E R I C A
H I L L
MONEY RESET COACH
A
re you ready to start manifesting commas and zeroes in your bank account? If so, Erica Hill is on a mission to help women reset their minds to unlock the door to money, freedom, and wealth.
Known as the “Money Reset Coach,” Erica Hill inspires and educates families on the importance of building generational wealth and leaving a legacy through her financial services agency and a team of more than twenty-nine agents. When you wake up in the morning, if the first thing that comes to your mind is not “I love my Fabulous Life,” then Erica is the woman who can get you on track to building your “Fabulous Life.” She helps professional women worldwide improve, enrich, and elevate their lives by dismantling limiting beliefs that no longer serve them. Although her average client earns a good income, many of them were not good money managers. After recognizing the common thread of lousy money management among her clients, Erica began to take a comprehensive approach by implementing practices to help them reset their mindset and then guiding them to restructure their money so that it works for them instead of them working for it. Her profound insight in helping families develop retirement and wealth-building strategies is a driving force in the company’s revenue exceedingly more than 8.5 million dollars in less than eighteen months. Earning her finance degree from Clark Atlanta University, this WOW Woman became enthusiastic about personal finance and wealth building after recognizing her degree did not automatically equate to success. Yes, her personal journey was less than smooth sailing even though she followed a lot of the traditional advice, such as
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going to college and getting a degree as her ticket to success.
need, and to boot, I did not have a job to pay for any of this stuff.
Erica says, “I realized that we are born into abundance, but programmed into lack.” She recounts how she did not grow up hearing many positive references when it came to the subject of money. Some of the common negative money beliefs she remembers hearing were never tell people your business, money does not grow on trees, and the infamous, “the love of money is the root of all evil.” “All the negativity about money doesn’t just come from family; it is in the fabric of society, and as children, we are absorbing all of these negative messages into our subconscious thinking, says Erica.”
I am the first person in my immediate family to earn a degree, and as proud as my family was, what nobody knew was; that as I was walking across the stage to accept my degree, something else was walking right along with me. Bad Credit!
Erica, can you tell us about your college experience? Erica: Well, I am the girl who listened to the adults around me. I went to college and got that degree, but nobody told me what to do with the money after I got it, and I am also the child who grew up hearing those negative things. In my sophomore year in college, they offered college students credit cards. I wanted a free mug or something like that, and that is how they lured me over to talk to them. So, I got this credit card; I got approved for something like a $2000.00 credit limit. Well, as I said in the beginning, I am that same woman, the young adult, who did not grow up hearing many positive things about money. No one ever taught me how to manage my money, and I did not have any money classes in school either. So, I got that credit card, and before I knew it, my spending got out of control; I bought a bunch of stuff that I did not
So, I am receiving this degree, but I am receiving it with less than desirable credit, and in the financial services industry, the first thing they do is request a copy of your credit report. So, although I had the degree, it took me a while to get a job because of my low credit scores. Erica, I hear this story repeatedly, and it is so sad. Can you tell us a little about the emotional impact this had on you? Erica: Yes! I really thought I was going to be happy once I graduated because I did everything my elders told me to do, but I was anything but happy. I eventually got a job, yet I was still that young adult with the negative money programming; the only difference is I had a degree to go with it. I did not possess the most important thing, and that was knowing how to be a good steward of the money I was bringing in. I was living on a financial roller coaster. I would make money, spend money, and the cycle was never-ending. So, in my early years, I was very depressed, overwhelmed, and just stressed when it came to money because I did not understand how to manage it. I was always robbing Peter to pay Paul. No young person should start their life in financial turmoil, but that is where I was.
