Citizen report
A comedy night fundraiser benefiting the North Haven Education Foundation will be held Friday, April 28 at the Knights of Columbus Lodge, 2630 Whitney Ave. in Hamden. Doors open at 6 p.m. Tickets are $30. Cash bar, bring your own snacks.
Three comedians will perform. Headliner Chris Monty’s bio states: “His use of quick improv skills and
In a March 7 social media post, the North Haven Police Department wished a happy fourth birthday to K-9 Cyrus, who has been with the NHPD for more than two years.
Officer Jon Dahlstrom and Cyrus, pictured, graduated from the Connecticut State Police K-9 Training Unit on Jan 22, 2021.
physical slapstick make his stand-up truly memorable. His latest high-profile projects include his standup comedy special titled
“What’s the Worst That Could Happen” (Amazon Prime), Vinyl (HBO), Red Oaks (Amazon Prime), Paul Bart: Mall Cop 2 (Sony Pic-
tures), Kevin Can Wait (CBS), and Orange is the New Black (Netflix).
The North Haven Education Foundation encourages and supports academic excellence through grants that enhance opportunities for students and the community beyond the conventional school resources. The group’s website states: “Since its formation in 2004, the NHEF has helped bridge the gap between increased
demands placed upon the school system and a decrease in federal and local educational funding. We do this by awarding grant money to encourage the innovation and establishment of educational projects that touch the lives of as many of our students as possible.”
For more information about the April 28 comedy night fundraiser, visit nhedfoundation.org or call Debbie Volain, 203-710-1668.
NORTHFORD
The playoffs proved a short road for the long-shot Sheehan hockey team. Ranked No. 16, the Titans fell to top-seeded North Haven 8-0 in the first round of the CIAC Division ll state tournament on Tuesday night at the Northford Ice Pavilion.
The Nighthawks continued on their road to redemption after falling to Wethersfield in last year’s Division ll state final. North Haven improved to 19-2-0 and will face No. 9 Daniel Hand (10-10-1) in Friday’s quarterfinals at Wesleyan.
For a complete list of library programs, and to register, visit northhavenlibrary.net or call 203-239-5803.
Scavenger hunt. This month, keep your eyes peeled for the leprechaun’s lucky marshmallow charms hidden all around the children’s department.
Parent Playdate. Monday, March 13, 10 to 11 a.m. For caregivers of children up to age 5. We encourage parents in our community to come together every Monday morning in the Children’s Department. While you’re here, enjoy getting to know other parents/caregivers and their little ones, and check
out all that the library has to offer. No registration required.
Teen Debate Club. Monday, March 13, 3 to 4:15 p.m. For grades 9 to 12. You’ll learn the basics of debate while growing your public-speaking and team-building skills. No experience is necessary. Registration is required.
Teen Dungeons & Dragons. Monday, March 13, 5:30 to 7:30 p.m. For grades 6 to 12. We’ll explore fun D&D campaigns, learn how to create characters, and work together to defeat whichever monsters get in our way. No experience is necessary. Registration is required.
Tutu Tuesday. Tuesday, March 14, 10:30 to 11 a.m. For ages six months to 3
AARP free tax prep Fridays, March 17 and 24, 8:30 a.m. to noon. Appointments are limited. Call 203-239-5432 for more information.
AARP safe drivers course. Friday, March 17, 8:30 a.m. to 12:30 p.m. This refresher course is designed for drivers age 50-plus. Participants may benefit from a discount on auto insurance. Cost is $20 for AARP members; $25 for others. Registration required. Call 203-2395432.
Virtual trip to Ireland. Friday, March 17 at 1:30 p.m. Experience St. Patrick’s Day in Ireland with Deb from
Hamden Rehabilitation. Enjoy this virtual visit, trivia and some flavors of Ireland. Registration required. Call 203-239-5432.
Veterans breakfast. Wednesday, March 29. In recognition of Vietnam Veterans Day, the Senior Center will host a free continental breakfast for all veterans. RSVP to 203-239-5432 before Monday, March 20. If you have a picture from your time serving in the military, bring it to the center. A copy will be made and placed on display. For non veterans, there will be a $2 charge for breakfast.
Email Letters to the Editor to news@thenorthhavencitizen.com. Letters are limited to 300 words. The Citizen will print only one letter per person each month. We reserve the right to edit letters. Letters must be signed and names will appear in print. Letters must be submitted by 5 p.m. on Monday to be considered for publication that Friday.
years. If you and your child have a tutu or bow tie, wear it while enjoying music, dancing and a story. Registration is required.
Crazy 8’s. Tuesday, March 14, 6 to 7 p.m. For grades 3 to 5. Crazy 8s is a math club unlike any other, for kids of all math abilities. This program offers unique, high-energy mischief-making activities that kids love, like Bouncy Dice Explosion and Spy Training. Registration is required.
“Kevin Roche: The Quiet Architect.” Friday, March 10, 10:30 a.m. to 1 p.m. A documentary on the career of Irish-American Kevin Roche,
considered one of the most prominent and influential architects in the second half of the 20th century. No registration required.
Author Talk. Monday, March 13, 1 to 2 p.m., via Zoom. You’re invited to a conversation with New York Times bestselling author David Epstein, who will discuss his most recent book, “Range: Why Generalists Triumph in a Specialized World.” Registration is required.
Tuesday Matinee. “Let Them All Talk.” Tuesday, March 14, 1:30 to 3:30 p.m. A famous author goes on a cruise with her friends and nephew in an effort to find fun and happiness while she comes to terms with her
troubled past. Rated R. No registration required.
“This Business of Fighting: A Human Face on World War II.” Tuesday, March 14, 6 to 7 p.m. “This Business of Fighting” is based on the letters home of Anton Pritchard, writer Arnie Pritchard’s father, from the front lines of World War II in Europe. Registration is required.
Guided meditation. Wednesday, March 15, 10:30 to 11:30 a.m. Join Johanne Vannelli as she leads us through a mindfulness and meditation session. This program will be held in person and simulcasted on Zoom. Registration is required.
The North Haven Garden Club seeks vendors for its annual May Market fundraiser, which will be held Saturday, May 13, 9 a.m. to noon, at the Parks and Recreation Center on Linsley Street. Indoor spaces are limited. Weather permitting, some outdoor spaces will be available. Spots for vendors are $20. For more information, email nhgccindy@yahoo.com or call/ text 203-314-5807.
Faith United Methodist Church, 81 Clintonville Road, will host its annual Spring Fair Saturday, May 13 from 8:30 a.m. to 2 p.m. The festivities will include a
silent auction, tag sale, Mother’s Day plant sale, baked goods and crafts for sale, and more. Craft and vendor space is available for $30. Contact Vicki LiPuma at 203-265-1070 or vicklip@ aol.com.
North Haven Sons and Daughters of Italy’s Community Outreach Committee is coordinating a collection of non-perishable food items for distribution to the North Haven Community Services Food Bank. Items can be dropped off at the following locations by Friday, March 31: Arnold’s Jewelers, 117 Washington Ave.; Hello Gorgeous Hair Studio, 460 Washington Ave.; Nick’s
Char-Pit Restaurant, 22 Middletown Ave. To add your business to this list, or for more information, call Denise Krause at 203-7107397.
North Haven Soccer Club Spring 2023 registration is open. Visit northhavensoccerclub.org. If you have questions, run into issues while registering or are interested in volunteering with NHSC, email nohavensoccerclub@gmail.com.
Masonicare will host "Planning Before a Crisis"
Wednesday, March 15, 3 to 4 p.m., in the Knapp Auditorium at Masonicare at Ashlar
Village, 74 Cheshire Road, Wallingford. Attorney Steven L. Rubin will discuss the legal aspects of having a plan for your future care vs. making decisions at the time of a crisis. The event is free and open to the public. RSVP by calling 203-679-6460.
Masonicare Hospice volunteers assist in many ways. Volunteers set their own schedules and receive ongoing support and training. To learn more, contact Jolan Szollosi at 203-679-5342.
At Clintonville Elementary School, from left: fire inspector David Obier; teacher Kayla Metzger; poster contest runnerup Mia Gentile, a fourth-grader; poster contest winner Romeo Lopez, a fifth-grader; teacher Anna Filosi; school principal Brigit D’Angelo; fire inspector Ray Saracco; and firechiefPaulJanuszewski.
Each year, Connecticut students in grades four and five are invited to participate in a fire prevention poster contest, the goal being to promote a joint education effort between schools and the fire service. The North Haven Fire Department’s administrative staff selected two posters – one from a fourth-grader, one from a fifth-grader – and submitted the works for consideration in the state-wide competition. The NHFD also picked runners-up. The local artists were presented with a certificate of recognition and a gift card care of the NHFD.
Take a trip to Wright’s Farm in Blackstone Valley, R.I. Thursday, April 20 for an allyou-can-eat classic chicken dinner. Stroll the gift shop and keep your winning streak going with a visit to Bally’s Twin River Casino. For age 18-plus. Cost is $99 for residents, $109 for nonresidents. Trip will depart from North Haven Senior Center. For more information, call the Senior Center at 203-239-5432.
The North Haven Assessor's Office is taking applications for Additional Veterans Exemptions through Oct. 1. If you are not sure if you need to renew this year, contact the Assessor’s Office at 203239-5321 or assessor@north-
haven-ct.gov. The North Haven Assessor's Office is taking applications through May 15 for tax credits for elderly homeowners and the disabled. Applications must be submitted every two years to continue benefits. If you are not sure if you need to renew this year, contact the Assessor’s Office at 203-239-5321 or assessor@ northhaven-ct.gov.
A draft of North Haven’s 2022-27 Affordable Housing Plan is available on the municipal website. The state require that all 169 Connecticut municipalities prepare and adopt an affordable housing plan at least once every five years. The statute requires that the plan specify how a municipality intends to increase its number of affordable housing options.
The Bobcat Stride, a free walking program, is open to people age 50-plus. Walkers meet weekdays from 6 to 9 a.m. at Quinnipiac University’s North Haven campus, 370 Bassett Road. For more information, contact Katie Picard at Katherine.Picard@ qu.edu.
North Haven’s Office of Community Services welcomes residents to schedule an appointment to apply for the Connecticut Energy Assistance Program. Call 203239-2566.
Comprised of high school students age 14 to 18, the North Haven Fire Explorer program provides opportunities to explore a career path in emergency services as a firefighter, EMT or paramedic. Email NOHFDExplorers@gmail.com or visit northhavenfire.org.
The North Haven Community Services Food Bank has a constant need for: mayonnaise, ketchup, mustard, coffee, tea, tuna, soup, Chef Boyardee products, instant mashed potatoes, cookies, crackers, macaroni and cheese, protein and granola bars, trail mix, nuts, jerky, peanut butter and graham crackers, dried fruit, fruit snacks, fruit cups, canned fruit, applesauce, juice boxes, pudding cups, peanut butter, jelly, Pop Tarts, cereal, oatmeal, pancake mix and syrup. Items can be dropped off at the Department of Community Services office, Town Hall Annex Building, 5 Linsley St., Monday through Friday, 8:30 a.m. to 4:30 p.m.
Exhibitors and speakers are sought for the 10th Bi-Annual Passport to Health & Well-
ness Expo, which will be held April 23, 10 a.m. to 4 p.m., at The Bristol DoubleTree by Hilton. Also, vendors are sought for expos taking place May 21 and Sept. 17 at the VFW in Plainville. Contact Shirley Bloethe at 860989-0033 or yourholisticevents@gmail.com, or visit yourholisticevents.com.
The North Haven Ski Club encourages people interested in winter sports to join and take advantage of the great discounts offered to members. Contact Annette Murphy at 203-927-3071 or dapdmurph@aol.com.
Bring your used clothing donations to Hope Christian Church, 211 Montowese Ave. Hope Christian Church is partnering with St. Pauly Textile Inc. to provide a wood-frame drop-off shed for community use. Accepted items: clothing, shoes, belts, purses, blankets, sheets, curtains, pillowcases and stuffed animals.
Castle Craig Players, Meriden is celebrating its 30th season. All shows on sale now: “Doubt: A Parable,” March 10 to 19; “The Marvelous Wonderettes: Dream On,” May 5 to 20; “Into The Woods,” July 28 to Aug. 12. For ticket information, visit castlecraigplayers.org.
Big Brothers Big Sisters of Connecticut is an affiliate of Big Brothers Big Sisters of America, the 119-year-old national youth mentoring organization. Based in Hartford, Big Brothers Big Sisters of Connecticut offers lifechanging programs to at-risk children in all of the state’s 169 municipalities. Learn more about Big Brothers Big Sisters by visiting ctbigs.org.
Sheehan’s season ended at 6-13-2.
“We knew we were the underdogs, sneaking into the playoffs," said Sheehan head coach Dave Festa. “At first, we were looking for positional play, just trying to beat them to the puck, but they were faster and just got into the dirty area and got some good shots.”
Indeed, North Haven’s first shot on net was something of a warning bell. It came nearly two minutes in and ricocheted off the crossbar and nearly bounced in before it was cleared by the Sheehan defense.
The Nighthawks attempted five shots before Sheehan was credited with one nearly five minutes in.
Just past the halfway mark of the first period, North Haven’s Alex Peterson broke the ice courtesy of a great setup by fellow senior William Sullivan, who
wrapped the puck around from behind the net to an unmarked Peterson in front of the crease.
The Nighthawks wasted no time in extending their early lead, finding the back of the net again just 28 seconds later as junior Nolan Cole finished a beautiful passing sequence with sophomore Bryce Montabana and freshman Bryce Mastriano.
Down 2-0, the Titans tried to regain their composure after North Haven's early onslaught. The two teams traded chances for the better part of the remaining seven minutes of the period, with neither side able to convert
With time ticking down,
Sheehan goalkeeper Michael Fritz made a stunning save that electrified the visiting crowd. As the puck ricocheted towards the goal mouth, Fritz swatted the puck out of midair to prevent a sure-fire goal for North Haven.
Despite Sheehan's valiant efforts, North Haven had the edge in shots, outshooting the Titans 17-6 in the opening frame.
The start of the second period was briefly delayed to address an issue with the ice, but did little to slow down North Haven's high-flying offense.
Just 1:36 into the period, Sullivan, who had set up North Haven’s first goal, sniped a perfectly placed shot to the top right corner. Assisting were Peterson and senior Owen Quick, who showcased their slick passing skills to set up Sullivan's tally.
North Haven was far from done. The Nighthawks again struck quickly just 10 seconds later. Montabana took advantage of a defensive
miscue by Sheehan to score an unassisted goal.
Following North Haven's quick-fire double, the Sheehan coaching staff assessed its options and made the decision to pull Fritz and replace him with Justin Lyon. While Fritz had made some good saves, he had allowed four goals and faced a barrage of 19 shots. Lyon was tasked with the unenviable challenge of trying to keep the Titans in the game. The goalie change seemed to revive the Titans. They buckled down defensively and began throwing their weight around with some big hits. The game settled into a back-and-forth affair, with both teams trading chances and playing a physical brand of hockey.
With just under three minutes left in the second period, the game took a chippy turn when Peterson of North Haven and Tyler Connery of Sheehan were both sent to the box for roughing after a scuffle.
The resulting 4-on-4 gave both teams some extra space with which to work. The Titans needed to make the most of the opportunity if they hoped to cut into North Haven's 4-0 lead.
It didn’t happen. Neither team was able to find the back of the net in the waning moments of the second period and the Nighthawks maintained their stranglehold on the game, outshooting Sheehan 29-13.
The third period got off to a rocky start. A North Haven player collided with Lyon in the crease, causing a brief stoppage in play.
Once the game resumed, it didn't take long for North Haven to extend the lead to 5-0, with Peterson scoring his second goal of the game with 10:37 left. The Titans were reeling, and things only got worse from there.
Sullivan potted his second goal at 9:48 off an assist by Quick.
The Nighthawks had been firing on all cylinders throughout the game, and now they were putting the finishing touches on what had been a dominant performance.
North Haven showed no signs of slowing down as the game continued to wind down. With 8:51 left on the clock, junior Ben Gilbert found the back of the net to extend the Nighthawks' lead even further. The play was set up after the puck was lost under the Sheehan goalkeeper, and Gilbert was in the right place at the right time to finish it off.
North Haven's Alex Peterson had already had an outstanding game with two goals under his belt, but he wasn't done yet. With 4:43 left on the clock, Peterson completed his hat trick with another goal. The goal came on a power play after Sheehan was called for a slashing penalty. His brother Bryce Peterson got the shutout with 22 saves.
North Haven's suffocating defense had effectively shut down Sheehan's attack, while their own offensive firepower had proved to be too much for the Titans to handle, outshooting the Titans 41-22.
The Connecticut Small Business Boost Fund still has $125 million in loans available, especially for businesses owned by minorities and women.
The fund was launched in July as a public-private partnership that provides low-interest loans to small businesses and nonprofits in Connecticut. The program was designed to lend over $75 million-$150 million from a foundational investment from the state. So far, the fund has loaned $23 million to more than 190 businesses, according to fund statistics sent to the Record-Journal via email.
The program is aimed at helping small businesses and nonprofits particularly those owned by women and minorities with access to flexible working capital. This was a policy decision by senior management, said Sheila Hummel, business development program manager for the state Department of Economic and Community Development.
“Knowing some business owners face systemic barriers to accessing financing and business resources, 50% of financial assistance [is] directed to minority-, woman-, disabled- and veteran-owned businesses, and businesses located in distressed munici-
palities,” she said in an email statement. “We value these businesses and their contribution to the economy in Connecticut.”
So far, 58% of boost fund loans have gone to minorityand women-owned busi-
nesses. Boost fund loans have a fixed 4.5% interest rate. The intent was to make the cost of capital affordable to small businesses and aid in the recovery and growth of existing small businesses during the next five years, Hummel said.
Contributed
North Haven Garden Club's Junior Garden Club would like to share an idea with families looking for something fun to do with your kids this spring. You might just be starting to plan out a garden, so we have a great suggestion for you: How about planting a pizza garden!
What's a pizza garden, you ask? It's a garden that provides all the topping for that fun pizza and movie night with your family. Wouldn’t it be fun to walk out to your yard and gather all the fresh ingredients to make a pizza
(except for the dough), then chop and prepare them for the evening meal?
Design and plant the garden with herbs like basil and oregano, tomatoes for sauce, peppers, spinach, broccoli, onions and any other topping you can want on a fresh pizza. Gets the kids involved to help them understand where their food comes from, the growth cycles of plants, and harvesting – which is the fun part.
Make sure to choose a sunny location for your pizza garden that offers at least six hours of full sun. Your garden can be any size or shape, but we suggest doing
a round garden in the shape of a pizza.
Next, get the soil ready. We all know kids love to get their hands dirty, so have them break up clumps of soil and pick out weeds and rocks.
When you are done, add a good top soil for vegetables; about six inches. Then, follow the directions on the seed packet or plant container.
Here's a planting guide to help you with spacing: Tomatoes need at least two feet; bell peppers, space 12 to 15 inches; onions, 4 to 6 inches; basil/rosemary 15 to
In the U.S., women have only been able to get a loan in their own name, without a male co-signer, since the Women's Business Ownership Act of 1988. The federal law overturned state laws that required women to have male relatives sign for business loans, in addition to establishing women’s business centers. Thirty-five years later, there is still a large gap in business ownership, particularly among women and minorities. In Connecticut, minorities made up 22% of workers, but only 13% of business owners, according to the Small Business Administration. Similarly, women made up 48% of workers, but 41% of business owners in 2022.
See Loans, A9
example of a pizza garden.
18 inches; and thyme / oregano, 10 to 12 inches. Tomatoes will need support, so either cage or stake them.
From there, remember to feed and water your pizza garden. And most of all, have fun with your family!
Press Release
The North Haven Lions Club will be collecting diapers, wipes and pull-ups as well as incontinence and feminine products Saturday, March 11 from 10 a.m. to 1 p.m. at the North Haven Congregational Church, 28 Church St. New and opened packages will be accepted. Donated items will benefit The Diaper Bank of Connecticut. Located here in North Haven, The Diaper Bank provides items to families in need throughout the state.
In addition, the Lions will continue our collection of non-perishable canned and boxed items for local food banks. Items such as peanut butter and jelly, cold and hot cereals, mayonnaise, canned fruits and vegetables, soups and chili, broth, rice, pasta and sauce, canned chicken and tuna, coffee and tea, juice and nuts are always appreciated.
This is also a good time to drop off your no-longerneeded eyeglasses. Lions collect usable eyeglasses to support the Lions Recycle for Sight Program.
We are also happy to accept blankets, towels and dog and cat food/treats for The Animal Haven in North Haven.
The North Haven Leo Club is collecting clean bottles and cans with redemption value, and the proceeds will be donated to a charitable cause.
The North Haven Lions Club has been serving the community since 1952. Concern for hunger, vision, the environment, childhood cancer and diabetes awareness are Lions Clubs International’s primary goals. For more information about our service activities, and to be part of something meaningful, contact the North Haven Lions at NorthHavenLionsClub@gmail.com.
An 18-year-old Wallingford resident was arrested on Friday, March 3 after police linked him to a bomb threat made to a theater in North Haven. Authorities responded to a call to the Cinemark Theater, 550 Universal Drive., at around 2 p.m., after receiving a threat about multiple bombs being placed inside the building that were apparently scheduled to go off during a 9 p.m. showing of “Creed III.”
North Haven Police and the New Haven Police Hazardous Devices Unit were
called to the scene and the theater was evacuated. Authorities swept the building with bomb technicians and K-9 units present.
Police managed to trace the call to Christian Cuomo, a Wallingford resident. Following an interview and subsequent evidence found that connected Cuomo to the incident, they took him into custody at the New Haven PD at around 7:30 p.m. The threat was determined to be a hoax and no bombs were found on the property.
Cuomo was charged with breach of peace and falsely reporting an incident.
Jovanna Mejia works to remedy some of these historical disparities as an Associate Lending Manager at the National Development Council, a national nonprofit that manages the fund’s operations in Connecticut. Mejia is from Cartagena, Colombia. She said that her work is important to her as a Latina. “I want to make sure that women and minorities are able to know and have access to this amazing product,” she said. “You can really make a difference with businesses and that's really our goal to reach and to provide as much as we can to these minority and women-owned businesses. ”
Mejia explained that traditional lending for small businesses usually depends on what collateral a business can provide. They also usually have short terms and high interest rates.
Mejia explained that the 4.5% fixed rate is a few percentage points lower than the Prime Rate, which was 7.75% at time of publication. She added that most banks would also add a few additional percentage points, based on the kind of loan. “The parameters of the [boost fund] loan are lower cash flow requirements, no collateral requirements, such that historically underserved businesses can gain access to the capital that they need,” she explained. “This is critical, as it helps tear down the historical economic barriers that allow businesses to build the capacity over time.”
Boost fund loans have a 60to 72-month payback period and can range from $5,000 to $500,000, according to the boost website. After completing an online pre-application and matching the small business with a community lender, Mejía said that the community lender will assess the business and its capacity for repayment in the long term.
See Loans, A10
The North Haven Lions Club has served the town since 1952. Through Second Saturday activities, the Lions engage in service projects. For information about North Haven Lions' service activities, or to be part of something meaningful in town, contact North Haven Lions Club President Jim Bennett at pdgjim98@gmail.com.
The pre-application can be accessed through the boost website. It is made up of 14 questions that consider a business’ ability to repay the loan, how the loan fits into their business plan, the possible impact of the loan on the business and other financial obligations of the business.
“We want to ensure that any new debt that this business is taking on is not going to negatively impact the business,” Mejia said.
“When payments start, it also allows them to continue to positively cashflow instead of having a very high loan payment for a very high loan amount that could potentially negatively impact the business. ”
If the loan is approved with a community lender, Mejia explained that there is a fairly broad number of things it can be used for including equipment, payroll, utilities, rent, back rent, marketing, building renovations, or even to refinance a loan with a high interest rate.
While boost fund loans are available to businesses or nonprofits that have 100 or fewer full-time employees and annual revenue of less than $8 million, each community lender targets a different demographic with their specific needs.
Randall works with Capital for Change, a Community Development Financial Institution based in Wallingford.
He said that Capital for Change generally serves small businesses owned by Black and Indigenous people of color with less than $1 million in revenue.
“Many of those smaller businesses that maybe make ten, twenty or fifty thousand are not as adept, for lack of a better term, in securing funding,” he said. “So our approach is to be more inclusive and instructive as we navigate the process.“
Randall added that applying for loans or economic assistance can be “a bit of a hassle,” so there are also technical assistance programs available to small businesses through the fund.
Scott Arnold works with the Small Business Development Council at UConn, one of the four technical assistance providers that partner with the fund. A Wallingford resident, he said he has 25 years’ experience in banking and lending.
Technical assistance is often confused for tech support, but they are not the same. Technical assistance provides targeted support to a business with a developmental need or problem and seeks to build the capacity of a business, Arnold said.
For the fund, the council team is able to walk business owners through pre-loan, loan, and post-loan.
After matching with a local lender, sometimes a business needs help preparing a number of technical documents. The particular documents vary based on the community lenders, but Arnold cited documents like proof of revenue, a debt schedule, covered debt plan, business plan, valid operating licenses and letters of good standing with local government offices.
“We’re not here to prepare your financial statements, but we can help you in putting those together,” Arnold said.
After the loan, he added that the council can help businesses with services like marketing, market research, planning, cybersecurity, business disruption plans and more.
He also added that technical assistance programs can refer businesses to the right resource.
Our Annual Best of Awards reader’s poll is back. This is your chance to nominate and vote for your favorite people, places and businesses in your local area. It’s a great way to support your local businesses.
NOMINATE: Nominate your favorite businesses online March 9 through March 19.
VOTE: Online voting begins April 13 and ends Sunday, April 23.
WIN $250: If you nominate at least 25 businesses you will be entered to win a $250 gift card. A random drawing will take place at the end of the contest. We will also give away a $250 gift card for the voting round!
210 North Plains Industrial Rd, Wallingford, CT 06492 203-269-9204
Having a child with special needs presents unique challenges. You may worry about his or her physical and mental wellbeing. You may also worry about their financial future if their condition limits their ability to earn a living and pay for living expenses upon reaching adulthood. Fortunately, there are steps you can take to help ensure your child has sufficient financial resources along with a dedicated support system. Here are six strategies to help protect your child’s future.
Fund an ABLE account. Thanks to The Achieving a Better Life Experience (ABLE) Act of 2014, families can participate in a tax-advantaged savings program for a family member with a qualifying disability that occurred before age 26. As the owner and designated beneficiary of the account, your child can withdraw funds tax-free to pay for eligible disability-related expenses. They also may be eligible for a tax credit for contributions you make to the plan.
An ABLE account is very similar to a 529 college savings plan. Anyone can contribute to the ABLE account, including grandparents and nonrelatives, up to the annual gift tax exclusion (unless limited by your state). Contributions are made with after-tax dollars and are not tax deductible at the federal level. Some states do allow contributors to take state income tax deductions. Not all ABLE plans are equal; shop around to find the most advantageous plan for your child’s needs.
Establish a special needs trust. A special needs trust (SNT) can provide financial security by creating an income stream to a loved one with special needs. Having funds in this type of trust would not disqualify your child, as beneficiary, from receiving government assistance. Note that he or she would not have direct control over funds in an SNT, which may not be ideal if he or she is capable of managing their own finances.
There are several different types of SNTs (first-party, second-party and pooled); each of which is governed
by various requirements. Because of their complexity, SNTs are usually prepared by a licensed attorney and may cost several thousand dollars to set up.
Buy a life insurance policy. Consider purchasing a whole or term life insurance policy that names your loved one as the beneficiary when you die. To ensure the payout does not disqualify the recipient for federal and state resources, set up the policy to pay proceeds into a special needs trust.
Ask the courts to appoint a guardian. When an adult family member with special needs has significant assets or property and is unable to manage their own financial affairs, a guardianship may be appropriate. When a guardian of the estate is appointed, all financial matters are managed for the person with disabilities. This person will pay bills and is required by law to maintain detailed records to account for all spending. A family member is often appointed to this role; however, in some cases the court will appoint an unrelated individual.
Watch out for scammers. Individuals with disabilities may be more vulnerable to identify theft and other scams. Monitor credit reports to keep an eye out for unauthorized accounts. Consider enrolling your child in an identity theft protection program. Be aware that phone and internet scammers routinely target recipients of government checks by impersonating government agents. Consult the experts. Talk to your financial advisor for ideas and guidance on ways to safeguard the financial well-being of your special needs child. Your advisor will be able to recommend a qualified attorney if you decide to open a special needs trust. A tax specialist can also be a valuable resource to help with tax planning for you and your child.
Jeff Jolly, CFP, is a Private Wealth Advisor and Sr. Vice President with Ameriprise Financial Services, LLC, in North Haven. He specializes in fee-based financial planning and asset management strategies and has been in practice for 16 years. Contact him at 203-407-8188 ext. 330.
Press Release
CoStar Group, Inc., the leading provider of commercial real estate information, analytics and online marketplaces, announced the CoStar Power Broker Quarterly Deals winners for the fourth quarter of 2022.
John Bergin and Carl Russell of North Haven-based Pearce Real Estate came out on top in the list of winners in Westchester/Southern Connecticut. This is not the first time the Pearce agents have won this distinction. Bergin and Russell have both received the CoStar Power Broker Quarterly
The Durham Fair Foundation and Durham Fair Needlework Department are teaming up to support Dress
A Girl Around the World (dressagirlaroundtheworld.com). Join them Saturday, March 11, from 9 a.m. to 2 p.m. at the Middlefield Community Center, 405 Main St. All levels of sewing ability welcome. To register, call Susan Dorvilliers at 860306-9024 or email mdorvilliers@yahoo.com (put Dress in subject line).
Non-profit Boxes to Boots, 28 Chamberlain Highway, Berlin, sends care packages to members of the U.S. military serving overseas. To learn more about the organization and its needs, visit boxestoboots.org.
Deals award multiple times in past years and quarters.
The CoStar Power Brokers Quarterly Deals winners are determined by the top deals executed every quarter, based on price and square footage. Bergin and Russell garnered the recent CoStar honor working collaboratively to lease three bays at 65-145 Furniture Row in Milford. The three bays combined total 40,650 square feet of industrial warehouse space, almost a quarter of the entire 200,000-square-foot facility. With this transaction, the facility is completely leased.
Pearce Real Estate is a local, independently owned, fullservice real estate company with seven residential and commercial offices in the greater New Haven and Shoreline areas.
Adelphia Café
476 Washington Avenue North Haven, CT 06473 203-535-0149
Family owned/operated. Former proprietors of the Neptune
A Classified ad is an easy way to sell your merchandise, and it’s easy on your wallet, too.
Notice is hereby given that the North Haven Zoning Board of Appeals will hold a Public Hearing on Thursday, March 16, 2023 at 7:30 p.m., at the Mildred A. Wakeley Community and Recreation Center, 7 Linsley Street, in Room #2 at which time and place opportunity will be given to those who wish to be heard relative to the following applications:
PUBLIC HEARINGS:
1. #22-14 Continuation of the Special Permit Application of John Magliochetti, Applicant, G.V.L. Inc., Owner, relative to 45 State Street, (Map 66, Lot 28), per Section 8.11.1, seeking a Certificate of Location for a Motor Vehicle Dealer’s License. IL-30 Zoning District.
2. #23-01 Application of Peter F. Grasso, Applicant, John & Alyssa Deugenio, Owner, relative to 45 Cedar Avenue, (Map 37, Lot 35), per Section 2.1.1.9, requesting a front yard setback variance of 5.1’ to permit a front yard setback of 19.9’ where 25’ is required. R-12 Zoning District.
3. #23-02 Application of Amici Corner Deli LLC, Applicant & Owner, relative to 43 Broadway, (Map 66, Lot 4), per Section 8.3.3.1, requesting approval to enlarge an existing non-conforming building. IL-30 Zoning District.
4. #23-03 Application of Nick Piscitelli, Applicant, Rodney W. Diggs, Owner, relative to 160 Garfield Avenue, (Map 41, Lot 154), per Section 2.1.1.9, requesting, a front yard setback variance of 9’ to permit a front yard setback of 16’ where 25’ is required. R-12 Zoning District.
Joseph P. Villano, Secretary R259505
TOWN OF NORTH HAVEN INLAND WETLANDS COMMISSION NOTICE OF PUBLIC HEARING
TO RESIDENTS AND TAXPAYERS OF THE TOWN OF NORTH HAVEN AND OTHER INTERESTED PARTIES:
Notice is hereby given that the Inland Wetlands Commission will hold a Public Hearing on Wednesday, March 22, 2023 at the Mildred A. Wakeley Recreation and Community Center, 7 Linsley Street, in Room 2 at 7:00 PM., to consider the following application. A copy of this notice is filed in the Town Clerk’s Office.
1. #I23-02 Application of Robert Swanson, Applicant, BBL Realty Company, LLC, Owner, relative to 50 McDermott Road, (Map 6, Lot 9), seeking a Site Plan Referral. Plan Entitled: Limited Property and Boundary Survey, Improvement Location Survey, Proposed Addition, Land of BBL Realty Company, Inc., #50 McDermott Road, North Haven, Connecticut. Prepared by: Juliano Associates, LLC. Dated: 2/20/23. Scale:
1”=40’. IL-30 Zoning District.
Frank H. Bumsted, Chairman R259654
RETIRED COUPLE -
From NC seeking to rent Mother-in-Law apartment in Wallingford, CT area, to be used as home base, when visiting area. If interested, contact by email: manduffer@ya hoo.com
ANTIQUES WANTEDComic books, toys, adv. signs, military items, motorcyles, mini bikes, etc. All items considered, appraisal & estate sale services, incl. clean-outs. 40 years exp. Call or text, Gary at 203-237-4124.
ENTRY LEVEL
TECHNICIAN NEEDED
Skrips Auto Body is offering a unique opportunity to an entry level, detail-oriented individual that is willing to grow with our company. We are looking to train someone who has some basic automotive knowledge, and a strong willingness to advance in the Auto Collision Industry. We offer a clean, safe, and up to date facility that has a commitment and strong desire to share our knowledge of this ever changing automotive industry to the right candidate. We offer health insurance, 401k, uniforms, paid vacation as well as continual ongoing training to keep you in the know.
MATERIALS DISTRIBUTION
Screened Topsoil $25/ per yd; Sand-$18 per yd; Millings-$22 per yd; Screened Millings $30 per yd; $100 minimum delivery. No pickup truck service. Minimum 16 yd pickup at our yard. Call Jim @ 860-982-4819 for delivery
PREMIUM SCREENED
TOPSOIL
BUYING ALL - Costume Jewelry, Old Watches, Gold Jewelry, Silver Jewelry, Gold & Silver Coins, Sterling Flatware, In Any Condition. Please Call Jude M. Dichele @ (203) 8681816.
BUYING MACHINIST
TOOLBOXES - Tools & tooling, contents of machine shops, home workshops and small lathes. Call anytime 860-985-5760
TOP
(203) 600-4431.
TOP CASH PAID For Junk or unwanted vehicles, Toyota’s etc.
Please call Mike @ 203284-8562 8am-5pm.
COLLISION TECH NEEDED
Skrips Auto Body is searching for a qualified collision A or B tech, that is detail oriented, and interested in working in high quality shop. Applicant should be capable of performing quality repairs on a continual basis. We are a Non DRP shop using only OEM parts. We offer health ins, 401k, paid vacations, holiday pay, ongoing training, etc.
Skrips has been a well-respected and recognized leader in the collision industry for 45 years, and we plan on continuing on the same path, and hopefully you can assist in our goals.. Skrips Auto Body Inc. 104 Cheshire Rd. Prospect 203-758-6605
Bob@Skripsautobody. com
Skrips has been a well-respected and recognized leader in the collision industry for 45 years, and we plan on continuing on the same path, and hopefully you can assist in our goals..
Skrips Auto Body Inc. 104 Cheshire Rd. Prospect 203-758-6605 Bob@Skripsautobody. com
INSTALLER
Contact Tony at 203-807-9908.
GENERAL MANUFACTURING HELP - At our millwork facility, M-F, 6 a-2:30 p. Will train. Must have own transportation. Come in & fill-out an application at Jawor Lumber, 1068 N. Farms Rd., Wallingford.
$25/yard delivered, 3 yd, $100 min. delivery Call Jim 860-982-4819
TREE LENGTH
FIREWOOD
CALL FOR DETAILS 203-238-2149
1, 2, 3 CASH FOR YOUR ANTIQUES & JEWELRY - Call Todd Shamock at 203-494-1695.
ALWAYS BUYING CASH PAIDVintage Electronics, Musical Instruments, Amps, Ham Equipment, HiFi, Radios, CB, Guitars, Audio Equipment, Antiques. 860-707-9350
ALWAYS TOP CASHFor Your Grandma’s Costume Jewelry Stash. I’ll Come to You. Julie, 203-443-9602.
CNA/HHA - Needed to care for a 57yo female with a severe brain injury to provide assistance with ADLs, meal prep and light housekeeping. Please call 860680-1476 to arrange an interview.
GRASSY HILL AUCTIONS, - an Estate Sale, Liquidation, Attic & Basement Cleanout Company is Always Buying and providing services all over Connecticut. These are just a FEW of the things we are looking for: Antiques, Collectibles, Old/ Vintage Toys, Musical Instruments (Saxophones, Trumpets, Violins, Flutes, Clarinets, Trombone & SO MUCH MORE) Advertising Items, Wristwatches (Broken or Not), Pocket Watches, Tools (Machinist, Woodworking, & MORE) Doorstops, Clocks, Oil Paintings, Old Signs, Old Photographs, Old Postcards, Brewery Items, Hunting & Fishing, PEZ Dispensers, Costume Jewelry, Broken Jewelry, Gold & Silver Jewelry, Gold & Silver Coins, Military Items, Swords & Bayonets, Helmets & Patches, Medals & Uniforms, Pocket Knives, Lighters & Pipes, Fountain Pens, Mechanical Pencils, Fraternal Order Items, Religious Items, Industrial Items, Winchester Items, Sikorsky Items, Pratt & Whitney Items, Colt Items, Native American Items, Vintage Electronics, Slot Cars, Toy Trucks, Matchbox & Hotwheels, Barbie’s, Folk Art, Statues, Bronzes, Trains, Cameras, Mid Century Modern Furniture, Straight Razors, Shaving Items, Political Items, Comic Books, Sports Cards & Autographs…& THE LIST GOES ON! So please give us a call at your earliest convenience. Grassy Hill Auctions 203-868-1816 - Grassy HillAuctions.com
PREMIER ESTATE JEWELRY - Is interested in buying your fine jewelry, watches, coin collections, silver flatware, and costume jewelry. Call Bill, (203) 4942496.
TIMELESS TREASURES
ESTATE AUCTIONS -
Is looking to purchase estate contents. From single items to entire estates. Clean-out services available. Call Bill (203) 494-2496.
HOUSECLEANING
Condos, offices, windows. Oven & Fridge free. Refs. 16 Years Exp. Fabiana, 203.565.7745.
HOUSECLEANINGHousekeeper. Offices. Have many years of exper.
TEC ELECTRICAL Service LLC All Phases of Electrical Work. 24 hr. Emergency Service. Small Jobs Welcome. 203.237.2122
GUTTERS CLEANED
Painting Int. & Ext. Powerwashing Free Ests. Ins. Refs. Rodrigo, (203) 565-7745.
IF YOU Mention This Ad SPRINGYard Clean-Ups Brush, branches, s torm damage **JUNK REMOVAL** Appl’s, Furniture, Junk, Debris, etc WE CAN REMOVE ANYTHING Entire house to 1 item removed! FREE ESTIMATES Sr. Citizen Discount LIC & INS. DUMPSTER RENTALS 203-535-9817 860-575-8218
CustomColonial Painting.com Since ‘99
Lic’d 0630904 & Ins’d
Senior Discount Warranty. Financing 860-306-0270
FRONTLINE PLUMBING
- Plumbing repairs & replacements, toilets, tubs, sinks, showers, 30 yrs exp., 100% free quotes. #0286296-P1. Bob 203-213-0691.
Specializing in tree removal, trimming, chipping & grinding. Call for free estimate. 203-945-1808.
GUTTERS PLUS 25+yrs. Exp. Call today for Free estimate. 203-440-3535 Ct. Reg. #578887
HOME DOCTOR - 48 yrs exp. Odd jobs & remodeling, former US Navy, 15 yrs, #640689, 203.427.7828.
Let Us BEAR
Your Junk! Junk Removal in CT
RT RELOCATION Your moving and storage specialists. Call for a free estimate. 833-668-3978.
Insurance claim.storm damage.roofing.siding. gutter.chimney flashing. Office:203.754.3071 Cell:203.510.3830
Stormshieldct@gmail. com HIC.0664452
#1 PAINTER’S EDGE Ext. & Int. Painting. Sheetrock.Popcorn Repair. Wallpaper Remv’l. Decks. 25 yrs exp. Free est. Sr. disc. #0656136. Ins. 860.538.5520
Roof Repair or Replacement, Chimney Repair, Skylight Replacement. Free est. CT #0651199 (860) 877-3006
