Homes Guide
Brown County
Free April - May 2010
Brown County Democrat
Brown County Homes Guide Area Appraisal Services ................................... 9 Austin Insurance ............................................... 6 Brown County Democrat Subscription Information ................................ 21 Brown County Homes Guide Online.............. 16 Century21/Breeden Realtors Roberts & Dell .................................................. 15 Century21/Breeden Realtors - Arterburn ..... 14 Carpenter Realtors - Tom Vornholt .................. 8 Coldwell Banker, Collie Rees ............................. Chief Realty ...................................................... 11 Evergreen Real Estate and Auction Services ............................................... 8 FC Tucker-Diane Welch-Ridinger ..................... 4 FC Tucker-Susan Graves ................................ 16 Hills O' Brown Realty, Inc. ......................... 12-13 Hills O' Brown Realty, Inc. Phil Shively Team .............................................. 3 Jane Gore Realty ............................................... 5 Mike Nickels Log Homes .................................. 2 Mike Nickels Group ........................................... 9 RE/MAX Team .................................................... 7 Rogers Real Estate .......................................... 14 South Central Appraisal Associates .............. 16 Sweetwater Realty ............................................. 9 The Peoples State Bank .................................. 24 United Country Coffey Realty & Auction .................................. 10 United/Ritter Realty ......................................... 10
Features Real Estate Investments Depend on host of Variables .......................... 17 Manageable Means to Restoring a Credit Rating ............................... 18 Around the County Photos ............................. 20 Maps ............................................................ 22-23 2 Brown County Homes Guide April - May 2010
31 North Jefferson St. 31 North Jefferson St. Nashville, IN 47448
Bean Blossom Rd. • Nashville, IN
812-988-7758 812-988-7758 Open OpenEvery Every Day Day
THE FARMHOUSE CAFE 812-988-2004 • OPEN SPRING TIL FROST
Nashville, IN 47448
812-988-7232
Designing and Building The Garden Cabin Designing Building Fine Logand Homes in The Kelly Reed Cabin Fine LogCounty Homes Brown The Antique Cabin in Brown County Cabin in the Pines 3497 N. CLAY LICK RD. 3497 N. CLAY LICK RD. Call for Reservations NASHVILLE, IN 47448
NASHVILLE, IN 47448 812-988-2689 812-988-2689
812-988-2689
il Shively PhTEAM The
PHIL SHIVELY Managing Broker 988-1816 Home
DELORES PERCIFIELD Broker Assoc./Team Marketing 988-2227
KIM BRADY Broker Associate 812-371-9761 Cell
158 N. JEFFERSON ST • NASHVILLE, IN • 812.988.2227 OFFICE • www.philshivelyteam.com
LAKEFRONT LAKE LEMON, DOCK, 3 BR $548,000 #2959182
70 BREATHTAKING AC $359,000 #2912699
SECLUDED LOG, 3BR/3.5 BA, FRPL $345,000 #2929156
In 2009, the Phil Shively Team helped more Brown County owners sell their property and more people buy their Brown County dream than any other REALTOR®.
In 2010, choose the
3 BR/3 BA, HORSE BARN & HUGE GARAGE $330,000 #2950205
BEAUTY OF ANTIQUE LOGS $294,900 #2935298
TOWN HILL, IN-LAW APT, 3 AC $265,000 #2951311
Phil Shively Team.
MAJOR PRICE REDUCTION
3 BR/2.5 BA, APT, POND, 5 ACS $249,900 #21009490
3 BR-2ND GARAGE 9.9 ACS, PASTURE $224,900 #2950418
REMARKABLE 16 ACS HNF - STORY $175,000 #2954915
SALT CREEK GOLF RETREAT $159,900 #2857326
3 BR/2 BA ENERGY EFFICIENT - 6.65 ACS $159,900 #2766721 - 6.62 AC
ARTIST DRIVE 3 BR/2 BA $158,000 #21010204
5 AC ON POSSUM TROT, 3 BR/2 BA $107,500 #2953822
OUTDOOR LOVERS! 11.956 AC $94,500 #2745995
FULL BASEMENT, 3.4 AC W/POND $89,900 #2933707
ADJOINS STATE PARK $344,000 #2752800
THE ULTIMATE VACATION LODGE $1,350,000 #2823721
PRICE REDUCTION
LOG CABIN/7 AC & SHARED POND $139,900 #2853600
3BR/2BA VALLEY VIEW/5 AC $126,000 #2912720
RUSTIC HOME ON 4 ACS $110,000 #21001508
PRICE REDUCTION
ADORABLE CABIN NEAR TOWN $89,900 #2927513
LAKE FRONT $85,000 #2853067
LOTS
PINE TREE HILLS Close to Town. Lakeview lot, city util. $54,900 #2348273 ACCESS TO RECREATIONAL LAKE Greenbriar Lake. - $2,500 #2638760
2 - 5 ACRES
2.75 AC Mostly level, wooded, soil analysis, water avail. $19,500 #2951522 2.23 AC Morrison Road, very pretty woods, surveyed, soil analysis. $29,900 #2944206 PRICE REDUCTION - 2 ACS/ PLUM CREEK Water avail., nice building spot, valley. $21,500 #2937546 TURNING TREE 3.58 AC, only 1.5 miles north of Nashville. $79,900 #2926987
TOURIST RENTALS
SOUTHERN COMFORT MOTIVATED $275,000 #2834981
5 - 10 ACRES 20 - 50 ACRES 5 ACRE 5 ac in Northern BC, C&R, soil analysis. $34,500 #2951623 WOODED 5 AC W/POND Build on the edge of Town. C&R. $43,500 #2735936
10 - 20 ACRES 11.377 AC
Woods, valley, bldg spot. $48,500 #2951509 HOOSIER NAT’L FOREST Wooded 10 AC on little-traveled co rd. $85,000 #2934599 ATV - 14.53 AC - HIGH RIDGE TOP W/Expanse of Salt Creek along the bottom ground. $47,500 #2916398 15.65 AC Open fields adjoin Salt Creek & Deer Run Park. $132,500 #2929636 OUTDOOR LOVERS! Ride, hunt, 11.956 AC, adj. Hoosier Nat’l. $94,500 #2745995
20 ACRES BORDERS BC STATE PARK NEAR “F” HORSE TRAIL. $79,500 #21002143 21.73 AC Northern location. Plenty of woods. $88,500 #2951516 CHOICE OF BUILDING SITES 41.91 AC, potential lake site. $175,000 #2951499 MEADOWS/CREEKS/WOODS Near Hoosier Nat’l Forest/B.C. St. Park. $274,850 47.8 acres m/l #2831044 OAK GROVE - 36.5 ACS Quiet valley, open ground, wooded hillside. $158,000 #2752758
50 ACRES PLUS
NEW LISTING 210.63 ACs, Open ground & woods, lake, ponds, road frontage. $895,000 #21004156
101 AC - SECLUDED Hiking/biking/ATV trails for hunters or outdoorists. $295,000 #2951209 60 AC, FRONTAGE ON 2 COUNTY ROADS Multiple bldg sites. $265,000 #2951371 SECLUSION PERSONIFIED 56 AC secluded woods, creeks, open & wooded. $189,000 #2743038 75 AC ON 135 SOUTH Just 5 minutes south of SR46E along SR135S - bldg & lake sites, ridges, valleys. $577,500 #2909463 200 AC Your private park between Stonehead & Story. $845,000 #2906611
Brown County Homes Guide April - May 2010 3
4 Brown County Homes Guide April - May 2010
Jane Gore Realty
91 West Gould Street P. O. Box 9, Nashville, IN 47448 Fax: 988-8812 Email: jane.gore@sbcglobal.net web site:
“Personalized Not Franchised”
www.janegorerealty.com
NICE 2 BR HOME
w/large rooms, stone FP, closet laundry room, portable A/C unit, nice deck overlooking the valley below, sellers are ready to sell. $90,000 #2842818.
GAMBREL STYLE HOME
2 BR on nearly 20 acres, horse barn w/mostly fenced pasture, detached garage, hilly & rolling land, southern Brown County. $219,900 #2953918.
812-988-6512
Jane Gore, Principal Broker 812-325-5419 Karen Smith, Sales Associate 812-369-0486 Tracy Bock, Broker Associate 812-350-4428 Wayne Flesher, Broker Associate 812-327-2735
Serving Brown County Since 1982
TOURIST HOME
zoning, beautiful 2 BR, 1.5 BA log cabin on 23.74+/- acres w/a view for miles, stone FP, HW floors throughout, hot tub and more. $275,000 #2960484.
LARGE 1 BEDROOM
log home in tip-top shape w/a 349 degree view, high on a hill in southern Brown County, porches, detached garage, pole barn. $199,900 #2953398.
POSSIBLE IMPROVEMENT
allowance-3 BR, 1.5 BA home on 2 acres, living room and large family room converted from 2 car garage, FP, new roof. $125,000 #2855756
BEAUTIFUL 3 BR
3 BA home, spacious rooms, massive stone FP, master BR suite, quiet neighborhood near Salt Creek Golf Retreat. $183,815 #2904060
ABSOLUTELY MAGNIFICENT 4 BR, 2 BA log/frame home on almost 2 acres in great area close to town, wrap around covered porch. A real must see to believe! $340,000 #21013956
3 BEDROOM, 2 BATHROOM
manufactured home on 1 acre, backs up to Lake Monroe property 1 mile from the boat ramp, great weekender for the price. $80,000 #2956943
ACREAGE AND LOTS
REDUCED $70,000. HOME FACING FORECLOSURE. 3 BR home on beautiful acreage, hardwood floors, efficient kitchen, Jacuzzi tub, gas log FP, 2 utility sheds. $95,000 #2951240
2 BEDROOM, 2 BATHROOM manufactured home on full basement, ½ is living area, ½ is 2 car garage, a porch and a deck & full rights to beautiful Woodland Lake. $124,000. #2954572.
TWO FOR ONE PRICE Equidistance from Nashville or Columbus these are wooded lots w/ a choice of building sites, long road frontage, total price $60,000 #2829963 11.98+/- acres, in southern Brown County, spectacular lake and a multiple choice of building sites, partial roadway is in. $79,000 #294824
sites. $90,000 #2960502 10.01+/- acres w/a good flat building site a reasonable distance from the road w/wooded hillside to rear of property. $60,000 #21011812
14+/- acres of gently slopping ground w/a lake site at the foot of the slope, build w/a view of distant ridges. 7.25+/- acres, build your $70,000 #2960433 dream home, long road frontage on Gatesville Rd, 11+/- acres on Deckard Ridge Rd, walking distance $49,500. #2829963 to where the road ends 18+/- acres of gently rolling at Lake Monroe. $43,900 wooded ground w/lots of flat #21014219 land and a choice of building
Brown County Homes Guide April - May 2010 5
6 Brown County Homes Guide April - May 2010
Marg DeGlandon Broker/Owner CSSS, CDPR
NEW LISTING
Brenda Longtin Licensed Broker CSSS, CDPR
NEW LISTING
NEW LISTING
Leigh Ann Brown Property Mngmt Assistant to Marg/Brenda
Trina Unger Corporate Manager Property Manager
PRICELESS VIEW
PENDING
BUNGALOW IN THE WOODS
(21013800) 4+ AC $349,900 (21004663) 5+ AC $176,900 (21010818) 5 AC $344,900 (21004219) 2+ AC $236,900 (21002954) 3+ AC $229,900 (21003526) 6+ AC $149,900
SALT CREEK GOLF COURSE CIRCULAR FLOOR PLAN BEAUTIFUL 3BR, 2.5 BA INCLUDES GUEST COTTAGE - BORDERS YELLOWWOOD UNIQUE LOG HOME (2954198) 82+ AC $449,900 (21002724) $139,000 (21000611) 8+ AC $180,900 (2957783) 21+ AC $329,900 (2949044) 12+ AC $439,900 (21003197) 64 AC $359,900
TWO MASTER SUITES
RUSTIC & PRIVATE
HORSE PROPERTY
AMISH BUILT CHALET
(2956228) 6 AC $249,900 (2948898) 8+ AC $175,900 (2944918) 15+ AC $462,900 (2944916) SO
WATERFRONT
HIDDEN IN THE WOODS
$196,900 (2929800)
3BR CUSTOM HOME BROWN COUNTY RETREAT-RANCHO VALLE
$424,900
LAKE MONROE
(2868588) 37.58 AC $599,900 (2926841) HOME & 5 AC $399,900
(2812888)
$499,900
ANTIQUE LOG HOME
$124,900 (2858434)
$119,900
(2906407) $79,900 Home & 5 Acres (2924882) REDUCED $110,000 Home & 10AC w/Pond (2924897)) REDUCED $130,000 Home & 15AC w/Pond
TURNING TREE
$109,900 (2916419)
ROOM TO GROW
$119,900 (2937472)
LD
(2946476) 17+ AC $200,000 (2925017)
(2909555)
GREAT STARTER HOME!
$237,900 (2943226)
RUSTIC FARMHOUSE
3BR W/VIEW
PRICE REDUCED
$259,900 (2836754) 2 AC $84,900 (2922374) 1 AC $119,900
SOLITUDE ESTATES
New gated community development located on Owl Creek Rd. These building sites are a rare find offering seclusion for prestige homes, year round views and more.
Loretta’s Cabin
(2926942)
$399,900
The Farm (2700633) $429,900
MOONDANCE VACATION HOMES & MANAGEMENT BUSINESS (2700866) $1,400,000
MAGNOLIA HOUSE
Heartstone (2700670) $399,900
Sweet Spot (2569010) $149,900
Top Rated Tourist Home Business in Brown County has 4 tourist home units left, w/ various sq. ft, acreage, location, amenities, furnishings, appliances & other personal property. Includes bookings & booking system, client list, misc. equipment, web site, book of business, vehicles, & management of 4 additional homes. Seller will train buyer or consider managing. Substantial income w/ high occupancy avg's & repeat business. Well maintained properties.
COMMERCIAL
(21009175)
CHURCH
$379,900 (2668925)
$199,900
Tract # 4–5.72 Ac $138,900
Tract # 5–5.72 Ac $114,900
Tract # 6–6.42 Ac $119,900
Tract # 7–6.61 Ac $119,900
Tract # 9–5.49 Ac $42,900
BROWN COUNTY ACREAGE
JACKSON BRANCH RD. (2820638) 8.89 Acres $94,900
BED & BREAKFAST
Tract # 3–5.04 Ac $114,900
6572 NICOLE DR. (2765127) 2.25 Acres $26,900
STATE RD. 135 NORTH (2530138) 1.80 Acres $24,900
COMMERCIAL - CHESTNUT ST. (2769088) 3.51 Acres $484,776 COMMERCIAL - E. WILLOW ST. (2768949) .57 Acres $154,026
Brown County Homes Guide April - May 2010 7
Real Estate Sales and Auction Services
REAL ESTATE SALES REAL ESTATE AUCTIONS Residential•Land & Farm•Commercial Representing Buyers & Sellers for Residential, Farm & Land, Commercial, Estates and Trusts, Contentious Sales, REO & Foreclosure, what ever your needs are we have a solution... Our experience and multiple options allow us to provide Real Estate services that work best for you. Ronita Walcott Broker Owner Call: 812-327-6201 email: rwalcott@homefinder.org Brian Sample IN Licensed Auctioneer 19900081 Call: 812-327-8273 email: bsample@homefinder.org
PERSONAL PROPERTY AUCTIONS ESTATE & DOWNSIZING SERVICES No one in the area provides a more comprehensive approach to the business. With our knowledgeable experience, we consistently make the daunting task of downsizing, transition to assisted living, or dealing with an estate a simple and methodical project. We have conducted multiple six-figure sales and handled very complex multi-auction estates and downsizing projects. We also regularly do small pick-ups and clean-outs for assisted living apartments consisting of 25 items or less.
Brown County History - $299,900
00 Bittersweet Lake - $49,900
3243 Quailwood Run - $360,000
Lamb Lake - $380,000
3719 Peoga Road - $149,9000
1283 Hornettown - $34,900
8 Brown County Homes Guide April - May 2010
2370 Greasy Creek - $375,900
OFFERING
Linda S Bauer, SRA Designated & Certified Residential Appraiser Serving: Brown, Monroe and Morgan Counties
Appraisals for morgage lending, tax assessment, divorce, estates, marketing and independent Office: 812-988-6424
Fax: 812-988-4924
P.O. Box 472 Nashville, IN 47448 E-Mail: bauerls@wildblue.net
New Construction • Assorted Log Styles & Timber Frames • Log Cabin Repairs • Chinking & Mike Nickels Log Homes 3497 N. Clay Lick Road Chinking Repairs Nashville, IN 47448 • 812•988•2689 Cabin HONESTY • INTEGRITY Inspections HANDCRAFTED QUALITY
SWEETWATER REALTY
8734 Nineveh Road Nineveh, Indiana 46164 . 317-878-4100 Open 7 days a week
.
Call for a free color map & information
Enjoy beautiful Sweetwater Lake from this completely updated 3,200 sq.ft. 2 level home. Hardwood floors, oak kitchen, formal dining room, massive master suite, dual fireplaces, and more!
$375,000
8170 Elm Drive County Estate - 2.9 acres with shared swimming pond plus lake rights to Cordry Sweetwater Lakes. 2 level ranch with 4 seasons room overlooking woods. 2 car oversized workshop/garage. Owner says bring offer!
7108 Lion Drive - Rustic log cabin great room concept with sleeping dorm. Extra buildable lot offers 120’ waterfront on Sweetwater Lake. $185,000
7102 Lion Drive - Sweetwater Lake walk-out location. 2 level ranch with panoramic views. 2 bedroom, great room, kitchen, fireplace, plus a full walkout basement. $290,000.
6420 Nuthatch Drive View Sweetwater Lake from the gigantic deck of this newly remodeled bungalow. 2 levels, 2 living areas, new kitchen with stainless appliances, 2 fireplaces, immediate possession. $139,900.
6461 Quail Drive - Multi lot location on Sweetwater Lake. 3 bedroom single level ranch with 2 living areas, oak galley kitchen, fireplace, and huge garage w/workshop. $225,000. Brown County Homes Guide April - May 2010 9
10 Brown County Homes Guide April - May 2010
Chief Realty 812-597-5755 • 888-313-9079
www.chiefrealty.com E. St. Rd. 135 (next to Dollar General) Donna Walker • Broker John Walker • Associate Stephanie Walker • Associate
NG I D N PE 119 E WASHINGTON ST. • MORGANTOWN
Historic brick home w/beautiful wd. Flrs, lot of updating has been done. Original builtins, 2 or possibly 3 bdrms., 1 ½ ba, 2 car gar., good location, Indian Creek Schools. $109,900.
7197 S. CENTERLINE ROAD • NINEVEH LIKE NEW. 3 BR/2 BA, brick exterior, one level home on 2 acres in Indian Creek School system. Large Great Room with cathedral ceiling. Split BR plan with large Master Bedroom. Maintenance free exterior. $164,900
30 40 S MARION ST. • MORGANTOWN
Prime business location with high visibility at Intersection of St. Rd. 135 & St. Rd. 252. 7700 sq. ft., 2 story commercial building plus 1236 sq. ft. house to the west that is mixed zoning. In need of some repairs but priced below most recent appraisal. Lots of potential. $185,000.
NG I D N PE 7209 E. MAHALASVILLE RD. • MORGANTOWN
32 beautiful acres w/3 Bdrms., 2 BA, rustic home plus 28x28 log cabin/shop, own covered bridge over creek through property, 24x30 pole barn/shop, gazebo, 2 ponds. Acreage is wooded w/ 11 ac. in crops. Not visible from rd. I.C. Schools. $550,000.
9769 N. LICK CREEK RD. • BROWN COUNTY
3 bdrms., 2 ba., homes on 5.35 acres near Morgantown. 1737 sq. ft., rear deck overlooking woods, covered front porch. Great kt. w/lots of cabinets and appliances stay. Move-in condition. $117,000.
8220 S HALL DR. • NINEVEH 2 bdrm., lakefront home, Princes Lakes, Johnson Co., Indian Creek Sch., sold as-is, approved or cash buyers only. $32,500.
109 BAILEY LN. • BROWN COUNTY
Bank-owned property sold as-is. 2 bdrm. home in need of repairs. Newer 2 car attached garage with breezeway in good condition. On dead-end road with easy access to St. Rd. 135 between Morgantown and Beanblossom. Approved buyers or cash only.
496 S 400 W - BARGERSVILLE
Like new, 3 bdrm, 2 bath, 1 level, brick exterior home on 7.23 acres. 3660 sq. ft. including basement. Pole barn. Johnson Co., Franklin Schools. $314,900
2627 S 515 W • TRAFALGAR
Impressive ranch-style home on 2 acres in Johnson Co., Union Twp., Franklin Schools. 3 bdrms, 2 full baths, lrg covered porch, new hrdw, flrs, includes appliances. 1456 sq. ft. $129,700
LAND FOR SALE • Building Lot - Hickman Estates, Morgantown $15,900 • 10 ac. wooded, Morgan Co., Indian Creek Schools, easy access to St. Rd. 44 and Morgantown. $80,000 • 1.563 ac. building lot, all utilities available. Indian Creek Schools. $55,000 • 1.01 ac. building lot, all utilities available. Indian Creek Schools. $29,900
• 45 ac., Johnson Co. front on St. Rd. 135 near Trafalgar, $900,600 • Co. Rd. 100 S/ St. Rd. 135, 5.39 ac., Franklin Sch., $54,900 • St. John Commons, Morgan Co., I.C. Schs., near Johnson Co. line. Building tracts from 0.9 ac. to 2.4 ac., some lakefront, wooded, municipal water avalaible. $29,000 - $59,900 • 12.8 ac., Johnson Co., IC Sch., Co Rd. 575 W,
Possible Contract, $69,900 • 0 E Oakwood Ln. Morgantown, Morgan Co., 5.55 ac., pond, wooded, IC Sch. $60,000 • Building lot in Morgantown. Mixed zoning. Commercial or residential. $37,000 • 90 ac., Johnson Co., 450W, woods & pasture. $612,000
Brown County Homes Guide April - May 2010 11
12 Brown County Homes Guide April - May 2010 ULTIMATE VACATION LODGE $997,000 #2823721
HISTORIC LOG CABIN ON 18+ AC $650,000 #2849341
APARTMENTS/POOL/ COMMERCIAL SPACE $349,900 #2935472
2 BR/1 BA - MOVE-IN CONDITION $125,000 #2864719
3 BR-2ND GARAGE 9.9 ACS, PASTURE $224,900 #2950418
STARTER HOME W/PRIVATE POND $110,900 #2947124 - 7+ acres
FANTASTIC VIEW NICE 3 BR/3.5 BA HOME $320,000 #2956440
TOWN HILL, IN-LAW APT, 3 AC $265,000 #2951311
NEAR TOWN, WOODED LOT, B&B IN BSMT
LD
2 BR - GREAT LIVING SPACES - NORTH $114,900 #21002897
LUXURY 3 BR W/POOL NEAR NASHVILLE $425,000 #21002851
SO
TOP QUALITY - 3 BR, 2.5 BA - 5.7 ACS $275,900 #21007129
6 BR LOG LODGE $379,900 #21008737
3 BR, FULL BSMT IN NASHVILLE
PE
ND
ING
STUNNING HOME ON 11.41 AC $429,000 #2950412
REMARKABLE 16 ACS HNF - STORY $175,000 #2954915
GREAT WEEKENDER OVERLOOKING POND $162,900 #21002150
LIKE NEW 4 BR/2 BA, DET GARAGE $79,900 #21006435
PE
N
G DIN
ADJOINS STATE PARK $335,000 #2752800
COZY A-FRAME FOR 4 GUESTS $164,000 #2957235
ESTABLISHED BUSINESS $64,900
INCLUDING INVENTORY
SOUTHERN COMFORT MOTIVATED $275,000 #2834981
FIND OR LIST YOUR HOME HERE! Contact Us Today!
VISIBLE, HIGH-TRAFFIC LOCATION $195,000 #2922199
YOUR HOME HERE!
COMMERCIAL TOURIST RENTAL OR HOME SWEET HOME
REMODELED,
COMFY LOG HOME W/3-CAR GARAGE $199,900 #2958775
STYLISH & SPACIOUS A-FRAME $229,000 #21004086
ARTIST DRIVE 3 BR/2 BA $158,000 #21010204
TASTEFUL AND ELEGANT $344,900 #2947454
PRICE REDUCTION
3 BR, PASTURE, POLE BARN, 5.6 ACS $189,900 #21013158
NEW LISTING
From $79,900 to $997,000
LOG CABIN PLACE
HILLS O’ BROWN REALTY, INC.
LAKEFRONT LAKE LEMON, DOCK, 3 BR $548,000 #2959182
EXECUTIVE HOME CLOSE TO I-65 $369,900 #21003738
ELEGANT LOG HOME ON 3 ACRES 3,740 Sq. Ft. 4 BR/4 BA $349,000 #27121499
THE
RUSTIC HOME ON 4 ACS $110,000 #21001508
3 BR/3 BA, HORSE BARN & HUGE GARAGE $330,000 #2950205
3 BR/2.5 BA, APT, POND, 5 ACS $249,900 #21009490
2 BR COTTAGE - 3 ACS $130,000 #21013302
3 BR, 2 BA, WALKOUT, LAKE SITE 5.6 ACS $149,900 #21014157
HOME + APT IN GREAT COUNTRY SETTING $259,900 #21011189
NEW LISTING
NEW LISTING
Contact Us Today!
OR EVEN HERE!
FIND OR LIST YOUR HOME HERE!
YOUR HOME HERE!
11.377 AC Woods, valley, bldg spot. $48,500 #2951509
10 - 20 ACRES
SECLUDED WOODED PARCEL Close to Nashville, State Park & golf course. $35,000 #21006308 5 ACRE 5 ac in Northern BC, C&R, soil analysis. $34,500 #2951623 5+ ACS ON BOTH SIDES ROAD Adjacent home and 7+ AC also for sale (2947124/2947162). $49,000 #2947124 #2947162 6 MINUTES TO TOWN 3-7 AC lots - configuration neg. Co. water avail. $50,000 per lot. #2914535, #2914536, #2914538 WOODLAND LAKE ROAD Excellent building site! 5 wooded AC w/co. water & elec. avail. $39,900 #2659073 PENDING - WOODED 5 AC W/POND Build on the edge of Town. C&R. $43,500 #2735936
5 - 10 ACRES
WOODED RIDGE TOP/QUIET LANE $25,000 #21003154 2.75 AC Mostly level, wooded, soil analysis, water avail. $19,500 #2951522 2.23 AC Morrison Road, very pretty woods, surveyed, soil analysis. $29,900 #2944206 4 AC OF PARADISE Adj. Yellowwood & B.C. St. Pk. $60,000 #2941125 PRICE REDUCTION - 2 ACS/ PLUM CREEK Water avail., electricity, nice building spot, valley. $18,900 #2937546 TURNING TREE 3.58 AC, only 1.5 miles north of Nashville. $79,900 #2926987 THINK SUMMER AT THE LAKE - 2 ACRES $25,000 #2917266 INDY COMMUTE - GREAT SPOT! Woods/ridge building site. 5 acs w/pond sites. $47,500 #2829106 5 AC/LANAM & DOLLSBERRY High ridge building site, corner location, creek/pine grove. $39,900 #2828521
2 - 5 ACRES
BUILDABLE LOT W/LAKE ACCESS $38,000 #21006348 ANNANDALE - LAKE FRONT Pretty wooded lot near Nashville. $36,400 #29004123 NEAR I-65 & COLUMBUS Brown County setting/near park & small lake. $33,900 #2946092 IN NASHVILLE - OAK RUN - LOT 4 Nashville utilities. $52,500 #2940574 CAREFREE LIVING Prime lot, city util avail./Pine Tree Hills. $34,900 #2917991 CORDRY LAKE LOT Wooded. Entitiled to swimming/boating/fishing. $17,900 #2913518 PINE TREE HILLS Close to Town. Lakeview lot, city util. $54,900 #2348273 WOODED W/BUILDING SITE Near Town & B.C. St. Pk. Wychwood Dr/.98 acres. $24,999 #2845830 ACCESS TO RECREATIONAL LAKE Greenbriar Lake. - $2,500 #2638760
LOTS
LOTS AND ACREAGE
www.browncountyhomes.com
Brown County Homes Guide April - May 2010 13
ORCHARD HILL 2100 SF/2 BIG LOTS $197,900 #2936049
ANTIQUE LOG GEM 4 AC/POND $79,900 #2945196
RUSTIC COVE APTS - INCOME PROPERTY HWY 46W $455,000 #2917672
TRADITIONAL LOG 3 BR/2 BA/5 ACS $199,000 #2913093
LUXURY LOG HOME 29+ WOODED AC $589,900 #2833605
35 AC NORTH 5000 SQ FT HOME, POND $425,000 #2923500
AT THE END OF A COUNTY RD - 3BR/2BA $139,400 #2910425
68 PRIME ACS/ HOME/WOODS/LAKE $245,000 #2636680
STARTER/RETIREMENT/ 2BR/1 BA $94,900 #2757423
ADORABLE CABIN NEAR TOWN $89,900 #2927513
3 BR/3 AC & POND, NICE VIEW, BASEMENT $159,900 #2928354
FARMHOUSE/3 AC/ OUTBUILDINGS $115,000 #2756307
N PE
DIN
G
FULL BASEMENT, 3.4 AC W/POND $89,900 #2933707
3BR/3 AC & POND, NICE VIEW $139,000 #2933955
N PE
DIN
G
$152,900 #2947162 - 12+ acres
$229,000 #2948082
RUTH JARRETT Broker Associate 988-7046 Home
2BR/2BA 1ST FLOOR CONDO $149,900 #2807267
PHIL SHIVELY Managing Broker 988-1816 Home
www.browncountyhomes.com
KATHRYN RICHARDSON Sales Associate 812-327-7462 Cell
The
DELORES PERCIFIELD Broker Assoc./Team Marketing 988-2227
KIM BRADY Broker Associate 988-2227
Phil Shively Team
NEW LISTING 210.63 ACs, Open ground & woods, lake, ponds, road frontage. $895,000 #21004156 123.96 AC OF BEAUTIFUL BROWN COUNTY LAND 16 AC tillable bottom ground. Mostly heavy woods, many bldg sites. $495,852 #21000311 PENDING - 69 AC TILLABLE LAND $276,000 #21000314 101 AC - SECLUDED Hiking/biking/ATV trails for hunters or outdoorists. $335,000 #2951209 60 AC, FRONTAGE ON 2 COUNTY ROADS Multiple bldg sites. $265,000 #2951371 SECLUSION PERSONIFIED 56 AC secluded woods, creeks, open & wooded. $189,000 #2743038 DEVELOPMENT OPPORTUNITY 220.14 AC/close to Town. Lake sites, mature timber. $1,732,500 #2957347 PRICE REDUCTION - 75 AC ON 135 SOUTH Just 5 minutes south of SR46E along SR135S - bldg & lake sites, ridges, valleys. $412,500 #2909463 200 AC Your private park between Stonehead & Story. $845,000 #2906611 61.65 AC/NORTH Lake, woods/hills. Touches Yellowwood Forest. $225,000 #2929965
50 ACRES PLUS
NEW LISTING - 20 ACRES Beautiful land w/woods, pond and ravines. $79,900 #21011015 20 ACRES Borders BC State Park near “F” horse trail. $79,500 #21002143 36.11 ACRES Wooded & open ground, great location. $180,000 #2775176 21.73 AC Northern location. Plenty of woods. $88,500 #2951516 CHOICE OF BUILDING SITES 41.91 AC, potential lake site. $175,000 #2951499 DEVELOPMENT POTENTIAL 40 AC/wooded, rolling hills close to Town. $315,000 #2957360 BARTHOLOMEW CO LINE 23.16 AC, 2 AC Soil Tested - 1 BR. 1/2 AC pond. $115,000 #2915359 MEADOWS/CREEKS/WOODS Near Hoosier Nat’l Forest/B.C. St. Park. $274,850 47.8 acres m/l #2831044 OAK GROVE - 36.5 ACS Quiet valley, open ground, wooded hillside. $158,000 #2752758
20 - 50 ACRES
HOOSIER NAT’L FOREST Wooded 10 AC on little-traveled co rd. $85,000 #2934599 ATV - 14.53 AC - HIGH RIDGE TOP W/Expanse of Salt Creek along the bottom ground. $47,500 #2916398 PRICE REDUCTION - 15.65 AC Open fields adjoin Salt Creek & Deer Run Park. $120,500 #2929636 OUTDOOR LOVERS! Ride, hunt, 11.956 AC, adj. Hoosier Nat’l. $94,500 #2745995
Office: (812) 988-2227 Fax: (812) 988-6664
BOB KIRLIN Sales Associate 812-720-0222 Cell
LAKE FRONT $68,000 #2853067
3 BR/2 BA ENERGYEFFICIENT - 6.62 ACS $159,900 #2766721 - 6.62 AC
DEBBIE FLEETWOOD Sales Associate 988-4402 Home
NICE 3BR/3BA POLE BARNS/FENCED $285,000 #2853667
RESTORED LOG - TOWN HILL ROAD $224,900 #2772982
SALT CREEK GOLF RETREAT $159,900 #2857326
158 N. Jefferson St. P.O. Box 206 Nashville, IN 47448
JANE SMIDEBUSH Non-licensed Assistant 988-2227
LOG CABIN/7 AC & SHARED POND $129,900 #2853600
HAND-BUILT LOG 5 AC/2 LIV AREAS $235,000 #2905544
3BR/2BA VALLEY VIEW/5 AC $126,000 #2912720
www.browncountyhomes.com
OLD-TIME RUSTIC W/LUXURY AMENITIES 29+ Wooded Acres 3 BR/2 BA $589,900 #2833605
FOR MORE LOG CABINS FOR SALE:
COZY & CUTE 7+ Acres 1 BR/1 BA $129,900 #2583600
SUZANNAH LEVETT ZODY PRINCIPAL BROKER 812-369-1171 Cell
OUTDOOR LOVERS! 11.956 AC $94,500 #2745995
4 BR LOG, 3700 SF/ POND/ 3 ACS $349,000 #2712499
70 BREATHTAKING AC $359,000 #2912699
LOG CABIN/ HOBBY FARM $224,900 #2917686
MOTIVATED SELLER BRING OFFER! 3 BR & 2 BA $77,900 #2926001
SO
LD
SECLUDED LOG, 3BR/3.5 BA, FRPL $345,000 #2929156
G
DIN
N PE
BEAUTY OF ANTIQUE LOGS $294,900 #2935298
$115,000 #2947148
DRASTIC PRICE REDUCTION!!!
5460 Christiansburg Road
$775,900
17.45 Picturesque Acres w/10 Stall Horse Barn, Tack Room, Office & Open Ring • All Brick Custom Home • 2 Sided Fireplace • 3 Bedrooms, 2.5 Baths • Walk-out Lower Level w/Family Room • Office w/Full Kitchen in Lower Level • Caretaker Home, Stocked Pond • Gated Entrance • And So Much More!
Let The Power of TWO Work for YOU!
Bob and Sandy Arterburn
"Get Sold On Us"
BSArty@C21Breeden.com
812-378-7952
812-378-1729
Open houses Saturday May 1st and Sunday June 6th 1-4 p.m.
Priced at $359,000
Beautiful custom home on 1.3 wooded acres in small upscale subdivision just outside Nashville off Hwy 46 and Town Hill Road, built with careful and talented attention to design and detail. Master suite is on the main level. Two other bedrooms and large den upstairs. Two full baths, both with whirlpool tubs and separate showers. Kitchen has granite countertops, higher quality appliances, and a large walk-in pantry. Open floor plan features a stone fireplace, hardwood floors, vaulted ceilings, and attached garage. The wide front porch and large rear deck offer wonderful outdoor living spaces surrounded by scenic views of nature. A walk-out lower level with high ceilings is unfinished but nicely painted, currently used as a painting studio. Note: Most of the Old Hickory furnishings may be purchased separately as a package. Located in Brown County close to the wonderful charm of Nashville and only 20 minutes from Bloomington or Columbus. With the happy combination of privacy and convenience, this great house would make a lovely permanent or vacation home. Call Carolyn at 812-320-2200 to see this home soon!
167 Hilltop Lane Directions: Hwy 46 to Town Hill Road, turn right onto Hilltop Lane, house on left, has Rogers Real Estate sign in front.
Bloomington MLS 20090689 Indianapolis MLS 21004898 14 Brown County Homes Guide April - May 2010
Peggy Dell Cell: 812-350-2815 PDell@C21Breeden.com
2072 Harrison Ridge Road Brown County
$172,000 MLS#20901789 Lovely hilltop setting with 3.6 acres close to Columbus & Nashville. 3-4 bedrooms, 3 full baths, approx. 2016 sq. ft., crawl space, den, family room, appliances & 2.5+ detached garage w/heat. Up to $3,000 Closing Cost Allowance VERY WELL MAINTAINED...A MUST SEE!!
Roberts Team
"Our Experience Is Office: 812-378-1715 Cell: 812-343-9486 Your Advantage" BevandDave@C21Breeden.com
700 Washington St. Columbus, IN 47201 800-844-3766 www.C21Breeden.com
NE
W
PR IC
E
Dave & Bev
412 Wells Drive $159,900 E on Main St., L on Artist Dr., R on Wells • Appliances Included • Several Recent Updates • Home Warranty • 3 Bedrooms, 1.5 Baths • Large Family and Living Rooms
Acreage & Building Lots
551 Town Hill Road $349,900 SR 46, L on Cloudcrest, L on Town Hill Rd., L on Town Hill E • Large Kitchen • Master Suite on Main Level • Walkout Basement • Large Deck w/Electric Awnings • 3 Bedrooms, 2 Baths
1 Hoover Road 2 Hoover Road 2.5 Acres $34,900 5 Acres $49,900
Brown County Homes Guide April - May 2010 15
South Central APPRAISAL ASSOCIATES Buddy Greller Certified Residential Appraiser Serving the following Counties:
Brown . Morgan . Monroe . Johnson . Bartholomew
scappraisers@sbcglobal.net 153 E. Gould Street P.O. Box 122 Nashville, IN 47448
16 Brown County Homes Guide April - May 2010
Phone 812-988-6316 800-659-6737 Fax 812-988-7643
Be sure to check us out online too! Brown County Homes Guide is downloadable for FREE! DON’T BE LEFT OUT, ADVERTISE TODAY! Deadline for inclusion in the next issue of the Homes guide is May 11.
See it sold in the Brown County Homes Guide.
BCDemocrat.com
Real Estate Investments Depend on Host of Variables Metro Creative Services
"F
or Sale" signs have become one of the more common sights in neighborhoods across the country over the last year. As the economy struggled, many homeowners found themselves facing foreclosure or looking to sell homes they could no longer afford. Some people, however, have taken advantage of the sagging real estate market and chosen to buy low, with the idea that the property value will be restored once the economy is restored. While that's a sound investment strategy, there's more to consider when investing in real estate in the current economy, especially for those who are new to the real estate investment game. What is the Area Like Now and What Will It Be Like Years From Now? Many neighborhoods have undergone an overhaul in recent years, and where investors choose to invest their real estate dollars is a major consideration. A change in neighborhood can make or break a property, which can make or break an investor. Consider the following scenario: an investor purchases a home with the intention of renting it out. With maintenance and property taxes, that investor won't reap any immediate financial benefits. This shouldn't come as a surprise, as the home and property's value rests in its re-sale value down the road. This is where forecasting a neighborhood's future comes into play. Because of the sagging economy, many areas are becoming less attractive. When layoffs occur and
industry leaves town, the surrounding communities become less attractive to prospective homeowners, as people tend to live where the work is. Investing in real estate in a community that has suffered heavy layoffs or declining industry is probably a bad investment, as there's no guarantee industry will ever return, and therefore the prop-
Can I Get Tenants? This economy has also made things more difficult on the nation's landlords. That's because finding reliable tenants is no small task in an economy where so many people are living under the specter of layoffs. Purchasing real estate as an investment is essentially a partnership
With more homes on the market, many have turned to investing in real estate, a risky venture that requires careful consideration of many variables. erty will be hard to sell and likely lose significant value. When investing in real estate, investors should keep in mind they're also investing in the community. If a community's industry is sagging, it's probably best to avoid real estate in that community, regardless of how good a deal can be had on a given property.
wherein the partners are a big unknown. Those partners are tenants, who have become harder to find in an economy where many people are losing their jobs. Even the nation's younger workers, who often make up the majority of renters, have increasingly turned to their parents for housing in an economic climate in which they are often the first to Investments continued on page 18 Brown County Homes Guide April - May 2010 17
Manageable Means to Restoring a Credit Rating Metro Creative Services
A
s the economy begins to rebound, so, too, are many of the individuals who were negatively affected by its decline. Be it because of layoffs or investments that steeply declined in value, many people across the country took significant financial hits in 2009.
As the calendar gets set to turn into a new year, lots of people are seeking ways to better manage their financial affairs in the hopes they'll be more prepared should another recession rear its ugly head in the future. One of the best ways to prepare is to manage credit properly, which can be done in a number of ways.
Even a momentary bout of forgetfulness will not matter when missing a payment.
* Know why your rating is going up or down. Many people are aware they have a credit score, they just aren't aware what that score is or how it's determined. Credit bureaus such as Experian and Equifax can provide individuals with their credit score, but that's only half the process. The other half is why that score is Investments continued from page 17
be victimized by layoffs. That said, investors hoping to rent out a property should be certain they'll be able to do just that. Before purchasing a property, speak with local real estate agents who specialize in placing renters with apartments. Ask them about the real estate market, particularly how local landlords are doing in light of the country's economic woes and whether or not rents have increased, decreased or remained steady since the economy took a turn for the worse. 18 Brown County Homes Guide April - May 2010
what it is. The two most influential factors in a credit score are an individual's payment history and how much of their available credit that individual uses. Paying on time is arguably the most important part of achieving and maintaining a good credit score. A single missed payment can have a longterm negative impact on an individual's credit score. Individuals can set up automatic payments so they never forget to pay a bill. Even a momentary bout of forgetfulness will not matter when missing a payment. All that will show up on the credit report is a missed payment, not the reasons for it, no matter how valid or innocent those
What Are the Interest Rates? Real estate investments aren't just about property value and location. Interest rates should also play a strong role in a person's decision to invest in real estate or not. Low-rate mortgages might be too good to be true, as many victims of foreclosure found out in the last couple of years. Interest rates fluctuate, and anyone investing in real estate needs to be prepared. For example, if you borrowed $100,000 on an interest-only 4-percent loan, you'll pay $4,000 per year. With an adjustable-rate mortgage, however, your interest rate might climb
Credit continued on page 19
to 10 percent, meaning you're now on the hook for $10,000 per year. That's an additional $6,000 per year you might not have planned on spending. Many real estate investors found it difficult to scratch together that extra interest, as it's nearly impossible to pass it on to tenants, especially in an economy in which reliable tenants are a valuable commodity. While real estate is often looked at as a high reward investment, for those considering making the investment, let it be known it's also high-risk, one that requires deep pockets to begin with. â?–
Credit continued from page 18
reasons are. How much of an individual's available credit is being used also has a strong impact on that person's credit score. In general, it's best to keep credit use to less than 30 percent of available credit, and many financial advisors actually suggest keeping it closer to 10 percent. An individual should never "max out" a credit card unless that individual is certain he or she can pay the balance in full by the time the next bill is due. Establishing a 10 percent threshold can allow individuals to avoid the massive credit debts
many before them have suffered auto loans, personal loans or even mortgages. Those with relatively through. short credit histories might find it * Consider a secured credit card. difficult to secure an installment Secured credit cars require careful loan, especially one with a good and meticulous research on the bor- interest rate. However, individuals rower's part, but can be an effective who have had credit for a year or so means of restoring a credit rating and have made their payments on for those with a bad or even mini- time while carrying a responsible mal credit history. A secured credit balance might want to consider apcard requires the borrower to de- plying for an installment loan in the posit money with a lender, and the future. Demonstrating an ability to credit limit is typically the amount make loan payments on a monthly of money deposited. Be careful, basis can only provide a significant however, as certain secured lenders boost to a credit rating, helping inhave hidden fees and interest rates dividuals secure bigger loans, such that can be as a mortgage, down the road. quite large. Those who * Ask for help. While it might seem are already as though a co-signer would not be a member or ideal for someone hoping to boost eligible for their credit rating, it actually will, membership so long as the individual makes the in a credit payments on time and pays off the union should loan responsibly. Parents often colook into a sign loans for their children, allowsecured cred- ing children to use their high credit it card from rating as a stepping stone to estabtheir union, as lish their own credit history. Howcredit unions ever, borrowers must realize that are typically missing a payment on a loan that t r u s t w o r - has a co-signer negatively impacts thy sources the co-signer's credit score as well for secured as their own. That reality emphasizes the importance of paying on cards. time and, for the co-signer, mak* Think out- ing a wise decision as for whom it side the card. is they're willing to co-sign a loan A credit rat- for. ing isn't entirely based * Open a bank account. Lenders on how an in- want to see stability before handdividual han- ing out credit. That's especially true dles his or her in the current economy, when lendcredit card ers who made irresponsible loans p a y m e n t s . to unqualified borrowers either Installment ended up out of business or in need loans, if paid of a bailout. Individuals hoping to on time, can restore a credit rating or build a be a boon to credit history should open a checkan individu- ing and savings account as a means al's credit rat- of illustrating to lenders that they ing. Install- are stable and worthy of the trust ment loans and responsibility that comes with can include credit. â?– Brown County Homes Guide April - May 2010 19
Brown County ...You'll want to make it home!
20 Brown County Homes Guide April - May 2010
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