Homes Guide August - September

Homes Guide

Brown County August – September 2012

FREE

real estate • appraisals • insurance • financial • Services • area maps published by the

Brown County Democrat

Homes Guide

Brown County August - september 2012 Real Estate

Rustic Realty & Rentals.................... 4-5 Mike Nickels Log Homes..................... 6 Evergreen Real Estate......................... 6 Century 21 Roberts Team.................... 7 Prudential Collie Rees......................... 8 FC Tucker Scott Lynch......................... 9 Chief Realty......................................... 11 Hills O Brown................................. 12-13 Hills O Brown Debbie Fleetwood...... 14 RE/MAX .. ............................................. 15 Forest Hills of Brown Co.... Back Cover

2 Brown County Homes Guide - August - September 2012

Other Services

Area Appraisal Services...................... 6 BC Solid Waste..................................... 7 Farmers Insurance Group................... 8 South Central Appraisal....................... 9 Austin Insurance................................ 10 Centra Credit Union............................ 20 Area Maps...................................... 22-23

Features

Buying a Home................................... 16 Outdoor Space............................... 18-19

ImportantAreaPhone Numbers Code 812

Assessor...........................................988-5466 Auditor...............................................988-5485 Career Resource Center..................988-5880 Circuit Court Judge..........................988-7557 Clerk..................................................988-5510 Extension Service............................988-5495 Dept. of Child Services....................988-2239 Div. of Family Resources.................988-0160 Health Department...........................988-2255 Highway Department........................988-4545 Jail.....................................................988-5605 License Branch.................................988-2404 Nashville Police Dept.......................988-0341 Parks & Recreation..........................988-5522 Post Office - Nashville.....................988-2262 Post Office - Helmsburg...................988-6302 Public Library...................................988-2850

Prosecutor........................................988-5470 Recorder............................................988-5462 School - BCHS..................................988-6606 School - BCJHS................................988-6605 School - Helmsburg..........................988-6651 School - Nashville............................988-6607 School - Sprunica.............................988-6625 School - Van Buren..........................988-6658 Sheriff’s Department........................988-6655 Soil and Water Conservation...........988-2211 Solid Waste Mgt. District.................988-0140 Town of Nashville.............................988-5526 TRIAD.................................................988-5606 Treasurer...........................................988-5458 Veterans Affairs................................988-5600

A Great Idea for Do-It Yourselfers

(SPM Wire) Warm weather is here! And for do-ityourselfers this means it’s time to get cracking on home renovations. If you’re planning a project that requires lumber, consider forgoing newly cut wood for something with a bit more history.

“Salvaged lumber is old growth wood, which means it’s stronger, has tighter grains, and looks better than newer wood,” says Merritt Fine, owner of M. Fine Lumber Company in New York City, which has been reclaiming lumber from demolition sites for 75 years.

Whether you’re redoing your floors or building furniture, you’ll be giving your project historical value and a totally unique look with recycled lumber. You’ll also be making an environmentally responsible choice -- a winwin situation.

Brown County Homes Guide - August - September 2012 3

Office: 812-988-8773 2306A State Road 46 East • Nashville, IN 47448

buybrowncounty.com rentingbrowncounty.com

Realty and Rentals

Isn’t it nice to have a choice?

Choose us and this is how we will go to work for you...

LISTING

MANAGING

Expert evaluation and marketing of your property

Full service management to protect and maximize your investment property

SELLING

RENTING

Second-to-none team with the skills and experience to match the right buyer with the right property

Qualified applicants ready to lease your property

We like to think outside the box, and our new office will prove it!

Watch for f it now o on nS State ta t e R Road o 46 6E East, ast, a across cr from the g golff course.

RUSTIC REALTY & RENTALS

Wayne Flesher

Principle Broker wayne@rentingbrowncounty.com 812-327-2735

Jane Gore

Broker Associate jane.gore@sbcglobal.net 812-325-5419

4 Brown County Homes Guide - August - September 2012

Chris Jackson

Sales Associate chris@rentingbrowncounty.com 812-340-2182

Wayne Flesher, Principal Broker 812-327-2735 W Jane Gore, Broker Associate 812-325-5419 Chris Jackson, Sales Associate 812-340-2182

812-988-8773

2306A State Road 46 East • Nashville, IN 47448 2

www.buybrowncounty.com

Realty and Rentals

QUIET ACREAGE

Delightful 2+ BR, 2 BA home on a beautiful 10 + acres, modern kit, tiled floors, sun porch w/hard pine floors, mother-in-law quarters in full fin. walkout bsmnt w/complete kit, FP, 2-2 car garages & workshop, patio, screened porch. It is a lot of house for the price. $229,000. #21187842

GREAT HOME

Beautiful 2 BR, 2 BA cedar home on 5 +/- acres, fully furnished, covered front porch, open back deck, 2 car garage/ workshop, creek. $249,900. #21144217

UNIQUE HOME

Unique 3 BR, 3 BA home w/2 stone FP, H/W floors, 2 levels of living space, massive rooms, 2nd kitchen in lower level, potential view. $249,000. #21027357

CHARMING COTTAGE

GREAT STARTER

Very nice 3 BR, 2 BA, mobile home, all redone inside on 5.53+/- acres, large horse barn, long road frontage on SR 135 N. $84,000. #21147237

COZY HOME

3 BR home very close to the village, separate laundry room, eat-in kitchen, 1+ car detached garage w/workshop area.

Priced to sell at $85,000. #21150888

12 acres - Nice wooded hillside, great for walk-out basement. Very close to Nashville, private with lots of trees. #21182569 $59,900

PICTURESQUE HILLTOP SETTING

Sweet little cottage in the woods. 2 BR, 1.5 BA home within town limits, all Beautifully maintained 3 bed/ 2 bath city utilities, beamed ceilings, Pergo flooring, granite counter tops, Ander- ranch on almost 9 acres with pond. Truly son windows, Swedish gas FP, deck, separate artist studio building, would a must see. $279,900 #21188165 make a great weekender for full time home. $129,900. #21181581

RANCH HOME

Nice 2 BR ranch style home on 2.95+/- acres in Southern Brown County, walk-out basement, fenced pasture w/small horse barn, easy Columbus commute. $99,900 #21178884

ACREAGE

Nice 2 acre lot between Nashville and Columbus with water, electric, natural gas and it has a good 3 bedroom septic installed. #21188132 $39,900

PENDING

NICE LOCATION

2 BR, 2 BA home on 20 +/- acres, easy commute to Columbus, one car garage, horse barn, hilly & rolling mostly fenced pasture. $165,000. #21164892

STARTER HOME

Large 2 story home on 3+/- acres, home features 4 BR, 3 BA, lots of remodeling, still some to do, big yard, some woods. $139,900. #21135986

18+/- acres on Plum Creek Rd, ground is rolling, flat & wooded w/a choice of building sites. $90,000 #2960502

Beautiful building lot in upscale neighborhood of fine homes, high ridge property w/potential view. Priced to sell at $29,500. #21186435

15 acres +/- in Southern BC, undeveloped land, it is divided in 5 acre tracts, has been in classified forest since 1964. $99,900. #21165191

14+/- acres of gently slopping ground & a lake site, build w/a view of distant ridges. $70,000 #2960433

11.98 +/- acres in Southern Brown County w/a beautiful lake & a variety of possible building sites, driveway is cut in, frontage on State Highway. $65,000 #21175427

11+/wooded acreage, walking distance to Lake Monroe & adjoins Hoosier Nat’l Forest. $43,900 #21014219

Brown County Homes Guide - August - September 2012 5

AREA APPRAISAL SERVICES Linda S. Bauer, SRA

Designated & Certified Residential Appraiser Serving Brown, Monroe & Morgan Counties Appraisals for mortgage lending, tax assessment, divorce, estates, marketing & independent

812.988.6424 812 988 6424 | FAX FAX: 812 812.988.4924 988 4924 P.O. Box 472 Nashville, IN 47448 Email: bauerls@wildblue.net

Annandale Estates

Ronita Walcott Broker Owner

1551 Annandale Drive

1700 Annandale Drive

Custom built 2 story, 2 bdrm, 3 ba Poplar log home, built in 1998, has large living room dining room, open kit w/ brkfst bar and Amish custom built Hickory cabs. , fin. full bsmnt, 10’x30’ deck w/ 4 Seasons sun room suitable for enclosed dining or hot tub overlooks fenced backyard and Lake Annandale. Convenient stair chair provides bsmnt access with ease. Lots of terraced gardens featuring hosta, ferns, azalea bushes , walkways, storage spaces, pond-less waterfall. Great value priced at $230,000

This could be a great weekend get-a-way located in Annandale Estates just west of Nashville. ½ acre wooded lot, home was built in 1982 and has underwent extensive remodeling in 2003. Remodel included a new four seasons sun room 15 x 20, complete new kitchen, new bath, new Bee windows in 2008. This home shows like new. $139,000 Both properties co-listed with Morrow Realtors, Peggy Robertson 812-332-6311

612 N. Walnut St. • Bloomington, IN 47404 • Phone 812.335.1100 • Fax 812.330.2093 • Cell 812.327.6201

www.callevergreen.net • rwalcott@homefinder.org

6 Brown County Homes Guide - August - September 2012

MOTIVATED SELLER

SOLD

SOLD

NEW LISTING

637 Highland Drive $212,000

6046 S. Hamilton Creek Road $189,000

2533 STATE RD 135 N $149,500

5281 Poplar Grove Road $679,000

• Spectacular, Spacious Home

• Charming Home

•Adorable Rustic 3BR Cottage

• 4 Bedrooms, Large Fin. Basement • Many Recent Updates

•Walk-out Basement

• Gorgeous County Estate on 19 Wooded ACs

• Over 1 Acre Wooded Setting

• Spectacular View

• Originally Designed as Bed and Breakfast

• 20 Acres, Pond

• Possible 5/6 BR, 6.5 BAs, Finished Walk-Out LL

We work with both buyers and sellers in the Brown County area.

Give us a call!

Roberts Team

Office: 812-378-1715 Cell: 812-343-9486 BevandDave@C21Breeden.com

ACREAGE & BUILDING LOT 6961 Jordan Lane - Building Lot/2.5 AC $31,000 N. Ike Shipley Rd. - Wooded Lot/63.40 AC $295,000

Visit our website:

www.RobertsTeamHomes.com

Our Experience Is Your Advantage!

Brown County Solid Waste Management District Serving and Preserving Our Brown County

Home Buying/Selling is a very exciting time as you prepare to leave your old home and move into the new one.

We would like to provide you with some helpful suggestions as you clean out the old things you may no longer need and about items you may need to get rid of at the new home as you move in.

Cardboard boxes needed for the move may be available at the recycling center.

We may also have bubble wrap & styrofoam packing peanuts available.

Do not place personal information documents in the trash.

Destroy documents before disposal, Document shredding day is September 29th.

We take old appliances in March, June, September, and December upcoming dates are September 8th and December 1st.

TV’s, old computers and other small electronic items can be disposed of at our Electronics recycling day October 6th or any time at Monroe County Solid Waste for a small fee Call before taking item. (812) 349-2848 Pickup our Brochure about various waste services available.

Old oil based paint, thinners, solvents, herbicides and insecticides can be disposed of at Monroe County Solid Waste. You will need a HHW voucher from our office. Dry up latex paint and recycle empty can, Old thermostats, CFL’s and other items containing MERCURY can be brought to the Center.

Please, the recycle containers are for recyclables, not trash.

Question about waste disposal or recycling? Give us a call: Phone: 812-988-0140 Fax: 812-988-1687 Brown County Homes Guide - August - September 2012 7

THREE GREAT BROWN COUNTY HOMES. (IT WILL BE HARD TO CHOOSE.)

McGinley

Insurance Agency

575 Oak Run $295,000

3 Bdrm, 3 BA, Finished Walkout Basement w/2nd Kitchen.

Large Master Suite, 1.7 AC, Private Yet Walk to Town.

2120 Fair Oaks Trail $329,500

4 Bdrm, 3.5 BA, on 5 AC. Mstr. Suite & Laundry on Main.

Oak Floors, Private Neighborhood. New Price!

146 E. Main St., Suite 6 Nashville, IN 47448 Office: (812) 988-6399 Fax: (812) 988-6300 Toll Free: (866) 373-6399 cmcginley@farmersagent.com www.farmersagent.com/cmcginley

3162 Hoover Rd. $319,000

4 Bdrm, 3 BA, on 14+ AC. Beautifully Remodeled. Incl. Pond, Creek, Outbuilding

Located in the Red Bud Terrace Just East of the Court House

LOT FOR SALE - 6553 Justins Ridge Rd. $48,500

5.73 AC. Utilities at the Site, Lots of Potential. Mature Woods.

Collie Rees, Realtor creespruindiana@gmail.com Cell: 812.361.2865 Office: 812.378.3331 Office fax: 812.378.7228

8 Brown County Homes Guide - August - September 2012

Auto • Home Life • Business

South Central APPRAISAL ASSOCIATES

advertise in the

ntey Guide uHomes n Ceo s Guid Brow Hom

Brown County June - July 2012

April

- May

FREE

FREE

2012

Homes Guide

Brown county

Buddy Greller

Certified Residential Appraiser real

Serving the following Counties: Brown • Morgan • Monroe • Johnson • Bartholomew

scappraisers@sbcglobal.net

AUGUST - SEPTEMBER

• estate

maps • area vices ial • Ser financ nce • ocrat insura nty Dem sals • raiestate wn Cou real • appraisals • insurance • financial • Services • area maps app the Bro ed by publish

published by the

Brown County Democrat

Homes • Acreage • Lots • Financial Commercial • Appraisals • Rentals Show it all right here for Brown County and the surrounding area to see!

153 E. Gould St. • P.O. Box 122 • Nashville, IN 812.988.6216 • 800.659.6737 • Fax 812.988.7643

Brown County Democrat ads@bcdemocrat.com • 812.988.2221 147 E. Main • P.O. Box 277 • Nashville, IN

F.C. Tucker/Scott Lynch Group

160 JOHNSON STREET NASHVILLE

NEW ON MARKET - Cottage home in the heart of downtown Nashville w/3 bdrm, 1 bath & walkout basement w/garage. All hardwood floors & beautiful knotty oak walls and ceilings. Walking distance to restaurants, galleries & shopping. $139,900 MLS #21201049

SALT CREEK GOLF RETREAT CONDO NASHVILLE

1 lower level and 2 upper level units available for sale. All units offer view of golf course and Brown County State Park, 2BR/2FB w/ fully applianced kitchen, living room, fireplace & patio or balcony.

Amenties include pool, hot tub, restaurant, pro shop, clubhouse, sports bar and onsite management. SPECIAL FINANCING AVAILABLE. NO DOWN PAYMENT REQUIRED TO QUALIFIED BUYER. $149,900 MLS #212000152, 21200151, 21200112

F.C. Tucker/Scott Lynch Group 430 Washington Street Columbus, IN 47201

232 AARON DRIVE NASHVILLE

Luxurious custom CL Miller home situated on 6+ acres overlooking the valley. 4 large bedrooms, gourmet kitchen & lower level designed for entertaining. Lower level greatroom with stone fireplace, separate kitchen & custom wet bar with walkout access to pool and patio area. This property also has a carriage house with 2BR/1FB, kitchen & great room with fireplace. $649,900 MLS # 21101894

812.418.8522

www.fctucker-lynchgroup.com Indiana Owned & Operated Since 1918 Brown County Homes Guide - August - September 2012 9

10 Brown County Homes Guide - August - September 2012

Chief Realty SOLD 5947 Mystic Lake Dr. Trafalgar

Lakefront home. 4 bdrms, 2 1/2 ba, 2 levels plus walk-out bsmt., brick exterior, screened porch, 3 car att. gar., 3.22 acres, easy access to St Rd 135/252, short distance to Indian Creek Schools. Like new.

Move-in condition.

$419,000

9835 Bear Creek Rd., Morgantown 7- + or - wooded acres adjoining State Forestry, 1930’s log cabin with new metal roof and new windows in ‘06, 24x36 pole barn, trails, wildlife, seclusion. Wonderful retreat property.

$349,900

603 E Pearl St., Trafalgar

3 bdrms, 2 levels, lots of updates, new hrdwd. floors in KT, DR, and main level bdrm. Oversized 2 car detached garage with a bonus room. Fenced rear yard.

Move-in ready. $109,900

SOLD 280 Middle St. Morgantown

3 bdrms., 2 ba., fenced rear yard, corner lot, furnace and WH less than 3 years old, some new floor coverings and interior paint. Move-in condition. 1296 sq. ft. 2 level home. Indian Creek Schools.

$69,900

SOLD 379 Hickey Rd., Morgantown

3 bdrms., 2 1/2 ba., 3.63 acres, detached gar., needs some TLC. Great potential.

Indian Creek Schools.

$78,000

60 W. Mulberry St., Morgantown

Charm of the wrap-around porch welcomes you to this 3 bdrm. home. Updated HVAC, ele. panel, water heater, and a new family room. Some repairs still needed and reflected in price.

Good location. Indian Creek Schools.

$59,000

NEW PRICE

603 W Pearl St., Trafalgar

Updated KT and bath. New furnace, newer roof. 2 bedrooms with space for 2 more in the unfinished attic and the stairway is in place, 1 bath, walking distance to Indian Creek Elem. School, Large covered front porch.

$67,500

370 E. Washington St. • Morgantown

Brick exterior home with a new 3bdrm, 2ba interior, including new kit cabinets and appliances. New furnace, carpeting and more. 1,880 sq. ft. w/attached gar. and fenced rear yd. Great location. Contract or Leased-To-Buy

$119,000

9224 E. McCoy Ct., Morgantown Like new, built in 2007, 3 bdrms., 2 1/2 ba., 2145 sq. ft. brick, one level home on 0.93 acres. Screened porch and covered front porch with a wonderful view.

Indian Creek Schools.

$229,000

Land for Sale • 5.39 ac., Johnson Co., Franklin Schools, corner of 100 S and St. Rd. 135, north of Trafalgar, $44,000 • 1.01 Ac. Building Lot, all utilites available Indiana Cree Schools $29,900

• St. John Commons, Morgan Co., I.C. Schs., near Johnson Co. Line, Building tracts from 0.9 ac. to 2.4 acs., some lakefront, wooded, municipal water available. - $29,000 - $59,000 • 1.3 ac. wooded, lakefront, building lot, gas & water available, Indiana Creek Schools - $52,900 Brown County Homes Guide - August - September 2012 11

12 Brown County Homes Guide - August - September 2012

P

$172,900 #21175360 3BR/2 BA SPACIOUS HOME, MATURE TREES, NEW ROOF IN 2011

$239,500 #21171110 3BR/2.5BA, PRIVATE LAKE, SUMMER HOUSE, DEER PROOF GARDEN

$149,900 #21143218 SALT CREEK GOLF RETREAT, MAIN FLOOR CORNER CONDO

$149,900 #21167921 MOTIVATED 3BR/2.5BA, 2280 SQ FT + FULL BSMNT, GAR., 5.01 ACRES

PRICE REDUCED

$159,900 #21177053 2BR/1BA BEAUTIFUL PROPERTY, 5 ACRES, STOCKED POND, 4 CAR GARAGE

$299,000 #21162618 GRAND LOG CABIN, CATH CEILINGS, INDOOR SWIMMING POOL,13.76 ACRES

PRICE REDUCED

$59,900 #21169564 2BR/1BA, COTTAGE, LARGE DECK, 10 MINUTE DRIVE TO TRAFALGAR

$159,900 #21181960 MAIN LEVEL CONDO ON GOLF COURSE, COMMUNITY POOL

$189,900 #21181905 2BR/1.5BA LOG CHALET, NEW SEPTIC, ROOF AND FURNACE, 2CAR GAR.

$125,000 #21180001 3BR/1BA IN DOWNTOWN NASHVILLE, FIREPLACE, SCREENED PORCH AND 1CAR GAR.

NG

$69,000 #21187595 3BR/2BA,VERY NICE, GREAT VIEW, 2 CAR GAR

$440,000 #21187999 3BR/3.5BA, CUSTOM HOME, OPEN CONCEPT , 2 CAR ATT GAR, 4.87 ACRES

DI EN

NEW LISTING

$145,000 #21168570 2BR/2BA,RENOVATED IN 2009, DOCK, ACCESS TO LAKE LEMON

$289,000 #21149335 PERFECT 3BR, 2BA LOG, FRPL, POOL, 3AC NEAR TOWN

PRICE REDUCED

$169,000 #21180605 3BR/2BA, A MILE FROM NASHVILLE, SCREENED PORCH, DECK

$219,000 #21183568 2BR/1BA, 40 WOODED ACRES, SMALL CREEK AND 1 ACRE LAKE

$417,000 #21172244 3BR/2.5BA, HAWK'S HAVEN, 8 GUESTS, ANTIQUE LOGS, POND

TOURIST RENTAL

$111,700 #21182340 2BR/1BA LAKE LEMON BUNGALOW, LAKE ACCESS

NEW LISTING

PROPERTY SALES & MANAGEMENT

NEW LISTING

$525,000 #21169561 3BR/2.5BA, 19.19 ACRES, 5ACRE LAKE,32X56 BARN

$175,000 #21187036 3BR/2BA, MANY UPDATES, 7 ACRES OVERLOOKING NICE POND

$199,900 #21156995 3BR/2BA, 9.55 ACRES W/ POND, 2 CAR GAR.

PE

ND

G IN

PRICE REDUCED

$209,000 #21183583 2BR/2BA, UPDATED HOME ON ANNANDALE, 2 CAR GAR,LAKE ACCESS

$369,900 #21177218 4BR/3BA NEW LOG CABIN, 2CAR GAR., LAWN CARE INCLUDED

$139,000 #21185632 CHARMING COTTAGE IN NASHVILLE

$479,000 #21173437 BENEFITS OF WOODED ACREAGE & LAKE ACCESS

$224,000 #21169263 2BR/2BA, 2 FIREPLACES, LOG, 1 MILE FROM NASHVILLE

TOURIST RENTAL

PRICE REDUCED

NG DI N E

$212,000 #21168347 REMODELED 1904 FARMHOUSE, 3BR/2.5,POND, 4.77ACRES

$159,900 #21180847 1BR/1BA, "RELAXATION STATION", 13.61 ACRES, UP TO 4 GUESTS

LD SO

$389,900 #21170041 4BR/3.5BA, 17.45 ACRES, LESS THAN 3 MILES FROM NASHVILLE

$499,000 #21179093 3BR/3.5BA, ADJOINING YELLOWWOOD STATE FOREST, 3BR SUITES

$210,000 #21176285 3BR/2BA PERFECT RETREAT, LOG CABIN, 2 CAR GAR, 8.32 ACRES

KEDREN LEEDY Sales Associate 812-340-3430

SHANNAN BAKER Office Manager 812-988-2227

D EN

G IN

$134,900 #21118692 PRISTINE 2BR/2BA CONDO, OVERLOOKS SALT CREEK GOLF COURSE

PRICE REDUCED

TOURIST RENTAL

$299,000 #21153159 4BR, 5BA, VICTORIAN HOME IN NASHVILLE

$189,000 #21172222 3BR/2BA LAKEFRONT HOME, 2 CAR GAR, SPACIOUS DECK

$469,000 #21108457 CAMPFIRE CREEK-LUXURY LOG, 6 GUESTS, VERY PRIVATE

TOURIST RENTAL

$495,000 #21161776 4BR/4BA, TOTAL PRIVACY, DRAMATIC GR, 8.18 ACRES

$189,500 #21168197 DOGWOOD HILLS, 2BR + LOFT, 6 GUESTS, HANDHEWN LOGS

G IN D N PE

TOURIST RENTAL

$229,000 #21181458 2 BR/2BA UP TO 6 GUESTS, LOG, NEAR-NASHVILLE LOCATION

$165,900 #21160401 RECENTLY UPDATED, 3BR/2BA, FINISHED BASEMENT

$269,900 #21171812 ADJOINS HOOSIER NATIONAL FOREST, 10 ACRES

PRICE REDUCED

$109,900 #21178536 2BR/2BA, LOCATED IN NASHVILLE, SCREENED PORCH, GARAGE

$258,000 #21155732 3BR/2BA, 5+ ACRES, 3 CAR GAR. LOG HOME

PRICE REDUCED

$134,900 #21182205 2BR/2BA MINI-FARM, MULTIPLE DECKS, OUTBUILDINGS ON 2.5 ACRES.

TOURIST RENTAL

PHIL SHIVELY DELORES PERCIFIELD KIM BRADY Managing Broker Broker Assoc./Team Marketing Broker Associate 988-1816 Home 988-2227 988-2227

G IN D N PE

Phil Shively Team

$149,400 #21159073 3BR/2BA, 2CAR GAR, BETWEEN NASHVILLE & BLOOMINGTON

ND PE

G IN

$111,700 #21182340 2BR/1BA LAKE LEMON BUNGALOW, BONUS ROOM & LRG DECK

$279,900 #21186838 3BR/3BA, MINUTES FROM NASHVILLE, HICKORY FLRS, FIREPLACE, 3.02 ACRES

$159,900 #21185008 GOLF CONDO ON COURSE

The

KATHRYN RICHARDSON DEBBIE FLEETWOOD BOB KIRLIN Sales Associate Sales Associate Sales Associate 988-4402 Home 812-720-0222 Cell 812-327-7462 Cell

$179,000 #21186236 1BR/2BA CABIN, SECLUDED 30+ACS, ADJ. HOOSIER NATL FOREST

RUTH JARRETT Broker Associate 988-7046 Home

158 N. Jefferson St. P.O. Box 206 Nashville, IN 47448 Office: (812) 988-2227 Fax: (812) 988-6664

TOM VORNHOLT Principal Broker 317-989-3323

Brown County Homes Guide - August - September 2012 13

$356,900 #2912699 70 AC NEAR STORY

TOURIST RENTAL

$165,000 #21151382 TOTALLY UPDATED, 4BR, 2BA, 2 CAR GAR, 2 LOTS

LAKE ACCESS LOT .................................................................................. $1,400 #21172621 LOTS IN EXCELLENT AREA, ONE HOME, WATER AND POWER AT RD FRONTAGE ..............................$58,900 WOODED 2.5ACS, SHARED POND, COVENANTS........................... $28,000 #21143847 2.7ACS, SHARED POND, COLUMBUS ACCESS ............................... $28,000 #21143853 DOGWOOD LANE, CITY UTILITIES 1/2 AC ........................................ $15,000 #21132303 PRIVATE IN LONG LAKE AREA, WOODED........................................ $15,000 #21132533 OVERLOOK LAKE MONROE LOT10 ..................................................... $70,000 #21126161 OVERLOOK LAKE MONROE LOT11 ..................................................... $70,000 #21126322 LOT ON ANNADALE LAKE, CONTRACT PRICE $20,000 ................. $16,000 #21137804 PINE TREE HILLS MAINTAINED SUBDIV, ALL CITY UTILITIES ... $34,900 #21121811 PINE TREE HILLS MAINTAINED PUD, ALL CITY UTILITIES.......... $34,500 #21121647 SMALL LOT IN DOWNTOWN NASHVILLE ....................................... $15,000 #21109548 LOT 9 RIDGEWAY/NEAR TOWN.......................................................... $33,000 #21183909 LOT 10 RIDGEWAY/CITY UTILITIES.................................................... $33,000 #21083941 WOODED SUBDIV. – READY FOR DREAM HOME .......................... $33,900 #21026552 OAK RUN VERY NICE TOWN LOT - CITY UTILITIES......................... $49,900 #2940574 PINE TREE HILLS – LAKEVIEW LOT ..................................................... $39,000 #2348273 SOLD - SELLER IS MOTIVATED! .98 ACS ............................................ $10,000 #2845830

15 ACRE WOODED & FIELD, 0 OAK GROVE, NASHVILLE ........... $119,900 #21180421 10+ ACRES IN TOWN 0 OLD S.R.46 NASHVILLE .......................... $125,000 #21174457 11.79 ACS WOODS/VALLEY ................................................................... $42,500 #2951509

10 – 20 ACRES

$167,000 #21165412 2BR/2.5BA NASHVILLE CITY LIMITS,2-CAR GAR

$195,000 #2917686 4BR NEAR NASHVILLE UNDER $200,000

$159,000 #21147124 LOG SWEET RETREAT, HELMSBURG RD

UNIQUE PARK-LIKE, 128 ACS, TRAILS ............................................ $370,000 #21126723 VERY MOTIVATED TO SELL, BEAUTIFUL 210+ ACS, LAKE.......... $685,000 #21004156 121 ACS RIDGE TOPS, MEADOWS, TRAILS................................... $385,000 #21028609 PRICE REDUCED 70 AC NEAR STORY ............................................... $325,000 #2912699 123 ACS/16 TILLABLE, MANY BLDG SITES, SOME TIMBER ...... $495,852 #21000311 220.14 ACS CLOSE TO TOWN .......................................................... $1,430,000 #2957347 200 ACS BETWEEN STONEHEAD/STORY ......................................... $750,000 #2906611 61.65 ACS/ NORTH – ADJ YELLOWWOOD ....................................... $225,000 #2929965

50 ACRES PLUS

25+ ACS/ADJOINING HOOSIER NAT'L FOREST ........................... $112,000 #21182708 41 ACRES, 2 PONDS, POTENTIAL FOR 2 BLDG SITES ................. $225,500 #21153616 BEAUTIFUL PROPERTY! 43+ AC, POND, WOODS/BARN ............ $259,000 #21049902 DEVELOPMENT POTENTIAL 40 ACS.................................................. $260,000 #2957360

20 – 50 ACRES

FRUITDALE GAS STATION AND MART 8461 STATE ROAD 135 N.

$175,000 #21161656

0 Chestnut St/State Rd 46 E Between IGA/Law Enforcement Center 21161493 $485,000

0 Chestnut St Next to Salt Creek Plaza 21161474 $640,000

0 Hawthorne/Willow St Next to YMCA 21161483 $154,000

COMMERCIAL LOTS

BC TIRE & AUTO WRECKER SERVICE

$350,000

2592 SQ.FT. BUILDING ON 4356 SQ FT OF COMMERCIAL NASHVILLES MAIN ST, 6 SHOPS OFFICE SPACE, ADJ. TO YMCA

PRICE REDUCED

$525,000 #21158326

G IN

APTS/COMMERCIAL/ INDUSTRIAL $399,999 #21176902

DISCOUNTED PRICE IF PURCHASED WITH ADJ FIGTREE

ND PE

HUGE PRICE REDUCTION REDUCED BY $100K $349,900 #21051941

PROVEN INCOME

$399,000 #21014565

$175,000 #21040467

$489,900 #21035729

COMMERCIAL LISTINGS

$139,900 #21165408 2BR, LAKE LASALLE, LOG CABIN

11.94 ACRES, BEAUTIFUL WOODED PROPERTY,WATER AND ELEC AT RD FRONTAGE ..... $60,900 #21160951

$950,000 #21168307 BIG SKY TOURIST RENTAL, 4BR/2BA, TO MANY AMENITIES TO LIST

$479,900 #21117128 4 BR W/SUNROOM ON LAKE LEMON NORTH SHORE

$199,900 #21105583 LOG HOME WITH SEPARATE IN-LAW’SBLDG 15ACRES

$270,000 #21118244 “HEARTSTONE” TOURIST HOME ON 3.8 ACRES

TOURIST RENTAL

$199,900 #21138061 "OLD HICKORY" EST. 2001.

HALF MILE FROM TOWN.

TOURIST RENTAL

$499,000 #2833605 HUGE PRICE REDUCTION! LUXURY LOG HOME, 29 ACRES

PRICE REDUCED

TOURIST RENTAL

$997,000 #2823721 ULTIMATE VACATION LODGE, 5BR/5.5BA

$248,000 #21137677 OLDER FARMHOUSE, BEAUTIFUL 65 ACS, TILLABLE, WOODS

$169,900 #21151678 2BR/2BA COZY LOG HOME, 5 AC

www.browncountyhomes.com

7 ACS FENCED WITH BARN ....................................................................................$76,000 0 KELLY HILL RD, NASHVILLE, 5ACRE RIDGETOP BLDG SITE .... $49,900 #21154398

5 – 10 ACRES

$225,000 #21109444 HORSE BARN, PASTURE, POND, IMMACULATE HOME

PE

ND

G IN

$215,000 #21158079 3BR/3 1/2 BA, 5.06 ACRES, BETWEEN NASHVILLE & BLOOMINGTON

$199,900 #21134507 HOME W/IN-LAW BUILDING ON 10.75 ACRES

$135,000 #21162128 3BR,2BA VERY NICE BRICK RANCH NEAR DOWNTOWN NASHVILLE

$137,750 #21166390 13.73 ACRES, 2BR/2BA, 3 CAR GAR,STOCKED LAKE

$695,000 #21061160 FANTASTIC VIEW, 88 AC, ONE-OF-A-KIND

$185,000 #21160674 COZY 3BR/2BA, NUMEROUS UPGRADES, 2CAR GAR

5ACRE BLDG. SITE-UTILITIES, 00S.500W. TRAFALGAR................. $59,900 #21149998 PENDING 5.75 WOODD ACS, GENTLY ROLLING, SOIL ANALYSIS ... $39,900 #21163752 8+ ACS, BUILDING SOLD AS-IS, GREAT FOR HUNTERS ............... $69,000 #21153882 BEAUTIFUL 7AC W/GRT BLDG SITE. WATER/ELECTRIC AVAILABLE $75,000 #21144650 9.78 ACRES, OPEN MEADOW NEAR NEAR NASHVILLE ............... $59,900 #21114116 BUILD OVERLOOKING PRIVATE POND, COVENANTS ................... $56,000 #21143858 6.5 ACS ON BELLSVILLE ....................................................................... $45,900 #21061861 5.9 AC - NORTH, WATER AVAIL ............................................................ $47,500 #2829106 5 ACRES – 2 BLDG SITES ..................................................................... $32,500 #21014793 8.8 ACS WOODED NORTH LOCATION ............................................... $32,500 #21015090 5ACS – NORTHERN BROWN COUNTY ............................................... $32,500 #2951623 PRICE REDUCED 5+ ACS WALLOW HOLLOW ........................................ $39,000 #2915146 6 MINUTES TO TOWN 3 - 7 AC LOTS ..................................................$50,000 PER LOT #2914535, #2914536, #2914538 5 ACS, PERFECT FOR WALKOUT BSMT, UTILITIES AT RD.. ........... $39,900 #2659073

$268,000 #21144672 BEAUTIFUL ANTIQUE LOG HOME ON 13.4 AC, W/LOG GUESTHOUSE

$136,900 #21158412 20 ACRES ORIGINAL 1800’S HOUSE

$219,900 #21150660 IMMACULATE 3BR RANCH ON2.8 ACRES

$294,900 #21105799 5BR 2-STORY ON LAMB LAKE

$108,000 #21143831 UNIQUE 2BR CONDO W/FRPL, HARDWOOD FLRS, CARPORT

$199,000 #2772982 TOWN HILL - 2BR, 2BA, ANTIQUE LOG, 2 CAR CARPORT

$239,000 #21141298 NEW LOG, FIREPLACE, 2.35 AC., A MUST SEE

7.84 ACRES, CLEARED LAND, WATER, SEPTIC & ELECTRIC ON SITE ......#21171554 PRICE REDUCED 2.34 ACRES, SEVERAL WONDERFUL BUILDING SPOTS.......................................$23,000 #21166004 SECLUDED 4.75 ACS FOR BUILDING, ADJ BC STATE PARK ........ $79,900 #21148717 3.7AC ONE MIL WEST OF TOWN, ALL WOODED BLDG SITE ...... $56,000 #21144833 PRIME BLDG 4.5 ACS IN GRT AREA. WOODS, LVL, DRIVEWAY . $65,000 #21144825 3.77 AC ON HICKORY KNOBS RD, ONE MILE FROM NASHVILLE ... $56,580 #21144667 NEAR NASHVILLE, 2.7AC W/LONG RANGE VIEW POSSIBLE ...... $54,000 #21144750 2.3 ACS, ADJOINS HOOSIER NAT'L FOREST NEAR HORSETRAILS . $27,900 #21026483 EXCELLENT BUILDING SITE IN PRIME AREA ................................. $48,000 #21144739 NICE PARCEL TO BUILD ON 2.96 ACS, NORTHERN ACCESS....... $34,900 #21124687 5 AC/BLDG SITE BY POND................................................................... $49,900 #21049872 NICE LAKEFRONT LOT NEAR TOWN 3.10 ACS................................ $89,900 #21153292 CONTRACT PURCHASE POSSIBLE .................................................... $25,000 #21115051 2.5 ACS – MOSTLY LEVEL/ SOME WOODS ...................................... $18,500 #21014772

$349,900 #21142973 3BR 16 ACRE MINI FARM W/BARN AND LAKE

$69,900 #21144089 FIXER-UPPER W/BARN & POND ON 10 ACRES

$299,900 #21128930 “THE OV ERLOOK” 3BR TOURIST HOME ON 12.8 ACRES

TOURIST RENTAL

$145,000 #21175032 2BR/1.5 BA, 2 STORY VINTAGE HOME, 2CAR GAR

$329,900 #21184564 2BR/2.5BA FOXFIRE, 6 GUESTS, NEAR STORY, 15.82 ACRES

2 – 5 ACRES

$239,900 #21183933 3BR/3.5BA HOME OFFERS 3 FRPLCS, HARDWOOD FLOORS, NICE LANDSCAPING

$399,000 #21183237 2BR/2.5BA, 85 WOODED ACRES, 7ACRE LAKE, PRIVACY

LOTS

$345,000 #21175114 TOURIST HOME W/GB ZONING ON 5 ACRES

$129,900 #21141193 IMMACULATE 3BR W/ SUNROOM 5.5 ACRES

$142,900 #21118170 SALT CREEK GOLF COURSE 2BR CONDO

TOURIST RENTAL

$69,000 #21153884 8+ AC, BUILDING SOLD AS-IS, GREAT FOR HUNTERS

$290,000 #2956440 LONG RANGE VIEW 3BR/ 3.5BA, LOTS OF CHARACTER

$399,000 #21155789 FARMLAND AND WOODS ON 80 ACRES

$295,000 #21118185 THE FARM” 6BR 7.5 ACRES

$335,000 #21172967 2BR/2BA, RECLAIMED ANTIQUE BRICK, PASTURE, 8.69 ACRES

$94,900 #2912720 5AC W/PASTURE

TOURIST RENTAL

$221,000 #21144719 UNIQUE 2BR, 2BA ON 5AC, WDS, GUEST HOUSE HAS KIT, BA., FRPL

$115,000 #21150352 3BR/2BA, CONVENIENT TO COLUMBUS, POND

$209,000 #21140335 LOG CABIN ON 10 AC., WEEKEND GETAWAY!

Debbie Fleetwood

Sales Associate

812-327-6862

158 N.Jefferson St P.O. Box 206 Nashville

PROPERTY SALES & MANAGEMENT

32 FREEMAN RIDGE RD 3BR/3.5BA HOME OFFERS 3 FRPLCS, HRDWD FLRS, NICE LANDSCAPING $239,900 #21183933

5222 CHRISTIANSBURG RD. GRAND LOG CABIN, CATH CEILINGS, INDOOR SWIMMING POOL,13.76 ACRES $299,000 #21162618

3991 GATESVILLE RD. 3BR/2BA, MANY UPDATES, 7 ACRES OVERLOOKING NICE POND $175,000 #21187036

40 JOHNSON ST. 3BR/1BA IN DOWNTOWN NASHVILLE, FIREPLACE, SCREENED PORCH AND 1CAR GAR. $125,000 #21180001

2398 W COUNTRY CLUB RD. NEW LOG, FIREPLACE, 2.35 AC., A MUST SEE $224,000 #21141298

1746 OLD STATE ROAD 46 2BR/1.5BA LOG CHALET, NEW SEPTIC, ROOF AND FURNACE, 2CAR GAR. $189,900 #21181905

1293 CREAMER RD. 2BR/1BA BEAUTIFUL PROPERTY, 5 ACRES, STOCKED POND, 4 CAR GARAGE $159,900 #21177053

137 ANNE DR. 2BD/2BA, OPEN CONCEPT, CLOSE TO TOWN $126,000 #21179043

7176 PUMPKIN RIDGE RD. LOG CABIN ON 10 AC., WEEKEND GETAWAY! $209,000 #21140335

1446 FREEMAN RIDGE RD. 2BD/1BA OVERLOOKING LAKE, 10 ACS, BORDERS NATURE CONSERVANCE, VERY PRIVATE. $164,900 #21183463

10019 N. STATE ROAD 135

ADJOINS HOOSIER NATIONAL FOREST, 10 ACRES, CUSTOM BUILT HOME M & TOURIST HOME HOM ME ZONING FOR PRESENT OWNERS

$269,900 $269,90 00 #211 #21171812

14 Brown County Homes Guide - August - September 2012

BROWN COUNTY PROPERTY MANAGEMENT

NEW LISTING NEW LISTING PENDING (21179251) $164,900 (21179293) $236,900 (21173254) $134,900 9.63 Acres

WE HAVE POTENTIAL TENANTS LOOKING FOR RENTALS AND ALL OUR PROPERTIES ARE LEASED!!! IF YOU NEED A TENANT FOR YOUR RENTAL PROPERTY PLEASE CONTACT US, WE MAY BE ABLE TO HELP YOU!

(21179297) $122,900 2.60 Acres

1936 LOG CABIN BROWN CO. TREASURE WEEKENDER (21168594) $129,900 (21178856) $122,900 (21175375) $79,900

REDUCED (21170598) $29,900

SO

LD

ANTIQUE LOG HOME MONROE LAKE FRONT 2BR, 2BA W/POOL PENDING (21138906) $119,900 (21136355) $129,900 (21020786) $180,000 (21176855) $199,500 (2858434) $259,900 SO

LD

HIDDEN LUXURY PRIVATE & BEAUTIFUL BORDERS ST PARK 4BR, 2BA HOME (21043582) $188,900 (21164961) $285,000 (21167623) $174,900 (21142081) $275,000 (21176094) $139,900

BROWN COUNTY ACREAGE SOLD – BUFFALO PIKE (21175015) 5.04AC $40,500

COMMERCIAL

COZY COTTAGE PLEASANT VALLEYS APTS PENDING 4BR - HORSE PROPERTY (21113684) $364,900 (21106728) $139,900 (21183919) $479,000 (21184594) $234,900 NEW - 4602 E STATE RD 46 (21174486) 2.52 ACRES $310,442 GREAT LOCATION FOR YOUR NEW OR OLD BUSINESS!! ZONED FOR GENERAL BUSINESS WITH LOTS OF FRONTAGE ON STATE ROAD 46 AT GNAW BONE. LOCATED NEXT TO BROWN COUNTY WINERY. SEE MLS # 21174501 FOR 37.4 ACRES BEHIND THIS ONE.

SO

LD

BIG RIVER COMPLEX IN GNAW BONE, IN. ONE OF BROWN COUNTY’S ESTABLISHED BUSINESSES OFFERS A GOOD LOCATION ON SR 46E WITH LARGE PARKING LOT. BUILDINGS ARE IN EXCELLENT CONDITION. BOTH SHOPS HAVE FIREPLACES, CARPET, FULL BATHS, KITCHENS, COVERED PORCHES, FENCED BACK YARD, GAS FURNACES A/C, GAS W/H’S, 3+C GARAGE W/ STORAGE FOR MERCHANDISE OR 3RD SHOP. IMMEDIATE AREA SHOWING GROWTH. SELLER WILL CONSIDER SHORT TERM CONTRACT OR LEASE W/OPTION. INVENTORY SOLD SEPARATELY.

NEW – SR135N & TREE TOP LN (21185781) .75AC $43,900 NEW – TWIN LAKE DRIVE (21180747) 5.00AC $41,900

NEW - 4602 E SR 46 (21174501) 37.40 ACRES $213,030

BEAUTIFUL AREA NEAR ALL AMENITIES AND UTILITY SERVICES WITH 2 ACRE LAKE AND SEVERAL RIDGE SITES FOR A HOME OR DEVELOPMENT. LOCATED NEXT TO BROWN CO. WINERY. DEVELOPMENT LOCATED ON OWL CREEK RD. THESE BUILDING SITES ARE A RARE FIND OFFERING SECLUSION FOR PRESTIGE HOMES, YEAR ROUND VIEWS AND MORE.

(21164682) $322,900

Brown County Homes Guide - August - September 2012 15

Buying a home: Prepare by getting your finances in order (ARA) - For those considering buying a home, the current real estate market presents some unique opportunities. One of the side effects of the economic roller coaster ride of the past few years is that home prices have gone down and more homes have gone on the market. For buyers, that means more choices and better deals. However, those same tumultuous years also can also teach buyers a lesson: Make smart buying decisions and be wise with your finances.

Impulsive buying is never a good idea when it comes to a purchase as significant as a home, but it was something of a trend at the height of the mid-2000s. Now, with banks lending far more cautiously, you need to be absolutely certain that your finances are in order - and healthy - to be able to get the best deal on your purchase.

There are a number of steps you can take to get ready to buy a home, and you might need to work on them simultaneously. Consider that you’ll need to start saving, if you haven’t already, but you’ll also need to review your credit score and do what you can to either maintain it or work toward healthier credit. Both of these tasks will help make the home-buying process better for you.

Your credit is an important factor in determining the terms under which you can get a mortgage. Broadly speaking, the better your credit is, the more positively you’ll be viewed by lenders - and that can lead to better interest rates. And because you’ll be paying off your home for years to come, it’s important to get the best rate possible.

16 Brown County Homes Guide - August - September 2012

Start by checking your credit report. You’re entitled to one free check of your report, from TransUnion and other credit reporting agencies every year. As much as you need to check your report to find out what shape your credit is in, it’s also essential to review it for inaccuracies or fraudulent activity, both of which can have a negative impact on your score.

If your credit health needs some work, start taking action immediately. Paying bills on time, reducing your overall debt and limiting new credit inquiries can all help to build your credit - but be patient as it can take time for your positive actions to take effect. Nevertheless, the sooner you make the effort, the sooner you’ll see results.

Making a prudent decision about buying a house comes down to an honest assessment of what you can afford. Keep in mind that you might be approved for a loan that’s larger than what is practical for you to afford. While it may be tempting to buy a pricier house, the stress of struggling to make payments could diminish your enjoyment of your new home and even put you at financial risk. One rule of thumb is that most borrowers can afford a home loan that runs about two and a half times their annual salary.

Buying a home is a complex process, but one that is ultimately very rewarding when done right. By organizing your finances well in advance, you’ll help set yourself up for success. For more information about credit and buying a home, visit www.transunion.com.

advertise in the

uHomes Guide CoG n uide w s o e r m B Ho

Brown County nty June - July 2012

-M April

FREE

FREE

ay 2012

• rvices al • Se

nanci

• fi rance • insu

real

estate

area

October - november

Homes Guide

Brown county

maps

rat

y Democ

sals ount praiestate real • appraisals rown C• insurance • financial • Services • area maps • ap the B hed by publis

published by the

Brown County Democrat

Homes • Acreage • Lots • Financial Commercial • Appraisals • Rentals Show it all right here for Brown County and the surrounding area to see!

Brown County Democrat ads@bcdemocrat.com • 812.988.2221 147 E. Main • P.O. Box 277 • Nashville, IN

Brown County Homes Guide - August - September 2012 17

OUTDOOR Spaces

HOW TO MAKE THE MOST OF YOUR HOME’S

18 Brown County Homes Guide - August - September 2012

(StatePoint) One of the best things about warm-weather months is the ample opportunity to enjoy the great outdoors; but there’s no need to travel to get your fix of fresh air. The best place to relax, play and enjoy the season could be right outside your window.

“Your yard is an extension of your home, so make it a place where you want to spend time,” says John Furner, Outdoor Living specialist at Sam’s Club. “Sprucing up your yard -- for entertaining, cooking or simple tranquility -- is every bit as important as those kitchen upgrades.”

Here are some great ideas for an outdoor space makeover:

The Garden

Give the phrase “locally-grown produce” new meaning with a backyard garden of your own. Whether you plant a full array of vegetables or you only have time to care for a few herb pots, a garden gives those simple summer salads a tasty, healthy and easilyaccessible boost.

If you are new to growing plants, flowers, or even fruits, do not fret. Gardening departments at retailers like Sam’s Club can guide you with set-up, tools, soil and starter plants at a great value. Go online to research gardening tips and nourish your green thumb.

The Grill

While barbecuing makes any meal a celebration, there’s no need to wait until a special holiday to cook outdoors. Make freshgrilled vegetables and meats a regular part of your summer menus and recipes. If this is your first time buying a grill or you seek a specialized grill, consider your taste preference (smoky versus crisp and clean), the quantities of food you regularly plan to grill and optimal backyard location.

If you prefer a smoky taste, then consider opting for a charcoal grill, and choose a gas or propane grill if you want to maintain the original flavors of the food. If you plan to use your grill for large parties and entertaining -and have a large patio or open-air space -you should look at larger covered grills which tend to be the most versatile products.

The Patio

Invest in comfortable patio furniture that is water-resistant and rust-proof. Whether you choose teak, aluminum, wicker or wrought iron, browsing options online can help you find a durable set of furniture and décor that is the right style for your yard. Visit www.

SamsClub.com for ideas.

For cooler evenings, consider installing a fire pit in your backyard to make entertaining al fresco a year-round option. A fire pit doesn’t need to take up a lot of space, and there are numerous styles available to match any decorating taste.

Whether it’s a few simple upgrades or a complete backyard makeover, you can make your outdoor space the place to be this season!

Brown County Homes Guide - August - September 2012 19

DREAM Start making memories today with a Mortgage Loan.

Kevin Johnson 812-314-0424

kjohnson@centra.org

Can you bank with Centra? YES, YOU CAN! Open an account today.

Federally Insured by NCUA. Equal Opportunity Lender.

20 Brown County Homes Guide - August - September 2012

Julie Schlehuser 812-314-0228

jschlehuser@centra.org

Brown County Democrat

Your

News at your door and online Whether in print or online, we bring you the latest headlines from across town and throughout our county: community events, school updates and closings, local sports, touching stories, money-saving offers and so much more.

subscribe today In-county delivered, $39/year!

A 25% savings off the newsstand price.

www.bcdemocrat.com To Advertise, email Ads@bcdemocrat.com To submit comments, letters to the editor student news and photos or story ideas, email newsroom@bcdemocrat.com 812.988.2221 147 E. Main • P.O. Box 277 • Nashville Brown County Homes Guide - August - September 2012 21

22 Brown County Homes Guide - August - September 2012

Brown County Homes Guide - August - September 2012 23