REALinfo October 2016

REAL info october ● 2016

News and Resources for MEMBERS

feature

Musings from RAHB CEO George O'Neill – page 2

MLS®/TECHNOLOGY What’s the commission to the Selling Brokerage? – page 3 Report those sales and leases the right way! – page 3 Important changes to MLS® Rules & Policies – page 3 Take a survey – Property Panorama – page 4

RAHB News RAHB welcomes new members! – page 4 RAHB Service Awards – page 5 RCN Networking Luncheon – page 6

Member services Open Forums – page 7 Government Relations Update – pages 7 and 8 Professional Development for REALTORS® – page 9 Ethics Corner – page 10 RAHB Election 2016 – Election Timeline – page 11 Eat, drink and be giving! REALTORS®4Kids – page 12 Realty Shoppe – page 13

Services spotlight

RAHB Volunteers – Stepping Up – page 14

OREA/AREA news

Emerge! Something for everyone! – page 15 Nosh: Chef Wars – page 15

Mark YOUR Calendar

What's coming up at RAHB – page 16

Empowering REALTORS® to Succeed

Download Full Edition

News and Resource for Members

Musings from Rahb Ceo George O'Neill Established in 1921, the REALTORS® Association of Hamilton-Burlington (RAHB) represents more than 2,900 real estate brokers and salespersons from Hamilton, Burlington, and surrounding areas. Members of the association may use the REALTOR® trademark, which identifies them as real estate professionals who subscribe to a strict code of ethics. The Association operates the local Multiple Listing Service® (MLS®) System and provides ongoing professional education courses for its members. In addition, RAHB is an active participant in the Home Ownership Affordability Partnership (HOAP) and holds an annual auction in support of local charities. Advertisements of local MLS® Property listings and information about the services provided by a REALTOR® can be found at www.REALTOR.ca. More information about RAHB is available at www.rahb.ca.

Mission Statement Empowering REALTORS® to succeed.

President

The U.S. election is big news right now, and the focus is on which candidate is the right one for the job.

The RAHB election might not be on as grand a scale as the U.S. election, but it’s equally important for RAHB members. The question is the same – which candidates are the right ones for the job as Director of the 2017 Board of Directors?

What makes a good director? If you have been reading the information being sent out over the past few weeks, you will have seen references to desirable qualities in a director – an experienced REALTOR®, business acumen, strategic thinker, good listener, and so on.

The RAHB Board needs directors with varied and diverse skills and experience.

No one director will possess all the desirable qualities we’ve been talking about, but every director should have some of the qualities. Why? Because it takes lots of different viewpoints and life experiences to create a strong, effective Board that can make great decisions for the Association and all members.

Kim Alvarez 905.407.7046 President-Elect

Lou Piriano 905.628.6625 Vice-President

Jack Loft 905.304.3303 Immediate Past President

Donna Bacher

905.520.1946

Directors

Ann Forbes Arndt 905.574.3038 Nikola Bucalo 905.388.1110 Kathy Della-Nebbia 905.574.4600 Gary Herron 905.388.1110 Paul Martindale 905.572.9465 Andrew Robertson 905.308.8333 Bob Van de Vrande 905.332.4111 Realinfo is published monthly by the REALTORS® Association of HamiltonBurlington (RAHB) 505 York Boulevard, Hamilton ON L8R 3K4 T.: 905.529.8101 F.: 905.529.4349 MLS® F.: 905.529.6636 Help Desk T.: 905.667.4650 Realty Shoppe: T.: 905.529.5979 F.: 905.529.7109 Email: info@rahb.ca Web site: www.rahb.ca Intranet site: www.realtorlink.ca Editor: Valerie Webster Editorial Assistant: Sheila Sferrazza Design: Maggie Inglis In-house Products: RAHB Print Services

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Do you know a RAHB member who possesses great qualities that would be put to good use on the Board? Or do you think you’d be a good Director? Now is the time to nominate members – or have another member nominate you – to stand for election to the RAHB Board of Directors. Then on November 30 it will be up to RAHB members to decide which candidates are right for the job of Director.

Nominations open on October 5. Watch for information about the nomination process, and make sure you think about members who would serve well as a RAHB Director. ***** October is also the month for Professional Development Days and I’m pleased to report that this popular week of education has been a hit with 350 members registering to attend - selling out the week again!

Best regards,

News and Resource for Members

MLS®/technology

What’s the commission to the Selling Brokerage?

Have you ever seen a Commission to Listing Brokerage that said “1” and left you wondering if that meant $1 or 1%? Wouldn’t it be better for everyone if it was specified if the commission was a dollar amount or a percentage?

So that everyone is clear on what the commission to the selling brokerage will be, be sure you indicate in the Commission to Selling Brokerage field whether the amount is a percentage or a dollar amount. That way, everyone will know what to expect.

MLS® Reminder:

Report those sales and leases the right way!

Make sure you and your administrative staff report these sales and leases according to the MLS® Policies: 1. Selling Brokerage is a non-RAHB member The Selling Salesperson field should say “NONMEM” and the Selling Comments should have the notation “Sold by (Name of Selling Salesperson) – (Name of Selling Brokerage).”

2. Leases The lease breakdown must be entered on the comment line, in the same unit as the list price. For example, if the list price is $14 per square foot and the lease price is $12 per square foot, the Selling Comments should show the breakdown and total volume for the lease.

Example – Leased for 1 year at $12 per square foot per month x 500 square feet = $72,000 Not sure about what the policies are? You can find the MLS® Rules and Regulations and MLS® Policies on REALTOR Link® (under the MLS® tab), in Fusion under the Resources gadget – click on the RAHB Documents link, and in the RAHB section of Matrix Links.

Important changes to MLS® Rules & Policies The Board of Directors recently approved the following changes to the MLS® Rules and Regulations and MLS® Policies: 1. MLS® Rules and Regulations, Section 2, Sub-section 2.15 regarding “no showings until” was amended so that OREA form 244, “Seller’s Direction re: Property/Offers” should be used to document the Seller’s instructions for “no offers until”.

2. MLS® Rules and Regulations, Section 12 – 12.01 Trading Procedures was amended by the deletion of sub-section 12.01 regarding deposits.

3. MLS® Policies – RAHB Members Open House was amended by the deletion of Policy #5 regarding a change of open house hours on a day of a RAHB membership meeting.

These changes are effective immediately. The RAHB MLS® Rules and Regulations and MLS® policies are posted in REALTOR Link®.

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News and Resource for Members

Take a survey – Property Panorama Would you take a short survey about Property Panorama? Use this link to the survey on Survey Monkey and help us make decisions about this feature.

Thanks for your assistance!

RAHB News

RAHB welcomes new members!

The REALTORS® Association of Hamilton-Burlington extends a warm welcome to its newest members from August 22 to September 21!

Julie Belanger

Bashir Syed

Ryan Gallo

Bradbury Estate Realty Inc.

RE/MAX Escarpment Realty Inc.

Sutton Group About Town Realty Inc.

Jason Adams

Lianne Timbers-Sharp

John Westerberg

City Brokerage

RE/MAX Garden City Realty Inc.

Lindsey Bokor

Neil Angelo Pereira Scott Bailey

Coldwell Banker-Burnhill Realty Inc.

Cheryl Wright

Colliers Macaulay Nicolls Inc.

Julie Anderson

Com/Choice Realty Inc.

Jesse Melo

Homelife Professionals Realty Inc.

Antonios Giaitzis

Keller Williams Complete Realty Inc.

RE/MAX Real Estate Centre Inc.

Les Edwards

RE/MAX Riverside Realty Inc.

Erika Spencer

Rock Star Real Estate Inc.

Tom Cieslak

Royal LePage Burloak Real Estate Services Inc.

Lisa Teeft

Jessica Barnett

Keller Williams Edge Realty

Royal LePage Niagara Real Estate Centre Inc.

Paul Moody

Roxanne Scott

PC275 Realty Inc.

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Royal LePage State Realty Inc.

Your Choice Realty Corp.

News and Resource for Members C

Service Awards Volunteer of the Year Awarded to a RAHB member who has served on one or more RAHB committees in 2016 and has demonstrated exceptional enthusiasm and perserverance or has gone above and beyond to serve their fellow members.

Award of Merit Awarded to a RAHB member who is a consistent, long-term volunteer and has demonstrated exceptional dedication and service to the Association by positively contributing to RAHB for a period of no less than three years.

Outstanding Community Service Awarded to a RAHB member who who has shown outstanding dedication to the real estate industry and exceptional volunteer service to their community for no less than three years.

Know a Qualified Member? Submit your Award Nominations from November 6 - December 6! Watch your inbox for more information.

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News and Resource for Members

RCN Networking Luncheon RAHB’s Regional Commercial Network (RCN) will be hosting its fall networking luncheon, and all RAHB members are welcome to attend! Come out and enjoy some great networking time with your fellow members, or come out to learn what the RCN is all about.

The RCN will present Jason Thorne, General Manager of Planning and Economic Development, City of Hamilton, who will share updates and insights relating to the City's current and future development.

When: Friday, December 2, 2016 11:30 a.m. — Networking 12 noon — Lunch Where: Scottish Rite Club, 4 Queen St. S., Hamilton Cost: $35+HST (includes hot buffet lunch) To register contact Kathy kathyr@rahb.ca (Late cancellation: no registration fees will be refunded after November 24, 2016)

Or fill out below Name: Company: Address: T.: Email.: Cost: $35 + HST Bill my account (RAHB Member ONLY) VISA

Mastercard

Card : CV#: Expiry: #

Name on Card: Signature: * no REFUNDS issued after november 24/16

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News and Resource for Members

Member services

Mark Your Calendar!

Open Forums 9:30 a.m. Registration | 10 a.m. Meeting Tuesday, October 11 in Caledonia Grace United Church Hall 174 Caithness St. E. Caledonia

Sponsored by:

To register for the Open Forum, please email Kathy at kathyr@rahb.ca .

Government Relations Update A plan for more affordable housing in Hamilton RAHB Past President Donna Bacher and GR Committee chair Nikola Bucalo re-presented the RAHB/HDAA Safe Sustainable Housing Compliance Program (SSHCP) to the City of Hamilton Rental Housing Subcommittee on September 15, 2016.

The SSHCP was originally presented to the City of Hamilton as an alternative to rental housing licensing. The Program presents easily-made amendments to Section 19 of the Hamilton Zoning Bylaw which would make it easier for property owners to safely bring their rental accommodation into compliance with zoning bylaws, which would in turn open up more safe, affordable housing in Hamilton.

The Subcommittee has taken the report under advisement.

RAHB representatives will soon be meeting with area Members of Parliament at the upcoming PAC Days in Ottawa!

REALTORSÂŽ from all over Canada will meet in Ottawa from October 16-18 to discuss REALTORÂŽ issues with MPs. RAHB representatives will meet with the six MPs from the greater Hamilton-Burlington area. Watch for more information about what happened in the next issue of REALINFO! continued on page 8

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News and Resource for Members continued from page 7

LRT Update Plan to come to the RAHB office on October 20, 2016 to hear an update on the proposed Hamilton LRT! Paul Johnson (Director, LRT Project Coordination, City of Hamilton) and Jamie Robinson (Director, Community Relations & Communications, Metrolinx) will be on hand to update RAHB members on what’s happening to date with Hamilton’s LRT, and to answer members’ questions.

The update will be held from 10:30 a.m. – Noon on Thursday, October 20, 2016. Register now with Sheila at sheilas@rahb.ca or 905.529.8101 x234.

Open Houses – Commercial and Mixed Use (CMU) Zones The City of Hamilton will be holding a series of Statutory Open Houses to discuss the draft Commercial and Mixed Use (CMU) Zones as part of Phase 2 of the Public Engagement process. The Public Open Houses for Wards 5 – 13 and 15 have been scheduled for:

Monday, October 17, 2016

Wednesday, October 19, 2016

6 pm to 8 pm Waterdown Legion, 79 Hamilton St. N.

Tuesday, October 25, 2016

6 pm to 8 pm Family Church of Heritage Green, 360 Isaac Brock Dr.

Thursday, November 3, 2016 1 pm to 3 pm Ancaster Old Town Hall, 310 Wilson St. E.

Tuesday, October 25, 2016

6 pm to 8 pm Dundas Town Hall, 60 Main St.

1 pm to 3 pm St. Gregory the Great Church, 125 Centennial Parkway N.

Thursday, October 27, 2016

Thursday, October 27, 2016

1 pm to 3 pm Sherwood Library, 467 Upper Ottawa St.

6 pm to 8 pm Barton Stone United Church, 21 Stone Church Rd. W.

Thursday, November 3, 2016 6 pm to 8 pm Binbrook Fairgrounds, 2600 Regional Road 56

Information on the draft CMU is now available for review online at: www.hamilton.ca/CMUzoning.

SERVING THE GREATER HAMILTON REGION - STONEY CREEK • HAMILTON MOUNTAIN • ANCASTER • DUNDAS SERVING THE GREATER HAMILTON REGION • STONEY CREEK • HAMILTON • ANCASTER • DUNDAS

We are the ONLY

PUBLICATION in HAMILTON to Provide

Full Market Penetration.

Reaching 108,500 Households Weekly!

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Call

TimLawson 905.664.8800

Ext.

tlawson@hamiltonnews.com

255

News and Resource for Members

Professional Development for REALTORS® Professional Development Days

Wednesday, October 12 - Friday, October 14, 2016

SOLD OUT!

REIC 2280: Legal Issues *New

How Money Works

Tuesday October 18 and Wednesday, October 19, 2016 8:30 a.m. – 4:30 p.m.

Cost: $495+HST Registration form

Monday, November 7, 2016 10:30 a.m. – 12:30 p.m.

FREE Information and Registration

SRS - Seller Representative Specialist

Safety Course for the Real Estate Professional

(Elective course for ABR®) Monday, October 24 and Tuesday, October 25, 2016 9 a.m. – 4:30 p.m.

Cost: $325+HST Information & Registration

PSA - Pricing Strategy Advisor Certification**

(New course - Elective for the above SRS Course or ABR®) Wednesday, October 26, 2016 9 a.m. – 4:30 p.m.

Cost: $199+HST Information & Registration

Seven Proven Steps: Corporation and Tax Planning Strategies *New

Thursday, October 27, 2016 9:30 a.m. – 11:30 a.m.

FREE Information and Registration

NEW GeoWarehouse

Tuesday, November 1, 2016 10 a.m. – Noon or 1 p.m. – 3 p.m.

Financial Analysis

Wednesday, November 2, 2016 9:30 a.m. – 12:30 p.m.

Cost $45+HST

Wednesday, November 9, 2016 9:30 a.m. – 12:30 p.m.

Cost: $45+HST

Master LinkedIn

Thursday, November 10, 2016 9 a.m. – Noon.

Cost: $79+HST (Early Bird: $79+HST, $99+HST Regular) (must register prior to November 3 for Early Bird Price)

Registration Form

Master Facebook

Thursday, November 10, 2016 1 p.m. – 4 p.m.

Cost: $79+HST (Early Bird: $79+HST, $99+HST Regular) (must register prior to November 3 for Early Bird Price)

Registration Form

REIC 2600: Business and Ethics Practices

November 14 - 16, 2016 9 a.m. – 4:30 p.m.

Cost: $625+HST Information and Registration

ABR® – Accredited Buyer Representative

(Elective course for SRS) November 28 - 29, 2016 9: a.m. – 4:30 p.m.

Cost: $325+HST Information and Registration

What You Need to Know about Tarion

Thursday, November 3, 2016 10 a.m. – Noon FREE Information and Registration

All courses will be held in McCullough Room at the RAHB office (lower level). To register, or for more information, contact Angela at 905.529.8101 x 233 or angelam@rahb.ca.

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News and Resource for Members

Ethics Corner The following article was printed in the September, 2016 issue of OREA’s The Edge. It is reprinted with permission.

RECO DECISION: Lot size error leads to complaint The following decision from RECO Discipline and Appeal Hearings has been condensed. All individual and corporate names have been changed.

THE FACTS Jackie and Mike wanted to sell their property. They were working with Mark, a salesperson with Tops Realty. Mark listed their property on the MLS® System. The lot size in the listing was stated to be 31.99 feet by 119.91 feet.

About a month later, Cindy and Bob signed an Agreement of Purchase and Sale (APS) to buy the property. Since the information about the property was obtained from the MLS® listing, the lot size in the APS was also stated to be 31.99 feet by 119.91 feet.

After purchasing the home, the buyers discovered that the lot size was smaller than described. They complained to RECO that the lot size was in fact 31.99 feet by 109.91 feet and that they were misled by the MLS® listing and the APS. The couple said they felt they had overpaid for the property. They also included their sales representative, Sally from Witt Realty, in their complaint because she did not check the dimensions of the lot.

The buyers provided RECO with a copy of the MLS® listing from May 2006 prepared by Country Real Estate as well as a report by the Municipal Property Assessment Corporation, both of which included the correct property dimensions. Cindy and Bob also provided two MLS® listings for 2012 and one for 2013 -- all with incorrect dimensions -- prepared by Mark of Tops Realty.

Mark stated that the 2006 listing stated that the dimensions were 32 feet by 110 feet. He tried to change the numbers to be more precise, matching them with data from GeoWarehouse, a web-based property information site, which showed the dimensions to be 31.99 feet by 109.91 feet. He said that he had made a mistake when entering the numbers and that mistake continued to appear in the subsequent re-listings of the property.

THE FINDINGS The RECO panel determined that Mark acted unprofessionally by failing to verify the correct lot dimensions of the property that he listed for sale on MLS® and in the APS. Mark’s actions also exposed his sellers to possible civil litigation for misrepresenting the property.

The panel ruled that Mark breached the following sections of the REBBA 2002 Code of Ethics: (4) Best interests; (5) Conscientious and competent service, etc.; and (38) Error, misrepresentation, fraud etc. Mark’s actions also exposed his sellers to civil litigation for misrepresenting their property.

THE PENALTY

Mark was fined $6,000, payable to RECO. The full decision can be viewed on the RECO web site at www.reco.on.ca.

Look under “Complaints and Enforcement” and then under “Regulatory activities and decisions” and scroll down to “Disciplines and appeals decisions.” Scroll down and click on “Search by year.” Select 2014 then “Search.” It is the second case dated 2014/12/01.

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News and Resource for Members

RAHB Election 2016

Board of Directors

Election Timeline

Are you a rockstar in teamwork, communication, and preparation? Do you want to get more involved with the Association? Then why not consider running for the 2017 RAHB Board of Directors! It takes about two months from the call for nominations through to the election meeting. For more information, visit: http://bit.ly/BODguide

5 October 19, 2016 Candidate information session

19 31

November 8-9, 2016 Record video message to Members & Candidate interviews

by Nomination Committee

November 21, 2016 Meet the Candidates

October 5, 2016 Notice of Meeting and Request for Nominations

October 31, 2016 4:30 p.m. Nominations Close

8-9

16

November 16, 2016 Slate of Candidates to Members

21 22-24

November 22, 23, 24, 2016 Electronic voting

November 28, 2016

9 a.m. Deadline for depositing proxies with the Association

28 30

November 30, 2016

Election Meeting for 2017 Directors

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News and Resource for Members

Eat, drink and be giving!

We are pleased to invite you to our 28th REALTORS®4Kids Charity Auction in support of The Children's Fund!

4k ds

REALTORS® What: RAHB Annual Charity Auction

in support of the AM900 CHML/Y108/95.3 Fresh Radio Children's Fund

When: Thursday, November 17, 2016 Where: Michelangelo Event & Conference Centre 1555 Upper Ottawa, Hamilton

Cost: 60/ticket, 600/table of 10 $

$

Highlights Sit-down Dinner Linda the Auctionista Beer, Barrow and Booze Suitcase Raffle Live Auction Silent Auction Feed-a-Need Door Prizes Gift to Take-Away Mark the DJ

Sold out last year! Order your ticket(s) today at http://bit.ly/R4Kids16

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News and Resource for Members

Realty Shoppe

#1 Selling Marketing Item: Here Today, Gone Tomorrow

2017 Calendar Magnets A great way to make your business card readily available to your clients: remove the cover from the adhesive magnet and attach your card.

An economical marketing tool your clients will appreciate!

.45¢ ea.*

Special features include:

3 designs available to choose from – only while

available, some titles have limited quantities.

Calendar begins November 2016  Removable magnet punch-out reduces mailing cost and makes 2 products out of 1! Use the punch-out as a second business card magnet  Each page has either a Home Tip/Recipe/Quote and/or Memo lines (depending on the calendar)  Canadian holidays indicated  A reorder page (for next year's calendar) for clients to use to contact you  2018 calendar and kitchen conversions page  Envelope included 

.55¢ ea.*

NEW Calendar with Magnet – A Holiday Gift For You!

Contact the Realty Shoppe to pre-order yours today!

ap of 2016 M

on Ham&ilGtrimsby

Updated and now in stock!

New 2016 Hamilton Maps Folded maps

2

$ .16 ea.*

Laminated maps

6

$ .30 ea.*

Also NEW in the Shoppe

Foundations For Success Featuring an eight-week program to real estate success.

This workbook outlines a path to help new agents become successful in the shortest time, and to help veterans in a slump get back to basics with a set plan and new skills.

Written for today, it is relevant and a sage guide for a real estate career.

35.00 ea.*

$

Monday to Friday, 8:30 a.m. – 4:30 p.m. T.: 905.529.5979 F.: 905.529.7109 E.: realtyshoppe@rahb.ca * All applicable taxes are extra. Prices subject to change.

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News and Resource for Members

Services spotlight

Stepping Up Very soon, RAHB will be putting out a call for volunteers.

When we talk about volunteers at RAHB, we are talking about members – members who make up the various committees and task forces that provide input and insights to the Board of Directors and CEO. We’re also talking about the individual Directors on the Board, because each Director is serving as a volunteer.

“

I always wondered why somebody didn't do something about that. Then I realized I was somebody.

- Lily Tomlin

”

Volunteers are the backbone of our association and the work they do is invaluable.

All members are eligible to sit on a committee or task force to offer their expertise and opinions to make policy, plan events, recommend changes, enforce professional standards and much, much more … all on behalf of all members of the association.

Why volunteer?

Everyone has their own reasons for volunteering on a RAHB committee or task force: • Networking • Working with other members who care about the same things they do • Helping the Board or CEO make decisions that will affect all members • Supporting the association which provides the tools they need for their business • Improving or changing services, or they have ideas for new services • Having influence on decisions Volunteers may not be paid for the work they do on a committee or task force, but there is compensation – personal satisfaction, new contacts and an invitation to attend the annual Appreciation and Awards Gala in January – RAHB’s way of saying “thank you” for everyone’s hard work.

Find out more about the value of volunteering by watching this video (https://www.oreablog.com/index.php/ volunteering-in-organized-real-estate/). And when you see the invitation to volunteer on a RAHB committee or task force, be sure to put your name forward for this important work.

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News and Resource for Members

Emerge! Something for everyone!

OREA’s professional development conference EMERGE offers two streams of courses designed to help you excel at your business.

Unlock your business potential with a client-centric strategy Offers a mix of thought leadership, information sharing and interaction with technology. Top performers and industry experts will give you practical ideas you can use right away to strengthen your business.

Niagara – Wednesday, November 30, 2016 Cost: OREA members (that means you!) – $79 +HST For full details and to register, go to https://www.orea.com/About/Emerge-landing-page

Commercial – Moving you forward with the tools for tomorrow Will help you excel at commercial real estate by exposing you to the most current and relevant information and practices in the field of commercial real estate. You will hear firsthand from top performers and industry experts with intimate knowledge of commercial real estate, who will walk you through what you need to know to propel your commercial business forward.

Toronto – Thursday, November 24, 2016 Cost: OREA members – $79 +HST For complete details and to register, go to https://www.orea.com/commercial

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News and Resource for Members

Mark YOUR Calendar Held at RAHB – 505 York Blvd.

Lower Level room: C – Chambers M – McCullough First floor room: T – Thompson P – Purnell

Computer 

New Member Computer Training Level 1

Thursday, October 13 – C, 9 a.m. – 11:30 a.m.

Thursday, October 27 – C, 1 p.m. – 3:30 p.m.

Thursday, November 10 – C, 9 a.m. – 11:30 a.m.

Thursday, November 24 – C, 9 a.m. – 11: 30 a.m.

Register with angelam@rahb.ca.

Board of Directors, Committee and Task Force Meetings 

RCN

Wednesday, October 19, P – 9:30 a.m. 

Governance & Bylaw Committee

Thursday, October 20, T-2:30 p.m. 

MLS® Committee

Friday, October 21, T – 9:30 a.m. 

Government Relations

Wednesday, October 26, T – 9:30 a.m. 

Meet the Candidates

Thursday, November 21, 2016 12 noon, RAHB lower level First ever "Chili Cook Off" – watch for details 

REALTORS®4Kids Charity Auction

Thursday, November 17, 2016 Michelangelo Events and Conference Centre 1555 Upper Ottawa St., Hamilton Doors open at 6 p.m.

(Tickets must be purchased in advance) Contact sheilas@rahb.ca. 

Annual Election Meeting

Wednesday, November 30 Royal Botanical Gardens 9 a.m. Registration 9:30 a.m. Meeting 

RCN Networking Luncheon

Friday, December 2 Scottish Rite Club, 4 Queen St. S., Hamilton 11:30 a.m. Registration Register with kathyr@rahb.ca.

Board of Directors

Wednesday, November 2, T – 9 a.m.

Professional Development See page 7 for a list of courses and to register.

Upcoming Events 

Open Forum (formerly Town Hall meetings)

9:30 a.m. Registration 10 a.m. Meeting Caledonia Tuesday, October 11 Grace United Church Hall 174 Caithness St. E., Caledonia Register with kathyr@rahb.ca. 

Buying Available 24 Hours

Selling

Refinance

1 (855) HOME 801

FREE Mobile Service!

Candidate Information Session

Wednesday, October 19, 2016 10 a.m (RAHB office)

Buying Flat Rates $



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2016

From

99900*

*LTT, Title Insurance, Regulatory Fees & Couriers Extra

From

79900*

Selling Flat Rates $

*LSUC Levy, Regulatory Fees & Couriers Extra