Portfolio april may 2016

Volume 9 • Issue 1

MEDITERRANEAN MASTERPIECE ON THE SHORES OF LAKE TOHO *Details on back cover

FOUNDERS (L to R) Steve Healy | Chocky Burks Matt Tomaszewski

Give us a call or visit our website to learn more about our exclusive inventory and to search all of Central Florida’s luxury communities.

407-965-1155 | PRPFL.com

NEW PRICE $2,095,000

Captivating contemporary lakefront home ideally situated on the pristine Butler Chain of Lakes 5 Bedrooms, 5 Full and 1 Half Baths | 5,750 square feet | One acre parcel | Pool, spa, summer kitchen and boat dock

OFFERED AT $899,000

Beautiful custom contemporary home with pond views in desireable Keenes Pointe Country Club 3 Bedrooms, 3 Full and 1 Half Baths | 3,281 square feet | 3 Car garage | Pool, spa, summer kitchen

407-965-1155 | PRPFL.com

OFFERED AT $3,599,900

Architectural beauty and the elegance of an old world estate highlight this stunning Isleworth golfront residence 5 bedrooms, 5 Full and 2 Half Baths | 6,965 Square feet | One acre parcel | Pool, spa, summer kitchen | 4 Car garage

NEW PRICE $3,995,900

Stunning lakefront estate ideally sited on Lake Tbet Butler in Keenes Pointe Country Club 8 Bedrooms, 8 Full and 2 Half Baths | 8,362 Square feet | 1.5 Acre parcel | Pool, spa, summer kitchen and boat dock

407-965-1155 | PRPFL.com

NEW PRICE $2,695,900

NEW PRICE $2,389,000

Privately gated and beautifully sited on 3.7 acres adjacent to a 200 acre pristine nature preserve 7 Bedrooms, 7 full and 5 half baths | 11,833 square feet | Equestrian Center | Theatre | Pool, spa, summer kitchen

Perfectly sited on the pristine Butler Chain of Lakes in a gated enclave within Bay Hill Country Club 5 Bedrooms, 6 Full and 1 Half Baths | 6,682 Square feet | 1.3 Acre parcel | Game room | Pool, spa and boat dock

407-965-1155 | PRPFL.com

OFFERED AT $2,259,000

Beautifully sited on one acre and located in prestigious guard gated Lake Butler Sound 5 bedrooms, 5 Full and 1 Half Baths | 6,537 square feet | Media room | Pool, spa and summer kitchen

NEW PRICE $1,995,000

Stunning custom estate sited along the shores of Lake Burden in renowned Keenes Pointe Country Club 5 bedrooms, 6 Full and 1 half Baths | 6,149 square feet | Media room, Game room | Pool, spa, summer kitchen and dock

407-965-1155 | PRPFL.com

NEW PRICE $1,595,000

Transitional custom estate sited on one acre in Windermere’s guard gated Bellaria 5 Bedrooms and 6 full baths | 6,159 Square feet | Game room and media room | Pool spa and summer kitchen

OFFERED AT $1,699,000

Model Home at Bella Collina - Positioned on just over one acre with stunning preserve views 4 Bedrooms, 4 full and 2 half baths | Game room | Pool and spa | Summer kitchen and detached Casita

407-965-1155 | PRPFL.com

OFFERED AT $1,095,000

Newly completed estate sited on a spacious home-site in Windermeres gated Waterstone 5 Bedrooms, 4 full and 1 half bath | 4 Car garage | Media and game room | Pool, spa and large backyard

NEW PRICE $1,799,000

European inspired custom estate in Windermere's renowned Lake Butler Sound 5 Bedrooms, 5 Full and 2 Half Baths | 6,295 Square feet | Two story grand entry | Pool, spa and summer kitchen

407-965-1155 | PRPFL.com

NEW LISTING $1,199,000

OFFERED AT $959,000

Spanish revival architecture style custom home, built by Cahill, located in sought after Windsong 5 Bedrooms, 4 full baths | 3,768 Square feet | Game room | Great room concept | Pool and summer kitchen

Brand new tuscan inspired custom home in Windermere's gated enclave Casa del Lago 5 Bedrooms, 4 full and 2 half baths | 3,872 Square feet | Game room | Pool, spa and summer kitchen

CUSTOM LUXURY HOMES elementhomebuilders.com

As a leading custom homebuilder in Central Florida, we’ve built our unparalleled reputation on craftsmanship, quality materials and attentive service every step of the way. Working with Element is not just about building a house. It's about forming a trusted partnership with a dedicated team of professionals who are committed to bringing your vision to life.

CASA MADERA IN WINDERMERE

BRAND NEW MODERN ESTATE SITED DIRECTLY ON THE RENOWNED BAY HILL GOLF COURSE

OFFERED AT $899,000 5 Bedrooms, 4 Full and 2 Half Baths | 3,660 Square Feet Game room | Pool, Spa and Summer Kitchen | 3 Car Garage

OFFERED AT $1,895,000 5 Bedrooms, 5 full and 1 half baths | Study, loft and game room Pool, spa and massive covered lanai | Summer kitchen | 4 Car Garage

EXCLUSIVE SALES & MARKETING BY Contact us today to learn about building your new Element home or purchasing an Element custom home currently under construction.

407-965-1155 | PRPFL.com

Volume 9 • Issue 2

SVEN J. BODE Publisher Production Manager JONATHAN FRIESE production@orlandostylemag.com Intern ELIZABETH MEJIA design@styletome.com Advertising PORTFOLIO FLORIDA 321.281.4589 Human Resources info@styletome.com

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PORTFOLIOFLORIDA.COM CIRCULATION & DISTRIBUTION Circulation Manager JOEL D. J.

Published bi-monthly, Portfolio Florida® is a registered Trademark. © Copyrights 2015 by Style Magazines. All rights reserved. Reproduction in whole or in part of any text, photography, or illustration only with written permission of the publisher. Portfolio Florida®, its officers, staff members or writers do not warrant the accuracy of or resume responsibility for any of the material contained herein. Freelance photographers are responsible for their copyrights. All photo materials, letters and text submitted to Portfolio Florida® automatically becomes property of Portfolio Florida®.

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407.749.0700 | REGALREALTYORLANDO.COM

UNPARALLELED STREET OF DREAMS AWARD WINNING ESTATE. OFFERED FULLY FURNISHED

OFFERED AT

5 BD | 5/2 BA | 11,025 SQ.FT | LONGWOOD

$4,900,000

CHRIS CHRISTENSEN | 407.312.8003

IMAGINE OWNING 550 FEET OF PRISTINE SHORELINE ON THE BUTLER CHAIN

OFFERED AT

5 BD | 6/1 BA | 8,051 SQ.FT | WINDERMERE

$4,995,000

CHRIS CHRISTENSEN | 407.312.8003

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

PRIVACY AND LUXURY LIVING IN THE GATED COMMUNITY OF WINDERMERE CLUB

OFFERED AT

5 BD | 5 BA | 5,030 SQ.FT | WINDERMERE

$1,198,000

MARIE HELEN LEDBETTER | 407.286.4363

UNPARALLELED ISLEWORTH ESTATE WITH AMAZING VIEWS OF LAKE BUTLER

OFFERED AT

6 BD | 7/3 BA | 11,100 SQ.FT | WinDERMERE

$5,995,000

MARIE HELEN LEDBETTER | 407.286.4363

GRAND 2.4 ACRES BUTLER CHAIN ESTATE

OFFERED AT

7 BD | 10/3 BA | 14,477 SQ.FT | ORLANDO

$6,900,000

BRUCE ELLIOTT | 407.497.1684

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

MAGNIFICENT BUTLER CHAIN ESTATE LOCATED IN EXCLUSIVE GUARD GATED COMMUNITY

OFFERED AT

6 BD | 7/2 BA | 8,247 SQ.FT | DR. PHILLIPS

$3,495,000

THOMAS BONNER | 407.401.3748

THIS EXQUISITE ESTATE HOME IS LOCATED ACROSS THE STREET FROM THE 18TH GREEN OF CELEBRATION GOLF COURSE

OFFERED AT

6 BD | 5/1 BA | 5,865 SQ.FT | CELEBRATION

$1,595,000

JULIE CHRISTENSEN | 407.592.2055

LOCATED IN CENTRAL FLORIDA’S MOST PRESTIGIOUS NEIGHBORHOOD ISLEWORTH

OFFERED AT

5 BD | 5/1 BA | 5,600 SQ.FT | WINDERMERE

$1,675,000

CHRIS CHRISTENSEN | 407.312.8003

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

OFFERED AT

5 BD | 3 BA | 2,856 SQ.FT | ORLANDO

$1,049,000

DAVID TAYLOR | 407.761.7113

SIX PRIVATE LUXURY TOWNH0USES LOCATED IN THE HEART OF WINTER PARK

OFFERED AT

2 BD | 3/2 BA | 3,244 SQ.FT | Winter Park

$2,044,000

MICHAEL GONICK | 407.383.2563

LAKE FRONT MASTERPIECE ON PEACEFUL, SECLUDED CUL-DE-SAC

OFFERED AT

5 BD | 5/1 BA | 6,239 SQ.FT | ORLANDO

$2,199,000

THOMAS BONNER | 407.401.3748

RELAXED, LAKEFRONT LIVING AT ITS FINEST

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

BREATHTAKING GATED WATERFRONT ESTATE ON LAKE SHEEN IN DR. PHILLIPS

OFFERED AT

4 BD | 3/1 BA | 3,697 SQ.FT | DR. PHILLIPS

$2,100,000

CHRIS CHRISTENSEN | 407.312.8003

ABSOLUTELY STUNNING FORMER BRENTWOOD CUSTOM HOMES MODEL

OFFERED AT

4 BD | 4/1 BA | 4,557 SQ.FT | WINDERMERE

$1,450,000

CATHERINE MATTHEWS | 407.497.8100

PRIVATE GATED ENCLAVE ON THE BUTLER CHAIN

OFFERED AT

6 BD | 6 BA | 5,844 SQ.FT | DR. PHILLIPS

$1,945,000

CHRIS CHRISTENSEN | 407.312.8003

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

OFFERED AT

6 BD | 4/1 BA | 4,302 SQ.FT | DR. PHILLIPS

$1,070,000

ASH SHARMA | 407.970.2294

BEAUTIFUL, MULTIPLE AWARD WINNING HOME IN LAKE BUTLER SOUND

OFFERED AT

4 BD | 5/1 BA | 5,388 SQ.FT | WINDERMERE

$1,890,000

MAGGIE WALAS | 407.701.0144

CUSTOM BUILD MEDITERRANEAN STYLE HOME IN CELEBRATIONS DESIRED ARTISAN PARK

OFFERED AT

5 BD | 6/0 BA | 5,958 SQ.FT | CELEBRATION

$1,649,000

NADIA EGGERS | 407.247.0906

LAKE FRONT NEW BUILD IN DR. PHILLIPS

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

UNIQUE OPPORTUNITY TO LIVE IN YOUR VERY OWN PRIVATE PARADISE

OFFERED AT

6 BD | 6/1 BA | 6,591 SQ.FT | SANFORD

$1,700,000

CHRIS CHRISTENSEN | 407.312.8003

PRIVATE GATED ESTATE ON MILLIONAIRES ROW IN DR. PHILLIPS

OFFERED AT

6 BD | 5 BA | 6,857 SQ.FT | DR. PHILLIPS

$1,890,000

ROBIN BOCUSE | 407.924.2466

LOCATED IN THE HEART OF WINTER PARK AND WALKING DISTANCE TO PARK AVE.

OFFERED AT

5 BD | 5/2 BA | 6,113 SQ.FT | WINTER PARK

$4,590,000

MAGGIE WALAS | 407.701.0144

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

407.749.0700 | REGALREALTYORLANDO.COM

BETTER THAN NEW! FULLY UPDATED CUSTOM LAKEFRONT POOL HOME

OFFERED AT

6 BD | 6/1 BA | 6,624 SQ.FT | OVIEDO

$1,895,000

KATHERINE BORDELON | 407.620.9405

MILLIONARES ROW PRIVATE GATED LAKEFRONT ESTATE

OFFERED AT

7 BD | 8/2 BA | 8,088 SQ.FT | DR. PHILLIPS

$2,799,000

CHRIS CHRISTENSEN | 407.312.8003

STUNNING LAKEFRONT MASTERPIECE IN GATED TILDEN’S GROVE

OFFERED AT

7 BD | 8/1 BA | 7,428 SQ.FT | WINDERMERE

$1,795,000

JULIE CHRISTENSEN | 407.592.2055

T H E B R A N D T H AT D E F I N E S L U X U R Y R E A L E S TAT E

WORLDWIDE

Fine Custom Home - - Grand in every Way 5 BR I 8 BA I 6,328 sq.ft. I $1,849,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

speCtaCular Custom Home W/ panoramiC GolF vieWs 5 BR I 5 BA I 5,163 sq.ft. I $1,395,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

Canal lot W/ QuiCk aCCess to lake Burden 4 BR I 5 BA I 4,289 sq.ft. I $1,295,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

impressive example oF autHentiC spanisH arCHiteCture 5 BR I 5 BA I 4,431 sq.ft. I $1,195,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

BeautiFully Customized pool Home 4 BR I 4 BA I 3,688 sq.ft. I $697,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

FantastiC Floor plan, appointments & priCe 5 BR I 4 BA I 3,347 sq.ft. I $675,000 theKeenesPoInteReAlty.com/feAtuRed.PhP

For all your Keene’s Pointe real estate needs, call on the knowledge of The Keene’s Pointe Realty team -- 407.876.8879

Jerry Burch Realtor®

Angela Durruty Bob Hennen Managing Broker Realtor®

Denise Laga Realtor®

Jay Martin Realtor®

Wayne Weger Realtor®

There are only a few Building Opportunities left Contact us to discuss your Dream Home.

The

Lake Front I Golf Front I Water Front

Keene’s Pointe R e a lt y • Leading Office for Listings & Sales in the community • Unparalleled community knowledge • Members of the renowned Who’s Who in Luxury Real Estate • Over 15 years of helping people build their custom dream homes • Close relationship with builders & extensive industry expertise

527 Main Street, Windermere I 407.876.8879 I www.TheKeenesPointeRealty.com

SuziKarrrealty.com Bella Collina i Montverde “Pre-ConstruCtion - to Be Built” 5 Br i 6 Full Ba i 8,162 Sq.Ft. $2,399,900 the Villa azzura model Built By daVid Brewer inc.

1+ acre lot (407) 876-3688 suziKarrrealty.CoM/Featured.PhP town liMits i olde winderMere 3 Br i 2 Full Ba i 1,891 Sq.Ft.

excePtional Value - PleaSe call For Price

1+ acre Butler chain laKeFront unoBStructed lonG ViewS acroSS laKe down (407) 876-3688 suziKarrrealty.CoM/Featured.PhP laKe olivia i Gotha 4.89 acreS to Build your dream home! $995,000 Very PriVate, extremely wooded Gently SloPinG lot w/ 167’ laKeFront Feet alonG laKe oliVia -- no hoa (407) 876-3688 suziKarrrealty.CoM/Featured.PhP turtle CreeK i dr. PhilliPs 5 Br i 4.5 Ba i 4,434 Sq.Ft. $739,900 GorGeouS Pool home ideally located and aPPointed For your troPical ParadiSe (407) 876-3688 suziKarrrealty.CoM/Featured.PhP

SuziKarrrealty.com Keene’s Pointe i Windermere 5 Br i 4 Full Ba i 4,136 Sq.Ft. $1,249,000 celeBrate Florida living with a BeautiFul cuStom home that BringS the outdoorS in (407) 876-3688 suziKarrrealty.com/Featured.PhP savannah ridge i Winter garden 4 Br i 4 Full Ba i 3,858 Sq.Ft. $1,100,000 Stunning country eState on 3.5+ acreS Private, gated equeStian community w/ BeautiFul horSe trail (407) 876-3688 suziKarrrealty.com/Featured.PhP live oaK reserve i oviedo 6 Br i 4 Full Ba i 4,222 Sq.Ft. $799,000 laKeFront - oviedo’S moSt Sought aFter community new Boat docK on Private, 66-acre, horSeShoe laKe (407) 876-3688 suziKarrrealty.com/Featured.PhP Bay hill i orlando 3 Br i 2 Full Ba i 2,261 Sq.Ft. $550,000 SPanning view oF the 13th tee Box/ Fairway on arnold Palmer’S chamPionShiP golF courSe (407) 876-3688 suziKarrrealty.com/Featured.PhP

ROOM.

WITH A VIEW.

Inside the private gates of Chaine Du Lac on the shores of Lake Butler sits 12540 Park Avenue, the finest example of Mediterranean architecture combined with incomparable Florida lakefront living. Providing over 7,500 square feet of living space, no detail was spared from coffered ceilings, custom-made cabinetry, top-of-the-line European professional grade appliances, exotic granite and Italian floors. This once-in-a-lifetime estate offers 135 feet of lake frontage, flanked by a private dock, private beach, infinity pool and multiple entertaining areas.Stunning vistas of the lake from nearly every room.

Don’t you deserve the best?

Lakefront Living at its Finest.

Offered at $2,995,000

presented by:

Emily Lewis Luxury Real Estate Consultant emilybethlewis@gmail.com 704-236-8040

Lynn Salmon Luxury Real Estate Consultant lynnt.salmon@gmail.com 321-217-8222

REAL ESTATE SPOTLIGHT Special Promotional Feature

“A HIGH POWERED MORTGAGE COMPANY WITH A HOMETOWN FEEL”

S

usie Carlton has worked as a Mortgage Banker in the Central Florida area for more than 23 years. She and her team have helped fulfill the dream of homeownership for thousands of customers. Her dedication to her customers and professional peers, knowledge of finance, and commitment to qualify service make the home buying process as smooth and hassle free as possible for her clients. Superior knowledge of a large variety of loan products place her among the most respected mortgage professionals.

Susie’s expertise is showcased through her affiliation with Element Funding, a privately held residential mortgage company.

Element Funding is NOT a mortgage broker. They are mortgage bankers who utilize a correspondent lender platform. With the processing, underwriting, closing, and funding loans in their own name, this makes for a more streamline process. The loan is handled internally from start to finish.

ELEMENT FUNDING

SUSIE CARLTON 5401 S. Kirkman Rd, Ste. 490 Orlando, FL 32819 | P: 407-367-5574 | F: 407-9827182 scarlton@elementfunding.com | www.elementfunding.com/scarlton | NMLS# 344354

Element Funding’s motto is that they are “a high powered mortgage company with a hometown feel”. You can feel this when you walk in to their office, as they want you to feel right at home. Element Funding has branches throughout the Southeast.

Element Funding is a division of Primary Residential Mortgage Inc. which is licensed in 49 states.Through PRMI, Susie is able to provide a wide array of product options working with multiple investors, while keeping the loan process in-house.

Originally from Ohio, Susie graduated from Miami University in Oxford, Ohio. She has resided in the Orlando area for more than 30 years, and is very active in the community. Throughout her professional career, Susie has been the recipient of numerous mortgage banking awards for top sales performance and leadership. Susie also is a graduate of Leadership Orlando, and Lifework’s Leadership, and is a current member of Florida Executive Women, where she’s served in various positions and was President in 2013. She was the 2015 Co-chair of the Shepherd’s Hope Famous Faces Ball, a large fundraising event in October that raises money to provide healthcare to the underinsured and uninsured in our community. She’s also assisted with fundraising/charitable events for Christian Help, The Pediatric Cancer Foundation, Quest Group Homes, and The American Heart Association.

Element Funding provides financing for residential home purchases and refinances. Among their products, they offer Conventional, FHA, VA, USDA, and Jumbo home financing.

PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice and are subject to borrower qualification.

Florida Office of Financial Regulation MLD646

Stunning Downtown Home in Historic Delaney Park | Offered at: $925,000 3 Bedrooms + Guest Cabana + Gym/Exercise Room | 4,425 SF Built 2002 | Oversized Pool + Outdoor Dining Area

RE/MAX EXCLUSIVE COLLECTION This Remax Executive Club member will go the “extra mile” to help you buy or sell your home! Sandy’s dedication to her customer is equaled by her attention to detail, strong negotiation sills and impeccable ethics. You can trust this professional with all of your real estate needs, look no further than Sandy Fox!

1614 Hart Lane - 3 Bed / 2.5 Bath. June Completion. $449,000

29W Steele Street - 3 Bed / 2.5 Bath. June Completion. $449,000

2821 Car Ter - 5 Bed / 3.5 Bath. May Completion. $675,000

1732 Ridgewood Ave - 3 Bed / 3.5 Bath. May Completion. $475,000

NEW CONSTRUCTION! CALL FOR MORE INFORMATION! 407.447.2829 2630 Edgewater Dr / Orlando FL 32804 / Fax: 321.233.0245

SPOTLIGHT ON THE LAW Special Promotional Feature

GOVERNMENT’S SEIZURE OF CASH AT AIRPORTS

By Mark L. Horwitz | Criminal Defense Attorney

A person whose money was seized must then prove that they are entitled to get their money back. The government is not required to file a lawsuit to prove it is entitled to keep the money. Rather, an individual who wants their cash back must show that the government did not have probable cause to seize the money. This is the rule in civil forfeitures and is applicable to the Federal Government and most states. Civil forfeitures have been the subject of articles outlining government abuse of seizing assets from individuals who are never charged and legitimately earned the money. The civil forfeiture rules apply to airport seizures as well.

The end result of a cash seizure is that the person will have to expend a lot of time, energy and expense in trying to convince the government to return the property. In seizures by the Federal Government, individuals must petition the appropriate agency under that agency’s rules and establish a legal source of the cash, as well as the reason for bringing the cash onto the plane. As an alternative, the owner of the money may file a lawsuit to prove the money was from a legal source and the reason for bringing the money on the plane was also legal.

Both of these methods may take months if not years.

The amount of cash that is large enough to result in an airport seizure is not subject to any legal minimum; it could be as little as $5,000 or less. That decision is made by the law enforcement officers called in to investigate the matter. A person who contests the seizure and has their money returned is generally not entitled to recover attorney’s fees, interest or damages caused by being deprived of the money.

Since 911

American’s have become accustomed to putting up with security screening by TSA. The purpose of this heightened security is to prevent dangerous weapons from being brought onto the airplane. What many do not realize is that the screening by TSA has resulted in seizures of cash carried by passengers.

Taking cash onto a commercial airplane is perfectly legal. However, if you are traveling outside the country or returning to the United States from abroad, you must fill out a form if you have over $10,000 in cash.

If TSA finds a large amount of cash in your luggage, purse or pockets, you will be in for an unpleasant experience. You will be called out of line, taken to a private room and interviewed by law enforcement officers. You will be questioned about the source of the cash and the reason for carrying the cash. If you refuse to answer or if the law enforcement officer does not believe your story, the cash will be seized. You will more than likely miss your flight because of the time it will take for the law enforcement officer to complete the questioning, count the money and decide whether to seize your money. In most cases the money is seized. Rarely are individuals arrested and usually the individuals are not charged with a crime.

The widespread use of civil forfeiture including seizures at the airport has resulted in several articles in the press criticizing the unfair seizures of assets. Law-abiding citizens have been harmed and businesses ruined. Recently, New Mexico passed a law that essentially abolished civil forfeitures because of the abuses. Many believe that it is fundamentally unfair for the government to seize someone’s money and then make the citizen prove they are entitled to its return.

Law Offices of Mark L. Horwitz, P.A. 17 East Pine St.Orlando, FL 32801 P: 407-843-7733 • F: 407-849-1321 mark@mlhorwitzlaw.com • www.mlhorwitzlaw.com

LOOKIN KKING IING NG FFO FOR OORR A M MOR MO MORTGAGE? ORTTG OR TGA GAGE GA GE? WE CAN H HE HELP! ELP! Through TThr hrooug ugh the tthhe network neetw twoorkk off aggressive aagggrressive s e

officers with with extensive extteennsi sivvee loan lloa oan origination o g a n lenders and loan officers expeeriencee, w are able abl ble lee too secure secuurre for foorr you you a loan lloooaan program prrog ogra ram m that th t experience, wee are fits your your budget. bbuudgett.. CALL CALL US US TODAY TODDAAY to speak spe ppeaak to one onne off our o r loan la fits originators. origginato tors.

WE OR O R IIG RI GIN GI GIN INA NATE: TE: TE WE ORIGINATE: • FHA • LOANS - Qualify With 580 Credit Score. 3.5% Down Pmt; Seller Can Pay Up To 6% Towards Closing Costs.

• VA LOANS - Up To 100% Financing. No PMI. Gift Money Allowed.

• USDA LOANS - Up To 100% Financing. 600 Credit Score.

• CONVENTIONAL LOANS • REVERSE MORTGAGES • HARD MONEY LOANS

• COMMERCIAL LOANS • LOANS FOR INVESTMENT PROPERTIES • LOANS FOR FOREIGN NATIONALS

COME C OME EXPERIENCE E EX XP PE ER RIIE EN NCE BEST THE T HE B ES ST T AND ND JOIN JO JOIINN TTHE THHE LIST LIST OF OF OOUR OUUR SSATISFIED ATTIISFIED BORR BORROWERS. ORROWERRSS. CAL CCALL ALL US US TTODAY! OODDAYY!!

407.800.3653 407.8 4 07.800..33653

Steve SSte teve K Kakeyere ak a keyere NNMLS MLS M LLSS 11182 11822 1182271 8227711 | M Mortgage orttg tgaage BBroker roker

steve.kakeyere@umadvs.com ssteve.kak v k keyeere re@uum madvvs.com s com

612.987.0140 612.9 2 9877..01140 40 cell 407.205.0395 fax 407.20 07 2055.003395 95 fa

www.umadvs.com w www.um w. madvs.co om Universal Unive rsal Mortgage Advisors, LLC is not acting on behalf behhalf of or at the direction of HUD/FHA or Fed. Gov. NMLS #1206039

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LAKEFRONT LIVING

East Lake Toho gated golf community. Magnificent 5 Bedroom 5 Bath lakefront home. Attractively offered at $650,000.

TO VIEW THIS LUXURY PROPERTY OR TO SCHEDULE A PRIVATE CONSULTATION ABOUT MARKETING YOUR LUXURY HOME CONTACT RAJIA N. ACKLEY Direct: 407.973.7355 rajia.ackley@ackleyflorida.com Nona Commons Office

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407.629.1222

Specializing Exclusively in Properties Over One Million Dollars Since 1992

WINDERMERE: AWARD WINNING HOME offers exceptional design and gorgeous outdoor living area with htd pool + 50’ lap pool, grand outdoor kitchen. 5 Bdrm suites, guest apartment with priv. entry. Exclusive gated community! See this before you buy your next home! Priced by motivated seller. $ 2,450,000.

WINTER GARDEN/WINDERMERE: AFFORDABLE LAKEFRONT - Only $ 1,145,000! Exciting contemporary interior with glass walls/windows spanning rear of entire house - panoramic views throughout, 5 Bdrms, theater with refreshment bar, beautiful office, grand kitchen open to family room. See it before it is sold !!!!

CELEBRATION - BESIDE THE POND: Exciting outdoor living area with htd pool, cabana with Summer kitchen. Spacious interior with 5-6 large bedrooms (2 masters!), marble floors, fabulous kitchen. Completely remodelled - looks NEW! Owner’s 2nd home - their plans changed - Priced to sell: $ 2,388,000.

CELEBRATION: Relax in a solar heated pool with a cascading waterfall against a background of the nature preserve with total privacy - or enjoy a picturesque setting from your rocking chair on the front porch! 4 Bdrms. 3-car Garage! Beautifully appointed interior!

Beautiful setting! Seller offers NEW PRICE - $ 925,000! Must see!

BAY HILL - GATED BENTLEY PARK: Furnished grand estate - 15,892 sq. ft. Gently lived in, exquisite interior - 5 Bdrms, large gym, grand two-story foyer with twin staircases shimmering chandeliers, marble floors seamlessly flowing through grand open interior. Move in and start living in this beautiful setting! Call for price.

CYPRESS POINT - JUST LISTED! Custom built - original owner!

A functional family floor plan with soaring ceilings, 5 bedrooms, beautiful kitchen opening to large family room, formal rooms, wood floors, 2 bdrms on first floor. Large pool and outdoor covered living area with Summer kitchen! $1,325,000. Motivated seller!

407-629-1222 or Email us at: sales@oxfordrealty.com www.oxfordrealty.com

7450 Dr. Phillips Blvd., Suite 308, Orlando, FL 32819

788 Interlachen Ave

Stunning residence steps from Park Ave make this an enviable address along with the elegant & private resort style pool area that includes a lovely cabana with fireplace.

OFFERED AT $2,600,000

BREATHTAKING LAKEFRONT HOME

Built in 2014 with the rare feature of nearly 4,500 sq. ft. of luxurious living area all on one level.

Stunning 5 bedroom 4 bath home, with a kitchen to inspire the inner gourmet chef, complete with natural gas Wolf appliances, plenty of granite counter space, a double built in Electrolux refrigerator & freezer and an abundance of cabinet and pantry storage, Entertaining has never been so easy. The owners retreat encompasses an entire wing of the home with beautifully appointed bathroom and completely outfitted closet, providing plenty of storage and place for everything. Not to be outdone, the outdoor living spaces are spectacular. A huge solar heated, saltwater pool and spa with a natural travertine stone deck of 3,000 sq. ft. and adjacent lanai that attracts gatherings around the gas fire pit and out door kitchen and dining area all overlooking Lake Fischer.

$1,350,000 Interested Parties please call 407-947-6236

Spectacular sunsets included.

The world seems to slow. A peaceful calm replaces the chaos of the day, and life is as it should be.

#SeizeYourSunset

MAGNIFICENT 4,000+ SF GATED LAKE TOHO ESTATE | ARTISAN FINISHES | OPEN & SOPHISTICATED DESIGN | OFFERED AT $995,000

For a private showing contact Rajia N. Ackley: Direct: 407.973.7355 rajia.ackley@ackleyflorida.com

w w w. C o l d w e l l B a n k e r A c k l e y. c o m

Nona Commons Office

10743 Narcoossee Rd. A6 Orlando, FL 32832

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