Shive Magazine Issue 23 by Shive Magazine

CHRIS STANEY

A.K.A ELM BOY PEG LOCATION:

NEW ORLEANS LOUISIANA 3

35years

How did you get into the bounce scene and when did you decide it was your career choice? Elm Boy: Well, I started as a dancer and a fan of bounce music. Later, I realized I could write. As I started writing for others, I realized I could rap. Lol, then I decided to record and fell in love with it. I chose to do bounce music because I noticed I was talented when I seen how crowds would react and give me feedback whenever I was entertaining then BOOM That’s when I noticed I WAS BUILT FOR THIS! I love to entertain and make other people enjoy themselves. Shive: Which bounce artists did you grow up listening too? Elm boy: Josephine Johnny, Big Freedia, Charlie Whop, KC Redd, Magnolia Shorty, Slugga, Dj Jimi, Ms. Tee and the list goes on and still to this day, I’m a big fan of throwback bounce. Shive: Who has inspire you to become the bounce artist you are today? Elm boy: A couple of Artists such as, Charlie Whop was a huge inspiration, Johnny, Freedia, Nobby, Gotty Boi Chris and the list goes on. Shive: What would you consider your recognizable track?

Elm Boy: It’s out of Pat that P**** or Tongue Twister

songs with meaning them yes. No shade to anybody.

Shive: Can you compare your music to any other bounce artist in the game right now?

Shive: What steps did you take in getting to the point you are at now?

Elm boy: The new era? I don’t want to speak to much about, sad to say, but the old generation of bounce where artist had actual songs, and I do mean

Elm Boy: I started listening to the old rappers and was encouraged.

Dirtlife (YouTube)

BJ SO COLE LOCATION: NEW ORLEANS LA

29years

How did you get into the bounce scene and when did you decide it was your career choice? BJ: I entered the bounce game in 2013/2014. I was around 23/24 years old. I’ve always been a part of it simply because a close friend of mine, Magnolia Scooby was a promoter of the local music on YouTube. He helped people around the country hear New Orleans Bounce music so I’ve always played the background but was always a Bounce Head if that makes any sense. Once my best friend Magnolia Scooby passed away I just remembered our last convos about how I wasn’t ready, the girls was gonna ring me up and all those things but he knew I could do it and he wanted to make sure I was ready. Gosh! It hurts he’s not here to see how far I’ve gotten.... but yea I’ve been in the game some time now and I’ve made my mark. Shive: Who has inspire you to become the bounce artist you are today? BJ: I’ve inspired myself mostly but I watch a lot of tv mostly really famous families and artist and I get super inspired like that’s gonna me and my crazy ass family one day. Shive: What would you con-

sider your recognizable track? BJ: My most played or known tracks are of course “Joce” “Nasty Bitch” “Corey Gang” to name a few. Shive: Can you compare your music to any other bounce artist in the game right now? BJ: My music is very unique. I think I’ve found my nitch and what works for me. They have chewed me out for years about being like the late great Nicky Da B but there’s nothing wrong with admiring another artist talent and work ethic they wouldn’t understand that. Shive: Bounce has become the latest trend in music. Many mainstream artists such as Chris Brown, Drake and Beyoncé have used it in their music. What is your opinion on this? How all the big name entertainers sampling bounce music is great however it does nothing for us creators and locals besides add extra listening ears. That’s cool but we are really struggling artist and we just don’t get enough recognition but that’s all I’ll say on that note. It takes one good heart that will understand us we actually do work hard I know I do.

Shive: Why do you think it is hard for New Orleans artists to break into the music industry? It’s extremely hard for all of us because we lack knowledge in the entertainment world we just have talent no guidance that needs work Shive: Have you open up for any maintstream artists? Who would be your ideal artist to work with? BJ: I have opened up for a few one being Major Lazer aka Walshy Fire in Miami with Travis Scott was their on line up also and a few others it was crazy lit we did the Rum & Bass fest. And of course Big Freedia and Katey Red. Shive: What is your ultimate career goal? BJ: My ultimate goal is to go mainstream theirs room for more I think I can handle it and will bring something new to the world I pray. For more info on me or my music visit: https://www.instagram.com/ bjsocole_ https://soundcloud.com/bjsocole

BOTOX Q&A WITH SHALAN M. RANDOLPH, MBA, MSN, APRN, FNP-BC

forehead, frown lines and crow’s feet areas. • How does Botox work? Botox targets the underlying causes of wrinkles that result from repeated muscle contractions from frowning, squinting, smiling and raising the eyebrows. Botox temporarily interrupts muscle activity where a person will notice visible smoothing of the frown lines, forehead and crow’s feet. • Will my face look overdone or unnatural? Any client who receives Botox can still have a natural appearance. At Shay’s Health And Beauty, Shay assesses each client’s facial structure and areas of concern. Once complete, Shay will design a treatment plan that ensures natural correction of fine lines and wrinkles.

• What is Botox? Botox Cosmetics is a neurotoxin designed to temporarily treat moderate to severe frown lines, forehead wrinkles and crow’s feet.

• Is Botox safe? Botox is safe and the only FDA-approved neurotoxin treatment that treats moderate to severe wrinkles and fine lines of the

• Is Botox only for Women? Absolutely not - Botox is approved for both men and women. Dosage choice may differ between men and women based on their facial structure and wrinkle pattern.

However, the assessment and treatment process are very similar. • Do I need to start using Botox at a certain age? A person’s age does not determine when they should receive Botox, it’s the severity of their lines and wrinkles. Research has shown that many patients start to receive Botox their early 30s. Nevertheless, initiating Botox treatment is totally individualized and can be influenced by several factors such as genetics, reduction of collagen and/or sun damage. • How much time does a treatment take? Will it hurt? At Shay’s Health And Beauty Spa, to promote comfort, each client receives topical numbing cream prior to the injections. The actual treatment itself takes about 10 minutes while has no downtime. The initial injection may feel like a small pinch but otherwise, the procedure causes minimal pain. After the procedure, each client receives an icepack and a copy of the post care instructions. A person can go right back to work or normal daily activities right after being treated. • How quickly will I see results? Typically, a person can begin to see results within 48 to 72 hours which can last up to 4 months. However, results may vary from client to client and depends on the goal determined during the initial consult.

• What are the common side effects? Common side effects are initial discomfort at the injection site; tiredness headache (especially if it’s a client’s first-time receiving Botox); and eye problems (blurred vision or dry eyes). For a complete list of all possible common side effects, reach out to your aesthetics healthcare provider • Is that another type of generic Botox? Currently, there are several other types of Botox; within the market. However Botox is the one and only FDA-approved neurotoxin proven to treat forehead wrinkles, frown lines a

KENNETH JOHN HURST JR - KENO LOCATION:

NEW ORLEANS 11

29years

Shive: How did you get into the bounce scene and when did you decide it was your career choice? Keno: I got into bounce music back when I was in high school. I attended Eleanor McMain Secondary School located Uptown, New Orleans. Every lunch period my classmates and I would link up and have shakedowns. I was always the hype man. One day one of my classmates asked me to record a homecoming campaign song for her to help her win Senior Maid. I’ve always been in love with bounce music. It doesn’t matter what kind of mood I’m in, the energy from bounce always uplifted me and put me in good spirits. Shive: Who has inspire you to become the bounce artist you are today? Keno: Not to sound cocky but I inspired myself. I use to look up to a few of the old school bounce artist but once I really have to know them outside of the music, my whole perspective on them changed. I have my own flavor of bounce music. I always stood out from the rest even in my early days because my sound and creativity is unmatched. I can’t compare my music to anyone in the game right now; my sound is one of a kind, my creativity is limitless, and my voice is unique, all of which can’t be duplicated.

Shive: What would you consider your recognizable track?

Shive: Why do you think it is hard for New Orleans artists to break into the music industry?

Keno: My recognizable track would be “Beats Knockin “which was featured on numerous tv shows, commercials, and movies,” Wiggle Wop “which was featured on the Mountain Dew Commercial. Present day as far as BOUNCE it’s “Kicking Flavors “ , which I produced myself. It is about to hit 90,000 plays on Soundcloud in only a month.

Keno: I don’t think it’s hard for New Orleans artist to break mainstream but I do feel like a lot of the artist limit their creativity; they’re scared to step outside the box. I also believe that there isn’t enough support in New Orleans. It’s hard to find the right people to go to the next level with. Nobody can do it on their own, but it’s so difficult finding genuine people that have the same mindset, determination and drive as you.

Shive: Can you compare your music to any other bounce artist in the game right now?

Shive: Have you open up for any maintstream artists? Who would be your ideal artist to work with?

Keno: I combined Bounce Music with EDM Music and created a new wave called “ Electronic Bounce Music “. My first EDM track “Beats Knockin “was featured on a Grammy Award Winning Album By Diplo and Skrillex.

Keno: I’ve opened up for Juvenile and Mystikal For BUKU Fest. I’ve also shared the stage with Justin Bieber, Ty Dollar $ign, Fetty Wap, and 2 Chainz at HARD SUMMER Music Festival in California. My ideal artist to work with would be Missy Elliot. I love everything about her. Her creativity, style, fashion, farfetchness, lyricism . . . . EVERYTHING !

Shive: Bounce has become the latest trend in music. Many mainstream artists such as Chris Brown, Drake and Beyoncé have used it in their music. What is your opinion on this?

Shive: What is your ultimate career goal? Keno: My ultimate career goal is to become a national artist.

Keno: This is such a tender topic. My personal opinion is I see nothing wrong with the mainstream artists using bounce elements in their music. We’ve sampled them since bounce was created. Rewriting lyrics, sampling instrumentals and adding bounce beats to their songs so I don’t really don’t understand why so many New Orleans natives are upset behind this. They’re actually helping spread the culture of bounce music.

Music Resume: Lil Jon - Bad Bitches ft. Fly Boi Keno Collie Park - Be Alert ft. Fly Boi Keno Party Favor - Booty Loose / Wiggle Wop Jack U - Beats Knockin Music featured on Girls Trip, Neighbors 2, Mountain Dew, Bring It, Hit The Floor, So You Think You Can Dance, Honey 3, Need 4 Speed, Ballers, XOXO, Book Smart, TruTV etc. Jayarsonpgm on YouTube

NEW ORLEANS BOUNCE MUSIC BECOMING AN INTERNATIONAL SOUND It is 2019 and Bounce music has become more mainstream than ever. With several artists using the beats from; Chris Brown, to Beyonce, to the City Girls. People all over are now bopping to the music that New Orleanians have loved for decades. Starting out in the late 1980s bounce was introduced as a calland-response dance music that coined famous terms like “twerk”. Many emcees have come and gone over time but we’ve all enjoyed the music from T.T. Tucker, DJ Jubilee, Cheeky Blakk, Katey Redd, Magnolia Shorty and many more. Some of the most famous New Orleans artists have been influenced by bounce including Juvenile, Manny Fresh, Lil Wayne and even Master P. From the original bounce artists to the more recent ones, Shive Magazine wanted to give you a little history in bounce while finding out how some of these artists and DJs felt when it came to bounce being mainstream.

h s e r F y e n o M J D 16

Most of us grew up listening to the bounce mixings of DJ Money Fresh from the Jill Scott bounce remix to “Hot Steamy Relations”, Money Fresh was a part of our upbringing as well as a huge influencer and innovator in the bounce community. SHIVE: When did you first start DJing? Back in the day we used to have these small quaint parties with just me and my friends and some girls in the neighborhood. We’d just be in the basement and I’d be DJ’ing… I knew how to keep the party going and that made me think; ‘maybe I can do this.’ I was in middle school at that time, about 13. SHIVE: What was your first big accomplishment while DJing? I’d say things really took off when I got to Kennedy High School. I got with a group of friends who could rap and I could DJ… We called ourselves “Suave Productions”. We signed up for the St. Augustine High School talent show and we didn’t expect to win, but we won. SHIVE: How did you go from DJing parties and talent shows to making recordings?

My mind works in a way where when I see something, it’s like I can sort of put a soundtrack to it. Back then, there was this dance crew called the Street Fighters and when I saw them dance I was like, “Y’all need a song. And I can go home and make one.” I used my Sega Genesis, taking the sound effects from the Street Fighter video game. I just went into the settings and played around with the different effects and samples. Back then there was no real easy

way to record stuff so I had to do it on tape, freestyling with basically one take. SHIVE: Let’s get into Bounce Music. What’s your earliest experiences with bounce? Everybody has their on recollection of how it all started. For me, my earliest memory of bounce was when I heard DJ Irv. There was this place uptown called Ghost Town and it was just raw. The MC would just go in there live, there was no recording, the shows were

just live and it would be DJ Irv scratching the records while T.T. Tucker was on the mic. I was very young at the time so I remember it, but vaguely. SHIVE: Let’s talk about your come up into the bounce game and production game? I was DJing at a club called Climax and this guy named Kilo would come there to perform and he would have the club roll’n. He would sing “If you out there in the streets.” live. I saw that he had a lot of talent and was like, we can go to the studio and make some good music. I wanted to give the recording this live feel. Because that club energy is what drove Kilo. So we made it seem like a club in the studio. We invited girls and other people in the studio with him and the recording came out just like you hear it today. That was my first time making an actual production that went on an album and was a hit. That whole album was my first production. SHIVE: One of your biggest hits to date is the Johnny Remix. How did you come to

collab with josephine Johnny? One night I got my hands on a recording of one of his live performances. Next thing you know he went to jail. However, while he was in jail, I took that same recording and chopped it up to create the “Johnny Remix”. That song became one of the first tracks on my first album, The Remixuminary of Money Fresh. SHIVE: Speaking of recordings, What would you say are some of your most popular recordings? For my biggest recording I would have to fast forward to the Adele remix. That mix came about when I collabed with this guy named J Dawg. We created the mixtape titled: “808s and Brown Beats”. It was around 2011. When that song came out, it just went hard. Old people loved it, young people loved it. Of course “Hot Steamy Relations” and the Jill Scott remix were pretty popular too. SHIVE: What do you think makes you different from other producers? I always go for the songs that I think no one else will touch.

When I mixed the Adele, I knew no one was going to even think about doing that song. SHIVE: So let’s get into this new mainstream scene of bounce. How do you feel about bounce becoming mainstream and how is it affecting the local artists? Locals have to get a better business understanding. It seems like people outside of New Orleans handle their business first and play second and here we like to play first and maybe we’ll work tomorrow. It’s almost like, we really can’t get mad if we see somebody taking our stuff and putting it out there because their business is structured and they have a motor behind them to push it out there. When it comes to New Orleans, we’d make a hit song and just run to a club because we want to hear it. We don’t worry about the business side. We have to realize that it is bigger than that and learn to try to do business with the things that we create. We have to stop putting out all this good unique material without a manager.

A P P O

P J D

We all know DJ Poppa from giving us all the beats on Saturday night during the “Social Shakedown”. While Poppa is more recent to the scene than others; After DJing over the last 10 years, he has become an important staple in bounce world. SHIVE: What’s your musical background? I played in the band at Bell Jr High School and at Douglass Sr. High School. I’ve been around music my whole life. SHIVE: What type of music did you grow-up hearing? Give me examples. I grew up on old school music like; Maze and Frankie Beverly

the Isley Brothers. Along with music from, No Limit, Cash Money and Jay-z. SHIVE: When did you start DJing and what genres did you play in the beginning? I started in 1997. My cousin bought equipment and I used to roll with him. He eventually stopped, but I kept going. I originally started at block parties & local bars where I played mostly bounce and rap music. SHIVE: Why has bounce been an important genre for you to play in your sets? It didn’t matter what type of party I DJ’d; old or young I can play bounce and New Orleanians love hearing bounce music.

SHIVE: Who started the “Social Shakedown”? Juggie call me with the idea. I think it took like 3 days to come up with a name. Eventually I named it, “Social Shakedown” cause I wanted it to be tied to social media. We brought it to Q93 and the rest is history. SHIVE: How do you feel about bounce becoming more mainstream? Do you think it’s benefiting The local artists that’s been in the bounce game? I really feel like everybody is making money off of the New Orleans sound. Everyone except the New Orleans Rappers. It’s crazy! I just don’t get it.

k c la

B y d

e e K

While most know her from her bounce hits like “Hammer” and “Rock My World”, Keedy Black is far more than just a bounce artist. As the cousin of the late great Magnolia Shorty, Keedy holds the bounce scene down for the ladies while also speaking to and working with her community. When she’s not hitting a stage near you, she’s busy fighting gun violence as a community organizer.

SHIVE: When did you first get into music? Did you play any instruments as a kid? I started writing poetry and music at the age of 7. I also started playing the trombone in my elementary school band when I was 9 years old. SHIVE: What kind of music did you grow up listening to? I grew up listening to hip hop, old school music, RnB and bounce music. SHIVE: How did you get into performing bounce music? I started at DJs. I was known for rapping and dancing at the different DJs

don’t think New Orleans artists (hiphop, rnb or bounce) as a whole get enough recognition.

SHIVE: Bounce is becoming mainstream. As a bounce artists do you feel that New Orleans artists are getting enough recognition?

SHIVE: Who are some of the big names that you’ve worked with? As for hip hop, I’ve opened for

Jay Electronic, Rick Ross and Meek Mills. I’ve also worked with Kierra Sheard (gospel) and Big Freedia (Bounce) there are many more. But, Mia X is one of the biggest artists I’ve worked with from Nola.

TEST YOUR KNOWLEDGE OF PUBLIC RELATIONS IN THE MUSIC INDUSTRY

It is essential to know someone personally in the media to receive free publicity. True or false? False: There are thousands of newspapers, magazines, fanzines, as well as radio and television stations throughout the U.S. and around the world. Whereas it is always wise to establish contacts, and create relationships in the music business, never forget that the media needs information. If your message is relevant or newsworthy for their target audience they have more of a reason to use your information. Sending invitations to the media for record release parties, concerts, showcases, and any other music oriented events is a waste of time because no one in the media has the time to attend such functions. True or false? False: Granted, the competition for media attention is at an all time high. We live in an era when everybody and their sister make their own music. However, if your music, and the Image you project are suit-

ed for the magazine, newspaper, and radio station you have carefully researched, then your chances for coverage in the media increase greatly.

Trade Publications that cover music are only concerned with interviewing and featuring well known artists. True or false?

Record Labels that advertise in the print and broadcast media are offered free publicity based on the amount of money they spend on ads. True or false?

False: Finding new talent, and helping them reach more potential fans is an important function of the media. And, once again, when consistent relationships exist in the media, it is far easier to get reviews, calendar listings, articles, and interviews. Remember, anyone in the music business who invests their time and money supporting an artist, will see their careers progress as the artist’s career progresses.

False: Let’s just say that any media publication or broadcast station that is solely concerned with doing favors for their advertisers will eventually lose touch with their readers or listeners. They succeed only when they deliver news and information that their audience is interested in. Will your music help them reach that goal? However, an artist, or a Record Label that has a budget for consistent advertising, and a track record of financial success, is far more likely to get a lot of free publicity because of the “party train” factor. Where there is success, there you will find the media “getting on board”. Magazines, Newspapers, and

Holding the media hostage by telling them you will only advertise in their publications if they feature your music in a review, article, or interview is an effective way to get the media to support your music. True or false? False: Really False! This is the worst thing a band or artist can do. The idea is to make friends in the media, not enemies. (You’ll get those without much

money to a media representative, or buy them a special gift. True or false?

effort, I can assure you.). The media and music business is a business of opinions attached to “characters” attached to egos, attached to dollars and a lot of cents.

False: Refer to question #5 again. Remember, the idea is to establish relationships, not get a reputation for being into payola, a stigma attached to the big record companies since the 1950’s. Basically, it comes down to this. Be a good human being!. Be respectful of the media, and conduct your publicity and public relations ethically, and professionally. You will last a lot longer, and enjoy your work a lot more too

It is more effective to promote a onetime concert, or special event, than it is to regularly seek publicity for all newsworthy activities of an artist. True or false? False: The truth is that there is no such thing as a “one time publicity campaign”. Working an act is just that...work. See a publicity and public relations campaign as a career long commitment. Checkout any current celebrity who has been around the block a few times, and you will be noticing the results of the long-term publicity concept.

It is a good idea to call a media person at work to ask them for a CD review, or a concert plug. True or false? False: It is always appropriate to “follow up” on press releases that have been sent, and send thank you letters when a review, mention, or article was written; but NEVER call the media to initially inform them of any newsworthy event.

Sending a check to a charity or non-profit organization is a good way to get publicity for a band or artist. True or false?

The only publicity or public relations effort that matters is when large and influential publications and broadcast stations mention your music. True or false?

False: Performing for a charity or non-profit organization is the way to go. Writing a s check is a nice gesture, but think of doing benefit concerts for charities, or a political or social cause of some kind. The media are far more open to publicizing this type of event, than an ordinary concert. It also helps their “warm and fuzzy” community standing to get involved with such events.

False: “All publicity is good publicity” is an old saying. And it is basically true. Even the smallest comment or mention in a neighborhood newspaper, a music fanzine, a gossip column, or a plug by a college radio DJ is worthwhile. See all publicity successes as steps forward toward the larger media exposure opportunities.

An effective way to get publicity for a concert or a new CD release is to send

DONALD MORRIS JR.

A.K.A BIG CHOO LOCATION:

NEW ORLEANS 26

36years

Shive: Can you compare your music to any other bounce artist in the game right now? Choo: No, I have my own style. My voice is different than any artist that’s out right now and I do a different body of work to the music than others.

Choo: Good question! I’ve been trying to find an answer for years. But I think it has a lot to do with marketing and having a solid team behind you. Those are two of few reasons why I think it’s hard for New Orleans artists to break into the music industry.

Shive: Have you Shive: Bounce has be- opened up for any come the latest trend mainstream artists? in music. Many main- Who would be your stream artists such ideal artist to work as Chris Brown, Drake with? and Beyoncé have used it in their music. Choo: Yes, I opened up What’s your opinion for Rick Ross, Keisha on this? Cole, Lil Wayne, Chris Brown, Anita Baker and Choo: I love it. I always so on. My resume is inShive: How did you Shive: Which bounce knew that our sound sane. There’s so many get into the bounce artists did you grow would get accepted in dope artists but I’d like scene and When did up listening too? the real world of muto work with Teyana you decide it was sic and with the help Taylor. your career choice? Choo: I listened to of those major artist everybody growing up and platforms such as Shive: What is your Choo: I got into it but my favorites was ultimate career goal? from the party scene PNC, 5th ward Weebie, Beyoncé, Drake, Chris Brown and so on, it and simply networking Jubilee, Ms. Tee and only helps and shine Choo: To build an emwith the DJ’s from the Cheeky Blakk. light. It opens the pire! beginning. Every party doors for opportunities I went to I had to go Shive: What would for our culture to shine Shive: Any upcoming to the Dj booth. That you consider your even brighter. That’s a projects an was always a thing for recognizable track? good feeling. me to attend parties to Choo: BounceNWitBigCreally get involved. It Choo: I have several Shive: Why do you hoo Volume1 and upcomdidn’t become a cabut the one that put think it’s hard for ing projects from artist reer choice until after me on the map was the that I represent such as Katrina when my name John Legend remix that New Orleans artists to break into the mu- Six, FlyStar and AiryP really started buzzing. was done in 05. sic industry?

BUILDING A SOLID FINANCIAL

FOUNDATION As a highly successful Real-Estate Investor for the last eighteen years, Chayo Briggs understands the importance of having a solid credit rating. Society demands our credit resume be complete and serving of financial histories. Therefore, Chayo is committed to assisting his clients in achieving the best possible credit score based on their life goals. “There is no time like the present to build a solid financial foundation,” Chayo says. The longer you wait to start the process the more difficult it will be as you age, “Whether you’re hoping to pay down debt or build your savings, it’s important to start with a solid financial foundation,” according to Holly Morphew, a certified financial health counselor. “Whatever financial success looks like to you, it’s important to have a solid foundation so that you can get where you want to go,” Why Do You Need Credit?

As discussed in my book “Your Credit Defines Your Creditability” the importance of good credit extends beyond just purchases, in that your credit information may be used by potential employers and landlords as part of the selection process. Good credit is a necessary evil if you plan to make a major purchase, such as a car or a home. Credit is a convenience that must be taken seriously, especially, if you have an emergency. Credit grantors review credit resumes and credit reports to determine financial risk: If they lend you money, extend credit, or give goods and services, will you pay them back? Your choices in life will affect the ability to gain credit. Some considerations on your resume; residence tenor, employer statistics, balances in your bank account (do you have an account), savings account, and the length of service. The next focus is on what kind of assets do you obtain. The entire package determines whether you are extended the credit applied.

“The reason we want to have our personal finances under control is really so that you can create the life that you want,” Morphew says. Chayo advises individuals to begin where you are in life and create a plan from that standpoint. Several questions apply; 1. Do you have a large debt concern? 2. What type of emergency fund to you have? 3. Do you have a savings plan in progression? It’s always easier to build a solid financial foundation when you have a guideline to follow. Step One: How much income do you have to work with? Tip: The amount is not important; it’s setting a goal and sticking with the plan. Step Two: Open a savings account, if you don’t already have one. Step Three: Start building an emergency fund

The confidence you will feel by creating an emergency fund is unexplainable. It takes the stress out of everyday life, knowing you have some money in case the worst happens. Tip: It’s not if an emergency it’s when. Credit Utilization Issues with Late Payments Lenders consider payment history when evaluating your credit risk; deciding whether to approve you for credit. A long-standing history of on-time payments suggests that you are a responsible and reliable borrower; a poor history of on-time payments suggests that you may not repay debts and could result in a costly loss to the lender. Being unreliable with payments is a red flag to financial institutions, and several things can occur when you pay late. Paying late is a dangerous credit habit that could lead to more damaging credit actions, such as neglecting an account until it becomes delinquent or sent to collections. An account in collections may remain on your credit report for seven years and cause even more damage than a late payment. • • • •

You’ll usually be charged a late fee. Your interest rates may rise. It may end up on your credit report. It might decrease your credit score.

As president of Briggs & Lay Pro, Inc. and a multitude of other services including Credit Repair Chayo educates his clients on how financial advisors and consumer advocates suggest reviewing your financial plans on a continual basis. As life progresses, so do our goals; therefore, it’s imperative we maintain an accurate assessment of our monetary foundation. Contact Me Website chayobrigg.com Facebook Dr. Chayo Briggs Instagram Dr. Chayo Briggs LinkedIn Dr. Chayo Briggs

MARLO HORTON

AKA 10TH WARD BUCK LOCATION:

ST. THOMAS PROJECT OF NEW ORLEANS 30

39years

Shive: How did you get into the bounce scene and when did you decide it was your career choice? Buck: It stared out in the St. Thomas project. My friend told a girl to get her draws out her booty so I was like let’s make it a song and from there I’m here.

time then needed. Shive: What movies could we catch you in? Buck: Dead man walking, all the kings’ men, block party, sons of New Orleans and Don’t let that man go. Shive: What would you consider your recognizable track?

I never decided it would be my career that’s i you see me doing other things. I record songs as a hobby and somehow people like them.

Buck: St. Thomas

Shive: Which bounce artists did you grow up listening too?

Buck: Nope

Buck: DJ Jubilee Shive: You mention you do other things. What other things are you into? Buck: I coach youth football, I’m an actor and a instagammer not to mention full time father. Shive: You have alot going on. How do you manage it all? Buck: Plan things out and limit time without giving one thing more

Shive: Can you compare your music to any other bounce artist in the game right now?

Shive: Bounce has become the latest trend in music. Many mainstream artists such as Chris Brown, Drake and Beyoncé have used it in their music. What’s your opinion on this? Buck: It’s a good look for bounce. It’s a sign that we’re finally being heard.

don’t think that there’s a big market for it. You can drop 1 or 2 but not a whole album.

Shive: What is your ultimate career goal? Do you still want to be a part of music?

Shive: Have you opened up for any mainstream artists?

Buck: Actually my goal is to open up a lane for my kids to be successful. I want to be a part of music for life.

Buck: I’ve opened for Monica. Shive: Who would be your ideal artist to work with?

Shive: Why do you think it’s hard for New Orleans artists to break into the music industry?

Buck: My idea artist Mary J Blige, Anita Baker

Buck: Record labels

Shive: Any upcoming projects any? Buck: None as of now. For more info on me or my music visit: Instagram @_10thwardbuck

ISSUE 22

RELEASE PARTY