MARCH 2021 - PHILADELPHIA REAL PRODUCERS MAGAZINE

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PHILADELPHIA

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MARCH 2021


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If youIfare youinterested are interested in contributing in contributing or nominating or nominating Realtors Realtors for certain for certain stories, stories, please please emailemail us at us josh.buchter@realproducersmag.com. at josh.buchter@realproducersmag.com. DISCLAIMER: DISCLAIMER: Any articles Any articles includedincluded in this publication in this publication and/or opinions and/or opinions expressed expressed therein do therein not necessarily do not necessarily reflect the reflect views theofviews The N2 of The Company N2 Company d/b/a Real d/b/a Producers Real Producers but remain but remain solely those solelyofthose the author(s). of the author(s). The paidThe advertisements paid advertisements contained contained within the within Philadelphia the Philadelphia Real Producers Real Producers magazine magazine are not endorsed are not endorsed or recommended or recommended by The N2 by The Company N2 Company or the or the publisher. publisher. Therefore, Therefore, neither The neither N2 The Company N2 Company nor the nor publisher the publisher may be may held be liable heldorliable responsible or responsible for business for business practices practices of theseofcompanies. these companies.

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AGENT TO WATCH Ryan Stawasz The Stawasz Group at KW Philly

AGENT TO WATCH Ryan Stawasz The Stawasz Group at KW Philly

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M EMEETE TT HTEH P E HPI H LA I LDAEDLEPLHPI H AIR A ERAELAPL RPORDOUDCUECRESR TS ETAEMA M

JoshJosh Buchter Buchter Owner/Publisher Owner/Publisher

Vernon Vernon Ray Ray Creative Creative Mind Mind Productions Productions

Geneva Geneva Eilerston Eilerston Ad Management Ad Management TeamTeam Reprints Reprints Manager Manager

Megan Megan McDonnell McDonnell Executive Executive Assistant Assistant

MattMatt Robnett Robnett PLUSH PLUSH ImageImage Corporation Corporation

DaveDave Danielson Danielson WriterWriter

SaraSara Howanski, Howanski, Marketing Marketing Director Director

KatieKatie Kohler Kohler WriterWriter

Bryant Bryant Sanders Sanders

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Melissa Melissa Garces Garces

Content Content Coordinator Coordinator

If you are If you interested are interested in contributing in contributing or nominating or nominating REALTORS® REALTORS® for certain for certain stories,stories, pleaseplease email us email at josh.buchter@realproducersmag.com. us at josh.buchter@realproducersmag.com.

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Philadelphia Philadelphia Real Producers Real Producers • 19 • 19


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20 • March 20 • March 2021 2021

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“THE “THE MORTGAGE MORTGAGE MOM” MOM” A T G RAETE N GT RR EE EE N TMROERET M GA OG RE T GCAOG. EL P CO. LP

DEANNE DEANNE KATSAROS KATSAROS

"I can't "I can't believe believe they they said said that that about about her..." her..."

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“I wouldn’t “I wouldn’t recommend recommend anyone else.” anyone else.”

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“ Mortgage “ Mortgage Mom holds Mom your holds hand your hand throughthrough the process the process and always and always answersanswers her phone. her She phone. is someone She is someone you can you relycan on.”rely - Michael on.” - Michael Fitzpatrick Fitzpatrick

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“She handles “She handles every scenario every scenario with a level withof a level expertise of expertise I I have never have seen. never The seen. bestThe in my best 16inyears my 16 in years the in the industry.industry. Never lost Never onelost buyer oneinbuyer the 5 in years the I’ve 5 years been I’ve been workingworking with her.with Deanne’s her. Deanne’s willingness willingness to communicate to communicate and pickand up pick the phone....on up the phone....on vacationvacation or on the or on the weekend weekend is unmatched. is unmatched. She has She helped has my helped business my business flourish.flourish. She the She mostthe amazing most amazing person all person around.” all around.”

“Communication, “Communication, knowledge, knowledge, experience experience and hardand work hard is what work Deanne is what Deanne is! She is! She makes all makes my transactions all my transactions smooth smooth and and painless.” painless.” - Marco -Vargas Marco Vargas

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Philadelphia Philadelphia Real Producers Real Producers • 21 • 21


FAQ FAQ ABOUT ABOUTTHIS THISMAGAZINE MAGAZINE

A nomination currently currently lookslooks like this: like this: You email You email us at us josh. at josh. Real Real Producers Producers magazine magazine started started in Indianapolis in Indianapolis in 2015 in 2015 and isand is A nomination buchter@realproducersmag.com buchter@realproducersmag.com with with the subject the subject line, line, now in now over in over 100 markets 100 markets across across the nation the nation and spreading and spreading rapidly. rapidly. “Nomination: (Name (Name of Nominee).” of Nominee).” Please Please explain explain why you why you Philadelphia Philadelphia REALREAL Producers Producers launched launched in May in 2019. May 2019. NameName a a “Nomination: are nominating are nominating themthem to beto featured. be featured. It could It could be they be they have have an an largelarge city and citywe andare wethere are there or will orbe will soon! be soon! amazing amazing storystory that needs that needs to beto told be — told perhaps — perhaps they they overcame overcame extreme obstacles, obstacles, they they are an are exceptional an exceptional leader, leader, have have the best the best In every In every market, market, we take we the takeTop the500 Topagents, 500 agents, basedbased off ofoff theof the extreme customer service, service, or they or they give back give back to thetocommunity the community in a big in a big MLS MLS production, production, and we andbuild we build an exclusive an exclusive magazine magazine around around customer etc. The etc. next The next step is step an is interview an interview with with us tous ensure to ensure it’s a it’s a thosethose agents. agents. We share We share their their stories, stories, successes, successes, market market trends, trends, way, way, good good fit. Iffit. it all If it works all works out, then out, then we put wethe putwheels the wheels in motion in motion for for upcoming upcoming events events — really, — really, anything anything that will thatconnect, will connect, inform inform and and our writer our writer to conduct to conduct an interview an interview to write to write the article the article and for and for inspire, inspire, we put weinput theinmonthly the monthly publication. publication. our photographers our photographers to schedule to schedule a photoshoot. a photoshoot. We strive We strive to inform to inform and inspire and inspire the top theproducing top producing real estate real estate Q: WHAT DOES DOES IT COST IT COST A REALTOR® A REALTOR® agents agents in theinlocal the local market market and connect and connect themthem socially. socially. The secThe sec- Q: WHAT /TEAM TO BE TOFEATURED? BE FEATURED? ondary ondary focusfocus is to provide is to provide an avenue an avenue for our foraffiliate our affiliate partners partners /TEAM A: Zero, zilch,zilch, zippo,zippo, nada,nada, nil. Itnil. costs It costs nothing, nothing, my friends, my friends, so so to create to create relationships relationships with with thesethese top performers top performers on a level on a level that thatA: Zero, nominate nominate away!away! We are Wenot areanot pay-to-play a pay-to-play model. model. We share We share real real they might they might not be not able be to able achieve to achieve on their on their own. own. stories stories of real ofproducers. real producers. Q: WHO Q: WHO RECEIVES RECEIVES Philadelphia Philadelphia REALREAL Q: WHO Q: WHO ARE ARE THE THE PREFERRED PREFERRED PARTNERS? PARTNERS? Producers Producers MAGAZINE? MAGAZINE? A: Anyone A: Anyone listedlisted as a “preferred as a “preferred partner” partner” in theinfront the front of theof the A: The A: top The500 top agents 500 agents whose whose brokerage brokerage is located is located in in magazine magazine is a part is a of part this ofcommunity. this community. TheyThey will have will have an adan in ad in Philadelphia Philadelphia County County basedbased on total on total Volume Volume production production reported reported issueissue of theofmagazine, the magazine, attend attend our quarterly our quarterly events, events, and be and a be a to BRIGHT to BRIGHT MLS MLS for the forprevious the previous calendar calendar year.year. Approximately Approximatelyeveryevery part ourofonline our online community. community. We don’t We don’t just find justthese find these businesses businesses 18,000 18,000 agents agents are licensed are licensed in Philadelphia in Philadelphia county. county. We cut Wethe cut the part of offstreet, the street, nor do nor wedowork we work with with all businesses all businesses that approach that approach list off listatoff #500, at #500, and the anddistribution the distribution list was list born. was born. The 2021 The 2021 off the us. of One many of many of theoftop theagents top agents has recommended has recommended everyevery singlesingle Top 500 Top cutoff 500 cutoff is $4ismillion $4 million (based (based on total on total volume volume production productionus. One preferred partner partner you see youinsee this inpublication. this publication. We won’t We won’t even even numbers numbers fromfrom 2020). 2020). The list Thewill listreset will reset at theatend theof end theofyear the year preferred meetmeet with with a business a business that has thatnot hasbeen not been vetted vetted by one byofone youofand you and and will andcontinue will continue to update to update annually. annually. “stamped “stamped for approval,” for approval,” in a sense. in a sense. Our goal Our is goal to create is to create a powera powerhousehouse network, network, not only not for onlythe forbest the REALTORS® best REALTORS® in theinarea the but area but Q: WHAT Q: WHAT IS THE IS THE PROCESS PROCESS FOR FOR BEING BEING FEATURED FEATURED the best the affiliates, best affiliates, as well, as well, so wesocan wegrow can grow stronger stronger together. together. IN THIS IN THIS MAGAZINE? MAGAZINE? A: It’sA:really It’s really simple simple — every — every feature feature you see youhas seefirst has been first been nom-nomQ: HOW CANCAN I RECOMMEND I RECOMMEND A PREFERRED A PREFERRED PARTNER? PARTNER? inated. inated. You can Younominate can nominate otherother REALTORS®, REALTORS®, affiliates, affiliates, brokers, brokers,Q: HOW A: If A: youIfknow you know and want and want to recommend to recommend a local a local business business that that owners, owners, or even or even yourself! yourself! OfficeOffice leaders leaders can also can nominate also nominate works with with top REALTORS®, top REALTORS®, please please emailemail us to us letto uslet know us know at at REALTORS®. REALTORS®. We will Weconsider will consider anyone anyone brought brought to ourtoattention our attentionworks josh.buchter@realproducersmag.com. josh.buchter@realproducersmag.com. who is who in the is inTop the500 Topbecause 500 because we don’t we don’t knowknow everyone’s everyone’s story,story, so so we need we need your your help to help learn to learn aboutabout them.them.

22 • March 22 • March 2021 2021

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I'mI'mthat thatguy! guy!Let'Let's sclose closethat thatdeal dealtogether! together! “The “The homebuying homebuying experience experience is soismany so many more more emotions emotions thanthan I I waswas EVER EVER expecting, expecting, DGKPI KV YCU O[ ƂTUV DGKPI KV YCU O[ ƂTUV time. time. PaulPaul answered answered all all my my questions, questions, no no matter matter howhow sillysilly they they maymay have have seemed seemed andand didn't didn't make make me me feelfeel sillysilly asking! asking! Everything Everything waswas relayed relayed in terms in terms thatthat weren't weren't always always "industry" "industry" language, language, veryvery easy easy to follow. to follow. Extremely Extremely responsive responsive andand always always available. available. TheThe realreal difference difference waswas howhow personal personal thethe experience experience felt,felt, thethe kindness kindness andand understanding understanding waswas above above & beyond & beyond while while remaining remaining thethe most most professional.” professional.”

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Philadelphia Philadelphia Real Producers Real Producers • 25 • 25


26 • March 26 • March 2021 2021

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Philadelphia Philadelphia Real Producers Real Producers • 27 • 27


suburban suburban spotlight spotlight WrittenWritten by: Katie by: Kohler Katie Kohler Photography Photography by: Joyby: Masi Joy+Masi Bryant + Bryant Sanders Sanders Photography Photography

NICOLE NICOLE MARCUM MARCUMRIFE RIFE 28 • March 28 • March 2021 2021

@realproducers @realproducers


The TheRife RifeGroup GroupatatCompass Compass Nicole Nicole Marcum Marcum Rife, Rife, REALTOR® REALTOR® and team and team owner owner of The ofRife The Group Rife Group at Compass, at Compass, is theissubject the subject of this of this month’s month’s “Suburban “Suburban Spotlight.” Spotlight.”

integral integral that REALTORS® that REALTORS® are able are able to decompress. to decompress. For Nicole, For Nicole, self-care self-care and setting and setting boundaries boundaries is a big is apart big of part of beingbeing her best her for besther forteam her team and clients. and clients.

The spotlight The spotlight betterbetter operate operate on anon an Nicole Nicole also stresses also stresses the same the same to herto her Energizer Energizer battery battery if it plans if it plans to keep to keep teamteam of eleven of eleven agents. agents. She just Shehired just hired up with up with Nicole Nicole and her andteam her team who are who arefour new four people new people and she andtakes she takes pridepride filledfilled with with boundless boundless energy energy and aand a in treating in treating themthem like family. like family. WhenWhen strong strong drivedrive to deliver to deliver the best the results best results hiring, hiring, she looks she looks for people for people with with a a for clients. for clients. sensesense of worth of worth and aand drive a drive to succeed. to succeed. WhenWhen Nicole Nicole moved moved to thetoGreater the Greater Nicole Nicole lookslooks for different for different waysways to notto not Philadelphia Philadelphia area in area 2002, in 2002, she began she beganonly entertain only entertain clients, clients, but tobut show to show working working in healthcare in healthcare salessales and and gratitude gratitude to hertoteam. her team. marketing. marketing. She soon She soon started started to invest to invest in real inestate real estate and began and began exploring exploring “I express “I express my gratitude my gratitude to mytoteam my team the possibility the possibility of changing of changing careers. careers. throughout throughout the year the year in different in different typestypes She received She received her real herestate real estate license license of ways. of ways. I want I want themthem to beto happy.” be happy.” in 2008, in 2008, operated operated as anas independent an independent agentagent beginning beginning in 2010 in 2010 and started and started An award-winning An award-winning REALTOR®, REALTOR®, to build to build her team her team in 2013. in 2013. Today, Today, she sheNicole Nicole has been has been a dynamic a dynamic forceforce leverages leverages that background that background by offering by offering in theinGreater the Greater Philadelphia Philadelphia Real Real a creative a creative and innovative and innovative approach approach to toEstate Estate market market sincesince 2008.2008. The Rife The Rife exceeding exceeding everyevery client’s client’s unique unique real real Group Group at Compass at Compass primarily primarily services services estateestate goals.goals. Chester, Chester, Delaware, Delaware, Montgomery Montgomery and and Philadelphia Philadelphia Counties. Counties. TheyThey recently recently “I fell“Iinfell love in with love with the mergers the mergers and and expanded expanded to include to include BucksBucks County, County, acquisitions acquisitions aspect aspect of real ofestate. real estate. It’s It’sSouthSouth Jersey Jersey and the andJersey the Jersey Shore. Shore. aboutabout the art theofart theofsale theand salehelping and helping people people achieve achieve the maximum the maximum result.” result.”Nicole Nicole is known is known for guiding for guiding clients clients to thetosuccessful the successful sale and salepurchase and purchase Clients Clients praise praise Nicole Nicole and her andteam her team of some of some of theoffinest the finest homes homes in thein the for their for their boundless boundless energy, energy, region. region. Her reputation Her reputation has earned has earned the the breath-of-fresh-air breath-of-fresh-air personalities personalities trust trust of every of every type of type client of client including including and authenticity. and authenticity. buyers buyers and sellers, and sellers, first-timers, first-timers, sea- seasonedsoned pros,pros, builders, builders, savvysavvy investors, investors, Where Where does does she find shethe findenergy? the energy? well-known well-known professional professional athletes, athletes, musicmusic industry industry professionals professionals and and titanstitans of business. of business. “You “You have have to digtodeep dig deep and take and care take of care of yourself yourself first.”first.” In addition, In addition, she works she works closely closely with with individual and corporate and corporate relocators relocators by by Whether Whether it’s through it’s through exercise, exercise, med-med- individual tapping into her intoown her experiences own experiences of of itation, itation, or any orway any to way unwind, to unwind, it’s it’s tapping

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Philadelphia Philadelphia Real Producers Real Producers • 29 • 29


settlement,” explained explained Nicole. Nicole. “We “We ourselves ourselves as individuals as individuals and as and assettlement,” moving moving around around the country. the country. She’sShe’s an anaboutabout have have a program a program where where we engage we engage with with a company.” Accredited Accredited Luxury Luxury HomeHome Specialist, Specialist,a company.” themthem everyevery month month alongalong with with varying varying and her andlove her for lovethe forart theofart negotiation of negotiation all throughout all throughout the year.” the year.” ensures ensures everyevery clientclient gets the getsbest the posbest posNicole Nicole and her andteam her team have have lofty lofty goalsgoalstimestimes sible sible deal. deal. Backed Backed by her bytop-ranked her top-rankedfor 2021 for 2021 that are thatalready are already beingbeing put put ties allinto ties Nicole’s into Nicole’s commitment commitment to to team,team, clients clients receive receive exceptional exceptional into motion. into motion. The goal The is goal to continue is to continue It all It structure structure and consistent and consistent communicacommunicacollaboration collaboration and talented and talented support. support. to grow to grow the team the team whilewhile enhancing enhancing the the TheseThese two things two things are also are part also of part of level level of customer of customer service service to everyone to everyonetion. tion. any advice she would she would give new give agents. new agents. 20202020 was awas record-setting a record-setting year year for for with with whom whom they come they come in contact. in contact. any advice Also,Also, Rife Rewards Rife Rewards was revamped was revamped to to Nicole Nicole and The andRife The Group. Rife Group. database database or CRM or CRM is theismost the most reward reward past and pastfuture and future clients clients even even “Your“Your important tool you toolhave. you have. Staying Staying moremore so than so than whatwhat was being was being done done important “It was “Itawas yeara year of growth of growth because because in consistent in consistent communication communication and and previously. It’s going It’s going to beto anbe exciting an exciting of how of fast howthe fastmarket the market moved. moved. We We previously. just checking just checking in to in saytohello say hello and not and not year year at The atRife The Group. Rife Group. wouldn’t wouldn’t have have been been able to able doto it do withit withasking asking for anything for anything is so is important. so important. out collaboration out collaboration and communication. and communication. Be human and be and authentic. be authentic. It willIt will We choose We choose to prevail to prevail and be and better be better “In real “Inestate, real estate, you build you build thesethese greatgreat Be human always always comecome back back to reward to reward you inyou in than than we were we were yesterday. yesterday. WhileWhile 20202020relationships relationships with with people people for six for six the run.” long run.” was challenging, was challenging, it wasitextremely was extremely to eight to eight weeks weeks and talk andand talktext andall text all the long rewarding rewarding because because we learned we learned a lot a lot the time, the time, then then you move you move on after on after

30 • March 30 • March 2021 2021

@realproducers @realproducers


I express I expressmy mygratitude gratitudeto tomymyteam team throughout throughout thethe year year in in different different types types of of ways. ways.

I want I wantthem themtotobe behappy. happy.

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Philadelphia Philadelphia Real Producers Real Producers • 31 • 31


In herInspare her spare time,time, Nicole Nicole is a devoted is a devoted supporter supporter of dozens of dozens of local of local causes causes and and nonprofits. nonprofits. Nicole Nicole and and The Rife The Group Rife Group are the are the exclusive exclusive REALTORS® REALTORS® of Business of Business ClubsClubs America America whichwhich is is owned owned and operated and operated by former by former Philadelphia Philadelphia Eagles Eagles quarterback quarterback Ron Ron Jaworski. Jaworski. At home, At home, she loves she loves beingbeing with with her husband, her husband, Kent,Kent, and and their their two puppies, two puppies, BellaBella and Dexter. and Dexter.

32 • March 32 • March 2021 2021

Real Producers Real Producers – Real – People Real People Favorite Favorite movie: movie: The Notebook The Notebook TV show: TV show: Real Housewives Real Housewives of anyofCity any City Restaurant: Restaurant: Bridget’s Bridget’s Steakhouse, Steakhouse, Blue Blue Bell Inn, BellDouble Inn, Double Knot Knot Podcast Podcast or book: or book: A New A New EarthEarth by Eckhart by Eckhart Tolle Tolle Team:Team: PennPenn StateState Football Football PlacePlace to goto ingo theinPhiladelphia the Philadelphia area:area: Reading Reading Terminal Terminal Market, Market, Faunbrook Faunbrook Bed Bed & Breakfast, & Breakfast, Longwood Longwood Gardens, Gardens, Wissahickon Wissahickon ValleyValley Trail Trail Vacation Vacation spot:spot: MaineMaine and Antigua and Antigua Real Producers Real Producers – Real – Achievements Real Achievements Main Main Line Today Line Today - 2020 - 2020 Top Producers Top Producers Philadelphia Philadelphia Magazine Magazine - 2020 - 2020 Top Producers Top Producers Fortune Fortune Magazine Magazine - 2020 - 2020 Top 500 Top 500 The Wall The Street Wall Street Journal Journal - ranked - ranked No. 91No. in the 91 incountry the country in terms in terms of volume of volume by Real by Real Trends Trends Top 1000 Top 1000 Five Star FiveAward Star Award Winner Winner for 8 for consecutive 8 consecutive yearsyears BoardBoard Member Member of Holy of Holy Rosary Rosary Regional Regional Catholic Catholic School School Exclusive Exclusive member member of Business of Business ClubsClubs America America representing representing residential residential real estate real estate

@realproducers @realproducers


WeWe choose choose to to prevail prevailandand

be bebetter betterthan thanwe we were wereyesterday. yesterday. Real Producers – Teamwork Real Teamwork Real Producers – Real Nicole Marcum Nicole Marcum Rife Rife REALTOR®, Owner REALTOR®, TeamTeam Owner Heidorn Jess Jess Heidorn REALTOR®, Transaction Manager REALTOR®, Transaction Manager DanaDana DanaDana DeSantis DeSantis REALTOR®, REALTOR®, Transaction Transaction Coordinator Coordinator RaynaRayna Baizman, Baizman, REALTOR® REALTOR®

Ryan Ryan Cavanaugh, Cavanaugh, REALTOR® REALTOR® Christen Christen Deerwester, Deerwester, REALTOR® REALTOR® CesarCesar Garcia, Garcia, REALTOR® REALTOR® Patrick Patrick Haydt, Haydt, REALTOR® REALTOR® Thomas Thomas Rafferty, Rafferty, REALTOR® REALTOR® Amanda Amanda Reibstein, Reibstein, REALTOR® REALTOR® Ryanne Ryanne Sullivan, Sullivan, REALTOR® REALTOR®

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Philadelphia Philadelphia Real Producers Real Producers • 37 • 37


Written by: Katie Kohler Photography by: Bryant Sanders Photography

spartan’s edition cover story

City Wide Team at KW Philadelphia City Wide Realty/KW Philadelphia offers full service property management, brokerage and rental services in Philadelphia. Owner/broker Avi Cohen heads a team of over thirty active agents. City Wide Realty is a unique and principled real estate brokerage and management company. The dedicated and passionate team provides clients with professional real estate and property management services. In 2008 when the market crashed, Avi created City Wide Realty. Today, City Wide Realty is known as the “the one block shop” and “The Real Estate Matchmaker.” “At City Wide, we believe that everyone has needs,” explained Avi. “We

38 • March 2021

pride ourselves with going above and beyond to fill those needs. Our focus is on the customer experience and caring for our customers. That’s more important than the commission. We want to sell a lifestyle. We also have one of the most diverse Teams in Philadelphia which gives us the ability to relate to many different communities.”

“The Spartan mindset is one for all, all for one. They train to be strong even when the leader is gone. The new leader will lead the team the same way,” said Avi. “We work together and share business. We build each other up, and support the Team. I am a leader that builds leaders. We are a Team of leaders.”

City Wide Keller Williams and City Wide Realty serves five counties – Bucks, Montgomery, Chester, Delaware, and Philadelphia.

For Avi and his Team, it’s more than just getting to the settlement table. They let clients know they can provide the best service by listening carefully to what they need.

Avi pointed out he isn’t the only leader in the group. He praised the Team’s hard work, dedication, commitment and passion that is on display each day. Avi explained the “Spartan mindset” that he instills in the City Wide Realty/KW Philadelphia.

Some members of one of the top teams in Philadelphia took time to talk to Real Producers. This interview has been edited for length and clarity.

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City Wide Realty takes tremendous pride in going above and beyond to fill clients’ needs. What are some ways you go about this?

AMANDA TAWEEL: Clients have my full

attention. My relationship with my clients is a special one and they need to know they can easily get in touch with me any time of day. I believe knowledge is key so I make sure my client is given all the tools and information possible so they can make educated decisions. LAMAR TYMES: I worked in finance prior to

becoming a Real Estate agent. Bringing my knowledge in finance to a transaction allows for better negotiations which ultimately benefits my seller or buyer. ANDREW DIMINO: We provide a focus on

our clients by having as much diverse compatible inventory as we do a diverse team.

AMELIA SANTANA: Our diversity helps

provide insight into the needs and motivations of all clients and customer bases, rather than just a small part of it. KATERYNA BREKHUNOVA: I was born

and raised in Ukraine and moved to the USA only 7 years ago. I believe that diversity in the workplace can lead to greater productivity and profitability. When you put a variety of individuals together in the same room, you’ll get different perspectives and opinions that can benefit your business. This will allow your business to grow in a number of ways. ANDREW DIMINO: If you cannot relate to people you do

CHRISTINA SCORDIA: My priority is to treat

every client with respect and to listen to their concerns with the goal of providing a stressfree transaction. I see my role as a REALTOR® as one that enables me to provide knowledge while being helpful and fun to work with. I want my clients to enjoy the process.

President and Co-Founder Avi Cohen has said that City Wide has one of the most diverse teams in Philadelphia which gives the team the ability to relate to many different communities. In a city like Philadelphia, how important is that diversity and why?

not belong in this business. Our family has men, women, all colors of people, LBTQ+, various ages, extensive world experience and is led by two very hard-working first-generation immigrants. We relate to people at the “one block shop” and match them to their home. EKATERINA LOMAZOV: We are going

through very interesting times right now. Many people relocate from different places with different budgets and different needs. As an agent, it is very important to be able to assist and provide clients with what they really need. What are some of the key qualities it takes to work at City Wide Realty?

HEATHER VIRUET: My experience and ability to

adapt have allowed me to assist clients from many areas. I have serviced from the city to the shore. I also have experience working with first-time home buyers, relocating, sellers, investors, commercial properties and rentals. BRIANNA HARP: I’ve lived all over the US.

Philadelphia is absolutely the most diverse city. The value of being a part of such a diverse company and community allows you to connect with others giving insight through ideas and experience which opens your mind to creativity leading to opportunity.

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EARNEST KEY: Ambition, determination,

patience, and communication skills. AMELIA SANTANA: Knowledgeable.

Authentic. Reliable. Positivity. CHRISTINA SCORDIA: Hustle. We work hard. Avi always says our motto is love, trust and respect and those are great qualities to bring to your work. EKATERINA LOMAZOV: Be accountable and push yourself every day. You need to be on top of inventory, be helpful to your fellow coworkers and responsive.

Philadelphia Real Producers • 39


ERICA ERICA SANCHEZ: SANCHEZ: Consistency. Consistency. We show We show Administration. Administration. City Wide City Wide has delivered has delivered on allon all

up every up every day ready day ready to doto whatever do whatever it takes it takes of their of their promises. promises. I’m aI’m licensed a licensed professional, professional, graduate student, and entrepreneur because of City to gettoour getclients our clients to thetoclosing the closing table.table. We We graduate student, and entrepreneur because of City match match that consistency that consistency with with passion passion and and Wide.Wide. TheyThey have have givengiven me some much so much and changed and changed myfor lifethe forbest. the best. we’rewe’re unstoppable. unstoppable. my life CARYN CARYN EATON: EATON: Oftentimes Oftentimes people people view view our our

industry industry as a vast as acompetition, vast competition, but I but haveI have foundfound that at that City at Wide, City Wide, collaboration collaboration pro- producesduces incredible incredible results. results.

Why Why are you areproud you proud to beto anbe agent an agent at at City Wide City Wide Realty? Realty?

KELLIE KELLIE TRAVIS: TRAVIS: We are Weaare verya very

productive productive teamteam filledfilled with with extremely extremely knowledgeable, knowledgeable, strong strong agents agents who are whowilling are willing to help to one helpanother. one another.

LAMAR LAMAR TYMES: TYMES: GreatGreat leadership! leadership! BRIANNA BRIANNA HARP: HARP: The support The support we give we to give one to one

EARNEST EARNEST KEY: KEY: City Wide City Wide is bigisenough big enough to proto pro-

another another that keeps that keeps our clients our clients smiling! smiling!

vide avide solid a solid foundation foundation for my forbusiness, my business, but not but not big enough big enough that Ithat can’t I can’t contribute contribute to helping to helping the the CIARA CIARA DIBERARDINO: DIBERARDINO: I know I know whenwhen I’m here I’m here I haveI have company company grow.grow. a team a team behind behind me tome give to me giveendless me endless support support at allat all times.times. Avi and AviElena and Elena are great are great leaders leaders to learn to learn and and growgrow from.from. CARYN CARYN EATON: EATON: WhenWhen I wasIhired was hired in August in August 2019,2019, I wasIdelivering was delivering groceries groceries to make to make enough enough money, money, as I had as Ilost hadmy lostfather my father and uncle and uncle to cancer to cancerKATERYNA KATERYNA BREKHUNOVA: BREKHUNOVA: The company’s The company’s culture. culture. in theinmonths the months prior.prior. Within Within a couple a couple of months, of months, I enjoy I enjoy working working with with everyone. everyone. I feelIthat feel Ithat am I am I wasIlicensed, was licensed, and teaching and teaching classes classes to other to other working working with with professionals professionals who Iwho can Ilearn can learn from from agents. agents. Within Within eighteight months, months, I wasIadmitted was admitted to to and that and they that will theypush will push me tome take to on take new on and newchaland chalCornell Cornell University’s University’s Johnson Johnson Graduate Graduate School School lenging lenging opportunities. opportunities. of Management of Management to pursue to pursue a Master a Master of Business of Business

WeWe pride pride ourselves ourselves with with going going above above andand beyond beyond to fill to fill those those needs. needs. Our Our focus focus is on is on thethe customer customer experience experience andand caring caring forfor ourour customers. customers.

40 • March 40 • March 2021 2021

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President President and and Co-Founder Co-Founder Avi Avi CohenCohen

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Philadelphia Philadelphia Real Producers Real Producers • 41 • 41


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Philadelphia Philadelphia Real Producers Real Producers • 43 • 43


agent agent to watch to watch

RYAN RYAN STAWASZ STAWASZ WrittenWritten by: Katie by: Kohler Katie Kohler Photography Photography by: PLUSH by: PLUSH ImageImage Corporation Corporation

THE THE STAWASZ STAWASZ GROUP GROUP ATAT KWKW PHILLY PHILLY

44 • March 44 • March 2021 2021

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Philadelphia Philadelphia Real Producers Real Producers • 45 • 45


Ryan Ryan Stawasz, Stawasz, a REALTOR® a REALTOR® at Keller at Keller Williams Williams Philly Philly andand Founder Founder of The of The Stawasz Stawasz Group, Group, is this is this month’s month’s “Agent “Agent to Watch.” to Watch.” RyanRyan beganbegan his real his estate real estate journey journey in 2013 in 2013 whenwhen he purchased he purchased his first his first “add “add value” value” multi-family multi-family investment investment which which pavedpaved the way the for wayhim for to him to leaveleave his “nine-to-five his “nine-to-five job” and job”work and work full-time full-time as anas independent an independent agentagent in in 2016.2016. Today, Today, he’s the he’sFounder the Founder of The of The Stawasz Stawasz Group, Group, a growing a growing teamteam of of top producing top producing salessales agents agents focusing focusing on resale, on resale, new construction new construction and and development development in Philadelphia in Philadelphia and the and the surrounding surrounding suburbs suburbs including including SouthSouth Jersey. Jersey. In 2020, In 2020, RyanRyan was named was named the #1 the independent #1 independent agentagent for sales for sales volume volume at Keller at Keller Williams Williams Philly, Philly, the the largest largest officeoffice in theincity. the Ryan city. Ryan has has somesome of theofmost the most creative creative and fun and fun listing listing videos videos of any ofREALTOR®. any REALTOR®. His His teamteam includes includes Alex Alex Clark, Clark, a recenta recently-hired ly-hired buyer’s buyer’s agent, agent, who has who has extensive extensive knowledge knowledge in renovations in renovations and comes and comes fromfrom an investment an investment back-background. ground. In addition, In addition, The Stawasz The Stawasz Group Group has ahas full-time a full-time Administrator, Administrator, Transaction Transaction Coordinator Coordinator and and Marketing Marketing Coordinator. Coordinator. RyanRyan lookslooks forward forward to expanding to expanding his team his team in thein the yearsyears to come. to come. 20202020 proved proved to beto a great be a great year year for for The Stawasz The Stawasz Group Group whichwhich saw saw nearly nearly 100%100% growth growth in terms in terms of sales of sales volume. volume. It’s been It’s been quitequite a trajectory a trajectory to to the top thefor topRyan. for Ryan. WhatWhat has propelled has propelled his success his success and given and given him the himability the ability to build to build off a referral-based off a referral-based business? business? Ryan’s Ryan’s goal is goal to be is to hisbeclients’ his clients’ one-stop-shop one-stop-shop for selling, for selling, buying buying and and investing in real inestate. real estate. He isHe devoted is devoted to developing to developing himself himself within within the the “Consistency, “Consistency, honesty, honesty, and having and having investing industry as someone as someone who continues who continues to push to push the envelope the envelope through through inno-innothe hard the hard conversations conversations with with clients clients industry marketing marketing and technology. and technology. Clients Clients and builders and builders trust trust that he that will he will whenwhen you need you need to,” explained to,” explained Ryan.Ryan. vativevative understand understand the entire the entire process process and effectively and effectively negotiate negotiate usingusing his extenhis exten“I work “I work to beto consistent be consistent with with commucommusive background in building in building and rehabbing and rehabbing to gettothe getbest the deal best possible. deal possible. nication, nication, deliver deliver on expectations on expectations and andsive background buildbuild trust.trust. If youIfprovide you provide top-level top-level his time, free time, RyanRyan enjoys enjoys spending spending time time with with his family, his family, traveling, traveling, service service people people are happy are happy to refer to refer you youIn hisInfree yoga,yoga, and hiking. and hiking. to friends to friends and family.” and family.”

46 • March 46 • March 2021 2021

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What What clients clients are are saying saying about about Ryan Ryan KevinKevin U. U. “Ryan“Ryan did adid phenoma phenomenal job enalon job getting on getting our house our house sold. sold. The The house house was under was under contract contract in less in than less than a week a week from from beingbeing listedlisted and better and better yet, yet, sold for soldwell for over well over asking asking price.” price.” Michael Michael W. W. “He was “Hequick was quick to to respond respond and very and very knowledgeable knowledgeable whichwhich was helpful was helpful to metobeing me being a firsta first time home time home buyerbuyer and really and really walked walked me me through through the whole the whole process. process. I could I could always always countcount on Ryan on Ryan to goto togo battle to battle and and fight for fight what for what was was best for best me.” for me.” JesseJesse W. W. “We could “We could not not have have askedasked for a for a betterbetter REALTOR® REALTOR® to help to help us buy usour buy our first home. first home. RyanRyan is is responsive, responsive, patient, patient, communicative, communicative, and and serves serves as a true as a true advocate advocate for his for his clients. clients. He’s He’s also also incredibly incredibly genuine genuine and friendly.” and friendly.”

This This fast-rising fast-rising “Agent “Agent to Watch” to Watch” answered answered somesome questions questions fromfrom RealReal Producers. Producers.

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Philadelphia Philadelphia Real Producers Real Producers • 47 • 47


This interview This interview has been has been edited edited for length for length and clarity. and clarity.WithWith the market the market demand demand beingbeing what what it is in it the is inGreater the Greater Philadelphia Philadelphia area, area, how do how you doset youclients’ set clients’ expectations? expectations? Clients Clients praise praise your your knowledge knowledge of theofreal theestate real estate market. market. How have How have you developed you developed this as this one asofone your of your Ryan:Ryan: Working Working with sellers with sellers it is key it istokey hire toan hire agent an agent who knows who knows the the key strengths? key strengths? market market and has andahas marketing a marketing plan in plan place in place to exploit to exploit the the Ryan:Ryan: Practicing Practicing whatwhat you preach you preach has allowed has allowed

me tome provide to provide valuevalue to mytoclients. my clients. I’m aI’m a homeowner homeowner in Philadelphia in Philadelphia and own and various own various investment investment properties. properties. GoingGoing through through that that priorprior to getting to getting into real intoestate real estate provided provided me me a solid a solid base base understanding understanding and knowledge and knowledge of of the ins theand insouts, and outs, especially especially on the onconstructhe construction side. tion side. Also,Also, I am constantly I am constantly analyzing analyzing data and datastatistics, and statistics, especially especially aboutabout neighborhoods neighborhoods we serwe service. vice. Staying Staying on top onoftop what’s of what’s active, active, pending, pending, and sold and as sold as well as well walking as walking through through as as manymany homes homes as possible as possible to to understand understand the market the market is key. is key.

high demand. high demand. This includes This includes everything everything from from pricing pricing the property, the property, to staging to staging and getting and getting it ready it ready to to list, aslist, well asas well professional as professional photos/video/virtual photos/video/virtual tour software. tour software. As forAs buyers, for buyers, whenwhen we dowe our do our buyerbuyer consultations, consultations, we prep we them. prep them. Depending Depending on their on their priceprice point,point, we are weable areto able letto them let them knowknow how fast howinventory fast inventory is moving is moving and that and that therethere mightmight be a number be a number of other of other offers.offers. It might It might take multiple take multiple offersoffers to land to land a house. a house. It’s about It’s about educating educating the client the client upfront upfront on what on what to to expect expect so it isn’t so itaisn’t let down a let down when/if when/if it happens. it happens. ThereThere are various are various tactics tactics we use wetouse to win bids. win bids. I am able I amto able provide to provide valuevalue to clients to clients by using by using skillsskills and techniques and techniques I’ve develI’ve developed oped through through experience experience to to help clients help clients win. win.

““

THE THE PEOPLE PEOPLE KEEP KEEP MEME GOING. GOING.

””

48 • March 48 • March 2021 2021

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WhatWhat are your are your goalsgoals for 2021 for 2021 and beyond? and beyond?

Our goal Our is goal to help is to 80 help families/clients 80 families/clients sell, sell, Ryan:Ryan: buy, or buy, invest or invest in real inestate. real estate. Beyond Beyond that, that, 100 will 100 will be anbe exciting an exciting benchmark benchmark but ultimately but ultimately we want we want to to continue continue to improve to improve our service our service moremore than than any- anythingthing by using by using technology technology to keep to keep our clients our clients moremore informed informed throughout throughout the entire the entire process. process. We are We are bringing bringing on our onsecond our second full-time full-time salaried salaried position position and the andmarketing the marketing coordinator coordinator will provide will provide a higher a higher level level of service of service for allfor ofall ourofsellers our sellers that allow that allow us to us to market market the property the property better. better. It willItallow will allow me tome beto be moremore client-facing. client-facing. Continuing Continuing to have to have the right the right people people in place in place and and cultivate cultivate key relationships key relationships with with our mortgage our mortgage lend-lenders, title ers, company, title company, and insurance and insurance company company will help will help us grow. us grow. Bringing Bringing in theinright the right agents agents that reflect that reflect the the drivedrive and motivation and motivation I started I started this business this business on will on will help us help grow us grow in 2021 in 2021 and beyond. and beyond.

WhatWhat aspect aspect of real ofestate real estate do you doenjoy you enjoy the most? the most?

I enjoy I enjoy that Ithat get to I get build to build relationships relationships and make and make Ryan:Ryan: new friends new friends everyevery day. Iday. feelIreally feel really blessed blessed to beto able be to able to meetmeet new people new people and take and atake lot of a lot enjoyment of enjoyment getting getting to to knowknow them.them. The people The people keep keep me going. me going.

RealReal Producers Producers – Real – Real People People Favorite Favorite movie: movie: Anything Anything Tarantino Tarantino TV show: TV show: GameGame of Thrones of Thrones Restaurant: Restaurant: Wm. Mulherin’s Wm. Mulherin’s Sons Sons Book:Book: ThinkThink and Grow and Grow Rich Rich Team:Team: E-A-G-L-E-S E-A-G-L-E-S PlacePlace to goto ingo theinPhiladelphia the Philadelphia area:area: Fishtown Fishtown Vacation Vacation spot:spot: I loveI seeing love seeing new places new places and we andlove we to love to explore explore Europe Europe

RealReal Producers Producers – Real – Real Achievements Achievements #1 in Sales #1 in Sales Volume Volume in 2020 in 2020 for Independent for Independent Agents Agents Top 100 TopAgents 100 Agents in theinGreater the Greater PA Region PA Region in 2020 in 2020

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Philadelphia Philadelphia Real Producers Real Producers • 49 • 49


preferred preferred partner partner highlight highlight WrittenWritten by: Dave by: Danielson Dave Danielson | Photography | Photography by: CommercialPicture.com by: CommercialPicture.com

Roman Roman

may seem small,small, but when but when you edit you edit my photography, I concentratemay seem “With“With my photography, I concentrate If a picture If a picture says asays thousand a thousand words, words, on theonmost the right the right way, way, the whole the whole picture picture the most important important areasareas of theof the themthem whatwhat wouldwould the power the power of that of image that image property. becomes brighter, brighter, moremore vibrant vibrant and and property. the least attractive becomes WithWith the least attractive be like beiflike it could if it could be enhanced be enhanced to conto con-areas,areas, attractive to people.” to people.” I try to shoot the most attractive I try to shoot from from the most vey 2,000 vey 2,000 adjectives adjectives or more? or more? attractive angles. It comes attractive angles. It comes from from my my you see youRoman see Roman at work, at work, his his experience. I worked a lot of WhenWhen experience. I worked with with a lot of That’sThat’s the approach the approach that Roman that Roman meticulous attention attention to detail to detail and and companies anda did a lot of product meticulous companies and did lot of product Webdew Webdew takes.takes. relentless relentless drivedrive for capturing for capturing the the photography and editing,” Roman photography and editing,” Roman says. says. best shots best shots is clearly is clearly evident. evident. He He As Owner As Owner of CommercialPicture.com, of CommercialPicture.com, doesn’t rush rush through. through. In fact, In fact, somesomedo of a lot of post-produc-doesn’t “You “You have have to doto a lot post-producRoman Roman makes makes a powerful a powerful difference difference tion editing a shoot a shoot will range will range fromfrom two to two to tion editing to make it stand out fromtimestimes to make it stand out from for those for those who take who advantage take advantage of theof the the competitors. four hours. the competitors. I four hours. That’sThat’s why, why, whenwhen I wide wide rangerange of services of services he offers. he offers. In In approach approach real estate photography, I real estate photography, I turn,turn, he’s elevating he’s elevating the vision. the vision. “I carefully pick every pick every position position for for follow the same discipline. Beyond “I carefully follow the same discipline. Beyond the camera to beto in be forineach for each shot,shot, the process of capturing the images, the camera the process of capturing the images, A Difference A Difference You Can You See Can See because the angle the angle is very is very important,” important,” edit them to make look as because I editIthem to make themthem look as In a world In a world wherewhere moremore of us of have us the have the attractive Roman points points out. “There out. “There are certain are certain attractive as possible. Pictures as possible. Pictures are are Roman abilityability to do to more do more with technology with technology worthworth we work we work with with in photography in photography to to a thousand words. you can rulesrules a thousand words. If youIfcan than we than ever we have ever before, have before, manymany of us of us shootshoot achieve achieve the best the possible best possible composition composition the right pictures the correct the right pictures in theincorrect forgetforget that the thatfact thewe fact can wedo can something do something the correct the correct lighting. lighting. As part As of part of wayedit andthem. edit them. By putting way and By putting prop-prop- with with doesn’t doesn’t meanmean we necessarily we necessarily should. should. ertieserties that, that, I make I make sure the suremost the most important important in their best light, images in their best light, thesethese images areasareas of theofhome the home are shot.” are shot.” can the salesperson.” best salesperson.” can be thebebest Smart Smart phonephone photos photos are aare great a great example example of that of truth. that truth. MostMost of us of us Meticulous Roman’s Roman’s thoughtful thoughtful approach approach to histo his Meticulous Approach Approach carrycarry a camera a camera with with us each us each day as day as Part of begins begins with with preparation preparation — — Part Roman’s of Roman’s meticulous meticulous approach approachworkwork part of part ourofphones. our phones. But very But very few of few us of us finding the optimal the optimal conditions conditions for for comes comes out ofout hisoflove his and lovereverence and reverence finding are truly are truly skilled skilled photographers photographers and and for architecture. each each property. property. for architecture. equipped equipped to take to real takeestate real estate photos photos that work that work to their to their potential. potential. “When a client a client calls calls me and meorders and orders a a “With“With architectural architectural and real andestate real estate “When project, we give we careful give careful consideration consideration photography, photography, it’s more it’s more aboutabout qual-qual- project, ThoseThose who look who for lookvisual for visual expertise expertise ity than to finding the right the right day, time day, time and and ity than quantity,” quantity,” Roman Roman explains. explains. to finding and experience and experience turn to turn Roman. to Roman. The The “With“With weather for the forshoot,” the shoot,” he says. he says. “For “For real estate real estate images, images, I takeI atake lot a lotweather difference difference is remarkable. is remarkable. example, the sun theshould sun should be in be a cerin a cerof time of time of editing of editing and Iand pay Iattention pay attentionexample, tain position for the forexterior the exterior shot.”shot.” to thetosmall the small details details … those … those details details tain position Elevating Elevating the Vision the Vision

50 • March 50 • March 2021 2021

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Webdew Webdew C oC m omm e recri ca i l aPl iPc itcut ruer .ec .oc m om

“There “There are soare many so many aspects aspects of what of what I do that I do Ithat I love,”love,” Roman Roman says.says. “Sometimes, “Sometimes, it’s about it’s about the the images images itselfitself that Ithat capture I capture with with a given a given prop-property. erty. In other In other cases,cases, it may it be may thebeediting the editing process. process. Sometimes, Sometimes, it’s both. it’s both. For me, Foreach me, each property property is is rewarding rewarding in itsin own its way own with way with its unique its unique qualities qualities and architecture and architecture that Ithat can Ihighlight.” can highlight.” For example, For example, clients clients ordering ordering property property virtual virtual tourstours and photography and photography can save can 10 save percent. 10 percent. Plus,Plus, his prichis pricThe signs The signs of Roman’s of Roman’s success success are easy are easy to see. toIn see. In ing ising generally is generally very very competitive competitive whenwhen compared compared to to fact, you fact,can youfind canthem find them on Google on Google reviews, reviews, with with market market norms. norms. entries entries like this likeone: this one: Delivering Delivering ValueValue

In addition In addition to creating to creating world-class world-class results results for for his clients, his clients, Roman Roman brings brings it all it home all home with with addedadded value.value. In fact, In fact, his pricing his pricing is straightforward is straightforward and and listedlisted on hisonwebsite. his website. He sometimes He sometimes offersoffers sea- seasonalsonal discounts, discounts, as well as as well package as package discounts. discounts.

Passion Passion for the forProfession the Profession

The passion The passion Roman Roman has for hashis forwork his work comes comes through through loud and loudclear. and clear.

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Philadelphia Philadelphia Real Producers Real Producers • 51 • 51


“Great “Great photography! photography! All our Allhome our home pictures pictures camecame out really out really amazing amazing and quality and quality pictures! pictures! I like Ihow like how he really he really took the tooktime the to time capture to capture each each room.room. Really Really likedliked his photography his photography skills.skills. I absolutely I absolutely recomrecommendmend him for himany forof any your of your homehome listings.” listings.” In addition In addition to real toestate real estate photography, photography, Roman Roman also also brings brings extensive extensive expertise expertise to thetophotography the photography for for headshots headshots and social and social media. media. Roman’s Roman’s expertise expertise extends extends beyond beyond photography photography — to — to areasareas such as such graphic as graphic design, design, web design web design and marand marketing, keting, alongalong with developing with developing agentagent branding branding pack-packages. ages. He also Heoffers also offers a comprehensive a comprehensive lead generation lead generation service service for clients. for clients. “With“With our lead our generation lead generation efforts, efforts, we create we create a fun-a funnel and nelFacebook and Facebook ads. We ads.generate We generate over over 250 leads 250 leads per month per month with with a minimum a minimum of 10 of to 10 15 to guaranteed 15 guaranteed appointments appointments with with potential potential clients clients who are whointerare interestedested in real inestate,” real estate,” Roman Roman says.says. “We have “We have our our

52 • March 52 • March 2021 2021

N ENWE W C LCI EL NI ETNST PSEPCEI A C LI A! L !

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own sales own sales team,team, so real soestate real estate agents agents don’tdon’t need need to doto do that themselves. that themselves. Through Through the process the process of lead of generalead generation, tion, we cover we cover the qualifying the qualifying questions questions like geographic like geographic areas,areas, pre-approvals, pre-approvals, priceprice points points and more. and more. Plus,Plus, we we book book appointments appointments with with real estate real estate agents, agents, or weorcan we can even even do live dotransfers. live transfers. We already We already have have several several clients clients who are whohappy are happy with with this service.” this service.” In hisIntime his time awayaway from from work,work, Roman Roman is an is active an active guy. guy. He has Heahas passion a passion for sports for sports of allof types, all types, having having played played basketball basketball whenwhen he was hein was school. in school. He also He enjoys also enjoys snowsnow skiing, skiing, with with favorite favorite destinations destinations including including Blue Blue Mountain Mountain and Tennessee. and Tennessee. WithWith a drive a drive to perfect to perfect his craft his craft and add andvalue add value at every at every turn, turn, Roman Roman Webdew Webdew and CommercialPicture.com and CommercialPicture.com are are making making a difference a difference day-inday-in and day-out, and day-out, in turn, in turn, boosting boosting results results by elevating by elevating the vision. the vision. For more For more information information aboutabout CommercialPicture.com: CommercialPicture.com: Website: Website: www.CommercialPicture.com www.CommercialPicture.com Phone: Phone: 215-595-4355 215-595-4355 Email: Email: Roman@CommercialPicture.com Roman@CommercialPicture.com

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Philadelphia Philadelphia Real Producers Real Producers • 53 • 53


financial financial fitness fitness

March MarchisisNational National

CREDIT CREDIT EDUCATION EDUCATION MONTH MONTH By Shauna By Shauna Osborne Osborne

We look We forward look forward to thetomonth the month of March of March for many for many reasons: reasons: Sports Sports The latest The latest data from data from LendingTree LendingTree indicates indicates that nearly that nearly 40% of 40% of fans anticipate fans anticipate March March Madness, Madness, outdoor outdoor loverslovers hail the hailcoming the coming Americans Americans don’tdon’t knowknow their their creditcredit score,score, whichwhich leadsleads to thetofirst the first of spring of spring and Daylight and Daylight Savings Savings Time,Time, and all and carousers all carousers awaitawait St. St. and most and most important important way to way observe to observe National National Credit Credit Education Education Patrick’s Patrick’s Day. Day. A lesser-known A lesser-known but perhaps but perhaps equally equally important important Month: Month: Check Check youryour credit credit score. score. Nearly Nearly everyevery majormajor purchase purchase March March eventevent is National is National Credit Credit Education Education Month, Month, the perfect the perfect time time an adult an adult will make will make – mortgages, – mortgages, car loans, car loans, creditcredit cardscards – is in– is in to educate to educate yourself yourself and others and others on the onintricacies the intricacies of credit of credit scores, scores,somesome way impacted way impacted by their by their creditcredit score,score, and many and many utilityutility com-comincluding including typestypes of credit, of credit, why credit why credit is important, is important, and how and to how to panies, panies, landlords, landlords, and potential and potential employers employers now use nowcredit use credit data to data to buildbuild or repair or repair credit. credit. makemake crucial crucial decisions decisions aboutabout consumers. consumers. MakeMake it a habit it a habit to check to check your your creditcredit score.score. Next, study study youryour credit credit report report and get andtoget know to know its insitsand ins and Looking Looking ForFor Someone Someone Reliable Reliable To To Next, outs.outs. Familiarize Familiarize or re-familiarize or re-familiarize yourself yourself with with the major the major factors factors Clean Clean Before Before Showing Showing A Home? A Home? that contribute that contribute to credit to credit scores: scores: the amount the amount of debt of carried, debt carried, the the

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age ofage debt, of debt, whether whether payments payments are made are made on time, on time, and the andnumber the number of loans of loans a consumer a consumer has. Check has. Check your your report report for inaccuracies, for inaccuracies, in- including cluding any accounts any accounts you don’t you don’t recognize recognize or balances or balances you thought you thought werewere paid off, paidand off,report and report any errors any errors right right away.away. Sign Sign up forupa for freea free creditcredit monitoring monitoring program, program, such such as Credit as Credit Karma Karma or Credit or Credit Sesa-Sesame, to me, help to you helpcontrol you control your your data.data. Also,Also, consider consider payment payment deadlines. deadlines. Your Your history history of payments of payments to creditors to creditors is theismost the most important important factorfactor in your in your creditcredit rating, rating, so making so making on-time on-time payments payments is central is central to boosting to boosting your your score.score. Decide Decide whichwhich payments payments can be can put beon put anon autopay an autopay program program and and set those set those up this upmonth. this month. If youIfare youuncomfortable are uncomfortable with with automatic automatic withdrawals, withdrawals, calendar calendar and /and or phone / or phone reminders reminders for payment for payment due due datesdates are helpful. are helpful.

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One last One–last and–critical and critical – way– to way observe to observe National National Credit Credit Edu- Educationcation Month Month is to pass is to pass along along youryour knowledge knowledge to thetonext the next generation generation of consumers. of consumers. It’s never It’s never too early too early to start to start sharing sharing fi- financial nancial wisdom wisdom with with children children and grandchildren, and grandchildren, especially especially whenwhen it comes it comes to prudent to prudent creditcredit card usage card usage and spending and spending habits, habits, saving saving money, money, and building and building good good credit. credit.

National National Credit Credit Education Education Month! Month! @3kcleaningservice @3kcleaningservice 3K Cleaning 3K Cleaning Service ServiceHappyHappy 54 • March 54 • March 2021 2021

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