BRINGING PROPERTY TO YOUR DOOR FROM QUALITY LOCAL AGENTS
JULY 2017
FANCY A CHANGE? EXPLORE PROPERTIES FROM GUERNSEY’S LEADING AGENTS...
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A unique perspective on Guernsey property Personal service, competitive rates, in-depth knowledge and experience of conveyancing in Guernsey. If you're thinking of buying or selling a home in Guernsey, call our quote team today on 731426 for an immediate quote over the phone or email property@mourantozannes.com
CONTENTS July 2017 GUERNSEY PROPERTY SALES - 04 VISION - 06 LIVINGROOM - 08 SARNIA - 12 CRANFORDS - 18 CREATIVE FLOORING FOR YOUR HOME - 20 CARRE - 22 SHIELDS - 24 MARTEL MAIDES - 26 ORACLE - 28 BUSINESS DIRECTORY - 30
If you would like to be involved in the next edition, please call Simon on 07839 777946 or email: Simon@gsymedia.gg
PROPERTY STATS
MAY 2017 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC this month:
57 property sales TOTAL VALUE: £20,709,975
RBS
8,361,025
22
SKIPTON INT’L
7,498,050
22
HSBC
1,851,900
6
LLOYDS
1,514,000
4
INVESTEC
1,245,000
2
BARCLAYS
240,000
1
year to date:
227 property sales TOTAL VALUE: £75,228,515
RBS
29,101,400
87
SKIPTON INT’L
25,946,559
82
HSBC
9,495,871
28
LLOYDS
6,791,300
20
BARCLAYS
1,551,635
6
INVESTEC
1,245,000
2
HAMBROS
581,750
1
ABN AMRO
515,000
1
MEDIAN AVERAGE BOND ON
MEDIAN AVERAGE BOND ON
LOCAL HOUSE
LOCAL FLAT
YEAR TO DATE:
YEAR TO DATE:
£346,500
£192,950
CURRENT MONTH:
CURRENT MONTH:
£377,100
£225,000 Data supplied by
04
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700077
Why list your property with us? Vendors who have listed properties with us have made significant savings for sales agreed during 2016 AVERAGE SAVING £5,600 Vendors pay 50% less commission with Vision:
• sole 0.75%
(on first £500,000 0.5% on balance)
• multi-agent 1.00%
Viewings 7 days a week
A satisfied vendor says... A massive thank you for your tireless efforts in selling our house. Whilst it was your very competitive rates that led us to sign with you, it was your great service that kept us using you as a sole agent throughout the process. You were available to us 7 days a week and gave us excellent feedback from all the viewings. We would have no hesitation in recommending Vision to anyone who is looking to sell their property.
A SELECTION OF PROPERTIES SOLD BY VISION DURING 2016
THE COMPLETE SERVICE... FOR LESS £££££
FLAT 3, 30 PEDVIN ST
36 CHARROTERIE MILLS
OLD CROFT COTTAGE
ST PETER PORT
ST PETER PORT
ST SAMPSON
£250,000
£290,000
1 bedroom, 1 bathroom
2 bedrooms, 2 bathrooms
2 bedrooms, 1 bathroom
Duplex apartment Smartly presented Light and airy accommodation Convenient town location South facing terrace
Smartly presented first floor apartment Two underground parking spaces Attractive layout Communal gardens SOLE 5 minute walk to town NEW AGENT
Smartly presented Convenient location Sunny rear garden Side access to rear Good on-street parking
THE SHIRE
LE PAVOT
TRP 104
CHLOELLE ST PETER PORT
SOLE AGENT
£399,000
TRP 84
ST PETER PORT
£429,000
£383,000
NEW
TRP 70
ST MARTIN
3 bedrooms, 1 bathroom
2 bedrooms, 1 bathroom
2 bedrooms, 1 bathroom
Charming town cottage Immaculately presented Complete move-in condition Enclosed rear garden Located in a quiet street NEW
Character cottage 2 double bedrooms + nursery/study Beautiful south facing garden Parking for narrow vehicles SOLE Short walk to town centre NEW AGENT
Charming cottage Secluded south facing garden Great location Quiet St Martin’s lane Near cliff paths and bays
TRP 104
ST ANORA ST PETER PORT
SOLE AGENT
£475,000
TRP 136
LE TINEL ST PETER PORT
£499,999
NOUVEAU DEPART ST ANDREW
3/4 bedrooms, 1 bathroom
3 bedrooms, 1 bathroom
Charming town house Fully renovated Immaculately presented Enclosed rear garden 10 minute walk to town centre
Victorian town house Recently renovated Spacious accommodation South facing rear garden Desirable location
Spacious family home Desirable location Small clos South facing rear garden Garage and parking
TRP 186
TRP 149
NEW
info@vision.gg 07781 157755
£449,000
TRP 191
4 bedrooms, 3 bathrooms
TRP 148
SOLE AGENT
£525,000
SOLE AGENT
open 07.00 - 21.00 365 days
T. +44 1481 233008 E. INFO@LIVINGROOM.GG W. WWW.LIVINGROOM.GG
APT. 3, TRELAWNEY
1 BED
|
ST. PETER PORT
SOLE AGENT
|
£220,000
|
APT. 1, DUNELM
3, 5 SAUSMAREZ STREET
1 BEDS | ST. PETER PORT £225,000 | TRP 46
2 BEDS | ST. PETER PORT £235,000 | TRP 76
TRP 73
PELICAN COVE
JOINT AGENT
4 BEDS
|
ST. MARTIN
3, 16 SAUSMAREZ STREET
GLAN-Y-MOR
1 BED | ST. PETER PORT £245,000 | TRP 76
2 BEDS | VALE £320,000 | TRP 59
JOINT AGENT
|
£705,000
|
TRP 263
THE NOOK
SOLE AGENT
SOLE AGENT
2 BEDS
|
ST. SAMPSON |
£330,000
|
TRP 96
LOCAL MARKET SALES
2, LA SALERIE INN
8, INFINITY CRESCENT
2 BEDS | ST. PETER PORT £365,000 | TRP 74
2 BEDS | ST. PETER PORT £385,000 | TRP 94
JOINT AGENT
HILBERN
SOLE AGENT
SOLE AGENT
3 BEDS
|
ST. MARTIN
|
£459,000
|
TRP 133
LE SAPIN
SOLE AGENT
3 BEDS
|
ST. ANORA
ST. MARTIN
JOINT AGENT
|
£875,000
|
ST. PETER PORT
|
£475,000
|
TRP 148
TRP 288
BEDROCK
KANDERSTEG
4 BEDS | ST. MARTIN £489,000 | TRP 150
2 BEDS | VALE £495,000 | TRP 194
SOLE AGENT
4 BEDS
|
JOINT AGENT
T. +44 1481 233008 E. INFO@LIVINGROOM.GG W. WWW.LIVINGROOM.GG
ORLANDO
2, ROSEBANK
MAIA
4 BEDS | ST. MARTIN £645,000 | TRP 185
4 BEDS | ST. PETER PORT £649,000 | TRP 236 SOLE AGENT
4 BEDS
|
VALE
|
£570,000
|
TRP 187
6, ROZEL TERRACE
6 BEDS
SOLE AGENT
|
ST. PETER PORT
LE NID
LE PETIT BOULAINS
3 BEDS | CASTEL £670,000 | TRP 195
3 BEDS | CASTEL £698,000 | TRP 142
SOLE AGENT
|
£935,000
|
TRP 371
PLAISANCE COTTAGE
SOLE AGENT
6 BEDS
|
ST. PIERRE DU BOIS
|
£699,000
|
TRP 359
OPEN MARKET SALES
LES PIERRES
LA PORTE
3 BEDS | ST. PETER PORT £745,000 | TRP 260
5 BEDS | VALE £1,850,000 | TRP 708
1, MONT HAVELET COURT
JOINT AGENT
4 BEDS
|
ST. PETER PORT
|
£2,700,000
|
TRP 258
ANFRE
SOLE AGENT
3 BEDS
|
ST. PETER PORT |
SUMMERFIELD HOUSE
£POA
|
CASTEL
|
£2,800,000
|
TRP 786
TRP 370
LES MARCHEZ
WOODCOTE
5 BEDS | ST. PIERRE DU BOIS £POA | TRP 646
6 BEDS | ST. ANDREW £3,250,000 | TRP 1252
SOLE AGENT
7 BEDS
|
£200,000
1
TRP 68 // LM1645
£250,000
1
St Sampsons
TRP 56 // LM1644
£449,000
4
St Peter Port
TRP 69 // LM1200
£319,000
2
St Peter Port
St Martins
TRP 188 // LM300
£210,000
2
TRP 69// LM1677
£269,000
1
St Peter Port
TRP 80// LM1421
£369,000
3
St Saviours
TRP 93 // LM1611
£465,000
3§
St Peter Port
St Peter Port
TRP 162 // LM1678
£220,000
1
TRP 70 // LM1034
£270,000
2
St Martins
TRP 101 // LM1666
£520,000
5
St Peter Port
TRP 82 // LM1610
£425,000
2
St Peter Port
Vale
TRP 199 // LM1625
£230,000
1
TRP 74 // LM1653
£289,000
3
REGISTER ONLINE AT WWW.SARNIAESTATEAGENTS.COM
St Peter Port
TRP 122 // LM1673
£549,000
2
St Peter Port
TRP 119 // LM1676
£425,000
2
St Peter Port
Vale
TRP 107 // LM1234
VISIT OUR PROPERTY CAFE ON THE HIGH STREET
£775,000
Vale
4
TRP 221 // LM1664
£995,000
St Peter Port
4
TRP 230 // OM16
01481 727989
£779,000
5
St Peter Port
TRP 192 // LM1665
£1,300,000
10
St Martin
TRP 259 // OM45
ENQUIRIES@SARNIAESTATEAGENTS.COM
£3,495,000
5
Le Varclin | St Martins
TRP 792 // OM37
37, HIGH STREET, ST PETER PORT, GUERNSEY, GY1 2JT
* CATEGORY / TOPIC )
JUDITH SHELDON has become the latest addition to the Sarnia estate agent team. Judith moved to Guernsey almost 12 years ago with her husband Phil and their three children. Originally from Norfolk, Judith settled down on the island with a job in finance looking after a large property portfolio. However, when the opportunity arose to join another local estate agent she jumped at the chance, in addition to her personable character and infectious smile! So what makes Judith an exceptional new asset? In her own words, “Experience certainly helps when dealing with awkward situations that come up. I’m
very comfortable mediating between both parties ensuring that both have a happy outcome.” It’s this positive approach and manner that attract Judith’s clients to her and ingrain the strong relationship between property manager and landlord. “Keeping both tenants and landlords happy and making sure the best possible result is achieved.” Property Management has changed over the years and without constantly reviewing the management, landlords can end up losing out on rent with poor management due to unhappy tenants, “we’ve found that tenants are wanting more of a ‘home’ in which they can stay for a longer period, which means sometimes tenant demands and standards are higher.” And now Judith is part of the Sarnia fold, how is she finding it? “The team have welcomed me with open arms and I’m fondly called ‘Mumma Jude’. They’re a lovely bunch of people to work with who work hard for everyone. We enjoy a good laugh and socialising with each other after a hard day’s work.”
your local estate agent JULY 2017. |THEENQUIRIES@SARNIAESTATEAGENTS.COM AQUA ISSUE WWW.SARNIAESTATEAGENTS.COM |#16. 727989
77
tip of the month:
have a gin.
RAB RORRIM E ST 2 0 1 6
f:Maisonduquay
E:info@maisonduquay.gg
I:Maisonduquay
Guernsey’s only family-run estate agency
ST PETER PORT
TRP 76
T
ST PETER PORT
TRP 57
ST PETER PORT
TRP 76
ST PETER PORT
E
JOIN
E
SOL
SOL
Basement Apartment
One Bedroom
First And Second Floor Maisonette
Third Floor Apartment
One Bedroom
Open Plan Living Area
Two Bedrooms
One Bedroom
True Move In Condition
Ideal First Time Buyer or Investment
Good On Street Parking
Immaculately Presented
Within Walking Distance To The Town Centre
Central Location
Sea Views
Small Outside Space
Ideal First Time Buyer or Investment
Close to Many Local Amenities
Central Location
True Move In Condition
Parking For Two Small Cars
Local Market
Ideal First Time Buyer or Investment
On Street Parking Nearby
£179,000
LR2566
ST PETER PORT
TRP 80
TRP 52
£199,000
LR2453
ST PETER PORT
TRP 169
£235,000
LR2569
ST PETER PORT
TRP 72
£239,950
LR2518
ST PETER PORT
TRP 108
E
SOL
Two Bedroom Apartment
Large Terraced Townhouse
Semi-Detached House
Terrace House
First Floor
Five Bedrooms
One Bedroom
Two Bedrooms
Well Maintained Throughout
Rare Development Opportunity
Ideal First Time Buyer or Investment Property
Three Floors
Rear Patio Area
Large Rear Garden
Small Patio Area
Fully Renovated Throughout
Central Location
Central Location
Close To Town Centre
Underfloor Heated Bathroom
Good On Street Parking
Possible Rear Extension And Loft Conversion
Parking For One Car
Thermaboarded and Insulated
£249,000
LR2635
ST PETER PORT
TRP 152
£295,000
LR2591
ST PETER PORT
TRP 118
ST SAMPSON
E
TRP 62
E
SOL
T
JOIN
£299,995
LR2575
SOL
£325,000
LR2627
ST SAMPSON E
SOL
Listed Mid-Terrace Cottage
Semi-detached Cottage
Terrace House
Terrace House
Three Bedrooms
Two Bedrooms
Two Bedrooms
Two Bedrooms
Very Well Presented
One Bathroom
Lovely Rear Garden
Over Three Floors
Over Three Floors
Private Patio Garden
On Street Parking Nearby
Decked Area at the Rear
Enclosed, South Facing Rear Garden
Excellent Location for Professionals
Convenient Location
Convenient Location
Good First Time Buyer
Newly Renovated
Full of Character
Small Outside Front Area
£325,000
LR2093
ST SAMPSON
TRP 96
£340,000
LR2599
ST PETER PORT
TRP 173
LR2645
TRP 83
£349,000
LR2652
£349,500
TRP 200
VALE
TRP 80
ST PETER PORT
T
E
JOIN
SOL
Semi-Detached
Semi-Detached House
Terrace House
Semi-detached House
Two Bedrooms
Two Bedrooms
Three Bedrooms
Two Bedrooms
Beautifully Presented
Fully Enclosed Rear Garden
Rear Secluded Patio Area
Modern And Stylish Finish
Rear Enclosed Patio
Parking For Three Cars
Garage For One Car
Lawned Garden And Decking Area
Underfloor Heating
In Possible Need of Updating
Ideal Family Home
Allocated Parking For Two Cars
Recently Converted
Two Bedrooms
Spacious Accommodation
Ideal Family Home
LR2617
£365,000
LR2563
£379,000
LR2476
£399,000
cranfords.co.uk
LR2590
£409,000
Sales | Rentals | Management | Free Verbal Valuations New Road, St Sampsons, Guernsey, Channel Islands, GY2 4QE Tel: 243878 Fax: 243877 Email: sales@cranfords.co.uk ST PETER PORT
TRP 130
ST SAMPSON
TRP 106
E
Follow us
ST PETER PORT
TRP 118
ST PETER PORT T
E
SOL
TRP 165
JOIN
SOL
Semi-detached House
Semi-detached House
Bungalow
Terraced House
Three Bedrooms
Three Bedrooms
Three Bedrooms
Three Bedrooms
Outside Courtyard
Modern And Spacious Family Home
Parking For Three Cars
Well Presented Throughout
Garage
Surrounding Gardens
Fully Enclosed Rear Garden
Allocated Parking
Parking For One LR2600 Patio And Decked Rear Garden
Garage
Large Attic Space 12ft High In Middle
Well Presented Throughout
Wood Burner
Conservatory/Porch
Parking For Up To Four Cars
£420,000
LR2010
ST PETER PORT
TRP 162
E
LR2651
£420,000
LR2613
£425,000
LR2578
£434,000
TRP 195
VALE
TRP 125
VALE
TRP 176
ST SAMPSON E
SOL
E
SOL
E
SOL
SOL
Semi-Detached House
Terrace House
Semi Detached House
Spacious Detached House
Three Bedrooms
Three Bedrooms
Three Bedrooms
Four Bedrooms
South Facing Rear Garden
Large Rear Garden
Front And Rear Gardens
Rear Garden With Block Built Shed
Light And Spacious Family Home
Parking For Up To Three Cars
Ample Parking
Partially Renovated
Parking For Up To Three Cars
Potential For Two New Builds
Located On A Quiet Lane
Plenty of Parking
Large Floored Loft
Good Investment Or Development Project
Local Market
Scope To Develop
LR2650
£465,000
VALE
TRP 147
£468,000
LR2653
FOREST
TRP 137
£475,000
LR2529
ST PETER PORT
TRP 165
£495,000
LR2539
ST SAVIOUR
TRP 171
T
E
JOIN
SOL
Semi-detached House
Chalet Bungalow
Detached House
Lovely Detached Property
Three Bedrooms
Three Bedrooms
Five Bedrooms
Four Bedrooms
Fully Enclosed Rear Garden
Brand New Rear Extension
Fully Renovated Throughout
Presented In Move In Condition
True Move In Condition
Parking For Up To Six Cars
Bright And Spacious Family Home
Parking And Integral Garage
Bright And Spacious Family Home
Front And Rear Garden
Ample Parking And Garage
Enclosed Front And Side Garden With Shed
Ample Parking
Shed And Greenhouse
Perfect Family Home
Spacious Family Home
LR2634
£535,000
VALE
TRP 217 156
£545,000
LR2288
ST SAMPSON
TRP 214
E
£570,000
LR2554
ST PETER PORT
TRP 248
ST SAVIOUR
TRP 183
T
E
SOL
£575,000
LR2440
JOIN
SOL
Detached Bungalow
Semi-Detached House
Bungalow
Detached Bungalow
Three Bedrooms
Four Bedrooms
Four Bedrooms
Four Bedrooms
Recent Upgraded
Spacious Rooms Throughout
Under Floor Central Heating
Beautiful; Surrounding Gardens
Light And Modern Family Home
Fully Enclosed West Facing Garden
South Facing Garden And Patio
Ample Parking
Rear Garden With Alfresco Entertaining Area
Extensively Upgraded And Renovated
Internal And External Insulation
Summer Lounge
Ample Parking And Single Garage
Single Garage
New Roof
Local Market
LR2655
£585,000
LR2654
£629,000
LR2647
cranfords.co.uk
£695,000
LR2520
£720,000
20
the long and thick of it
CREATIVE FLOORING FOR YOUR HOME Words POLLY TAPPER
Long and thick planks are currently one of the go-to products to create a more rustic, and period look for your home. But with technological advances, and style innovation, flooring choices are anything but one dimensional. As one of the largest visual canvasses in your home, flooring should not be overlooked as a means to create or overhaul the look in your home. Whether you’re after a beachy look, a floor to show off contemporary design features and minimalist furniture, the neutral palette of the Scandinavian style or a sleek and elegant finish, you’ll find an array of flooring finishes to suit. In trend at the moment is grey flooring. This can be created using a variety of textures and materials, such as polished concrete which need not be stark when offset with warmer furnishings and vibrant oriental rugs; or slate and vinyl tiles and even floorboards with a grey stain. With such an abundant choice, you need to think practically. Dan, Partner from Guernsey business, Carpet and Flooring Solutions, suggests the following key considerations before choosing a new flooring, “the suitability of what [you’re] using the room for and which products suit [your] needs best…and price; how much [you] need and what [you] want”. Carpet is also following the grey tone trend with carpet remaining popular, particularly for bedrooms and living areas where people prefer warmth underfoot and a softer look overall. Of course, carpet also comes in variety of styles, but thick and luxurious carpets are in. When it comes to the choice of materials, budget is a key factor. Dan says, “wool is [more] expensive. Man-made [carpets] come with stain resistant [coatings] like Scotchguard”. Some floor coverings more common in the past have also made a come-back. Cork flooring, popular in the mid-20th Century is again popular due to its easy-to-clean and mildew resistant properties and the different textural look it offers. Also back in style and harking back to the 17th Century when they furnished the floors of Versailles, parquetry floor is now sought after for its elegant, yet interesting design. Whilst herringbone remains a popular pattern for the wooden slats, chevron and the use of different
toned woods are other parquetry design options gaining attraction in recent times. Regardless of choice, it’s important to keep flooring in sync with the style of the room. But this doesn’t have to be in a traditional sense. For example, dark floorboards, whilst traditional, can wonderfully offset contemporary furniture, brightly coloured upholstery, metal and light stone. Whereas a blonde wooden floor, such as sustainable bamboo, creates a lighter and more relaxed beachy feel. Keep in mind the desired texture of your floor. Strongly textured surfaces, such as wire-brushed raw floorboards work best with tall ceilings and white walls. If you opt for a patterned tile, or pebbly finish, like a terrazzo, keep the rest of your palette muted. This means walls, cabinetry and furniture. However, don’t feel you need to be too minimalist – an occasional strike of colour with a featured accessary, such as a vase, painting, or lighting fixture can work well and create a little more drama in the space. It’s also okay to combine materials and contrast materials between rooms – just keep the carpet out of the bathroom, as this is a definite no-no, no matter what the style book you’re reading from. So if you’re in the mood to change your home’s look don’t forget the floor space. Changing the material of the floors not only makes a huge difference to the look and feel of your home, but can also add value. The sky’s the limit in flooring choices these days, so stick to durable and sustainable materials (remember you’ll be walking on them day in, day out) and a style that you can easily update where desired. This is why floorboards tend to appeal, as they can be stained, white-washed and even painted to create a different look. If you’re sprucing up a home for sale or rental, keep the floors practical. You might be lucky to find some hardwood or cork flooring underneath old and tired carpets that you can simply spruce up a little. Alternatively source more neutral and hard wearing coverings. This way the potential owner or tenant can add their own personality with wall art and accessories and won’t be turned off by a potential clash of style.
CARRÉ P
SOLE AGENT ST PETER PORT - £299,000 Semi-detached 1 bed cottage Good order throughout Large lounge/diner Separate fitted kitchen Parking and lawned garden
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SOLE AGENT CASTEL - £359,000 Spacious 2 bed ground floor apartment Quiet location on well regarded development Lovely communal gardens Single garage + parking for 1 car Vacant possession from 1st October
SOLE AGENT CASTEL - £895,000 Well presented detached farmhouse 4 double beds (2 ensuite) Spacious reception rooms + study Good sized lawned garden & patio Parking for 3/4 cars
SOLE AGENT ST SAMPSONS - £1, 500 PCM Smart end terrace house Short walking distance to Bridge 2 double bedrooms, bathroom & shower room Large lounge & separate kitchen/diner Enclosed garden + parking for 2 cars
JOINT AGENT ST SAMPSON - £475,000 Modern 3 bed garage-linked house Well presented throughout Lounge, dining room and conservatory Enclosed rear garden + parking for 4 cars Lovely family home
SOLE AGENT ST SAMPSON - £1,000 PCM Smart top floor 1 bed apartment Near Delancey Park and Bridge Living room with fitted kitchen Allocated parking for 1 car Available 1st October
ST PETER PORT - £1,050 PCM Superb ground floor apartment Within walking distance of town Double fitted bedroom Large living room/kitchen area Allocated parking + communal gardens
SOLE AGENT ST PETER PORT - £1,650 PCM Stylish barn conversion of town outskirts 2 double bedrooms (both en-suite) Large kitchen/living room Enclosed paved patio + parking for 2 Available early September
01481 249168 WWW.CARREPROPERTY.CO.UK
ST PETER PORT - £2,166 PCM Elegant ground floor apartment 2 double bedrooms/2 bathrooms Spacious reception rooms Communal garden + parking for 2 cars Available immediately
www.1stclasscleaning.co.gg
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Bromley House, Industrial Estate, Bulwer Avenue, St Sampson , GY2 4LQ 01481 241 621 | 07911 736 291 | handyman@1stccs.co.gg
£318,000
£330,000
£345,000
£370,000
ST PETER PORT
ST PETER PORT
ST PETER PORT
ST SAMPSON
Lounge, kitchen/diner, two bedrooms,
Lounge/diner, kitchen, two double
Lounge, kitchen/diner, two double
study and a bathroom. Garden and rented
bedrooms and a bathroom. Parking and
bedrooms and a bathroom. Large garden
Open plan kitchen/lounge/diner, two double bedrooms, two bathrooms, study area and a WC. Courtyard garden and parking for one car. Excellent storage
and parking for one.
SOLE AGENT
SOLE AGENT
NEW INSTRUCTION
NEW INSTRUCTION
NEW INSTRUCTION
SOLE AGENT
£390,000
£429,000
£429,500
ST SAMPSON
ST PETER PORT
ST PETER PORT
ST PETER PORT
Lounge, kitchen, dining room, two double bedrooms, bathroom and a WC/utility. Private rear garden and good on street parking nearby.
Lounge, kitchen/diner, two double bedrooms,
Hidden town location. Lounge, kitchen/diner,
shower room and a utility. Gardens and
three bedrooms and a bathroom. Beautiful
Lounge, dining room, kitchen, four bedrooms and a bathroom. Garden. On street parking.
parking for at least four cars.
garden and parking.
£385,000
NEW TO MARKET
SOLE AGENT
NEW TO MARKET
NEW TO MARKET
£445,000
£445,000
£475,000
£485,000
ST SAMPSON
VALE
VALE
ST MARTIN
Lounge, kitchen, conservatory, cloakroom, three double bedrooms and two bathrooms. Courtyard garden and parking for 1/2 cars.
Detached bungalow. Lounge, kitchen/ diner, three bedrooms, bathroom and a WC. Gardens and parking for a number of cars. Quiet location.
Lounge, kitchen/diner, dining room (bedroom
Lounge, kitchen/diner, three bedrooms and a bathroom. Parking and garden.
NEW INSTRUCTION
NEW PRICE
5), 4 bedrooms, bathroom, WC, garage, parking and garden.
SOLE AGENT
SOLE AGENT
tel: 01481 714445 // email: info@shields.gg web: www.shields.gg
£515,000
£525,000
£549,000
£595,000
VALE
VALE
ST MARTIN
ST MARTIN
Lounge, kitchen/diner, three double bedrooms, playroom/study (potential bedroom 4), bathroom and WC. Gardens and parking.
Large lounge/diner, kitchen, three bedrooms, bathroom, WC and a utility. Gardens, garage and parking.
Five bedroom house with a large one bedroom wing. Both units have independent access. Garden and parking for a number of vehicles.
Open plan lounge/diner, conservatory, kitchen, three bedrooms, bathroom and a utility. Garage, gardens and parking.
NEW INSTRUCTION SOLE AGENT
SOLE AGENT
SOLE AGENT
SOLE AGENT
£699,000
£745,000
£715,000
£745,000
ST PIERRE DU BOIS
PORT SOIF
ST PETER PORT
ST PETER PORT
Lounge, dining room, kitchen, conservatory, snug/study, six bedrooms, two bathrooms and a utility room. Gardens, garage, and an abundance of parking
Lounge, large kitchen/diner, sun lounge, three double bedrooms, two bathrooms and a utility. Gardens, workshop, garage and parking.
Lounge/diner, kitchen/diner, living room, five
Four bedroom town house with one bedroom ground floor apartment. Courtyard garden and parking for three cars. Beautiful views.
NEW PRICE
SOLE AGENT
bedrooms, two bathrooms and a utility room. Garden and a gravel dive with numerous parking spaces.
NEW PRICE
£765,000
£795,000
£799,500
£895,000
CASTEL
CASTEL
ST SAVIOURS
ST PIERRE DU BOIS
Open plan lounge/kitchen/diner, large conservatory, four bedrooms, nursery, study, two bathrooms, WC and a utility room. Swimming pool, gardens and parking.
Lounge/diner, kitchen/breakfast room, sun lounge, three double bedrooms, study, bathroom and a shower room. Separate one bedroom wing/cottage. Parking and gardens.
A recently renovated detached four bed house with a separate one bedroom bungalow. Double garage/ workshop, numerous parking spaces and front, side and rear gardens.
Lounge, dining room, kitchen/breakfast room, sun lounge, five bedrooms, three bathrooms, utility room and a WC. Extensive gardens, workshop, greenhouse and parking for a number of vehicles.
NEW INSTRUCTION
NEW INSTRUCTION
SOLE AGENT
Need your property valued? Call us on 01481 714445 for a free, no obligation, verbal and written valuation. For our most recent instructions register at www.shields.gg or follow us on facebook and twitter
MartelMaides
Call us today on 713463
martelmaides.co.uk Flat 2, 22 Pedvin Street
TRP TBC
SOLE AGENT
Flat 1, Orangeville
TRP 50
SOLE AGENT
St Peter Port
£149,000
Sawadee
St Peter Port
TRP 66
St Peter Port
Lovely Second Floor Apartment Convenient Location Underground Parking Space Communal Gardens
£220,000
No. 1 Chalet Melousine
St Peter Port Apt 1, Fermoy House
St Peter Port Clydach
TRP 68
Two Bedroom Apartment Short Walk To Central St. PP Well Presented Accommodation Small Courtyard
£250,000 TRP 120
SOLE AGENT
Immaculate First Floor Apartment Convenient Town Location Secure Parking Space Ideal Buy-To-Let Investment
St Peter Port Dilkusha
TRP 116
TRP 97
St Peter Port
Lovely Terraced House Convenient Location Patio + Parking Spacious Accommodation
£285,000
Willow Cottage
TRP 110
St Peter Port
£285,000
Apt 4, St Martins Court
TRP 105
SOLE AGENT
Spacious 2 Bed Mid Terraced House Requiring Upgrading/Modernisation Large Garden, Shed + Greenhouse Desirable Location
£310,000
£229,000
SOLE AGENT
One Bedroom House Off Road Location Close To Town Centre Excellent Investment Potential
£249,000
St Sampson 3 Gas Lane
TRP 57
SOLE AGENT
Well Presented 2 Bed Apt Tucked Away Position Recently Renovated Pkg Space, Shared Garden, Views
TRP 53
SOLE AGENT
Spacious 1 Bed Maisonette Convenient Location Good Sized Accommodation Good On-Street Parking Nearby
£169,000
2 Battle Lane
TRP 81
20 Maison Le Marchant
TRP 85
SOLE AGENT
1 Bed Ground Floor Flat Modern Accommodation Shed + Communal Courtyard Convenient Location
1 Bed First Floor Flat Recently Upgraded Throughout On-Street Parking Close By Priced To Sell
Flat 2, 7 Victoria Terrace
£325,000
St Martin Cherry Tree House
TRP 92
2 Bed Terraced Traditional Home Good Condition Throughout Accommodation Over 2 Floors Enclosed Courtyard Garden
St Sampson
INVESTMENT OPPORTUNITY Spacious 2 Bed Penthouse Apt Lge Living Space + 2 En-Suites 2 Allocated Parking Spaces
£350,000
West-Side
TRP 109
St Martin
£377,500
Button Moon
TRP 113
SOLE AGENT
Lovely Semi Detached House Good Sized Accommodation Rear Garden + Workshop Convenient Location
St Peter Port
Modern 2 Bed Home Immaculately Presented South Facing Private Patio Area Parking For Two Cars
£385,000
St Peter Port
£395,000
Semi-Detached 3 Bed House Requiring Renovation Garden + Parking Convenient Location
St Martin
2 Bedroom Semi-Detached House Presented In Good Order Lovely Sea Views Parking Spaces + Garden
£395,000
St Peter Port
£419,000
GUERNSEY’S GO TO ESTATE AGENT E S TAT E A G E N T S
•
VA LU E R S
•
CHARTERED SUR VEYORS
•
AUC TIONEERS
•
P R O P E R T Y C O N S U LTA N T S
MartelMaides
Call us today on 713463
martelmaides.co.uk Rose Cottage
TRP 117
Marston
TRP 126
Serenity
TRP 144
SOLE AGENT
Messina
TRP 136
SOLE AGENT
Immaculately Presented 3/4 Bed House Spacious Accommodation Garden + Parking Quiet Clos Location
St Saviour
£435,000
The Willows
TRP 148
4 Bed Semi Detached Home Near West Coast Beaches Recently Upgraded Parking + Garden
Lovely 3 Bed Terraced Home Sought After Location Garden + Parking Spacious Accommodation
£449,000
St Martin
1 Mount Hermon Villas
TRP 142
St Sampson
3/4 Bedroom Semi-Det House Quiet St. Martin’s Clos South Facing Garden Large Reception Rooms
£449,500
St Martin
£475,000
TRP 162
La Cloture
TRP 217
Aucuba
SOLE AGENT
4 Dble Bed Semi Det. Home Convenient Town Location Quiet Private St PP Clos Garage, Sunny Garden
St Peter Port
Stylish 3 Bed Town House Convenient Location Enclosed Front + Rear Gardens Spacious Accommodation
£485,000
Harbour View
TRP 176
SOLE AGENT
St Peter Port
Spacious 3 Bed Det Hse Enc South Facing Grdn Parking For Several Vehicles Conveniently Located
£490,000
Changi Close
TRP 146
Detached 3 Bedroom Property Lovely Sea Views Good Size Plot, With Scope Parking + Large Garden
£498,500
Vale Meadow View
TRP 184
SOLE AGENT
Well Presented 4 Bed Home Sea Views On Upper Floors Spacious Accommodation Multiple Pkg, Sunny Garden
St Peter Port Peony
TRP 144
£520,000
Tortuga
TRP 163
SOLE AGENT
Detached 3 Bed Bungalow Located On Quiet Clos Close To Rocquaine Bay Ideal Downsize/Buy To Let
£549,950
St Sampson
4 Bed House + Dower Unit Situated In A Peaceful Lane Modern Accommodation Garden + Parking
£585,000
St Peter Le Haut Terrain
TRP 180
St Saviour
Stunning Detached Home 3 Beds + 2 Bathrooms Very Quiet + Secluded Huge Garden + Ample Parking
£599,000
Chaylan
TRP 223
Vale
£629,000
L’Orvilliere
TRP 369
SOLE AGENT
SOLE AGENT
Superb Family Home Quiet St Martins Location Spacious Accommodation Parking + Garden
St Martin
Stunning Detached 3 Bedroom Home Rural Elevated Position Excellent Reception Space, Quiet Lane Large Terraced Gardens, Parking
£635,000
St Peter
£695,000
Spacious Det. Family Home West Coast Location Modern Open Plan Living Gardens, Swimming Pool, Parking
Castel
Lovely 4 Bed, 4 Bath Home 2.4 Acres Site (2 Fields Included) Double Oak-Frame Garage Ample Parking + Gardens
£765,000
St Peter
£1,395,000
GUERNSEY’S GO TO ESTATE AGENT E S TAT E A G E N T S
•
VA LU E R S
•
CHARTERED SUR VEYORS
•
AUC TIONEERS
•
P R O P E R T Y C O N S U LTA N T S
ORACLE FINANCE The world of financial decisions can sometimes feel overwhelming and mind boggling. Whether it's buying a new home or deciding how to invest your earnings, the choices are many and the providers all have different criteria, which are constantly changing. Deciding on which route to go down can be helped along enormously by speaking to a broker like Oracle Finance. Oracle is a locally owned mortgage and insurance broker. They also provide independent financial advice on investments as well as acting as lenders themselves. Directors Conor Burke, Martyn Loveridge and Chloe Gallienne along with Associate Director Lorna Brown, lead a team of 12 staff, who all keep up to date on the way markets are moving so they can give the very best advice to clients. I met the Directors to learn more about the company and came away from the meeting thinking that there is simply no reason why you would not go to a broker when moving house or looking for insurance advice. There is no additional cost to you because Oracle staff are paid commission directly from the various lenders and insurers for any introductions they make. 'We're independent, which means we have no agenda to push. Our work is really all about meeting each individual set of circumstances and finding something suitable for them. Clients best interests are key,' says Conor. Conor heads up the mortgage broking side of the business; an industry he has been working in for 17 years.
Words samata russell
'When I first started there was a lack of communication between estate agents and banks. For a deal to be secure in the eyes of the estate agents and their vendors, they wanted to have confirmation from the buyers' banks. Banks were resistant to giving any information away due to their confidentiality policies and this could be frustrating for the people involved who just wanted to feel secure that their deal was going to go ahead. 'We work closely with banks and understand their lending criteria so we feel confident that we can accurately advise whether a mortgage application will be successful. In this way we can give reassurance and keep lines of communication open when buying a house, which can be one of the most stressful things people go through,' said Conor. Oracle staff hold their customers' hands through each stage of buying a house. They provide a pack of information with everything you would need to know - from what documents you need to information on what order the process unfolds - as well as talking to surveyors, estate agents, banks and even electricians or timber and damp specialists when needed. 'It's Guernsey so we know the estate agents very well and we bump into advocates and people we work with around the Island. We have our fingers on the pulse of the changes that each institution is making so we can advise our clients appropriately,' said Conor. A number of Oracle employees have been appointed after many years working at leading local banks, so their knowledge is second to none. Having a chat to them could save you many weeks of work trailing around the High Street comparing rates and criteria.
‘At an initial meeting with a prospective purchaser we have the authority to agree in principle a mortgage and, if this isn’t possible we advise a course of action for the client to put them in a position to successfully apply for a mortgage. This can include things like simply waiting until they have more savings or holding off whilst loans or credit cards are settled prior to applying,' says Conor. While mortgages are a large part of Oracle's work, there is also the personal lending side of the business, headed up by Director Chloe Gallienne. Oracle provides personal loans for items such as cars, holidays, weddings or consolidation loans. 'Chloe is a great asset to the business, she has the ability to think outside the box when looking at structuring a loan. We don’t work to a set of criteria where the computer makes the underwriting decision. Each application is looked at on its own merits and we can be flexible to find ways to support our client’s needs,' says Conor. 'Sometimes it's a question of taking into account imminent promotions or bonuses, that other lenders might not rely on for their tick sheet. Larger institutions run very rigidly to their set of procedures, but we can be more flexible,' says Chloe. Oracle has also carved a reputation in the local market for Peer to Peer lending. This was borne out of banks tightening their criteria on lending, in particular property development loans, as a result of the financial crisis.
‘We have a panel of private lenders who provide funding for bespoke loans to local clients. These deals are predominantly for property developments (large or small) and open bridging finance. That said, we have arranged deals for many other cases that for one reason or another do not fit bank lending criteria,' says Lorna. And lastly, Director Martyn Loveridge, heads up a team of seven insurance professionals covering all aspects of insurance. To the staff at Oracle, it is important that clients understand exactly what they are covered for. ‘Clients need to be made aware of what their insurance covers and as importantly, what they are not covered for. All clients are allocated a dedicated broker who looks after their products with us and each policy is reviewed at renewal, when we actively compare the market for better terms and premiums so clients can rest assured we are doing our best by them,' says Martyn. 'Likewise when it comes to making claims, clients contact their individual broker who will assist with processing the claim face to face. We can meet with third parties such as loss adjusters when required, and assist with completing any relevant paperwork to get settlement paid as quickly as possible,' he adds. In the old days, if people needed financial advice, they would go to their banks. Today, it is a different story, with more than 60% of people in the UK choosing to see a broker instead, as they have the insider view of the market and can save you a lot of time, getting you the best deal possible. In Guernsey, it seems to be heading the same way and you can see why. Really, why wouldn't you?!
BUSINESS DIRECTORY
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01481 701604 rihoyelectrics.gg
1st Class Handyman You’ve got an ever increasing to-do list of home improvements like changing out a bathroom faucet, replacing missing shingles on the roof and painting a kitchen wall; even changing your light bulbs! We provide a variety of services at an excellent price.
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01481 241621 handyman@1stccs.co.gg
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When it comes to buying your dream home we have everything under one roof. MORTGAGES 01481 727347 INFO@ORACLEFINANCE.GG WWW.ORACLEFINANCE.GG 26 GLATEGNY ESPLANADE ST PETER PORT GUERNSEY GY1 1WR
LOANS COMMERCIAL BESPOKE LENDING HOUSEHOLD INSURANCE
Oracle Financial Services (Guernsey) Limited is licensedby the Guernsey Financial Services Commission No. 110067 to advise on long term life, investment and general insurance business. Registered in Guernsey No. 38415
FULL COLOUR ANNUAL ADVERTISING FROM £90 PER MONTH... call gsymedia on 01481 711100 or email: INFO@GSYMEDIA.GG
PEER2PEER LENDING AVAILABLE ON YOUR DOORSTEP • Local Company providing full Peer2Peer facilities • Earn income in excess of deposit rates • Lending secured against local property • Funding available to local borrowers • Development Loans • Lifestyle Loans • Bridging Loans MORTGAGES LOANS COMMERCIAL BESPOKE LENDING
T 01481 727347 LORNA@ORACLEFINANCE.GG WWW.ORACLEFINANCE.GG 26 GLATEGNY ESPLANADE ST PETER PORT GUERNSEY GY1 1WR
Oracle Loans and Mortgage Brokers Limited is a Guernsey Company that is registered with the Guernsey Financial Services Commission (GFSC) as a Non-Regulated Financial Services Business (NRFSB) and is permitted to facilitate this type of transaction. Oracle’s Peer2Peer (P2P) facility is not an investment or a savings plan and Oracle is not a bank. As a funder you will be making a loan to an individual or a company and your capital maybe at risk in the unlikely event of the borrower defaulting. Oracle is not a Tax adviser therefore you should seek professional advice. Should a funder enter into a more commercial P2P relationship resulting in regular loans then there may be a requirement to register with the GFSC as a NRFSB. For borrowers your property is at risk should you be unable to repay any loan secured against your property.
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