Block Issue 05

DIGITAL REBOOT 数字重启

区块链

EDITOR 编辑

Katy Micallef

CREATIVE DIRECTOR 创意总监

Jessica Camilleri

PHOTOGRAPHY 摄影

Aleksey Leonov

CONTRIBUTORS 撰稿人

Laetitia Bradamante, Maria Debrincat, Jeremy Micallef & Luke Scerri

SALES 销售

Sophie Crouzet, Ana Maria Duarte Delgado

Denis Dzyubenko, Sofya Puzhaykina & Sintija Rimsa

EDITOR’S NOTE 编者注

It would have been tempting to sit back on our laurels and enjoy this pandemic interlude, but as it turned out; we simply haven’t had the time. In the wake of a successful first run with AIBC Asia Digital, the company has fully embraced the opportunities the online world has to offer. We followed through with a second digital summit, this time in 3 languages, helping us delve further into the up-and-coming LatAm markets.

This multi-lingual approach is in line with a new, global vision which saw the launch of new events in the Americas, Asia, and Africa, and the addition of 5 new languages to our website. Through a more diverse offering we hope to connect with a growing international audience, a sentiment we plan to amplify later this year when we introduce a further iteration of languages; French, Korean, Japanese, Thai, and Hindi.

It is also for this reason that AIBC summit has made plans for its inaugural virtual event in November. Custom-designed, the summit offers an interactive and visual experience to attendees, leveraging the latest cutting-edge tech to design a state-of-the-art virtual events space.

In tandem with these shifts and changes, this publication has also moved with the times. For the first time ever, the magazine offers a trifecta of verticals within its pages; bringing emerging tech, med tech and med cann together under one cover.

It is with thanks that I conclude - to co founder, Eman Pulis, for his bold leadership, and to the editorial teams for taking this issue to the next level.

本来我们很想坐享其成，享受疫情带来的这段插曲，但 事实证明，我们根本没有时间。在SiGMA亚洲数字峰会 的首次成功举办之后，公司已经完全拥抱了网络世界能 够带来的机会。我们接着举办了第二场数字峰会，而这 次，活动采用三种语言，帮助我们进一步深入到新兴 的拉美市场。

这种多语言做法与我们新的全球愿景相契合，随着在美 洲、亚洲和非洲推出新活动，同时可见到我们的网站上 增加了5种新语言。我们希望通过更多样化的服务与越 来越多的国际观众建立联系，也计划在今年晚些时候推 出韩语、日语、泰语和印地语等更多语言。

也正是因为这个原因，SiGMA已经计划在11月举办首届 虚拟活动。峰会将为与会者提供互动和视觉体验，利用 最新的尖端技术设计一个最先进的虚拟活动空间。

协同这些转移与变化，出版品同样也随着时代浪潮前 进。这本杂志首次在内页中涵盖了三个垂直领域：将新 兴技术、医疗技术和医用大麻汇集在同一期内容。

最后，我怀着感谢的心情——感谢共同创始人Eman Pulis的大胆领导，也感谢编辑团队将本期杂志提升到 一个新的水平。

Katy

Aleksey Jess

FEATURE 专题报道 CONNECTED, INFORMED, AND SAFE 冲破银行束缚

Malta’s Health Minister, the Hon. Chris Fearne on digital health for all. 马耳他卫生部长Chris Fearne谈论全民数字健康。

COVER STORY 封面故事

MALTA: DIGITAL REBOOT 数字重启

The Hon. Clayton Bartolo gets candid about Malta’s digital future. Clayton Bartolo真诚地分享了马耳他的数字化未来。

Q&A 问答 DE[TECH]TING INNOVATION 科技创新

Dana Farrugia discusses Tech.mt’s vision and its aim to add local growth. Dana Farrugia讨论Tech.mt的愿景及其帮助当地发展的目标。

保留所有权利。未经事先书面同意，严禁复制全部或部分内容。《BLOCK》中表述的意见不一定是编辑 或出版商的意见。我们会采取一切合理的谨慎措施来确保真实性和准确性，但编辑和出版商不对文章、广 告、照片或插图中的错误或遗漏负责。

Q&A 问答 AKON’S AFRICA 阿肯的非洲

Explore Akon City - a Pan-African smart city in the heart of Senegal. 探索 Akon City ——位于塞内加尔市中心的泛非洲智慧城市。

FEATURE 专题报道

AI: QUO VADIS? 人工智能：QUO VADIS？

Stefano Filletti calls for judicial reform in liability cases involving AI. Stefano Filletti呼吁对涉及人工智能的法律责任案件进行司法改革。

FEATURE 专题报道 THE DAWN OF INDUSTRY 4.0 工业4.0的曙光

Leveraging DLT to harmonise data exchanges. 利用DLT来协调数据交换。

60

您想出现在下一期的《BLOCK》中吗？ 关于广告机会的更多信息，请致电(+356) 9915 0486, 或发送电子邮件至pr@blockchainsummit.com.

GALLERY 图库 RELIVE THE MOMENTS 精彩回顾

Relive the best moments from our most recent events. 回顾我们近期活动的最佳时刻。

FEATURE 专题报道 FUTURE OF FINANCE IN LATAM 拉美的金融未来

Fintech is fueling an economic revolution in LatAm. Etienne Farías investigates. 金融科技正在推动拉脱维亚的经济革命，Etienne Farías对此进行了调查。

Leveraging block tech to develop a decentralised system for biomedical data. 利用区块技术开发生物医学数据的去中心化系统。

All rights reserved. Reproduction in whole or in part is strictly prohibited without prior consent in writing. Opinions expressed in the BLOCK are not necessarily those of the editor or publisher. All reasonable care is taken to ensure truth and accuracy, but the editor and publishers cannot be held responsible for errors or omissions in articles, advertising, photographs or illustrations.

100 94

Q&A 问答 TRANSFORMATION THROUGH TECH 通过技术实现转型

82 94

Digital Health Malta is transforming the health care sector through emerging tech. Digital Health Malta 正在通过新兴的方式改变卫生保健部门。

FEATURE 专题报道 IT’S A MATTER OF LIFE & (SEX) TECH 科技创新

How to protect, track, verify, and share your sexual health status. 如何保护、追踪、核实并分享我们的性健康状况。

WHO’S WHO 谁是谁 IN THE #AIBC ECOSYSTEM 在#AIBC生态系

Get to know key figures on the emerging and medical tech scene. 来认识新兴科技与医疗场域的关键人物。

The BLOCK is published by Viking PC Health Ltd., Judge Paolo Debono Str., Msida Skate Park, Msida. MSD2032, Malta.

Would you like to be in the next issue of BLOCK?

SPEAKING THE SAME LANGUAGE 说着同一种语言

The onset of the pandemic has given this industry a rare luxury; time. Time to think, time to talk.

And we haven’t wasted a moment of this valuable resource, choosing to funnel our energy and resources into a series of high-end digital and virtual conferences, revamping our websites, and investing in our media.

Like most other businesses out there, our events have undoubtedly been shaped by the current pandemic. Travel restrictions meant that we had to make the tough decision to postpone our 2020 summits planned for Malta and Manila.

Despite this, we’ve still got the future in our sights. This year we launched a new initiative: AIBC Americas - setting 2021 up to be an incredible year for a global adventure. We’re also launching AIBC Africa in 2022, with South Africa confirmed as our first port of call.

2020 still holds a lot of promise. We explored Asia and the Americas in our inaugural online conferences, with a series of interactive debates giving voice to experience. Our LatAm focussed-event was held, for the first time, in multiple languages.

Our growing international portfolio is reflected in the changing face of our website, with content now available in 10 languages. This more multicultural outlook reflects our understanding of the dynamics of a fast-changing marketplace and the value of a broader outlook.

Towards the end of the year SiGMA is stepping up its game with a virtual, interactive summit geared towards the European market. We’re leveraging cutting-edge technology to bring our delegates and sponsors as close as possible to the real deal.

Until then, say safe.

疫情的发生为这个产业带来一项难得的奢侈 品，那就是时间。它使人们有时间去思考，有 时间去交流。

而我们没有浪费这宝贵的资源，选择将精力与 资源投入到一系列高端的数字和虚拟会议中， 改造我们的网站，并且投资我们的媒体。

和其他大多数企业一样，我们的活动无疑也受 到了当前流行病的影响。旅行限制使得我们不 得不做出艰难的决定，推迟原本计划在马耳他 及马尼拉举行的2020年峰会。

尽管如此，我们仍然着眼于未来。今年，我们 推出了一项新举措：AIBC美洲——将2021年 打造成全球探险的精彩一年。我们还将于2022 年推出AIBC非洲，并确定南非为我们的第一个 停靠港。

2020年仍旧充满希望。我们在首届在线会议上 探索了亚洲和美洲，通过一系列互动辩论为经 验发声。第一次，我们采用多种语言，举办该 场以拉丁美洲为重点的活动。

我们不断增长的国际组合反映在网站不断变化 的面貌上，网站内容以10种语言提供。这种更 多文化的前景，反映了我们对快速变化的市场 动态的理解，以及更广泛的前景的价值。

今年年底，SiGMA将举办面向欧洲市场的虚拟 互动峰会，以加强其版图。我们将利用尖端技 术，让我们的代表与赞助商尽可能地接近真实 的交易。

到时候见，请保安康。

完

Eman Pulis, Founder of SiGMA Group

Connected, Informed, and Safe 连通, 知情, 安全

MALTA’S MINISTER FOR HEALTH, CHRIS FEARNE, WRITES ABOUT MALTA’S VISION TO ENABLE THE DIGITAL TRANSFORMATION OF HEALTHCARE - LEAVING NO ONE BEHIND.

马耳他的愿景是实现医疗服务的数字化转型，不让一个人掉队。

In the past months of the pandemic, med tech faced a number of challenges due to the reduced amount of elective interventions, but it also experienced immense growth in some areas such as Digital Health, Telemedicine, Robotics and Wearables. Malta also experienced this growth and there is truly no going back from this. In fact, we’ve kicked off the very first Telemedicine Centre in Malta under the auspices of Primary Healthcare Malta with more than 100,000 consultations under our belt in less than 6 months.

We’re also working tirelessly to introduce inpatient prescribing at Mater Dei Hospital through Mario, our robotic pharmaceutical dispensing machine and SOFIA, the companion software that enables the prescribing decisions of doctors and nurses at Mater Dei Hospital. In fact, we’re currently underway with the implementation of the SOFIA inpatient prescribing system at Mater Dei Hospital supported by the deployment of 17 Robotic Dispensing Machines. We plan to fully deploy them by 2021. Our vision is to help doctors and nurses prescribe and dispense the right medicine at the right dosage, and potentially eliminate all human error. We have also fully implemented the use of Robotic Surgery for prostaterelated surgery, and we are looking to further expand this service to gynaecology, liver and ear, nose and throat surgery.

在过去几个月的疫情中，由于选择性干预的数量减 少，医疗技术面临着一些挑战，但在一些领域， 如数字健康、远程医疗、机器人和可穿戴设备等领 域，却也经历了巨大的增长。马耳他也经历了这种 增长，而且确实没有回头路。事实上，我们已经在 马耳他初级保健的支持下，启动了马耳他第一个远 程医疗中心，在不到6个月的时间里，咨询量超过 了10万次。

我们还在不懈努力为Mater Dei医院引入住院病人

处方，通过Mario——我们的机器人配药机，以及 SOFIA——配套软件，协助Mater Dei医院的医生 和护士做出处方决定。事实上，我们目前正在实施 SOFIA住院处方系统，并部署了17台机器人配药机 作为支持。我们计划到2021年全面部署这些机器。 我们的愿景是帮助医生和护士按照正确的剂量开出 处方，并配出正确的药物，同时有可能消除所有人 为错误。我们还全面实施了前列腺相关手术中的机 器人手术应用，并希望将这项服务进一步扩展到妇 科、肝脏和耳鼻喉手术。

When thinking about med tech, especially in 2020, the travelling of data and information in between different health information systems has become all the more prominent. In the past year we have taken important and challenging decisions to enable the digital transformation of healthcare through the implementation of numerous projects, namely the Electronic Patient Record for Primary Healthcare. The turnaround and implementation of this system happened at an unprecented speed. It kicked off before COVID-19 and by May we had the Electronic Patient Record in more than 60 locations. We have already recorded more than 1 milllion patient encounters since its launch last November.

Public Health also embraced the digital transformation accelerated by the COVID-19 pandemic by deploying several technologies in record times such as COVID-19 Check, a symptom checker to assess your risk for COVID-19, Go.Data, a WHO Outbreak Management System used by more than 40 countries world-wide and COVID Alert Malta, Malta’s official proximity tracing app.

In fact COVID Alert Malta was designed, developed, and delivered together with the Malta Information Technology Agency, a nationwide digital proximity tracing app in less than 6 months supported by a legal framework and robust information security

在思考医疗技术时，尤其是在2020年，不同医疗信息系统之间的数据 和信息传递变得更加显著。过去一年里，我们做出了重要而富有挑战性 的决定，通过实施众多项目，即基层医疗电子病历（Electronic Patient Record for Primary Healthcare），实现医疗的数字化转型。这个系统的 处理与实行正以前所未有的速度发生。它在疫情爆发前启动；5月时，我 们已经在60多个地方安装了电子病历。自去年11月启动以来，我们已经 记录了超过一百万次的病人经历。

公共卫生部门也接受了因疫情而加速的数字转型，在创纪录的时间内部 署了多项技术，如新冠肺炎检查（一个评估新冠肺炎风险的症状检查 器）、Go.Data（全世界40多个国家使用的世卫组织疫情管理系统）以 及COVID Alert Malta（马耳他官方的近距离追踪应用程序）。

事实上，COVID Alert Malta是与马耳他信息技术机构一起设计、开发和

交付的，在不到6个月的时间里，在法律框架以及强大的信息安全审计支 持下，推出了一个全国性的数字近距离追踪应用程序。最重要的是，我 们的目标是提供最高水平的透明度，在一个公开的开源代码仓库提供我 们的代码。通过这种完全公开透明的方式，我们在不到5天的时间里就达 到了6万次下载，涵盖大约12%的人口。

“ Our vision is to help doctors and nurses prescribe and dispense the right medicine at the right dosage, and potentially eliminate all human error ”

audit. Best of all we’re aiming for the highest level of transparency by making our code available in a publicly available open-source repository. With this fully open and transparent approach, we’ve managed to reach 60,000 downloads in less than 5 days relating to approximately 12% of the population.

In the past 7 years, through the CONvErGe and Mapping Tomorrow EU-Funded Projects, the Government of Malta has accelerated the digital transformation of multiple sectors and this has had an immense impact on health. Here, we are looking towards a future where using paper documents to manage your health will be truly a thing of the past.

This October the Med Tech and Med Cann Summit are happening at the right time and at the right place. The unprecedented growth of med tech is still taking place despite the challenges of the COVID-19 pandemic and the shifts towards crisis-oriented interventions and telemedicine. We are looking towards a future where we will see an increased demand for dynamic critical care models, enhanced virtual care using connected solutions and reinventing the way that we prepare for nosocomial threats and infection control.

In the local community, we have noted a rising demand in patient engagement with the number of users on myHealth getting closer to the 100,000 mark, and this is truly reflective of the direction that the Med Tech Industry is heading towards. We’re truly encouraged by the active and growing Digital Health Ecosystem powered by Non-Governmental Organisations such as Digital Health Malta, that also plays an important role as one of the co-organisers of the Med Tech Summit. And last, but not least, we look forward to seeing the ever-growing educational and research efforts happening at the University of Malta.

We are at an important juncture and through the concerted efforts of all the relevant stakeholders, including the private industry, Malta can be the med tech and digital health innovation hub, with its unique characteristics of being an English-speaking country, having direct connections within the European Union and the Commonwealth, and its excellent healthcare system, giving us the right competitive edge to succeed. Through this, we can embrace the vision of digital health and med tech for all and not just the few.

在过去的7年里，马耳他政府通过CONvErGe以及Mapping Tomorrow欧盟资助的项目，加快了多个部门的数字化转 型，这对卫生领域产生了巨大的影响。在这里，我们正在 展望一个未来，使用纸本文件管理健康的做法将真正成为 过去。

今年10月的MedTech和MedCann峰会的举办恰逢其时其 地。尽管面临着新冠病毒大流行的挑战，以及转向危机导向 的干预与远程医疗，医疗技术仍以前所未有的速度增长。我 们正在展望一个未来，在那里，我们将看到对动态重症护理 模式的需求增加，利用互联解决方案加强虚拟护理，并重塑 我们应对院内威胁的准备以及感染控制的方式。

在本地社区，我们注意到患者参与的需求不断增 加，myHealth的用户数量已接近10万大关，这也真实地反 映了医疗技术产业的发展方向。Digital Health Malta等非政 府组织推动着数字健康生态系统的活跃和发展，让我们倍受 鼓舞，该组织作为MedTech峰会的协办方之一，也发挥了重 要作用。最后，但也同等重要的，我们期待看到马耳他大学 不断发展的教育和研究工作。

我们正处于一个重要的关口，通过包括私营企业在内的所有 相关利益方共同努力，马耳他可以成为医疗技术和数字健康 创新中心，运用其独特的特点：英语系国家、与欧盟和英联 邦有直接的联系、拥有优秀的医疗系统，这些都使我们具有 成功的竞争优势。通过这一点，我们可以实现这个愿景—— “数字健康和医疗技术是为所有人服务，而不是少数人”。

“我们的愿景是帮助医 生和护士按照正确的剂 量开出处方，并配出正 确的药物，同时有可能 消除所有人为错误”

THE MEDICAL CANNABIS VALUE CHAIN THE MEDICAL CANNABIS VALUE CHAIN

医用大麻价值链

STUART LAMBIE, WHO ACTS AS STRATEGIC ADVISOR FOR MEDICAL CANNABIS EUROPE, SITS DOWN WITH BLOCK MAGAZINE FOR A LOOK AT THE CHALLENGES OF ESTABLISHING A PATIENT-FOCUSSED REGULATORY FRAMEWOWRK FOR MEDICINAL CANNABIS. STUART ALSO LENT HIS VOICE AS A VIP SPEAKER TO THE OCTOBER DIGITAL CONFERENCES FOR MED TECH AND MED CANN.

TELL US A BIT ABOUT THE NON-PROFIT MOVEMENT MEDICINAL CANNABIS EUROPE AND WHAT IT HOPES TO ACHIEVE OVER THE NEXT COUPLE OF YEARS.

Medicinal Cannabis Europe is the only pan-European multistakeholder organisation that aims for patients’ fair access to safe, high-quality medicinal cannabis. It brings together patients, academics, scientific communities, as well as industries. It aims to achieve patients’ fair access via the establishment of a regulatory framework at European level that would harmonise the production, distribution and use of cannabis-based treatments.

IS THERE A LACK OF HARMONISATION OF LEGISLATION GOVERNING MEDICINAL CANNABIS ACROSS EUROPE?

Yes. In fact, Member States regulate the licensing, production, distribution and access to medicinal cannabis. Across the EU, the legislation governing medicinal cannabis is fragmented. This lack of harmonisation is detrimental for patients’ access, and it also precludes proper research and innovation on the benefits of medicinal cannabis and hinders the development of the European medicinal cannabis sector. For instance, one country would allow prescription of medicinal cannabis but would not have any regulation in place for domestic production. Patients would then be obliged to rely on supply coming from abroad, which leads to a higher cost of the medicines. This example also emphasises that a given country can be dependent on international suppliers, who may reduce their production or face regulatory hurdles for shipping their raw products, causing shortages which directly affect patients’ ability to get their treatment.

告诉我们一些关于非营利性运动Medicinal Cannabis Europe的情况，以及它希望在未来几年 内实现的目标。

Medicinal Cannabis Europe是唯一的泛欧洲多方

利益相关者组织，它汇集了患者、学术界、科学界 以及产业界的力量，旨在让得以患者公平地获得安 全、优质的药用大麻。它的目标是通过在欧洲层面 建立一个监管框架，协调大麻治疗的生产、销售和 使用，实现患者的公平使用。

欧洲各地的医用大麻立法是否缺乏统一性？ 是的。事实上，各成员国对医用大麻的许可、生 产、分销和获取进行了监管。在整个欧盟，医用大 麻的相关立法十分零散。这种缺乏统一性的情况不 利于患者获得医用大麻，也妨碍了对医用大麻的益 处进行适当的研究和创新，并阻碍了欧洲医用大麻 领域的发展。例如，一个国家可能允许开立大麻药 物的处方，但对国内生产却没有任何规定。这样一 来，患者就不得不依赖国外的供应，从而导致药品 成本上升。这个例子也凸显了，当某个国家依赖国 际供应商，若这些供应商减少生产，或在运输原料 产品时面临监管障碍，这会造成短缺并直接影响患 者接受治疗的能力。

STUART LAMBIE，现任 MEDICAL CANNABIS EUROPE 战略顾问，与《BLOCK》杂 志一起探讨了建立以患者为中 心的药用大麻监管框架的挑 战。STUART在10月份的MED TECH和MED CANN数字会议上 还以VIP演讲者身份发言。

WHAT ARE THE KEY CHALLENGES THE MEDICAL CANNABIS VALUE CHAIN FACES WITHIN THE EUROPEAN UNION?

Patients are mainly struggling with accessibility and affordability of cannabis-based treatments, while the industry needs to adapt to different, fragmented rules and standards which hinder the smooth running of the EU internal market. Funding for research on medicinal cannabis is also limited within the EU, and that affects the ability of the scientific community to tap into the potential of cannabis-based treatments through new scientific evidence. Medicinal Cannabis Europe voices the concerns of the value chain towards EU decision-makers and advocates for a set of clear, minimum rules in the European Union.

A NUMBER OF POLICY MAKERS HAVE BEEN CALLING ON THE EU TO ENSURE FAIR PATIENT ACCESS TO MEDICINAL CANNABIS IN EUROPEWHERE DO WE STAND?

In February 2019, the European Parliament adopted a resolution on the use of cannabis for medicinal purposes. The Parliament urged the European Commission and Member States to facilitate fair access to cannabis-based medicines, to agree on a common definition of medicinal cannabis and to boost research and innovation to develop more scientific evidence.

In April 2019, Medicinal Cannabis Europe launched a Policy Pledge addressed to Members of the European Parliament (MEPs) which calls for the establishment of a harmonised European regulatory framework and for the allocation of EU funding for research on medicinal cannabis. We have seen an increased support from MEPs from across the political spectrum over the past few months, but a lot remains to be done! In this context, on 13 October, MEPs Frédérique Ries, Tilly Metz and Alex Agius Saliba together with Medicinal Cannabis Europe will host a conference at the European Parliament to address the next steps and pave the way towards a European approach on medicinal cannabis.

WHY DO YOU THINK THERE IS SUCH MISTRUST SHOWN BY MEDICAL PROFESSIONALS WHEN IT COMES TO PRESCRIBING CANNABIS-BASED MEDICAL PRODUCTS?

Many healthcare professionals argue that there is not enough scientific evidence to substantiate and justify the safe prescription of medicinal cannabis as a treatment. In this regard, the allocation of research funds is paramount to identify and demonstrate the benefits of medicinal

cannabis applications. Beyond research, healthcare professionals also need to be trained and educated on the already existing scientific evidence on medicinal cannabis. In this regard, some Medicinal Cannabis Europe’s members are actively involved in initiatives to train doctors and nurses, to develop knowledgeable medical professionals who could include cannabis-based medicines as part of a patient’s treatment for certain conditions (e.g. epilepsy, pain alleviation, fibromyalgia).

WHAT KEY CHANGES TO THE MEDICAL CANNABIS SECTOR ARE GOING

TO DEFINE THE NEXT FEW YEARSPARTICULARLY IN TERMS OF REGULATION?

At international level, there are ongoing negotiations to amend some cannabis classifications under the 1961 Single Convention on Narcotic Drugs. In particular, one recommendation suggests removing cannabis and cannabis resin from Schedule IV of the Convention, which includes substances liable to produce ill-effects and have little or no therapeutic use. If this recommendation passes, it would be an official acknowledgment of the therapeutic potential of cannabis at international level, hopefully opening the doors to more research on the topic. At EU level, there are several upcoming health-related initiatives where medicinal cannabis could play a role. For instance, the EU Beating Cancer Plan – expected by the end of the year – would encompass measures to improve the quality of life of cancer patients. The benefits of cannabis-based medicines to alleviate the side-effects of cancer treatments (e.g. nausea, lack of appetite) should be recognised and further promoted within the Plan.

We are strongly convinced that step-by-step, with the cooperation among the different players of the value chain and the support of policymakers, we will make tremendous steps ahead in ensuring patients’ fair access to cannabisbased treatments!

“ Patients are mainly struggling with accessibility and affordability of cannabisbased treatments ”

在欧盟内部，医用大麻价值链面临的主要挑战是什么？

患者主要为了大麻治疗的可及性与负担能力感到挣扎；产业则需 要适应不同且分散的规则与标准，它们阻碍了欧盟内部市场的平 稳运行。欧盟内部对医用大麻的研究资金也很有限，这使得科学 界通过新的科学证据挖掘大麻治疗潜力的能力受影响。Medicinal Cannabis Europe向欧盟决策者表达了对价值链的关切，并呼吁 欧洲联盟制定一套明确的最低规则。

一些政策制定者不断呼吁欧盟确保患者公平地获得欧洲的医用大 麻——立场是什么？

2019年2月，欧洲议会通过了一项关于大麻医用的决议。议会敦 促欧盟委员会与各成员国促进大麻药物得以公平取得，在医用大 麻的共同定义上达成一致，并推动研究和创新，以发展更多科学 证据。

2019年4月，Medicinal Cannabis Europe向欧洲议会成员 （MEPs）发起了一项政策承诺，呼吁建立一个统一的欧洲监管 框架，同时分配欧盟资金给医用大麻的研究。过去的几个月里， 我们看到越来越多来自各政治派别的MEPs表达支持，但仍有许 多工作要做！在此背景下，10月13日，欧洲议会议员Frédérique Ries、Tilly Metz和Alex Agius Saliba将与Medicinal Cannabis Europe一同在欧洲议会举办一场会议，讨论下一步，并为欧洲的 医用大麻铺路。

哪些关键变化将定义医用大麻领域未来几年的发展——特别是在 监管方面？

在国际层面，目前正在进行修订《1961年麻醉品单一公约》中部 份大麻分类的协议。特别的是，有一项建议建议将大麻和大麻树 脂从《公约》附表四中删除，该附表条列可能产生不良影响以及 很少或没有治疗用途的物质。如果这项建议获得通过，这将是国 际上正式承认大麻的治疗潜力，有望打开进行更多相关研究的大 门。在欧盟层面，即将出台的几项与健康有关的举措中，医用大 麻可能扮演重要角色。例如，欧盟的 “战胜癌症计划”——预计

将于今年年底出台——将包括改善癌症患者生活质量的措施。大 麻药物对减轻癌症治疗副作用（如恶心、食欲不振）的好处应得 到承认，并在该计划中进一步推广。

我们坚信，通过价值链不同参与者的合作以及决策者的支持，在 确保患者公平获得大麻治疗的这条路上，我们将逐步迈出巨大 步伐！

您认为医疗专业人士在开具大麻类医疗产品处方时，为何会表现 出如此的不信任？

许多医疗专业人员认为，没有足够的科学证据来证实与证明医用 大麻得以作为一种治疗的安全处方。于此，研究资金的分配对于 确定和证明医用大麻应用的好处是至关重要的。除研究外，还需 要对医疗专业人员进行现有医用大麻科学证据的培训和教育。在 这方面，Medicinal Cannabis Europe的一些成员积极参与培训医 生和护士的行动，以培养知识渊博的医疗专业人员，使他们能够 将医用大麻纳入作为患者某些病症（如癫痫、止痛、纤维肌痛） 的疗程一部分。

“患者主要为了大麻治疗的可 及性与负担能力感到挣扎”

SUSTAINABILITY

THE UNDISPUTED FUTURE OF CANNABIS

FROM BIODEGRADABLE JOINT TUBES, TO SUSTAINABLE CANNABIS CULTIVATION, LAETITIA BRADAMANTE DIVES INTO THE SUITABILITY TREND ON THE HORIZON WITHIN THE MED CANN INDUSTRY FOLLOWING A MOVEMENT FOCUSSED ON HEALTH AND SOCIAL RESPONSIBILITY.

从可生物降解的套管，到可持续的大麻 种植，LAETITIA BRADAMANTE在专

注于健康和社会责任的运动之后，深入 探讨了医用大麻产业内的适用性趋势。

可持续性 大麻不容置 疑的未来

The pandemic and the climate change crisis have undoubtedly acted as a wakeup call for everyone to reflect on how we live our lives, and, most importantly, our health and wellbeing. As the cannabis market matures, and the consumer base widens, a boom in the hemp, CBG and CBD industries is forecasted; and along with it, an increase in demand for sustainable cannabis.

This demand hasn’t been a surprise as the industry has noticed a more educated and savvier consumer; demanding green and ethical products and reduced wasteful practices in suppliers. ‘Organic, clean and natural’ is the universal saying adopted by customers as they are more socially responsible than ever.

WAFBA’s Morris Beegle tells Forbes that due to COVID-19 “more emphasis will be placed on health and wellness, eating good foods, and taking nutritional supplements”. He continues, stating: “I see hemp superfoods and supplements that include CBD, CBG, full and broad-spectrum extracts will find their way into more and more people’s diets over the coming months and years”.

疫情与气候变化危机毫无疑问地给大家敲响了警钟，让 大家反思我们的生活方式，最重要的是反思我们的健康 和福祉。随着大麻市场的成熟以及消费群体的扩大，预 计大麻、CBG和CBD产业将出现繁荣，随之而来的是对 可持续大麻的需求增加。

这种需求并不意外，因为该产业已经注意到了一群更有 教养且更精明的消费者：他们要求绿色且道德的产品， 减少供应商的浪费行为。”有机、干净与天然”是消费 者普遍采用的说法，因为他们比以往任何时候都更有社 会责任感。

WAFBA的Morris Beegle告诉《福布斯》，由于新冠

疫情，“对于健康和保健将会有更多强调，吃好的食 物，服用营养补充剂。”他继续说道:“ 我看见在未 来几个月和几年内，大麻超级食品与补充剂，包括 CBD，CBG，全谱与广谱提取物，将找到方式进入越来 越多的人的饮食中。”

While discussing the shift towards sustainable cannabis, Aster Farms’ Sam Ludwig comments, saying: “the average user will be more discerning, caring about who, where and how the cannabis products they spend their money on are produced,” Forbes reports.

Aster Farms is a sustainable cannabis company based in Oakland, California, and embodies the mantra ‘The cleanest, meanest and greenest around’. Letting nature do the work, Ludwig notes that ensuring transparency with their customers and seed-toseed quality control is essential following the recent vape scare erupting back in 2019.

在谈到产业朝向可持续发展大麻转变时，Aster Farms 的Sam Ludwig评论说：“ 普通用户将更加挑剔，关心 他们花钱购买的大麻产品是由谁、在哪里以及如何生产 的”，《福布斯》报道。

Aster Farms是一家位于加州奥克兰的可持续发展大麻公 司，它的口号是 “最干净、最挑剔、最绿色”。让自然 来做这件事，Ludwig指出，在2019年的电子烟恐慌爆发 后，确保对客户的透明度，以及种子到种子的质量控制 是至关重要的。

“ Greater adoption of renewable energy sources within cannabis companies is expected, including facilitates running on solar energy, hydro-energy, and windmills at rural cannabis operations ”

“可以预期到，大麻公司 将更多地采用可再生能 源，包括在农村的大麻 经营中采用太阳能、水 能和风车等便利条件”

The cannabis industry is known to have an unfortunately large carbon footprint, particularly indoor cannabis, which will continue to grow as demand increases.

Thus, what sustainable practises could we see in the future to address this problem? Arguably, at the forefront is the push for sun grown cannabis, as opposed to indoor cannabis cultivation that’s often associated with a superior cannabis. However, this couldn’t be further from the truth as sungrown cannabis can be just as good, if not better, than indoor cannabis. Not only can the quality of cannabis be superior, but this cultivation method is also a cheaper alternative. In the words of Ludwig himself, sungrown cannabis “is the best way to express the plant’s full cannabinoid profile” Forbes reports.

众所周知，很遗憾地，大麻产业的碳足迹很大，特别是 室内大麻，随着需求的增加，碳足迹将继续增长。

所以，未来我们可以看到哪些可持续的做法来解决这个 问题？可以说，走在最前面的是推动阳光下种植的大 麻，取代经常被联想为高级大麻的室内大麻种植。然 而，阳光种植的大麻可以和室内大麻一样好，甚至更 好。不仅大麻的质量可以更优，而且这种种植方法也是 一种更便宜的选择。用Ludwig自己的话来说，阳光种植 大麻 “是彰显植物完整大麻素特征的最佳方式”，《福 布斯》报道到。

Energy usage is one of the major concerns surrounding cannabis cultivation. Greater adoption of renewable energy sources within cannabis companies is expected, including facilitates running on solar energy, hydro-energy, and windmills at rural cannabis operations. New Zealand-based medical cannabis company ‘Greenfern Industries’ has launched an initiative to grow medical grade cannabis indoors using renewable hydro-energy.

A further option cannabis growers are gravitating towards in order to mitigate their energy costs is using greenhouses. New Frontier Data reports that 60% of electricity used by suppliers goes towards indoor facilities while only 37% goes towards greenhouses.

Reduced growing costs not only benefits the supplier and the environment, but also the consumer as prices become more affordable.

Another concept bracing cannabis cultivation companies are recyclable packaging and biodegradable materials. In a bid to ensure packaging is more eco-friendly, companies have opted for paper and glass as opposed to plastic; reducing waste and reusing materials.

The push for sustainable CBD bridges the gap between the medical world and the environment. In an industry with a notoriously large carbon footprint, it is essential for Med Cann companies to put people, sustainability and innovation at the centre of their operations.

能源使用是大麻种植的主要问题之一。可以预期到，大 麻公司将更多地采用可再生能源，包括在农村的大麻经 营中采用太阳能、水能和风车等便利条件。总部设在新 西兰的医用大麻公司 “Greenfern Industries”已经发 起了一项利用可再生水力能源在室内种植医用级大麻的 倡议。

为了降低能源成本，大麻种植者也倾向于选择使用温 室。New Frontier Data报告称，供应商使用的60%的电 力在于室内设施，而温室只占37%。

降低种植成本不仅有利于供应商和环境，也有利于消费 者，因为价格会变得更加实惠。

另一个支撑大麻种植公司的概念，是可回收包装和可生 物降解材料。为了确保包装更加环保，公司选择了纸和 玻璃，而不是塑料，并且减少浪费且重复使用材料。

推动CBD的可持续发展，弥补了医学界与环境之间的差 距。在一个众所皆知碳足迹大的产业中，医用大麻公司 必须将人、可持续发展和创新作为其运营的核心。

“ It is essential for med can companies to put people, sustainability and innovation at the centre of their operations ”

“医用大麻公司必须将 人、可持续发展和创新 作为其运营的核心”

FINDING THE BALANCE

寻找平衡

THE BLOCKCHAIN ISLAND WAS, AND PERHAPS STILL IS, A FAR-REACHING BRAND FOR MALTA, ALTHOUGH IT HASN’T BEEN WITHOUT ITS HICCUPS. JEREMY MICALLEF SPOKE WITH JOSEPH BORG, A PARTNER AT WH PARTNERS, ON HOW WE SHOULD WORK TOWARDS STRIKING THE RIGHT BALANCE BETWEEN INNOVATION AND REGULATION.

区块链岛对于马耳他来说曾经是， 或许现在仍然是一个意义深远的 品牌，尽管它曾经历过一些小波 折。WH Partners的合伙人Joseph Borg与Jeremy Micallef进行交流， 分享了我们应该如何努力在创新和 监管之间取得正确的平衡。

WE’VE HEARD A LOT ABOUT VFA LICENSING OVER THE LAST YEAR. IN WHAT POSITION DO YOU SEE MALTA RIGHT NOW, AND WHERE DO YOU SEE IT GOING?

We have seen quite a few jurisdictions trying to regulate cryptocurrency service providers. Regulation, in itself, is a complex matter because one would need to achieve a balance between the protection of customers and rendering the framework workable for the licences. Most jurisdictions fail to achieve that balance. Once that is achieved, the regulatory framework brings with it massive advantages, both for the operators that are regulated under that framework, as well as the customers that are protected by that framework.

Let’s focus on operators. Nowadays it is very difficult to conduct a business that involves holding customers’ money if that business is not regulated in some form or fashion. It will be very difficult to find banks ready to accept your cash, it will be very difficult to reach agreements with a certain level of business partners and it will be extremely difficult to achieve mainstream adoption. So initially businesses will be reluctant to get regulated because, let’s face it, regulation will stifle innovation a little bit. However, once regulatory frameworks with the right balance are available, businesses will adapt.

INVERSELY, MOVEMENT IN THE AREA OF MDIA CERTIFICATION HAS BEEN RELATIVELY QUIET. WHAT CAN YOU TELL US ABOUT THIS SECTOR OF TECH?

The framework around the certifications was a longshot in itself. It comes close to breaching a principle that should never be breached, i.e. Never regulate technology. However, the concept behind it is laudable. Unfortunately, the implementation left much to be desired. The framework, went a little bit overboard, particularly when it comes to its depth as well as its cost. Probably, the costs involved in getting certified was what scarred mostly the potential of this framework.

However, the costs are also partly attributable to the disproportionate depth of the framework. There is still a possibility of saving this framework as long as the authorities are prepared to mellow down, the framework in a way that makes it easier for operators to achieve the standards required, as well as making it cheaper for stakeholders to achieve certification.

JUST RECENTLY, IN JUNE, THE MGA PUBLISHED AMENDMENTS TO THE SANDBOX REGULATORY FRAMEWORK. WHAT IMPACT DO YOU BELIEVE THIS WILL HAVE ON THE SPACE, AND IS THERE ROOM FOR IMPROVEMENT?

The Maltese framework focusses on four major principles which include corporate governance, anti-money laundering, cybersecurity and consumer protection. These four principles should be at the centre of every regulatory framework that intends to regulate cryptocurrency service providers. There are two reasons why it wasn’t as successful as expected. First of all, it was hyped too much and that raised expectations beyond reason. Secondly, certain parts of the framework were based too much on existing frameworks dealing with financial services. The proposed harmonisation across the European Union will resolve these issues and Malta will be perfectly placed to attract business in the space due to its first mover advantage.

The main issue with the MGA sandbox is that unless you are accepting the cryptocurrencies through a licenced service provider, you can only accept up to €1000 per user per month in deposits. The only solution to this was to accept cryptocurrencies through a third party who had a licence from an EEA member state, equivalent to an MFSA VFA licence. One particular change that was quite shocking was that this has now been limited to those operators that are licenced by the MFSA. For the past 20 years, the MGA has always advocated for freedom to provide services across the EEA and I find it very strange that it is imposing this barrier for this particular matter.

For the rest, the easing of limitations we were hoping for, that will be imposed on operators wishing to make use of blockchain technology within their gaming platform, has not happened. In fact, anyone that wishes to operate blockchain within its gaming platform needs to obtain MDIA certification beforehand. Since the MDIA framework is very onerous as discussed above, it consequently makes complying with the sandbox requirements too onerous for operators to even bother.

“ Once regulatory frameworks with the right balance are available, businesses will adapt ”

在过去的一年里，我们听到了很多关于VFA许可的消息。 您认为马耳他现在处于什么样的位置，它的发展方向是 什么？

我们看到不少司法管辖区都在尝试监管加密货币服务提 供商。监管，本身就是一个复杂的问题，因为需要在保 护消费者以及牌照框架的可行之间取得平衡。大多数司 法管辖区未能实现这种平衡。一旦实现了这点，监管框 架就会为在该框架之下受监管的运营商以及受其保护的 消费者带来巨大的好处。

我们重点说一下运营商。如今，如果一项涉及持有消费 者资金的业务没有受到某种形态或方式的监管，就很难 开展这项业务。要找到准备好接受你的现金的银行会非 常困难；要与一定级别的商业伙伴达成协议会非常困 难；要被大规模采用会非常困难。一开始企业会不愿意 接受监管，因为，面对现实吧，监管会一点点扼杀创 新。然而，一旦有了适当平衡的监管框架，企业就得以 适应。

反过来说，MDIA认证领域的动向一直比较平静。您能告 诉我们关于这个科技领域的情况吗？

围绕着认证的框架，本身就是一个漫长的过程。它险些 违背了一个永远不应该违背的原则，即永远不要对技术 进行监管。然而它背后的概念是值得称赞的。遗憾的 是，在实施过程中，却留下了很多不足之处。这个框架

走得有点过头了，尤其是当涉及到它的深度以及成本的 时候。也许，获得认证所涉及的成本是这个框架潜力的 最大伤疤。

然而，成本也部分归因于该框架的深度不成比例。只要 当局准备采用 一种使运营商更容易合乎所需标准、使利 益相关者获得认证成本更低的方式，这个框架仍有挽救 的可能性。

就在最近，6月，MGA公布了对沙盒监管框架的修订。您 认为这将对该领域产生什么影响，是否有改进的空间？ MGA沙盒的主要问题是，除非你是通过持牌服务商接受 加密货币，否则每个用户每月最多只能接受1000欧元 的存款。唯一的解决办法，就是通过拥有欧洲经济区成 员国牌照的第三方接受加密货币，相当于MFSA的VFA牌 照。有一个特别的变化是相当令人震惊的，那就是修订 的内容现在已经仅限于那些获得MFSA牌照的运营商。

过去20年，MGA一直主张在欧洲经济区自由提供服务， 对于其在这件事上设置这个障碍，我觉得很奇怪。

马耳他的框架集中在四大原则上，其中包括公司治理、 反洗钱、网络安全和消费者保护。这四项原则应该是每 个打算监管加密货币服务提供商的监管框架的核心。有 两个原因导致它不像预期的那样成功。首先，它被炒作 得太多，这让人们的期望值超出了合理范围。其次，该 框架的某些部分过度基于处理金融服务的现有框架。拟 议的欧盟范围内的协调将解决这些问题，而马耳他由于 其先发优势，将完全有能力吸引该领域的业务。

至于其他方面，我们过去希望对想在其游戏平台中使用 区块链技术的运营商放宽限制，这并没有发生。事实

上，任何希望在其游戏平台内运营区块链的人，都需要

事先获得MDIA认证。如前所讨论的，由于MDIA框架非

常繁琐，这使得遵守沙盒要求对运营商来说甚至连试都 不愿试。

“一旦有了适当平衡的监管 框架，企业就得以适应”

MALTA: DIGITAL REBOOT

马耳他金融服务和数字经济部部长 Clayton Bartolo在马耳他拥抱数字化的过程

中，正带头培养以知识为基础的世代。他坐下来与Katy Micallef进行分享。

Issue

LET’S TALK ABOUT MALTA’S NATIONAL STRATEGY IN DIGITAL INNOVATION, WHERE DO WE STAND?

Back in 2018, the government launched the Malta AI Task Force, which was entrusted with the development of a National AI Strategy, the aim being that of laying the foundation to position Malta as a centre for excellence for AI, including deployments of AI-based systems and AI specific enhancements to Malta’s Innovative Technology Regulatory Framework.

Subsequently, in March 2019, a policy document was launched by the Malta AI Task Force. The main aims were to set out the focus of national resources across both the public and private sectors to ensure that the Maltese economy and citizens fully participate in, benefit from and where necessary, are protected from a new global economic and social landscape influenced, if not reshaped, by AI.

The strategy builds on three strategic pillars, which are investment, start-ups and innovation, public sector adoption and private sector adoption. Underpinning these pillars are three enablers that cut across all aspects of the National AI Strategy, being education and workforce, ethical and legal and ecosystem infrastructure.

In terms of the investment, start-ups and innovation pillar, the strategy sets out initiatives to generate investment and position the country as a hub for AI application and niche areas of research and development. The government has started working on 5 ambitious applied use-cases of AI in the fields of tourism, water and energy management, traffic management, education and decreasing bureaucracy.

Following the launch of the National AI Strategy, the Malta Digital Innovation Authority (MDIA) published for consultation: the AI Innovative Technology Arrangements (ITA) Guidelines, the AI System Auditor Control Objectives, the AI ITA Nomenclature and the AI ITA Blueprint Guidelines.

CAN YOU EXPAND ON SOME OF THE STRATEGIC INITIATIVES LINKED TO THIS, SUCH AS SOME OF THE GRANTS SET UP TO BOOST INNOVATION AND SUPPORT EDUCATION?

Education will be a crucial tool to build up a “knowledge-based” generation. It’s the greatest legacy we can leave for our children and youths, beyond any monetary prestige. In recent months, the

government kicked off a scholarship fund for students that wish to pursue studies on AI. The scholarship fund is not limited to students from computer science and engineering backgrounds only but will include students from different fields of study, including but not limited to: Legal and Management. This goes hand-in-hand with our strategy of preparing the complete digital transformation of our public institutions.

HOW ARE YOU LOOKING TO STRENGTHEN MALTA’S APPEAL AS A HUB FOR FOREIGN INVESTMENTS IN THE TECH SECTOR?

Being a reputable jurisdiction in the gaming sector, complimented by a strong and effective ecosystem, puts us on the forefront of attracting more tech companies to reside or expand their operations here in Malta.

Through Identity Malta Agency we have the “Key Employee Initiative” that embraces persons working in the tech-industry to fast track procedures when applying for dual residency or an employment permit. We also have tax incentives directly aimed at tech specialists should they choose to reside their operations locally. Notwithstanding the pandemic, the government has embarked on an infrastructural investment programme for the coming 8 years. This will include the upgrading of a Business Incubation Centre and a new Logistics Hub that will involve a capital investment of €110 million.

“ Education will be a crucial tool to build up a “knowledge-based” generation. Maltese legislation is not only already proactive in the sector, but ahead of current legislation being discussed at EU level ”

让我们来谈谈马耳他在数字创新方面的国家战略，我们的立场是什么？

早在2018年，政府就启动了马耳他人工智能任务组，委托其制定国家人工智能战略， 目的是为将马耳他定位为人工智能的卓越中心奠定基础，包括部署基于人工智能的系 统，以及人工智能对马耳他创新技术监管框架的具体提升。

随后，在2019年3月，马耳他人工智能工作组推出了一份政策文件。主要目的在于确 定涵盖公共和私营领域的国家资源重点，以确保马耳他经济和公民充分参与、受益， 并在必要时受到保护，免于受人工智能影响或重塑的新全球经济和社会格局。

该战略建立在三大支柱之上，即投资、创业与创新、公共部门采用以及私营部门采 用。支撑这些支柱的，是三个贯穿国家人工智能战略各个面向的推动因素，分别是教 育和劳动力、道德和法律以及生态系统基础设施。

在投资、创业与创新支柱方面，该战略提出了一些举措以产生投资，并将国家定位为 人工智能应用和利基领域的研发中心。政府已经开始在旅游、水与能源管理、交通管 理、教育还有减少官僚主义等领域开展5个雄心勃勃的人工智能应用用例。

在国家人工智能战略启动后，马耳他数字创新局（MDIA）发布了《人工智能创新技 术安排（ITA）指南》、《人工智能系统审计师控制目标》、《人工智能ITA命名法》 以及《人工智能ITA蓝图指南》，以征求意见。

您能否详细介绍一下与此相关的一些战略倡议，比如为促进创新和支持教育而设立的 拨款？

教育将是培养 “知识型 “世代的重要工 具。这是我们能够为孩子和年轻人留下的 最伟大的遗产，超越了任何金钱上的声 望。最近几个月，政府启动了一项奖学金 基金，为有志于从事人工智能研究的学生 提供资助。

该奖学金基金不仅限于计算机科学和工程 背景的学生，还将包括（但不限于）法律 与管理等不同领域的学生。这与我们为公 共机构的全面数字化转型做准备的战略是 相辅相成的。

您打算如何加强马耳他作为科技领域外国投资中心的吸引力？ 作为在博弈产业享有盛誉的司法管辖区，再加上强大而有效的生态系统，我们吸引更 多科技公司前往马耳他居住或扩大运营方面走在前头。

通过马耳他身份识别局，我们有 “关键员工计划”，该计划接纳在科技产业工作的人 员，以便他们在申请双重居住权或就业许可时快速办理手续。我们也直接针对科技专 家提供税收优惠政策，如果他们选择在当地居住经营的话。尽管有这场疫情，政府已 展开未来八年的基础设施投资计划，包括提升商业楼宇的设备，以满足客户的需求。 这将包括针对一个企业孵化中心与一个新的物流中心的升级，这将涉及1.1亿欧元的 资本投资。

“教育将是培养 “知识型

“一代的重要工具。这是 我们能够为孩子和年轻人

留下的最伟大的遗产，超 越了任何金钱上的声望”

“ Malta intends to keep up its commitment to remain a pioneer in the digital world and is heavily investing in digitising its operations through the introduction of AI and Blockchain technologies ”

WHAT ARE THE GOVERNMENT’S PLANS TO SPEED UP MALTA’S ROLE IN DLT GIVEN THE FIERCE COMPETITION OUT THERE?

Malta intends to keep up its commitment to remain a pioneer in the digital world. The Government of Malta is working on two main aspects. It is heavily investing in digitising its operations through the introduction of AI and Blockchain technologies, particularly in the fields of education, energy management, traffic management, and tourism. MDIA will be launching a technological Sandbox in the coming months that will assist start-ups to launch their services in the respective emerging markets.

THE MALTA ETHICAL AI FRAMEWORK WAS LAUNCHED LAST YEAR, WHAT ARE THE MAIN CONCERNS EMERGING TECH, SUCH AS AI AND BLOCKCHAIN ADOPTION IS FACING, HOW DEEP DO TRUST ISSUES RUN AND HOW CRUCIAL IS IT TO GET THE PUBLIC ON SIDE?

AI is a powerful tool that will allow for new types of services, to automate tasks allowing us to free up our time and make breakthroughs in new areas. However, AI systems are created by feeding into them lots of data. Depending on the task it would require specific types of data.

Consider an AI system that will determine if you are granted a bank loan depending upon your income bracket, your place of birth, your hometown, your education and other factors. Such a system may discriminate against an individual because the AI system highlights that people of a certain demographic may be less likely to pay back their loan.

However, this is generalising. You know that you should be accepted for the loan, yet it was rejected for some reason beyond your control – because AI systems generalise. AI systems are biased according to the data they are fed. This is one primary concern within the AI sector with regards to ethical usage. Certainly AI will present a challenge in the labour market which thus needs to be upskilled or reskilled to harness the power of AI and IOT in a new digital era. We need to differentiate between Cryptocurrencies and Blockchain. When it comes to Blockchain, it is to decentralize and build-up on immutability, transparency and security.

This is achieved in a way that data cannot be manipulated and by ensuring data cannot be forgotten. This raises concerns regarding what can be done if personal data is stored in a blockchain and cannot be removed.

Then there’s Cryptocurrencies, designed to be a digital currency that works as a medium of exchange using cryptography to assure that payments are sent and received safely. These systems raise concerns when it comes down to clamping down on crime, as many cryptocurrencies provide anonymous-like features.

鉴于外面的激烈竞争，政府有什么计划来加快马耳他在DLT中 的作用？

马耳他将继续致力于保持在数字世界的先锋地位。马耳他政 府主要从两个方面着手。它正在通过引入人工智能和区块链 技术，大力投资于数字化运营，特别是在教育、能源管理、 交通管理和旅游领域。MDIA将在未来几个月内推出一个技术 沙盒，协助初创企业在各自的新兴市场推出服务。

马耳他道德人工智能框架于去年推出，人工智能和区块链等 新兴科技的应用主要面临哪些问题，信任问题有多深，对于 让公众接纳而言有多关键？

AI是一个强大的工具，它将允许新型的服务，自动化的任务让 我们腾出时间，在新的领域取得突破。然而，人工智能系统 的创建是通过向其输入大量数据。根据任务的不同，它将需 要特定类型的数据。

考虑一个人工智能系统，它将根据你的收入阶层、出生地、 家乡、教育程度和其他因素来决定你是否获得银行贷款。这 样的系统可能会歧视个人，因为人工智能系统会标注特定人 口结构的人，认为其可能不太可能偿还贷款。

然而，这是以偏概全。你知道你应该获得贷款，却因为一些 你无法控制的原因而被拒绝——由于AI系统的归纳。AI系统 会根据被喂养的数据而产生偏差。这是人工智能领域内关于 道德使用的一个主要问题。当然，人工智能将给劳动力市场 带来挑战，因此需要提高技能或重新培养技能，以便在新的 数字时代利用人工智能和物联网的力量。我们需要区分加密 货币和区块链。说到区块链，就是要去中心化，建立在不变 性、透明度和安全性上。

要达到这点，就必须确保数据不会被操纵，同时确保数据不 能被遗忘。这就引起了人们的担忧，如果个人数据存储在区 块链中，无法删除，怎么办？

然后是加密货币的隐忧，其被设计为一种数字货币，作为使 用加密技术的交易媒介，以保证支付安全的发送和接收。这 些系统在打击犯罪时引起了人们的关注，因为许多加密货币 提供了类似匿名的功能。

“马耳他的立法不仅已 经在该领域积极主动， 而且领先于欧盟层面正 在讨论的现行立法”

It is for these and other concerns that Malta enacted legislation like the Virtual Financial Assets Act and the Innovative Technologies Arrangements and Services Act to provide oversight with respect to local cryptocurrency-like activities; to provide a regulatory framework that can provide comfort to users that Blockchain systems are functioning correctly; and that measures can be put in place to ensure AI systems are monitored to ensure that their behaviour is sound. We will continue to investigate further ways to ensure that AI, Blockchain, and other emerging technologies are safe and ethical while working in conjunction with our EU counterparties to assure that such principles are upheld.

正是出于这些以及其他方面的担忧，马耳他颁布了《 虚拟金融资产法》和《创新技术安排和服务法》等立 法，对当地类似加密货币的活动进行监督；提供一个 监管框架，可以让用户对区块链系统是正常运行的感 到放心；可以采取措施，确保人工智能系统受到监 控，以确保其行为是健全的。

我们将持续研究进一步的方法，以确保人工智能、区 块链和其他新兴技术是安全且道德的，同时与欧盟的 对应方合作，以保证这些原则得到维护。

EUROPEAN COMMISSION PRESIDENT URSULA VON DER LEYEN PLEDGED TO UNVEIL PROPOSED LAWS FOR THE ETHICAL USE OF AI IN WHAT SHE CALLED A COORDINATED EUROPEAN APPROACH. IS MALTA ON TRACK TO FOLLOW SUIT – WHEN ARE WE LIKELY TO SEE NON-BINDING ETHICAL GUIDELINES BECOME COLD, HARD LAW? SHOULD THERE BE A GLOBAL APPROACH TO ETHICS WHEN IT COMES TO DIGITAL INNOVATION?

Maltese legislation is not only already proactive in the sector, but ahead of current legislation being discussed at EU level. Malta is actively participating in the discussion regarding the white paper presented by the EU Commission in relation to AI regulations. The white paper raises several important questions. It also acknowledges the progress made by Malta and highlights its legislation is already dealing with the issues being tackled by the white paper. MDIA’s AI certification guidelines address the ethical issues raised by the white paper and possibly introduce new concepts which are either lightly mentioned or not present at all. The Maltese approach urges a risk-based approach which is in line with the white paper.

MDIA’s concept of the forensic node and technical administrator are two examples of features which are completely absent in the white paper. It is important to note that we do not intend to stifle innovation – yet we will promote the development of innovation, and therefore a risk-based approach is pertinent to allow AI to develop in sectors that do not require oversight and where bias might not be an issue at all, yet to impose oversight in sectors where it is required to ensure that such ethical issues are addressed.

欧盟委员会主席Ursula

Von Der Leyen承诺，在她所 谓协调一致的欧洲方法中，针对人工智能的道德使用 公布拟议的法律内容。马耳他是否有望效仿——我们 何时可能看到不具约束力的道德准则成为冷冰冰的法 条？当涉及数字创新时，是否应该有一个全球性的伦 理方法？ 马耳他的立法不仅已经在该领域积极主动，而且领先 于欧盟层面正在讨论的现行立法。欧盟委员会所提交 的人工智能法规白皮书，马耳他正积极参与讨论过 程。白皮书中提出了几个重要问题，它同时也承认马 耳他取得的进展，并强调马耳他的立法已经在处理白 皮书着手处理的问题。MDIA的人工智能认证准则解决 了白皮书列出的道德问题，并可能引入新的概念，这 些概念要么被轻描淡写地提及，要么根本没有出现。 马耳他的做法，是敦促采取与白皮书一致、基于风险 的做法。

MDIA提出的Forensic Node和Technical Administrator 概念，就是白皮书中完全没有涉及的两个典型例子。重 要的是要注意到，我们并不打算扼杀创新——但我们将 促进创新的发展，因此，基于风险的方法是恰当的，它 允许人工智能在不需要监督的领域发展，在这些领域中 偏见可能根本不是问题，然而，针对需要监督的领域实 行监督，以确保这些道德问题得到解决。

“ Malta intends to keep up its commitment to remain a pioneer in the digital world and is heavily investing in digitising its operations ”

“马耳他将继续致力于保 持在数字世界的先锋地 位，并且正通过引入人 工智能和区块链技术， 大力投资于数字化运营”

EMERGING TECH STARTUP PITCH

The AIBC Summit is all about the future of the emerging tech sector, and our Emerging Tech Startup Pitch is the answer to keeping up with this innovative industry. For the past two years more than 200 startups have benefitted from this platform. Over 100 companies based in AI, Blockchain, Quantum Tech, FinTech, Big Data, and IoT will be selected to showcase their products and initiatives throughout the event. Each startup selected will have a 1x1m booth at the AIBC Summit. The selected 100 will also have the opportunity to be surrounded by top investors and mentors, being invited to lavish networking dinners as well as benefitting from online exposure. However, the Emerging Tech Startup Pitch is only open to startup companies, meaning recently launched startups that aren’t supported by a public company. The competition keeps getting fiercer as only the best 10, as decided by an independent panel of judges, will make it through to the Pitch during the final leg of the Summit. Taking part guarantees valuable insights and critical feedback from the judges although the prize package will give just one lucky startup a massive head start when it comes to expanding their business plans.

STARTUP? APPLY AT AIBCSUMMIT.COM

SELECTED 100 STARTUPS

• 1x1m booth at the AIBC Summit including cost of printing and furniture

• Meet top investors and mentors

• Invitation to premium networking events during AIBC and SiGMA summits and throughout the year

• Brand exposure across our publications

BEST 10 STARTUPS

3min Pitch + 3min Q&A on main stage in front of top investors

WINNERS

• Social media visibility through our websites

• Article in magazine + official photoshoot

• A free 2x2m booth at AIBC summit 2021, including printing & furniture cost

• Prize from official collaborators

• Free consultancy and potential leads from leading industry veterans

• PR pack from SiGMA and AIBC

• SiGMA group will provide the VIP networking opportunities for you to connect to potential customers and/or investors

• Free co-working office space

• Title winner for best startup

新兴技术 初创企业擂台

AIBC峰会的主题围绕着新兴科技行业的未来，在过去两年，已有200多家初创公司受益于这个平台。自 AIBC马尼拉成立以来，今年将是首次以亚洲为重点的初创公司从中获益。我们将选出100多家来自AI、区 块链、量子技术、大数据和物联网领域的公司在活动期间展示其产品和计划。每个入选的初创公司将在马尼 拉AIBC峰会上获得一个1x1m的展位。入选的100家公司还将有机会认识顶尖投资者和指导者，受邀参加豪 华社交晚宴，并通过我们的出版刊物提升品牌曝光率。但是，新兴技术初创企业擂台仅面向初创公司，主要 是那些未获得上市公司支持的初创公司。比赛将变得越来越激烈，因为由评委组成的独立评委团将在峰会的 最后环节选出十大最佳公司进入擂台。尽管只有一家幸运的初创公司能够获得奖金，成为他们在扩展业务计 划方面的巨大的领先优势，但参与该比赛可确保公司获得宝贵的见解以及来自评委的重要反馈。 初创公司？请在aibcsummit.com申请

入选的100家初创公司

• 马尼拉AIBC峰会的1x1m展位（包括印刷和家具费用）

• 认识顶尖投资者和指导者

• 在AIBC和SiGMA峰会期间以及全年受邀参加顶级社交

活动

• 通过我们的出版刊物提升品牌曝光率

• 通过我们的网站提升社交媒体的营销效果

• 杂志推文+官方照片拍摄

• 马尼拉峰会或2021年的马耳他峰会的免费2x2m 展位（包括印刷和家具费用）

• 官方合作者颁发的奖品

获胜者 十大最佳初创公司

• 获得免费咨询以及领先行业资深人士的潜在引领

• SiGMA和AIBC提供的公关方案

• SiGMA集团将为您提供VIP交流机会，与潜在客 户和/或投资者建立联系

• FlySpaces公司提供的免费联合办公空间

• 最佳初创公司冠军头衔

在顶尖投资者面前进行3分钟的自我推介+3分钟的问答

UNLOCK THE HIGHLIGHTS

解锁亮点

BRACED THEIR COMPUTER SCREENS RATHER THAN THE STAGE.

The brightest minds across the LatAm and Asian markets were invited as panelists for this year’s innovative editions of AIBC Digital Summit, where, naturally, the focus remained as relevant as ever. Experts discussed topics ranging from cryptocurrency, Blockchain, emerging technologies, AI and COVID-19.

The final day of the summit addressed all the emerging developments across Asia during AIBC Asia Digital Summit with 15 panels. The success of the summit was a catalyst for AIBC Americas Digital Summit, held on the 24th September 2020, which concluded three days filled with premium content across 12 panels.

In the words of Eman Pulis, Founder of SiGMA Group: “It is now more vital than ever to stay informed and connected, the digital conference will embrace the difficulties we are facing at a time when working together has never been more important. COVID-19 has provided a unique opportunity to stand together and rethink how we live and work”.

As the post-summit blues creep in, SiGMA would like to present readers with highlights and best moments from the impressive AIBC Americas and AIBC Asia panelists.

今年的AIBC数字峰会邀请到拉美和亚洲市场最聪明 的头脑作为小组成员，在这里，很自然地，焦点仍然 是一如既往的切要。专家们讨论的话题包括加密货 币、区块链、新兴技术、人工智能和新冠疫情。

在峰会最后一天，AIBC亚洲数字峰会期间的15个专 家小组针对整个亚洲的所有新兴发展进行了讨论。峰 会的成功举办，成为2020年9月24日AIBC美洲数字峰 会的催化剂。三天峰会中，12个专家小组带来满满 优质内容，而AIBC峰会则为活动写下完美句点。

SiGMA集团创始人兼首席执行官Eman Pulis表示：”

现在比以往任何时候都更需要保持信息与联系，数字 会议将拥抱我们所面临的困难，当前的合作前所未见 地重要。新冠病毒提供了一个特殊的机会，让我们站 在一起，重新思考我们的生活和工作方式。”

峰会结束后，忧郁的情绪悄然而至，SiGMA希望为 读者呈现AIBC美洲和AIBC亚洲小组成员的亮点以及 最佳时刻。

SIGMA BROUGHT THE AIBC DIGITAL SUMMIT TO THE EVER-GROWING MARKETS OF ASIA AND THE AMERICAS, FOCUSSING ON THE EMERGING TECHNOLOGY INDUSTRY. THIS YEAR, THINGS LOOKED A LITTLE DIFFERENT AS OUR PANELISTS

SiGMA将AIBC数字峰会带进了不断增 长的亚洲和美洲市场，重点关注新兴 技术产业。今年，活动看起来有些许 不同，因为我们的小组成员出现在电 脑屏幕而不是在舞台上。

Speaking during an AIBC Asia Digital Summit panel on emerging markets leveraging emerging technology, Faris Owers, Co-Founder of Instigation Protocol, said, “The biggest hurdle is a lot of the problems with blockchain solutions in cities is they haven’t done it in many places. That’s more related to behaviour from a municipal standpoint than it is about the virtue of what blockchain tech is. I think through education that’s where you can lead that resistance.”

Then, during a panel discussing technology in the midst of a pandemic, Ben Goertzel from SingularityNET noted: “We weren’t worried about all the problems inside the system. Now the weakness of the system as a whole is being exposed. The optimistic hope is that this is a wake-up call to modernise and upgrade our systems and explore more robust solutions for the next crisis. Whether that will happen remains to be seen”.

The AIBC Americas Digital Summit addressed the ever-growing cryptocurrency market in LatAm. Etienne Luquet, CEO of Legal Lab, stated: “Crypto is really a magical solution for the monetary and economic problems that our current currency in some Latin American countries, Argentina, Venezuela, is facing”. Nonetheless, he also acknowledges that the crypto sphere still experiences push-backs from both the public and government due to concerns over privacy and security.

`在AIBC亚洲数字峰会针对新兴市场利用新兴技术为 主题的小组研讨会上，Instigation Protocol的共同创 始人Faris Owers说道：”最大的障碍，也是城市中 区块链解决方案的很多问题所在：我们并未在很多地 方做到这一点。这更关乎于从市政的举措，而非区块 链技术是什么的德行问题。我认为通过教育，这就是 你可以引导阻力的地方。”

While discussing the financial inclusion of blockchain infrastructure in LatAm being a work in progress during a panel on financial freedom in LatAm, Ernesto Contreras of Digital Cash comments on its potential, stating: “I see it here in Venezuela, in Mexico, in Argentina. People in these economies that have troubles, they need something else. They don’t want to stay with the local currency”.

Meanwhile, all eyes are on Malta for the fourth edition of the in-person expo from the 17th to the 18th February, 2021, where one can expect more networking, business opportunities and high-quality content. AIBC Summit Europe 2021 is set to welcome 200 speakers, 300 sponsors and exhibitors and 8500 attendees from all over the world.

接着，在针对疫情中的技术进行的小组讨论中，来自 SingularityNET的Ben Goertzel指出：”我们过去并

不担心系统内部的所有问题。现在，系统整体的弱点 被暴露出来了。乐观的希望是，视其为一个警钟，让 我们对系统进行现代化升级，并为下一次危机探索更 强大的解决方案。而这是否会成真，还有待观察。”

AIBC美洲数字峰会讨论了拉美地区持续成长的加密 货币市场。Legal Lab的Etienne Luquet如此表示：” 加密货币确实是解决货币和经济问题的一个神奇方 案，我们目前的货币在一些拉美国家如阿根廷、委内 瑞拉等，正在遭遇这些问题”。尽管如此，他也承 认，由于对隐私和安全的担忧，加密货币领域仍会遭 遇来自公众和政府的抵制。

在一场关于拉美金融自由的小组讨论中，当讨论到拉 美区块链基础设施的金融普惠化正在发展时，Digital Cash的Ernesto Contreras对其潜力评论道：”我在委 内瑞拉、墨西哥、阿根廷都看到了这点。在这些经济 体中，人们遭遇到麻烦，他们需要一些其他的东西。 他们不希望继续使用本地货币。”

与此同时，所有的目光都集中在马耳他将于2021年2 月17日至18日举办的第四届实体博览会，在那里， 人们可以期待更多的交流网络、商业机会和高质量内 容。2021年AIBC欧洲峰会将迎来200位演讲者、300 位赞助商与参展商，以及来自世界各地的8500名与 会者。

“ The optimistic hope is that [COVID-19] is a wake-up call to modernise and upgrade our systems and explore more robust solutions for the next crisis ”

“乐观的希望是，视其 为一个警钟，让我们对 系统进行现代化升级， 并为下一次危机探索更 强大的解决方案”

DE [TECH] TING

WITH A HIGHLY-SKILLED WORKFORCE, MALTA PROVIDES THE PERFECT ECOSYSTEM FOR GROWTH. FOR THOSE WITH INTERNATIONAL AMBITIONS, TECH.MT ACTS AS THE LINK TO FACILITATE CONNECTIONS WITH INTERNATIONAL ORGANISATIONS.

MARIA DEBRINCAT SITS DOWN WITH DANA FARRUGIA, CEO OF TECH.MT, TO DISCUSS TECH.MT’S VISION AND ITS AIM IN AIDING INDUSTRY GROWTH LOCALLY AND INTERNATIONALLY.

WHO IS TECH.MT? IN WHICH WAYS DOES TECH. MT CONTRIBUTE TO ESTABLISHING MALTA AS A LEADING TECH HUB?

Tech.mt was established by the government of Malta and the Malta Chamber of Commerce, Enterprise and Industry, as a public-private partnership and has proven to be a strategic assistive partner to the tech sector during the past months.

Tech.mt’s mission revolves around the fundamental principles of enhancing Malta’s attractiveness for foreign direct investment, as well as facilitating international business development and innovation to the local industry.

Assisting technology companies to innovate and grow internationally lies at the heart of what we do. Tech.mt’s mandate is to seek sectorial growth and assist the technology ecosystem in establishing itself as a leading contributor to our GDP. As such, Tech.mt shall be instrumental in taking the technology industry to the next level, as it will seek to make the world notice the huge potential the technology sector in Malta has to offer.

马耳他拥有高技能的劳动力，为发 展提供了完美的生态系统。Tech. mt旨在刺激当地的技术资源，帮助 IT与技术产业的发展。对于那些有 国际抱负的人来说，Tech.mt是促 进与国际组织联系的纽带。Maria Debrincat与Tech.mt的首席执行官

Dana Farrugia一起讨论了Tech.mt 的愿景，及其在当地与国际上帮助 产业发展的目标。

TECH.MT为何？TECH.MT以何种方式促进马耳他 成为领先的技术枢纽？

Tech.mt是由马耳他政府和马耳他工商会建立的 公私合作关系，在过去的几个月里，它已被证明 是科技产业的战略辅助伙伴。

Tech.mt的使命在于提高马耳他对外国直接投资 的吸引力，以及促进国际商业发展和本地产业创 新的基本原则。

协助技术公司进行国际创新和发展是我们工作的 核心。Tech.mt的任务是寻求产业发展，并协助 科技生态系统，将其建立成为我国GDP的主要贡 献来源。因此，Tech.mt将有助于提升技术产业 到一个新的水平，因为它将使得世界注意到马耳 他技术领域所提供的巨大潜力。

HOW DOES MALTA COMPARE, IN YOUR OPINION, TO OTHER HUBS FOR DIGITAL INNOVATION IN EUROPE, IN THE MEDITERRANEAN REGION, AND IN THE WORLD?

Malta has become one of the most successful economies in Europe. It has been classified as one of four European Union countries with the biggest advance in the Digital Economy and Society Index (DESI) over the past five years and was one of the few European countries to experience a positive economic performance during the pandemic. While other countries struggled to cope, Malta continued to use its resilient digital infrastructure to adapt to new unprecedented norms.

Malta has consistently strived to be ahead of the curve where technology and innovation are concerned, with tech sector growth approaching 4% in the second quarter of 2020. This demonstrates that the sector is not only a valid economic pillar in its own right, contributing 9% of GDP and employing 10,000 people, but also is an essential enabler for almost all other sectors, including government.

Malta’s foreign policy seeks to be a catalyst in the creation and in the furthering of business opportunities to draw foreign direct investment to Malta and to provide the private sector with more opportunities for business networking and for export of goods and services. Malta already rates above EU average when it comes to SMEs choosing a country to internationalise, thus reflecting that the island is already depicted as an attractive place for startups.

Malta will not simply follow other countries but actually be leading the way and becoming a key player in the technology sector.

INNOVATION IS OF FUNDAMENTAL IMPORTANCE FOR EUROPE’S ECONOMIC AND SOCIAL SYSTEM. HOW CAN MALTA SCALE ITS GAME AND CAPITALISE ON THESE KEY TRENDS?

While there are no clear guidelines to address our structural scale disadvantages, Malta has the possibility to scale innovation policies and may orient itself on examples that are already working in Europe. I believe that in order to change the rules of the game, we need to take a longer-term view on how innovation initiatives need to change into a more digital context. This would require a mind-set shift towards an open innovation–focused approach.

A diverse set of incentives are aimed to attract the smartest entrepreneurs, provide innovation funding to startups - yet heavily bureaucratic methods send precisely the opposite message. Startups need a clear pathway from early-stage innovation funding to growth stage investment.

As competition between countries mounts and global growth slows due to COVID-19, the need to prioritise in the investment of research and development has never been stronger. Malta possesses many ingredients for successful innovation. Rather than trying to catch up with the strengths of other countries, we need to develop our own innovation models focusing on industry ecosystems and public sector digitisation.

WHAT CAN BE DONE IN ORDER TO HELP CULTIVATE A LEADERSHIP MINDSET FROM THIS CRISIS?

The future of leadership will be challenging but critical to navigating this new digital word. Leaders should be asking themselves what it entails to lead in a digital ecosystem and stay ahead of the curve.

As CEO of Tech.mt, I believe that this unprecedented new era calls for visionary leaders who despite their differences, can maintain a strong equilibrium between competition and collaboration and push for new frameworks to co-exist. Seeking new and innovative areas for collaboration, despite the divergences, is the novel art of leadership. I believe that the appetite for investment should not diminish in these trying times to secure execution of strategy in the mediumlong term.

“ Tech.mt’s mandate is to seek sectorial growth and assist the technology ecosystem in establishing itself as a leading contributor to our GDP ”

在您看来，马耳他与欧洲、地中海 地区和世界上其他数字创新中心 相比如何？

马耳他已经成为欧洲最成功的经 济体之一。在过去的五年里，马 耳他被列为数字经济和社会指数 （DESI）进步最大的四个欧盟国 家之一，也是少数几个在疫情期间 经济表现良好的欧洲国家之一。在 其他国家奋力应对的时候，马耳他 却继续利用其富有弹性的数字基础 设施来适应前所未有的新常态。

马耳他一直努力走在技术和创新的 前线，2020年第二季度科技领域 的增长率接近4%。这表明，该领 域本身不仅是一个有效的经济支

柱，贡献了9%的国内生产总值、 雇佣了1万名员工，同时，也是包 括政府在内、几乎所有领域的重 要推动力。

马耳他的外交政策力求成为创造和 促进商业机会的催化剂，以吸引外 国直接投资马耳他，并为私营部门 提供更多的商业网络，以及出口货 物和服务的机会。在中小企业选择 进行国际化的国家时，马耳他已经 高于欧盟平均水平，这反映出马耳 他岛已经被描绘成一个对创业者有 吸引力的地方。

马耳他不会只是追随其他国家，而 是真正地引领潮流，成为科技领域 一个重要的角色。

新对欧洲的经济和社会系统具有重 要意义，马耳他如何扩大其规模并 利用这些关键趋势？

虽然没有明确的指导方针来解决我 们在结构性规模上的劣势，但马

耳他有可能扩大创新政策的规模， 并可以借鉴欧洲已经行之有效的例 子。我认为，为了改变游戏规则， 我们需要从更长远的角度来看，创 新措施需要如何转变为更加数字化

的内容。这需要心态的调整，转向 以开放创新为重点的方法。

一系列多样化的激励措施，目的是 吸引最聪明的企业家，为初创企业 提供创新资金，然而，严重的官僚 主义做法所传递的信息恰恰相反。

从初期创新资金到成长阶段的投 资，初创企业需要一条明确途径。

随着国家间竞争的加剧，以及全球 经济增长因疫情而放缓，现在比以 往任何时候都更需要优先考虑研发 投资。马耳他拥有许多成功创新的 要素。我们不需要试图追赶其他国 家的优势，而是要发展自己的创新 模式，将重点放在产业生态系统和 公共部门的数字化。

我们可以做什么来帮助培养走出这 场危机中的领导力思维？

未来的领导力将充满挑战，但对探 索这个新的数字世界至关重要。领 导者应该问自己，引领数字生态系 统并保持领先，需要的是什么。

作为Tech.mt的首席执行官，我相 信这个前所未有的新时代需要有远 见的领导者，尽管他们之间存在差 异，但能够在竞争与协作之间保持 强有力的平衡，同时推动新框架的 共存。尽管存在分歧，但寻求新的 创新合作领域，是领导力的新颖艺 术。我认为，在这个艰难的时期， 投资欲望不应降低，才能确保中长 期战略的执行。

“Tech.mt的任务是寻求 产业发展，并协助科技生 态系统，将其建立成为我 国GDP的主要贡献来源”

<!DOCTYPE html>

<head>

<title>AIBC Summit Europe - February 2021</title>

</head>

<body>

<h3>bringing together investors, innovative projects, and experts</h3>

<ul>

<li>blockchain</li>

<li>ai</li>

<li>iot</li>

<li>quantum tech</li>

<li>big data</li>

<li>startups</li>

<li>top speakers</li>

<li>social impact</li>

<li>workshops</li>

<li>conferences</li>

<li>marketeers</li>

<li>suppliers</li>

<li>other emerging tech</li>

</ul>

<h3>discuss and shape the future</h3>

<script>

bookURL = "http://www.aibcsummit.com/"; document.write("Register Now! " + bookURL);

</script>

</body> </html>

AFRICA AKON’S

FOR THE LAST DECADE, RAPPER, MUSICIAN AND ACTIVIST AKON HAS DEDICATED HIS LIFE TO HELPING THE AFRICAN CONTINENT STAND UP AND SHOWCASE ITS IMMENSE POTENTIAL. IN THIS ISSUE OF BLOCK, HE SITS DOWN TO TALK ABOUT AKOIN CITY, CRYPTOCURRENCIES, HIS VISION, AND WHAT FUSES ALL OF THESE TOGETHER; THE YOUTH OF AFRICA.

AU COURS DE LA DERNIÈRE DÉCENNIE, LE RAPPEUR, MUSICIEN ET ACTIVISTE AKON A CONSACRÉ SA VIE À AIDER LE CONTINENT AFRICAIN À SE RELEVER ET À METTRE EN VALEUR SON IMMENSE POTENTIEL. DANS CE NUMÉRO DE BLOCK, IL S’ASSIED POUR PARLER D’AKOIN CITY, DE LA CRYPTO-MONNAIE, DE SA VISION, ET DE CE QUI FUSIONNE TOUT CELA ENSEMBLE : LA JEUNESSE DE L’AFRIQUE.

CAN YOU DESCRIBE YOUR VISION OF AFRICA? WHAT MAKES IT UNIQUE IN YOUR OPINION?

It’s all about the youth, they’re born entrepreneurs who now have the ability to leapfrog past technologies and old financial systems and move straight into blockchain, cryptocurrency and other digital innovations that are super charging their potential and futures forward, bringing them into the global economy in a powerful way.

Africa has the youngest population in the world, and by 2045 the African workforce is predicted to be the world’s largest, giving the continent an enviable and deep spread of talent which is soon set to be thrust onto the world stage.

As this talent pool blooms across Africa, the world is starting to take note. Combined with the revolutionary power blockchain provides we are entering a golden age of African development.

The benefits to Africa of embracing cryptocurrency will be huge. Large-scale adoption and use of crypto on the continent has the potential to demonstrate to countries around the world the creativity and ingenuity of young African business leaders and entrepreneurs, which will lead to an increase in African countries’ GDPs, while at the same time allowing the untapped talent in the upwardly mobile and young African workforce to flourish and grow.

POUVEZ-VOUS DÉCRIRE VOTRE VISION DE L’AFRIQUE ? QU’EST-CE QUI LA REND UNIQUE SELON VOUS ?

Il s’agit de jeunes, des entrepreneurs nés qui ont maintenant la capacité de dépasser les technologies et les anciens systèmes financiers et de passer directement à la blockchain, à la crypto-monnaie et à d’autres innovations numériques les faisant ainsi entrer avec puissance dans l’économie mondiale.

L’Afrique a la population la plus jeune du monde, et d’ici 2045, la main-d’œuvre africaine devrait être la plus importante du monde, ce qui donnera au continent un éventail de talents enviable et profond qui sera bientôt propulsé sur la scène mondiale.

Alors que ce réservoir de talents s’épanouit à travers l’Afrique, le monde commence à en prendre note. Combiné avec la blockchain de pouvoir révolutionnaire, nous entrons dans un âge d’or du développement africain.

Les avantages pour l’Afrique d’adopter la cryptomonnaie seraient énormes. L’adoption et l’utilisation à grande échelle de la cryptographie sur le continent ont le potentiel de démontrer aux pays du monde entier la créativité et l’ingéniosité des jeunes chefs d’entreprise et entrepreneurs africains, ce qui entraînerait une augmentation du PIB des pays africains, tout en permettant à la main-d’œuvre africaine jeune et en pleine ascension de s’épanouir et de se développer.

HOW WOULD DIGITAL CURRENCIES HELP THE PEOPLE IN AFRICA?

The future of finance lies in digital currency and digital transactions. You can see how many countries are working on developing digital versions of their currencies, it is only a matter of time before all transactions are digitized and paper money is in the history books. The countries that grasp this reality before anyone else will be the ones at an advantage.

Money is going to be entirely digital, it’s all going to be computerised and moved in and controlled by apps and developers. Even with music, while everyone was selling CDs and vinyl from little specialty shops and singles, I was more focused on ringtones, which was the digital aspect of the music business.

As it happened in the music industry with the evolution from vinyl to cassette tapes to CDs and now to digital music, it’s happening now with money too.

Blockchain technology and cryptocurrency means that people in rising economies such as Africa are closer than ever to becoming ‘banked’, and having self-sovereignty of their own finances, and being able to use, through blockchain, financial services that are taken for granted in western nations.

In sub-Saharan Africa alone there are about 350 million unbanked adults, which accounts for 17 percent of the global unbanked population of two billion people.

This is why we are getting in front of the curve now and embracing what we believe is going to represent the dominant model young business leaders and entrepreneurs in Africa, and eventually, the whole continent embrace.

Blockchain and cryptocurrency represents a method for them to create and earn value determined by themselves and which doesn’t rely on an outdated system powered by a countries local currency which Africans have no control over.

Africa is already at the point where mobile phones and mobile phone minutes are used for transactions, it is only a few steps away from moving into an economy based on cryptocurrencies versus having to rely on current traditional paper money and historic financial models, which leads to their having the tools needed for financial independence and empowerment, reaching the same goals of being essentially ‘banked’.

HAS THE VIRUS AFFECTED SENEGAL

IN ANY WAY? DID IT HINDER ANY PROGRESS FOR AKOIN CITY IN DAKAR?

Sengal is one of the countries in Africa setting a great example of how to keep the numbers down, BBC did a great spotlight on Senegal and the smart containment and reduction methods they’re taking, it’s really impressive.

I’m proud to say that all of our massive efforts to bring Akon City to life in Senegal have not slowed either. We’re taking all of the right precautions when travelling and conducting a lot of our activities digitally, like everyone else in the world, but we’ve got an amazing team behind this venture and it’s full steam ahead.

We want Akon City to be the first of several more Akon-branded blockchain enabled smart cities, with Akoin at the center, throughout Africa, we can’t slow down, and everything we’re doing building up to that, including our deployment happening now in Mwale Technology and Medical City, pave that pathway.

OVER THE YEARS, AFRICA HAS OFTEN BEEN PORTRAYED IN A VERY DISTORTED LIGHT, AND YOU TALK ABOUT THIS VERY PASSIONATELY. HOW ARE YOU ADDRESSING THE MATTER, AND HOW WILL YOUR VISION OF THE CONTINENT HELP IN PRESENTING A TRUE IMAGE OF WHAT IT IS?

Unfortunately, often the perception of Africa from those living outside it is of a scary and dangerous place. For example, the way they depict Africa in the United States is just so sad because it many times makes it unattractive and plays on all of its problems, without touching on the positives.

I really want to change that perception and get people seeing it as not just a viable place to vacation, work and do business, but a destination you don’t want to leave. That’s what we’re building in Senegal with Akon City, futuristic city leveraging all of the best technologies, smart city designs and blockchain elements, attracting people and businesses alike.

“ We want Akon City to be the first of several more Akon-branded blockchain enabled smart cities, with Akoin at the center ”

COMMENT LES MONNAIES NUMÉRIQUES POURRAIENT-ELLES

AIDER LES POPULATIONS AFRICAINES ?

L’avenir de la finance réside dans la monnaie numérique et les transactions numériques. Les pays travaillent au développement de versions numériques de leurs monnaies, ce n’est qu’une question de temps avant que toutes les transactions soient numérisées. Les pays qui saisiront cette réalité avant tout le monde seront ceux qui seront avantagés.

La monnaie va devenir complètement numérique, tout va être informatisé et aménagé ainsi que contrôlé par des applications et des développeurs. Idem pour la musique, alors que tout le monde vendait des CD, des vinyles et des singles, je me concentrais davantage sur les sonneries, qui constituaient l’aspect numérique du commerce de la musique.

Comme cela s’est produit dans l’industrie de la musique avec l’évolution du vinyle aux cassettes, puis aux CD et maintenant à la musique numérique, cela se produit maintenant aussi avec l’argent.

Grâce à la technologie des blockchains et à la crypto-monnaie, les populations des économies émergentes comme l’Afrique sont sur le point de devenir “bancarisées”, d’avoir leur propre souveraineté financière et de pouvoir utiliser, par le biais de blockchain, des services financiers que les pays occidentaux considèrent comme allant de soi.

Rien qu’en Afrique subsaharienne, il y a environ 350 millions d’adultes non bancarisés, ce qui représente 17 % de la population mondiale non bancarisée sur deux milliards de personnes.

L’Afrique en est déjà au point où les téléphones portables sont utilisés pour les transactions, il ne reste que quelques pas à faire pour passer à une économie basée sur la crypto-monnaie plutôt que de devoir utiliser la monnaie traditionnelle en papier, ce qui leur permet de disposer des outils nécessaires à l’indépendance financière et à l’autonomisation, en atteignant les mêmes objectifs d’être essentiellement “bancarisés”.

C’est pourquoi nous prenons les devants dès maintenant et adoptons ce que nous pensons être le modèle dominant des jeunes chefs d’entreprise et entrepreneurs en Afrique et, à terme, sur tout le continent.

La blockchain et la crypto-monnaie représentent une méthode qui leur permet de créer et de gagner une valeur déterminée par euxmêmes et qui ne repose pas sur un système obsolète alimenté par la monnaie locale d’un pays sur lequel les Africains n’ont aucun contrôle.

COMMENT LE VIRUS A-T-IL AFFECTÉ LE SÉNÉGAL ? A-T-IL

EMPÊCHÉ TOUTE AVANCÉE POUR LA VILLE D’AKOIN À DAKAR ?

Le Sénégal est l’un des pays d’Afrique qui donne un excellent exemple de la manière de réduire les chiffres.

Je suis fier de dire que tous nos efforts massifs pour faire revivre Akon City au Sénégal n’ont pas ralenti non plus. Nous prenons toutes les précautions nécessaires lorsque nous voyageons et menons beaucoup de nos activités sous forme numérique, comme tout le monde dans le monde, mais nous avons une équipe extraordinaire derrière cette entreprise et elle est en pleine activité.

Nous voulons qu’Akon City soit la première d’une série de villes intelligentes à blockchain de la marque Akon, avec Akoin au centre, dans toute l’Afrique, nous ne pouvons pas ralentir, et tout ce que nous faisons pour y arriver, y compris notre déploiement qui a lieu actuellement dans Mwale Technology et Medical City, ouvre cette voie.

AU FIL DES ANS, L’AFRIQUE A SOUVENT ÉTÉ PRÉSENTÉE SOUS UN JOUR TRÈS DÉFORMÉ, ET VOUS EN PARLEZ AVEC BEAUCOUP DE PASSION. COMMENT ABORDEZ-VOUS LA QUESTION, ET COMMENT VOTRE VISION DU CONTINENT AIDERA-T-ELLE À PRÉSENTER UNE IMAGE FIDÈLE DE CE QU’IL EST ?

Malheureusement, la perception de l’Afrique par les étrangers est souvent effrayante et dangereuse. Par exemple, la façon dont ils dépeignent l’Afrique aux États-Unis est tellement triste parce qu’elle la rend peu attrayante et joue sur tous ses problèmes, sans toucher aux aspects positifs.

Je veux vraiment changer cette perception et faire en sorte que les gens voient l’Afrique comme une destination qu’on ne veut pas quitter. C’est ce que nous sommes en train de construire au Sénégal avec Akon City, une ville futuriste qui s’appuie sur les meilleures technologies, des designs de ville intelligents et des éléments de blockchain pour attirer les gens et les entreprises.

“ Nous voulons qu’Akon City soit la première d’une série de villes intelligentes à blockchain de la marque Akon, avec Akoin au centre ”

Then, with our Akoin cryptocurrency and platform, which will be the central currency of both Akon City and Mwale Medical and Technology Center we’re setting the stage on how innovative blockchain and cryptocurrency solutions can launch Africa far into the 21st century as leaders in this space.

IN TERMS OF INNOVATION, YOU DESCRIBE AFRICA ALMOST AS BEING A BLANK SLATE IN COMPARISON TO OTHER CONTINENTS AND COUNTRIES. HOW IS THIS AN ADVANTAGE?

Africa is one of the only places in the world that can start from zero and really implement and utilize every single new development and invention that’s existing today without breaking down existing infrastructure.

Africa is known for making technological leaps ahead of the rest of the world led as seen with their usage of mobile technology, their usage of mobile phone minutes as currency and adoption of blockchain and cryptocurrency innovations.

This characteristic of taking leaps forward in technology is what will continue to drive the growth and success of digital assets on the continent, and we believe Africa will lead in this area as the rest of the world will be watching closely to see the developments it makes.

While western countries and the rest of the world wrestle at unpicking years of tradition, red tape and regulation to make digital assets fit; African countries -- if their leaders choose -- are able to embrace change and foster implementation much more quickly.

When you look at all the major countries, from America to European countries to China, all of these nations are in a position where they can’t conform as quickly to the latest technologies without having to rebuild everything that’s already built, whereas African nations can start from the beginning and lead that charge forward.

YOUR WORK ETHIC AND THE VISION OF YOUR HOMELAND ARE INHERENTLY INSPIRING STATEMENTS IN THEMSELVES, BUT IF YOU COULD, WHAT WOULD YOU TELL YOUNG ENTREPRENEURS THAT, LIKE YOU, WANT TO INVEST TIME TO SEE CHANGE IN THE WORLD?

The youth of Africa want to build their own destinies and are ready and able to adopt the latest technology innovations and financial structures to make that possible.

We want Africans who have amazing entrepreneurial ideas, to have the tools and services to bring those ideas to life, and not only create and build that business, but bring it to the global economy, and help their regions grow in the process. That’s the power of what blockchain and cryptocurrency can enable, and that’s what we’re enabling at Akoin.

There are people who have the means but don’t have the tools. There are people who have the tools but don’t have the means. For this to work, we all have to work together. The key to success has always been unity and I feel you can cover the world when you unite and bring yourselves together for one common cause. Join us - Akon

Ensuite, avec notre crypto-monnaie et notre plate-forme Akoin, qui sera la monnaie centrale d’Akon City et du Centre médical et technologique de Mwale, nous préparons le terrain pour que des solutions innovantes de blockchain et de crypto-monnaie puissent faire de l’Afrique un leader du XXIe siècle.

EN TERMES D’INNOVATION, VOUS DÉCRIVEZ L’AFRIQUE PRESQUE

COMME UNE ARDOISE BLANCHE PAR RAPPORT AUX AUTRES CONTINENTS ET PAYS. EN QUOI EST-CE UN AVANTAGE ?

L’Afrique est l’un des seuls endroits au monde qui peut partir de zéro et réellement mettre en œuvre et utiliser chaque nouveau développement et invention existant aujourd’hui sans détruire les infrastructures existantes.

L’Afrique est connue pour ses avancées technologiques par rapport au reste du monde, comme en témoignent son utilisation de la technologie mobile, son utilisation des minutes de téléphonie mobile comme monnaie et l’adoption d’innovations en matière de blockchain et de cryptomonnaie. Nous pensons que l’Afrique sera en tête dans ce domaine car le reste du monde suivra de près les développements qu’elle fera.

Tandis que les pays occidentaux et le reste du monde se battent contre des années de tradition et de réglementation pour adapter les biens numériques, les pays africains - si leurs dirigeants le souhaitent - sont capables d’accepter le changement et de favoriser sa mise en œuvre beaucoup plus rapidement.

Lorsque vous regardez tous les grands pays, de l’Amérique aux pays européens en passant par la Chine, tous ces pays sont dans une

position où ils ne peuvent pas se conformer aussi rapidement aux dernières technologies sans avoir à reconstruire tout ce qui est déjà construit, alors que les nations africaines peuvent commencer dès le début et mener cette charge en avant.

VOTRE ÉTHIQUE DU TRAVAIL ET LA VISION DE VOTRE PAYS

D’ORIGINE SONT DES DÉCLARATIONS INTRINSÈQUEMENT

INSPIRANTES EN ELLES-MÊMES, MAIS SI VOUS LE POUVIEZ, QUE DIRIEZ-VOUS AUX JEUNES ENTREPRENEURS QUI, COMME VOUS, VEULENT INVESTIR DU TEMPS POUR VOIR LE MONDE CHANGER?

Les jeunes d’Afrique veulent construire leur propre destin et sont prêts et capables d’adopter les dernières innovations technologiques et les structures financières pour rendre cela possible.

Nous voulons que les Africains qui ont des idées entrepreneuriales étonnantes disposent des outils et des services nécessaires pour donner vie à ces idées, et non seulement créer et développer cette entreprise, mais aussi l’apporter à l’économie mondiale et aider leurs régions à se développer dans le processus. C’est la puissance de ce que la blockchain et la crypto-monnaie peuvent permettre, et c’est ce que nous permettons à Akoin.

Il y a des gens qui ont les moyens, mais qui n’ont pas les outils. Il y a des gens qui ont les outils mais qui n’ont pas les moyens. Pour que cela fonctionne, nous devons tous travailler ensemble. La clé du succès a toujours été l’unité et je pense qu’il est possible d’englober le monde entier lorsque l’on s’unit et se rassemble pour une cause commune. Rejoignez-nous - Akon

AI: Quo Vadis?

QUESTIONS SURROUNDING LIABILITY IN CASES INVOLVING ARTIFICIAL

INTELLIGENCE ARE A BLINDSPOT SOME ARE OVERLOOKING. DR STEFANO FILLETTI, HEAD OF DEPARTMENT OF CRIMINAL LAW AT THE UNIVERSITY OF MALTA, LAWYER AND SENIOR MANAGING PARTNER AT FILLETTI & FILLETTI ADVOCATES, SPOKE WITH JEREMY MICALLEF ON HOW JUDICIAL REFORM MUST TAKE PLACE TO CATER FOR THE FUTURE.

在涉及人工智能的案件中，围绕法律责

任的问题是一些人忽视的盲点。Stefano Filletti博士，现为马耳他大学刑法系主

任、Filletti & Filletti Advocates律师兼

DEFINING AI

Artificial Intelligence is a difficult term to define and there is no one universally accepted definition. The word “artificial” denotes something which is manmade. The word “intelligence” is more abstract and more difficult to define. Intelligence refers to the capacity to develop and evolve over time within a given environment. Intelligent beings not only adapt to their environment but also ‘learn’ to become more efficient at what they do.

In the words of the renowned British physicist Stephen Hawkings, “intelligence is the ability to adapt to change”. This definition denotes the innate capacity of any intelligent being to be able to adapt to changing circumstances or environments. This ability to adapt must be innate to it.

Placed together the term ‘artificial intelligence’ would refer to a man-made object capable to autonomously adapt to change, to develop and evolve.

Artificially intelligent beings can really be anything from robots to weapons, software on a machine to virtual bots on the internet.

定义人工智能（AI）

人工智能是一个很难定义的名词，没有一个被普遍接 受的定义。“人工”，说明某物是人所造的。而 “智 能”这个词更抽象，更难定义。智能是指在特定环境 中长期发展与演化的能力。聪明的生物不仅能适应环 境，还能 “学习”，使自己的工作更有效率。

引用英国著名物理学家斯蒂芬·霍金斯的话，“ 智能 就是适应变化的能力”。这个定义表示任何智慧生命 都有先天的能力，能够适应不断变化的条件或环境。

这种适应能力必须是与生俱来的。

将两个词放在一起，“人工智能”一词则指称能够自 主适应变化、发展和进化的人造物体。

人工智能存在体实际上可以是任何东西，从机器人到 武器、从机器上的软件到互联网上的虚拟机器人。

资深管理合伙人，其与Jeremy Micallef

交流，说明在适应未来的需要上，司法 改革是多么必须的。

THE AGENCY TO COMMIT CRIMES

If artificial intelligence refers to the ability to change and develop autonomously and independently, it would be hard to predict what artificial intelligence is ‘learning’ and how it is adapting. In children the process of ‘learning’ includes learning from mistakes, including potentially dangerous mistakes. Likewise artificially intelligent beings, or AI systems, will ‘learn’ in an unpredictable manner.

There can be no doubt that any intelligent being, including AI systems, will adapt differently to different situations. It is likewise impossible to determine given results and outcomes following a process of adaptation.

Therefore, if left unchecked, AI systems have the potentiality of committing crimes. For example, AI systems left unchecked in financial services may soon learn that committing financial crime may yield higher profits (albeit illegal gains), whilst believing that it became more efficient at what it does. Although this example could easily be countered by introducing parameters to the AI system requiring it to avoid illegal transactions, the unpredictability of the adaptation means that it is humanly impossible to predict any and all actions of the AI system. Artificial intelligence can, therefore, in practice, commit acts or transactions which would be criminal (if committed by humans).

HUMANS VS ARTIFICIAL INTELLIGENCE: THE CRIMINAL LAW CONUNDRUM

The reason why criminal law exists is to punish those who chose to obtain an unfair advantage in violation of the law to the detriment of the law-abiding or to punish those who engage in behaviour which is legally and morally reprehensible. Criminal law presupposes that the subject of criminal law is a human person having the moral capacity to determine what is morally right and morally wrong. It also presupposes that the subject of criminal law has the basic capacity to understand his or her actions and have the volitional capacity to commit or refrain from committing these acts. Finally, criminal law has the purpose of creating deterrence: deterring persons from engaging in criminal behaviour with fear of sanction or punishment.

Criminal law has evolved over time creating space for a legal personality of companies. Hence the concept of criminal corporate liability developed. This allowed criminal law to extend to the business of companies and corporate structure, ostensibly to freeze and confiscate assets and proceeds of crime being the property of companies rather than natural persons.

“ The process of ‘learning’ includes learning from mistakes, including potentially dangerous mistakes. Likewise artificially intelligent beings, or AI systems, will ‘learn’ in an unpredictable manner ”

犯罪机构

如果人工智能指的是自主独立的变化和发展的能力，那么，要想 预测人工智能在 “学习”什么、如何适应，就十分困难了。在儿 童身上， “学习” 的过程包括从错误中学习，涵盖了潜在的危险 错误。同样，人工智能存在体，或者说AI系统，也会以一种不可预 测的方式去 “学习”。

毫无疑问地，任何人工智能存在体，包括AI系统，都会以不同的 方式适应不同的情况。在适应过程后，同样无法确定相应结果与 后果。

因此，如果不加以约束，AI系统就有犯罪的潜在风险。例如，在金 融服务中，不加约束的AI系统也许很快就了解到，金融犯罪可能会 产生更高的利润（尽管是非法收益），同时认为自身在工作变得 更有效率。虽然，为AI系统引入参数，要求其避免非法交易，就能 轻松处理上述举例，但适应的不可预测性意味着人类不可能预测AI 系统的任何及所有行动。因此，人工智能在实践中可能会犯下一 些（如果人类作的话就会）被认为是犯罪的行为或交易。

人类与人工智能：刑法难题

刑法之所以存在，是为了惩罚那些选择违法获取不公平利益，损 害守法者利益的人，或者惩罚那些从事应受法律和道德谴责的行 为的人。刑法的前提，在于刑法主体是具有道德能力的人，能够 决定什么是道德上的对与错。它还预设了刑法主体具有理解自己 行为的基本能力，也拥有进行或抑制这些行为的意志能力。最 终，刑法具有产生威慑力的目的：使人们不敢从事犯罪行为，害 怕受到制裁或惩罚。

刑法随着时间发展，为公司的法人资格创造了空间。因此，公司刑 事责任的概念应运而生。这使得刑法可以延伸到公司业务和公司结 构，表面上冻结与没收属于公司而非自然人的资产和犯罪所得。

“学习”的过程包括从错误中 学习，涵盖了潜在的危险错 误。同样，人工智能存在体， 或者说AI系统，也会以一种 不可预测的方式去”学习”

Yet criminal corporate liability has a limited scope. A company cannot commit all crimes which a human can be found guilty of. Criminal corporate liability is reserved for financial crime in general.

AI systems can engage in far more dangerous activity if left unchecked. Yet, artificial intelligence and AI systems challenge the core foundations of criminal law. Artificial intelligence does not have an innate moral compass and a capacity of right and wrong found in humans. It has no volitional capacities. Artificial intelligence does not “fear” punishment and therefore criminal law poses no deterrence to artificial intelligence.

The point is that criminal law in its current state does not and, by and large, cannot cater to crimes committed by artificially intelligent beings. It can only hold humans owning or using them (limitedly) responsible for actions their artificial beings commit.

RIGHTS AND RESPONSIBILITIES

Artificially Intelligent beings can commit wrongful actions for a multitude of reasons.

The first could be an error in its programming or manufacturing. A second scenario could be that the user inputs a wrong set of instructions. A third could be that any person charged with overseeing the AI system, realising that something is wrong, fails to take the appropriate action.

A more difficult scenario is where the artificial being, without human solicitation and without a person in its charge, engaged autonomously in an unpredicted and unforeseeable course of action leading to criminal or tragic results. Although rare, this is not only a possibility but has already happened. Although efforts are made to reduce the unpredictability factor, it can never be excluded. The question is how to tackle it. If it is shown that the manufacturer and its user, performed all reasonable tests and used all reasonable precaution, can they be held responsible for an unpredicted and

unforeseeable outcome? Even more so when coming from an AI system adapting and developing on its own accord?

Quo Vadis? Where do we go from here? The current state of criminal law does not offer a solution. It is clear that with the further advancement of artificial intelligence, this problem needs to be addressed. A new legal regime needs to be developed to cater for the non-human actor even in the field of criminal law.

THE ROAD AHEAD

The legal responsibility of AI systems is a matter which has been taken up by many countries and is also a matter of legal debate at the European level, both at EU and Council of Europe levels. Two distinct streams between civil liability and criminal liability are identifiable. From a local perspective, the topic is also being actively discussed with local authorities actively engaged in the debate. Only time, however, will tell if AI systems would be adequately regulated by civil and criminal legislation or whether this is an elusive ideal with AI systems outsmarting the law.

“ Quo Vadis? Where do we go from here? The current state of criminal law does not offer a solution. It is clear that with the further advancement of artificial intelligence, this problem needs to be addressed ”

不过，公司的刑事责任有其范围界限。一间公司不可能犯下一 切人类可以被认定为犯罪的罪行。公司刑事责任只针对一般的 金融犯罪。

如果不加约束，AI系统可能从事更危险的活动。然而，人工智 能与AI系统挑战了刑法的核心基础。人工智能不具备人类与生 俱来的道德指南针和是非能力。它没有意志能力。人工智能并

不 “害怕”惩罚，因此刑法对人工智能不构成任何威慑。

问题的关键在于，刑法在其目前的状态下，不适用于人工智能 存在体所犯下的罪行，大体上也无法满足。它只能（有限的） 追究拥有或使用它们的人类，要求其为人工存在体所实施的行 为负责。

权利和责任

人工智能存在体做出错误行为的可能原因有许多。

第一种情况，可能是在其编程或制造过程中出现错误。第二种 情况可能是用户输入了一套错误的指令。第三种，可能是任何 负责监督AI系统的人，意识到问题出现，但没有采取适当的行 动。

一种更困难的情况是，人工智能存在体在没有人类招揽，也没 有人负责的情况下，自主地涉入了一项无法预测且不可预见的 行动，导致犯罪或悲剧性的结果。这种情况虽然罕见，但不仅 有可能、而且已经发生。虽然我们已经为减少不可预测的因素 作出了努力，但永远不能排除这种可能性。问题是如何解决 这个问题。假使制造商与用户已经被证明进行了所有合理的测 试，并采取了一切适当的预防措施，那么他们是否可以为一个 无法预测且不可预见的结果负责？更何况，其来自于一个自主 适应与发展的AI系统？

Quo Vadis？我们该往哪走？现行的刑法并没有提供解决方案。

显然，随着人工智能的进一步发展，这个问题需要被解决。我 们需要制定新的法律制度，即使在刑法领域，也要涵盖到非人 类行为人。Quo Vadis？

前方的路

AI系统的法律责任是一个已经引起许多国家重视的问题，也是 欧盟和欧洲委员会层面的法律争论问题。在民事责任和刑事责 任之间，可以辨别出两个分流。从地方的角度来看，这个问题 也受到积极讨论，连当局都积极参与。然而，只有时间才能证 明AI系统是否会受到民事和刑事立法的充分监管，或者，这是 否是一个难以捉摸的理想，因为AI系统远比法律更聪明。

“Quo Vadis？我们该往哪 走？现行的刑法并没有提供 解决方案。 显然，随着人

工智能的进一步发展，这个 问题需要被解决”

THE DAWN OF INDUSTRY 4.0 THE DAWN OF INDUSTRY 4.0

工业4.0的曙光

DIGITALIZATION PROVIDES MANY OPPORTUNITIES, BUT AT THE SAME TIME PUTS PRESSURE ON THE SUPPLY CHAINS OF TODAY. WITH ADVANCING AUTOMATION AND VISIBILITY OF PROCESSES ACHIEVED WITH DATA, CUSTOMER EXPECTATIONS ARE GROWING IN THE SAME EXPONENTIAL MANNER, REQUIRING CONSTANT OPTIMISATION OF PROCESSES AND TRANSACTIONS.

数字化提供了很多机会，但于此同时也给今天的供应链带来了压 力。随着自动化的推进以及通过数据实现的流程可视性，客户的 期望值也同样在以指数方式增长，需要不断优化流程和交易。

WORDS BY DAN WEINBERGER, CO FOUNDER, CEO, MORPHEUS.NETWORK & SEBASTIAN SPITZER, DIGITAL INNOVATION MANAGER WITH SCHAEFFLER AND MOBILITY & IOT ADVISOR WITH MORPHEUS NETWORK.

Supply Chain Management is gradually moving from a supporting role in businesses to a profit center with “customer facing business models”. Think of offers like Amazon Prime that render Logistics and Business Processes into its own revenue stream. Digitalization and new technologies are a key enabler for this development. They overcome existing problems within complex intertwined Supply Chains and offer the chance to monetise new services.

THE COMMONLY IDENTIFIED PROBLEM AREAS INCLUDE:

Manual regulation and complex documentation causing time loss, risk of human errors and increased process costs, especially in cases of unintended non-compliance with regulations.

Difficult backtracking of disruptions and contaminations to the source, hindering clear accountability for claims and prevention of damages to brand reputation by contaminated goods.

Inadequate communications and lack of trust between parties due to fragmented non-synchronized information, resulting in inefficiencies, risk of errors and complications in stock management.

Inability to create full traceability and transparency of the supply chain from sourcing and production to the end user, complicating the risk of fraud and quality assurance.

How can new technologies help to solve these problems? Over the last decade, an interesting mix of new technologies has emerged that can help to overcome existing issues.

On the process level, the rapid development of Artificial Intelligence technologies has enabled machines to learn faster and become more efficient, regardless if it’s in production, warehouse or shipping stages. Recently, the fields of Process Mining and Robotic Process Automation promise to make the actual process better by removing manual steps or pinpointing workflows that are prone to failure. With the dawn of Industry 4.0, production processes in most industries already rely on data and create usable datasets for later stages of the Supply Chain.

Regarding the actual goods being handled, IoT devices and new sensor technologies are supporting transparency and traceability. Whether it is GPS sensors, temperature measuring devices or scanning solutions like QR, RFID or NFC technologies, they all enable digital identification of physical goods. For documentation needs, digital document technologies like OCR scanners or digital signatures (DocuSign etc.) are supporting automation further.

供应链管理正逐渐从企业的配角变成 “面向客户的商业模式”

的利润核心。想想像亚马逊Prime这样的服务，将物流和业务流 程转化成自己的收入流。数字化与新技术是这一发展的关键助推 器。它们克服了复杂交织的供应链中的现有问题，并提供了新服 务盈利的机会。

常见的问题领域包括：

1. 人工监管和复杂的文件造成时间损失、人为错误的风险和流 程成本的增加，特别是在无意间违反法规的情况下。

2. 破坏及污染难以追溯到源头，妨碍了明确的索赔责任，也难 以防止受污染商品对品牌声誉的损害。

3. 由于信息零散不同步，各方沟通不充分，缺乏信任，导致库 存管理效率低下，产生出错风险、复杂化。

4. 无法建立从采购、生产到终端用户整体供应链的完全可追溯 性和透明度，使欺诈风险和质量保证复杂化。

新技术如何帮助解决这些问题？在过去十年中，出现了一些有趣 的新技术组合，可以帮助克服现有的问题。

在流程层面，人工智能技术的快速发展使机器能够更快地学习， 同时变得更有效率，无论在生产、仓储还是运输阶段皆是。最 近，在流程挖掘与机器人流程自动化领域，有望通过去除人工步 骤或精准定位容易失败的工作流程，优化实际流程。随着工业4.0 的到来，大多数产业的生产过程已经依赖数据，并为供应链的后 期阶段创建可用的数据集。

至于实际处理的货物，物联网设备和新的传感器技术正在支 持透明度与可追溯性。无论是GPS传感器、温度测量设备还是 QR、RFID或NFC技术等扫描解决方案，它们都能实现对实物货物 的数字识别。对于文件需求，数字文件技术，如OCR扫描仪或数 字签名（DocuSign等）正在进一步支持自动化。

“随着自动化的推进以及 通过数据实现的流程可视 性，客户的期望值也同样 在以指数方式增长，需要 不断优化流程和交易”

On a network level, especially Distributed Ledger Technologies (or DLT), based on the concept of Blockchains, have started to garner attention for their ability to create trustless networks of multiple parties. They provide a data notarisation and exchange layer that can also support the automation of underlying business processes with smart contracts that elicit payments or other actions when certain conditions are met.

The real beauty lies in combining multiple technologies to reap the fruits of digitalization. Basically, all parties strive for the same goal: fully digitized processes that deliver trustworthy, machine readable datasets to exchange information, optimise processes and ultimately, create transparency and provenance along the entire Supply Chain, from production to consumption.

This is where Morpheus. Network steps in with their middleware solution:

It allows companies to leverage new technologies effortlessly without the hassle of replacing existing legacy systems or reconfiguring IT architectures. Essentially, it creates a digital twin of Supply Chain processes with a modular, event-based architecture. The solution can be integrated into existing systems with predefined data handover points and interfaces, e.g. from production, ERP systems or Third Parties like forwarding agents that supply tracking data.

The platform allows the integration and combination of multiple data sources with an easy user interface, regardless if its IoT devices, QR scans, documentation or complex production data. By pooling data in one software and allowing the combination with internal datasets (ensuring data protection of sensitive information), two major benefits can be realised: An automated, fully digitized data exchange with multiple parties and transparent, controllable processes.

Morpheus.Network uses Distributed Ledger Technologies as a backend protocol to harmonise data and create a trust layer for data exchanges. Processes are turned into fully digitized workflows that combine all datasets in machine-readable

formats, allowing integration of the physical, monetary and documentation flows. With all data in one place, effective algorithms can be implemented for optimising and automating processes based on events, timestamps and outside data like GPS, temperature or digital document sign-offs.

EXEMPLARY USE CASES:

FEDERATED CO-OPERATIVES LIMITED (FCL)

Digitized documentation, regulatory frameworks and trusted information exchange between multiple parties

FCL uses Morpheus.Network to manage its complex supplier document management system across Canada, linking hundreds of suppliers. This replaces a largely manual process where thousands of regulatory certifications and documents from more than 150 suppliers are collected and managed by FCL which all need to be scanned, validated, processed and tracked. The new solution automates the management of documents from each supplier and provides a self-service portal for suppliers in the integrated Document Handling System. All documentation can be generated through APIs and attached directly to the order / supply chain workflow and easily exchanged between all parties. By using OCR scanning technologies and digital documents, machine readable information is generated to reduce manual intervention to a minimum and allow automation of processes, resulting in higher efficiency and reduced risk of errors.

VITALCAN

Process automation and digitalization to provide a trusted Digital Footprint to track and trace each step of the process and goods shipped.

Vitalcan uses the Morpheus.Network workflow builder for automating inbound and outbound workflows of nutritional solutions, falling under the regulatory framework for Agri Food compliance. The solution includes setting up a unique QR code for each shipment, enabling key stakeholders to add digitized documents and data in real time. By using QR codes, transparency is extended to the end consumer, allowing the safeguarding and the authenticity of products e.g. organic food practices or fair trade standards – increasing the likelihood of brand loyalty.

“ The real beauty lies in combining multiple technologies to reap the fruits of digitalization ”

在网络层面，特别是以区块链概念为基础的分布式账本技术 （DLT），因其能够创建多方的去信任化网络而开始受到关 注。它们提供了一个数据公证和交换层，还可以通过智能合 约支持底层业务流程的自动化，在满足一定条件时引起支付 或其他行动。

真正的妙处在于结合多种技术来收获数字化的成果。基本 上，各方都在为同一个目标努力：完全数字化的流程，提供 值得信赖的、机器可读的数据集，以交换信息、优化流程， 最终在整条供应链（从生产到消费）中建立透明度和出处。

这就是Morpheus.Network得以作为中间件解决方案的作用：

它让公司可以毫不费力地利用新技术，免除更换现有的旧系 统或重新配置IT架构的繁琐。本质上，它通过模块化、基于事 件的架构创建了供应链流程的数字孪生系统。该解决方案可 以通过预定义的数据交接点及接口集成到现有系统中，例如 从生产、ERP系统或像是提供跟踪数据的转运代理等第三方。

的工作流程，将所有数据集以机器可读的格式结合起来，允 许整合实物、货币和文件流。将所有数据汇集在一个地方， 可以进行有效的演算法，根据事件、时间戳与外部数据（如 GPS、温度或数字文档签收）来优化和自动化流程。

示范性用例：

FEDERATED CO-OPERATIVES LIMITED（FCL）

数字化文件、监管框架以及多方之间可信信息交流 FCL使用Morpheus.Network来管理其位于加拿大各地的复杂 供应商文件管理系统，将数百家供应商串联起来。这取代了 一个在很大程度上是人工操作的过程，在这个过程中，FCL收 集并管理来自150多家供应商、数千份的监管认证及文件， 所有文件都需要扫描、验证、处理和跟踪。新的解决方案将 每家供应商的文件管理自动化，并在集成的文件处理系统中 为供应商提供一个自助服务门户。所有文件都可以通过API生 成，并直接附加到订单/供应链工作流程中，而且能在各方之 间轻松交换。通过使用OCR扫描技术和数字文档生成机器可 读信息，将人工干预减到最低，实现流程自动化，从而提高 工作效率，降低出错风险。

VITALCAN

流程自动化和数字化，提供值得信赖的 “数字足迹”，以跟 踪并追溯流程的每一步以及货物运输

该平台允许以简单的用户界面整合且组合多个数据源，无论 是物联网设备、QR扫描、文档还是复杂的生产数据。通过在 一个软件中汇集数据，并允许与内部数据集相结合（确保敏 感信息的数据保护），可以实现两大优势：与多方进行自动 化、完全数字化的数据交换，以及透明、可控的流程。

Morpheus.Network使用分布式账本技术作为后端协议，以协 调数据并为数据交换建立协议层。流程被转化为完全数字化

Vitalcan使用Morpheus.Network工作流构建器来自动化营养 解决方案的入库和出库工作流，合乎农业食品合规的监管框 架。该解决方案包括为每批货物设置一个独特的二维码，使 关键利益相关者能够实时添加数字化的文件和数据。通过使 用二维码，透明度扩展到终端消费者，允许保障和产品的真 实性，例如有机食品实践或公平贸易标准——增加品牌忠诚 度的可能。

“真正的妙处在于结合多种 技术，收获数字化的成果”

relive the moments

MALTA iGATHERING

17 JULY

After a long hiatus, SiGMA’s Malta-based iGathering brought a much-needed networking evening to Malta’s gaming and tech crowd. Guest of honour, the Hon. Clayton Bartolo, Parliamentary Secretary for Financial Services and Digital Economy shared his thoughts on Malta’s digital future.

KIEV iGATHERING

27 AUGUST

From a panel on Ukraine’s recently signed legislation to networking with Kiev’s gaming elite, iGathering Kiev brought the gaming industry together to discuss the changing face of the European market.

重温重要时刻

马耳他iGATHERING聚会

7月17日

经过长时间的休整，SiGMA在马耳他举办 的iGathering聚会，为马耳他的博弈 与科技人群带来了一个如沐甘霖的交流之 夜。活动的嘉宾，金融服务和数字经济政 务秘书尊敬的Clayton Bartolo分享了 他对马耳他数字未来的看法。

基辅iGATHERING聚会

8月27日

从乌克兰最近签署的立法专题讨论会到与 基辅博弈精英的交流网络，基辅iGathering聚会将博弈产业聚集在一起，讨论 欧洲市场的变化。

YOUNG TECH-SAVVY TRIO YOUNG TECH-SAVVY TRIO

Get

Dr Joshua Ellul was appointed as the inaugural chairperson of the Malta Digital Innovation Authority. He is also the director of the Centre for Distributed Ledger Technologies at the University of Malta which offers a multidisciplinary Masters in Blockchain and DLT.

Dana Farrugia is the CEO of Tech.mt, a foundation established in partnership between the Government of Malta and The Malta Chamber of Commerce to promote the National strategy for Technology & Innovation. The thematic goal for her career has always been to leverage the opportunities of emerging technologies and make them more accessible in preparation for the future

Kearon Bruno is an economist by profession and currently works as the policy and strategy advisor within the Parliamentary Secretariat for the Digital Economy and Financial Services. Recently, he was appointed as the chairman of Malta’s first Digital Economy Think Tank.

In an exclusive interview with Maria Debrincat, these bold, prominent, leaders gave their take on their own personal development and their vision towards Malta’s digital innovation strategy.

青年科技三剑客

来认识3位新锐的人物，他们掌舵着马耳他的科技产业： Joshua Ellul博士被任命为马耳他数字创新局的首任主 席。他也是马耳他大学分布式账本技术中心的主任，该 中心提供区块链和DLT的多学科硕士课程。

Dana Farrugia是Tech.mt的首席执行官，Tech.mt是马耳 他政府与耳他商会合作成立的基金会，旨在促进国家技 术与创新战略。她的职涯的主目标，一直是利用新兴技 术的机会，并为未来做准备，使其更可及。

Kearon Bruno是一位专业的经济学家，目前在数字经济 和金融服务议会秘书处担任政策和战略顾问。最近，他 被任命为马耳他首个数字经济智库的主席。

在与Maria Debrincat的专访中，这些大胆、杰出的领导 者对自己的个人发展以及对马耳他数字创新战略的愿景 发表了看法。

JOSHUA ELLUL

THE TECH WORLD THRIVES ON TRANSFORMATION. AS A YOUNG PROMINENT LEADER, OFFERING FRESH IDEAS TO THE SECTOR, WHAT CAN YOU DO TO IMPROVE MALTA’S DIGITAL INNOVATION STRATEGY?

As chairperson of the MDIA, over the past two years’ effort was directed towards its main remit: an innovative technology assurance regulatory framework. We aim to support Malta in becoming a Centre of Excellence for Digital Innovation which requires an ecosystem consisting of: tech companies and startups, educational institutions, investors, policymakers and professionals of all types.

Through discussions, consultation, vision definition and personal opinion I aim to positively contribute to the overarching national plans for digital innovation. Initiatives that I feel would positively contribute to the strategy include: investment incentives; support for startups; research funding; national deployments of innovative technologies; and more efficient, less bureaucratic, digitally-enabled processes that have good governance built-in.

THE MALTESE GOVERNMENT IS PLACING MALTA AS THE COUNTRY THAT WILL PROSPER AS A DIGITALLY ENABLED NATION IN ALL SECTORS OF SOCIETY. WHAT ARE YOUR THOUGHTS ON THIS STATEMENT AND HOW CAN YOU EXPAND ON IT?

Whilst, sector-specific technologies do exist, digital technology is sector agnostic and spans across all aspects of society. The success of Malta as a digitally enabled nation is independent of whether a particular sector or aspect of society is successful or not with respect to how digitally enabled it is.

The crucial pillars towards building this future are: digital-based jobs, education and policy. When it comes to jobs we have seen success stories. Consider, jobs created through iGaming, a completely digital-based industry. Indirectly, such industries prepare (a subset of) society for the digital world.

The right policy is required to create an environment that will enable the above.

Given the initiatives underway, I feel that Malta is on track to becoming not only a digitally enabled island but one that excels in digital innovation.

科技世界因转型而蓬勃发展。作为一位 为该领域提供新的想法的年轻杰出领导 者，您能为改善马耳他的数字创新战略 做些什么？

作为马耳他数字创新局（MDIA）的主 席，在过去的两年里，全副精力皆花费在 主要职责上：创新技术的保证监管框架。

接着，我们的目标是支持马耳他成为数字

创新的卓越中心，这需要一个由以下人员 组成的生态系统：科技公司和初创企业、 教育机构、投资者、政策制定者以及各类 专业人士。虽然其中一些活动并不直接隶

属于MDIA的职权范围，但我们与其他实 体合作，努力实现这一目标。

我们需要正确的政策来创造一个能够实 现上述目标的环境。

鉴于目前正在采取的举措，我认为马耳 他不仅有望成为一个数字化岛屿，还有 望成为一个在数字化创新方面表现出色 的岛屿。

WITH THE RAPID PACE OF INNOVATION, IT CAN BE DIFFICULT FOR TECH PROFESSIONALS TO KEEP THEIR SKILLS CURRENT. HOW DO YOU KEEP UP WITH TECHNOLOGY ADVANCEMENTS AND WHAT DO YOU DO TO BOOST YOUR PROFESSIONAL DEVELOPMENT?

I could answer this by saying I work around the clock, but that’s not completely true. I am a geek at heart, and I followed a career path that allows me to work on what I am passionate about. So, it does not feel like I am working around the clock. As an academic, I undertake research which aims to push the boundaries of the state of the art. So I am actively working on new technologies.

When it comes to professional development, I work on this indirectly through:

(i) Networking: doing so allows me to appreciate different perspectives and personalities and then applying that knowledge to the various professional settings within which I find myself.

(ii) Challenging myself: jumping in the deep end, just deep enough so that I can learn from the setting. Public speaking? Give a talk in front of a small audience. Writing? Sit down and write an article.

(iii) Self-reflection: I have a lot to learn, and there are still many things I likely do wrong. Without accepting this it would be impossible to improve. Self-reflection is crucial.

通过讨论、咨询、愿景定义与个人意见 交流，为数字创新的总体国家计划做出 积极贡献是我的目标。我认为可以为该 战略做出积极贡献的举措包括：投资激 励；支持初创企业；研究资金；创新技

术的国家部署；以及更高效、更少官僚 主义、内置良好治理的数字化流程。 马耳他政府正在将马耳他定位为一个 在社会各领域都能实现数字化繁荣的国 家。您对这一说法有什么看法，您如何 对其进行扩展？

虽然，领域特定技术确实存在，但数字

技术是与产业无关的，而且横跨社会的 各个面向。马耳他作为一个数字化国家 的成功与否，与社会的某一领域或面向 在数字化方面的成功与否无关。一些领

域将或早或稍后进入数字化转型。

建设这个未来的关键支柱是：基于数字 的工作、教育和政策。在就业方面，我 们已经看到了成功的案例。考虑一下，通 过iGaming——这个完全以数字为基础的 产业——所创造的就业机会。间接地， 这些产业为数字世界的社会（子集）做

了准备。马耳他应该继续吸引其他以数 字为基础的产业与玩家。

毋庸置疑地，在培养劳动力以从事直接 或间接的数字工作、使社会成为数字原 住民上，教育非常重要。

随着创新的快速发展，当前的技术专业 人员很难保持自己的技能更新。您如何 跟上技术的进步，又是如何促进自己的 专业发展的？

我可以用日以继夜地工作来回答这个问 题，但这并不完全正确。我骨子里是个 极客，而我遵循的职业道路让我能够从 事自己热衷的工作。所以，我并不觉得 自己是在不眠不休地工作。作为一名学 者，我从事研究的目的是突破先进的边 界。因此，我积极研究新技术。

至于专业发展，我是通过以下方式间接 地进行：

一、交流网络：或者说咖啡。通过各种 主题的讨论（和辩论），从哲学、技术 到社会政治问题。这样做使我能够欣赏 不同的观点和个性，然后将这些知识应 用到我所处的各种专业环境中。

二、自我挑战：跳入深渊，深得让我能 从环境中学习。公开演讲？在一小群观 众面前发言。

写作？坐下来，好好写一篇文章。

三、自我反思：我还有很多需要学习的 地方，还有很多可能做错的地方。如果 不接受这一点，就不可能改进。自我反 省是至关重要的。

“我骨子里是个 极客，而我遵循 的职业道路让我 能够从事自己热 衷的工作” Q&A 问答

KEARON BRUNO

THE TECH WORLD THRIVES ON TRANSFORMATION. AS A YOUNG PROMINENT LEADER, OFFERING FRESH IDEAS TO THE SECTOR, WHAT CAN YOU DO TO IMPROVE THE MALTA DIGITAL INNOVATION TECHNOLOGY STRATEGY?

In my role as Chairman of the newly founded and Malta’s first Digital Economy Think Tank, and as the policy and strategy advisor to Hon. Clayton Barolo – Junior Minister for the Digital Economy and Financial Services – I must say, that I’m honored to have been entrusted with and involved in high-level discussions that will pave the way for Malta’s new digital strategy.

The current digital strategy expires at end of year, and currently we are working around the clock to finalise the new Digital Strategy for Malta that will cover a 3-year period, from 2021 to 2024. Moreover, and given the constant emergence in new technologies, we will also be revising this strategy every 6-months.

The new Digital Strategy for Malta will be built on 2 key pillars: the first being that of consolidating current sectors and attracting new niche economic areas; while the second pillar focuses more on the digital transformation aspect which caters for the Digital Government, Citizen & Society, Economy and Business.

As Parliamentary Secretariat, we are committed towards attracting new niche economic areas to further diversify our economic portfolio. This will ensure an economy that is more sustainable and resilient to asymmetric shocks. From the digitalization aspect, we need to ensure that the archaic and conservative methods are replaced by new and digital ones which can guarantee increased performance and higher productivity.

THE MALTESE GOVERNMENT IS PLACING MALTA AS THE COUNTRY THAT WILL PROSPER AS A DIGITALLY ENABLED NATION IN ALL SECTORS OF SOCIETY. WHAT ARE YOUR THOUGHTS ON THIS STATEMENT AND HOW CAN YOU EXPAND ON IT?

In a world that is constantly changing, countries across the globe have adopted and introduced new means of technology to improve the way people live, and gain a competitive advantage over other countries. The younger

generation has played a key role in driving forward and facilitating the adoption and implementation of several new technologies to enhance productivity and ensure a more resilient and sustainable economy. Moreover, the COVID-19 pandemic has served as a wake-up call for all countries who still lag behind in terms of their investment in the digital field, especially when considering the vital role that technology played to provide several workers with the opportunity to continue their operations by working from home.

WITH THE RAPID PACE OF INNOVATION, IT CAN BE DIFFICULT FOR TECH PROFESSIONALS TO KEEP THEIR SKILLS CURRENT. HOW DO YOU KEEP UP WITH TECHNOLOGY ADVANCEMENTS AND WHAT DO YOU DO TO BOOST YOUR PROFESSIONAL DEVELOPMENT?

Education remains key, especially in the digital field. The COVID-19 pandemic showed how vulnerable certain jobs in specific industries are and this goes to show the need to further upskill and reskill our current workforce. Moreover, we need to invest further in ensuring that our younger generation get to experience a hands-on experience with respect to several emerging technologies such as: VR, AR, Robotics etc.

As an economist, I believe that post-Covid, our country must change its economic models in order to succeed and this can be achieved by placing the digital sector at the forefront of every decision being undertaken at government level.

“

I’m honored to have been entrusted with and involved in high-level discussions that will pave the way for Malta’s new digital strategy ”

科技界因转型而兴盛。作为一个为该产业提供新想法的年轻杰出 领导者，您能做什么来改善马耳他数字创新技术战略？

在这个不断变化的世界里，全球各国都采用并引入了新的技术手 段，以改善人们的生活方式，并获得比其他国家更多的竞争优 势。年轻一代在推动及促进部份新技术的采用与实施上，扮演了 重要角色，藉以提高生产力，确保经济更具弹性和可持续性。此

外，新冠病毒大流行为所有在数字领域投资方面仍然落后的国家 敲响了警钟，特别是，为劳动力提供在家工作机会的方面，技术 为关键要角。事实上，技术已经推出了数个机会，如减少交通拥 堵以及提高生产力。

马耳他政府正在将马耳他定位为一个在社会各领域都能实现数 字化繁荣的国家。您对这一说法有什么看法，您如何对其进行 扩展？

作为新成立的、马耳他首个数字经济智库的主席，以及数字经济 和金融服务部初级部长Clayton Barolo的政策和战略顾问，我必

须说，我很荣幸能够受托并参与高层讨论，为马耳他的新数字战 略铺平道路。事实上，目前的数字战略将于年底到期，我们正在 不分昼夜地敲定马耳他新的数字战略，该战略将涵盖3年期间， 从2021年至2024年。此外，鉴于新技术的不断涌现，我们还将 每6隔个月对该战略进行一次修订。马耳他新的数字战略将建立 在2大支柱上：第一，是巩固现有的产业，并吸引新的利基经济 领域；第二则是更加关注数字转型，满足数字政府、公民与社 会、经济和商业的需求。

随着创新的快速发展，当前的技术专业人员 很难保持自己的技能更新。您如何跟上技术 的进步，又是如何促进自己的专业发展的？

作为议会秘书处，我们致力于吸引新的利基 经济领域，以进一步丰富我们的经济组合。

这将确保经济更加永续，更能抵御不对称冲 击。在数字化方面，我们需要确保以新的数 字化方法取代陈旧而保守的方法，以保证提高绩效与生产力。在 当今世界，提高生产力对企业保持竞争力非常重要。数字化面向 对马耳他来说依然不可或缺，因为它将有助于促进并且加快多项 业务，如开设银行账户、注册企业等。

教育仍为关键，尤其是在数字化领域。新冠病毒凸显了特定产 业的某些工作岗位是多么脆弱，这代表了我们需要进一步对现 有劳动力进行技能提升与和进修。此外，进一步投资也是需要 的，这能确保年轻一代得以获得一些新兴技术的实作经验，如 VR、AR、机器人等。

作为一名经济学家，我认为在疫情过后，我国必须改变经济模式 才能取得成功，而通过将数字部门置于政府层面每一项决策的前 沿，该目标得以实现。

“我很荣幸能够受托 并参与高层讨论， 为马耳他的新数字 战略铺平道路”

DANA FARRUGIA

THE TECH WORLD THRIVES ON TRANSFORMATION. AS A YOUNG PROMINENT LEADER, OFFERING FRESH IDEAS TO THE SECTOR, WHAT CAN YOU DO TO IMPROVE MALTA’S DIGITAL INNOVATION STRATEGY?

The current situation in the technology sector shows steady growth. Gross turnovers are increasing, and the sector now accounts for a larger share of national GDP. Such results confirm the significance of the sector, not only in its own right, but also as a critical enabler to other verticals.

As Tech.mt our mission is to unlock insights on the Maltese technology ecosystem’s performance and undertake studies that assess Malta’s strengths and weaknesses in terms of national, systemic factors that directly influence investment decisions by both local firms and FDI prospects.

Our aim is to support and contribute to international research efforts that evaluate the quality of technology and innovation ecosystems worldwide, such as the Global Startup Ecosystem Ranking, relevant Startup Europe initiatives, and/or the Global Innovation Index, amongst others.

Access to more timely data would enable the generation to capture more up-to-date insights and would facilitate efforts by Tech.mt to establish itself as a focal point for the sector’s growth and internationalisation.

THE MALTESE GOVERNMENT IS PLACING MALTA AS THE COUNTRY THAT WILL PROSPER AS A DIGITALLY ENABLED NATION IN ALL SECTORS OF SOCIETY. WHAT ARE YOUR THOUGHTS ON THIS STATEMENT AND HOW CAN YOU EXPAND ON IT?

With the inception of Tech.mt, the Government of Malta has confirmed its mandate to invest in the potential of digitalisation and technological innovation. This is a

blue stamp for the potential Malta has in acting as the gateway for tech businesses to access the Maltese and European market.

With Malta boasting a highly industrialised and service-based economy with a strong regulatory framework, especially for emerging technologies, there is a lot than can be learnt and offered for the future. Through its drive to a more diversified and

科技世界因转型而蓬勃发展。作 为一位为该领域提供新的想法的 年轻杰出领导者，您能为改善马 耳他的数字创新战略做些什么？

目前技术领域显示出稳定的增 长。总营业额不断增加，该领 域现在占全国GDP的比例越来越 大。这样的结果证实了该产业 的重要性，不仅是其自身的权 利，也是其他垂直产业的关键 推动力。

作为Tech.mt，我们的使命是深 入了解马耳他技术生态系统的表 现，并开展研究，评估马耳他 在国家与系统性因素的优势和劣

技企业进入马耳他与欧洲市场门 户的潜力。

马耳他是一个高度工业化与服务 型的经济体，拥有强大的监管框 架，特别是对新兴技术的监管， 因此有很多东西可以学习，并在 未来提供服务。马耳他通过推动 经济的多元化与稳健发展，将其 长期战略建立在数字经济和技术 产业的基础上。这种战略的成果 和规模，将成为推动马耳他经济 发展的动力。

robust economy, Malta is basing its long-term strategy on its digital economy and technological industries. The outcome and magnitude of such a strategy will serve to propel Malta’s economy forward.

WITH THE RAPID PACE OF INNOVATION, IT CAN BE DIFFICULT FOR TECH PROFESSIONALS TO KEEP THEIR SKILLS CURRENT. HOW DO YOU KEEP UP WITH TECHNOLOGY ADVANCEMENTS AND WHAT DO YOU DO TO BOOST YOUR PROFESSIONAL DEVELOPMENT?

Remaining up-to-date with major advancements in technology is an increasingly important part of a leader’s role. It is very easy to get caught up in the day-to-day workload and not make time for what’s next. Having a positive attitude towards professional development is vital.

Industry events can often be the biggest source of learning for technology professionals. Informal meetups are also a great way to stay connected with the community. Read. It may sound simple but reading tech publications is one of the best ways to enhance your knowledge on the latest trends and skills needed in the sector.

In the ever-changing landscape of technology, your skills have a shelf life. As leaders we must stay up to date with the latest technology trends and translate our insights and observations into actions.

势，这些对本地企业投资决策和 外国直接投资前景有直接影响。 我们的目标是支持、同时促进评

估全球技术和创新生态系统质量 的国际研究工作，如全球创业生 态系统排名、相关的欧洲创业计 划和/或全球创新指数等。

除了对该领域表现的洞察，对 Tech.mt而言，对该领域企业的 外部经营环境进行监测也同样重 要。于此，我们必须承认，对马 耳他科技产业的统计分析是至关 重要的。获得更及时的数据，将 使这个世代能够获得更多最新见 解，同时也将促进Tech.mt的努 力，打造自身成为该领域发展及 国际化的焦点。

马耳他政府正在将马耳他定位为 一个在社会各领域都能实现数 字化繁荣的国家。您对这一说 法有什么看法，您如何对其进

行扩展？

随着Tech.mt的成立，马耳他政 府已经确立了一项任务，对数字 化与技术创新潜力进行投资。这

是一个蓝图，标志马耳他作为科

随着创新的快速发展，当前的 技术专业人员很难保持自己的 技能更新。您如何跟上技术的进 步，又是如何促进自己的专业 发展的？ 与主要科技进步保持同步，是领 导者角色中越来越重要的一部 分。人们很容易被每天的工作负 荷所困扰，而没有时间去关注下 一步的发展。对职业发展采取积 极的态度是关键。

产业活动往往是技术专业人士学 习的最大来源。非正式的见面会 也是与社群保持联系的好方法。 阅读。这听起来很简单，但阅读 科技出版物是对该领域的最新趋 势和所需技能加强掌握的最佳方 式之一。

在不断变化的科技景观中，你的 技能是有保质期的。作为领导 者，我们必须紧跟最新的技术趋 势，并将我们的见解与观察转化 为行动。

“ Having a positive attitude towards professional development is vital ” “对职业发展 采取积极的态 度是关键”

FINTECH

THE FUTURE OF FINANCE IN LATAM

EL FUTURO DE LAS FINANZAS EN AMÉRICA LATINA

AS THE MARKET LOOKS OUTSIDE THE BOX FOR SOLUTIONS TO A COMPLEX FINANCIAL SYSTEM, FINTECH SERVICES AND PRODUCTS ARE RISING ACROSS LATIN AMERICA.

ETIENNE FARÍAS, CEO OF LEGAL LAB, CONSIDERS THE CHANGING FACE OF FINTECH REGULATION IN LATAM.

A MEDIDA QUE EL MERCADO BUSCA SOLUCIONES PARA UN SISTEMA FINANCIERO COMPLEJO, LOS SERVICIOS Y PRODUCTOS DE FINTECH ESTÁN AUMENTANDO EN TODA AMÉRICA LATINA. ETIENNE FARÍAS, CEO DE LEGAL LAB, CONSIDERA LA CARA CAMBIANTE DE LA REGULACIÓN DE FINTECH EN AMÉRICA LATINA.

Latin America has been a pioneer in regulating the fintech sector. This sector offers real solutions for people to access resources outside the traditional financial system in a continent that has diverse economic and financial struggles, including currency exchange restrictions and hyperinflation. Only 51% of Latin America´s population has access to a formal financial account. At the same time, digital natives demand more flexible and accessible financial products within the reach of a few clicks made with a smartphone.

Governments understand the potential that fintech startups have to achieve financial inclusion, but also prefer to be cautious and therefore prohibit or overregulate in

order to prevent frauds to the general public, such as the many ICO scandals that happened in 2017.

Argentina and Venezuela are by far the best example of the popular adoption of fintech technologies to protect wealth, whether it is done with or without governmental consent. Although this phenomenon is still not widespread, it is a reality that people use alternative finance services to transfer money or pay for things with an extremely low cost. Beyond any triumphalism, fintech and cryptocurrencies do help people in difficult financial situations to bypass cumbersome regulations and avoid paying hefty bank commissions.

América Latina ha sido pionera en la regulación del sector de fintech. Este sector ofrece soluciones reales para que las personas accedan a recursos fuera del sistema financiero tradicional en un continente que tiene diversas luchas económicas y financieras, incluyendo restricciones de cambio de moneda e hiperinflación. Sólo el 51% de la población de América Latina tiene acceso a una cuenta financiera formal. Al mismo tiempo, los nativos digitales exigen productos financieros más flexibles y accesibles al alcance de unos pocos clics realizados con un teléfono inteligente.

Los gobiernos entienden el potencial que tienen las nuevas empresas de fintech para lograr la inclusión financiera, pero también prefieren ser cautelosos y, por lo tanto, prohibir o regular en exceso a fin de evitar los fraudes al público en general, como los numerosos escándalos de la ICO que ocurrieron en 2017.

Argentina y Venezuela son, por mucho, el mejor ejemplo de la adopción popular de las tecnologías de fintech para proteger la riqueza, ya sea que se haga con o sin el consentimiento del gobierno. Aunque este fenómeno aún no está extendido, es una realidad que la gente utiliza servicios financieros alternativos para transferir dinero o pagar por cosas con un costo extremadamente bajo. Más allá de cualquier triunfalismo, las tecnologías de fintech y las criptocracias ayudan a las personas que se encuentran en situaciones financieras difíciles a eludir las engorrosas reglamentaciones y a evitar el pago de cuantiosas comisiones bancarias.

On the other hand, in Latin America we also find governmental use of new financial technologies. Venezuela for example is the first country to issue a cryptocurrency. Regardless of whether a centralized governmental crypto is really a cryptocurrency according to its cypherpunk definition, the fact of having a country tinkering with technological and financial solutions outside the realm of the legacy system should be a wakeup call for everyone.

The countries with most fintech companies are Mexico, Brazil and Colombia.

Mexico is one of the first countries to have a fintech law that regulates crowdfunding, payment systems, cryptocurrencies, and open banking. It also offers a sandbox regulation for fintech products that do not fit the definitions given by the law. The sandbox allows the regulators to determine whether a new financial product or technology is safe for the public and therefore can be used without any governmental surveillance or needs an ad hoc regulation.

The clarity of the regulation has generated a quick rise in fintech services and financial products. The number of Mexican fintech startups for 2020 is over 430. The industry is booming. However, the law left out a lot of fintech services, such as insurance tech for example, thus generating asymmetries within the financial sector. At the same time, the mere fact of defining what is to be considered as a fintech service or technology leaves a lot of projects and technologies outside any kind of regulation. Therefore, lawyers can be highly creative and engage in regulatory arbitrage.

Brazil also has advanced in creating a robust fintech regulation. The fintech law permits the use of digital platforms for direct lending and peer-to-peer lending. These new financial institutions have a reduced systemic risk and therefore are subject to a more relaxed regulation. Major steps have been taken to permit open banking, allowing costumer to access all their accounts and financial services through a singe platform.

Latin America is also a thriving space for foreign fintech startups, with investments from Europe, United Kingdom, United States and Canada that specialise in remittances, technology for financial services and lending. Currently we have over 90 companies doing business in LatAm.

In conclusion, Latin America is a booming market for fintech ventures because it offers an interesting regulatory environment and has an enormous number of people with no access to traditional financial services. Therefore, Latin America is proving to be a great laboratory to determine whether fintech will be able to fulfill its promise of banking the unbanked.

“ Argentina and Venezuela are by far the best example of the popular adoption of fintech technologies to protect wealth, whether it is done with or without governmental consent

Por otro lado, en América Latina también encontramos el uso gubernamental de nuevas tecnologías financieras. Venezuela, por ejemplo, es el primer país en emitir una criptodivisa. Independientemente de si una criptocopia gubernamental centralizada es realmente una criptocopia de acuerdo con su definición cypherpunk, el hecho de tener un país que está jugando con soluciones tecnológicas y financieras fuera del ámbito del sistema heredado debería ser una llamada de atención para todos. Los países con más empresas de tecnología son México, Brasil y Colombia.

México es uno de los primeros países en tener una ley de fintech que regula el crowdfunding, los sistemas de pago, las criptodivisas y la banca abierta. También ofrece una regulación de la caja de arena para los productos fintech que no se ajustan a las definiciones dadas por la ley. La caja de arena permite a los reguladores determinar si un nuevo producto o tecnología financiera es seguro para el público y, por lo tanto, puede utilizarse sin ninguna vigilancia gubernamental o necesita una regulación ad hoc.

La claridad de la reglamentación ha generado un rápido aumento de los servicios y productos financieros de fintech. El número de empresas mexicanas de fintech para 2020 es de más de 430. La industria está en auge. Sin embargo, la ley dejó fuera muchos servicios de fintech, como la tecnología de seguros por ejemplo, generando así asimetrías dentro del sector financiero. Al mismo tiempo, el mero hecho de definir lo que se debe considerar como un servicio o tecnología fintech deja a muchos proyectos y tecnologías fuera de cualquier tipo de regulación. Por lo tanto, los abogados pueden ser muy creativos y participar en el arbitraje reglamentario.

Brasil también ha avanzado en la creación de una sólida regulación de fintech. La ley sobre fintech permite el uso de plataformas digitales

para préstamos directos y préstamos entre pares. Estas nuevas instituciones financieras tienen un riesgo sistémico reducido y, por lo tanto, están sujetas a una reglamentación más relajada. Se han dado pasos importantes para permitir la banca abierta, permitiendo al cliente acceder a todas sus cuentas y servicios financieros a través de una plataforma única.

América Latina es también un próspero espacio para las empresas extranjeras de tecnología financiera, con inversiones de Europa, el Reino Unido, los Estados Unidos y Canadá que se especializan en remesas, tecnología para servicios financieros y préstamos. Actualmente tenemos más de 90 empresas que hacen negocios en América Latina.

En conclusión, América Latina es un mercado en auge para las empresas de fintech porque ofrece un entorno normativo interesante y tiene un enorme número de personas sin acceso a los servicios financieros tradicionales. Por lo tanto, América Latina está demostrando ser un gran laboratorio para determinar si Fintech podrá cumplir su promesa de bancarizar a los no bancarizados.

“ Argentina y Venezuela son, por mucho, el mejor ejemplo de la adopción popular de las tecnologías de fintech para proteger la riqueza, ya sea que se haga con o sin el consentimiento del gobierno ”

LONGENESIS THE PURSUIT OF A LONGER LIFE

追求长寿

THE ROAD TO THE HOLY GRAIL LIES IN BRIDGING HEALTHCARE WITH BIOTECH ACCORDING TO MEDICAL TECHNOLOGY STARTUP COMPANY LONGENESIS. AFTER HAVING DEVELOPED PROJECTS ALL OVER THE GLOBE, THE COMPANY INTENDS ON USING THE LATEST ADVANCES IN BLOCKCHAIN AND DATA SCIENCE TO DEVELOP A DECENTRALIZED SYSTEM FOR BIOMEDICAL DATA TO ACHIEVE BETTER PERFORMANCE AND PROLONGING HUMAN LIFE. LUKE SCERRI SPEAKS TO CTO EMIL SYUNDYUKOV.

WHAT WAS THE GENESIS OF LONGENESIS? HOW DID IT ALL START?

We started Longenesis with the aim to transform the traditional process of biomedical research into a collaborative process worldwide. One of the main drivers of such a transformation is the way we recognise the potential in personalised data, whilst following the privacy and regulatory specifics at all times, to proactively engage individuals in the process of research. Therefore, we have united the competences in computer science and healthcare, combining academic and industrial backgrounds together within our team. Along with the founding team members, we run Insilico Medicine - an industrial and research leader in AI for drug discovery, as well as Bitfury - the world’s leading blockchain technology provider company. Through this we work with governmental-level projects and create the ecosystems within the Exonum framework.

YOUR NAME APTLY CAPTURES YOUR GRAND SCOPE, BUT HOW WOULD YOU DESCRIBE LONGENESIS’ VISION?

Our vision is very simple - we see ourselves as a toolkit, helping utilise and execute 25-30% of global biomedical research worldwide. It’s an ambitious goal, so we work hard towards reaching it. The company’s tools are already used by clinical centers and the biomedical industry in 10+ countries around the world, one example being the Population Genome initiative in the Middle East.

根据医疗技术初创公司

LONGENESIS的说法，通往圣杯的 道路在于将医疗保健与生物技术连 接起来。该公司已经开发了来自中 东、波罗的海和亚太地区以及美国 的项目，打算利用区块链与数据科 学的最新进展，开发一个去中心化 的生物医学数据利用系统，同时实 现更好的性能，延长人类的生命。

LUKE SCERRI与首席技术官EMIL SYUNDYUKOV进行交流。

LONGENESIS的起源是什么？它是如何开始的？ 我们创办Longenesis的目的，是将传统的生物医学研究 过程转变为全球的合作程序。这种转变的主要驱动力之 一，是由于我们认识到个人化数据的潜力，同时始终遵 循隐私以及监管的具体规定，积极主动地让个人参与到 研究过程中。因此，我们联合了计算机科学和医疗保健 领域的能力，将学术和工业背景结合到我们的团队中。 除了创始团队成员外，我们还有Insilico Medicine—— 人工智能在药物发现方面的产业与研究领导者；以及 Bitfury——世界领先的区块链技术提供商公司，与政府 级项目合作，并在Exonum框架内创建生态系统。

你们的名字恰如其分地描绘了你们的宏大范畴，但你们 会如何描述LONGENESIS的愿景？

我们的愿景非常简单——我们将自己视为一个工具箱， 帮助利用和执行全球25-30%的生物医学研究。这是一 个雄心勃勃的目标，所以我们为实现这个目标而努力。 公司的工具已经被全球10多个国家的临床中心与生物 医学产业使用，其中一个例子就是中东的Population Genome计划。

The majority of solutions aim to address similar challenges are providing a centralised approach towards data storing and structuring powered by the ingestion of data from multiple centers. Such approaches, providing centralization from one side, are lacking what Longenesis offers and has already validated with the industry worldwide. An ability to provide dynamic involvement of biomedical institutions and real-time identification of patient or/and participant groups aims to engage these cohorts in prospective research, Real World Evidence (RWE) generation, providing personalisation while preserving privacy and region-specific requirements.

CAN YOU BRIEFLY EXPLAIN THE PROCESS INVOLVED IN MANIFESTING THIS PROJECT TO ITS FULL POTENTIAL?

Sure. In a nutshell we create digital solutions for biomedical datasets and study candidate identification, end-to-end digitized consent management for study onboarding, and cohorts proactive engagement in research initiatives.

Longenesis equips biomedical institutions with means for compliant data curation, study sponsor attraction, and facilitation of collaborative research, as well as helps to onboard and engage patient and population cohorts into prospective research.

HOW DO YOU ENVISION THE GLOBALLY-CONNECTED WORLD OF MEDICAL RESEARCH TO BE?

We envision all the stakeholders’ proactive involvement into the process of medical research to be without any borders. The cadence realised in a form of slow collaboration cycles and fragmentation should be transformed into an ecosystem, where any stakeholder involved or who would like to be involved in the particular research, will be granted with such opportunity and provided with the tools to help automate and utilise the power of computing reaching the best result possible.

DISCUSSING HEALTH IN 2020 REQUIRES ADDRESSING THE ELEPHANT IN THE ROOM. HOW CAN DLT (DISTRIBUTED LEDGER TECHNOLOGY) HELP IN SUCH A CRISIS AS COVID-19?

COVID-19 left a mark on a variety of industries, including ours. Within one month, we started from the Data Curation frameworks, allowing the faster cycles of partner identification and open research consortium creation, and ended up with

population engagement modules, providing real-time risk stratification and involvement of participants in COVID-19 research within the National Research initiative in Latvia.

We have also utilised the DLT within the Consent Management toolkit in the scope of the COVID-19 crisis. Our solution is being used for the clinical trials of the COVID-19 vaccine candidate and biobank frameworks, providing a real-time audit and logging of consent transactions within the set of research projects, whilst opening an opportunity to engage individuals in prospective studies.

APART FROM YOUR WORK IN UNITING HEALTHCARE INVESTORS AND THE PHARMACEUTICAL WORLD, YOU’VE CONDUCTED STUDIES REGARDING BREAST CANCER MULTI-MODAL RISK CALCULATION. HOW DOES THAT WORK?

Skrinings.lv is a web-based tool for proactive involvement of the population in breast cancer risk calculation. We wanted to revolutionise breast cancer pre-screening, improve early diagnostics and put women in charge of their own health and opportunities to participate in impactful research studies. We have just launched an epidemiological study in the Baltics, engaging 2000 women via the digitized tool for personalised risk assessment, and proactive engagement in the collaborative research of breast cancer.

WHAT IS THE NEXT STEP FOR LONGENESIS?

We have just launched a series of clinical studies, utilising our in-house built tools for the execution of the research project and generation of insights. In parallel with that we are excited to see how our products are being developed and applied within the COVID-19 pandemic addressing framework. I think that an important milestone will be set right after the pandemic crisis will calm - we would like to scale the solutions built as a rapid response of our team to a broader set of applications within the research disciplines.

“ The real beauty lies in combining multiple technologies to reap the fruits of digitalization ”

那么，贵公司有什么与众不同的地方呢？

大多数瞄准处理类似挑战的解决方案，都是提供一种集中式的数 据存储和结构化方法，由来自多个中心的数据获取驱动。这样的 方法单从一个面向进行集中化，但缺乏了Longenesis所带来、并 且已经在全球得到了验证的服务——提供生物医学机构的动态参 与以及实时识别患者或/和参与者群体的能力，目的在让这些队 列投入前瞻性研究、真实世界证据（RWE）的生成，提供个人化 同时保护隐私与特定区域的要求。

您能简单解释一下这个项目充分发挥其潜力的过程吗？

当然。简而言之，我们创建数字化解决方案处理生物医学数据集 和研究候选者识别、研究上岗的端到端数字化同意书管理，以及 队列主动参与研究计划。

Longenesis为生物医学机构提供合规的数据策划，研究赞助商吸 引，并促进合作研究，同时帮助患者和人群队列加入并参与到前 瞻性研究中。

且创建开放研究联盟，最后则是人群参与模块，我们在拉脱维 亚的国家研究计划中提供实时风险分层，并让参与者加入新冠 病毒研究。

我们还在新冠病毒危机范围中利用了同意管理工具包中的DLT。 我们的解决方案正被用于新冠病毒候选疫苗的临床试验与生物库 框架，提供实时审计并记录研究项目中的同意交易，同时为个人 参与前瞻性研究提供机会。

除了致力于团结医疗投资者与制药圈，您还进行了乳腺癌多模式 风险计算的相关研究。这方面的工作是怎样的？

Skrinings.lv是一个基于网络的工具，让民众主动参与乳腺癌风 险计算。我们希望彻底改变乳腺癌的预筛检，改善早期诊断，让 女性掌握自己的健康，并拥有参与具影响力研究的机会。我们 刚刚在波罗的海地区启动了一项流行病学研究，通过数字化工 具让2000名女性投入个人化的风险评估中，并主动参与乳腺癌 合作研究。

LONGENESIS下一步的发展方向是什么？

我们刚刚启动了一系列的临床研究，利用内部构建的工具来执行 研究项目并产生见解。与此同时，我们也很高兴看到旗下的产品 在新冠肺炎解决框架内如何被开发与应用。我认为，新冠病毒危 机平息后将定立一个重要的里程碑——我们期盼在研究学科内， 将团队所建立的快速反应解决方案扩大到更广泛的应用。

您对全球互联的医学研究世界设想为何？

我们设想所有的利益相关者主动参与到医学研究的过程中，没 有任何界限。缓慢的合作周期与碎片化的形式应该转变为一个 生态系统，任何参与、或想参与特定研究的利益相关者都将获

得这样的机会，并且提供工具帮助自动化，利用计算力达到最 好的结果。

讨论2020年的健康问题需要解决棘手的问题，在新冠疫情这样 的危机中，DLT（分布式账本技术）如何有所助益？

新冠病毒在各行各业都留下了印记，包括我们在内。在一个月 内，我们从数据整理框架开始，允许更快地确定合作伙伴，并

“真正的魅力在于结合多种 技术，收获数字化的成果”

VS

PROACTIVE REACTIVE HEALTHCARE

Atención

médica proactiva vs. reactiva

KNOWN IN THE INDUSTRY AS “MISTER MED TECH”, A VETERAN OF THE MED TECH INDUSTRY, GIOVANNI LAURICELLA SERVES AS A CONNECTOR OF MEDTECH PROFESSIONALS TO INSIGHTS, PEOPLE, AND MONEY. LAETITIA BRADAMANTE CAUGHT UP WITH LAURICELLA FOR AN EXCLUSIVE INTERVIEW TO DISCUSS ALL THINGS MEDTECH, AND ITS IMPORTANCE MOVING FORWARD IN A WORLD WITH COVID-19.

WHAT DOES MISTER MEDTECH DO?

We only focus on MedTech startups, primarily focussing on a team building capacity. When we focus and build these smaller organisations, we have a lot of exposure to the investor world. By building those teams, we can be hired by the venture capitalists to find talent. Or, we can be brought in to build on a project and hire everything from early stage R&D to commercialisation. Additionally, we offer the ability to make introductions to investors, early stage seed, and angel investors or venture capitalists if the profile of the startup matches well with someone in our investor network.

CONOCIDO EN LA INDUSTRIA COMO “MISTER MEDTECH”, UN VETERANO DE LA INDUSTRIA MEDTECH, GIOVANNI LAURICELLA SIRVE COMO UN CONECTOR DE LOS PROFESIONALES DE MEDTECH A LOS CONOCIMIENTOS, LA GENTE Y EL DINERO. LAETITIA BRADAMANTE SE PUSO AL DÍA CON LAURICELLA PARA UNA ENTREVISTA EXCLUSIVA PARA DISCUTIR TODO LO RELACIONADO CON LA MEDTECH, Y SU IMPORTANCIA PARA AVANZAR EN UN MUNDO CON COVID-19.

¿QUÉ HACE EL MISTER MED TECH?

Sólo nos centramos en las nuevas empresas de Med Tech, centrándonos principalmente en la capacidad de creación de equipos. Cuando nos centramos y construimos estas organizaciones más pequeñas, tenemos mucha exposición al mundo de los inversores. Construyendo esos equipos, podemos ser contratados por los capitalistas de riesgo para encontrar talento. O bien, podemos ser contratados para construir un proyecto y contratar todo, desde la fase inicial de I+D hasta la comercialización. Además, ofrecemos la posibilidad de hacer presentaciones a inversores, a inversores iniciales y a inversores ángeles o capitalistas de riesgo si el perfil de la nueva empresa coincide con el de alguien de nuestra red de inversores.

THE IMPORTANCE OF PROACTIVE HEALTHCARE

We’re in an age right now where data is gold. We’re in a much more data centric and data focused environment; machine learning, AI, all these abilities to massively take a robust amount of data and then actually have a very educated society. The ability to have a diagnostic that is going to predict your Alzheimer’s, future heart attack, cancer and your diagnosis stage, imagine if these things are able to be diagnosed before they even happened?

If anything, COVID-19 has made what we thought was going to happen in the future happen now. While there will always be reactive healthcare, when we have big data, innovation that’s around data, and companies that are more data focused now than they are product focused, you’re going to be having an opportunity to get involved in proactive healthcare.

COVID-19 AS AN ACCELERATOR FOR ROBOTICS IN THE MEDICAL FIELD

Robotics is, I think, here to stay with the whole process of us not being able to physically touch anymore. Robotics was here long before COVID-19, but now it’s once again exacerbated the whole process of not touching the patient. Now we’re able to do it with a 5G network like what Corindus is doing with Siemens following the acquisition in 2019 and doing stroke surgeries from a distances, enabling more patients to have access to higher healthcare or better healthcare.

CHALLENGES WITH INNOVATION PRICING

The one major challenge that I think robotics continues to have is their price point. They are expensive capital equipment investments by hospitals. Another challenge is the pricing models with telehealth and distance health as the payments of either the equipment itself or the paid-per-use model, and the sales model of robots are still being figured out.

THE PANDEMIC HAS CAUSED MED TECH MANUFACTURES TO MAKE QUICK ADJUSTMENTS IN REACTION TO THE MDR ENVIRONMNET. HOW DO YOU VIEW THE MDR DELAY?

I view the MDR delay as a reprieve for many startups who were never going to make the May 26, 2020 deadline, by giving them an extra year. I think that it will enable a lot of companies to actually have more time to follow through and actually become EUMDR compliant. As of the past few months, I’ve seen startups who had that FDA focus and actually use this year to potentially switch back and have a CE mark focus as opposed to an FDA focus only. To possibly have a CE mark focus they can control due to the unpredictability of restrictive travel and lockdowns this incoming flu season with COVID-19.

ADVICE FOR STARTING A GLOBAL MED TECH STARTUP?

My top tips for starting a startup in med tech would be to simply do it. There’s always going to be so many headwinds that you face when you start a med tech company and you are in this regulated environment; yet every successful and even unsuccessful entrepreneur in this industry will tell you that the journey is worth it. As an aside, I would also say the two most important things for a med tech startup are money and people, and we are able to help them out with both.

“ Robotics is, I think, here to stay with the whole process of us not being able to physically touch anymore ”

LA IMPORTANCIA DE LA ATENCIÓN SANITARIA PROACTIVA

Estamos en una época en la que los datos son oro, estamos en un entorno mucho más centrado en los datos y en el entorno de los datos; el aprendizaje automático, la IA, todas estas habilidades para tomar masivamente una cantidad robusta de datos y luego tener una sociedad muy educada. La capacidad de tener un diagnóstico que va a predecir su Alzheimer, futuro ataque al corazón, cáncer y su etapa de diagnóstico, ¿imagina si estas cosas son capaces de ser diagnosticadas antes de que ocurran? En todo caso, COVID-19 ha hecho que lo que creíamos que iba a suceder en el futuro suceda ahora. Aunque siempre habrá una atención sanitaria reactiva, cuando tengamos grandes datos, innovación en torno a los datos y empresas que se centren más en los datos ahora que en los productos, tendrá la oportunidad de involucrarse en una atención sanitaria proactiva y no en una reactiva.

COVID-19 COMO UN ACELERADOR PARA LA ROBÓTICA EN EL CAMPO DE LA MEDICINA

Creo que la robótica está aquí para quedarse con todo el proceso de no poder tocarnos físicamente nunca más. La robótica estuvo aquí mucho antes de COVID-19, pero ahora ha vuelto a exacerbar todo el proceso de no tocar al paciente y ahora poder hacerlo con una red 5G como la que Corindus está haciendo con Siemens tras la adquisición en 2019 y haciendo cirugías de apoplejía desde largas distancias, permitiendo que más pacientes tengan acceso a una mayor o mejor asistencia sanitaria.

DESAFÍOS CON LA FIJACIÓN DE PRECIOS DE LA INNOVACIÓN

El único gran desafío que creo que la robótica sigue teniendo, es su precio. Son inversiones costosas en bienes de capital por parte de los hospitales. Otro desafío son los modelos de precios con telemedicina y salud

a distancia, ya que los pagos de los equipos en sí o el modelo de pago por uso, y el modelo de ventas de los robots todavía se están calculando.

LA PANDEMIA HA CAUSADO QUE LOS FABRICANTES DE MEDTECH HAGAN AJUSTES RÁPIDOS EN REACCIÓN AL AMBIENTE MDR. ¿CÓMO VE EL RETRASO DEL MDR?

Veo el retraso de la MDR como un alivio para muchas empresas de nueva creación que nunca iban a cumplir el plazo del 26 de mayo de 2020 dando un año más. Creo que permitirá a muchas empresas tener más tiempo para cumplir con la norma EUMDR. En los últimos meses, he visto empresas nuevas que se han centrado en la FDA y que este año se han vuelto a centrar en la marca CE en vez de en la FDA solamente, y posiblemente en la marca CE que pueden controlar debido a la imprevisibilidad de las restricciones de viaje y los cierres en la próxima temporada de gripe con COVID-19.

¿CONSEJOS PARA INICIAR UNA PUESTA EN MARCHA GLOBAL DE MEDTECH?

Mis mejores consejos para empezar una startup en MedTech sería simplemente hacerlo. Siempre va a haber muchos vientos en contra a los que te enfrentas cuando empiezas una empresa de MedTech y estás en este entorno regulado; sin embargo, todos los empresarios exitosos e incluso los que no lo son en esta industria te dirán que el viaje vale la pena. Aparte, también diría que las dos cosas más importantes para una nueva empresa de MedTech son el dinero y las personas, y somos capaces de ayudarles con ambos.

“ La robótica está, creo, aquí para quedarse con todo el proceso de no poder tocarnos físicamente nunca más “

TRANSFORMATION THROUGH TECH 通过技术实现转型

TRANSFORMATION THROUGH TECH

A GRADUATE OF THE UOM AND A SURGICAL TRAINEE AT MATER DEI HOSPITAL, DR. DYLAN ATTARD CO-FOUNDED DIGITAL HEALTH MALTA IN 2017, A NON-GOVERNMENTAL ASSOCIATION WHICH AIMS TO TRANSFORM THE HEALTHCARE SECTOR THROUGH DIGITAL HEALTH; USING TECHNOLOGY AND INNOVATION TO FACILITATE THE TRANSITION. KATY MICALLEF CATCHES UP WITH HIM ON HIS PASSION PROJECT: DIGITAL HEALTH MALTA.

DYLAN ATTARD博士毕业于UOM，是MATER DEI医院的外科实 习生，他于2017年共同创立了DIGITAL HEALTH MALTA，这 是一个非政府协会，旨在通过数字健康来改变医疗行业，利用技 术和创新来促进转型。《BLOCK》与他进行交流，讨论其热衷的 项目：DIGITAL HEALTH MALTA（数字健康马耳他）。

WHAT IS DIGITAL HEALTH MALTA AND HOW ARE YOU REVOLUTIONISING THE MALTESE HEALTHCARE SECTOR?

Having been founded just over a year ago, we have placed ourselves at the forefront of the Digital Health Sector within the Maltese islands. We are uniquely placed both in terms of our ever growing knowledge but also in terms of our network and reach internationally.

We believe that the first step in achieving this transformation is to inform and educate the Maltese public. We regularly organise meet ups where apart from talks about different aspects of digital health, we also introduce the public to both Maltese & European digital health startups. We also regularly give space to the research being carried out at the University of Malta because we believe that some of the brightest minds are on our shores. We have participated in multiple internationally renowned events and served as media partners in conferences such MedFIT with the main aim of informing the Maltese public on the latest innovations.

The second step is to support any innovators on the Maltese Islands and offer our digital health expertise where required. We have also started engaging in our own research and have a lot of plans for the future.

Finally, we acknowledge that healthcare is an incredibly delicate sector and we understand that any form of transition needs to be done with precision and sensitivity. We understand the country’s healthcare - after challenges allowing us to better identify, design and evaluate planned projects. We plan to work with all involved stakeholders, offering our expertise and years of experience to facilitate this transition. We believe that this will boost Malta to become a digital health island & centre of excellence.

The association’s belief is that for such a massive undertaking we need the public sector, charities, industry and academia to collaborate together.

HOW CAN DIGITAL HEALTH AID IN A BETTER HEALTHCARE SERVICE FOR HEALTHCARE PRACTITIONERS AND PATIENTS?

Digitalisation has been shown to be beneficial for a while now, however, some industries and businesses are still hesitant. Healthcare was one of them up until a few years ago. Some countries adopted this quicker than others and after the recent pandemic it has become evident more than ever that digital healthcare is one of the solutions for better

healthcare for everyone. Three of the most significant ways of how digital healthcare can help improve our current healthcare systems include:

The rise of wearable medical devices such as Smart Watches

Up until a few years ago, people used to be satisfied with undergoing a physical medical examination once a year and going to their healthcare practitioners only when something is wrong and needs to be treated. Today, in this digital age, patients and our healthcare systems are focusing more on prevention rather than treatment, resulting in the need for consistent and timely data collection. This has led to healthcare and tech companies investing in devices with real-time health monitoring capabilities, notifying both the patients as well as their care providers if there is something wrong. According to a recent report, the wearable medical device market is expected to reach more than $27 million by 2023, a spectacular jump from almost $8 million in 2017.

Electronic Healthcare Records (EHRs)

Gone are the days of storing medical histories and consultations notes in physical files in large store rooms. Everything can be stored online and made accessible to anyone who has access rights. We believe that this should go further and we are starting to see the rise of personal health care records which enable democratisation of healthcare and enables patients to own their health data and choose whom to share it with. Existing fully-fledged EHRs are also proving that Blockchain has a role to prove in our healthcare industries, with more and more EHRs implementing Blockchain technology to keep their data accurate and safe. Recent reports and data all hint that blockchain in the healthcare market is expected to reach nearly 1 billion in investments by 2023.

“ After the recent pandemic it has become evident that digital healthcare is one of the solutions for better healthcare for everyone ”

什么是Digital Health Malta，你们是如何革新马耳他 医疗产业的？

成立一年多以来，我们已经站在了马耳他群岛数字健 康领域的最前沿。无论是在我们不断增长的知识方 面，还是在我们的网络和国际影响力方面，都有独 特的优势。

我们相信，实现这一转变的第一步是对马耳他公众进 行宣传和教育。我们定期组织见面会，除了关于数字 健康的不同方面的讲座外，我们还向公众介绍马耳他 和欧洲的数字健康初创公司。同时，也定期为马耳他 大学正在进行的研究提供空间，因为我们相信，我们 身处的岸上有一些最聪明的头脑。我们参加了多个国 际知名活动，并作为媒体合作伙伴参加MedFIT等会 议，主要目的是向马耳他公众宣传最新的创新成果。

促进这一过渡。我们相信，这将推动马耳他成为数字 健康岛以及卓越中心。

协会认为，对于这样一个庞大的事业，我们需要公共 部门、慈善机构、工业界和学术界共同合作。

数字健康如何帮助医疗从业者和患者获得更好的医 疗服务？

数字化被证明有益，已经有一段时间了，然而，一些 产业和企业仍然犹豫不决。直到几年前，医疗保健就 是其中之一。一些国家比其他国家更快地采用了这一 点，而在最近的疫情之后，数字医疗比以往任何时候 都更加明显，它是为大家提供更佳医疗服务的解决方

案之一。数字医疗有助于改善我们目前的医疗系统， 其中最重要的三点包括：

智能手表等可穿戴医疗设备的兴起 直到几年前，人们还满足于每年进行一次体检，只有 在出现问题、需要治疗时才去找他们的保健医生。如 今，在这个数字化时代，患者和我们的医疗系统更注 重预防而不是治疗，这就导致了对持续和及时数据收 集的需求。这促使医疗与科技公司投资具有实时健康 监测功能的设备，在出现问题时通知患者以及他们的 护理人员。根据最近的一份报告，预计到2023年， 可穿戴医疗设备市场将达到超过2700万美元，与 2017年的近800万美元相比有惊人的增长。

电子医疗记录（EHRs）

第二步是支持马耳他群岛上的任何创新者，并在需要 时提供我们的数字健康专业知识。我们也已经开始从 事自己的研究，并对未来有很多计划。

最终，我们承认医疗是一个非常微妙的产业，我们明 白任何形式的过渡都需要以精确和敏感的方式进行。

我们了解国家的医疗挑战，这使我们能够更好地确 定、设计并且评估计划中的项目。我们计划与所有相 关利益方合作，提供我们的专业知识与多年经验，以

将病历和诊疗记录存放在大库房的实物档案中，这样 的日子已经一去不复返了。所有东西都可以在线存 储，任何有访问权的人都可以访问。我们相信，这应 该更进一步，我们开始看到个人健康护理记录的兴 起，它实现了医疗的民主化，使患者能够拥有自己的 健康数据，并选择与谁共享。现有的成熟的电子健康 记录也证明了区块链在我们医疗产业中的作用，越来 越多的电子健康记录实施了区块链技术，以保证其数 据的准确和安全。最近的报告和数据都暗示，预计到 2023年，区块链在医疗市场的投资将达到近10亿。

“在最近的疫情之后， 数字医疗显而易见地是 为大家提供更好的医疗 服务的解决方案之一”

On Demand Healthcare

Patients want access to their healthcare at their own convenience, at their own time, from wherever they may be. As a result, telemedicine and virtual consultations have been on the rise worldwide, with COVID-19 acting as the perfect accelerator to push even those patients that were a bit skeptical, to start opting for online consultations when they have the opportunity to do so. Malta’s healthcare practitioners too have started to experience an increase in demand to speak to their patients online and the majority have started to resort to holding online clinics through telemedicine platforms, supplementing their usual clinics.

2019, but was stopped by Chinese authorities accusing him of “making false comments”, our bot served very well to answer any questions related to COVID-19, especially in the initial stages of the pandemic, when people had a lot of questions about the pandemic and how to best protect themselves.

Healthhive

HealthHive was Malta’s first telemedicine platform which was launched amidst the pandemic. The aim was to bring patients closer to their doctors, connecting online through telemedicine. HealthHive aimed to maintain a telemedicine platform equipped with certified for medical consultations & in line with all necessary security and privacy measures. This was the first telemedicine project launched in Malta, which eventually led to several others taking suit and recognising the immense potential of virtual consultations and benefits to everyone involved.

Currently, Digital Health Malta has turned to focus on research, with the aim of gaining a high-level understanding of our citizen’s needs, motivations and behaviors towards engaging with digital health tools and services. This will allow Digital Health Malta to share data with the relevant stakeholders for the ultimate benefit of the Maltese society.

CAN YOU TELL US MORE ABOUT YOUR CURRENT PROJECTS, WENLIANG AND HEALTHHIVE?

Right from the start of COVID-19, the team at Digital Health Malta set out to help our existing healthcare authorities in whatever way possible and managed to do so by introducing several digital health tools which were deployed on a national level. These courageous steps were crucial in encouraging the rest of Malta’s healthcare ecosystems to follow suit and make use of technology in the best ways possible in our fight against the pandemic.

Wenliangbot / Facebook Chatbot

Digital Health Malta set out to create Wenliang in order to help inform the general public and update them with the latest information with data gathered from WHO, ECDC & NHS sources. Dedicated to the late doctor who tried to warn his fellow medics on 30 December

WHAT IS MALTA’S LONG-TERM VISION FOR A DIGITAL HEALTH CARE SYSTEM?

In the past 3 years, the Government of Malta through the “CONvErGE” and “Mapping Tomorrow” Projects has accelerated a digital transformation within the Maltese National Healthcare Systems that significantly reduced paper documents and minimised bureaucracy. Having said this, more work needs to be done by both the public and private sectors. COVID-19 accelerated our digital health transformation and we’re excited for what the future holds for our healthcare system.

Furthermore, looking at the upcoming years, the main goals should be to consolidate and strengthen our Digital Health Infrastructure, focusing on achieving increased efficiency and sustainability of Malta’s healthcare system. These goals will truly enable the vision of ‘Digital Health for All’ for all those who live in Malta.

“ COVID-19 accelerated our digital health transformation and we’re very excited for what the future holds for our healthcare system ”

按需医疗 患者希望在自己方便时、在自己的时间、 无论在哪里，都能获得保健服务。因此， 远程医疗和虚拟咨询在全球范围内呈上升 趋势，新冠病毒是一个完美的加速器，甚 至推动那些有点存疑的病人在有机会时开 始选择在线咨询。马耳他的保健从业人员 也开始感受到，与病人在线交谈的需求增 加，大多数人逐渐通过远程医疗平台举办 在线诊所，以作为他们实体诊所的补足。

能否详细介绍一下你们目前的项 目，Wenliang和 HealthHive？ 从新冠疫情开始，Digital Health Malta团队 就着手，以任何可能的方式帮助我们现有 的医疗当局，并通过引入几项数字健康工 具，在全国部署，设法做到这一点。这些 勇敢的步骤，对于鼓励马耳他其他的医疗 生态系统效仿，以最佳方式利用技术来对 抗疫情至关重要。

人很好地回答了任何与新冠疫情有关的问 题，特别是在大流行的初始阶段，当时人 们对疫情有很多问题，并想了解如何最好 地保护自己。

HEALTHHIVE

HealthHive是马耳他的第一个远程医疗平 台，其在疫情期间启动。该平台目的是通 过远程医疗在线连接，使病人更接近他们 的医生。HealthHive的目标是维护一个远 程医疗平台，其配备了经过认证的医疗咨 询，并符合所有必要的安全和隐私措施。 这是马耳他推出的第一个远程医疗项目， 最终将引领其他几个项目效仿，并体认到 虚拟咨询的巨大潜力，以及其对每个人的 好处。

目前，Digital Health Malta已经转而专注于 研究，目的是对我国公民参与数字健康工 具和服务的需求、动机与行为有一个高层 次的了解。这将使Digital Health Malta能够 与相关的利益相关者分享数据，最终造福 马耳他社会。

马耳他对数字医疗系统的长期愿景是什 么？

在过去的3年里，马耳他政府通过 “CONvErGE”和“Mapping Tomorrow”

WENLIANG机器人/FACEBOOK聊天机器人

Digital Health Malta着手创建Wenliang， 以帮助公众了解情况，并利用从世卫组 织、欧洲疾病预防控制中心与国民医疗服 务体系等来源收集的数据更新最新信息。 致那位已故的医生，他在2019年12月30日

试图警告他的同僚，但被中国当局阻止， 指责他 “发表虚假言论”，我们的机器

项目加快了马耳他国家医疗系统内部的数 字化转型，大大减少了纸本文件，并最大 限度地减少了官僚主义。尽管如此，公共 和私营部门还需要做更多的工作。新冠病 毒加速了我们的数字医疗转型，我们对医 疗系统的未来充满期待。

此外，展望未来几年，主要目标应该是巩固 并且加强我们的数字医疗基础设施，着重 在提升马耳他医疗系统的效率与可持续性。

这些目标，将真正为所有生活在马耳他的人 实现“全民数字健康”的愿景。

“新冠病毒加速了 我们的数字医疗转 型，我们对医疗系 统的未来充满期待”

It’s a matter of life & (SEX) tech

这是个生活与（性）技术的问题

By the time this ink dries I am hesitant to say ‘post coronavirus, we are living in a world where…’ What I can say is how a global threat to humanity blew up the sexual health and technology industry, iron-clad ancient taboos and exposed its vice for a positive impact on our social and economic systems.

COVID-living has meant all of us have been totally immersed in what are digital life-chamber bubbles. One for work, one for social connections, one for fitness, one for pleasure and so on. It has meant embracing a two-dimensional connectivity with the complete absence of non-verbal communication, relinquishing our most innate, human behaviours.

For those brands targeting and innovating to ensure sustainability and scalability in these digital life-chambers, COVID-19 has spotlighted that consumers must recognise that they are living in the age of the participatory economy. Then, act accordingly.

“The Participatory economy can be understood as filling empowerment gaps and evolving our thinking from consumers as users to customers as people.” ...nothing fuels the desire to feel human again, like a global, life-threatening pandemic.

The new normal is feeling human, not a transaction, a user or just a consumer. We will see a demand in human-centric technology not technology that markets to humans.

While COVID-19 shook us to our core, it also reshuffled our priorities, causing tectonic shifts in our behaviour and attitude to the status of our health. How we protect it, track it, verify it and poignantly - share it.

Historically, sexual health is categorically excluded from most of our list of health priorities. For the first time, we are proactively seeking preventable healthcare instead of reactive solutions.

Take STI testing for instance. Usually a reactive process, in the COVID-19 era, we proactively test to see if we have been in contact or contracted it - there is more to testing for something undesirable now. It is permission to hold a loved one’s hand, make love, kiss and even to mobilise ourselves across economies.

No matter the test, preventable sexual healthcare, like an STI Kit (that now will include COVID-19 test too) needs to go beyond a reactive approach. To be preventable it requires you to track and test yourself, verify and most of all share.

落笔之初，我不愿意以 “在冠状病毒后，我们生活在一 个......” 开头，我可以说的是，这一个全球性的人类威胁如

何毁灭了性健康与技术产业，如同铁则般的古老禁忌，暴露 了它的恶习，对我们的社会和经济体系产生了影响。

生活在疫情中，我们所有人都已经完全沉浸于各种数字架构 的泡沫之中，工作、社交、健身、娱乐等等全都漂浮其中。

这意味着我们要接受二维连接，完全没有非语言的交流，放 弃了我们最本真、人类的行为。

对于那些瞄准与创新的品牌来说，要确保这些数字生活空间 的可持续性和可扩展性，新冠病毒已经打亮镁光灯，消费者 必须认识到他们正生活在参与式经济时代。接着，采取相应 的行动。

“参与式经济可以理解为填补赋能空白，将我们的思维从作 为用户的消费者演变为作为人的消费者。” ......没有什么能 像全球性的、危及生命的大流行病那样，激发人们重新感受 人性的欲望。

新常态，是感觉到自己是人，而不是一笔交易、一个用户或 只是一位消费者。我们将看到以人为中心的技术需求，而不 是向人类推销的技术。

新冠病毒在震撼我们的同时，也将我们的优先顺序重新洗 牌，使我们的行为与对自身健康状况的态度发生了构造性的 变化。我们如何保护它、追踪它、验证它，以及痛切地—— 分享它。

从历史上看，性健康被断然排除在我们大多数的健康优先事 项清单之外。第一次，我们主动寻求可预防的医疗保健，而 不是被动的解决方案。

以性病检测为例。这通常是一个被动的过程，但在新冠病毒 时代，我们主动进行检测，看看自己是否接触过或曾被感 染——现在，针对一些不想得到的东西进行检测具有更多意 义，这代表了我们被允许牵着爱人的手、做爱、接吻，甚至 跨经济体移动。

不管是什么测试，可预防的性保健，如性传播疾病工具包（现 在也将包括新冠病毒测试）需要超越被动做法。要做到可预 防，就需要你自己跟踪并测试、验证，而最重要的是分享。

I WAS RAISED BELIEVING AND LIVING A POWERFUL TRUTH; YOUR HEALTH IS YOUR WEALTH. 我从小就相信并实践这一个强大的真理：你的健康就是你的财富。

WORDS BY DOMMINIQUE KARETSOS, CO-FOUNDER AND CEO, HEALTHY PLEASURE GROUP

A major social outcome from COVID-19 will be the birth of the digital health sharing revolution.

Six months ago if I said “safe” and “sex” in one sentence, in any business setting, I could clear a room in 30 seconds. Historically, sexual health propositions have lexicons that are entwined with centuries of shame and discrimination, facing a daunting challenge to shift from a patient proposition to a private (consumer) proposition.

Nothing echoes taboo like seeking a test for Sexually Transmitted Infections (STI). Figuring out where to go is like weeding through a barbed wire of shame. From sexual health clinics, the government’s free home-delivered kits to online discreet shipping of comprehensive tests, most of these speak to the patient but after the results have been sent, the person is often left solo for the next steps. User transaction completed.

It’s not the testing process I struggle with (not in this article), it is the absence of shame-free language and lack of empowering education to encourage the behavioural change that society needs around testing. Otherwise, how do we track, verify and share an STI health status, guilt free? We can see that an STI brand, especially in the age of COVID-19, has the opportunity to pave the road to behavioural change. What still holds them back?

I spend an enormous amount of time helping companies understand that although they are a sexual health or technology product first, they must act like a lifestyle brand. Communicating to people that they care, want to educate them and support people holistically is vital.

“ COVID-19 has spotlighted that consumers must recognise that they are living in the age of the participatory economy ”

To fast track this change means being accessible. Whether it’s Boots duty-free travel, filling their digital beauty bag on cultbeauty.com, feelunique.com or a vending machine in the shower rooms at the gym, meeting contemporary people’s lifestyle needs means placement in mainstream channels. This translates to normalising narratives around sexual health and reshaping behaviours towards healthy sexualities. They need that lifestyle sparkle.

Women make up 65% of global purchase decisions, own 41% of wallet spend between North America and Europe and drive global demand for sexual health solutions that meet their

lifestyle needs. Sexual health propositions would be remiss not to listen, learn and launch, helping (him or) her beyond her digital medical-chamber bubble.

So we know that when patient propositions align for a particparty community, they become the engines of change, boldly redefining the lexicon that consentualises that sex is to be explored, not hidden. Self-care is sex care and preventable healthcare is sexy healthcare. Harnessing the roadmap from lab to consumer lifestyle is that lifestyle sparkle and it’s possible. This is the key. And it really is a matter of life and (sex) tech.

新冠病毒促成的一项重大社会成果，将会是数字健康共享革命的 诞生。

6个月前，如果我在任何商业环境下，在一句话之内提及 “安全” 与 “性” 这两个词，整个场地可能会在30秒内清空。历史上，性 健康命题的词汇，缠绕着几世纪以来的羞耻和歧视，使得将这个 命题从患者观点转向私人（消费者）观点面临了艰巨挑战。

没有什么比寻求性传播感染（STI）的检测更禁忌。想知道可以 去哪里寻求协助，就像在耻辱的铁丝网上除草一样。从性健康诊 所、政府的免费家庭送检包到网上慎重寄送的全面检测，这些大 多都是在与患者对话；但在收到检验结果后，当事人却往往只能 独自面对下一步。用户交易完成。

我苦恼的不是检测过程（这不在本文重点），而是缺乏令人感到 舒适、不羞耻的语言，也缺乏鼓励社会改变行为、进行检测所需 的赋能教育。没有这些，我们如何跟踪、验证并分享STI的健康状 况，而不感到羞愧？我们可以看到，一个STI品牌，尤其是在新冠 病毒时代，有机会为行为改变铺平道路。是什么还在阻碍着他们 的发展？

我花了大量的时间帮助各家公司理解到，虽然他们最首要是一个 性健康或技术产品，但他们必须经营得像一个生活风格品牌。向 人们传达自己的关心，希望提供教育，并全面支持人们，这是至 关重要的。

要想快速实现这种改变，就意味着要做到触手可及。

无论是Boots的免税旅行，还是在cultbeauty.com、feelunique. com上填写其数字美容试用包，又或者是健身房淋浴间里设置的 自动售货机，要满足当代人的生活方式需求，就需要在主流渠道 中进行投放。这可以转化，促成性健康的正常叙述，重塑健康的 性相关行为。这些品牌需要这种生活风格的闪光点。

女性占全球购买决策的65%，在北美和欧洲之间拥有41%的钱包消 费，同时，在能够满足自己生活方式需求的性健康解决方案上，作 为全球需求的驱动力。性健康品牌的主张如果不去倾听、学习和推 出，帮助（他或）她跳脱她的数字医疗室泡沫，那就等于失职。

因此，我们知道，当患者的主张与某一派别社区保持一致时，它 们就会成为变革的引擎，大胆地重新定义共识的词汇，那就是： 性是需要探索，而不是被隐藏的。自我保健就是性保健，而可预 防的保健就是具吸引力的保健。将其从实验室转移到消费者生活 方式的路线图，正是经营生活风格的闪光点，而它是可行的。这 是关键所在。而且，这真的是生活和（性）科技的问题。

“新冠病毒已经打亮镁光 灯，消费者必须认识到他们 正生活在参与式经济时代”

JUST WHAT THE DOCTOR ORDERED 正合我”医”

REPRESENTING THE TABIB.MT DIGITAL HEALTH PLATFORM, PROJECT LEAD, MICHAEL PSAILA DEBONO AND CO FOUNDER, DR DYLAN ATTARD SPEAK WITH JEREMY MICALLEF TO GIVE US AN INSIGHT INTO TELEHEALTH IN MALTA AND HOW IT CAN ADD TREMENDOUS VALUE TO YOUR COMPANY.

代表tabib.mt数字健康平台，项目负责人Michael Psaila Debono和共 同创始人Dylan Attard博士与Jeremy Micallef进行了分享，让我们深入

了解马耳他的远程医疗，以及它如何为您的公司增加巨大的价值。

STEERING THE CREATIVE WHEEL

The tabib.mt team launched the platform as an MVP (Minimum Viable Product) during the first COVID-19 wave to test the waters, and although a new concept for Malta, it has since taken off with no signs of stopping, motivating us to keep improving our product offering.

The hugely positive influence of foreign expats living in Malta has certainly aided our growth, with 50% of all patients booking online consultations on tabib.mt being non-locals. The team believes that tabib.mt adds a special kind of value to expats living here for two main reasons.

• Most expats would already be used to such platforms back at home.

• Healthcare systems differ from country to country, and telehealth platforms alleviate any potential difficulty to adapt to them.

Whilst some healthcare problems require ER attendance, such as if you break your arm, a number of conditions can be attended to digitally. Tabib.mt was not designed to replace traditional medical visits, but rather as a facilitator of the process. We look at tabib.mt as extending the services of healthcare practitioners by bridging the gap between them and potential patients who seek the safety and convenience of online medical consultations.

ADDING VALUE TO YOUR EMPLOYER BRANDING

iGaming is famously known for having strong employer branding across the industry - giving added-value benefits to employees, amazing social gatherings and also health prospects.

Up until now, in Malta, it was impossible for HR managers of these esteemed companies to explore the idea of offering a telehealth platform as a benefit to their employees - it simply didn’t exist.

Thanks to tabib.mt, long gone are the archaic systems of calling up a doctor to home-visit a sick employee or expecting the employee to get out of the house and visit a doctor for a sick-note. Instead, the employee can consult a doctor from his own home, all the while the HR manager knows that a doctor has attended to their employee. This is not only a benefit for the employee, but a great, accountable system for the company itself.

Reduced employee absenteeism, lowered costs, increased productivity, promotion of social distancing when contact is unnecessary and safety and convenience for your staff are only but a few of the benefits that tabib.mt will bring to your company.

Healthy employees = healthy company = healthy industry = healthy economy. We are all in this together.

THE SIMPLICITY AND VERSATILITY

Although called tabib.mt, the platform does not only offer GP (General Practitioner) / Medical Doctor services to the stakeholder, and since launching, we have managed to onboard over 30 healthcare practitioners that come from over 18 different medical backgrounds.

Something the pandemic has allowed us to do is sit back, think and re-evaluate our lives. I feel that especially mental health has really been taken for granted over the last years. Our lives have become more fastpaced, more stressful and busier, and this is especially relevant in the ever-so-speedy iGaming industry.

If you’re like most employers, then you know that your teams are your most important asset, and safeguarding their health plays a critical role in their success - and yours. Tabib is transforming healthcare by providing telehealth services that benefit both employers and employees.

If you would like to use tabib.mt services and put your company’s health at the forefront, please do not hesitate to contact me via email, on m.psaila@tabib.mt.

“ Tabib.mt was not designed to replace traditional medical visits, but rather as a facilitator of the process”

掌舵创意之轮 tabib.mt团队在第一波新冠疫情浪潮中以 MVP（最小可行产品）形式推出了这个平 台，虽然对马耳他来说这是一个新概念， 但自此之后，它的发展没有停止的迹象， 这也激励着我们不断完善所提供的产品 服务。

居住在马耳他的外籍人士拥有的巨大积 极影响力，无疑为我们的发展提供了帮 助，在tabib.mt预约在线咨询的患者中， 有50%为非本地人。团队认为，tabib.mt 为居住在这里的外籍人士带来了特殊的价 值，主要原因有两个。

• 大多数外籍人士在自己国内早就已 经习惯了这样的平台。

• 医疗系统随着国家不同，而远程医 疗平台减轻了任何适应的潜在困 难。

医生、开病假条的陈旧制度早已不复存 在。取而代之的是，员工可以在自己的 家里咨询医生，同时人力资源经理也知道 有医生为他们的员工看病。这不仅是员工 的福利，对公司本身也是一个优良且负责 任的制度。

减少员工缺勤、降低成本、提高生产力， 在没有必要接触的情况下促进社交距离， 同时为员工提供安全和便利，这些都是 tabib.mt为您的公司带来的好处。

健康的员工=健康的公司=健康的产业=健 康的经济。我们都是一体的。

简洁性与多功能性

虽然名为tabib.mt，但该平台不仅为利益 相关者提供GP（全科医生）/医生服务， 自推出以来，已经有30多名医疗从业者 成功进驻，他们拥有超过18种不同的医 疗背景。

虽然有些医疗问题需要至急诊室就诊，比 如胳膊骨折，但一些病症可以通过数字方

式就诊。Tabib.mt的设计并不是为了取代 传统的医疗看诊，而是作为这个过程的促 进者。我们认为tabib.mt是医疗从业者服 务的延伸，为他们架起桥梁，与寻求安全 及便利的在线医疗咨询的潜在患者沟通。

为您的雇主品牌增加价值

iGaming在整个产业中以拥有强大的雇主 品牌而闻名——为员工提供增值福利、令 人惊叹的社交聚会以及健康前景。过去， 在马耳他，这些受人公司敬重的人力资源 经理，不可能衍生为员工提供远程医疗平 台作为福利的想法——这根本不存在。

如今，多亏了tabib.mt，请医生上门为生 病的员工看病，或者希望员工走出门去看

疫情让我们得以坐下来，思考并重新评估 我们的生活。在过去的几年里，健康，尤 其是心理健康，被人们认为是理所当然 的。随着生活节奏越来越快，压力越来 越大，人们越来越忙，这在高速发展的 iGaming产业尤为重要。

如果您和大多数雇主一样，那么，您会 知道团队是最重要的资产，而保障他们 的健康，对他们以及您本身的成功皆起着 至关重要的作用。Tabib正在通过提供远 程医疗服务来改变医疗形态，让雇主和员 工都受益。

如果你想使用tabib.mt的服务，并将贵公 司的健康放在首位，请不要犹豫，通过电 子邮件联系我，m.psaila@tabib.mt。

“Tabib.mt的设计并不是为了取代传统的 医疗看诊，而是作为这个过程的促进者”

IN THE #AIBC ECOSYSTEM

谁是谁:在#AIBC 生态系

RYAN

CACHIA

Managing Director 执行总监

As the merchant acquiring division of TRU//ST Payments Group, acquiring.com has market-leading expertise in building flexi-smart payment ecosystems for online gaming merchants, offering multicurrency payments, OCTS, crypto payments, Apple pay for gaming in EMEA and the US, multi-language payment pages and an acquiring network of over forty banks globally.

作为TRU//ST Payments Group的商户收单部门，acquiring.com在为在线博 弈商户建立灵活智能的支付生态系统方面拥有市场领先的专业知识，提供多 币种支付、OCTS、加密支付、欧洲、中东和非洲地区及美国的Apple pay博 弈支付、多语言支付页面以及全球四十多家银行的收单网络。

www.acquiring.com

APCOPAY is a fully integrated payments solution providing clients all that is needed for multi-channel and multi-currency payment options through a single interface. The solution caters for high transaction volumes, scalability and continuous improvement. With headquarters in Malta, Apcopay blends over 40 acquiring partners and 240+ payment options globally.

APCOPAY是一个完全集成的支付解决方案，通过单一界面为客户提 供多渠道和多币种支付选择的所有需求。该解决方案可满足高交易 量、可扩展性和持续改进的需求。Apcopay总部位于马耳他，在全球 范围内融合了40多个收单合作伙伴和240多种支付方式。

www.apcopay.com

BitBay Pay is a regulated payment provider, processing payments in 10 most popular cryptocurrencies with automatic conversion to USD, EUR, GBP, PLN. An estonian cryptocurrency licence allows us to process Crypto to Fiat payments and Fiat to Crypto withdrawals. Conversion to FIAT, API and POS app is the main BitBay feature.

BitBay Pay是一家受监管的支付提供商，处理10种最流行的加密货币 的支付，自动转换为美元、欧元、英镑、兹罗提。爱沙尼亚加密货币 执照允许我们处理加密货币到法币的支付，以及法币到加密货币的提 款。转换为法币、API和POS应用程序是BitBay的主要功能。

www.bitbaypay.com

KEVIN ABELA VP Global Channel Sales 全球渠道销售VP

Acunetix lets you manage security risks associated with your web presence. It detects an extensive range of web vulnerabilities and helps you eliminate them. Acunetix is the tool of choice of many industry leaders including Fortune 500 companies. Book a free demo or learn more on our website.

Acunetix让您管理与您的网络相关的安全风险。它能检测出广泛的 网络漏洞，并帮助您消除这些漏洞。Acunetix是包括财富500强企 业在内的许多产业领导者的首选工具。预订免费演示，或在 www. acunetix.com 了解更多信息。

www.acunetix.com

BDO is an end-to-end professional services and advisory firm, with over 40 years’ experience in advising organisations, including iGaming companies in accelerating business growth. We have extensive knowledge in managing the remote gaming licence application process and assisting with the documentation required by the Malta Gaming Authority.

BDO是一家端到端的专业服务和咨询公司，拥有超过40年的经验， 为包括iGaming公司在内的机构提供建议以加速业务增长。我们在管 理远程博弈牌照申请流程、以及协助马耳他博弈管理局所需的文件 方面拥有丰富的知识。

www.bdo.com.mt

PAUL BAO CEO 首席执行官

BitCherry is the first distributed e-commerce network in the world, committed to empowering the traditional retail service industry through blockchain technology, and creating a new shared e-commerce super ecosystem.

BitCherry是全球首个分布式电商网络，致力于通过区块链技术赋能传统 零售服务业，打造全新的共享电商超级生态系统。

www.bitcherry.io

DANIEL BUTTIGIEG

Head of Business Development 业务发展主管

MARK ATTARD Partner & CEO 合伙人兼首席执行官

PATRYK KADLEC CEO 首席执行官

MEGAN LI

BitDesk is a blockchain integrated marketing and consulting firm. We unearth and support the future superstars. With a diversified background in blockchain, PR & marketing, finance and technology, our team is dedicated to create a specialised marketing strategy and work in the frontline for clients to accelerate their global expansion.

BitDesk是一家区块链整合营销和咨询公司。我们发掘并支持未来的超级明 星。我们的团队拥有区块链、公关与营销、金融和技术等多元化背景，致力 于为客户打造专业化的营销策略，并在一线工作，加速客户的全球扩张。

www.bitdesk.sg

EDWARD LI

CMO 首席营销官

BitTok is a global new digital asset management platform. Its core functions are storage, transaction and asset appreciation. It is an indispensable digital asset “smart housekeeper” for individual and institutional investors.

BitTok是一个全球性的新型数字资产管理平台。其核心功能是存储、 交易和资产增值。它是个人和机构投资者不可或缺的数字资产 “智 能管家”。

www.bittok.io

BMIT Technologies - Malta’s largest data centre, with data centres in Germany and Italy too. BMIT Technologies offers CoLocation, Cloud and Hybrid IT services. Offering 24x7 support and specialised Managed IT Services to customers ranging from smallest to the largest online gaming operators.

BMIT Technologies——马耳他最大的数据中心，在德国和意大利也有 数据中心。BMIT Technologies提供主机托管、云计算和混合IT服务。

为从小型到大型在线博弈运营商的客户提供全年无休的支持以及专业 的IT管理服务。

www.bmit.com.mt

SRDJAN KAPOR

Head of Affiliation & Acquisiton 代理与收购主管

BitStarz is the millionaire-making, award-winning online casino that’s raised the bar in 2019. No withdrawal limits, 10-minute cashouts, prize-loaded promotions, and a huge 2,600 strong game selection have put us on the map. Make no mistake, with more than 1.7 million registered players, BitStarz is an industry leader!

BitStarz是获利百万，获奖的在线赌场，我们为2019年提高了标准。无 取款限制、10分钟兑现、有奖促销，以及广泛、2600个强大的游戏选 择使我们名闻遐迩。毫无疑问地，BitStarz拥有170多万注册玩家，是产 业的领导者！

www.bitstarz.eu

Managing Partner 共同创始人及管理合伙人

Tokenisation as a service: Black Manta Capital Partners are a one-stop-agency for all technical, financial, and legal aspects of Tokenisation. We are a multi-STO platform, licenced by BaFin, in Germany.

标记化即服务：Black Manta Capital Partners是一个一站式的机 构，提供所有技术，金融和法律方面的标记化。我们是一个多STO平 台，由德国BaFin授权。

www.blackmanta.capital

Cellxpert, the leading affiliate tracking software, puts you in full control of your affiliate program. Run all marketing channels and reach meaningful insights based on your performance, results and ROI. One practical solution to increase your revenue: from tracking and campaign performance management to adserving and regulation tools.

Cellxpert，领先的代理跟踪软件，让您完全控制您的代理计划。运行所有 的营销渠道，并根据您的业绩、结果和投资回报率获得有意义的见解。这 是一个实用的解决方案，能够增加您的收入：从跟踪与广告活动绩效管理 到广告服务和监管工具无所不包。

www.cellxpert.com

CHRISTIAN PLATZER Co-Founder &

ASSAF DOR CEO 首席执行官

CEO 首席执行官

CHRISTIAN SAMMUT CEO 首席执行官

WHO’S WHO 谁是谁

BEATRICE COLLET Managing Director 执行总监

Chetu provides custom software development to the gaming and casino industries as well as Payment Processing, Hospitality including F&B, Self-Service, Retail, Security, Ticketing & Event Management, Digital Entertainment, C II & CIII Game Development, Mobile Apps and Lab Cert. & Testing. You own the code when we are finished.

Chetu为博弈与赌场产业提供定制软件开发，以及支付处理、酒店业（包括 餐饮业）、自助服务、零售业、安保、票务与活动管理、数字娱乐、C II与 C III游戏开发、移动应用和实验室认证与测试。当我们完成后，您将拥有 编码。

www.chetu.com

Cryptopay is a global payment gateway that allows merchants to accept bitcoin and other cryptocurrencies. Using Cryptopay, merchants can settle in digital assets, or traditional fiat currency. With a suite of reporting and risk management tools to offer in addition, Cryptopay is the leading gateway provider for cryptocurrency payments.

Cryptopay是一个全球支付网关，允许商家接受比特币和其他加密货 币。使用Cryptopay，商家可以用数字资产或传统的法币进行结算。此 外，Cryptopay还提供一套报告和风险管理工具，是加密货币支付的领先网 关供应商。

www.cryptopay.me

Roger A. Strickland Jr is CSB Group’s Director and iGaming Consultant and is mainly responsible for smooth incorporation of iGaming companies. With a wide network of contacts and know-how within the online iGaming industry, Roger can offer a wealth of experience and is strategic in bringing key stakeholders together.

Roger A. Strickland Jr是CSB集团的总监暨iGaming顾问，主要负责iGaming 公司的顺利注册。Roger在iGaming产业拥有广泛的人脉网络和专业知识，能 够提供丰富的经验，并能战略性地将主要的利益相关者聚集在一起。

www.csbgroup.com

Chiliz is a digital currency for sports and entertainment platforms. It fuels the world’s first scalable, tokenised voting platform, Socios. com where fans can buy, trade, and execute voting rights in their favourite sports teams.

Chiliz是一种体育和娱乐平台的数字货币。它为世界上第一个可扩展的、 代币化的投票平台Socios.com提供了动力，球迷们可以购买、交易和执 行他们喜爱的运动队的投票权。

www.chiliz.com/en/home

MAX KRUPYSHEV CEO 首席执行官

Cryptoprocessing.com is the #1 service provider when it comes to processed transactions in iGaming. Our products include cryptoprocessing, wallet, white label and OTC desk. You should try CryptoProcessing for instant deposits in crypto, settlements in the most popular fiat currencies, simple integration, instant exchange to fiat, automatic payouts and blockchain-based risk assessment.

Cryptoprocessing.com是iGaming中处理交易的第一服务提供商。我 们的产品包括加密处理、钱包、白标和OTC Desk。您应该尝试使用 CryptoProcessing，以加密货币进行即时存款，以最流行的法币进行结 算，透过简单的集成，即时兑换成法币，自动支付以及基于区块链的风 险评估。

www.cryptoprocessing.com

BRIAN

Specialist firm offering Cyber-security managed services, end point protection, vulnerability assessments and development of bespoke security solutions designed to bridge the gap between procedural and technical compliance.

制安全解决方案的开发，旨在弥补程序和技术合规性之间的差距。

www.cybersift.io

REMCO BOSCH

International Account Manager 国际客户经理

TOM BLOOR

Head of Gaming 博弈主管

一家专业公司，提供网络安全管理服务、端点保护、漏洞评估和定

ZARB ADAMI CEO 首席执行官

ROGER A. STRICKLAND JR Director 总监

FELIX MAGO Co-Founder 共同创始人

Dash is a payments-centric digital currency that enables anyone to make quick, easy and cost-effective payments at any time, anywhere in the world, without going through a central authority. Based on a decentralised peer-to-peer network and secured by strong cryptography. Dash offers a safe and user-friendly payment method without barriers.

Dash是一种以支付为中心的数字货币，使任何人都可以在任何时间、任何地 点进行快速、简单和具有成本效益的支付，而无需通过中央机构。基于去中 心化的点对点网络，并通过强大的加密技术确保安全。Dash提供了一种安全 且用户友好的无障碍支付方式。

www.dash.org

Daxchain is a digital currency trading platform offering services for crypto traders and merchants, who trade in virtual currencies. Our leading blockchain technology enables us to provide fast and secure operations with advanced anti-fraud measures. Daxchain’s mission is to provide excellent services, technological innovation, low fees, and rigorous security standards.

Daxchain是一个数字货币交易平台，为以虚拟货币进行交易的加密交 易者和商家提供服务。我们领先的区块链技术，使我们能够提供快速 和安全的操作，并采取先进的反欺诈措施。Daxchain的使命是提供优 质的服务、技术创新、实惠的费用和严格的安全标准。

www.daxchain.eu

PaymentIQ is DevCode Payment’s merchant payment platform built especially for the iGaming industry. Together with our iGaming clients, we have developed, streamlined and implemented payment solutions from all around the world, meeting the highest requirements on availability, performance, security and flexibility.

PaymentIQ是DevCode Payment专门为iGaming产业打造的商户支付 平台。与博弈客户一起，我们已经开发、简化且实施了来自世界各地 的支付解决方案，满足可用性，性能，安全性和灵活性的最高要求。

www.bambora.com

PAVEL TKACHUK CEO 首席执行官

DataHub is a tailor-made CRM solution for customer support and marketing offices. Communicate with your clients in a simple chat and get in one click all the information about customer info, transactions, last games and much more. Segment your customers through tens of parameters, create unique offers and enhance ROI.

DataHub是一款为客户支持和营销办公室量身定做的CRM解决方 案。通过简单的聊天与客户沟通，一键获取客户信息、交易情况等 所有信息。通过数十种参数对客户进行细分，创造独特的优惠，提 高投资回报率。

www.indatahub.com

DD Consultus specialises in the online gaming industry, online payment processing and related services. The company offers senior international gaming consultancy to all sectors of the gaming industry as well as consultancy to online payment processors and assists in the acquisition of financial institutions and e-money licences.

DD Consultus专注于在线博弈产业、在线支付处理及相关服务。公 司为博弈产业各领域提供资深的国际博弈咨询，同时为在线支付处 理商提供咨询，并协助收购金融机构和电子货币牌照。

www.ddconsultus.com

ALEXANDER SUHOBOKOV

Head of Fintech, Senior VP 金融科技主管、资深VP

Dukascopy Bank is an innovative Swiss bank with global online banking and online brokerage solutions. Dukascopy is the first bank to issue its own crypto token globally - Dukascoin - in the public blockchain and soon-to-be-released multi-currency stable coin. The bank is interested in crypto-related partnerships.

Dukascopy银行是一家创新的瑞士银行，提供全球在线银行和在线经纪 解决方案。Dukascopy是第一家在公共区块链上于全球发行自己的加密 代币——Dukascoin——的银行，并即将发布多币种稳定币。该银行对 加密相关的合作十分感兴趣。

www.dukascopy.com

MR. OLEG BOGDANOVICH CEO 首席执行官

DENITZA DIMITROVA Managing Director 执行总监

PER SUNDELL Senior Business Development Manager 资深业务发展经理

GERMANO ARNÒ CEO 首席执行官

Em@ney PLC is an Electronic Money Institution, licenced in Malta by the MFSA, authorised to operate in all SEPA countries. The company is involved in issuing of electronic money, payment services, payment circuits and innovative internet banking solutions, fully customisable, based on the most advanced technology, security and execution speed.

Em@ney PLC是一家电子货币机构，在马耳他获得了MFSA的执照，授权在 所有SEPA国家开展业务。该公司参与发行电子货币、支付服务、支付电路 和创新的互联网银行解决方案，完全可定制，基于最先进的技术、安全性和 执行速度。

www.emoney.com.mt

FutureBlock is a unique Blockchain startups investment and acceleration program. FutureBlock incubates and invests in Blockchain startups with proven business models. We provide deep operational support to startups and help them build market-leading Blockchain companies.

FutureBlock是一个独特的区块链初创企业投资及加速计 划。FutureBlock孕育同时投资具有成熟商业模式的区块链初创企 业。我们为初创企业提供深度运营支持，帮助他们打造市场领先的 区块链公司。

www.futureblockhub.com

Investment Evolution is a Malta-based company with its own IEC cryptocurrency coin/network and operates the IECX Malta cryptocurrency exchange. IEC cryptocurrency facilitates fast and free international payments to the Philippines by Filipino OFWs in Europe. We also provide cryptocurrency token creation/exchange listing services and plan to offer cryptocurrency loans.

Investment Evolution是一家位于马耳他的公司，拥有自己的IEC加密 货币/网络，并经营IECX马耳他加密货币交易所。IEC加密货币为在欧 洲的菲律宾离岸劳工向菲律宾进行快速免费的国际支付提供了便利。 我们还提供加密货币代币创建/交易所上市服务，并计划提供加密货 币贷款。

www.investmentevolution.com

LLOYD PURSER

SVP Business Development 业务发展SVP

FunFair was created in 2017 by iGaming veterans Jeremy Longley, Oliver Hopton and technology entrepreneur and investor Jez San OBE and has since expanded to become the largest and most experienced team in blockchain gaming. FunFair is the leading provider of blockchain-powered casino technology to the gaming sector.

FunFair由iGaming资深人士Jeremy Longley、Oliver Hopton以及技

术企业家兼投资人Jez San OBE于2017年创立，之后不断扩大，成为 区块链博弈领域规模最大、经验最丰富的团队。FunFair是博弈产业 领先、区块链驱动的赌场技术供应商。

www.funfair.io

JAIME DEBONO Managing Director 执行总监

With 30,000+ learners online, 2,500+ classroom attendees and 60+ corporate clients, iGaming Academy is the industry’s foremost provider of compliance and skills-based training. Available in eLearning or face-to-face format and delivered via our state of the art, full customisable learning management system.

iGaming Academy拥有30,000多名在线学习者、2,500多名课堂学员和 60多名企业客户，是业内最重要的合规性和技能培训提供商。可提供 电子学习或面授形式，并通过我们最先进的、可完全定制的学习管理系 统进行授课。

www.igacademy.com

KPMG in Malta is a multidisciplinary firm committed to supporting clients in the emerging technology, DLT and AI spaces. It is a recognised systems auditor and one of the leading providers of tax, advisory and audit services, with a dedicated cross-functional team servicing emerging tech clients.

马耳他的KPMG是一家多专业公司，致力于支持新兴技术、分散式賬本 技術（DLT）和人工智能领域的客户。它是公认的系统审计师，也是税 务、咨询和审计服务的领先供应商之一，拥有一支专门的跨职能团队为 新兴技术客户提供服务。

www.kpmg.com.mt

TZAHI KANZA Managing Partner 管理合伙人

JUANITA BROCKDORFF DLT Leader DLT负责人

PAUL MATHIESON Founder & CEO 创始人兼首席执行官

EBO is an AI company that brings innovation and change.

HUMAN CONVERSATIONS, AUTOMATED.

We automate processes centered on customer conversations.

Our technology is delivered via a highly customisable Virtual Agent. With the use of machine learning, it is designed to be indistinguishable from a human agent while continuously learning how to better perform tasks. Each EBO Virtual Agent is customised in close consultation with the client to ensure the solution meets the needs of each individual company.

DENNIS MARK GAUCI

Partner for International Clients 国际客户合作伙伴

KSi Malta is a tax, legal advisory and corporate services firm providing a wide range of services to both local and international clients. KSi Malta is a member of Morison KSi, a global association of leading professional service firms, consisting of 150+ member firms, is present in 80+ countries, employs approximately 10,000 staff, and has a turnover of $1 billion.

KSi马耳他是一家税务、法律咨询和企业服务公司，为本地和国际客户提供广 泛的服务。KSi马耳他是Morison KSi的成员之一，Morison KSi是全球领先的 专业服务公司协会，由150多家成员公司组成，在80多个国家开展业务，拥 有约10,000名员工，营业额达10亿美元。

www.ksimalta.com

Network Society Lab (NSL) is a venture development advisory firm headquartered in Malta with offices in Argentina, Australia and the United States. It focuses on adding value to startup, early-stage, and growth companies that are based upon exponential technologies and decentralised networks, including blockchain and artificial intelligence technologies.

Network Society Lab（NSL）是一家风险发展咨询公司，总部设在马 耳他，在阿根廷、澳大利亚和美国设有办事处。它专注于为初创公 司、早期阶段和成长型公司增加价值，这些公司基于指数技术和去 中心化网络，包括区块链和人工智能技术。

www.netsoclab.com

Truevo Payments is an EU-licenced acquirer and payments company based in Malta. As a principal member of Visa and Mastercard, Truevo provides gateway services, card acquiring, original credit transfers (OCTs) and virtual POS services to businesses across Europe. If you’re looking for a reliable and secure payments partner, visit www.truevo.com.

Truevo Payments是一家获得欧盟许可的收单和支付公司，总部位于 马耳他。作为Visa和万事达卡的主要成员，Truevo为欧洲各地的企业 提供网关服务、收单、原始信用转账（OCTs）以及虚拟POS服务。如 果您正在寻找一个可靠和安全的支付合作伙伴，

www.truevo.com

DAVID MOCK CEO 首席执行官

Momentum Protocol is the standard protocol for blockchain loyalty programs, maximizing the loyalty program opportunity. We are the world’s first blockchain and crypto-token based loyalty rewards protocol and marketing automation middleware, all powered by the Momentum Token. This breakthrough redefines the way in which companies communicate with, and reward their customers.

Momentum Protocol是区块链忠诚度计划的标准协议，最大限度 地增加忠诚度计划的机会。我们是世界上第一个基于区块链和加密 令牌的忠诚度奖励协议和营销自动化中间件，全部由Momentum Token提供支持。这一突破重新定义了公司与客户沟通和奖励客户 的方式。

www.momentumprotocol.com

OVR is a cutting-edge, customisable augmented reality platform powered by the Ethereum Blockchain tech. The ultramodern decentralized infrastructure creates an immersive experience based on the user’s geographic position with the smart phone, and OVR Live facilitates greater communication and authentic interaction through user’s personal avatar.

OVR是一个由以太坊区块链技术驱动、前端、可定制的增强现实平 台。超现代的去中心化基础设施，根据用户与智能手机的地理位置 创造了沉浸式体验，OVR Live通过用户的个人头像，促进了更大程 度的交流和真实互动。

www.ovr.ai

JOSEPH F BORG Partner 合伙人

WH Partners is a Malta - based leading law firm with a business focus and expertise in gaming & gambling, fintech, technology, ta, M&A and corporate finance. The firm also advises clients on intellectual property, data protection, capital markets, commercial contracts, real estate, employment law, trusts and foundations and citizenship, residence & immigration.

WH Partners是一家总部位于马耳他的领先律师事务所，其业务重点和 专长是游戏与博弈、金融科技、技术、并购和企业融资。该公司还为客 户提供知识产权、数据保护、资本市场、商业合同、房地产、劳动法、 信托和基金会以及公民身份、居留与移民方面的建议。

www.whpartners.eu

RANDY BOYER CEO 首席执行官

DAVIDE CUTTINI CEO 首席执行官

ROB LEMMEN CCO 首席商业官

MEDIA PARTNERS

AMBCrypto is an independent blockchain and cryptocurrency news publishing platform. AMBCrypto was conceptualised and brought to life in 2018. We take great pride in the fact that we are a non-funded organisation and have seen exponential growth since inception. We are among the top cryptocurrency media portals in the world.

AMBCrypto是一个独立的区块链和加密货币新闻发布平台。AMBCrypto于2018 年构思并付诸实施。我们非常自豪的是，我们是一个非供资组织，自成立以来， 发展呈指数级增长。我们是全球顶尖的加密货币媒体门户之一。

www.ambcrypto.com

Asia Blockchain Review is the largest initiative for media and community building in Asia for blockchain technology. We aim to connect all blockchain enthusiasts on a regional scale and facilitate the technological foundation of blockchain through a range of group discussions, technical workshops, conferences, and consulting programs.

Asia Blockchain Review是亚洲最大的区块链技术媒体与社群建设的倡议。我们 的目标是在区域范围内连接所有区块链爱好者，并通过一系列的小组讨论、技术 研讨会、会议和咨询项目来促进区块链的技术基础。

www.asiablockchainreview.com

AtoZMarkets.com is one of the world’s largest media portals specialised in financial markets. Since 2013 AtoZ Markets has been unceasingly providing accurate signals, indicators, educational articles, as well as conducting trustworthy reviews for service providers, forex brokers, and crypto exchanges. All of this is for one simple reason: to make financial markets open and approachable for everyone.

AtoZMarkets.com是全球最大的金融市场专业媒体门户之一。自2013年 以来，AtoZ Markets持续不间断地提供准确的信号、指标、教育文章， 并且针对服务提供商、外汇经纪商以及加密交易所进行值得信赖的评 论。所有这些都是为了一个简单的原因：让金融市场对每个人开放且易 于亲近。

www.atozmarkets.com

CoinNewsExtra is the fastest growing global blockchain, crypto and fintech media platform with its headquarters in Lagos State Nigeria, West Coast of Africa. CoinNewsExtra’s mission is to educate the African populace and the world about emerging technologies, and how they can leverage blockchain and crypto to create wealth and innovation.

CoinNewsExtra是全球发展最快的区块链、加密货币与金融科技媒体平 台，总部位于非洲西海岸尼日利亚拉各斯州。CoinNewsExtra的使命是 教育非洲民众和世界了解新兴技术，以及他们如何利用区块链和加密货 币创造财富与创新。

www.coinnewsextra.com

Coinpedia is the leading independent digital media resource covering a wide range of news on blockchain technology, crypto assets, and emerging fintech trends. Every day our team delivers the most accurate and up-todate news from both the decentralized and centralized worlds. Our primary focus is to provide our readers with the latest unbiased, carefully researched cryptocurrency news stories.

Coinpedia是领先的独立数字媒体资源，涵盖了区块链技术、加密资产和新兴 金融科技趋势的各种新闻。每天我们的团队都会从去中心化与中心化的世界 中提供最准确和最新的新闻。我们的首要焦点，是为读者提供最新的公正、 经过仔细研究的加密货币新闻故事。

www.coinpedia.org

Cryptoknowmics Is an innovative platform that is dedicated to providing intuitive prospects and the latest updates about the cryptocurrency market and blockchain technology. For many business enthusiasts that are aspiring to venture into the cryptocurrency business, Cryptoknowmics is the best resource to gain insightful knowledge about cryptocurrencies. Get all the latest news and updates related to the crypto-universe here.   Cryptoknowmics是一个创新的平台，致力于提供直观的前景，以及加密货币 市场和区块链技术相关的最新信息。对于许多有志于涉足加密货币业务的商业 爱好者来说，Cryptoknowmics是获得加密货币深刻知识的最佳资源。于此获 得所有与加密宇宙相关的最新消息和更新。

www.cryptoknowmics.com

The Cryptonomist is a magazine based in Switzerland. It provides free insightful articles about trading, blockchain tech, cryptocurrencies and fintech. It is published online, for free, in both Italian and English. Also, The Cryptonomist provides blockchain startup and companies with marketing consultancy, translation, press agency services and much more.

The Cryptonomist是一本总部设于瑞士的杂志。它免费提供关于交易、区块 链技术、加密货币和金融科技的深刻文章。它以意大利语和英语在线免费出 版。同时，The Cryptonomist还为区块链初创企业和公司提供营销咨询、翻 译、新闻代理服务等。

en.cryptonomist.ch/categoria/events

Cointelegraph is the leading independent digital media resource covering a wide range of news on blockchain technology, crypto assets, and emerging fintech trends. Content aims to deliver unbiased news, in-depth analytics, cryptocurrency price charts, insightful opinion pieces, as well as regular reports on the social transformation that digital currencies bring.

Cointelegraph是领先的独立数字媒体资源，涵盖有关区块链技术，加密资 产和新兴金融科技趋势的广泛新闻。 内容旨在提供无偏见的新闻，深入的分 析，加密货币价格图表，有见地的观点，以及有关数字货币带来的社会转型 的定期报告。

www.cointelegraph.com

CryptoNewsZ is a news publication that brings the latest news on cryptocurrencies, blockchain, ICOs, crypto exchanges, DApps, price analysis of cryptocurrencies, interviews, and other prominent events. We aim to evolve the crypto world to understand each concept. Ours is a commercial website providing news with an extensive reach of users across the world.

CryptoNewsZ是一个新闻刊物，它带来了关于加密货币、区块链、ICO、加密 交易所、DApps、加密货币的价格分析、采访和其他重大事件的最新消息。我 们的目标是发展加密世界，了解每个概念。我们是一个提供新闻的商业网站， 用户遍及全球。

www.cryptonewsz.com

Cryptopolitan launched in 2017 as a neutral, industry media. While many have come and gone, Cryptopolitan has grown to a team of 35+, with year-on-year growth. Cryptopolitan serves up industry news, crypto & blockchain tech reviews, product launches, and now reaches over 3 million crypto industry readers every year, with 110,000+ on email and social.

Cryptopolitan作为一家中立的产业媒体自2017年推出。虽然人们来来去去， 但Cryptopolitan已经发展为35人以上的团队，并且逐年增长。Cryptopolitan 提供产业新闻、加密货币与区块链技术评测、产品发布等信息，目前每年覆盖 超过300万加密产业读者，其中有超过11万人在电邮与社交媒体上。

www.cryptopolitan.com

Established in 2016, The Fintech Times is a multimedia news outlet centred around the first and only dedicated fintech newspaper. Chronicling the latest developments in cutting-edge financial technologies including payments innovation, RegTech, Banking Transformation, AI, cryptocurrencies, WealthTech, cybersecurity, Insurtech and many more. Fintech needs an authoritative voice that gives our industry exposure and integrity.

The Fintech Times成立于2016年，是第一份、也是唯一一份以金融科技报纸 为中心、专门的多媒体新闻机构。记录前线金融科技的最新发展，包括支付创 新、监管科技、银行转型、人工智能、加密货币、财富科技、网络安全、保险 科技等。金融科技需要一个权威的声音，让我们的产业得到曝光和公正。

www.thefintechtimes.com

The primary purpose of the Java Card Forum is to promote, as an industry, the development of Java as the preferred platform for interoperable smart cards, secure devices and other execution environments. The Java Card platform is now one of the most pervasive technologies in the world.

Java Card Forum的主要目的是以一个产业促进Java的发展，使其成为可互操 作的智能卡、安全设备与其他执行环境的首选平台。Java Card Forum是目前 世界上最普遍的技术之一。

www.javacardforum.com

The Future is Now Media Group is a boutique media, consulting & PR agency, focused on image making, audit, strategy and tailoring editorial & digital marketing campaigns in top industry media for its partners all over the world.

The Future is Now Media Group是一家精品式媒体、咨询和公关机构， 专注于形象塑造、审核、策略，并为世界各地的合作伙伴量身定制顶级产 业媒体的编辑和数字营销活动。

www.thefutureisnow.community

FortuneZ.com is a global digital media publication covering markets, iGaming, sports betting, eSports, blockchain and cryptocurrency news. Founded in year 2000, FORTUNEZ has over a million followers in total across Facebook, Twitter, Instagram and LinkedIn, a testament of recognition by the industry’s professionals, aficionados, and enthusiasts alike.

FortuneZ.com是一个全球性的数字媒体出版物，涵盖市场、iGaming、体育 投注、电子竞技、区块链和加密货币新闻。FORTUNEZ成立于2000年，在 Facebook、Twitter、Instagram和LinkedIn上总共有超过100万的粉丝，这 正是产业的专业人士、爱好者和爱好者的认可证明。

www.fortunez.com

Malta Business was born to inform readers about the Maltese economic system and the many opportunities for project development that the island offers. We believe it is appropriate to make accessible the economic and social news about Malta, in the belief that companies should return to looking at the Mediterranean as a reference for their growth.

Malta Business的诞生是为了让读者了解马耳他的经济体系，以及马耳他 岛提供的众多项目发展机会。我们认为，让人们了解有关马耳他的经济和 社会新闻是合适的，同时确信企业应该重新将地中海作为发展的参考。

www.maltabusiness.agency/it

U.Today Media Group is a global media organisation dedicated to helping you understand the new generation of tech and the future it brings to society. Our mission is to serve the emerging community of enthusiasts, professionals, and newcomers who explore, use, and develop the tech by heeding the core journalistic values of clear thinking, accuracy, and independence.

U.Today是一家全球性的媒体机构，致力于帮助您了解新一代科技，以 及它带给社会的未来。我们的使命是为探索、使用以及发展科技的新兴 爱好者、专业人士和新人社群提供服务，遵循清晰的思维、准确和独立 的新闻核心价值。

u.today