REALinfo - April 2015

REAL info APRIL ● 2015

News and Resource for MEMBERS

MLS ®/TECHNOLOGY Unified search now available in CONNECT – page 2 Check that listing! – page 3 New listing form should be in use – page 3 Another board joins CONNECT! – page 3 Changing the Selling Salesperson – page 4

MEMBER SERVICES Professional development for REALTORS® – page 4 Realty Shoppe – page 5 REALTOR® CONNECTIONS 2015 – Highlights – page 5 2015 Commercial Summit – page 7 MLS® activity for the month of March – page 8 Personal Real Estate Corporations – tax fairness for real estate professionals – page 8

R AHB NEWS RAHB welcomes new members – page 8 Print your RAHB invoices for your tax return – page 9 Scholarship application now available – page 9 Britannia Home Inspections – page 9 Processing fee change – page 9 RAHB Charity Golf Tournament – page 10

CREA/OREA/RECO NEWS Updated fact sheet on changes in offer handling – make sure you are prepared – page 11 OREA designing form for compliance with Bill 55 – page 11

MARK YOUR CALENDAR What's coming up at RAHB – page 12

Empowering REALTORS ® to Succeed

Download Full Edition

News and Resource for Members

Established in 1921, the REALTORS Association of Hamilton-Burlington (RAHB) represents more than 2,700 real estate brokers and salespersons from Hamilton, Burlington, and surrounding areas. Members of the association may use the REALTOR® trademark, which identifies them as real estate professionals who subscribe to a strict code of ethics.

The Association operates the local Multiple Listing Service® (MLS®) System and provides ongoing professional education courses for its members. In addition, RAHB is an active participant in the Home Ownership Affordability Partnership (HOAP) and holds an annual auction in support of local charities.

Advertisements of local MLS® property listings and information about the services provided by a REALTOR® can be found at www.REALTOR.ca. More information about RAHB is available at www.rahb.ca. ®

Mission Statement Empowering REALTORS® to Succeed President Donna Bacher

905.574.4600

President-Elect Kim Alvarez 905.335.3042

MLS ®/TECHNOLOGY Unified search now available in CONNECT You are searching in the Southern Georgian Bay section of CONNECT for a listing on a property in Meaford but you can’t find it. So maybe the property was listed by a member of the REALTORS® Association of Grey Bruce Owen Sound, or the Barrie and District association, or TREB. Until now, you would have had to search through various associations’ databases on CONNECT to find that one listing in Meaford. But no more! A unified search is now available in CONNECT – just insert the MLS® number or the property address and you will find the listing, no matter which association’s MLS® System processed the listing*.

Unified search allows you to search Active and Sold listings across all of

Vice-President Lou Piriano 905.628.6625

the CONNECT member boards and associations* from one simple search interface. The unified search interface will provide five basic search criteria fields – MLS®#, Price Range, Property Type, Status and Address. Following a search, the matching results from all CONNECT member boards and associations will be presented on an interactive map view which can also be toggled to a thumbnail grid view. You can click on any of the results views to view additional listing information, or email or print a Client or REALTOR® listing report. *Note:

Oakville/Milton (OMDREB) listings are currently unavailable in the Unified Search results. Oakville listings should be available in the unified search results shortly.

Main Search Interface

Immediate Past President Tim Mattioli 905.575.5478 Directors Ann Forbes Arndt 905.574.3038 Gary Herron 905.388.1110 Peter Holgate 905.637.1070 Jack Loft 905.304.3303 Sean Morrison 905.662.6666 Dave Nichols 905.634.7755 Gloria Payton 905.574.9889 Heidi Van der Marel 905.664.7900

REALinfo is published monthly by the REALTORS® Association of HamiltonBurlington (RAHB) 505 York Boulevard, Hamilton ON L8R 3K4 T.: 905.529.8101 F.: 905.529.4349 MLS® F.: 905.529.6636 Help Desk T.: 905.667.4650 Realty Shoppe: T.: 905.529.5979 F.: 905.529.7109

Map Results View

Email: info@rahb.ca Web site: www.rahb.ca Intranet site: www.realtorlink.ca Editor: Valerie Webster Editorial Assistant: Sheila Sferrazza Design: Maggie Inglis In-house Products: RAHB Print Services

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Grid Results View

New Email & Print functionality for Client & REALTOR® Reports

Check that listing!

You broker load your listing, give it a quick glance and hit “Submit”. The listing is now active and is being sent out to hundreds – maybe thousands – of other members’ clients who have been set up with a saved prospector search. And then you notice the listing price is incorrect.

Of course you change the price right away, but that first incorrect price is now shown as the “Previous Price”.

RAHB MLS® staff have been receiving many calls asking for the previous price to be removed from the listing because the listing price was entered incorrectly. This is happening often enough that it is obvious that members are not carefully checking their listings before hitting that “Submit” button.

Here’s a tip – print out a report of your listing instead of just glancing at what’s on the screen. Seeing the information on paper may let you see typos you might not see on the screen. And when you check your listing, make sure you look specifically at the following five fields, as experience shows they are the most likely to contain errors:

Listing Price Commencement Date Expiry Date Selling Commission Sellers Names

New listing form should be in use Members are reminded that they should, by now, be using the 2015 OREA listing agreement forms. The deadline for switching to the new form was February 10, 2015.

Another board joins CONNECT! The Bancroft and District Real Estate Board is now on CONNECT.

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News and Resource for Members

Changing the Selling Salesperson Recently RAHB has been receiving requests to make sales changes to amend the selling salesperson’s name.

When the listing brokerage reports the sale, they likely report the selling salesperson to be the salesperson who presented the offer and completed the deal. However, many members work as part of a team, on behalf of a specific member, and prefer sales to be credited to the team leader.

When you are the selling salesperson on an offer but wish your team leader to be credited with the sale, you must

ask the listing brokerage to amend the sale information.

You must do this as soon as possible, as the listing brokerage must report the amendment within five business days of the original report of the sale, as per RAHB’s MLS® Policy: Sales 8.

Any corrections to a firm Agreement of Purchase and Sale report, with the exception of revisions to the closing date, must be submitted within five (5) business days of the original report of sale.

MEMBER SERVICES Professional development for REALTORS® Register now for these upcoming courses: Master iPad Bootcamp – 3 CE Credits Monday, April 13, 2015, 9 a.m. – Noon $ 45+ HST iPad Agent - 3 CE Credits Monday, April 13, 2015, 1 p.m. – 4 p.m. $ 45+ HST Effective Listing Presentations – 3 CE Credits Tuesday, April 21, 2015, 9:30 a.m. – 12:30 p.m. $ 45+ HST Accredited Senior Agent (ASA) Designation – 11 CE Credits Wednesday, April 22 and Thursday, April 23, 2015 9:00 a.m. – 4:30 p.m. both days $ 299 + HST (includes lunch both days)

Master LinkedIn Bootcamp – 3 CE Credits Tuesday, May 12, 2015 9 a.m. – Noon $ 99 + HST Master Facebook Bootcamp - 3 CE Credits Tuesday, May 12, 2015 1 p.m. – 4 p.m. $ 99 + HST Introduction to Blogging – 3 CE Credits Wednesday, May 13, 2015 9:30 a.m. – 12:30 p.m. $ 45 + HST

A Beginner’s Guide to Everything You Need to Know about Making Your Own Video – 3 CE credits Tuesday, May 5, 2015, 9:30 a.m. – 12:30 p.m. $ 45 + HST (http://www.easywebvideo.com/53ea291d) All sessions held at the RAHB office, McCullough Rooms (lower level) For more information or to register, contact Angela at the RAHB office (angelam@rahb.ca or 905.529.8101 x233).

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News and Resource for Members

Realty Shoppe

Shoppe online

NEW Lock Box now available!

http://shoppe.rahb.ca/rahb

 Portable key safe provides secure storage of keys or access cards  Convenient push button locking mechanism in familiar alpha/numeric telephone keypad format  Set your own combination using up to 12 letters, numbers, or both  Large buttons for ease of use, even in low light conditions  3-1/8in (79mm) wide durable metal construction  Large internal cavity and removable key hook prevents jamming  Molded bumper and vinyl coated shackle prevents scratches to your door  Protective weather cover prevents freezing and jamming

$

29

.50 ea.*

Reduced for Clearance!

Home Sweet Home 2015 Calendar Magnet 100 @ $16.50* = 16.5¢ each or 25¢* each if sold individually Take advantage of this blow out sale price for a marketing campaign or for open houses.

NOTE: Closing the weather cover does not secure the lid and contents. The lockbox combination must be entered both to OPEN and to CLOSE the lockbox securely.

2015

REALT R ® CONNECTI NS AGM, Conference and Trade Show

Here are some of the highlights from REALTOR® CONNECTIONS 2015, held Tuesday, March 24 at the Hamilton Convention Centre.

* All applicable taxes are extra. Prices subject to change.

Monday – Friday, 8:30 a.m. – 4:30 p.m.

T.: 905.529.5979 F.: 905.529.7109 E.: realtyshoppe@rahb.ca

Highlights

RAHB AGM

• The 2014 audited financial statements were presented and received.

• An amendment to Article 4, Section 4.01 of the RAHB Bylaw (see RAHB NEWS, Processing Fee Change, page 7 for further information) was approved.

• RAHB CEO Ross Godsoe and MLS® Chair Lou Piriano presented brief reports on the new regional MLS® System and Matrix, the new MLS® platform RAHB members will begin using in mid-June.

• Todd Targgart of CoreLogic provided a demonstration of Matrix, highlighting functions and features

Professional Development

• Keynote Chris Leader issued a challenge: Dare to be Exceptional • Kathy Hogeveen led an early bird presentation on Developing an Online Strategy • Industry leaders and service proividers shared their expertise on a wide variety of topics in Knowledge Pods in the Exhibit Hall

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CONNECTIONS Café

• RAHB Directors were on hand to chat with members about their ideas about RAHB and RAHB services • Members shared their idea for services RAHB should investigate

Trade Show

• Members had the chance to speak with suppliers of goods and services and walk away with great information and a few goodies

Realty Shoppe

• The Realty Shopped buzzed with activity most of the day and offered its usual great show specials and prize draws.

Member Services

Inside the Exhibit Hall • MLS® staff and Todd Targgart were on hand to answer questions about Fusion and Matrix.

Outside the Exhibit Hall • Representatives of the RAHB Charity Auction took donations for the Children’s Fund and names for prize draws • RAHB President Donna Bacher and CEO Ross Godsoe were there to answer members’ questions

Winners!

(l-r) RAHB President Donna Bacher with: CONNECTIONS Café draw for HP Stream 7 tablet – Heather Cianciolo, Coldwell Banker Pinnacle Real Estate X6 Laser Distance Meter – Bonnie McAuley, Coldwell Banker-Burnhill Realty 2016 RAHB dues – Irena Kovaleva, Right at Home Realty

Realty Shoppe – gift baskets with goods worth approximately $180 each Ruth Morehouse, Royal LePage G. Bruce Macdonald Real Estate; Sharon Musson-Maxted, Royal LePage State Realty; Ted Fletcher Jr., Realty Network: 100 Inc.

Charity Auction draws Beaded necklace & bracelet

– Steve Azmier, RE/MAX Escarpment Realty;

50 Ancaster Mill gift certificate

$

– Jack Mills, Jim Mills Real Estate;

250 Vartanian Rugs gift certificate

$

– Doris Chiu, Royal LePage State Realty;

Autographed Blue Rodeo poster and t-shirt – Paul Martindale, Wink Properties & Realty Inc.;

Two tickets for Def Leppard

– Rose Cipriani, RE/MAX Escarpment Realty.

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News and Resource for Members

R EGIONAL C OMMERCIAL C OUNCIL

2015 Commercial Summit

Places to Grow

Council of the

– the first 10 years and beyond

The Greater Golden Horseshoe is one of the fastest growing regions of North America. It is a leading global nexus for employment, trade, culture and research, and attracts people and jobs because of its range of economic opportunities and high quality of life. With such an increase comes a greater demand for supporting

infrastructure such as transit, roads, sewers, energy and a full range of community amenities.

Is the Growth Plan for the Greater Golden Horseshoe on track? Come and hear industry leaders provide commentary on the successes, challenges and opportunities.

Keynote Speaker: Glenn Miller, FCIP, RPP – Director, Canadian Urban Institute

Thursday, May 7, 2015 8:30 a.m. – 12 Noon Royal Botanical Gardens

Canadian Commercial Network Update:

680 Plains Rd. W., Burlington, ON

 Ron Abraham, CREA Regional Director (Ontario) and member of the Canadian Commercial Committee

7:45 a.m. – registration 8 a.m. – buffet breakfast

Economic Development Panel:

 Neil Everson, – Director, Economic Development Division, Planning and Economic Development Department, City of Hamilton  Frank McKeown – Director, Economic Development, Burlington

30+ HST

$

Sponsors:

 John Regan – Manager of Economic Development and Tourism, Haldimand To register online go to http://rccregistration.rahb.ca/MainList.aspx or fill out form below and fax to 905.529.4349 – Attn: Kathy by April 30, 2015



Please register me for the 2015 Commercial Summit – May 7, 2015

(Please print)

Name: Company: Address:

City:

Province: T.: Email.: Cost: $30

+ HST

= $33.90

*

Bill my account (RAHB Member ONLY) VISA

Mastercard

Card : CV : Expiry: Signature: #

#

* NO REFUNDS ISSUED AFTER APRIL 30/15

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News and Resource for Members

MLS® activity for the month of March Watch your email for the monthly stats release and charts.

New for 2015 – the stats maps and pie charts will be included with your monthly stats email.

You can also find the RAHB stats on: www.rahb.ca, REALTOR Link®: Market Data & Stats, RAHB blog: http://blog.rahb.ca (use tags "stats" and "stats maps".)

Personal Real Estate Corporations – tax fairness for real estate professionals Representatives from RAHB's Government Relations Committee will be meeting with local MPPs in early April to ask for support for an amendment to REBBA 2002 which would allow real estate salespeople to incorporate.

A study by the Centre for Spatial Economics found that Personal Real Estate Corporations (PRECs) will have a small but positive impact on Ontario’s economy. The study found incorporation would increase provincial revenue by $0.8 million to $2 million annually, and would increase Ontario’s GDP by an average $9 to $25 million annually. In addition, PRECs will create 33 to 89 new jobs per year.

In Ontario, other regulated professionals such as chartered accountants, lawyers, health professionals, social workers, mortgage brokers, insurance agents and others can form personal corporations. Since 2008, B.C., Quebec, Manitoba, Saskatchewan and Nova Scotia have all moved to allow real estate salespeople to incorporate.

Our Government Relations representatives will be asking MPPS to amend the legislation and treat Ontario REALTORS® more fairly.

RAHB NEWS RAHB welcomes new members The REALTORS® Association of Hamilton-Burlington extends a warm welcome to its newest members (February 23 to March 25).

Daniel Doyle Stefanie Pelone

Robbie Rankine Steve Sells

Brian Martel Melinda Forrester

Fadi El-Jnainati

Brian Martinson

Joel Moore

Sharmila Dave Steve Kostidis

Joey Cupido

Sarah Kelly

Edith Sohail Ameer Hormiz

Lucas Veens

Debbie Watson Donna Benoit Emina Sefic Mark Wesgate Karly Tennier

Vince Cappella Ayela Redpath Royal LePage State Realty Inc., Brokerage

Ambitious Realty Advisors Inc., Brokerage B. Dowling Real Estate Ltd., Brokerage Century 21 Aberwin Realty Inc., Brokerage

Coldwell Banker Pinnacle Real Estate Inc., Brokerage April

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Coldwell Banker T. Flatt Realty Inc., Brokerage Homelife Macro Realty Inc., Brokerage Homelife Professionals Realty Inc., Brokerage Judy Marsales Real Estate Ltd., Brokerage

Keller Williams Complete Realty Inc., Brokerage Keller Williams Edge Realty Inc., Brokerage

RE/MAX Escarpment Realty Inc., Brokerage

Michele Carrier

Right At Home Realty Inc., Brokerage

Royal LePage Burloak Real Estate Services Inc., Brokerage

News and Resource for Members

Print your RAHB invoices for your tax return Tax time is here!

Here’s how to print off your RAHB invoice:  Log into the Fusion Homepage  In the Resource section, select “Smartlinks”  From the drop down menu, select “Education/Account Services”. This will open a new window  Select “Print Members Statement”

 Enter the date parameters of your choice.

For example, if you want to create a copy of your 2014 invoices, you would enter a start date of 01/01/2014 and an end date of 12/31/2014  Select “Run statement, Print” ** If you get a printer error, go to “select a format” (found above the RAHB logo), select “Acrobat Adobe PDF”, “export”, “print”. **

Scholarship application now available Applications are now being accepted for the 2015 Karan Barker Scholarship.

This scholarship is awarded to a student who is or will be attending university or community college and is a child or grandchild of a RAHB member or RAHB employee.

The student must demonstrate academic excellence, a high level of involvement in school and/or the community, maturity, initiative and/or strength of character.

Application deadline is Friday, August 14, 2015. The application can be found in REALTOR Link® under the Member Services tab (http://beta.realtorlink.ca/content/ dam/realtorlink/on/hamilton/member-info/Scholarship%20 form%202015.pdf).

Britannia Home Inspections We have been advised of the sudden passing of Ron Dickenson of Britannia Home Inspections. Ron was a RAHB corporate sponsor, a frequent exhibitor at REALTOR® CONNECTIONS and a busy home inspector serving RAHB members and their clients.

Ron’s business has been closed; please pass this information along to your colleagues.

Processing fee change An addition to Article 4, Section 4.01 of the RAHB Bylaw – approved by the members at the March 24 Annual General Meeting – now allows that members who transfer from one branch office to another branch office of the same Brokerage will no longer have to pay a processing fee.

Article 4, Section 4.01 (addition):

“Any Member who changes their office location(s) within the same Brokerage shall not be assessed a processing fee”.

This change is effective immediately.

We are the only publication in Hamilton to provide full market penetration.

Reaching 108,500 households weekly.

Call

Scott Sherwin

at 905-664-3000 ext. 242 ssherwin@hamiltonnews.com SERVING THE GREATER HAMILTON REGION - STONEY CREEK • HAMILTON MOUNTAIN • ANCASTER • DUNDAS

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Annual Charity Golf Tournament

News and Resource for Members

Register Today!

Thursday, June 25, 2015 Hidden Lakes Golf Club 1137 Sideroad 1, Burlington

Registration: 11:00 a.m.

Lunch: 11:30 a.m.

Shotgun: 1 p.m. sharp

165

$

plus HST

Includes:

lunch, dinner, golf - best ball, cart, entrance gift, photo, contests  There must be at least ONE member of RAHB on each team.  If you have a foursome, please provide all names below.  If a non-member is on your team, please specify which member will be billed.

Non-members cannot be billed directly.

 Registration on a first come, first served basis.  Only 144 golfers will be accepted. NO EXCEPTIONS.

Proceeds to:

KB

Karan Barker Memorial Scholarship Fund

Form may be faxed to 905.529.4349, emailed to sheilas@rahb.ca or dropped off at the association office.

Registration for Annual Charity Golf Tournament - Thursday, June 25, 2015 Please print Name/Office

Captain

Bill my RAHB account

Player 2

Bill my RAHB account

Player 3

Bill my RAHB account

Player 4 If non-member, bill the RAHB account of:

Or charge credit card:

VISA

Bill my RAHB account Name:

MASTERCARD

Card#: CV#: Signature:

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Office:

Expiry:

News and Resource for Members

CREA/OREA/RECO NEWS Updated fact sheet on changes in offer handling - make sure you are prepared Earlier this month, RECO issued an e-blast to brokers of record and branch managers regarding new rules for handling written offers, stemming from Bill 55, the Stronger Protection for Ontario Consumers Act, 2013. In response to feedback from brokers of record and branch managers, RECO has updated the fact sheet.

New rules for handling written offers come into effect on July 1, 2015. Your brokerage must create processes and policies that comply with these legislative changes.

RECO has prepared a detailed fact sheet about the changes. All registrants should review it so that they can ensure compliance as of July 1, 2015.

Here is an outline of the changes:  Offers must be made in writing. Please keep in mind that a written offer must be signed to be valid.

 A registrant cannot indicate that they have an offer, unless they have a written offer.  The seller’s brokerage must keep a record of all written offers that it receives.  RECO is developing a process to confirm the number of offers that were received for a property.  RECO will provide updates between now and July 1 in response to questions that registrants submit.

To review the relevant changes, see section 35.1 of REBBA 2002 and section 19.1 of Ontario Regulation 579/05 made under REBBA 2002.

(Note: OREA will design a new form for brokerages to use to comply with the requirements of Bill 55. See following article and stay tuned for more information.)

OREA designing form for compliance with Bill 55 The Ontario Real Estate Association forwarded the following information to all members on March 19.

offer for a period of one year after receiving the written offer.

Re: Bill 55, the Stronger Protection for Ontario Consumers Act, 2013.

The OREA Standard Forms Committee will discuss Bill 55 compliance for brokerages and REALTORS® at its spring meeting and design a new standard form to help REALTORS® comply with Bill 55 and Ontario Regulation 307/14. It is anticipated this form will be released prior to Bill 55 coming into effect on July 1, 2015.

On July 1st, 2015, Ontario Regulation (307/14) http:// www.e-laws.gov.on.ca/html/source/regs/english/2014/ elaws_src_regs_r14307_e.htm, which implements amendments made to the Real Estate and Business Brokers Act, 2002 (“REBBA”) under Bill 55, will come into force. These changes are intended to address the issue of “phantom offers” in the real estate marketplace.

If you have any questions or comments please feel free to email standardforms@orea.com

What REALTORS® Need to Know Bill 55 introduced a number of changes to REBBA which created new requirements for real estate registrants.

Most notably:  Bill 55 prohibits a registrant working on behalf of a purchaser from presenting or representing an offer unless the offer is in writing.  Bill 55 requires that the selling brokerage must retain copies of all written offers that it receives to purchase real estate or copies of all other prescribed documents related to those offers.

Ontario Regulation (307/14) outlines the required information that must be contained in a ‘prescribed document’ and states that the selling brokerage must retain a copy of the document or a copy of the written

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News and Resource for Members

New research on Cross Border Demand and Investment; Shifting Office Space Demand Did you know that among practitioners in Canada that responded to a recent survey, 45 percent note an increase in international investors? Or that 55 percent of Canadian respondents noted a decrease in per worker office space in 2014?

See the latest research report on commercial real estate from the National Association of REALTORS’ (NAR) REALTOR University, in collaboration with CREA, the

Certified Commercial Investment Member(CCIM) Institute and the Institute of Real Estate Management.

Find out more by downloading the full report from REALTORlink.ca (http://beta.realtorlink.ca/content/dam/ realtorlink/crea/english/About/Membership/CCN_Membership/Resources/Commercia_Research/NAR_Comm_NoAm_ OfficeSpace_Report.pdf).

MARK YOUR CALENDAR Professional Development Held at RAHB – 505 York Blvd. – Lower Level C – Chambers Room M – McCullough Room  Fusion

Level 1

 Broker

Load

Tuesday, April 14 – C, 9 a.m. – Noon Tuesday, April 28 – C, 1 p.m. – 4 p.m.

Thursday, April 9 – C, 9:30 a.m. – 11:30 a.m.

Thursday, April 23 – C, 9:30 a.m. – 11:30 a.m.  New

Member Orientation (by invitation only)

Friday, April 24 – M, 9 a.m. – 1 p.m.

Friday, May 22 – M, 9 a.m. – 1 p.m.  Master

iPad Bootcamp – 3CE's

Monday, April 13 – M, 9 a.m. – Noon  iPad

Agent Bootcamp – 3CE's

Monday, April 13 – M, 1 p.m. – 4 p.m.  Effective

Listing Presentations – 3CE's

Tuesday, April 21 – M, 9:30 a.m. – 12:30 p.m.

Beginner’s Guide to Everything You Need to Know about Making Your Own Video – 3CE's  A

Tuesday, May 5 – M, 9:30 a.m. – 12:30 p.m.  Master

LinkedIn Bootcamp – 3CE's

Tuesday, May 12 – M, 9 a.m. – Noon  iPad

Agent Bootcamp – 3CE's

Tuesday, May 12 – M, 1 p.m. – 4 p.m.

Designation Course  Accredited

Senior Agent (ASA) Designation

Wednesday, April 22 and Thursday, April 23 – M, 9:00 a.m. – 4:30 p.m. both days – 3CE's

Articling Course  Principles

of Mortgage Financing

Tuesday – Thursday April 7 – 9 and 14 – 16 – M, 8:15 a.m. – 4:15 p.m.

To register for these courses, email Angela at angelam@rahb.ca or call 905.529.8101 x233

Board of Directors, Committee and Task Force Meetings Held at RAHB – 505 York Blvd. – First Floor T – Thompson Room P – Purnell Room  Government

Relations

Tuesday, April 7, 10 a.m., T  Charity

Golf Tournament

Friday, April 10, 9:30 a.m., P  Board

of Directors

Friday, April 17, 10:30 a.m., T Thursday, April 30, 9 a.m., T  Governance

Monday, April 20, 9 a.m., T

Upcoming Events  Broker

of Record/Manager Meeting

Friday, April 17, 2015, 8:30 a.m. - Registration  2015

Commercial Summit

Thursday, May 7, 2015, see page 9 for details  General

Membership Meeting

Wednesday, May 27, 2015, 10 a.m. - Registration Crossroads Christian Communication 1295 North Service Rd., Burlington

RAHB Office Closures

Monday, May 18, 2015 for Victoria Day February

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