Business News April 2013

GEELONG | BALLARAT | WERRIBEE FOR BUSINESS PROFESSIONALS

ISSUE 217 APRIL 2013

Do you doze off easily?

Please tick where appropriate:

While watching TV? In the car, while stopping for a few minutes in traffic?

In the middle of reading a book?

Even while sitting quietly in a public place, or during a meeting?

Or do you just snore a lot?

If you answered ‘yes’ to any of the above, you might have Sleep Apnoea - a sleep disorder that stops the air from travelling freely to and from your lungs.

If untreated, it can increase the long term consequences and management of Heart problems, Type 2 Diabetes & Pain.

Follow us on Facebook for special promos and giveaways.

Please call Community Care Chemist on (03) 5246 5850, or drop by our Geelong store at 18 Malop Street for more details on Sleep Apnoea testing. www.communitycarechemist.com.au

VIEW ONLINE AT:

www.biznewsmag.com.au

ISSUE 217 APRIL 2013

FEATURES 12. Multiple Careers 16. Superannuation Equations 20. Leading Ladies 32. National Volunteer Week

CONTENTS 4. Editor 5. Biz News 10. New Appointments 14. Mayor’s Comment 22. Tax 23. Legal 24. Small Biz 26. VECCI Update 30. Comment 36. Tech Guy 39. Recruitment 40. Arts 42. Community 46. After Hours 50. What’s On

Drive Your Super Further...

Attend our Introductory Seminar.

This will help you decide if a Self-Managed Super Fund is for you.

Take control of your own super

$27 per couple Four Points By Sheraton Wed 17th April 2013 | 6.30pm - 7.30pm

Please contact Alice Rosani to reserve a seat. R.S.V.P by 12th April Email: alice@sjcanny.com.au | Phone: 03 5278 9500

BUSINESS NEWS | 3

EDITOR

If you can’t say anything nice...

HAS there ever been more cause for embarrassment over our supposed representatives? It says a lot that British Parliament looks positively respectable and sensible when compared with the recent antics of Australian parliamentarians. In fact, a quick Google search of international commentary on the latest attempted coup in Canberra shows that while the rest of the developed world might be suffering from economic woes, those larrikin Aussies with their insatiable appetite for political bloodshed are helping to lift their spirits with a few laughs.

And speaking of the coup that wasn’t, the motivations of some of the Labor Party’s most senior cabinet members is the one area that hasn’t been well examined amongst national media outlets that are otherwise voracious for political intrigue.

Did the likes of Crean, who from the outside appears to have taken one for the team, and Marles, who quickly followed suit, simply lose their heads in the creation of yet another leadership challenge? No one could have seriously thought Kevin Rudd would accept the poisoned challis of the Labor leadership at this stage of the

game, could they? Or is this a hint that K. Rudd is plotting like some Machiavellian Harry Potter to bring down the enemy on his own terms (i.e. in the post-election devastation) and Crean and Marles are positioning themselves for the final battle?

Meanwhile, Tony-I-reallydo-like-women-and-am-anall-round-nice-sort-of-bloke Abbott strutted around telling anyone who’d listen that nothing like this would happen in the Liberal Party‌ Ted Baillieu jumping out of the top job before he was pushed in Victoria was nothing of the sort‌ nor was the dumping of Isobel Redmond as Premier of South Australia‌ and the Howard-Peacock years of knifing and counterknifing were a different matter altogether.

This isn’t a matter of political party culture; it’s a matter of Australian political culture – with leaders under as much pressure from within their own party as without. Nothing diverts the best intentions quite like the quest for power.

Thankfully, when you tune out from the off-key merry go round that is Politics Down Under – where down under references the relative position to the line of integrity

and morality – there are some fascinating things happening in Australia.

One of these is the superannuation debate currently ramping up around around the nation. The Australian economy has performed exceptionally well in tumultuous global times. But if it’s true that you make your own luck, then Australia could be an even luckier country in the decades to come. With an ever-expanding pool of superannuation savings, the opportunity is there to alleviate the impending deluge of old age pension and healthcare funding that is threatening every nation with an ageing population, Australia may weather this future storm significantly better than other nations if, and it’s a big if, those funds are managed both cleverly and carefully – allowing neither plundering by cashstrapped governments nor a place to hide for wealthy Australians looking to add to their personal hoard with welfare payments. The challenge is before us, the prize, if we get it right, is the promise of long-term economic security.

DAVINA MONTGOMERY

ISSUE 217 APRIL 2013 BUSINESS NEWS, an Adcell Print Group publication, is mailed to more than 6000 businesses across Geelong, Ballarat and Werribee.

If you would like to receive Business News at your business please contact us.

PUBLISHER Maureen Tayler MANAGER Caroline Tayler EDITOR Davina Montgomery davina@adcellgroup.com.au FOR ADVERTISING Vinnie Kerr M 0409 427 473 vinnie@adcellgroup.com.au Tanya Carroll M 0418 302 869 tanya@adcellgroup.com.au Justin Abrams M 0437 981 510 justin@adcellgroup.com.au T (03) 5221 4408 F (03) 5221 2233 203 Malop Street, PO Box 491, Geelong Vic 3220 Shop 4/100 Simpson Street, Ballarat Vic 3350

www.adcellgroup.com.au

SPECIAL OFFER - Meeting Room Projection System ŕ Ž 6 US`

ex GST :(=, 6=,9

ŕ Ž / PNO 8\HSP[` 4P[Z\IPZOP +H[H 7YVQLJ[VY ŕ Žŕ Ž š +LS\_L 7YVQLJ[PVU :JYLLU ŕ Žŕ Ž - \[\YL 7YVVM 3HW[VW 0UW\[ ^P[O =.( /+40 ŕ Žŕ Ž * VSV\Y ;V\JO :JYLLU (\[VTH[PVU :`Z[LT ŕ Žŕ Ž : V\UK :`Z[LT PUJS\KPUN (TWSPMPLY HUK :WLHRLYZ ŕ Žŕ Ž - \SS` 0UZ[HSSLK ^P[O TVU[OZ 6UZP[L >HYYHU[` ŕ Žŕ Ž ( 9LSPHISL 7YV]LU :`Z[LT 0[ Q\Z[ ^VYRZ

Touch Screen reen een n

* Installation Conditions Apply

E d u c a t i o n

-

T h e a t r i c a l

-

C o r p o r a t e

A u d i o V i s u a l Te c h n o l o g y Call us today: (03) 5241 37777

4 | BUSINESS NEWS

Email: enquiries@multiteksolutions.com.au

www.multiteksolutions.com.au

BIZ NEWS

$500k project to boost future industry growth A $500,000 future industry project fund has been announced by The Gordon as part of the Skilling the Bay project, designed to trigger a new phase of growth in one of Geelong’s industry sectors.

IN partnership with the City of Greater Geelong, Deakin University and the State Government, The Geelong Future Industry Project will see $500,000 in funding allocated to one innovative project that can transfer research and development (R&D) from Deakin University into local industry to generate business opportunities and sustainable employment; and provide opportunities for both TAFE and university students to participate in the project.

Businesses and industry networks across the City of Greater Geelong with an interest and capacity for supporting the application of Deakin’s R&D into their industry are invited to apply to deliver the exciting project, with expressions of interest due by 19 April.

businesses and networks in Geelong that have the capability and vision to fully capitalise on this project opportunity, which will also provide students from TAFE and university with an opportunity to gain real world experience in commercialising R&D,” he said.

year (2012-14), $1.3m project established by the State Government in response to economic and industry changes impacting Geelong. The Gordon is leading the delivery of the project in partnership with Deakin University, the State Government and the City of Greater Geelong.

City of Greater Geelong Mayor, Keith Fagg, said Skilling the Bay was a very important initiative for the region.

“This program gives us the opportunity to proactively plan for the types of jobs, skills and industry we can

develop in Greater Geelong in the future,” he said.

Skilling the Bay has two key objectives to address the changes impacting Geelong: to develop a long term jobs vision for Geelong and a workforce development action plan to achieve it; and to support the growth of existing and emerging industries through targeted demonstration projects such as the Geelong Future Industry Project.

Further details on Skilling the Bay and the Geelong Future Industry Project can be found at thegordon.edu.au.

“Research, innovation and skills are fundamental to business growth and this latest funding opportunity is a major part of the Skilling the Bay project which will not only address these fundamentals, but also shine a light on what the future of industry and work might look like in Geelong.”

Gordon CEO Grant Sutherland says the Skilling the Bay team are keen to receive applications from a range of industries across the region.

Full submissions will be due from shortlisted applicants at the end of May, with the successful applicant announced in June. The 18 month project is expected to commence in July this year and completed by December 2014.

“We have a lot of innovative

Skilling the Bay is a three-

BUSINESS NEWS | 5

EDITOR a payroll career; but this is exposing their organisations to serious risk.

Are you up to date on payroll?

According to the head of the Australian Payroll Association, an alarming number of Australian companies are noncompliant and not meeting statutory requirements, putting employers at risk. This risk is compounded by companies using inefficient payroll practices, and having unqualified staff to manage what is a very complex process.

APA managing director, Tracy Angwin, has recently launched a book on the subject, The Payroll Revolution, and is sounding a warning to company directors, chief financial officers and human resources managers over the urgent need for all businesses to come up to speed on their payroll obligations or risk serious consequences, including substantial penalties and brand damage.

“The fact is that most businesses are not taking their payroll obligations as seriously as they should be, and are failing to leverage payroll as an asset of the organisation,” Ms Angwin said.

“We can see that through payroll disasters, such as the rollout of Queensland Health’s flawed payroll system, which could ultimately cost taxpayers up to $1.2 billion, and the $20 million payroll fraud at retailer Clive Peeters.”

Ms Angwin said that changes to the Fair Work Act at the end of 2012 meant that businesses needed to be fully compliant on their payroll systems or they risked substantial fines from the Fair Work Ombudsman.

“There is simply no margin for error, but unfortunately a large number of the people employed in payroll do not have proper payroll qualifications.

“They have usually fallen into

“I believe there is a opportunity for company executives to leverage their payroll operations to more effectively support key business objectives.

In The Payroll Revolution, Ms Angwin writes specifically about the Australian employment environment, covering current legislation, and includes insights from the most comprehensive payroll benchmarking study to be completed in Australia.

“There is still a misconception in business that payroll is a simple, single dimensional back-office function.

“In reality, payroll professionals are responsible for understanding and interpreting a myriad of ever-changing regulations and legislation as well as managing the demands of employers and employees.

“There are hundreds of potential pay components applicable to employees pays. Each of these are calculated based on the industrial instrument that determines an employee’s pay and each can be treated differently in relation to payroll tax, superannuation and leave accrual often depending on the employees state location.

“The permutation of ways to pay employees is impossible to calculate and subsequently the risk of incorrect payments to staff is high.”

Ms Angwin said that when payroll within an organisation is correct, it typically goes unnoticed, but when it’s wrong it can get media headlines.

To alleviate poor payroll practice, APA has recently launched the first nationally accredited payroll qualifications in Australia, including a Certificate IV in Payroll Administration and a Diploma of Payroll Management.

“Until now, having professionally qualified staff undertaking payroll management and administration has been overlooked in the corporate governance process, but organisations need to be disciplined in payroll governance, compliance and documentation.

“Payroll personnel should be qualified to undertake their duties. It’s very much about de-risking the organisation and protecting the brand – and organisations that harness their payroll operations and staff, and to leverage them properly, will add value to their overall business assets.”

Web Copywriting | Ad Copywriting | Press Releases | Newsletters

Word Service Annual Reports | Scripts | Award Applications | Business Annoucements

“Don’t stress about whether you’ve got the right stuff.

Give it to someone who knows how to write stuff.”

Word Service Copywriting for business from people who write about business!

Davina Montgomery | Editor | P: (03) 5221 4408 | E: davina@adcellgroup.com.au | adcellgroup.com.au

Word Service is a product of Adcell Group, publishers of Business News and Ruby magazine.

6 | BUSINESS NEWS

BIZ NEWS

Improved tools to help Australian business

Trades employment incentive gets the nod

Who doesn’t love an app that can make your life a little bit easier, especially if you’re a hectic small business owner?

On the back of the success of the Government’s business planning apps for iPad comes the Android™ versions of MyBizPlan, MarketMyBiz and MyBizShield.

It was a small piece of good news in what has otherwise been a period of tough business conditions for the building, construction and engineering trades. Australian Industry Group Chief Executive, Innes Willox, described the extension of the Kickstart Employer Incentive for employers in the building, construction and engineering trades who take on a new apprentice, as a sensible and welcome boost.

THE apps were developed with the help of business experts and are based on popular planning tools on the business.gov.au site, which have been downloaded more than one million times.

Minister for Tertiary Education, Skills, Science and Research, Chris Bowen MP, and the Minister Assisting for Industry and Innovation, Senator Kate Lundy, announced today.

“The iPad apps have proven to be a great success, with more than 22,000 downloads since September last year, so I am pleased that we can now also offer these essential planning tools to Android™ users,” Minister for Tertiary Education, Skills, Science and Research, Chris Bowen MP, said.

apps will now be available on Android™.

“A look around any office shows business owners are embracing new technologies like tablets and smart phones to improve the way they operate,” Senator Lundy said.

“As a Government we recognise the importance of keeping pace with rapid technological change. Through these apps we are providing business owners with information and tools to help increase their productivity.”

“THERE is nothing more important that the investment in our skills. These payments are significant for both our future skills base as well as supporting employers in these trades who are facing significant headwinds and therefore are limited in their ability to hire new apprentices,” Mr Willox said.

“The Kickstart program both the initial program in 2009 and the reintroduction

in January following an Ai Group request – have been very well received by industry. Unfortunately, apprenticeship numbers across building, construction and engineering have not yet bounced back to pre-GFC levels, so any funding in this space is most welcome.

“We remain optimistic the Government will extend the incentive beyond April,” Mr Willox said.

Getting on board the tech revolution, the Government has also developed two YouTube videos to help raise awareness of the importance of business planning. You can check them out at business.gov.au/videos.

“They make it easier for business owners to plan for the future, with templates and handy prompts to create, update, share and store their plans online.”

Minister Assisting for Industry and Innovation, Senator Kate Lundy, welcomed the news the

Establishing the correct structure for your assets is essential to protecting your financial future Coulter Roache Lawyers can advise and assist in establishing your personal and business asset structures Talk to us today on 5273 5273 Geelong Anglesea Bannockburn Barwon Heads Portarlington Torquay

www.coulterroache.com.au BUSINESS NEWS | 7

ADVERTISEMENT

Last chance Don’t say we didn’t warn you.

Twenty years ago there wouldn’t have been any houses in this picture. Now, there’s just a few spaces left of what many regard as the best land in Geelong.

Certainly, it has some of the best views, with the You Yangs, Bass Strait and even Melbourne visible on a clear day. So why have so many people chosen to live here on the space between Scenic Road and the Ring Road?

It’s certainly changed since they shifted to Highview Estate.

“When we arrived, the paddock across the road had sheep, creating a rural atmosphere which will remain.”

4HEÒBIGÒIN¹UXÒOFÒRESIDENTSÒIN (IGHTONÒHASÒDEµNITELYÒHADÒA dramatic effect on the local shopping centre. This oncesleepy little neighbourhood shopping centre is now bustling with new shops and cafes.

“We came here because it was close to town and we really like being in the hills with a view”.

According to Ian Rogers, one of the early movers, “We came here because it was close to town and suburban shops and we really like being in the hills with a view over the Western District”.

8 | BUSINESS NEWS

A whole brunching scene has formed on the weekend and the leafy-village atmosphere lends itself well to the role.

The other big change visible in this scene is the Geelong Bypass. Having said that, ‘Bypass’ may not be the most accurate description given the

amount of Geelong people who have discovered that the Ring Road is a great way to get from one part of Geelong to another, quite quickly. This is good news if you live right near an on-ramp, WHICHÒISÒANOTHERÒBENEµTÒ(IGHTON residents enjoy. It also means Melbourne is less than an hour away. It has made a noticeable REDUCTIONÒINÒTRAFµCÒONÒ3CENICÒAND Barrabool Roads, too - especially at peak times.

PRD Nationwide’s LandSpecialist and Highton local, Rene Mogic, says, “We’re coming to the end of an era.

When these blocks are taken, I don’t know where you will be able to get this quality around Geelong - Certainly not at this price, nor on the West side of Geelong”.

Although the land supply for new housing has now become

“It also means Melbourne is less than an hour away.”

With less than 10% of the land left, business is brisk. Perhaps because the land is relatively affordable. Land here is less per square metre than it is in “affordable” Armstrong’s Creek.

Part of that is because the blocks are bigger. The rest of it is hard to understand.

limited, some of Highton’s best land is still available with views of Geelong and considerable value. Highview Estate, one of Highton’s featured land developments, released 30 blocks just prior to Christmas and 17 have already been sold.

So, you might want to get in now before its going...going... gone!

ADVERTISEMENT

“This once-sleepy little neighbourhood shopping centre is now bustling with new shops and cafes.”

BUSINESS NEWS | 9

NEW APPOINTMENTS CHIROPRACTIC Jessie Chapple joins Latrobe Chiropractic.

She has a keen interest in treating the whole family, from bubs through to older adults, with a wellness approach to care.

She predominantly uses the diversifi ed technique combined with blocks, activator and soft tissue therapy.

CHIROPRACTIC

Karingal welcomes Janet Dempster to the role of Manager – People and Culture.

Janet has worked in the human resources fi eld for over 17 years, including at Barwon Water, the Gordon and Target, and is very pleased to have moved into the not-for-profi t sector.

COMMUNITY SERVICES

Nicholas Robb has returned to his home town to join Latrobe Chiropractic.

Sally Thorpe has recently been appointed Regional Manager at MatchWorks.

He has a keen interest in helping others function optimally physically and emotionally.

This is a new role created as a result of MatchWorks’ recent expansion.

A session with Nicholas may include classical or gentle chiropractic adjustments, massage, exercise, nutritional and emotional supportive advice.

Sally has around 13 years operational and management experience in employment services with both for-profi t and not-for-profi t providers.

BUSINESS SUPPORT

COMMUNITY SERVICES

Liz Grant has taken up the position of Small Business Smart Business Program Coordinator at the Chamber of Commerce.

The aim of the Small Business Smart Business Program is to provide a one-stop-shop for small business by coordinating existing resources and fi lling gaps in information and services to help small businesses in the region start, operate and grow more effi ciently.

Q: Looking for commercial vehicle finance?

A: Fiona Trotter

COMMUNITY SERVICES

Chris Chapman has joined Karingal as the Senior Facilities and Project Manager.

Chris has 20 years’ experience in the global construction and property industry with CB Richard Ellis and Savills.

Chris has managed a variety of projects from aircraft control towers to a historic Royal Palace.

Call Fiona on (03) 5223 3453 to design a plan that will get your business on the road faster and in vehicles that provide the efficiency and reliability you need to meet performance goals.

.PUPS 7FIJDMF 'JOBODF t 5SBEFTNBO $PNNFSDJBM 'JOBODF t )FBWZ &RVJQNFOU .BDIJOFSZ 'JOBODF t 0OMJOF "QQMJDBUJPOT

10 | BUSINESS NEWS

NEW APPOINTMENTS MARKETING Donna Carroll, is the owner and consultant for Bloom Marketing Solutions, specialising in small business marketing management.

Donna has 16 years of sales and marketing experience in the corporate world across various industries, with experience in advertising and promotion, including market research, setting objectives, target marketing and strategic planning.

MARKETING Melisa Thompson, has recently joined Bloom Marketing Solutions as a consultant.

Melisa has 15 years of sales and marketing experience, having worked for a diverse range of organisations, from Geelong based family owned businesses to multinational corporations, marketing to the Asia Pacific region. Melisa has a Masters in Marketing.

ACCOUNTING Qualified Chartered Accountant, Daniel Grigg has joined S.J Canny.

Rosa Romano is an experienced Property Manager and is well respected in the Geelong real estate network. Rosa has been in the real estate industry for 18 years and is well respected for her property management knowledge and strong work ethic. During this time, Rosa was a partner at John Pupovac and Sons real estate Rosa has a broad following of landlords and tenants which can be attributed to her fairness in dealing with customers.

REAL ESTATE Gina Tobolov is a licensed estate agent and has been in the real estate industry for 14years and within that time has earned respect for her knowledge of property management and her work ethic. During this time she has been actively involved in the REIV including Chairperson for the Geelong Division. Gina has been a trainer in real estate for 10 years at a number of RTO’s, most recently with the REIV.

ACCOUNTING Emma Steele has joined S.J Canny as the receptionist.

Daniel specialises in small business, GST, Companies and Trusts.

Emma holds a Bachelor of Arts in Political Science and Anthropology from Melbourne University.

In his spare time, Daniel enjoys spending time with his family at the beach, camping and going to both local and AFL football games.

Emma spends time volunteering with various non-for-profit organisations focusing on homeless and youth work throughout Geelong.

The team behind successful small businesses

GSDM_11190 GBN BUS

We specialise in:

REAL ESTATE

Succession Planning – Exiting Your Business Administration of Self Managed Superannuation Funds Financial Planning GEELONG 35-37 Gordon Avenue Geelong West 3218

Business Advisory Estate Planning – Post Death Asset Planning Audit and Assurance Taxation Business Valuations and Forensic Accounting

T:

At LBW Chartered Accountants our Business Advisory team work with you to ensure your business success and financial security...

We make it our business to get to know your business needs. …Call Geoff Williams, Nick Klein and their team on 5221 6111 to discover the LBW difference.

Liability limited by a scheme approved under Professional Standards Legislation.

5221 6111

F: 5223 1966

MELBOURNE Level 3, 365 Lt Collins Street Melbourne 3000 T:

9670 4444

F: 9670 3344

COLAC 7 Bromfield Street Colac 3250 T:

5231 5999

F: 5232 1400

lbwaccountants.com.au

BUSINESS NEWS | 11

FEATURE

Multiple careers – the way of the future?

You might have raised them, you may have hired them - they are Gen Y and they have a different way of doing things. For instance, why pursue just one career goal when you can pursue a few your many goals at one? One Gen Yer gives us an insight into how these bright and curious young things see the world and their place in it.

I’m a multiple careerist - a journalist/teacher - and I love it.

However, I started to loathe that persistent question of ‘what do you do?’

MONDAY to Friday I’m on call as an emergency relief teacher at a local high school.

On the days I don’t get called in to teach I work at home on my laptop, researching, interviewing and writing articles. I have also held onto my retail job for the weekends to fill in the gaps for times such as school holidays and also because I enjoy the social atmosphere of that workplace.

When people ask me what I ‘do’, I turn into one of those aloof people who wave their hands about and say, ‘Oh you know, a bit of teaching, a bit of journalism, a bit of retail… I just got out of uni,’ and then trail off and smile widely whilst I change the topic, usually by asking what they ‘do’.

The reason I don’t like answering this question confidently and completely are the reactions that often follow: ‘You must be very busy!’ ‘Are you one of those people who can’t relax?’

‘So, will you settle into just teaching or journalism eventually?’ and my least favourite, ‘So, are you looking for a full-time job then?’

I’ve even had people see me in more than one of my workplaces and ask, ‘How many jobs do you have?’ (To which I answered one less than was accurate), followed by a neighbour down the street exclaiming, ‘You’re everywhere!’

Truth is, I’m nowhere near

12 | BUSINESS NEWS

as busy as a mum with three children (or a mum with any children actually, including the four-legged fury kind), I love to relax when I can, I’m certainly not looking to settle into one full-time job, and I love being able to utilise multiple skills in multiple fields at once, as I find it incredibly fulfilling. So, why do I suffer a lack of confidence in expressing my multiple career choices and justify my job juggling by suggesting it’s because I just finished uni?

I’m not trying to find my way out of uni and experiment with different jobs because I don’t really know what I like, and I don’t juggle jobs out of financial necessity (not to say that greater income isn’t an incentive to work hard).

I just made a conscious decision to actively pursue a career in journalism at the same time as pursuing a career in teaching because I have passion, skills, and qualifications in both fields.

What’s more, I can see myself choosing to pursue concurrent careers for a very long time, because I think it’s smart to keep employment options open in a world where our economy can be so terribly unstable.

I realised that I felt a little bit guilty about pursuing two careers, and having them go well (and by go well I mean I faced a lot of rejection the first 12 months out of uni, but weaseled my way into journalism and my local

school and now they just can’t get rid of me). Was I just greedy, or worse, was I a Jack of all trades-master of none type of person?

Recently I had an interesting meeting with a Vice Principal at a high school I was about to start working at, and I mentioned the fact that emergency relief teaching suited me well because it meant I would have enough time to continue my writing on days when I wasn’t called up.

Being upfront about my other career venture made me nervous, as I thought I might sound like I didn’t really want to be a teacher, which I did, but his reaction to my reasoning for wanting casual work was, in fact, favourable: “I think it’s a smart idea, because you get people who start working full-time, and they’re not one hundred per cent sure that’s what they want to be doing, and then they find they get stuck in a rut and they don’t know how to get out or what else to do.”

I was so pleased to be taken seriously and to not have my resume placed at the bottom of the pile because I didn’t want casual work to lead to a full-time position, hence perhaps being perceived as not having a serious interest in educating the next generation (a serious task indeed!)

I started admiring and identifying with other people lucky enough to be able to pursue multiple careers.

Take Rebecca Judd, glamorous wife of Brownlow Medallist Chris Judd, as a shining example; on her lifestyle blog www. rebeccajuddloves.com, Bec’s title goes like this: ‘Rebecca Judd: A wife, a mother, a model, a televison presenter, a speech pathologist. These are the things she loves to share…’

I love that she acknowledges all of her roles and experiences as making up who she is and what she loves, it’s inspiring and encouraging.

Why should we box ourselves into one role or career?

Create circles instead - the networking, ‘I’ll scratch your back, you scratch mine’, word of mouth, professional and supportive type of circles.

I must differentiate between working multiple careers by choice and working multiple careers out of necessity, because they are extremely different.

Working multiple careers out of necessity (i.e.: financial) can be more of a harsh reality than a choice made for fulfilment and happiness, and is a reality that faces many people.

Pursuing multiple careers as a choice, made because you can and because it brings you extra fulfilment and happiness, is a privilege.

I’m lucky enough to fall into this category because I’ve been able to live at home throughout university, without any responsibility other than to study, work and save, travel, and seek out opportunities (thanks, Mum).

Journalist/author/speaker Marci Alboher (heymarci. com) reiterates that multiple careers have gained even more relevance and importance in our postGlobal Financial Crisis world.

In the Updated Introduction for Digital Readers to her book One Person/Multiple Careers, Alboher states: “The economic cycle may eventually spring back, but we will likely never return to the high-flying and spending ways that got us all here.

We have a new passion for sustainability, both for ourselves and for the planet.

And slashing fits right in with that new mindset.”

Sustainability is a word that gets thrown around a lot these days, how do we protect the sustainability of our environment, resources, and planet whilst maintaining economic growth? It makes sense that we need to think about our own sustainability in the workforce, and how we can protect ourselves from the uncertainties of the future.

FEATURE Steve Miguel, 26, is a DJ, a personal trainer, studies marketing, and does some hospitality marketing on the side. He also believes multiple careers are a way of the future, as well as the key to happiness and greater financial wealth.

He turned his love for music, and a keen interest for health and fitness into successful concurrent careers.

Steve trains his fitness clients during the week and says, “Health is one of the greatest gifts you can give someone… if you’re helping someone and getting paid for it, you’re winning. It’s two people winning on both sides.”

On weekends he enjoys a thriving DJ career that has seen him play to impressive crowds at the Rip Curl Pro, Melbourne Formula One Grand Prix and at the Clipsal 500. Add to that a string of recent bookings to play DJ gigs throughout London in June (think of it as a working holiday), and you can see the rise of a successful individual.

Steve believes many people are born with more than just one passion, and if you have the opportunity to harness more than one passion and turn it into a career, you will reap the rewards.

“You get to do two things that you love and get paid for it, rather than one thing. That

equals greater income and greater happiness in the future, two important things I would say.”

Ask Steve ‘what do you do?’ and you’re bound to get a similar awkward response to mine, reflecting that same hesitation towards the reactions of some people.

So, how would he usually answer that question?

There was cautious laughter followed by a pause, “Depending on the person, I usually just tell them one part of the job I do, because if I tell them another part…” he trails off.

“You don’t want to seem too full of yourself really, unless you’re talking to a person doing the same thing.”

Connecting with others who share similar career pathways, who are motivated and multi-skilled, can help keep yourself motivated and on track to achieving your own success. Using social media, such as Facebook, Twitter, and LinkedIn, as a platform to connect with like-minded people has a huge impact on what people believe is possible, according to Steve.

With social media and the Internet, people can see others making their passions into multiple careers, and they start to believe that they can do the same.

“It’s like fashion; success and doing well is infectious,” Steve insists.

After talking with Steve, I used my observations of his success and the more successful experiences of my own to formulate a few simple tips for anyone who is stuck in a rut (who would prefer to be rut-less), or wants to harness an extra passion and turn it into a career: Write down what you are most interested in, what you most enjoy doing and what you feel most strongly about.

Make a shortlist of two to three things you are most passionate about.

Do an Internet search on each of your key interests; you might be surprised at some of the different career pathways on offer.

Look up ways they can help you to generate revenue.

Starting small is the key, you may have to volunteer or work for free to showcase your talents and make contacts in the beginning.

Remain open to further education and training, in some cases it may be necessary to move forward with a passion and turn it into a career.

Always be on the lookout for inspiration, new ideas, new opportunities and new relationships.

Be honest! Pretending you want full-time work when you are in fact happy with part-time hours will only lead to disaster and a potentially awkward situation. Honesty is valued in a workplace more than you realise.

Allow your existing career/s to evolve. For example, when Steve is ready to evolve from being a DJ, he plans to pass his gigs down to upcoming talent and become an agent.

Use social media such as Facebook, Twitter and LinkedIn to build your profile and connect with like-minded people. Professionals are constantly sharing resources that give tips and advice in your fi eld that you can learn from.

Treat every encounter with

a new person as a job interview; be friendly, bright and professional. You never know how someone you meet could be of help to you growing your passion into a viable career, and vice versa.

Think about how you can translate current success into future success.

You don’t always have to move up the ladder, you can move sideways and still become a more successful individual.

COURTNEY BUCHANAN

%HQHoWV RI 7D[ 3ODQQLQJ To achieve maximum results and minimise tax you should discuss tax planning issues with your accountant now. Make an appointment with one of our experienced advisers to discuss how we can help you to achieve better outcomes.

Barry Kittelty, Wendy Maloney, Mark Whelan

Ballarat T: 5304 5700

Geelong T: 5224 7700

Ocean Grove T: 5255 5077

Call now so we can implement outcomes before 30 June.

Torquay T: 5261 2080

Werribee T: 9742 8444

www.whk.com.au

Advice is provided under licence of WHK Financial Planning Pty Ltd ABN 51 060 092 631 AFSL 238 244. /LDELOLW\ OLPLWHG E\ D VFKHPH DSSURYHG XQGHU 3URIHVVLRQDO 6WDQGDUGV /HJLVODWLRQ RWKHU WKDQ IRU WKH DFWV RU RPLVVLRQV RI ¿QDQFLDO VHUYLFHV OLFHQVHHV Lending is provided under WHK Ptyadvice Ltd ABN 84 006 466 351WHK Pty Ltd Australian Credit Licence number 389 054.

BUSINESS NEWS | 13

MAYOR’S COMMENT

Wyndham Harbour

A world of opportunity in Wyndham As one of the fastest growing municipalities in Australia and with a population approaching 200,000, our city is the destination of choice for many young families offering an exciting range of new and emerging businesses.

A THRIVING, dynamic community, we are home to a diversity of sectors, from major industry to cutting edge science and technology, major retail and the most significant market garden region in the state.

Our tourist attractions are world class, from the majestic Werribee Park Mansion to the Werribee Open Range Zoo, the National Equestrian Centre, the Point Cook RAAF Museum and our stunning waterfront. Wyndham is the place where the city meets the coast and the country.

At Werribee South, the $500 million Wyndham Harbour marina will become Melbourne’s new centre for recreational boating races and regattas, and offers 1000 wet berths and dry dock storage for another 390 boats. It also offers a range of living options, including houses, waterfront apartments and a Marina Square with a leisure and retail centre, cosmopolitan cafes, restaurants and specialty shops.

One of Wyndham’s flagship

14 | BUSINESS NEWS

developments will be the East Werribee Employment Precinct.

Announced by the State Government last November, the masterplan for the precinct includes the creation of a mixed use area that will create more than 50,000 local jobs, more than 7000 new homes, provision for a train station, sports facilities, parks and a new connection on to the Princes Freeway.

The revitalisation of the Werribee City Centre is well underway. Wyndham City is investing $20 million dollars over the next few years into major public infrastructure projects, which will enhance the physical environment by creating new public spaces and connections between the Werribee City Centre, the Werribee River and Wyndham Park.

Projects include the Wedge Street Piazza, Wedge Street Pedestrian Bridge, Riverbank Promenade, which will open alfresco dining, shopping and entertainment on the river front and improvements to Wyndham Park. The

proposed Riverbend and Gateway developments will deliver more retail, offices, apartments and car parking and provide the City Centre with a new lease of life.

With these developments in the pipeline, Werribee can truly boast as being the Capital of Melbourne’s New West.

Offering more than 370 businesses at present, Werribee City Centre is also home to the Werribee Development Centre and Wyndham City’s Economic Development Unit, which provides a wide range of resources for businesses.

Wyndham City offers free networking and training events, a free business directory where businesses can promote their products and services, support to existing businesses and potential investors and a dedicated LinkedIn group, Business Matters in Wyndham, as well as access to potential grants and State and Federal Government programs.

Our Industry Visitation Program gives businesses an opportunity to meet with a Business Development Officer to discuss the issues affecting their operations and the type of assistance they need to strengthen and grow.

Wyndham City’s Economic Development Unit is

committed to assisting businesses to prosper. For the potential investor; our dedicated team can talk to you in detail about the opportunities, efficiencies and strategic advantages that derive from operating within our municipality.

We have a large pool of skilled workers on offer and, to coin an old real estate truism, when it comes to industrial development, we boast location, location, location.

The Laverton North and Truganina Industrial Precinct are recognised as the most strategically located manufacturing and logistics hub in the country, and with large parcels of affordable zoned land, there is much to offer the new investor or those seeking to relocate or expand existing industrial enterprises.

Located only 20 minutes from the Melbourne Central Business District, the precinct offers easy access to the Western Ring Road and Princes Freeway, with direct connection to the Ports of Melbourne and Geelong and Melbourne and Avalon Airports.

A city with an exciting future and unlimited opportunities, Wyndham is the place to do business.

CR. HEATHER MARCUS Wyndham City Mayor

COVER STORY

The Superannuation Equations Superannuation in Australia is riddled with equations. There are the obvious ones: how much risk for how much return?

There are the common ones: how much will I need? Then there are the fraught ones: the potential benefits of paying down national debt via taxes on super versus reducing the appeal of investing for old age? When it comes to super, whichever way you look at it, you are confronted by equations.

AUSTRALIA has an enviable superannuation system, but the rigor with which the compulsory superannuation savings scheme was established in 1992 also disconnected the very people it was set up to benefit. The nature of the mandatory employer contribution system made it easy for consumers to simply ignore their superannuation, and they did.

Then the global financial crisis sent shockwaves through the system, as Australians who were already retired, as well as those fast approaching retirement age, watched in horror as their superannuation account balances fell and kept falling – some dropping as much as 40 per cent.

Superannuation has remained

16 | BUSINESS NEWS

on the national interest agenda ever since, with the result that the superannuation guarantee is set to rise incrementally from 9 per cent to 12 per cent from 1 July 2013 (when the rate will increase to 9.25 per cent) to 1 July 2019.

This rate increase is a direct reflection of concerns that despite a solid superannuation system when compared with many other developed nations, Australia is facing a storm of economic pressures in the form of an ageing population.

In global economic terms, Australia’s triple-A credit rated economy is experiencing an extraordinary period of stability.

That isn’t to belittle the pain being felt across non-mining sectors having to contend with the serious impacts of

the high dollar and changes in consumer spending, or those that have lost their jobs in downsizing or business closures. But with annual GDP growth of 3.1 per cent, inflation at 2.2 per cent, an unemployment rate of around 5.4 per cent, mortgage rates at 6.4 per cent and net job creation across the country, as well as having avoided recession for 22 years, we’re doing all right.

But with Australians aged sixty-five or older now the fastest growing segment of the population, there are danger signs ahead. Consider, in 2010 there were 3 million Australians in the 65 and over age bracket.

By 2050 it’s estimated there will be 8.1 million over 65s – almost a quarter of the population.

Remember Peter Costello’s famous line: “One for Mum, one for Dad and one for the country,” as he encouraged Australians to redress the falling birth rate? Not one of the more popular sentiments ever expressed by a politician and one particularly abhorred by many women, but one born out of the recognition of what an ageing population would mean for future national budgets.

The Australian Actuaries Institute released Australia’s Longevity Tsunami, a white paper on the impacts of our ageing population last year.

The paper notes that medical advancements such as mapping the human genome, stem-cell research, the reduction in deaths from heart disease and the development of a ‘poly pill’ that could further

COVER STORY reduce deaths from heart disease and stroke by 80 per cent in the over 55 age bracket are all adding to Australians’ longevity. Add to that advances in the scientific search for a ‘cure’ for ageing, and it becomes increasingly difficult to estimate just how long we may live in the decades to come.

Superannuation was never designed to fully fund retirement; it was designed as an additive, a release valve of sorts, for the cost of providing the Age Pension. There are many people for whom the dream of putting away $800,000 or $1 million, as is roughly what is estimated you would need for a comfortable retirement, will only ever be that, a dream. Low income earners and small business owners that pour just about everything they have into covering the mortgage and raising a family will need greater levels of pension for retirement in a country that continues to have a very high cost of living.

We all know that Age Pensioners trying to survive solely on the pension are doing it tough, and with the cost of living increasing, it is hard to see life getting any easier for our older battlers. But did you know that in Australia currently, the upper asset limit under which you would be eligible to receive a Part Age Pension, as part of a couple that owns their own home, is $1,086,000. For non-home owning couples, that figure rises to $1,225,500. If you are a single it is $731,500, and for a single non-home owner it is $871,000.

Is the Age Pension threshold too generous towards assetrich Australians? Does a couple with more than $1 million in assets, and that’s not counting the value of the family home, truly need government assistance in their postretirement life?

Perhaps it is these thresholds that should be getting greater attention, or at least as much attention as the current debate over whether or not we are putting too much

into tax concessions for superannuation for the middle to high income earners and not enough into pensioners with little or no retirement savings?

Matt Lawler, CEO of wealth management company, Yellow Brick Road, believes tax concessions that encourage all Australians to contribute to superannuation should be preserved.

“I don’t think it’s a bad thing to have tax concessions for the middle to wealthy Australians, because they will be the first group that will not be a burden on the pension system at all,” Matt said. “It’s actually important to allow those people to do that.

“The challenge is in getting middle Australia to be more aware of how they’re building their superannuation and also giving them tax concessions to do that. It’s an investment today, and yes the superannuation system is tax effective, however what we are doing is making decisions today in order to solve some issues that we’ll have later on.”

As Matt points out, middle income Australia is a broad ranging group of millions of people. If that very large segment of the population can be encouraged to lift their retirement savings, then there is greater opportunity to gear the pension system to the lower socio-economic segments.

That is why the suggestion of an additional taxing the superannuation funds with balances over $800,000 has created so much ire – it is seen by many as the first step on a slippery slope.

“One of the things you worry about with superannuation is retrospective decisions,” Matt said. “So if a decision is made, people want to know that someone won’t come and unwind not only what has been planned for the future, but also what was done in the past.

That really scares people and I would be encouraging the protection of what is there now – and yes, there are going to be little decisions that need to be made as things evolve and we all understand that – but don’t

make them retrospectively.”

The current point of contention around ways the superannuation tax concessions of Australia’s highest earners may or may not be targeted in the May budget, as the government attempts to trim the deficit.

With superannuation contributions taxed at a flat 15 per cent, these top earners theoretically save 32 cents in tax on every dollar put into super – although this figure doesn’t take into account other tax concessions available to high income earners outside the superannuation system.

The argument for cutting these tax concessions centres on the cost of the concessions themselves compared to the cost of providing the age pension. This is yet another superannuation equation, but one without a simple answer.

Australia’s largest accounting body, CPA Australia, as well as the Australian Council of Social Service (ACOSS) argue that superannuation concessions have largely failed to reduce the cost burden of the age pension, and furthermore, as of 2010-2011, the cost of providing tax breaks for superannuation contributions roughly equaled the cost of providing the Age Pension – around $31 billion. With a flat rate of 15 per cent tax on all contributions, these tax concession naturally benefit the wealthiest Australians, and burden the lowest income earners with a tax they wouldn’t otherwise pay on their income.

The Association of Superannuation Funds of Australia (ASFA) argues that many of the arguments for targeting the super funds of wealthy Australians are based on fiction rather than fact.

ASFA CEO, Pauline Vamos, says the more recent 2012 figure of superannuation tax concessions costing $32 billion does not take into account the $7 billion saved annually in Age Pension expenditure, nor does it account for the other tax-advantaged areas wealthy Australians would invest in if super became less

tax effective, such as negative gearing.

“Tax concessions are a necessary feature of superannuation as they grow the pool for people to self-fund their retirement, taking pressure off the Age Pension in the future,” Ms Vamos says In a statement released by ASFA, Ms Vamos also stated that superannuation benefit payments, including lump sums, pension payments and insurance payouts, boost domestic demand by over $50 billion a year and that this figure could increase four fold by 2040.

Superannuation has some very tangible benefits within the Australian economy, and with $1.43 trillion (as of 30 September 2012) invested in superannuation in Australia, there is an enormous pool of money being invested within Australia on the behalf of super fund members. Super funds do not only invest in Australian companies, but increasingly in Australian infrastructure projects, and there is a direct net benefit that flows into the economy from that.

Matt Lawler says infrastructure as an asset is something all Australians should be looking at as part of their superannuation investment strategy.

“It’s a very good point though, because as our superannuation system gets larger and larger, and it’s legislated to grow bigger and bigger, those super funds will be looking around the market for investments they can get a return on, and infrastructure investments is one of those areas that can sustain a lot of growth.”

It becomes an interesting equation then, if the public were to ramp up investments in Australian infrastructure through superannuation funds – and health care, road and rail projects are just a few that spring to mind – there is potential for a greater net national benefit as well as the direct return to the members of these funds. A greater level of private investment could alleviate the increasing pressure on the national purse

BUSINESS NEWS | 17

COVER STORY to fund infrastructure. The trick would be in ensuring a spread of benefits – good returns for investors without ramping up the costs of accessing these services to the wider public.

But the possibilities are tantalizing. Imagine a system where Australian superannuation members are investing in hospitals, health services and even aged care facilities, where their investment not only delivers a return to their super account, but also helps provide the very essential services that they need but that future health budgets simply won’t be able to afford?

Imagine enticing younger investors into superannuation through investments into building the kind of schools that we want for our children as middle of the road alternative to catholic schools and elite private schools, for instance?

If tolls are inevitable on major new road infrastructure, would we feel as unhappy about paying them if the returns were going into our superannuation funds rather than into the hands of corporate conglomerates?

“I think the obvious impact is that if we get all this money invested in Australian infrastructure, then that creates Australian jobs, and if you have lots of people in work and also contributing to super, it would feed on itself in terms of the growth of the economy overall,” Matt said.

“A lot of the super funds do invest in infrastructure now.

You would find that a lot of the industry super funds, for example, are supportive of local Australian projects and invest a lot of the members’ superannuation money in them.

But the underlying objective in all investment is always to get a return. So I’m sure that say the Canadian firms that come out here to invest are very much having a look at the quality of the asset and the ability of it to deliver the returns that they’re looking for in their portfolio.”

Mark Bouris, the Mr Charisma of the Australian finance industry and Executive Chairman of Yellow Brick Road, suggests that all Australians

18 | BUSINESS NEWS

should give greater thought to where their superannuation is invested.

“The two big financial decisions that people make in their lives are putting a roof over their head and planning for retirement,” is Bouris’ message to Australian workers.

It is not just the fund and its associated fees that need to be considered, Bouris says, but also how your money is invested in that fund. If, like most Australians, you have your superannuation set on the default setting of a ‘balanced fund’ you would most likely find that the ‘balance’ is composed of a four-way split of investment – 60% in the equities, 15% in property, and the rest split between cash and fixed interest, otherwise known as government and corporate bonds. That means over half of your money is floating on the turbulent seas of the equities

alone. Keep checking that the offer you’ve got is as good an offer as you can get out in the marketplace.

“We find that people in their younger years are far too focused on the mortgage and there’s not enough balance in terms of the superannuation.”

While the global economic ruptures of the past few years have spooked investors, Matt says diversity remains a solid investment strategy.

“What we saw during the global financial crisis was a deterioration in a lot of markets at the same time. Normally, you would get cycles where one investment would do well while another investment would not be doing so well. But the global financial crisis was unique in that almost all markets dropped.

“That was what we all hope was a unique period in the investment markets. That

“I think the obvious impact is that if we get all this money invested in Australian infrastructure, then that creates Australian jobs, and if you have lots of people in work and also contributing to super, it would feed on itself in terms of the growth of the economy overall.” - Matt Lawler, Yellow Brick Road markets – the same markets that crashed during the GFC and that continue to be highly volatile today. Bouris says superannuation investors need to appreciate that the good old days of 10 per cent annual growth are gone, and suggests that fixed interest investments are looking a more attractive, and safer, investment option.

Matt Lawler says managing those two big financial decisions of mortgage and retirement investment is the key to long-term financial security.

“You don’t want to be paying high interest rates on your mortgage and you don’t want to be paying high fees on your superannuation, because while it doesn’t look like very much over a year, if you multiply some of that out over 20 years, it adds up to quite a lot. In fact, it could be one or two years of that time you have to fund in retirement paid out on fees

being a glitch, what you want to make sure of is that you’re well diversified, that you have a good spread of assets, but most importantly, you want to make sure that the underlying investments that you’re in – be they shares, cash, fixed interest or property – are actually designed to meet the objectives that you have as an investor.

“Each investor should have their own unique set of objectives, which coincides with their age, with their own feelings about investments and their stress levels in terms of risk, and their understanding of how investments perform through different periods. That is where financial advice can have the biggest influence in terms of helping people to understand what type of investment portfolio, what type of mix of investments, is going to help that client’s unique

objectives and circumstances.”

Of course part of those objectives and circumstances is planning for a retirement and subsequent old age of indeterminate length. How do you plan to fund your life after work if you don’t know how many years that will extend to?

“This is the real issue that people are now starting to become aware of. If you think about people retiring between 60 and 65, people really need to fund 20 years or more of retirement. What comes with that are health considerations, and people want to have a reasonable, comfortable lifestyle, and some people are very active at that stage of their life. That is becoming the biggest mathematical awareness issue of how to break that down, and what amount people need in their superannuation in order to fund a comfortable retirement for that period of time. That calculation is working out to be a lot more than what people have been on a trajectory for,” Matt said.

“The saddest thing that we see is people who don’t turn their attention to this until a couple of years before retirement and it’s almost too late to have too much of an impact. However, if you start when you’re young and you can do a little bit extra, then that little bit extra put away over 20 to 30 years has a huge impact at retirement. That’s [the industry’s] biggest challenge.”

The Association of Superannuation Funds of Australia say that a comfortable retirement lifestyle, which includes private health insurance, semi-regular travel and leisure activities, would cost the average person around $41,000 per year, or for a couple about $56,000 per year. So, for 20 years of retirement, between $800,000 and $1 million is the lump sum you would need on retirement.

That doesn’t include things like international travel, which have become as much a part of retirement plans as golfing, fishing and gardening was for men retiring in the 1970s.

“That means that when you do

COVER STORY your planning and when you look at what trajectory you’re on in terms of how much you are saving today, that is the number that you’re targeting for,” Matt said.

“Many people will fall short of that and that doesn’t mean they are in a hopeless situation.

They can do things about it, and again, the earlier you do things about it, the more likely you are to have the time needed to have the impact that you want.”

The challenge is before the intersecting industries of superannuation, financial planning and wealth management, and the government, to get this message of early planning out to people in the workforce across the nation.

“The government plays a role, not only in education but also in giving people confidence in the system - that they’re not tinkering around with it and that they’re not using it as somewhere they will go and attack when they’re in a bit of strife or to fill a hole. I think all governments should acknowledge that superannuation needs to be protected, and this should be a bipartisan view, because all people want the confidence to be able to plan long-term, and the only way they can get that confidence is if there’s

no tinkering around with that vehicle by the government and no thought of the government using superannuation as an ATM in terms of going to get extra money when they need to,” Matt said.

Matt suggests that all working Australians should be looking at taking advantage of government co-contributions to superannuation, taking up any government concessions for voluntary super contributions that may be offered from time to time, and even salary sacrificing a little bit extra out your pay, can deliver not only tax benefits but also a potential windfall on retirement.

“Twelve to fifteen per cent of your income – including employer contributions – that’s the sort of number that if you can put that amount away into your super fund, that’s going to maximize where you are when you eventually reach that age of retirement.”

How that super is paid out is yet another area that needs to be carefully looked at.

It has become common practice for new retirees to take out lump sums from their superannuation – to pay off debts, fund a post-retirement travel spree and even help the kids out with their mortgage.

But with the spans of old age extending, this is often leaving shortfalls when the health of

older Australians deteriorate and many are finding themselves facing costly medical care or aged care that they simply cannot fund.

The Actuaries Institute white paper states that structural changes are needed in the current retirement income rules to mitigate the financial risks of these unpredictable increases in life expectancy.

The first of these suggested changes is providing greater incentives for people to take the majority of their superannuation payments as an income stream, rather than as lump sums in early retirement.

One measure that the Actuaries Institute encourages in Australia’s Longevity Tsunami is the setting of “intelligent defaults” for MySuper superannuation default funds. For those that haven’t specified a specific superannuation product, the Institute proposes these people be placed in an income stream product that allows flexibility and control of capital in the younger retirement years and then potentially provides a guaranteed income in later years to supplement the Age Pension. They too are championing the return to annuities markets and say that legislative barriers preventing innovation in developing new-

generation guaranteed income stream products specifically designed for post-retirement should be removed.

The Actuaries Institute also suggests increasing the preservation age to between three to five years less than the Age Pension age, and removing the age limits on superannuation contributions to encourage older Australians to remain in the workforce – or at least not penalise them from working later in life. The white paper even suggests that an increased Age Pension or lump sum payment should be considered for people working past the Age Pension age.

As Matt Lawler pointed out, we have three very healthy post-retirement income markets in Australia; we have an industry fund sector, which offers a good value product to members; we’ve got retail super funds that are continually refining their products to be more and more competitive; and we’ve got the emergence of self managed superannuation funds that are putting the control back in the hands of Australians, but which also comes with the responsibility of knowing the rules and ticking all the boxes.

The choices are there, we just need to do the sums.

DAVINA MONTGOMERY

New corporate membership lets you share Rotary with work colleagues...

Rotary worldwide is 1.2 million community minded business men and women making a difference to the lives of people in Geelong and around the world. As a corporate member you can share this life changing experience with up to 3 other executives from your organisation, put something back into the community and build lifelong relationships.

For further information call Andrew Lawson on 5222 3775 or visit us at:- geelongrotary.org.au

Rotary Club of Geelong Inc. E: info@geelongrotary.org.au

BUSINESS NEWS | 19

LEADING LADIES

Leading Ladies in B ROXIE BENNETT

PLAN.IT ROXIE EVENT MANAGEMENT

CAL STEWART

AMANDA WILKENS

S.J. CANNY ACCOUNTANTS

8 Rutland Street, Newtown (as of mid May)

BRAX WINDOW TREATMENTS 332 Pakington St, Newtown

10 Station Street, Norlane

W: www.planitroxie.com.au

W: www.braxwt.com.au

W: www.sjcanny.com.au

E: info@planitroxie.com.au

E: sales@braxwt.com.au

E: accounting@sjcanny.com.au

P: 03 5221 5824 M: 0407 989 498

P: 03 5221 5533

P: 03 5278 9500

JOINING my husbands family business was never something I’d contemplated, but circumstances do change. Living and working with your husband can have its challenges, but thankfully we’ve found that we are able to work together, and we share the same values and vision for the business. We do have a rule of not talking work when we’re at home – which can be hard at times, but certainly helps with maintaining a healthy work life balance.

AMANDA WILKENS B Comm CPA is a director of S.J. Canny along with Krys CannySmith. She has been with the firm, one of Geelong’s oldest and best known accounting practices, for over 30 years.

AFTER more than a decade working in, on and around events I decided to set up my own event management company.

To keep up with demand I have gathered together a great team of event professionals who combine their planning skills with other areas of expertise such as PR, design, marketing, styling and hospitality.

Event planning has to be in your DNA to love it, and we do! We take a fresh and innovative approach, always looking for the most efficient way to get the biggest bang for your buck!

My background is in the media and after spending many years on air at both K-ROCK and BayFM I honed my event management skills working in the corporate and not-forprofit sectors. I’m arguable one of the bestconnected people in Geelong! This opens doors and ensures our clients receive the highest quality products and services.

We do everything from business launches to business lunches, conferences to Christmas parties, fundraisers to family reunions, weddings to wakes and everything in between! We have a special racing arm that takes care of on-course marquee hospitality and Fashions on the Field events plus we manage the major events for Otway Estate Winery & Brewery just outside Colac – a divine event location – perfect for conferences and weddings. We happily travel the State to put on a great event and have clients right across Victoria. We only work with the best, just like you - relax, enjoy and leave it to us!

I think it also helps to form strong networks in business, for the guidance and support it can offer. I have been involved with Business Professional Woman (BPW) Geelong for a number of years, joining the board in 2012, which has really grown my networks and helped my leadership skills. As a business we are also members of Geelong Chamber of Commerce, and enjoy the ‘after 5’ events.

Being a long running family business, means we are known in the Geelong community, but our challenge is staying front of mind to our existing customers and effectively marketing ourselves to both the younger generations and newcomers to the Geelong region.

We’re committed to continuing to manufacture locally – which in itself creates many challenges, but we believe in employing locally and manufacturing quality Australian made products.

I’m also passionate about sustainability and Geelong, so I’m always looking at better ways we can do things that help us to minimize our impact on our environment, and how we can all play a role in helping the Geelong region become a better place to live and work!

YEARS

CEL

20 | BUSINESS NEWS

TING EBRA

“What we do best is help our clients to grow their business and achieve their business goals.

We spend a great deal of time with clients who are currently in business, or those who wish to start up a new venture, to make sure that they have the best structure, costing, finance, tax and business advice available.”

“We mentor business owners too and there is nothing better than seeing their success.

We have a fantastic team of professionals at the practice including a financial planning department that specialises in Self-Managed Super Funds.”

“We are also very excited to announce that we were honoured this week with the ‘Rising Star Accounting Business 2013’ award from the Proactive Accountants Network for Australian and New Zealand. It was a tremendous tribute to the hard work and dedication of our team as we contended with some of the most innovative and leading firms in our country and overseas.”

Amanda is a mother of three and loves that the practice has always been run on a ‘family friendly’ basis. All team members are encouraged to have a work-life balance and having their children in the office, or being able to attend special school or sporting events, is simply part of a standard working week. There is even a ‘Kids Corner’ at the office which has become quite famous, and clients are able to bring in their children during appointments if they wish, and know that not only are the kids welcome but that they will have special activities just for them.

LEADING LADIES

Business ALYSON BURCHELL

TUCKERS FUNERAL AND BEREAVEMENT SERVICE 55 Hope Street, Geelong West W: www.tuckers.com.au E: west@tuckers.com.au P: 03 5221 4788 – Available 24 hours, 7 days WORKING as a Funeral Director and a Community Relations Officer, Alyson finds much satisfaction in her role at Tuckers Funeral and Bereavement Service.

The role and stereotype of a funeral director has changed dramatically over decades.

Today, women are now employed in all aspects of funeral care, “Tuckers have embraced this change and lead the way forging a pathway for women including myself to make a difference in the lives of people who have lost a loved one” says Alyson.

Funeral Directing is really a vocation as it can be all consuming at times, Alyson mentions that “…part of the focus of being a Funeral Director is to reduce the burden of worry and stress and assist in the care and support of the people I work with.” If it wasn’t for the support of a great team of colleagues and her husband, children and friends, Alyson would not be able to maintain the degree of dedication that she does.

Also working as the Community Relations Officer, Alyson’s focus at Tuckers is to create a link between the funeral director and the community. Tuckers is committed to making information readily available to Geelong, Bellarine, Surfcoast, the Golden Plains Shire and beyond. As part of this Alyson travels to homes, regional offices, aged care facilities and places of learning talking about Funeral Care. “It’s humbling to know that children, teachers, medical staff and families have all had access to Funeral Care information provided by Tuckers and when going through the process of arranging a funeral, all the family and service providers are equipped with the right information to make the right emotional and financial decisions for their loved one.”

What’s the old saying, ‘If you want something done, give it to a busy person’? These leading ladies of the Geelong business community know all about getting things done.

JUSTINE BILY

DEAKIN MANAGEMENT CENTRE

SARAH VALENTINE

SARAH VALENTINE

Deakin University, Waurn Ponds

W: www.sarahvalentine.com.au

W: www.managementcentre.com.au

W: www.bellarinebusinesswomen.com.au

E: justine.bily@deakin.edu.au

E: sarah@sarahvalentine.com.au

P: 03 5227 3000

P: 0412 199 467

JUSTINE BILY is the General Manager of Deakin Management Centre, a purpose-built residential conference venue located on 200 acres of Deakin University’s Geelong Campus at Waurn Ponds.

Returning to live in Geelong, after residing in Melbourne for 7 years, Justine put her career as a Buyer on hold to start her family. Justine worked over the years with a local disability organisation assisting them with the planning and implementation of their larger events.

In 2010 she started with Deakin Management Centre as Conference Planning Manager which evolved into a Sales & Marketing Manager role and in early 2011 was appointed as General Manager of the centre.

Not only does she have an idyllic physical work environment, but she is also fortunate to work with a team that are dynamic, reliable and fun, and continually not only meet but exceed customer expectations. The team is certainly one of the highlights of working at such a world class venue as Deakin Management Centre.

DMC have the facilities to hold conferences & meetings for up to 180 delegates and accommodation for 114, with superb cuisine and an intuitive service team.

DMC are very proud of what they can offer and the world class standards that are brought to Geelong. They conduct regular tours and familiarisations of the centre so encourage all Geelong businesses to take advantage of the incredible location, facilities and services, right in your own backyard.

SARAH VALENTINE, wife, mother, Bellarine Tourism Board Member and business owner - loves life, the region and assisting business owners to reconnect with why they are in business. Sarah works with business owners to create positive change and increase their results in their business and personal lives.

In collaboration with a local accountant, Sarah has launched the Geelong Business Circle.

Designed to bring local business owners together in a trusted and confidential environment where candid and challenging conversations allow business owners to share expertise, ideas and contacts to help achieve greater business results.

Professional business and financial coaching assists members to develop a more profitable and valuable business. Currently facilitating a similar program on the Bellarine, Sarah knows the power and extraordinary results that come from the collaboration, business development and accountability.

In addition, Sarah recognised a gap of support for women in business locally, and consequently created Bellarine Business Women in 2011.

Networking, events, business development, promotional activities and ongoing support are combined in a membership program for women who own a business on the Bellarine.

The Australian Centre for Leadership for Women awarded Sarah the 2013 Silver Award for Sustaining Women’s Empowerment in Communities for her creation, work and dedication to Bellarine Business Women.

Sarah brings over 20 years experience in behavioural profiling, coaching, training, marketing and management, having worked in industries including hospitality, retail and financial services both in Australia and London, crossing Corporate, Government and Not-for-Profit sectors.

BUSINESS NEWS | 21

TAX superannuation fund prior to 30 June 2013.

Act now to minimise your tax payments Is your business achieving the best outcomes possible?

Here are some brief tax strategies you could consider if they are relevant to you and your business.

Business Strategies If you are self-employed and expect your income to be lower next year, defer taxable income beyond 1 July 2013 where appropriate to reduce assessable income this year: 2013/14 Tax Thresholds $0 to $18,200 – 0% tax rate $18,201 to $37,000 – 19% tax rate $37,001 to $80,000 – 32.5% tax rate $80,001 – $180,000 – 37% tax rate $180,001 and up – 45% tax rate (*NB: Rates shown do not include Medicare Levy or Medicare Levy Surcharge)

capital in investments that will pay income in the 2013-2014 financial year, such as Term Deposits, in order to defer tax to the following year Consider borrowing for negative gearing purposes to reduce taxable income and pre-pay deductible interest costs for 12 months in advance (if appropriate).

Tax Returns Ensure that you have arranged for the completion of your previous years income tax return to avoid any late lodgement penalties. Where eligible, this will also allow you to receive any rebates, refunds or co-contributions in a timely manner.

Consider issues associated with the timing of income (eg: billing work in progress, timing of sales income and the date of entering into contracts for the sale of CGT assets) and expenses (eg: superannuation, bad debts, stock obsolescence) close to 30 June.

Lending Strategies

If your company incurs a tax loss in 2013, consider whether the new “loss carryback” rules can be applied to obtain a refund of prior year taxes paid.

Borrowing funds may assist with previously mentioned strategies.

With the more concessional depreciation rules applying to small business entities in the 2013 income year, consider whether it is appropriate to bring forward capital expenditure.

Investment Strategies If you are selling assets, sell those with capital losses to offset capital gains made by other assets during the fiscal year. These losses can also be carried forward to offset any future gains.

Consider investing surplus

22 | BUSINESS NEWS

Consider prepayment / payments (12 months in advance) for any available: • Leases • Investment Loans • Farm Loans • Commercial / Business Loans.

Superannuation Strategies For those who are wishing to lodge deductible contributions to Superannuation, you should do so prior to 20 June 2013 to ensure your contributions are received and lodged by your Super Fund Trustees by 30 June 2013.

For those who operate and work within their own entity structures, for an employer tax deduction this financial year, you should remit Compulsory Superannuation contribution (9% SGC) prior to 30 June 2013. SGC must be received by the

** Please note the SGC percentage will increase from 9% to 9.25% in 2013-2014.

Maximum Deductible Contributions limits: For employees (via salary sacrifice & SGC) and self employed (via personal deductible contributions) the maximum deductible conrtribution is $25,000 per annum.

For employees check, sooner rather than later, that your employer and salary sacrificed contributions will not exceed the above limits.

It may be too late if you wait until June, with heavy tax penalties applicable where limits are exceeded.

Consider non-concessional (formerly ‘undeducted’) contributions to superannuation within allowable caps for surplus funds. Superannuation earnings are generally taxable at 15% (the effective rate can be less with imputations credits or on capital gains where an asset is held for at least 12 months) when compared to personal tax rates of up to 46.5%.

For those that are aged 55 and above, consider your salary sacrifice arrangements of income and any bonuses for the 2013 financial year and the possibility of commencing a Transition to Retirement Income Stream from your superannuation fund to maintain your cash flow.

Consider a nonconcessional contribution to superannuation of up to $1,000 to achieve the government’s maximum “co-contribution” of $500 for employees with income below $31,920 p.a., reducing by 3.333 cents for each dollar of income to phase out completely at $46,920 p.a. You should check with your accountant or financial adviser as to your eligibility (and the amount) to contribute to gain the cocontribution. (** Please note the co-

contribution amounts mentioned above reflect the proposals announced in the 2012-2013 Federal Budget, which are yet to be legislated.)

Consider a ‘Spouse’ contribution to superannuation to spouse’s age 65 (or 70 if still working).

To achieve a tax rebate of up to $540 your spouse’s income must be below $13,800.

Primary Producers For primary producers, after maximising superannuation contributions, consider the use of Farm Management Deposits to defer tax.

Consider transferring part of your farmland to superannuation to maximise your contributions without the need to utilise your cash Consider deferring any income sources until the next financial year.

Consider prepaying interest on any loans or leases.

Consider prepaying or prepurchasing supplies, fodder, grain and other costs (cash flow permitting), which may bring the expense into this financial year.

General Insurance Strategy Protect your business income, plant & equipment, stock and profits by applying for Business Insurance Cover (100% tax deductible).

Risk Insurance Strategy Protect your most valuable asset, your ability to earn employment income, by applying for Income Protection Cover (generally 100% tax deductible).

Deductions may also be achieved by holding Life and TPD cover within superannuation structures.

PAUL WASTELL Principal, Tax Consulting

These tax planning tips are a general guide only and your specific circumstances need to be considered.

Accordingly seek expert advice to discuss your personal situation before undertaking any strategies, to ensure all of your circumstances and objectives are considered.

LEGAL

Safety first, a warning to landlords The costs of maintaining essential safety measures in commercial buildings and who is obliged to pay those costs has been the subject of much recent discussion.

TO put the discussion in context, we need to first look at the Building Act 2006. The purpose of the Act is to make sure buildings are of a quality and standard that ensure the safety of the persons using them, that they are constructed in an environmentally friendly manner and, more broadly, to achieve an efficient and competitive building industry.

The majority of obligations under the Act are imposed upon the landlord, because the tenant has limited legal rights to alter a leased building, as opposed to the landlord who has the right and resources to do the necessary works.

As required by the Building Regulations 2006, all landlords of commercial buildings must identify the essential safety measures for their building and establish a maintenance schedule - as prepared by a municipal building surveyor or private building surveyor - and undertake annual reporting.

Section 250 of the Act gives the landlord the right to enter the premises to do the work necessary to maintain essential safety measures, thus complying with the Act. The ramiďŹ cations of noncompliance Regulations 1202 and 1213 outline the items that make up the essential safety measures and include air conditioning; balustrades and handrails at exits, car parks and car park ventilations systems; emergency lifts; emergency lighting; emergency warning and intercommunication systems; exit doors; exit signs (including direction signs); ventilation systems; doors; vehicular access around large isolated buildings; and warning and information signs including lifts and many items relating to fire control.

The Regulations require a landlord to maintain such safety measures in a state

that enable them to fulfil their purpose. Section 251 of the Act permits the tenant to act if the landlord does not comply with these requirements. It provides that if the owner of a building or land does not carry out any work or do any other thing as required under the Act or the Regulations, the occupier of that building may carry out the work necessary to undertake such tasks.

Further, if the landlord does not do the works to maintain essential safety measures, Section 251 permits the tenant to do those works and then recover the costs as a debt from the landlord or to deduct the costs from, or set them off against, any rent due (or to become due) to the landlord.

under Section 251 and it is currently the topic of much debate as to whether the landlord can pass the costs of compliance onto the tenant.

There is nothing in the Act which suggests that a landlord and tenant cannot negotiate about the recovery of such costs. However, this has not been determined by the Courts.

We will keep you updated as matters progress via our website coulterroache.com.au.

The landlord cannot contract out of their obligations by including a provision in the lease that the tenant is responsible for repairing items that the landlord would ordinarily be responsible for under the Act or its Regulations.

To avoid any rent being withheld by the tenant, the landlord should attend to any safety measure issues as they arise.

TOM WHITE Managing Principal, Coulter Roache Lawyers

Compliance – who pays the costs?

The Act does not identify who pays the costs when a landlord complies with its obligations

Disclaimer: This article contains general comments only. Specific legal advice should be obtained in relation to any matters associated with the topic discussed.

Experience

the difference...

Club Cats puts your next function in a memorable position. Surrounded by the beautiful parkland of Kardinia Park, Club Cats can cater for a vast range of functions, superb conference & seminar facilities, large formal dinners for up to 450 guests, cocktail parties, boardroom style meetings, small intimate dinners......and much more! Our function rooms host stunning views over simonds stadium and our Club Cats team is dedicated to ensuring your next function is a (stress free) success. With up to 10 rooms to choose from, the Geelong Club Cats is the only place for your next function. for more information call our functions department today on 5225 2367 or email functions@gfc.com.au

club

GEELONG CATS PO Box 461 Geelong 3220 gfc.com.au

BUSINESS NEWS | 23

SMALL BIZ workspaces, but the real deal is with the manager John Thomas – it is his experience and wisdom that make the businesses thrive.

Enter then the third generation incubators that have been in circulation. These are centres with professional linkages, often connected to universities, and with a high end venture appeal. A great model of this type of incubator is flourishing in England – called Clerk Maxwell Centres.

The emphasis has moved away from physical facilities and is now focused on intellectual property.

Out with the old, in with the new I read an interesting article in a local newspaper about a group that was trying to raise money for a business incubator, and while I wish them well, I wonder if it is like fashion and recycling. Twice every decade we seem to have a proposal for incubators in the region.

I WAS visiting a long-time friend who had been in business in the 80’s and for some reason our conversation turned to fashion. Ken’s contention was that everything came back in fashion, so his response was to keep his old double-breasted suit. In a crude analysis, this proposition might be true, but wiser heads than ours tell us that the recycling is only part of a theme, and that the new interpretation was in new fabrics or colour combinations. No fashion based business would be as ignorant as to just wind back the clock in a regular repeating decadal cycle.

Where is there any sense in that? Each generation of consumers interprets things in their own style.

24 | BUSINESS NEWS

Business incubators are similar in that the theme of support for budding business is a constant, but the detail of what is needed has evolved.

First generation incubators were simply ways to support new and otherwise struggling businesses to overcome rent hurdles. Based on the New York model from the 1960s, a central management would find some low rent property and offer small partitioned spaces at a significantly reduced rent to give the budding businesses a good chance for success.

This had a short life as a model of operation, because a decade or two down the track rent for any business was not a barrier. Rent was not the barrier it once was. Sure, many a local

interest group still tried to get old disused businesses and dress them up as an ‘Incubator’, but these were mere shallow disguises for revenue schemes dreamed up by the property owners.

These incubators quickly folded.

Then second generation incubators started to come to the fore. These operations were not based on physical structures, or at least the physical structure was not the dominant feature. The main offering of these businesses was the management and expertise, rather than cheap rent. You can see an incubator of this form operating successfully in Ballarat. In the Dawson Street centre you can see a reformed Masonic building with great

More recently, incubators have changed again and now look like play pens for nerds. These are small workshops that people can come in and play with high tech equipment such as 3D printers and laser cutters and make novel inventions using rapid prototyping. These have no formal enrolment and don’t even require that people are either businesses or tenants, because the emphasis has entirely moved from bricks and mortar, and even left the grounds of any specific need for management.

This last style of incubator is never going to be located in and utilising the tired fringe buildings. In fact, they don’t need much of a building at all – more a simple workshop.

They can still be coupled with management expertise and technology advice, but again, these elaborations are not the main aspect. They are fast, flexible and have much lower overheads than any of the other incubators. They have more income with the internet than traditional real estate.

So, just as in the case of my old business friend, who retired a decade ago but insists that he keep his double-breasted pin striped suit, adamant that it would come back into fashion, business ideas need to be let go so that new and novel thinking can take place.

CLINT JENNINGS Business Thinker

LEGAL

Genuine redundancies?

A recent case in the Fair Work Commission has highlighted the need for employers to ensure that redundancies are “genuine” and meet the requirements of the Fair Work Act. IN Mr Georg Thomas v InfoTrak Pty Ltd T/A InfoTrak [2013] FWC 1134 (21 February 2013), the employer decided to make the position of operations manager redundant. The employer’s reasons for making the position redundant were largely acceptable. The employer was experiencing cash flow issues and, as a result, the employer needed to reduce the cost of overheads and decided that the position of operations manager was no longer required.

The difficulty arose when the employer informed the employee in the position of operations manager that the position had been made redundant. The employer did not engage in any kind of consultation process with the employee prior to advising the employee that his position was no longer required and, as a result, his employment was being terminated. The employee subsequently

lodged an unfair dismissal application.

In order for “redundancy” to be accepted as a defence to an unfair dismissal application, it must meet the criteria of being a “genuine redundancy” pursuant to the Fair Work Act 2009. One necessary requirement is that the employer must comply with any Agreement or Award obligation to consult with the employee regarding the proposed redundancy.

It is usual for both Modern Awards and Enterprise Agreements to place a positive obligation on employers to consult with their employees in circumstances where “major workplace change” is contemplated. This includes proposed redundancy.

Ideally, consultation with employees regarding redundancy would involve discussions regarding the reasons for the proposed

Confused by Workplace Laws?

changes, as well as a consideration of alternatives or possible redeployment to other roles within the organisation, with a view to ascertaining the employee’s attitude to his/her role being made redundant.

No consultation of that nature occurred in this case, which resulted in a suggestion that an outcome other than redundancy was possible.

In this case, the Commissioner

the employee based on real and fair reasons rather than manufacturing a redundancy.

In considering potential redundancies or termination of employees, employers should always seek competent legal advice prior to informing employees that their position has been terminated. This will assist employers to recognise in what circumstances an employee may be made

“Many employers use “redundancy” as a basis for terminating an employee in circumstances where the real reason for termination is unsatisfactory performance...” ultimately considered that the redundancy was not genuine, which led to a finding that the employee had been unfairly dismissed and the employee was awarded one month’s pay as compensation.

It is common for employers to remain unaware of the formal requirements, which must be met before a redundancy will be considered genuine.

Many employers use “redundancy” as a basis for terminating an employee in circumstances where the real reason for termination is unsatisfactory performance or general deterioration of the employment relationship. In many cases, it is preferable for the employer to terminate

redundant and what process an employer should follow to minimise the risk of an unfair dismissal claim.

JIM RUTHERFORD Principal, Accredited Specialist in Workplace Relations Law

MONIQUE AUSTERBERRY Lawyer

The information contained in this article is general in nature and should not in any way be construed as legal advice.

You should not act on any information contained within this article before first seeking specific legal advice.

Get specialist advice you can rely on.

• Advice on ever changing workplace laws • Assistance with redundancy and termination issues • Preparation of workplace / employment agreements • Protect your business from former employees • Assistance with OH&S prosecutions • Help to avoid and defend discrimination claims • Advice on workplace law compliance regime • Assistance with workplace investigations

Sonia McCabe, Lawyer Jim Rutherford, Accredited Specialist in Workplace Relations Law

70 Gheringhap Street Geelong t. 5225 5225

Monique Austerberry, Lawyer Rohan Kux, Associate

www.harwoodandrews.com.au BUSINESS NEWS | 25

VECCI UPDATE

Jobs plan a good start The recent release of the Federal Government’s Plan for Australian Jobs has an assortment of measures to help Australian companies increase exports and increase small business innovation. But will it achieve its objective of creating enduring jobs?

KEY features of the Plan for Australian Jobs include new Australian industry participation arrangements, the establishment of ten industry innovation precincts, funding to support venture capital for small business, extending the Enterprise Connect program to new industries, and helping Australian businesses to win work in public sector tenders.

The package is to be funded from cutting the R&D tax concession to companies with more than $20 billion in Australian earnings. However, this carries great risk given the significant role large companies play in Australia’s R&D effort.

From a symbolic perspective, the release of the plan with its focus on manufacturing is timely. This sector has

26 | BUSINESS NEWS

done it especially tough in recent years and initiatives to strengthen anti-dumping, encourage greater opportunities for local content in government purchasing, and get more SMEs into exporting will undoubtedly appeal to many.

However, there are a number of elements missing from the plan – too many to be able to call it a bona fide industry and innovation statement.

To begin with, good industry and innovation policy needs to be whole of industry in its focus and coverage.

Whilst there is a new sense of urgency to respond to the many pressures on manufacturing, the opportunity to be equally supportive of vital service industries such as tourism, communications, property

and business services, finance and insurance, health retail trade, and transport, has been missed.

Even though the present operating environment experienced by industries like manufacturing may give cause for specific policy responses, it is the overall economic framework that will create efficient markets and provide the necessary incentives to invest and innovate.

Yet the plan is absent of any major announcements to cut taxes and red tape, promote new productive investment, or work with industry to improve the skills set of the workforce.

Also, while the plan has a focus on the important role of innovation in the economy, missing is a deep connectivity between other important policy areas of government – transport, energy and resources, workplace relations – and the industry development policies and strategies of state, territory and local governments.

The plan does contain stronger remedies against

unfair trade practices from imported goods. However, it does not explicitly acknowledge the challenges and opportunities tied to Australia’s involvement in a number of free trade agreements. Well-designed industry policy has regard for tariffs and quotas, the protection of intellectual property rights, rules of origin, and recognition of professional and skilled qualifications – as well as dumping regulations.

All in all, the Plan for Australian Jobs takes some steps in the right direction, but as a nationand industry-wide solution to creating enduring jobs, much more still needs to be done.

JAMES GULLI VECCI Regional Manager

VECCI offers a range of workplace relations services, from a telephone helpline to one-on-one consulting. For more information, visit vecci.org.au.

COMMUNITY UPDATE

Geelong Rotary enjoys early success The Rotary Club of Geelong is enjoying some early runs on the board with its Corporate Membership trial.

TO date, six companies have taken up the membership initiative and have brought new experience and enthusiasm to the long established service club.

The new Corporate Members are from Select Architects, employment network G Force, community service provider St Laurence, Victoria’s largest regional water corporation Barwon Water, accountancy business WHK and counselling, educational and advocacy services provider Bethany.

Geelong Rotary president,

David Barkley, says the concept has proven a winner, even at this early stage.

“We are delighted with the results so far. The corporate members have given the club a new lease of life and we are confident about the future and the contribution we will continue to make in the regional community.”

Geelong was chosen as the only club in District 9780 to pilot the Rotary International concept. District 9780, which stretches from Mt Gambier and Swan Hill to Ballarat and Geelong, includes 60 clubs.

Beretta to try something new at Masters Games The Australian Masters Games is a great opportunity to re live the sports you did in your younger days or try something new.

CHANNEL Seven sports presenter Mark Beretta, a 10-time Australian national waterskiing champion and avid road cyclist is ready to try something new by swapping the bike for a Dragon Boat when he lines up in the Australian Masters Games.

Beretta will join more than 8,000 participants in 57 sports at the 14th edition of the Australian Masters Games.

“I have always participated in sport and the Australian Masters Games is another great way for people to stay active in a fun atmosphere.”

Geelong hosted the Australian Masters Games in 2009 and once again will show why it’s a world-class sporting destination.

Entries are now open at www.

AustralianMastersGames.com for this year’s event, which will be staged from Saturday 5 to Saturday 12 October in Geelong.

Australian Masters Games organising committee chair Kean Selway understands the positive impact the Games will have on Geelong and as they draw closer encourages people from all walks of life to get active and participate at the Games.

“I’m excited to return to my home town with my family and showcase Geelong to the rest of Australia. It will be an exciting week of sport and entertainment, and Dragon Boat is going to be something foreign to me but I’m looking forward to the challenge,” Beretta said.

Victorian Minister for Sport and Recreation The Hon. Hugh Delahunty, a keen sportsman who played for Essendon in the Victorian Football League during the 1970’s is a strong supporter of the Australian Masters Games and people remaining active in their older years through

The concept is being trialled by 200 clubs worldwide between July 2011, and June 2014.

The Geelong club spent the first year investigating options and developing guidelines before inducting the first corporate members in mid2012.

“We wanted to get it right at the outset so the club and the new corporate members could enjoy the benefits,” says David. “The guidelines gave us the confidence to launch the program. At the same time, however, it is a work in progress. We are constantly revisiting the guidelines to ensure we are meeting the objectives of Rotary and the needs and expectations of the business community.”

David’s view is that the initiative is a win-win for Rotary and progressive companies and organisations.

organised sport or personal exercise.

“The Australian Masters Games is a mass participation sporting event that highlights the benefits of remaining active no matter your age, and encourages people to be more active, more often” he said.

“The Games also accommodate non playing attendees and volunteers.

Both groups play an important

“The concept presents businesses with an opportunity to contribute to the communities in which they operate and develop the skills of their employees in areas other than a work environment.

“It also provides a wonderful forum for networking and developing close and lasting friendships. In addition, Rotary has an abundance of experienced business people who can share their knowledge and provide advice to developing executives and managers.

“Everyone benefits, from the new corporate members to Rotary to local and international communities who need our help.”

The club will provide status reports to the Rotary International Board in Chicago.

role in the success of sport at all levels, including the Australian Masters Games.

Without the coaches, managers and sports volunteers the event wouldn’t be possible.”

The registration process is simple and can be accessed through the Games website; www.

AustralianMastersGames. com, allowing teams and individual to register.

BUSINESS NEWS | 27

BUSINESS EVENTS

Colac Otway Performing Arts & Cultural Centre Centrally located in the South West region – perfect for business events & celebrations One hour’s drive from Geelong, Warrnambool & Ballarat Opposite Colac Train Station • • • •

Hassle-free conferencing & events Professional venue with technical support Great service Delicious food

• • • • •

Barista-made coffees Free parking Easy to find Disability friendly Small meetings

• • • •

Board meetings Day-delegate conferences Receptions Wedding parties up to 320 people

Colac Otway Performing Arts & Cultural Centre P: (03) 5232 9531 F: (03) 5232 9586 W: www.copacc.com.au

28 | BUSINESS NEWS

BUSINESS EVENTS

A CONTEMPORARY rammed earth and glass design, Colac Otway Performing Arts & Cultural Centre, caters for more than 1,000 business events annually.

hour from Camperdown and Winchelsea,” Ms Patterson said.

“COPACC’s resources, expertise and support from

deliver quality events. From event management advice,

The centre, built in 2001, caters for intimate business coaching sessions through to product launches and awards ceremonies for up to 320 people.

“People love that our venue is surrounded by free parking and opposite the Colac train station.”

COPACC has a series of meeting rooms, all with natural light, two theatres which can be used as cinemas, and a commercial kitchen available for hire.

needs covered.”

Morning and afternoon teas or lunch/dinner can be served in a variety of break-out spaces.

“I would like to say thank-you to you and all your

“Our staff thrive on variety and never tire of how frequently the centre is reinvented to adapt to the huge variety of events hosted in the centre.

level of support that your team gave me in the lead

Attention to detail and an excellent personalised service are the hallmarks of COPACC’s success, according to centre manager Karen Patterson.

“We have a multi-skilled and dedicated team of events staff and technicians who have a strong reputation for ensuring that events go according to plan” Ms Patterson said.

“The vast majority of our business is generated by wordof-mouth recommendations and return clients who love to do business at COPACC.” The centre is just two blocks from the Princes Highway, and easy to find, for regional business and government delegates, commuting from neighbouring regional towns and cities.

“Colac is in a great location, being very close to an hour’s drive from Geelong, Ballarat and Warrnambool and only half an

“COPACC transitions quickly and efficiently between balls, fundraisers, workshops, public meetings & expos,” Ms Patterson said.

“We have the largest and most flexible venue in town, with our biggest annual event being the Powercor Colac Otway Business Awards where we have a presentation for up to 320 in the auditorium, and then a sitdown dinner cabaret style with a band and dance floor in our Civic Hall.

“This space is also popular for weddings and balls.”

staff have always been instrumental in my ability to access to technology, or just having that spare roll

of tape when you need it - COPACC always has my - Rachel Wood, President of Community Hub Inc.

staff at COPACC for the fantastic job everyone

did in making this year’s Career Expo a success. The up and on the day was terrific. I would not have been

able to run the Expo without everyone’s help. I greatly appreciate the support that COPACC gives the

Expo and the facility is perfect for the event. I look forward to working with everyone again next year.”

- Michael Swanson, Business Development Officer.

“I wish to convey a grateful thank you from Otway Business Incorporated for another successful

year at COPACC for the Powercor Colac Otway

Business Awards. It has been a pleasure to prepare this evening with your team, the planning gone into

every detail was evident, all of which was delivered in a professional manner. Please pass on our

‘congratulations’ to each staff member involved.”

- Event coordinator.

For more information call COPACC on 5232 9511.

BUSINESS NEWS | 29

COMMENT

Fair Work package needs a major rethink Industrial relations legislation and arbitration is among the most contentious topics that span the businessgovernment divide, and the Fair Work Act is no exception, as the following statement from Ai Group Chief Executive, Innes Willox, shows.

INDUSTRY had hoped the long awaited second tranche Fair Work Act package would deliver changes that would lead to a more productive, flexible and fair workplace relations system.

Unfortunately, [last month’s] reports suggest that the Government is planning to adopt an unbalanced, prounion package. Some of the proposals are way out of step and require a major rethink by the Government.

The reported proposal to give union officials the right to meet employees in lunch rooms, including for recruitment purposes, would reinstate arrangements that were abolished 15 years ago and which hark back to the days when almost half of

the workforce was unionised and industrial disputes were common. Up to the award simplification process in 1996-98, some awards included this right but these award provisions became non-allowable from that time.

These days only 13 per cent of employees in the private sector are union members.

Currently, employers have the right to determine the location of union meetings in their workplace, provided that the location is reasonable. Unions have the right to challenge the location in the Fair Work Commission if they regard it as unreasonable. There have been very few disputes about this issue over the years because employers typically are reasonable. Non-union

members are entitled to relax during their lunch break and eat in peace rather than face the prospect of being forced to listen to union officials. The ill-conceived reported proposal must be abandoned.

Similarly, the reported proposal to give unions access to arbitration where an employer has not capitulated to union bargaining claims after a ‘protracted period’ would be very damaging and must be abandoned.

The proposal is incompatible with Australia’s enterprise bargaining system. In an open economy, Australia’s interests are best served by employers and employees reaching agreement on the wages, conditions and workplace flexibilities that suit their own unique circumstances.

If compulsory arbitration became available, there would be less incentive for unions to reach agreement.

Arbitrated outcomes awarded by the Fair Work Commission would flow on to other enterprises and unions would regard arbitrated outcomes as a new floor for subsequent claims. This would fuel inflation and stifle innovative workplace relations. The outcome of arbitration is not an enterprise agreement, but a determination, which all

parties must comply with. The proposal would reintroduce compulsory arbitration through the back door.

A hard-fought and vital principle in the Fair Work Act is that employers are not required to make concessions during bargaining or enter into agreements they do not support. The Government’s proposal would nobble this important principle.

The above two reported proposals fly in the face of the recommendations of the Fair Work Act Review Panel, which considered and rejected similar proposals pressed by unions. In contrast, many worthwhile recommendations of the Fair Work Act Review Panel have not yet been implemented; dealing with topics such as individual flexibility arrangements, transfer of business and the general protections.

Industry recognises that it is an election year, but this must not be an excuse to put the necessary changes to the Fair Work Act in the too hard basket. Equally, it is vital that the Government not move to implement union proposals that are not in the community’s interests.

INNES WILLOX Chief Executive, Australian Industry Group

Anything You Want Door to Door Discount Stationers are renowned for their prompt and efficient service and for their ability to find those hard to get items...

Discount Stationers 81 Separation Street, North Geelong

Ph:(03) (03)5272 5272 2266 2266 Ph: Fax: Fax:(03) (03)5278 52786282 6282 E: discountstationers@ncable.net.au Copy Paper - Fax Rolls - Toner Cartridges - Inkjet Cartridges - Electronic Media - Storage - Laminating Supplies - Computer Paper

30 | BUSINESS NEWS

COMMENT

Promoting the benefits of smaller government Over the last 40 years, the size of government has increased substantially. Government spending relative to the size of the economy has increased even though Australia has come through a period of extraordinary economic growth, with sustained increases in GDP stretching back for decades. The economy has grown, but government has grown quicker still.

SPENDING across all three levels of Government has increased at an average rate of 4% a year since 1972.

Today the government rakes in more than a third of everything this country produces. Around the world, decades of these misguided policies have created serious debt crises (particularly in Europe).

Australia is not yet in crisis, but in the future we will face substantial challenges from an ageing population, rising healthcare costs and expected slower economic growth.

To meet these challenges, we must cut wasteful spending and stop the unbridled expansion of government.

If government is not reined in, spending could exceed

50% of GDP by 2050, burdening future generations with higher taxes, higher debts and a further breakdown in society.

Without TARGET30, governments could be wasting $150 billion by 2021.

TARGET30 promotes the benefi ts of smaller government and aims to reduce government spending to less than 30% of GDP in the next 10 years.

The initial research in TARGET30 will focus on health, welfare and education, because together these areas make up more than 60% of governments budgets. TARGET30 will focus on ways that these essential services can be delivered effi ciently and effectively, while reducing wasteful spending.

Health savings a super idea The Target 30 campaign is not just about reducing government spending. It is also about promoting better and more sustainable ways to deliver high-quality health services for all Australians.

IF saddling future generations with unfeasibly high tax rates is to be avoided, governments will be forced to cut health funding and this will inevitably impact on the availability of health services.

(same as for the private health insurance rebate).

There are many practical things that policymakers should do now to prevent onerous tax-hikes or patients having to endure even longer waits for hospital treatment.

Public hospitals should also be selectively privatised, creating a more competitive environment and encouraging all hospitals to improve their productivity.

Copayments for Medicarefunded services (as proposed by the Hawke Government in 1990) should be introduced, and eligibility for Medicare entitlements should be means-tested

These policies would help create a more cost-effective health system. But to lay the foundations of a truly sustainable health system we need to fundamentally

Federal and state health bureaucracies should be downsized, and fi nancial and managerial responsibility for public hospitals should be devolved to the local level.

While forthcoming TARGET30 publications will deal in more detail with ways to cut spending, there are some practical steps we can take now to get us on the right track.

The starting point needs to be an audit of all existing government departments and programs to determine what programs are really necessary, and what programs are effective.

Obvious areas of ineffi ciency and waste should be cut immediately.

This includes the billions provided in corporate welfare to the foreign car makers and others, and the massive duplication of functions at the state and federal level.

To meet the challenges of an ageing population, we

change how health care is fi nanced in this country.

Medicare is a Pay-As-YouGo system. Every tax-dollar collected for health purposes each year is spent in the same year, and nothing is saved and invested for the future. This is why there are huge unfunded liabilities going forward for the health costs of Australia’s rapidly ageing population.

Imagine if instead of Canberra doling out money to pay for our GP visits and prescriptions each year (an arrangement that encourages over-use and waste), we each had an annual taxcredit or transfer payment deposited into our personal Health Savings Accounts (HSA), which we would draw upon to pay for medical expenses.

Because we would be spending our own money, we would become far more cost-conscious consumers

must spur improvements in public sector effi ciency and productivity, especially in aged care and hospitals.

This should be linked with improvements in public sector workforce productivity stimulated by appropriately rewarding good performers and, more importantly, making removing poor performing workers easier.

The CIS is excited to bring TARGET30 to you, because smaller government means a bigger future for us all.

Simon Cowan is a Research Fellow at The Centre for Independent Studies and author of the foundation report for the TARGET30 campaign, TARGET30 – towards smaller government and future prosperity.

of health services (up to 30% more cost-conscious according to the famous Rand experiments). As HSA balances grew (tax-free), more and more health care would be self-funded instead of relying on government to foot the bill.

This isn’t as radical as it sounds. HSA’s are very similar to the compulsory superannuation system, which has successfully lowered the cost of the Old Age Pension in coming decades.

It’s time for us to apply to health the same principles of self-reliance and personal responsibility. Saving-AsWe-Go to self-fund our own health care will reduce the burdens that Medicare will otherwise impose on future generations.

Dr Jeremy Sammut is a Research Fellow at The Centre for Independent Studies. He is the author of a forthcoming Target 30 publication, Saving Medicare - But Not As We Know It.

BUSINESS NEWS | 31

‘Volunteers - Every One On Counts’ National Volunteer Week is the la largest volunteerism celebration of volunteers and volu opportunity in Australia, and provides an opp to highlight the role of vounteers in our you to the more communities and to say thank yo than 6.4 million Australians who vvolunteer.

All you need is a little time, patience and love JUST a small amount of time is all it takes to make a difference in someone’s life.

Lesley has been a volunteer for Gateways Support Services, Interchange Host Program, for more than 5 years. In that time she has helped 2 families.

Gateways is a local community organisation that supports children and adults who have a disability/additional need and their families. It manages the Interchange Host Program which matches a young person with a disability with a volunteer host or host family who include them in their own activities on a regular basis.

Lesley has 3 children of her own and chose to become an Interchange volunteer as “I wanted to give back to the community. It’s nice to give a break to a parent who has a child with a disability.

It’s only a small commitment of a couple of hours a month, so it’s a very flexible program” Lesley looks after Shakira, 9 who has autism and ADHD. Sophie who is Lesley’s daughter loves to play with Shakira. “They

32 | BUSINESS NEWS

are like sisters, playing with toys and riding their bikes together. I know it makes all the difference to Shakira and her mum, Lisa.”

in someone’s life then become a volunteer with the Interchange Program.

Call Gateways today on 5221 2984.

“Shakira has trouble coping with group situations such as swimming lessons, dance classes etc that other children attend after school where they make new friends. Spending time with Sophie and her family through the Interchange Program allows Shakira to have fun with a “special” friend in a setting that she is able to cope with and where people have more understanding and acceptance of her disability” said Lisa “When Lesley looks after Shakira, I’m able to have a break myself and spend more time with my other children” said Lisa “To be a host, you don’t have to have a family yourself, you could be single, young adult or maybe a grandparent. All you need is time, patience and love.”

There are many other parents similar to Lisa, who are looking for respite care for their child with disabilities. So if you have some free time, want to make a difference

Back row Lesley (left), Lisa (right), Front row Sophie (left), Shakira (right)

Social Support for Older People KEEPING socially active and having friends in later life can be important for health and wellbeing. Ageing can be lonely, especially through the loss of a partner or someone close to an older person. Many older people may feel lonely when family or relatives do not live nearby.

People that become socially isolated, who rarely go out, have few friends or do not see much of their family are sometimes less healthy than those in the broader community. Getting out and keeping involved with people of all ages is a good way to remain healthy and feel at ease with others. Friendships often give individuals a special feeling of trust and closeness, helping them to participate in leisure and social activities.

DoCare Geelong a not for profit organization, dedicated to providing a range of in home social support services for lonely isolated older people in the Geelong community.

All our services are provided by a dedicated group of 200 or so volunteers providing home visiting services, library book services and social group outings

another language as well as English. We have a number of volunteers that speak English plus another language, assisting older people when language is a barrier to support.

If you know of an older person who may benefit from our services, please give us a call.

throughout the City of Greater Geelong, Surf Coast Shire, Borough of Queenscliff and Bannockburn.

DoCare Geelong is committed to reducing the impact of loneliness for older Geelong and district residents by supporting seniors to lead independent, active, healthy lives without the sense of being isolated in their own homes.

We are always in need of volunteers to help provide these services, if you have a desire to support an older person to continue living in their own home please give us a call. If English is not your first language you will be most welcome as a volunteer at DoCare Geelong.

Many older people in Geelong speak

DoCare Geelong is jointly funded by the Australian and Victorian Governments through the Home and Community Care (HACC) program. DoCare Geelong also receives funding support from Give Where You Live (formerly United Way Geelong Region). DoCare Geelong is an endorsed Deductible Gift Recipient and donations of $2 or more maybe tax deductible.

Our office is at 3/152 High Street Belmont; you may telephone us on 52981053 or visit our website docaregeelong. com.au for further information.

Business to the rescue BACLINKS (Business and Community Links), an initiative of Karingal, supports the community by educating, supporting and creating opportunities for business and community to engage with each other for mutual benefit.

Local businesses, through BacLinks, have contributed over $2.1 million worth of support into the local community and over 34,500 employee volunteer hours during the past 10 years. Contributions have included employee volunteering, donations of goods and services, and the sharing of resources and knowledge.

BacLinks inspires business and community agencies to work together, identifying needs, matching appropriate partners, and coordinating and reporting on activities to make a positive difference in our community.

Already 54 businesses have committed themselves to supporting community through membership with the BacLinks program. By joining this elite group, members are informed regularly of support opportunities, along with the chance to

attend the 730 Breakfast series where they can network with like-minded businesses and hear about support opportunities from guest speakers representing both sectors.

BacLinks would like to thank each and every one of them for their commitment and support: Premier Partners: Alcoa Australia and GMHBA Health Insurance; Funding Partners: Karingal, Dimmock Charitable Trust; Members: Adcell Group, Adroit Insurance Group, Adventure Park, Associated Cold Tread Tyres, Barefoot Media, Barwon Water, Bell Potter Securities, Bendigo Bank, Blood Toyota, Business Technology Specialists, Buxton Real Estate, Chamber of Commerce, Chapman Welsh Financial Services, Costa Group, Coulter Roache Lawyers, CSIRO AAHL, Deakin University, Ford, Geelong Manufacturing Council, GPAC, Grindstone Creative, Harrison Place, Hays Recruitment, Karingal Training, K Rock/ Bay FM, Kingman Consulting, L.Bisinella Development P/L, MatchWorks, Mercure Geelong, Morris Finance Ltd, Morton Dunn Architects, Patrick Rowan & Associates, Planwell, Powercor Australia, PRD

Nationwide, Select Architects, Southern Cross Business Machines Geelong P/L, St John of God Health Care Inc., Stratel, Target Australia, Technology One, Telstra Country Wide, Tuckers Funeral & Bereavement Service, Victoria Police, VicWest Community Telco, WelshKline Financial Group, Westpac Bank, Whyte, Just & Moore, Wightons Lawyers.

To see what projects have already been completed this financial year and to view project and event opportunities visit www.baclinks.org.au. The BacLinks team can be contacted on 5249 8989 or baclinksadmin@karingal.org.au

BUSINESS NEWS | 33

Join the World of Wool and Geelong story of wool. They embody the ‘human aspect’ of the Museum sharing their memories, their insights and occasionally, their jokes with the 40,000 visitors that pass through the Museum doors each year.

Full training is available for this interesting role at one of the city’s most wonderful community assets. If you are interested in joining our wonderful team of Hons, please contact Sara Gillies on telephone (03) 5272 4706.

Chrystalla with group

DO you know the difference between worsted and woollen yarns? Between a Merino and a Dorset? Or how long it takes to shear a sheep?

If you do – great! If you don’t - come and find out!

The National Wool Museum has approximately 65 honorary staff (affectionately known as “Hons”), many of whom have a background from life on the farm or working in the mills during

Robert with group

Geelong’s wool processing heydays.

The role of the Hons is vital to the ongoing management of the Museum.

They welcome our visitors to the Museum, conduct guided tours, assist in the gift shop and the collection store and often provide weaving, spinning and knitting demonstrations.

The National Wool Museum is located at 26 Moorabool Street, Geelong. Entry fees to the Museum are $4.00 per child (2-15 yrs), $7.50 per adult, $6.00 concession or just $25 per family (2 adults and up to 4 children).

The Museum is open 9.30am-5pm on weekdays and 10.00am-5.00pm on weekends.

The Hons provide an essential service to the Museum by assisting our visitors to appreciate the important Australian

Bite-Size Volunteering BITE-Size Volunteering, developed

by Volunteering Geelong, has been designed to meet the needs of volunteers who are seeking short term, flexible projects that use their current skills. These projects are delivering valuable outcomes for community organisations by providing them with the opportunity to achieve tasks that they normally would struggle to complete or even start.

Mandi Hyland from Barwon Community Legal Service attended a Volunteering Geelong workshop on ‘Bite-Size Volunteering’. The course explained the many benefits of developing short term, flexible projects in order to recruit skilled volunteers.

Mandi had identified the need to recruit a volunteer with skills in graphic design that would support their organisation’s launch of ‘Elephant in the Room’, a program for women who have survived living with family violence. The tasks for the volunteer included logo, brochure and flyer design.

“I found the templates to design our

34 | BUSINESS NEWS

project provided by Volunteering Geelong easy to use. The Volunteering Geelong team also helped me fine tune our position description to find our Graphic Designer” said Mandi “Volunteering Geelong vetted the applicants for me and recommended Homero Guerra who started immediately” Mandi commented. “I would definitely do it again. The Bite-Size Volunteering project encouraged us to achieve a body of work by an experienced and competent volunteer working for a short period of time” Mandi concluded.

Homero had previously completed a number of small graphic design projects with other community organisations through Volunteering Geelong.

After moving to Geelong from Mexico, he decided to do some volunteering to give back to the community and that allowed the ongoing use of his professional skills and broader utilisation and practice of his English.

“My volunteering experience has been extremely enjoyable especially the flexible

nature of the short term projects” said Homero”. I felt a true sense of satisfaction from the experience knowing that I was making a real difference in assisting community organisations to deliver their programs. I would definitely recommend volunteering on a Bite Size Project”.

For more information please contact Gail Rodgers, Volunteering Geelong on 03 5221 1377 or manager@volunteeringgeelong.com or visit volunteeringgeelong.org.au Hemero Guerra

Coulter Roache Lawyers in the community COULTER Roache Lawyers supports National Volunteer Week 2013 and we are proud to have shared our resources and experience with Geelong and the surrounding regions for more than 70 years.

The Principals and staff support many organisations including: · Cotton On Foundation’s Run Geelong: raising funds for the Geelong Hospital Appeal · Baclinks: linking businesses and community groups through annual events such as The Big Day Out and projects which are individually tailored to meet specific needs Our staff are on local Committees and Boards including Anam Cara House and the Kids Plus Foundation, provide pro bono (free) legal services, undertake fundraising and financially support community programs and charity events throughout the year.

T: 5273 5273 www.coulterroache.com.au

Coulter Roache staff and participants from Baclink’s “Journey to work” project.

Diversitat refugee school students with numeracy and literacy skill development. The program aims to empower individuals and communities who are vulnerable and at a disadvantage to reach their full potential.

The volunteer program provides free homework and English language support to refugee children in the Geelong region.

In addition it works to enhance, promote and celebrate harmony, cultural diversity, peace and social justice in our community.

WIKIPEDIA, the free encyclopedia describes volunteering as: Volunteering is generally considered an altruistic activity and is intended to promote good or improve human quality of life. In return, this activity produces a feeling of self-worth and respect; however, there is no financial gain. Volunteering is also renowned for skill development, socialization, and fun.

Diversitat (trading name of Geelong Ethnic Communities Council Inc) is a registered charity that has been operating in Geelong for the last 37 years as a not-for-profit community service group with a core business of services for the multicultural communities.

From a single office of five staff in 1976, Diversitat has grown to operate nine sites in Geelong, and employ well over 300 staff. Today Diversitat offers services in Immigration & Welfare, Youth Services, Aged Care, Training & Employment and Arts & Events. In addition, it manages 94.7 The Pulse community radio station and Wholefoods Café/Shop & Catering.

Diversitat represents 43 affiliated CALD (Culturally and Linguistically Diverse) communities and over 50,000 people of all ethnic and cultural heritages throughout Victoria and welcomes volunteers all year round in all our service programs.

Within Settlement Services Program at the Northern Community Hub, we have two programs running in which volunteers are a necessary part - the Geelong Region Education and Assistance Team (GREAT) at School and GREAT at Home programs.

Diversitat arranges training (cross cultural awareness and program specific training) and police checks for all volunteers prior to commencement. A Working with Children Check is also required to participate in programs where children are present.

If you are interested in participating in either of these programs, please visit www.diversitat.org.au or contact Anita Boras, Volunteer Coordinator on 5260 6011

GREAT is a volunteer based homework support program aimed at assisting

BUSINESS NEWS | 35

THE TECH GUY

The Tech Guy Every month, our Tech Guy, Jon Mamonski, brings us the wildest, most mind-blowing gadgets he can find...

WEEKEND newspaper reports of Samsung’s new Galaxy 4 would have you believe that it is the best smartphone by far, but is it?

HTC’s smartphone One is a much better designed metal case rather than the plastic Galaxy 4 and has similar features.

There’s no doubt that the Galaxy 4 has more under the hood than its predecessor, but will it knock off Apple’s iPhones? Not likely.

The simple fact is, the iPhone is simple and efficient to use, unlike the Android based phones that offer a lot more tweaking functions.

That suits males aged 16-30 but the rest of us just want a smartphone that’s fast and simple, so the iPhone wins.

36 | BUSINESS NEWS

According to Strategy Analytics, Apple’s iPhone 5 was already the best-selling smartphone in the US, also outselling all other models elsewhere in our universe.

The iPhone 5 sold an estimated 27.4 million units during the period to dethrone last quarter’s champ, the Samsung Galaxy S III, which landed in around 15.4 million worldwide.

To put icing on the cake, the older iPhone 4S actually shipped an estimated 17.4 million units to bump the Galaxy down to third place, giving Apple the two most popular handsets anywhere - and over 20 percent of the global market.

IPHONE 5 THE GREATEST

THE TECH GUY

BETTER PHONE PICS

WIRELESS PHONE VIDEO

LG is demonstrating the ability to beam 4K-resolution video from a phone to an Ultra HD television, no wires necessary.

The technology is a secret other than that it uses “ubiquitous” WiFi connections and LG claims its technique uses less than half the power others require.

That’s achieved by reducing the drain on the phone’s CPU and other hardware, so

it’s time to save up enough money to buy one of those Ultra HDTVs. It’s a new world. Now that you know what 4k video resolution is, (Full HD = 1920x1080, UHD 4k = 3840x2160), try and get your mind around a mobile phone being able to record videos in 4k and then wirelessly transmiting them to the nearby 4k capable TV for stunning ultra-hidefinition viewing - got it?

BETTER mobile phone camera hardware from Aptina is helping, but better apps do too.

Rambus believes its new Binary Pixel technology can achieve the effect with less waste. Its new imaging chip tries to replicate the human eye’s range through setting light thresholds and oversampling the scene in both space and time. The results are more natural shadows and highlights down to the pixel

level, with processing fast enough for video. The overall image reportedly suffers from less noise as well. Companies will have to talk to Rambus to implement Binary Pixel, although it’s a considered a drop-in technology that should talk to existing processors and camera sensors, whether it’s for smartphones or point-andshoot cameras. Rambus may just want to hurry if it hopes to get noticed - it’s joining an increasingly crowded field.

ASUS VIVOTAB

PHONE PICS RULE

DID you hear that...?

That’s the sound of the entire pointand-shoot camera industry bracing for yet another whack.

Smartphones are now the primary form of photo taking and it’s becoming ever more difficult to convince us folk to drag out our bulky DSLRs, other than our phone, outside of special occasions.

It’s all Aptina’s fault. The sensor manufacturer has announced its 12 megapixel and 13 megapixel mobile image sensors, aimed squarely at next-gen flagship phones that ought to be coming out later this year. The smaller 1.1-micron pixel construction

is the standout feature, with the AR1230 capable of capturing 4k video (yes that’s 4k folks) at 30fps, as well as 1080p video at up to 96fps. The AR1330 throws in electronic image stabilization support at 1080p, while snagging 4k UHD and 4k Cinema formats at 30fps.

Over on the tablet PC / TV front, Aptina’s AR0261 sensor is 1080p-capable that’s destined to redefine what a front-facing camera can accomplish. Aptina also promises that it can work with applications involving gesture recognition and 3D video capture.

Film? What’s that?

WANT a Windows 8 tablet with thin detachable keyboard for not many dollars?

Think ASUS Vivotab Smart; and remember, ASUS are the pioneers of this format.

What a fantastic bargain if you want a relatively inexpensive device running Windows 8

for $599 with 64GB of built-in storage (not 32, but 64), a dazzling sharp display, 9.7mmthick design and an 8-megapixel rear camera capable of 1080p video.

Not bad at all for a device at that price.

BUSINESS NEWS | 37

THE TECH GUY

STRETCHABLE BATTERY

MYIDKEY

BETTER batteries have been our goal for some time.

The Northwestern University and the University of Illinois researchers have built electrode interconnects from serpentine metal wires that have even more wavy wires inside. The wires don’t require much space in normal use, but will unfurl in an ordered sequence as they’re pulled to their IS it possible to remember all of one’s passwords without the aid of apps like LastPass? Maybe, but it’s certainly getting harder and harder to remember those pesky passwords as the number of services we depend on continues to increase exponentially. Arkami is ready to get the public involved (or rather, the public’s money) by way of a newly opened Kickstarter campaign for myIDkey. The thumb drive stores

passwords across various services, letting you access them on the run.

There’s a fingerprint scanner on-board, which unlocks the device and a microphone, which lets you search for specific ones by voice. Plug the drive into your PC and it will autofill your passwords as needed and, if you’re unlucky enough to lose it, you can instantly deactivate its contents.

Go to myIDkey.com.

limits. The result is a prototype battery that can expand to three times its normal size, but can still last for eight to nine hours. It could also charge wirelessly and would be wearable under the skin as well as over.

Imagine fully powered implants where an external battery is impractical or unsightly. Expect more advances in battery technology this year.

GO TWICE AS LONG

WHAT if you could double up your endurance, (your iPhone’s battery life, I mean) and protect your handset at the same time? Mophie’s Juice Pack Air does just that, thanks to a 1,700 mAh backup battery embedded in the edge-to-edge case. On top of an extra 10 hours of 3G talk time and edge-to-edge protection, Mophie’s touting lightning pass-through capability, enhanced sound thanks to

its speaker redirection, an LED battery indicator and faster charge times thanks to a 1A charging upgrade.

You’ll be able to grab it in black, red and white colour options too. I’ve been road testing one and it sure came in handy over the 4-day Port Fairy Folk Festival.

Go to www.mophie.com and help yourself.

BIOSTAMP

2013 may become best known for its wearable electronics aimed at athletes, but the company, MC10, also makes a medical diagnostic sticker called a biostamp. For those unfamiliar with what the biostamp does, it’s a mesh of circuits and sensors that can record electrophysiological data like skin temperature and hydration state of the wearer.

Its creator, John Rogers, created the biostamp; a thin, stretchy electronic, applied directly on human skin and bonded to it with commercially

38 | BUSINESS NEWS

iROAD

available spray-on bandage material.

By losing the elastomer backing of the original biostamp and applying the circuits directly to the skin, Rogers and his team at the University of Illinois were able to shave the device’s thickness to 1/30th of the (already quite thin) biostamp.

That super thin profile means it conforms even better to the contours of human skin and makes it shower and swim-proof during the two weeks it lasts before being naturally exfoliated with your skin.

ELECTRIC car designs might look futuristic, but there’s invariably ‘gotcha’ downsides, like disproportionately large turning circles and a lack of basic protection from the elements.

Toyota’s new iRoad concept does better, with a twoseat, three-wheel prototype that turns with a motorcycle-

style lean, cutting its turn radius to a very city-friendly 300cm.

It also has a fully sealed cabin, which allows for such radical features as heating and speakers. A real alternative to bikes, compact EVs like Toyota’s iRoad won’t demand frequent fuel pump visits or a set of dryzabones.

RECRUITMENT / AWARD

Don’t offload onboarding Award has accountants How new staff are managed into a business – the jumping for joy onboarding process – can be the difference between an ultimately successful hire and one that is destined to fail.

And CEOs need just as much help before starting a new appointment as junior staff, warns recruiting experts Hays.

THE issue of onboarding, explored in the latest Hays Journal, is crucial for businesses to address in order to retain their hires, especially the more senior appointments, according to Nick Deligiannis, Managing Director of Hays in Australia.

“When an organisation is looking to fill the top job, the processes usually applied to more junior staff are often not employed, leaving the CEO to find his or her own way,” says Nick.

“It’s also much less likely that you have a formal onboarding process in place when hiring your CEO, because you only do it once in a blue moon.

“But the risk increases the more senior you go. Getting

time, plus providing them with a peer-buddy.

However, this commonsense and straightforward approach can be ignored higher up the recruitment ranks.

Many executive hires are given vital data before their first day, such as the names of key stakeholders, top-line figures and detailed project information.

However, some other essential elements of the company, including organisational culture, values and working processes, are sometimes overlooked in the onboarding process.

“Some new CEOs find it difficult to adjust in that first three to six month period because they’re not able to

“Contrary to popular belief, onboarding does not start on day one of a new job. ” a senior leader’s onboarding wrong from the outset is a fundamental problem for any business.”

sort the wheat from the chaff and really understand what is meaningful to the business and what isn’t,” says Nick.

Contrary to popular belief, onboarding does not start on day one of a new job.

Certainly, the potential damage of creating a bad hire by failing to manage an individual into a business is great. Some estimates suggest that the financial cost to an organisation can be up to 14 times the employee’s salary, though the Chartered Institute of Personnel and Development (CIPD) in the UK puts this at a more modest level of between four and six times’ base salary, depending on the seniority of the person in question.

Induction or orientation programmes are designed to help new arrivals learn the ropes.

They effectively take over where onboarding leaves off. Onboarding begins before the new employee has started working, from the moment that he or she is in the running for the job.

At junior levels, best practice onboarding typically includes sending new recruits company information ahead of joining, preparing a personalised workstation for the individual, introducing them to their colleagues and key stakeholders both formally and informally ahead of

Congratulations to SJ Canny, who last week received a PAN Annual Achievement Award from the Proactive Accountants Network (PAN) at the PAN Annual Conference in Queenstown, New Zealand.

THE Network, made up of over 350 accounting firms within Australia and New Zealand, is the standard of excellence in the accounting profession. SJ Canny received the PAN Rising Star Accounting Business Award, which exists to encourage and reward great accomplishments and performance during the year. According to PAN, SJ Canny have shown a significant contribution to the profession and demonstrated leaps in implementation and improvement of business services and standards.

This award recognized great improvement made during the year with regard to implementation of business improvement strategies; improvement of services and service standards to their clients; general enthusiasm and support towards the success of their peers; and exceeding business targets and goals through commitment and dedication.

SJ Canny directors, Amanda Wilkens and Krys CannySmith, attended the PAN Annual Conference in Queenstown and accepted the award on behalf of the entire team.

“Although SJ Canny have been around for over 50 years, the accounting profession has evolved, and we have had to evolve with it in the last five years”, said Krys Canny-Smith. “The Network makes a significant difference to the financial performance of businesses around the world and have been working with SJ Canny, and other firms, helping members to become the best accounting firms in the industry and to represent accounting excellence across all business aspects.”

As well as providing four days of intense learning, the setting also provided a chance for extreme activities. Proving that not all accountants are unadventurous, Amanda bungee jumped and Krys paraglided. Well done!

Either way, having an effective onboarding process can go some way towards avoiding such costly errors and can vastly improve the probability of a cultural fit.

For more information about the Hays journal, go to hays-journal.com

BUSINESS NEWS | 39

ARTS Pianos go head to head in duet concert

One in the box This is my home. I made it myself.

It didn’t cost me anything… I can tell you stories.

What are my stories worth?

GPAC’s Deakin University Theatre Season 2013 continues in May with the powerful, critically acclaimed new Australian play Boxman.

This one man show is written by Daniel Keene and directed by Matt Sholten, with extraordinary actor Terry Yeboah performing.

Meet Ringo, homeowner and survivor. Displaced from an African homeland and disconnected from his new one. He lives in a home he has made himself from the things most of us throw away without a second thought.

Ringo (Yeboah) is a former child soldier, a character who has ‘lived many lives’. He is a refugee from horrors he has been forced to perpetrate.

Terry Yeboah’s charismatic, energetic solo performance of words and songs will capture

40 | BUSINESS NEWS

your heart and take you on an amazing journey.

Multi-award winning author Daniel Keene has written for the theatre since 1979 and his work has been presented at the Melbourne, Sydney and Adelaide International Arts Festivals, at the Melbourne Theatre Company and the Sydney Theatre Company.

Boxman continues his prolific collaboration with Matt Sholten, which began in 2008 and continues to flourish.

This extraordinary production, presented by If Theatre and sponsored by the Mercure Geelong, comes to GPAC for five performances in the Drama Theatre, from May 1-4.

Tickets start at $19 for students and $30 for adults.

For bookings phone Box Office on 5225 1200 or go online www.gpac.org.au

The Playhouse at GPAC will soon be filled with the sound of two grand pianos, a stunning soprano and an incomparable compere.

Two Grands...Four Hands...

The Duet Pianos is the third concert in GPAC’s 2013 Musical Mornings Season One series.

Led by concert pianist virtuoso Len Vorster and joined by sensational pianist Linda O’Brien this program of piano classics features music from Ravel and Debussey, George Gershwin, Leonard Bernstein and Billy Joel.

Soprano Alison Rae Jones and compere Chris McKenna will also make this a concert experience to remember.

Two Grands...Four Hands...

The Duet Pianos is at GPAC for two morning performances, on April 17 and 18 at 10.30am.

GPAC’s Musical Mornings series continues in May when Geelong’s own Maggie Britton returns to perform the classics in The Golden Years of Melody. In a career

spanning more than 40 years, Maggie has toured the globe and now returns to her hometown to perform the music of George Gershwin, Cole Porter and other legendary composers.

Finally in June, one of Australia’s finest tenors, the much-loved Jonathon Welch AM, presents a thrilling morning of Great Tenor Hits.

Well known for his ‘Choir of Hard Knocks’, Jonathon is considered one of Australia’s finest tenors. He returns to GPAC with a wonderful morning of music celebrating many of the worlds great tenors including Richard Tauber, Pavarotti, Domingo, Andrea Bocelli and Josh Groban.

Musical Mornings concerts are proudly supported

by Tuckers Funeral & Bereavement Services and are held in The Playhouse at GPAC on Wednesdays and Thursdays at 10.30am, with free morning tea available to patrons before the show.

Tickets are $19 each and are now on sale, phone the GPAC Box Office on 5225 1200 or visit www.gpac.org.au

ARTS wood engraving, linocut, lithography, screenprinting, photo etching and embossing, the selection emphasises the unique qualities of each of the printmaking techniques and the wide range of approaches taken by the 23 artists.

Geelong Gallery geelonggallery.org.au Akmal - Live!

19 April

Jazmina Cininas Erzsebet was frequently mistaken for a Vampire.

Contemporary and Collectable Australian Printmakers 11 – 27 April Metropolis Gallery is exhibiting contemporary prints by important Australian printmakers Dean Bowen, Jazmina Cininas, Graeme Drendel, Wayne Eager, Belinda Fox, Anita Iacovella, Marco Luccio, Heather Shimmen and Marina Strocchi, Deborah Williams and John Wolseley, alongside selected works by Charles Blackman, Arthur Boyd, Bob Dickerson, Kenneth Jack, Lionel Lindsay, Ethleen Palmer, Lloyd Rees, Eric Thake and more.

This specialist print show provides the opportunity for collectors to acquire significant works by Australian artists spanning the early 20th c. to today. It highlights diverse responses to the print medium from etching, lithography and drypoint to linocut and screenprint.

Metropolis Gallery, Geelong metropolisgallery.com.au Corporeal a print exchange folio Open till 12 May Corporeal is an exhibition and exchange folio of prints that features the works of emerging and mid-career artists including: Graeme Drendel, Di Ellis, Philip Faulks,

Rodney Forbes, Susan Fraser, David Frazer, Rona Green, Rew Hanks, Kaylene Kelly, Michael Kempson, Alexi Keywan, Martin King, Deborah Klein, Terry Matassoni, Ron McBurnie, Janet Parker-Smith, Travis Paterson, Ben Rak, Heather Shimmen, Stephen Spurrier, Anne Starling, Clayton Tremlett and Scott Trevelyan.

A ‘print exchange folio’ involves the creation of a print edition (determined by the number of participants) that is then collated into a portfolio for distribution to each of the artists. ForCorporeal each of the artists was invited

by Rona Green to create a new print—working in the printmaking technique of their choice to interpret the theme of the body. The size of the paper was pre-determined, measuring 50 x 60 centimetres and each participant was asked to complete an edition of 23 along with two artist’s proofs. One set of the proofs is framed for display in the exhibition while the other unframed set will be generously gifted to the Geelong Gallery’s permanent collection at the conclusion of the exhibition.

The resulting portfolio comprises a range of works that highlight the vitality and diversity of the print medium as well as the strength of contemporary practice in Australia. From engraving, aquatint and drypoint to

This year’s show promises to be Akmal’s most punctual and jam-packed with lots of words, some of which he will be using for the first time. Also, for the first time in the history, Akmal will be appearing in high definition 3D (glasses not provided).

Movies, sketch, stand-up, TV appearances, radio DJ and talk show host, improvisation and a published author, Akmal is one of Australia’s most respected, successful and accomplished comics. He displays an incredible ability to deal with hot topics in a hilarious and slightly offensive way.

Wyndham Cultural Centre, Werribee wyncc.com.au GNAP: Guirguis New Art Prize 3 April – 19 May Generously supported by Ballarat surgeon Mr Mark Guirguis, the Guirguis New Art Prize or GNAP is a new prestigious national acquisitive art prize, administered by the University of Ballarat.

In the inaugural exhibition, eleven important contemporary Australian artists will exhibit their work at the University of Ballarat’s Post Office Gallery and the Art Gallery of Ballarat.

Engaging the viewer on multiple platforms, the exhibition will be a sensory explosion of colour, light, movement and sound with the field of exciting emerging and mid-career artists. An eclectic and broad range of works including video, sculpture, installation,

painting and tapestry express issues surrounding identity, individualism and society, eternity, nostalgia and cultural traditions.

The shortlisted artists are Rebecca Baumann (WA), Fergus Binns, (VIC) Petrina Hicks (NSW), Ash Keating (VIC), Bonnie Lane (VIC), Richard Lewer (WA) Angelica Mesiti (NSW), David Rosetzky (VIC), Darren Sylvester (VIC), Brendan Van Hek (NSW) and Paul Yore (VIC). Jason Smith, Director Heide Museum of Modern Art is the inaugural 2013 judge.

The $20,000 Prize will be announced at the formal opening at the Art Gallery of Ballarat on Friday 12 April.

Mars and Gordon Victor King Galleries, Ballarat artgalleryofballarat.com.au Miss Bosnia

by Joseph Kesselring 05 – 20 April 1993, amidst the Sarajevo Siege Mira is a big-haired super-bitch, a former ‘Miss Yugoslavia’. She’s running the first Miss Bosnia pageant as a morale-booster for the shattered city. The six contestants are a motley bunch. First prize is a coveted seat on the last UN convoy out of Sarajevo. Who wouldn’t put brains and bodies on the line to secure freedom from this life? Here, power is the ultimate ruler ... but who will win?

In a world made sick by war, laughter is still the best and perhaps only medicine. Based on a bizarre but true story, this bitterly funny play is a witty look at the politics of swimsuit parades, and a sombre condemnation of the horror of war. Its direction is gritty, stained and on the front line of despair.

Bitchery is rife, adrenalin is the drug of choice, but the comedy is bayonet sharp resulting in a talent quest that is raucously hilarious.

Woodbin Theatre, Geelong West gpac.org.au

BUSINESS NEWS | 41

COMMUNITY NEWS

Social Investment

Sarah Demicoli emceeing the event,” Mr Valena said.

This month, BacLinks, an initiative of Karingal, tips its hat to two regional organisations helping to bring a measure of help and happiness to people doing it tough in their local community.

Mark Valena, employees are keen to contribute to SecondBite’s positive impact in Geelong.

Cancer lowers morale and quality of life, with sufferers experiencing a loss of selfesteem and identity, along with a range of debilitating symptoms and treatment side effects. These impact, not only on the sufferer, but also their family and friends.

“I believe our employees valued the time they spent at SecondBite because it allowed them to give back to the community and increase Geelong’s sustainability at the same time,” he said.

Cancer survivor and member of the Fiona Elsey Cancer Research Institute Board, Lisa Hayden, said that one of the most difficult things during her journey was the physical changes she experienced.

On a rather different note, GMHBA hosted their third ‘Project Pamper’, this time at Ballarat.

“The treatment I received made me look like I was sick – one of my breasts was removed, I’d lost all of the hair on my head, as well as my eyebrows and eyelashes,” she said. “My self-esteem was really low, and I had a really poor body image. I was scared that it was affecting my young family.”

GMHBA Health Insurance is one local business that has a firm commitment to socially invest in community and just recently have shown this with their contributions of employee volunteers to the SecondBite warehouse in Moolap, as well as presenting ‘Project Pamper’ in Ballarat.

SecondBite collects surplus fresh food and produce from primary producers, wholesalers, markets, supermarkets and independent retailers then redistributes it to local food programs that provide food and meals for people in need.

This means a large volume of produce needs to be collected and sorted prior to distribution every day.

Four GMHBA employee volunteers put up their hands to help regular staff carry out this arduous task, along with some other chores such as cleaning delivery vehicles and helping to prepare and serve food for the weekly community lunch held at One Care in Geelong West.

According to GMHBA CEO,

42 | BUSINESS NEWS

This special event is held for people touched by cancer, as well as their friends, families and carers. Supported

by Target Australia, it was attended by around 180 people who were pampered and treated to a night out of fashion, special offers, free cosmetic consultations, styling workshops and popup fashion parades, as well as finger food, wine and gifts.

“Project Pamper’ was also supported by students from University of Ballarat and local Ballarat station 3BA, with popular announcer

Samantha Magill, GMHBA Regional Manager, said that the evening aimed to make a positive difference in the lives of these women by boosting their self-esteem and providing them with an opportunity to feel good.

“One in three women will be diagnosed with cancer by the age of 85, and each year, thousands of people in

the Ballarat and Grampians regions are diagnosed with, or receive treatment for cancer,” said Ms Magill.

“Everyone is affected by cancer in some way – whether you have cancer, or you know someone who has.

Our local staff really wanted to do something to support these women.”

Target Ballarat Store Manager, Andrew Cassidy, echoed these sentiments, saying that the local store team members were excited to be involved.

“We have had four of our Ballarat team members directly affected by cancer in the last 12 months,” he said. “Our team jumped at the chance to be involved and we had an overwhelming response from them wanting to volunteer their time at the event.”

If your business would like to contribute to your community in ways such as these that are meaningful to both recipient community organisations and participating employees, please contact one of the team on 5249 8989.

COMMUNITY NEWS

Gateways Golf Day raises $14,000 THE Gateways Auxiliary Team’s 9th Golf Day was a swinging success, raising almost $14,000 for the responsive community organisation.

Gateways supports more than 1,300 children, adults, and their families who live with disability or additional needs in the Barwon and South West regions.

Local businesses supported

the day by entering teams or donating prizes, with Local Mix Concreting defying the windy conditions to succeed as the winning team.

adjoining Gateways existing building in Geelong West to expand services for children with autism and other disabilities and their families.

quality services, support and programs.

Major sponsors, businesses and individuals generously donated goods and services to help make the day a success.

Demand for Gateways services has increased significantly in recent years and this family friendly facility will enable the agency to meet the growing needs of the Barwon South Western region by offering increased

“We appreciate the support from the local business community who, through having an enjoyable day of golf, are l helping thousands of families in the region,” she said.

Money raised at the Golf Day will help fund new therapy and parent education rooms

Gateways CEO, Rosemary Malone, said the Golf Day was a significant fundraiser.

Gateways Golf Day Auxilary Team.

BUSINESS TECHNOLOGY SPECIALISTS

PROFESSIONALSBREAKFAST

Friday 3 May 2013 Bring along the team and celebrate the work of administrative professionals around our region at the Business Technology Specialists Administrative Professionals Breakfast for Give Where You Live.

Join Channel 7’s Rebecca Maddern as she hosts a morning of celebration and fun to say thanks to administrative professionals for their hard work, enthusiasm and dedication.

The morning will include a Westfield Geelong Fashion Parade hosted by stylist Renee Enright plus lots of great prizes to be won in our major raffle and business card draws.

Tickets $60 per person, or $540 for a table of 10

Book your tickets now at www.givewhereyoulive.com.au/events With special thanks to our naming rights sponsor Business Technology Specialists.

All funds raised on the morning will go directly to Give Where You Live.

BUSINESS NEWS | 43

COMMUNITY NEWS

Victorians honoured at inaugural Migration Awards THE Migration Council Australia (MCA) honoured seven outstanding individuals and organisations for their work assisting new migrants to effectively settle into the community at the inaugural 2013 Australian Migration and Settlement Awards at Parliament House, Canberra.

Say Htoo Eh Maero from the Wyndham Community and Education Centre was awarded the Case Worker of the Year Award for her focus as a settlement workers on the welfare of new arrivals by providing a “whole-of-person” approach to empower new migrants.

The Migration and Settlement Awards recognise the exceptional work of individuals and organisations that assist migrants and refugees to settle, feel included, and to participate in the community.

The Prime Minister, The Honourable Julia Gillard MP, was the keynote speaker at the gala dinner hosted by the MCA, which was attended by leaders in business, government, sport, academia, media and the community.

The winners were selected from 24 finalists across the categories of: Case Worker of the Year, Settlement Innovation, Business Inclusion, Sports Leadership, Journalism Excellence, Diversity and the Law, and the Lifetime Achievement Award.

Diversitat (VIC) won the Settlement Innovation Award for the Northern Community Hub, which is a multipurpose community and education facility aiming to provide support services and training to refugees and migrants in the Geelong region.

To win the award Diversitat were found to have demonstrated the most innovative methods in the support of new refugees and migrants.

CEO of MCA, Carla Wilshire, said the calibre of the finalists and award recipients highlighted the impressive work being undertaken by individuals, support organisations and national companies to empower new migrants.

BUSINESS and community are being urged to get behind the redevelopment of the Geelong Hospital Special Care Nursery.

transferred to Geelong Hospital from other areas if another hospital exceeds their Special Care Nursery capacity.

Following the successful completion of the Cotton On Foundation Children’s ward in January, the Barwon Health Foundation (Geelong Hospital Appeal) and Cotton On Foundation are again partnering to help raise funds to redevelop the Special Care Nursery.

The service provided by the Special Care Nursery is vital to the community and there are many dedicated clinicians committed to the care of the infants. A first class facility will provide a far more supportive environment.

The Special Care Nursery redevelopment will be funded entirely by the community as a joint project between the Barwon Health Foundation and Cotton On Foundation.

The target is to raise approximately $4 million, and will only be made possible with strong community involvement. Funds will go towards refurbishment and the purchase of new equipment.

“The award winners reflect the depth of support available to new migrants when they arrive in Australia to help them successfully settle in the community,” Ms Wilshire said.

The current nursery has outgrown the needs of the community and the aim is to provide additional space between cribs and storage, plus a separate treatment room and parents’ room.

The awards also recognised the Hon Sir James Gobbo who was the recipient of the Lifetime Achievement Award for his contribution to migration and settlement.

Last year, 540 babies were cared for in the Special Care Nursery and 25 per cent of babies born at Geelong Hospital were admitted.

Sometimes babies are

Diversitat CEO, Michael Martinez with Prime Minister, Julia Gillard.

44 | BUSINESS NEWS

A better start for our smallest citizens

Executive Director of the Barwon Health Foundation, Gavin Seidel, said it’s important for businesses to support the communityfunded project in order to provide modern facilities and the latest medical equipment for the Special Care Nursery.

“The business community came together and gave generously to the recent Cotton On Foundation Children’s Ward redevelopment at Geelong Hospital. Now it’s time to support the youngest members of the community and their families.

“Quality health facilities are essential for this region and the Special Care Nursery provides an opportunity for businesses and their employees to channel their corporate social responsibility into a project that benefits the greater community.”

Barwon Health Foundation Executive Director Gavin Seidel, Barwon Health Foundation Chair Helene Bender, Launch MC Denis Walter and guest speaker Alisa Camplin.

Book Geelong’s most impressive private meeting room today. $0 booking fee for April.*

Enjoy our stunning view over Geelong @BaverasThePier

Cunningham Pier, Geelong (03) 5222 6377 reservations@baveras.com.au www.baveras.com.au *Conditions Apply. Based on minimum spend, only available in April 2013.

Mother’s Day High Tea Sunday 12 May 2013. 2pm– 4.30pm Spoil mum this year on Mother's Day at Geelong's most spectacular venue overlooking the water.

Served to your table on a two-tiered stand is an assortment of sweets and savoury dishes.

Entertainment from The Zane Carroll Duo. Adult: $49pp | Children (Under 12): $25pp | Children under 4 free To book your table, contact Cunningham Pier, 10 Western Beach Foreshore Rd, Geelong events@thepiergeelong.com.au | (03) 5222 6444

The Pier Geelong |

Cunningham Pier

GOURMET PIZZAS… ALL DAY GRAZING MENU… COCKTAILS… THREE DECKS… DJ… LIVE MUSIC… EXTENSIVE WINE LIST… PERFECT FOR AFTER-WORK DRINKS OPEN MONDAY TO WEDNESDAY - 3PM ‘TIL LATE AND THURSDAY TO SUNDAY - 12PM ‘TIL LATE. AVAILABLE TO BE PRIVATELY BOOKED MONDAY - TUESDAY AND FUNCTION SPACES ARE AVAILABLE TO BE BOOKED FROM WEDNESDAY - SUNDAY.

Cunningham Pier. 10 Western Beach Foreshore Road, Geelong 3220 | www.thecityquarter.com.au | manager@thecityquarter.com.au | (03) 5222 6233

City Quarter

cityquarterbar

credo.GBN.03.13

Baveras

Open 7 days a week for breakfast, lunch and dinner

AFTER HOURS Tess Hall and Greg Mangan.

A different kind of frontline care THE friendly face who greets customers at private Geelong hospital, St John of God, was recognized for his unique contribution to frontline care at the hospital’s annual awards ceremony.

The hospital’s CEO, Stephen Roberts, presented the hospital’s concierge, Rick DeLange, with the Caregiver Excellence Award. Mr Roberts said that throughout the months of demolition, construction and growth Mr DeLange has been an exceptional standout; maintaining the calm, directing the traffic and helping many people navigate their way through the transforming hospital.

Mr Roberts, said that while it has been a massive team effort, Mr DeLange has

portrayed a great commitment to hospitality and excellence.

“Mr DeLange goes above and beyond his call of duty and the amount of letters and feedback we receive about his compassionate and caring nature is absolutely overwhelming,” he said.

Mr Roberts said that an important part of celebrating St John of God Day is being able to acknowledge that one special staff member and their exceptional commitment to caregiver excellence.

Karen Sheehan, Sigrid Jakob and Kelly Jacobson.

“Mr DeLange not only ensures ease of accessibility to our community during this time but he is also a true reflection of the values of St John of God himself and we were delighted to be able to acknowledge and thank him today for all that he has done for our hospital.”

Denise Petschel and Lisa Cranham.

46 | BUSINESS NEWS

Tony Ficca and Rick DeLange.

Emma Webb, Peter Roberts, Maree Giuffre, Lorraine Costa and Michelle Coppe.

AFTER HOURS Yasmin Eaton, Malcolm Eaton, Jodie Whittaker and Paul Whittaker

All aboard for Commodore’s event ROYAL Geelong Yacht Club Commodore, Andrew Neilson played host to around 40 Geelong business people including Member for South Barwon, Andrew Katos at the first Commodore’s Club Networking event for 2013.

The group enjoyed great networking and panoramic views of the bay from the Club’s mezzanine balcony.

Designed to link up businesses that have a

relationship with the RGYC, the event also served as the perfect venue to announce Give Where You Live as the official Community Partner of the Royal Geelong Yacht Club. “We’re very excited to announce this partnership and feel it’s only appropriate that the Club give back to the community as much as it can and Give Where You Live is the perfect avenue for this,” said Mr Neilson

Paul Smart, Jan Neeson-Marshman and Tori Banson

Peter Rankin, Bill Mithen and Phil Clohesy.

Craig Parry

Rob Hunter, Julie Hunter and Ronnie Terracall.

John and Bernadette Uzelac.

Di Nelson, Mark Sanders, Jaqueline Armitage and Terry Burrow.

BUSINESS NEWS | 47

AFTER HOURS Photos by Elisha Lindsay, elphotography.com.au

A business lunch like no other IT was a ladies day out with a difference when the Bellarine Business Women and guests gathered at the picturesque Terindah Estate Winery to talk about taking control of their business lives and have the best chance to thrive in their family lives.

Guest speaker and consultant to Fortune 500 organisations, Stone Gye, shared his secrets on how to move from ‘working hard’ to having more time for you and your family; where to find more profits in

your business; how to get the results you want without increasing current resources; and the key to finding hidden prospects and customers and expanding the possibilities for both you and your business.

A retired US combat veteran, inspirational leader and fitness officer, Stone has inspired thousands to exceed their self imposed limitations to achieve exceptional results - and he certainly captured the attention of the lunching ladies.

Gayle Tierney MP and Kym. Stephen McHenry, Kimberley Johnson-Baxter and Karen Parkes.

Glenys, Felicity and Larelle.

Stone Gye and Jodi Dunell.

Helen Butteriss, Maryanne Brewer and Chris Carnaby.

“In the air, on the ground, in the studio.”

Elisha Lindsay is an Official Photographer of the Geelong Football Club. / Commercial Photography / Staff portraits / Product shots / Marketing shots / Events & Functions

Studio - 162 Bellerine St, Geelong | elisha@elphotography.com.au | 0439 353 958 | elphotography.com.au

48 | BUSINESS NEWS

AFTER HOURS Photos by Elisha Lindsay, elphotography.com.au

Celebrating women IT was a balmy Friday evening as around 180 guests made their way into the Captain’s Room of the Geelong Football Club for the Geelong celebrations of United Nations’ International Women’s Day. Hosted by the Geelong Chapter of UN Women Australia and supported by the City of Greater Geelong, Alcoa Australia, Fenton Electrical and a myriad of local supporters, there was a spectacular showcase of hula hooping, ethereal vocals from a local soloist, a rousing performance from choral group Corisande and a rocking performance from a local youth band, all while guests snapped up bargains at the silent auction, enjoyed the superb food and left on a sweet note thanks to the everpopular lolly bar.

While it was a great fun Friday night party, there was a

serious message that wound throughout the festivities.

Violence against women is a scourge around the world, and as the statistics and stories from around Australia and around the world prove, is one that requires serious attention. Special guest speaker, Justice Catherine Davani, shared some insights into what it is like for the overwhelming numbers of women who experience violence in her home nation of Papua New Guinea. It was a sobering tale, but one that left all who listened with a sense of hope that positive change is not only possible, but is happening.

All funds raised at this year’s event will go towards supporting UN Women Australia programs to develop first-response services for women who experience violence in Papua New Guinea.

BUSINESS NEWS | 49

WHAT’S ON

01 – 30 APRIL Before I Die...

Originally created by Candy Chang on an abandoned house in New Orleans, after losing someone she loved, the project is about remembering what is important to you and creating public spaces that better reflect what matters to us. Over 100 ‘Before I Die’ walls have been created in over 10 languages and in over 30 countries, including Kazakhstan, Argentina, China, Italy, New Zealand, Denmark, and South Africa. Before I Die will come to Geelong as part of National Youth Week 2013 in Little Malop Central, Union Street. Geelong City beforeidie.cc

ON TILL 14 APRIL Go Bananas with Gorillas these School Holidays Prepare to get up close and personal with gorillas Motaba, Ganyeka and Yakini these school holidays at Werribee Open Range Zoo. Exciting new gorilla experiences will

50 | BUSINESS NEWS

be on offer for the first time, including gorilla keeper presentations (daily 2pm), and an incredible new behind-thescenes Wild Encounter.The Amazing Drumming Monkeys will also perform daily at 11am and 1pm in the African Village.

Werribee Open Range Zoo zoo.org.au/werribee

13 – 14 APRIL

allowing ask! to provide support to women through their breast cancer journey.

This session is suitable for all fitness levels.

Geelong Waterfront askushow.org/event/yoga-forboobs-2013/

15 – 17 APRIL 360 ALLSTARS

Ballarat 2013 Wood and Craft Show One of the largest Wood and Craft show held outside of Melbourne the Ballarat 2013 Wood & Craft show is being held again this year at the Wendouree Sports and Events Centre.

360 ALLSTARS reinvents the traditional circus, replacing acrobats with breakdancers, substitute a basketball freestyler in place of a juggler, swap the unicyclist for a BMX flatlander and throw in a Roue Cyr artist and you get an exhilarating circus performance!

Wendouree Sports and Events Centre ballarat.vic.gov.au

Wyndham Cultural Centre wyncc.com.au

14 APRIL Yoga for Boobs 2013 Come and get bendy for a great cause! This event is proudly supported by Yoga Dojo with proceeds going to the Helping Hand program,

16 APRIL Geelong Manufactural Council - Leadership for Manufacturing Excellence Program The Leadership for Manufacturing Excellence

Program is aimed at current and developing business leaders and provides a comprehensive skill set at the strategic, operational and tactical levels. It is designed to develop the strategic leadership capacity required to succeed in today’s tough manufacturing environment.

Surfcoast Highway, Grovedale geelongmanufacturing council. com.au

17 APRIL Geelong Chamber April After 5 The Geelong College, Newtown geelongchamber.com.au Sustainability: It’s just Good Business Did you know that saving $100 on your energy bill, for most small businesses, equals a $1,000 in sales you don’t have to make? Did you know that over 70% of consumers indicate that knowing a company is mindful of their impact on the environment

WHAT’S ON and society makes them more likely to buy their products or services? Reduced costs and greater market share, sustainability is just smart business. This seminar will help you capitalise on these opportunities.

Geelong Chamber of Commerce business.vic.gov.au/ businessevents

18 APRIL Equal Opportunity Act 2010: An Overview Whether you are an employer, a provider of good and services (including education and accommodation), a club (including sports clubs) or a local government authority, you have obligations under Victoria’s equal opportunity laws. This free briefing will help you understand what you have to do and how the Commission can help you.

The Quest, Ballarat ballarat.vic.gov.au

18 – 19 APRIL

18 – 21 APRIL National Trust Geelong Heritage Festival 2013 Community Milestones Geelong Heritage Festival 2013 hosted by the National Trust, presents an exciting diverse range of events organised by community groups participating in an annual celebration of our cultural origins and identity. nationaltrust.org.au

20 APRIL WestFEST A free community celebration of local artists including musicians, singers and artisans.

West Park, Geelong West gwnh.org.au

20 – 21 APRIL Wyndham Relay for Life Relay For Life is a fun, outdoor overnight fundraising event that brings communities together to celebrate and remember the lives of those who have battled cancer.

VECCI – Rise of Bullying and Stress in the Workplace followed by The Business Benefits of Healthy Employees (BRE7504)

Victoria University, Wyndham relayforlife.org.au

Briefings to help you manage stress and bullying and promote healthy lifestyles in the workplace. Mental injuries formed approximately 10 per cent of WorkCover claims in 2011/2012, and bullying complaints claims continue to rise. Find out how you can manage the risk of bullying and stress occurring in your workplace and promote healthy lifestyle choices to benefit both your employees and your business in VECCI’s latest briefing series, The Rise of Bullying and Stress in the Workplace followed by The Business Benefits of Healthy Employees.

Ballarat Cake Decorators 25th Birthday Celebration

Ballarat briefing on 18 April at Alexandria on Lydiard.

Geelong briefing on 19 April at the Geelong Conference Centre. vecci.org.au

21 APRIL

Demonstrations of cake decorating by 6 world class demonstrators, refreshments, raffles, displays and the launch of the ‘Let’s Cook’ recipe book. Profits to be donated to the 3BA Christmas appeal.

St Patrick’s College, Ballarat ballarat.vic.gov.au

23 APRIL Jump the Retail Curve Discover a refreshingly different approach to improving business productivity. Dennis is a popular and entertaining speaker known for his contrarian philosophies on all things business.

Courthouse Arts, Geelong centralgeelong.vic.gov.au

24 APRIL Meet the Author John Marsden John Marsden is an awardwinning author whose international bestsellers include Tomorrow, When the War Began and The Ellie Chronicles. John has published over 30 books including fiction and nonfiction for children, young adults and adults. Don’t miss out on this exciting opportunity to meet one of Australia’s top authors.

Plaza Library, Hoppers Crossing wyndham.vic.gov.au/libraries

25 APRIL ANZAC Dawn Service On Thursday 25th April, Anzac Day, there will be a dawn service at 6.30am at the Cenotaph. Form up begins at 6.00am. Breakfast will be served at the conclusion of the Dawn Service in the Kelly Park Centre which is located next to the RSL. The Cenotaph, Werribee experiencewyndham.com.au

01 MAY Develop a Marketing Plan Be proactive. Join local agency Brand Bureau to focus on attracting, retaining and growing the value of your customers. Brainstorm ideas and walk away with a marketing action plan.Geelong City Hall centralgeelong.vic.gov.au

01 MAY Starting your Business Workshop Planning to start a business?

Find out what you need to know to make sure your new business gets off to a sound start. This comprehensive workshop on starting a business will cover topics that include how to assess the viability of your idea, identifying the best business structure for your needs, marketing, finance, pointers and tips on preparing a business plan and, what

resources are available to assist and support new business operators and more. *A voucher for one free mentoring session is provided for participants in this workshop.

Geelong City Hall mflight@geelongcity.vic.gov.au

03 MAY Business Technology Specialists Administrative Professionals Breakfast – Celebrating Administrative Professionals from around the Geelong region.

Join host Channel 7s Rebecca Maddern for a fun-filled morning including a fabulous gourmet breakfast, Westfield Fashion Parade hosted by Renee Enright.

The Pier, Geelong givewhereyoulive.com.au/ events

03 MAY Hot Chocolate Day Hot Chocolate Day is an easy way to raise funds for the Geelong Hospital Appeal Special Care Nursery redevelopment. Organise an indulgent morning tea for your workplace, school, club or friendship group. You serve the hot chocolates and ask your guests to make a donation to the appeal. geelonghospitalappeal.org.au

04 MAY Breathing Hope – Dylan Foster Asthma Awareness Walk A walk will take place from Steampacket Gardens to Eastern Beach Reserve and then back to Steampacket Gardens. Following the walk a BBQ will be held at Steampacket Gardens to raise awareness of asthma.

All proceeds raised from the event will go towards The Asthma Foundation of Victoria to the Dylan Foster Asthma Fund.

Steampacket Gardens, Geelong floatinbubbles13@hotmail.com

BUSINESS NEWS | 51

THE RIGHT PERSON CAN TRANSFORM YOUR BUSINESS SPEAK TO THE EXPERTS We are Geelong’s leading experts in recruiting qualified, professional and skilled people.

We operate across the private and public sectors, dealing in permanent positions, contract roles and temporary assignments.

Over the last year our Geelong office we placed around 95 local job seekers into permanent jobs with local employers and around 150 people into contract roles and temporary assignments. Our service is based on our belief that the right job can transform a person’s life and the right person can transform a business.

Our recruiting experts are available in the following areas: • Hays Accountancy & Finance • Hays Architecture • Hays Construction • Hays Engineering • Hays Information Technology • Hays Office Support • Hays Trades & Labour To find out more about our services and how we can bring you together with the right people contact us at geelong@hays.com.au or 03 5226 8000.

hays.com.au