Brown County Homes Guide Spring 2011

Brown County

Homes Guide February - March 2011 • Free!

These homes and more inside!

3 miles west of Nashville Two bedrooms, two baths, unfinished basement, two car garage on 15 acres.

Published by the

Brown County Democrat

PRICE REDUCED! $190,000 • 812-325-7838

Brown County Homes Guide February - March 2011 1

Brown County Homes Guide Area Appraisal Services.................................. 11 Austin Insurance................................................ 5 Brown County Democrat................................... 7 Century21/Breeden Realtors - Roberts.......... 10 Century21/Breeden Realtors - Arterburn ...... 10 Chief Realty......................................................... 6 County Maps................................................ 14-15 F.C. Tucker/Tony Coykendall........................... 11 First Financial Bank......................................... 16 George Wetzel..................................................... 2 Hills O' Brown Realty, Inc............................... 8-9 Jane Gore Realty................................................ 4 Mike Nickels Log Homes................................. 11 RE/MAX Team..................................................... 3 South Central Appraisal Associates................. 2 STORIES Save money with agents.................................. 12 Protect yourself if you rent.............................. 13

3 miles west of Nashville Two bedrooms, two baths, unfinished basement, two car garage on 15 acres.

PRICE REDUCED! $190,000 • 812-325-7838

South Central APPRAISAL ASSOCIATES Buddy Greller Certified Residential Appraiser Serving the following Counties:

Brown

. Morgan . Monroe . Johnson . Bartholomew scappraisers@sbcglobal.net

153 E. Gould Street P.O. Box 122 Nashville, IN 47448

2 Brown County Homes Guide February - March 2011

Phone 812-988-6216 800-659-6737 Fax 812-988-7643

TEAM

P.o. Box 1609, scarce o’Fat, 10 Artist drive, Nashville, IN 47448 • margd@remax.net • 812-988-4485 • Toll Free 877-988-4485

www.MargAndBrendateam.com

Marg DeGlandon Broker/Owner CSSS, CDPR

Brenda Longtin Licensed Broker CSSS, CDPR

Leigh Ann Brown Property Mngmt Assistant to Marg/Brenda

Trina Unger Corporate Manager Property Manager

AntIqUE log

nEw lIstIng/tRAFAlgER

nEw lIstIng/nInEvEH

In vIllAgE

RUstIC & PRIvAtE

(21057480) $389,000

(21059275) $57,900

(21061616) $57,900

(21053959) $153,900

(2948898) $175,900

PRICE REdUCEd sUnRIsE CottAgE

(21044706) $349,900

(21043852) $214,900

PEndIng

(21044231) $144,900

PRICE REdUCEd

(21047782) $112,900

PRICE REdUCEd

(21040664) $90,000

ClosE to town

(21047813) $109,900

ld

so

PEndIng

(21045194) $91,900

CUstoM log HoME

(21019978)

(21019767)

PEndIng vIllAgE Condos toURIst log HoME CUstoM log HoME (21019973) Unit A $99,900 (21020241) Unit B EA $250,000 (21024398) $145,000 (21020786) $367,000 (21020655) $367,000

RUstIC log

$469,000 (21025768)

CoMMERCIAl

wAtERFRont

$159,900 (2929800)

$99,900

PRICE REdUCEd sPACIoUs 3BR HoME

(21033963) $45,900

(21002954) 3+ AC $229,900

PEndIng

(21055983) $39,000

ld

ld

so

HoRsE PRoPERty

CHURCH

(2668925)

$199,900

(21052926) $141,900

BRown CoUnty REtREAt-RAnCHo vAllE (2868588) 37.58 AC $599,900 (2926841) HOME & 5 AC $399,900

so

AntIqUE log HoME

(21058029) $105,000

(2858434)

$259,900 (2836754) 2 AC $69,900

SOLITUDE ESTATES

New gated community development located on Owl Creek Rd. These building sites are a rare find offering seclusion for prestige homes, year round views and more.

Loretta’s Cabin

(2926942)

$399,900

The Farm (2700633) $429,900

MOONDANCE VACATION HOMES & MANAGEMENT BUSINESS (2700866) $1,400,000

NEW – KELLEY HILL LN (21061907) 5.18 AC $45,900 NEW – LUTHERAN LAKE RD (21061113) 24.99 AC $102,000 7459 OGLE RD (21026816) 43.57 AC $219,900

Heartstone (2700670) $399,900

Sweet Spot (2569010) $142,900

Top Rated Tourist Home Business in Brown County has 4 tourist home units left, w/ various sq. ft, acreage, location, amenities, furnishings, appliances & other personal property. Includes bookings & booking system, client list, misc. equipment, web site, book of business, vehicles, & management of 4 additional homes. Seller will train buyer or consider managing. Substantial income w/ high occupancy avg's & repeat business. Well maintained properties.

Tract # 3–5.04 Ac $114,900

BROWN COUNtY ACREAGE COTTONWOOD RD (2948879) 5 AC $47,900

PETRO RD (2952272) 5.00 AC $29,000 (2952278) 5.06 AC $29,000 (2952283) 10.06 AC $55,000

3 Brown County Homes Guide February - March 2011

Tract # 4–5.72 Ac $138,900

Tract # 7–6.61 Ac $119,900

STINSON RD (2806119) Lot # 8 - 5 AC $30,500 (2806123) Lot # 9 - 5 AC $30,500 (2806131) Lot # 11 - 5 AC $30,500 (2806160) Lot # 13 - 7 AC $42,000 (2805997) Lot # 5 - 10.02 AC $59,000

Tract # 5–5.72 Ac $119,900

Tract # 9–5.49 Ac $42,900

STATE RD 135 N (2530138) 1.80 AC $24,900 6572 NICOLE DR (2765127) 2.25 AC $26,900

e:

ealty.com treet

812-988-6512

812-327-2735

Jane Jane Jane Realty Gore Realty Gore Gore Gore Realty

Serving Brown WestGould GouldStreet StreetCounty Since 1982 9191West Jane Gore, Principal Broker Box9,9, 812-325-5419 P.P.O.O.Box 91Nashville, West Gould Street IN 47448 Karen Smith, Sales Associate Nashville, IN 47448 Jane Gore, Principal Broker P. O. Box 9, 812-369-0486 Fax:988-8812 988-8812 812-325-5419 Fax: Nashville, IN 47448 Tracy Bock, Broker Associate Karen Smith, Sales Associate Email: 812-350-4428 Email: 812-369-0486 Fax: 988-8812 “Personalized Not “Personalized Franchised” jane.gore@sbcglobal.net “Personalized Not Not Franchised” Tracy Bock, BrokerAssociate Associate Wayne Flesher, Broker jane.gore@sbcglobal.net Email: Franchised” 812-350-4428 812-327-2735 web site: jane.gore@sbcglobal.net “Personalized Not Franchised” web site: Wayne Flesher, Broker Associate

448 2

bal.net

812-988-6512 812-988-6512

812-988-6512 812-327-2735 ty.com www.janegorerealty.com web site: Brown County Since 1982 www.janegorerealty.com Serving Serving Brown County Since 1982 812-988-6512 www.janegorerealty.com

E HOME

cres, horse d pasture, & rolling n County.

OME

, horse pasture, rolling County.

LARGE 1 BEDROOM

log home in tip-top shape w/a 349 degree view, high on a hill in southern Brown County, porches, detached garage, pole barn. $199,900 #2953398.

GAMBREL STYLE HOME

Jane JaneGG

Karen Karen

Tracy TracyB

Wayne WayneF

Serving Brown County Since 1982

Serving Brown County Since 1982

3 BEDROOM, 2 BATHROOM

manufactured home near Crooked Creek boat ramp 1 mile from Lake Monroe, FP, covered porch, 2 ½ car garage. $80,000 #2956943 LARGE 1 BEDROOM

BEAUTIFUL 3 BR

3 BA home, spacious rooms, massive stone FP, master BR suite, quiet neighborhood near Salt Creek Golf Retreat. $183,815 BEAUTIFUL 3 BR #2904060

Large 1 BR log home w/a 349 degree 3 BR, 3 BA home, massive stone 2GAMBREL BR Gambrel style home on nearly GAMBREL HOME HOME STYLE BEAUTIFUL 3 BR LARGE 31 BEDROOM, BEDROOM 3 BEDROOM, 2 BATHROOM 3 BEDROOM, BEAUTIFUL 3 BR LARGE STYLE 1 BEDROOM LARGE BEDROOM 21BATHROOM 2 BATHROOM view, high on a hill in southern Brown secluded neighborhood near 20 acres in southern Brown County, GAMBREL STYLE HOME 22 BR on tip-top nearly 20 acres, LARGE 1near BEDROOM 3home, BEDROOM, 2near BATHROOM 3 BAspacious home, spacious rooms,masmaslog horse home inmanufactured tip-top w/ain 349 degree manufactured home near Crooked Creek BR on nearly 20 acres, logshape home tip-top shape w/a 349 degree 3FP, BA rooms, log home in shape w/ahorse 349 degree manufactured home Crooked Creek home Crooked Creek barn w/mostly fenced pasture, 2 BR on nearly 20 acres, horse sive stone FP, master BR suite, view, high on a hill in southern Brown County, porches, detached garage, boat ramp 1 mile from Lake Monroe, log home in tip-top shape w/a 349 degree manufactured home near Crooked Creek Salt Creek Golf Retreat. $175,000 horse barn, mostly fenced pasture, barn w/mostly fenced pasture, view, high on a hill in southern Brown sive stone FP, master BR suite, view,detached high on a hill in southern Brown boat ramp 1 mile from Lake Monroe, boat ramp 1 mile from Lake Monroe, garage, hilly &hilly rolling& quiet neighborhood nearMonroe, Salt County, porches, detached garage, FP, covered porch, 2pole ½ car garage. barn w/mostly fenced pasture, view, highporches, on a pole hill in southern Brown boat ramp 1 mile from Lake detached garage, rolling pole barn. $199,900 #2953398 County, detached garage, FP, covered porch, 2 ½ car garage. quiet neighborhood near Salt County, porches, detached garage, pole FP, covered porch, 2 ½ car garage. #2904060 detached garage. $190,000 #2953918 land, southern Brownhilly County.

Creek Golf Retreat. $183,815 barn. $199,900 #2953398. $80,000 #2956943 detached garage, & rolling

BE

BE 3 BA hom 3 BAstone hom sive sive ston quiet nei quiet Go ne County, porches,#2953398. detached garage, pole Creek FP, covered porch, 2 ½ car garage. land, southern Brown County.

Creek barn. $199,900 $80,000 #2956943 Golf Retreat. $183,815 barn.$209,900 $199,900 #2953398. $80,000 #2956943 #2953918. #2904060 land, southern Brown County. barn. $199,900 #2953398.

Creek G $80,000 #2956943 $209,900 #2953918. #2904060 #2904060 $209,900 #2953918. #2904060

RUSTIC CHARM

UNIQUE HOME

BEAUTIFUL LOG HOME

Massive, rustic log & frame 3 BR Unique 3 BR, 3 BA home w/2 stone NEW 1+ BR log home on 2 lots at FP, H/WSPOT floors, 2 levels, massive Greenbriar Lake. home, spacious rooms, screened Builder is still EXQUISITE HOME CUTE 2 BR HOME JUST THE RIGHT UNIQUE HOME EXQUISITE HOME OME JUST THE RIGHT SPOT UNIQUE HOME rooms, 2nd kitchen in lower level, porch, 2 car garage.

18.72+/acres. finishing home. $89,000. #21056575 w/large rooms, stone FP, closet laun- 3 BR, 1.5 BA home on 2 acres, living 3 BR, 2.5 BA, 2 stone FP, H/W floors, Nice area close to the village, 3 village, closet laun- 3dry BR, BA home on acres,room living room,1.5 portable A/C nice2deck and large3new family room converted BR, close 3 BA, to gas the log FP, beauti-3 2 levels, massive rooms, 2ndNice kitchen area BR,JUST 2.5 BA, 2must stone FP, H/W floors, roof., aroof. see!! $259,000 $355,000. #21055823 CUTE 2 unit, BR HOME THE RIGHT SPOT UNIQUE HOME EXQUISITE HOME overlooking the valley below, sellers from 2 car garage, FP, new ME JUST THE RIGHT SPOT ful wood finishes throughout, H/W UNIQUE HOME in lower level, new roof, a must see! it, nice deck room and large family room converted BR, 3 BA, gas log FP, beauti2#21027357 massive rooms, kitchen w/large stone FP, closet laun-#2855756 3levels, BR, 1.5 BA home on 22nd acres, living Nice CUTE 2 BR JUST RIGHT 3 BR,area 2.5 BA, 2spacious stone FP, H/W floors, are ready torooms, sell. $90,000 UNIQUE close to HOME the village, et laun3 BR, 1.5 BA home on#2842818.

2HOME acres, living floors, rooms, light &3 $259,000 #SPOT 21027357 $125,000 3 BR, 2.5 BA,THE 2 stone FP, H/W floors,

dry room, portable A/C unit, nice deck 3inroom andlevel, large family converted elow, sellersroom from 2 car garage, new roof. w/large rooms, stoneroom FP,FP, closet launBR, 1.5 BA home on room 2 acres, living ful wood finishes throughout, H/W levels, massive rooms, kitchen lower new roof, a must see!

32 BR, BA, 2 stone FP, H/W floors, airy. $324,900 #21013956 ce deck and large family converted BR, 3 2.5 BA, gas log FP,2nd beautimassive rooms, 2nd kitchen the A/C valley below, sellers2 levels, fromand 2 large car garage, FP, new roof. ful dryoverlooking room, portable unit, nice deck room family room converted in lower level, new roof, a must #2842818.

2 levels, massive rooms, 2nd kitchen sellers from 2 car garage, FP, new roof. wood finishes throughout, H/W in $259,000 lower level, new roof, a must see! floors, spacious rooms, lightsee! & ##2855756 21027357 $125,000 are ready #2855756 tothe sell. $90,000 #2842818. overlooking valley below, sellers $259,000 $259,000 # 21027357 from 2# car garage, FP, new roof. floors, $125,000 in lowerspacious level, new roof, a light must see!

42818.

ACREAGE AND LOTS rooms, & 21027357 $125,000 #2855756 airy. $324,900 #21013956 are ready to sell. $90,000 #2842818. $259,000 # 21027357 $125,000 #2855756 airy. $324,900 #21013956

• TWO FOR ONE PRICE Equidis- and Hoosier Nat’l Forest adjoins on tance from Nashville or Columbus the back side. $43,900 #21014219 these are wooded lots w/ a choice of • Pretty building lot adjoining the old building sites, long road frontage, to- Country Club golf course property, • TWO FOR ONE PRICE Equidis• TWO FOR ONE PRICE EquidisHoosier Nat’l Forest adjoins on talPRICE price $60,000 #2942871and wooded w/some utilities available.

• TWO FOR ONE Equidisand Hoosier Nat’l Forest on tance from Nashville oradjoins Columbus • TWO FOR ONE PRICE Equidistance from Nashville• 11.98+/or Columbus the back side. $43,900 #21014219 acres, in southern Brown $24,900 #21024913 Recently remodeled 3 BR home these are wooded lots w/ a choice of tance from Nashville or Columbus tance from Nashville or Columbus the back side. $43,900 #21014219 these are wooded lotsCounty, w/ a spectacular choice oflake •and Pretty lotbuilding adjoining old a mul-building • 1 +/- acre lot onthe Hoover north of Nashville, new roof, siding building sites, long road frontage, tothese are wooded lots w/ a choice of tiple frontage, choice of building partial building Road, ground iscourse flat and has approved building sites, long road to-of sites, Country Club golf property, these are wooded lots w/ a choice •& Pretty lot adjoining the oldtoSpacious 3 BR manuf. home on 11.09+/fenced acres, horse barn & utility tal pricesoil $60,000 #2942871 building sites, long road frontage, windows, contract sale possible. roadway is in. $79,000 #2948724 analysis. $20,000 #21025669 talbuilding price $60,000 #2942871 wooded w/some utilities available. sites, long frontage, Country Club golf •wooded 11.98+/acres, incourse southern tal price $60,000 #2942871 barns, pasture for horses or farming. •$189,900.

•road 18+/- acres of gentlytorolling •#21101047 33.46+/wooded acresproperty, on Brown Plum $89,900.

11.98+/- #21054294 acres, in southern Brown $24,900 #21024913 County, spectacular lake aBrown mulground on Plum Creek Rd. w/lots Creek Rd, good accessand will be via • 11.98+/acres, in southern tal price $60,000 #2942871 wooded w/some utilities available.

County, spectacular lake and a mul• 1 +/acre building lot on Hoover of flat land and a choice of County, building easement from Brown Hill partial Road. tiple choice of building sites, spectacular lake and a multiple choice of building sites, partial ground is fl$79,000 at and has approved • 11.98+/acres, inAND southern Brown Road, $24,900 #21024913 sites. $90,000 #2960502 $169,000.

ACREAGE LOTS roadway is in. #2948724 tiple choice of #21023690 building sites, partial roadway in. $43,900 $79,000 #2948724 soil analysis. $20,000 #21025669 •11.98+/15.01+/on inSalt CreekBrown Rd, •18+/32.179+/acres inPlum southern Brown County, spectacular lake and asouthern mul•roadway +/- acre building lot on Hoover Pretty wooded building lot adjoining adjoins Hoosier Nat’l is Forest. acres County, acres on Creek Rd, • 1there’s 18+/acres of gently rolling wooded iswooded in.10+ $79,000 #2948724 • 18+/- acres of gentlyapretty rolling • a ground 33.46+/acres on Plum good atwooded building reason- County, acres areflat tillable, the rest the old country club golf course #21014219 lakefl& building sites.site $79,000 #2948724 ground is rolling, & wooded on Plum Creek Rd. w/lots • 18+/acres of gently rolling wooded tiple choice of building sites, partial Road, ground is fl at and has approved able distance the road. $60,000 is ingood trees. $160,000 # 21027067 property. $24,900 #21024913 w/a choice of sites. $90,000 ground on Plum Creek Rd. from w/lots Creek Rd, access will be via of fla at land and a building choice of building ground on Plum Creek Rd. w/lots WOODED easta$79,000 of #21011812 14 acres+/gently slopping ground & analysis. lake •#2960502 2 lots in Brown Somerset Heights 3rd adisand in. #2948724 soil $20,000 #21025669 of roadway flbuilding at landlot choice of ofbuilding easement from Hill Road. sites. #2960502 13 +/- acres of open pasture & ridge Nashville with a shared pond. •site,14+/build w/a view of of distant ridges. $70,000 of flat $90,000 land a choice building acres gently slopping dition,and mostly woodedofwith soil sites. $90,000 #2960502 $169,000. #21023690 • 18+/acres of gently rolling wooded • 33.46+/wooded acres on Plum • 15.01+/on Salt Creek Rd, there’s ground w/2 potential building sites, $20,000. #21044406 #2960433 w/a lake site at thesites.

15.01+/- #2960502 on Salt Creek ground foot of$90,000 analysis and on Rd, file. there’s $30,000a • 15.01+/- on Salt Creek Rd,build there’s • 32.179+/insurvey southern Brown small pond. $89,900. #21049949 good flat building site aa reasonable adistant goodRd, flacres at building site reasonthe slope,Rd. w/a view of #21019993 ground on Plum Creek w/lots Creek good access will be via • 15.01+/on Salt Creek Rd, there’s 2 Woodeda lots between Nashville and ridges.

1 acre+/building lot#2960433 on HooverCounty, Road, ground distance from the road. road.the $60,000 good flat building site $70,000 a reason10+ acres arethe tillable, rest able distance from $60,000 a good fl at building site a reason11 acres+/- of wooded acreage, Columbus w/a of from building is flat and of has$60,000 approved soil analysis. $20,000 #21011812 of distance flchoice at land and athe choice building easement from Brown Hill Road. able road. is in trees. $160,000 # 21027067 •#21025669 11+/- acres of wooded #21011812 acreage, walking distance to Lake Monroe & sites. $45,000 #2942871 distance from the road. $60,000 #21011812 • $169,000.

2able lots in Somerset adwalking distance to Lake sites. $90,000 #2960502 #21023690 •Monroe 14+/acres of Heights gently 3rd slopping

ACREAGE AND L ACREAGE ACREAGE AND AND LOTS LOTS ACREAGE AND and Hoosier NEWLY REMODELED

SPACIOUS HOME

TOURIST HOME BEAUTIFUL 3 BR Spectacular view! 2 BR Home on pretty acre2 BA rustic, secluded age, H/W floors, effilog, zoned for tourist TOURIST HOME cient kitchen, Jacuzzi ME BEAUTIFUL BEAUTIFUL 3 BR rental, 23.74+/- view! acres, TOURIST HOME 3 BR Spectacular 2 BR tub, gas log FP, wrapBEAUTIFUL 3 BR 2 BR Home Home on pretty acrestone FP,rustic, H/W floors, Spectacular view!

2around BR Home on pretty acre2 BA secluded deck, 2 utilon pretty age, H/W floors,acreeffiuded age, tub,zoned covered fronteffiity sheds. $165,000 2 hot BA rustic, secluded H/W floors, log, for tourist age, H/W floors, effiporch. $275,000 cient kitchen, Jacuzzi urist cient #2951240 BEAUTIFUL 3acres, BR cient zoned for tourist kitchen, Jacuzzi rental, 23.74+/#2960484 kitchen, Jacuzzi w!

2 BR log, tub, gas log FP, wrapcres,

HOME

EXQ

Nice area EX BR, BA Nice3 area ful wood fi BR, 3 BA floors, spa ful wood airy. $324, floors, sp airy. $324

rental, 23.74+/acres, gas log FP, wrapstone FP, H/W floors, Home on pretty acre- • tub, gas FP, 2Rd, wraparound deck, utilacres log of gently slopping oors, tub, ecluded •14+/15.01+/on Salt Creek there’s stone FP, H/W floors, around deck, 2 utilhot tub, covered front ground w/a lake site at the foot of around deck, 2 utility sheds. $165,000 age, H/W floors, effifront a good fl at building site a reasonthe slope, build w/a view of distant hot tub, covered front ity sheds. $165,000 porch. $275,000 tourist #2951240 ity sheds. $165,000 4 cient Brown County Homes GuideJacuzzi February - March 2011 distance ,000 #2951240 ridges. $70,000 #2960433 kitchen, able from the road. $60,000 #2960484 porch. $275,000 • #2951240 11+/acres of wooded acreage, - acres, #2960484 #21011812 gas log FP, wrap- walking distance to Lake Monroe • 14+/- acres of gently slopping floors, tub, around deck, 2 util- ground w/a lake site at the foot of ed front

the sid andback Hoosie •the Pretty buil back si Country Cl • Pretty bu wooded Countryw/s C $24,900 wooded#21 w •$24,900 1 +/- acre #21 Road, groun • 1 +/acr soil analysis Road, grou •soil 33.46+/analysi Creek Rd, • 33.46+/easement fr Creek Rd, $169,000. #2 easement •$169,000.

32.179+/- # County, 10+ • 32.179+/isCounty, in trees.10 $ •is2 in lots in S trees. dition, #21011812 • 2 lots mos in dition, mostly wooded soilof analysis ground w/a lake site at with the slopping foot and • 32.179+/acres in southern Brown • 14+/acres of gently dition, mo analysis and build survey onview file. of $30,000 the slope, w/a distant #21019993 ground w/a lake site at the foot of analysis an County, 10+ acres are tillable, the rest #21019993 ridges. $70,000 the slope, build#2960433 w/a view of distant #21019993 isridges. trees.$70,000 $160,000 #wooded 21027067 • in11+/acres of acreage, #2960433 distance Lake 3rd Monroe ••walking 2 11+/lots inacres Somerset Heights adof to wooded acreage,

walkingmostly distance to Lake dition, wooded withMonroe soil analysis and survey on file. $30,000

A.I.A.I.

AUSTIN INSURANCE AGENCY, INC.

See uS for all your inSuranCe needS loCated in the auStin Building Convenient off Street Parking

homeownerS, automoBile, farmownerS, life, health, CommerCial and long-term Care 138 South JefferSon Street • naShville, in 47448 (812) 988-6642 • fax: (812) 988-0829 Call uS toll-free (888) 988-8298 5 Brown County Homes Guide February - March 2011

Chief Realty 812-597-5755 • 888-313-9079

Realty

www.chiefrealty.com E. St. Rd. 135 (next to Dollar General) Donna Walker • Broker John Walker • Associate Stephanie Walker • Associate

NG I D N E 888-313-9079P

Make Reasonable Offer

alty.com 119 E WASHINGTON ST. • MORGANTOWN 3243 GREEN VALLEY RD, • Nashville 375 W. HARRIMAN AVE. • BARGERSVILLE Dollar General) Historic brick home w/beautiful wd. Flrs, lot 4 BR, 2 BA, 5 acres, mun. water, pole barn, Ready 1890 to sq.move ft home built in 2006, only 4 in, 3 bdrms., 2 ba., frplc., new

of updating has been done. Original builtmiles from Nashville. New high efficiency furnace, new appliances, new septic carpeting, applncs. included., attch.

2 c.sysgar. ins, 2 or possibly 3 bdrms., 1 ½ ba, 2 car tem.

Ready to move in and enjoy the 50+ ft rear deck pond.

Full length fenced rearoverlooking yd., Center Grove Schools.

Great gar., good location, Indian Creek Schools. of home covered rear deck, overlooking pond. $174,900 location. $120,000 $109,900.

ohn Walker • Associate • Associate

79S PARK 30 40 MARIONST., ST. •• Morgantown MORGANTOWN Stately older location home with on high 3 town lots.

Prime business visibility at With someofupdating showIntersection St. Rd. 135could & St. be Rd. a252.

7700 place.

3 or 4 bdrms, (2 have no clossq. ft., 2 story commercial building plus 1236 ets), newer & AC. sq. ft. house furnace to the west that Wrap-around is mixed zoning. porch. dining with most bay In need ofFormal some repairs but room priced below window.

SomeLots hrdwd.

Flrs., detached recent appraisal. of potential. $185,000. gar. $75,000

NG I D N PE

BARGERSVILLE 2 ba., frplc., new ., attch. 2 c. gar. ve Schools. Great

7209 E. SMAHALASVILLE • MORGANTOWN 30 40 MARION ST. •RD. MORGANTOWN 360 S. CHURCH ST. • MORGANTOWN 34 40 Svisibility MARiON ST., • Morgantown 32 beautiful acres w/3 Bdrms., rusticat Prime business location with high2 BA, Investor potential.

2 bdrms., 1 ba, Prime business location with high visibility at intersection of St. Rd. 135 & St. Rd. Intersection of St. log Rd. cabin/shop, 135 & St. Rd.own 252.cov7700 home plus 28x28 1280 ft.,sq.lrg. lot, needs 252.

7700 sq. ft.,creek 2 story commercial plussq.

1236 ft. house to thesome west sq. ft., 2 story commercial building plus 1236building ered bridge over through property, that ispole mixed In need ofzoning. some repairs but priced most recent apupdating and below finishing touches.

IC sq. ft. house to zoning. the west that is mixed 24x30 barn/shop, gazebo, 2 ponds. praisal.

Lots potential.

Located at high traffic intersection, In need of someof repairs butac. priced below most Schools $53,000 house on right in$49,000 Acreage is wooded w/ 11 in crops.

Not recent appraisal.

Lots of potential. $185,000. cluded. $175,000 visible from rd. I.C. Schools. $550,000.

NG I D N PE

496 S 400 W - BARGERSVILLE

Like 3 bdrm, 2ST., bath, 1 level, brick 360new, S CHuRCH • Morgantown exterior home on lots 7.23 of acres.

3660 sq.

This home has potential for ft. the including basement.

Pole Newer barn. Johnson handyman or investor. furnace, large lot, 1,208 sq. ft. home. Located $314,900 Co., Franklin Schools.

on lightly traveled one-way street with easy access to St. Rd. 135 or St. Rd. 252. $39,000

LD

SO

ORGANTOWN

bdrms., 1 ba, , needs some touches. IC

496 S 400 W - BARGERSVILLE

Like 3 bdrm, 1 level, brick 20new, West St.2RD. •bath, Bargersville 9769 N.S.LICK CREEK • BROWN COUNTY exterior home onhomes 7.23 acres. sq.near ft.

3 bdrms., 2 ba., onwith 5.353660 acres Solid 3 bedroom home large deincluding basement. barn.

Johnson Morgantown.

1737 sq.Pole ft., rear deck overtached garage/shop.

Includes electric looking woods,Schools. coveredwasher front porch.

Great $314,900 Co., Franklin range, refrigerator, & dryer. kt. w/lots of Low cabinets and appliances stay.

Newer roof. property taxes.

Move-in condition. $117,000.

$69,900

109 BAILEY LN. • BROWN COUNTY

440 Highland • Morgantown Bank-owned property St., sold as-is.

2 bdrm. home in Newly remodeled new need of repairs.

Newer 2interior. car attachedLike garage with 3 bdrm. inw/bsmt., 2 lots, rear deck, IC breezeway good condition.

On dead-end road with easy access to St. Rd. 135 between Morgantown and sch. $88,000 Beanblossom. Approved buyers or cash only. $29,900

57702627 S. LICKSCREEK RD.Trafalgar • MORGANTOWN 525 W, Two bedrooms ranch with walk-in baths, Impressive styleclosets, hometwo on full 2 acres brickJohnson wall for wood-burning insert Twp, in LR, large covered in Co., Union Franklin front porch for your porch swing pleasure, lrg. rear Sch. 3 bdrm.,woods, 2 ba.,detached large covered front deck overlooking gar. .with storage, porch, floors, includes 2.83 ac. new Morganhardwood Co., Indian Creek Sch. $124,900 appliances. 1446 sq. ft. $114,900

LAND FOR SALE

COUNTY

. 2 bdrm. home in attached garage with n dead-end road with een Morgantown and r cash only. $29,9006

• Building Lot - Hickman Estates, Morgantown Indian Creek Schools. $29,900 $15,900 • 45 ac., Johnson Co. front on St. Rd. 135 near • 10 ac. wooded, Morgan Co., Indian Creek Trafalgar, $900,600 Schools, easy access to St. Rd. 44 and Morgan• Co. Rd. 100 S/ St. Rd. 135, 5.39 ac., Franklin Sch., $54,900 town. $80,000 • 1.563 ac. building lot, all utilities available.

• St. John Commons, Morgan Co., I.C. Schs., near Indian Creek $55,000 Johnson Co. line. Building tracts from 0.9 ac.

5770 S.Schools.

LICK CREEK RD. • MORGANTOWN closets, two full baths, • 1.01Two ac.bedrooms building with lot, walk-in all utilities available. to 2.4 ac., some lakefront, wooded, municipal brick wall for wood-burning insert in LR, large covered front porch for your porch swing pleasure, lrg. rear deck overlooking woods, detached gar. .with storage, 2.83 ac. Morgan Co., Indian Creek Sch. $124,900

Brown County Homes Guide February - March 2011

SALE

0 St. Rd. 135 near

water avalaible. $29,000 - $59,900 • 0 E Oakwood Ln. Morgantown, Morgan Co., 5.55

water avalaible. $29,000 - $59,900 • 0 E Oakwood Ln. Morgantown, Morgan Co., 5.55 ac., pond, wooded, IC Sch. $60,000 • Morrison Building lot in N Morgantown. zoning.

Rd., Brown Co., Mixed 16.54 ac., pond, Commercial or residential. $37,000 drive $99,500.

• 90 ac., Johnson Co., 450W, woods & pasture. $612,000

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7 Brown County Homes Guide February - March 2011

That's less than the newsstand price!

Call 812-988-2221 today or visit us online at www.bcdemocrat.com

8 Brown County Homes Guide February - March 2011

$249,000 #21046005

$149,900 #21046674

1 ST FLOOR CONDO, USE FULL-TIME OR TOURIST RENTAL $195,900 #21034956

ANTIQUE LOGS MARVELOUS KITCHEN

BEST OF THE BEST! 4BR LOG 3 LOTS/DEER TRAILS

$108,500 #21052909

EDGE O' TOWN CONDO

$118,000 #21054682

ADD'L ACREAGE AVAILABLE

LD

CHERRY CEILINGS/ GRANITE/STAINLESS $248,500 #21030817

$359,000 #21033974

$289,900 #21045084

COZY 2 BR RANCH W/ BSMT & 2-CAR GAR

SO

$318,000 #2752800

PRIVATE, BARN, 3 BR/2 BA 22+ ACS

S

D OL

$158,000 #21044478

3 BR/ 2 BA 3.97 ACS

$75,000 #21047400

ARTSY STARTER HOME, 4BR

GREAT PRICE! 2 BR W/ 2-CAR GAR, 1.5 ACS + POND

$129,900 #21047292

$140,000 #21058467

$76,500 #21059141

$997,000 #2823721

4700+ SQ FT HOME ON 9+ ACS

PRICE REDUCED

$389,900 #21044318

MUST SEE - 3BR, 3 1/2BA, +APT, 2-BR HOMESTAY

$256,900 #21047467

MINUTES FROM TOWN 3BR

SO

LD

$104,900 #21049303

BEAUTIFUL HOUSE NEAR TOWN

$349,900 #2947454

DOGWOOD HILLS, LOG 2 BR

$196,500 #21033347

STYLE & COMFORT HUGE FAM RM, 2FRPLS

$354,000 #21060365

$259,900 #21060373

RUSTIC, CONTEMPORARY, DISTINCTIVE

GORGEOUS SETTING NEAR TOWN

FANTASTIC VIEW, 88 AC, ONE-OF-A-KIND

COLUMBUS/I-65 ACCESS 3BR/2BA

$482,000 #21059551

TOURIST RENTAL

$695,000 #21061160

$177,900 #21042547

"GREEN" HOME, PRIVATE POND, ONE-OF-A-KIND

$139,000 #21101168

TOURIST RENTAL

DUPLEX IN NASHVILLE OR FULL-TIME HOME

$144,900 #21102163

CUSTOM 4 BR LOG HILLTOP VIEW

REPRODUCTION LOG

LD SO

$300,000 #21049108

$295,000 #21049160

FIND OR LIST YOUR HOME HERE! CONTACT US TODAY!

$339,000 #21101008

www.browncountyhomes.com

RENTAL LISTINGS

$174,900 #21031371

CLOSE TO TOWN, COZY COTTAGE & POND

$149,900 #21002150

LAKE LEMON- GREAT FRONTAGE, DOCK

PRICE REDUCED

$345,000 #21047841

COMPLETE RENOVATION 3BR/2BA/NASHVILLE

PRICE REDUCED

$124,900 #21051934

GREAT ESCAPE LOG, 5 ACS, WOODS

TOURIST RENTAL

$295,000 #21058241

DI

$539,900 #2833605

CORPORATE OR FAMILY RETREAT ON 32.03 ACS

$550,000 #21042741

LOG HOME – WEEKEND GETAWAY ON 10AC

$249,900 #21046682

3BR RANCH FREEMAN RIDGE

$119,900 21050904

HANDSOME '08 HOME LAKE - 11AC

N PE

NG

$350,000 #21057626

LD

P

IN

G

$224,900 #2917686

PRIVATE, 5 ACS 2-STORY GARAGE

TOURIST RENTAL

D EN

$228,000 #21041932

BEAUTIFUL LAKEFRONT 3.5 ACS

SO

$239,900 #21046534

3BR/2BA, 4.67 AC POLE BARN

$129,900 21050755

RUSTIC CONTEMPORARY, BEAUTIFUL SETTING

TOURIST RENTAL

$299,900 #21055500

COMMERCIAL ZONED MANUFACTURED - 4 OFFICES PLUS RECEPTION & HALF BATH, 135N...... $600 Free rent for commercial listings through end of February w/approved/signed 15 month least!

BEAN BLOSSOM COMMERCIAL CABIN, 135N........................................................... $475

STORAGE UNITS ................................... $35MO - 5X10, $55MO - 10X10, $80MO - 10X20

3BR RANCH, SHARED POND, LAKE LEMON .............................................$825 #21102934

3BR/1.5BA, PARTIAL BASEMENT, ARTIST DRIVE ......................................$800 #21058403

3BR/1BA RANCH W/DECK, 2 SHEDS.......................................................... $750 #21058341

3BR/1BA BRICK RANCH, ATTACHED GARAGE ......................................... $750 #21058445

3BR/2BA RANCH, FIREPLACE, LAKE VIEW................................................ $725 #21049805

3BR/2BA MANUFACTURED HOME, THREE STORY HILL ......................... $700 #21045743

2BR WOODSTOVE, LAKE RIGHTS .............................................................. $550 #21058462

LINDA - RENTALS MANAGER • 812-988-2227 • EXT 228

9 Brown County Homes Guide February - March 2011

$119,900 #2853600

$224,900 #2772982

$175,000 #2954915

$320,000 #2956440

$159,900 #2928354

2 BR/ 2 BA CONDO SALT CREEK GOLF RESORT

$209,000 #21025250

CLOSE TO DT NASHVILLE ON HELMSBURG RD.

TOURIST RENTAL TOURIST RENTAL

JANE SMIDEBUSH Non-licensed Assistant 988-2227

RUTH JARRETT Broker Associate 988-7046 Home

DEBBIE FLEETWOOD Sales Associate 988-4402 Home

BOB KIRLIN Sales Associate 812-720-0222 Cell

3 BR/ 2.5 BA, APT POND, 5 ACS

$249,900 #21009490

$49,000 RUTH'S GARDEN/2 BUILDINGS RENEWABLE LEASE NEGOTIABLE, $2,500/MONTH. ALSO, TURNKEY BUSINESS IN NASHVILLE AVAILABLE W/ INVENTORY & FIXTURES FOR LIMITED TIME. SUBJECT TO INVENTORY AT CLOSING.

EXCELLENT ACCESS TO IU CAMPUS

$499,000 #21014565

15 ACS W/PRIVATE POND

$195,000 #21004086

LIKE BRAND NEW!

$199,900 #21035329

4BR HISTORIC LOG CABIN

DELORES PERCIFIELD Broker Assoc./Team Marketing 988-2227

KIM BRADY Broker Associate 988-2227

Phil Shively Team

www.browncountyhomes.com

Office: (812) 988-2227 Fax: (812) 988-6664

PHIL SHIVELY Managing Broker 988-1816 Home

The

101 ACRES, WOODS, HILL, VALLEYS, TRAILS .... $295,000 #2951209 210+ ACS, LAKE, FRONTAGE ON 2 CO. RDS...... $845,000 #21004156 WOODED RIDGE TOPS, MEADOWS, TRAILS ..... $395,000 #21028609 53.84 ACS/HORSE POTENTIAL/ATVS .................. $249,000 #21017632 70 AC NEAR STORY .................................................. $356,900 #2912699 123+ ACS FRONTAGE ON 2RDS .............................. $495,852 #21000311 220.14 ACS CLOSE TO TOWN .............................. $1,732,500 #2957347 200 ACS BETWEEN STONEHEAD/STORY ............ $750,000 #2906611 61.65 ACS/ NORTH – ADJ YELLOWWOOD .......... $225,000 #2929965

50 ACRES PLUS

44+ ACS – WOODS/OPEN/GENTLY ROLLING ... $189,000 #21017620 20.376 ACS W/ WOODS & SHARED POND.......... $79,900 #21011015 SOLD -36+ ACS – WOODED/OPEN ACCESS I-65 ......... $180,000 #2775176 DEVELOPMENT POTENTIAL 40 ACS CLOSE TO TOWN.. $315,000 #2957360

APTS/ COMMERCIAL/ADJ FLEA MKT ALSO FOR SALE

$349,900 #21051941

NORTH VAN BUREN RESTAURANT & GALLERY

$550,000 #21023271

KATHRYN RICHARDSON Sales Associate 812-327-7462 Cell

NEW LISTING - 29.51 ACS - BOARDERS YELLOWWOOD ..... $99,500 #21018272 43+ AC, POND, WOODS/OPEN GROUND/BARN .... $259,000 #21049992 48 AC. ADD'L ACS/HOUSE AVAIL ..................................$200,000 #21054708 22 AC, ADJ HOOSIER NAT'L FOREST..................................$132,000 #21055597 21 ACS, OPEN MEADOW, POND ............................. $179,900 #21047514 25+ ACS – OPEN MEADOW, WOODS, CREEK ..... $167,900 #21025494 39+ ACS - GENTLY ROLLING 1/2 OPEN, 1/2 WOODS . $169,000 #21017594

20 – 50 ACRES

17 ACS ON BOB ALLEN ROAD ............................... $99,500 #21043775 13.14 ACS FOR CAMPING/RECREATIONAL LAND .....$34,000 #21026443 13.936 ACS OPEN/WOODS, HORSE POTENTIAL $89,000 #21017657 PENDING - 15+ ACS + SHARED 2.5 AC LAKE ..... $75,000 #21017566 11.97 ACS WOODS/VALLEY ...................................... $45,000 #2951509 PRICE REDUCED - WOODED 10 ACS - HOOSIER NAT’L FOREST ......$69,900 #2934599

158 N. Jefferson St. P.O. Box 206 Nashville, IN 47448

SUZANNAH LEVETT ZODY PRINCIPAL BROKER 812-369-1171 Cell

6.5 ACS ON BELLSVILLE .......................................... $45,900 #21061861 5 ACS OF BEAUTIFUL WOODS............................... $35,000 #21058251 RIDGE BUILDING SITE - 5.9 AC - WATER AVAIL........ $47,500 #2829106 5.75 AC / MATURE WOODS..................................... $39,000 #21054783 9 ACS ON BOB ALLEN ROAD ................................. $63,000 #21043855 9 ACS ON BOB ALLEN ROAD ................................. $63,000 #21043848 8.23 ACS, NORTH, LEVEL, WOODED, C&R'S ....... $54,000 #21028149 8.915 ACS, OPEN PASTURE .................................... $69,000 #21017648 5 ACRES – 2 BLDG SITES ........................................ $34,500 #21014793 8.8 ACS WOODED NORTH LOCATION .................. $35,000 #21015090 5ACS – NORTHERN BROWN COUNTY .................. $34,500 #2951623 5+ ACS 4 MI FROM TOWN/SEPTIC SITE ............... $49,000 #2915146 6 MINUTES TO TOWN 3 - 7 AC LOTS .....................$50,000 PER LOT #2914535, #2914536, #2914538

5 – 10 ACRES

10 – 20 ACRES

5 WOODED AC, GOOD BLDG SITE, WATER AVAIL.$39,900 #2659073

INCOME/ INVESTMENT RUSTIC COVE ON 46W – 9 UNITS

$385,000 #2917672

$195,000 #2922199

$175,000 #21040467

ANTIQUES BARN ADJ TO FIGTREE

VISIBLE, HIGH-TRAFFIC LOCATION

NG

46W – 1920’S CHARACTER

PE

I ND

$179,900 #21035285

HUGE PRICE REDUCTION $50K!

PRICE REDUCED

COMMERCIAL LISTINGS

SCENIC 135N, 2 BR GREAT RENOVATION

$249,500 #21017370

ADORABLE RETREAT 10 MINS TO TOWN

$95,000 #21036095

NEIGHBORS YELLOWWOOD LOG W/ADDITION 6.72 ACS

PROVEN INCOME ON MAIN STREET

$499,000 #21035729

1-LEVEL, 3BR POLE BARN, SEWER

D

L SO

$106,400 #21027250

BRICK HOME W/PASTURE/OLDBARN

$194,500 #21033090

ULTIMATE VACATION LODGE

LOTS & ACREAGE

ON 5 AC/NEAR STORY NEW ROOF

HUGE PRICE REDUCTION

$109,900 #2912720

STUNNING HOME ON 11.41 AC

S

D OL

$419,999 #2950412

LAKEFRONT LAKE LASALLE

D

L SO

$239,500 #21029532

1940’S FARMHOUSE 19.75 ACS

S

D OL

$124,900 #21036303

ADJOINS STATE PARK -LOG, HORSE BARN

CONTRACT PURCHASE POSSIBLE ....................... $25,000 #21003154 2.5 ACS – MOSTLY LEVEL/ SOME WOODS ......... $19,500 #21014772

70 AC NEAR STORY

$356,900 #2912699

3000+ SQ. FT., GUEST APT, GUEST HOUSE, DSL

$265,000 #2951311

PRIVACY IN CONVENIENT NEIGHBORHOOD

$169,900 #21032473

1,900 SQ FT, 11AC, 3AC LAKE, LONG RANGE VIEW

$460,000 #21040057

RETREAT ON THE CREEK FRPL/HOT TUB

PRICE REDUCED TOURIST RENTAL

PROPERTY SALES & MANAGEMENT

5 AC/BLDG SITE BY POND...................................... $49,900 #21049872 NICE LAKEFRONT LOT NEAR TOWN 3.10 ACS... $89,900 #21019310 2 AC, 2 BR SEPTIC ALREADY IN. .......................... $29,900 #21027703 5 ACS W/ PRETTY CREEK........................................ $37,000 #21023707

2 – 5 ACRES

BUILD IN PARKVIEW-SEWER ............................... $19,900 #21060632 3.98 AC, LESS THAN 1 MI. TO 46E GNAWBONE ..... $34,900 #21045319 LOT 9 RIDGEWAY/NEAR TOWN ............................ $33,000 #21036000 LOT 10 RIDGEWAY/CITY UTILITIES ....................... $33,000 #21036001 ANNANDALE LOT - WOODED – LAKE FRONT ........ $30,000 #29004123 WOODED SUBDIV. – READY FOR DREAM HOME ...... $33,900 #2946092 OAK RUN IN NASHVILLE - CITY UTILITIES .................. $52,000 #2940574 WOODED CORDRY LAKE LOT.......................................... $17,900 #2913518 PINE TREE HILLS – LAKEVIEW LOT ............................... $49,900 #2348273 SELLER IS MOTIVATED! .98 ACS .................................... $19,900 #2845830

LOTS

REMARKABLE 16 ACS HNF - STORY

LONG RANGE VIEW LOTS OF CHARACTER

PE

I ND

NG

3 BR/2BA/ 1CARGAR CUL-DE-SAC

LAKEFRONT, NEAR TOWN DOUBLE FIREPLACE

BARTH. CO.

D

L SO

$92,900 #21033187

$213,900 #21033488

LD O S

LOG CABIN/ 7 AC & SHARED POND

2BR/2BA, RESTORED ANTIQUE LOG HOME

P

N DI EN

G

POST & BEAM CABIN 31 ACRES

GORGEOUS VIEW - 2BR/2BA LOG FRAME - 11 ACS

Roberts Team

"Our Experience Is Office: 812-378-1715 Cell: 812-343-9486 Your Advantage" BevandDave@C21Breeden.com

700 Washington St. Columbus, IN 47201 800-844-3766 www.C21Breeden.com

Dave & Bev

NEW LISTING

1998 Harrison Ridge Rd. 6046 S. Hamilton Creek Rd.

551 Town Hill Rd.

$349,900

• Large Kitchen • Master Suite on Main Level • Walkout Basement • Large Deck w/electric awnings • 3 Bedrooms, 2 Baths

$229,000

• Quality Home on Almost 6 Acres • 3 Bdrms, 2.5 Bath • MSTR Bdrm on Main Level • Walk-out Lower Level • Screened Porch & Deck

$219,900

• 1912 Country Home • Many Recent Updates • 20 Acres, Pond!

• 3 Bedrooms • Pole Barn, 2 Car Det. Gar.

3128 Long Lake Rd. $219,900

• Brown County retreat on shared lake w/5 acres!

• Brown County Stone fireplace • 2 BR, 2 BA, screened porch • 2 car det. gar. plus 2 car carport

Bob and Sandy Atterburn BSArty@C21Breeden.com Let The Power of TWO Work for YOU!

812-378-7952

"Get Sold On Us"

10 Brown County Homes Guide February - March 2011

812-378-1729

OFFERING New Construction • Assorted Log Styles & Timber Frames • Log Cabin Repairs • Chinking & Mike Nickels Log Homes 3497 N. Clay Lick Road Chinking Repairs Nashville, IN 47448 • 812•988•2689 Cabin HONESTY • INTEGRITY Inspections HANDCRAFTED QUALITY

O E State Road 46 • $200,000 Commercial property in Gnaw Bone all utilities/will divide $200k for all.

2910 State Road 45 • $599,900 50 acre estate lodge style log home five lakes borders Yellowwood.

s i a a l r Services p p A a e r A Linda S Bauer, SRA Designated & Certified Residential Appraiser Serving: Brown, Monroe and Morgan Counties

Appraisals for morgage lending, tax assessment, divorce, estates, marketing and independent Office: 812-988-6424

Fax: 812-988-4924

P.O. Box 472 Nashville, IN 47448 E-Mail: bauerls@wildblue.net

6014 N. Lick Creek Rd. • $234,900 4BR 3BA 5 acres private. In law quarters,large workshop.

55 Pine Hills Drive • $394,900 High end Luxury home in prestigious Pine Tree Hills.

Tony Coykendall, REALTOR

®

Executive Club Top Producer

Cell: 317-626-7232

213 S. Jefferson St. • $354,900 Olde Magnolia House tourist home 5BR 5BA.

Email: tonycoykendall@att.net

F. C. Tucker Company, Inc.

11 Brown County Homes Guide February - March 2011

Real estate agents can help save buyers and sellers money Metro Creative Services ecord-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. Now could be the time to sell and buy a new home and earn an even bigger slice of the real estate pie. Whether an individual is a buyer or a seller, or doing both, his or her goal is to get the best financial deal on the home -- and often that means having a qualified real estate agent working in his or her corner.

Those entering the real estate realm may have misconceptions about what's involved. Oftentimes, individuals think they can go it alone and save money on real estate commissions in the process.

However, not having a knowledgeable agent to navigate the process can end up costing more money in the long run. An agent is not there just to open up houses for viewing or to simply put a for-sale sign on the front lawn. Agents guide the seller or buyer through a complicated process of legalities and emotional hurdles. The agent also negotiates for the buyer and seller to help them make important financial decisions.

"When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them," says Jessica Goodbody of Weichert Realtors.

"Advertising is important, but, once sellers have an offer, they need a strong negotiator to help them get the best price and terms. Buyers should also look for agents who have strong negotiating skills and neighborhood knowledge which will help them make the most of their purchasing power."

Individuals can expect a real estate agent to help them navigate a

R

process that, to first-time buyers or 4. The real estate agent may sellers, can prove intimidating. present a marketing plan that indicates where the home will be adBuying a Home vertised.

1. Schedule a consultation to 5. He or she will write up a listdiscuss what features and amenities ing agreement and begin the probuyer is looking for in a home. cess of marketing the home.

2. The agent may suggest buyers 6. An open house for real estate speak with a mortgage consultant brokers may be scheduled, also a to figure out their buying power caravan of brokers from the agents' and obtain a mortgage pre-approv- own real estate office and surroundal letter. ing affiliates.

3. The agent will then look up 7. An open house for buyers will home listings in a particular price be scheduled. range and help the buyers to view 8. The agent will field calls from the homes. other agents and notify the seller 4. When buyers find a home they when a viewing request has been want to purchase, the real estate made. agent will help them come up with 9. Follow-up feedback can be a fair market price and write up the offered, which may include inforcontract to present to the seller. mation the agent receives by mak5. The agent will help the buyer ing calls to people who viewed the negotiate on the final price with the home or by tracking how many seller. potential buyers viewed the home 6. In some states, the agent will listing. accept a down payment to place in 10. When an offer comes in, the trust or work with a real estate at- agent will notify the sellers and adtorney on behalf of the buyer. vise him or her of the negotiation 7. The agent may be present process. during a home inspection, which is 11. The agent will be present recommended. during the home inspection, if the 8. The agent will then schedule buyer requests one. the home appraisal.

12. The agent will schedule with 9. He or she will then confirm the city or town to have a certifithe closing and be present at clos- cate of occupancy inspection coning with the buyer and the attorney, ducted. if necessary.

13. The seller will be notified by the agent when the buyer has obSelling a Home tained a mortgage commitment and 1. The real estate agent will meet made good faith deposits. with the sellers and evaluate the 14. The agent will likely be preshome and property. ent at the home closing with the 2. He or she will do a market real estate attorneys. analysis to figure out the best price Individuals buying or selling a to list the house based on the neigh- home can certainly do it by themborhood and comparable sales. selves, but real estate agents have 3. The agent may make sugges- the knowledge and provide assistions for repairs or improvements tance through the myriad steps of that can help make the home more the process, helping individuals to attractive to buyers. save time and money.

12 Brown County Homes Guide February - March 2011

Protect yourself if you rent Metro Creative Services

T

he downward economy has taken its toll on the housing market. Many people are choosing or finding it necessary to live as renters rather than homeowners. Other renters are students, anxiously awaiting their first foray into residential independence. But these same people may be unaware of how to safeguard their belongings in a rental situation. Oftentimes renters mistakenly forego financial protection and are then left high and dry in the event of a burglary, flood or fire.

Laptops, MP3 players, global positioning systems, jewelry, and cell phones are at the top of the list for would-be thieves. Furniture and clothing are also expensive to replace. According to MetLife Auto & Home(R), the average person is estimated to have approximately $20,000 in possessions. In a rental property, individuals such as a superintendent or landlord may have access to your home, as may hired contractors. It's important to protect all of your belongings so you don't have to pay out of pocket if something is taken or damaged.

Renting an apartment is not like living in an oncampus dorm or in a private residence, where belongings are typically covered by a homeowners insurance policy. Landlord's insurance only protects the actual property -- not your valuables or the cost of temporary housing -- and it doesn't protect you in case of a lawsuit. You should in-

vestigate rental insurance, which is something that, despite the warnings, 80 percent of college and other renters do not do, according to research.

"For a few hundred dollars a year or less, you can purchase a solid renter's policy that covers protection for your valuables -- up to $75,000 -- as well as protection against personal liability," said Mario Morales, an underwriting manager at MetLife Auto & Home.

"Imagine experiencing a fire or other disaster in your apartment, and having to replace all your valuables not to mention all the furniture, pots, pans, dishes, and other necessities at your own expense. Hopefully, you won't have a theft or experience a fire. But, if you did, you'd know your valuables were protected."

When safeguarding your apartment and choosing a rental insurance policy, consider these important tips from MetLife Auto & Home: * Ask whether the renters coverage pays actual cash value or replacement cost. With "actual cash value," your coverage will pay only for what your property was worth at the time it was damaged or stolen, due to depreciation. "Replacement cost" coverage will replace the item at current prices. * Take advantage of a discount for multiple policies.

Often insurance companies provide a discount when a person has multiple policies, such as renter's insurance, car insurance, or life insurance. * Add extra protection for

13 Brown County Homes Guide February - March 2011

unique items with special value. For expensive items such as jewelry, furs, fine arts, sterling silver flatware, antiques, and other collectibles, renters should add an "endorsement," which provides additional protection above the monetary limits of a traditional policy. * Keep track of possessions with a personal property inventory to help when filing claims and keep a copy in a safe place outside the apartment. MetLife's Life Advice Series advises that every home have a personal property inventory because it will help you determine the approximate value of your possessions, and con-

sequently, how much insurance you need to cover your personal property.

For additional information about renting a home and renter's insurance, MetLife Auto & Home offers consumers two free, comprehensive brochures as part of the Life Advice series: "Homeowners Insurance and Your Home," as well as a "Personal Property Inventory" brochure to help people keep track of their valuables.

These materials are available by calling 1-800-6385433 (1-800-MET-LIFE), or 1-866-MET-VIDA (for callers that prefer to speak in Spanish). Also visit, www. metlife.com.

It is important to safeguard your valuables with insurance if you rent a home or apartment.

14 Brown County Homes Guide February - March 2011

To Morgantown & Indianapolis

Peoga

To Nineveh

Spearsville Fruitdale

Lake o’ the Hills

Lake Lasalle

Bear Creek Lake

Cordry Lake

Crestview Lake Cottonwood

135

Sweetwater Lake

Woodland Lake Camp Atterbury Bean Blossom

45

Trevlac

Helmsburg

Taggart

Gatesville

45

Lake Lemon

Needmore Echo Lake

135

To Bloomington

Greenbriar Lake

Nashville

46

46

To Columbus To I-65

State Park North Gate

Yellowwood Lake

To Bloomington To SR 37

135

46

Mt. Liberty State Park West Gate

Somerset Lake 46

Ogle Lake

To Columbus

Belmont Strahl Lake

New Bellsville Stonehead

Brown County State Park 135

Pikes Peak

Crooked Creek Lake

Story 135

Christiansburg Becks Grove

Monroe Reservoir Elkinsville

To Brownstown To US 50 (13 mi.)

Brown County Homes Guide February - March 2011 15

16 Brown County Homes Guide February - March 2011