The Real Estate Book - Greater Athens Ga - 41.13

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Athens, Ga & Surrounding Counties

HOME & LIFESTYLE GUIDE Volume 41, Issue 13

Exquisite,

CUSTOM BUILT EUROPEAN STYLE ESTATE ON 19.2 ACRES

Bonnie Hannah (706) 540-1263

Linda Maples (404) 405-3729

RealEstateBook.com

Coldwell Banker Upchurch Realty (706) 543-4000

To Advertise Contact Susan Alvarado - 770-364-7491


The Certified Residential Specialist (CRS) is the highest Designation awarded to sales associates in the residential sales field.

Lynn Harder

Nancy Denney

lynn.harder@coldwellbanker.com Coldwell Banker Upchurch Realty

Carriage House Realty, Inc

(706) 540-0626 lynora.sapp@gmail.com The Leaders Real Estate Group, Inc.

Bob Booth

Brenda Thompson

Susan Mosley

(706) 224-4525

(706) 540-9632 leadersbob@gmail.com The Leaders Real Estate Group, Inc.

ncdenney@bellsouth.net

(706) 540-3613

brthompson01@gmail.com

Carriage House Realty, Inc.

Carol Bitner (706) 202-9358

carolbitner47@gmail.com

Keller Williams Greater Athens

The Council of Residential Specialists is an affiliate of the NATIONAL ASSOCIATION OF REALTORSÂŽ

Lynora Sapp

(706) 540-4381

(706) 215-4847 susan@susanmosley.com Re/Max Top Performers

Carlton Purvis

(706) 540-0955 purviscarlton@gmail.com Coldwell Banker Upchurch Realty

CRS is the symbol of excellence in residential real estate. Our members have proven they have the experience, training and commitment to be among the best in their profession. Since 1977 the Council of Residential Specialists has been conferring the CRS Designation to agents to meet its stringent requirements.


Call Us To Get Your Home SOLD SOLD!! 575 N. Harris St Athens, GA 30601

Mable Mitchell

REALTOR®

706-338-6930

mableleake@gmail.com MableMitchell.com GRI, e-Pro, ABR

Yasmine Payne REALTOR®

706-540-6845 yaspay60@gmail.com Circle of Acheivement Certified in Short Sells & Foreclosures

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SOLD

OPEN LARGE LIVING ROOM, spacious dining room, nice space in the kitchen, large den with extra sitting room and and a very spacious laundry with a wall of windows. One spacious bedroom off of the living room the second bedroom is down the hall with the bathroom centrally located between the bedrooms. Possibly room for another bedroom. $179,000 Call Mable 706-338-6930 Text RBFZSQG to 52187 NEW PRICE!

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SOLD

OCONEE COUNTY AND MOVE IN READY! 5BD/5.5BA, 4 side brick, finished basement with 1 bedroom, master on the main, bonus room, large deck, a great back yard and patio great for entertaining! Call before it is gone! $595,900 Text RBDZRHP to 52187 CALL YASMINE 706-540-6845

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A VERY UNIQUE HOME IN NEED OF A GREAT DEAL OF ATTENTION. The property is located in a very desirable west side neighborhood. This is a one of a kind home with great potential for becoming a charming cottage. This property is located on a very large city lot. Property sold as is. $130,000. Text RBDQHCB to 52187. Call Mable 706-338-6930

ADORABLE SPACIOUS HOME ON A VERY LARGE CITY LOT. This home features 3BD/2BA, central heat and air, a beautiful fenced backyard and 4 fireplaces! the home does have. The property is SOLD AS IS. $299,900 Text RBFWTQX to 52187. Call Mable 706-338-6930

GREAT LEVEL LOT LOCATED IN CLARKE COUNTY. $15,000 CALL MABLE 706-338-6930 TEXT RBCRZRR TO 52187

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SOLD

INVESTMENT PROPERTY ON HANCOCK AVENUE. $140,000. Text RBDWDCG to 52187 CALL MABLE 706-338-6930

SWIM / TENNIS COMMUNITY! 3BD/2.5BA, open floor plan with hardwood and new carpet, gourmet kitchen with stainless appliances, large master with a sit in area and a great backyard! $245,000 Text RBDZYWV to 52187 CALL YASMINE 706-540-6845 1 LOT LEFT!

LOTS AVAILABLE IN MADISON COUNTY TO BUILD OUT FOR. Think of sitting on your porch in the evening with a cool drink just chilling. This is the place for you. Call Yasmine 706-540-6845 Text R880732 to 52187

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SOLD

IN TRADITIONS OF BRASELTON $613,000 CALL YASMINE!


ON THE COVER

Exquisite, Custom Built European Style Estate On 19.2 Acres An exquisite, custom built European Style Estate located on 19.2 luxurious acres, including a 3.5 acre lake. The grounds are breathtaking and landscaped to perfection, with iron gate entrances, marble statuaries, a waterfront gazebo, salt water swimming pool with outside marble bar/entertainment area , regulation tennis court, pergola, and guest house. Excellent for entertaining this estate has amenities galore. Every room in this custom home has been designed to enjoy the view of the grounds or the lake. The main floor has a large living room with massive windows, spacious seating area, spiral stair-case to downstairs, built-ins, and marble fireplace. From the living room, step into the custom, chef-inspired gourmet kitchen with cherry wood cabinets, granite counters, dining area with patio/balcony, hearth room with stone fireplace, top of the line appliances, wet-bar and walk in pantry. Flanking the main entrance hall is a warm library with hardwood flooring, cherry wood beams and bookshelves and to the

other side a formal dining room. The stunning owners suite a marble fireplace, a private balcony overlooking the lake, en-suite bath with double vanities and separate closets. This wing of the home also has a powder room, large laundry room and guest room. The custom designed spiral staircase leads you from the living room to the downstairs to a lavish entertainment area and a completely separate living area/ guest quarters. Enjoy a magnificent Bar made of beautiful cherry wood cabinetry, a marble fireplace, and spacious seating area. The custom alcove leads to the billiards/game room, additional/second gourmet kitchen, family room, two additional bedrooms and baths, sauna, a potential exercise room, and the most spectacular “in-house theatre” with soundproof walls and state of the art “Hollywood grade” equipment. This remarkable and unique estate is located approx 60-90 miles from Atlanta, Greenville, and the North GA mountains. $1,999,999

FOR MORE INFORMATION TEXT RBFSPFH TO 52187

Bonnie Hannah (706) 540-1263

Linda Maples (404) 405-3729


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Now is the time to sell your home! Inventory is low, interest rates are low & buyers are looking to move Call me for a market analysis and let’s get your home sold for the highest value while the market supports it!

Denise Beck

ASSOCIATE BROKER, REALTOR©, GRI, CIRCLE OF DISTINCTION

706-614-1625

706-543-4000

denisebeckproperties@gmail.com

! D L O S Exquisite Luxury Home in the Village of the Georgia Club

! D L O S

! D L O S

Watkinsville Two Homes on 81.38 Acres $1,095,000

Lake Oconee Home On Deep water

CALL ME TODAY TO SELL YOUR HOME!!!

Protecting YOUR Peace of Mind Chuck Searcy,

Owner 706.202.1155 classicinspect@bellsouth.net www.chisga.com

THE RETREAT AT CHESTNUT MOUNTAIN A LUXURY CUSTOM HOME COMMUNITY • Beautiful wooded home sites to build your dream home • Great location in Flowery Branch off Hwy 53 between Braselton and Gainesville • Easy access to I-985 and I-85

• Convenient to award-winning NE Georgia Medical Center in Braselton • Architectural Design Guidelines and Covenants • Gated

For more information contact:

Diane Edwards-404-421-2567 (C) Funari Realty- 770-967-9889 (O) www.FunariRealty.com


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ATHENS CLASSIC P R O P E R T I E S

1690 SOUTH LUMPKIN ATHENS, GA 30606

Matt Presnell 706.207.0447

Donna Phillips 706.224.3436

706.543.3800

athensclassicproperties.com

Sarah Butler 706.248.6624

B. Presnell 706.540.0757

SOLD! THIS LOVELY AND SOPHISTICATED PROPERTY has been thoughtfully renovated offering over 6100 sq. ft. of comfortable yet elegant living space with five bedrooms, five full bathrooms and two half bathrooms. $1,575,000

CALL FIVE POINTS HOME! 4BD/2BA, beautifully painted with updated colors, owner's suite on main, unfinished basement and large landscaped backyard with multiple spaces for entertaining and play. Roof is 3 years old and HVAC is 1 year old. $594,900. CALL MATT

A LITTLE SLICE OF PARADISE IN HIGHLY DESIRABLE CRYSTAL HILLS! This custom-built 4BR, 4.5BA home sits on 3 acres with a multi-level floor plan for optimal flow. Master suite on main has a sitting area with French doors to a charming deck. New roof! $689,000. CALL SARAH

SOLD! SOUTHERN CLASSIC ESTATE IN THE COVETED TANGLEBROOK NEIGHBORHOOD ON 1.96 ACRE WOODED LOT. Custom designed, 4BD/4.5BA, fine appointments and an array of lavish upgrades. Owner's suite on main. Terrace level suite for in-laws or teens. $849,900. CALL DONNA

3.82 ACRE RESIDENTIAL LOT is beautifully situated on Tallassee Oaks Trail. $190,000

SITUATED ON OVER AN ACRE THIS PROPERTY is an ideal location for those looking for an Oconee County address, highly rated schools, with convenience to Athens. $575,000

MORE THAN A BOOK.

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CINDY KARP (706) 461-7253 Cindy@CindyKarp.com Broker, GRI, ABR, WCR Life Member of the Million Dollar Club Circle of Distinction Women's Council of REALTORS Athens Network 2017 Member of the Year

Office: (706) 549-3200 www.CindyKarp.com Get Details Instantly! Text Property Code to 52187

Arlene Williams Kimberly Matthews Janis Hanna (706) 431-8600 (706) 340-0700 (440) 342-0118 Arlene@CindyKarp.com Kimberly@CindyKarp.com Janis@CindyKarp.com

PHENOMENAL LAYOUT WITH CUSTOM DETAIL THROUGHOUT IN HODGSON'S PLACE. The home is very gracious and welcoming as you enter into the foyer from the double doors. The dining room, living room and great room are richly appointed with details, plantation shutters, and a gas fireplace. The newly remodeled kitchen has new Frigidaire appliances, a full freezer and refrigerator and soft close drawers with sliding drawers. A sunroom looks out over the 3.36 acres of gorgeous professional landscaping and parterre. A large walk-in pantry and another second pantry will be the envy of any cook. Newly installed lighted glass cabinets, a coffee bar are exceptional features. The main level includes a master suite/ bath and an additional three bedrooms, two full bath and a half bath. Off the master is a private patio with new hot tub and remodeled bathroom and brand new tub. Upstairs is a huge bonus room perfect for home schooling, an oversized bedroom with a full bath as well and the largest walk in attic for maximized storage. The basement has an additional entertaining area with yet another full bathroom . New driveway, new roof and so many upgrades this home won't last long. One year home warranty included. $549,900 Text RBFXNSB to 52187


Se ll ing ?

5 TOP MARKETING TIPS FROM TOP AGENTS 1. GOOD PHOT OGRAP HY In most instances, buyers see photos of your home before they see your home in person. Take well-lit, HD photos to spark the most interest in your home.

2. DON’T RELY SOLELY ON THE WEB TO SELL YOUR HOME Lots of people shop on the web for homes, and there are lots of homes on the web. Stats say that 65 million shop for homes in the U.S. every month. However, only 5 million homes are sold in the U.S. every year. It’s a very crowded space, and your home should be on as many sites as possible. Make sure your agent also takes advantage of targeted print when advertising your home. More on this later...

3. MAKE SURE YOUR AGENT INCLUDES MOBILE TECHNOLOGY IN YOUR MARKETING PLAN

4. MARKET YOUR HOME OFFLINE—LOCALLY Good agents know where potential buyers of your home live, work, shop and play. They use local real estate publications, targeted direct mail, brochures, and other tools to ensure your home gets in front of local home buyers.

5. KEEP YOUR HOME LOOKING GOOD Part of the marketing plan for your home is in your court. This includes how potential buyers perceive it when they walk through the door. Living in a home and keeping it ready to show is a challenge, but it will pay off when buyers find your home more attractive than others they may be considering.

Today, we rely on our phones to look up everything, including real estate. Your home should have a marketing plan that includes mobile tools as a significant element. For example, your home should have a yard sign with a text code on it so that potential buyers driving by can look it up on their phone right away.

Put simply, don’t wait around for homebuyers to find you. Get out there and find them through advertising—both online and offline.

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Contact One of Our Featured REALTORSÂŽ for All of Your Real Estate Needs

Denise Beck

Marie Armour

Coldwell Banker Upchurch Realty

706-614-1625

Shavon Echols

Greater Athens Properties

Greater Athens Properties

mariearmour@ymail.com

shavonsells@gmail.com

carolecapesells@gmail.com

706-340-2450

denise.beck@coldwellbanker.com

Carole Cape

ERA Sunrise

Mable Mitchell

706-247-1506

Regina Clonts

706-206-2033

Brooke Wade

Greater Athens Properties

Keller Williams Greater Athens

Keller Williams Greater Athens

mable.mitchell@bhhsgeorgia.com

regina@reginaclonts.com

brookewade14@gmail.com

706-338-6930

Yasmine Payne

706-714-8929

Linda Porterfield

706-224-2261

Deandra Bailey

Greater Athens Properties

Keller Williams Greater Athens

Southern Classic Realtors

yasmine.payne@bhhsgeorgia.com

lcporterfield@kw.com

deandra.bailey@gmail.com

706-540-6845

Nancy Denney

Carriage House Realty

706-540-4381

ncdenney@bellsouth.net

706-714-2800

Carole Queen

404-569-8847

Keller Williams Realty Atlanta Partners Queen's Choice Group

678-858-3745

carolesqueen@gmail.com

Chalise Sarazen RE/MAX TRU

404-307-8728

chalisesarazen@gmail.com

Kim Laak

Coldwell Banker Upchurch Realty

706-255-6278

kimlaak@hotmail.com


HOW TO KEEP YO U R P R O P E R T Y S A F E OV E R T H E

The holiday season is all about spending time with loved ones, and for many, this means traveling. There are certain precautions you should take whenever you leave your home for more than a few days, but the holidays specifically tend to lead to an increase in home break-ins and stolen packages. And beyond theft – empty homes are more vulnerable to household calamities like frozen pipes and leaking sinks. But with the proper preparation, you will be able to enjoy your holiday travels with better piece of mind, leaving you to only fret about the presents you’ve yet to wrap. Protect your property with some of these simple steps:


INSTALL SOME HOME SECURITY There are many things on the market – such as video doorbells and video cameras – that can help you keep a watchful eye on your home. But nothing compares to the full protection of a home security system, which will help to keep you and your family safe. It’s the perfect holiday gift to your family as well – so reach out to your trusted home security firm today for an estimate.

HAVE A LOOKOUT Ask around to see if a neighbor or friend is staying in town for the holidays and find someone who would be willing to keep tabs on things for you. If they’re willing, have them do things like bring in your mail or park a car in your driveway to make it look like someone is home. If nothing else, have your neighbor or friend simply drive by your property each day to make sure nothing looks out of the ordinary and that there’s nothing that needs immediate attention. If you don’t have anyone available, you can even enlist the help of a home watch service, which can provide these services, along with others such as inspecting the house for damage. Just make sure whoever is looking out for you has a copy of your contact info and itinerary.

TIME YOUR LIGHTS Leaving a few lights on while you’re away to make it look like someone is home is usually a good idea, but if you leave the lights on throughout your entire vacation, your electric bill will be an unwelcome surprise, and potential thieves would notice the constant light. Instead, purchase an automatic timer that’ll turn the lights in your home on and off according to a programmed schedule.

PROTECT YOUR PIPES If you live in a cold climate, you need to prevent your pipes from freezing while you’re away. Make sure your pipes are properly insulated and leave the heat on low to prevent pipes from freezing. If you’ve recruited a friend or neighbor to keep an eye on things, have them turn on the faucet every couple of days.

Reach out to your local home security firm and see what kind of options they have to protect your home. The holidays are a time to celebrate and relax with loved ones, so don’t spend the season worrying about your home. By taking some simple precautions you can spend your holiday season focusing on what really matters.


Contact Any Women’s Council of REALTORS® Member for Your Real Estate Needs

2020 Athens Network Governing Board

Bob Allen

Melinda Cook

President Coldwell Banker Upchurch Realty

706.410.4136

Marie Armour

Annie Kennedy

Hablo Español President Elect Coldwell Banker Upchurch Realty

706.248.8702

Denise Beck

Greater Athens Properties

ERA Sunrise Realty

Coldwell Banker Upchurch Realty

706.215.6848

706.340.2450

706.614.1625

Cheri Cherry

Angela Clark

Give Back Real Estate

Coldwell Banker Upchurch Realty

706.621.0018

706.255.3943

Heather Fletcher

Keller Williams Greater Athens Realty

706.296.6365

Jim Hodges

Secretary Coldwell Banker Upchurch Realty

843.991.2044

Laura Beth Caudell

2019 President Athens Network Coldwell Banker Upchurch Realty

678.873.0409

Cindy Karp

Cindy Karp Realty

706.461.7253

Connect with

t


Members are recognized for their professionalism and success in real estate and exemplify the highest standard on industry professionalism

Shannon Pickett Treasurer Guaranteed RateÂŽ

706.202.3045

Laura Leiden Keller Williams Greater Athens

706.540.4181

Carole Queen

Keller Williams Realty Atlanta Partners Queen’s Choice Group

678.858.3745

Mackenzie Luke

Jacki Macker

Membership Director (Realtor Members) Coldwell Banker Upchurch Realty

Programs Director (Realtor Members) Chastain, Jenkins, and Leathers

678.296.5053

706.372.1996

Mable Mitchell

Greater Athens Property

706.338.6930

Chuck Searcy

Classic Home Inspection Services

706.202.1155

Kay Norris

2018 President Athens Network Greater Athens Properties

706.224.3729

Brenda Thompson

Yasmine Payne

Greater Athens Property

706.540.6845

Brooke Wade

Carriage House Realty, INC

Keller Williams Greater Athens

706.540.3613

706.224.2261

the Athens Network!


Home buying can be both exciting and stressful. After all, there are so many factors that impact your decision, from the liveliness of a neighborhood to the quality of a local school district. But, an area’s affordability usually ranks among a home buyer’s most pressing concerns. When estimating the total cost of living of a home in a given area, there’s more to consider than the mortgage. Don’t forget about property taxes, that annual fee you’ll be paying as long as you own the property. Even if the price may seem manageable on paper, sizable property taxes could cut into your disposable income more than you might initially expect.

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HOW PROPERTY TAXES WORK

While the specific property taxes you face might differ significantly by local market, there are some general similarities that anyone looking to buy a home should understand. That way, you might be able to find an effective way to minimize your property tax burden.

HOW PROPERTY TAX IS CALCULATED

Property tax is calculated as a percentage of the appraised monetary value of a piece of property. It is collected by state and local governments in the United States and most property tax receipts go towards funding public services such as education, law enforcement, and local infrastructure. The property tax rate (sometimes referred to as the “millage rate”) is determined by local governments. A municipality will hire a tax assessor to estimate the current market value of a property. Property tax is then applied only on the assessed value, not on the purchase price. Property tax is usually applied only on real property, although personal property can sometimes be subject to property tax as well. Real property is defined as land and buildings, while personal property includes items like cars and boats that might occupy the real property. Imagine that you live in an area with a 2% property tax rate on real property. Following a real estate appraisal of $100,000, you will then face $2,000 in annual property taxes, calculated by multiplying the 2% property tax rate on the $100,000 assessed property value. Now imagine there is a property tax increase from 2% to 2.5% in your municipality. Assuming no change in the appraisal value of your property, your property taxes will now jump to $2,500. If the appraisal on your property simultaneously comes in higher at $110,000, you would now face a property tax burden of $2,750.

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It’s important to pay attention to the expected future value of a property you might be looking to purchase as well as the property tax rates of that area. And, if current urban housing trends are any indication, expect those taxes to only increase when purchasing property in one of the cities with the fastest rising real estate prices in the U.S. This means that while the estimated current market value of the property may increase, you will have to shoulder a heavier property tax burden in the meantime.

PROPERTY TAX FORECASTING TRENDS FOR 2019

The Tax Foundation recently released their 2019 State Business Tax Climate Index and has provided separate property tax analysis, which is an intuitive way to see how your state compares to others over the last few years. Heading into 2019, states like Arkansas, North Dakota, Oklahoma and Wyoming have fallen in the property tax rankings, while Alaska and Delaware gained a whopping fifteen and eleven places respectively from 2018. With that said, North Dakota still ranks 6th amongst all 50 states, so it’s important to consider the absolute rank of each state in addition to its yearover-year change. For those looking for detailed property tax information across the entire U.S., the Lincoln Institute has published an expansive study comparing property taxes across all states in 2017. So, when estimating the cost of purchasing a new home, don’t forget to factor in property taxes as an unavoidable recurring expense. To do so, you must understand how property taxes work and what to look for when evaluating the affordability of a neighborhood. No matter what the price tag of your new home, understanding property taxes, and how they might fluctuate year over year, is the surest way to keeping your finances firmly under control.

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(706) 543-4000

OCONEE CO. FARMHOUSE REDUCED

NEW CONSTRUCTION IN OCONEE! The Ivy Creek plan by Donald Gardner on an acre lot in Porter Creek Subdivision. Open floor plan, master on main with 3 additional bedrooms upstairs. CALL/TEXT Jennifer Westmoreland: 706.389.9953 Text RBGBJBP to 52187

BUSINESS OPPORTUNITY AWAITS

PRIME EXPOSURE ON GAINES SCHOOL ROAD and ready for your business! Zoned CO. Paved Parking in back. All Brick. Marlena Bhatia 706-338-2733 Text RBGBJBR to 52187

MAGNIFICENT ESTATE IN OCONEE!!

THIS STUNNING HOME IS ONE OF THE ORIGINAL ESTATE HOMES IN MEADOW SPRINGS, offering exquisite upgraded finishes throughout 5br/5ba+ over 2000+sqft bsmt. More Info: https://vimeopro.com/southeastdrone/kim-shupe/video/468541631. The Shupe Team 706-207-0823 Text RBGBJBV to 52187

MEDITERRANEAN ESTATE

EXQUISITE ESTATE, 5BR, 4.5BA, 2 kitchens, library, dining rm, Master on Main; game rm, bar, theatre, pool, tennis court, lake; fenced;gated; minime house. Call or text Bonnie 706-540-1263, or Linda (404) 405-3729 Text RBFSPFH to 52187

FIVE POINTS NEW CONSTRUCTION!

METICULOUSLY CRAFTED 5BR/3.5BA HOME boastscustom upgrades & outdoor entertaining spaces. Only a short sewalk stroll from the hub of Five Points & award-winning Barrow Elementary. Angela 706-2553943 OR Jane 706-296-0994 Text RBGBJCG to 52187

MADISON CO. FARMHOUSE ON 2 AC.

FARMHOUSE STYLE OUTSIDE OF ATHENS IN MADISON CO. on 2 ac. Open plan, hardwood floors, shiplap walls, barn doors,custom kitchen cabinetry, fireplace, built-ins & screened porch. CALL/TEXT Jennifer Westmoreland 706.389.9953

WHITHALL MILL LOFTS

THIS LOFT IS A MIXTURE OF HISTORY AND NATURE. Master with private bath with an additional bedroom with private full bath. 9ft windows. Original wood floors. Marlena 706-338-2733 Text RBGBJBS to 52187

NEW LISTING IN TOWNE SQUARE!

CHARMING BUNGALOW MOVE-IN READY! This newly renovated 3br/2ba home w/bonus room offers brand new granite counter tops plus new carpet, new interior paint and stainless steel appliances plus more! The Shupe Team 706-207-0823 Text RBGBJBX to 52187

WEST OCONEE

MOUNTAIN LIKE SETTING ON 3 ACRES! 3 BR/2BA with unfinished basement $328,900. Lynn Harder 706.224.4525 Text RBGBJCB to 52187

PRETTIEST LOT IN ATHENS

AMAZING LOT IN RIVER SHOALS! Nearly 2 acres of beauty adorned by the Shoals of the Middle Oconee River. Own 38% of the island, too. Come build your dream home and call us today! Jane 706-296-0994, Angela 706-255-3943. Text RBFPVGKto 52187

FIVE POINTS EXTRAORDINAIRE

THIS GRAND FIVE POINTS HOME welcomes with 5 bedrooms, 5 baths and over 5000 sqft on 1.29 acres. Basement with private entrance.Two of the bedrooms are on the main. Call Deanna W. 706-255-7266 or Barbara D. 706-207-3877 Text RBGBJBQ to 52187

COUNTRY CHARM IN SOUTH OCONEE

BEAUTIFUL AND PRISTINE CONDITION CUSTOM BUILT HOME IN OCONEE COUNTY. Sitting on 6 acres boasting over 3800sqft, hardwood flooring, 4 bedrooms, 3 full bathrooms, 2 kitchens and much more. Call Marlena @ 706-338-2733 Text RBGBJBT to 52187

NEW MADISON CO LISTING!

CONTEMPORARY COUNTRY COTTAGE NEWLY REMODELED 4BR/2.5BA HOME w/bonus room & the finest finishes; sitting on a private 1.5 acres Conv.to I-85 & Athens in growing Madison Co w/Award Winning Schools! The Shupe Team 706-207-0823 Text RBGBJBYto 52187

100 ACRE FARM

BEAUTIFUL GOOD HOPE OFFERING WITH 100 ACRES,3 acre lake, 2700 ft on Jack's Creek~4BR/3 BA custom home $1,725,000 this one has it all! Lynn Harder 706.224.4525 Text RBGBJCD to 52187

OCONEE MINI-ESTATE ON WATER!

MAGNIFICENT MAIN RESIDENCE, 3-car garage with bonus room and bath, additional shop/studio/event space all nestled on scenic Big Robinson Creek. Angela 706-255-3943, Jane 706-296-0994. Text RBFYFMX to 52187


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The Best Service in Real Estate in Athens and Oconee

60 Years and Counting

BRICK BUNGALOW ON BASEMENT

INTOWN 3/2 GOOD BONES, solid maintenance, full uf basement, hardwood floors in lr, dr, den & bedrooms with tile in baths. Newish Electrical service & newish AC. Close to everything Athens. $279,000 Mike Geyer 706-202-1660 Text RBFYFLZ to 52187

13.61 ACRES OF OCONEE CO LAND

13.61 ACRES RT OFF OF 316 | OCONEE CONNECTOR | OCONEE COUNTY WATER ON THE PROPERTY. Bring your business to Jimmy Daniel |Vend Drive Nice flat land with access off of 3 sides. Plat available for viewing. Make offer today !! Call Barbie 678-6184323 or Alex Wall 706-202-9303 Text RBFYFMQ to 52187

EXQUISITE JENNINGS MILL HOME

COME TOUR THIS AMAZING HOME LOCATED IN SOUGHT AFTER JENNINGS MILL. Call Annie 706-248-8702 Text RBFYFLQ to 52187

54 ACRES+/- TRACT AVAILABLE

54 ACRES+/- TRACT CLOSE IN TO DOWNTOWN ELBERTON. Lots of privacy for Dream house or personal hunting tract. Call James Dunlap 770 630 9731 Text RBGBJCS to 52187

ELBERTON HISTORIC DISTRICT!

11/9/20

DON'T MISS THIS BEAUTIFULLY RENOVATED HOME IN THE HEART OF ELBERTON! This home has it all! Beautiful hardwoods, high ceilings, built-ins, spacious living and dining areas and so much more!! Mary Claire Wallace (706) 988-4988 Text RBGBJCW to 52187

OAK GROVE CLASSIC - DOUBLE LOT

GENEROUS 3BED/2.5BATH WESTSIDE BEAUTY. Open plan loaded with HW floors, 10' ceilings, and porches galore! Don't miss the 3 car garage or the huge UF bonus. HOA lawn maintenance, pool, tennis. $359,000, Call Mike 706-202-1660

19.22 AC ESTATE - MUST SEE !!

CUSTOM BUILT HOME, 5 Acre Lake, 6 bed, 8 bath, 1 half bath, 6 fireplaces. This is a Southern Estate like no other. Call Barbie 678-618-4323 or Alex Wall 706-2029303 Text RBFMGTP to 52187

8.31 ACRE LOT INTOWN ELBERTON

8.31 ACRE COMBINED LOT WITH SELLER ALLOWANCE $4000.00 FOR DRIVEWAY. Only minutes from downtown Elberton. Call James Dunlap 770 630 9731 Text RBGBJCR to 52187

WATKINSVILLE SHOWPLACE!

PERFECT LOCATION WITH 5BD/5.5BA, screened porch, study & and finished basement with all the bells & whistles! $524,900. Call Tina Lord, 404.558.0286. Text RBGBJCT to 52187

4BD/2.5BA WITH MASTER ON MAIN

COME ENJOY EVERYTHING FALLING SHOALS HAS TO OFFER! Complete with granite counter tops, hardwood floors and beautiful molding throughout the main level. Easy to show! Schedule a showing today! Call Cyndi Logan 706-202-3974 Text RBGBJCX to 52187

31.86 AC OF LAND FOR SALE

BUILD YOUR DREAM HOME OR DEVELOP. On the Apalachee River, Big Oak Trees, Great Privacy for Peace, 2 Entrance • A Must See. Close to 316 and shopping. Call Barbie 678-618-4323 or Alex Wall 706202-9303 Text RBDVXKY to 52187

NORTH OCONEE SCHOOLS!

4/3.5 MINUTES FROM EPPS BRIDGE w/ N. Oco Schools! Parklike setting, Master on main, 3 beds/2 baths up & a finished bonus room. Huge attic space could also be finished for another 700+ sq feet. Diane Dillard 706-540-5238 Text RBGBJCP to 52187

UPDATED 4 BEDROOM 3 BATH

COMPLETELY UPDATED HOME IN NORTH OCONEE. New carpet, paint interior and exterior, windows, fenced in yard with landscaping. New light fixtures and ceiling fans. Move in ready. Call Nathan for a showing today. 706-540-0550

LAKE LIVING!

IMMACULATE HOME ON LAKE HARTWELL. 3BD 2BA w/ master on main. Updated kitchen w/granite/stainless. Open concept living/dining room. Screen porch/huge deck. Level lot on deep water. Call Vicki Patterson 404.925.1676 Text RBGBJCV to 52187

CHARMING MOUNTAIN COTTAGE

SITUATED HIGH IN THE TREES OF THE NORTH GA MOUNTAINS THIS 4bedroom / 2.5 bathroom home is ready for its new owner! Recently updated and conveniently located between Blood Mountain and Downtown Cleveland. Motivated seller. Call Cyndi Logan 706-202-3974 Text RBGBJDD to 52187


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2405 W. BROAD STREET

706-543-4000

Alicia Appling

Ashleigh Baker

Brian Baker

Chance Beasley

Denise Beck

Ashley Bennett

Marlena Bhatia

George Bond

Blair Brown

Pete Brown

Bryan Bufford

Josh Burkhalter

Maria Cardarelli

Alex Castro

Laura Beth Caudell

Kristin Chamberlin

Kim Chandler-Medley

Cathie Chasman

Angela Clark

Stella Collins

Trace Colson

Melinda Cook

Alicia Davidson

Mot Davis

Michael Dibiase

Diane Dillard

Barbara Dooley

James Dunlap

Ruby Dunlap

Bonnie Dunn

Barbie P. Eisenberg

Irena Epling

Mike Geyer

Jane Greenway

David Hadden

Bonnie Hannah

Lynn Harder

Kishonia Harris

Paul Hebert

Denee Heeter

Tracie Hedges

Brian Hill

Jim Hodges

Patsy Huban

Angie Johnson

Annie Kennedy

Marissa Kennedy

Melissa Kilpatrick

Kim Laak

Lisa Langford

Cyndi Logan

Helen London

Jim London

Habla Español

Habla Español

Habla Español


ColdwellBankerLuxury.com

UpchurchRealty.com

UpchurchRealtyCommercial.com

Tina Lord

Mackenzie Luke

Michelle Maddox

Linda Maples

Anna Marshall

Rachel Martz

Jane Mayer

Judy McDonald

Sharon Michael

Ina Miller

Angela Mitchell

Taylor Murray

Harrison Nickels

Scott Nichols

Julie Noland

Lynda Odum

Johnny Owens

Roche Parcon

Vicki Patterson

Ann Gibson Pearson

Pamela Pierce

Ellen Purvis

Carlton Purvis

Dru Satterfield

Leigh Satterfield

Clancy Short

Kim Shupe

Jordan Smith

Lindsey Smith

Stephen Smith

Nathan Sonke

Camille Staley

Mary Elizabeth Strickland

L.J. Taylor

Amanda Taylor

Stanley Thomas

Frank Thornton

Mike Timlin

Joey Tucker

Charlie Upchurch

Jennifer Varnadoe

Eric Vaughn

Alex Wall

Mary Claire Wallace

Jennifer Westmoreland

Laura Wilfong

Carol S. Williams

Deanna Williamson

Geoff Wilson

BROKER


Reasons You Should Consider Buying a New Home House hunting can be fun in the beginning. But now it seems like it’s dragging on. You’re exhausted. It seems like the search will never end and each home you view isn’t how you envisioned it. Whatever the reason: there aren’t enough bedrooms, or the home just isn’t your style. Face it - It’s tough to say you’re going to spend big bucks for a place that you just aren’t 100 percent in love with.

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However, there is another option. You can always build. Building a new home offers an array of options. You can customize it the way you like and plan it to your exact specifications. It gives you the freedom to make it yours- as opposed to building off someone else’s choices and ideas. Need some more convincing? Here other top reasons why you should build your new home: You get to choose the neighborhood. Maybe you saw the perfect home, but the neighborhood was anything but ideal. It’s all about location, location, location! For some, location is even more important than what’s inside the home itself. When you build your own home, you get to choose the neighborhood. The options are endless, which means you’ll get both the house you like and the ideal neighborhood you want. You create the house layout. Again, it’s all about customization. When building a new home, you get to set things to your exact specifications. Do you want an open-concept home? You got it. Do you have a vision about how the kitchen will be set up? Voice it. Building a new home means you can pick and choose when it comes to the layout of the house and floor plans. You get to select flooring, paint colors, and more! Building a new home means customization! It can be fun, and it can also help you feel like you have more ownership over your home. You become more immersed in the building and design process, which can, help you understand your home more and allow you to create a space you truly love.

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Newer energy-efficient systems will save you money. When it comes to older homes, water and electrical systems often aren’t up to par with the newest technology. Things like air conditioning, heat and water end up costing way more in an older home. In a new home, you can select the most energy efficient systems. This will help you save money on those monthly bills and in the long run. It’s brand new, meaning no repairs are needed—at least not anytime soon. Older homes frequently come with their fair share of repairs and necessary upgrades. With all the maintenance, suddenly owning a home can feel like a part-time job. When you build a new home, everything is new. You likely won’t have to pay for repairs or renovations for years to come. This means you’ll be able to sit back and relax and enjoy your new digs!

Start the process of building your new home today and take the first step towards your dream home!

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OCONEE COUNTY / $624,000 / 50.06 ACRES

JACKSON COUNTY / $179,000 / 10 ACRES

Very rare opportunity to own this beautiful parcel with a natural spring flowing all year round that feeds the 2.5 acre pond and multiple options for homesites. It is in excellent shape for hunting and fishing with trails that can be used for horses, dirt bikes or 4-wheelers throughout the property.

The last lot in this beautiful equestrian neighborhood with community riding trails & access to the Middle Oconee River. Addional 1.5 acre parcel available.

STEPHEN J. SMITH (706) 248-8175 Coldwell Banker Upchurch Realty | (706) 543-4000

KAY NORRIS (706) 224-3729 Greater Athens Properties | (706) 510-5189

OCONEE COUNTY / $1,500,000 / 30 ACRES Commercial potential with over 1900+ feet of U.S. Highway 78 frontage (22, 200 vehicles per day on Highway 78). Easy access to Hwy 316 and convenient to Highway 53. STEPHEN J. SMITH MARLENA BHATIA (706) 248-8175 (706) 338-2733 Coldwell Banker Upchurch Realty | (706) 543-4000

OCONEE COUNTY / $3,429,400 / 171.4 ACRES This property is ideal for large estate lot subdivision with award winning schools & golf courses nearby. Can be subdivided up to 5 times with minimum lot size of 25 acres. STEPHEN J. SMITH MARLENA BHATIA (706) 248-8175 (706) 338-2733 Coldwell Banker Upchurch Realty | (706) 543-4000

OCONEE COUNTY / 17+ TO 12 ACRE LOTS Build your dream home on a private historic lot in Allison Creek Plantation Track 5 / $199,630 / 17.16 ACRES Track 3 / $142,800 / 12.08 ACRES SOLD! Track 2 / $142,800 / 12 ACRES STEPHEN J. SMITH (706) 248-8175 Coldwell Banker Upchurch Realty | (706) 543-4000

GREENE COUNTY / $225,000 / 5.25 ACRES Beautiful 5.25 acres located in North Lake South of Madison Community with an efficient private drilled well and electricity. MABLE MITCHELL | (706) 338-6930 Greater Athens Properties | (706) 510-5189

Can't Find Your Dream Home? If You Can Dream It,You Can Build It!


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(706) 795-3600

burdetted@hotmail.com Deborah Burdette, Broker

Gerry Burdette (706) 207-2820

Zachary Kidd (706) 498-7804

Shirley Lightner (706) 296-7558

Patrice Luke (706) 202-0573

Gabe Martin (706) 338-3635

Amanda Smith (706) 680-1800

Tonya Minish 706-296-4610

CAN'T FIND YOUR DREAM HOME? BUILD IT! Check out this property and many more at

burdetterealestate.com

HomeSweetHome We’ll Help You Get There! 706.353.8988

• FHA, VA, Rural Development (100%) • Conventional, Including Community Programs • Construction to Perm • Condominiums

Call Michelle today & get started! Michelle Mason 706-207-2822 NMLS # 169319 GRMA # 27570

8723 Highway 29, South Hull, GA 30646 Toll Free (800) 353-8988

www.stonegatemortgage.com

Georgia Residential Mortgage Licensee #6540 • Stonegate Mortgage, NMLS# 169184


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Charles J. Williams BROKER 770-231-5687 cell cjwrealty@gmail.com

11/9/20

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WBBR #1 SALES TEAM

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Tonya Williams

REALTORÂŽ 678-988-5687 cell BulldawgRealty@gmail.com

New Home Communities Banks County Waterford-Glen.com

Barrow County Heartland-Winder.com (55+) HeartlandEstatesWinder.com Providence-Estates.com - 200's+ CampCrossing.com ThomasPastures.com Franklin County CobbWalk.com

Habersham County HighlandPointeHomes.com Hart County Brookhaven-Hartwell.com Jasper County Jones-Estates.com

Jackson County CardinalLakes.com - 240's+ RidgeMillManor.com - 250's+ Madison County Cypress-Woods.com Fm-mm.bulldawgrealty.com KaydenceSprings.com ShoalCreekColbert.com TumblingCreekColbert.com Oglethorpe County The-Highlands-Homes.com Pine-Ridge-Homes.com Walton County JuneIveySprings.com WillowBrookMonroe.com

President

BarrowCountyBuilders.org


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House Hunting? You don’t have to do it alone. At Colony Bank Mortgage, our goal is to make the process as smooth as possible. An experienced mortgage lender can help you get pre-approved to ensure you greater negotiating power with sellers and help guide you through the loan products to the one best suited to your needs.

Alan Coleman Producing Market Manager O: 478-273-3199 ext 4111 C: 706-347-2346 alan.coleman@colonybank.com NMLS 448093 1586 Mars Hill Rd., Suite C, Watkinsville, GA 30677 Bank NMLS 408873 | Member FDIC

www.colonybank.com


SHOULD YO U B U Y A V A C AT I O N HOME? S I G N S YO U SHOULD

Many people opt for buying a second home or a vacation home. Before you start your search, you’ll need to make sure you can commit to buying that vacation home. Here are some signs that you can pull it off:

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1. YOU CAN AFFORD IT.

3. YOU DID YOUR RESEARCH.

You don’t want to buy a home that will leave you over your head in debt, but if your finances allow you to comfortably afford it, go ahead. Keep in mind, you’ll need to pay utility bills, maintenance fees and insurance premiums. And depending on the neighborhood, there might be homeowner’s association fees too.

When visiting an area that you’re considering for a future home, enjoy yourself, but also take the time to understand what the surrounding area also has to offer. Also, be sure to visit during different parts of the year, so that you can get a feel for what it’s like to live there during different seasons. And if you plan to retire in this vacation home, make sure there are things like hospitals, doctors, and other amenities nearby.

A quick checklist can help you determine whether you have the funds to support the purchase: • Do you have emergency savings (at least three to six months’ worth of take-home pay)? • Can you make a 20 percent down payment? • Have you put away enough money for retirement? • Have you calculated the potential return on your investment?

4. YOU HAVE A PLAN. Buying a seasonal home can be worth it if you have a plan in place. If you plan on renting the house out on Airbnb or Vacation Rental by Owner (VRBO), look at what similar houses are renting for. Then you can plan accordingly to determine how much income the property might bring in.

• Does it fit in with your long-term investment strategy and financial goals? 2. YOU PAID ATTENTION TO THE MARKET. If you keep track of changes in sales prices in your desired market, you’ll be able to time your purchase carefully. Pay attention to seasonal demand as well – if you wait until the winter to buy that beach house, you might get a better deal.

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LUXURY LIVING AMELIA BEAUTIFUL CUSTOM HOME Ocean Club Drive in Amelia Island Plantation. Access available for membership to the Ocean Club. very close to the beach and all amenities. Over 6000 Sq. Ft. of heated area numerous porches and balcony areas. 5 large bedrooms and 6 bathrooms. Custom woodwork and cabinetry throughout. Marble countertops and high end appliances. secluded apartment with in the home for guests or family. This home is a must see! $3,400,000 MLS:83404

Marcy Mock 904-753-6500 PRICE IMPROVEMENT! 4BR/3.5BA renovated two story home on Egan's Creek Highly sought after waterfront property with just over 1 acre including a newly restored dock. New wood-look tile flooring and stacked stone accents throughout creates warmth and comfort. The chef's kitchen is well appointed with granite counter tops, custom cabinetry, and stainless steel appliances, wood burning fireplace, game room (additional 160'), $995,000 MLS:88072

Charity Hahaj 540-969-9535 LIVE WORK AND PLAY! At Summerwoods on Amelia Island's highly sought after south end. This gated condominium community is located near Carlton and Omni Amelia Island Resorts. Walk to the beach and the Ritz. Offering 3BR/3BA, this home features granite countertops in the kitchen and baths, cherry cabinetry, and spacious family room. Has 2 balconies, a single bay garage with driveway, a community pool and a private beach walk. $529,000 MLS:92763

Charity Hahaj 540-969-9535 MARSH LAKES The homes are situated around a 20+ acre natural spring fed lake. Most of the homes in Marsh Lakes are customer built; this is not a cookie cutter subdivision. And, in my opinion, this home is one of the five most distinctive in Marsh Lakes. the view in the rear, as you can see, is spectacular and the front of the home is a very well balanced arrangement of four gables. With the circular driveway the home feels like an English estate. $749,000 MLS:91465

Steven Traver 904-415-1053


Text RBFSNNF to 52187

Text RBFMMHM to 52187

AMELIA ISLAND PLANTATION Spacious interior with natural light. This 4BR/3BA/3 car garage home features an open floor plan, high ceilings, large master-suite with his and her's closets, beautiful hardwood floors.GE stainless steel appliances, 5-burner gas cook-top $1,199,000 MLS:90974 Call Raegan Heymann 904-753-3916

STUNNING WATERFRONT ESTATE Home is set amidst gorgeous tree canopy on a LARGE 5+ ACRE private estate off of Barnwell Road. This custom home, built in 2011, offers 7 bedrooms and 6.5 baths. 10 minutes to the beaches of Amelia Island. $1,699,000 MLS:90140 Call Raegan Heymann 904-753-3916

Text RBCFYJX to 52187

Text RBDNSBQ to 52187

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DUNES ROW- OCEANFRONT! Set amidst gorgeous tree canopy in the sought-after Dunes Row community within the Omni Amelia Island Plantation, this homesite offers the ability to build your custom dream home up to 7,000 sq ft. $1,500,000 MLS:85916 Call Raegan Heymann 904-753-3916

BUILD YOUR CUSTOME DREAM HOME ONE of the remaining lots in Coastal Oaks. Coastal Oaks is centrally located on the island and is convenient to everything Amelia Island has to offer! Bike Ride to Centre St in downtown Fernandina Beach for shops and dining, or to the beach $144,900 MLS:86853 Call Raegan Heymann 904-753-3916

LAKEFRONT SUNSETS 4BR/4BA home! pristine 18 acre lake. Abundance of natural light. On a large cul-desac lot with 100 ft. of shoreline. Kitchen offers white cabinetry and granite countertops. $424,900 MLS:90403 Call Raegan Heymann 904-753-3916

Text RBFRZNT to 52187

Text RBDZGKJ to 52187

THIS SPOT RESERVED FOR YOUR HOME

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STUNNING RENOVATED BEACH HOME This 3BR/2BA beach home is being sold fully furnished. Natural light fills every room, wood ceilings add to the nautical feel of the family room, dining room and kitchen. deck on the roof offers ocean views and year round breezes, New roof in 2014 $729,000 MLS:90790 Call Raegan Heymann 904-753-3916

SEARCH PROPERTY ONLINE

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FABULOUS CUSTOM IN GOLFSIDE SOUTH A Summer Beach gated community. 5BR/4BA just a short walk to the beautiful beaches of Amelia Island. Spacious interior with an abundance of natural light, this home features an open floor plan. $1,099,000 MLS:87931 Call Raegan Heymann 904-753-3916

CALL ME FOR DETAILS RAEGAN HEYMANN 904 753 3916


Decorate Your Home for the Holidays SAFELY AND STRESS-FREE Tis’ the season to start transforming the family living spaces with holiday lights, decorations, trees, candles, poinsettias and more. But the thought of decorating can be stressful – with so many other obligations and things to do – and that’s before you factor in the safety aspect. So, to help make decorating less stressful, consider these options: Get a fake tree. Taking care of a real one will just give you more to worry about, and you’ll avoid the mess of a real one. You also don’t have to worry about dry branches posing a fire hazard and boxing up a fake is much easier than hauling a real tree outside. Plus, “fake” trees more than ever look like the real thing. Stick to simple. Don’t feel pressure to cover your whole house in garland, or your entire yard in lights. Sometimes simple is better. Make the most of lights and ornaments on your trees, and as for other decorations, stick to things that are easy to set up and put away, like nutcrackers, poinsettias and other displays. And to help minimize the risks from accidents associated with this wonderful time of year, remember the three “Ps”: prepare, prevent and protect. Prepare. Make sure you have working smoke alarms around your home, ideally ones that are interconnected so that when one sounds, they all sound. Keep a fire extinguisher around as well, especially if you have candles and fireplaces going.

Prevent. When hanging lights, garland and other decorations, use caution when climbing a ladder and enlist the help of someone to hold the ladder and hand you things. Don’t connect more than three light strands together and turn them off when not in use. Finally, keep your tree away from a heat source – one in six tree fires are started when a tree is too close to one. Protect. Check with your insurance agent to ensure your home is adequately covered in the event of a loss. Most experts recommend a policy with a guaranteed replacement cost provision so you can rebuild to the same quality, regardless of rising material or labor costs. Holiday decorating is one of the best ways to create a festive atmosphere, but some holiday decorations and the task of decorating a home can pose risks and lead to stress. Fortunately, if you prepare properly, prevent and protect, you will be stress free and safe this holiday season.


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YOUR KEY TO BUYING SELLING INVESTING

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Delores Jennings

Sharon Hudson

Vanessa Vranken

Lauren Ritchison

Knute Enslow

Cassondra Jones

Qiana Dow

Shanna Sheats

Carey Colquitt

Angie Wilkerson

Barbara Sheats BROKER

signaturerealestateofathens.com 706-549-1717


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Bob Booth

Lynora Sapp

706-540-9632

706-540-0626

leadersbob@gmail.com

Rated High In Client Satisfaction

lynora.sapp@gmail.com 1551 Jennings Mill Road, Suite 800 Watkinsville, GA 30677

706-354-1000

www.BobsAthensAreaHomes.com

BOB BOOTH

Don't Make A Move Without Him!

• Lifetime Meritorious Award 2018 • Don't Make A Move Without Him! • Life Member Million Dollar Club • Graduate, REALTOR Institute

• Certified Residential Specialist • Athens Area Association of REALTORS: • Past President Multiple Listing Service, 1991 • Past REALTOR Associate of the Year

Thinking about Selling? I need you & you need me! Call for a FREE Market Analysis!

www.WeSellAthensHomes.com Success is the REAL test A Multi Million Dollar Producer

40 Consecutive Years

15+ ACRES ON THE EASTSIDE PERFECT FOR YOUR DREAM HOME City water. Hardwoods. Situated on a quiet street. Adjacent to other subdivisions but very private. $10,000 per acre. Call Bob 706-540-9632

Carol Sapp REALTOR® 706-540-3123

Eddy Thaxton REALTOR® 70-202-4607

Roy Woodal REALTOR® 706-424-4925

4.15 ACRES. Residential building lot. Perfect for gardening, outdoor hobbies or a small farm. $79,900. Text RBDFNSS to 52187

Margie Freeman REALTOR® 706-207-0923

Noris Diaz We know a Farmers Insurance thing or two 2026 S Milledge Ave because Ste C4 we've seen a Athens, GA 30605 706-760-4800 (Office) thing or two.® 706-760-4810 (FAX) Hablamos Español

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norisdiaz.com

AUTO • HOME • LIFE • COMMERCIAL

Doug Bailey REALTOR® 404-444-9047

Lavinia Conley REALTOR® 706-202-2679


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