancing Professional Fees Council Rates, Water & Sewerage Body Corporate Fees (Includes Insurance, Admin + Sinking Fund) Weekly Rent - Unfurnished (Source: Colliers International) Property Management Fees Landlord Insurance Furniture Pack (if applicable)

$ $

$ $ $ $ $ $ $ $ $

TAX ASSESSMENT INFORMATION 339,000 80% 4.00% 1,500 11,136 846 1,500 1,750 3,187 370 8.0% 318 -

Gross Annual Personal Income (individual / combined) Property Depreciation Estimate (Source: BMT)

$ $

100,000 12,448

$ $ $

17,642 12,448 300

30,390

$ $

19,240 100,000

119,240

$ $

119,240 30,390

88,850

$ $

24,947 20,821

4,126

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

4,126 19,240

Total Annual Income

23,366

TAX CALCULATIONS

Total Annual Holding Costs (100% tax deductible) plus Allowable Tax Depreciation on Property plus Allowable Tax Deduction on Borrowing Costs

Annual Property Tax Deductions Gross Annual Rental Income plus Gross Annual Personal Income

Total Gross Annual Income Total Gross Annual Income less Total Annual Property Tax Deductions

Annual Taxable Income with the new property

ANNUAL HOLDING COSTS Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

10,848 1,750 3,187 1,539 318 -

Total Annual Holding Costs

17,642

Gross Annual Rental Income less Total Annual Holding Costs

$ $

19,240 17,642

Total Annual Income (incl. Tax Deductions) less Total Annual Holding Costs

$ $

23,366 17,642

ANNUAL CASH FLOW

(excl. Tax Deductions)

1,598

ANNUAL CASH FLOW

(incl. Tax Deductions)

5,723

WEEKLY CASH FLOW

(excl. Tax Deductions)

WEEKLY CASH FLOW

(incl. Tax Deductions)

110

MEDIAN ASKING YIELDS (Source: API Oct 2015)

6.1%

FORECAST GROWTH

VACANCY RATE

1.2%

GROSS RETURN ON INVESTMENT (ROI)

(Source: API Oct 2015)

Tax Payable without the new property (excl. Tax Levies) less Tax Payable with the new property (excl. Tax Levies)

Total Tax Savings with the new property

(incl. Tax Deductions)

(Source: SQM Sep 2015)

9.0% 15.1%

DISCLAIMER: This Cash Flow Summary involves projections and assumptions that can be affected by a number of unforeseen variables. The forecasts and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on reasonable information, they may be affected by assumptions that do not necessarilly eventuate, or by known or unknown risks and uncertainties. It should be noted that past performance is not necessarilly a reliable indication of future performance. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: enquiries@probityinvestments.com | Fax: 07 3198 6220

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Cash Flow Analysis - 1 Bed + Study (example)

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CASH FLOW ANALYSIS "AURA" 33 LAKEFRONT CRES, VARSITY LAKES QLD 4227 | Unit 111: 1 Bed + Study (66 + 21 sqm) Tower 1 (North-West aspect) PROPERTY PURCHASE INFORMATION Total Property Purchase Price Land Price (if applicable) Mortgage Loan to Value Ratio (LVR) Mortgage Interest Rate (Interest-Only) Borrowing Costs Government Transfer Duty on Property Other Government Fees Conveyancing Professional Fees Council Rates, Water & Sewerage Body Corporate Fees (Includes Insurance, Admin + Sinking Fund) Weekly Rent - Unfurnished (Source: Colliers International) Property Management Fees Landlord Insurance Furniture Pack (if applicable)

$ $

$ $ $ $ $ $ $ $ $

TAX ASSESSMENT INFORMATION 369,000 80% 4.00% 1,500 11,340 941 1,500 1,750 3,240 420 8.0% 318 -

Gross Annual Personal Income (individual / combined) Property Depreciation Estimate (Source: BMT)

$ $

100,000 13,212

$ $ $

18,863 13,212 300

32,375

$ $

21,840 100,000

121,840

$ $

121,840 32,375

89,465

$ $

24,947 21,049

3,898

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

3,898 21,840

Total Annual Income

25,738

TAX CALCULATIONS

Total Annual Holding Costs (100% tax deductible) plus Allowable Tax Depreciation on Property plus Allowable Tax Deduction on Borrowing Costs

Annual Property Tax Deductions Gross Annual Rental Income plus Gross Annual Personal Income

Total Gross Annual Income Total Gross Annual Income less Total Annual Property Tax Deductions

Annual Taxable Income with the new property

ANNUAL HOLDING COSTS Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

11,808 1,750 3,240 1,747 318 -

Total Annual Holding Costs

18,863

Gross Annual Rental Income less Total Annual Holding Costs

$ $

21,840 18,863

Total Annual Income (incl. Tax Deductions) less Total Annual Holding Costs

$ $

25,738 18,863

ANNUAL CASH FLOW

(excl. Tax Deductions)

2,977

ANNUAL CASH FLOW

(incl. Tax Deductions)

6,875

WEEKLY CASH FLOW

(excl. Tax Deductions)

WEEKLY CASH FLOW

(incl. Tax Deductions)

132

MEDIAN ASKING YIELDS (Source: API Oct 2015)

6.1%

FORECAST GROWTH

VACANCY RATE

1.2%

GROSS RETURN ON INVESTMENT (ROI)

(Source: API Oct 2015)

Tax Payable without the new property (excl. Tax Levies) less Tax Payable with the new property (excl. Tax Levies)

Total Tax Savings with the new property

(incl. Tax Deductions)

(Source: SQM Sep 2015)

9.0% 15.1%

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: enquiries@probityinvestments.com | Fax: 07 3198 6220

07 3198 6200

Cash Flow Analysis - 2 Bed (example) CASH FLOW ANALYSIS

"AURA" 33 LAKEFRONT CRES, VARSITY LAKES QLD 4227 | Unit 123: 2 Bed, 2 Bath (90 + 18 sqm) Tower 1 (North-West aspect) PROPERTY PURCHASE INFORMATION Total Property Purchase Price Land Price (if applicable) Mortgage Loan to Value Ratio (LVR) Mortgage Interest Rate (Interest-Only) Borrowing Costs Government Transfer Duty on Property Other Government Fees Conveyancing Professional Fees Council Rates, Water & Sewerage Body Corporate Fees (Includes Insurance, Admin + Sinking Fund) Weekly Rent - Unfurnished (Source: Colliers International) Property Management Fees Landlord Insurance Furniture Pack (if applicable)

$ $

$ $ $ $ $ $ $ $ $

TAX ASSESSMENT INFORMATION 445,000 80% 4.00% 1,500 14,000 1,196 1,500 1,750 3,496 500 8.0% 318 -

Gross Annual Personal Income (individual / combined) Property Depreciation Estimate (Source: BMT)

$ $

100,000 17,337

$ $ $

21,884 17,337 300

39,521

$ $

26,000 100,000

126,000

$ $

126,000 39,521

86,479

$ $

24,947 19,944

5,003

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

5,003 26,000

Total Annual Income

31,003

TAX CALCULATIONS

Total Annual Holding Costs (100% tax deductible) plus Allowable Tax Depreciation on Property plus Allowable Tax Deduction on Borrowing Costs

Annual Property Tax Deductions Gross Annual Rental Income plus Gross Annual Personal Income

Total Gross Annual Income Total Gross Annual Income less Total Annual Property Tax Deductions

Annual Taxable Income with the new property

ANNUAL HOLDING COSTS Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

14,240 1,750 3,496 2,080 318 -

Total Annual Holding Costs

21,884

Gross Annual Rental Income less Total Annual Holding Costs

$ $

26,000 21,884

Total Annual Income (incl. Tax Deductions) less Total Annual Holding Costs

$ $

31,003 21,884

ANNUAL CASH FLOW

(excl. Tax Deductions)

4,116

ANNUAL CASH FLOW

(incl. Tax Deductions)

9,119

WEEKLY CASH FLOW

(excl. Tax Deductions)

WEEKLY CASH FLOW

(incl. Tax Deductions)

175

MEDIAN ASKING YIELDS (Source: API Oct 2015)

6.1%

FORECAST GROWTH

VACANCY RATE

1.2%

GROSS RETURN ON INVESTMENT (ROI)

(Source: API Oct 2015)

Tax Payable without the new property (excl. Tax Levies) less Tax Payable with the new property (excl. Tax Levies)

Total Tax Savings with the new property

(incl. Tax Deductions)

(Source: SQM Sep 2015)

9.0% 15.1%

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: enquiries@probityinvestments.com | Fax: 07 3198 6220

07 3198 6200

Cash Flow Analysis - 3 Bed (example) CASH FLOW ANALYSIS

"AURA" 33 LAKEFRONT CRES, VARSITY LAKES QLD 4227 | Unit 122: 3 Bed, 2 Bath (104 + 25 sqm) Tower 1 (South-West aspect) PROPERTY PURCHASE INFORMATION Total Property Purchase Price Land Price (if applicable) Mortgage Loan to Value Ratio (LVR) Mortgage Interest Rate (Interest-Only) Borrowing Costs Government Transfer Duty on Property Other Government Fees Conveyancing Professional Fees Council Rates, Water & Sewerage Body Corporate Fees (Includes Insurance, Admin + Sinking Fund) Weekly Rent - Unfurnished (Source: Colliers International) Property Management Fees Landlord Insurance Furniture Pack (if applicable)

$ $

$ $ $ $ $ $ $ $ $

TAX ASSESSMENT INFORMATION 560,000 80% 4.00% 1,500 18,225 1,546 1,500 1,750 3,785 610 8.0% 318 -

Gross Annual Personal Income (individual / combined) Property Depreciation Estimate (Source: BMT)

$ $

100,000 19,582

$ $ $

26,310 19,582 300

46,192

$ $

31,720 100,000

131,720

$ $

131,720 46,192

85,528

$ $

24,947 19,592

5,355

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

5,355 31,720

Total Annual Income

37,075

TAX CALCULATIONS

Total Annual Holding Costs (100% tax deductible) plus Allowable Tax Depreciation on Property plus Allowable Tax Deduction on Borrowing Costs

Annual Property Tax Deductions Gross Annual Rental Income plus Gross Annual Personal Income

Total Gross Annual Income Total Gross Annual Income less Total Annual Property Tax Deductions

Annual Taxable Income with the new property

ANNUAL HOLDING COSTS Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

17,920 1,750 3,785 2,538 318 -

Total Annual Holding Costs

26,310

Gross Annual Rental Income less Total Annual Holding Costs

$ $

31,720 26,310

Total Annual Income (incl. Tax Deductions) less Total Annual Holding Costs

$ $

37,075 26,310

ANNUAL CASH FLOW

(excl. Tax Deductions)

5,410

ANNUAL CASH FLOW

(incl. Tax Deductions)

10,764

WEEKLY CASH FLOW

(excl. Tax Deductions)

104

WEEKLY CASH FLOW

(incl. Tax Deductions)

207

MEDIAN ASKING YIELDS (Source: API Oct 2015)

6.1%

FORECAST GROWTH

VACANCY RATE

1.2%

GROSS RETURN ON INVESTMENT (ROI)

(Source: API Oct 2015)

Tax Payable without the new property (excl. Tax Levies) less Tax Payable with the new property (excl. Tax Levies)

Total Tax Savings with the new property

(incl. Tax Deductions)

(Source: SQM Sep 2015)

9.0% 15.1%

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: enquiries@probityinvestments.com | Fax: 07 3198 6220

07 3198 6200

Purchase Process Step 1:

Email or fax your completed Expression of Interest (EOI) form and Payment Confirmation of the $2,000 Initial Deposit to Probity Investments Payment of your Initial Deposit can be made by Cheque or by Electronic Funds Transfer (EFT) to the Trust Account details shown below in Step 4.This will secure your chosen property and take it off the market whilst your contract documents are prepared and delivered to you for signing. Note: your initial deposit will be refunded to you if requested at any time before your Contract of Sale is fully executed by all parties

Step 2:

Complete and return the Contract of Sale documents to our office within 7 days of receiving them [PO BOX 1709, Milton, QLD 4064]

Step 3:

Upon receiving your signed Contract of Sale documents, the Property Developer will counter-sign and enter the official Contract Date.

Step 4:

The full deposit, being 10% of the purchase price less the Initial Deposit, must be paid within 14 days from the Contract Date. Payment options are as follows:

a) Direct deposit or EFT to the following Trust Account Bank Name: Account Name: Account No.: BSB: Reference:

Commonwealth Bank Minter Ellison – Gold Coast Trust Account 1046 8478 064 430 Lot No. ____ Aura (so funds can be identified)

OR b) Bank Guarantee / Deposit Bond Email your lender’s formal approval to Probity Investments

Step 5:

Settlement: a) If the title of the lot has not been created at the date of contract, settlement is 14 days after the Seller notifies the Buyer that the community title scheme for ‘Aura Towers 1 to 4’ has been established and proposed SP244125 has registered, or b) If the title of the lot has been created at the date of contract, settlement is 30 days from the contract date.

07 3198 6200 Schedule of Body Corporate Fees & Tax Depreciation Estimates

TAX DEPRECIATION for the first year up to approx. $19,582

Total Levies start from ONLY $58.22 per week

BMT Tax Depreciation, as a specialist Quantity Surveying firm, maximise depreciation deductions for property investors Australia wide. They are the experts in depreciation schedules for investment properties.

SSKB provides a wide range of strata related services and are affiliated with some of the best businesses in the industry in order to help make the entire process of being part of a body corporate as easy and seamless as possible for lot owners.

Complete reports available on our website: www.probityinvestments.com

Overview of the development team

Property developer, Architect & Builder Alder Constructions is a multidiscipline construction company that specialises in technically and logistically complex projects. With vast experience across all facets of civil, building and infrastructure construction, Alder can complete any type of project from early inception through to final completion and full operation. Alder Group has completed a number of successful projects and under-going a huge amount of major building projects throughout Australia. The company promotes a culture of honesty, integrity, innovation and performance which translates to the achievement of outstanding project outcomes and high levels of client satisfaction. They have a philosophy that to truly deliver in accordance with their client’s needs, they must first gain an intimate knowledge and understanding of their client’s vision and the key requirements for the project. Once this is properly understood, the total success of the project becomes an achievable goal.

Director’s Recommendation

07 3198 6200

When was the last time you heard of a 1 bedroom apartment with over 70 square metres of internal floor space, and up to 40 square metres of external space ? I know right… it’s virtually unheard of. Now add to this, a location right on the banks of the stunning Lake Orr, less than 1 kilometre from over 6,500 staff & students attending the internationally renowned Bond University, and there is little wonder why prospective tenants are lining up to get on the waiting list for Aura Apartments. But it’s not just the students putting a squeeze on the Varsity Lakes rental market, which is currently enjoying an extremely tight 1.2% vacancy rate. A very healthy 2.5% annual population growth, billions being spent on major infrastructure, retail and professional centres, has all made the Robina-Varsity Lakes area a major economic hub of the Gold Coast. The upcoming 2018 Commonwealth Games is continuing to stimulate spending in all areas of the local economy and is expected to have a total economic impact of over $2billion. The creation of new and improved hospitals, schools, shopping centres, commercial precincts, roads, public transport and the Gold Coast International Airport are all generating jobs and cash flow for the Gold Coast economy. These are the triggers that all savvy property investors look for, and with capital growth rates on the Gold Coast now entering double figures, and the continued growth predicted by the country’s leading analysts, the time to invest is now. Towers 1 & 4 of Aura Apartments are almost complete and we would be delighted to meet you on site for an inspection. Call us now to make a reservation before they’re all gone.

PH: 07 3198 6200 E: enquiries@probityinvestments.com www.probityinvestments.com Disclaimer: All projections and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on accurate and reliable information, they may be affected by assumptions that do not necessarily eventuate, or by known or unknown risks and uncertainties. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.