Build 2014

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Time to Build?

Are you thinking of building or buying a home in 2014? The great recession caused a lot of folks to step back and exercise caution, but the economy is on the rebound and home building is booming again. In this section, we take a look at local areas and the communities that are experiencing this building boom. We also explore some of the benefits to living in those areas. There’s also a look at the local market and whether it’s advisable to take that leap now or wait a bit. Happy house hunting in 2014. We hope this guide will leave you better equipped to make your decision on when and where to buy.

table of contents Now is the time to buy Building boom area map Living downtown Living in Williamson County Living in Wilson County Living in Sumner County Living in Rutherford County Why buy new? Custom or production?

4 6 8 9 12 14 16 17 18

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PUBLISHER AND PRESIDENT Laura Hollingsworth VICE PRESIDENT OF SALES John Ward BUILD is published byTN Media, 1100 Broadway, Nashville,Tenn. 37203. For advertising information, call Jess Dillon at 259-8848. No part of this publication may be reproduced without permission from the publisher.


615.219.5644

Murfreesboro

Smyrna

(Rutherford County) Known affectionately as, “the Boro” by locals, Murfreesboro is one of the most attractive places to live in Tennessee. While the cost of living is very low, the quality of life is one of the highest.

(Rutherford County) Conveniently located just minutes from downtown Nashville, the ever-growing Smyrna area offers a relaxing lifestyle for those looking for a new home and great access to everything Middle Tennessee has to offer.

Murfreesboro Tennessee offers convenient interstate access, community parks and playgrounds and is just minutes to great shopping at The Avenue, Murfreesboro’s newest shopping experience, as well as Stones River Mall!

COMMUNITIES HERE:

COMMUNITIES HERE: Blackman Meadows

Traditional Homes starting in the 170’s

Del Sol Commons

Traditional Homes starting in the 130’s

Evergreen Farms

Traditional Homes starting in the 120’s

Puckett Station

Traditional Homes starting in the 200’s

Salem Glen Crossing

Traditional Homes starting in the 150’s

Scottish Glen

Traditional Homes starting in the 180’s

Seward Crossing

Traditional Homes starting in the 150’s

Belmont

Traditional Homes starting in the 150’s

Lee Crossing

Townhomes/Villas starting in the 110’s

Nashville

(Davidson County) In an online poll conducted by Harris Interactive, Nashville ranked as the nation’s seventh most popular city. The Nashville area has one of the nation’s most favorable rankings for cost-of-living. Disposable income goes much further in Nashville where the cost-of-living is typically 12% lower than the nation as whole. Nashville’s low costof-living is one of the many reasons people look for homes for sale and companies relocate to Nashville every year.

COMMUNITIES HERE: Apple Valley

Traditional Homes starting in the 180’s

Skyline Village

Traditional Homes starting in the 130’s

St. Andrews Place - Premier

Summerfield

Puckett Downs

The Preserve at Old Hickory

Traditional Homes starting in the 140’s Townhomes/Villas starting in the 130’s

Villas at Evergreen Farms

Townhomes/Villas starting in the 100’s

Traditional Homes starting in the 180’s

Gallatin

Spring Hill

(Williamson/Maury County) Spring Hill offers a blend of commerce, a familyoriented atmosphere, a business friendly community and peaceful country living. Maintaining its small town charm and friendly atmosphere, Spring Hill has quickly and efficiently been developing both residentially and commercially to accommodate the growing needs of its’ residents. Spring Hill’s emphasis on education is strong, and families often look for homes for sale and move to the area because of its reputation for academic excellence The Crossings of Spring Hill includes stores such as Target and Kohl’s, along with nearly 50 other retailers. Spring Hill, TN offers a quality-of-life you will enjoy forever.

COMMUNITIES HERE: Benevento East

Traditional Homes starting in the 270’s

Meadowbrook

Traditional Homes starting in the 150’s

Port Royal Estates

Traditional Homes starting in the 190’s

Royalton Woods

Traditional Homes starting in the 180’s

Villas at Meadowbrook

Townhomes/Villas starting in the 120’s

(Sumner County)

All major Interstates (including I-40, I-65 and I-840) are conveniently accessible, all less than 20 miles from Gallatin. Interstate 24 is also convenient, via Highway 840. From outdoors enthusiasts to antique collectors to history buffs, Gallatin offers something for almost any interest. The city’s natural landscape and fascinating history attract people looking for homes for sale and visitors from all over the world. Old Hickory Lake is one of Gallatin’s best attractions, offering outstanding fishing and water sport opportunities. An outstanding parks system, a growing greenway & access to mountain bike trails, a skate park and more makes it an attractive place to those who love the outdoors & are looking for a new home in Sumner County.

COMMUNITIES HERE: Albion Downs

Traditional Homes starting in the 130’s

Fairway Farms

Traditional Homes starting in the 260’s

Stratford Park

Traditional Homes starting in the 170’s

Stratford Park Townhomes

Townhomes/VIllas starting in the 130’

Traditional Homes starting in the 110’s

Old Hickory Commons

Townhomes/Villas starting in the 130’s

TN-0000952597

Sunday, December 29, 2013 | BUILD 2014 | 3


Conditions are favorable for home buyers If you’re contemplating a home purchase, you may be wondering if conditions are right for getting the best deal possible. You’re probably curious about interest rates. Are they still low? Are they rising? Are they expected to drop? What about inventory? Are prices holding steady, headed down or expected to increase? These are all valid questions, and we sought some expert advice to help answer them. According to the research and industry professionals we spoke to, interest rates are still at favorable levels and home prices have held steady. But industry watchers see a shift on the horizon, making now the time to act. John Sheley, president of the Homebuilders Association of Middle Tennessee, says market conditions are excellent for those looking to buy. While interest rates are still low, Sheley says they are slowly starting to rise. How might this affect the typical home buyer? According to Sheley, a buyer

today could expect to pay $143 more per month than they would have paid on the same mortgage at this time last year. This time next year, that same mortgage would increase by another $154. “The rise in the cost to borrow translates to buying less house next year than you can buy today,” says Sheley. Current rates in the Nashville area are sitting at around 4.5 percent. This time last year the rate was about 3.25 percent. And while the recession led banks to tighten up on lending, those restrictions have been loosened as the economy has improved. That means it’s easier for buyers to get a mortgage. With lenders easing up, more buyers are entering the market. That means homes are spending fewer days on the market, so if you see a home you like, it’s wise to move and not wait.

4 | Sunday, December 29, 2013 | BUILD 2014

In more good news for Middle Tennessee home buyers, home prices are keeping steady, though they are expected to start edging up in 2014. Edsel Charles, founder and chairman of MarketGraphics Research Group in Franklin, explains that a lack of developed land could eventually lead to higher home prices. According to Charles, the economic downturn drove many developers out of the market. “We had a building crisis. We lost about 30 percent of our builders,” he says, noting that with fewer developers in the market and banks being hesitant to lend money for development, there will be fewer lots available. But buyers in Middle Tennessee are benefiting from a surplus of previously developed lots, says Trey Lewis, vice president of sales for Ole South Properties in Murfreesboro. He explains that builders and developers who suffered financial losses also left our area with an abundance of developed lots. When the economy began to bounce back, builders still in the market assumed those lots at a reduced cost. “As our area recovered economically, these once-distressed home sites and developments were purchased and built out, much quicker than new home sites can be developed,” says

Lewis. Charles predicts the next few months to be primetime for home buyers. “Builders aren’t going to be increasing their prices for a while, so the window between now and April is the best time to buy,” says Charles. In addition to those low-cost lots that were already developed, Charles notes that building material costs have come down slightly, which should help hold down home prices for a while. “But I have a feeling you’re going to see materials costs heading back up,” Charles says. “The expectation is that home prices will go up 5 percent in the coming year. So if you want to buy, now’s the time.” Low interest rates and steady home prices — that’s great news for home buyers. If you’ve been putting off buying a home, now is the time to act.


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FRANKLIN: Williamson Co.

Berry Farms:

(615) 414-1807 or 533-0272 Townhomes & Homes from $221,900-$450’s

Lockwood Glen:

(615) 414-1807 or 533-0272 Homes from $296,900-$450’s

Westhaven: (615) 599-1764

Condos & Townhomes from $296,900 - $360’s

Evans Street: 414-1807 or 533-0272 Homes from $450’s - $650’s

BRENTWOOD: Davidson Co. High Point:

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NOLENSVILLE: Williamson & Davidson Co. Brittain Downs:

(615) 202-2566 or 400-6492 Williamson Co. Homes from $397,900 - $550’s

Burkitt Place: (615) 739-0570 or 400-6492 Davidson Co. Homes: $279,900 - $330’s Williamson Co. Homes: $279,900 - $430’s Burkitt Village: (615) 400-6492 or 739-0570.

Davidson & Williamson Co. Homes: $240’s - $400’s

Burkitt Springs: Now Pre-Selling (615) 739-0570 or 400-6492. Davidson Co. Townhomes, Cottage & Traditional Homes from $179,900- $300’s

SPRING HILL: Williamson Co. Woodside: (615) 604-7353 or 533-0272

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SMYRNA: Rutherford Co.

Lenox of Smyrna:

(615) 967-5910 or 533-0272 Townhomes & Homes from $129,900 - $280’s

MURFREESBORO: Rutherford Co. Primm Springs Estates:

(615) 975-4404 or 533-0272 Homes from $259,900 - $330’s

Sunday, December 29, 2013 | BUILD 2014 | 5


Portland

Home building is booming in Middle Tennessee! This map offers a glimpse at some communities where building is ongoing and new homes are ready for the taking. Consult the map and then read about these areas to see which one is the perfect place to put down new roots.

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Spring Hill Thompson’s Station: h. Canterbury i. Belshire Nolensville: j. Bent Creek k. Winterset Woods

6 | Sunday, December 29, 2013 | BUILD 2014

Wilson Co.

Nashville

Watertown

Davidson Co.

40

Station Camp c. Saundersville Station

Lebanon

a

440

Rutherford County a. Victoria Park b. Buchanan Estates c. McFarlin Point d. Wynthrope Hall e. Evergreen Farms

Franklin: a. Westhaven b. Ladd Park c. Berry Farms Brentwood: d. Whetstone e. Elmbrooke Spring Hill: f. Autumn Ridge g. Woodside

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More home for your hard-earned dollar in Williamson, Wilson & East Davidson Counties. Energy-efďŹ cient Jones Homes are built to ďŹ t your lifestyle and exceed your expectations.

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Lakeside Meadows| Mt. Juliet

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From the $200s

From the $230s

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Williamson Communities

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Belshire| Spring Hill

From the $240s

From the $250s

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TN-0000953309

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ay

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“country music outpost” to a major player in the world of commercial music. Venerable music venues like 3rd and Lindsley and The Station Inn provide unforgettable entertainment. And don’t forget the historic Ryman Auditorium, which Rolling Stone named #4 on their 2013 list of “Best Music Venues.” If you’re looking to set up shop, office space in The Gulch is plentiful right now — but that’s sure to change as more residents are drawn to the downtown lifestyle. Speaking of the office: Did you know that Forbes. com ranks Nashville fifth among its “Best Places for Business and Careers”? And 16th for job growth? And second among “Best Big Cities for Jobs”? But the growth, action and entertainment extend way beyond The Gulch proper. There are numerous dining and entertainment options down on

Drexel St.

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Nashville Rescue Mission

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8 | Sunday, December 29, 2013 | BUILD 2014

. Ave 7th

More to love The Parthenon Vanderbilt University Lower Broadway (dining, music, nightlife) Food trucks Frist Center for the Visual Arts The Gulch (shopping, dining, nightlife)

40

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Gideons International HCA Dollar General Sitel Worldwide Bridgestone Americas Inc.

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Top Employers

Tennessee Tower

. Ave

Centennial Park Riverfront Park Cumberland Park Elmington Park The Greenways

0th

Parks & Rec

Nashville Electric Service

. S. Ave

The Gulch Green Hills Mall Hillsboro Village Opry Mills

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Shopping

oad

Some of the reasons to live in downtown Nashville

Do you prefer walking and biking to sitting in traffic? Love the hustle and bustle of the city? Maybe you abhor long commutes and enjoy taking a spontaneous stroll to a nearby restaurant for dinner and music. If this sounds like you, we suggest you forget life in the ’burbs and go urban. A growing resurgence in downtown Nashville has brought a wealth of living options to the city’s urban landscape, along with a vibrant community of restaurants, shops and clubs. For urban dwellers, The Gulch in downtown Nashville is the place to be. Properties like Velocity, Terrazzo, Encore and the Viridian offer the ultimate digs for downtown living. And with the tremendous growth this former railroad yard has seen, you can always find something to do here. Shop at Two Old Hippies, Apricot Lane or Urban Outfitters. Work out at Barry’s Bootcamp or chill out at Sanctuary for Yoga. Meet friends for drinks at Bar Louie or The Pub Nashville. Walk over to the Whiskey Kitchen or Sambuca for dinner. If you feel like getting your art on, stroll on down to the Frist Center for the Visual Arts. Of course there’s always music. (It is Music City, after all.) But these days it’s not just country music that’s thriving in Nashville; Music City’s burgeoning pop scene recently led The Atlantic to dub Nashville the “Silicon Valley of the music business.” The publication cited the city’s transformation from

N. ve. hA 11t

DOWNTOWN LIVING

Fogg St.

St. Ash

Lower Broadway and out on West End. Not to mention the Tennessee Performing Arts Center, The Parthenon, Centennial Park, Hillsboro Village … the list goes on. These are just some of the reasons to consider living in the heart of Music City. Another reason: You can smugly enjoy the view from your high-rise condo as you Skype with far-off friends and remind them that Nashville is #8 on Travel + Leisure’s list of America’s Best Cities for Hipsters.

DAVIDSON AT A GLANCE 2012 county population..........633,468 Growth rate since 2000 ................11% Median housing value ...........$165,405 Average county taxes....... $1,587/year Source: Claritas 2012, Tax-Rates.org


about the area

WILLIAMSON COUNTY Some of the reasons to live in Williamson County Shopping The Factory at Franklin Historic Downtown Franklin CoolSprings Galleria

Parks & Rec Pinkerton Park Granny White Park

Top employers Community Health Systems Inc. Brookdale Senior Living Life-Point Hospitals Inc. Parallon Business Solutions Tractor Supply Company

More to love Arrington Vineyards Carnton Plantation (Civil War site) Lotz House (Civil War site) Franklin Theatre Great American Main Street Leiper’s Fork

It’s hard not to love Williamson County. Franklin, the county seat, is the quintessential Southern town set among scenic rolling hills, and the city has a thriving downtown district and quaint city square — traits that no doubt played a part in the city earning the Great American Main Street Award. By any estimation, Franklin is charming. The National Trust for Historic Preservation even cited the city as having one of the Top 5 Most Romantic Main Streets. And the city square, with its surrounding eateries and boutique shops, makes for a pleasant destination to spend the day strolling, dining and indulging in a little retail therapy. Great food and live music abound. The recent renovation of the former Gray’s Drugs site transformed a long-vacant downtown space into the bustling Gray’s on Main, a popular dining and music venue. Puckett’s Grocery in downtown Franklin also offers dining and music. You might feel at home at Franklin’s Westhaven community, which features a walkable design with retail establishments located within the neighborhood. Or perhaps you’d prefer the rural setting of Winterset Woods in Nolensville. More new homes are going up in Brentwood, Spring Hill and Thompson’s Station at communities like Tuscany Hills, Wades Grove and Belshire — just to name a few. There’s something here for everyone. But Williamson County is more than just a pretty place — it’s also a great place to live. NerdWallet listed Williamson at #2 on its 2013 list of “Best Places for Job Seekers in Tennessee,” and Franklin won recent kudos from Travel + Leisure, coming in at #8

Fairview

Franklin

Thompson’s Station

on its list of “America’s Favorite Towns.” The county’s proven ability to attract and grow business has led to Brentwood and Spring Hill being named among the Top 10 “Most Business-Friendly Cities in Tennessee” (Beacon Center), and the booming business climate here makes the area attractive to big companies, including Nissan, which chose to locate its North American headquarters here. It’s no surprise that Forbes magazine ranked Franklin (in an area that includes Nashville and Murfreesboro) at #2 among “Best Big Cities for Jobs.” Along with its healthy business climate, Williamson County can also boast about its healthy residents. Based on the area’s health behaviors, social and economic factors, and other criteria, earlier this year the Robert Wood Johnson Foundation named Williamson the healthiest county in the state. The county also scores big in education. Williamson County has four schools listed among the top high schools in the country, according to

Newsweek magazine’s annual report. Brentwood, Ravenwood, Franklin and Page high schools were named to the publication’s 2013 list of America’s Best High Schools. Small-town charm, a healthy economic climate and a solid education system — if you’re looking for good country living in a growing and thriving community, Williamson County could be just the place.

WILLIAMSON AT A GLANCE 2012 county population..........192,059 Growth rate since 2000 ................52% Median housing value ...........$326,855 Average county taxes....... $1,879/year Source: Claritas 2012, Tax-Rates.org

Sunday, December 29, 2013 | BUILD 2014 | 9


ee

s.

When a dinner party at your place is considered an event,

h t g n i You’re Liv

D e

r

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Build a home of your own and start living the drees. 10 | Sunday, December 29, 2013 | BUILD 2014


ARRINGTON King’s Chapel, from the low $500s

(615) 568-0683

FRANKLIN Hurstbourne Park, from the low $500s Springhouse at Breezeway, from the low $500s

(615) 794-9352 (615) 472-1516

BRENTWOOD Morgan Farms, from the low $600s

(615) 500-4746

NOLENSVILLE Burkitt Place, from the mid $300s Arrington Retreat, from the low $400s Winterset Woods, from the low $400s

(615) 776-7672 (615) 395-8028 (615) 776-7672

HENDERSONVILLE Fountain Brooke, from the low $300s

(615) 824-7407

MT. JULIET Cobblestone Landing, from the low $300s

(615) 500-4746

MURFREESBORO The Villages of Berkshire, from the upper $200s Marymont Springs, from the mid $300s

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©2013 Drees Premier Homes, Inc. All Rights Reserved. Prices subject to change. 141019 12/13

Sunday, December 29, 2013 | BUILD 2014 | 11


Shopping Premium Outlets Providence Marketplace Antique shops in Lebanon, Mt. Juliet, Watertown

Parks & Rec Cedars of Lebanon State Park Don Fox Community Park Long Hunter State Park

Top employers Cracker Barrel Old Country Store Orchid International Wilson Bank Holding Co., Bank & Trust University Medical Center Cedars Healthcare Center

More to love Cumberland University Nashville Superspeedway Music City Star Commuter Rail Wilson County Fair

12 | Sunday, December 29, 2013 | BUILD 2014

Pk

Lebanon

Ha rts ville

new Mt. Juliet Lebanon Rd High School that opened in 2008, Mt. Juliet and it’s clear county leaders are Central Pk focused on supporting education. Stewarts Ferry Pk That solid educational system provides 840 county businesses with a well-trained workforce, which in turn attracts more business and amenities to the community. Lebanon is also home to Cumberland University, a private four-year liberal arts university established in 1842. Wilson County is also attractive because of its connection to downtown Nashville via the rail service of the Music City Star. Opportunities for mass transit are at a premium in Middle Tennessee, so the convenience of rail transportation for commuters is a big plus. The line stretches from downtown Lebanon to Riverfront Park in Nashville, with stops in between at Mt. Juliet, Martha, Hermitage and Donelson. In a bold move toward supporting mass transit,

WILSON COUNTY

40

CEDARS OF LEBANON STATE PARK AND FOREST

Murf reesb oro R d

Some of the reasons to live in Wilson County

Light rail, support for schools and a healthy business climate are all factors that equal growth in this county just outside Nashville. And that growth is good for the businesses and residents who call Wilson County home. Business is booming here and so is home building. Construction is ongoing at Providence and Kelsey Glen in Mt. Juliet, while builders are also busy in Lebanon at Spence Creek and Stone Bridge. All of the new business and building activity here is a testament to the friendly business climate. It’s no surprise the Beacon Center of Tennessee, a not-for-profit think tank based in Nashville, has named two cities within the county — Mt. Juliet and Lebanon — to their latest list of the “State’s Most Business-Friendly Cities (#4 and #7, respectively). A good educational system is a desirable trait in any community, and Wilson County has been making strides in building and upgrading the county’s schools. The county commission approved a $63-million school building plan that includes a new high school in Watertown (set to open in fall of 2014) and expansions at West Wilson Middle School and West and Rutland elementary schools. The brand-new Winfree Bryant Middle School is open in Lebanon, as is the all-new 300,000-square-foot Lebanon High School. Add to that the

109

Mt. Juliet Rd

about the area

WILSON COUNTY

Watertown

231

builders recently broke ground in Lebanon on Middle Tennessee’s first transitoriented housing development, Hamilton Springs. The traditional neighborhood development will have a commuter train station at its center.

WILSON AT A GLANCE 2012 county population......... 118,261 Growth rate since 2000 ............... 33% Median housing value ........... $191,150 Average county taxes........$1,136/year Source: Claritas 2012, Tax-Rates.org


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139 McKain Crossing Saundersville Station Lot 539

136 McKain Crossings Saundersville Station Lot 536

132 Captains Circle Saundersville Station Lot 571

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2105sf $222,900

2164sf $225,900

Southeastern Select Properties 615-826-9700 sales@seselect.com TN-0000954520

2418sf $238,900

2015sf $215,900

CMG Financial Kevin Long, Branch Manager 615-496-8400 mobile

www.SoutheasternBuilding.net Sunday, December 29, 2013 | BUILD 2014 | 13


about the area

SUMNER COUNTY Some of the reasons to live in Sumner County Shopping Streets of Indian Lake RiverGate Mall

Parks & Rec Hendersonville Park Drakes Creek Park Gallatin City Park Moss Wright Park Bledsoe Creek State Park

Top employers High Point Health Systems Imperial Group Boomerang Hotels Hendersonville Medical Center Unipress USA

More to love Volunteer State Community College Old Hickory Lake

14 | Sunday, December 29, 2013 | BUILD 2014

With one of the top high schools in the state, a mass transit plan in the works and a wealth of recreational opportunities, Sumner County has plenty to brag about. This area just northeast of Nashville offers a quality of life that many new-home buyers find attractive. Residents here enjoy the hometown feel of cities like Gallatin and Hendersonville but appreciate the nearby big-city perks of Nashville. The county’s largest city, Hendersonville, is home to Merrol Hyde Magnet School, named the third best high school in Tennessee in U.S. News & World Report’s most recent ranking of America’s Best High Schools. Gallatin (the county seat) is home to Volunteer State Community College, a public two-year college that offers associate degrees, certificates and continuing education opportunities. With more than 70 academic programs and classes offered on site and online,

Vol State is an educational and economic asset to Sumner County and the entire region. The Gallatin area is a sportsman’s paradise; fishing and boating opportunities abound along the county’s many miles of shoreline on Old Hickory Lake, and lakefront or golf course homes are plentiful at communities like Fairvue Plantation. Hendersonville has an extensive system of greenway biking and walking trails with plans to expand its bike trail system. Several golf courses dot the county, including Country Hills Golf Course and Bluegrass Yacht & Country Club (both in Hendersonville), and The Club at Fairvue Plantation and Long Hollow Golf Course (both in Gallatin). Affordable new homes at Saundersville Station in Hendersonville start at just $159,900, and Creekside at Station Camp offers homes starting near $220,000.

Plans are underway to develop the first transit-ready community in Gallatin, Greensboro North, which will eventually include a northeast corridor transit line stretching from Gallatin to East Nashville. Initial plans for the community include a bus rapid transit system with a later transition to light rail. Through careful planning and sustained economic growth, Sumner County continues to build on its existing assets, which helps it attract more workers, more residents and more business. It’s easy to see why home buyers and builders find this an appealing place to live, work, play and do business.

SUMNER AT A GLANCE 2012 county population......... 165,393 Growth rate since 2000 ............... 27% Median housing value ...........$175,023 Average county taxes........$1,160/year Source: Claritas 2012, Tax-Rates.org


CONTACT Steve & Sharon Laviola titansfan99@aol.com 615-347-1791 / 615-351-1407 RE/MAX Choice Properties 615-822-2003

Quality Built Homes

The Hunt Club Emerald Point

The Hunt Club community offers extensively landscaped entrance ways, gently curving streets and a neighborhood swim club. Toprated Hendersonville Schools are within a short drive, and the airport and downtown Nashville are just 20 minutes away. Hunt Club pricing starts in the $270’s

DIRECTIONS: I-65 North to Vietnam Veterans Blvd. Take Exit #9 (Gallatin). Go one mile and turn right on Hunt Club Blvd.

Savannah

Carellton

Come enjoy your new custom home in a community nestled along the banks of Old Hickory Lake. Emerald Point has quiet appeal with updated French country style floor plans. Creekside Homes is bringing a touch of elegance with upscale architecture amenities. Prices starting in the low $300’s.

Hendersonville’s top new address for upscale family homes on large lots. Enjoy outdoor living with mature trees. Creekside Homes is bringing a fresh architectural flavor to this area with all new French country style floor plans with the latest upscale trends. Priced from the mid $300’s.

Make your new home in the hottest new subdivision in Sumner County. Experience the best of both worlds. Located in the scenic countryside you’ll be close to the finest golf courses, the fabulous Old Hickory Lake and numerous other outdoor activities at nearby parks and recreation areas. Carellton is located on Long Hollow Pike at the intersection of Big Station Camp Blvd just 1 mile from the new highly-rated elementary, middle, and high schools. Carellton is convenient to shopping, dining, movie theaters, medical facilities and more.

DIRECTIONS: Take interstate 65N to Vietnam Veterans Blvd, Exit Big Station Camp Blvd Rt, Through Red Light At Gallatin Rd, continue on Cages Bend Rd to right on Dillion Dr (Emerald Point Sub).

DIRECTIONS: Take I65 North to 386 (Vietnam Veterans Parkway). Take Exit 9 (31W). Go approximately 2 miles on 31W (Johnny Cash Parkway) to Savannah on the right.

DIRECTIONS: From Nashville take I-65 N to Vietnam Veterans Blvd (TN-386) to Exit 12 (Big Station Camp Blvd). Left on Big Station Camp for approximately 2 miles. The entrance to the Carellton Subdivision is just across Long Hollow Pike.

Sunday, December 29, 2013 | BUILD 2014 | 15


about the area

RUTHERFORD COUNTY Some of the reasons to live in Rutherford County Shopping Stones River Mall, Murfreesboro The Avenue Murfreesboro

Parks & Rec Barfield Crescent Park Mankin Park Gateway Island McKnight Park Murfreesboro Greenway System

Top employers National Health Care Corp. Ingram Book Company Viking Sewing Center Tennessee Famers Co-op Franke Foodservice Systems Inc.

More to love Stones River National Battlefield (Civil War site) Sam Davis Home Middle Tennessee State University Discovery Center at Murfree Spring

16 | Sunday, December 29, 2013 | BUILD 2014

Residents of Rutherford County have the benefit of urban conveniences along with the pastoral beauty of the countryside. Attracted by affordable housing, good schools and job opportunities, residents here enjoy a variety of cultural, educational and recreational opportunities. Rutherford County continues to grow and receive national recognition for the quality of life it offers. Forbes magazine recently ranked the Nashville/DavidCounty-Murfreesboro-Franklin son area second on its list of “Best Big Cities for Jobs,” and this summer the U.S. Bureau of Labor Statistics ranked Rutherford County third in the nation for job growth, its fifth consecutive quarter to be ranked in the top 10. Murfreesboro, the county’s largest city, is the geographic center of the state. Higher education is easily accessible at Middle Tennessee State University, the Tennessee Technology Center at Murfreesboro and Draughons Junior College. And there are a host of historic, cultural and educational sites here, including the Discovery Center at Murfree Spring, Stones River National Battlefield and the Sam Davis Home. Home buyers can find a little smalltown luxury at Murfreesboro’s Wynthrope Hall, while a variety of townhomes and spacious single-family homes are available at Evergreen Farms.

Affordable new single-family homes are also being built just south of the city at Buchanan Estates in the Christiana community. Located just outside of Murfreesboro is the city of Smyrna, an area exploding with retail and business development by complemented affordable quality The housing. Colonial Town Park shopping center includes retail establishments like Ross Dress for Less, Kohl’s and a Super Target. It’s no surprise then, that the Beacon Center of Tennessee ranked Smyrna at #10 on its list of the state’s most business friendly cities. In addition to the business growth, homebuilding is booming here as well at communities like Victoria Park, where prices range from the $160s to the $220s. Smyrna offers opportunities for higher education at its branch center for Motlow State Community College (based in Lynchburg). And just minutes away in the town of La Vergne sits the state’s largest industrial park. La Vergne is also

home to the headquarters of several big businesses, including Ingram Books and Bridgestone/Firestone.

RUTHERFORD AT A GLANCE 2012 county population......... 274,278 Growth rate since 2000 ............... 51% Median housing value ........... $161,228 Average county taxes........$1,155/year Source: Claritas 2012, Tax-Rates.org


Why buy new? If you’re planning to buy a house, there are definitely advantages to buying new. Here are a few: • A new home offers the most flexibility in choosing the options, features and decor styles that you prefer. • New homes are built with new materials and systems that meet all current building codes, so there are no worries of a purchase falling through because of a negative inspection — structural or otherwise, says Trey Lewis, vice president of sales

for Ole South Properties. • Some home builders offer attractive financing programs with preferred lenders. These mortgage products can substantially reduce the amount of cash needed to close. • You can expect reduced maintenance and repair costs. • Most new homes are built to be highly energy efficient (construction methods, insulation, etc.) and come equipped with energyefficient appliances.

Local Underwriting, Local Service, Local Hospitality Our process isn’t cookie cutter. At Acopia Home Loans, we believe in the personal approach. Your home loan is unique to you. Whether you are purchasing a new home or refinancing your current loan, our professional, licensed loan officers are ready to serve you and your family.

Dedicated to your

best interest.

He a t N he dqu as m ar hv et te ill rop re e, o d TN lit in a ar n ea

Contact your local office today to receive information on our 20 day Purchase Guarantee*! Brentwood, TN 7000 Executive Center Dr. Building 2, Suite 105 Brentwood, TN 37027 Phone: 615-656-2828 NMLS # 851389

Hendersonville, TN 100 Country Club Dr., Suite 108 Hendersonville, TN 37075 Phone: 615-822-0000 NMLS # 886202

Brentwood, TN - Centerview 215 Centerview Dr., Suite 210 Brentwood, TN 37027 Phone: 615-891-6700 NMLS # 947051

Corporate 306 Northcreek Boulevard, Suite 100 Goodlettsville, TN 37072 Phone: 615-859-5537 NMLS #4664

AcopiaHomeLoans.com *The original purchase contract must allow for a minimum of 10 calendar days between the date AHL receives all required and complete application information and the initial closing date for conventional, prime, mortgage loan applications up to $417,000; and it must allow for a minimum of 21 calendar days between those dates for applications greater than $417,000. Not available on certain loan types. Other terms and conditions apply. Ask a Home Mortgage Consultant for details. FHA regulations require a minimum cash investment from a borrower. Therefore, a payment under the guarantee for an FHA loan product, Acopia will make a donation equivalent to your first month’s mortgage payment to a faith-based or non-profit organization of your choice. The recipient organization must have status under 501(c)3 of the Internal Revenue Code

TN-0000952603

Sunday, December 29, 2013 | BUILD 2014 | 17


What’s right for you: A custom or production builder? Building a home is a huge investment, so it pays to make the best choices for your personal taste and circumstances. One of the important choices in building a home is the decision of whether to use a production builder or a custom builder. There are some important differences between the two, so we’ll try to break them down and help you decide which is best for you. A PRODUCTION BUILDER: • (Usually, but not always) builds on land they own • Uses stock floor plans (usually with some options) • Constructs 25-plus houses a year • Builds everything from entry-level single-family homes and condos to move-up housing and luxury homes A CUSTOM BUILDER: • Usually builds on land you own • Usually builds higher-end homes • Handles a small volume of homes, typically fewer than 25 houses per year • Builds unique homes that are site specific and according to a custom set of plans that you have drawn up with an architect or design service

teed price. It’s a bit different with a custom builder. The production builder will generally ask for a modest deposit of about 1 to 5 percent, while a custom builder will usually require anywhere from 10 to 30 percent. In addition to building a home at a more affordable price, a production builder can also construct a house more quickly. “Typical build time on a production home is anywhere from 90 to 120 days, where a custom home more typically is a five- to 10-month build window, depending on price point, size, complexity, style and materials,” says Smith. While a production builder can complete your house quicker at a lower cost, Steve Laviola of RE/MAX Choice Properties says you will have fewer choices to personalize or customize the home. “A custom builder will allow for many changes, options and personalization of the home before

One major difference between these types of builders is cost. Randall Smith, president of Celebration Homes (a production builder) and also affiliated with Legend Homes (a custom builder), brings a unique perspective to the conversation. He notes that because of their streamlined processes, production builders can build you a home for less money. “Typically, the pricing for a production home is a more affordable price structure than the custom home pricing,” says Smith. He notes that a production builder will quote you a fixed cost for the house, building site, permits, construction — everything — in one guaran18 | Sunday, December 29, 2013 | BUILD 2014

and during the build process,” says Laviola. “This usually results in a longer build time at an increased cost.” With a custom builder, Smith says, you’ll have the benefit of a professional designer and an almost limitless supply of choices. While your options are practically endless with a custom builder (within the confines of your budget, of course), you won’t have that kind of flexibility with a production builder. Custom builders will provide the use of a professional designer to assist with choices by visiting different vendor showrooms. “The production builders usually work from either a field-selection center or a centralized design center with a designer to assist in selecting from the builder’s offered option packages available,” says Smith. With a production builder, your choices for paint, tile, wood, appliances, fixtures, trim,

etc., will be predetermined. While this limits your options, Smith notes that it also can make the process easier and less stressful. It is worth noting that some production builders these days do offer options for modifying your chosen floor plan, so you can still get a house that’s more to your liking for an affordable cost. Beazer Homes, which builds in the Nashville market, is one such builder. With built-in structural options, you can tailor a Beazer home to add and expand living spaces that are important to you. According to Smith, the recession led production builders to offer more flexibility and customization options to their floor plans. While this has been the trend since 2008, Smith says production builders are picking up building volume again — which makes customization less costefficient — and buyers may soon find they have fewer options with these builders. “It is wise to research and compare builders’ standard features and options,” says Laviola. Another consideration in whether or not to use a custom builder is if you have a family member with special needs or expect the need of living space for a boomerang child or live-in parent. In these cases, a custom home will better allow you to meet those needs, says Smith. When choosing a builder, consider your budget, lifestyle needs, the level of involvement and time you want to invest, and how soon you need to move in. Whether you go custom or production, there are many local builders ready to work with you to meet your needs.


FINALLY , a BUILDER

who UNDERSTANDS...

YOUR

style, CelebrationTN.com

Space & Design! BRENTWOOD OO N E W Elmbrooke

Crockett Rd.

615.771.9949

From $ 750’s

FRANKLIN / THOMPSON STATION / SPRING HILL N E W Berry Farms Lewisberg Pike From $ 360’s NEW NEW NEW

Canterbury Lockwood Glen Belshire Port Royal Estates The Reserve

NOLENSVLLE

Burkitt Place Winterset Woods

MT. JULIET 2 left Providence Silver Springs N E W Stonehollow N E W Oakwood Acres

NASHVILLE

Carrington Place

Grand Opening Now Summit HS Trinity/Page High Spring Hill High Chapman/Summit HS Model under construction

Hwy 31 South Carothers Hwy 31 South Port Royal Rd.

From From From From From

Nolensville Rd. Sunset Road

From $ 230’s From $ 320’s

Pool, Cabana & Trails Pool, Ravenwood HS

Mt. Juliet Rd. & I40E Lebanon Road Curd Road Stewarts Ferry Pike

From From From From

Slide, Pools & Trails Mt. Juliet High Mt. Juliet High 1/2 Acre Sites/Brick

MURFEESBORO / SMYRNA Wynthrope Hall The Cloister Liberty Valley/Station

Crockett/Ravenwood

$ $ $ $ $

250’s 350’s 269’s 210’s 350’s

$ $ $ $

230’s 200’s 270’s 300’s

Haynes Ln. Veterans Blvd. Central Valley

From $ 330’s From $ 180’s From $ 180’s

Siegel Schools Blackman Schools Siegel Schools

Eatons Creek Rd.

From $ 170’s

Convenient to Town

More Space More Style.com Sunday, December 29, 2013 | BUILD 2014 | 19


Improve your lot in Life

New Homes and Lots for Custom homes Available Now

Wedding Venue

• Large wooded and grassy lots; green space behind every lot • Natural resource and wildlife community • Located on the “easy” side of Franklin • Gated community • Heated salt water pool, fitness center • The Club at Kings’ Chapel - Executive Chef, Monthly wine dinners, weekly family style dining & event catering • Village of Kings’ Chapel $400,000 and up The Heart of Kings’ Chapel $500-800,000 and up • Williamson County Schools: College Grove Elementary, Page Middle and High

www.KingsChapelLife.com or 615-395-4947 TN-0000953311

Home of the Parade of Homes coming in Fall, 2014 Kings’ Chapel Realty, Inc. • 4980 Meadowbrook Blvd. • Arrington, TN 37014

20 | Sunday, December 29, 2013 | BUILD 2014


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