Builders’ Profiles Action Builders, Inc. Adams Homes, LLC Breland Homes, LLC Joe & Charlie Murphy Lane Builders Mark Harris Homes, LLC Matrix Builders Southern HOUSEpitality, Inc.
Company Address: 109 Avian Court Madison, AL 35758 Phone: 256-316-1438 Fax: 256-830-5699 Website Address: www.actionbuildersinc.com Contact Name: Mark Rovere Email Address: actionbuilders@knology.net
Builder’s Name: Mark Rovere Company Name: Action Builders, Inc. Number of Years as a Licensed Builder: 10 Years Prior Experience in the Building Industry: 13 Years Square Footage Range of Homes Built: 3,000 - 11,000 Price Range of Homes Built: $250,000 - $2,000,000 Primary Type of Buildings: Single Family Spec, Single Family Custom Designations: Graduate Master Builder, Certified Graduate Builder (CGB), Certified Green Professional (CGP) Licensed with: Alabama Homebuilders Licensure Board Other License: City of Huntsville, City of Madison, State of Alabama Privilege License Location of Homes Built: Northwest Huntsville, Northeast Huntsville, Madison, Madison County
Brief Description of Company: Mark Rovere is a second-generation builder who has always had a desire to build and create. He is a hands-on builder and personally supervises the construction of his houses. He quickly developed a reputation for the high quality workmanship and intricate details exhibited in all of his houses. His homes are known for their state-of-the-art amenities and technology. To Mark, building a home is not just a job….it is his passion. Building a new home can be intimidating. Mark walks his customer through the process every step of the way to make it a fun and enjoyable adventure. His customers like the fact that he is available after “normal” business hours and on the weekends for any of their questions, concerns or to just talk about their home being built. HT-00315131-01
Company Address: 11 Hughes Road, Ste. A, Madison, AL 35758
Builder’s Name: Wayne Adams Company Name: Adams Homes, LLC Number of Years as a Licensed Builder: 21 Years Prior Experience in the Building Industry: 35 Years Square Footage Range of Homes Built: 1,100 - 3,800 Price Range of Homes Built: $100’s - $250’s
Phone: 256-772-4413 Fax: 256-772-9670 Contact Name: Ronnie Rainwater, General Manager Brenda Simmons, Sales Manager Email Address: bsimmons@adamshomes.com Website: www.adamshomes.com
Primary Type of Buildings: Single Family Spec Licensed with: Alabama Homebuilders Licensure Board, Alabama General Contractors Licensing Board Other License: City of Huntsville, City of Madison, City of Athens State of Alabama Privilege License, also licensed in states of Florida, Georgia, Mississippi, North Carolina and South Carolina Location of Homes Built: Northwest Huntsville, Northeast Huntsville, Southwest Huntsville, Southeast Huntsville, Madison, Madison County, Limestone County
Brief Description of Company: Since 1991, Adams Homes has delivered stylish, affordable homes that are value engineered and solidly built. Through our full time customer service department and our “Zero Defect Policy”, we constantly strive to create a positive experience for all who partner with us: our loyal customers, our dedicated craftsmen, the realtor community, and our sales professionals. At Adams Homes, we possess a special pride in quality workmanship, a sense of honor in satisfying customers and a dedication to building not just a home, but the American dream.
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Company Address: 11 Hughes Rd. • Ste 201 Madison, AL 35758 Phone: 256.690.9947 Fax: 256.772.7471 Website Address: www.Murphyhomesal.com Contact Name: Randall Owens Email Address: rowens@murphyhomesal.com
Builder’s Name: Joe & Charlie Murphy Company Name: Murphy Homes Number of Years as a Licensed Builder: 26 Years Square Footage Range of Homes Built: 2,400 – 4,500 Price Range of Homes Built: from the $250’s Primary Type of Buildings: Single Family Licensed with: Alabama General Contractors Licensing Board Other License: City of Madison Location of Homes Built: Madison City
Brief Description of Company:
Murphy Homes started out as Murphy Construction. We built custom homes and did upscale remodeling throughout the 1970’s. Our guiding principles from the beginning have been high construction quality, dedicated customer service and prudent business practices. Through the 1980’s & 90’s we built over 400 homes in the city of Madison in self developed communities like Millcreek Crossing, Pebble Brook, Liberty Square and Walden. Always with strong attention to customer service and satisfaction. We are able to bring you a custom home experience at a better price than many of the tract builders provide. We welcome you to bring your housing ideas and dreams to us so we may become “Your Builder”.
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Company Address: PO Box 1547 • Madison, AL 35758 Phone: 256.759.8076 Fax: 256.325.8060 Website Address: LaneHomesHSV.com Contact Name: Tom Killian Email Address: Tom.LaneHomes@gmail.com
Builder’s Name: Tom Killian Company Name: Lane Builders Number of Years as a Licensed Builder: 12+ Years Square Footage Range of Homes Built: 1500+ Price Range of Homes Built: from the $200’s Primary Type of Buildings: Single Family Spec, Single Family Custom, Patio Homes, Remodeling Other License: City of Huntsville, City of Madison, State of Alabama Privilege License Location of Homes Built: Southeast Huntsville, Madison, Madison County, Limestone County
Brief Description of Company: Lane Builders…the name is new, but its founder, Tom Killian, is a wellrecognized, knowledgeable and innovative leader who is committed to providing quality construction, good value, and exceptional customer service to homebuyers. The experienced Lane Team provides assistance from plan selection, design options, financing, and building product selections. We are dedicated to building your home with second-to-none quality–a home in which you will build a lifetime of memories. At Lane Builders, we invite you to let us apply our expertise and enthusiasm to the process that will always begin and end with YOU!
Company Address: 244 Voekel Road Huntsville, AL 35811 Phone: 256.851.7999 Fax: 256.417.6004 Website Address: www.markharrishomes.com Contact Name: Mark Harris Email Address: mark@markharrishomes.com
Builder’s Name: Mark Harris Company Name: Mark Harris Homes, LLC Number of Years as a Licensed Builder: 28 Years Square Footage Range of Homes Built: 1,500 - 4,000 Price Range of Homes Built: $150,000 - $550,000 Primary Type of Buildings: Single Family Spec, Single Family Custom, Patio Homes Licensed with: Alabama Homebuilders Licensure Board Other License: City of Huntsville, State of Alabama Privilege License Location of Homes Built: Huntsville, Madison, & Madison County
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When it comes to home builders, Mark Harris Homes LLC stands out from the rest. We work closely with our customers to make sure that they have places to live that reflect their unique styles and meet their individual needs. Call us today to schedule a consultation. Mark has been building homes in Huntsville/Madison County since 1984. He is blessed to do what he loves everyday…build new homes. Mark is in every home to insure that the quality and finish is up to his high standards. Mark was the 2009 and 2010 president of the Huntsville/ Madison County Builders Association, was appointed to Mayor Tommy Battle’s Green 13 Council and earned the first NAHB Certified Green Professional designation in North Alabama.
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Brief Description of Company:
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Company Address: 33 McMullen Lane Phone: 256-679-6471 Contact name: Bryan Pogue
bryan@matrixbuildershuntsville.com www.matrixbuildershuntsville.com
Builder’s Name: Bryan Pogue Company Name: Matrix Builders Number of Years as a Licensed Builder: 15 years Prior Experience in a Building Industry: 2 years Square footage Range of Homes Built: 2,000 – 12,000 Price Range of Homes Built: $200,000 – $2,000,000 Primary Type of Buildings: Single Family Spec, Single Family Custom Licensed with: Alabama Homebuilders Licensure Board Other License: City of Huntsville, City of Madison, State of Alabama Privilege License Locations of Homes Built: Huntsville, City of Madison, Madison County
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Brief Description of Company:
Bryan Pogue, owner of Matrix Builders, has been building beautiful custom homes in the Huntsville/Madison area since 1997. Bryan’s personal attention and quality of work is the reason his customers continually refer him. For a custom home builder that you can feel comfortable with from the beginning, call Bryan Pogue.
Company Address:
29312 Liberty Way Athens, AL 35613 Phone: 256.423.8938 Fax: 256.423.8957 Website Address: www.southernhouseinc.com Contact Name: Betsy Hyman Email Address: betsy@southernhousinc.com Builder’s Name: Betsy Hyman, CGP Company Name: Southern HOUSEpitality, Inc. Number of Years as a Licensed Builder: 10 Years Prior Experience in the Building Industry: 2 Years Square Footage Range of Homes Built: 2,000 - 5,000 Price Range of Homes Built: $220,000 - $800,000 Education & Professional Designation: BS Mechanical Engineer, Masters in Business Administration - University of Alabama, Certified Green Professional Primary Type of Buildings: Single Family Spec, Single Family Custom, Remodeling, Restoration, Green Building Licensed with: Alabama Homebuilders Licensure Board Other License: City of Huntsville, City of Madison, City of Athens, State of Alabama Privilege License Location of Homes Built: Huntsville, Madison, Madison County, Athens/Limestone County
Brief Description of Company: Southern HOUSEpitality, with Betsy Hyman as president, builds elegant custom homes and provides remodeling, restoration and renovation services throughout the Tennessee Valley, Betsy holds a BSME, and MBA and is a Certified Green Professional. Betsy is a ‘hands-on’ builder who personally ensures all aspects of her building projects are completed with quality materials and craftsmanship. Her homes employ state-of-the-art technology, high-energy efficiency and low maintenance resulting in convenience, comfort and Southern charm. Betsy loves working with people to make sure every house becomes a home, and is ready to build your dream home. Go Green!
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PRE-QUALIFY…Before you Buy!!! Say good-bye to the days of waiting weeks to ascertain the status of your financial buying power. No more sleepless nights wondering if the mortgage lender will pre-qualify your loan for a new home because you had a rough spot on your credit history. And standardization goes out the window as well.
Today, there are as many diverse options to pre-qualify, regardless of your credit history, as there are mortgage lenders. With all of today’s technological wonders, pre-qualifying for a new home has never been easier. Either via phone or computer, you’re wiser to see how much you can qualify for prior to viewing any homes. It’s like a screening process. It’s best to know up-front just how much house you can purchase. Banks, credit unions and mortgage companies use different criteria to determine how much money you will be able to borrow for your dream house. These include: • your gross monthly income • your credit history • the amount of your outstanding debts • your savings – or the amount of money you have available for a down payment and closing cost • your choice of mortgage (i.e. 30-year, FHA, VA) • current interest rates Lending institutions use your financial information to figure out three very important ratios: the debt-to-income ratio, the housing expense ratio and the loan-to-value ratio. The rule of thumb for the debt-to-income ratio is that the amount of debt you are paying each month (credit cards, car
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payment, student loans) does not exceed a certain percentage of your gross monthly income. The rule of thumb for the housing expense ratio is that the mortgage payment should not be more than a certain percentage of your gross monthly income. These percentages will vary with each financial institution. The rule of thumb for the loan-to-value is that the appraisal on the home is a certain amount and the loan program permits an 80 percent loan-to-value ratio, the borrower can obtain 80 percent of the appraised value of the home. Many lenders provide 24-hour phone systems that allow you to call at your convenience, toll-free, and provide the appropriate information. By the next business day, you will receive a return call with your pre-qualification status. Other lenders provide you with a computer-based approval system that reduces the amount of paperwork and information needed. After the appropriate information is provided, a financial picture is submitted to the system. The system compares your loan request with the approval decisions made previously on thousands of mortgage loans. Within minutes, the system grades your loan and lists any additional information that is needed to complete the processing of your loan. Talk about saving mountains of paperwork, and hours of headaches! This system provides two powerful benefits: 1) human emotion and bias are removed from the decision making process, i.e. a bad day for the loan officer does not affect any decisions made on your loan, and 2) because of the grading procedure, lenders can categorize prospective customers into tiers. Some tiers represent potential homeowners who have been ineligible for any mortgage loan due to poor or insufficient credit. Investors (those to whom lenders sell your loan) have emerged with options to meet these special needs, providing more opportunities of homeownership for more people. Instantaneous, paperless mortgage prequalifying is becoming the norm in today’s home buying experience. This allows lenders to do more individualized customizing of loans, and allows for more time for oneon-one service with a client. Today, your new mortgage loan can be made your way! v www.officialsubdivisionguide.com
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