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APRIL 2015
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E GIFaseT FRwiE th every purch ing when mention this advert*
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stomer *one gift per cu
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Welcome A very warm welcome to the April 2015 edition of the Rayleigh Local Business Guide. This month should bring some nice Spring weather and we feature some lovely walks for you and your family to get out and enjoy the local environment in our article on Spring Walks on page 4. We also have our regular ‘What’s on in Rayleigh’ on page 16 where we feature a Wedding Fayre, a witty play performed by the Rayleigh Operatic & Dramatic Society and a weekly Country Market at Mill Hall. In our regular community feature on the Acres Way Kennels, based in Castle Point (pages 10-11), we are pleased that Alfie the Yorkie Cross that we featured in our last issue have been successfully re-homed. Boycie the Staff and Barney the Labradoodle are still looking for loving homes so we have featured them again this month along with another young dog. We also have local community articles about Southend’s YMCA’s Sleepeasy event to raise awareness of homelessness in the local area (page 24) and our regular column from our financial expert Martin Lamb from Joseph R Lamb Financial Advisers (see centre pages). If you have any interesting stories about Rayleigh or if you are a local team, association or charity that would like to be featured in any future editions of the Local Business Guide then please drop us a line at: info@thelocalbusinessguide.co.uk If you would like to advertise in any of our Guides please contact Ricky on 01375 402546 and with prices starting from as little as £50 it is a really cost effective way of promoting and generating business from your local community.
The Rayleigh Local Business Guide Publisher
Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS / TILING
6, 21
BUILDING SURVEYOR
27
CARPETS / FLOORING
7, 17
DECORATOR
9, 21
ELECTRICIAN 21 HANDYMAN 28 KITCHENS
3, 8, 13
PLUMBING & HEATING
25
ROOFING 6 SKIP HIRE
Inside Back
STOVES 20 WINDOW RESTORATION
5
FINANCIAL, LEGAL & PROPERTY SERVICES ESTATE AGENCY FINANCIAL ADVISER
Back Page Centre Pages
SOLICITORS
18
HOUSEHOLD & LIFESTYLE ART GALLERY
9
BURGLAR ALARMS
27
CAR REPAIRS
13
Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk
CAR SALES
19
COUNTRY PARK
22
Sales - Ricky Edwards
DOMESTIC APPLIANCE SALES & REPAIRS
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The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made. All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2015
PET SUPPLIES
2
SPORTS & SOCIAL CLUB
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HEALTH & BEAUTY MOBILITY EQUIPMENT
Inside Front
OSTEOPATH
www.thelocalbusinessguide.co.uk
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Lubards Lodge Farm, Hullbridge Road, Rayleigh, Essex, SS6 9QG • 01268 642601 Opening hours; Monday - Saturday: 8:30am - 5:30pm Knowledgeable staff • Ample parking • Help loading if required gladwells.rayleigh@copdockmill.co.uk • www.copdockmill.co.uk
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Spring Walks In Essex Hopefully the Spring will bring some nicer weather so why not head outside in the fresh air and enjoy one of our Spring Walks. Wat Tyler Country Park in Basildon is a great place for a brisk walk with the opportunity to see lots of wildlife. Visit www.wattylercountrypark.org.uk to download three walking trails that weave their way around the park. There is the Sculpture Trail, Explosives Trail and a World War Two Trail that all provide a fascinating way to get more out your visit. Stop off at the Wat Tyler Centre and the Green Centre to explore the exhibitions. West Canvey Marshes Nature Reserve. This RSPB owned wetland reserve includes nearly two miles of new nature trails, three bird viewing points, a picnic area and children’s adventure area. This is a wonderful place to see a whole host of wildlife and you could continue your walk along the sea wall afterwards. Entry is free and opening times are 10am - 5pm. For more details and a map of the nature reserve visit www.rspb.org.uk and search fo West Canvey Marshes The Bradwell Cockle Spit Wildside Walk is one of the remotest in Essex. It is a wonderful place for space and peace but also full of interesting wildlife and flora. It is located about 2 miles east of the village of Bradwellon-Sea. For more details and to download a map of the Wildside walk visit microsites.essexcc.gov.uk/ publications/docs/Bradwell_Wildside_Walk.pdf. The walk is 6 mikes long and suitable for all. There are 3 pubs on the route as well as 2 village shops. East Hanningfield. This part of south east Essex is truly lovely, with beautiful views across country in the rolling hills. There are stunning views and a wonderful wildlife meadow to walk through as well as tranquil lanes and some quiet woodland. For more details and a map of this walk and many others to try in Essex visit www.essexwalks.com
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
ADVERTISEMENT
Cloudy2Clear Windows – Service With A Smile! It’s been a crazy few months for Cloudy2Clear Windows. The company which specialises in repairing windows which are steamed up, broken or damaged by replacing the panes – not the frames has grown rapidly as homeowners take advantage of their services. Managing Director Chris Miller feels that it’s all about service. ‘Our product is simple. If your double glazing is misted up we can replace the glass at a fraction of the cost of a new window, in any type of frame, and with a new 5 year guarantee. But it’s not just about saving
people money, although that obviously helps. Many tradespeople have struggled since last year and I honestly feel that during the good times a minority perhaps didn’t focus on customer care as much as they should have done. We make sure we turn up when we say we will, do the job the customer requires and leave their house as clean as a whistle. I often get comments back from customers on how they really didn’t expect that sort of service which, in a way, is very sad for the service industry as a whole.’ Cloudy2Clear service the Benfleet, Hadleigh, Thundersly and Canvey
Island areas and Chris is finding that his approach is a major factor in his success.‘The truth is that it’s not just the personal satisfaction that I get from doing a good job but also it makes good business sense. I get a huge amount of business from friends and family
of people I’ve done work for, which just goes to show how much a little bit of effort is appreciated.’ So, if your windows are steamed up, broken or damaged give Chris a call for a free quotation on 0800 61 21 118 and he’ll be happy to help!
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
The Weir Gallery NEW REFURBISHED GALLERY NEW PICTURES - PRINTS - POOLE POTTERY - CARDS
Unit 3, 533 Rayleigh Road, Thundersley, Essex opposite the Fire Station next to Halfords.
Jason Godwin Professional Painting & Decorating Services
Over 10 Years Experience ~ Fully Insured
07810 344 801 jgdecorating.com
~ Interior ~ Exterior ~ Coving ~ Special effects ~ Wallpapering ~ and all other aspects of decorating
www.thelocalbusinessguide.co.uk
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Working for the Community
Can you help Re-Home a Dog from Acres Way Kennels? Adopting a Dog
I
f you think you can offer a dog a good home, the first thing you need to do is to go down to the kennels, select a suitable dog you like, take it for a walk and see how you get on. Some people and dogs just don’t get along, so before reserving a dog, the Acres Way staff would need to see if you suit each other. If you have children, or another dog, they recommend that you bring them with you, to make sure that everyone will get on. Once you have visited the dogs, and hopefully found one that matches your lifestyle and expectations, a member of staff will arrange a convenient time for a home check. These are usually carried out within 2 or 3 days of your visit and take about half an hour. Once the
home check is complete, you’ll be able to collect your dog. You will need to bring with you some identification showing your current address, and the £130 adoption fee. Their staff will be on hand if you have any questions, and will be able to guide you through the adoption process. All the staff and dogs at Acres Way look forward to seeing you Re-Homing Update We are pleased that Alfie the Yorkie Cross that we featured in our last issue have been successfully re-homed. He is settling well into his new family. Boycie the Staff and Barney the Labradoodle are still looking for loving homes so we have featured them again this month.
Alfie - Successfully Re-homed
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
This month’s featured dogs Stitch - Lurcher
Male / Age 10 months Loves : To jump and play
Looking for: Stitch was brought to the kennels for private rehome with his sister. He is a very gentle and loving boy but is young and needs someone to teach him the basics. He is great with other dogs and would best suit a family with older children due to his bounciness.
How to contact them
Boycie - Staff q Male / Age 6 Loves: Cuddle Up Looking for: Boycie is a fab little lad. He walks well on the lead and loves to cuddle up. He is not overly keen on other dogs except his sister Marlene. He is a great little character and would suit a family with older children.
Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week. Visitors are welcome at any time during these hours - no appointment is necessary.
By email: contact@acresway.co.uk By phone: 01268 770402
Barney - Labradoodle Male / Age 5
Loves: Long walks and treats Looking for: Loving home with older children and without other animals.
www.thelocalbusinessguide.co.uk
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Quick Sudoku Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.
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Daily Sudoku: Tue 17-Mar-2015
7
6
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1 8 (c) Daily Sudoku Ltd 2015. All rights reserved.
2 7 9 3 6 7
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3 9
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Hard
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4 3 1 7
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with new doors and worktops or we can price for a complete new kitchen or bathroom
To arrange for your free estimate call 0800 028 7878 or call Stephen Franklin on 07777 690395 www.chipsaway.co.uk www.thelocalbusinessguide.co.uk
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Money Guidance New Pension Rules T
he incredible new rules have now been confirmed and have turned pensions into the most flexible & tax efficient savings plans, given that your contributions to a pension receive tax relief and then grow virtually tax free over the years. There is now no limit on the amount you can take from your pension (currently from age 55). If you wish to enjoy it over the early years of retirement that will be your choice. If you would rather invest it to make a sustainable income, or any combination of income and lump sum withdrawals then again, the choice is yours. There are two new ways to facilitate this:
Flexi Access Drawdown This allows you to take up to 25% tax free lump sum, the balance of your pension fund is then invested in a Flexi Access Drawdown. From the invested fund you are free to take withdrawals of any amount at any time. This could be as regular monthly payments to meet your living expenses or one off withdrawals to fund things like holidays or new cars, but beware anything above the 25% will be taxed as income, so any ideas you have about ‘spending’ your pension fund should be very carefully considered. The media have been talking about withdrawing your fund to buy rental property. This makes little sense to us - why would you move a now highly ‘liquid’ tax exempt fund into a very ‘illiquid’ taxable asset?
Uncrystallised Funds Pension Lump Sum (UFPLS) This options allows a lump sum of any amount to be taken from uncrystallised funds (funds from which benefits have not yet been taken) , and leaves the remaining funds invested and in the pension. 14
These lump sums are paid as 25% tax free/75% taxed as income. For those not requiring their tax free lump sum upfront, this is likely to be the most tax efficient method of receiving retirement income – 25% less income tax than would otherwise be the case.
Death Benefits The new rules provide unparalleled opportunity to pass on wealth, free of tax. Previously once ‘crystallised’ the only way your fund could pass to someone other than your spouse was after a 55% tax charge. It is now possible to pass your pension fund on death without tax. If you die before 75 your beneficiaries will pay no tax at all, after 75 the fund is tax free but any withdrawals your beneficiaries make are taxed as income at their rate of tax. All the old objections to pensions have been swept away. You must consider maximising contributions to pensions during your working life. The tax efficiencies are enormous. Equally you must get advice on the best way to withdraw your pension or it will be too easy to run out of money or pay far too much tax in retirement. As experienced and qualified pension and retirement advisers we would of course be happy to help.
Martin Lamb, Dip.PFS Certs CII (MP & ER)
We will notify you before we begin any chargeable work and provide an estimate fo costs. Some aspects of business and corporate advice are not regulated by The Financial Conduct Authority.This article does not constitute investment advice, readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article
to advertise in the next issue of The Local Business Guide call: 01375 402 546
Thinking of retiring? Need advice with the finances? HMRC have announced the final rules following the momentous budget changes announced earlier in the year. These new rules will become effective from April 6th next year, so if you are planning on retiring soon you really need to be aware of them! View the performance of our portfolios and our client testimonials at josephlamb.co.uk. For a FREE consultation or a simple, informal discussion about your investment or pension concerns, call 01268 749880.
Investment Management Inheritance Tax Planning
Investing For Growth + Income Drawing + Building Pensions Equity Release Financial Protection Redundancy Counselling Business Protection
More than 40 years of experience in wealth management, investment advice and inheritance tax planning. Joseph lamb is the trading style of Joseph R. Lamb Independent Financial advisers Ltd – Chillingstone House, 26 Eastwood Road, Rayleigh, Essex SS6 7JQ. Past performance is no guarantee of future returns. The value of investments can fall as well as rise. Joseph R Lamb IFA Ltd are authorised and regulated by the Financial Conduct Authority.
www.thelocalbusinessguide.co.uk
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What’s On In Rayleigh Wedding Fayre Sunday 19th April 2015 Starts: 10.00am Ends: 3.00pm Cliffs Pavilion, Station Road, Southend-on-Sea, SS0 7RA Everything you could possibly need to bring to life your perfect wedding day all under one roof – from the dream car you arrive in, to that perfect dress you walk down the aisle in. Goody-Bags for the first 500 ‘brides to be’, a bigger better “inspirational” fashion show! Plus live Music and Entertainment. For further information visit www.southendtheatres.org.uk 01702 344553.
RODS Present by special arrangement with SAMUEL FRENCH LTD
Play - “A Chorus of Disapproval” Thursday 14th May - Saturday 16th 2015 Starts Thurday & Friday: 7.30pm Saturday: 6.30pm Mill Arts & Events Centre, Bellingham Lane, Rayleigh SS6 7ED
Thursday & Friday at 7:30pm
Saturday at 6:30pm
Tickets £10 All Performances
Rayleigh Operatic & Dramatic Society present by special arrangement with Samuel French Ltd the witty play ‘A Chorus of Disapproval’ by Alan Ayckbourn. Tickets are priced at £10 and are available from the box office on 01268 771751 and 07580 532068. Please note this production is not suitable for children
The Mill Arts & Events Centre, Bellingham Lane, Rayleigh An Amateur Production—Not Suitable for Children
Registered Charity No 1039367
www.rods.org.uk
Member of NODA
Rayleigh Country Market Every Wednesday Starts: 8.30am Ends: 11.30am Rayleigh WI Hall, Bellingham Lane, Rayleigh, SS6 6EE Homemade cakes, pastries, savoury, preserves, seasonal veg, handmade crafts. Tea, coffee and cake also available. For more information call Kath Salmon on 01702 522098.
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
Supplying to reSidential , commercial cuStomerS
& trade Full supply and installation service for all flooring types to suit your home and style Carpets including Crucial Trading, Brintons, Cormar, Westex , Ryalux, Penthouse and many more.... Engineered Wood from Kahrs, Xylo and more, Quick Step & various other Laminate brands Design flooring & Luxury Vinyl’s from Karndean & Amtico We work with you to achieve your vision through every step of your flooring project Call us today to book a no obligation estimate to suit all budgets or visit us at our showroom at:
40 LAURENCE BUSINESS PARK , SOUTHEND ON SEA ESSEX SS2 6RH
Tel: 01702 522123 Email: info@youngs-flooring.com
www.youngs-flooring.com www.youngs-flooring.com
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We have a team of experienced lawyers who can provide individual clients with a full range of services, delivered in an understanding, professional and efficient manner. We are members of the Law Society’s Conveyancing Quality Scheme - the mark of excellence for the home buying process.
We can advise and act for you on:
Arrangements
Debt Problems
54648)
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
See what Tiff has to say
about Toomey Motor Village at
www.toomeybasildon.co.uk viSiT
our new webSiTe
Telephone: 01268 407588 Visit us online: www.toomeybasildon.co.uk Service House, West Mayne, Basildon, Essex SS15 6RW Also at: 59 Brook Street, Brentwood CM14 5NB Tel: 01277 263333
26708 A5 Tiff mailer.indd 1
03/03/2015 10:03
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www.simplystoves.ltd.uk Be Prepared This Winter! Wood Burning & Multifuel Stoves Gas & Electric Stoves Chimney Liners Supplied & Fitted Log Baskets & Gifts Approved Dealer for all Major Brands Extensive NEW Stove Showroom Free Nationwide Delivery
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advertiseininthe thenext nextissue issueofofThe TheLocal LocalBusiness BusinessGuide Guidecall: call:01375 01375402 402546 546 totoadvertise
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01245 320054
DUE TO EXPANSION WE HAVE NOW MOVED PREMISES 2 DOORS ALONG TO 84 THE CHASE.
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Local Community Southend YMCA Sleep Easy 2015
S
outhend YMCA is proud to launch it’s third annual youth homelessness fundraiser, Sleep Easy 2015. On Saturday 16th May you are invited to take on the challenge to sleep out overnight; housed within a cardboard box under the stars to raise funds for vulnerable and disadvantaged young people at risk of homelessness.
Waiting lists for young people’s housing in Southend are at an all-time high and increased provision is needed more than ever. Sleep Easy 2015 calls our community to action, to sacrifice one-night to help children and young people at risk of homelessness. Did you know 1 in 4 children in the Southend area live in poverty? Poverty, hardship, chaotic backgrounds and unemployment are just some of the factors which damage fragile young lives. The money raised from Sleep Easy 2015 will help to further our young people’s housing through property development, new support services and a comprehensive housing provision for all stages of homelessness: response, recovery & guidance and move-on.
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Southend YMCA offers services which address the needs and raise the aspirations of disadvantaged young people and help transform their lives. The charity mission is to ‘Stand in the Gap’. Their vision is to contribute to the transformation of society and create cohesive communities, which help disadvantaged young people to build their future so they can belong, contribute and thrive. Their services include housing, education, skills for employment, economic inclusion, volunteering and positive activities. To sign up for Sleep Easy 2015 please visit www.southendymca.org.uk/sleepeasy2015. For more information on Sleep Easy 2015, or to hold your own event email Tom Moulton at fundraising@southendymca.org.uk or call 01702 301301. If you are aged 16-25, at risk of homelessness or would like to find out more about Southend YMCA please call 01702 301301.
to advertise in the next issue of The Local Business Guide call: 01375 402 546
AUTUMN OFFERS! • BOILER SERVICING £42 + vat • SYSTEM HEALTH CHECK £45 +vat • BOILER RENEWAL from £1000 + vat • POWER FLUSHING from £200 + vat
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
6031_MBrebner_Local Bus_1-2pg Ad:Layout 1 05/12/2014 14:34 Page 1
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to advertise in the next issue of The Local Business Guide call: 01375 402 546