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SNIPPETZ EXAMINES
THE FRUGAL FAD
ISSUE 414 • OCTOBER 5, 2009
by Deborah Stumpf
FIRST NATIONAL BANK MONUMENT
625 Hwy 105 Member
719-481-0008
30 Month Certificate of Deposit
2.25%
APY*
Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of August 27, 2009
“Less is more.” All your protection under one roof.
All your protection under one roof. Larry E Stiltner Agency All your protection 481 Hwy 105 Suite 212 under one roof. (719) 481-8382 Bus Monument, CO 80132
©1997 American Family Mutual Insurance Company and its Subsidiaries
Larry E Stiltner Agency Home Office – Madison, WI 53783 www.amfam.com 481 Hwy 105 Suite 212 NA-07497 Rev. 1/03 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03
- Ludwig Mies van der Rohe, Architect (1886-1969) Fru•gal: 1. economical in use or expenditure; prudently saving or sparing; not wasteful 2. entailing little expense; requiring few resources; meager; scanty -Random House Unabridged Dictionary
F
rugal-related words also include sparse, thrifty, careful and economical. Nowhere does the word “cheap” show up in the dictionary. Thus, before getting into the meaning of being frugal in today’s sluggish economy, it’s The Frugal Fad... Continued on Page 2
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MONUMENT FARMERS MARKET WE WANT TO THANK OUR COMMUNITY FOR THE GREAT SUPPORT! WE ARE LOCATED IN MONUMENT, IN THE MONUMENT PLAZA SATURDAY 8AM - 1PM PALMER LAKE: SUNDAY 10AM-2PM
HOMEMADE JAM MAKES A GREAT CHRISTMAS GIFT... WE HAVE IT!!
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W H E N
Q U A L I T Y
THE FRUGAL FAD
C O U N T S
Q U A L I T Y
SNIPPETZ EXAMINES
Q U A L I T Y
W H E N
Cover Story
W H E N
W H E N
THIS WEEK IN SNIPPETZ
C O U N T S
Moments In Time... 8 Senior News Line... 9
The Frugal Fad... Continued from Page 1
STYLE PAGE 6 Kims Korner
SNIPPETZ BUSINESS DIRECTORY PAGE 10 Local Businesses on the Go!
PETS 10
FRUGAL VS. CHEAP
SAINT Adoptions
THE DINING GUIDE PAGES 11-13 Good Housekeeping 2 ...12 Patricia’s Café... • Vino-Bits...
13
CLASSIFIED PAGE 14 GREAT BARGAINS - Find Your Treasure!
Business / Employment Opportunities
HEALTH AND WELLNESS PAGES 14-15 Fitness Matters by Dane Matthew... 15
PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
BUSINESS AND FINANCE PAGES 18-19 Financial Focus ... 18 The Law According To Stevens... 19
REAL ESTATE Robin’s Rap... 19 New Homes... 20
NEXT WEEK IN SNIPPETZ SNIPPETZ HEATS THINGS UP WITH CHILI!
ALL RIGHTS RESERVED © 2009 PUBLISHED BY FUNDER ENLIGHTENING, INC.
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most important to clarify the differences between frugal and cheap. Webster’s Dictionary defines the word “cheap” with the following adjectives: inexpensive, low quality and stingy. In purist terms, in no way do the last two relate to “frugal.”
Monument, CO, 80132
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Some frugal people occasionally refer to themselves as cheapskates, but there are notable differences. For example: • Saving an extra $100 from your paycheck, above and beyond your 401K, is frugal. Stealing copy paper from the office to avoid paying for it is cheap. • Going out to dinner and ordering chicken instead of steak – although you really want the steak – is frugal. Under tipping the waitress to save money is cheap. • Asking someone out for a first-time dinner date to a nice pizza joint to save money is frugal. Asking someone out for a first-time dinner date and then asking her – or him – to split the bill is cheap. • Growing your own food to cut back on groceries is frugal. Dumpster diving for food is definitely cheap.
THE GRAY AREA Frugal versus cheap is often a matter of opinion. In August, Kimberly Palmer wrote an article for U.S. News and World Report on frugality and early retirement. She interviewed a 32-year-old IT engineer from Omaha, Neb., who is planning to retire as soon as possible – before age 50. He makes his own Windex by mixing rubbing alcohol, water and a little bit of soap and reuses old shirts for dishtowels. He sells old household items on Craig’s List and eBay. He usually takes his lunch to work but occasionally gets a free burger by filling out free surveys at the fastfood joints. Most of his saving techniques are frugal, but using old shirts for dish towels – some might say “cheap.” Palmer also cited a 33-year-old living in California on a budget of a little more than $500 a month (California?) with the rest (75 percent) going to savings. Jacob is a blogger, according to the article, and has already retired from his job as an astrophysicist. He lives in a small house and doesn’t drive because he lives close to all the amenities. He, too, sells on eBay and other sites. Frugal? cheap? deprived?
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ENOUGH ABOUT CHEAP AND ON TO FRUGAL Lifestyles in America have changed – some drastically – as the economic disaster of the past few years caught the country ill-prepared. People have lost their savings, their jobs and their homes. As gas prices soared, Americans cut vacations, even crosstown trips, to weather the storm. Many tossed their big vans and SUVs to the wind in favor of smaller, more economical cars. And customers at consignment clothing stores are the same people who used to drop off their clothes. Goodwill has become the new Gucci. Additionally, a number of people are farming their backyards to beat the high costs of groceries. Frugality has become the new face of America. It’s the rage. The Internet is inundated with online, self-subscribed frugal financial advisors. Bloggers galore have cut a piece of the Web pie for themselves, sharing their ideas and attempts at living frugally. There’s www.frugaldad.com. Frugal Dad’s writings have appeared in the Chicago Tribune and the Los Angeles Daily News and he’s written an e-book, “The 7-Day Turnaround: One Week to Change Your Family’s Financial Future.” Frugal Dad touts his approach to debt reduction hoping that others can benefit. In January 2008, Frugal Dad wrote that his family had agreed to trim their cable service from expanded to basic for one year. They eliminated 60 channels and saved $35 a month (every little bit counts). They survived without psychiatric care or family discord but decided to resume expanded cable after the oneyear trial. That decision caused a few raised eyebrows among Frugal Dad’s readers. One suggested the decision to re-up the cable service could be compared to diet fads. Give it up, give in. However, Frugal Dad said the comparison had merit but even the successful dieter, who turns good eating habits into a lifestyle, can eventually add a bowl of ice cream or a couple of cookies to the menu. It’s called maintenance, Frugal Dad said, and it’s the same concept regarding finances. Those who succeed at reducing debt or building savings can “relax the The Frugal Fad... Continued on Page 3
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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
GETTING READY FOR THE HOLIDAYS
F
719-271-8742 Almost Everything Fixed Around the House Free Estimates / Satisfaction Guaranteed
or your holiday décor, you need not spend a fortune for your framing makeover. Sometimes changing the mat, adding a second mat or a fillet to your existing mat, or altering the color of your existing frames can change the look to a brand new one. You can stain or paint the frame for a fresh look, of course don’t forget to take the art out first! Let us know if we can be of help or for consultation for your framing needs.
Serving Lunch and Dinner
Specializing in your “To Do” List Original Fine Art
The Frugal Fad... Continued from Page 2
It’s about “balancing things out and avoiding waste … spending money to get a good value,” Frugal Dad said.
P 719.487.7691 F 719.487.7410 HOURS: Monday-Friday, 10 - 6pm Saturday-10 - 4pm
Holiday Decoration Preview Sale
Wines by the Glass and Bottle
Handcrafted Jewelry
Featured Live Music
Prix Fixe Dinners Artisanal Arttisalan Gifts
Unique Cards
SECOND
STREET
Art MARKET
FAD OR A NEW FRUGAL AMERICA? In August, the American Psychological Association addressed the frugal fad in “Monitor on Psychology,” an online APA news brief. According to the article by Amy Novotney, social researchers found that even people who haven’t been threatened by the economic debacle have pulled back on spending. Novotney reported that 7 million more households (up 19 percent) planned to grow their own food in 2009, according to the National Gardening Association. In April 2009, the national savings rate jumped to 5.7 percent of disposable income, up from a “historically low average rate of 0.5 percent the previous year.” Americans appear to be less wasteful. Landfills nationwide report that incoming trash is down by 30 percent.
GALLERY CENTER 366 SECOND STREET, SUITE B MONUMENT, CO 80132 www.bellaartandframe.com
What’s in Store this Autumn
Licensed and Insured
spending diet” and without guilt resume something like expanded cable service.
ECLECTIC GIFTS CUSTOM FRAMING
AND WINE BAR
Gift Certificates
Wine Tasting Events Saturday, October 17 6:30pm Wine Appreciation 101 $25 per person Saturday, October 31 7:00 to 10:00pm Scary Good Wine Night $30 per person Call for info and reservations
366 Second Street (at the corner of Beacon Lite)—the gateway to historic downtown Monument
call 719.488.2506ÊU online www.secondstreetart.comÊUÊopen monday 10am to 5:30pm and tuesday through saturday 10am to 10pm
Art (and win�) �o fe�d your �oul.
FRIDAY AND SATURDAY PRIX FIXE DINNERS 5:00–10:00PM Prix Fixe Dinners with or without wine pairings
W I N E BA R H A P PY H OU R
HALF-PRICE B OT T L E N I G H T
HALF-PRICE H A L F - P L AT E T H U R S DAY S
ACOUSTIC MUSIC F R I DAY S AN D SAT U R DAY S
Tuesday through Friday 4:00–6:00PM
Wednesdays and Saturdays 6:00–10:00PM
All wines by the glass and beer by the bottle
Everything on our list, by the bottle,
6:00–10:00PM
6:30–8:30PM
All half-plates are half-price every
is half-price
half price
Thursday night
Perfect music to accompany the perfect glass of wine
Some psychologists say the frugal fad could be the silver lining among the black clouds of the economic downturn. Will Americans become less credit happy and more conscientious about their spending habits? Will new spending habits mean that Americans will place less value on material things? Other psychologists say that a thrifty-manic America will not last. Once credit starts flowing again, the frugal fad will fade. Or not. In an Associated Press article on MSNBC.com, a survey by a research firm – AlixPartners – predicted that when the “Great Recession” subsides, Americans will “spend at about 86 percent of their pre-downturn level.” It might be “in” to be prudent about spending but in many ways it’s a catch 22 for the economy. In 2008, consumer spending adjusted for inflation was down 0.2 percent, the first annual drop since 1980. The frugal fad has meant significant losses for the car, household goods, clothing and shoe industries. The Frugal Fad... Continued on Page 4
ALL E H T ... NEW
HD Football in the Café Saturday: Falcons • Sunday: Broncos Air Force in HD on the big screen, with other college games on additional screens, Saturdays from 11:00AM to 5:00PM. Broncos in HD on the big screen, with NFL Sunday Ticket games on additional screens, Sundays from 11:00AM to 5:00PM
Come in for lunch with the family, or stop in for a snack and watch the games. Football appetizer and drink specials
OPEN 7 DAYS A WEEK 6:30AM-10:00PM
@ 1865 Woodmoor Drive, Monument
3
719•481•0808
Family Friendly Football Fun!!
And a Gallup survey showed that seven in 10 Americans are cutting weekly expenses.
SNIPPETZ : THE LOCAL SCOOP ®
THE UPS STORE HAS NEW OWNERS... AND WE ARE PROUD TO BE A PART OF THE COMMUNITY! • UPS Shipping • Packaging Services • Copying, Finishing & Printing Services
• Packaging & Moving Supplies • Mail Services • Notary Services
• Mailbox Services • Freight Services • Office Supplies
Proudly Presents:
WINE & ROSES
This coupon valid at:
590 Highway 105 Monument, CO 80132 719.487.1730 TEL 719.487.1731 FAX
Friday, October 23rd, 2009 from 6:30 - 10:00 pm
BLACK & WHITE COPIES (8.5x11, single sided, white 20# paper)
Safeway Shopping Center
at the U.S.A.F.A. Blue & Silver Press Box
Exp. 10/31/09
Proceeds Benefit the Tri-Lakes Community.
GET ON BOARD If anyone is interested in frugal living, it’s obvious that advice is flowing like the Colorado rivers during the spring runoff. And many of those Web sites back their advice with online coupons, like www.beingfrugalisfabulous.com. Print out a coupon for all kinds of items, from breakfast cereal to eye exams at Sears. Just Google “coupons,” and the options are vast.
WILSON
Here are five of Babauta’s do-I-reallyhave-to frugal methods – and some side benefits.
*$17 dollars is tax deductible.
1. Stop online impulse buys (no more hiding the package before he or she gets home).
A Special Thanks to Our 2009 Sponsors: 1st Nat’l Bank of Monument Associates in Dental Care Dr. Larry Adams John Eyer - Peak Value$
2. Eat less meat (more tofu equals fewer cows, and talk about energy savings!).
Barbara Oakley 719-488-2119 PO Box 863 Monument, CO 80132
TRI-LAKES & GLENEAGLE WELCOMING
4. Do it yourself (mow your own lawn and get fit, saves on the gym membership).
A PROVEN LEADER
LEWIS-PALMER SCHOOL Leo Babauta has one ofBOARD the top blog 5. Drink water, not beer (saves money sites the InternetEXCELLENT – www.zenhabits. x on MAINTAINED STUDENT ACHIEVEMENT
and creates family time – no more Sunnet. also wrote aDEFICIT book, “The Power x He ELIMINATED SPENDING day afternoon football parties). ofx Less: The FineMULTI-YEAR Art of Limiting YourCREATED BUDGETING self the Essentials.” Babauta x toOPENED PALMER RIDGE lives HIGHon SCHOOL ON-TIME AND UNDER GuamBUDGET and has a wife and six kids. This As they say, the proof of America’s frugality guru provides 50 ideas for frugal fad as a permanent direction is x PLACED PRESCHOOL IN ALL ELEMENTARY SCHOOLS AND PRHS saving money. in the pudding (or the JELLO, whichx DEVELOPED A STRATEGIC VISION AND PLAN FOR LEWIS-PALMER ever is the least costly). Meanwhile, ManyDISTRICT of those ideas have been around remember to pick up your FREE Snipx generations. IMPLEMENTED ACCOUNTABILITY FOR SCHOOL BOARD AND ADfor Turning off lights, petz newspaper; and, save on paper MINISTRATION hanging the clothes out to dry and towels and keep the newspaper to wash x INSTITUTED PUBLIC minimizing shower time OVERSIGHT have been FOR yourBONDS windows with vinegar and water. x OPENED A SENIOR CENTER AT LPHS continuously drilled into Americans as Or, recycle to save the earth. worthwhile energy-saving techniques. 98% x GRADUATION RATE EXCEEDING Committee to Reelect Gail T. Wilson His more standard steps for saving It’s the craze: save something.
LEWIS-PALMER SCHOOL BOARD
Monument Reprographics Peoples Nat’l Bank Tri-Lakes Printing Watson Recruiting Services
Call 719-488-2124 www.TLWC.net
3. Pay your credit card off each month or tear it up (pretend the plastic is a Dear John letter from your bank account – grieve and get over it).
WILSON
Wine has been arranged by:
J A D E
EVENT PLANNING • Birthdays • Graduations • Weddings • Anniversaries • Retirement
• Fourth of July • Thanksgiving • Christmas • Hanukkah • Easter
MAINTAINED EXCELLENT STUDENT ACHIEVEMENT
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ELIMINATED DEFICIT SPENDING
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CREATED MULTI-YEAR BUDGETING
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OPENED PALMER RIDGE HIGH SCHOOL ON-TIME AND UNDER BUDGET
x
PLACED PRESCHOOL IN ALL ELEMENTARY SCHOOLS AND PRHS
x
DEVELOPED A STRATEGIC VISION AND PLAN FOR LEWIS-PALMER DISTRICT
x x
IMPLEMENTED ACCOUNTABILITY FOR SCHOOL BOARD AND ADMINISTRATION INSTITUTED PUBLIC OVERSIGHT FOR BONDS
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OPENED A SENIOR CENTER AT LPHS
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GRADUATION RATE EXCEEDING 98%
Resources Reasonable Rates References
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A PROVEN LEADER
x
Whole Party Planning or Just a Little Help
SUMMER CLOTHES & ACCESSORIES
50% OFF IN SEPTEMBER
Committee to Reelect Gail T. Wilson
4
(Excludes sale items) (expires 9/30/09)
To add fuel to the fire, the big-spender baby boomers have seen tremendous losses in their retirement savings, and their time is running out. Baby boomers have driven trends in America for years – their new thrift-conscious attitude could keep frugality alive for quite some time.
On-Site Chefs Silent Auction Celebrity Wine Pourers Price Per Ticket $50*
One (1) Item
Continued from Page 3
money also include downsizing the family car; buying used clothing and furniture; brown bagging it; creating unique gifts.
20% OFF
The Frugal Fad
High End Furniture
Women’s Clothing
Located in the Safeway Plaza
Home Decor
Jewelry
Prom Dresses
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Name Brand Purses
info@redouxboutique.com
SNIPPETZ : THE LOCAL SCOOP ®
Samantha Weaver
• It was British novelist Terry Pratchett who made the following extremely sage observation: “Some humans would do anything to see if it was possible to do it. If you put a large switch in some cave somewhere, with a sign on it saying ‘End-of-the-World Switch. PLEASE DO NOT TOUCH,’ the paint wouldn’t even have time to dry.” • You probably don’t think much about the fees charged at ATMs, but maybe you should start. That $1 here, $2.50 there really adds up -- to more than $4 billion every year in the U.S. alone.
Complete line of Lawn and Garden, Appliances, and Electronics We sell mattresses (Serta, Searsopedic) We stock common refrigerator filters, vacuum bags and parts We can order parts for any item Drop-off location for service items Pay your Sears & Discover Card bills here! Gift Cards Available
• Do you suffer from prosopagnosia? Unless you’ve suffered some kind of injury to your brain, probably not. Also known as face blindness, prosopagnosia is the inability to recognize familiar faces.
Mon – Fri 9:30am – 7pm Saturday Sunday 9am – 6pm 11am – 4pm
• The Goliath frog of West Africa can reach up to a foot in length and weigh more than 7 pounds.
Ph: 719.487.0662 Fx: 719.487.0664
• Wimbledon, played in the United Kingdom and one of the four Grand Slam events, is the oldest tennis tournament in the world. Every year at the event about 42,000 balls are used. • If you’re a fan of the tiny, rubbery candy known as the Gummi Bear, here’s some good news for you: The world’s largest Gummi Bear is now on the market, available for about $30. The equivalent of 1,400 regular-size bears, the giant candy weighs 5 pounds.
• The Campbell’s Soup paintings by Andy Warhol have become iconic, with collectors paying up to $11.7 million to own one. The very first one ever sold, however, cost only $100. That was way back in 1962, and the buyer was actor Dennis Hopper.
Auriel Essence Day Spa is now.....
1785 Lake Woodmoor Dr. Monument, CO 80132
*** Thought for the Day: “Why is it that our memory is good enough to retain the least triviality that happens to us, and yet not good enough
to recollect how often we have told it to the same person?” -- Francois de La Rochefoucauld (c) 2009 King Features Synd., Inc.
S AV E
15%
FALL SPECIAL Treat yourself to a delicious Pumpkin body scrub, and Pumpkin enzyme mask! These products are wonderful, and smell amazing! They are guaranteed to get rid of dull dry skin, leaving you feeling soft, and smooth. Your skin will be glowing, and you will leave feeling relaxed, and revitalized! Special price $105 for both treatments, Regular price $130 In appreciation of service, we offer 15% discounts to military (including cadets), teachers, police and fire fighters.
Tue & Thur 9-6 Wed, Fri & Sat 9-4 Sun & Mon Closed
Auriel Essence proudly uses, and retails Sanitas skin care products. Sanitas is a internal, and external pharmaceutical system. These products are formulated, and manufactured right here locally, in Boulder, Colorado.
NOW OFFERING Yarn & Knitting Supplies & Classes g in Brin d for A This
Offers Expires: October 30th
20% off Yarn and Supplies
Offer expires 9/30/09. One offer per purchase.
251 Front Street - Old Town Monument (719) 487-9900 - beadcorneronline.com
Auriel Essence Skin Care
236 Washington St #3 • Monument, CO 80132
719.375.8831
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SNIPPETZ : THE LOCAL SCOOP ®
S e n s e i o k r a Allian L i r T e c h e T
REOPENS ITS IMPROVED The Tri-Lakes Senior Alliance reopens its improved THRIFT STORE
Thrift Store
Tuesday through Saturday 10:00 am – 4:00 pm (719)Saturday, 488-3495 Tuesday through 10:00 am–4:00 pm
719-488-3495
For information, to volunteer, or to donate items, call the store during business hours.
Proceeds benefit the Senior Citizen For information, to volunteer, or toTri-Lakes donate items, call the store Program during business hours.
Proceeds benefit the Tri-Lakes Senior Citizen Program
INCREDIBLE SAVINGS ON THINGS YOU NEED (OR WANT!) SPORTING GOODS Bicycles, skis, heaters, coolers, golf clubs, camp chairs, Sportingback Goods – Bicycles, skis, heaters, coolers, packs, roller skates
TOOLS (orhack want)saws, hand trucks, Car jacks, sander, wrenches, tire chains, snow shovels, tool boxes
Incredible savings on things you need
.
trucks, tire chains, snow shovels, tool boxes Furnishings - Chandeliers, ceiling fans, table FURNISHINGS floor lamps, knick-knacks, baskets, lamps, Chandeliers, ceiling fans, table lamps, floortables, lamps, knick-knacks, baskets, pictures, suit cases tables, pictures, suit cases Books – Over 2,000 paper-backs, hard-backs, BOOKS subjects collector books – All
golf clubs, camp chairs, back packs, roller skates FURNITURE Furniture – Desks, entertainment centers, file Desks, entertainment centers, coffee tables, beds, collectibles, cabinets,coffee file cabinets, tables,rocker, rocker, beds, collectibles Appliances – Kitchen stove & oven, microwaves, , bread makers, juicers, clocks, clockvacuum cleanerAPPLIANCES Over 2,000 paper-backs, hard-backs, collector Kitchen stove & oven, microwaves, vacuum cleaner, radios, books – All subjects bread makers, juicers, clocks, clock-radios Note: We can not accept electronics, clothes, shoes, Children Items – Toys, games, bicycles, backpurses, or child’s car seats. NOTE: packs, strollers, portable crib, CHILDREN ITEMS We can not accept electronics, Toys, games, bicycles, back-packs, strollers, clothes, shoes, purses Tools – Car jacks, sander, wrenches, hack saws, hand portable crib
or child’s car seats.
Tri-Senior Alliance Thrift Store
Unit No. 9 behind the West End Center 755 Highway 105 Palmer Lake, Colorado 488-3495
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HayCo L.L.C.
ASK US ABOUT We Bring the Showroom to You.® OUR FREE FINANCING!
Why run all over town?
366 Second St. Monument
For All Your Hay & Straw Needs!
Sm. Squares • Lg. Squares • Rounds Alfalfa • Grass • Mixed • Straw
719-487-7767 www.FlooringandDesignCenter.com
SmartStrand Carpetin: starting at $0.99sf Specializing Call today for your FREE Estimate Hardwood • Laminate • Vinyl
Specializing in Excellent Quality Horse Hay We Deliver
Lighting • Blinds • Drapes • Shutters Carpet • Tile Countertops Area Rugs • Natural Stone IMS
719-339-3525
K LIFE IS TOO Ask About Our New Year Offer! SHORT FOR KORNER WHITE WALLS by Kim Carson
& MONUMENT SERTEENS SCHOOL DISTRICT 38
the lamp is on it radiates 5 EASY STEPS When with colour -- a large effect for little commitment. If you’re not 100 per cent sure about a colour palette, replace TO366 CHOOSING Second Street, Monument colourful accessories seasonally. It will you confirm the colours you like PAINT719.487.7767 COLORS help best in your space. If you’re ready to
C
Present THE 2009
& SILENT AUCTION
www.FloorsandWindows.com take a bigger step, add colour to your
hoosing colour Expires: for your home 1/31/08 can be daunting. Whether it’s paint for the walls or fabric for the sofa, most people get confused and are scared to make the “wrong” decision. Stop putting it off here are 5 things to consider in choosing the perfect colors for your home.
enjoy
A Home Cooked Supper
floor. If you have plain wood floors at home you can put bright, colourful woven rugs on top. You can even put rugs over beige carpet.
Present this certificate to your Nationwide Floor and Window Coverings Designer prior to placing your order. Only one coupon per family. Offer good for window covering of equal or lesser value.
1. Make it personal Don’t be afraid of your own taste. Remember that your home is a reflection of you. If you travel and see colourful things you love, don’t worry about whether or not they’ll match your decor, bring them home! Don’t be afraid to show off your objects - they not only hold memories for you, but will show others what you love, and can become conversation pieces.
2. Be inspired To choose colour, you first have to know what you like and what you don’t like. Look to art for inspiration. Visit galleries and shops, go to museums, and look through magazines. Viewing a lot of art can help define what appeals to you. Once you’ve seen enough, you’ll be able to recognize the colours you like, and the textures, styles and shapes you prefer. Buying art is a great way to choose colour.
3. Take small steps If you’re not quite ready to choose colour for the walls, start small with accessories. Dress up a room with throws, pillows, lamps, art and so on. We sell lamps that feature original watercolour paintings as lampshades.
-soup, bread & dessert-
145429
PLUS HANDMADE BOWL donated by local artists
DATE: Wed, Oct 7, 2009 PLACE: Lewis-Palmer HS TIME: 5:00 PM to 7:30 PM COST: $20.00 donation to Tri-Lakes Care CHECKS: payable to MHS
4. Be brave The most important thing to remember is that nothing is permanent. It’s only paint; if you don’t like it, paint over it! Colour is eye candy, so don’t be scared or intimidated by it. You can stick with neutral furniture and neutral walls if you want, but be brave enough to add colour throughout the house in other ways. Colour is joyful and playful: it makes you happy to look at it.
TICKETS MAY BE PURCHASED IN ADVANCE AT THESE LOCATIONS: x x x x x
Covered Treasure Bookstore Monument High Country Home & Garden-Monument Second Street Art Gallery-Monument Tri-Lakes Printing -The Woodmoor Center Rock House Ice Cream & More - Palmer Lake Or Call Bonnie Biggs at 651-1946
One Child Under 12 - FREE - with a purchased ticket
100% of proceeds assist those in the Tri-Lakes Area
TAI YI: HOW IT CAN IMPROVE YOUR LIFE
5. Look at what you wear
Tai Yi does not use needles and can heal on a deeper level than acupuncture. Tai Yi can assist one who is feeling under stress, lack of focus, a lowered immune system, ai Yi means Supreme anxiety, depression, and anger. Tai Movement and is a healing Yi can also add great benefit to ones modality that includes in therapy. using Universal Energy in 4,000 exercises to assist one physically, For more information, go to: www. emotionally, and mentally. Tai Yi is empowermentthroughhealing.com similar to acupuncture and predates and click on History of Tai Yi. acupuncture in Chinese history.
Most people choose clothing to go with their skin colour, hair colour, eye colour and so on. Sticking to what suits you makes sense: the colours you wear often probably best represent the colours you’re comfortable with. So when choosing colours for an interior space, surround yourself with ones you’re already used to seeing. If you wear a lot of neutral colours your decor may tend to feature neutral colors such as creams and browns, but you may have very vibrant art and accessories. Why not accessorize a room the way you’d dress up an outfit? You can put bright colour on one wall in a room, the same way you would wear head-totoe neutral colours and add a great red scarf.
T
EMPOWERMENT THROUGH HEALING, LLC Tai Yi Energy Practitioner - Tami Urbanek Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus? Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.
Like to know more?
719-641-2017
Kim can be reached at 719-487-7767
Making New Choices to Create a New Reality
turbanek1@msn.com • www.empowermentthroughhealing.com
7
QUALITY GOODS & SERVICES
Double
J
DOG
Boarding Kennel
SAFE • CLEAN • SECURE County Line Rd.
Black Forest Rd.
Walker Rd.
FREE Gift Wrapping
Double J
✪ Thompson Rd.
Hwy. 105 Hwy. 83
Owners on Site - 24 Hour Supervision
THE PLACE FOR GREAT BIRTHDAY GIFTS
BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates
HUGE SALE!! Both stores conveniently located at 274 Washington Street, Historic Monument
481•1361
Unique Handcrafted Dollhouses & Accessories
Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs
for the Discriminating “Mini-Home Owner”
By Appointment: 495-1774
A CUT ABOVE DRYWALL When You Want It Done Right... The First Time!
Once you’ve tried our service, you’ll know why we’re called CUSTOMER’S CHOICE Call today for a FREE quote
487-9713 or 351-7476
Drywall Patches, Repair and Texturing
• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today! Home: 719-481-0509 Cell: 719-237-9277
PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ POSSIBLE! ®
man makes the first-ever televised presidential address from the White House, asking Americans to cut back on their use of grain in order to help starving Europeans. He also requested that the public voluntarily forgo meat on Tuesdays, eggs and poultry on Thursdays and save a slice of bread each day.
grounds of the U.S. Military Academy at West Point, N.Y., where Custer had graduated in 1861 ... at the bottom of his class.
• On Oct. 11, 1793, the death toll from a yellow fever epidemic in Philadelphia hits 100 per day after refugees from a yellow fever epidemic in the Caribbean fled to the city. Philadelphia was the seat of the United States government at the time, but federal authorities simply evacuated the city in face of the raging epidemic. • On Oct. 10, 1877, the U.S. Army holds a West Point funeral with full military honors for Colonel George Armstrong Custer. Killed at the Battle of the Little Big Horn the previous year, Custer’s body had been returned to the East for burial on the
• On Oct. 8, 1918, during World War I, U.S. Corporal Alvin C. York is credited with single-handedly killing 25 German soldiers and capturing 132 in the Argonne Forest of France, for which he earned the Congressional Medal of Honor.
• On Oct. 7, 1960, the television program “Route 66” airs its first episode, relating the roadside adventures of Buz and Tod as they cruised the famous highway in Tod’s
Corvette convertible. The program ran for four years. • On Oct. 9, 1974, German businessman Oskar Schindler, credited with saving 1,200 Jews from the Holocaust, dies at age 66. In 1944, at great risk to himself, he bribed Nazi officials into allowing him to keep his workers and set up a factory in a safer location in occupied Czechoslovakia. (c) 2009 King Features Synd., Inc.
finders keepers by Peggy Rima
• On Oct. 6, 1926, Yankee slugger Babe Ruth hits a record three home runs against the St. Louis Cardinals in the fourth game of the World Series. The Yanks won the game 10-5, but despite Ruth’s unprecedented performance, they lost the championship in the seventh game.
“gifts from the heart”
NEW FALL ARRIVALS!
Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey Celebrating 9 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
• On Oct. 5, 1947, President Harry Tru-
8
SNIPPETZ® THE LOCAL SCOOP
THE TRI-LAKES TEAM
ATTENTION: TRI-LAKES HOMEOWNERS During this economic downturn, there is a silver lining. The cost of material goods is lower now than it has been for years. The cost for labor has also been reduced significantly. The result for residential homeowners is the cost of remodeling is at an all-time low. If you remodel during this window of opportunity, you will realize a huge return on your investment. When our economy turns around, as it has several times before, the old adage “Buy Low, Sell High” can really apply to the value that will be added to your home.
TRI-LAKES BUILDING CO. INC.
Commercial contractor licensed and insured. Commercial and residential construction and remodeling. Fine cabinetry and door and drawer repair in our local shop. Established in 1977. PH: 719-481-2671
MJB PLUMBING & HEATING INC.
PLUMBING
CONSTRUCTION
Here is a list of the local contractors who work together to help you with all of your residential home repair and general remodeling. Everyone is licensed and insured, and together, we have over 275 years experience. We all promise top-quality workmanship, warrantied materials and first-class customer service.
Installation And Repair Of Plumbing, Gas Lines, Hot Water Heat. PH: 719-488-2738 • FAX: 719-488-1676
there’s not a single thing that can be repaired inexpensively on a car.
• Our income is too large to qualify for any services or programs, but not large enough to cover our needs, so we use credit cards.
• For many of us, the value of our homes has plunged. What we assumed would be a nest egg for our advancing years has in many cases become an overpriced, under-valued albatross. When repairs are needed, we have to hire others. • If we own a vehicle, car repairs can be very expensive. Outside of oil changes,
CONCRETE
--Get credit counseling. Quite often, they can negotiate lower payments. (Ask for a referral from your local Council on Aging.) --Consider cashing in an insurance policy to pay off debt. It won’t be easy to pay off credit-card debts, but we can do it, one dollar at a time. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com.
PRO-TECH ROOFING SYSTEMS & SEAMLESS GUTTER Locally owned, specializing in all types of roofing and gutter installation. All of our work is covered by a five year workmanship warranty with satisfaction guaranteed. References at your request. PH: 719-473-9554 • FAX: 719-473-9555 • Email: protech4csi@live.com
HAVENS S&P CONCRETE CO.
PHIL HAVENS Flatwork: Commercial • Residential • Decorative PH:/FAX: 719-264-7742 • CELL: 719-310-8866
OCEAN CONSTRUCTION
A Wave of Excellent Carpentry Richard Harding • Insured Independent Contractor PH: 719-243-4075
EAGLE PLASTERING INC.
Professional Integrator in Hard Coat Stucco Systems, Drywall, Masonry and High Performance EIFS for Sustainable Construction. PH: 719-227-7533 • FAX: 719-227-7530 • SALES: 719-227-7533 EXT-8009
BLACK DIAMOND EXCAVATION LLC. Skid Loader Work, Grading, Landscaping, Trenching Post Holes, Boulder Walls, Driveways. JIM • PH: 719-459-0391
EXCAVATION
• Topping the list is medical-care costs. Co-pays for doctor visits, prescription costs, dental work that insurance doesn’t cover -- it all adds up. The study says that we have on average $4,000 in medical expenses on our credit cards.
--Contact your credit-card company and ask for a smaller monthly payment or a reduced interest rate.
PLASTER / DRYWALL
How did this happen to us? There are real and compelling reasons for the way we’ve run up credit-card debt.
What can we do to help ourselves get out from under this mountain of debt many of us have? Here are some thoughts:
Specializing in Residential and Commercial Repaints & Drywall Repair and Texture Matching. Professional, Friendly Staff Ready to Serve Your Needs. Serving Southern Colorado Since 1995. PH: 719-593-8148 • FAX: 719-593-9352 • Email: rgpdinc@msn.com
CONSTRUCTION
A
recent study called “The Plastic Safety Net” pegs those over age 65 as having the largest increase in percentage of debt of all the age groups. That’s not a label we should be proud of, certainly.
ROBERT GLEN PAINTING & DRYWALL INC.
PAINTING
SENIORS CRUSHED UNDER A MOUNTAIN OF DEBT
PH: 719-488-1991
ROOFING
by Matilda Charles
• Our fixed income is not enough to pay for everything we need, so we put purchases on credit cards.
ARROW HAWK HEATING
New Construction, Remodeling, Furnace Replacement and Repair.
HEATING
SENIOR NEWS LINE
ELECTRICAL
DUKES ELECTRIC
We have serviced the Tri-Lakes Community, El Paso Country and Douglas County for 33 years in residential and commercial electrical installation and repair. PH: 719-481-3557
Our Schedules are filling up quickly.
CALL TODAY FOR AN APPOINTMENT!
(c) 2009 King Features Synd., Inc.
9
THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!
SNIPPETZ BUSINESS DIRECTORY CONSIGNMENT
THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns. Payroll, bookkeeping and financial statement accounting services.
TWO TIMERS FINE CONSIGN “Smart, Savvy and Green” Women‘s and Children’s Monument Plaza 719-484-0300 www.twotimers.net
AUTOMOTIVE
CONSTRUCTION
HOME DECOR
RICHARD PETERSON 719-481-1868 R. Peterson Construction, LLC Licensed & Insured Custom Homes ✷ Detached Garages ✷ Basement Finishes petersonconstruction@yahoo.com
MARGO’S ON THE ALLEY “For You and Your Home” 215 Chapala Plaza 719-487-1406 www.margosonthealley.com
MAXX POWER LLC
Specializing in Diesel Performance (719) 488-0943 www.maxxpowertrucks.com CYLINDER HEAD SERVICE Valve Jobs Seats • Guides Surfacing Foreign • Domestic • Gas • Diesel
Rup Engines 719-205-3010
FENCING LAW FENCE CO. 20 YRS experience building and repairing all types of fence FREE ESTIMATES 719-520-5538 lawfenceco@yahoo.com
COMPUTER
FINANCIAL
TLC COMPUTER REPAIR Sales and Service PC Recycling Center 303 B Hwy 105 / Monument Across from the 7-11 719-302-2937
COLORADO NATIONAL BANK 581 Hwy. 105 719-488-4309 Your Key to Commercial and Personal Banking
KARAOKE
FLOORS
ACCOUNTANT
SPOTLIGHTERS ENTERTAINMENT Hollywood-style Karaoke We keep everything fun and make everyone sound like a pro with our professional sound system and mixing experience. We are available for private parties, weddings, etc. or come check us out at PINZ everyThursday from 9pm - 1am 719-231-2946
A PLUS PLATINUM CARPET AND TILE CARE Steam truck mount extraction. $15 OFF SPECIAL! 719-440-9148 or 719-339-2708
Email: spotlightersentertainment@gmail.com
LANDSCAPING
VILLA DECOR Polish Pottery Home & Garden Accents 868 Hwy 105, Palmer Lake, CO 80133 Mon - Sat, 10AM - 6PM Phone: 719-481-1981
COLORADO CUSTOM ROCK LANDSCAPING INC. Licensed and insured Serving the Front Range area for over 30 yrs. Commercial & residential landscaping services ccrlandscaping.com Call for a FREE Estimate! 719.598.6871
MORTGAGE 1ST METROPOLITAN MORTGAGE Jerry Case & Daniel Shepard
INSURANCE AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com
Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help with any and all mortgage needs. Call us today for a FREE credit report.
ONE HANDSOME DUDE
719-314-1320 www.nostresshomeloans.com
PAINTING CertaPro Painters Residential And Light-Commercial Interiors, Exteriors And Decks
(719) 475-1616 www.certapro.com Painting • Passion • Professionalism
PET GROOMING DIRTY DOG GROOMING 481 Hwy 105 #206 Monument, CO We aim to rid this town of all them “Dirty Dogs.” 719-481-2968 COUNTRY CRITTERS UPTOWN Gentle Professional All Breed Grooming Serving The Tri-Lakes Area West End Center 719-481-0220
REAL ESTATE TINA PETERSON ABR-GRI-ePRO Remax Advantage Realty 719-460-7614 Are You Looking to Buy or Sell? www.ColoradoHomesMarket.com
REMODELING SPECIALIZED CARPENTRY Local, Personal & Affordable. Remodel your house or finish your basement. More than 25 years of experience in fine carpentry, remodeling & construction. Licensed, bonded & insured. In-house design and engineering.
For a FREE consultation/estimate call: 719-359-6855
ROOFING CAMPBELL ROOFING INC. Serving Colorado Since 1984 Licensed and Insured Member of BBB and Chamber 430 Beacon Lite Rd., Ste 110 719-573-9395 PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020
TANNING HEATWAVES TANNING SALON 481 Hwy. 105 Ste. 210 Monument, CO 80132 719-488-8884 (behind Taco Bell)
Search Entire MLS: www.CoSpringsMLS.com
W
hat can I say? When you are a handsome dude, you’re a handsome dude! Please meet Denny. Denny is a one year old heeler mix. He got his name because someone abandoned him at a Denny’s Restaurant in Limon and was rescued by one of our volunteers. He is good with other dogs, cats and children. Denny is neutered and looks as though his face was painted on! He truly is a handsome boy! His foster mom says that he can be shy but once he knows you, he’ll be right there for a tummy rub! He is not a large dog he is more on the side of a medium small. He may be around 25 pounds and we don’t think he will get any bigger. Denny has a lot of energy and wants to play and run!
a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members. Please visit our website at saintanimalrescue.org and as always thank you for caring.
There is also another picture of “When most of us talk to our dogs, this handsome boy on our website we tend to forget they’re not peosaintanimalrescue.org ple.” -Julia Glass If you think you would like to bring Denny into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code. It is always a challenge when adopting
10
Luxury Living in Woodmoor !
Tuscan Home in Wissler Ranch!
6 Bedroom 4 Bath 3 Car Garage Large Corner Lot; Incredible Views of Pikes Peak from Master Bedroom! Walk to Woodmoor Country Club; Gas Log Frplc; Radiant Floor Heat; Crown Molding; 6 Panel Solid Doors; Pella Windows; Hardwood Floors; Granite Countertops; Jetted Tub; Wet Bar; Hot Tub; Auto Sprinklers
5 Bedroom 5 Bath 3 Car Garage 3 Acres; Private Forest Setting; '98 Parade of Homes Winner; Huge Stone Frplc Wall; 2 Story Wood Beam Clngs; Butternut Woodwork; Granite & Stone tile; Romantic Master Suite w/ Private Sitting area & Frplc; Jetted Tub; WalkOut Bsmnt; Family Rm w/ Frplc & Wet Bar; Workout Rm/ Theater; A/C; Alarm
$540,000 www.19450indian.com
$739,900 www.20175wissler.com
First Time Home Buyers! Call me to find out how you can receive up to $8000 from the government just for buying a Home before December ‘09!
Robyn Graham CDPE, ABR, GRI, QSC, CLHMS, CDPE
719-216-4421
SNIPPETZ
®
LOCAL SCOOP / DINING GUIDE
PYRAMID
Spotlight Community Theatre
Presents
ROOFING
“Its Sad, So Sad, When An Elf Goes Bad” A Holiday Play In Pantomime
YOU MAY HAVE ROOF DAMAGE
November 20, 2009 7:00 pm at The Woodmoor Barn 1691 Woodmoor Drive Monument
FROM HAIL OR WIND!
Actors Wanted!
We specialize in handling wind and hail insurance claims and work with ALL insurance companies
A series of workshops beginning Saturday October 10th will teach the art of mime and rehearse the cast for this play. The intergenerational cast will be composed of adults and young people. The October 10th workshop will be conducted by Michael Stansbery of the drama department of Pikes Peak Community College.
• New Roofs
Call 488-0775 for details
• Roof Repairs
www.spotlightcommunitytheatre.com
• Gutters and Siding • Residential and Commercial
www.eatatrosies.com
SERVING Breakfast • Lunch • Dinner
Licensed & Insured
$
250 OFF
PRIME RIB
of COMPLETE ROOF REPLACEMENT
ON FRIDAY NIGHTS
Call Today for a
5PM - 9PM
FREE INSPECTION
$
(719) 375-8055
10
.99
411 Hwy. 105 • Monument, CO 80132
(719) 481-3287
11
SNIPPETZ Casual Cuisine for the Whole Family
®
DINING GUIDE
ALL YOU CAN EAT
CRAB
EVERY THURSDAY NIGHT
A Second Cup
LIVE MUSIC
EVERY SATURDAY NIGHT CHECK OUR WEBSITE FOR DETAILS
13860 Gleneagle Dr., Gleneagle
481-6446 www.asecondcup.net Open 7 Days a Week 6:00am - 9:00pm Enjoy our covered patio, with a beautiful view of Pikes Peak GOOD HOUSEKEEPING TWO
Cod and Vegetable Sauté
T
his colorful fish sauté is tasty and low-carb. Serve with brown rice to round out the meal.
1 pound cod fillets 2 small (about 6 ounces each) zucchini 2 medium red peppers 1 large onion 1/2 pound large mushrooms Salad oil Salt 1. Cut cod, zucchini and red peppers into 1 1/2-inch chunks. Slice onion; cut each mushroom in half.
COFFEE CUP CAFÉ TEMPORARILY CLOSED Due to fire damage. It will be 3-6 months before we can reopen. Please support our other location, A Second Cup, and continue to support other local Tri-Lakes businesses while we work to reopen. Thank you, Wendy & Jeremy Diggins 2. In nonstick 12-inch skillet over mediumhigh heat, in 2 tablespoons hot salad oil, cook cod fillets with 1/4 teaspoon salt until browned on both sides and fish flakes easily when tested with a fork. Remove from skillet; keep warm. 3. In same skillet, in 2 more tablespoons hot salad oil, cook vegetables and 1/2 teaspoon salt until vegetables are tender-crisp and lightly browned. Stir in 1/4 cup water; heat through. Spoon vegetable mixture onto platter; carefully tuck in cod. Garnish with parsley sprigs if you like. Serves 4. • Each serving: About 265 calories, 15g total fat, 49mg cholesterol, 465mg sodium. (c) 2009 Hearst Communications, Inc. All rights reserved
75 Hwy 105 Palmer Lake 719-481-2222
ra La Zinga als eci p S y l i a D
y Sunda er” pp u S y “Sunda ked Ravioli, a, Ba Lasagn anicotti M $10.95 y Monda iana” Parmig t “Pick a n or Eggplan e k ic h C Veal, $9.95
Tuesd “Coupo ay n Craz y” We wil l h onor an restaur y ant’s va lid cou pon Wedne s d ay “Man V s. Food All you ” can ea t Lasag na $11.95 Thu “Thirsty rsday 33 Thu r 1/3 OF sday” F all bott led win e
Open Nightly at 4:30
PATIO NOW OPEN! AVAILABLE FOR PRIVATE PARTIES AND CATERING
Jasmine Garden Chinese Restaurant Delicious Traditional Chinese Food
J
asmine Garden is the perfect place if you are looking for high quality, healthy and tasty Chinese food without the high prices.
Our customers enjoy our food and service because we are friendly and prepare delicious Chinese dishes using only the best and most fresh ingredients, served in generous portions, so you can be sure to leave full and satisfied.
COME ON IN AND WATCH THE BRONCOS AND ROCKIES!
Stop in and try our delicious food. You can dine-in or take-out your food to enjoy it in your home or office.
LUNCH SPECIALS Served with Soup, Egg Roll, Fried or Steamed Rice and Fortune Cookie
NOW CATERING!
Voted
“Best of the Springs”
11:00AM - 3:00PM
Colorado Springs Gazette
DINE-IN • TAKE-OUT Open 6 Days a Week
25
1425 Cipriani Loop, Monument, CO Tel: (719) 481-0769 •(719) 481-1845
ood D 105
N
S
Knollw
11:00am - 9:00pm 11:00am - 9:30pm 11:00am - 9:00pm
Jackson Creek Parkway
Tuesday - Thursday: Friday & Saturday: Sunday:
r.
(Closed Mondays)
Cipriani Loop
OUR PATIO IS STILL OPEN!! 12
SNIPPETZ DINING GUIDE ®
PATRICIA’S CAFÉ ACORN SQUASH
Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine “TRY OUR SPECIALS TUESDAY THROUGH THURSDAY!” Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake
719-481-3244
website: http://www.bellapanini.com
Dine In or Take Out Highway 105 & Primrose St.
Steaks
❁
Shrimp ❁ Chicken
❁
Burgers ❁ Burritos
Our Famous Reubens BINGO! Saturdays at 6:15 SENIORS EAT FREE Mon, Tue & Wed (buy one adult entree, get one senior meal free)
BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday
1 ea 4 Tbs ½c ½c ½ tsp
Acorn Squash Butter Brown Sugar Chopped Walnuts Pumpkin Pie Spice
1. Cut the squash in half and cut off just enough of the ends so that they will sit like a bowl. 2. Remove the seeds and place in a baking pan. 3. Add half of the remaining ingredients to each of the halves of acorn squash. 4. Bake for about 30 minutes at 3250F until golden brown. 5. Serve hot.
I
was never a big fan of most squashes but making it this way it is hard to pass up. If you get in a crunch for time you can always cook the squash in the microwave but you won’t get the caramelization that adds to the flavor. Try adding some marshmallows to the mixture to make the squash a little more decadent. For a lighter more healthy version that is lactose free you can use olive oil in place of the butter. Pecans can be used in place of the walnuts if you prefer and maple syrup can be used in place of the brown sugar.
Be creative, have fun and enjoy!!!
These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com
“Real Wine for Real People” Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too! Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.
488-3019
or www.thewineseller.net
Wine Appreciation & Tasting Tips
brought to you by Dirk at The Wine Seller
8668
Serving Anne & Mann’s Gourmet Ice Cream
24 Hwy. 105 in Palmer Lake
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili
HOURS Tuesday through Sunday - 11:00AM - 8:30PM Closed on Mondays! Rock House Ice Cream
Vino-Bits
481-TOOT
Sunday through Thursday 11:00 - 3:30 Friday and Saturday 11:00 - 8:00
488-6917
BAYOU BARBQ
TEMPTING TEMPRANILLO
T
empranillo [temp-rah-NEE-yo] is Spain’s candidate for greatness. It gives wines deep color, low acidity, and only moderate alcohol. It is the dominant grape in the red wines from Rioja and Ribera del Duero, two of Spain’s most important wine regions. In Rioja, Tempranillo is often blended with Garnacha, Mazuelo and a few other minor grapes. When made in a traditional style, Tempranillo can be garnet-hued, with flavors of tea, brown sugar and vanilla. When made in a more modern style, it can display aromas and flavors redolent of plums, tobacco and cassis, along with very dark color and substantial tannins.
13
CAJUN & BARBQ Fare Dine-in or Take-out
Tuesday - Saturday 11:00am - 8:00pm
WEDNESDAY IS CATFISH DAY! COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM
481 Hwy. 105, Suite G • Monument, CO
(719) 488-2799
Website: BAYOUBARBQ.COM
ÂŽ
SNIPPETZ CLASSIFIED / HEALTH
SNIPPETZŽ CLASSIFIED 6 LINES • Only $5 A Week (minimum 5 weeks)
Call: 719-487-0484
ROOMS for RENT
The place to turn for Shelter
ROOM FOR RENT
Insurance protection for your auto, home, and life.
All utilities and washer & dryer furnished. Month to month lease. Rent $375. No pets or smoking (or smoking pets!)
Michael D. Ahlers
719-481-1361 or 719-488-0083
66 Second St. Ste. B P.O. Box 1212 Monument, CO 80132-1212 (719) 481-2550 Cell: (719) 209-4534
ÂŽ
Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check
HELP WANTED
HELP WANTED
WE ARE LOOKING FOR SOMEONE TO LIVE WITH US RENT FREE and help us with some light housekeeping, meal preparation and some child transportation. The children are older, but our work and travel commitments can keep us from being able to juggle all the schedules. We have plenty of room and have had au pairs for years, but we don’t need anyone full time anymore. We primarily need help in the after school through dinner hours. We live in Monument. If you are interested, please call Jennifer or Bart at 719 487 2851.
HELP WANTED Hangers, Your Thrift Shop benefitting Tri-Lakes Cares, is looking for Enthusiastic and reliable volunteers to help customers and Inventory items for Saturdays and some p.m. weekdays. Fun environment! Call Sandy at 488-2300 for more information.
FOR SALE
LIKE NEW! 3br/2ba 1404 sq.ft. manufactured home on lge lot MM Park.New ref.& neutral carpet, cer. tile in kit,utility &entry.W/D, DW, 2 storage sheds. $44,500 Call owner 488-0986 to see!
AFFORDABLE HORSE BOARDING
On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/ mo. Call Rick: 481-6660 OWNER CARE - HORSE SPACE Private stall & small pasture, tack room and inside hay storage. Trailer space available. For multiple horses @ $100ea/mo, Min. $300/ mo plus Elec. in winter. Available now. North of Monument @ I-25 & County Line Rd. Lease required. 719-487-1327
APARTMENTS for RENT
Seek Shelter Today!
www.shelterinsurance.com
APARTMENT FOR RENT AVAILABLE OCT 1 Beautiful, new self-contained 1-bedroom apt for rent in rural Monument - $700 - for more info at www.nyagregorfleron.net/4rent. html#apt or call 719 487 3113
Healing Touch Therapeutic Massage
WOODMOOR CONDO FOR RENT 1800 s/f, one level! 3 bed/2 bath/1 car garage. Overlooks lake. 2 balconies, fireplace, vaulted ceilings, all applicanced included. N/S, N/P. $1175 p/month w/ 1st month dep. Avail Oct 1. Call 719.237.8842
Robyn Graham, LMT
GREAT DEAL! Included in Rent – All Utilities, High Speed Internet, Cable TV 1300 sq foot 1 bedroom apartment – Private entrance and patio, fireplace, large walk-in closet, storage room, new paint and carpet. Non smoking. $950/month. off Call 719-488-1466 for more information.
212 N. Washington St., Suite A in the Chapala Bldg in Monument For Information and MASSAGE PRODUCTS: www.HealingTouch-MassageTherapy.com
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Fitness Matters Ask the Anytime Fitness Staff
Don’t wait...
Helpful answers to your fitness and wellness questions
Enroll before October first and we will give you an initial facility orientation with a Certified Personal Trainer
By Dane Matthew
Question: There are so many fat-burning products on the market—are they helpful or harmful? Answer: There are numerous products on the market that contain thermogenic ingredients, or what most of us call “fat burners.” Ephedrine, yohimbine, green tea extract (EGCG), bitter orange (synephrine) and even caffeine are examples, and they basically work by stimulating the central nervous system. This increases your “fight or flight” responses, indirectly providing energy and allowing you to process calories at a faster rate. Along with these supposed benefits, there are also side effects associated with these ingredients, including increased blood pressure, heart rate and respiratory rate. Another potential issue is the fact that, individually, they don’t have a real dramatic effect. As a result, companies often combine several of these ingredients into one product and then sell it as an energy or health supplement. Unfortunately, we don’t know how any one of these stimulants will specifically affect you as an individual, let alone several of them combined together. So, despite the claims, your best bet is to pass on these ingredients and the products that contain them. Instead, focus on maximizing your training and nutrition, and speak to a Certified Personal Trainer about losing body fat in the safest and most effective way possible. Question: What should I eat or drink if I only have an hour before a workout? Answer: What to eat before you exercise should be largely determined by timing and personal preference. Generally speaking, a large meal takes 4-5 hours to digest, a smaller meal takes 2-3 hours, and a large snack takes 1-2 hours. If you don’t digest food well enough prior to an activity, you can end up with a stomachache and cramping. This often occurs because blood (which plays a key role in digestion) is shunted to your arms and legs during activity, thereby slowing down the digestive process. Therefore, if you only have an hour to fuel yourself, it would probably be best to stick with a liquid carbohydrate/ protein shake. Liquids are
processed faster than solid foods and will provide the energy you need in a shorter timeframe. Keep in mind, we’re not talking about those ice cream-based shakes from fast food restaurants. We’re talking about a sports nutrition shake that is designed for active individuals and athletes. If you want something lighter, a traditional sports drink would be a viable option as well. There are a number of products on the market in each category, so do some taste-testing to see which ones work best for you.
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Question: Do fad diets work? Answer: In short, yes… and no. Most research shows that fad diets do work, and some of them do so quite well. The dictionary defines “diet” as a regimen of eating and drinking sparingly to reduce one’s weight, so if the latest fad diet doesn’t elicit some sort of weight loss, it clearly won’t survive out on the market for very long. The problem is that fad diets are short-term solutions to a long-term problem. They also tend to associate weight loss success with some gimmick when, in actuality, decreased calorie intake is usually the “real” reason for shedding the pounds. So fad diets are effective to a degree, but I don’t know too many people that like losing some weight, gaining it back, and then jumping over to the next fad to start the process all over again. The way to lose weight and keep it off is through persistent behavior modification and lifestyle change. If you can make this type of commitment, you’ll be able to leave the fad diet books on the store shelves where they belong. Being fit and in shape is all about commitment... if you are ready to commit yourself to a healthier you, stop by the Anytime Fitness Center in Monument and talk to one of the staff about becoming a member. About the author: Dane Matthew is the club owner at Anytime Fitness in Monument.
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C
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To submit a question for future articles, please contact the author at:
At the Medical Center next to Safeway
ColoradoSpringsCo2@ AnytimeFitness.com.
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719-592-1365 www.csallergy.com
550 Highway 105 Monument, CO 80132 Wednesday Afternoons
SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
By Marge Svenson
1. TELEVISION: What was the opening theme song from the comedy variety show “Sonny & Cher”? 2. MOVIES: What was the name of the scene-stealing cat in the movie “Bell, Book and Candle”? 3. MEDICAL: What is the more common diagnosis for rhinorrhea? 4. GEOGRAPHY: What are the names of the four U.S. states whose corner borders meet in one point? 5. COMICS: What is the name of Snoopy’s bird friend in “Peanuts”? 6. LITERATURE: Who wrote “The Maltese Falcon”? 7. PERSONALITIES: What is the size of basketball star Shaquille O’Neal’s shoes? 8. INVENTIONS: In what year was Velcro invented? 9. AD SLOGANS: What cereal is known as the “Breakfast of Champions”? 10. GENERAL KNOWLEDGE: What was the name of the car driven by Speed Racer?
Sports Quiz
1. When Atlanta’s Chipper Jones won the National League batting title with a .364 average in 2008, it was the highest average to win an N.L. title since when? 2. Detroit’s Miguel Cabrera captured the American League home run title in 2008 with 37, the lowest total to win the A.L. homer title since when? 3. Who holds the Pittsburgh Steeler record for most TD passes in a season? 4. Which conference won the most NCAA men’s Division I basketball championships from 2000 through 2009? 5. Steve Yzerman won three Stanley Cups with the Detroit Red Wings. When was the last one? 6. Which two bowlers hold the mark for being named PBA Player of the Year the most times? 7. Name the only trainer to win a Triple Crown in a single year using different horses.
(c) 2009 King Features Synd., Inc.
1. What year did The Elegants have their No. 1 hit? Name the song. 2. Name Paul Mauriat’s 1968 hit. (Hint: It was an instrumental.) 3. Which instrument did Herb Alpert play? What was the whole name of his group? 4. The original version of “War” was about which war? Name the year and the artist. 5. How many parts are there to “Another Brick in the Wall,” and what was the name of the group? 6. What is the song “Nine to Five” about? (Hint: The singer also starred in the movie by the same name.) (c) 2009 King Features Synd., Inc.
By Chris Richcreek
(c) 2009 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).
three-quarters of a century.
New DVD Releases for Week of October 5, 2009 PICKS OF THE WEEK
“Snow White and the Seven Dwarfs” -- Released in 1937, “Snow White and the Seven Dwarfs” was the first featurelength animated film. The mixture of comedy, melodrama and musical numbers has served as a formula for virtually every Disney animated film for nearly
Since we all know the story, let’s get to the nitty-gritty: the packaging. This release comes in a wide variety of packages. You can get just the two-disc set for about $25 -- which includes the film and a bunch of archival material. There also is a three-disc set that comes in a box that looks like the one the evil queen gives to the woodsman to bring back Snow White’s heart. This edition also includes picture cards of all the dwarfs, and a massive hard-bound book filled with archival pictures for about $150. And finally, you can get the two-disc set in a nifty hatbag-shaped tote filled with plush dolls of all the dwarfs for about $80. “Anvil: The Story of Anvil” -- This is a great little documentary about a Canadian
metal band that’s funny, heart-breaking, and yes ... heartwarming. Anvil started out in the ‘80s during metal’s heyday. And while the band opened for some top acts and released a couple of decent albums, because of mismanagement and a host of other unfortunate Spinal-Tapish turns, the band just couldn’t quite crack the leather ceiling to become Rock Gods. Now, 20 years later, Anvil still hasn’t given up and is trying once again to make it in the business. And since you’ve never heard of these guys, I guess you know how this movie ends.
proper examples of their respective genders. From sex education and hygiene to how to make a sandwich, these films are pure comedy gold.
“How To Be A Man/How To Be A Woman” -- These are two separate DVD releases, but are essentially the same thing. Both are collections of educational shorts from the 1940s through the 1980s instructing our nation’s youth on how to be
“Nip/Tuck” Season 5, Part 2
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TV SERIES “Ken Burns: National Parks -- America’s Best Idea” “Ally McBeal” The Complete Series “Stargate Atlantis” The Complete Series Collection “Red Dwarf: Back to Earth” “Bones” The Complete Fourth Season “Medium” The Complete Fifth Season “The Mary Tyler Moore Show” The Complete Fifth Season (c) 2009 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
TRIVIA TEST ANSWERS 1. “The Beat Goes On” 2. Pyewacket 3. Runny nose 4. Colorado, Arizona, Utah and New Mexico 5. Woodstock 6. Dashiell Hammett 7. 23 8. 1941 9. Wheaties 10. Mach 5
OCTOBER 5, 2009 ARIES (March 21 to April 19) An upcoming trip could create some problems with your schedule unless you tie up as many loose ends as possible before you head out the door. Ask a friend or colleague to help you.
SPORTS QUIZ ANSWERS 1. San Francisco’s Barry Bonds hit .370 in 2002. 2. Fred McGriff had 36 homers for Toronto in 1989. 3. Ben Roethlisberger tossed 32 TD passes in 2007. 4. The ACC, with four (Duke in 2001, Maryland in ‘02, North Carolina in ‘05 and ‘09). 5. It was the 2001-02 season. 6. Earl Anthony and Walter Ray Williams Jr., with six each. 7. D. Wayne Lukas in 1995 with Thunder Gulch (Kentucky Derby, Belmont) and Timber Country (Preakness).
FLASH BACK ANSWERS 1. The group’s only hit (1958) was “Little Star.” They still perform, mostly in the New York area. 2. “Love Is Blue” started out as a song with lyrics for a contest in Europe. Mauriat’s instrumental version climbed to the top of the U.S. charts. 3. Alpert played trumpet. His group was Herb Alpert and The Tijuana Brass. 4. “War” was a Vietnam anti-war song by Edwin Starr in 1970. 5. “Brick” by Pink Floyd was composed of three individual songs. 6. “Nine to Five” is a fantasy about having a dull, tedious job and getting even with the boss. Singer Dolly Parton starred with Jane Fonda and Lily Tomlin.
TAURUS (April 20 to May 20) Being eager to start a new project is fine. However, moving ahead without knowing what actually will be expected of you could cause a problem down the line. Ask some questions. GEMINI (May 21 to June 20) Getting through some recent challenges in good shape might give you a false sense of security. Don’t relax your guard. You need to be prepared for what else could happen. CANCER (June 21 to July 22) Caution is still advised, even though you think you’re as prepared as you need to be. Keep in mind that change is in your aspect, and you should expect the unexpected. LEO (July 23 to August 22) The Lion’s gift of persuasion helps you get your points across, even to some of your most negative naysayers. An old friend might seek you out for some advice. VIRGO (August 23 to September 22) Being sure of your convictions is fine. But leave some room for dissenting opinions. You might learn something that could help you avoid a possible problem later on.
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LIBRA (September 23 to October 22) Getting good legal advice on what your rights actually are is the first step toward resolving that pesky problem so that it doesn’t reemerge at a later date. Good luck. SCORPIO (October 23 to November 21) Longtime relationships work well this week, whether they’re personal or professional. It’s also a good time to invite new friends and colleagues into your life. SAGITTARIUS (November 22 to December 21) This is a good week to do the research that will help you uncover those irrefutable facts that can back you up on your new venture when you most need it. CAPRICORN (December 22 to January 19) Change is an important factor in your aspect this week and could affect something you might have thought was immune to any sort of adjustment or “alteration.” AQUARIUS (January 20 to February 18) Being asked to share someone’s deeply personal confidence might be flattering, but accepting could be unwise. Decline gracefully but firmly. PISCES (February 19 to March 20) As wise as you are, you could still be misled by someone who seems to be sincere but might not be. Take more time to assess the situation before making any commitments. BORN THIS WEEK: You like to face challenges that others might try to avoid, and by so doing, you set an example of courage for all. (c) 2009 King Features Synd., Inc.
SNIPPETZ® BUSINESS AND FINANCE MKD-2675-A JAN 2008
A PIGGY BANK
FINANCIAL FOCUS PUT THESE ESTATE PLANNING MOVES TO WORK
IS JUST THE FIRST STEP.
Provided by Adam Grayson of EdwardJones Investments
L
ike everyone else, you want to leave a legacy. To make it happen, though, you need to do some estate planning. For most of us, that sounds like a scary task, but it doesn’t have to be — as long as you break it down into a few key moves. Here, in a nutshell, are some of the broadbased moves you’ll want to consider:
Join us for a free seminar on How to Raise a Money-Smart Child
Communicate your wishes. When drawing up your estate plan, you can’t leave anything to chance — so you need to communicate your wishes in writing. This means you need to draw up the appropriate legal documents, such as a will and a living trust. If you die intestate (without a will), your belongings will be distributed to your “heirs” as defined by state laws — and these distributions may not be at all what you had in mind. If you want to avoid probate and possibly draw up more complex instructions —, for instance, leaving different amounts of money to different heirs at different points in their lives — you may also need to create a trust.
Date: October 27, 2009 Time: 6:00 P.M. Location: BELLA PANINI RESTAURANT - Palmer Lake, CO
Giving your children or grandchildren a primer on money
R.S.V.P.: by October 25, 2009 to Kathy Williams 481-4964
management skills can have a positive effect their entire lives. Invest your time today to benefit your family’s future. During our How to Raise a Money-Smart Child seminar, you’ll learn how to start teaching your child or grandchild about financial goal-setting, self-discipline and the basics of making wise money choices.
Adam R Grayson Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
www.edwardjones.com
Member SIPC
Dinner will be served.
Protect your family. When you hear the words “estate planning,” your first thoughts may be of what you can leave behind to grown children, grandchildren and even great-grandchildren. But if you develop your estate plan while your children are young — and you certainly should — you should name a guardian for them in case both you and your spouse were to die prematurely. Of course, you’ll also need to consider having the right type and amount of life insurance for survivor
IT’S TIME TO MAKE THE WORLD
A BETTER PLACE
income and loan repayments. Position your investments to benefit your heirs. You can arrange for some of your investments to provide significant benefits to your heirs. For example, you can stretch your IRA to extend the key benefit of IRAs — tax-deferred earnings — over a period of several years. You should also make sure you’ve updated beneficiary designations on various accounts, such as annuities and 401(k) plans, to make sure the assets go to the right people. These designations are very important, as they can supersede even the instructions in your will. Protect against incapacity. None of us can predict the shape of our physical and mental well-being in the years to come. But to protect your family, you’ll certainly want to be prepared for everything. That’s why you’ll want to make the appropriate arrangements, such as establishing a power of attorney and health care directive, while you’re still healthy. These types of documents will empower family members, or other people close to you, to take the necessary steps to carry out your wishes even if you become incapacitated. As with other aspects of your estate plan, however, you’ll want to review these arrangements periodically to make sure they still reflect your current thinking. To make any of these moves — in fact, to make any moves at all related to estate planning — you’ll need to work with a team of professionals, including your tax, legal and financial advisors. Comprehensive estate planning can be complex and time-consuming — but it’s worth the effort. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones does not provide tax or legal advice. For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
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®
SNIPPETZ BUSINESS AND FINANCE be careful: not all form agreements comply with Colorado law, and not all forms are well-drafted. You can also write up your agreement yourself; something is better than nothing.
Lisa Welch Stevens Attorney at Law, P.C.
THE LAW ACCORDING TO STEVENS
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
Business Formation
❖
Business Planning
❖
Intellectual Property
❖
Employment Law
❖
Mergers and Acquisitions
❖
Wills, Estate, Probate
❖
As a checklist, here are some provisions that should be included:
by Lisa Welch Stevens, Attorney at Law P.C.
BUSINESS CONTRACTS: THE ESSENTIALS
Transactional (Contract) Services
Member: Colorado & El Paso County Bar Association
719.488.9395
lisa@lwslawfirm.com • www.lwslawfirm.com
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© July, 2005, Lisa Welch Stevens, Esq.
W
hen entering into an agreement, the surest way to avoid disputes is to put the terms in writing. At a small claims trial I tried last month the judge put it best: “We all know why we are here. It’s why we’re always here. Nobody put anything in writing.” Many small business people are reluctant to ask for a written agreement, thinking it unnecessary, or that it implies a distrust of the other party. I can assure you: written agreements avoid disputes, and provide a type of “insurance” against deals gone bad. Obviously, the ideal situation is to have an attorney draft the contract, tailored to your situation. However, not all small business people want to do that. There are form agreements available in business supply stores, over the Internet, in form books, etc. You can try adapting such forms to your situation. However, it is important to
Article by Robyn Graham Keller Williams Real Estate, LLC
Preparing for the Fall Season, Part 3 Roof, Gutter, Downspout and Vent Maintenance Checklist
Before the weather grows colder it's important to prepare for the winter months to prevent costly damage. ROOF Whether your home has a wood shake, tile or composition shingle roof it is very important that you do a visual inspection of your roof and chimney before winter hits. Roof inspectors always advises not to walk on the roof by yourself, whatever the material is. For safety of yourself and the shingles, I suggest that you hire a licensed
roofer to inspect your roof. Look for broken or missing shingles, missing or damaged flashing and seals around vent pipes, skylights and chimneys, and damage to boards along the eaves. GUTTERS AND DOWNSPOUTS Throughout the winter, check roof and gutters for ice dams or icicles. This is a true indicator that there is a
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• Names of the parties, and types of entities; • Effective date, and termination date if any; • Purpose of the agreement; • Representations, warranties, guarantees, definitions; • Performances and payments required of the parties; • Events of default or breach; • Remedies for default or breach; • Releases and indemnifications; • Disclaimers; • Merger clause; • Choice of law provision; • Jurisdiction and venue clause; • Survival clause; • Attorney’s Fees clause; • Waiver of Breach clause; • Severability clause; • Provisions for contract to bind heirs, successors and assigns; • Notice clause; • Interpretation clause; • Signatures. It is not distrustful to ask others to sign a contract – it is the professional way to run your business. A written contract makes all parties secure in the terms of their agreement, and saves money in the long run, through avoiding costly litigation and lost relationships because of bad feelings. Anyone unwilling to sign a fair, simple contract is probably not someone you want to be doing business anyway – it is sign of potential problems down the road. As always, consult your legal advisor regarding your specific situation. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395
drainage problem. Clean leaves from eaves, troughs, gutters, downspouts and roof throughout the fall season. (Neglected gutters can lead to wood rot problems and pest infestations, not to mention ruined gutters.) Test downspouts with a hose to ensure proper drainage from the roof. Be sure water is not coming down behind gutters and that all support brackets are securely in place. Be sure downspouts drain away from the house and that water drains properly and doesn't pool. (Pooling can cause damage to foundations, driveways, and walkways.) An easy fix for leaf-filled gutters is the gutter screen. By installing the screens over the gutters they will be free and clear of debris.
round to ensure proper ventilation. Be sure attic insulation doesn't cover vents in the eaves to prevent winter ice dams on the roof. Check bird and rodent screens for attic vents to prevent any unwanted guests. The winter season will attract all kinds of critters who are also looking for a cozy spot to keep warm. Make sure all exterior vents are screened, and that there are no gaps underneath garage doors. Pet doors are another favorite access point for rodents. Clean the outside dryer vent and make sure it is also screened to keep the rodents out.
ATTICS AND VENTS
www.SpringsRealtyTalk.com
Make sure ridge vents and eave vents (intake and exhaust) are not blocked by snow and are free of plants and debris. If there is no ridge vent, keep gable vents open year-
For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com
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