View magazine - Spring 2021 by RE/MAX Australia

Spring 2021

Get informed Get ahead. View Property Magazine

Australia

RE/MAX Australia Regional Office P. +61 7 3007 9000 E. remax@remax.com.au

Contents.

143 Coronation Drive, Milton QLD 4064 PO Box 1326, Milton QLD 4064 www.remax.com.au

Hanging out in the treetops

04 It’s city life for me 05

VIEW editor: Lyn Cox E. lcox@remax.com.au M. +61 418 793 096 VIEW editorial assistant: Jennifer Kent VIEW design: Expressway Studio VIEW production coordinator: Jasmine Burn E. jburn@remax.com.au VIEW advertising enquiries: Marna Moloney E. mmoloney@remax.com.au

Copyright © 2021 RE/MAX Australia. All rights reserved. The materials herein may not be duplicated, copied or reproduced – in whole or in part – in any way without written permission. VIEW magazine is provided to RE/MAX Affiliates as one of many benefits. The opinions of guest contributors and interviewed guests are their own and not necessarily those of RE/MAX Australia, or its affiliates, or any of its owners, officers, employees or agents. While every care has been taken to ensure the accuracy of the information it contains, neither the publishers, authors nor their employees, can be held liable for inaccuracies, errors or omission. Readers should not rely on this newsletter as a substitute for professional advice.

Message to the buyer today

06 On location: Toukley, VIC 07

Get informed

Inner city or outer suburbs?

The humble shed

Get ahead – on trend

Country road, take me home

6 questions mortgage brokers get asked

Things to leave for the buyer

Property advertising pages 15 to 47

Ask an agent

Spring into spring

Should I sell?

Smoke alarms play a critical role

Modern-day take on centuries of plumbing

On location: Mackay, QLD

The borderless investor

Destination - global: Western Canada

On location: Morley, WA

Once a luxury

How do I know it is time?

Buy a home for your soul

Still room for investors

And featuring RE/MAX property listings from page 15

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Were you lucky enough to have a treehouse to play in as a child?

Perhaps it was to establish a topsecret clubhouse similar to where Calvin and Hobbes plot their water balloon attacks on poor Susie. The tree fort is the location of all meetings of G.R.O.S.S.

Guess what? Tree houses are not just for kids! Thanks to architects and designers who realize that some of us want to reignite our greatest childhood dreams, there are some unbelievable treehouse hotels on offer. There are also parts of the world where treehouses are not exotic, but an every-day part of life, born of a need to help protect food and belongings from animals and floods. And there are unique homes too, tree houses that are meant to be lived in all year round. But back to the kids and their treehouse! It appears this outdoor amenity can be very popular with homebuyers, can make a property seem much more luxurious, and even add dollars to a sale price in some cases. Having a treehouse can make a property as desirable as having a park nearby. Family friendly features are highly sought after by many buyers at all different price points,

be they parents, grandparents or yet-to-be parents. Homes with exciting outdoor amenities have proved even more attractive through times of lockdowns and travel restrictions, with families wanting to make the most of their own private spaces or have ‘staycations’. It has been noted by some agents that homes on the market mentioning back yards, play equipment and specific play spaces sold even faster than expected, compared with those described as having a park or a playground nearby.

Mossman, Lyola Pavilions in the Forest, Maleny, and Treetops Montville in Queensland; River Room Bellingen Treehouse or Wollemi Wilderness Treehouse in New South Wales; Tree Top Stay and Arcadia Treehouse Cottage in Victoria’s Dandenong Ranges; The Tree House in Dunsborough or Skyhouse Retreat in Denmark, Western Australia; and Giraffe Treehouses at Jamala Wildlife Lodge in Canberra, ACT. But perhaps you would prefer something more permanent!

It would appear that it is a good tactic to make the most of such features if taking a property to the market. If you read ‘treehouse’ in a property listing, it may, of course, refer to a small ‘cubby house’ built by the family or it might be a full-on guesthouse with power, five-star luxury and amazing views… such is the great diversity in terms of both size, design, and level of comfort. There are tree houses to rent all over Australia - including Daintree Eco Lodge, Silky Oaks Lodge,

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IT’S CITY LIFE FOR ME.

Are you an urban buyer – or would you know how to appeal to one? Property writers are good at coming up with names, or better put, finding labels to describe things be they house types, trends or buyer groups.

A large portion of this age group is financially stable and ready to buy a house if they haven’t already got a foot on the property ladder.

Here’s one – the urban buyer. (Urban – relating to or characteristic of a city).

There is millennial appeal in the following:

This is a category not meant to relate to a particular age group, background or monetary wealth. It is not a demographic.

• Open floor plans - open spaces that are versatile and seamless with privacy in bedrooms and bathrooms while other major living areas to flow inside and outside.

So, what might this person be like, what properties might they favour and what might their budget be? It is possible that many of these buyers already live in the city they are house-hunting in. They love the vibe but seek new digs. There is quite a high likelihood that millennials will fit the urban buyer profile. Most demographers agree that millennials are people who were born between 1980 - 2000.

• Updated kitchens and bathrooms. • Dedicated workspace, as millennials are far more likely to work from home than other generations. • Kerbside appeal but minimal landscaping or need for yard or lawn maintenance. • Smart technology. • Walkability, with amenities like coffee shops, dog parks and playgrounds nearby. Whether the urban buyer that your home appeals to also fits the millennial demographic or not, these three characteristics might help identify them.

INFORMED The urban buyer is informed. Even if they are first time buyers, they have done their homework. Because they are so well-researched, they come across as very confident – the ultimate in calm, cool and collected.

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They know what is happening in the market and what is on the market. If they can’t see it on the market, they won’t shy away from asking an agent to find what they are looking for. They are serious about buying the property they want, and that might be anything from a small olderstyle unit to a high-end home.

PREPARED The urban buyer is not fazed by a high-energy market. They are not alarmed by the frenzy or discouraged by fierce competition. They are highly motivated and can move quickly because they are prepared. The urban buyer would have financial pre-approval in place and is ready to make the offer necessary to secure the property they want.

VISIONARY There has been a huge shift in the way people have viewed the homes they live in, with many homeowners rethinking their values, priorities, and lifestyle. While all urban buyers will have different and personal reasons for seeking a new home, they will be making a purposeful move because they have a clear vision of the city life they want. They know exactly what they need in order to make their vision real – size, features, location, and so on - including how much they will need to spend.

buyer today A message to the

From Joel Davoren, Managing Director, RE/MAX Australia

CoreLogic figures have showed that somewhere between 2800 and 3000 + homes were taken to auction across the combined capital cities each week during May this year. If you are a buyer today, you need to feel very comfortable with auctions because there is every likelihood the property you want will go under the hammer. You also need a strategy. I have three simple suggestions: do your research, don’t be late and don’t bid more than you can afford. You also need a strategy for managing disappointment. There will be plenty of competition and you don’t have that property until the third and final fall of the hammer. In the past, we were familiar with auctions where things moved in relatively small increments even when there was bidder activity from the start. This year we are seeing properties reach their reserve and things go crazy in a flurry of bidder activity. This is not the time for the buyer to lose their nerve. Through greater people movement across states, especially Sydney and Melbourne buyers, auction-savvy people are active in markets they may not have entered before. Buyers at auction are now facing competing buyers with a degree of auction sophistication and know-how they may not have encountered before.

Auction or not, you really need to think about your strategy of purchase. If you have been constantly the underbidder, you need to reassess how you are going about things. If your ‘dream home’ is repeatedly snapped up before you have a chance to make an offer, is out-of-reach or never comes to market, you might reassess what you really need right now. Maybe getting into the market in an alternative area or property will work for you after all. That way you’ll already be in the market when you want to make your next move. As a buyer, you should become more familiar with ‘no price’ strategies, which include ‘for sale by negotiation’, ‘for sale by tender’, ‘auction’ or a ‘contact agent’ statement. Buyers, sellers and agents contend with different regulations around ‘no price’ in different Australian states. Rest assured, property cannot ever be marketed in a misleading or deceptive way. You should not be deterred or frightened by a lack of price. What it does is give all parties the opportunity to focus on nonprice issues. It allows you to focus on the property’s merits. Does it tick all the boxes? Is this a property worth pursuing? If there is frustration out there in the market right now, I am convinced that buyers will work through it. They will ‘rightsize’, renovate, upgrade, look at different markets and become increasingly more educated and in control of their strategy of purchase.

For you, the buyer, it has never been more important to have great relationships with agents. The volume and frequency of properties selling before they are advertised in traditional ways is much higher than before. I don’t think we’ve seen this many properties sell before going to portals. I recommend building relationships with sales agents, so they have a personal connection with you and know what you are looking for. Great agents will never make you feel ‘just a number with a dollar sign attached’.

Buyers have never been better looked after by agents. Buyer satisfaction is extremely high on the real estate agenda. Please do not think you are being overlooked or ignored by your agent who is managing huge volumes of work through increased buyer enquiry, greater numbers through open homes and multiple offers. Agents are fully aware of the frustrations that you are facing, which is why great relationships have never been more instrumental in achieving successful outcomes. I hope this information helps in some way to manage expectations, set your new buying strategy and help you secure the property that is perfect for you. This article first appeared in The Real Estate Conversation, 31st May 2021.

KEY TAKEAWAYS

Be clear on your strategy of purchase. Be more familiar with ‘no price’ strategies. Buyers have never been better looked after by agents.

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ON LOCATION

Toukley,

New South Wales

A hop, skip and jump up the coast from Sydney, at the northern end of New South Wales’ Central Coast, is the beachside town of Toukley. With the ocean to the east, and Tuggerah and Budgewoi Lakes lapping the western shores of the town, locals no doubt enjoy all that living by the water offers, and enjoy a relaxed, yet active lifestyle. A popular holiday destination, the town’s residential area is expanding as more people choose to make this relaxed lifestyle permanent. For returning holidaymakers, the pull to enjoy the best of both worlds – relaxed lifestyle in close proximity to larger cities – is too strong, with many relocating to enjoy the beautiful landscape and pace of life. A strong welcoming sense of community brings families and first-home buyers of all different cultures together in Toukley.

MARKET SNAPSHOT Population 4.6K 40% Renters 60% Owner occupiers Median house price $570,000 Upwards trend Median unit price $400,000 Upwards trend 6

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“Toukley’s lifestyle is enviable. There’s a strong sense of community here and an almost nostalgic feel to the town as many ex-holidaymakers have chosen to move here to raise their families. We’ve experienced an increase in housing prices over the last year with many people wanting to relocate away from high-density cities.” – Corinne Intia, RE/MAX Pamilya Properties

Experience a weekend by the bay... Spot the neighbours: Enjoy a scenic walk along the beach and head on up to the lighthouse at Norah Heads and keep an eye on the horizon to spot whales passing through. Grab an easy dinner from Riverside Seafood and enjoy a tasty locally caught meal by the beach. Take a hike: There’s plenty of walking trails for all fitness levels around Toukley. Enjoy a leisurely stroll or ride by the lakes. Or, if you’re after something a little more high-energy, why not head a little further south to the Wyrrabalong National Park and tackle one of the many bush walks? Crackneck Lookout is another popular spot for whale spotting. Make the most of the water: Head to The Entrance for the daily pelican feeds. Grab a kayak or stand-up paddle board and head out on to the water. If you enjoy sinking a line, the lakes are ideal for anglers. If the ocean is more your style, grab your board and head to Soldiers Beach.

GET INFORMED

The sheer volume of knowledge that is available, and necessary to give your property its best competitive edge, is staggering. Keeping up with market movements, buyer activity, and asking and sale prices, is a full-time job.

All of us have our own reasons for selling our home. It may be that we need a home that is in proximity with our place of work or good schools, or we may want to have a bigger home for our growing family. Perhaps we may want to sell a home for financial reasons, to free up money for other things, to meet obligations or settle outstanding bills. Investing money in property involves considering risks and possible outcomes. To determine what makes a successful investment, you must collect and analyse various kinds of data. The same principle should be applied to selling. “If a train is coming at you, closing your eyes won’t save you; but if you look right at it, you will at least have a chance to jump.” - Andrew Vachss, American writer and lawyer

The best thing to do with closed eyes is to think. When you plan to sell, it is time to open your eyes to all the information that is available to you, the property owner.

No two markets are the same when considering either the sale or purchase of property; and, in either case, never rely or base any decisions on the data and statistics from a market other than the one the property is located in. When the time comes to sell your house, the logical first step is to figure out what it is worth. You need to be realistic about your expectations because even in the ‘craziest’ of markets, setting the price too high can put potential buyers off. Before setting a price, consider what the current market trends are, and what the demand is for a property like yours. The market will determine the eventual sale price, of course, but you need an accurate and realistic price expectation.

Do not blindly enter into the process of selling. Educate yourself. Knowing and researching your own local property market will go a long way to ensure you make informed decisions. Research comparable local sales, read up on the state of the property market, and make sure that you engage an agent you trust and comes with a thorough understanding of the local market.

Ultimately, property prices are based on opinion because people will pay what they think a property is worth, and that may or may not reflect any analysis of recent comparable sales, but that analysis is a reliable benchmark. There are numerous sites for researching property in Australia, where you can find out everything from capital growth trends to how trendy the area is. With a desire to help sellers and buyers make informed decisions, RE/MAX Australia launched a campaign to deliver market insights and, specifically, assist sellers to see where their property sits in the market. To do this, RE/MAX teamed up with CoreLogic, the leading provider of property data and analytics in Australia and New Zealand, with growing partnerships throughout Asia.

www.remax.com.au/ property-report

Sellers can get a detailed report with information including suburb performance, sales statistics, average days on market, market trends and neighbourhood profiles. nt r ta ’ o e. mp ac t s ng . nt ag i i f a ll lly e it a l l th o s e a d v v t n is e ‘a es It ta av com Ge h . to n it ed m e r wh i n f o t Ge

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I am closer to nature. The outer suburbs are often where you find more expanses of parklands and playing fields, and bike and walking paths. Getting out on day trips to mountains or the beach can sometimes be quicker too. Being outdoors is more conducive to physical exercise too.

I love being part of the community.

INNER CITY OR OUTER SUBURB We all know people who can’t imagine themselves living anywhere they can’t jump in the lift and step out on the pavement before the short walk to buy their coffee. And they probably know people who cannot imagine not being able to kick a ball around the back yard. It has been a long time since Eva Gabor exclaimed ‘Goodbye city life’ (in an American sitcom of the late sixties) and left her beloved New York City for Green Acres, a place well beyond the suburbs, but the past year has led some to take a second look at ‘the ‘burbs’. Real estate agents have been right there with the buyers and sellers as they made their moves - and sometimes questioned their relocation. Homeowners have opened up about their reasons for moving with: ‘I am tired of looking at this home and need a change.’ ‘I am so over this location with its people and traffic congestion.’

‘I don’t need to be near so many shops.’ ‘I’m spending too much time indoors.’

HERE ARE A FEW OF THE MORE COMMONLY PERCEIVED BENEFITS OF LIVING IN THE SUBURBS.

I have so much more space. If having a yard to play in with kids and pets is on the wish list, a house in the suburbs is more likely to deliver – along with the possibility of your own swimming pool, a grassed area to spill out on and somewhere to park the caravan or boat. And if gardening is your passion, just head to the local nursery!

I am buying more for my dollars. This is often the case in terms of the size of the home and block of land but should not be taken for granted. Take a three-plus bedroom CBD apartment and compare with a similar size home outside the city centre and it will vary greatly depending on which suburb you look at and how much land you are buying; and similarly when comparing a city cottage or terrace house with a suburban property. If it’s not ‘apples with apples’ then it is difficult to generalise.

Whether you take up residence in a new suburb with a shopping centre at its heart or an older suburb with strip shopping, such places bring a community together. It’s a fact that people stop and chat more on the street than they do in lifts!

I feel it is safer. Many believe that major cities have higher property crime rates, household burglaries, theft, etc. compared to surrounding suburban areas. A safe neighbourhood is a priority for many homebuyers.

I like that my kids can play with their schoolmates. Getting together before or after school in a backyard or local park is something seen more often in the suburbs, and suburbs with good state or private schools that children can safely walk to are highly sought.

Are there perceived downsides for people coming from the city? While there has been a greater acceptance of people working from home, some tell of dropping to a less corporate role in order to live and work from an outer city suburb. The large block may require a great deal more maintenance and upkeep, which comes at a cost of time and/ or money. A house may need more maintenance than the apartment too. Moving out of the city doesn’t mean you will never need to go there. Is there good public transport from suburb to city? Some city-to-suburb buyers realise they need a car! If you would like to say ‘goodbye city life’, there are homes and neighbourhoods in the suburbs beckoning. Research well before you make your move, whether you are selling or buying. On the other hand, don’t underestimate inner city living for affordability, public transport, city amenities and facilities, lifestyle, less time spent on home duties, more ‘me’ time, for instance.

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By Lyn Cox

SHED THE HUMBLE

I don’t have a shed. There, I’ve said it.

Before you start shaking your head and crying out ‘why not?’ – or are turning back to page two to get my email address so you can write and tell me all the reasons why I should have one - let me say that it is not by choice. There is simply no room for a shed on this block of land I live on! I believe that every single one of us should aim to have a shed. They have so many uses – from storing potting mix to lawn mowers, from buckets to building materials, from folding chairs to ladders, from golf clubs to bicycles … and so the list could go on. And a shed can be so much more with the right fit-out, like an office, a workroom, a music room or a playhouse. I’m not sure if the popularity of sheds has been on a sharp incline over the years or it is just that they are talked about more. It’s like they have become a status statement or an achievement, and cause for envy. I am a bit over hearing about man-caves. However, I love what the Australian Men’s Shed Association (AMSA) represents. This group supports men and their activities. Through AMSA, a shed serves as a place for men to socialise and build trust and respect. The organisation advances men’s healthcare. It helps men battle depression and mental illnesses. It assists men who are moving from fulltime work to after-retirement activities.

It rehabilitates disabled men through confidence building and skills development and helps them re-enter employment. That is really saying something important about the humble shed – far more than a place to store tools or watch the footy. Australian men have had sheds for as long as there has been a need to cut the grass, mend the furniture, or just store stuff. I accept that sheds have morphed from a simple backyard structure to something far more meaningful, and I know men who really do love their sheds. Some of their reasons are: ‘It’s a place to hide out and recover – a cathartic space.’ ‘It’s a place where I can be creative.’ ‘I use it to socialise.’ ‘It gives a place to escape, to have time out or to tune out.’ ‘It serves as an extra space in retirement.’ ‘It has become my personal gym.’ It has been said that sheds bring back the nostalgia of the working men’s club, which was founded in the 1800s and was used for training and activities like drinking, raffles and billiards.

or for any of the same reasons given by men. A shed is a place where we can be ourselves and do whatever we choose. Both men and women need/ love sheds. Obviously. Sheds for everyone. That’s equality. A colleague on this magazine pointed out that you don’t need a lifestyle block to have a shed - or is it that you still need a shed without a lifestyle block? She’s right, and I’d love to say there is a shed for every sized block. Except… I am shed-less! I have never been without a shed before. As a self-confessed hoarder, when it comes to sheds, the bigger the better is what works for me. So, I am truly envious of you shedowning homeowners and renters.

Be it ever so humble, there is no place like a shed.

All valid and justifiable, but why are sheds almost exclusively linked with men? I’ll bet there are as many women who have an affinity with their shed – as a potter, a writer, an artist, a gardener, a builder, a tinkerer…

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get ahead…

on trend.➔ • Expect to see more textured furniture with barely a flat surface in sight. And a return to decorative joinery. Arches, too, are having a resurgence in popularity. • The latest insights are showing a return of bricks in 2021. • We will embrace the imperfections of authentic natural materials like wool, linen, rustic wood, grain and stone where we can feel character, as we move away from look-alike materials and sleek-looking man-made surfaces. • Grandmillennial style, essentially about modern-day design coexisting with retro elements, brings chintz, micro florals, wicker, rattan and cane furniture, antiques, fringing and wallpaper back in vogue. We’ll love ceramics, tie-dye, quilting, knitting and macramé … all over again! • Decor that promotes balance and wellness, acceptance and calm will see the rise of shimmering metallics, including copper, to rival black as an accent colour in the kitchen and bathroom; neutral colours and earth tones; natural materials; and simple chunky shapes.

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• Japandi style shows Japanese minimalism with a pared back Scandi cool. • Expect a return to ‘basicness’ of style but not involving mass manufacturing, but rather artisanmade, ethically-produced, imperfectlooking pieces that are robust and enduring. • Expect exaggerations of scale and chunkiness of form. • ’80s decor is back but more tastefully this time.

➔

➔ • We’ll see artwork in big gilt frames, propped up on kitchen benches or taking centre stage in a contemporary living room. On trend subjects are forest landscapes, oil portraits and dark, moody still-lifes. • Big pots and planters that look like they were handmade 100 years ago are in. • Olive trees are the new fiddle leaf fig, for inside or on the patio.

• Palettes will begin to reflect more warm earth-fired colours such as metal ores, russet shades, soft terracotta and browns, which can work well with bright, light-filled homes and predominantly white or neutral-hued interior walls. • Yellow used the right way gives a cheerful cosiness - from sophisticated ochres and mustard to blonde and warm beige and bold yellow.

• Pantone colour palettes for spring/ summer 2021 are SUMMER BOUQUET where pale hazy petals combine with exotic pinks and an herbal green to create a fresh summer palette that celebrates the positivity and happiness of colours from nature; INTOXICATING where vibrant yellow, sweetly scented lavender, fragrant pink and a cool green combine to create a dynamic contrast with a crisp aqua, and a creamy white adds freshness; and POWER SURGE where a pair of empowering pinks enrich a palette of vibrant brights, infusing glamour to a story of vivid contrasts.

• Coloured marble is looking hot. • Nail the new country look with natural materials and colours, textures, champagnecoloured cork, a repeated feature stone, frameless glass corner window seats, hues of soft grey, peach and snowy white. • Mid-Century modernism is everywhere, and never goes out of style.

• Burnt orange could turn out to be the ‘it’ accent colour for 2021, especially paired with tonal shades of terracotta and earthy pinks.

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country road,

take me (FOR A BREAKOUT)

home

It’s just peachy in the country Movin’ to the country, gonna eat a lot of peaches -First line in ‘Peaches’, released 1996 by The Presidents of the United States of America. Also titled ‘Peaches’ is Justin Bieber’s ode to different regions of the US including Georgia which is famous for its peaches.

Have you lived in a regional community all your life? Did you decide to move to a region over the past year? Are you hoping to move to a regional location sometime soon? Around eight million people live outside our capital cities, and the Australian economy is largely driven by its regions. They supply much of the necessities of everyday life—from the food we eat to the energy that runs our households and industries. Recognising this, the Australian Government’s Regions 2030 figured significant investments across the key areas of jobs and economic development, infrastructure, health, education and communications on its agenda. What people are seeing in regional centres today is mostly well-connected, welcoming and sustainable communities where housing is often more affordable and better quality than same-priced houses in a city. Certainly, we’ve left behind the days of STD phone calls and poor television out in the country.

Now we have many free ways to communicate, like WhatsApp, Skype and FaceTime, and ample to watch with Netflix, Stan and the like. There’s not much difference between city and country dwellers in terms of access to information, television channels and communication in general. And a general consensus on the ten best things about country living: peace and quiet; open space; you can see stars; friendly neighbours; safe environment; fresh air; no traffic; slower pace; pets, livestock, gardens, paddocks, orchards; and raising kids who learn about life, know how to live off the land and how to make things from scratch. There has been huge population growth in the regions over the past year. According to the ABS, almost 64,000 residents migrated from metropolitan urban areas to the regions between January and September last year. More than 10,000 departed the capital cities in the December quarter. There has been concern expressed over the sustainable expansion of regional areas. Is there a danger, with a growing population and their wants and needs, that regional centres lose the very character that made them attractive in the first place? Many are suggesting that regional town appeal will continue past this

year as Australians are attracted to improved work-life balance, lower living costs, access to open spaces, nature, and a slower pace of life. When it comes to planning for growth, developers, planners and local authorities will need to carefully consider the existing heritage, character and special features of country towns and villages to retain their appeal and uniqueness. Fortunately, experts are looking into how these towns and villages may be able to retain these as they evolve to meet the needs of newcomers. There is a realisation that they should not be replicas of fringe suburbs of our cities. Developers and planners risk facing local community backlash if they deliver things badly. Nobody wants to lose the essence of what makes those towns so attractive in the first place. Early community consultation, employment creation for locals, diversity of housing and creating walkable neighbourhoods that provide good opportunities for social connection are among the recommendations. Weather we are talking about accommodating sea-changers or tree-changers, the regional centres with their country towns and existing communities should retain their attraction and the desirable features that brought them to our attention.

IT’S JUST PEACHY IN THE COUNTRY

Movin’ to the country, gonna eat a lot of peaches! First line in ‘Peaches’, released 1996 by The Presidents of the United States of America. Also titled ‘Peaches’ is Justin Bieber’s ode to different regions of the US including Georgia which is famous for its peaches.

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QUESTIONS MORTGAGE BROKERS GET ASKED? By Matthew Andrews, Director, Pivotal Financial

We’ve fielded thousands of questions by clients on all things home loan over the years, so we thought we’d put together a list of our six most commonly asked questions.

1. Can I pay off my loan early?

4. Do mortgage brokers really get better deals?

Paying off your loan early can save you thousands of dollars in interest repayments. However, some loans, like fixed-rate and interest-only loans, will limit the amount or regularity of extra repayments you can make.

Absolutely! Mortgage brokers are intimately involved with the home loan market and the systems and policies of a large number of lenders. Not only do we know where to find the best deals to suit your individual circumstance, but we are also in a unique position to be able to negotiate with lenders to achieve special rates and discounts on your behalf.

Variable-rate loans don’t usually impose penalties for early repayment.

2. Should I put extra repayments onto my loan or in my offset? Making additional repayments to your loan account has the same effect as making them to your 100% offset account. The advantage of using an offset is that you can access the funds again in the future if need be.

3. Can I increase my home loan? Yes, you can use the equity saved in your property to borrow additional funds. The amount you will be able to borrow will depend on your financial situation and how much equity is available in your property. There are no penalties for increasing your loan amount if you have a variable rate loan, but if you are on a fixed rate, you may have to pay a sizeable fee to break your loan and refinance.

5. How do I calculate how much stamp duty I have to pay? Stamp duty is a tax regulated by the state government, so the amount will vary depending on property location and value. Some states offer first-home buyer stamp duty concessions and some charge different rates on investment properties. Stamp duty is a significant cost, so it is important to get your calculations right. Contact us for a reliable estimate.

6. Will it cost me a lot to refinance? There are a number of fees involved with refinancing, so it pays to look at how long it will take you to recoup the costs of refinancing with the savings on the new loan. You can expect to pay stamp duty, as well as fees like discharge, registration, settlement, and valuation from your current and new lender. Lender’s Mortgage Insurance (LMI) will apply if your new loan is for 80% or more of your home’s value. Speak to a Pivotal mortgage broker today about how we can help you in your property and home loan journey.

pivot a lf in .co m . a u

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THINGS TO LEAVE FOR THE BUYER

When a buyer moves in, three things make the experience better. One is finding the property sparkling clean. Two is the thoughtful gift left by the agent. Three is the welcome letter from the seller, which has all matter of useful information, including any of the following...

KEYS

SMART HOME

Label which keys open which doors. Round up any keys that have been given to others. Even if the buyers change locks, they have what they need first up.

The buyers will appreciate your userfriendly instructions on how to set everything up, and any passwords, possibly more than the manuals themselves. If anything requires batteries, put new ones in or at least leave a note about how many and what types are needed.

PASSWORDS

AIRCONDITIONING Include warranties or service contracts. The maintenance history is helpful. Provide any special instructions needed to operate the system.

POOL The new owners may need your ‘Pool maintenance and equipment 101’. Leave contact details for the pool shop and/or pool service you have used.

MAINTENANCE

Often overlooked! If there is a key, leave it with explanation.

Leave information about who you have used for jobs such as landscaping, mowing, tree-trimming, and the irrigation system. Leave contact details for the termite and pest control company you have used.

GATE ACCESS

APPLIANCES

GENERAL

Give the buyers instructions on how to get in if the property is in a gated community. Leave any key fob or remote in good working order. Same goes for access to shared facilities like the pool or tennis court.

Having all the manuals on hand for the new owner is obvious but they will be sure to appreciate any tips, tricks and shortcuts along with instructions, as well as contact details for appliance tech support.

A few business cards, brochures and flyers covering anything from local restaurants and take-aways to a plumber, electrician or antenna person you recommend makes for helpful information. And bin day!

Give codes and passwords needed for access to the home, garage, gates or other security devices. If relevant, notify your security service of ownership change.

MAILBOX

The more information you can share with the buyer, the easier the transition to their new home will be. They will appreciate it and it should make you feel good too! 14

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NEW SOUTH WALES

AUCTION

Abundance of space New South Wales, Australia 18 Binaburra Place, Queanbeyan

AUCTION View: remaxcapital.com.au/listings

John Buckley CONTACT: 0429 843 777 john@remaxcapital.com.au

Superbly positioned in a quiet cul-de-sac surrounded by quality homes, this substantial residence will appeal to a large family or multi-generational living. Space is plentiful with two large living rooms and segregated bedrooms. There is impressive lower-level living that offers a kitchenette, bathroom, bedroom and large living room. Ample under house storage that could be utilised as anything from a workshop to a wine cellar. Highlights: - 5-bedroom ensuite on the main level - 6th bedroom, and living on lower level - Double garage with internal access - The family room, garage and laundry open to the alfresco timber deck - Ample winter sunshine from huge north facing windows - Impressive solar panel array has put our current owners in credit

RE/MAX Capital

RARE GEM

First Time Offered Central Coast, NSW 38 EIghth Ave, Toukley

$1.1million View: rem.ax/3yPuTMO

Corinne Intia CONTACT: 0431 283 094 corinneintia@remax.com.au

Imagine this - views to the ocean and the lake; a substantial family home in the sought-after "Toukley Avenues" and all with a four car garage - what more could you want! Premium features include: - Four large and spacious bedrooms; - Four bathrooms - Multiple living zones for the whole family - Oversized four car garage with workshop - Feature comforts include dishwasher, air conditioning and ceiling fans. This family built home is being offered for the first time, an opportunity to purchase a rare gem like this does not come up in the Avenues very often. Contact RE/MAX Pamilya Properties, today.

RE/MAX Pamilya Properties

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NEW SOUTH WALES

SALE

Fantastic Floorplan Sydney, Australia 3/86 Tennyson Road, Mortlake

View: www.remaxkrg.com.au

Matt Roffe CONTACT: 0421724226 matt.roffe@remax.com.au

Beautifully presented & enjoying a spacious floorplan, this perfectly positioned two bedroom apartment is completed by flawless interiors, quality whitewashed timber flooring and a large entertainers balcony and rear courtyard. Set at the rear of the block and accessible by both Tennyson Rd & Hilly Street ensures convenience & ease of transportation, just footsteps from major buses, Cabarita Ferry, shops, parklands, restaurants & Breakfast Point IGA. Premium features include: - 2 generous bedrooms, both with built-in wardrobes, ensuite to main - Open plan living and dining that flows to an extra large entertainers balcony - Convenient Study Nook, ideal for home office/work station - Impeccable high quality finishes including gourmet gas kitchen with European appliances polyurethane cabinetry - Timber flooring throughout, European laundry

RE/MAX KRG

SALE

View: www.remaxkrg.com.au

Matt Roffe CONTACT: 0421 742 226 matt.roffe@remax.com.au RE/MAX KRG

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Crisp and contemporary, this beautifully presented two bedroom apartment boasts a sunny north-easterly aspect with a great outlook over manicured and leafy gardens of Breakfast Point. Offering a large open plan design, polished timber flooring and a large entertainers balcony with roller shutters, 9/86-88 Tennyson Road is positioned ensuring convenience & ease of transportation, just footsteps from major buses, Cabarita Ferry, shops, parklands, restaurants & Breakfast Point IGA. Premium features include: - 2 generous bedrooms, both with built-in wardrobes, ensuite to main - Open plan living and dining that flows to an extra large entertainers balcony - Impeccable high quality finishes including gourmet gas kitchen with European appliances polyurethane cabinetry - Timber flooring throughout, European laundry

NEW SOUTH WALES

SALE

Idyllic Penthouse Sydney, Australia 26/ 78-82 Burwood Road, Burwood

View: www.remaxkrg.com.au

Matt Roffe CONTACT: 0421 742 226 matt.roffe@remax.com.au RE/MAX KRG

Immersed in an idyllic park front panorama, this luxury penthouse apartment offers a lifestyle of unmatched quality in a highly desirable location. It's poised peacefully above the cafes and restaurants of Burwood Road within just footsteps of Burwood Westfields and Train station. Being of double brick construction and situated within the highly regarded 'Park Plaza Apartments', this corner set property offers a large wrap around balcony allowing for natural airflow and all day sunlight. Premium Features Include: - Perfectly set in a secure, double brick boutique complex - Sun-drenched open plan living/dining with balcony access - Large wrap around balcony with several access points - Gourmet gas kitchen with stone benchtops and quality stainless steel appliances - Covered outdoor entertaining area with uninterrupted park views - Three spacious bedrooms, all with built in wardrobes

SALE

Stylish Brick Apartment Sydney, Australia 11/64 Queen Street, Concord West

View: www.remaxkrg.com.au

Matt Roffe CONTACT: 0421 742 226 matt.roffe@remax.com.au RE/MAX KRG

Nestled privately in the tightly held and sought after Concord West, this extra large top floor two bedroom apartment offers a premier lifestyle address moments to restaurants, shops and Concord West train station. Featuring combine lounge and dining, gourmet stone top chefs kitchen with stainless steel appliances, quality bathrooms with floor to ceiling tiles and a large private balcony with a pleasant leafy outlook, this apartment has home like qualities with the ease of apartment living. Premium Features Include: – Walk to Concord West Village & North Strathfield Bakehouse Quarter – Spacious apartment with green leafy outlook on to spacious balcony – Large gourmet kitchen with stone top breakfast bar & stainless steel appliances – Master bedroom with ensuite & large built-ins – Single secure garage, security intercom, stair access

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NEW SOUTH WALES

SOLD

SOLD PRIOR SOLD PRIOR TO TO AUCTION AUCTION AUSTRALIA 8 FREESIA PLACE GLENMORE PARK NSW 2745

This beautiful two-storey home is perfect for blended or growing families and astute investors. Built by Clarendon Homes, an ideal option for families looking to settle in a peaceful, quiet cul-de-sac location and family friendly community. This property sits in an elite area within Glenmore Park's Stage 1 with top quality houses and very easy access to Mulgoa Road. Offers flexible floorplan that suits your family needs whether it is (7) bedrooms or Six (6) bedrooms plus parent/teenage retreat, the choice is yours. Schools, Shops, parks, cafes and eateries as well as a variety of nearby transport options all within walking distance.

GIZZELLE POWELL 0428 934 618 gizzellepowell@remax.com.au RE/MAX Lifstyle Marketing

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NEW SOUTH WALES

POSITION+PLUS

Impeccable Modern Unit Parramatta, Australia 228/109 George Street, PARRAMATTA, NSW

For Sale by Openn Negotiation

Morris+Melissa Short 0488 291 908 morris.short@remax.com.au RE/MAX Xtra

Situated in the heart of cosmopolitan Parramatta CBD and within steps away from vibrant commercial, retail and business precinct, this spacious 3 - Bedroom/ 2 - Bathroom/ 1 - Car space/ 1 study room/ 1 Storage cage with security apartment offers a high degree of comfort, entertaining and ultimate lifestyle experience. Perfectly located within a short stroll to the railway station, RiverCat ferry, bus interchange hub, newly proposed Light Rail, Westfield Shoppingtown, parks, reputable schools, trendy restaurants, cafes, new Bankwest Stadium and nearby one of the largest urban renewal projects in Australia Parramatta Square, a World-Class Civic Centre and so much more! Things we love about this apartment; - Positioned on level 11 of the modern complex "Koi" - Impressive 105m2 of living space plus 14m2 secure car space - Generous living/dining area with split-system air conditioning - Living/dining opens to huge undercover balcony - Smartly appointed kitchen with sleek appliances with dishwasher, oven and gas stove - Sleek fully-tiled bathrooms - Bedroom with built-in robe & balcony access

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QUEENSLAND

FOR SALE

Secure your future with this fantastic property! Sitting proudly on 618sqm with a 16.3m frontage, this immaculate family home presents so many options for the astute buyer. 82 Alkoomie Street, Wynnum QLD 4178

Contact Agents for Pricing

Zoe O'Connor 0422 804 419 zoe@remaxwm.com.au Travis Gill 0407 124 733 travis.gill@remaxwm.com.au The Gill Team Powered By RE/MAX RE/MAX Advantage

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With stunning bay and island views to the north and south and surrounded by beautiful homes, the opportunity to build a brand new family home or renovate the existing home to captialise on the views and block size should not be overlooked. The very comfortable and immaculate home currently offers 4 generous air-conditioned bedrooms, 3 bathrooms 2 separate internal living areas and a brilliant rumpus area that overlooks the near new pool where you will love entertaining your friends and family all year round. The large garage will comfortably accommodate 2 cars plus allow room for the other toys! Located in a very sought after street and close to wonderful schools of public and private nature and within walking distance to to the waterfront, transport, shops, cafes & parklands. Be sure to register your interest with Travis and Zoe of The Gill Team ASAP as this prime property will not last long.

QUEENSLAND

FOR SALE

DA Approval Brisbane, Australia 191 Carlton Terrace, Manly Q 4179

• Total site area 814m • Double Block zoned Low to Medium Residential - Current DA approval for 5 Town homes (3 level storey) • Lots 104, 105 RP33142 - Brisbane City Council

Submit all Offers from $1,600,000

• Located 100m to Cambridge Parade Village & Within 500m to Manly Marina & Esplanade, short stroll to restaurants, transport & schools (Manly School Catchment)

Cameron Bastow | 0413 093 242 Travis Gill | 0407 124 733

• Buy one block, buy two blocks to build your dream homes or develop 5 luxury Carlton Terrace residences - Current DA approval in place and Ready to Start!

travis.gill@remaxwm.com.au

• Develop now or land bank for the future

The Gill Team Powered by RE/MAX RE/MAX Advantage

• Don't miss out on this outstanding opportunity in Central Manly location!

FOR SALE

Brisbane, Australia 209 Carlton Terrace, Manly Q 4179

Site Address: 209 Carlton Terrace, Manly - Lot 1-3/RP33145 & Lot 4/ RP55140 • Total site area 1,804m • Council: Brisbane City Council • Zoned LMR2 Low-Medium Density Residential (2-3 Storey Mix)

Submit all Offers • Scope: Multi-Level Construction - Residential / Commercial mix Frank Munnich 0439 766 812 fmunnich@remaxwm.com.au

• Located 130m to Manly State School, 160m to Manly Train Station, 250m to restaurants, cafes and grocery shops & Within 450m walking distance to Manly Esplanade & marinas

RE/MAX Advantage

• Develop now or land bank for the future - existing VIEW PROPERTY MAGAZINE

QUEENSLAND

FOR SALE

Absolutely Stunning!! Wellington Point, QLD 2 Montgomery Drive

CONTACT AGENT FOR PRICE View: www.rem.ax/2Montgomery

CONTACT: Ben Parr CONTACT: 0466 388 772 ben@baysideproperties.com.au Simon Salm Property Sales in conjunction with RE/MAX Bayside Properties

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Designed to exceed your expectations, this magnificent federation style home first captures your attention with its commanding 1717m2 corner block position and graceful street appeal. Whilst modern details throughout the home highlight the functionality, distinguished details such as Axminster carpets, wainscoting panelling and an open fireplace enhance its perpetual charm and elegance. Walking distance to Horizon Shopping Village and within a few kilometres of renowned Ormiston College as well as the thriving hub of restaurants, cafes, bars etc. at Wellington Point. Showcasing the perfect balance of perpetual charm and modern edges: * 1717 square meters of prime real estate * Luxuriously renovated to the highest standard * Multiple living areas (spacious lounge + family/dining) * Grand open fireplace for cosy winter days * Large kitchen (Miele appliances & steam oven) * Covered patio area for outdoor dining & entertaining * Huge master bedroom features en suite bathroom * All other bedrooms complete with built-in-robes * Brand new air-conditioning units throughout

QUEENSLAND

FOR SALE

Breathtaking Acreage

A 3-YEAR DESIGN PROCESS TO CREATE THE PERFECT RETREAT FOR FUNCTIONAL LUXURY LIVING & OCCUPANT WELLBEING!

Brisbane, Australia 62 Winston Road, Sheldon

ACREAGE ZEN & A HEALTHY HOME!

BEST OFFER AUD View: www.teamneilson.com.au

Sam Neilson CONTACT: 0430 279 456 teamneilson@remax.com.au Dave Neilson CONTACT: 0415 038 687 teamneilson@remax.com.au Team Neilson Pty Ltd in conjunction with RE/MAX Bayside Properties

• Stunning 455m2 architectural home set on 5 acres with exceptional finishes & inclusions * 5 generous bedrooms all with large portrait windows for a bushy outlook, natural light & air filtering through * King master retreat with view deck, custom WIR, highlight ensuite with huge double shower & vanities, plus freestanding bath with a view! * Designed for maximum air flow throughout to decrease the need for cooling & ensure adequate ventilation * The central kitchen exudes absolute luxury incorporating effortless, open plan living & dining * 3 connected wings in the home (office / guest wing, family wing, couple's retreat) plus additional lounge area * Traditional hardwood flooring throughout the entire home serves to create a natural, earthy feel * Servery window leading out to BBQ area on patio, designer kids playground, large lawn area, firepit & much more! * Ideally located between Gold & Sunshine Coasts offering lifestyle, convenience & arterial access to Brisbane CBD & airport (25 min)

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QUEENSLAND

CONTACT AGENT

Quarter Acre Golf View Gold Coast, Australia 46 Peter Senior Court, Parkwood Qld 4214

2+1

AUCTION View: https://www.remaxcoast.com.au

Connie Elmer CONTACT: +61 404 413 349 connie.elmer@remax.com.au Kevin Brown CONTACT: +61 417 648 001 kevin.brown@remax.com.au

RE/MAX Coast

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With a north facing pool and alfresco area overlooking Parkwood International Golf Course, this is a substantial home on an over-sized block. Located within a quiet cul-desac, there is no through traffic and plenty of privacy. A sprawling low-set floor plan offers formal and informal living spaces centered around a huge covered alfresco that takes full advantage of the wide pool and golf course view. This is certainly a family entertainer of generous proportions. Currently rented to executive tenants who lovingly maintain the property, this is your opportunity to “landbank” in what has become one of the most in-demand precincts on the Gold Coast – ideally placed within walking distance to Gold Coast Hospitals (public and private) and Griffith University. Solidly built and well scaled, this home offers fabulous potential in a million-dollar location. HIGHLIGHTS - Kitchen with plumbed double fridge cavity and stone benches (with plumbing) and stone benches - 2 Fully tiled living areas (formal and informal) - High ceilings and air conditioning

QUEENSLAND

CHRIS WARREN FOR SALE

Hidden Gem on 3 acres Breathtaking Acreage Australia Australia Brisbane, 48 Winston Parker Street 62 Road,Goodna Sheldon

3 5

2 3

1 11

OffersOFFER over $689,000 BEST AUD View: www.teamneilson.com.au

Sam Neilson CONTACT: 0430 279 456 teamneilson@remax.com.au Chris Neilson Warren Dave 0414786777 CONTACT: 0415 038 687 chris@remaxcolonial.com.au teamneilson@remax.com.au

Team Neilson Pty Ltd in conjunction in conjunction with with RE/MAX Bayside Properties RE/MAX Colonial

An opportunity toAown acreage (1.8 hectares) just 26 kms ACREAGE ZEN & HEALTHY HOME! from Brisbane's CBD. Hidden from sight of the roadTO andCREATE surrounded lush sub A 3-YEAR DESIGN PROCESS THE by PERFECT tropical gardens this charmingLUXURY 1950's house has RETREAT FOR FUNCTIONAL LIVING & been OCCUPANT extended and fully renovated. WELLBEING! The rear deck offers a magnificent view of the surrounding Woogaroo Creekhome Nature Reserve. •paddocks Stunningand 455m2 architectural set on 5 acres with exceptional finishes & inclusions is a 55,000 litre salt inground pool plus a spa *There 5 generous bedrooms all water with large portrait windows for on a the deck. bushy outlook, natural light & air filtering through expense has beenwith spared ondeck, the comforts and features *No King master retreat view custom WIR, highlight of this home. It hasdouble been lovingly for with ensuite with huge shower cared & vanities, plusattention to detail creating perfection in its own little slice of paradise. freestanding bath with a view! for every day living of the a *Perfect Designed for maximum airand flowentertaining throughoutittoconsists decrease modern kitchen andadequate a combined dining and living need forgalley cooling & ensure ventilation that flow effortlessly through French doors onto the *room The central kitchen exudes absolute luxury incorporating decks. effortless, open plan living & dining * 3 connected wings in the home (office / guest wing, family Features at a glance: wing, couple's retreat) plus additional lounge area * Traditional hardwood flooring throughout the entire home - 2 kingtosize bedrooms andearthy 1 queen. serves create a natural, feelAll built in. bathrooms. Ensuite hasout heated towel rails *- 2 Servery window leading to BBQ area onand patio, designer caesarstone benches kids playground, large lawn area, firepit & much more! cycle airconditioning *- Reverse Ideally located between Gold & Sunshine Coasts offering - Polished hardwood floors lifestyle, convenience & arterial access to Brisbane CBD & - Solar panels airport (25 min)

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QUEENSLAND

DESIGNER DREAM

Luxurious Apartments Townsville Australia 45-53 Gregory Street, North Ward

3-4

1-3

1-2

Shell Apartments Starting from $555,000 View: www.remaxexcellenceqld.com.au

Semone van Tonder CONTACT: 0477 548 509 semonevt@remax.com.au Sean Lubbe CONTACT: 0448 448 163 seanl@remax.com.au RE/MAX Excellence

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Create your house sized luxurious apartment; Finish to the finest detail, work with the best quality builders & architects... AND discover the best years of your life. The address says it all, It's the perfect fusion of rich history and slick modern design. Exactly to your chosen material fit out, we have the layout options to suit your needs. You select your desired fit out with brand new spec and you even get to choose your own builder to create your vision or work with the agent's panel of locally trusted builders. The city's best conveniences are right at your door step; cafes, bars, restaurants, shops... even The Strand and we're in close proximity to the CBD and the Ville Resort-Casino. With a North Easterly aspect, the building has spectacular ocean views, the perfect spot to reside in your own newly built modern luxury apartment and relax in style on your huge private balcony. The advantages of Fulton Gardens are endless; cooling ocean breezes, nearly an acre of elegant gardens and you have free amenities! The pool and gym facilities are top class with 2 separate indoor swimming pools and an airconditioned gym to boost your energy everyday! Apply your pets and live in luxury with your furry family!

QUEENSLAND

NOW SELLING

Beachside Retreat Queensland, Australia 117 Cay Street, Saunders Beach

$749,000 AUD View: www.remaxexcellenceqld.com.au

Sean Lubbe CONTACT: 0448 448 163 seanl@remax.com.au

RE/MAX Excellence, Townsville

• Beautiful, classic design - the ultimate relaxation residence with million dollar views • Huge open plan kitchen, dining and living areas with hardwood floorboards and sliding doors onto the entertainer’s deck • Designer kitchen with top of the range drawers, stone bench tops and appliances • Huge entertainer's deck with multiple seating areas and a bar that overlooks the ocean • Gorgeous sparkling swimming pool with views. Perfect to relax and enjoy our climate • 2 large bedrooms featuring wardrobes, ceiling fans and split system air-conditioning • The master suite boasts a large walk-in wardrobe, has views of the ocean and even a private timber walking path leading right to the beach • Classy main bathroom with a quality spa bath, plenty of storage and stunning vanity • A well-positioned study nook just off the kitchen to work from home • Beautiful fully fenced block with a front courtyard and lockable shed • NBN fixed wireless connection to allow for streaming and working while living in paradise • Great area to buy in and large infrastructure projects are taking place in the postcode for years to come

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QUEENSLAND

NOW SELLING

Executive Style Living Queensland, Australia 5 Edgewater Terrace, Idalia

$650,000 - $700,000 AUD View: www.remaxexcellenceqld.com.au

Sean Lubbe CONTACT: 0448 448 163 seanl@remax.com.au RE/MAX Excellence

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• Executive style living with all the high-end features that make it spectacular • Open plan kitchen and living with quality throughout, north/easterly windows and access onto the enclosed patio • Beautiful designer kitchen with quality appliances, stunning drawers and cabinetry, stone benchtops, breakfast bar, a butler’s pantry and a built-in pantry • Open lounge makes for the perfect media room or music space. Well positioned and opens up the entire home • 4 large tiled bedrooms that are all fully equipped, and perfectly positioned around the home • Master suite with a mirrored walk-in robe, stunning ensuite with floor to ceiling tiles, and direct access onto the enclosed alfresco patio • Sparkling swimming pool is the perfect relaxation zone overlooking the magnificently designed home • The tidy yard features a large lockable garden shed • NBN connection for blazing internet speeds • Solar power to reduce those energy bills • Quality security system throughout for peace of mind • Edgewater Terrace is a sought-after cul-de-sac in a beautiful estate within the Idalia suburb • Within close proximity to Fairfield Central shopping centre, Murray Sports Complex and great schools

QUEENSLAND

8.6 ACRES

Stunning Metricon Home Australia 263 Rowley Road, Burpengary

$1,500,000.00 AUD View: www.remaxliving.com.au

This picturesque property has been built by one of Queensland's most awarded builders - Metricon Homes. It showcases architectural genius through its functional layout, exquisite attention to detail, high ceilings, grand scale, and award-winning style. Embracing a carefree lifestyle, this large 5-bedroom home is refined with deluxe interior finesse and an endless list of high-end inclusions. With an office, cinema room, family room/teenagers retreat, expansive open plan living & dining area, huge kitchen with a butler's pantry, incredible outdoor entertaining patio, a well-equipped shed and the amazing 8.6 acres, this property offers a true escape from city life with your own slice of nature included. All without compromising on convenience with easy access to town in the highly sought-after suburb of Burpengary. This breath-taking home truly has it all. The property has an incredible list of features that is too long to fit in any description!

Kathy Sweeney CONTACT: 0410 421 430 ksweeney@remaxliving.com.au

RE/MAX Living

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QUEENSLAND

FOR SALE

BRISBANE, QLD 40 Winlock Circuit, Warner

$680,000

Your dream home awaits with the room you need to move, play and entertain as well as a central location that ensures a life of utter convenience. This stylish home is modern and elegant with a striking facade that welcomes you to explore the light-filled layout beyond. Four bedrooms, two bathrooms and multiple living spaces are ready for the busyness of family life while the wonderful alfresco and large backyard is perfect for downtime. You can show off your culinary skills in the kitchen with a four-burner gas cooktop and a large island before dining outside as you watch the koalas in the beautiful trees. A combined living and dining room is also on offer, along with a family room perfect for use as a retreat or playroom. This property is NBN ready and features a study nook for those who work from home, while the long list of extra features includes new carpet, fresh paint, a large laundry with storage and air-conditioning for year-round comfort.

David Kopelke 0427 385 580 davidkopelke@remax.com.au in conjunction with RE/MAX NOW

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QUEENSLAND

AUCTION

Executive Home Hervey Bay, Australia 34 Highview Dr, Craignish QLD 4655

Thinking it is time for a sea change? And you are seeking a uniquely designed property? This spacious, architecturally designed executive home, is sure to impress. In the sought after suburb of Craignish, this home is on an expansive block of 2,011m2 with spectacular sea views This fantastic home boasts the following features:

2.5

Auction 2nd September, if not sold prior.

Rob Oatley 0493 092 053 roboatley@remax.com.au in conjunction with RE/MAX Partners Real Estate

Expansive entertaining deck with stunning panoramic ocean views Open plan living and dining Kitchen complete with waterfall stone bench-top and walk in pantry Large master suite, with double vanity ensuite and separate balcony Polished hardwood timber floors throughout Ducted and split system air conditioning Three separate living areas While being located in the relaxing Hervey Bay region, this property is still in driving distance to Brisbane or the Sunshine Coast for a day trip. This property is up for Auction on the 2nd September but will be sold prior, if the right buyer comes along.

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QUEENSLAND

FOR SALE

Outstanding Family Home With build costs skyrocketing and no vacant land left on the Sunshine Coast, take advantage of this 1 year old Metriconbuilt masterpiece.

SUNSHINE COAST, AUSTRALIA 13 Fryar Crescent YANDINA

If you're looking for a large modern home with all the extras in a quiet country town, this is it! 4

Offers from $899,000 https: https://www.remaxpropertysales.com

Located in a sought-after estate in Sunshine Coast hinterland, this Yandina home is a cut above the rest. Built in 2020, this new home has 4 large bedrooms, all with built-ins, and 3 and a half bathrooms. The front of the home also has a large sitting room that could double as a 5th bedroom/study.

Toby Morrin Scott Walters CONTACT: 0401 623 801 toby.morrin@remax.com.au

The home boasts high ceilings throughout giving the entire home an extraordinary sense of scale and openness.

Morrax Pty Ltd RE/MAX Property Sales

FOR SALE

Lifestyle & Land Bank 5.88 glorious parklike acres with spring-fed dam just 5 minutes to Palmwoods, makes this the ideal lifestyle property; being bordered by Residential Zoned land also makes it the ideal Land Bank and with a current income of $830 per week, this property really is something special.

SUNSHINE COAST, AUSTRALIA 21 Bamboo Road PALMWOODS

Offers Over $1,550,000 https: //www.remaxpropertysales.com

Jason Stock CONTACT: 0411 123 888 jasonstock@remax.com.au Stock Property Pty Ltd RE/MAX Property Sales

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This would make an idyllic site to custom-design and build your lifestyle masterpiece, and there is also a stunning resortstyle alfresco entertaining hub already in place to host Gatsbysized gatherings; with a sparkling resort pool, sunbathing terrace, handcrafted feature rock walls with waterfall, 72m2 pool house with built-in bar/servery, 12-person heated magnesium spa, big screen TV and surround sound, plus allweather blinds and pizza oven...weddings, parties, anything could be hosted here in impeccable style. This is truly a firstclass set up, with replacement value estimated to be around $300,000.

QUEENSLAND

JUST LISTED

Beachside Opportunity Hervey Bay, Australia 535 Esplanade, Urangan Qld 4655

Auction In Rooms 10/9/21 @ 12 Noon View: https://www.remaxreach.com.au

Rachel Ellis 0435 875 300 Corrie Hartley 0411 396 599 Rachel.ellis@remax.com.au

Five3Five “The Beachside Barracks” is a rare find and it can now be yours. A restored vintage Queenslander comprising of 6 fully furnished, renovated units currently holiday let across the road from the beach. Take advantage of the lifestyle Hervey Bay has to offer and be your own boss. Plenty of space to live onsite and holiday let the apartments with a great return on your investment. 3 x 3 bedroom fully furnished; self-contained units 3 x 2 bedroom fully furnished; self-contained units Renovated throughout Huge upstairs deck to catch the ocean breeze 1128m2 block Hervey Bay has so much to offer as a premiere holiday destination with direct access to Fraser Island, whale watching and safe swimming beaches.

RE/MAX Reach

RURAL DREAM

The Future of Farming Cairns, Australia 204 Graham Road, Tolga

$3.5 Mil/ $4.5 Mil incl. Equipment View: www.204grahamroad.com

Billy Clarke Phone: 0402 754 621 billyclarke@remax.com.au

Located on 47 acres this expansive and flexible farm offers quality soils that can grow premium quality produce. Within the acreage there is over an acre of igloo constructed hot house in year-round production of premium fruit and vegetables, with harvests from this farm being nothing short of astonishing. This property is ready for the new owner to walk-in and take over with a full machinery and harvesting equipment inventory list available to support as a going concern also with crop included meaning cash returns. Existing house and labours accommodation, fit out includes open plan work and living areas with an individual kitchenette facility. This lucrative organization has all the bases covered for you expand. Capitalise on the low interest rate environment and secure yourself a versatile commercial and residential investment in the heart of Tolga Golden Triangle with potential-growth area

RE/MAX Real Estate Services

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QUEENSLAND

INCOME EARNER

Kuranda Pet Resort Cairns, Australia 131 Boyles Street, Kuranda

Offers in the Low $2,000,000's View: https://rem.ax/3AF2Hge

Billy Clarke PHONE: 0402 754 621 billyclarke@remax.com.au

Be first to capitalise on a truly unique lifestyle opportunity combining 15.64 private hectares (38.6 acres) with a thriving kennel business showing excellent returns and offering potential to expand. A spacious, air-conditioned twobedroom, two-bathroom home with cathedral ceilings and decks front and back offers comfortable accommodation in a large fully fenced yard. Approximately 6 acres of the property is cleared where well-established trees, gardens and lawns flourish; a small orchard separates the residence from the extensive kennels complex. The resort comprises forty-two double kennels, roofed and sound insulated with adjoining outdoor exercise running areas.The amenities block with reception area, public toilet, kitchen, grooming room, storage room and staff lunchroom provide entry to the kennel area. An existing licence for a cattery allows for expansion of an already highly profitable business.

RE/MAX Real Estate Services

ESPLANADE LIVING

WATER VIEWS Cairns, Qld Australia 11/249 The Esplanade, Cairns North

$449,000 AUD http://www.remaxcairns.com.au/20773

Gisele George 0419 735 559 gisele@remax.com.au

RE/MAX Real Estate Services Cairns

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Coral Towers is a boutique apartment complex on the Cairns Esplanade with sensational water views. Enjoy the views from the open plan living area which has glass sliding doors to the balcony. The kitchen is massive with lots of storage and a large bench servery to the living area. Both bedrooms are spacious and are located at the front of the building enjoying the ocean views. The master bedroom has an en-suite. Both bathrooms and the kitchen are renovated and there is an internal laundry. The unit is being sold fully furnished and self contained so you can move straight in or Air BNB the unit. Beautiful pool area secure complex with lift facilities. Excellent location within walking distance to the city, schools and shops.

QUEENSLAND

AUCTION

Stylish Family Home Queensland Australia

The first sense you’ll experience when you enter is delight, with its freshness and sparkle of brilliance.

10 Wyara Close, Elanora

Elanora is a highly sought-after Gold Coast location and if you’re the lucky buyer of this remarkable home, you’re friends and family will love you even more!

The home has been transformed with floor coverings, paint, stone benchtops, brand new kitchen appliances, airconditioning, ceiling fans and much more.

AUCTION View: remaxgc.com.au

There is absolutely nothing to do but move in and enjoy the sophisticated split level living spaces, wide and full-length rear balcony overlooking your resort style in-ground swimming pool and the purity this home offers. or coverings including carpet in living areas and bedrooms

Margie Mac CONTACT: 0419 673550 margiemac@remax.com.au

Set at the end of a quiet cul-de-sac, it offers a sense of space as the rear of the home opens to wonderful hinterland views, with elevation to capture breezes.

Shannon Brown CONTACT: 0478 084163 shannonbrown@remax.com.au

Motivated seller requests offers presented prior to Auction. Call today.

in conjunction with RE/MAX Regency

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QUEENSLAND

FOR SALE

Incredible Value! Varsity Lakes, Australia 3/27 Lantau Crescent, Varsity Lakes

2.5

$670,000 AUD View: www.remax.com.au/20777005

Ben Williams CONTACT: 0435 780 117 benwilliams@remax.com.au

Your search is finally over. This well loved home in a super central location represents incredible value for money! This triplex (1 of 3) is large and roomy at every turn. Architecturally designed and pet friendly it really is the perfect low maintenance home or investment. Located in the coveted Varsity College catchment (for both primary and secondary school) and just a couple minutes from Bond Uni and Robina Town Centre, this is an address that would see no shortage of demand. PROPERTY FEATURES • 3 Bedrooms (master with ensuite and walk-in-robe) • 2.5 Bathrooms (including ensuite, main plus guest toilet on lower level) • Modern kitchen with ample storage and stainless steel appliances • Large open plan living/dining • Ceiling fans throughout

RE/MAX REGENCY

WON'T LAST LONG!

Perfect 3 Bedroom Home This perfect 3 bedroom, pet-friendly , low body-corporate home is just what you've been waiting for!

ROBINA, AUSTRALIA 11/236 Ron Penhaligon Way, Robina

A private, bright & airy, duplex-style villa with a large fully fenced back yard - walk to local shops, buses, Robina Tavern & more! 3

Offers over $500,000 AUD VIEW: www.remax.com.au/20783016

Ben Williams CONTACT: 0435 780 117 benwilliams@remax.com.au

RE/MAX REGENCY

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* * * * * * * *

3 good sized bedrooms all with ceiling fans Large master bedroom & walk in robe Walk-through bathroom, separate toilet Kitchen with new oven & hot plates Spacious living area with air con & ceiling fans Single lock-up garage with internal access + extra parking Pool, spa and BBQ area in complex Low Body Corporate of $69 per week

QUEENSLAND

AUCTION

FULLY RENOVATED Queensland 81 Bleasby Road, Eight Mile Plains

View: www.rem.ax/3gd8XDZ

The "Pearl Acreage" of Eight Miles Plains. Sprawling across a truly huge 4,027m2 block with a generous 31.7m frontage is just waiting for you to take advantage of its unbeatable potential! Located within the Warrigal State School catchment this home is located only Just minutes from both Westfield Garden City and the Pacific Motorway, and in walking distance of public transport, there's no end to what you could do with such a well-placed and spacious property. Owners are relocating and this lovely home MUST BE SOLD!!! This fully renovated single storey home brings the luxury of space to the family, with an abundance of accommodation, including four light filled bedrooms with two-bathroom, separate study and media room for family convenience. You can choose to entertain guests in the open plan living and dining area, or alternatively spend hours outdoors, taking in the incredible surrounds.

Tina Guo 0410881288 tina.guo@remax.com.au RE/MAX Supreme

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QUEENSLAND

AUCTION

Luxurious Family Home Queensland 35 Pinecone Street, Sunnybank

View: www.rem.ax/3mhJM7n

Tina Guo 0410881288 tina.guo@remax.com.au RE/MAX Supreme

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This double-storey brick home sitting on a rarely seen 607m2 block with 20.3m frontage, is perfect for large or growing families with MacGregor State School Catchment. There is plenty of space both inside and out, with a total of 6 bedrooms, 4 bathrooms, indoor spa, BBQ and multiple parking spaces. Spread over the level land, the backyard is low maintenance with plenty of lawn and easy gardens. Meanwhile, this neatly presented home can cater to your every need with its flexible floorplan that includes an independent granny flat. The independent two-bedroom unit has good privacy and a separate entrance linked to the shared alfresco areas.

QUEENSLAND

BY NEGOTIATION

BEACHFRONT LIVING

A rare opportunity to acquire an entire building at an incredibly desirable beach side address.

Mackay Harbour

The home is currently configured as separate residences with common areas and can be easily converted into a single residence.

16 East Point Drive, Mackay Harbour

Price By Negotiation View: remaxresults.com.au/20755854

CONTACT: Stacey Arlott CONTACT: 0428 423 219 stacey.arlott@remax.com.au

RE/MAX Results

Located in the exclusive gated beach front estate, Marina Beach Resort, you will find this cutting edge industrial style dual living home. If you're seeking the best from a contemporary/modern design, taking family living to an edgier level with the latest in architectural trends, than here it is. Open plan design offers an abundance of space to create the ultimate family environment seamlessly combining indoor and outdoor living. To organise your own private inspection, call me today to make your dream a reality. AWARDS: * 2017 Master Builder QLD State Winner - Best Medium Density Project 3-5 Storeys * 2017 Master Builders Mackay Whitsunday Region - Best

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QUEENSLAND

FOR SALE

SUBLIME LOCATION Fortitude Valley 105/50 MCLACHLAN STREET, FORTITUDE VALLEY

View: https://www.remaxresults.com.au/207

Doug Stronach 0412 448 991 dougstronach@remax.com.au

This residence will resonate with the owner/occupier or investor ideally located walking distance to the James St | Fortitude Valley & Howard Smith Wharves Precincts. The apartment is designed as 2 bedroom, 2 bathroom with a seamless open plan concept that links the outdoor entertaining balcony to the length of the living area with a North aspect. Just perfect! The kitchen has a perfect position for entertaining with installed gas cooktop, oven, range hood, dishwasher, pantry and ample built-in storage cabinetry. Master bedroom has its' own personal ensuite | built-in wardrobe and air-conditioning. 2nd bedroom has built-in wardrobe air-conditioning and ideally separated from the master bedroom.

in conjunction with RE/MAX Results

VICTORIA

FOR SALE

Location and Convenience Victoria, Australia 60 Monet Drive, Truganina

Contact Agents View: www.remaxacpa.com.au/listings

Leon Lee Connie Zheng CONTACT: 0450 681 019 leon.lee@remax.com.au

RE/MAX ACPA

Features: 3 great size bedrooms; Master with walk in robe and ensuite with double vanity; Ceasarstone benchtop; 900mm kitchen appliances; Plenty of natural lights coming through the house; Split system air-conditioning; Ducted heating; CCTV camera system; Low maintenance courtyard

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Location: * Close to Doherty's Creek P-9 College, Westbourne Grammar School, St Clare's Catholic Primary School, and many more * Short stroll to Williams Landing Shopping Centre * Only 30-minute drive from the Melbourne CBD * Moments away from Tarneit and Williams Landing Train Stations * Stone's throw to parks and playgrounds

VICTORIA

FOR SALE

Look No Further Victoria, Australia 32 Roundhay Crescent, Point Cook

Contact Agents View: www.remaxacpa.com.au/listings

Jason Chen CONTACT: 0432 676 925 jason.chen@remax.com.au Yisa Weng CONTACT: 0426 505 287 yisa.weng@remax.com.au

RE/MAX ACPA

This lovely home comprises of: * * * * * * * * * * * * *

Master bedroom with walk-in-robe, ensuite and balcony Remaining bedrooms with built-in robes Study Open plan kitchen/meals/living Kitchen with stone benchtop and stainless steel appliances Split system cooling in master bedroom and living area Ducted heating High ceiling Floorboards Downlights throughout the house Security alarm system Double remote garage Great-size backyard

Things for your convenience: * Close proximity to variety of schools: Saltwater P-9 College, St Mary of the Cross Catholic Primary School, Homestead Senior Secondary College and many more * Moments away to Sanctuary Lakes and Featherbrook shopping centres * Just few minutes away from Williams Landing Train Station * Stone's throw to parks and playgrounds * Easy access to freeway

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VICTORIA

WELCOME HOME!

Modern Country Charm! Victoria 83 Mill Point Road, Lakes Entrance, 3909

$1,455,000 remaxgenesis.com.au

Daniel Schoeman 0417 824 769 dschoeman@remax.com.au RE/MAX Genesis

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A unique and wonderful opportunity exists to acquire two beautiful modern farm-style brick homes on 7.41-acreage. Live on a tranquil farmlet setting, be a stone’s throw from local Gippsland Lakes where you can launch your boat at Mill Point (1.5kms) and Fisherman’s Landing (1.1kms) and fish, cruise or paddle-board the lakes to your heart's content. 5 minutes away you can enjoy the natural surroundings of Lake Tyers Estuary, hit some waves at Red Bluff Surf Beach on the 90 Mile Beach and then enjoy a pub meal at the Waterwheel Tavern. The main township Lakes Entrance is conveniently located only 9km away. Both modern farmstyle homes boast open plan living areas at their best with full-length bi-fold doors and large windows that allow an abundance of natural light to penetrate the living spaces and give the house an open feel. The bi-folds open out to the sunlit alfresco outdoor area that affords spectacular panoramic views of the late afternoon sunsets that overlook the acreage, potential livestock and large dam. The property is ideal as a hobby farm as it is fully fenced for livestock or horses but also has plenty of room for pets, it has a chook house and is complete with an established native garden, a large fruit orchard, extensive vegetable garden and domed greenhouse which is connected to irrigation from the large dam where you can eat your own produce all year round and live the sustainable life you have always dreamed of. Call to book a private viewing today!

VICTORIA

PURE ESCAPE

Epitome of Elegance Victoria 53 Sea-Lakes Close, Lakes Entrance

$1,850,000 remaxgenesis.com.au

Daniel Schoeman 0417 824 769 dschoeman@remax.com.au RE/MAX Genesis

There's no shortage of beautiful spaces in this impeccably presented home including a superbly designed floor plan providing the ultimate in seamless indoor/outdoor living and entertaining. The dining, kitchen and living areas open to an expansive deck which serves as the ideal spot for some R&R with spectacular views over the Bass Strait and the foreshore. The ultimate entertainer's space. The tastefully designed interior is built to the highest standards. The Master bedroom and adjoining deck encourage relaxation featuring a stylish en-suite, large walkin shower (spacious enough for two) graced with natural light. 5 bedrooms and 4 bathrooms each individual in character, elegance and style. Designed and built to the highest standards softened by plush carpets. The piece de resistance in the second bathroom with a large spa bath to enjoy a long, contemplative soak. Floor-to-ceiling tiles make the space lighter and brighter, designed for comfort, it's the place to relax and unwind. The luxurious contemporary kitchen, sleek cabinetry and concealed European appliances add to its streamlined look. Whilst in the living room the fireplace brings comfort and grandeur. The lower level houses luxurious separate living quarters. The bedroom has five-star written all over it and extends freely onto the timber deck. A modern bathroom, high-quality finishes, fixtures and fittings. Offering a luxurious lifestyle with an emphasis on entertaining in a premier location.

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WESTERN AUSTRALIA

15.716 ACRES

Equestrian Perfection Perth, Western Australia 345 Hawkins Road, Jandabup

$1.6m - $1.8m

Demo Foufas 0416 482 670 demo@remaxextreme.com.au

RE/MAX Extreme

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Current & past uses have seen this property utilized as an equestrian center with agistment providing a passive income, plus a helping hand in maintaining the property. INSIDE: * Immaculately presented 3-bedroom, 2-bathrooms * Recent renovations include a stunning kitchen & bathroom, plus ensuite making this property ready to move straight into & enjoy * Striking ‘Great Room’ with soaring high raked ceiling & gas feature fireplace * Study nook/area with curved feature wall * Huge, split level master bedroom suite with walk-in dressing room & luxury renovated ensuite * Open plan family & meals area OUTSIDE: * Pitched roof, undercover entertainment area * Sparkling, below ground pool * Water license 14,500 KL/A * 14 Paddocks (5 with shelters) * 1 x Dressage arena * 2 x smaller arenas * Round yard * Complex of dongas providing storage & potential accommodation

WESTERN AUSTRALIA

IMPRESSIVE HOME

Western Australia 70B Surrey Street, Dianella, WA 6059

From $549,000

Cheng Liu CONTACT 0433970411 ka-cheng@remaxgbt.com.au

Enjoying a Tuscan facade and boasting feature portico this property has so much on offer for the discerning buyer. Not only does the home have great street appeal it is equally as impressive inside with freshly painted walls throughout and timber effect floors creating a fresh and airy appeal. Located at the front of the home is a lounge area with the master bedroom adjacent creating the perfect retreat for Mum and Dad. The master incorporates built in robe and ensuite. Central to the home is the family hub with well apportioned kitchen good size dinging area and family / rumpus area. The outdoor al fresco area is access from here ams offers a relaxing space to unwind after working hours have ceased, hang out and enjoy your favourite cocktail.

RE/MAX GBT REALTY

SIMPLY THE BEST!

The quality and attention to detail with this luxurious house will impress the most discerning eye.

Western Australia Lot 2/95 Collier Road, Embleton, WA 6062

From $599,000

Cheng Liu CONTACT 0433970411 ka-cheng@remaxgbt.com.au

From the moment you enter this spectacular property you will want to call it home. There is so much on offer so take your time whilst viewing to fully appreciate as the attention to detail is second to none. At the front of the residence is a designated office making it perfect for those wanting to take advantage of working from home. Central to the Home is the chefs kitchen which includes quality stainless steel appliances, heaps of cupboard space and stone bench and breakfast bar with waterfall effect.

RE/MAX GBT REALTY

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WESTERN AUSTRALIA

LOVELY HOME

Western Australia 25C Clarke Road, Morley, WA 6062

$529,000 - $559,000

Cheng Liu CONTACT 0433970411 ka-cheng@remaxgbt.com.au RE/MAX GBT REALTY

Privately tucked away at the rear of a small extremely well maintained complex is this well apportioned Tuscan style villa boasting a lovely backdrop of mature trees creating a feeling of space. The front elevation is impressive with red brick and contrasting feature windows with high pitched portico and double controlled remote lock-up garage and an extra parking area easily accommodating a caravan or boat. A contemporary feel is created with the black paved driveway which ties in with the black roof tiles. On entering the property you are immediately impressed with the expansiveness of the home it's high ceilings and extremely well apportioned rooms. Adding to luxurious feel of the home are Quality fittings and fixtures throughout and which are bound to impress the most discerning eye.

FAMILY HOME

Western Australia 30 Donna Street, Morley, WA 6062

From $519,000 RE/MAX GBT REALTY

Cheng Liu CONTACT 0433970411 ka-cheng@remaxgbt.com.au

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From the front elevation you have no idea just how substantial this property is. As soon as you enter however there is a feeling of expansiveness with high ceilings and well proportioned rooms throughout. At the front of the property double doors close off a theatre room/formal lounge area creating a great parents retreat away from the hustle and bustle of family activites Afacing is the master bedroom with walk in robe and ensuite So mum and dad have their own space at the front of the property. Central to the home is the family area with soaring ceilings kitchen, dining and family activity With a large games room closed off with double doors. For the extended family this could be a great extra bedroom without having to forfeit your living space as there is such an abundance with this home.

FOR SALE

COMPARE AND EXPERIENCE THE REMAX DIFFERENCE If space is what your after then look no further and register your interest in viewing this family home!

Western Australia 14C Mertz Court, Hillarys, Hillarys, WA 6025

From $850,0000

Ken Williamson 0402127178 ken@remaxgbt.com.au RE/MAX GBT REALTY

House features: - Enclosed garage which can fit 3 cars plus lots of extra storage space available. - Separate lounge room - Open plan kitchen/dining/family area - Plenty of kitchen cupboard space - Large sized bedrooms with build in robes. - Main bedroom with a HUGE walk in robe. An Amazing view outside! - Separate theatre room - Balcony - Undercover patio - Ducted a/c - Security alarm system Close proximity to : St Mark's Anglican Community School. Hillarys Primary School. Flinders shopping precinct. Whitfords shopping centre. Mawson Parkland

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Do I have to have a signboard on my property? A signboard is an important part of the property’s marketing campaign. It is a clear indication to passers-by that your home is for sale, and any one of those could be the potential buyer or know a potential buyer. For people who see your home on a web site or in a newspaper, the signboard becomes confirmation when they drive by. In many cases, people living in the area are on the lookout for near-by properties because they are considering up-sizing, down-sizing or buying an investment property. Often local residents are on the lookout for friends and family who want to move into the area. The signboard has purpose. It complements the work being done by your real estate agent and acts as your silent salesperson 24/7.

Which is best - in-rooms or on-site auctions? Either has the potential to produce a great result so it is a matter of which will best showcase your property. An on-site auction lets people get a real feel for the place. There is an opportunity right before the auction begins to have a good look around, and that familiarity stays with buyers right through the bidding until the hammer falls or the property is passed in. On the other hand, in-rooms auctions allow better control of the elements. There is no need for umbrellas, rain or shine; plus, there is usually more seating available.

ASK AN

AGENT

In-rooms auctions where multiple properties are offered can be particularly exciting, and with technology today, buyers can ‘walk through’ the property as if they were there in person. Both in-rooms and on-site auctions share the same benefits. They both create a high level of buyer interest, set a deadline for buyers and remove uncertainly for sellers, the buyers are aware of all competition, and both provide an exciting atmosphere for buyers, sellers and agents.

Can I sell my property myself? Let’s say you owned a top of the range Audi, BMW or Mercedes-Benz, or a Porsche, Bentley or Ferrari, would you trust it to a backyard garage operator? Would you work on it yourself? It’s far more likely you’d take it to a service specialist – someone with the right training and years of experience. You really should think the same way when it comes to selling your home, which is possibly your biggest asset. Don’t fall foul due to your lack of experience, the challenges in reaching and negotiating with buyers, and potential liability and safety issues. You don’t ever want things to go pear-shaped in a sale. It is better to have the security of knowing that the whole transaction is in the hands of a professional agent who conducts business knowledgeably and in accord with government regulations. It isn’t simply peace of mind. Any saving you think you might make by doing it yourself could very quickly disappear if the sales transaction doesn’t go off perfectly. You could even wind up worse off financially! The licensed agent has the necessary education and support to meet best practice standards. It makes sense, in every way, to work with a qualified real estate agent.

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Spring Spring into

Spring time is the traditional time to give your home a good declutter and clean.

If you’re after a set process to follow, jump online to find one that works for you.

3. Work out how you are going to clean and with what. Thankfully technology has made cleaning a little less time-consuming.

It is a time of new life, right? So, why not get rid of all the stuff that no longer serves a purpose and is cluttering our lives. After the winter chill, it’s just a nice time to open up our homes and breathe new life into them. In winter, often we simply don’t have the energy to clean - shorter days bring on sleepiness; once the days start to get longer our energy increases. But how did the ‘spring-clean’ become an annual tradition…or should that be job? And why does it need only happen once a year? The history of spring-cleaning is actually rooted in religious and cultural traditions, and while they may not necessarily be the same reasons why you kick start your spring clean, it is interesting to consider how it all came about. In the Northern Hemisphere, where spring comes in our autumn, a deep clean was part of many religious customs. It has been linked to Jewish Passover, Christian families preparing for Good Friday and the lead up to Lent for those within the Greek Orthodox Church. In Iranian culture the Persian New Year falls on the first day of spring, and part of this was a traditional ritual known as ‘khooneh takouni’ meaning ‘shaking the house’.

Leading up to the Chinese New Year, families would often rid their homes of negativity and lingering spirits. Prior to electric heaters and reverse cycle air conditioners, warming the home often required indoor wood fires, oil or kerosene lamps heated with wood or coal, which would leave homes coated in soot and grime. Proper cleaning could only be done once warmer weather arrived.

Where to start on that big clean? 1. First things first, make a plan. Lists are your friend when it comes to breaking down a large task. Plan your time per task and make it manageable. Whether cupboard by cupboard, room by room, try not to set yourself unrealistic goals.

2. Before you kick in to cleaning mode, remove clutter. Decluttering can feel overwhelming but it can also feel rejuvenating. There are plenty of ways you can go about removing things that aren’t necessary – for example, separate into boxes what you need/use frequently, what is sentimental, and what you could do without. Make sure you have space for this task and be prepared for things to look worse before they look better.

If you are going room by room, make sure you finish one room before you move on to the next. Shut the door when you’re done and forget it.

4. Should you ease into it with small and satisfying tasks first? Or jump straight into your least favourite job? Well, the answer to that is up to you, but either way, once it’s done, it’s going to be satisfying. If like for many of us, the idea of a thorough deep spring clean or big declutter is a little overwhelming, why not adopt some regular regimes throughout the year to lessen the burden of a big task come September? There’s no reason it all has to be done at once. Why not sort through your office space/filing at tax time – you’ll be sorting throughout paperwork then anyway. Or when the jumpers start to come out, why not sort through your wardrobe and donate any items that someone else could enjoy? Or use the visit from the in-laws as the time to deep clean your bathroom. No-one will be judging the state of your house come the end of spring. Take your time to sort through and clean as you wish. Don’t miss all the best fun of the season to stay home and do something you may not completely enjoy. Remember when you’re in the midst of decluttering, you’re improving the space for yourself to enjoy.

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SHOULD I

Sell? Whether it’s a buyer’s or seller’s market can affect your decision to buy or sell first.

2021 may be remembered for being, amongst other things, a year of rising house prices at a level most had never-before experienced. Record growth has mostly been driven by the record-low interest rates, improved household savings, low listing volumes, post-lockdown lifestyle changes, returning cashed-up expats, government incentives and soaring consumer sentiment. At present, demand is strong with buyers hungry for housing, but it is unreasonable to expect anyone to accurately predict how long this will go on for. While most commentators are optimistic that the property market will remain strong over the next couple of years, a few have suggested that the best period could potentially be over. Property markets are booming around Australia; however, those property markets are very fragmented. Each is unique so there is no one-size-fits-all answer to the question of whether any one location is experiencing a buyer or seller market. All over Australia there will be homeowners facing a dilemma. Should they sell before they have purchased elsewhere? Should they sell after they have secured their new home? Should they sell now or wait for the market to change?

FOMO is rife. ‘Fear of missing out’ is leading to emotional decision-making based on perceptions of the market. Selling a property before buying another to live in is generally considered to be the less risky and safer approach, and it gives you more certainty when it comes to knowing how much you can spend on your new home. It means you will be in a cashed-up buyer position, which means you can act decisively. It can give you the chance to get to know an area before you buy. However, it might then put the seller-come-buyer under pressure to find another property quickly. With rising property prices, there may be a large gap between the selling price of the sold property and the asking price of the next one. And how easy will it be to find temporary accommodation should it be needed after the day of settlement. It’s tough out there in the rental market. How long might it take to settle on the new home? Selling after buying is generally thought of as the riskier strategy. To buy first relies on the homeowner having a much stronger financial position. Funds from the sale are not in the hand. This is especially true in an upgrading scenario.

Selling after buying is generally thought of as the riskier strategy. 50

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If a loan needs to be secured to make the purchase, things may even get trickier. Bridging finance is an option that works for many people, but not all. Other factors include overestimating the value of the home being sold and underestimating how long it will take to sell.

Buying first might work well in a seller’s market. On the positive side, there is time to buy the ‘right’ home because there is no panic buying or time pressure. No short-term renting and only one move. If house prices are still rising, both homes may be increasing in value. The new home is already secured while the market upswing is adding to the value of home yet to be sold. Buying first might work well in a seller’s market while there is a good chance the original home will sell quickly and for a good price, assuming, of course, buying and selling are happening in the same market. However, in a slowing or buyer’s market there may be more pressure on dropping the sale price on the original home because it is taking longer to sell than expected and putting the homeowner under financial stress.

Is it a buyer’s or seller’s market? A seller’s market means that there are more buyers in the market than properties available. A buyer’s market means there are more homes for sale than buyers. Whichever it is can have a huge impact on your decision as to buy or sell first. Selling before buying might be the safest option, but it is not always the right one. For instance, upgrading homeowners might face a widening gap between two properties as the more expensive properties in their chosen market grow faster in value than homes in the mid-range. Downsizing homeowners may see their yet-tobe-sold home increasing more in value than the smaller home or apartment they have purchased. Ultimately, there is no single ‘right’ answer about what the best move is, and every homeowner must consider their scenario within the framework of the market, or markets, they are active in and focus on choosing an experienced agent with local market knowledge.

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smoke alarms play a

Research shows that an absence of working smoke alarms increases the risk of dying in a house fire by an incredible 80 per cent. That is a terrifying statistic. Most fatal fires are caused by electrical faults, smoking materials, heating appliances and open fires. They will often start without notice and will quickly become a danger to health and life if there are no warning systems in place.

It is not enough to just install smoke alarms in houses. To work reliably, they need to be the right type, installed in the right place, and tested regularly. Compliant, functional smoke alarms are critical for the early detection of a fire in a home and could mean the difference between life and death. This is so important that it is worth repeating. It is not enough simply to have alarms installed. They must work! With most fatal fires occurring at night when people are usually asleep, working smoke alarms will give you and your family vital extra minutes to escape from disaster. When correctly positioned and fully functioning, they can limit fire damage and cost through early detection. The truest smoke alarm test involves testing with artificial smoke to ensure the smoke detection mechanism is working. Regular smoke alarm maintenance requires more than simply changing a battery and pressing a button. A smoke alarm might emit a sound when you press the test button, but that does not necessarily tell you if it will work in a fire. A smoke alarm that is working but is outside of its expiry date is not only non-compliant but runs the risk of suddenly not functioning. If you are a landlord, you and your property manager have strict obligations to meet when it comes to fire alarms, their installation, and maintenance.

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critical

role Only working smoke alarms save lives.

Each state has its own set of regulations. Regardless of which state, every landlord’s duty of care extends to the installation and maintenance of compliant and working smoke alarms. Smoke Alarms Australia (SAA) is an Australian-owned and operated company formed in 2005 as a specialist in fire protection for residential properties. The company launched when the installation of smoke alarms became mandatory for all residential properties in NSW, with similar legislation implemented in other states. RE/MAX partners with Smoke Alarms Australia, embracing the company’s expertise in protecting homeowners, landlords, tenants, agents and property managers. RE/MAX Australia Director Chris Chapman says, “For the safety of all concerned, and due to the complexity and structure of the various legislative requirements, we believe that smoke alarms should be placed in the hands of trained compliance specialists, and through partnering with SAA, we give our landlords and tenants a better, safer experience.” SAA was excited to launch a specialty app designed for tenants in June this year, which assists property managers in their duty of care and creates a safer tenant experience. Installing and maintaining smoke alarms is inarguably one of the most important aspects of protecting your home and its occupants from a fire.

Data for properties serviced by Smoke Alarms Australia shows that more than 50 percent of homes are not compliant on the first service. Close to half of all home fires attended by fire services are at properties where a smoke alarm does not work.

Australia is a comparatively young country by global standards. We are fortunate to have ready access to water and sewage; but, even living in modern areas with excellent infrastructure, having access to these amenities is not something to take for granted. As many of us have experienced in the past year, when something is taken away, like our freedom to go where and when we please, we see just how much it has been taken for granted.

PLUMBING M O D E R N - D AY TA K E O N C E N T U R I E S O F

While we enjoy the modern advancements of plumbing and, of course, the luxuries the great minds of the industry have created, the concept of waterways and systems are in no way modern. What is your dream bathroom? Spa bath here…double shower here… self-cleaning vanity here (has anyone invented that yet?). Thankfully, our plumbing systems have come a long way in the past few centuries and (almost) anything is possible. If we look back a few centuries (think 4,000 – 3,000 BC), systems that allowed citizens to carry water inland and dispose of waste were a part of the first concepts developed in ancient cities. Egyptians, for example, understood the need to access water in such a dry and arid country, creating clay pipes and developing systems to carry the water inland. The modern-day sewerage systems now in use across the globe were first developed in Britain and through Europe in the 1700s and 1800s. In Australia, Adelaide was the first city to develop a fully functioning, water-born sewerage system.

That was in 1881, when the average life expectancy of Australian adult was 47.2 years. Fast forward to 2021 and we have easy access to water and rarely give a second thought as to whether our sewerage systems are working effectively. Homes in cities, towns and less populated areas have water and waste systems, albeit the latter tend to run to things like septic, which may require more maintenance attention from the owner. Like most things in the home, there’s no set and forget. Regular plumbing maintenance is just as important as the home’s paint job. Just because you can’t see it, doesn’t mean it’s any less important. If you are in home buying mode, taking note of the condition of the plumbing should be part of the process. So, what should you keep an eye out for come inspection time? There are a few tell-tale signs that your new home’s plumbing might need an expert’s look-over. D-I-Y plumbing jobs are one of them – if it looks poorly done, chances are it is.

BY JENNIFER KENT

Check for signs of mould or moisture and rust on pipes, in particular flexi pipes as these are often the source of leakages. Other common issues homeowners face come from the age of the property - look out for roofing issues in older homes - or certain systems - if your hot water system is over ten years old, be prepared for it to fail soon. The infiltration of tree roots can also wreak havoc on underground pipes, causing blockages and damage. Subsidence can have a particularly detrimental effect on a property’s underground plumbing. Take a look around for cracks and other signs of ground movement. While it may not be causing damage now, it is worth being aware of. The resultant damage from plumbing issues can be varied and expensive, so ensure matters are dealt with promptly by the right professionals. Thankfully, when it comes to plumbing in 2021, problems are often quickly detected and rectified… unlike previous centuries and impacts of deadly water-borne diseases, for instance.

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ON LOCATION

Mackay Queensland

“Living in Mackay is easy with everything close by, and beautiful natural surroundings. It’s affordable living for the lifestyle and the perfect sea change for many people.” – Leanne Druery, RE/MAX Results

Head halfway up the coast of Queensland and you’ll find the central Queensland city of Mackay. Having undergone a revival in recent years the coastal city, once recognised as a major mining and sugarcane centre, has been re-invigorated welcoming a trendy culture of vibrant eateries and nightlife. While still a large producer of sugarcane and a hub for various industry, Mackay welcomes a more community-minded and family friendly environment, with people choosing to base themselves here for the lifestyle. With a dynamic population including singles, families and retirees, locals enjoy a relaxed lifestyle whether it is by the beach, enjoying modern amenities of the city or exploring the many inland destinations, there’s something for everyone in this diverse location.

MARKET SNAPSHOT* *Mackay City – 4.4 square km

Population 3.6K 67% Renters 33% Owner occupiers Median house price $307,000 Upwards trend Median unit price $263,750 Upwards trend 54

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Experience a long weekend in Mackay… Whether you fly in, drive in or catch a coach, you can easily fill a long weekend with plenty to do around the Mackay region. Day 1 Start the day right by the river. Grab a coffee and head over to Artspace Mackay to meander the many interesting artists on show in the gallery. Take a bike ride around the blue water trail linking some of the city’s key attractions. After the 20km ride, afternoon drinks at The Dispensary are a must, followed by dinner at The Church of Palmer. Day 2 Jump in the car and head west to one of Queensland’s most ecologically diverse parks, Eungella National Park, for a walk through the rainforest. Pack a picnic lunch to enjoy at Broken River, or head to The Pinnacle Pub nearby to enjoy one of their famous pies. Day 3 Charter a boat to enjoy the glorious marine life on the Great Barrier Reef. Day 4 Head north to the striking Cape Hillsborough National Park, where the rainforest meets the ocean. Spend the day exploring the hiking trails, take the boat out, throw in a line or simply relax. Make sure you are there for sunrise or sunset to enjoy the beach with the wallabies.

THE

investor BORDERLESS

Property commentator, Michael Yardney*, wrote of the ‘borderless investor’ earlier this year. This is the person who invests in property that is located anywhere in Australia, which may be intra-state or inter-state.

He was quite in favour of the notion, suggesting that investing in a location other than your own may be a wise way to spread risk across multiple markets and take advantage of growth cycles that may be stronger than occurring in your local area. Investing interstate may also serve you well through lowering your land tax bill as each state has its own land tax threshold. Investors may narrow their opportunity by narrowing their geographical focus. Sometimes investors convince themselves they can get better results if they invest in a place they are familiar with. But living in an area for your entire life, or even many years, doesn’t mean you have to restrict yourself to investing there. Yardney made the point back in April that this was especially relevant to investors living outside the largest capitals where capital growth is likely to be higher over the long term – namely Sydney, Melbourne and Brisbane. Though, he did suggest that even if you do live in one of these, it may still be worth looking interstate if rising property prices continued to make it hard for investors to get into the market. When you are investing in property, anywhere at all, there are important factors to consider, with key ones being: your budget, its location and selecting the right property in that location.

Diversification of location may help reduce your risk as a property investor. Any property investment should be part of a long-term strategy because property investment is a process, not a one-off event. Any property investment, no matter where it is located, needs to strategically fit in with long-term goals. Consider being the investor who is prepared to move out of their comfort zone and buy outside their own suburb, city or state. This investor accepts that they may not be able to easily visit the property and see it with their own eyes. This investor is basing their investment decision not on their proximity to the property, but on evidence, facts and research. Remember that Australia is made up of many different real estate markets. Each has its own cycle, and they won’t always be moving in sync. Even within a city, one suburb can be experiencing growth, while a nearby suburb may not.

What research truly involves is investigating the right property, in the right location, at the right price. Interstate investing may open up those opportunities immensely, whereas just looking locally may only turn up underperforming properties to purchase. As an interstate investor, or someone investing in any market other than the one they are familiar with, you may need to be more focussed on your due diligence and do additional research to gain the best understanding about what is happening in the market you are considering. This includes taking in historical prices, rental yields, development plans, employment opportunities, population growth, infrastructure development, and so on. Accept that you may not be able to visit the property yourself, in person. Form relationships with agents who have the on-the-ground perspective, with comprehensive local market knowledge and experience. Now is the time to take advantage of the opportunities that current property markets are offering.

*Michael Yardney wrties regular columns for Yahoo Finance, Smart Company, Your Investment Property Magazine, New Zealand Property Investor Magazine and Your Mortgage. VIEW PROPERTY MAGAZINE

DESTINATION

Plenty to love about

Western Canada

With an area of some 2.9 million square kilometres and a population of more than 12 million, Western Canada consists of the country’s four westernmost provinces: British Columbia, Alberta, Saskatchewan and Manitoba. Alberta, Saskatchewan and Manitoba rely heavily on farming, oil and potash. British Columbia is often referred to as the ‘west coast,’ being mostly on the western side of the Canadian Rockies, while the other three are east of the Rockies and are commonly known as ‘The Prairies’. Western Canada boasts its fair share of amazing destinations. It’s rugged and scenic, with stunning alpine lakes and prairies to the ocean. It is tourist heaven where you can ski in winter and hike in the summer. It’s not all about the outdoors either,

having a vibrant cultural scene, from cosmopolitan Vancouver to the variety of festivals held throughout.

The Provinces British Columbia, or B.C., is the western-most province in Canada, bordering the Pacific Ocean. The capital is Victoria on Vancouver Island while the most populated is Vancouver, which ranks among the top cities in the world to live and work. Overall, houses in B.C. are slightly more expensive than the rest of Canada. Richmond, Surrey or Burnaby are popular for lower housing costs and more space within a short commute of the city. Alberta is bordered by the Canadian Rocky Mountains to the west and vast prairies and badlands to the east.

Its population is concentrated in the major urban centres of Calgary and Edmonton. Saskatchewan residents primarily live in the southern prairie half of the province, while the north is mostly forested and sparsely populated. Around half the total population live in Saskatoon or the capital, Regina. Saskatchewan, known as the birthplace of Medicare, offers a high quality of life, a strong sense of community and employment opportunities. Owning a home is affordable and achievable. Manitoba has safe cities, clean air, a variety of cultures and languages, and is one of the more affordable provinces. Winnipeg, the capital, has the lowest average house price in Canada. The standard of living is high and employment opportunities are good.

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Top 8 tick-off experiences Banff National Park, Canada’s oldest, is set amongst the beauty of the Canadian Rockies, and is a great place for stunning lakes, glaciers, ice fields, elk, deer, moose and bears. Jasper National Park, Canada’s largest, is also the world’s second largest dark sky preserve. Stargazers love it. Or spot wildlife like black or grizzly bears, mountain goats, cougars and wolves. Yoho National Park has rugged scenery, one of the highest waterfalls in Canada and plenty of activities. Riding Mountain National Park combines the best of forest and prairie lands.

Pacific Rim National Park is a thin strip of land on Vancouver Island, with rugged coastlines and big waves, and great hiking on the West Coast Trail. Vancouver is a cosmopolitan city, an important seaport and boasts the shrine to Jimi Hendrix, who lived here. Tourists love the 70-metre high Capilano Suspension Bridge. Calgary is a pretty city in southern Alberta most famous for its annual Calgary Stampede, which began more than a hundred years ago. Churchill, a small town of less than a thousand is where the polar bears move inland during October and early November. Whistler is a year-round resort town 125 km north of Vancouver. Haida Gwaii is an archipelago of scenic islands off the northern coast of British Columbia and a sports fishermen’s paradise.

Buying real estate According to the 2021 RE/MAX Housing Market Outlook Report, 52 per cent of Canadians think real estate will remain one of the best investment options in 2021. Low housing stock, low interest rates and high demand drive sellers’ markets in Vancouver and Greater Vancouver. Calgary and Edmonton, on the other hand, are more balanced. The Saskatchewan real estate market remains strong. For interest, MLS® Home Price Index, June* 2021, for a family home: Saskatoon $330,300; Regina $266,000; Melfort $204,400; Moose Jaw $226,900; Meadow Lake $277,300; Prince Albert $188,100; Swift Current $260,300.* $300,000CAD = $321,087AUD

Want to know more?

www.blog.remax.ca Discover aspects of the Canadian market as well as local RE/MAX offices and agents.

FOREIGN OWNERSHIP OF PROPERTY Regulations on property purchase vary throughout Canada, so it is important to find out about them when you are researching an area. British Columbia, for instance, has a foreign buyer’s tax for certain jurisdictions and most provinces restrict the sale of farmland, however, it is still relatively open. PLEASE CHECK THIS INFORMATION WITH THE RELEVANT AUTHORITY.

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ON LOCATION

Morley

Western Australia “Morley has a fantastic neighbourhood, people are very friendly and you literally have everything you need nearby. Morley is a very good place for family living and growth, and you don’t need to spend a lot to own a beautiful house in a great location.” – Cheng Lui, RE/MAX GBT REALTY

The suburb of Morley, in Perth’s Bayswater district, offers comfortable living. Location-wise it’s hard to beat, just 10km from the capital’s CBD. But Morley boasts everything you need – shopping, local restaurants, public transport and schools in walking distance.

Experience Morley for a day

Large homes and affordable pricing, coupled with a familyfriendly atmosphere make Morley an attractive location. It is a complete family package with a great variety of schools in the catchment, plenty of nearby playgrounds for safe play and plenty of room to grow. It’s also a popular location for retirees wanting to enjoy a relaxed lifestyle with plenty of amenities close by. Morley also has about 40 reserves within a 10sq km radius, which is more than most cities in the world.

Round out the day by heading over to Coventry Village and explore the many delicious Asian food stalls and shops and enjoy the wonderful cultural experience.

MARKET SNAPSHOT Population 21.5K 28% Renters 72% Owner occupiers Median house price $466,000 Upwards trend Median unit price $325,000 Upwards trend 58

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If shopping is one of your favourite past-times, there’s no going past the chance to check out one of Perth’s biggest shopping centres, the local Galleria Shopping Centre. Grab a delicious coffee at one of the local cafes and take your time browsing the many retailers. Once your feet need a rest, why not sit back and relax at the local cinema… don’t forget the popcorn and choc-top!

Things once considered luxuries are now becoming regarded as necessities as the home has become more the centre of our universe following our experiences through the pandemic. We are now more likely to want features that make living and working from home exciting and comfortable.

luxury ONCE A

Our home has expanded to become our office, our gym… a destination… a staycation. We want our outdoor spaces. Outdoor living spaces have been upgraded, state-of-the-art outdoor kitchens installed, and we do what is needed to provide the ultimate indoor-outdoor experience. The desire for more child-friendly amenities has hugely increased since we experienced working from home and home-schooling as part of everyday life. Large playrooms, sand pits, jungle gyms, swimming pools and half courts that can be used for ball games, skates and scooters are now important.

Almost every home buyer wants a work-from-home space, preferably spacious, quiet offices that give a great Zoom background. We want space for the hobbies and sporting activities we have taken up. Perhaps that may extend to simulated putting greens, batting cages and basketball courts. The home gym has become a non-negotiable for many. Bring on the state-of-the-art home fitness space, with Pilates equipment and weight rooms, so we don’t have to worry about centres and gyms with restricted hours and capacity. Home buyers are now impressed by kitchens with extra-large pantries or adjoining storage rooms should they need to stock up.

Sanitizing amenities and air filtration systems have become increasingly popular. HOW MANY OF THESE ‘LUXURIES’ HAVE FOUND THEIR WAY INTO ‘ORDINARY’ HOMES ALREADY? • Outdoor bathtub • Outdoor kitchen or living room with fireplace/firepit • Swimming pool cinema • Multiple shower heads • Serious games room complete with bar, snooker table and multiple ‘pinball’ machines • Beers on tap • Secret room • Innovative technology – even a bit quirky Luxury, by definition, is considered a state of great comfort or elegance, especially if it comes at great expense. And when you focus on the ‘state of great comfort’, you will see that ‘luxury’ is not restricted to high-end property as people create the home space that works best for them.

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HOW DO I KNOW IT IS

Some signs you are ready to take the step into homeownership

time?

Deposit Saving for a deposit can take a very long time and put a lot of pleasant things out of your reach while you are trying to save. But if you have been able to do this, with or without the help of incentives such as the First Home Loan Deposit Scheme or the federal government’s scheme that allows first-home buyers with a low deposit allows to purchase a home or save money for their deposit through their superannuation, you have certainly proved yourself ready.

Employment When you have a secure job, it is generally much easier to save for that deposit. Try budgeting before you buy. Review your bank statements and bills for at least three months and determine how much you are spending PLUS how much you will spend on mortgage repayments. Having a wellpaid stable job means you should be able to cover all the costs associated with owning a home and your daily living expenses as well. If you believe you can do this, there is a very good chance to are ready.

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Affordability Here’s an early question: How much of my weekly/monthly income can I realistically put towards paying off my mortgage? Experts suggest if you are spending more than 30 per cent of your pre-tax monthly income on mortgage payments, you might be putting yourself at risk. Mortgage stress looks and feels different to different people. Mild stress can come in the form of worrying about meeting future repayments. Extreme stress might mean using credit cards to meet mortgage repayments or skipping repayments altogether. If you are comfortable with what you determine is affordable, you may be ready to enter the property market.

Knowledge Before you launch into buying, you must be as informed as possible about the market and the myriad of legal and administrative matters that buying a home entails and do everything you can to put you in the best decision-making position.

Fees and charges Along with the deposit on your home are quite a few other expenses related to buying a property. Some are one-off payments, including the deposit, stamp duty and legal charges. Others are ongoing expenses, like those mortgage repayments, council rates, body

corporate fees and maintenance costs. If you have got your head around all these, you may be prepared for that purchase.

Finance How’s your credit-rating? This score tells lenders about your credit health, shows them how well you manage your finances, and represents your reliability as a borrower. Informed and ready buyers tend to have preapproved finance, which determines early in the buying process just how much you can borrow. With preapproved finance in place, you are clearly ready to make your move on the right property.

Commitment When it is all said and done, there is no point jumping into the property market if you are not committed to homeownership. It is a responsibility that is one of the most significant financial decisions you will ever make, and a significant step to financial security. For generations, young firsttime buyers have had parents, grandparents and others tell them: ‘Hang on to the first property you buy’, often speaking with the benefit of hindsight. The view is that no property will have as much capital gain over your lifetime as that very first, very modest house you bought.

YOUR SOUL

BUY A HOME FOR

longer need to be tied to a place for work that is outside our home.

Did you see the movie Nomadland?

We have invited our co-workers, business associates and even strangers into our home through virtual technology. These people have seen shots of our laundry, dishes, dirty windows, children, pets, and even the occasional sparsely clothed spouse. We’ve worked with the background sounds of birds, leaf blowers, delivery trucks, nannies and other inhabitants.

In a snapshot, it is about a woman who embarks on a journey through the American West after losing everything during the recession. Giving a little more away, it stars Frances McDormand (also a producer on the film) as Fern, a van-dwelling modern-day nomad who leaves her hometown after her husband dies and the sole source of employment closes down, to travel and work her way around the United States. Several real-life nomads appear as Fern’s mentors and comrades along the way, including Linda May, Swankie and Bob Wells. The film has won numerous awards this year including Best Picture, Best Director and Best Actress at the Academy Awards, Best Motion Picture-Drama and Best Director at the Golden Globe Awards, and Best Film at the British Academy Film Awards. As Fern experiences life outside of traditional society, she bumps into a younger friend’s teenage daughter who says to her, “My mom says that you’re homeless. Is that true?” Fern’s reply: “I’m not homeless. I’m just houseless. Not the same thing, right?” That is a question to reflect on. Both home and house refer to a place of

dwelling but differ in psychological and emotional meanings. ‘House’ means a particular type of building. It is a physical entity.

A home is an abode that provides peace, comfort, happiness, security, and confidence. Sanctuary. One might say that a house is a home only because of the people living inside it. We call people who do not have a place of their own to live ‘homeless’ but the point Fern was making was that she does have a ‘place’ that she belongs to, somewhere that her mind and heart feel at home. When we purchase a house through a real estate transaction, referring here to a dwelling we plan to live in, most of us take more into account than physical attributes, whether we realise it or not. We are buying into a lifestyle, a place that accommodates our hobbies and the recreational activities we enjoy, a neighbourhood that appeals to our social nature, and somewhere that will deliver us peace. In a sense, finding somewhere to live, to simply reside in, is easier than finding a home for the soul. This year, many of us have discovered we no

People are moving to new locations with the freedom from fixed-work locations, sometimes to far-off locations, often to new areas where they could afford bigger houses in rural locations or less congested communities. This makes it an important time to be thinking about where the soul wants to be. The idea of home is a concept that cannot be captured with one word or a single location. The goal should be to find peace, comfort, happiness, security and confidence when you relocate, in order to experience sanctuary. If you don’t, your soul may remain elsewhere, in a place, house or location that is deeply embedded in your bones.

“I’m not homeless, I’m just houseless. Not the same thing, right?”

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STILL ROOM FOR

INVESTORS with RE/MAX Australia Managing Director, JOEL DAVOREN

Never make a threat unless you are prepared to carry it out. Good advice. Translating for investors: Never invest in property unless you are willing and able to follow through with your investment strategy. Let me explain.

But first, what is your strategy. Buy and rent the property out? Buy a property then sell if for a profit? It’s not so simple, as there are numerous approaches to investing and you need to work out which type of investment strategy best fits your objectives. Housing markets around Australia have continued to surge and property investors are loving the rapidly appreciating prices in an environment of record interest rate lows. Remember, not all property markets are the same, and they do not all rise at the same rate. The Herron Todd White property clock shows us that almost every capital city was in the rising market phase of its cycle mid-year. More so, the bulk of the regional centres around Australia were also in their rising market. What I’m seeing is a marginal easing of market frenzy (FOMO). The volume of buyer activity is levelling. REA figures for April supported this, showing buyer enquiry down. But while this may be the case, segments of the market are red hot. Also, some banks have begun to decrease interest rates for investors. So, what should all this mean to investors and what other factors should they be aware of? The ‘buy and sell for a profit’ investor should be aware of outside influences like getting hold of tradespeople and building materials.

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These and rising costs are a real factor if you bought with an expectation to renovate and flip. You might find you cannot do it in the time frame you planned, which may make your strategy unfeasible. Price rises won’t disappear, but will the buyers be competing to the same extent when your property is on the market? If you are buying to renovate then rent out, you could still be caught out on the cost and the length of time your ‘income earner’ is out of service. Investors who can secure affordable property on decent size block in renter-attracting locations will be on a safe thing. A block with a low maintenance house in a good area is a key market, and this might mean looking 15 to 20km from the CBD. If yours is a knock-over-and-build strategy, investigate the time frames. Because of the building hold-ups and other issues, project timelines are being pushed out dramatically. Units and townhouses might be worth an investor’s research. There hasn’t been a massive rush on this sector yet but look at what happened post GFC. It is feasible that some markets, in Southeast Queensland for instance, might run the same course. The sweet spot here might be existing stock, possibly that has been sitting on the market for a while. Often olderstyle apartments are larger and can potentially offer better yields.

There is always debate around houses or units as a better investment. The land aspect favours houses, and they tend to deliver better capital growth long-term. Although you have to factor in ongoing fees with units, the buy-in cost is generally less. I say ‘generally’ though because be it house or unit, location will dictate the entry price. When everyone is fighting over land, it could make it a very good time to look at other options.

A case of ‘zig’ while everyone else is ‘zagging’! Rising prices are almost a worldwide phenomenon. Impacting markets are low interest rates, employment, rebounding industries, especially tourism and hospitality, the roll out of the vaccine and the eventual openingup of overseas immigration. All these are generally on track in Australia and the outlook for the economic market, including property, is encouraging. Regardless of the strategy undertaken, every investor must look to the fundamentals of affordability, yield, return and resale. Investors should not be fearful. The market, while rising, offers opportunity. If the economy continues to recover, that should give investors the confidence to make their move. In saying that, plan your investment strategy, then remain determined, intentional and on course. This article first appeared in Australian Property Investor magazine, 1st July 2021.

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Get Informed. Get Ahead.

View magazine - Spring 2021

Articles inside

Buy a home for your soul

How do I know it is time?

Once a luxury

Destination - global: Western Canada

On location: Mackay, QLD

The borderless investor

Modern-day take on centuries of plumbing

Things to leave for the buyer

Ask an agent

Smoke alarms play a critical role

Country road, take me home

Get ahead – on trend

Inner city or outer suburbs?

It’s city life for me

Hanging out in the treetops

The humble shed

Message to the buyer today

Get informed

On location: Toukley, VIC