AGENCY 19-0159-00
poucA 48-173-870-00 13645 (1 0 06)
GOSS INSURANCE AGENCY INC 5211 HIGHWAY 153 * E HIXSON TN 37343
t4uto-Owners Insura
12-29-2009
Lite Home Car Business Your agency's phone number is (423) 875 0949
74 . At o P.O. BOX 30660, LANSING, MICHIGAN 48909-8160 • 517-323-1200 AUTO-OWNERS INSURANCE COMPANY AUTO-OWNERS LIFE INSURANCE COMPANY HOME-OWNERS INSURANCE COMPANY OWNERS INSURANCE COMPANY PROPERTY-OWNERS INSURANCE COMPANY SOUTHERN-OWNERS INSURANCE COMPANY
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
Thank you for allowing Auto-Owners to handle your insurance needs. Auto-Owners Insurance Group is financially sound with sufficient reserves to be ranked among the leaders in the industry for financial security. Our A+ + (Superior) rating by the A.M. Best Company signifies that we have the financial strength to provide the insurance protection you need.
Feel free to contact your independent Auto-Owners agent with questions you may have about any of your insurance needs. Auto-Owners Insurance - The "No Problem" People ( 3 * THIS IS NOT A BILL.
IF ADDITIONAL PREMIUM IS OWED, A BILL WILL BE MAILED SEPARATELY. PLEASE PAY ANY UNPAID BILLS. — Serving Our Policyholders and Agents for More Than 90 Years —
Owners
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) issued 12-29-2009
Page 1
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER 48-173-870-00 03-57 POLICY 7ER1 12:01 a.m. 12:01TN a.m. to 09-25 0909 2009 09-25 -2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ENTITY: Corporation PPOPERTY COVERAGES - ALL DESCRIBED LOCATIONS DED LIMITS PREMIUM CHANGE Special Coverage Form Automatic Increase(s) Building Limit 8.0% Employee Dishonesty $250 $15,000 Included TERRORISM - CERTIFIED ACTS INCLUDED BUSINESS LIABILITY PROTECTION LIMITS PREMIUM CHANGE COVERAGES Aggregate Limit $2,000,000 Included (Other than Products-Completed Operations) Products-Completed Operations Aggregate 1,000,000 Included Liability and Medical Expense 1,000,000 Included Medical Expense - Per Person 5,000 Included Personal Injury Included Included Tenants Fire Legal - Any One Fire 50,000 Included Condominium Directors & Officers Each Occurrence 1,000,000 $439.04 Condominium Directors & Officers Aggregate 1,000,000 Included TERRORISM - CERTIFIED ACTS 4.39 FORMS THAT APPLY TO ALL LOCATIONS: BP0009 (01-87) 54679 (06-92) 54867 (03-08) 54656 (08-91)
54521 (11 54709 (04-94) 54254 (04-02) 83)
BP0002 (01-87) BP0006 (01-87) 54239 (10-01) 54319 (07-06) 54617 (12-94)
Page 2 54643 (01-90) OWNERS INS. CO.
Issued 12-29-200
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010 LOCATION 001
LOCATION: CALLAWAY CT CHATTANOOGA TN 37421 COVERAGES DED
LIMITS
PREMIUM
TERRORISM CERTIFIED ACTS SEE FORM(S) 59350, 54313, 59389 ADDITIONAL FORMS FOR THIS LOCATION: 54604 (07-88) 54661 (08-91)
CHANGE
$205.10 $12.13
BP0202 (02-87) 59350 (01-08)
54238 (12-01) 54313 (07-08)
LOC 001 BLDG 0001 113 CALLAWAY COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records
DED LIMITS $1,000
1,000
250 1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per See Form Up To 1,000
Item Ft
102.13 Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1,000 1,000 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
CHANGE $9.18
On i r INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 s AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 3
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
1NSIJRED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00 03-57-TN-0909
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
1,000 1,000
Water Back-Up From Sewers Or Drains Equipment Breakdown
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
15,000 See Form
BP1701 54069 54226 54708 54066 54063
Included 500.25
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
29.58
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
54643 (01-90) ed 12-29-2009
Page 4 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 B0 0002 125 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 5 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY
GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
INSURED
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDRESS
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TER a.m. 1 12:01 a.m. to 09-25-2009 09-25-2010 12:01
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing 'EKE same policy number and premium tarm.
ADDITIONAL FORMS FOR THIS BUILDING: BPO403 (01-87) 54659 (02-05) (08-00) 54743 (08-00) 54750 54072 (08-00) 54064 (08-00) (02-05) 54071 (08-00) 54070 54658 (04-07) 54749 (08-00) (08-00) 54341 (01-07) 54748
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01 54069 (08-00) 54226 (08-00) 87) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (08-00) (08-00) 00) (08-00)
54643 (01-90) Cd 12-29-2009
Page 6 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER Bill Company Use
INSURED THE GARDENS AT HERITAGE GREEN
48-173-870-00 03-57-TN-0909
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0003 137 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage - Expanded Business Personal Property Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
BED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 250 250 1,000
1 , 0 1,000 0 1,000 0 250 1,000
1,000
Included
CHANGE $9.18
54643 (01-90) 7sued 12-29-2089
Page 7
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00
03-57 POLICY TERM 12:01 a.m. 12:01TN a.m. to 09-25-2009 09-25-2010 0909
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PART/ES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 0)
BP1701 (01-87) (08-00) 54069 54226 (08-00) (01-07) 54708 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Page 8 5464 3 (01-
Issued 1 Company POLICY NUMBER 48-173-870-00 2-29-20 Bill Company Use 03-57-TN-0909 09 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0004 149 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 17-29-7009
Page 9
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
ENSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57 Company Use POLICY TERM Company Bill 12:01 a.m. 12:01TN-0 a.m. to 909 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy nmber and premium tem.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 05) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00) 08
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08 (08-00) (08-00) 00)
54643 (01-90) Issued 122 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN9 Term 09-25-2009 to2009 09-25-2010 0909
Page 10 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 SLOG 0005 161 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000 1, 0 1,000 1 0 , 0 0 0 0
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
, r INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 s AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Pane 11
BUSINESSOWNERS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01 07) 54748 SECURED INTERESTED PARTIES: None (08-00)
54643 (01-90) Issued 12-79-7009
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08 07) (08-00) (08-00) 00) (08-00) (08-00)
Endorsement Effective 09 48-173-870-00 POLICY NUMBER 25 03-57-TN-0909 Company Use 2009 POLICY TERM Company Bill 12:01 a.m. 12:01 a.m. to 09-25 2009 09-25 BP1701 (01-87) 54658 (07-91) -2010 54069 (08-00) 54340 (01 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 07) 54066 (08-00) 54065 (08-00) (08-00) 54227 (08-00) 54063
Page 12 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
ENSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0006 173 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage nuilding Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1 0,000 1,000 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 13
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 1NSURM THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TEW 12:01 a.m.- 12:01 a.m. to 1 09-25-2010 09-25-2009
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FP MIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54750 54658 (04-07) 54749 (08-00) (08-00)(01-07) 54748 (08-00) 54341
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 08
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 14 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0007 179 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03 Term 09-25-2009 to 09-25-2010 57 TN PREMIUM CHANGE DED LIMITS 0909 $154.47 $9.18 $160,000 $1,000 12 Months Included See Form Included 1,000
250 1,000
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
25,000 25,000 25,000
Included Included Included
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
o. 0 INSURANCE COMPANY rs ANACAPRI BLVD., LANSING, MI 48917 6101 -P AGENCY GOSS INSURANCE AGENCY INC a 3999 (423) 875-0949 19-0159-00 MKT TERR 094 g INSURED THE GARDENS AT HERITAGE GREEN e CONDOMINIUM ASSOCIATION INC 1 ADDRESS 5 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premiu,1 term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) 8PO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08-00) 00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 16 54643 (01-90) OWNERS INS. CO
sued 12-29-7009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company Bill
INSURED THE GARDENS AT HERITAGE GREEN
POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0008 208 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS
PREMIUM
$1,000
$160,000 12 Months See Form
1,000
100,000 7,500 5,000 2,500 Per See Form Up To 1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
Item Ft
Included Included Included Included Included Included
5,000 Included 500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
$154.47 Included Included
1,000
Included
CHANGE $9.18
o w INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 r AGENCY GOSS INSURANCE AGENCY INC s 19-0159-00 MKT TERR 094
17 54643 (01-90)
Issued 12-29 BUSINESSOWNERS POLICY DECLARATIONS 2009 Endorsement Effective 09-25-2009
(423) 875-0949
POLICY NUMBER
48-173-870-00 03-57-TN-0909
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company POLICY Bill 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (0e-00) (08-00) 00) (08-00)
54643 (01-90)
Page OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0009 224 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1, 0 0 0 250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 25,000 25,000
1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000
Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow , rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 19
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy numer and premium term.
54841 ADDITIONAL FORMS FOR THIS BUILDING: BPO405 54659 (02-05) BPO403 (01-87) 54073 54743 (08-00) 54750 (08-00) 54067 54064 (08-00) 54072 (08-00) 54745 54071 (08 54068 54658 (04-07) 54749 (08-00) 54228 54341 (01 00) 54070 (02-05) 07) 54748 SECURED INTERESTED PARTIES: None (08 RATING INFORMATION 00) Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08 87) (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 20 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 6LOG 0010 236 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DEO $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 21
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR TFIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08 (08-00) ((08 0 00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 22 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0011 252 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquire4 Or Constructed Property
DEB LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
60147 , rs INSURANCE COMPANY 6101 PageANACAPRI BLVD., LANSING, MI 48917-3999 23 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERX 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOP THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08 07) (08-00) (08 00) (08-00) (08 00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-200,
Page 24 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0012 268 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 25
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
48-173-870-00
03 POLICY TERV! Company Bill 12:01 a.m. 12:0157a.m. to 09-25-2009 09-25-2010 T N09 09 BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) (08-00) 54752 (08-00) 54226 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) (08-00) 54227 (08-00) 54063 Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
ADDITIONAL FORMS FCFc THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54341 (01-07) 54748 (08-00) 07) 54749 SECURED (08-00) INTERESTED PARTIES: None
POLICY NUMBER
54643 (01-90) Issued 12-29-2009
Page 26 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0013 284 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
48-173-870-00
03-57-TN POLICY TERM Company Bill 12:01 a.m. 12:010909 a.m. to 09-25 2009 09-25 BP1701 (01-87) 54658 (07-91) -2010 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) (08-00) 54708 (01-07) 54062 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00) Company Use
MWRED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02 54743 (08-00) 54750 (08-00) 54064 (08 05) -54071 (08-00) 54070 (02-05) BPO403 54658 (04-07) 54749 (08-00) 00) 54072 54341 (01-87)(01-07) 54748 (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 27
Page 28 54643 -90) OWNERS INS. Co. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0014 305 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1 , 0 0 250 1,000 0
Issued 1 9 Company POLICY NUMBER 48-173-870-00 -79-2009 Bill Company Use 03-57 Term 09-25-2009 to 09-25-2010 TN 0909 LIMITS PREMIUM CHANGE $160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1, 0 1,000 0 1,000 0 1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
$9.18
irs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 29
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 (01-07) BPO405 (01-87) 54073 (08-00) 54067 (08-00) 54745 (08-00) 54068 (08-00) 54228 (08-00)
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
BP1701 (01-87) 54658 (07-91) 54069 (08 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 00) 54340 54066 (08-00) 54065 (08 (01-07) 54063 (08-00) 54227 (08-00) 00)
54643 (01-90) Issued 12-292 Company POLICY NUMBER 48-173-870-00 009 Bill Company Use 03
OWNERS INS, CO. A5ENcy GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0015 307 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Term 09-25-2009 to 09-25-2010 57 TN-0909 DED LIMITS PREMIUM CHANGE $1,000
1,000
250 1,000
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included
1,000 1,000
15,000 Included See Form Included
1,000
$9.18
Ow
rs
0
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19-0159 INSURM THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premiu , 54841 (01-07) 1 term. ADDITIONAL FORMS FOR THIS BUILDING:
54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 00) 54658 (04-07) 54749 (08-00) 54341 (01 05) 07) 54748 SECURED INTERESTED PARTIES: None (08-00)
54643 (01-90) Issued 12-29-2009
Page 31
BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (08-00) (08-00) 87) (08-00) (08 (08-00) 00)
Endorsement Effective 09 48-173-870-00 POLICY NUMBER 25 03-57-TN -Company Use 2009 POLICY 'TERM Company 12:01 a.m. 12:010909 a.m. Bill to 09-25-2009 09-25 2010 BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08 (08-00) 00)
54643 (01-90) Issued 12-29-2009
Page 32 cWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0016 313 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25-2009 POLICY NUMBER
(423) 875 0949
Company Bill
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25 2010
Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations e.DDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54341 (01-07) 54748 (08-00) 07) 54749 (08-00) INTERESTED PARTIES: None SECURED
48-173-870-00
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 34 54643 (01-90) Issued 12-29-2009
OWNERS INS, CO. AGENCY GOSS INSURANCE AGENCY INC 19 INSURED THE GARDENS AT HERITAGE GREEN 01 59 LOC 001 BLDG 0017 319 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, DryTRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1,000 1,000 1,000 1,000 1 , 0 0 0
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08 (08-00) (08 00) 00)
48-173-870-00
03-57-TN PULICY TERN Company Bill 12:01 a.m. 12:010909 a.m. to 09-25 2009 09-25 BP1701 (01-87) 54658 (07-91) (01-07) 54069 (08-00) 54340 2010 (08-00) 54752 (08-00) 54226 (08-00) 54708 (01-07) 54062 54066 (08-00) 54065 (08-00) (08-00) 54227 (08-00) 54063 Company Use
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDI7IONAL FORMS FOR THIS BUILDING: 54659 (02 54743 (08 54064 (08-00) 54072 (08-00) -05) 54071 (08-00) 54070 (02-05) 00) 54750 8PO403 54658 (04-07) 54749 (08-00) (08 54341 (01-87)(01-07) 54748 (08-00) 00) SECURED INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
Page 35
Page 36 54643 (01- 0 Issued 12-29 Company POLICY NUMBER 48-173-870-00 2009 Bill Company Use 03-57-TN-0909
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0018 321 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS
PREMIUM
$160,000 12 Months See Form 1 , 0 0 250 1,000 0
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
Endorsement Effective 09-25-2009
AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premiur term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (G2-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54643 (01-90) Issued 12-29-2009
Page 37
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
POLICY NUMBER
48-173-870-00
03 POLICY TERM Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N 09 (07-91) BP1701 (01-87) 54658 09 54340 (01-07) 54069 (08-00) (08-00) 54226 (08-00) 54752 54062 (08-00) 54708 (01-07) 54065 (08-00) 54066 (08-00) (08-00) 54063 (08-00) 54227 Company Use
Page 38 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0019 329 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS
PREMIUM
$160,000 12 Months See Form 1,000
250 1,000 1,000
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1, 0 1,000 0 1,000 0 1 1,000 , 0 0 0
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
60147 r s Page 39
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
ENSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
48-173-870-00 03-57-TN-0909
?OLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOP THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 40 OWNERS INS, CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09 25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0020 331 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1, 0 1,000 0 1,000 0 1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 41
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY 7ERd 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS F - 54659 (02-05) BPO403 (01-Z7) 54743 (08-00) 54750 (08-00) DR54064 THIS BUILD3NO: (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 42 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0021 337 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 43
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the sera policy number and premivri
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09 25 (01-87) 54658 (07-91) 20 (08-00) 54340 (01-07) 09 (08-00) 54752 (08-00) (01-07) 09 54062 (08-00) (08-00) 54065 (08-00) -2 (08-00) 54227 (08-00) 520 10
54643 (01-90) Issued 12-29-2009
Page 44 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
INsuRED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0022 343 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1 , 00 0 1 , 0 0 250 1,000 0
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
_-rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 45
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
Company Use 03 POLICY TERM Company 57-TN-0909 Bill 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS F1R THIS BUILDING: 54659 (02-05) LPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non -Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Sprinklered Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 46 54643 (01-90) Issued 17-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 7L0G 0023 353 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money 8 Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1,000
250 1,000
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Page 47 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
54643 (01-90) Issued 12-292 BUSINESSOWNERS POLICY DECLARATIONS 009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 05)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 8-
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2
Page 48 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0024 355 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow , rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03-57 POLICY TER Company Bill 12:01 a.m. 12:01TN-0 a.m. to 909 09-25 2009 09-25 54658 BP1701 (01-87) 54340 54069 (08-00) 2010 54226 (08-00) 54752 54062 54708 (01-07) 54065 54066 (08-00) 54063 (08 54227 00) Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54643 (01-90) Issued 12-29-2009
Page 49
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08 07) (08-00) (08-00) 00) (08-00) (08-00)
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) issued 12-29-2009
Page 50 OWNERS INS CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0025 367 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DEB $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08 (08-00) 00)
48-173-870-00
03 POLICY TERM Company 12:01 a.m. 12:0157 a.m. Bill to 09-25-2009 09-25-2010 T N09 09 BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08 54227 (08-00) 00) Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDITIONAL FORMS FOR THIS BUILDING: BPO403 (01-87) 54659 (02-05) 54750 (08-00) 54743 (08-00) 54072 (08-00) 54064 (08-00) 54070 (02-05) 54071 (08-00) 54749 (08-00) 54658 (04-07) 54748 (08-00) 54341 (01-07)
54643 (01-90) Issued 12-79-2009
Page 51
Page 52 54643 (01-90) .Issue d 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 LLOG 0026 408 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money 8 Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,00 0
1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
$154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included Included
5,000
500,000/90Days Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
PREMIUM
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $9.18
rs
54643 (01-90) Issued 12-29-2009
Page 53
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
Endorsement Effective 09-25-2009
AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
POLICY NUMBER
48-173-870-00
03-57 POLICY 7ERH 12:01 a.m. 12:01TN-0 a.m. to 909 09-25-2009 09-25-2010
Company Use Company Bill
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54750 54658 (04-07) 54749 (08-00) 54341 (08-00)(01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08 00) (08-00) (08-00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 54 54643 (01-90) OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0027 414 CALLAwAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Issued 12-29-2009 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57 Term 09-25-2009 to 09-25-2010 TN 0909 DED LIMITS PREMIUM CHANGE $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included Included
5,000
500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
$154.47 Included Included
$160,000 12 Months See Form
1,000 1,000
Included
$9.18
Ow - rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03 POLICY TaR Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N 09 54658 BP1701 (01-87) 09 (08-00) 54340 54069 54752 54226 (08-00) 54062 54708 (01-07) 54065 54066 (08-00) 54227 54063 (08-00) Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54643 (01-90) Issued 12-29-2009
Page 55
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 56 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0028 416 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 57 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy nurv3er and premium term.
ADDITIONAL FORMS FCP THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0029 412 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1, 0 1,000 0 1,000 0 1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 59
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)0)
48-173-870-00
03 POLICY 7ERE Company Bill 12:01 a.m. 12:0157a.m. to 09-25-2009 09-25 T N 2010 09 (07-91) BP1701 (01-87) 54658 09 54340 (01-07) 54069 (08-00) (08-00) 54226 (08-00) 54752 54062 (08-00) 54708 (01-07) (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 Company Use
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premiuA term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
POLICY NUMBER
54643 (01-90)
Page 60 OWNERS INS. CO.
Issued 1 2Company POLICY NUMBER 48-173-870-00 29 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to2009 09-25-2010
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0030 426 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
$154.47 Included Included
$160,000 12 Months See Form
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/90Days Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per I 5,000 10,000
tern
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
Endorsement Effective 09-25-2009
AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54750 54658 (04-07) 54749 (08-00) (08-00)(01-07) 54748 (08 54341 00) SECURED INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
Page 61
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08 00)
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM Company Bill 12:01 a.m. 12:010909 a.m. to 09-25 2009 09-25 BP1701 (01-87) 54658 (07-91) -2010 54069 (08-00) 54340 (01-07) (08-00) 54752 (08-00) 54226 54708 (01-07) 54062 (08-00) (08-00) 54065 (08-00) 54066 (08-00) 54227 (08-00) 54063 Company Use
54643 (01Issued 12-29-2009
Page 62 OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0031 428 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DEO $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1,0 0 0 1,000 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included Included 15,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow
-;•
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 1NSURM THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 63
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
tDrZTIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25 2009 09-25 54658 (07-91) (01-87) -2010 (08-00) 54340 (01-07) 54752 (08-00) (08-00) (01-07) 54062 (08-00) 54065 (08 (08-00) (08-00) (08-00) 54227 00)
Page 64 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0032 442 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
BED $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow, ''rS INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 65
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
ENSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 66
54643 (01 Issued- 12-29-2009 90) Company POLICY NUMBER 48-173-870-00 Bill Company Use 03 Term 09-25-2009 to 09 57-TN-0909 25-2010
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19 INSURED THE GARDENS AT HERITAGE GREEN 01 59 LOC 001 ilLOG 0033 444 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, Dry TRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included Included 100,000 Included 7,500 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 250 250 1,000 1,0 0 0 1,000 1,000 250 1,000 1,000
Included
CHANGE $9.18
OW ors
54643 (01-90) Issued 12-29-2009
Page 67
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
Endorsement Effective 09-25-2009
A5mcy GOSS INSURANCE AGENCY INC (423) 875-0949 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
Company Use Company Bill
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS F07 — 54659 (02-05) BPO403 (01-87) 54743 (08 HIS54064 BUILDING: (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54750 54658 (04-07) 54749 (08-00) (08-00)(01-07) 54748 (08-00) 54341
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) 54069 (08-00) 54226 (08-00) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (08-00) (08-00) 00) (08-00)
Page 68 54643 (01-90) Issued 12-29-2009
GWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0034 454 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage 3usiness Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 69
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
HIS BUILDING: BPO403 (01-87) 54750 (08-00) 54072 (08-00) 54070 (02-05) 54749 (08-00) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 0)
48-173-870-00
03-57 POLICY TERM Company Bill 12:01 a.m. 12:01TN a.m. to 09-25 0909 2009 09-25 54658 (07-91) BP1701 (01-87) -2010 (08-00) 54340 (01-07) 54069 54752 (08-00) 54226 (08-00) (01-07) 54062 (08-00) 54708 54065 (08-00) 54066 (08-00) (08-00) 54063 (08-00) 54227 Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
ADDITIONAL FORMS FC 54659 (02-05) 54743 (08-00) 54064 (08-00) 54071 (08-00) 54658 (04-07) 54341 (01-07)
POLICY NUMBER
54643 (C1-98) Issued 12-29-2089
Page 70 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0035 460 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money 8 Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1, 0 1,000 0 1,000 0 1,000 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included 15,000 Included See Form Included
CHANGE $9.18
Ow 'rs
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 48-173-870-00 POLICY NUMBER 2009 03-57-TN-0909 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08 00) 54341 (01-07) 54748 (08-00) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) ((08 0 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 72 54643 (01-90) Issued 12-29 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN2009
OWNERS INS. CO. AGENcy GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 sLns 0036 466 CALLAWAY CT COVERAGES Building - GUPRANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25 2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued DeclarE tions bearing the seme policy number 54841 (01 ADDITIONAL FORMS FOR and THIS BUILDING: premium term.(02-05) BPO403 (01-87) B?0405 (01-87) 54659 -
54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54341 (01-07) 54748 (08-00) 07) 54749 SECURED (08-00) INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
Page 73
54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(08-00) 07) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (08-00) (08 00) (08-00) 00)
Page 74 54643 (01-90) Issued 12-29 Company POLICY NUMBER 48-173-870-00 2009 Bill Company Use 03-57-TN-0909
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
NSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0037 472 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1 , 0 0 250 1,000 0
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
60147 rs Page 75
DUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 iNstiam THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25 2010
Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
48-173-870-00
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08 (08-00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08 (08-00) 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
e 76 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
NSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0038 507 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included
1,000 1,000
15,000 Included See Form Included
1,000
CHANGE $9.18
Ow rs
Page 77 54643 (01-90)
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENcy GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Issued 12-29-2009
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
CY TEEM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 78 54643 (01-90) 7ssued 12-29-2003
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0039 Z39 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25 2010 DED $1,000
1,000
250 1,000
LIMITS $145,000 12 Months See Form
PREMIUM $141.19 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $8.39
thy r s INSURANCE COMPANY Pag ANACAPRI BLVD., LANSING, MI 48917-3999 6101 e AGENCY GOSS INSURANCE AGENCY INC 79 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12 BUSINESSOWNERS POLICY DECLARATIONS 29-2009 Endorsement Effective 09-25-2009 (423) 875-0949
NSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08 (08-00) 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
e 80 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
NSURED THE GARDENS AT HERITAGE GREEN LOC 001 3LOG 0040 515 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1 , 0 0 250 1,000 0
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
25,000 25,000 25,000
Included Included Included
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow , rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 81
BUSINESSOWNERS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN-0909 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
LICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarvtions bearing the same policy number and premium term.
ADDITIONAL FORMS FOP THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 (01-07) LPO405 (01-87) 54073 (08 54067 (08-00) 54745 (08-00) 00) 54068 (08-00) 54228 (08-00)
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 82 54643 (01-90) sued 12-29 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN 2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BUG 0041 517 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back Equipment Breakdown Up From Sewers Or Drains
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow irs
Page 83
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
(423) 875-0949
54643 (01-90) Issued 129 BUSINESSOWNERS POLICY DECLARATIONS 9-2009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08 (08-00) 00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25 2009 09-25 (01-87) 54658 (07-91) -2010 (01-07) (08 54340 (08-00) 54752 (08-00) (08-00) (01-07) 54062 00) (08-00) 54065 (08-00) (08-00) 54227 (08-00)
Page 84 54643 (01-90) Issued 12-292 Company POLICY NUMBER 48-173-870-00 009 Bill Company Use 03-57-TN-0909
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 NamED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0042 523 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money 8 Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Term 09-25-2009 to 09-25-2010
BED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow
rs
54643 (01-90) Issued 12-29-2009
Page
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 iNSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
PLLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 86 54643 (01-90) Issued 12-29 Company POLICY NUMBER 48-173-870-00 2009 Bill Company Use 03-57-TN-0909
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0043 525 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
1, 0 1,000 0 1,000 0 1,000 1,000
Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-99-2009
Page 87
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 Company Use 03-57-TN-0909 Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
OLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and preniu.!. term.
ADDITIONAL FORMS FOR THIS BUILDZN2: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08 (08-00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08 (08-00) (01-07) 00) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 88 54643 (01-90) Issued 12-29-2009
OWNERS TNS CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLnG 0044 531 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1 , 0 0 250 1,000 0 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 89 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
MSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER 48-173-870-00 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
03-57-TN-0909
POLICY TER 12:01 a.m. 12:01 a.m. to
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids end replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FCr M:S BUILDING: 54659 (02-05) 6PO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 (01-07) BPO405 (01 54073 (08-00) 54067 (08-00) 87) 54745 (08-00) 54068 (08-00) 54228 (08-00) 0)
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2909
Page OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
ENSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0045 533 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1, 0 1,000 0 0 0
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
o w INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 f AGENCY GOSS INSURANCE AGENCY INC 19-0159 • INSURED THE GARDENS AT HERITAGE GREEN 00 MKT ASSOCIATION INC • CONDOMINIUM TERR
54643 (01-90) Issued 12-29-2009
Page 91
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08 00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
PUTTY TERM 12:01 a.m. 12:01 a.;i1. to 09 25 -2 (01-87) 54658 00 (08-00) 54340 9 (08-00) 54752 (01-07) 09 54062 (08-00) 54065 -2 (08-00) 54227 5 20 10
(07-91) (01-07) (08 (08-00) (08-00) 00) (08-00)
Page 92 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0046 539 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 2E0 1,000 0
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 25,000 25,000
Included Included Included
1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per 5,000 10,000
Included Included Included Included Included Included Included
1,000 250 250 1,000
Item Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 93
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN Company Use CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN-0909 Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
POLYCY TERM 2:01 a.m. 12:01 a.m. 109-25-2009 t0 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same pclicy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08 -87) (08-00) 54070 (02-05) -54071 00) 54658 (04-07) 54749 (08-00) 00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00) 8-
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-?009
Page 94 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 ELIA 0047 541 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1, 0 1,000 0 1,000 0 1,000 1,000
Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
OW FS
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
48-173-870-00
03-57-TN POLICY TERM Company 12:01 a.m. 12:010909 a.m. Bill to 09-25 2009 09-25 (07-91) BP1701 (01-87) 54658 -2010 (01-07) 54069 (08-00) 54340 (08-00) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDITIONAL FORMS FOR ThS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08 54341 (01-07) 54748 (08-00) -05) 00) SECURED INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
Page 95
54643 (01-9e) Issued 12-29-
Page 96 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURM THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0048 541 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $160,000 12 Months See Form 1, 0 0 0 250 1,000
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,0 0 0 1,000 1,000 250 1,000 1,000 1,0 1,000 0 0 1,000 1 , 0 0 0
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 97 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN-0909 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08 08 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-
Page OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09 25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0049 549 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off Ordinance Or Law PrCoverage A, B And C Combined Outdoor Property em Trees, Shrubs Or Plants ise Outdoor Signs s Personal Effects And Property Of Others Util Pollutant Clean Up And Removal ity Refrigerated Products Rekeying Se Of Locks Salesperson's Samples rvi Valuable Papers And Records ce Water Fai Back-Up From Sewers Or Drains Equipment Breakdown lur e
DED LIMITS $1,000
1, 0 0 0 250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 25,000 25,000
Included Included Included
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow '1 4 INSURANCE COMPANY 5 ANACAPRI BLVD., LANSING, MI 48917-3999 6101 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Page 99 54643 (01-90)
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
1NSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
48-173-870-00
03-57 POLICY '2E2M Company Bill 12:01 a.m. 12:01TN-0 a.m. 909 to 09-25 2009 09-25 BP1701 (01-87) 54658 (07-91) -2010 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00) Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
Issued 12-29-2009
Page 100 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 00E0 555 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 1,000
CHANGE $9.18
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 THE GARDENS AT HERITAGE GREEN INSURED 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 094 CALLAWAY CT CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 101
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUNBER
48-173-870-00
03-57-TN POLICY TERM 0909 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) (08-00) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (02-05) 54071 (08-00) 54070 (08-00) 54658 (04-07) 54749 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (08 (08 -00) (08-00) -00) 00)
Page 102 54643 (01-90) issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INsupEo THE GARDENS AT HERITAGE GREEN LOC SC1 BLDG 0051 557 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS $180,000 12 Months See Form
PREMIUM $172.03 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records
1,0 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
CHANGE $10.23
54643 (01-90) Issued 12-29-2009
tilt/ rs Page 103 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNHRS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 87) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08-00) 00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 104 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LO 301 BLDG 0052 563 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
DED $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1 , 1 0 1 , 0 ,1 0 0 0 1 ,0 ,0 0 0 0 0 0 0
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
-0 rs Page 105
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 THE GARDENS AT HERITAGE GREEN INSURED 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 094 CALLAWAY CT CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) (08-00) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 54071 (08-00) 54070 (02-05) (08-00) 54658 (04-07) 54749 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM a.m. 12:01 a.m. to 09-25-2009 09-25 2010 12:01
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 106 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 ELL3 ASZ 571 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow - rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25 2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 05) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) BPO403 54341 (01-07) 54748 (08-00) (01 SECURED 87) INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
Page 107
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) 54069 (08-00) 54226 (08-00) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 108 54643 (01-90) Issued 12-29-2009
OWNERS INS- CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 3LDG 0054 579 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1,000
250 1,000
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
09147 -rs INSURANCE COMPANY Pace 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 109 GOSS INSURANCE AGENCY INC AGENCY 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 (01-07) BPO405 (01-87) 54073 (08-00) 54067 (08-00) 54745 (08-00) 54068 (08-00) 54228 (08-00)
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00)
54643 (01-90) Issued 12-29-2009
Page 110 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0E55 587 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
DUSINESSOiiHRS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
Endorsement Effective 09 POLICY NVMSSR 48-173-870-00 25 03-57-TN-0909 Company Use 2009 POLICY TERM Company 12:01 a.m. 12:01 a.m. Bill to 09-25 2009 09-25 BP1701 (0154658 (07-91) (01-07) 54069 (08-00) 54340 - 2010 54226 (08-00) 54752 (08-00) 87) (08-00) 54708 (01-07) 54062 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00)
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Page 112 54643 (01 Issued 12-29-2009 90) Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0056 595 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1 , 0 0 250 1,000 0
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included
1,000 1,000
15,000 Included See Form Included
1,000
CHANGE $9.18
Ow IS
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 113
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 05) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08 00)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08-00) 87) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 114 OWNERS INS CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25 2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0057 608 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DEB $1,000
1 , 0 0 250 1,000 0 1,000 1,000 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1,000 1,000 1, 0 1,000 0 1,0 0 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/90Days Included 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included 15,000 Included See Form Included
CHANGE $9.18
0147 ' rs page 115
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01 07) 54748 SECURED INTERESTED PARTIES: None (08-00)
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 116 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2809
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
iNSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0058 610 CtLLAWAY CT COVERAGES Building - GUARANTEED REPLACEME"T COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $145.47 Included Included
$150,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1, 0 1,000 0 1,000 0 1,000 1,000
Included
CHANGE $8.63
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (e1-90) Issued 12-29-2009
Page 117
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy numoer and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 107. Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 118 54643 (01-90) Issued 12-29-2009
OWNERS INS CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 302 nAN-.4 0059 622 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
1,000 1,000 1,000 1 1,000 , 0 0 0
$154.47 Included Included
$160,000 12 Months See Form
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/90Days Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per I 5,000 10,000 10,000 15,000 15,000 1,000,000/ 90 Days 5,000
tem
Included Included Included Included Included Included Included Included Included Included Included Included Included Included
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 119
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 87) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 120 54643 (01-90) Issued 12-29-2009 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC V1 BLIr 0060 624 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1 1,000 , 0 1,000 1,000 0 0
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-7009
rs Page 121
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25 2010
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08 54341 (01-07) 54748 (08-00) -
48-173-870-00
54841 BPO405 54073 54067 54745 54068 54228
00) SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07 (01-07) (08-00) 91) (08-00) (08 (08-00) 00)
Page 122 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 lisDO 0061 636 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM $141.19 Included Included
$145,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000
Included
CHANGE $8.39
60147
54643 (01-90) Issued 12-29-20G9
rs Page 123
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 Aomcy GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUM3ER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 124 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0062 638 CALLAWAY COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow
rs
0
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 125
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09 25 -2 (01-87) 54658 (07-91) 00 (08-00) 54340 (01-07) 9 (08-00) 54752 (08-00) 09 (01-07) 54062 (08-00) (08-00) 54065 (08-00) -2 (08-00) 54227 (08-00) 520 10
54643 (01-90) Issued 12-29-2009
Page 126 OWNERS INS. CO. AGENCY BOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 03 6(.1 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS
PREMIUM
$160,000 12 Months See Form 1,000
250 1,000
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1,0 0 0 1,000 1,000 250 1,000
1,000 1,000 1,000
1,000 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENcy GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
NSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium cerm. ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07)
54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54643 (01-90) Issued 12-29-2009
Page 127
BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
PCL.ECY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-7009
Page 128 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0064 652 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
O r i INSURANCE COMPANY 6101 0 ANACAPRI BLVD., LANSING, MI 48917 -1 AGENCY GOSS INSURANCE AGENCY INC 3999 1 (423) 875-0949 19-0159-00 MKT TERR 094 7 INSURM THE GARDENS AT HERITAGE GREEN r CONDOMINIUM ASSOCIATION INC s ADDRESS 800 CALLAWAY CT P CHATTANOOGA TN 37421-0615 a g This e policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. 1 2 ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07) BPO405 (01-87) 954659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54073 (08-00) 54064 (08-00) 54072 (08-00) 54067 (08-00) 54071 (08-00) 54070 (02-05) 54745 (08-00) 54658 (04-07) 54749 (08-00) 54068 (08-00) 54341 (01-07) 54748 (08-00) 54228 (08-00) SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90)
Issued 12-29-211n9 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN-0909 Company Use Company Bill
BP1701 54069 54226 54708 54066 54063
POLICY TERM 12:01 a.m., 12:01 a.m. to 09-25-2009 09-25-2010,
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 130 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0065 664 CALLA4AY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 05)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 132 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870=00 Bill Company Use 03-57-TN-0909
INISURM THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 '2)LOG 0066 662 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000 1,000
LIMITS
PREMIUM CHANGE $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included Included
Included
$9.18
Ott? , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 - rs AGENCY GOSS INSURANCE AGENCY INC 3999
19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 133
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 87) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08 (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08-00) 87) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 134 OWNERS INS. Co. AGENCY GOSS INSURANCE AGENCY INC 19-0159 1NsuRED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0067 678 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED LIMITS $1,000
1, 0 0 0 250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDRESS
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
(423) 875-0949
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN-0909 Company Use POLICY TERM a.m. 12:01 a.m. to 09-25-2009 09-25-2010
Company Bill
12:01
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08 (08-00) (08-00) 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 136 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0068 682 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
Included Included Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
ow rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY
GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
INSURED
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDRESS
54643 (01-90) Issued 12-29-2009
Page 137
BUSINESSOUNMS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POL:CY TERM a.m. 12:01 a.m. to 09-25-2009 09-25-2010, 12:01
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Sprinklered Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 138 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19 INSURED THE GARDENS AT HERITAGE GREEN 01 59 LOC 001 BLDG 0069 709 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, Dry TRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off Ordinance Or Law PrCoverage A, B And C Combined Outdoor Property em Trees, Shrubs Or Plants ise Outdoor Signs s Personal Effects And Property Of Others Util Pollutant Clean Up And Removal ity Refrigerated Products Rekeying Of Locks Se Salesperson's Samples rvi Valuable Papers And Records ce Water Fai Back-Up From Sewers Or Drains Equipment Breakdown lur e
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 250 250 1,000
1,000
Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 139
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 00) 54070 (02-05) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 140 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company Bill
ENSURED THE GARDENS AT HERITAGE GREEN
POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC Z;CJ1 BLDG 0070 715 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,0 0 0 1,000
250 1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per See Form Up To 1,000
Item Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000
1,000
Included Included
CHANGE $9.18
Ow
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 141
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54749 (08-00) 54658 (04-07) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08 (08-00) -87) (08-00) 00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 142 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0071 721 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
Ow
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-99-2009
Page 143
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08 87) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 144 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) 17-79 Company POLICY NUMBER 48-173-870-00 2n09 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0072 723 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, Outdoor 8 And CProperty Trees, Shrubs Or Plants Combined Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) issued 12-29-2009
0'47 rs Page 145 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
MSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
NXICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 146 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19 NSUF1ED THE GARDENS AT HERITAGE GREEN 01 59 LOC 001 BLDG 0073 729 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, Dry TRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03 Term 09-25-2009 to 09-25-2010 57-TN-0909
DED $1,000
1,000
250 1,000 1,000
LIMITS
PREMIUM CHANGE $154.47 $9.18 Included Included
$160,000 12 Months See Form
Included Included 100,000 7,500 Included Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
Included Included Included
25,000 25,000 25,000
1,000
Included
Ow irs
Page 147
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 1 2 BUSINESSOWNERS POLICY DECLARATIONS -29-2009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to ,09 2520 (01-87) 54658 (07-91) 09 (08-00) 54340 (01-07) (08-00) 0954752 (08-00) (01-07) 54062 (08-00) 25(08-00) 54065 (08-00) 20 (08-00) 54227 (08-00) 10 .
Page 148 54643 (01-90) OWNERS INS. CO.
issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 0C1 LLDG 0074 731 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
09tv r s INSURANCE COMPANY 6101 Page ANACAPRI BLVD., LANSING, MI 48917-3999 149 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54443 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: BPO403 (01-87) 54659 (02-05) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54748 (08-00) 54341 (01-07)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08 (08-00) (08-00) 00) (08-00)
Page 150 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURM THE GARDENS AT HERITAGE GREEN LC C 001 BLDG 0075 737 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included
1,000 1,000
15,000 Included See Form Included
1,000
CHANGE $9.18
Page 151 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
iNISIJRED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 12-297 BUSINESSOWNERS POLICY DECLARATIONS 009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08-00) 00) (08-00) (08-00) 0)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08 87) (01-07) (08-00) 00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 152 54643 (01-90) Issued 12-29-2009
3WNE7- INS, CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0076 739 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back Equipment Breakdown Up From Sewers Or Drains
PREMIUM
DED LIMITS $1,000
1,000
250 1,000
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 153 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
48-173-870-0C
03-57-TN POLIY TERM 0909 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS
POLICY NUMBER
Company Bill
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08 (08-00) 00)
e 154 OWN E AGENCY GOSS INSURANCE AGENCY INC RS 19-0159-00 MKT TERR 094 INS. INsuREED THE GARDENS AT HERITAGE GREEN CO.
Company Bill
54643 (01-90) Tssud 1229 POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC 001 SLOG 0077 745 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1, 0 0 0 250 1,000
$154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
1,000 1,000
Included Included
Included
CHANGE $9.18
rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 155
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2
Pace 156 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company Bill
INSURED THE GARDENS AT HERITAGE GREEN
POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0078 747 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
5,000 Included 500,000/900ays Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included Included
Included
CHANGE $9.18
Ow rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12.-29-2009
Page 157
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUNIIER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010,
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 158 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN LC C COVERAGES onl 2i..Building - GUARANTEED REPLACEMENT COST 11 Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, 6 Dry Rot, Wet Rot and Bacteria 00 COVERAGE PACKAGE: Property Plus 79 Accounts Receivable Arson Reward 75 Bailees Coverage 3 CA Building Glass Coverage Business Personal Property - Expanded LL Coverage AW Business Personal Property At Fairs AY Or Exhibitions Business Personal Property At Newly CT Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Term 09-25-2009 to 09-25-2010
DED LIMITS $1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
1,000 100,000 7,500 5,000 2,500 Per Item 250 See Form Included 1,000 Up To 1,000 Ft Included
Included Included Included Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1,0 0 0 1,000 1,000 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Included Included
Included
CHANGE $9.18
rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159
54643 (01-90) Issued 12-29-2009
Page 159
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
POLICY NUMBER 48-173-870-0C Company Use Company Bill
03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08 (08-00) (08 00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 160 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0080 755 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage - Expanded Business Personal Property Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
BED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $9.18
rs
Page 161
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 12-29 BUSINESSOWNERS POLICY DECLARATIONS 2009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-1=73-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to ,09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 162 54643 (01-90) Issued 12-29-2009
OWNERS iNS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0081 761 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, Outdoor 8 And CProperty Trees, Shrubs Or Plants Combined Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
1, 0 1,000 0 1,000 0 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 164 54643 (01-90) Issued 1 2 Company POLICY NUMBER 48-173-870-00 -99-2009 Bill Company Use 03-57-TN-0909
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC ooa SLIM 0082 763 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included Included
5,000
500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
1,000
Included Included
CHANGE $9.18
0147 - r s Page 165
54643 (01-90) Issued 12-29 BUSINESSOWL1RS POLICY DECLARATIONS 2009 Endorsement Effective 09-25-2009
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
NSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09 25 -2 (01-87) 54658 (07-91) 00 (08-00) 54340 (01-07) 9 (08-00) 54752 (08-00) (01-07) 54062 (08-00) 09 (08-00) 54065 (08-00) -2 (08-00) 54227 (08-00) 520 10
Page 166 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09 25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0083 769 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $ 1 , 0 0 1, 00 0 0 250 1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included Included
1,000 5,000 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 167 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 168 54643 (01-90) Issued -29-2009
NERD INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC eel BLDG 0084 771 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
1,000 1,000 1,000
1,000 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY
CUSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
48-173-870-00
03 POLICY TERM Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N09 09 BP1701 (01 54658 (07-91) 54340 54069 (08-00) (01-07) 54226 (08-00) 54752 (08-00) 87) 54062 54708 (01-07) (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00) Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54643 (01-90) Issued 12-79-7009
Page 169
54643 (01-90) Issued 12-29-2009
Page 170 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 stnG nuts 775 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1,000
Included Included
Included
CHANGE $9.18
itt rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 171
Endorsement Effective 09-25-2009 (423) 875-0949
INsuRED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 172 OWNERS INS CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
MURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0086 779 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1, 0 1,000 0 1,000 0 1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow , rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 173
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010,
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19 INSURED THE GARDENS AT HERITAGE GREEN 01 59 LOC 0C1 ZUG 0087 787 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, Dry TRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off Ordinance Or Law PrCoverage A, B And C Combined Outdoor Property em Trees, Shrubs Or Plants ise Outdoor Signs s Personal Effects And Property Of Others Util Pollutant Clean Up And Removal ity Refrigerated Products Rekeying Of Locks Se Salesperson's Samples rvi Valuable Papers And Records ce Water Fai Back-Up From Sewers Or Drains Equipment Breakdown lur e
Page 174 54643 (01-90) Issued 12-29-2009 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09 25-2010 DED LIMITS $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
5,000 Included 500,000/90Days Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 250 250 1,000
Included Included
Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 175
BUSINESSOWNERS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Endorsement Effective 09-25 48-173-870-00 POLICY NUMBER 2009 03-57-TN-0909 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 176 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN2009 0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0088 804 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DEO LIMITS $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
$154.47 Included Included
$160,000 12 Months See Form
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/90Days Included Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per I 5,000 10,000
tem
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
0147 rs Page 177 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER 48-173-870-00 Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 127 Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08 (08-00) 00)
Page 178 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0089 806 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM $141.19 Included Included
$145,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $8.39
6 0 1 INSURANCE COMPANY 6101 4 ANACAPRI BLVD., LANSING, MI 48917-3999 7 AGENCY GOSS INSURANCE AGENCY INC r (423) 875-0949 19-0159-00 MKT TERR 094 s INSURED THE GARDENS AT HERITAGE GREEN P CONDOMINIUM ASSOCIATION INC a ADDRESS g 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 e 1 This 7 policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. 9 ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08-00) 00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMMER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to ,09-25-2009 09-25-2010
Company Use Company Bill
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
Page 180 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0090 812 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1,000
250 1,000
$145.47 Included Included
$150,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
1,000
Included
CHANGE $8.63
Ow
rs
Page 181
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 12-29 BUSINESSO!MERS POLICY DECLARATIONS 2009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) (08-00) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 54070 (02-05) 54071 (08-00) (08-00) 54658 (04-07) 54749 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 182 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
INSURE") THE GARDENS AT HERITAGE GREEN LOC (;12.1 MLDG S991 814 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1 , 0 0 250 1,000 0
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
-rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 183
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 C3-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 184 54643 (01-98) Issued 12-29-2089
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG U.92 820 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per I 5,000 10,000
tem
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1, 0 1,000 0 1,000 0 1,000 1,000
Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY
GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
INSURED
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDRESS
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 185
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM a.m. 12:01 a.m. to 09-25-2009 09-25-2010 12:01
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) 8PO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 186 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG ?T93 822 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1,000
250 1,000 1,000
$160,000 $154.47 12 Months Included See Form Included Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included
1,000 1,000
15,000 Included See Form Included
1,000
CHANGE $9.18
Ow rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 187
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-0C 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 188 546 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0094 828 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property
DED
LIMITS
$1,000
1 , 0 0 250 1,000 0
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included Included
1,000 5,000 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 189
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 00) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08 (08-00) (01-07) 00) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 190 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 3LOG 0095 830 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back Equipment Breakdown Up From Sewers Or Drains
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM CHANGE $154.47 $9.18 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
ott ,rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 191
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
?OLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08 (08-00) (08-00) 00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 192 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0096 836 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000
1, 0 1,000 0 1,000 0 1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Included Included
Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
09147 0 rs Page INSURANCE COMPANY 193 ANACAPRI BLVD., LANSING, MI 48917-3999 6101 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 87) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) 54069 (08-00) 54226 (08-00) 54708 (01-07) (08-00) 54066 54063 (08-00)
54658 (07-91) 54340 (01-07) 54752 (08-00) 54062 (08-00) 54065 (08-00) 54227 (08-00)
54643 (01-90) Issued 12-29-2009
Page 194 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC on sus Z397 838 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1 , 0 0 250 1,000 0 1,000 1,000 1,000 1,000 1,000 See Form 1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft 5,000
Included Included Included Included Included Included Included
500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
LIMITS
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $9.18
Ow INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 195
BUSINESSOKHERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
ENSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 196 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 ML7 , COVERAGES 1 0098 844 CALLAWAY Building - GUARANTEED REPLACEMENT COST CT Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records
1,0 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
Included
CHANGE $9.18
Ow rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 197
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949 POLICY NUMBER
tNSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
48-173-870-00
03 POLICY TERM Company ADDRESS 800 CALLAWAY CT Bill 12:01 a.m. 12:0157 a.m. CHATTANOOGA TN 37421-0615 to 09-25-2009 09-25-2010 T NThis policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. 09 09 54841 (01-07) BP1701 (01-87) 54658 (07-91) ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) BPO405 (01-87) 54069 (08-00) 54340 (01 54073 (08-00) 54226 (08-00) 54752 (08-00) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54067 (08-00) 54708 (01-07) 54062 (08-00) 07) 54745 (08-00) 54066 (08-00) 54065 (08-00) 54071 (08-00) 54070 (02-05) (08-00) 54063 (08-00) 54227 54658 (04-07) 54749 (08-00) 54068 (08-00) 54228 (08-00) 54341 (01-07) 54748 (08-00) SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
Company Use
Page 198 54643 (01-90) Issued 12-29-7009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC OC1 BLDG 0099 846 CALLAWAY CT COVERAGES DED LIMITS PREMIUM CHANGE Building - GUARANTEED REPLACEMENT COST $1,000 $150,000 $145.47 $8.63 Business Income And Extra Expense 12 Months Included Limitation of Coverage for Fungi, Mold, See Form Included Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Included Accounts Receivable 1,000 100,000 Included Arson Reward 7,500 Included Bailees Coverage 5,000 Included 2,500 Per Item Building Glass Coverage 250 See Form Included Business Personal Property - Expanded 1,000 Up To 1,000 Ft Included Coverage Business Personal Property At Fairs 1,000 5,000 Included Or Exhibitions Business Personal Property At Newly 1,000 500,000/90Days Included Acquired Premises Business Personal Property In Transit 1,000 25,000 Included Business Personal Property Off Premises 1,000 25,000 Included Debris Removal 25,000 Included Electronic Equipment Equipment - Unscheduled 1,000 25,000 Included Electrical Disturbance See Form 25,000 Included Mechanical Breakdown 1,000 25,000 Included Media 25,000 Included Transportation 25,000 Included Business Income And Extra Expense 100,000 Included Fine Arts, Collectibles, And Memorabilia 10,000/ Included 2,500 Per Item Fire Department Service Charge 5,000 Included Fire Extinguisher And Fire Suppression 10,000 Included System Recharge Forgery And Alteration 1,000 10,000 Included Money & Securities Inside Premises 250 15,000 Included Money & Securities Outside Premises 250 15,000 Included Newly Acquired Or Constructed Property 1,000 1,000,000/ Included 90 Days Off-Premises Utility Service Failure 1,000 5,000 Included Ordinance Or Law Coverage A, B And C Combined 25,000 Included Outdoor Property 1,000 10,000 Included Trees, Shrubs Or Plants 1,000 1,000 Per Item Included Outdoor Signs 250 5,000 Included Personal Effects And Property Of Others 1,000 15,000 Included Pollutant Clean Up And Removal 25,000 Included Refrigerated Products 1,000 10,000 Included Rekeying Of Locks 1,000 Included Salesperson's Samples 1,000 10,000 Included Valuable Papers And Records 1,000 50,000 Included Water Back-Up From Sewers Or Drains 1,000 15,000 Included Equipment Breakdown 1,000 See Form Included
rs
Page 199
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19 (423) 875-0949 INSURED THE GARDENS AT HERITAGE GREEN 01 CONDOMINIUM ASSOCIATION INC 59 ADDRESS -0 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 0 M This policy isKamended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. T T ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07) 54659E (02-05) BPO403 (01-87) BPO405 (01-87) 54743 (08-00) 54750 (08-00) 54073 (08-00) (08-00) 54064R (08-00) 54072 (08-00) 54067 54071R (08-00) 54070 (02-05) 54745 (08 5465809 (04-07) 54749 (08-00) 54068 (08-00) 54341 (01-07) 54748 (08-00) 54228 (08-00) 4 00) SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90) Issued 12-29 BUSINESSOWNERS POLICY DECLARATIONS 2009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
BP1701 (01 54069 (08-00) 54226 (08-00) 87) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (0I-90) Issued 12-29-2009
Page 200 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0100 852 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money 8 Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS 81,000
1,000
250 1,000 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-7009
Page 201
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER
48-173-870-00
03-57-TN PCLZCY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
Company Use
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08 54341 (01-07) 54748 (08-00) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 202 54643 (01-90) Issued 12-29-2009
OWNER - INS. AGENCY GOSS INSURANCE AGENCY INC CO. 19-0159-00 MKT TERR 094
Company Bill
POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC On SLOG 0101 854 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage - Expanded Business Personal Property Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money 8 Securities Outside Premises Newly Acquired Or Constructed Property Off Ordinance Or Law PrCoverage A, B And C Combined Outdoor Property em Trees, Shrubs Or Plants ise Outdoor Signs s Personal Effects And Property Of Others Util Pollutant Clean Up And Removal ity Refrigerated Products Rekeying Of Locks Se Salesperson's Samples rvi Valuable Papers And Records ce Water Fai Back-Up From Sewers Or Drains Equipment Breakdown lur e
DED $1,000
1 , 0 0 250 1,000 0
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Included Included
Included
CHANGE $9.18
rs
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 203
Endorsement Effective 09-25-2009 (423) 875-0949
ENSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 204 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29 Company POLICY NUMBER 48-173-870-00 2009 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0102 360 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1 , 0 0 250 1,000 0
LIMITS $180,000 12 Months See Form
PREMIUM
CHANGE
$172.03 Included Included
$10.23
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 205
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 206 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company Bill
INSURED THE GARDENS AT HERITAGE GREEN
POLICY NUMBER Company Use
54643 (01-90) 12-29 48-173-870-00 2009 03-57-TN-0909
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0103 868 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included
CHANGE $9.18
rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
AGENCY GOSS INSURANCE AGENCY INC 19 (423) 875-0949 INSURED THE GARDENS AT HERITAGE GREEN 01 CONDOMINIUM ASSOCIATION INC 59 ADDRESS -0 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 0 M This policy isKamended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. T T ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07) 54659E (02-05) BPO403 (01-87) BPO405 (01 54743 (08-00) 54750 (08-00) 54073 (08-00) (08-00) 54064R (08-00) 54072 (08-00) 54067 87) 54071R (08-00) 54070 (02-05) 54745 (08-00) 5465809 (04-07) 54749 (08-00) 54068 (08-00) 54341 (01-07) 54748 (08-00) 54228 (08-00) 4 SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90) Issued 12-29-2009
Page 207
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMBER
48-173-870-00
03 POLICY TERM Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N09 09 54658 (07-91) BP1701 (01-87) 54340 (01-07) 54069 (08-00) 54752 (08-00) 54226 (08-00) 54708 (01-07) 54062 (08-00) 54065 (08-00) 54066 (08-00) (08-00) 54063 (08-00) 54227 Company Use
Page 208 54643 (01-98) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 15104 907 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN Term 09-25-2009 to 09-25-2010 0909
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
25,000 25,000 25,000
Included Included Included
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow s INSURANCE COMPANY
Page 209
BUSINESSOWNERS POLICY DECLARATIONS
6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010,
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08-00) 87) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 210
54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER Bill Company Use
INSURM THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09 25-2010
LOC 001 BLDG 0105 909 CALLAWAY CT COVERAGES
BED
Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property Coverage Business Personal Property Or Exhibitions Business Personal Property Acquired Premises Business Personal Property Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Fine Arts, Collectibles, And
$1,000
1,000
- Expanded
250 1,000
At Fairs
1,000
At Newly
1,000
In Transit Off Premises
1,000 1,000 1,000 See Form 1,000
Expense Memorabilia
Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
1,000 250 250 1,000
LIMITS
PREMIUM CHANGE
$160,000 12 Months See Form
$154.47 $9.18 Included Included
100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
5,000 Included 500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
48-173-870-00 03-57-TN-0909
1,000
Included
Ow , INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 rs AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 211
BUSINESSOWN7AS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to ,09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 212 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19 INSURED THE GARDENS AT HERITAGE GREEN 01 59 LOC 001 BLDG 0106 915 CALLAWAY CT -0 COVERAGES 0 M Building - GUARANTEED REPLACEMENT COST K Business Income And Extra Expense T Limitation of Coverage for Fungi, Mold, DryTRot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus E Accounts Receivable Arson R Reward Bailees R Coverage 09 Glass Coverage Building 4 Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/900ays Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Paae 213
BUSINESSUNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED
THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
ADDRESS
800 CALLAWAY CT CHATTANOOGA TN 37421-0615
(423) 875-0949
Endorsement Effective 09-25 48-173-870-00 POLICY NUMBER 2009 03-57-TN-0909 Company Use Company Bill
POLICY TERM a.m. 12:01 a.m. to 09-25-2009 09-25-2010 12:01
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 214 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
1NsuREED THE GARDENS AT HERITAGE GREEN LOC 001 BUG 0107 917 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
PREMIUM CHANGE
LIMITS
$154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included Included
Included
$9.18
Page 215
90) BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01
Issued- 12-29-2009
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
Company Use Company Bill
AGGRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08 00) 54341 (01-07) 54748 (08-00) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08-00) 87) (08-00) (08-00) (08-00) 08
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 216 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER Bill Company Use
INSURED THE GARDENS AT HERITAGE GREEN
48-173-870-00 03-57-TN-0909
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0108 923 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000 1,000
LIMITS
PREMIUM CHANGE
$160,000 12 Months See Form
$154.47 $9.18 Included Included
Included 100,000 Included Included 7,500 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
Included Included Included
25,000 25,000 25,000
1,000
Included
Ow "rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999
Page 217
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
Endorsement Effective 09-25-2009 AGENCY GOSS INSURANCE AGENCY INC 19 (423) 875-0949 POLICY NUMBER 48-173-870-00 INSURED THE GARDENS AT HERITAGE GREEN 03-57-TN-0909 Company Use 01 CONDOMINIUM ASSOCIATION INC 59 Company PCL:CY TERM ADDRESS Bill 12:01 a.m. 12:01 a.m. -0800 CALLAWAY CT CHATTANOOGA TN 37421 to 0 09 M This policy is0615 Kamended in consideration of the additional or return premium shown below. This Declarations 25 voids and replaces all previously issued Declarations bearing the same policy number and premium term. T -2 T ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07) BP1701 (01-87) 54658 (07-91) 00 54659E(02-05) BPO403 (01-87) BPO405 (01-87) 54069 (08-00) 54340 (01-07) 9 54743 (08 54750 (08-00) 54073 (08-00) 54226 (08-00) 54752 (08-00) R(08-00) 09 54064 54072 (08-00) 54067 (08-00) 54708 (01-07) 54062 (08-00) 54071R(08-00) 54070 (02-05) 54745 (08-00) 54066 (08-00) 54065 (08-00) -2 00) 54658 (04-07) 54749 (08 54068 (08-00) 54063 (08-00) 54227 (08-00) 09 554341 (01-07) 54748 (08-00) 54228 (08-00) 4 20 00) 10 SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
Page 218 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
NSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0109 925 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED $1,000
1,000
250 1,000 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
CHANGE *9.18
Ow , rs
Page 219
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 12-292 BUSINESSOWNERS POLICY DECLARATIONS 009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08 (08-00) 00)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08-00) 87) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 220 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company Bill
INSURED THE GARDENS AT HERITAGE GREEN
POLICY NUMBER 48-173-870-00 Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0110 931 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,0 0 0 1,000
250 1,000
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per See Fors Up To 1,000
Item Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000 1,000 1 ,1,000 10 ,0 00 0 0
Included
CHANGE $9.18
Ow
rs
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Sprinklered Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
48-173-870-00
03 POLICY TERM Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N09 09 BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00) Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54749 (08-00) 54341 (01-07) 54748 (08-00) 07) SECURED INTERESTED PARTIES: None
54643 (01-90) issued 12-29-2009
Page 221
54643 (01-90) Issued 12-29-2009
Page 222 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0111 933 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
PREMIUM CHANGE
DED LIMITS $1,000
$154.47 Included Included
$160,000 12 Months See Form
1,000 100,000 7,500 5,000 2,500 Per Item 250 See Form Included 1,000 Up To 1,000 Ft Included
Included Included Included Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000
Included
$9.18
rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
54643 (01-90) Issued 12-29-2009
Page 223
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875 0949
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) 54069 (08-00) 54226 (08-00) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 224 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0112 939 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000 1,000
LIMITS $145,000 12 Months See Form
PREMIUM $141.19 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included 10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $8.39
Ow , rs
BUSINESSOWERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 225
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 226 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0113 941 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1, 0 0 0 250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 250 250 1,000
1,000 1 1,000 , 0 1,000 1,000 0 0
Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
()Olt/ rs Page 227
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 00) 54070 (02-05) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 228 54643 (01-90) OWNERS INS, CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0114 947 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS $1,000
1,000
250 1,000
PREMIUM $172.03 Included Included
$180,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000 1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included Included
Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
Included Included Included
25,000 25,000 25,000
1,000
CHANGE $10.23
f r INSURANCE COMPANY . ANACAPRI BLVD., LANSING, MI 48917-3999 6101 . GOSS INSURANCE AGENCY INC AGENCY (423) 875-0949 19-0159-00 MKT TERR 094 4 1NStJRED THE GARDENS AT HERITAGE GREEN 0 CONDOMINIUM ASSOCIATION INC 1 ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 4 7 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids r and replaces all previously issued Declarations bearing the same policy number and premium term. ADDITIONAL s FORMS FOR THIS BUILDING: 54841 (01-07) 54659 (02-05) BPO403 (01-87) BPO405 (01-87) P54743 (08-00) 54750 (08-00) 54073 (08-00) 54064 (08-00) 54072 (08-00) 54067 (08-00) a54071 (08-00) 54070 (02-05) 54745 (08-00) 54658 (04-07) 54749 (08-00) 54068 (08-00) g54341 (01-07) 54748 (08-00) 54228 (08-00) e SECURED INTERESTED PARTIES: None 2 2 RATING INFORMATION 9Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90) Issued 12-29-2009 BUSIEESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM a.m. 12:01 a.m. to 09-25-2009 09-25-2010 12:01
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 230 54643 (01-90) Issued 12-29-7009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0115 949 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 231
BUSINESSOWNERS POLICY DECLARATIS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010,
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 08
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 232 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0116 1006 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
DED $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
Included Included
Included
CHANGE $9.18
ow rs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 233
BUSINESSMJNE3S POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949 POLICY NUMBER
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
48-173-870-00
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR TI-IS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 05)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01 (08-00) (08-00) 07) (08-00) (08-00)
Page 234 54643 (01-90) OWNERS INS. CO.
Issued 12-29-2009
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSUPED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC 001 BLDG 0117 1008 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DEO $1,000
1,000
250 1,000
LIMITS
PREMIUM $154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000 5,000 Included 1,000 500,000/900ays Included 1,000 1,000 1,000 See Form 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000 250 250 1,000
25,000 25,000 25,000
1,000
Included Included Included Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 235 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY CUSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURM THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00
03-57 POLICY TERM 12:01 a.m. 12:01TN a.m. to 09-25-2009 09-25-2010 0909
Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54341 (01-07) 54748 (08-00) 07) 54749 SECURED (08-00) INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
54643 (01-90) Issued 12-29-2009
Page 236 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0118 1014 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000
PREMIUM CHANGE $172.03 Included Included
$180,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1, 0 1, 0 1,000 0 0 0 1, 1,000 0 0 0
25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Included Included
Included
$10.23
OW rs
54643 (01-90) Issued 12-29-2009
Page 237
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NUMBER Corpany Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FC7) 54659 (02-05) . 74IS BUILDING: 54743 (08-00) 54064 (08-00) 54071 (08-00) 54658 (04-07) 54341 (01-07)
BPO403 54750 54072 54070 54749 54748
(01-87) (08-00) (08-00) (02-05) (08-00) (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 238 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0119 1016 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED LIMITS $1,000
1,000
250 1,000
PREMIUM
$180,000 12 Months See Form
$172.03 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000 250 250 1,000
1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $10.23
Ow
BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 239
Endorsement Effective 09-25-2009 POLICY NUMBER
(423) 875 0949
48-173-870-00
03-57-TN POLICY TERM 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
Company Use Company Bill
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08 (08-00) (08-00) 00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 240 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY DOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC C31 3LDO 0120 1022 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1 , 0 0 250 1,000 0
$154.47 Included Included
$160,000 12 Months See Form
Included Included 100,000 Included 7,500 Included 5,000 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/900ays Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1, 0 1,000 0 1,000 0 1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
ors Page 241 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
DUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER Company Use Company Bill
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR ThIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) 54069 (08-00) 54226 (08-00) 54708 (01-07) 54066 (08-00) 54063 (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 242 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0121 1C24 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS $1,000
1 , 0 0 250 1,000 0
$160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
Included Included Included Included Included Included Included Included Included Included
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
Ow
BUSIN2SSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 NSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
54643 (01-90) Issued 12-29-2009
Page 243
Endorsement Effective 09-25-2009 (423) 875-0949
POLICY NT=
48-173-870-00
Company Use
03-57-TN-0909
Company Bill
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 244 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 INSURED THE GARDENS AT HERITAGE GREEN LOC CC1 BLDG 0122 1030 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57 Term 09-25 TN 2009 to 0909 09-25-2010 PREMIUM CHANGE DED LIMITS $1,000
1,000
250 1,000 1,000 1,000 1,000 1,000
$145,000 12 Months See Form
$141.19 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included 5,000 Included 500,000/900ays Included 25,000 25,000 25,000
Included Included Included
1,000 See Form 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1, 0 1,000 0 1,000 0 1,000 1,000
25,000 Included 10,000 Included 1,000 Included 10,000 Included 50,000 Included 15,000 Included See Form Included
Included Included Included Included Included Included Included
$8.39
rs
Page 245
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT CONDOMINIUM ASSOCIATION INC TERR ADDRESS 800 CALLAWAY CT 094 CHATTANOOGA TN 37421-0615
(423) 875-0949
54643 (01-90) Issued 12-292 BUSINESSOWNERS POLICY DECLARATIONS 009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08 54341 (01-07) 54748 (08-00) 00) SECURED INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08 (08-00) (08-00) 00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01 (08-00) (08-00) 87) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 246 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 31L3 1032 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000 1 , 1,000 0 1,000 0 1,000 0 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
09147 r s Page 247 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19 INSURED THE GARDENS AT HERITAGE GREEN 01 CONDOMINIUM ASSOCIATION INC 59 ADDRESS -0 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 0 M This policy is amended in consideration of the additional or return premium shown below. This Declarations K voids and replaces all previously issued Declarations bearing the same policy number and premium term. T 54841 (01-07) ADDITIONAL T FORMS FOR THIS BUILDING: BPO405 (01-87) 54659E(02-05) BPO403 (01 54073 (08-00) 54743 (08-00) 54750 (08-00) 54067 (08-00) 54064R(08-00) 54072 (08-00) 87) 54745 (08-00) 54071R(08-00) 54070 (02-05) 54068 (08-00) 5465809 (04-07) 54749 (08-00) 54228 (08-00) 54341 (01-07) 54748 (08-00) 4 SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to ,09-25 2009 09-25(01-87) 54658 (07-91) 2010 (08-00) 54340 (01-07) (08-00) 54752 (08-00) (01-07) 54062 (08-00) (08-00) 54065 (08-00) (08-00) 54227 (08-00)
Page 248 54643 (01-90) OWNERS INS . AGENCY GOSS INSURANCE AGENCY INC . CO. 19-0159-00 MKT TERR 094
Issued 12-29-2009 Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG 0124 13Z3 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1, 0 0 0 250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1, 0 0 1,000 0 1,000 250 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000
1,000
CHANGE $9.18
frrs INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917 AGENCY GOSS INSURANCE AGENCY INC 3999 19-0159-00 MKT TERR 094
54643 (01-90) Issued 12-29-2009
Page 249
BUSINESSOWNERS POLICY DECLARATIONS
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Endorsement Effective 09-25 POLICY NUMBER 48-173-870-00 2009 03-57-TN Company Use POLICY TERM Company Bill 12:01 a.m. 12:010909 a.m. to 09-25-2009 09-25-2010
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00) 05)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00)
BP1701 (01-87) (08-00) 54069 54226 (08-00) (01-07) 54708 (08-00) 54066 54063 (08 00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 250 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLL; 0125 1040 CALLAWAY CT
Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage At Fairs Business Personal Property Or Exhibitions Business Personal Property At Newly Acquired Premises In Transit Business Personal Property Off Premises Business Personal Property Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
PREMIUM
DED LIMITS
COVERAGES $1, 0 00
1,000
250 1,000
$154.47 Included Included
$160,000 12 Months See Form 100,000 7,500 5,000 2,500 Per Item See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000 5,000 Included 1,000 500,000/90Days Included 25,000 25,000 25,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
Included Included Included Included
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
1,000 1,000 1,000 See Form 1,000
1,000 250 250 1,000
1, 0 1 0 1,000 , 0 0 1 1,000 0 , 0 0 0 0
Included Included
Included
CHANGE $9.18
09147 0 r s Page 251
54643 (01-90) Issued 12-29-2009 BUSINESSOWNERS POLICY DECLARATIONS
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
(423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04-07) 54749 (08-00) 54341 (01-07) 54748 (08-00)
54841 BPO405 54073 54067 54745 54068 54228
SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01-07) (01 (08-00) (08 87) (08-00) (08 00) (08-00) 00)
Endorsement Effective 09 POLICY NUMBER 48-173-876-00 25-2009 03-57 Company Use POLICY TERM Company Bill 12:01 a.m. 12:01TN a.m. to 09-25 0909 2009 09-25 54658 (07-91) BP1701 (01-87) -2010 (08-00) 54340 (01-07) 54069 (08-00) 54752 (08-00) 54226 (01-07) 54062 (08-00) 54708 (08-00) 54065 (08-00) 54066 (08-00) 54227 (08-00) 54063
e 252 54643 (01-90) Issued 12-29-2009 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909 Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 BLDG S126 1046 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
BED $1,000
1,000
250 1,000
LIMITS
PREMIUM $141.19 Included Included
$145,000 12 Months See Form 100,000 7,500 5,000 Item 2,500 Per See Form Up To 1,000 Ft
Included Included Included Included Included Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
Included Included Included
25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Included Included Included Included
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
1,000 See Form 1,000
1,000 250 250 1,000 1, 0 0 1 0,000 1,000 250 1,000 1,000
Included Included
Included
CHANGE $8.39
54643 (01-90) Issued 12-2 . BUSINESSOWNERS POLICY DECLARATIONS 9-2009 Endorsement Effective 09-25-2009
INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094 NSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
(423) 875 0949
POLICY NUMBER
48-173-870-00
03-57 POLICY TERM 12:01 a.m. 12:01TN-0 a.m. to 909 09-25-2009 09-25-2010
Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421 This policy is0615 amended in consideration of the additional or return premium shown below. This Declarations
Company Bill
voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02 54743 (08-00) 54750 (08-00) 54064 (08 05) 54071 (08-00) 54070 (02-05) BPO403 54658 (04 00) 54072 54341 -(01-87)(01-07) 54748 (08-00) (08-00) 07) 54749 SECURED (08-00) INTERESTED PARTIES: None
54841 BPO405 54073 54067 54745 54068 54228
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
(01 (01-87) (08-00) 07) (08-00) (08-00) (08-00) (08-00)
BP1701 54069 54226 54708 54066 54063
(01-87) (08-00) (08-00) (01-07) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07-91) (01-07) (08-00) (08-00) (08-00) (08-00)
Page 254 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO.
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Term 09-25-2009 to 09-25-2010
INSURED THE GARDENS AT HERITAGE GREEN LOC 001 LLDO 0127 1048 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products. Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1,000
250 1,000
LIMITS $160,000 12 Months See Form
PREMIUM $154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1,000
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included
1,000 1,000 250 1,000
25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included
1 , 1, 0 1 0 0 ,0 1,000 0 0 1,000 0 0 0
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
CHANGE $9.18
54643 (01-90) Issued 12-29-2009
Page 255 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC (423) 875-0949 19 INSURED THE GARDENS AT HERITAGE GREEN 01 CONDOMINIUM ASSOCIATION INC 59 ADDRESS - 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 00 M This policy is amended in consideration of the additional or return premium shown below. This Declarations K voids and replaces all previously issued Declarations bearing the same policy number and premium term. T 54841 (01-07) ADDITIONAL T FORMS FOR THIS BUILDING: BPO405 (01 54659E(02-05) BPO403 (01 54073 (08-00) 54743 (08-00) 54750 (08-00) 54067 (08-00) 54064R(08-00) 54072 (08-00) 87) 87) 54745 (08-00) 54071R(08-00) 54070 (02-05) 54068 (08-00) 5465809 (04-07) 54749 (08-00) 54228 (08-00)0) 54341 (01-07) 54748 (08-00) 4 SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 107 Building Age Credit applies
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 POLICY NUMBER Company Use Company Bill
BP1701 54069 54226 54708 54066 54063
48-173-870-00 03-57-TN-0909
POLICY TERM 12:01 a.m. 12:01 a.m. to 09-25-2009 09-25-2010
(01-87) (08 (08-00) (01-07) 00) (08-00) (08-00)
54658 54340 54752 54062 54065 54227
(07 (01-07) (08-00) 91) (08-00) (08-00) (08-00)
Page 256 54643 (01-90) Issued 12-29-2009
OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159 INSURED THE GARDENS AT HERITAGE GREEN 00 MKT TERR LOC 001 BLDG 0128 10E4 CALLAWAY CT 094 COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property Off-Premises Utility Service Failure Ordinance Or Law Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
DED $1,000
1 , 0 0 250 1,000 0
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57 Term 09-25-2009 to 09-25-2010 TN 0909 CHANGE LIMITS PREMIUM $160,000 12 Months See Form
$154.47 Included Included
Included 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item See Form Included Up To 1,000 Ft Included
1,000
5,000 Included
1,000
500,000/90Days Included
1,000 1,000
25,000 Included 25,000 Included 25,000 Included
1,000 See Form 1,000
25,000 Included 25,000 Included 25,000 Included 25,000 Included 25,000 Included 100,000 Included 10,000/ Included 2,500 Per Item 5,000 Included 10,000 Included
1,000 250 250 1,000 1 , 0 1,000 0 1,000 0 250 1,000 1,000 1,000 1 ,1,000 0 1,000 0 0
10,000 Included 15,000 Included 15,000 Included 1,000,000/ Included 90 Days 5,000 Included 25,000 Included 10,000 Included 1,000 Per Item Included 5,000 Included 15,000 Included 25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
15,000 See Form
Included Included
$9.18
Ott rs age 257 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19 (423) 875-0949 ENSURED THE GARDENS AT HERITAGE GREEN 01 CONDOMINIUM ASSOCIATION INC 59 ADDRESS -0 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 0 M This policy isK amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term. T T ADDITIONAL FORMS FOR THIS BUILDING: 54841 (01-07) 54659E(02-05) BPO403 (01-87) BPO405 (01-87) 54743 (08-00) 54750 (08-00) 54073 (08-00) 54064R(08-00) 54072 (08-00) 54067 (08-00) 54071R(08-00) 54070 (02-05) 54745 (08-00) 5465809 (04-07) 54749 (08-00) 54068 (08-00) 54341 (01-07) 54748 (08-00) 54228 (08 4 00) SECURED INTERESTED PARTIES: None RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies
54643 (01-90) Issued 12-297 BUSINESSOWNERS POLICY DECLARATIONS 009 Endorsement Effective 09-25-2009 POLICY NUMBER Company Use
48-173-870-00
03 Company POLICY TERM Bill 12:01 a.m. 12:0157a.m. to 09-25-2009 09 T N25-2010 09 09 BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08 54227 (08-00) 00)
54643 (01-90) Issued 12-29-2009
Page 258 OWNERS INS. CO. AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
Company POLICY NUMBER 48-173-870-00 Bill Company Use 03-57-TN-0909
INSURED THE GARDENS AT HERITAGE GREEN
Term 09-25-2009 to 09-25-2010
LOC al BDG Š12g 1056 CALLAWAY CT COVERAGES Building - GUARANTEED REPLACEMENT COST Business Income And Extra Expense Limitation of Coverage for Fungi, Mold, Dry Rot, Wet Rot and Bacteria COVERAGE PACKAGE: Property Plus Accounts Receivable Arson Reward Bailees Coverage Building Glass Coverage Business Personal Property - Expanded Coverage Business Personal Property At Fairs Or Exhibitions Business Personal Property At Newly Acquired Premises Business Personal Property In Transit Business Personal Property Off Premises Debris Removal Electronic Equipment Equipment - Unscheduled Electrical Disturbance Mechanical Breakdown Media Transportation Business Income And Extra Expense Fine Arts, Collectibles, And Memorabilia Fire Department Service Charge Fire Extinguisher And Fire Suppression System Recharge Forgery And Alteration Money & Securities Inside Premises Money & Securities Outside Premises Newly Acquired Or Constructed Property
DED LIMITS PREMIUM CHANGE $1,000
$160,000 $154.47 12 Months Included See Form Included
1,000 100,000 Included 7,500 Included 5,000 Included 2,500 Per Item 250 See Form Included 1,000 Up To 1,000 Ft Included
$9.18
Included
1,000 5,000 Included 1,000 500,000/90Days Included 1,000 25,000 Included 1,000 25,000 Included 25,000 Included 1,000 See Form 1,000
1,000 250 250 1,000
25,000 25,000 25,000 25,000 25,000 100,000 10,000/ 2,500 Per Item 5,000 10,000
Included Included Included Included Included Included Included Included Included Included Included Included Included
Off-Premises Utility Service Failure Ordinance Or Law
1,000
10,000 15,000 15,000 1,000,000/ 90 Days 5,000
Coverage A, B And C Combined Outdoor Property Trees, Shrubs Or Plants Outdoor Signs Personal Effects And Property Of Others
1,000 1,000 250 1,000
25,000 10,000 1,000 Per 5,000 15,000
Included Included Item Included Included Included
1,000 1,000
25,000 10,000 1,000 10,000 50,000
Included Included Included Included Included
1,000 1,000
15,000 See Form
Included Included
Pollutant Clean Up And Removal Refrigerated Products Rekeying Of Locks Salesperson's Samples Valuable Papers And Records Water Back-Up From Sewers Or Drains Equipment Breakdown
1,000
Included
Page 259 INSURANCE COMPANY 6101 ANACAPRI BLVD., LANSING, MI 48917-3999 AGENCY GOSS INSURANCE AGENCY INC 19-0159-00 MKT TERR 094
BUSINESSOWNERS POLICY DECLARATIONS Endorsement Effective 09-25-2009 (423) 875-0949
INSURED THE GARDENS AT HERITAGE GREEN CONDOMINIUM ASSOCIATION INC
POLICY NUMBER
48-173-870-00
Company Use
ADDRESS 800 CALLAWAY CT CHATTANOOGA TN 37421-0615 This policy is amended in consideration of the additional or return premium shown below. This Declarations voids and replaces all previously issued Declarations bearing the same policy number and premium term.
ADDITIONAL FORMS FOR THIS BUILDING: 54659 (02-05) BPO403 (01-87) 54743 (08-00) 54750 (08-00) 54064 (08-00) 54072 (08-00) 54071 (08-00) 54070 (02-05) 54658 (04 54749 (08-00) 54341 (01-07) 54748 (08-00) 07) SECURED INTERESTED PARTIES: None
54643 (01-90) Issued 12-29-2009
54841 BPO405 54073 54067 54745 54068 54228
(01-07) (01-87) (08-00) (08-00) (08-00) (08-00) (08-00) 0)
03 POLICY TERM Company Bill 12:01 a.m. 12:0157 a.m. to 09-25-2009 09-25-2010 T N09 09 BP1701 (01-87) 54658 (07-91) 54069 (08-00) 54340 (01-07) 54226 (08-00) 54752 (08-00) 54708 (01-07) 54062 (08-00) 54066 (08-00) 54065 (08-00) 54063 (08-00) 54227 (08-00)
RATING INFORMATION Occupancy: 1 Unit Condominium Class Code: 65143 Const: Frame, Non-Sprinklered Program: Premier Condominium Protection Class: 02 Liability Rate Number: 00 Territory: 023 Hamilton County Burglary Rate Group: 00 Inside City Limits Dispersion Credit Plan: 12% Construction Year: 2005 10% Building Age Credit applies TERM TOTAL POLICY PREMIUM $21,158.66 (THIS IS NOT A BILL)
Merit Rating Discount of 15% Applies .
$1,224.79 ADDITIONAL