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OCTOBER 2014
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www.thelocalbusinessguide.co.uk
g Learnnining y t i n u r ultlea Comm
Adult ssex.gov.uk/ad www.e
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call: 01702 544900 or visit: www.essex.gov.uk/adultlearning
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
h
Welcome A very warm welcome to the October 2014 edition of the Rayleigh Local Business Guide. October is the month of Halloween so our feature on page 6 gives you some good ideas of where to go for some spooky fun! We also have our regular ‘What’s on in Rayleigh’ on page 16 where we feature a “Family Fun Extravaganza,” a World War 1 exhibition and slideshow and a fun Christmas quiz night. In our regular local community feature on the Acres Way Kennels, based in Castle Point, (pages 10 & 11), we are delighted to say that the dogs featured in last month’s Guide have all been re-homed. We also have 3 new lovely dogs that need your help!
Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BUILDERS
Inside Back
CARPETS / FLOORING
5, 17
ELECTRICIAN 20 GUTTER CLEANING
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We have an article about the proposed Rayleigh Town Museum (page 22) and our regular column from our financial expert Martin Lamb from Joseph R Lamb Financial Advisers (see centre pages).
KITCHENS
If you have any interesting stories about Rayleigh or if you are a local team, association or charity that would like to be featured in any future editions of the Local Business Guide then please drop us a line at: info@thelocalbusinessguide.co.uk
STOVES 8
If you would like to advertise in any of our Guides please contact Ricky on 01375 402546 and with prices starting from as little as £45 it is a really cost effective way of promoting and generating business from your local community. Also, check out our website www.businesscard-directory. co.uk to get information, contact and location details of many local businesses.
3, 4, 13
PLUMBING & HEATING
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SKIP HIRE
25
WINDOWS 27 WINDOW RESTORATION
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FINANCIAL, LEGAL & PROPERTY SERVICES ESTATE AGENCY FINANCIAL ADVISER
Back Page Centre Pages
SOLICITOR
13
HOUSEHOLD & LIFESTYLE ADULT EDUCATION
Inside Front
BURGLAR ALARMS BUSINESS CARD DIRECTORY
8 28
The Rayleigh Local Business Guide
CAFE / BAR / RESTAUANT
18
Publisher
CAR REPAIRS
20
COUNTRY PARK
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Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk
Sales - Ricky Edwards 01375 402546
CRAFT WORKSHOPS
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DOMESTIC APPLIANCE SALES & REPAIRS
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LEAFLET DISTRIBUTION
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NEW AND USED GOODS
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PICTURE FRAMING
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PHOTOGRAPHER 21 The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made.
SPORTS & SOCIAL CLUB
All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd
OSTEOPATH 20
© The Local Business Guide 2014
2
HEALTH & BEAUTY SLIMMING CLUB
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Spooky Halloween Events In Essex Winter is closing in on us which means we are now looking forward to Halloween, Guy Fawkes Nights and yes Christmas! Here’s some ideas of fun and spooky Halloween events. Marsh Farm in South Woodham Ferrers is holding a “Witches and Wizards” week between Saturday 25th and Friday 31st October. There will be walkabout entertainers, Story Telling, Pumpkin Carving (additional fee) and Free spooky Craft activities. For more details, opening times and prices visit www.marshfarm.co.uk
Southend Pier Zombie Walk on Sunday 26th October is suitable for adults and children. A Zombie fancy dress competition will take place in The Royal Pavillion from 2pm with all those in fancy dress receiving a prize. You can then join your fellow Zombies for a walk back to the shore to The Park Inn Hotel for a free screening of “Dr Terrors House of Horrors” which is suitable for all ages. For more information visit www.southend.gov.co.uk The Royal Gunpowder Mills in Waltham Abbey is holding a “Halloween Haunted Mills” event. You can visit the scary haunted Mills at night and learn about the gory past of the Gunpowder Mills. There are sure to be ghouls and ghosts about. You will be guided through one of the ancient buildings and hear the chilling tales of explosions and those munitions workers who came to a sticky end.. For more information visit www.royalgunpowdermills. com or call 01992 707370. Mountfitchet Castle near Stansted is holding “Halloween Fright Night Tours.” In groups of up to 20 victims…ooops, I mean people….you will be greeted by your tour guide who will give you a short but very informative talk before leading you off into the menacing darkness of the castle grounds. Tuesday 28th October is for adults only but between Wednesday 29th and Saturday 31st October the tours are suitable for all. For more details and start times visit www.hillofhorrors.com 6
to advertise in the next issue of The Local Business Guide call: 01375 402 546
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take advantag services. Managing D Chris Miller fe it’s all about se ‘Our product i If your double misted up we c the glass at a f of the cost of a window, in an frame, and wit 5 year guarant it’s not just ab
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Phoenix Fr ames
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Working for the Community
Can you help Re-Home a Dog from Acres Way Kennels? Adopting a Dog
I
f you think you can offer a dog a good home, the first thing you need to do is to go down to the kennels, select a suitable dog you like, take it for a walk and see how you get on. Some people and dogs just don’t get along, so before reserving a dog, the Acres Way staff would need to see if you suit each other. If you have children, or another dog, they recommend that you bring them with you, to make sure that everyone will get on. Once you have visited the dogs, and hopefully found one that matches your lifestyle and expectations, a member of staff will arrange a convenient time for a home check. These are usually carried out within 2
or 3 days of your visit and take about half an hour. Once the home check is complete, you’ll be able to collect your dog. You will need to bring with you some identification showing your current address, and the £130 adoption fee. Their staff will be on hand if you have any questions, and will be able to guide you through the adoption process. All the staff and dogs at Acres Way look forward to seeing you Re-Homing Update We are thrilled that all the dogs included in last months issue have been successfully re-homed. Amy the Lurcher / Staff Cross, Toby the cross breed, Honey the Rottweiler and Wobbles the Schitzu (below) have all found loving families.
Wobbles - Successfully Re-homed
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
This month’s featured dogs Roxy - Mastiff
Female / Age 5
Good with other dogs: Would need to meet and greet as she is very choosy Good with children: Only adultss Additional Information: : Roxy is very friendly and loves people. She has been around children but we would like experienced owners.
Dizzy - Lurcher Cross q Female / Age 3 - 4 Good with other dogs: Yes Good with children: 10+
How to contact them Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week.
Additional Information: Very friendly dog. Can be a little nervous when first meets you
Visitors are welcome at any time during these hours - no appoi necessary.
By email: contact@acresway.co.uk By phone: 01268 770402
Faith - St Bernard Female / Age 2
Good with other dogs: Would need to meet and greet Good with children: Adults only Additional Information: Faith has an ongoing skin condition that will need continuous treatment. She is very nervous of people to begin with due to previous poor treatment. Very affectionate dog once she knows you.
www.thelocalbusinessguide.co.uk
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Wordsearch Autumn G N A Y A H F C H U L F c T W R E A Y E I o E O O S R F U R n e R S D V A N E k C C T R E W I W e R E S S S K F O R A R E N T E O R s R A V R E S R K r B C A O T G M S e I S E C S N E E W O L L A H B S B O N F I R E G D N I K P M U P • ACORNS • BONFIRE • CONKERS • FIREWORKS 12
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Money Guidance H
MRC have announced the final rules following the momentous budget changes announced earlier in the year. These new rules will become effective from April 6th next year, so if you are planning on retiring soon you really need to be aware of them. They give new flexibilities not seen before, that counter many of the anti-pension arguments and in one fell swoop will have made saving for retirement via traditional pension policies rather than Buy to Let or ‘exotic’ schemes, truly interesting again. In fact I wonder whether the Government’s concern over the proliferation of ‘exotic’ (often offshore property) schemes and house price rises caused in part by Buy to Let investors alienating ‘real’ buyers and creating an economic bubble, was not a primary reason behind their thinking in trying to get conventional pension planning back on savers financial radars? The two main causes of concern for savers in pensions have been the low level of income available from annuities due to low interest rates and the idea that pension funds ‘die’ with you. Neither of these have been strictly true for a while, but by the Government making pensions more flexible more and more people are now thinking positively about saving for retirement again. With auto enrolment in the workplace now happening, we all need to have confidence that our pension funds will deliver a real benefit for us and our families. I believe this has been achieved with the new rules, which in a very concise summary are; Tax Free cash remains at 25% of your pension fund from age 55. No requirement for anyone to buy an annuity or conventional income product. Your pension can remain invested until needed, even after obtaining your Tax Free cash. There will be no limits on the amount you take from your pension. If you wish to enjoy it over the early years of retirement that will be your choice. If you would rather invest it to make a sustainable income, or even any combination of income and lump sum withdrawals then again, the choice is yours. If an annuity hasn’t been purchased by the time you die, you can transfer your entire remaining fund tax free to your spouse. Or you can leave the fund to your children subject to a tax charge which is currently
14
under review and expected to reduce. As long as professional advice is sought you can transfer from Defined Benefit or Final Salary schemes in order to benefit from these new flexibilities - this may be especially useful for high earners or those with a limited life expectancy. This option will be removed for Statutory Government schemes such as Local Government, Civil Service etc. Prior to the new rules being introduced in April 2015 small pension funds of less than £30,000 and up to three plans with values less than £10,000 can be accessed entirely with no need to buy any form of ‘income’ product. These can be accessed from age 60. As always there is some complex detail behind these rules, especially around taxation and on-going pension contribution allowances, so before making any steps you should always seek advice from a professional regulated by the Financial Conduct Authority. The Government have promised to fund a scheme to provide everyone with ‘guidance’ around these new rules, but we have yet to see what this will look like and how comprehensive it will be. Whilst it is a good idea to make guidance more available, would you rather talk to someone with basic training - or trust your finances for the rest of your life to a qualified professional? I know which I would rather choose! At Joseph Lamb we have been dealing with pensions and retirement for nearly 45 years and have a number of fully qualified pension professionals ready to guide you through the new retirement maze. As always an initial consultation is free and we may be able to simply point you in the right direction, or formulate a plan for your finances for the rest of your retirement, including the most efficient way to provide legacies for your family.
Martin Lamb, Dip.PFS Certs CII (MP & ER) We will notify you before we begin any chargeable work and provide an estimate fo costs. Some aspects of business and corporate advice are not regulated by The Financial Conduct Authority.This article does not constitute investment advice, readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article
to advertise in the next issue of The Local Business Guide call: 01375 402 546
Thinking of retiring? Need advice with the finances? HMRC have announced the final rules following the momentous budget changes announced earlier in the year. These new rules will become effective from April 6th next year, so if you are planning on retiring soon you really need to be aware of them! View the performance of our portfolios and our client testimonials at josephlamb.co.uk. For a FREE consultation or a simple, informal discussion about your investment or pension concerns, call 01268 749880.
Investment Management Inheritance Tax Planning
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More than 40 years of experience in wealth management, investment advice and inheritance tax planning. Joseph lamb is the trading style of Joseph R. Lamb Independent Financial advisers Ltd – Chillingstone House, 26 Eastwood Road, Rayleigh, Essex SS6 7JQ. Past performance is no guarantee of future returns. The value of investments can fall as well as rise. Joseph R Lamb IFA Ltd are authorised and regulated by the Financial Conduct Authority.
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What’s On In Rayleigh Halloween Spooktacular Friday 31st October 2014 Starts: 6.00pm Ends: 11.00pm The Mill Arts & Events Centre, Bellingham Lane, Rayleigh, SS6 7ED Enjoy the scariest night of the year at The Mill Hall with ghoulish goings on for the whole family!!! There will be entertainment, kids corner, face painting, best dressed competition, fiendish fun and games, creepy craft stalls, psychic readings, holistic therapies and treatments and much more all under one roof!!! For more details call 07508 409634.
Slide Show & Exhibition Sunday 2nd November 2014 Starts: 2.00pm Ends: 5.00pm Holy Trinity Church, High St, Rayleigh, SS6 8BB Historical society “Rayleigh Through the Looking Glass” will be taking part in a special World War 1 commemoration event with Holy Trinity Church. There will be a slide show and exhibition by the society, an audio visual show by Keith Leedham and an exhibition by the Rochford & District Community Archives. Tickets & further information can be obtained from the Parish Office at Holy Trinity Church.
Christmas Fun Quiz Night Friday 28th November Starts: 7.00pm for 7.30pm start Sweyne Park School, just off the A127 on the A1245, SS6 7FQ Fun quiz night to raise funds for Rayleigh Town Museum. Teams of up to 8. Tickets £6 per person. Raffle, prizes and winner’s trophies. Bring your own drinks and nibbles. Parking on site via Sir Walter Raleigh Drive. For more information and tickets call 01268 747418 or 01702 203355.
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
Est. 1977
Full supply and installation service for all flooring types to suit your home and style.
‘We work with you to achieve your vision through every step of your flooring project’
SUPPLYING TO RESIDENTIAL, COMMERCIAL & TRADE CUSTOMERS Call us today to book a no obligation estimate or visit our showroom at: 40 LAURENCE BUSINESS PARK , SOUTHEND ON SEA ESSEX SS2 6RH
Tel: 01702 522123 Email: info@youngs-flooring.com www.youngs-flooring.com www.thelocalbusinessguide.co.uk
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30th November 2014.
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
ADVERTISEMENT
Cloudy2Clear Windows – Service With A Smile! It’s been a crazy few months for Cloudy2Clear Windows. The company which specialises in repairing windows which are steamed up, broken or damaged by replacing the panes – not the frames has grown rapidly as homeowners take advantage of their services. Managing Director Chris Miller feels that it’s all about service. ‘Our product is simple. If your double glazing is misted up we can replace the glass at a fraction of the cost of a new window, in any type of frame, and with a new 5 year guarantee. But it’s not just about saving
people money, although that obviously helps. Many tradespeople have struggled since last year and I honestly feel that during the good times a minority perhaps didn’t focus on customer care as much as they should have done. We make sure we turn up when we say we will, do the job the customer requires and leave their house as clean as a whistle. I often get comments back from customers on how they really didn’t expect that sort of service which, in a way, is very sad for the service industry as a whole.’ Cloudy2Clear service the Benfleet, Hadleigh, Thundersly and Canvey
Island areas and Chris is finding that his approach is a major factor in his success.‘The truth is that it’s not just the personal satisfaction that I get from doing a good job but also it makes good business sense. I get a huge amount of business from friends and family
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To arrange for your free estimate call 0800 028 7878 or call Stephen Franklin on 07777 690395 www.chipsaway.co.uk 20
to advertise in the next issue of The Local Business Guide call: 01375 402 546
Capture Life’s Precious Moments
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The Clay Cottage
A Contemporary Art & Ceramic Studio Ceramic Painting, Potters Wheel, T-Shirt & Bag Painting Acrylic Arts & Glass Painting, Jewellery & Card Making, After School & Holiday Clubs, Children’s Parties
• Seasonal Workshops & Ladies Night • Bespoke keepsakes: Hand print baubles, Christmas Mugs & Plates • Ceramic Christmas Trees • Paint With Santa & Christmas Party The Clay Cottage, Lubbards Farm, Hullbridge Road, SS6 9QG
01268 786162
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Rayleigh Town Museum L
ocal History Group ‘Rayleigh through the Looking Glass’ have over time acquired a significant number of Rayleigh related artefacts, such as postcards, maps, books and much more. These are currently displayed at a number of regular exhibitions held in the town but the group believe they are worthy of a permanent home for all to see and learn about our Town’s history. This belief has led to plans for a RAYLEIGH TOWN MUSEUM that will hopefully open in 2015. The project is headed by local historian Mike Davies who launched the historical society. Mike had been searching for a number of years to find a suitable property and now believes he has found the perfect place. Planning permission has given for the first floor of 91-93 High Street, a grade 2 listed building. Many locals will recall that the site was for many years the Gas Light and Coke Company, later the North Thames Gas Board and then Sansoms the well-known Gentleman’s outfitters.
The Proposed Site of Rayleigh Town Museum so that local residents can become involved. If you would like more details or would like to join the group in some way please feel free to contact Mike Davies on 01268 785657. Find out more at www.rayleightownmuseum.co.uk
Mike said “The location and building is ideal for a Town Museum and the owner has agreed to install a fully accessible passenger lift, before we take possession of the building on a long lease. We have a long way to go and need a Heritage Lottery Grant that we are in the process of applying for, but all the signs are good.” A working party has been set up to bring the project to fruition and to deal with all the many issues. The group is already working hard to achieve their goal with the main focus is currently on fundraising. The next fundraising event will be a Christmas Quiz night to be held at Sweyne Park School (see our What’s On page 16). A friends group will also be formed early next year
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
DUE TO EXPANSION WE HAVE NOW MOVED PREMISES 2 DOORS ALONG TO 84 THE CHASE.
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Off to pastures new?
No two people move for exactly the same reason, no two moves are identical. So as well as using the experience of more than 20 years in agency, we come to every move with fresh ears, listening carefully to what makes you and your plans different. Because it’s only by treating all of our customers as individuals that we get the right result for them. For more information, call us on: Sales: 01268 782 323 Lettings: 01268 772 917 Or visit haart.co.uk
30
RAYLEIGH
19 Eastwood Road, Rayleigh, Essex SS6 7JD
to advertise in the next issue of The Local Business Guide call: 01375 402 546