Sol y Mar Magazine Edition # 23 English

YEAR 4· No. 23 · JAN. - FEB. . 2014

www.solymarmagazine.com

HIGH ALTITUDE FISHING

ADVENTURE

Nothing beats live chumming off Key West

A Marine Protected Area in Everglades National Park Photo: Pat Ford

Marine Protected Area Improves Fishing in Everglades National Park

By Dr. Martín Aróstegui Twenty years ago, Snake Bight was one of the best fishing areas in Everglades National Park. The shallow waters of the area had a lot of redfish, snook, tarpon and many other fish species. I went fishing there frequently. The development of shallow draft boats changed things in a negative way. Shallow draft boats can run at full speed in eight inches of water. Once these boats became popular, fishermen could run through the shallow waters of the bight at full speed looking for fish. Once the fish were located the fishermen would shut down their engines and start fishing. It didn’t take long before the fish left the area and did not return. The shallow draft boats also caused a lot of damage to the sea grass and bottom of the area.

Approximately three years ago, the Park scientists made the Snake Bight area a Marine Protected Area where boats were only allowed in by using push poles or small electric motors that would not scare the fish or cause damage to the bottom.

Recently I had the opportunity to fish Snake Bight with my good friend Jeff Harkavy and guide Richard Black. We had a great day of fishing; we caught many redfish and snook and saw many other species of fish.

I asked Richard how fishing has been in the area and he stated that fishing in Snake Bight has improved considerably since the Park Service changed the rules to make the area a “Pole and Troll Zone�, which is a Marine Protected Area.

Many fishermen are still against such fishing restrictions, but evidence shows that these Marine Protected Areas help in protecting the fish and enhancing fishing.

Baha in the

Getaway to your home or Marina

Picture this: When your day of shopping and sight-seeing is done, your home away from home is a gated enclave on

the east end of Nassau — and the gateway to the Exumas.

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than $3 million. Once you enter Palm Cay’s private gates

you enter your own quiet island haven, your beachfront Bahamian home, where the lifestyle here is like nothing you’ve known before.

Scan this QR code to see Palm Cay for yourself.

amas Palm Cay is a private residence enclave that upon its completion will feature 300 expertly designed residences. Each home features quintessential British Colonial architecture with colorful palettes that exude warmth and liveliness all year round. Our powder soft beaches are ideal for sandcastles and moonlit walks along one of the most intoxicating ocean views in the Bahamas.

The Marina clubhouse has an in-house restaurant that serves all weekend long as well as available to cater events as needed at The Club at Palm Cay. For the sports enthusiast, fishing, sailing, motor boating, snorkeling, diving, tennis, yoga, a playground for the kids and a fitness center – all available for your pleasure. Palm Cay offers a full-service, 194-slip deepwater marina that can provision your boat beautifully for a week at sea or a day of big game fishing.

The Bahamas is hailed as the Billfish Capital of the world, and Palm Cay is the launching pad for what is quite possibly a boater’s paradise – the 700 islands of The Bahamas.

The tax advantages are well documented in the Bahamas as are their beautiful, warm waters.

ILL YAMAC R AW H

DR I

Gino Maycock at the largest marina on New Providence (on which Nassau is located) – The Marina at Palm Cay.

VE

Latitude N 25 01.129 longitude W 77 16.277

Nassau in all its glory is a hustling little city-center, and the capital of the Bahamas, so everything that you need is where you need it to be. New Providence Island in particular provides amenities that the other 700 islands can’t claim: • Nassau’s International Airport has numerous daily international flights to and from all over the world.

• Your Palm Cay home is only 15 minutes from downtown Nassau.

• Nassau is the capital city of the Bahamas, so Bahamas business is centered there.

Some of the largest accountant and law firms that service the US can be found in town.

• Paradise Island, Atlantis, and soon to open Bahamar, offer gambling, non-stop nightlife and world-renown shopping pleasures.

The Palm Cay development will have 300+ residences that will include beachfront and beachview townhomes, marina cottages, condominiums, and single-family homes.

Above left Beachfront townhomes; right, interior decor in a furnished home; bottom left, The Club at Palm Cay and one of the developments numerous pools, and; right, the Marina at Palm Cay.

For more information call Palm Cay at 242-324-5132 or email info@palmcay.com. /PalmCay

homes: Marina:

sales@palmcay.com marina@palmcay.com

www.palmcay.com Bahamas/242.676.8554

Bahamas/242.324.5132 U.S./786.270.2299

/PalmCayBahamas

U.S./Int/786.457.1301

/PalmCayBS

Members of the Pro Football Hall of Fame Players Classic Foundation Celebrity Billfish Invitational Coming to Bimini Great Cash and Prizes and a Chance to Fish with a NFL Legend or Hall of Famer

By John Bell BIMINI, THE BAHAMAS, Are you ready for some billfishing?

The ultimate sport fishing experience of a lifetime is coming to the historic Bimini Big Game Club Resort and Marina in April 2014, a 22-boat billfish team tournament that not only will give anglers a shot at a $20,000 top cash prize but also a chance to fish with a Pro Football Hall of Fame Player or NFL Legend.

The Hall of Fame Players Classic Foundation, a registered non-profit, today officially opened registration for the two-day tournament scheduled for April 24-27, limited to just 22 boats. This boat/team tournament is open for up to four registered anglers per boat. Each registered boat will include a Pro Football Hall of Fame Great or NFL Legend. (Participating players will be announced after the first of the New Year). To register online go to www.HOFBimini.com and a brief tournament video overview can be viewed on the homepage. Several sponsorship levels are available including the Title sponsorship.

The catch and release only tournament, which will adhere to IGFA Tournament rules, will target all billfish species, including Blue Marlin, White Marlin, Sailfish, Spearfish and Swordfish. Awards will be presented in the overall angler and team categories and additional awards will be given to the high point boat each day.

-- -- -- --

Blue Marlin 500 Points White Marlin 200 Points Spearfish 200 Points Swordfish 200 Points

--

Sailfish

100 Points

Team prize money categories are First Place $20,000, Second Place $10,000 and Third Place $5,000. The top two teams will also receive a free entry in the 2015 Billfish Tournament. Other award categories include first, second and third place for billfish angler, first blue marlin, last blue marlin, top lady angler, largest dolphin, and largest tuna. Additionally there will be a Fun Fish Division, which will not count towards the overall billfish award(s) with first, second and third place team prizes. The Pro Football Hall of Fame Players Classic Foundation Celebrity Billfish Invitational will be a one-of-a-kind billfish tournament combining hard driving bluewater action with a chance to fish with the best of the best from the NFL, according to tournament organizers.

Host to numerous major sport fishing tournaments for more than half a century, Bimini is a world-class fishing destination, ranked #3 in the top ten fisheries of the world by Sport Fishing Magazine. For information on the Big Game Club Resort and Marina go to www.biggameclubbimini.com.

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Sara Brenes My name is Sara Brenes and I am known as the Shark Whisperer.

I have a true love, fascination and passion for sharks. After watching a shark conservation movie when I was 13, I was motivated to start a charity and at the age of 15 I founded Shark Whisperer Organization. I advocate, educate and create awareness for sharks and our oceans. I attend community events, speak at schools, dive shops and clubs, I implemented Shark Advocacy Week programs in schools, I take people on shark tagging research expeditions, I started an awards program for children involved in ocean conservation and I do stand up paddle board tours over shark nurseries. It makes me so proud when people that were once afraid of sharks come up to me after these experiences and tell me how they now feel differently towards sharks.

Most people do not realize how important sharks are to our oceans. Sharks are being killed tens of thousands every year primarily for their fins, but also because of by catch. They are hauled up on to fishing boats alive, their fins cut off and then thrown back in the water to slowly drown. Sharks are the apex predators of the oceans, sharks balance the ecosystem in the oceans and without them this balance is disrupted, often to shocking economical losses. I know if you could see sharks like I do, you would want to make a difference to. Stand up for sharks, by passing this message on, becoming an advocate yourself, signing petitions and caring about them. Please help me save our sharks and our planets oceans.

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NOTHING BEATS LIVE CHUMMIG OFF KEY WEST

By Pat Ford

A charter with Capt RT Trosset in Key west begins at 7 am but the first few hours never involve fishing‌at least not with a hook. Rt chases pilchards with a cast net and his goal is to fill his two live wells to the brim with thousands a=of 3 inch baits.

Sometimes this can take a half hour but sometimes the hunt for bait can take half a day, but it is what it is.

Offshore it makes all the difference in the world. Once bait is collected the next stop is the reef or one of the Atlantic wrecks or a kingfish hole in the Gulf. My last trip was with Drs Kevin Fox and Deborah Longwill. As a Dermatologist, Dr Deb is an expert on skin cancers but she still loves to spend a day on the water.

We ran out to the reef first where the pilchard chum brought up snapper, yellowtail and cero mackerel, but our main goal was tuna and they become most active in the afternoon. About 1pm we ran offshore to a wreck in 240’ of water, anchored up and started chumming.

For the first half hour, things were pretty dead but when the blackfins and bonito showed up, it was pure chaos with three anglers hooked up at once. At one point a sailfish swam right up to the boat for a free snack but he never picked a bait with a hook in it. Everyone should try a day in Key West with Capt RT Trosset (rtspindrift.com) and then you need to go to Dr Deborah Longwill to get checked for those annoying little things called skin cancers that are so attracted to fishermen. Contact Dr. Longwill at 305-279-SKIN(7546).

Protect your property and belongings

By JosĂŠ PĂŠrez

When installing on your property against hurricane protection you can get a substantcial savings through discounts offered in their insurance policy companies.

The advantage of installing on your windows and doors against hurricane protection accordion, not only protects against the elements of nature, but also offers security against theft, because each accordion has installed a lock with a key. www.amhurricane.com

Sol y Mar Magazine also advertises with us!

Gov. Scott:

Another Record for Florida Tourism Florida has already welcomed more than 72 million visitors in 2013 Governor Rick Scott announced that according to preliminary estimates released by VISIT FLORIDA – the state’s official tourism marketing corporation – 22.9 million visitors came to Florida in the third quarter of 2013 (July-September), an increase of 1.7 percent over the same period in 2012. These numbers represent the largest third quarter for visitation in the state’s history.

Governor Scott said, “Today’s announcement of another record quarter for visitation clearly shows ‘It’s Working’ in Florida. Because every 85 visitors to our state support one Florida job; a growing tourism industry equates to more jobs for Florida families and a stronger economy. As we move toward our third consecutive year of record tourism growth, it is clear why the Sunshine State remains the top travel destination across the world. ”

Through the first three quarters of 2013, Florida welcomed 72.6 million visitors – an increase of 3.4 percent over the same period last year. Visitor spending in Florida for January-August 2013 (last reported month) was $51.8 billion, representing a year-over-year increase of 5.8 percent from the same period in 2012. Direct travel-related employment in Florida for January-August (last reported month) rose 2.8 percent, adding 29,700 jobs since this same time one year ago. Each of these figures marks a record, making the first three quarters of 2013 the largest nine-month period in the history of Florida’s tourism industry.

“So far this year, we’re up nearly 2.5 million visitors who increased their spending by almost $3 billion, led by a double-digit increase in international visitors,” said Tammy Gustafson, Chair of the VISIT FLORIDA Board of Directors. “This continued momentum is a testament to the strength of VISIT FLORIDA’s marketing efforts, the power of the Sunshine State brand and the dedication of the nearly 1.1 million Floridians who work in the state’s tourism industry.”

An estimated 19.5 million domestic visitors came to Florida during the third quarter of 2013, representing a 0.5 percent increase from the same period in 2012. Florida welcomed 2.9 million overseas visitors in Q3 2013, representing a 10.1 percent increase over Q3 2012, and 516,000 Canadian visitors during the same period, representing a 2.9 percent increase from the previous year.

“Record visitor numbers equate to record visitor spending,” said Will Seccombe, President and CEO of VISIT FLORIDA. “With taxable sales up, occupancy rates up, rental car collections up, bed taxes up and average daily room rates up, Florida’s tourism industry has never been stronger.”

Carol Dover, President and CEO of the Florida Restaurant and Lodging Association said, “These newly released tourism numbers are encouraging to our more than 10,000 members of the Florida Restaurant and Lodging

Association in our effort to attract over 100 million visitors to the Sunshine State. As Florida’s largest employer, our tourism and hospitality industry is on the front lines each and every day in providing a world class experience to visitors coming to our state for business meetings, conventions, vacations and milestone celebrations. We thank Florida Governor Rick Scott and members of the Florida Legislature for providing a pro-business and pro-family environment which not only attracts national and international tourists, but supports job creation and growth here at home.”

Additional Preliminary Data: •

•

•

•

•

The Average Daily Room Rate rose 3.6 percent to $102.69 and the occupancy rate for Florida hotels increased 1.9 percentage points to 62.7 percent in Q3 2013 compared to Q3 2012.

Tourism-related employment has lead the state in growth for 41 straight months Nearly 13.6 million Florida residents are estimated to have taken a pleasure trip during Q3 2013.

The share of in-state pleasure trips by residents was 42.3 percent, resulting in more than 5.7 million pleasure trips in-state – a 6.2 percent increase from the same time last year.

Traffic at the state’s five Official Florida Welcome Centers managed by VISIT FLORIDA was up 4.0% in Q3 2013.

Para aquellas muchachas jóvenes que sueñan en modelar para una publicación, Sol y Mar Magazine le ofrece ahora la posibilidad de publicar sus fotos, en esta revista internacional.

Debe tener entre 18 y 35 años de edad.

Analizaremos sus fotos y le informaremos oportunamente si usted ha sido aceptada.

Las fotos deben ser tomadas en traje de baño en una playa, muelle, yate o ualquier escenario relacionado con el mar y la pesca.Envíe sus fotos y una breve reseña biográfica suya a:

info@solymarmagazine.com

For all those young women who dream of being a model for a magazine.

Sol y Mar Magazine offers you the opportunity to publish your photos in this international magazine. We will review your photos and we will inform you promptly if you have been selected.

Photos must be taken in a bathing suit on a beach, dock, yacht or any scenario related to the sea and fishing.

Send your photos and a brief biography to: info@solymarmagazine.com Location: Miami Dade Compensation: no pay

¡Sea Dueño de su Propia Revista o Periódico!

Si usted está preocupado gastando su dinero en altos costos de publicidad para tratar de incrementar las ganancias de su negocio…

Sol y Mar Magazine le brinda ahora la posibilidad de ser dueño de su propia Revista o Periódico por un precio similar al que usted está gastando en estos momentos, dándose a conocer en otros medios de prensa escrita sin obtener nada a cambio.

Con un pequeño gasto inicial que usted realice sólo al principio por un breve período de tiempo, sus anunciantes le pagarán a usted después, los costos de la publicación y también su propio anuncio, mientras usted recibe dinero de ellos.

Teniendo su propia Revista o Periódico usted no tiene que pagar nada a nadie por sus anuncios, porque la publicación es suya y, además, puede obtener a cambio sustanciales ganancias de otras compañías que le pagarán a usted por anunciarse en su medio de prensa.

De esta manera usted incrementa las ganancias de su negocio y recibe dinero de otras personas que querrán anunciarse en su publicación. ¡Ah! Y lo más importante: esos anunciantes le pagarán a usted los costos asociados a su publicación, al mismo tiempo que usted recibe dinero, mientras publica su propio anuncio gratis.

No pierda tiempo. Comuníquese con nosotros ahora mismo y le explicaré cómo puede lograrlo.

Recuerde que en estos momentos hay mucha competencia de precios en el mercado y todos los empresarios y comerciantes necesitan anunciar sus productos y servicios desesperadamente, porque: LO QUE NO SE ANUNCIA, NO SE VENDE! Comuníquese con nosotros ahora: info@solymarmagazine.com

SOUTH FLORIDA FISHING CHARTER CAPTAINS JOIN EXPEDITION OUTFITTERS

By John Bell

Guy Harvey Outpost Resorts officially welcomed the first three South Florida members to its newly announced Expedition Outfitters program at the Fort Lauderdale International Boat Show—Captains Ray Rosher of Miami, Billy Black of Stuart and Randy Towe of Islamorada.

Captain Anthony Mendillo of Mexico is the fourth member of this elite group of Expedition Outfitters. Captain Ned Stone, a sportfishing veteran of the offshore fishing circuit, will oversee the new effort as the company’s Director of Development.

Created to complement its collection of Outpost Resort properties in Florida and the Caribbean, Expedition Outfitters is defined by great watersport experiences and services headed by the fishing captains and dive operators that make it possible.

The new program, which features two membership categories—dive shops and charter boat fishing—was created to offer Outpost Resort customers with a “top of class experience,” according to Bill Shedd, a Guy Harvey Outpost Resort partner and president of the big game fishing company, AFTCO. Shedd and Guy Harvey Outpost Resort president Mark Ellert along with renowned marine wildlife artist and conservationist Guy Harvey officially inducted the new South Florida members at the Bahia Mar location at the Fort Lauderdale International Boat Show.

About Guy Harvey Outpost Resorts Guy Harvey Outpost Resorts is based in Ft. Lauderdale, Florida. In keeping with the reputation of Guy Harvey as conservationist and explorer, the company’s mission is to inspire travel to unique destinations, promote sustainability and engage guests in environmentally responsible and memorable recreational activities. www.guyharveyoutpost.com

Group Shot (left to right) Captain Ray Rosher of Miami, Captain Randy Towe of Islamorada, Guy Harvey, Captain Billy Black and Bill Shedd.

High Altitude Fishing Adventure Boulder Mountain

By Dr. MartĂ­n ArĂłstegui

This summer I experienced a different kind of fishing adventure. Most of my fishing experiences have been at or close to sea level, so when my son Martini suggested that we go fishing in Alpine lakes more than 10,000 feet above sea level I was not sure that this kind of fishing was for me.

I reluctantly agree to go and give it a try. I have always been scared of high places, so this was a challenge for me.

My wife Roberta and I met Martini in Las Vegas, Nevada and traveled from there by car through Zion, Bryce Canyon and Escalante National Parks on our way to Boulder Mountain.

Traveling through these parks was an experience that I will never forget. The scenery is truly breath taking! Even before we got to Boulder Mountain I was already very happy I went on this adventure.

Boulder Mountain has a number of Alpine lakes that have very big trout of different species as well as splake and other fresh water fish. Our plan was to fish at least four days so that we could fish as many of these high altitude lakes as possible.

Steve Stoner, our guide, met us early every morning to start our adventures. One hour of driving up the mountain in very rough terrain was followed by hiking in heavy brush uphill for two to three miles every day. I never had it so hard getting to my fishing spot, but once there, the scenery was truly outstanding and the fishing was great!

We caught potential world record Tiger Trout, Cutthroat Trout, Splake and Utah Suckers on fly and light spinning tackle.

I truly enjoyed this experience and highly recommend this trip. You do have to be in good enough physical shape to hike uphill at an altitude of 10,000 feet for one to two hours every day.

We stayed at the Boulder Mountain Lodge and I highly recommend it. The lodge has on its premises a great restaurant called Hell’s Backbone Grill, we ate there every night and the food is truly outstanding.

Trip Information:

Lodge – Boulder Mountain Lodge info@boulder-utah.com Hell’s Backbone Grill hbg@hellsbackbonegrill.com

ESPLENDOR IN THE SAWGRASS

Miami’s waterways show-off their colors

By Steve Kantner

Color lurks in the waters of Miami/Dade County, due to a lapse in ecological protocol—or mostly the result of unauthorized stockings. These new arrivals are non-native fishes that started appearing in the 1950’s. No one’s quite sure where they originally came from; only that they compete with native species for food and breeding space. But now, thanks to the work of Florida’s Non-Native Lab, an imported “watchdog” keeps them in check. The story goes something like this: Well back before the turn of the century, “exotics” appeared in Miami/Dade waterways. The first of interest to hook-and-line fishermen was a South American expatriate known as the Oscar, taxonomically a member of the cichlid family.

A popular aquarium fish at the time, Oscars quickly spread, which may have led to their eventual release by sympathetic owners who wished to spare their pets the quietus of a toilet flush when forced to move or give up their tanks. Meanwhile, other cichlids that were being raised for food— take the spotted tilapia— likely escaped from fish farms. Regardless of pedigree, the result was the same: Exotics threatened our native species. And what made it worse was the unnerving discovery that many refused to “bite” (being vegetarians), which eliminated Man as a natural enemy.

The situation reached critical mass when angry largemouth bass fishermen demanded a solution.

Enter the folks at Florida’s Non-Native Laboratory. It was thendirector, Paul Shaffland, who with his team, used “the hair of the dog” to control these unwelcome arrivals. What the scientists did may seem elementary: Use a natural predator—one that had a limited interaction with our native species— to control other exotics. But it worked like a charm. It started with the importation of butterfly peacock (just another, larger cichlid) eggs from several South American countries. After culturing three generations of disease-free stock, the Non-Native team was ready—for the first peacock release in two canals that were located within the Biscayne Aquifer. Water temperatures there remained more-or-less constant, which was crucial to the survival of the newly-stocked predators.

The rest of the story is history. Since that epic stocking in 1983, the species has spread throughout South Florida, where it continues to keep other exotics in check..

NEWLAND TOP ANGLER, ABIGAIL III TOP BOAT IN 2013 WAHOO WINDUP A double-header hook-up landed anglers April Newland and Mike Landgraf cash prizes for the two largest wahoo caught in the Wahoo Windup, hosted by the Virgin Islands Game Fishing Club (VIGFC) and sponsored by Budget Marine. Newland’s 41.14-pounder weighed in as the largest, however still some 34 pounds short of earning the $10,000 prize offered for a wahoo over 75-pounds. Landgraf reeled in the November 17 tournament’s second largest wahoo, a 24.75-pounder. Both Newland and Landgraf fished aboard local sports fishing charter boat, Abigail III, helmed by Capt. Red Bailey.

Abigail III won Best Boat for the most wahoo by count with two totals.

“We had already caught 10 barracuda when the rod went down strong,” says Newland, who fought and caught the winning fish while standing up. “It was a fighter. It took me about 15 to 20 minutes to reel it in.” Newland adds, “It would be great to get more women involved in fishing. It’s so exciting and so much fun.” Meanwhile, seconds after Newland’s fish hit the bait, Landgraf’s line went taught with a second wahoo. “We ended up fighting both fish at the same time,” explains Landgraf. Newland’s husband, Byron, provided the luck by suggesting the Abigail III fish off the south side of St. Thomas due to heavy seas rolling in to the north. “I first suggested we go north, but then followed Byron suggestion due to the weather,” says Capt. Red Bailey. “But I’ll tell you, that 100-pound wahoo is still out there in the north!” Michael Berry, fishing aboard the boat, Anger Management, reeled in the third largest wahoo, a 20.68-pounder.

Only three wahoo were caught by the fleet of 7 boats and 30 anglers.

However, all boats reported plenty of barracuda with one boat getting as many as 35 bites. Personnel from the Department of Planning & Natural Resources Fish & Wildlife Department conducted the official weigh-in at IGY’s American Yacht Harbor Marina. Prizes were presented at an Awards Dinner at the VIGFC held Monday night.

“We had a great tournament and we invite everyone to come out and fish with us in future tournaments,” says tournament director, Paul Meyer. Two anglers have pocketed the $10,000 cash prize in the last 10 years. In 2012, Clive Mahabir, aboard local charter boat Mixed Bag, reeled in a whopping 91.3-pounder, while in 2003 Mike Kuszewski, fishing aboard the local charter boat Black Pearl, landed a 94.1-pound wahoo, which remains the tournament record. The VIGFC appreciates the sponsorship of Budget Marine and Glazer’s Premier Distributors, LLC. For more information about the VIGFC and future tournaments, visit: www.vigfc.com

HEALTH CARE REFORM

Thi bel

Who is eligible for subsidies?

The advance premium tax credit, also known as premium subsidy, is available to individuals who meet the following criteria: 

Buy health insurance through the marketplace



Are ineligible for coverage through an employer or government plan



File a join return if married



Cannot be claimed as a dependent by another person

Once you are eligible, you can choose to: 

You may have all or part of the estimated credit paid in advanced to the insurance company to lower what you pay for your monthly premium during 2014 or



You can wait to get all your credit when you file your 2014 income tax in 2015

The 2013 Federal Poverty Level Guidelines below are used to Determine your percentage of the poverty level for both taxes and cost-assistance.

Household Size

100%

133%

150%

200%

300%

400%

1

$11,170

$14,856

$16,755

$22,340

$33,510

$44,680

2

15,130

20,123

22,695

30,260

45,390

60,520

3

19,090

25,390

28,635

38,180

57,270

76,360

4

23,050

30,657

34,575

46,100

69,150

92,200

5

27,010

35,923

40,515

54,020

81,030

108,040

6

30,970

41,190

46,455

61,940

92,910

123,880

7

34,930

46,457

52,395

69,860

104,790

139,720

8

38,890

51,724

58,335

77,780

116,670

155,560

For ea addt’l person add:

$3,960

$5,267

$5,940

$7,920

$11,880

$15,840

Pro cer pla

is following table is an example of how premium tax credits work. Please note that the numbers low are purely for example and don't reflect your personal rates.

Health Insurance Premiums and Cost Sharing under PPACA for Average Family of 4 For "Silver Plan

Income % Premium Cap as Income $ of federal a Share of (family of 4) poverty level Income

Max Annual Out-ofPocket Premium

Premium Savings

Additional Cost-Sharing Subsidy

133%

3% of income

$31,900

$992

$10,345

$5,040

150%

4% of income

$33,075

$1,323

$9,918

$5,040

200%

6.3% of income

$44,100

$2,778

$8,366

$4,000

250%

8.05% of income

$55,125

$4,438

$6,597

$1,930

300%

9.5% of income

$66,150

$6,284

$4,628

$1,480

350%

9.5% of income

$77,175

$7,332

$3,512

$1,480

400%

9.5% of income

$88,200

$8,379

$2,395

$1,480

In 2016, the FPL is projected to equal about $11,800 for a single person and about $24,000 for family of four. Use the Kaiser ObamaCare Cost Calculator for more information.

(Extracted from Obamacare Facts)

ofessional advice is always good practice. Talk to your insurance agent. Make sure he or she has been rtified to help you with Health Care Reform. It is important that you understand the new law, the ans available in and out of the marketplace, the benefits of each plan, and the premiums.

Carmen N. Crespo, LUTCF Pres. Terra Insurance & Financial Services Health Chairman for NAIFA “National Association of Insurance and Financial Advisors�

www.terrainsurance.com

Roberto Guerra, creator of La Caja China, was presented on the Show “Martha Stewart presents: Secrets of great chefs Grill” which aired popular show on the Hallmark channel and lasted 60 minutes, in Stewart’s farm in New York. The show was attended by Guerra and five renowned chefs, who created and cooked a special recipe of barbecue with Martha Stewart for a private holiday that it celebrated in his farm. “Has been a pleasure working with Martha Stewart.” “It is a very nice person who has all my respect and friendship,” said Roberto Guerra.

If your business is not in the internet, it does not exist.

Do not continue your advertising of primitive form.

Adve rtise wi t h d i gi tal creat i ve adve r tising through the internet on our magazine Sol y Mar Magazine!

Contact us: www.solymarmagazine.com info@solymarmagazine.com

Pedro DĂ­az

President and Editor of Sol y Mar Magazine Journalist, editor, writer. Graduated in journalism from the University of Havana, as well as in literature and Germanic languages. He has collaborated on numerous magazines and newspapers from over 15 countries. He has also served as the editor, journalistic director and president of six publications for which he has received international journalism awards.

He graduated as a Naval Pilot from the Escuela Superior de Pesca AndrĂŠs Gonzalez Lines, in Cuba. He is also a graduate of the International School of Real Estate. In addition, he has been honored with Proclamations from Miami-Dade County, City of Miami Beach, City of Coral Gables, City of Hialeah Gardens, City of Miami, City of Doral, City of Hialeah, City of West Miami, Town of Medley, and Town of Miami Lakes.

Alberto Borges

Graphic Designer of Sol y Mar Magazine

A graduate of Chemical Engineering and Doctor of Technical Sciences. Technology specialist in glass and ceramics. Developer of several scientific papers related to the industry of glass and ceramics. Computer systems engineer.

Dr. Martín Aróstegui

Travel and Exploration Director of Sol y Mar Magazine Travel and Exploration Director of Sol y Mar Magazine He is a medical doctor by profession who, for many years, worked as a specialist in emergency medicine.

His life has been devoted also to professional fishing.

Dr. Aróstegui, member of the Board of Trustees of the International Game & Fishing Association (IGFA), is the holder of more than 400 fishing world records, including 200 with fly-fishing equipment, and was awarded a Lifetime Achievement Award in 2004. Dr. Arostegui is also a professional photographer specializing in fishing and nature. He is currently the Director of Travel and Exploration for our magazine, for which he travels to different regions of the world to capture with his lens the most beautiful images that human eyes have ever seen.

Pat Ford

Angling Photographer

Pat Ford is considered the best sport fishing photographer in the United States of America. He graduated as a lawyer from the Columbia University School of Law in 1965. He is currently a senior litigation lawyer in the courts of Florida, as well as a photographer with a passion for fishing. Pat Ford has traveled extensively throughout the world and has won 32 world records in several fishing tournaments held by the IGFA. He is the author of “The Best Fly-Fishing Trips Money Can Buy” which tells about different places he would rather go fishing with a fly hook.

Nick Faroy

Aviator and Aerial Professional Photographer A pilot for many years, specializing in aerial photography. The perspective of buildings and man-made structures, coupled with an appreciation of nature, inspire him to capture on aerial photos what his eyes behold from above so that others may enjoy them, too. His preference is to take aerial photos of coastal locations because they have a visual impact that is very special to him from a professional point of view. For Nick Faroy, rock formations and marine life are, indeed a impressive and beautiful scenes worthy of admiration.

Enrico Ghedini

Angler and fishing writer

Enrico Ghedini was born in 1974 and lives in Bologna, Italy. He is a globetrotter angler and a fishing writer with passion.

He has traveled the four continents. He is a lure and fly angler mainly, but he also likes bottom fishing and live baiting. Enrico fishes in freshwater in Europe and Italy, and in salt and freshwater when traveling to tropical locations to target specific species. Enrico is involved in www.insidefishing.it. Their main activity is to organize lure-fishing tournaments to promote recreational angling among young people and to promote catch and release as well as ethical fishing techniques.

MarĂ­a Julia Bello

Scientific Director of Sol y Mar Magazine

Information specialist for the Agency for Oceanic and Atmospheric Administration USA (NOAA). She has experience in scientific information, preparation of documents and scientific documentation, editing and reviewing scientific literature and finding information on specialized topics, among other things.

She received a Masters in Biological Science from the University of Havana Cuba in 1980, a Masters in Marine Policy from theUniversity of Miami, Florida in 1997, as well as a Masters in Information from Florida State University in 1998.

Dirsia Vergara

Director of Marketing of Sol y Mar Magazine Specialist in accounting, real estate management, exports and sales monitoring. She has also taken accounting courses at FIU. She is passionate about the sea, reading, and her two children.

Clemente Atia

Professional diver underwater cameraman.

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Writer, naturalist, artist and professional diver. He studied at the Cuban Naval Academy, been later part of the underwater search and rescue team. He worked at the National Aquarium of Cuba drawing fish for scientific publications worldwide.

Creator and writer of the series of nature documentaries PROJECT 5, in the 80’s. He has also worked for different magazines and digital magazines on topics related to the sea and the environment. Cameraman, editor and specialist in underwater recordings have won four Emmy Awards. Favorite hobbies: stay under water, the investigation and search for lost treasures.

Steve Kantner

A freelance writer, editor, and fishing personality whose byline has appeared in Fly Rod & Reel, Salt Water Sportsman, Fly Fishing in Salt Waters and numerous other outdoor publications. Steve also worked as a guide, while hosting a drive-time radio show. Plus, he’s appeared in a number of television episodes that showcased his particular specialty—fly fishing from land for inshore species. Steve just finished a book titled Landcaptain; the Secrets of Fishing South Florida on Foot for Wild River Press that’s due out later this year.

Do you wish to publish your photos and videos in our magazine?

Photos are visual reminders of important events.

Sol y Mar Magazine offers professional photo and videos services covering multiple types of events, including weddings, birthdays, family reunions, business meetings and other events. We can also publish your photos and text in the social pages of our magazine. Please call for details 786-506-2943 or write to us at: info@solymarmagazine.com

The most modern and inn maritime

1

COBRA TAG HELPS PREVENT LOSS OF VALUABLES

Losing items or spending hours looking for them is never fun. Cobra Electronics’ Cobra Tag™ eliminates those activities by giving users an effortless way to keep track of valuables. The Cobra Tag is easy to use. A Cobra Tag sensor is attached to a user’s keys, purse, computer bag or any other item that needs to be protected from loss. It’s then paired to a smart phone using Bluetooth® wireless technology. In addition, the Cobra Tag app can send users an email, tweet or post that the phone or item has been separated. It can also send a map of the item›s last known location. The Cobra Tag works with iPhone®, Android™ and Blackberry® smartphones. www.cobra.com

novative technology of the e industry

2

GYROS FURNISH STABILITY FOR EVERY SPORTFISHER PURSUIT

Accessing the back of a stereo to plug in a portable media device can be difficult and lead to boaters twisting their bodies in unnatural ways. For added convenience and to save boaters’ backs, Prospec Electronics offers the Milennia MIL-iDock Docking Station, an ideal companion for the company’s new Milennia MILPRV21 stereo.

When used with the appropriate adaptors (sold separately), the MIL-iDock enables users to connect portable media devices to the USB drive and aux input, all within an enclosed drawer. www.prospecelectronics.com

3

DURABLE ANCHOR LINES KEEP BOATS SECURE

A good rope makes boaters feel safe and secure when anchored.

Manufactured from multi-filament polypropylene rope, Soft Lines’ Anchor Lines are softer and more flexible than nylon anchor lines.

These Anchor Lines are offered in many different colors and in lengths of 50’, 100’, 150’ or custom sizes to fit any boating need. The rope is also available with 3/8”, 1/2” or 5/8” diameters. Lightweight and easy to clean, they will stay pliable and won’t sliver like other lines on the market. Soft Lines’ Anchor Lines also release knots easier than nylon or cotton ropes. Strong, hand-sewn webbing connections make the lines durable, while galvanized steel thimbles keep them secure. www.softlinesinc.com

4

GYRO REFIT ALLOWS SPENCER 60 TO FISH LONGER, HARDER

Aquabus, a new water-taxi service in Ottawa, Ontario, promises elegance and silence on an eco-friendly boat. For a clean, quiet river cruise, Au feel de l’eau (Go with the Flow) is powered by electric motors from Torqeedo. Torqeedo’s innovative propeller design delivers a cruising speed of 6 knots, with a top speed of 12 knots. Supplying 16 hp on 48V, the motors are the highest efficiency outboards in their power class with propulsive power equivalent to an 8 hp gas outboard.

In addition to having no environmental impact, Hénot wanted Aquabus to be powered by ultra-lightweight batteries. At only 38.5 lbs. each, the Torqeedos were perfect. www.torqeedo.com

5

HYDRONIC HEATING SYSTEM KEEPS CABINS TOASTY WARM

While it’s fun to cool off in the water on a hot day, nights aboard a boat can turn chilly. With Aqua-Hot Heating Systems’ innovative Aqua-Hot 100 and 200 Hydronic Heaters, boaters can keep their cabin at a comfortably warm temperature.

Connecting to an engine’s cooling system, the compact units efficiently heat with a brushless, radial axial fan. Both models feature a variable speed control, which enables users to customize the fan speed from 0-100 cfm for the Aqua-Hot 100 and from 0-200 cfm for the 200. Ideal for smaller cabins, the economical Aqua-Hot 100 draws less than 0.5 amps, ensuring hours of warmth without battery drain. www.aquahotoffroad.com

6

TRUE BELIEVER EQUIPS THIRD BOAT WITH SEAKEEPER GYRO

One testament to a product’s success is when a boat owner becomes a repeat customer. Such is the case for Seakeeper, which has now supplied three gyro stabilization systems to Mr. Frank Miles for three boats.

After installing M7000 series gyros on his 50’ and 55’ Maritimo sportfishers, Miles recently added a M21000 model to his 105’ Nordlund, Mixer, to better enjoy time aboard with family and friends. Built in 2002 by Nordlund Boat Company, Mixer is a classy yet family-oriented yacht with a sportfish personality. Designed mainly for entertaining and fishing on the US West Coast up into Alaska, the vessel is powered by twin 1,350 hp Detroit Diesels, cruises at 18 knots with a top speed of 22 knots and has a 6,000-gallon fuel capacity. www.seakeeper.com

Cocktail presentation of the city of Santo Domingo as the Cruise Capital of the Caribbean, held at Photopia, 363 NE 61st Street, Miami, Fl 33137 with the assistance of numerous and distinguished personalities.

Pedro DĂ­az, President and Publisher of Sol y Mar Magazine; Oscar Amaury Rios, General Consul of the Dominican Republic in Miami and Soulangel Santana, Vice-Consul of the General Consulate of the Dominican Republic in Miami.