July 2014 - eZine

Page 1

Last Month at a Glance

Dubai Retains Status as the Most Transparent Property Market in the Region Dubai: Developers Insist on Post-dated Cheques with Sales Agreements Real Estate Valuers in the UAE to Follow New Regulations International Real Estate News

Slow Price Growth and Reduced Sales in Property Market in Mainland China

Issue No. 19 - Jul 2014

Poland

International property market

Latest From the Economy

Department of Economic Development Releases Results of First Abu Dhabi Innovation Index LinkedIn Study Gives Top Rank to UAE for Attracting Talent UAE: Foreign Trade Surplus Expected to Reach New High in 2014 - 15

Dubai Freehold Property

Dubai Sports City International Property Markets

International Property Markets - Poland Real Estate Investing Lessons

Lesson 17: The Basics of Being a Good Landlord – Part III

Prepared by: Alpha & Beta FZE

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Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

News Digest

Last month at a glance

Dubai Retains Status as the Most Transparent Property Market in the Region In the 2014 Global Real Estate Transparency Index released by Jones Lang LaSalle, Dubai was placed 49th with a composite score of 3.11, continuing its run as the most transparent property market in the region for global investors. The score placed Dubai in the category of countries rated as ‘semitransparent’. Abu Dhabi was also in the same category, ranked 53 with a composite score of 3.20. The composite score, which is calculated from five sub-indices, including performance measurement, regulatory and legal framework, transaction process, government-listed vehicles and market fundamentals, ranked the UK, US and Australia as the top three countries that were placed in the High Transparency category. In the index, transparency determines the ease with which an investor with large amounts of funds at his disposal can enter and exit a particular market.

Dubai’s sustained efforts since 2008 towards creating a real estate regulatory environment have paid off. The various measures taken by the emirate to facilitate ease and transparency of real estate transactions include improving the status of the Dubai Land Department’s rental dispute redress regime, which protects the interests of both investors and tenants. With market confidence building up due to the strong fundamentals, investors are moving on from investing in residential and office property and are also looking at making investments in social infrastructure such as schools, hospitals, logistics and retail, which bring stable and rewarding returns in addition to holding prospects for capital value appreciation.

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Dubai: Growth in Office Rental Rates Remains Stable

Dubai: Developers Insist on Post-dated Cheques with Sales Agreements

While residential property in Dubai is witnessing sharp escalation in rental values, office property in the emirate is maintaining a steady pace of growth. In CBRE’s semi-annual survey, Dubai is ranked only 23rd among the costliest cities in the world for office space. Compared to USD 277.21 per square feet in London West End, which is the most expensive global office market at present, Dubai’s occupying cost for quality office space is around USD 92.56 per square foot.

In some of the recent off-plan launches in the market, some of Dubai’s developers have been insisting on collecting post-dated cheques from buyers at the time of purchase for covering risks that might arise in the event of payment defaults. This could well set a trend for other developers to make similar demands. Since bounced cheques are considered a criminal offence, this would prevent buyers from making speculative purchases that aren’t backed by the requisite finances.

Office tenants in Dubai are content with the modest growth in rental rates as an increase might see a spike in lease rates similar to that being experienced for home rentals in the city. While landlords of office properties are refraining from drastic increases at the time of lease renewals, they may not continue to offer incentives such as longer rent-free periods, which they were doing in the past.

For local developers, who are haunted by memories of the situation in 2009-10, when they were faced with large scale defaults in their projects and little or no means of collecting their dues, this new practice will serve as a safeguard at the time of the project launches, since post-dated cheques cover the entire cycle of payments from the time of purchase until project completion.

Certain locations in Dubai have been experiencing increases in office rents. Tecom has recently raised rents and service charges across its developments in Dubai, including Dubai Media City, Dubai Internet City and Dubai Knowledge Village. From earlier rentals that were between AED 108 to AED 135 per square foot, rents and charges are now in the range of AED 155 per square foot. For lease renewals, the rates are between AED 121 to AED 142 per square foot. With almost all of Dubai’s prime commercial property, including free zones, witnessing high occupancy, other commercial developments such as Maritime City as well as a few clusters in Dubailand, which offer mid-rise properties, are likely to benefit from the increased demand for office premises. For developers of mid-rise properties, this bodes well as it will mean that they can start earning incomes earlier than from highrise developments.

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However, some real estate developers, especially those in the small and mid-sized segments, are of the opinion that the introduction of criminal prosecution into the process of decision making for purchasing property might be a deterrent to the growth of the sector, keeping in mind that the majority of transactions in the future are expected to come from the mid-income segment. They feel that developers will be better off offering incentives for purchase rather than introducing a criminality element that might hinder investment decisions in off-plan projects.


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Real Estate Valuers in the UAE to Follow New Regulations

Other headlines in brief The Dubai Fund has entered into a deal with the Dubai Real Estate Corporation (DREC) for the development of land for residential, retail and hotel projects aimed at meeting the increased demand for Expo 2020. The first of the developments, which will be on Sheikh Zayed Road, will include a mall and residential units.

In a bid towards improving valuation standards in the UAE, the Dubai Government and RICS have introduced new levels of regulation by which all UAE members of RICS have to abide. The ‘Valuer Registration’ will ensure that all the members adhere to the strictest international valuation standards (IVS). The new standards will provide a more transparent valuation to end-users, including investors, banks, auditors and regulators, and increase their confidence in the valuation process.

The leading property developer has initiated a campaign across the region to highlight the investment opportunities in luxury property, following stricter investment regulation and the strong fundamentals shown by the emirate.

Until now, the unreliable quality of valuation reports has been one of the main challenges in the UAE market as many reports do not follow a logical approach to valuation and often, don’t take into account the market realities. As per the new regulation, a RICS Registered Valuer will have to comply with international standards that are in practice in mature real estate markets across the world. If they fail to follow the standards, RICS can take action against them. The introduction of the new regulation will be a step in the right direction towards creating a more sustainable and transparent property market in the UAE.

As part of the first phase of the project, the developer is seeking tenders from contractors for making coastal improvements for 21 kilometers of beachfront that include breakwaters, quay walls and land reclamation.

Sale Price [ USD/SQF ] 750

4

500

Apr 2014: Abu Dhabi - USD 385/SQF

250 0

Rental Price [ USD/SQF ]

3

Apr 2014: Abu Dhabi - USD 2.16/SQF

2 Apr 2014: Dubai - USD 392/SQF

2005 Dubai

2010 Abu Dhabi

reiding.com

1

Apr 2014: Dubai - USD 2.24/SQF

2005 Dubai

2010 Abu Dhabi

2014 reidin.com

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Latest from the economy

Department of Economic Development Releases Results of First Abu Dhabi Innovation Index Abu Dhabi’s Department of Economic Development (ADDED) announced the findings of the Abu Dhabi Innovation Index that was compiled in collaboration with INSEAD, a premier graduate business school that is among the largest in the world. This is the first time that such an index has been prepared for the emirate. The results of the survey indicate that Abu Dhabi is now in a position where it can gain access to the knowledge required for innovation and also localize and consolidate this knowledge. Additionally, the index highlights the fact that in comparison to other natural resources dependent economies, the emirate is more adept and efficient in adopting knowledge, new technologies, products and services.

6

Abu Dhabi was ranked 8th out of 23 countries in terms of its access to knowledge and 5th in terms of performance. The emirate also showed good ability to identify and localize source of external knowledge, as was indicated by its rank of 15 out of 23 for Consolidation of Knowledge and ranked sixth in terms of Dissemination of Knowledge. Overall, the result of the index shows that Abu Dhabi has relatively strong capabilities in each of the five innovation parameters surveyed, with only a small difference between its potential and performance.

LinkedIn Study Gives Top Rank to UAE for Attracting Talent According to a recent study conducted by USbased LinkedIn, which analyses movement of talent among countries, the UAE ranks first in terms of attracting talent. The study used LinkedIn’s 300 million-strong user base to calculate the movement among various countries.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Undersecretary of the Ministry of Higher Education and Scientific Research, Dr. Saeed Al Hassani said that it was not the first time that the UAE had achieved top ranking in terms of indicators related to employment and higher education. In a previous study that was conducted for workforce planning, the emirate ranked as the fourth most attractive destination across the world for education. He added that UAE had benefited from the winning bid for Expo 2020 as it has brought with it the opportunity to add jobs across several industry sectors. The Expo is expected to create over 277,000 jobs in the UAE until 2021, which in turn will decrease migration of talent and skilled professionals abroad.

GDP in 2013, holding strong from a surplus of USD 69 billion, which was 18 per cent of the GDP, in 2012. Besides elevated oil prices, higher output and strong external demand were the main contributors to the increased export growth of 8.3 per cent. IHS projections pointed to slightly lower, but still sizable external surpluses through 2014 and 2015. In 2014, merchandise exports are expected to record a moderate growth of around 6.3 per cent to reach USD 402.5 billion, due to restricted oil-export earning, while non-oil exports would continue to grow supported by a healthy demand from Asia, which is the UAE’s main market for goods trade. The Western sanctions on Iran caused weakening in UAE re-exports as Iran accounts for approximately 20 per cent of the nation’s re-exports. However, with the 6-month interim accord between the P5+1 countries and Iran, the situation is expected to improve.

UAE: Foreign Trade Surplus Expected to Reach New High in 2014 - 15 According to data from IHS Economics, in 2013, the UAE had a current account surplus of AED 239.07 billion (USD 65 billion), and the emirate was expected to maintain large surpluses for the next two years due to high oil prices. The current account surplus was around 16 per cent of the

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In 2014, if oil prices average USD 100 per barrel, the current account surplus will go down to 43.7 per cent, which would be approximately 10 per cent of the GDP, whereas an average price per barrel of USD 120 will see a rise in the surplus to USD 58.9 billion, around 13 per cent of the GDP. At present, the oil price forecast is affected by uncertainty over the instability in Iraq. Domestic demand in the UAE is expected to give a boost to export growth, which is forecasted to be around 14 per cent in 2014. While the import bill is expected to rise to USD 257.4 billion, the strong performance of the tourism and hospitality sector will contribute to economic growth and support the current account balance.

Data from Dubai Statistics Centre (DSC) showed that Dubai’s economy had recorded a year-onyear growth of 4.6 per cent in 2013, rising from 4.1 per cent in the previous year. The hospitality sector continued to be the fastest growing at 13 per cent, achieving a double-digit growth for the third year in a row.

8

The manufacturing sector also performed well, coming in second with year-on-year growth of 8.1 per cent, while the services (personal and social) sector grew by 6.8 per cent and was the third fastest growing segment. The transport, storage and communication sector came next with a growth of 5.6 per cent. However, despite Dubai having achieved the projected growth rate of 4.5 per cent, it was still behind in comparison with Abu Dhabi, which recorded GDP growth rate of 5.2 per cent, and the national average of 5.2 per cent. Among other sectors in Dubai, real estate and business services grew at a slower pace at 4.7 per cent compared to 5.4 per cent in 2012. The Government services sector, which was affected by budget consolidation, grew by just 1 per cent in contrast to 6.4 per cent during the previous year. Sectors that performed well included Retail and Wholesale trade at 3.5 per cent (from 1.4 per cent in 2012) and Financial Services, which grew at 3.6 per cent (from 2.2 per cent in 2012). IMF forecasts point to Dubai’s GDP growth rate reaching 5 per cent in 2014, with construction and real estate expected to be the key drivers of growth. Other sectors, including trade, tourism and transport, are also expected to remain strong.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Dubai Freehold Property Dubai Sports City

Developed by Dubai Properties Group, Dubai Sports City is conceptualized as a sports themed city within a city located within the Dubailand development. The 50 million square feet development, which is aimed at making Dubai a premier sporting destination in the world, will feature state-of-the-art sporting venues, including four large stadia besides an 18-hole championship golf course. Besides housing a number of sporting academies and recreational facilities for sports, the development is designed to include residential and commercial developments as well as related amenities such as medical facilities, international schools, hotels and entertainment venues that provide residents with a self-contained community that meets all their requirements.

Among the sports venues in the development is a fully operational 25,000 capacity cricket stadium – one of the 4 stadia in Sports City. The remaining three stadia include a multi-purpose outdoor stadium with a seating capacity of 60,000, which can be used for track and field events, soccer and rugby among other sports. There’s also a separate 5,000-seating capacity Rugby stadium and a 10,000-capacity multi-purpose indoor arena for hard court games and ice hockey, which can double up as an entertainment venue for concerts and other events. Sports City also has the first Ernie Els design 18-hole championship golf course in the Middle East.

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residences, while the outer ring has convenience store and outlets that take care of daily needs.

Besides the ICC Academy, the development will feature a range of academies run by internationally recognized names in sports training and development. The Football Academy has facilities for training amateurs as well as professionals, besides hosting tournaments and also runs ‘Socatots’, which is the first soccer-specific preschool in the world, with a program for children in the age group of 6 months onwards. The Butch Harmon School of Golf offers training for golf enthusiasts. There are also other academies for athletics, rugby and swimming, with access to the advanced facilities, including a high performance gymnasium, sports science and rehabilitation clinics as well as a sports medicine clinic.

Commercial Keeping with the theme of a city within a city, Dubai Sports City has two commercial developments that present community residents the options of working and living without traveling far. The commercial area includes retail and restaurant spaces besides office space.

Located in the heart of the downtown area on the waterfront of Dubai Sports City, North Point is designed using a classic Venetian style. It will be within a walking distance of the main residential zone as well as offices and recreational facilities, including boutique retail outlets. Spread over 700,519 square feet, it includes office and residential units and space for around 100 retail units that occupy 183,554 square feet. The setting and style of the neighbourhood have authentic Italian charm with three atriums that lead out to an inner core of waterfront restaurants and 10

The southern hub of Dubai Sports City, South Point will have premium dining and shopping outlets that enhance the theme of luxury living of the development. The zone is anchored by a 300-room five star boutique hotel and is within easy reach of the Victory Heights golf course villa community and the international sports venues and academies. Spread over an area of 116,100 square feet, South Point will include 50 boutique retail outlets and premium restaurants, luxury office suites and exclusive residences set along the waterfront of a spectacular canal, besides every day convenience stores. Additionally, 300,000 square feet will be assigned to office and residential spaces.

Dubai Sports City also has educational, medical and recreational facilities that fit in with the city within a city theme. The Bradenton Preparatory Academy is already operational and offers the American Baccalaureate Program, which leads to an American High School Diploma. The development also includes Arena Mall with 1.4 million square feet of leasing space, which will be complemented by a waterfront promenade and two retail hubs with boutiques, restaurants and cafes.

Residential The residential developments in Dubai Sports City are designed to blend with the sports facilities, offering the perfect setting for those looking for an active lifestyle. The residential zone includes three developments – Canal Residence West, Victory Heights and Gallery Villas.

Set on the waterfront between the retail hubs in the north and south of the downtown district, Canal


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Residence West has spacious studio, one, two and three bedroom apartments. The apartments have five different themes – Arabian, Classic European, Mediterranean, Spanish Andalusian and Venetian. Besides access to the sporting facilities and arenas of Dubai Sports City, Canal Residence West has facilities, including gymnasiums, swimming pools, barbeque areas and children’s’ play areas.

Around 99 per cent of the properties for sale in Canal Residence West are apartments, including studio, one, two and three bedroom units. The average sales price of an apartment is AED 1,765,895, varying from AED 868,131 for a studio and AED 3,485,941 for a spacious three bedroom apartment. In terms of rentals, the average price of an apartment in Canal Residence West is AED100,000 per annum, ranging between AED 80,000 and 110,000 per annum.

The majority of the homes in the community are villas. There are a few apartments too. The average price for villas in Victory Heights is AED 6,434,886, ranging between AED 3,200,000 and AED 17,500,000. Apartments, which include studios, one, two, three, four, five and six bedroom homes, range between AED 641,375 and AED 6,899,000. Villa rentals in the community range from AED 170,000 to AED 495,000 per annum, averaging AED 303,429, while apartment rentals average AED 365,000 with the lowest rental value at AED 330,000 and the highest at AED 400,000.

The most exclusive community in Dubai Sports City, Gallery Villas comprises of 50 villas that overlook the sixth green of the Ernie Els Golf Course. Of the 50 villas in the community, 10 are high end detached homes with spectacular views of the golf course, while the remaining 40 are semi-attached town houses. The villas are designed in the Spanish Andalusian style and come in three different options – 4,920 square feet five bedroom independent villas, 2,894 square feet end unit three-bedroom attached townhouses and 2,677 square feet middle unit three bedroom townhouses. The average price of villas in the Gallery Villas community is AED 4,640,250, ranging from AED 3,040,000 and AED 6,000,000. The handover of the villas and townhouses started in December 2013.

This desirable villa community is set along the fairways of the Els Golf Club Course in Dubai Sports City, in the midst of greenery, which presents tranquil living, but with access to a host of sporting and recreational facilities in the vicinity. Phase I of the community is completed, offering 962 villas across 7 different villages.

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International Real Estate News

Brazil an Attractive Market for Foreign Buyers It’s not just the football that has the world’s eyes on Brazil. A recent analysis by Savills, a real estate firm, indicates that the country’s property market is not overheated compared to other emerging economies with fast growing prices. Current commercial yields in Brazil are around 8.5 per cent, while residential yields are at 5.1 per cent. Rio has gained international recognition due to the high profile sporting events in the city and is seeing a larger number of Brazilians returning to it. The property market in Rio is growing at a faster pace than that of Sao Paolo. Earlier, annual house

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price growth in Rio had peaked at 40 per cent in 2010, and subsequently slowed down to around 15 per cent in 2013. According to the latest report from Global Property Guide, residential property prices in Sao Paulo rose by 6.71 per cent year-on-year during the first quarter of 2014. This was the slowest growth in the city for the last six years. Although Sao Paolo holds the status of Brazil’s current financial capital, Rio de Janeiro also has a financial district and is the base of many multinational corporations that had set up operations before 1960 during the time when the city was the country’s capital. Rio is also the base of several oil and gas, telecommunications and media corporations and witnessed a rise in office rents


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

by as much as 37 per cent during 2010-11. Since then, office rental values have dropped by 14 per cent. With the significant infrastructure investments made for the FIFA World Cup and the Olympic Games 2016, Rio de Janeiro and Sao Paolo are attractive investment property destinations for overseas buyers. Currently, around 70 per cent of property buyers are Brazilians, but the number of overseas investors is increasing, especially in the apartment segment. According to an analysis of web searches on the website of an investment firm, Luxury Estate, during the first five months of 2014, among the overseas buyers searching for property in Brazil, Americans accounted for 7 per cent followed by French (6 per cent), Italians (5 per cent) and Germans (4 per cent). Among the other foreign nationalities that made web searches for Brazilian property were Spanish, Portuguese, British and Russians.

Growth in Volume of Office Leases in Asia Pacific As per the latest commercial market report for the Asia Pacific region by Jones Lang LaSalle (JLL), demand for Grade-A office space in the region is showing signs of revival, with small rent increases being experienced in some of the markets. Leasing activity strengthened in a few markets in the region during Q1 of 2014, buoyed by rising optimism among corporates, with an average quarter-on-quarter growth in rental rates of 0.8 per cent from 0.2 per cent in Q4 of 2013. While demand for expansion continued to be low, net effective rents increased in almost half of the Tier1 markets in the region. Singapore led the quarterly growth in the region, recording an increase of 4.5 per cent, while Tokyo saw an increase of 2 per cent. In Singapore, vacancy remained relatively low, with occupancy rates in major developments reaching over 95 per cent. Three new office buildings are expected to enter the market by the end of the year, two of which will be in the CBD, while the other, Westgate

Tower, is a decentralised project. All these projects are witnessing strong interest from multinational corporations. With the next supply of projects expected only after a two-year gap, by the end of 2016, the office market in Singapore will witness an increased rental growth over the next year. In Beijing too, rents rose by 0.2 per cent quarteron-quarter, which was the first increase since Q3 of 2012. Hong Kong and Seoul also saw increases of 0.6 per cent and 2.1 per cent, respectively. Among the markets where rents remained unchanged or recorded only small rises were Shanghai and India. In emerging South East Asia, Jakarta had a quarter-on-quarter growth of 1 per cent even though it had outperformed the region in terms of annual increase, with a year-on-year growth of 18.4 per cent. In Australia, Sydney and Melbourne recorded rental growth ranging between 1 per cent and 3 per cent. However, rents in the majority of Australian cities declined, with the largest decrease seen in Perth, where rents fell by 12 per cent during the quarter. Based on the improvement in office leasing activity in the region over the first quarter, JLL is optimistic about continuing growth that might result in an overall yearly rise between 10 per cent and 15 per cent. However, the improvements could face a setback due to factors such as the unrest in Ukraine, the elections in Indonesia and the military coup in Thailand influencing the market sentiment. The JLL report also showed that capital values in the Asia Pacific region continued to recover with most markets witnessing moderate increases that resulted in an aggregate quarter-on-quarter growth of 1.6 per cent and year-on-year growth of 5.6 per cent. Jakarta continued to lead the region with an annual growth of 15.5 per cent. In terms of quarterly growth, Taipei (5.5 per cent), Sydney (5.1 per cent) and Tokyo (4.8 per cent) recorded the highest increases as these markets experienced rising rents and strong investor sentiment.

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Lifestyle

Aston Martin Signed by Michael Jordan being auctioned for USD 1.25 Million A 2002 Aston Martin car is changing the rules regarding sports cars with marks fetching sixfigure prices. However, it isn’t just any old car. The luxury car in question, which was a part of a basketball tournament in 2009, was signed by Michael Jordan (besides John Stockton and David Robinson) and purchased by Geoff Abadee, a car collector. Bought by him at a price of USD 200,000 in 2009, today, the value of the car is estimated to be over USD 1.25 million. The car is being auctioned by

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Goldwin Auctions (a luxury sports car auction dealer) as part of the events for marking the 50th anniversary of the Basketball Hall of Fame. The company is hoping to identify a suitable buyer for the basketball themed luxury car.

Jewellery House, Royal Asscher, Collaborate with Design Sisters for New Collection With a legacy of over 160 years, Royal Asscher is a jewellery house that is famous for the diamond cut named after the company and for having the world’s largest diamond discovered until date.


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The company offers a collection of contemporary jewellery, including a growing range of stunning pieces using coloured gemstones.

Endeavour Loudspeakers by Wilson Benesch Launched

The latest collection by the Amsterdam-based firm involves collaboration with fashion editor, Jetteke van Lexmond and her sister, Lieke van Lexmond, who is a television personality. The sisters have been roped in to create a never-seenbefore collection for the company that is inspired by The Seychelles and the exotic flora and fauna found on the island country. The vibrant collection will feature 26 pieces that will include the unusual flora such as the coco-de-mer, which is native only to Seychelles.

English audio company Wilson Benesch has been experimenting with Carbon Fibre, a sturdy but lightweight material that, until now, has been used in the aerospace and automotive industries. The company has announced the launch of the standmounted Endeavour loudspeakers, which use this material. Priced at around USD 43,000 for a pair, the new speakers have an internal structure with a curved design that is similar to that of an aircraft fuselage, so as to reduce the cabinet resonance. Unlike traditional speakers with wood or MDF, which use a number of internal structures to present a more natural sound, the use of carbon fibre in the Endeavour speakers eliminates the need for multiple internal structures due to the dampening properties and the rigidity of the material. The Wilson Benesch design uses an openbaffle woofer-drive system with two smaller drivers (one internal and one external) facing each other to provide better sonic accuracy. The design ensures that the small woofers emit lower than usual frequencies. Like other Wilson Benesch loudspeakers, the Endeavour utilizes the company’s unique driver design on all the tweeters, woofers and midrange drivers.

Starting from USD 2,100, each piece will be made from 18-karat gold. While some pieces are made entirely of textured gold, others use colored gemstones. Among the innovative designs in the collection is a serpentine necklace that resembles the bark of a coconut tree, a pendant that looks like a bisected pear with black diamonds as seeds and a charm bracelet with tropical fruits such as pineapple, lychee and Strawberries dangling from it, which has diamonds, emeralds, pink sapphires and rubies.

Endeavour speakers can now be pre-ordered through the company and are expected to enter the US market in fall through Fidelis AV, Wilson Benesch’s new US distribution partner.

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International Property Markets Poland

Following the collapse of communism in 1989, over the past two and a half decades Poland has shaken off a past marred by centuries of war and injustice to emerge as the sixth largest economy in the European Union and the largest in Central Europe with a population of 38.54 million (2012) and GDP of USD 489.8 billion (2012). According to data from the Central Statistical Office of Poland (GUS), the average GDP growth rate between 1995 and 2014 was 3.4 per cent, with the highest increase of 8.1 per cent recorded in Q4 of 1996, while the lowest rate was 0.3 per cent in last quarter of 2001. With the forecasts indicating GDP growth rate of 2.5 per cent in 2014, which is more than double of the last year’s increase, the country’s economic prospects look bright.

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Valoran Real Estate Brokers Issue No. 19 - Jul. 2014 Warsaw, Poland

purchase land for commercial use in Poland. However, they need a permit from the Ministry of Internal Affairs and Administration (MIA) for purchase of land for recreation or housing, if the buyer is not a permanent resident of Poland, and any land purchased by a foreigner for permanent residence cannot exceed 0.50 hectares. NonEEA nationals need permits for buying land for residential or commercial use, and usually, permits are only given if the foreigner can prove that he has permanent links with the country. There is no restriction on foreigners leasing either land or real estate in Poland.

Residential Market

With its proximity to Germany, Poland benefits from German investments as well as access to its markets. Ease of access and the business friendly environment in Poland, which includes skilled labour and a low-cost-high-quality production platform, make the country an attractive option as a manufacturing base for western European players. After a rapid growth in prices between 2002 and 2007, property prices fell in mid-2008, and at present, the property market in Poland is recovering and keeping pace with the slowly growing economy. While house prices throughout the country continue to decline, the pace of the deceleration has been falling. With economic recovery, demand for property has also been rising, but construction activity remains weak.

In the final quarter of 2013, the residential property market in Poland reached almost the same levels as the all-time high recorded in the first quarter of 2007. There was also an increase in the number of properties launched during Q4 of 2013 compared to previous quarters, bringing the supply close to the mid-term average. Data from REAS indicated that 7,800 homes were launched for sale in the fourth quarter, with the largest turnover coming from new homes across the country’s main cities such as Warsaw, Krakow, Wroclaw, Tri City, Lodz and Poznan. Around 24,000 units were released in the market in 2014, which was far lower than the 35,000-37,000 units offered in the previous years. The introduction of the Developer Act in 2012 resulted in a surge in the introduction of new projects in the early part of that year, which was followed by a steep drop in the second half of 2012. However, with sales exceeding new supply, the total number of units available for sale in the six major markets in Q4 of 2014 declined for the sixth consecutive quarter. In December 2014, the 41,000 units on offer was 6 per cent lower than the previous quarter and more than 27 per cent lower than the high recorded in Q2 of 2012.

There are no restrictions on foreigners buying condominium units in Poland. Nationals of the European Economic Area (EEA) can also freely

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Long Term Bonds Rate and GDP Forecast 2008

2009

2010

2011

2012

2013

2013*

2014*

EU

3.97%

3.96%

4.20%

4.29%

3.02%

3.02%

0.00%

1.40%

Euro Zone

3.73%

3.63%

4.13%

4.63%

3.18%

2.97%

-0.40% 1.10%

Germany

3.05%

3.14%

2.91%

1.93%

1.30%

1.80%

0.50%

1.70%

Sweden Czench Rep.

2.67%

3.24%

3.21%

1.68%

1.51%

2.39%

1.10%

2.80%

4.3%

3.98%

3.89%

3.70%

2.12%

2.20%

-1.00% 1.80%

Poland

5.7%

6.22%

5.98%

5.84%

3.88%

4.42%

1.30%

Spain

3.86%

3.81%

5.38%

5.53%

5.34%

4.13%

-1.30% 0.50%

2.50%

* GDP (forcast) Source: european Comission, Economic and Financial Affairs, January 2014

Out of the units on offer at the end of 2013, more than 17,000 were expected to be completed in 2014, while another 9,000 would be completed in the following two years. At present, the projection of units that are announced for completion in 2015 and beyond is dismally low at just 800 units. In terms of transactions, the 10,900 units sold in the last quarter of 2013 were 14 per cent higher than the previous quarter and the strongest

performance since the peak in early 2007. Over 2013, a total of 36,000 units was sold across the six major markets, which was an increase of 17.5 per cent from 2012 and comparable with the sales figures of 2007. The purchases came from three main categories of buyers. The first were those who reserved residential units with the intention of finalizing the purchase in 2014 and later availing the Home for the Young subsidy. The second category was those who took LTV loans to

Structure of the market offer according to the projects’ delivery date declared by the developer Aggregated date for Warsaw, Krakow, Wroclaw, Tri-City, Pozanari and Lodz

po 2015 - 2% 2015 - 20%

do 2011 - 7% 2012 - 9%

2013 - 20%

2014 - 42% Source: REAS

18


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

purchase property just prior to the introduction of the S recommendation that laid down restrictions on mortgage policies of banks. The final group of buyers were those purchasing for the purpose of investment, by making the most of the low interest rates and in anticipation of capital appreciation as prices continued to be low. While 2013 sales increased due to favourable market conditions, the influencing factors in 2014 are likely to be more diverse fuelled by a positive economic outlook and the projected economic growth rate of 2.5 per cent.

Office Market Poland’s Office Market continued its strong performance in 2013 with 548,500 square meters of new supply being added in Warsaw as well as the six regional cities. In December 2013, the average vacancy rate across the seven Polish cities stood at over 11 per cent.

of new supply was added bringing the total stock up to 4.11 million square meters in December 2013, which was an increase of 6.6 per cent from 2012. Leasing activity in the capital rose by 4.1 per cent from 2012 to reach 633,300 square meters. Over 78 per cent of the take ups were in non-central locations, while leasing in central locations declined by over 34,000 square meters compared to the previous year with only 137,000 square meters being taken up in 2013. During the year 2013, prime headline rents fell to EUR 25 per square meter per month in central locations in Warsaw – a decrease of around EUR 1.5 from the end of 2012. Among the other cities, Krakow continued to hold its position as the largest regional office market in Poland. The city had a stock of 634,600 square meters, out of which around 32,300 was delivered in 2013. Headline rents in the city were between EUR 13-15 per square meter per month. Wroclaw was the second fastest growing office market in Poland in 2013 (after Warsaw), with over 73,800 square meters of new stock being added, taking the total stock up to 540,000 square meters.

Since 2012, the supply of modern office space in Poland has been increasing at a steady pace. In the capital, Warsaw, over 298,000 square meters

Existing Office Stock STOCK (SQM)

Warsaw

RENTS (EUR/SQ M/MONTH)

VACANCY (%)

4,112,796

11.5-25.5

11.75%

CL*

1,246,951

17-25.5

10.61%

NCL*

2,865,845

11.5-16.5

12.24%

Krakow Wroclaw

634,695

13-15

4.90%

539,979

13-15.5

11.75%

Tricity

432,985

13-15

11.20%

Poznan

303,174

14-16

14.22%

Katowice

302,600

13-14

7.29%

Lodz

297,499

12-14

14.44%

* CL - Central Locations ** NCL - Non Central locations Source: Cushman & Wakefield Valuation & Advisory, January 2014

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TAKE-UP IN WARSAW

700,000 600,000 500,000

sq m

400,000 300,000 200,000 100,000

Take-up - CL

Warsaw, Poland

20

Take-up - NCL

2013

2012

2011

2010

2009

2008

2007

0


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Outlook As one of the countries in the European Union that has shown signs of stability and managed to avoid the recession brought about by the global economic downturn, Poland is an attractive destination for investment. Buying costs are low, with round trip transaction costs averaging between 5.35 and 31.10 per cent (Source: Global Property Guide). With real estate demand picking up, investing at present prices, which are still on the lower side, is likely to bring value appreciation, especially in view of the positive economic outlook of the country, which will result in increased demand in the future.

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Real Estate Investing Lesson 17

The Basics of Being a Good Landlord – Part III: Rental Applications & Agreements Last month, we looked at the processes involved in meeting prospective tenants and showing the property to them. Once this is done, the next step is to accept their rental applications so that you can screen the various applicants and zero in on the person who might be the most reliable both in terms of prompt and regular payment of rent as well as proper maintenance of your property. After screening the applications, you will also have to make the tenant sign a rental agreement that outlines the terms and conditions of the lease.

22


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

As a landlord, while you have the right to choose from among the various applicants for tenancy of your property, it is essential that you ensure that your decision meets all the criteria laid down by the housing laws for ensuring fair treatment of every applicant. As per the law, any person over the age of 18 can submit a rental application, and it is in your best interest as the landlord to allow each party who is interested in renting your

property to submit an application. While including fields that need to be filled in, it’s all right to ask for details related to the person’s identity, address and employment, but avoid asking for details such as their birthplace, religion, marital status or physical and mental condition. This might lead to accusations of discrimination, in case the tenant is not selected from the list of applicants.

While accepting the rental application, take care to ensure that you review the form to verify whether all the important information is filled in. Details regarding the person’s name, address, emergency contacts, driver’s license and employment information are essential. You should also make

sure that the applicant has signed the form to grant you the authority to verify whether the information provided is accurate and to run credit checks for determining the financial capability of the tenant to pay rent regularly. In addition, at the time of accepting the application, you should insist on seeing photo identification of the person submitting the form for verifying that the application is not being presented under a false name.

You might receive several rental applications for your property. The next step is to verify that the information provided is accurate. As a precaution, it’s best to ask for photo identification of all the adults who will be renting the property. That way, in case of any dispute that arises in the future, you will have proof of the identity of the persons who rented your property. If there is any discrepancy between the name on the identification card and the rental application, get it clarified immediately and ask for further address or identity proof, if necessary. Contacting the applicant’s current landlord will give you a better idea of the kind of tenant you www.valoran.ae


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can expect. Sometimes applicants provide letters of reference from their previous landlord, but it is still advisable to contact them to verify the authenticity of the letter and also to get a better idea of what you can expect. However, bear in mind that some landlords may also give a negative report to prevent the applicant from moving out, so try to assess the situation by asking for copies of utility bills as this will give you an idea of whether or not the applicant can be relied upon to make payments promptly. The employment situation and history of the applicant are also important factors that need to be verified. You can call up the employer at the phone number provided to check whether the applicant works at the company or establishment. Additionally, you can also ask the tenant to provide proof of employment and income, such as copies of recent pay slips. Tax returns are another document that can be used to verify the income of the applicant. Besides this, you can get a credit

24

report of the applicant from one of the authorized agencies, but take care to ensure that there is no discrepancy between the addresses provided in the credit report and that on the application form as dishonest applicants have been known to steal identities and use them for their rental applications.

In some cases, if the applicant cannot meet some of the financial criteria that you have in mind, you can agree to rent the property if he can provide a guarantor. Verify the identity and financial situation of the guarantor to ensure that he will be able to pay you in the event of rent default by the tenant. Insist on a guarantor who is from the same state or city as it will be difficult to enforce a lease guarantee against a person from another region.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

After verifying the applications and selecting a reliable tenant, you will need to notify him of your decision and arrange for a meeting and a date for a walk through before he moves in. It might be best to hold off on notifying the other applicants until the agreement is signed as you might have to make another choice in case your preferred tenant drops out at the last minute. However, once the agreement is signed, it is your duty as a landlord to inform the remaining applicants that their application has been denied.

Once you have notified the applicant of the decision to lease the property, you need to get him to sign the rental agreement, which outlines the various terms and conditions of renting the property. If the person wants additional time, assess whether he is serious by asking him to pay a daily rental until he signs. If he does not sign and is unwilling to pay the daily rent, you might be better off looking for another tenant so that your property doesn’t lose out on earning income for you.

At the time of signing the agreement, collect the security deposit and the advance rent for the first month, before you hand over the key. Furthermore, use this opportunity to remind the tenant about your expectations in terms of use and maintenance of the property as well as the method of payment that you would prefer for the monthly rents (personal check, banker’s draft or online transfer, etc.). That’s it, and you’re officially a landlord! Before the tenant moves in, you might want to have one last walkthrough of the property with him and complete an inspection form that lists the condition of the property. Make sure to note any small damages to the property that exist at the time of moving in to avoid issues in the future. It’s also advisable to take photographs of the property as it could serve as evidence in case any legal disputes on maintenance arise. In next month’s issue, we will look at protecting your property through insurance and risk management.

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Properties of the month JLT

Madinah Tower 3 bed apartment

3,087 sq. ft.

AED 4,400,000

AP1373

Business Bay

Business Tower Commercial Space

1,200 sq. ft.

AED 1,400,000

837.11 sq. ft.

AED 100,453

2 bed apartment

Palm Jumeirah

4,170 sq. ft.

AED 6,000,000

AP1120

Dubai Marina

Sulafa Tower 1 bed apartment

4 bed apartment

VI1345

Mehdi 055 5075040

Commercial Space

OF1369

NT

26

Business Bay

Bayswater

RE

LE

SA For above listed properties contact

LE

LE Emirates Living

Meadows 4

AP1344

SA

AED 4,000,000

SA

2,022 sq. ft.

E

E

Balqis Residence

OF1086

L SA

AED 1,200,000

L SA

1,214 sq. ft.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Properties of the month JLT

Lake View Tower 1 bed apartment

1,390 sq. ft.

AED 1,500,000

AP1230

Business Bay

Bayswater Commercial Space

12,780 sq. ft.

AED 20,000,000

L SA

L SA

1 bed apartment

778 sq. ft.

AED 3,400,000

AP1111

E

E Down Town

The Address Dubai Mall Hotel

JLT

Global Lake View Studio

460 sq. ft.

AED 850,000

1,250 sq. ft.

AED 3,300,000

AP1371

LE

2 bed apartment

AP1314

SA

LE

SA Down Town

Standpoint Tower A

CB1356

Executive Tower B 1 bed apartment

1,356 sq. ft.

Business Bay AED 1,950,000

AP1302

LE

SA

LE

SA For above listed properties contact

Mehdi 055 5075040

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Properties of the month Dubai Marina

Le Reve 4 bed apartment

5,821 sq. ft.

AED 24,000,000

AP1389

The Greens

Golf Tower 2 2 bed apartment

8,800 sq. ft.

AED 4,900,000

3 bed apartment

2,152 sq. ft.

Dubai Marina AED 4,000,000

AP1352

E

E

Al Fattan Tower 2

Jumeirah

Jumeirah Park 3 bed apartment

4,564 sq. ft.

Palm Jumeirah AED 11,341,845

AP1391

Alex 055 5075020

3 bed apartment

2,618 sq. ft.

Emirates Living AED 4,600,000

VI1153

LE

28

The Lakes, Zulal

SA

LE

SA For above listed properties contact

LE

LE

4 bed apartment

VI1357

SA

SA

Fairmont Residence

AP1423

L SA

AED 2,730,000

L SA

1,318 sq. ft.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Properties of the month The Lakes, Ghadeer 2 3 bed apartment

2,650 sq. ft.

Emirates Living AED 3,980,000

VI1469

Down Town

8 Boulevard Studio

7,300 sq. ft.

AED 4,300,000

1 bed apartment

1,364 sq. ft.

AED 1,920,000

AP1453

Jumeirah

Jumeirah Park 3 bed apartment

LE

LE The Greens

Al Jaz 4 2 bed apartment

AP1432

VI1440

SA

AED 1,900,000

SA

920 sq. ft.

E

E Down Town

The Loft Tower, East

AP1458

L SA

AED 1,200,000

L SA

543 sq. ft.

Jumeirah Islands, G+1 – Full Lake view Residential Plot

11,850 sq. ft.

AED 11,500,000

RL1405

LE

SA

LE SA For above listed properties contact

Alex 055 5075020

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Properties of the month The Residences, Tower 7 1 bed apartment

Down Town

2,272 sq. ft.

AED 3,200,000

AP1329

Emirates Living

Meadows 1 4 bed apartment

4,100 sq. ft.

AED 8,000,000

4,200 sq. ft.

AED 9,900,000

E

E Emirates Living

Springs 4 3 bed apartment

VI1240

Palm Jumeirah

Canal Cove 4 bed apartment

2,197 sq. ft.

Business Bay AED 3,405,350

AP1388

Alex 055 5075020

3 bed apartment

3,464 sq. ft.

The Greens AED 4,600,000

VI1319

LE

30

Golf Tower Canal Villas T2

SA

LE

SA For above listed properties contact

LE

3 bed apartment

VI1397

SA

LE

SA

Executive Tower K

VI1398

L SA

AED 2,400,000

L SA

1,046 sq. ft.


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

Properties of the month Business Bay

Bayswater Commercial Space

7,500 sq. ft.

AED 15,000,000

1,075 sq. ft.

AED 79,000

OF1409

1 bed apartment

683 sq. ft.

Down Town AED 3,700,000

E

E Al Barsha

Barsha 2 4 bed apartment

VI1083

Tecom

Executive Heights 3 bed apartment

AED 195,700

1,407 sq. ft.

AED 168,000

NT

LE

Studio

AP1340

OF1442

RE

2,060 sq. ft.

SA JLT

Saba 3

AP1215

L SA

AED 993,000

L SA

764.24 sq. ft.

The Address Dubai Mall Hotel

Business Bay

Al Manara Commercial Space

OF1400

NT

RE

NT

RE For above listed properties contact

Benny 052 6474292

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TWO TOWERS

t t t t t t

t t t t t t t

Unique and modern spacious 1B/R and 2B/R apartments available in Two Towers - Tecom, graced with contemporary European fittings, perfectly suited to accommodate premium lifestyle in Dubai. Two Towers provide its residents easy access to business hubs such as Dubai Media City and Knowledge Village as well as areas such as Palm Jumeirah and Dubai Marina, Mall of the Emirates and Ibn Battuta mall. You’ll find you’re never too far from work, play, or rest and direct access to Al Khail Road and Sheikh Zayed Road make it easy to reach places farther afield.

32

5XP SFTJEFOUJBM UPXFST XJUI B TIBSFE DPVSUZBSE (ZNOBTJVN 4XJNNJOH 1PPM XJUI PVUEPPS terrace area and landscaped sun deck 5ISFF MFWFM TFDVSF CBTFNFOU QBSLJOH XJUI single point access 7FIJDMF ESPQ Pò QPJOU BU CVJMEJOH FOUSBODF lobby 3PVOE UIF DMPDL BEWBODFE TFDVSJUZ TZTUFN 1SPYJNJUZ UP .FUSP 4UBUJPO BOE XPSME DMBTT Shopping Malls

)VHF CBMDPOJFT PòFSJOH QBOPSBNJD WJFXT )JHI DFJMJOHT 4PMJE NBSCMF 4MBUF BOE 1BSRVFU 'MPPSJOH *UBMJBO 8BSESPCFT BOE ,JUDIFO $BCJOFUT (FSNBO 2VBMJUZ 8IJUF (PPET &OFSHZ FĂłDJFOU $FOUSBM XBUFS IFBUJOH TZTUFN – resulting in substantial savings in electricity bills $FOUSBMJ[FE "JS $POEJUJPOJOH GSPN PO TJUF Chillers – again resulting in huge savings.

Prices start from AED 1,472,698 for 1 B/R apartment, AED 1,911,378 for 2 B/R apartment and AED 2,838,006 for Penthouse with financing option for 10 years. Community

Tecom - Barsha

Property Name

Two Towers

Price starting from (AED)

1,472,698

1,911,378

2,838,006

Number of Bedroom(s)

1

2

1(Loft)

BUA (in Sq.ft.)

1,318

1,745

2,451

Reference Number

AP1338

AP1339

AP1375

Contact Number

04 332 2248


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

T W O

T O W E R S

ONE B EDROOM F L O O R P L A N

LAUNDRY

LIV I N G/DI NI N G ROOM KITCH EN

EN TR AN CE

GU EST BE DROOM

EN S. 1

2

TYPICAL FLOORS: 3RD TO 21ST

1

3

6

UNITS 3 & 6: 1 BEDROOM APARTMENT UNITS: 1, 2, 4 & 5: 2 BEDROOM APARTMENT 4

5

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T W O

T O W E R S

TWO BEDROO M F L O O R P L A N

KITCH EN L IVING/ DI NING ROO M

ENT RANC E

GUE ST

LAUNDRY

BEDROO M II

ENS. II

BEDROO M

ENS. I

2

1

3

6

TYPICAL FLOORS: 3RD TO 21ST UNITS 3 & 6: 1 BEDROOM APARTMENT UNITS: 1, 2, 4 & 5: 2 BEDROOM APARTMENT 4

34

5


Valoran Real Estate Brokers Issue No. 19 - Jul. 2014

T W O

T O W E R S

PE NT HO USE A F L O O R P L A N

BEDRO OM VANIT Y DRESSING ROOM

ENSUI T E OPEN TO BELOW

KI TCHEN UPPER F LO OR L AUN DRY

DI NI NG ROOM

ENT RANCE

GU EST BAT H

LI VING ROOM

LOW ER FLOOR

PENTHOUSE FLOORS: 22/23/24

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‫دﻓﻌﻪ‪ .‬ﻗﻢ ﺑﺎﻹﴏار ﻋﲆ أن ﻳﻜﻮن اﻟﻀﺎﻣﻦ ﻣﻦ ﻧﻔﺲ اﻟﺪوﻟﺔ أو اﳌﺪﻳﻨﺔ‬ ‫ﺣﻴﺚ أﻧﻪ ﺳﻮف ﻳﻜﻮن ﻣﻦ اﻟﺼﻌﺐ ﻓﺮض ﺿامن اﻹﻳﺠﺎر ﻋﲆ ﺷﺨﺺ‬ ‫ﻣﻦ ﻣﻨﻄﻘﺔ أﺧﺮى‪.‬‬

‫إﺧﻄﺎر اﳌﺴﺘﺄﺟﺮﻳﻦ واﳌﺘﻘﺪﻣني‬ ‫ﺑﻌﺪ اﻟﺘﺤﻘﻖ ﻣﻦ اﻟﻄﻠﺒﺎت واﺧﺘﻴﺎر اﳌﺴﺘﺄﺟﺮ اﳌﻮﺛﻮق ﺑﻪ‪ ،‬ﺳﻮف ﺗﺤﺘﺎج‬ ‫إﱃ إﻋﻼﻣﻪ ﻋﻦ ﻗﺮارك وﺗﺮﺗﻴﺐ ﻋﻘﺪ اﺟﺘامع وﺗﺤﺪﻳﺪ ﻣﻮﻋﺪ ﳌﻌﺎﻳﻨﺔ‬ ‫اﻟﻌﻘﺎر ﻗﺒﻞ اﻹﻧﺘﻘﺎل إﻟﻴﻪ‪ .‬ﻗﺪ ﻳﻜﻮن ﻣﻦ اﻷﻓﻀﻞ ﺗﺄﺟﻴﻞ إﺧﻄﺎر اﳌﺘﻘﺪﻣني‬ ‫اﻵﺧﺮﻳﻦ ﺣﺘﻰ ﻣﻮﻋﺪ ﺗﻮﻗﻴﻊ اﻟﻌﻘﺪ ﺣﻴﺚ ﻗﺪ ﻳﺘﻮﺟﺐ ﻋﻠﻴﻚ اﻟﻘﻴﺎم‬ ‫ﺑﺨﻴﺎر آﺧﺮ ﰲ ﺣﺎﻟﺔ ﺗﺮاﺟﻊ اﳌﺴﺘﺄﺟﺮ اﳌﻔﻀﻞ ﻟﺪﻳﻚ ﰲ آﺧﺮ ﻟﺤﻈﺔ‪ .‬وﻣﻊ‬ ‫ذﻟﻚ‪ ،‬مبﺠﺮد اﻟﺘﻮﻗﻴﻊ ﻋﲆ اﻟﻌﻘﺪ‪ ،‬ﻣﻦ اﻟﻮاﺟﺐ ﻋﻠﻴﻚ ﺑﻮﺻﻔﻚ اﳌﺎﻟﻚ‬ ‫إﺑﻼغ اﳌﺘﻘﺪﻣني اﻟﺒﺎﻗﻴني اﻟﺬﻳﻦ ﺗﻢ رﻓﺾ ﻃﻠﺒﺎﺗﻬﻢ‪.‬‬

‫ﺗﻮﻗﻴﻊ ﻋﻘﺪ اﻹﻳﺠﺎر‬ ‫مبﺠﺮد إﺧﻄﺎرك ﻣﻘﺪم اﻟﻄﻠﺐ ﺑﻘﺮار اﺳﺘﺌﺠﺎر اﻟﻌﻘﺎر‪ ،‬ﺗﺤﺘﺎج إﱃ ﺗﻮﻗﻴﻌﻪ‬ ‫ﻋﲆ ﻋﻘﺪ اﻹﻳﺠﺎر‪ ،‬اﻟﺬي ﻳﺤﺪد ﻣﺨﺘﻠﻒ ﺑﻨﻮد وﴍوط ﺗﺄﺟري اﻟﻌﻘﺎر‪ .‬إذا‬ ‫ﻛﺎن اﻟﺸﺨﺺ ﻳﺮﻳﺪ وﻗﺘﺎ إﺿﺎﻓﻴﺎ‪ ،‬ﻗﻢ ﺑﺘﻘﻴﻴﻢ ﻣﺎ إذا ﻛﺎن ﺟﺎدا ﻋﻦ ﻃﺮﻳﻖ‬

‫أن ﺗﻄﻠﺐ ﻣﻨﻪ دﻓﻊ إﻳﺠﺎر ﻳﻮﻣﻲ ﺣﺘﻰ ﻳﻮﻗﻊ ﻋﲆ اﻟﻌﻘﺪ‪ .‬إذا مل ﻳﻮﻗﻊ‬ ‫ومل ﻳﻜﻦ ﻣﺴﺘﻌﺪا ً ﻟﺪﻓﻊ اﻹﻳﺠﺎر اﻟﻴﻮﻣﻲ‪ ،‬ﻗﺪ ﻳﻜﻮن ﻣﻦ اﻷﻓﻀﻞ أن‬ ‫ﺗﺒﺤﺚ ﻋﻦ ﻣﺴﺘﺄﺟﺮ آﺧﺮ ﺑﺤﻴﺚ ﻻ ﺗﺨﴪ اﻟﺪﺧﻞ اﻟﻨﺎﺟﻢ ﻋﻦ ﺗﺄﺟري‬ ‫ﻋﻘﺎرك‪.‬‬ ‫ﰲ وﻗﺖ ﺗﻮﻗﻴﻊ اﻟﻌﻘﺪ‪ ،‬ﻗﻢ ﺑﺘﺤﺼﻴﻞ ﻣﺒﻠﻎ اﻟﺘﺄﻣني واﻹﻳﺠﺎر ﻣﻘﺪﻣﺎ‬ ‫ﻟﻠﺸﻬﺮ اﻷول‪ ،‬ﻗﺒﻞ ﺗﺴﻠﻴﻢ اﳌﻔﺘﺎح‪ .‬ﻋﻼوة ﻋﲆ ذﻟﻚ‪ ،‬أﻏﺘﻨﻢ ﻫﺬه اﻟﻔﺮﺻﺔ‬ ‫ﻟﺘﺬﻛري اﳌﺴﺘﺄﺟﺮ ﺑﺘﻮﻗﻌﺎﺗﻚ ﻣﻦ ﺣﻴﺚ اﺳﺘﺨﺪام وﺻﻴﺎﻧﺔ اﻟﻌﻘﺎر‪ ،‬ﻓﻀﻼً‬ ‫ﻋﻦ ﻃﺮﻳﻘﺔ اﻟﺪﻓﻊ اﻟﺘﻲ ﺗﻔﻀﻠﻬﺎ ﻟﺘﺤﺼﻴﻞ اﻹﻳﺠﺎرات اﻟﺸﻬﺮﻳﺔ )ﺷﻴﻚ‬ ‫ﺷﺨﴢ‪ ،‬ﺣﻮاﻟﺔ ﻣﴫﻓﻴﺔ أو ﺣﻮاﻟﺔ ﻋﱪ اﻹﻧﱰﻧﺖ‪ ،‬اﻟﺦ(‪.‬‬ ‫ﻫﺬا ﻛﻞ ﳾء‪ ،‬أﻧﺖ اﻵن ﻣﺎﻟﻜﺎً رﺳﻤﻴﺎً! ﻗﺒﻞ اﻧﺘﻘﺎل اﳌﺴﺘﺄﺟﺮ‪ ،‬ﻗﺪ ﺗﺮﻏﺐ‬ ‫ﰲ اﻟﺘﺠﻮل ﻣﺮة أﺧرية ﻣﻌﻪ ﰲ أﻧﺤﺎء اﻟﻌﻘﺎر وﻣﻞء اﺳﺘامرة اﳌﻌﺎﻳﻨﺔ اﻟﺘﻲ‬ ‫ﺗﻮﺿﺢ ﺣﺎﻟﺔ اﻟﻌﻘﺎر‪ .‬ﺗﺄﻛﺪ ﻣﻦ ﻣﻼﺣﻈﺔ أي أﴐار ﺻﻐرية ﰲ اﻟﻌﻘﺎر اﻟﺘﻲ‬ ‫اﳌﻮﺟﻮدة ﻗﺒﻞ إﻧﺘﻘﺎﻟﻪ ﻟﺘﺠﻨﺐ اﳌﺸﺎﻛﻞ ﰲ اﳌﺴﺘﻘﺒﻞ‪ .‬ﻣﻦ اﳌﺴﺘﺤﺴﻦ‬ ‫أﻳﻀﺎ اﻟﺘﻘﺎط ﺻﻮر ﻓﻮﺗﻮﻏﺮاﻓﻴﺔ ﻟﻠﻌﻘﺎر ﻷﻧﻬﺎ ميﻜﻦ أن ﺗﻜﻮن مبﺜﺎﺑﺔ أدﻟﺔ‬ ‫ﰲ ﺣﺎل ﻇﻬﻮر أي ﺧﻼﻓﺎت ﻗﺎﻧﻮﻧﻴﺔ ﺑﺸﺄن اﻟﺼﻴﺎﻧﺔ‪.‬‬ ‫ﰲ درس اﻟﺸﻬﺮ اﳌﻘﺒﻞ‪ ،‬ﺳﻮف ﻧﻮﺿﺢ ﻟﻚ ﺣامﻳﺔ ﻋﻘﺎرك ﻋﻦ ﻃﺮﻳﻖ‬ ‫اﻟﺘﺄﻣني وإدارة اﳌﺨﺎﻃﺮ‪.‬‬

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‫‪2014‬‬

‫ﻛﺎن ﻫﻨﺎك أي ﺗﻌﺎرض ﺑني اﻻﺳﻢ ﻋﲆ ﺑﻄﺎﻗﺔ اﻟﻬﻮﻳﺔ وﻃﻠﺐ اﻹﻳﺠﺎر‪،‬‬ ‫أﻃﻠﺐ ﺗﻮﺿﻴﺤﺎً ﻓﻮرﻳﺎً ﻟﺬﻟﻚ واﻃﻠﺐ ﻣﺰﻳﺪ ﻣﻦ اﻹﺛﺒﺎﺗﺎت ﻟﻠﻌﻨﻮان أو‬ ‫اﻟﻬﻮﻳﺔ‪ ،‬إذا ﻟﺰم اﻷﻣﺮ‪.‬‬ ‫اﻻﺗﺼﺎل ﺑﺎﳌﺎﻟﻚ اﻟﺤﺎﱄ ﳌﺤﻞ إﻗﺎﻣﺔ ﻣﻘﺪم اﻟﻄﻠﺐ ﺳﻮف ﻳﻌﻄﻴﻚ ﻓﻜﺮة‬ ‫أﻓﻀﻞ ﻋﻦ ﻧﻮع اﳌﺴﺘﺄﺟﺮ اﻟﺬي ميﻜﻦ أن ﺗﺘﻮﻗﻌﻪ‪ .‬ﰲ ﺑﻌﺾ اﻷﺣﻴﺎن‬ ‫ﻳﻘﻮم اﳌﺘﻘﺪﻣني ﺑﺘﻘﺪﻳﻢ رﺳﺎﺋﻞ ﺗﻮﺻﻴﺔ ﻣﻦ اﳌﺎﻟﻚ اﻟﺴﺎﺑﻖ‪ ،‬ﻟﻜﻨﻪ ﻻ ﻳﺰال‬ ‫ﻣﻦ اﳌﺴﺘﺤﺴﻦ اﻻﺗﺼﺎل ﺑﻬﻢ ﻟﻠﺘﺤﻘﻖ ﻣﻦ ﺻﺤﺔ اﻟﺮﺳﺎﻟﺔ وأﻳﻀﺎ ﻟﻠﺤﺼﻮل‬ ‫ﻋﲆ ﻓﻜﺮة أﻓﻀﻞ ﻋام ميﻜﻦ أن ﺗﺘﻮﻗﻌﻪ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﺳﻮف ﻧﻀﻊ ﰲ‬ ‫اﻋﺘﺒﺎرﻧﺎ أن ﺑﻌﺾ اﳌﻼك ميﻜﻨﻬﻢ أﻳﻀﺎ ﺗﻘﺪﻳﻢ ﺗﻘﺮﻳﺮ ﺳﻠﺒﻲ ﳌﻨﻊ ﻣﻘﺪم‬ ‫اﻟﻄﻠﺐ ﻣﻦ ﺗﺮك ﻋﻘﺎراﺗﻬﻢ‪ ،‬ﻟﺬﻟﻚ ﻗﻢ مبﺤﺎوﻟﺔ ﺗﻘﻴﻴﻢ اﻟﻮﺿﻊ ﻋﻦ ﻃﺮﻳﻖ‬ ‫ﻃﻠﺐ اﻟﺤﺼﻮل ﻋﲆ ﻧﺴﺦ ﻣﻦ ﻓﻮاﺗري اﳌﻴﺎه واﻟﻜﻬﺮﺑﺎء وﻫﺬا ﻳﻌﻄﻴﻚ‬ ‫ﻓﻜﺮة ﻋﻦ إﻣﻜﺎﻧﻴﺔ أو ﻋﺪم إﻣﻜﺎﻧﻴﺔ اﻹﻋﺘامد ﻋﲆ ﻣﻘﺪم اﻟﻄﻠﺐ ﻟﻠﻘﻴﺎم‬ ‫ﺑﻌﻤﻠﻴﺎت اﻟﺪﻓﻊ ﻋﲆ اﻟﻔﻮر‪.‬‬ ‫وﺿﻊ وﺗﺎرﻳﺦ ﻋﻤﻞ ﻣﻘﺪم اﻟﻄﻠﺐ ﺗﻌﺪ أﻳﻀﺎ ﻣﻦ اﻟﻌﻮاﻣﻞ اﻟﻬﺎﻣﺔ اﻟﺘﻲ‬ ‫ﻳﺠﺐ ﻋﻠﻴﻚ اﻟﺘﺤﻘﻖ ﻣﻨﻬﺎ‪ .‬ميﻜﻨﻚ اﻹﺗﺼﺎل ﺑﺼﺎﺣﺐ اﻟﻌﻤﻞ ﻣﻦ ﺧﻼل‬

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‫رﻗﻢ اﻟﻬﺎﺗﻒ اﳌﻘﺪم ﻟﻠﺘﺤﻘﻖ ﻣام إذا ﻛﺎن ﻣﻘﺪم اﻟﻄﻠﺐ ﻳﻌﻤﻞ ﰲ ﴍﻛﺔ‬ ‫أو ﻣﺆﺳﺴﺔ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ميﻜﻨﻚ أﻳﻀﺎ أن ﺗﻄﻠﺐ ﻣﻦ اﳌﺴﺘﺄﺟﺮ أن‬ ‫ﻳﻘﺪم دﻟﻴﻼً ﻋﲆ اﻟﻌﻤﻞ واﻟﺪﺧﻞ‪ ،‬ﻣﺜﻞ ﻧﺴﺦ ﻣﻦ إﻳﺼﺎﻻت اﺳﺘﻼم‬ ‫اﻟﺮواﺗﺐ اﻷﺧرية‪ .‬اﻹﻗﺮارات اﻟﴬﻳﺒﻴﺔ ﻫﻲ وﺛﻴﻘﺔ أﺧﺮى ميﻜﻨﻬﺎ‬ ‫اﺳﺘﺨﺪاﻣﻬﺎ ﻟﻠﺘﺤﻘﻖ ﻣﻦ دﺧﻞ ﻣﻘﺪم اﻟﻄﻠﺐ‪ .‬وﺑﺎﻻﺿﺎﻓﺔ إﱃ ﻫﺬا‪،‬‬ ‫ميﻜﻨﻚ اﻟﺤﺼﻮل ﻋﲆ ﺗﻘﺮﻳﺮ اﻻﺋﺘامن ﳌﻘﺪم اﻟﻄﻠﺐ ﻣﻦ إﺣﺪى اﻟﻮﻛﺎﻻت‬ ‫اﳌﻌﺘﻤﺪة‪ ،‬وﻟﻜﻦ ﺗﺄﻛﺪ ﻣﻦ ﻋﺪم وﺟﻮد أي ﺗﻌﺎرض ﺑني اﻟﻌﻨﺎوﻳﻦ اﻟﻮاردة‬ ‫ﰲ ﺗﻘﺮﻳﺮ اﻻﺋﺘامن وﺗﻠﻚ اﻟﻮاردة ﻋﲆ اﺳﺘامرة اﻟﻄﻠﺐ ﺣﻴﺚ أﻧﻪ ﻣﻌﺮوﻓﺎً‬ ‫ﻗﻴﺎم اﳌﺘﻘﺪﻣني اﳌﺤﺘﺎﻟني ﺑﴪﻗﺔ اﻟﻬﻮﻳﺎت واﺳﺘﺨﺪاﻣﻬﺎ ﰲ ﻃﻠﺒﺎﺗﻬﻢ‬ ‫اﻹﻳﺠﺎرﻳﺔ‪.‬‬

‫اﻟﺘﻌﺎﻣﻞ ﻣﻊ اﻟﻀﺎﻣﻦ‬ ‫ﰲ ﺑﻌﺾ اﻟﺤﺎﻻت‪ ،‬إذا ﻛﺎن ﻣﻘﺪم اﻟﻄﻠﺐ ﻻ ميﻜﻨﻪ ﺗﻠﺒﻴﺔ ﺑﻌﺾ اﳌﻌﺎﻳري‬ ‫اﳌﺎﻟﻴﺔ اﻟﺘﻲ وﺿﻌﺘﻬﺎ ﰲ اﻋﺘﺒﺎرك‪ ،‬ميﻜﻨﻚ اﳌﻮاﻓﻘﺔ ﻋﲆ ﺗﺄﺟري اﻟﻌﻘﺎر إذا‬ ‫ﻛﺎن ﺑﺈﻣﻜﺎﻧﻪ ﺗﻮﻓري ﺿﺎﻣﻦ‪ .‬اﻟﺘﺤﻘﻖ ﻣﻦ اﻟﻬﻮﻳﺔ واﻟﻮﺿﻊ اﳌﺎﱄ ﻟﻠﻀﺎﻣﻦ‬ ‫ﻟﻀامن ﻗﺪرﺗﻪ ﻋﲆ دﻓﻊ اﻹﻳﺠﺎر ﻟﻚ ﰲ ﺣﺎﻟﺔ ﺗﻘﺼري اﳌﺴﺘﺄﺟﺮ ﻋﻦ‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫ﰲ اﻟﺸﻬﺮ اﳌﺎﴈ‪ ،‬ﺗﻌﺮﻓﻨﺎ ﻋﲆ ﻋﻤﻠﻴﺎت ﻣﻘﺎﺑﻠﺔ اﳌﺴﺘﺄﺟﺮﻳﻦ اﳌﺤﺘﻤﻠني‬ ‫وﻣﻌﺎﻳﻨﺘﻬﻢ اﻟﻌﻘﺎر‪ .‬ﺣﺎﳌﺎ ﻳﺘﻢ ذﻟﻚ‪ ،‬ﻓﺈن اﻟﺨﻄﻮة اﻟﺘﺎﻟﻴﺔ ﻫﻲ ﻗﺒﻮل‬ ‫ﻃﻠﺒﺎﺗﻬﻢ ﻟﻠﺘﺄﺟري ﺑﺤﻴﺚ ميﻜﻨﻚ ﻓﺤﺺ ﻣﺨﺘﻠﻒ اﳌﺘﻘﺪﻣني وﻣﻌﺮﻓﺔ‬ ‫اﻟﺸﺨﺺ اﻟﺬي ﻗﺪ ﻳﻜﻮن اﻷﻛرث ﻣﻮﺛﻮﻗﻴﺔ ﺳﻮاء ﻣﻦ ﺣﻴﺚ اﻟﺪﻓﻊ اﻟﻔﻮري‬ ‫واﳌﻨﺘﻈﻢ وﻛﺬﻟﻚ اﻟﺼﻴﺎﻧﺔ اﻟﺴﻠﻴﻤﺔ ﻟﻌﻘﺎرك‪ .‬ﺑﻌﺪ ﻓﺤﺺ اﻟﻄﻠﺒﺎت‪،‬‬ ‫ﺳﻴﻜﻮن ﻳﺘﻮﺟﺐ ﻋﻠﻴﻚ ﺟﻌﻞ اﳌﺴﺘﺄﺟﺮ ﻳﻮﻗﻊ ﻋﲆ ﻋﻘﺪ اﻹﻳﺠﺎر اﻟﺬي‬ ‫ﻳﺤﺪد ﴍوط وأﺣﻜﺎم اﻹﻳﺠﺎر‪.‬‬

‫ﻃﻠﺒﺎت اﻹﻳﺠﺎر‬ ‫ﺑﺎﻋﺘﺒﺎرك اﳌﺎﻟﻚ‪ ،‬ﰲ ﺣني أن ﻟﺪﻳﻚ اﻟﺤﻖ اﻻﺧﺘﻴﺎر ﻣﻦ ﺑني اﳌﺘﻘﺪﻣني‬ ‫ﻟﺘﺄﺟري ﻋﻘﺎرك‪ ،‬ﻓﻤﻦ اﻟﴬوري ﻋﻠﻴﻚ اﻟﺘﺄﻛﺪ ﻣﻦ أن ﻗﺮارك ﻳﻔﻲ ﺑﺠﻤﻴﻊ‬ ‫اﳌﻌﺎﻳري اﻟﺘﻲ وﺿﻌﺘﻬﺎ ﻗﻮاﻧني اﻹﺳﻜﺎن ﻟﻀامن ﻣﻌﺎﻣﻠﺔ ﻋﺎدﻟﺔ ﻟﻜﻞ‬ ‫ﻣﺘﻘﺪم‪ .‬وﻓﻘﺎً ﻟﻠﻘﺎﻧﻮن‪ ،‬أي ﺷﺨﺺ ﻓﻮق ﺳﻦ اﻟـ ‪ 18‬ﻋﺎﻣﺎً ميﻜﻨﻪ ﺗﻘﺪﻳﻢ‬ ‫ﻃﻠﺐ اﻹﻳﺠﺎر‪ ،‬وﻣﻦ ﻣﺼﻠﺤﺔ اﳌﺎﻟﻚ اﻟﺴامح ﻟﻜﻞ ﻃﺮف ﻣﻬﺘﻢ ﺑﺘﺄﺟري‬ ‫ﻋﻘﺎرك ﺑﺘﻘﺪﻳﻢ ﻃﻠﺐ‪ .‬ﻋﻨﺪ وﺿﻊ اﻟﺤﻘﻮل اﻟﺘﻲ ﺗﺤﺘﺎج إﱃ ﻣﻠﺌﻬﺎ‪ ،‬ﻳﻜﻮن‬ ‫ﻟﺪﻳﻚ ﻛﻞ اﻟﺤﻖ ﰲ اﻟﺴﺆال ﻋﻦ اﻟﺘﻔﺎﺻﻴﻞ اﳌﺘﻌﻠﻘﺔ ﺑﺎﻟﻬﻮﻳﺔ وﻋﻨﻮان‬ ‫اﻟﺸﺨﺺ واﻟﻌﻤﻞ‪ ،‬وﻟﻜﻦ ﺗﺠﻨﺐ اﻟﺴﺆال ﻋﻦ ﺗﻔﺎﺻﻴﻞ ﻣﺜﻞ ﻣﺤﻞ اﳌﻴﻼد‬ ‫أو اﻟﺪﻳﻦ أو اﻟﺤﺎﻟﺔ اﻹﺟﺘامﻋﻴﺔ أو اﻟﺤﺎﻟﺔ اﻟﺠﺴﺪﻳﺔ واﻟﻌﻘﻠﻴﺔ‪ .‬ﻓﻘﺪ‬ ‫ﻳﺆدي ﻫﺬا إﱃ اﺗﻬﺎﻣﺎت ﺑﺎﻟﺘﻤﻴﻴﺰ‪ ،‬ﰲ ﺣﺎل مل ﻳﺘﻢ اﺧﺘﻴﺎر اﳌﺴﺘﺄﺟﺮ ﻣﻦ‬ ‫ﻗﺎمئﺔ اﳌﺘﻘﺪﻣني‪.‬‬

‫ﻗﺒﻮل ﻃﻠﺒﺎت اﻹﻳﺠﺎر‬ ‫ﻋﻨﺪ ﻗﺒﻮل ﻃﻠﺒﺎت اﻹﻳﺠﺎر‪ ،‬ﺗﺄﻛﺪ ﻣﻦ اﻟﻘﻴﺎم مبﺮاﺟﻌﺔ اﻟﻄﻠﺐ ﻟﻠﺘﺤﻘﻖ ﻣﺎ‬ ‫إذا ﻛﺎن ﻗﺪ ﺗﻢ ﻣﻞء ﻛﻞ اﳌﻌﻠﻮﻣﺎت اﻟﻬﺎﻣﺔ‪ .‬اﻟﺘﻔﺎﺻﻴﻞ اﳌﺘﻌﻠﻘﺔ ﺑﺎﺳﻢ‬ ‫اﻟﺸﺨﺺ وﻋﻨﻮاﻧﻪ ورﻗﻢ اﻻﺗﺼﺎل ﰲ ﺣﺎﻻت اﻟﻄﻮارئ‪ ،‬رﺧﺼﺔ اﻟﻘﻴﺎدة‬ ‫واﻟﻌﻤﻞ ﺟﻤﻴﻌﻬﺎ ﻣﻌﻠﻮﻣﺎت ﴐورﻳﺔ‪ .‬ﻳﺠﺐ ﻋﻠﻴﻚ أﻳﻀﺎ اﻟﺘﺄﻛﺪ ﻣﻦ أن‬ ‫ﻣﻘﺪم اﻟﻄﻠﺐ ﻗﺪ وﻗﻊ اﻟﻨﻤﻮذج ﻟﻴﻤﻨﺤﻚ ﺻﻼﺣﻴﺔ اﻟﺘﺤﻘﻖ ﻣام إذا‬

‫ﻛﺎﻧﺖ اﳌﻌﻠﻮﻣﺎت اﳌﻘﺪﻣﺔ ﻏري دﻗﻴﻘﺔ واﻟﺘﺤﻘﻖ ﻣﻦ اﻟﻘﺪرة اﻻﺋﺘامﻧﻴﺔ‬ ‫ﻟﺘﺤﺪﻳﺪ اﻟﻘﺪرة اﳌﺎﻟﻴﺔ ﻟﻠﻤﺴﺘﺄﺟﺮ ﻋﲆ دﻓﻊ اﻹﻳﺠﺎر ﺑﺎﻧﺘﻈﺎم‪ .‬ﺑﺎﻹﺿﺎﻓﺔ‬ ‫إﱃ ذﻟﻚ‪ ،‬ﰲ وﻗﺖ ﻗﺒﻮل اﻟﻄﻠﺐ‪ ،‬ﻳﺠﺐ أن ﺗﴫ ﻋﲆ رؤﻳﺔ ﻫﻮﻳﺔ ﺗﺤﻤﻞ‬ ‫ﺻﻮرة ﺷﺨﺼﻴﺔ ﻟﻠﺸﺨﺺ ﻣﻘﺪم اﻟﻄﻠﺐ ﻟﻠﺘﺤﻘﻖ ﻣﻦ أن اﻟﻄﻠﺐ ﻻ ﻳﺘﻢ‬ ‫ﺗﻘﺪميﻪ ﺑﺎﺳﻢ ﻣﺴﺘﻌﺎر‪.‬‬

‫اﻟﺘﺤﻘﻖ ﻣﻦ ﻣﻌﻠﻮﻣﺎت ﻃﻠﺒﺎت اﻹﻳﺠﺎر‬ ‫ﻗﺪ ﺗﺘﻠﻘﻰ اﻟﻌﺪﻳﺪ ﻣﻦ ﻃﻠﺒﺎت اﻹﻳﺠﺎر ﻟﻌﻘﺎرك‪ .‬واﻟﺨﻄﻮة اﻟﺘﺎﻟﻴﺔ ﻫﻲ‬ ‫اﻟﺘﺤﻘﻖ ﻣﻦ دﻗﺔ اﳌﻌﻠﻮﻣﺎت اﳌﻘﺪﻣﺔ‪ .‬ﻛﺈﺟﺮاء وﻗﺎيئ‪ ،‬ﻣﻦ اﻷﻓﻀﻞ أن‬ ‫ﺗﻄﻠﺐ ﺻﻮرة ﺷﺨﺼﻴﺔ ﻣﻦ ﺟﻤﻴﻊ اﻟﺒﺎﻟﻐني اﻟﺬﻳﻦ ﺳﻮف ﻳﺴﺘﺄﺟﺮون‬ ‫اﻟﻌﻘﺎر‪ .‬ﺑﻬﺬه اﻟﻄﺮﻳﻘﺔ‪ ،‬ﰲ ﺣﺎل وﺟﻮد أي ﻧﺰاع ﻳﻨﺸﺄ ﰲ اﳌﺴﺘﻘﺒﻞ‪،‬‬ ‫ﺳﻴﻜﻮن ﻟﺪﻳﻚ دﻟﻴﻞ ﻋﲆ ﻫﻮﻳﺔ اﻷﺷﺨﺎص اﻟﺬﻳﻦ اﺳﺘﺄﺟﺮوا ﻋﻘﺎرك‪ .‬إذا‬

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‫ﰲ اﻟﺸﻬﺮ اﳌﺎﴈ‪ ،‬ﺗﻌﺮﻓﻨﺎ ﻋﲆ ﻋﻤﻠﻴﺎت ﻣﻘﺎﺑﻠﺔ اﳌﺴﺘﺄﺟﺮﻳﻦ اﳌﺤﺘﻤﻠني وﻣﻌﺎﻳﻨﺘﻬﻢ اﻟﻌﻘﺎر‪ .‬ﺣﺎﳌﺎ ﻳﺘﻢ ذﻟﻚ‪ ،‬ﻓﺈن‬ ‫اﻟﺨﻄﻮة اﻟﺘﺎﻟﻴﺔ ﻫﻲ ﻗﺒﻮل ﻃﻠﺒﺎﺗﻬﻢ ﻟﻠﺘﺄﺟري ﺑﺤﻴﺚ ميﻜﻨﻚ ﻓﺤﺺ ﻣﺨﺘﻠﻒ اﳌﺘﻘﺪﻣني وﻣﻌﺮﻓﺔ اﻟﺸﺨﺺ اﻟﺬي‬ ‫ﻗﺪ ﻳﻜﻮن اﻷﻛرث ﻣﻮﺛﻮﻗﻴﺔ ﺳﻮاء ﻣﻦ ﺣﻴﺚ اﻟﺪﻓﻊ اﻟﻔﻮري واﳌﻨﺘﻈﻢ وﻛﺬﻟﻚ اﻟﺼﻴﺎﻧﺔ اﻟﺴﻠﻴﻤﺔ ﻟﻌﻘﺎرك‪ .‬ﺑﻌﺪ‬ ‫ﻓﺤﺺ اﻟﻄﻠﺒﺎت‪ ،‬ﺳﻴﻜﻮن ﻳﺘﻮﺟﺐ ﻋﻠﻴﻚ ﺟﻌﻞ اﳌﺴﺘﺄﺟﺮ ﻳﻮﻗﻊ ﻋﲆ ﻋﻘﺪ اﻹﻳﺠﺎر اﻟﺬي ﻳﺤﺪد ﴍوط وأﺣﻜﺎم‬ ‫اﻹﻳﺠﺎر‪.‬‬ ‫‪www.valoran.ae‬‬


Valoran Real Estate Brokers Your Lifestyle Broker

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www.valoran.ae


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫ﰲ ﺣني ارﺗﻔﻌﺖ ﻣﺒﻴﻌﺎت ‪ 2013‬ﺑﺴﺒﺐ ﻇﺮوف اﻟﺴﻮق اﳌﻮاﺗﻴﺔ‪ ،‬ﻣﻦ‬ ‫اﳌﺮﺟﺢ أن ﺗﻜﻮن اﻟﻌﻮاﻣﻞ اﳌﺆﺛﺮة ﰲ ﻋﺎم ‪ 2014‬أﻛرث ﺗﻨﻮﻋﺎ واﻟﺘﻲ‬ ‫ﺗﻐﺬﻳﻬﺎ اﻟﺘﻮﻗﻌﺎت اﻻﻗﺘﺼﺎدﻳﺔ اﻹﻳﺠﺎﺑﻴﺔ وﻣﻌﺪل اﻟﻨﻤﻮ اﻻﻗﺘﺼﺎدي‬ ‫اﳌﺘﻮﻗﻊ ﺑﻨﺴﺒﺔ ‪ 2.5‬ﰲ اﳌﺎﺋﺔ‪.‬‬

‫واﺻﻠﺖ اﻟﺴﻮق اﳌﻜﺘﺒﻴﺔ ﰲ ﺑﻮﻟﻨﺪا أداءﻫﺎ اﻟﻘﻮي ﰲ ﻋﺎم ‪ 2013‬ﻣﻊ‬ ‫‪ 548,500‬ﻣﱰ ﻣﺮﺑﻊ ﻣﻦ اﳌﻌﺮوض اﻟﺠﺪﻳﺪ اﻟﺬي ﻳﻀﺎف ﰲ وارﺳﻮ‬ ‫وﻛﺬﻟﻚ اﳌﺪن اﻹﻗﻠﻴﻤﻴﺔ اﻟﺴﺘﺔ‪ .‬ﰲ دﻳﺴﻤﱪ ﻋﺎم ‪ ،2013‬ﺑﻠﻎ ﻣﺘﻮﺳﻂ‬ ‫ﻣﻌﺪل اﻟﺸﻐﻮر ﻋﱪ ﺳﺒﻊ ﻣﺪن ﺑﻮﻟﻨﺪﻳﺔ أﻛرث ﻣﻦ ‪ 11‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫ﻣﻨﺬ ﻋﺎم ‪ ،2012‬ﺗﺰاﻳﺪ اﳌﻌﺮوض ﻣﻦ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﻟﺤﺪﻳﺜﺔ ﰲ‬ ‫ﺑﻮﻟﻨﺪا ﺑﻮﺗرية ﺛﺎﺑﺘﺔ‪ .‬ﰲ اﻟﻌﺎﺻﻤﺔ وارﺳﻮ‪ ،‬أﺿﻴﻒ أﻛرث ﻣﻦ ‪ 298،000‬ﻣﱰ‬ ‫ﻣﺮﺑﻊ ﻣﻦ اﳌﻌﺮوض اﻟﺠﺪﻳﺪ ﻟﻴﺼﻞ إﺟامﱄ اﳌﺨﺰون إﱃ ‪ 4,11‬ﻣﻠﻴﻮن‬ ‫ﻣﱰ ﻣﺮﺑﻊ ﰲ دﻳﺴﻤﱪ ‪ ،2013‬أي ﺑﺰﻳﺎدة ﻗﺪرﻫﺎ ‪ 6.6‬ﰲ اﳌﺎﺋﺔ ﻋﻦ ﻋﺎم‬ ‫‪ .2012‬وارﺗﻔﻊ اﻟﻨﺸﺎط اﻹﻳﺠﺎري ﰲ اﻟﻌﺎﺻﻤﺔ ﺑﻨﺴﺒﺔ ‪ 4.1‬ﰲ اﳌﺎﺋﺔ‬

‫اﻋﺘﺒﺎرا ﻣﻦ ﻋﺎم ‪ 2012‬ﻟﻴﺼﻞ إﱃ ‪ 633,300‬ﻣﱰ ﻣﺮﺑﻊ‪ .‬أﻛرث ﻣﻦ ‪ 78‬ﰲ‬ ‫اﳌﺎﺋﺔ ﻣﻦ اﻹرﺗﻔﺎﻋﺎت ﻛﺎﻧﺖ ﰲ اﳌﻮاﻗﻊ ﻏري اﳌﺮﻛﺰﻳﺔ‪ ،‬ﰲ ﺣني ارﺗﻔﻊ‬ ‫اﻧﺨﻔﺾ اﻟﺘﺄﺟري ﰲ اﳌﻮاﻗﻊ اﳌﺮﻛﺰﻳﺔ ﻷﻛرث ﻣﻦ ‪ 34،000‬ﻣﱰ ﻣﺮﺑﻊ ﻣﻘﺎرﻧﺔ‬ ‫ﺑﺎﻟﻌﺎم اﻟﺴﺎﺑﻖ ﻣﻊ ‪ 137،000‬ﻣﱰ ﻣﺮﺑﻊ ﻓﻘﻂ ﻳﺠﺮي ﺗﺄﺟريﻫﺎ ﰲ ﻋﺎم‬ ‫‪ .2013‬وﺧﻼل ﻋﺎم ‪ ،2013‬أﻧﺨﻔﻀﺖ إﻳﺠﺎرات اﳌﻜﺎﺗﺐ اﻟﺮﺋﻴﺴﻴﺔ إﱃ‬ ‫‪ 25‬ﻳﻮرو ﻟﻠﻤﱰ اﳌﺮﺑﻊ اﻟﻮاﺣﺪ ﺷﻬﺮﻳﺎ ﰲ اﳌﻮاﻗﻊ اﳌﺮﻛﺰﻳﺔ ﰲ وارﺳﻮ – أي‬ ‫ﺑﺎﻧﺨﻔﺎض ﻗﻴﻤﺘﻪ ﺣﻮاﱄ ‪ 1.5‬ﻳﻮرو ﻋﻦ ﻧﻬﺎﻳﺔ ﻋﺎم ‪.2012‬‬ ‫ﻣﻦ ﺑني ﻣﺪن أﺧﺮى‪ ،‬واﺻﻠﺖ ﻛﺮاﻛﻮف ﺣﻔﻆ ﻣﻜﺎﻧﺘﻬﺎ ﺑﺎﻋﺘﺒﺎرﻫﺎ أﻛﱪ‬ ‫ﺳﻮق إﻗﻠﻴﻤﻴﺔ ﻟﻠﻤﻜﺎﺗﺐ ﰲ ﺑﻮﻟﻨﺪا‪ .‬ﻳﺒﻠﻎ ﻣﺨﺰون اﳌﺪﻳﻨﺔ ﺣﻮاﱄ‬ ‫‪ 634,600‬ﻣﱰ ﻣﺮﺑﻊ‪ ،‬ﻣﻨﻬﺎ ﺣﻮاﱄ ‪ 32،300‬ﺗﻢ ﺗﺴﻠﻴﻤﻬﺎ ﰲ ﻋﺎم ‪.2013‬‬ ‫وﻛﺎن ﺳﻌﺮ اﻟﺘﺄﺟري ﰲ اﳌﻜﺎﺗﺐ اﻟﺮﺋﻴﺴﻴﺔ ﰲ اﳌﺪﻳﻨﺔ ﺑني ‪ 13-15‬ﻳﻮرو‬ ‫ﻟﻠﻤﱰ اﳌﺮﺑﻊ اﻟﻮاﺣﺪ ﺷﻬﺮﻳﺎ‪ .‬وﻛﺎﻧﺖ ﻓﺮوﻛﻼف ﺛﺎين أﴎع اﻷﺳﻮاق‬ ‫اﳌﻜﺘﺒﻴﺔ منﻮا ﰲ ﺑﻮﻟﻨﺪا ﰲ ﻋﺎم ‪) 2013‬ﺑﻌﺪ وارﺳﻮ(‪ ،‬ﻣﻊ أﻛرث ﻣﻦ‬ ‫‪ 73،800‬ﻣﱰ ﻣﺮﺑﻊ ﻣﻦ اﳌﺨﺰون اﻟﺠﺪﻳﺪ اﳌﻀﺎف ﻟﻴﺼﻞ إﺟامﱄ اﳌﺨﺰون‬ ‫إﱃ ‪ 540،000‬ﻣﱰ ﻣﺮﺑﻊ‪.‬‬

‫‪Existing Office Stock‬‬ ‫‪VACANCY‬‬ ‫)‪(%‬‬

‫‪RENTS‬‬ ‫)‪(EUR/SQ M/MONTH‬‬

‫‪STOCK‬‬ ‫)‪(SQM‬‬

‫‪Warsaw‬‬

‫‪11.75%‬‬

‫‪11.5-25.5‬‬

‫‪4,112,796‬‬

‫‪10.61%‬‬

‫‪17-25.5‬‬

‫‪1,246,951‬‬

‫*‪CL‬‬

‫‪12.24%‬‬

‫‪11.5-16.5‬‬

‫‪2,865,845‬‬

‫*‪NCL‬‬

‫‪4.90%‬‬

‫‪13-15‬‬

‫‪634,695‬‬

‫‪11.75%‬‬

‫‪13-15.5‬‬

‫‪539,979‬‬

‫‪Krakow‬‬ ‫‪Wroclaw‬‬

‫‪11.20%‬‬

‫‪13-15‬‬

‫‪432,985‬‬

‫‪Tricity‬‬

‫‪14.22%‬‬

‫‪14-16‬‬

‫‪303,174‬‬

‫‪Poznan‬‬

‫‪7.29%‬‬

‫‪13-14‬‬

‫‪302,600‬‬

‫‪Katowice‬‬

‫‪14.44%‬‬

‫‪12-14‬‬

‫‪297,499‬‬

‫‪Lodz‬‬ ‫‪* CL - Central Locations‬‬ ‫‪** NCL - Non Central locations‬‬

‫‪Source: Cushman & Wakefield Valuation & Advisory, January 2014‬‬

‫‪19‬‬


‫‪- 19‬‬

‫‪2014‬‬

‫‪Long Term Bonds Rate and GDP Forecast‬‬ ‫*‪2014‬‬

‫*‪2013‬‬

‫‪2013‬‬

‫‪2012‬‬

‫‪2011‬‬

‫‪2010‬‬

‫‪2009‬‬

‫‪2008‬‬

‫‪1.40%‬‬

‫‪0.00%‬‬

‫‪3.02%‬‬

‫‪3.02%‬‬

‫‪4.29%‬‬

‫‪4.20%‬‬

‫‪3.96%‬‬

‫‪3.97%‬‬

‫‪EU‬‬

‫‪-0.40% 1.10%‬‬

‫‪2.97%‬‬

‫‪3.18%‬‬

‫‪4.63%‬‬

‫‪4.13%‬‬

‫‪3.63%‬‬

‫‪3.73%‬‬

‫‪Euro Zone‬‬

‫‪1.70%‬‬

‫‪0.50%‬‬

‫‪1.80%‬‬

‫‪1.30%‬‬

‫‪1.93%‬‬

‫‪2.91%‬‬

‫‪3.14%‬‬

‫‪3.05%‬‬

‫‪Germany‬‬

‫‪2.80%‬‬

‫‪1.10%‬‬

‫‪2.39%‬‬

‫‪1.51%‬‬

‫‪1.68%‬‬

‫‪3.21%‬‬

‫‪3.24%‬‬

‫‪2.67%‬‬

‫‪-1.00% 1.80%‬‬

‫‪2.20%‬‬

‫‪2.12%‬‬

‫‪3.70%‬‬

‫‪3.89%‬‬

‫‪3.98%‬‬

‫‪4.3%‬‬

‫‪Sweden‬‬ ‫‪Czench Rep.‬‬

‫‪1.30%‬‬

‫‪4.42%‬‬

‫‪3.88%‬‬

‫‪5.84%‬‬

‫‪5.98%‬‬

‫‪6.22%‬‬

‫‪5.7%‬‬

‫‪Poland‬‬

‫‪-1.30% 0.50%‬‬

‫‪4.13%‬‬

‫‪5.34%‬‬

‫‪5.53%‬‬

‫‪5.38%‬‬

‫‪3.81%‬‬

‫‪3.86%‬‬

‫‪Spain‬‬

‫‪2.50%‬‬

‫)‪* GDP (forcast‬‬ ‫‪Source: european Comission, Economic and Financial Affairs, January 2014‬‬

‫ﻣﻦ ﺣﻴﺚ اﳌﻌﺎﻣﻼت‪ ،‬ﻛﺎﻧﺖ اﻟﻮﺣﺪات اﳌﺒﺎﻋﺔ مبﺠﻤﻮع ‪ 10،900‬ﰲ‬ ‫اﻟﺮﺑﻊ اﻷﺧري ﻣﻦ ﻋﺎم ‪ 2013‬أﻋﲆ ﺑﻨﺴﺒﺔ ‪ 14‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﺮﺑﻊ اﻟﺴﺎﺑﻖ‬ ‫وأﻗﻮى أداء ﻣﻨﺬ اﻟﺬروة اﻟﺘﻲ ﺑﻠﻐﺘﻬﺎ ﰲ أواﺋﻞ ﻋﺎم ‪ .2007‬ﻋﲆ ﻣﺪى‬ ‫ﻋﺎم ‪ ،2013‬ﺗﻢ ﺑﻴﻊ ﻣﺎ ﻣﺠﻤﻮﻋﻪ ‪ 36،000‬وﺣﺪة ﰲ اﻷﺳﻮاق اﻟﺮﺋﻴﺴﻴﺔ‬ ‫اﻟﺴﺘﺔ‪ ،‬أي ﺑﺰﻳﺎدة ﻗﺪرﻫﺎ ‪ 17.5‬ﰲ اﳌﺎﺋﺔ ﻋﻦ ﻋﺎم ‪ ،2012‬وﻣﻘﺎرﻧﺔ ﻣﻊ‬ ‫أرﻗﺎم اﳌﺒﻴﻌﺎت ﻣﻦ ﻋﺎم ‪ .2007‬واﳌﺸﱰﻳﺎت ﺟﺎءت ﻣﻦ ﺛﻼث ﻓﺌﺎت‬ ‫رﺋﻴﺴﻴﺔ ﻣﻦ اﳌﺸﱰﻳﻦ‪ .‬ﻛﺎﻧﺖ اﻟﻔﺌﺔ اﻷوﱃ أوﻟﺌﻚ اﻟﺬﻳﻦ اﺣﺘﻔﻈﻮا‬ ‫ﺑﻮﺣﺪات ﺳﻜﻨﻴﺔ ﺑﻬﺪف إمتﺎم اﻟﴩاء ﰲ ﻣﻦ ﻋﺎم ‪ 2014‬وﻣﺎ ﺑﻌﺪه‬

‫ﻟﻼﺳﺘﻔﺎدة ﻣﻦ ﻣﻨﺎزل إﻋﺎﻧﺔ اﻟﺸﺒﺎب‪ .‬ﻛﺎﻧﺖ اﻟﻔﺌﺔ اﻟﺜﺎﻧﻴﺔ أوﻟﺌﻚ اﻟﺬﻳﻦ‬ ‫أﺧﺬوا اﻟﻘﺮوض اﳌﺮﻛﺒﺔ اﻟﺘﻜﺘﻴﻜﻴﺔ اﻟﺨﻔﻴﻔﺔ ﻟﴩاء اﻟﻌﻘﺎرات ﻓﻘﻂ ﻗﺒﻞ‬ ‫إدﺧﺎل اﻟﺘﻮﺻﻴﺔ ‪ S‬اﻟﺘﻲ وﺿﻌﺖ ﻗﻴﻮدا ﻋﲆ ﺳﻴﺎﺳﺎت اﻟﺮﻫﻦ اﻟﻌﻘﺎري‬ ‫ﻟﻠﺒﻨﻮك‪ .‬وﻛﺎﻧﺖ اﳌﺠﻤﻮﻋﺔ اﻟﻨﻬﺎﺋﻴﺔ ﻣﻦ اﳌﺸﱰﻳﻦ اﻟﺬﻳﻦ ﻳﺸﱰون‬ ‫اﻟﻌﻘﺎرات ﻟﻐﺮض اﻻﺳﺘﺜامر‪ ،‬ﻣﻦ ﺧﻼل اﻻﺳﺘﻔﺎدة اﻟﻘﺼﻮى ﻣﻦ اﻧﺨﻔﺎض‬ ‫أﺳﻌﺎر اﻟﻔﺎﺋﺪة وﺗﺤﺴﺒﺎ ﻟﺰﻳﺎدة رأس اﳌﺎل ﰲ ﺣني اﺳﺘﻤﺮت اﻷﺳﻌﺎر ﰲ‬ ‫اﻻﻧﺨﻔﺎض‪.‬‬

‫‪Structure of the market offer according to‬‬ ‫‪the projects’ delivery date declared by the developer‬‬ ‫‪Aggregated date for Warsaw, Krakow, Wroclaw, Tri-City, Pozanari and Lodz‬‬

‫‪do 2011 - 7%‬‬ ‫‪2012 - 9%‬‬

‫‪po 2015 - 2%‬‬ ‫‪2015 - 20%‬‬

‫‪2013 - 20%‬‬

‫‪2014 - 42%‬‬ ‫‪Source: REAS‬‬

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‫ﻣﻊ ﻗﺮﺑﻬﺎ ﻣﻦ أﳌﺎﻧﻴﺎ‪ ،‬ﺗﺴﺘﻔﻴﺪ ﺑﻮﻟﻨﺪا ﻣﻦ اﻻﺳﺘﺜامرات اﻷﳌﺎﻧﻴﺔ ﻓﻀﻼ‬ ‫ﻋﻦ اﻟﻮﺻﻮل إﱃ أﺳﻮاﻗﻬﺎ‪ .‬ﺳﻬﻮﻟﺔ اﻟﻮﺻﻮل واﻟﺒﻴﺌﺔ اﻟﺼﺪﻳﻘﺔ ﻟﻸﻋامل‬ ‫اﻟﺘﺠﺎرﻳﺔ ﰲ ﺑﻮﻟﻨﺪا‪ ،‬واﻟﺘﻲ ﺗﺸﻤﻞ اﻟﻌامﻟﺔ اﳌﺎﻫﺮة وﻣﻨﺼﺔ إﻧﺘﺎج ﻋﺎﻟﻴﺔ‬ ‫اﻟﺠﻮدة وﻣﻨﺨﻔﻀﺔ اﻟﺘﻜﻠﻔﺔ‪ ،‬ﺗﺠﻌﻞ ﻫﺬا اﻟﺒﻠﺪ ﺧﻴﺎرا ﺟﺬاﺑﺎ ﺑﺎﻋﺘﺒﺎره‬ ‫ﻗﺎﻋﺪة ﻟﻠﺼﻨﺎﻋﺎت اﻟﺘﺤﻮﻳﻠﻴﺔ ﳌﺴﺘﺜﻤﺮي أوروﺑﺎ اﻟﻐﺮﺑﻴﺔ‪.‬‬ ‫ﺑﻌﺪ اﻟﻨﻤﻮ اﻟﴪﻳﻊ ﰲ اﻷﺳﻌﺎر ﺑني ﻋﺎﻣﻲ ‪ 2002‬و ‪ ،2007‬اﻧﺨﻔﻀﺖ‬ ‫أﺳﻌﺎر اﻟﻌﻘﺎرات ﰲ ﻣﻨﺘﺼﻒ ﻋﺎم ‪ ،2008‬وﰲ اﻟﻮﻗﺖ اﻟﺤﺎﴐ‪ ،‬ﻓﺈن‬ ‫ﺳﻮق اﻟﻌﻘﺎرات ﰲ ﺑﻮﻟﻨﺪا ﻳﺘﻌﺎﰱ وﻳﺴﻌﻰ ﻧﺤﻮ ﻣﻮاﻛﺒﺔ اﻻﻗﺘﺼﺎد اﻟﺬي‬ ‫ﻳﻨﻤﻮ ﺑﺒﻂء‪ .‬ﺑﻴﻨام ﺗﺴﺘﻤﺮ أﺳﻌﺎر اﳌﺴﺎﻛﻦ ﰲ ﺟﻤﻴﻊ أﻧﺤﺎء اﻟﺒﻼد ﰲ‬ ‫اﻻﻧﺨﻔﺎض‪ ،‬ﻓﺈن وﺗرية اﻟﺘﺒﺎﻃﺆ ﻗﺪ ﺗﱰاﺟﻊ‪ .‬ﻣﻊ اﻻﻧﺘﻌﺎش اﻻﻗﺘﺼﺎدي‬ ‫إرﺗﻔﻊ اﻟﻄﻠﺐ ﻋﲆ اﻟﻌﻘﺎرات‪ ،‬وﻟﻜﻦ ﻻ ﻳﺰال ﻧﺸﺎط اﻟﺒﻨﺎء ﺿﻌﻴﻔﺎً‪.‬‬ ‫ﻻ ﺗﻮﺟﺪ ﻗﻴﻮد ﻋﲆ اﻷﺟﺎﻧﺐ ﻟﴩاء اﻟﻮﺣﺪات اﻟﺴﻜﻨﻴﺔ ﰲ ﺑﻮﻟﻨﺪا‪ .‬رﻋﺎﻳﺎ‬ ‫اﳌﻨﻄﻘﺔ اﻻﻗﺘﺼﺎدﻳﺔ اﻷوروﺑﻴﺔ )‪ (EEA‬ميﻜﻨﻬﻢ أﻳﻀﺎ ﴍاء اﻷراﴈ‬ ‫ﻟﻼﺳﺘﺨﺪام اﻟﺘﺠﺎري ﰲ ﺑﻮﻟﻨﺪا‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﻳﺤﺘﺎج اﳌﺸﱰي إﱃ ﺗﴫﻳﺢ‬ ‫ﻣﻦ وزارة اﻟﺸﺆون اﻟﺪاﺧﻠﻴﺔ واﻹدارة )‪ (MIA‬ﻟﴩاء اﻷراﴈ ﻟﻼﺳﺘﺠامم‬ ‫أو اﻟﺴﻜﻦ‪ ،‬إذا ﻛﺎن اﳌﺸﱰي ﻏري ﻣﻘﻴﻢ داﺋﻢ ﰲ ﺑﻮﻟﻨﺪا‪ ،‬وأي أرض ﺗﻢ‬ ‫ﴍاؤﻫﺎ ﻣﻦ ﻗﺒﻞ ﺷﺨﺺ أﺟﻨﺒﻲ ﺣﺎﺻﻞ ﻋﲆ اﻹﻗﺎﻣﺔ اﻟﺪامئﺔ ﻻ ميﻜﻦ أن‬ ‫ﺗﺘﺠﺎوز ‪ 0.5‬ﻫﻜﺘﺎر‪ .‬وﻳﺤﺘﺎج ﻏري ﻣﻮاﻃﻨﻲ اﳌﻨﻄﻘﺔ اﻻﻗﺘﺼﺎدﻳﺔ‬ ‫اﻷوروﺑﻴﺔ‪ ،‬إﱃ ﺗﺼﺎرﻳﺢ ﻟﴩاء اﻷراﴈ ﻟﻼﺳﺘﺨﺪام اﻟﺴﻜﻨﻲ أو اﻟﺘﺠﺎري‪،‬‬ ‫وﻋﺎدة‪ ،‬وﻳﺘﻢ إﻋﻄﺎء اﻟﺘﺼﺎرﻳﺢ ﻓﻘﻂ إذا ﻛﺎن اﻷﺟﻨﺒﻲ ميﻜﻨﻪ أن ﻳﺜﺒﺖ‬ ‫أن ﻟﺪﻳﻪ ﺻﻼت دامئﺔ ﻣﻊ ﻫﺬا اﻟﺒﻠﺪ‪ .‬ﻻ ﻳﻮﺟﺪ أي ﻗﻴﻮد ﻋﲆ اﻷﺟﺎﻧﺐ‬ ‫ﻻﺳﺘﺌﺠﺎر اﻷراﴈ أو اﻟﻌﻘﺎرات ﰲ ﺑﻮﻟﻨﺪا‪.‬‬

‫ﰲ اﻟﺮﺑﻊ اﻷﺧري ﻣﻦ ﻋﺎم ‪ ،2013‬ﺑﻠﻐﺖ ﻗﻴﻤﺔ ﺳﻮق اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ‬ ‫ﰲ ﺑﻮﻟﻨﺪا ﺗﻘﺮﻳﺒﺎ ﻧﻔﺲ اﳌﺴﺘﻮﻳﺎت ﰲ ﻛﻞ وﻗﺖ وﺳﺠﻠﺖ ارﺗﻔﺎع ﰲ‬ ‫اﻟﺮﺑﻊ اﻷول ﻣﻦ ﻋﺎم ‪ ،2007‬وﻛﺎﻧﺖ ﻫﻨﺎك أﻳﻀﺎ زﻳﺎدة ﰲ ﻋﺪد ﻣﻦ‬ ‫اﻟﻌﻘﺎرات اﻟﺘﻲ أﻃﻠﻘﺖ ﺧﻼل اﻟﺮﺑﻊ اﻟﺮاﺑﻊ ﻣﻦ ﻋﺎم ‪ 2013‬ﻣﻘﺎرﻧﺔ ﻣﻊ‬ ‫اﻷرﺑﺎع اﻟﺴﺎﺑﻘﺔ‪ ،‬وﺑﺬﻟﻚ ﻳﺼﺒﺢ اﻟﻌﺮض ﻗﺮﻳﺐ ﻣﻦ اﳌﻌﺪل اﳌﺘﻮﺳﻂ‪.‬‬ ‫وأﺷﺎرت اﻟﺒﻴﺎﻧﺎت اﻟﺼﺎدرة ﻣﻦ ‪ REAS‬أن ‪ 7800‬ﻣﻨﺰل ﺗﻢ إﻃﻼﻗﻬﺎ‬ ‫ﻟﻠﺒﻴﻊ ﰲ اﻟﺮﺑﻊ اﻟﺮاﺑﻊ‪ ،‬ﻣﻊ ﺗﺤﻘﻴﻖ أﻛﱪ ﻗﻴﻤﺔ ﻣﻦ اﳌﻨﺎزل اﻟﺠﺪﻳﺪة ﰲ‬ ‫ﺟﻤﻴﻊ أﻧﺤﺎء اﳌﺪن اﻟﺮﺋﻴﺴﻴﺔ ﰲ اﻟﺒﻼد ﻣﺜﻞ وارﺳﻮ‪ ،‬ﻛﺮاﻛﻮف‪ ،‬وارﺳﻮ‪،‬‬ ‫ﺗﺮاي ﺳﻴﺘﻲ‪ ،‬وودج وﺑﻮزﻧﺎن‪.‬‬ ‫وﺗﻢ إﻃﻼق ﺣﻮاﱄ ‪ 24،000‬وﺣﺪة ﺳﻜﻨﻴﺔ ﰲ اﻟﺴﻮق ﰲ ﻋﺎم ‪،2014‬‬ ‫واﻟﺬي ﻛﺎن أﻗﻞ ﺑﻜﺜري ﻣﻦ ‪ 35،000-37،000‬وﺣﺪة ﻋﺮﺿﺖ ﰲ اﻟﺴﻨﻮات‬

‫اﻟﺴﺎﺑﻘﺔ‪ .‬أدى إدﺧﺎل ﻗﺎﻧﻮن اﳌﻄﻮر ﰲ ﻋﺎم ‪ 2012‬ﰲ ﺣﺪوث ﻃﻔﺮة ﰲ‬ ‫إدﺧﺎل ﻣﺸﺎرﻳﻊ ﺟﺪﻳﺪة ﰲ وﻗﺖ ﻣﺒﻜﺮ ﻣﻦ ذﻟﻚ اﻟﻌﺎم‪ ،‬واﻟﺬي ﺗﺒﻌﻪ‬ ‫اﻧﺨﻔﺎض ﺣﺎد ﰲ اﻟﻨﺼﻒ اﻟﺜﺎين ﻣﻦ ﻋﺎم ‪.2012‬‬ ‫وﻣﻊ ذﻟﻚ‪ ،‬ﻣﻊ ﻣﺒﻴﻌﺎت ﺗﺘﺠﺎوز اﳌﻌﺮوض اﻟﺠﺪﻳﺪ‪ ،‬اﻧﺨﻔﺾ إﺟامﱄ‬ ‫ﻋﺪد اﻟﻮﺣﺪات اﳌﺘﺎﺣﺔ ﻟﻠﺒﻴﻊ ﰲ اﻷﺳﻮاق اﻟﺮﺋﻴﺴﻴﺔ اﻟﺴﺘﺔ ﰲ اﻟﺮﺑﻊ‬ ‫اﻟﺮاﺑﻊ ﻣﻦ ﻋﺎم ‪ 2014‬ﻟﻠﺮﺑﻊ اﻟﺴﺎدس ﻋﲆ اﻟﺘﻮاﱄ‪ .‬ﰲ دﻳﺴﻤﱪ ﻋﺎم‬ ‫‪ ،2014‬ﺗﻢ ﻋﺮض ‪ 41،000‬وﺣﺪة وﻫﻮ أﻗﻞ ﺑﻨﺴﺒﺔ ‪ 6‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﺮﺑﻊ‬ ‫اﻟﺴﺎﺑﻖ وأﻗﻞ ﺑﻨﺴﺒﺔ ‪ 27‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻻرﺗﻔﺎع اﻟﺬي ﺗﻢ ﺗﺴﺠﻴﻠﻪ ﰲ‬ ‫اﻟﺮﺑﻊ اﻟﺜﺎين ﻣﻦ ﻋﺎم ‪.2012‬‬ ‫ﻣﻦ ﺑني اﻟﻮﺣﺪات اﳌﻌﺮوﺿﺔ ﰲ ﻧﻬﺎﻳﺔ ﻋﺎم ‪ ،2013‬ﻛﺎن ﻣﻦ اﳌﺘﻮﻗﻊ أن‬ ‫ﻳﺘﻢ اﻹﻧﺘﻬﺎء ﻣﻦ أﻛرث ﻣﻦ ‪ 17,000‬وﺣﺪة ﰲ ﻋﺎم ‪ ،2014‬ﻋﲆ أن ﻳﺘﻢ‬ ‫اﻹﻧﺘﻬﺎء ﻣﻦ ‪ 9،000‬وﺣﺪة أﺧﺮى ﰲ اﻟﻌﺎﻣني اﻟﺘﺎﻟﻴني‪ .‬ﰲ اﻟﻮﻗﺖ اﻟﺤﺎﴐ‪،‬‬ ‫اﻟﻌﺪد اﳌﺘﻮﻗﻊ ﻣﻦ اﻟﻮﺣﺪات اﻟﺘﻲ ﻳﺘﻢ اﻹﻋﻼن ﻋﻦ اﻻﻧﺘﻬﺎء ﻣﻨﻬﺎ ﰲ ﻋﺎم‬ ‫‪ 2015‬وﻣﺎ ﺑﻌﺪه ﻣﻨﺨﻔﺾ ﺟﺪا ً ﻋﻨﺪ ‪ 800‬وﺣﺪة ﻓﻘﻂ‪.‬‬

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‫‪2014‬‬

‫ﺑﻌﺪ اﻧﻬﻴﺎر اﻟﺸﻴﻮﻋﻴﺔ ﰲ ﻋﺎم ‪ ،1989‬وﺧﻼل اﻟﻌﻘﺪﻳﻦ وﻧﺼﻒ اﳌﺎﺿﻴﺔ ﺗﺨﻠﺼﺖ ﺑﻮﻟﻨﺪا ﻣﻦ‬ ‫ﺗﺸﻮﻫﺎت اﳌﺎﴈ ﺧﻼل ﻗﺮون ﻣﻦ اﻟﺤﺮوب واﻟﻈﻠﻢ ﻟﺘﻈﻬﺮ ﺑﺎﻋﺘﺒﺎرﻫﺎ ﺳﺎدس أﻛﱪ اﻗﺘﺼﺎد ﰲ‬ ‫اﻻﺗﺤﺎد اﻷورويب واﻷﻛﱪ ﰲ أوروﺑﺎ اﻟﻮﺳﻄﻰ اﻟﺘﻲ ﻳﺒﻠﻎ ﻋﺪد ﺳﻜﺎﻧﻬﺎ ‪ 38,54‬ﻣﻠﻴﻮن ﻧﺴﻤﺔ )‪(2012‬‬ ‫واﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ ﺑﻘﻴﻤﺔ ‪ 48,98‬ﻣﻠﻴﺎر دوﻻر )‪ .(2012‬وﻓﻘﺎ ﻟﻠﺒﻴﺎﻧﺎت اﻟﺼﺎدرة ﻋﻦ ﻣﻜﺘﺐ‬ ‫اﻹﺣﺼﺎء اﳌﺮﻛﺰي ﰲ ﺑﻮﻟﻨﺪا )اﳌﻜﺘﺐ اﳌﺮﻛﺰي ﻟﻼﺣﺼﺎءات(‪ ،‬ﻛﺎن ﻣﺘﻮﺳﻂ ﻣﻌﺪل منﻮ اﻟﻨﺎﺗﺞ اﳌﺤﲇ‬ ‫اﻹﺟامﱄ ﺑني ﻋﺎﻣﻲ ‪ 1995‬و ‪ 2014‬ﺑﻨﺴﺒﺔ ‪ 3.4‬ﰲ اﳌﺎﺋﺔ‪ ،‬وﻛﺎﻧﺖ أﻋﲆ زﻳﺎدة ﻗﺪرﻫﺎ ‪ 8.1‬ﰲ اﳌﺎﺋﺔ‬ ‫ﺳﺠﻠﺖ ﰲ اﻟﺮﺑﻊ اﻟﺮاﺑﻊ ﻣﻦ ﻋﺎم ‪ ،1996‬ﺑﻴﻨام ﺑﻠﻎ أﻗﻞ ﻣﻌﺪل ‪ 0.3‬ﰲ اﳌﺎﺋﺔ ﰲ اﻟﺮﺑﻊ اﻷﺧري ﻣﻦ‬ ‫ﻋﺎم ‪ .2001‬ﻣﻊ ﺗﻮﻗﻌﺎت ﺗﺸري إﱃ ﻣﻌﺪل منﻮ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ ﺑﻨﺴﺒﺔ ‪ 2.5‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم‬ ‫‪ ،2014‬وﻫﻮ أﻛرث ﻣﻦ ﺿﻌﻒ اﻟﺰﻳﺎدة ﰲ اﻟﻌﺎم اﳌﺎﴈ‪ ،‬وﻣام ﻳﺠﻌﻞ اﻵﻓﺎق اﻻﻗﺘﺼﺎدﻳﺔ ﻟﻠﺒﻼد ﺗﺒﺪو‬ ‫ﻣﴩﻗﺔ‪.‬‬

‫‪www.valoran.ae‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫وﺗﺸﻬﺪ أﺣﺪث ﻣﺠﻤﻮﻋﺔ ﻣﻦ ﻗﺒﻞ اﻟﴩﻛﺔ اﻟﺘﻲ ﺗﺘﺨﺬ ﻣﻦ أﻣﺴﱰدام‬ ‫ﻣﻘﺮا ً ﻟﻬﺎ ﺗﻌﺎوﻧﺎً ﻣﻊ ﻣﺤﺮرة اﻷزﻳﺎء‪ ،‬ﺟﻴﺘﻴﻚ ﻓﺎن ﻟﻴﻜﺴﻤﻮﻧﺪ وﺷﻘﻴﻘﺘﻬﺎ‪،‬‬ ‫ﻟﻴﻜﺎ ﻓﺎن ﻟﻴﻜﺴﻤﻮﻧﺪ‪ ،‬وﻫﻲ ﺷﺨﺼﻴﺔ ﺗﻠﻔﺰﻳﻮﻧﻴﺔ‪ .‬وﺗﻢ إﴍاك اﻷﺧﻮات ﰲ‬ ‫إﻧﺸﺎء ﻣﺠﻤﻮﻋﺔ ﻣﺠﻮﻫﺮات ﻣﻦ ﻗﺒﻞ اﻟﴩﻛﺔ مل ﻳﻈﻬﺮ ﻟﻬﺎ ﻣﺜﻴﻞ ﻣﻦ ﻗﺒﻞ‬ ‫واﳌﺴﺘﻮﺣﺎة ﻣﻦ ﺳﻴﺸﻴﻞ واﻟﻨﺒﺎﺗﺎت اﻟﻐﺮﻳﺒﺔ واﻟﺤﻴﻮاﻧﺎت اﳌﻮﺟﻮدة ﻋﲆ‬ ‫ﻫﺬه اﻟﺠﺰﻳﺮة‪ .‬وﺳﻮف ﺗﻀﻢ اﳌﺠﻤﻮﻋﺔ اﳌﻤﻴﺰة ‪ 26‬ﻗﻄﻌﺔ ﻣﻦ ﺷﺄﻧﻬﺎ أن‬ ‫ﺗﺸﻤﻞ اﻟﻨﺒﺎﺗﺎت ﻏري اﻟﻌﺎدﻳﺔ ﻣﺜﻞ ﻛﻮﻛﻮ دو ﻣري‪ ،‬واﻟﺘﻲ ﺗﻨﻤﻮ ﰲ ﺳﻴﺸﻴﻞ‬ ‫ﻓﻘﻂ‪.‬‬

‫ﴍﻛﺔ اﻟﺼﻮﺗﻴﺎت اﻹﻧﺠﻠﻴﺰﻳﺔ وﻳﻠﺴﻮن ﺑﻴﻨﻴﺸﻜﺎﻧﺖ ﺗﺠﺮي ﺗﺠﺎرب ﻣﻊ‬ ‫أﻟﻴﺎف اﻟﻜﺮﺑﻮن‪ ،‬وﻫﻲ ﻣﺎدة ﺧﻔﻴﻔﺔ اﻟﻮزن وﻟﻜﻨﻬﺎ ﻗﻮﻳﺔ ذﻟﻚ‪ ،‬ﺣﺘﻰ‬ ‫اﻵن‪ ،‬ﻗﺪ اﺳﺘﺨﺪﻣﺖ ﰲ ﺻﻨﺎﻋﺎت اﻟﻄريان واﻟﻔﻀﺎء واﻟﺴﻴﺎرات‪ .‬وﻗﺪ‬ ‫أﻋﻠﻨﺖ اﻟﴩﻛﺔ ﻋﻦ إﻃﻼق ﻣﻜﱪات اﻟﺼﻮت اﻧﺪﻳﻔﻮر اﳌﺜﺒﺘﺔ ﻋﲆ‬ ‫ﺣﻮاﻣﻞ‪ ،‬واﻟﺘﻲ ﺗﺴﺘﺨﺪم ﻫﺬه اﳌﻮاد‪ .‬ﺑﺴﻌﺮ ﺣﻮاﱄ ‪ 43,000‬دوﻻر‬ ‫ﻟﻠﺰوج‪ ،‬ﻣﻜﱪات اﻟﺼﻮت اﻟﺠﺪﻳﺪة ﻟﺪﻳﻬﺎ ﺑﻨﻴﺔ داﺧﻠﻴﺔ ﻣﻊ ﺗﺼﻤﻴﻢ‬ ‫ﻣﻨﺤﻨﻲ ﻣﺸﺎﺑﻪ ﻟﺘﺼﻤﻴﻢ ﺟﺴﻢ اﻟﻄﺎﺋﺮة‪ ،‬وذﻟﻚ ﻟﻠﺤﺪ ﻣﻦ ﺻﺪى اﻟﺼﻮت‪.‬‬ ‫ﺧﻼﻓﺎ ﳌﻜﱪات اﻟﺼﻮت اﻟﺘﻘﻠﻴﺪﻳﺔ اﳌﺼﻨﻮﻋﺔ ﻣﻦ اﻟﺨﺸﺐ أو ‪،MDF‬‬ ‫واﻟﺘﻲ ﺗﺴﺘﺨﺪم ﻋﺪدا ﻣﻦ اﻟﻬﻴﺎﻛﻞ اﻟﺪاﺧﻠﻴﺔ ﻟﺘﻘﺪﻳﻢ اﻟﺼﻮت أﻛرث‬ ‫ﻃﺒﻴﻌﻴﺔ‪ ،‬ﻓﺄن اﺳﺘﺨﺪام أﻟﻴﺎف اﻟﻜﺮﺑﻮن ﰲ ﻣﻜﱪات اﻟﺼﻮت اﻧﺪﻳﻔﻮر‬ ‫ﻳﻠﻐﻲ اﻟﺤﺎﺟﺔ إﱃ ﻫﻴﺎﻛﻞ داﺧﻠﻴﺔ ﻣﺘﻌﺪدة ﻧﻈﺮا ﻟﻠﺨﺼﺎﺋﺺ اﳌﺎﻧﻌﺔ‬ ‫وﺻﻼﺑﺔ اﳌﺎدة‪.‬‬ ‫ﺗﺼﻤﻴﻢ وﻳﻠﺴﻮن ﺑﻴﻨﻴﺶ ﻳﺴﺘﺨﺪم ﻧﻈﺎم ﻣﻜﱪ اﻟﺼﻮت ذو اﻟﺤﻮاﺟﺰ‬ ‫اﳌﻔﺘﻮﺣﺔ ﻣﻊ اﺛﻨني ﻣﻦ اﳌﻜﱪات اﻟﺼﻐرية )أﺣﺪﻫﺎ داﺧﲇ واﻷﺧﺮ‬ ‫ﺧﺎرﺟﻲ( ﻣﻘﺎﺑﻠﺔ ﻟﺒﻌﻀﻬﺎ ﻟﺘﻮﻓري أﻓﻀﻞ دﻗﺔ ﺻﻮﺗﻴﺔ‪ .‬وﻳﻀﻤﻦ ﻫﺬا‬ ‫اﻟﺘﺼﻤﻴﻢ أن اﳌﻜﱪات اﻟﺼﻐرية ﺗﻨﺒﻌﺚ ﻣﻨﻬﺎ ﺗﺮددات أﻗﻞ ﻣﻦ اﻟﱰددات‬ ‫اﳌﻌﺘﺎدة‪ .‬ﻣﺜﻞ ﻏريﻫﺎ ﻣﻦ ﻣﻜﱪات اﻟﺼﻮت وﻳﻠﺴﻮن ﺑﻴﻨﻴﺶ‪ ،‬ﻳﺴﺘﺨﺪم‬ ‫اﻧﺪﻳﻔﻮر اﻟﺘﺼﻤﻴﻢ اﻟﻔﺮﻳﺪ ﳌﻜﱪات اﻟﺼﻮت ﰲ اﻟﴩﻛﺔ ﻋﲆ ﺟﻤﻴﻊ‬ ‫ﻣﻜﱪات اﻟﺼﻮت‪.‬‬

‫ﺑﺴﻌﺮ ﻳﺒﺪأ ﻣﻦ ‪ 2,100‬دوﻻر‪ ،‬ﺳﻮف ﺗﻜﻮن ﻛﻞ ﻗﻄﻌﺔ ﻣﻦ اﻟﺬﻫﺐ ﻋﻴﺎر‬ ‫‪ 18‬ﻗرياط‪ .‬ﰲ ﺣني ﻳﺘﻢ ﺗﺼﻨﻴﻊ ﺑﻌﺾ اﻟﻘﻄﻊ ﺑﺎﻟﻜﺎﻣﻞ ﻣﻦ اﻟﺬﻫﺐ‬ ‫اﳌﺤﻜﻢ‪ ،‬واﻟﺒﻌﺾ اﻵﺧﺮ ﺑﺎﺳﺘﺨﺪام اﻷﺣﺠﺎر اﻟﻜﺮميﺔ اﳌﻠﻮﻧﺔ‪ .‬وﻣﻦ ﺑني‬ ‫اﻟﺘﺼﺎﻣﻴﻢ اﳌﺒﺘﻜﺮة ﰲ اﳌﺠﻤﻮﻋﺔ ﻫﻨﺎك ﻗﻼدة أﻓﻌﻮاﻧﻴﺔ ﺗﺸﺒﻪ ﻟﺤﺎء‬ ‫ﺷﺠﺮة ﺟﻮز اﻟﻬﻨﺪ‪ ،‬وﻗﻼدة ﺗﺸﺒﻪ اﻟﻜﻤرثى اﳌﻨﺸﻄﺮة ﻣﻊ ﻇﻬﻮر اﳌﺎس‬ ‫اﻷﺳﻮد ﻛﺎﻟﺒﺬور وﺳﻮار ﺳﺎﺣﺮ ﻣﻊ اﻟﻔﻮاﻛﻪ اﻻﺳﺘﻮاﺋﻴﺔ ﻣﺜﻞ اﻷﻧﺎﻧﺎس‬ ‫واﻟﻠﻴﺘﴚ واﻟﻔﺮاوﻟﺔ ﺗﺘﺪﱃ ﻣﻨﻪ‪ ،‬اﻟﺘﻲ ﺗﺤﺘﻮي ﻋﲆ اﳌﺎس واﻟﺰﻣﺮد واﻟﺼﻔري‬ ‫اﻟﻮردي واﻟﻴﺎﻗﻮت‪.‬‬

‫وميﻜﻦ اﻵن ﺣﺠﺰ ﻣﻜﱪات اﻟﺼﻮت اﻧﺪﻳﻔﻮر ﻣﻦ ﺧﻼل ﴍﻛﺔ‪ ،‬وﻣﻦ‬ ‫اﳌﺘﻮﻗﻊ أن ﺗﺪﺧﻞ ﺳﻮق اﻟﻮﻻﻳﺎت اﳌﺘﺤﺪة ﰲ اﻟﺨﺮﻳﻒ ﻣﻦ ﺧﻼل‬ ‫ﻓﻴﺪﻳﻠﻴﺲ ‪ ،AV‬اﳌﻮزع اﻻﻣﺮﻳيك اﻟﺠﺪﻳﺪ ﳌﻨﺘﺠﺎت ﴍﻛﺔ وﻳﺴﻠﻮن‬ ‫ﺑﻴﻨﻴﺶ‪.‬‬

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‫‪1.25‬‬ ‫ﺧﻼل ﺳﺒﻴﺪ ﺗﺮوﰲ ﰲ ﺣﻠﺒﺔ ﻣﺎﺗﻴﺖ ﰲ ﺑﻠﺠﻴﻜﺎ‪ ،‬ﺗﻢ اﻹﻋﻼن ﻋﻦ اﻟﺪراﺟﺔ‬ ‫اﻟﻜﻬﺮﺑﺎﺋﻴﺔ ‪ SP7 -‬ﻣﻦ ﺗﺼﻤﻴﻢ اﻟﴩﻛﺔ اﻟﺒﻠﺠﻴﻜﻴﺔ ﻟﺼﻨﺎﻋﺔ اﻟﺪراﺟﺎت‬ ‫اﻟﻨﺎرﻳﺔ‪ ،‬ﺳﺎروﻟﻴﺎ‪ .‬اﳌﻴﺰة اﻟﻔﺮﻳﺪة ﻣﻦ ﻧﻮﻋﻬﺎ ﰲ ﻫﺬه اﻟﺪراﺟﺔ ﻫﻲ أﻧﻬﺎ‬ ‫ﻋﲆ ﻋﻜﺲ اﳌﻨﺎﻓﺴني اﻟﺬﻳﻦ ﻳﺨﺘﺎرون ﻣﺰﻳﺪ ﻣﻦ اﻟﺘﺼﻤﻴﻢ واﳌﻈﻬﺮ‬ ‫اﳌﺴﺘﻘﺒﲇ ﻟﺪراﺟﺎﺗﻬﻢ اﻟﻨﺎرﻳﺔ‪ ،‬دراﺟﺔ ﺳﺎروﻟﻴﻨﺎ ﻟﻬﺎ ﺗﺼﻤﻴﻢ ﺳﺘﻴﻤﺒﺎﻧﻚ‬ ‫اﻟﺬي ﻳﺬﻛﺮﻧﺎ ﺑﺎﻟﺘﺼﺎﻣﻴﻢ اﻟﻘﺪميﺔ‪.‬‬ ‫وﻋﲆ اﻟﺮﻏﻢ ﻣﻦ اﻧﻪ مل ﻳﺘﻢ اﻟﺘﴫﻳﺢ ﻋﻦ اﻟﻜﺜري ﻣﻦ اﳌﻌﻠﻮﻣﺎت ﺣﻮل‬ ‫اﻟﺪراﺟﺔ ﻣﻦ ﻗﺒﻞ اﻟﴩﻛﺔ‪ ،‬إﻻ أن إﻣﻜﺎﻧﻴﺔ اﻟﺪراﺟﺔ ﻣﻦ اﻟﺘﺴﺎرع ﻣﻦ‬ ‫ﺻﻔﺮ إﱃ ‪ 100‬ﻛﻢ‪/‬ﺳﺎﻋﺔ ﰲ ﻏﻀﻮن ‪ 2.8‬ﺛﺎﻧﻴﺔ‪ ،‬ﻗﺪ ﻳﻜﻮن ﻫﻮ اﻟﺨﱪ اﻷﻛرث‬ ‫إﺛﺎرة ﻟﻬﻮاة رﻛﻮب اﻟﺪراﺟﺎت‪.‬‬

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‫ﰲ ﻫﺬا اﻟﺤﺪث‪ ،‬ﻛﺬﻟﻚ أﻋﻠﻨﺖ ﺳﺎروﻟﻴﺎ رﺳﻤﻴﺎ ﻋﻦ ﴍاﻛﺘﻬﺎ ﻣﻊ‬ ‫ﺑﺮﻳﺪﺟﺴﺘﻮن‪ .‬اﻟﻌﻼﻣﺔ اﻟﺘﺠﺎرﻳﺔ ﻟﻺﻃﺎرات‪ ،‬اﻟﺘﻲ ﺳﺘﻮﻓﺮ اﻟﺪﻋﻢ واﻟﺨﱪة‬ ‫اﻟﺘﻘﻨﻴﺔ ﻟﺴﺎروﻟﻴﺎ ﻻﺧﺘﺒﺎر ﻣﺴﺎرات وﺧﻄﻂ اﻟﺴﺒﺎﻗﺎت‪ ،‬وﺳﻮف ﺗﺴﺘﺨﺪم‬ ‫ﺧﱪﺗﻬﺎ ﰲ ‪ MotoGPTM‬واﻟﺘﻲ ﺗﻬﺪف إﱃ اﻟﺘﻨﻘﻞ اﳌﺴﺘﺪام‪ .‬وﻣﻦ‬ ‫اﳌﺘﻮﻗﻊ أن ﺗﺤﻘﻖ دراﺟﺎت ﺳﺎروﻟﻴﺎ اﺗﺠﺎﻫﺎً ﺟﺪﻳﺪا ً ﰲ ﺳﺒﺎﻗﺎت‬ ‫اﻟﺪراﺟﺎت اﻟﻨﺎرﻳﺔ اﻟﻜﻬﺮﺑﺎﺋﻴﺔ واﻹﻟﻜﱰوﻧﻴﺔ‪.‬‬

‫ﻣﻊ ﺗﺮاث ميﺘﺪ ﻷﻛرث ﻣﻦ ‪ 160‬ﻋﺎﻣﺎ‪ ،‬روﻳﺎل أﺷريﻫﻮ ﺑﻴﺖ اﳌﺠﻮﻫﺮات‬ ‫اﻟﺬي ﻳﺸﺘﻬﺮ ﺑﻘﻄﻊ اﳌﺎس اﻟﺘﻲ ﺗﺴﻤﺔ ﻋﲆ اﺳﻢ اﻟﴩﻛﺔ وﻋﻦ ﺗﺼﻨﻴﻌﻬﺎ‬ ‫ﻷﻛﱪ ﻣﺎﺳﺔ ﰲ اﻟﻌﺎمل اﻛﺘﺸﻔﺖ ﺣﺘﻰ اﻵن‪ .‬ﺗﻘﺪم اﻟﴩﻛﺔ ﻣﺠﻤﻮﻋﺔ ﻣﻦ‬ ‫اﳌﺠﻮﻫﺮات اﳌﻌﺎﴏة‪ ،‬مبﺎ ﰲ ذﻟﻚ ﻣﺠﻤﻮﻋﺔ ﻣﺘﺰاﻳﺪة ﻣﻦ اﻟﻘﻄﻊ‬ ‫اﳌﺬﻫﻠﺔ ﺑﺎﺳﺘﺨﺪام اﻷﺣﺠﺎر اﻟﻜﺮميﺔ اﳌﻠﻮﻧﺔ‪.‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫وﺷﻬﺪت ارﺗﻔﺎﻋﺎ ﰲ إﻳﺠﺎرات اﳌﻜﺎﺗﺐ ﺑﻨﺴﺒﺔ ﺗﺼﻞ إﱃ ‪ 37‬ﰲ اﳌﺎﺋﺔ‬ ‫ﺧﻼل ‪ .2010-2011‬ﻣﻨﺬ ذﻟﻚ اﻟﺤني‪ ،‬اﻧﺨﻔﻀﺖ ﻗﻴﻢ إﻳﺠﺎرات اﳌﻜﺎﺗﺐ‬ ‫ﺑﻨﺴﺒﺔ ‪ 14‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫ﻣﻊ اﻻﺳﺘﺜامرات ﰲ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ اﻟﻬﺎﻣﺔ اﻟﺘﻲ ﺗﻢ إﻧﺸﺎؤﻫﺎ ﻟﻨﻬﺎﺋﻴﺎت‬ ‫ﻛﺄس اﻟﻌﺎمل ودورة اﻻﻟﻌﺎب اﻻوﳌﺒﻴﺔ ﻋﺎم ‪ ،2016‬ﺗﻌﺪ رﻳﻮ دي ﺟﺎﻧريو‬ ‫وﺳﺎو ﺑﺎوﻟﻮ وﺟﻬﺘﻲ اﻻﺳﺘﺜامر اﻟﻌﻘﺎري اﻷﻛرث ﺟﺎذﺑﻴﺔ ﻟﻠﻤﺸﱰﻳﻦ ﰲ‬ ‫اﻟﺨﺎرج‪ .‬ﺣﺎﻟﻴﺎً‪ ،‬ﻧﺤﻮ ‪ 70‬ﰲ اﳌﺎﺋﺔ ﻣﻦ ﻣﺸﱰي اﻟﻌﻘﺎرات ﻣﻦ اﻟﱪازﻳﻠﻴني‪،‬‬ ‫وﻟﻜﻦ ﻋﺪد اﳌﺴﺘﺜﻤﺮﻳﻦ ﰲ اﻟﺨﺎرج ﰲ ﺗﺰاﻳﺪ ﻣﺴﺘﻤﺮ‪ ،‬ﺧﺼﻮﺻﺎ ﰲ ﻗﻄﺎع‬ ‫اﻟﺸﻘﻖ‪ .‬وﻓﻘﺎ ﻟﺘﺤﻠﻴﻞ ﻋﻤﻠﻴﺎت اﻟﺒﺤﺚ ﻋﲆ اﳌﻮﻗﻊ اﻹﻟﻜﱰوين ﻟﻠﴩﻛﺔ‬ ‫اﻻﺳﺘﺜامر‪ ،‬اﻟﻌﻘﺎرات اﻟﻔﺎﺧﺮة‪ ،‬ﺧﻼل اﻷﺷﻬﺮ اﻟﺨﻤﺴﺔ اﻷوﱃ ﻣﻦ ﻋﺎم‬ ‫‪ ،2014‬ﻣﻦ ﺑني اﳌﺸﱰﻳﻦ ﰲ اﻟﺨﺎرج اﻟﺬﻳﻦ ﻳﺒﺤﺜﻮن ﻋﻦ اﻟﻌﻘﺎرات ﰲ‬ ‫اﻟﱪازﻳﻞ ﻋﲆ ﺷﺒﻜﺔ اﻹﻧﱰﻧﺖ‪ ،‬ﺷﻜﻞ اﻷﻣﺮﻳﻜﻴﻮن ﺣﻮاﱄ ‪ 7‬ﰲ اﳌﺎﺋﺔ ﺛﻢ‬ ‫اﻟﻔﺮﻧﺴﻴﻮن )‪ 6‬ﰲ اﳌﺎﺋﺔ( واﻹﻳﻄﺎﻟﻴﻮن )‪ 5‬ﰲ اﳌﺎﺋﺔ( واﻷﳌﺎن )‪ 4‬ﰲ‬ ‫اﳌﺎﺋﺔ(‪ .‬ﻣﻦ ﺑني اﻟﺠﻨﺴﻴﺎت اﻷﺟﻨﺒﻴﺔ اﻷﺧﺮى اﻟﺘﻲ ﻗﺎﻣﺖ ﺑﻌﻤﻠﻴﺎت‬ ‫اﻟﺒﺤﺚ ﻋﲆ ﺷﺒﻜﺔ اﻹﻧﱰﻧﺖ ﻋﻦ اﻟﻌﻘﺎرات اﻟﱪازﻳﻠﻴﺔ ﻛﺎن اﻹﺳﺒﺎن‬ ‫واﻟﱪﺗﻐﺎﻟﻴﻮن واﻟﱪﻳﻄﺎﻧﻴﻮن واﻟﺮوس‪.‬‬

‫وﻓﻘﺎ ﻷﺣﺪث ﺗﻘﺮﻳﺮ ﻟﻠﺴﻮق اﻟﺘﺠﺎري ﳌﻨﻄﻘﺔ آﺳﻴﺎ واﳌﺤﻴﻂ اﻟﻬﺎدئ ﻣﻦ‬ ‫ﻗﺒﻞ ﺟﻮﻧﺰ ﻻﻧﺞ ﻻﺳﺎل )‪ ،(JLL‬ﻓﺈن اﻟﻄﻠﺐ ﻋﲆ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ ﻣﻦ‬ ‫اﻟﻔﺌﺔ‪-‬أ ﰲ اﳌﻨﻄﻘﺔ ﻳﻈﻬﺮ ﻋﻼﻣﺎت ﻋﲆ اﻻﻧﺘﻌﺎش‪ ،‬ﻣﻊ زﻳﺎدات اﻹﻳﺠﺎر‬ ‫اﻟﺼﻐرية اﻟﺘﻲ ﻇﻬﺮت ﰲ ﺑﻌﺾ اﻷﺳﻮاق‪ .‬ﺗﻌﺰﻳﺰ ﻧﺸﺎط اﻟﺘﺄﺟري ﰲ ﻋﺪد‬ ‫ﻗﻠﻴﻞ ﻣﻦ اﻷﺳﻮاق ﰲ اﳌﻨﻄﻘﺔ ﺧﻼل اﻟﺮﺑﻊ اﻻول ﻣﻦ ﻋﺎم ‪ ،2014‬ﻣﺪﻋﻮم‬ ‫ﺑﺎرﺗﻔﺎع اﻟﺘﻔﺎؤل ﺑني اﻟﴩﻛﺎت‪ ،‬مبﺘﻮﺳﻂ منﻮ اﻟﺮﺑﻊ ﻋﲆ اﺳﺎس اﻟﺮﺑﻊ ﰲ‬ ‫ﻣﻌﺪﻻت اﻹﻳﺠﺎر ﺑﻨﺴﺒﺔ ‪ 0.8‬ﰲ اﳌﺎﺋﺔ ﻣﻦ ‪ 0.2‬ﰲ اﳌﺎﺋﺔ ﺧﻼل اﻟﺮﺑﻊ‬ ‫اﻟﺮاﺑﻊ ﻣﻦ ﻋﺎم ‪ .2013‬ﺑﻴﻨام اﺳﺘﻤﺮ إﻧﺨﻔﺎض اﻟﻄﻠﺐ ﰲ اﻟﺘﻮﺳﻊ‪ ،‬وزﻳﺎدة‬ ‫ﺻﺎﰲ اﻹﻳﺠﺎرات اﻟﻔﻌﺎﻟﺔ ﰲ ﻣﺎ ﻳﻘﺮب ﻣﻦ ﻧﺼﻒ أﺳﻮاق اﳌﺴﺘﻮى‪ -1‬ﰲ‬ ‫اﳌﻨﻄﻘﺔ‪.‬‬ ‫ﻗﺎدت ﺳﻨﻐﺎﻓﻮرة ﻫﺬا اﻟﻨﻤﻮ اﻟﻔﺼﲇ ﰲ اﳌﻨﻄﻘﺔ‪ ،‬ﻣﺴﺠﻠﺔ ارﺗﻔﺎﻋﺎ ﺑﻨﺴﺒﺔ‬ ‫‪ 4.5‬ﰲ اﳌﺎﺋﺔ‪ ،‬ﰲ ﺣني ﺷﻬﺪت ﻃﻮﻛﻴﻮ زﻳﺎدة ﻗﺪرﻫﺎ ‪ 2‬ﰲ اﳌﺎﺋﺔ‪ .‬ﰲ‬ ‫ﺳﻨﻐﺎﻓﻮرة‪ ،‬ﻇﻠﺖ ﻧﺴﺐ اﻟﺸﻐﻮر ﻣﻨﺨﻔﻀﺔ ﻧﺴﺒﻴﺎ‪ ،‬ﻣﻊ وﺻﻮل ﻣﻌﺪﻻت‬ ‫اﻹﺷﻐﺎل ﰲ اﻟﺘﻄﻮرات اﻟﺮﺋﻴﺴﻴﺔ إﱃ أﻛرث ﻣﻦ ‪ 95‬ﰲ اﳌﺎﺋﺔ‪ .‬وﻣﻦ اﳌﺘﻮﻗﻊ‬ ‫أن ﺗﺪﺧﻞ اﻟﺴﻮق ﻗﺒﻞ ﻧﻬﺎﻳﺔ اﻟﻌﺎم ﺛﻼﺛﺔ ﻣﺒﺎن ﻣﻜﺘﺒﻴﺔ ﺟﺪﻳﺪة‪ ،‬اﺛﻨﺎن‬ ‫ﻣﻨﻬﺎ ﺳﻮف ﺗﻜﻮن ﰲ اﻟﺤﻲ اﻟﺘﺠﺎري اﳌﺮﻛﺰي‪ ،‬ﰲ ﺣني ﻳﻜﻮن اﻻﺧﺮ‪،‬‬

‫وﻳﺴﺘﻐﺎﻳﺖ ﺗﺎور‪ ،‬ﻣﴩوﻋﺎً ﻻﻣﺮﻛﺰﻳﺎً‪ .‬ﻛﻞ ﻫﺬه اﳌﺸﺎرﻳﻊ ﻧﺸﻬﺪ اﻫﺘامﻣﺎ‬ ‫ﻛﺒريا ﻣﻦ اﻟﴩﻛﺎت اﳌﺘﻌﺪدة اﻟﺠﻨﺴﻴﺎت‪ .‬ﻣﻊ ﺗﻮﻗﻊ اﻟﻌﺮض اﻟﻘﺎدم ﻣﻦ‬ ‫اﳌﺸﺎرﻳﻊ ﺑﻌﺪ ﻓﺠﻮة زﻣﻨﻴﺔ ﻣﺪﺗﻬﺎ ﺳﻨﺘني‪ ،‬ﻗﺒﻞ ﻧﻬﺎﻳﺔ ﻋﺎم ‪ ،2016‬ﻓﺈن‬ ‫ﺳﻮق اﳌﻜﺎﺗﺐ ﰲ ﺳﻨﻐﺎﻓﻮرة ﺗﺸﻬﺪ زﻳﺎدة ﻣﻌﺪل منﻮ اﻹﻳﺠﺎرات ﺧﻼل‬ ‫اﻟﻌﺎم اﳌﻘﺒﻞ‪.‬‬ ‫وﰲ ﺑﻜني أﻳﻀﺎ‪ ،‬ارﺗﻔﻌﺖ اﻹﻳﺠﺎرات ﺑﻨﺴﺒﺔ ‪ 0.2‬ﰲ اﳌﺎﺋﺔ ﻋﲆ أﺳﺎس رﺑﻊ‬ ‫اﻟﺮﺑﻊ‪ ،‬واﻟﺬي ﻛﺎن أول زﻳﺎدة ﻣﻨﺬ اﻟﺮﺑﻊ اﻟﺜﺎﻟﺚ ﻣﻦ ﻋﺎم ‪ .2012‬ﺷﻬﺪت‬ ‫ﻫﻮﻧﻎ ﻛﻮﻧﻎ وﺳﻴﻮل أﻳﻀﺎ زﻳﺎدة ﻗﺪرﻫﺎ ‪ 0.6‬ﰲ اﳌﺎﺋﺔ و ‪ 2.1‬ﰲ اﳌﺎﺋﺔ‬ ‫ﻋﲆ اﻟﺘﻮاﱄ‪.‬‬ ‫ﻣﻦ ﺑني اﻷﺳﻮاق اﻟﺘﻲ ﻇﻠﺖ دون ﺗﻐﻴري أو ﺳﺠﻠﺖ ﻓﻴﻬﺎ اﻹﻳﺠﺎرات‬ ‫ارﺗﻔﺎﻋﺎت ﺑﺴﻴﻄﺔ ﻛﺎﻧﺖ ﻓﻘﻂ ﺷﻨﻐﻬﺎي واﻟﻬﻨﺪ‪ .‬ﰲ اﻷﺳﻮاق اﻟﻨﺎﺷﺌﺔ ﰲ‬ ‫ﺟﻨﻮب ﴍق آﺳﻴﺎ‪ ،‬ﻛﺎن ﻣﻌﺪل اﻟﻨﻤﻮ ﰲ اﻟﺮﺑﻊ ﻋﲆ أﺳﺎس اﻟﺮﺑﻊ ﰲ‬ ‫ﺟﺎﻛﺮﺗﺎ ﻋﻨﺪ ‪ 1‬ﰲ اﳌﺎﺋﺔ ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ أﻧﻬﺎ ﻗﺪ ﺗﻔﻮﻗﺖ ﰲ اﳌﻨﻄﻘﺔ ﻣﻦ‬ ‫ﺣﻴﺚ اﻟﺰﻳﺎدة اﻟﺴﻨﻮﻳﺔ‪ ،‬ﻣﻊ منﻮ ﰲ اﻟﻌﺎم ﻋﲆ اﺳﺎس اﻟﻌﺎم ﻧﺴﺒﺘﻪ ‪18.4‬‬ ‫ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫ﰲ أﺳﱰاﻟﻴﺎ‪ ،‬ﺳﻴﺪين وﻣﻠﺒﻮرن ﺳﺠﻠﺘﺎ ﻣﻌﺪل منﻮ اﻹﻳﺠﺎرات ﻳﱰاوح ﺑني ‪1‬‬ ‫ﰲ اﳌﺎﺋﺔ و ‪ 3‬ﰲ اﳌﺎﺋﺔ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﺗﺮاﺟﻌﺖ اﻹﻳﺠﺎرات ﰲ ﻣﻌﻈﻢ اﳌﺪن‬ ‫اﻷﺳﱰاﻟﻴﺔ‪ ،‬ﻣﻊ أﻛﱪ اﻧﺨﻔﺎض ﰲ ﺑريث‪ ،‬ﺣﻴﺚ اﻧﺨﻔﻀﺖ اﻹﻳﺠﺎرات‬ ‫ﺑﻨﺴﺒﺔ ‪ 12‬ﰲ اﳌﺎﺋﺔ ﺧﻼل اﻟﺮﺑﻊ‪.‬‬ ‫اﺳﺘﻨﺎدا إﱃ اﻟﺘﺤﺴﻦ ﰲ ﻧﺸﺎط اﻟﺘﺄﺟري ﻟﻠﻤﻜﺎﺗﺐ ﰲ اﳌﻨﻄﻘﺔ ﺧﻼل اﻟﺮﺑﻊ‬ ‫اﻷول‪ ،‬ﻓﺈن‪ JLL‬ﻣﺘﻔﺎﺋﻠﺔ ﺑﺸﺄن اﺳﺘﻤﺮار اﻟﻨﻤﻮ اﻟﺬي ﻗﺪ ﻳﺆدي إﱃ‬ ‫ارﺗﻔﺎع ﺳﻨﻮي ﺷﺎﻣﻞ ﺑني ‪ 10‬ﰲ اﳌﺎﺋﺔ و ‪ 15‬ﰲ اﳌﺎﺋﺔ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ميﻜﻦ‬ ‫ﻟﻠﺘﺤﺴﻴﻨﺎت أن ﺗﻮاﺟﻪ اﻧﺘﻜﺎﺳﺔ ﺑﺴﺒﺐ ﻋﻮاﻣﻞ ﻣﺜﻞ اﻻﺿﻄﺮاﺑﺎت ﰲ‬ ‫أوﻛﺮاﻧﻴﺎ‪ ،‬واﻻﻧﺘﺨﺎﺑﺎت ﰲ إﻧﺪوﻧﻴﺴﻴﺎ واﻻﻧﻘﻼب اﻟﻌﺴﻜﺮي ﰲ ﺗﺎﻳﻼﻧﺪ‬ ‫اﻟﺬي ﻳﺆﺛﺮ ﻋﲆ ﻣﻌﻨﻮﻳﺎت اﻟﺴﻮق‪.‬‬ ‫وأﻇﻬﺮ ﺗﻘﺮﻳﺮ‪ JLL‬أﻳﻀﺎً أن ﻗﻴﻢ رأس اﳌﺎل ﰲ ﻣﻨﻄﻘﺔ آﺳﻴﺎ واﳌﺤﻴﻂ‬ ‫اﻟﻬﺎدئ واﺻﻠﺖ اﻹﻧﺘﻌﺎش ﺣﻴﺚ أن ﻣﻌﻈﻢ اﻷﺳﻮاق ﺗﺸﻬﺪ زﻳﺎدات‬ ‫ﻣﻌﺘﺪﻟﺔ أدت إﱃ منﻮ اﻟﺮﺑﻊ ﻋﲆ أﺳﺎس اﻟﺮﺑﻊ ﻧﺴﺒﺘﻪ ‪ 1.6‬ﰲ اﳌﺎﺋﺔ‬ ‫واﻟﻨﻤﻮ ﰲ اﻟﻌﺎم ﻋﲆ اﺳﺎس اﻟﻌﺎم ﻧﺴﺒﺘﻪ ‪ 5.6‬ﰲ اﳌﺎﺋﺔ‪ .‬واﺻﻠﺖ ﺟﺎﻛﺮﺗﺎ‬ ‫ﻗﻴﺎدة اﳌﻨﻄﻘﺔ ﻣﻊ ﻣﻌﺪل منﻮ ﺳﻨﻮي ﻗﺪره ‪ 15.5‬ﰲ اﳌﺎﺋﺔ‪ .‬وﻣﻦ ﺣﻴﺚ‬ ‫اﻟﻨﻤﻮ اﻟﺮﺑﻊ ﺳﻨﻮي‪ ،‬ﺳﺠﻠﺖ ﺗﺎﻳﺒﻴﻪ )‪ 5.5‬ﰲ اﳌﺎﺋﺔ(‪ ،‬ﺳﻴﺪين )‪ 5.1‬ﰲ‬ ‫اﳌﺎﺋﺔ( وﻃﻮﻛﻴﻮ )‪ 4.8‬ﰲ اﳌﺎﺋﺔ( أﻋﲆ اﻟﺰﻳﺎدات ﺣﻴﺚ ﺗﺸﻬﺪ ﻫﺬه‬ ‫اﻷﺳﻮاق ارﺗﻔﺎع اﻻﻳﺠﺎرات وﺛﻘﺔ اﳌﺴﺘﺜﻤﺮﻳﻦ اﻟﻘﻮﻳﺔ‪.‬‬

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‫اﻧﻬﺎ ﻟﻴﺴﺖ ﻣﺠﺮد ﻛﺮة اﻟﻘﺪم اﻟﺘﻲ ﺟﻌﻠﺖ ﻋﻴﻮن اﻟﻌﺎمل ﻋﲆ اﻟﱪازﻳﻞ‪.‬‬ ‫ﺗﺤﻠﻴﻞ ﺻﺪر ﻣﺆﺧﺮا ﻋﻦ ﺳﺎﻓﻴﻠﺲ‪ ،‬وﻫﻲ ﴍﻛﺔ ﻋﻘﺎرﻳﺔ‪ ،‬ﻳﺸري إﱃ أن‬ ‫ﺳﻮق اﻟﻌﻘﺎرات ﰲ اﻟﺒﻼد ﻟﻴﺴﺖ ﺳﺎﺧﻨﺔ ﺑﺎﳌﻘﺎرﻧﺔ ﻣﻊ اﻻﻗﺘﺼﺎدات‬ ‫اﻷﺧﺮى اﻟﻨﺎﺷﺌﺔ اﻟﺘﻲ ﺑﻬﺎ أﺳﻌﺎر ﴎﻳﻌﺔ اﻟﻨﻤﻮ‪ .‬اﻟﻌﻮاﺋﺪ اﻟﺘﺠﺎرﻳﺔ اﻟﺤﺎﻟﻴﺔ‬ ‫ﰲ اﻟﱪازﻳﻞ ﺣﻮاﱄ ‪ 8.5‬ﰲ اﳌﺎﺋﺔ‪ ،‬ﰲ ﺣني أن اﻹﻳﺮادات اﻟﺴﻜﻨﻴﺔ ﻋﻨﺪ ‪5.1‬‬ ‫ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫اﻛﺘﺴﺒﺖ رﻳﻮ اﻻﻋﱰاف اﻟﺪوﱄ ﺑﺴﺒﺐ اﻷﺣﺪاث اﻟﺮﻳﺎﺿﻴﺔ اﻟﺒﺎرزة ﰲ‬ ‫اﳌﺪﻳﻨﺔ وﺗﺸﻬﺪ ﻋﻮدة ﻋﺪد أﻛﱪ ﻣﻦ اﻟﱪازﻳﻠﻴني إﻟﻴﻬﺎ‪ .‬ﺳﻮق اﻟﻌﻘﺎرات‬ ‫ﰲ رﻳﻮ ﺗﻨﻤﻮ ﺑﻮﺗرية أﴎع ﻣﻦ ﺳﺎو ﺑﺎوﻟﻮ‪ .‬ﰲ وﻗﺖ ﺳﺎﺑﻖ‪ ،‬ﻛﺎن اﻟﻨﻤﻮ‬

‫‪www.valoran.ae‬‬

‫اﻟﺴﻨﻮي ﰲ أﺳﻌﺎر اﳌﻨﺎزل ﰲ رﻳﻮ ﻗﺪ ﺑﻠﻎ ذروﺗﻪ ﻋﻨﺪ ‪ 40‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم‬ ‫‪ ،2010‬وﺗﺒﺎﻃﺄ ﺑﻌﺪ ذﻟﻚ إﱃ ﺣﻮاﱄ ‪ 15‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪.2013‬‬ ‫وﻓﻘﺎ ﻷﺣﺪث ﺗﻘﺮﻳﺮ ﺻﺎدر ﻋﻦ دﻟﻴﻞ اﻟﻌﻘﺎرات اﻟﻌﺎﳌﻴﺔ‪ ،‬ارﺗﻔﻌﺖ أﺳﻌﺎر‬ ‫اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ ﰲ ﺳﺎو ﺑﺎوﻟﻮ ﺑﺤﻮاﱄ ‪ 6.71‬ﰲ اﳌﺎﺋﺔ ﰲ اﻟﻌﺎم ﻋﲆ‬ ‫اﺳﺎس ﺳﻨﻮى ﺧﻼل اﻟﺮﺑﻊ اﻷول ﻣﻦ ﻋﺎم ‪ .2014‬وﻛﺎن ﻫﺬا أﺑﻄﺄ منﻮ ﰲ‬ ‫اﳌﺪﻳﻨﺔ ﻋﲆ ﻣﺪى اﻟﺴﻨﻮات اﻟﺴﺖ اﳌﺎﺿﻴﺔ‪ .‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ أن ﺳﺎو‬ ‫ﺑﺎوﻟﻮ ﺗﺤﻤﻞ ﺻﻔﺔ اﻟﻌﺎﺻﻤﺔ اﳌﺎﻟﻴﺔ اﻟﺤﺎﻟﻴﺔ ﰲ اﻟﱪازﻳﻞ‪ ،‬إﻻ أن رﻳﻮ دي‬ ‫ﺟﺎﻧريو ﻟﺪﻳﻬﺎ أﻳﻀﺎ اﻟﺤﻲ اﳌﺎﱄ اﻟﺬي ﻫﻮ أﻗﺎﻋﺪة ﻟﻠﻌﺪﻳﺪ ﻣﻦ اﻟﴩﻛﺎت‬ ‫اﳌﺘﻌﺪدة اﻟﺠﻨﺴﻴﺎت اﻟﺘﻲ ﺗﻢ إﻧﺸﺎؤﻫﺎ ﻗﺒﻞ ﻋﺎم ‪ 1960‬ﺧﻼل اﻟﻔﱰة‬ ‫اﻟﺘﻲ ﻛﺎﻧﺖ ﻓﻴﻬﺎ اﳌﺪﻳﻨﺔ ﻋﺎﺻﻤﺔ اﻟﺒﻼد‪ .‬رﻳﻮ ﻫﻲ أﻳﻀﺎ ﻗﺎﻋﺪة ﻟﻠﻌﺪﻳﺪ‬ ‫ﻣﻦ ﻣﺆﺳﺴﺎت اﻟﻨﻔﻂ واﻟﻐﺎز واﻻﺗﺼﺎﻻت واﳌﺆﺳﺴﺎت اﻹﻋﻼﻣﻴﺔ‪،‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫اﳌﺘﻮﺳﻄﻲ‪ ،‬اﻹﺳﺒﺎين اﻷﻧﺪﻟﴘ واﻟﺒﻨﺪﻗﻲ‪ .‬إﱃ ﺟﺎﻧﺐ إﻣﻜﺎﻧﻴﺔ اﻟﻮﺻﻮل‬ ‫إﱃ اﳌﺮاﻓﻖ اﻟﺮﻳﺎﺿﻴﺔ واﻟﺴﺎﺣﺎت ﰲ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬ﺗﻀﻢ ﻛﺎﻧﺎل‬ ‫رﻳﺰﻳﺪﻧﺲ وﻳﺴﺖ ﻣﺮاﻓﻘﻬﺎ اﻟﺨﺎﺻﺔ‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﺼﺎﻻت اﻟﺮﻳﺎﺿﻴﺔ‬ ‫وﺣامﻣﺎت اﻟﺴﺒﺎﺣﺔ واﳌﻨﺎﻃﻖ اﳌﺨﺼﺼﺔ ﻟﻠﺸﻮاء وﻣﻨﺎﻃﻖ ﻟﻌﺐ‬ ‫اﻷﻃﻔﺎل‪.‬‬

‫أﺳﻌﺎر اﻟﺒﻴﻊ واﻹﻳﺠﺎرات‬ ‫ﺣﻮاﱄ ‪ 99‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﻌﻘﺎرات اﳌﻌﺮوﺿﺔ ﻟﻠﺒﻴﻊ ﰲ ﻛﺎﻧﺎل رﻳﺰﻳﺪﻧﺲ‬ ‫وﻳﺴﺖ ﻫﻲ ﻣﻦ اﻟﺸﻘﻖ‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻻﺳﺘﻮدﻳﻮ‪ ،‬اﻟﺸﻘﻖ ﻣﻦ ﻏﺮﻓﺔ ﻧﻮم‬ ‫واﺣﺪة‪ ،‬اﺛﻨني وﺛﻼث ﻏﺮف اﻟﻨﻮم‪ .‬ﻣﺘﻮﺳﻂ ﺳﻌﺮ اﳌﺒﻴﻌﺎت ﻟﻠﺸﻘﺔ ﻫﻮ‬ ‫‪ 1,765,895‬درﻫﻢ‪ ،‬وﻳﱰاوح ﺑني ‪ 868,131‬درﻫﻢ ﻟﻼﺳﺘﻮدﻳﻮ‬ ‫و‪ 3,485,941‬درﻫﻢ ﻟﺸﻘﺔ واﺳﻌﺔ ﻣﻦ ﺛﻼث ﻏﺮف ﻧﻮم‪.‬‬ ‫ﻣﻦ ﺣﻴﺚ اﻻﻳﺠﺎرات‪ ،‬ﺑﻠﻎ ﻣﺘﻮﺳﻂ إﻳﺠﺎر ﺷﻘﺔ ﰲ ﻛﺎﻧﺎل رﻳﺰﻳﺪﻧﺲ‬ ‫وﻳﺴﺖ ‪ 100,000‬درﻫﻢ ﺳﻨﻮﻳﺎً‪ ،‬وﻳﱰاوح ﺑني ‪ 80،000‬درﻫﻢ و‪110،000‬‬ ‫ﺳﻨﻮﻳﺎ‪.‬‬

‫ﻓﻴﻜﺘﻮري ﻫﺎﻳﺘﺲ‬

‫أﺳﻌﺎر اﻟﺒﻴﻊ واﻹﻳﺠﺎرات‬ ‫ﻏﺎﻟﺒﻴﺔ اﳌﻨﺎزل ﰲ اﳌﺠﺘﻤﻊ ﻫﻲ ﻣﻦ اﻟﻔﻠﻞ‪ .‬وﻫﻨﺎك ﻋﺪد ﻗﻠﻴﻞ ﻣﻦ‬ ‫اﻟﺸﻘﻖ أﻳﻀﺎً‪ .‬ﻣﺘﻮﺳﻂ ﺳﻌﺮ اﻟﻔﻠﻞ ﰲ ﻓﻴﻜﺘﻮري ﻫﺎﻳﺘﺲ ﻫﻮ‬ ‫‪ 6,434,886‬درﻫﻢ‪ ،‬واﻟﺘﻲ ﺗﱰاوح ﺑني ‪ 3،200،000‬درﻫﻢ و‬ ‫‪ 17،500،000‬درﻫﻢ‪ .‬اﻟﺸﻘﻖ‪ ،‬واﻟﺘﻲ ﺗﺸﻤﻞ اﺳﺘﻮدﻳﻮﻫﺎت‪ ،‬وﻏﺮف‬ ‫ﻣﻦ ﻏﺮﻓﺔ ﻧﻮم واﺣﺪة‪ ،‬اﺛﻨﺎن‪ ،‬ﺛﻼﺛﺔ‪ ،‬أرﺑﻌﺔ‪ ،‬ﺧﻤﺴﺔ وﺳﺘﺔ ﻏﺮف ﻧﻮم‪،‬‬ ‫ﺗﱰاوح ﻣﺎ ﺑني ‪ 641,375‬درﻫﻢ و ‪ 6,899,000‬درﻫﻢ‪.‬‬ ‫وﺗﱰاوح إﻳﺠﺎرات اﻟﻔﻴﻼت ﰲ ﻧﻄﺎق اﳌﺠﺘﻤﻊ ﻣﻦ ‪ 170،000‬درﻫﻢ‬ ‫إﱃ ‪ 495،000‬درﻫﻢ ﺳﻨﻮﻳﺎ‪ ،‬مبﺘﻮﺳﻂ ‪ 303,429‬درﻫﻢ‪ ،‬ﰲ ﺣني ﻳﺒﻠﻎ‬ ‫ﻣﺘﻮﺳﻂ اﺳﺘﺌﺠﺎر ﺷﻘﺔ ‪ 365،000‬درﻫﻢ ﻣﻊ أدىن ﻗﻴﻤﺔ ﻟﻺﻳﺠﺎر ﻋﻨﺪ‬ ‫‪ 330،000‬درﻫﻢ وأﻋﲆ ﻣﺴﺘﻮى ﻋﻨﺪ ‪ 400،000‬درﻫﻢ‪.‬‬

‫ﻓﻴﻼت ﻏﺎﻟريي‬ ‫اﳌﺠﺘﻤﻊ اﻷﻛرث متﻴﺰا ً ﰲ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬وﻳﺸﻤﻞ ﻣﺠﺘﻤﻊ ﻓﻴﻼت‬ ‫ﻏﺎﻟريي ‪ 50‬ﻓﻴﻼ ﺗﻄﻞ ﻋﲆ اﻷﺧﴬ اﻟﺴﺎدس ﳌﻠﻌﺐ إﻟﺲ ﻟﻠﻐﻮﻟﻒ‪.‬‬ ‫ﻣﻦ ﺑني ‪ 50‬ﻓﻴﻼ ﰲ اﳌﺠﺘﻤﻊ‪ 10 ،‬ﻣﻨﻬﺎ ﻫﻲ ﻣﻨﺎزل راﻗﻴﺔ ﻣﻨﻔﺼﻠﺔ ﻣﻊ‬ ‫ﻣﻨﺎﻇﺮ ﺧﻼﺑﺔ ﻋﲆ ﻣﻠﻌﺐ اﻟﻐﻮﻟﻒ‪ ،‬ﰲ ﺣني أن ‪ 40‬ﻓﻴﻼ اﳌﺘﺒﻘﻴﺔ ﻫﻲ‬ ‫ﻣﻨﺎزل ﺷﺒﻪ ﻣﺘﺼﻠﺔ‪ .‬وﻗﺪ ﺻﻤﻤﺖ اﻟﻔﻠﻞ ﻋﲆ اﻟﻄﺮاز اﻹﺳﺒﺎين‬ ‫اﻷﻧﺪﻟﴘ وﺗﺄيت ﰲ ﺛﻼﺛﺔ ﺧﻴﺎرات ﻣﺨﺘﻠﻔﺔ – ﻓﻴﻼ ﻣﺴﺘﻘﻠﺔ ﻋﲆ‬ ‫ﻣﺴﺎﺣﺔ ‪ 4920‬ﻗﺪم ﻣﺮﺑﻊ ﻣﻦ ﺧﻤﺲ ﻏﺮف ﻧﻮم ‪ ،‬ﻣﻨﺎزل ﻣﺘﺼﻠﺔ ﻋﲆ‬ ‫ﻣﺴﺎﺣﺔ ‪ 2894‬ﻗﺪم ﻣﺮﺑﻊ ﻣﻦ ﺛﻼث ﻏﺮف ﻧﻮم وﻣﻨﺎزل ﻣﺘﻮﺳﻄﺔ ﻋﲆ‬ ‫ﻣﺴﺎﺣﺔ ‪ 2677‬ﻗﺪم ﻣﺮﺑﻊ ﻣﻊ ﺛﻼث ﻏﺮف ﻧﻮم‪.‬‬ ‫وﺑﻠﻎ ﻣﺘﻮﺳﻂ ﺳﻌﺮ اﻟﻔﻴﻼت ﰲ ﻣﺠﺘﻤﻊ ﻓﻴﻼت ﻏﺎﻟريي ﻧﺤﻮ‬ ‫‪ 4,640,250‬درﻫﻢ‪ ،‬ﺑﺪءا ﻣﻦ ‪ 3،040،000‬درﻫﻢ إﱃ ‪6،000،000‬‬ ‫درﻫﻢ‪ .‬وﺑﺪأ ﺗﺴﻠﻴﻢ اﻟﻔﻴﻼت واﳌﻨﺎزل ﰲ دﻳﺴﻤﱪ ﻋﺎم ‪.2013‬‬

‫ﺗﻢ إﻧﺸﺎء ﺗﻄﻮر اﻟﻔﻴﻼت ﻫﺬا ﻋﲆ ﻃﻮل اﳌﻤﺮات ﻣﻦ ﻣﻠﻌﺐ ﻏﻮﻟﻒ‬ ‫إﻟﺲ ﰲ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬ﺑني اﳌﺴﺎﺣﺎت اﻟﺨﴬاء‪ ،‬واﻟﺬي ﻳﻮﻓﺮ‬ ‫اﳌﻌﻴﺸﺔ اﻟﻬﺎدﺋﺔ‪ ،‬وﻟﻜﻦ ﻣﻊ اﻟﻮﺻﻮل إﱃ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﳌﺮاﻓﻖ اﻟﺮﻳﺎﺿﻴﺔ‬ ‫واﻟﱰﻓﻴﻬﻴﺔ ﰲ اﳌﻨﻄﻘﺔ اﳌﺠﺎورة‪ .‬ﺗﻢ اﻹﻧﺘﻬﺎء ﻣﻦ اﳌﺮﺣﻠﺔ اﻷوﱃ ﻣﻦ‬ ‫اﳌﺠﺘﻤﻊ‪ ،‬وﺗﻘﺪم ‪ 962‬ﻓﻴﻼ ﰲ ‪ 7‬ﻗﺮى ﻣﺨﺘﻠﻔﺔ‪.‬‬

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‫ﺳﺎوث ﺑﻮﻳﻨﺖ‬

‫اﻷﻛﺎدميﻴﺎت اﳌﻌﺮوﻓﺔ دوﻟﻴﺎ ﰲ اﻟﺘﺪرﻳﺐ واﻟﺘﻄﻮﻳﺮ اﻟﺮﻳﺎﴈ‪ .‬وﺗﻀﻢ‬ ‫أﻛﺎدميﻴﺔ ﻛﺮة اﻟﻘﺪم ﻣﺮاﻓﻖ ﻟﺘﺪرﻳﺐ اﻟﻬﻮاة ﻓﻀﻼً ﻋﻦ اﳌﺤﱰﻓني‪ ،‬إﱃ‬ ‫ﺟﺎﻧﺐ اﺳﺘﻀﺎﻓﺔ اﻟﺒﻄﻮﻻت وإدارة "أﻛﺎدميﻴﺔ ﺳﻮﻛﺎﺗﻮﺗﺲ"‪ ،‬اﻟﺘﻲ ﺗﻌﺘﱪ‬ ‫أول أﻛﺎدميﻴﺔ ﻣﺘﺨﺼﺼﺔ ﰲ ﻛﺮة اﻟﻘﺪم ﻟﻸﻃﻔﺎل ﻗﺒﻞ ﻋﻤﺮ اﳌﺪرﺳﺔ ﰲ‬ ‫اﻟﻌﺎمل‪ ،‬ﻣﻊ ﺑﺮﻧﺎﻣﺞ ﻟﻸﻃﻔﺎل ﰲ اﻟﻔﺌﺔ اﻟﻌﻤﺮﻳﺔ ﻣﻦ ‪ 6‬أﺷﻬﺮ ﻓﺼﺎﻋﺪا‪.‬‬ ‫ﻣﺪرﺳﺔ ﺑﻮﺗﺶ ﻫﺎرﻣﻮن ﻟﻠﻐﻮﻟﻒ ﺗﻮﻓﺮ اﻟﺘﺪرﻳﺐ ﻟﻬﻮاة اﻟﻐﻮﻟﻒ‪ .‬ﻫﻨﺎك‬ ‫أﻳﻀﺎ اﻷﻛﺎدميﻴﺎت اﻷﺧﺮى ﻷﻟﻌﺎب اﻟﻘﻮى واﻟﺮﺟﺒﻲ واﻟﺴﺒﺎﺣﺔ‪ ،‬ﻣﻊ‬ ‫إﻣﻜﺎﻧﻴﺔ اﻟﻮﺻﻮل إﱃ اﳌﺮاﻓﻖ واﻟﺘﺴﻬﻴﻼت اﳌﺘﻄﻮرة‪ ،‬مبﺎ ﰲ ذﻟﻚ ﺻﺎﻟﺔ‬ ‫ﻟﻸﻟﻌﺎب اﻟﺮﻳﺎﺿﻴﺔ ﻋﺎﻟﻴﺔ اﻷداء‪ ،‬واﻟﻌﻠﻮم اﻟﺮﻳﺎﺿﻴﺔ وﻋﻴﺎدات إﻋﺎدة‬ ‫اﻟﺘﺄﻫﻴﻞ وﻛﺬﻟﻚ ﻋﻴﺎدة اﻟﻄﺐ اﻟﺮﻳﺎﴈ‪.‬‬

‫متﺸﻴﺎ ﻣﻊ ﻣﻮﺿﻮع اﳌﺪﻳﻨﺔ‪ ،‬ﺗﻀﻢ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ اﺛﻨني ﻣﻦ‬ ‫اﻟﺘﻄﻮرات اﻟﺘﺠﺎرﻳﺔ اﻟﺘﻲ ﺗﻘﺪم ﻟﺴﻜﺎن اﳌﺠﺘﻤﻊ ﺧﻴﺎرات اﻟﻌﻤﻞ‬ ‫واﳌﻌﻴﺸﺔ دون اﻟﺴﻔﺮ ﺑﻌﻴﺪا‪ .‬وﺗﺘﻀﻤﻦ اﳌﻨﻄﻘﺔ اﻟﺘﺠﺎرﻳﺔ ﺗﺠﺎرة اﻟﺘﺠﺰﺋﺔ‬ ‫واﳌﻄﺎﻋﻢ إﱃ ﺟﺎﻧﺐ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ‪.‬‬

‫ﻧﻮرث ﺑﻮﻳﻨﺖ‬ ‫ﺗﻘﻊ ﰲ ﻗﻠﺐ ﻣﻨﻄﻘﺔ وﺳﻂ اﳌﺪﻳﻨﺔ ﻋﲆ اﻟﻮاﺟﻬﺔ اﻟﺒﺤﺮﻳﺔ ﳌﺪﻳﻨﺔ ديب‬ ‫اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬ﺗﻢ ﺗﺼﻤﻴﻢ ﻧﻮرث ﺑﻮﻳﻨﺖ ﺑﺎﺳﺘﺨﺪام منﻂ اﻟﺒﻨﺪﻗﻴﺔ‬ ‫اﻟﻜﻼﺳﻴﻜﻴﺔ‪ .‬وﺳﻮف ﺗﻜﻮن ﻋﲆ ﻣﺴﺎﻓﺔ ﻗﺮﻳﺒﺔ ﻣﻦ اﳌﻨﻄﻘﺔ اﻟﺴﻜﻨﻴﺔ‬ ‫اﻟﺮﺋﻴﺴﻴﺔ‪ ،‬ﻓﻀﻼً ﻋﻦ اﳌﻜﺎﺗﺐ واﳌﺮاﻓﻖ اﻟﱰﻓﻴﻬﻴﺔ‪ ،‬مبﺎ ﰲ ذﻟﻚ ﻣﻨﺎﻓﺬ‬ ‫اﻟﺒﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ‪ .‬ﻣﻮزﻋﺔ ﻋﲆ ‪ 700,519‬ﻗﺪم ﻣﺮﺑﻊ‪ ،‬وﺗﺘﻀﻤﻦ وﺣﺪات‬ ‫ﺳﻜﻨﻴﺔ وﻣﻜﺎﺗﺐ وﻓﻀﺎء ﻟﻨﺤﻮ ‪ 100‬وﺣﺪة ﺑﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ اﻟﺘﻲ ﺗﺤﺘﻞ‬ ‫‪ 183,554‬ﻗﺪم ﻣﺮﺑﻊ‪ .‬ﻳﺘﻤﺘﻊ اﻹﻋﺪاد وأﺳﻠﻮب اﻟﺤﻲ ﺑﺎﻟﺴﺤﺮ اﻹﻳﻄﺎﱄ‬ ‫اﻷﺻﻴﻞ ﻣﻊ ﺛﻼﺛﺔ ﻗﺎﻋﺎت ﺗﺆدي ﺑﻬﺎ إﱃ ﻣﺮﻛﺰ داﺧﲇ ﻣﻦ اﳌﻄﺎﻋﻢ‬ ‫واﳌﺴﺎﻛﻦ ﻋﲆ اﻟﻮاﺟﻬﺔ اﻟﺒﺤﺮﻳﺔ‪ ،‬ﰲ ﺣني ﺗﻀﻢ اﻟﺤﻠﻘﺔ اﻟﺨﺎرﺟﻴﺔ ﻣﺘﺎﺟﺮ‬ ‫وﻣﻨﺎﻓﺬ اﻟﺒﻴﻊ اﻟﺘﻲ ﺗﻬﺘﻢ ﺑﺘﻮﻓري اﻻﺣﺘﻴﺎﺟﺎت اﻟﻴﻮﻣﻴﺔ‪.‬‬ ‫‪www.valoran.ae‬‬

‫ﻋﲆ اﳌﺤﻮر اﻟﺠﻨﻮيب ﻣﻦ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬ﺗﻀﻢ ﺳﺎوث ﺑﻮﻳﻨﺖ‬ ‫اﳌﻄﺎﻋﻢ وﻣﻨﺎﻓﺬ اﻟﺘﺴﻮق اﳌﺘﻤﻴﺰة اﻟﺘﻲ ﺗﻌﺰز ﻣﻮﺿﻮع اﳌﻌﻴﺸﺔ اﻟﻔﺎﺧﺮة‬ ‫ﰲ اﻟﺘﻄﻮر‪ .‬وﺗﺮﺗﻜﺰ اﳌﻨﻄﻘﺔ ﺣﻮل ﻓﻨﺪق ﺑﻮﺗﻴيك ﻣﻜﻮن ﻣﻦ ‪ 300‬ﻏﺮﻓﺔ‬ ‫ﻣﻦ ﻓﺌﺔ اﻟﺨﻤﺲ ﻧﺠﻮم وﻳﻘﻊ ﻋﲆ ﻣﺴﺎﻓﺔ ﻗﺮﻳﺒﺔ ﻣﻦ ﻣﺠﻤﻊ ﻓﻴﻼت‬ ‫اﻟﻐﻮﻟﻒ اﻟﺴﻜﻨﻴﺔ ﻓﻴﻜﺘﻮري ﻫﺎﻳﺘﺲ واﳌﻼﻋﺐ اﻟﺮﻳﺎﺿﻴﺔ واﻷﻛﺎدميﻴﺎت‬ ‫اﻟﺪوﻟﻴﺔ‪ .‬ﺗﻨﺘﴩ ﻋﲆ ﻣﺴﺎﺣﺔ ‪ 116,100‬ﻗﺪم ﻣﺮﺑﻊ‪ ،‬وﺳﻮف ﺗﺸﻤﻞ‬ ‫ﺳﺎوث ﺑﻮﻳﻨﺖ ‪ 50‬ﺑﻮﺗﻴﻚ ﻟﻠﺒﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ واﳌﻄﺎﻋﻢ اﳌﻤﺘﺎزة‪ ،‬وأﺟﻨﺤﺔ‬ ‫اﳌﻜﺎﺗﺐ اﻟﻔﺎﺧﺮة واﳌﺴﺎﻛﻦ اﻟﺤﴫﻳﺔ ﻋﲆ ﻃﻮل اﻟﻮاﺟﻬﺔ اﻟﺒﺤﺮﻳﺔ ﻟﻘﻨﺎة‬ ‫ﻣﺬﻫﻠﺔ‪ ،‬إﱃ ﺟﺎﻧﺐ اﳌﺘﺎﺟﺮ اﻟﺘﻲ ﺗﻮﻓﺮ اﻻﺣﺘﻴﺎﺟﺎت اﻟﻴﻮﻣﻴﺔ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ‬ ‫إﱃ ذﻟﻚ‪ ،‬ﺳﻴﺘﻢ ﺗﻌﻴني ‪ 300،000‬ﻗﺪم ﻣﺮﺑﻊ ﻟﻠﻤﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ‬ ‫واﻟﺴﻜﻨﻴﺔ‪.‬‬

‫اﳌﺮاﻓﻖ اﻷﺧﺮى‬ ‫ﺗﻀﻢ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ أﻳﻀﺎ اﳌﺮاﻓﻖ اﻟﺘﻌﻠﻴﻤﻴﺔ واﻟﻄﺒﻴﺔ واﻟﱰﻓﻴﻬﻴﺔ‬ ‫اﻟﺘﻲ ﺗﺘﻨﺎﺳﺐ ﻣﻊ ﻣﻮﺿﻮع اﳌﺪﻳﻨﺔ‪ .‬أﻛﺎدميﻴﺔ ﺑﺮادﻳﻨﺘﻮن اﻟﺘﺤﻀريﻳﺔ‬ ‫ﺑﺪأت ﻣﺮﺣﻠﺔ اﻟﺘﺸﻐﻴﻞ ﺑﺎﻟﻔﻌﻞ وﺗﻘﺪم ﺑﺮﻧﺎﻣﺞ اﻟﺒﻜﺎﻟﻮرﻳﺎ اﻷﻣﺮﻳﻜﻴﺔ‪،‬‬ ‫اﻷﻣﺮ اﻟﺬي ﻳﺆدي إﱃ دﺑﻠﻮﻣﺔ اﻟﺸﻬﺎدة اﻟﺜﺎﻧﻮﻳﺔ اﻷﻣﺮﻳﻜﻴﺔ‪ .‬وﻳﺸﻤﻞ‬ ‫اﻟﺘﻄﻮﻳﺮ أﻳﻀﺎ ﻣﻮل أرﻳﻨﺎ ﻣﻊ ﻣﺴﺎﺣﺔ ‪ 4.1‬ﻣﻠﻴﻮن ﻗﺪم ﻣﺮﺑﻊ ﻣﻦ ﻣﺴﺎﺣﺔ‬ ‫اﻟﺘﺄﺟري‪ ،‬واﻟﺘﻲ ﺳﻴﺘﻢ اﺳﺘﻜامﻟﻬﺎ ﺑﺘﻨﻔﻴﺬ ﻣﻨﺘﺰه اﻟﻮاﺟﻬﺔ اﻟﺒﺤﺮﻳﺔ واﺛﻨني‬ ‫ﻣﻦ ﻣﺮاﻛﺰ اﻟﺒﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ ﻣﻊ اﳌﺤﻼت واﳌﻄﺎﻋﻢ واﳌﻘﺎﻫﻲ‪.‬‬

‫ﺗﻢ ﺗﺼﻤﻴﻢ اﳌﺸﺎرﻳﻊ اﻟﺴﻜﻨﻴﺔ ﰲ ﻣﺪﻳﻨﺔ ديب اﻟﺮﻳﺎﺿﻴﺔ ﻟﺘﻤﺘﺰج ﻣﻊ‬ ‫اﳌﺮاﻓﻖ اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬وﺗﻘﺪم اﳌﻜﺎن اﻷﻣﺜﻞ ﻷوﻟﺌﻚ اﻟﺬﻳﻦ ﻳﺒﺤﺜﻮن ﻋﻦ‬ ‫أﺳﻠﻮب ﺣﻴﺎة ﻧﺸﻂ‪ .‬وﺗﻀﻢ اﳌﻨﻄﻘﺔ اﻟﺴﻜﻨﻴﺔ ﺛﻼﺛﺔ ﺗﻄﻮرات – ﻛﺎﻧﺎل‬ ‫رﻳﺰﻳﺪﻧﺲ وﻳﺴﺖ‪ ،‬وﻓﻴﻜﺘﻮري ﻫﺎﻳﺘﺲ وﻓﻴﻼت ﻏﺎﻟريي‪.‬‬

‫ﻛﺎﻧﺎل رﻳﺰﻳﺪﻧﺲ وﻳﺴﺖ‬ ‫ﺗﻢ إﻧﺸﺎؤﻫﺎ ﻋﲆ اﻟﻮاﺟﻬﺔ اﻟﺒﺤﺮﻳﺔ ﺑني ﻣﺮاﻛﺰ اﻟﺘﺠﺰﺋﺔ ﰲ اﻟﺸامل‬ ‫واﻟﺠﻨﻮب ﻣﻦ ﻣﻨﻄﻘﺔ وﺳﻂ اﳌﺪﻳﻨﺔ‪ ،‬ﻛﺎﻧﺎل رﻳﺰﻳﺪﻧﺲ وﻳﺴﺖ‪ ،‬ﺗﻀﻢ‬ ‫اﺳﺘﻮدﻳﻮﻫﺎت‪ ،‬وﺷﻘﻖ ﻣﻦ ﻏﺮﻓﺔ ﻧﻮم واﺣﺪة‪ ،‬اﺛﻨني وﺛﻼﺛﺔ ﻏﺮف ﻧﻮم‪.‬‬ ‫وﺗﺘﻮﻓﺮ اﻟﺸﻘﻖ ﺑﺨﻤﺴﺔ ﻣﻮاﺿﻴﻊ ﻣﺨﺘﻠﻔﺔ ‪ -‬اﻟﻌﺮيب‪ ،‬اﻷورويب اﻟﻜﻼﺳﻴيك‪،‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫ﻣﻦ ﺗﻄﻮﻳﺮ ﻣﺠﻤﻮﻋﺔ ديب ﻟﻠﻌﻘﺎرات‪ ،‬ﺗﻢ وﺿﻊ ﺗﺼﻮر ﻣﺪﻳﻨﺔ ديب‬ ‫اﻟﺮﻳﺎﺿﻴﺔ ﻛﻤﺪﻳﻨﺔ ﺗﺤﺖ ﻋﻨﻮان اﻟﺮﻳﺎﺿﺔ ﰲ ﻣﺪﻳﻨﺔ ﺗﻘﻊ ﺿﻤﻦ ﻣﴩوع‬ ‫ديب ﻻﻧﺪ‪ .‬اﻟﺘﻄﻮﻳﺮ اﻟﺬي ﺗﻢ ﺗﺼﻤﻴﻤﻪ ﻋﲆ ﻣﺴﺎﺣﺔ ‪ 50‬ﻣﻠﻴﻮن ﻗﺪم‬ ‫ﻣﺮﺑﻊ‪ ،‬ﻳﻬﺪف إﱃ ﺟﻌﻞ ديب اﻟﻮﺟﻬﺔ اﻟﺮﻳﺎﺿﻴﺔ اﻟﺮاﺋﺪة ﰲ اﻟﻌﺎمل‪ ،‬وﺗﻀﻢ‬ ‫أﺣﺪث اﳌﺮاﻓﻖ اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬مبﺎ ﰲ ذﻟﻚ أرﺑﻌﺔ ﻣﻼﻋﺐ ﻛﺒرية ﺑﺎﻻﺿﺎﻓﺔ اﱃ‬ ‫ﻣﻠﻌﺐ ﻏﻮﻟﻒ ﻋﺎﳌﻲ ﺑﻪ ‪ 18‬ﺣﻔﺮة‪ .‬إﱃ ﺟﺎﻧﺐ وﺟﻮد ﻋﺪد ﻣﻦ‬ ‫اﻷﻛﺎدميﻴﺎت اﻟﺮﻳﺎﺿﻴﺔ واﳌﺮاﻓﻖ اﻟﱰﻓﻴﻬﻴﺔ ﻟﻸﻟﻌﺎب اﻟﺮﻳﺎﺿﻴﺔ‪ ،‬ﻛام ﺗﻢ‬ ‫ﺗﺼﻤﻴﻢ اﻟﺘﻄﻮﻳﺮ ﻟﻴﺸﻤﻞ اﳌﺸﺎرﻳﻊ اﻟﺴﻜﻨﻴﺔ واﻟﺘﺠﺎرﻳﺔ وﻛﺬﻟﻚ وﺳﺎﺋﻞ‬ ‫اﻟﺮاﺣﺔ ذات اﻟﺼﻠﺔ ﻣﺜﻞ اﳌﺮاﻓﻖ اﻟﻄﺒﻴﺔ واﳌﺪارس اﻟﺪوﻟﻴﺔ واﻟﻔﻨﺎدق‬ ‫وأﻣﺎﻛﻦ اﻟﱰﻓﻴﻪ اﻟﺘﻲ ﺗﻮﻓﺮ ﻟﻠﻤﻘﻴﻤني ﻣﺠﺘﻤﻊ ﻣﻜﺘﻒ ﺑﺬاﺗﻪ ﻳﻌﻤﻞ ﻋﲆ‬ ‫ﺗﻠﺒﻴﺔ ﺟﻤﻴﻊ اﺣﺘﻴﺎﺟﺎﺗﻬﻢ‪.‬‬

‫اﳌﺮاﻓﻖ اﻟﺮﻳﺎﺿﻴﺔ‬ ‫ﻣﻦ ﺑني اﳌﻼﻋﺐ اﻟﺮﻳﺎﺿﻴﺔ ﰲ اﻟﺘﻄﻮﻳﺮ ﻣﻠﻌﺐ اﻟﻜﺮﻳﻜﻴﺖ ذات ﺳﻌﺔ‬ ‫‪ 25،000‬ﻣﺘﻔﺮج ‪ -‬واﺣﺪ ﻣﻦ ‪ 4‬ﻣﻼﻋﺐ ﰲ اﳌﺪﻳﻨﺔ اﻟﺮﻳﺎﺿﻴﺔ‪ .‬ﺗﺸﻤﻞ‬ ‫اﳌﻼﻋﺐ اﻟﺜﻼﺛﺔ اﳌﺘﺒﻘﻴﺔ ﻣﻠﻌﺐ ﻣﺘﻌﺪد اﻷﻏﺮاض ﰲ اﻟﻬﻮاء اﻟﻄﻠﻖ ﺑﺴﻌﺔ‬ ‫‪ 60،000‬ﻣﺘﻔﺮج‪ ،‬واﻟﺘﻲ ميﻜﻦ اﺳﺘﺨﺪاﻣﻬﺎ ﻟﺴﺒﺎﻗﺎت اﳌﻀامر واﳌﻴﺪان‬ ‫وﻛﺮة اﻟﻘﺪم واﻟﺮﺟﺒﻲ وﻏريﻫﺎ ﻣﻦ اﻷﻟﻌﺎب اﻟﺮﻳﺎﺿﻴﺔ‪ .‬ﻫﻨﺎك أﻳﻀﺎ ﻣﻠﻌﺐ‬ ‫ﻣﻨﻔﺼﻞ ﺑﺴﻌﺔ ‪ 5،000‬ﻣﻘﻌﺪ ﻟﻠﺮﺟﺒﻲ وﻣﻠﻌﺐ أﺧﺮ داﺧﲇ ﻣﺘﻌﺪد‬ ‫اﻷﻏﺮاض ﺑﺴﻌﺔ ‪ 10،000‬ﻣﻘﻌﺪ ﻟﻸﻟﻌﺎب اﻟﺘﻲ ﺗﺤﺘﺎج إﱃ أرﺿﻴﺔ ﺻﻠﺒﺔ‬ ‫وﻫﻮيك اﻟﺠﻠﻴﺪ‪ ،‬واﻟﺘﻲ ميﻜﻦ ﻣﻀﺎﻋﻔﺘﻬﺎ ﺑﺎﻋﺘﺒﺎرﻫﺎ ﻣﻜﺎن ﻟﻠﱰﻓﻴﻪ ﻹﻗﺎﻣﺔ‬ ‫اﻟﺤﻔﻼت وﻏريﻫﺎ ﻣﻦ اﻷﺣﺪاث‪ .‬ﻛام ﺗﻀﻢ اﳌﺪﻳﻨﺔ اﻟﺮﻳﺎﺿﻴﺔ أﻳﻀﺎً أول‬ ‫ﻣﻠﻌﺐ ﻏﻮﻟﻒ ﻣﻦ ﺗﺼﻤﻴﻢ إرين إﻟﺲ ﻣﻦ ‪ 18‬ﺣﻔﺮة ﰲ اﻟﴩق اﻷوﺳﻂ‪.‬‬ ‫إﱃ ﺟﺎﻧﺐ أﻛﺎدميﻴﺔ ‪ ،ICC‬ﺳﻮف ﻳﻀﻢ اﻟﺘﻄﻮﻳﺮ ﻣﺠﻤﻮﻋﺔ ﻣﻦ‬

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‫‪- 19‬‬

‫‪2014‬‬

‫ﰲ ﻋﺎم ‪ ،2014‬إذا ﻛﺎن ﻣﺘﻮﺳﻂ أﺳﻌﺎر اﻟﻨﻔﻂ ﻣﺘﻮﺳﻂ ﻋﻨﺪ ‪ 100‬دوﻻر‬ ‫ﻟﻠﱪﻣﻴﻞ‪ ،‬ﻓﺈن ﻓﺎﺋﺾ اﻟﺤﺴﺎب اﻟﺠﺎري ﺳﻮف ﻳﻨﺨﻔﺾ إﱃ ‪ 7 .43‬ﰲ‬ ‫اﳌﺎﺋﺔ‪ ،‬واﻟﺬي ﺳﻴﻜﻮن ﺣﻮاﱄ ‪ 10‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ‪،‬‬ ‫ﰲ ﺣني أﻧﻪ إذا ﻛﺎن ﻣﺘﻮﺳﻂ ﺳﻌﺮ ﺑﺮﻣﻴﻞ اﻟﻨﻔﻂ ﻋﻨﺪ ‪ 120‬دوﻻر ﺳﻮف‬ ‫ﻳﺸﻬﺪ ارﺗﻔﺎﻋﺎ ﰲ اﻟﻔﺎﺋﺾ إﱃ ‪ 58.9‬ﻣﻠﻴﺎر دوﻻر‪ ،‬أي ﺣﻮاﱄ ‪ 13‬ﰲ اﳌﺎﺋﺔ‬ ‫ﻣﻦ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ‪ .‬ﰲ اﻟﻮﻗﺖ اﻟﺤﺎﴐ‪ ،‬ﺗﺘﺄﺛﺮ ﺗﻮﻗﻌﺎت أﺳﻌﺎر‬ ‫اﻟﻨﻔﻂ ﻣﻦ ﺧﻼل ﺣﺎﻟﺔ ﻋﺪم اﻟﻴﻘني ﺑﺸﺄن اﻻﺳﺘﻘﺮار ﰲ اﻟﻌﺮاق‪.‬‬ ‫وﻣﻦ اﳌﺘﻮﻗﻊ أن ﻳﻌﻄﻲ اﻟﻄﻠﺐ اﳌﺤﲇ ﰲ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة‬ ‫دﻓﻌﺔ ﻗﻮﻳﺔ ﻟﻨﻤﻮ اﻟﺼﺎدرات‪ ،‬اﻟﺘﻲ ﻣﻦ اﳌﺘﻮﻗﻊ أن ﺗﺼﻞ إﱃ ﻧﺤﻮ ‪ 14‬ﰲ‬ ‫اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪ .2014‬وﰲ ﺣني ﻳﺘﻮﻗﻊ أن ﺗﺮﺗﻔﻊ ﻓﺎﺗﻮرة اﻟﻮاردات إﱃ‬ ‫‪ 257.4‬ﻣﻠﻴﺎر دوﻻر‪ ،‬ﻛام أن اﻷداء اﻟﻘﻮي ﻟﻘﻄﺎع اﻟﺴﻴﺎﺣﺔ واﻟﻀﻴﺎﻓﺔ‬ ‫ﺳﻮف ﻳﺴﺎﻫﻢ ﰲ اﻟﻨﻤﻮ اﻻﻗﺘﺼﺎدي ودﻋﻢ ﻣﻴﺰان اﻟﺤﺴﺎب اﻟﺠﺎري‪.‬‬

‫‪6 4‬‬

‫‪2013‬‬

‫أﻇﻬﺮت ﺑﻴﺎﻧﺎت ﻣﻦ ﻣﺮﻛﺰ اﻹﺣﺼﺎء ﰲ ديب )‪ (DSC‬أن اﻗﺘﺼﺎد ديب ﻗﺪ‬ ‫ﺳﺠﻞ منﻮا ﰲ اﻟﻌﺎم ﻋﲆ اﺳﺎس ﺳﻨﻮى ﻧﺴﺒﺘﻪ ‪ 4.6‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم‬ ‫‪ ،2013‬ﺣﻴﺚ ارﺗﻔﻊ ﻣﻦ ‪ 4.1‬ﰲ اﳌﺎﺋﺔ ﰲ اﻟﻌﺎم اﻟﺴﺎﺑﻖ‪ .‬واﺻﻞ ﻗﻄﺎع‬ ‫اﻟﻀﻴﺎﻓﺔ ﻟﻴﻜﻮن اﻷﴎع منﻮا ﻋﻨﺪ ‪ 13‬ﰲ اﳌﺎﺋﺔ‪ ،‬وﺗﺤﻘﻴﻖ منﻮ ﻣﺰدوج‬ ‫اﻟﺮﻗﻢ ﻟﻠﻌﺎم اﻟﺜﺎﻟﺚ ﻋﲆ اﻟﺘﻮاﱄ‪.‬‬ ‫وﻛﺎن آداء ﻗﻄﺎع اﻟﺼﻨﺎﻋﺎت اﻟﺘﺤﻮﻳﻠﻴﺔ ﺟﻴﺪا ً أﻳﻀﺎ‪ ،‬وﻳﺄيت ﰲ اﳌﺮﺗﺒﺔ‬ ‫اﻟﺜﺎﻧﻴﺔ ﻣﻊ منﻮ ﰲ اﻟﻌﺎم ﻋﲆ اﺳﺎس ﺳﻨﻮى ﻧﺴﺒﺘﻬﺎ ‪ 8.1‬ﰲ اﳌﺎﺋﺔ‪ ،‬ﰲ ﺣني‬ ‫منﺎ ﻗﻄﺎع اﻟﺨﺪﻣﺎت )اﻟﺸﺨﺼﻴﺔ واﻻﺟﺘامﻋﻴﺔ( ﺑﻨﺴﺒﺔ ‪ 6.8‬ﰲ اﳌﺎﺋﺔ وﻛﺎن‬

‫‪www.valoran.ae‬‬

‫اﻟﻘﻄﺎع اﻟﺜﺎﻟﺚ اﻷﴎع منﻮا‪ .‬وﺟﺎء ﻗﻄﺎع اﻟﻨﻘﻞ واﻟﺘﺨﺰﻳﻦ واﻻﺗﺼﺎﻻت‬ ‫اﳌﻘﺒﻞ ﺗﺎﻟﻴﺎً مبﻌﺪل منﻮ ‪ 5.6‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫وﻣﻊ ذﻟﻚ‪ ،‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ ﺗﺤﻘﻴﻖ ديب ﻣﻌﺪل اﻟﻨﻤﻮ اﳌﺘﻮﻗﻊ ﺑﻨﺴﺒﺔ ‪4.5‬‬ ‫ﰲ اﳌﺎﺋﺔ‪ ،‬إﻻ أﻧﻬﺎ ﻛﺎﻧﺖ ﻣﺘﺄﺧﺮة ﺑﺎﳌﻘﺎرﻧﺔ ﻣﻊ أﺑﻮ ﻇﺒﻲ‪ ،‬واﻟﺘﻲ ﺳﺠﻠﺖ‬ ‫ﻣﻌﺪل منﻮ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ ‪ 5.2‬ﰲ اﳌﺎﺋﺔ‪ ،‬واﳌﻌﺪل اﻟﻮﻃﻨﻲ اﻟﺒﺎﻟﻎ‬ ‫‪ 5.2‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫ﺑني اﻟﻘﻄﺎﻋﺎت اﻷﺧﺮى ﰲ ديب‪ ،‬منﺖ اﻟﺨﺪﻣﺎت اﻟﻌﻘﺎرﻳﺔ واﻟﺘﺠﺎرﻳﺔ‬ ‫ﺑﻮﺗرية أﺑﻄﺄ ﻋﻨﺪ ‪ 4.7‬ﰲ اﳌﺎﺋﺔ ﻣﻘﺎرﻧﺔ ﺑـ ‪ 5.4‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪ .2012‬ومنﺎ‬ ‫اﻟﻘﻄﺎع اﻟﺤﻜﻮﻣﻲ واﻟﺨﺪﻣﺎت‪ ،‬واﻟﺬي ﺗﺄﺛﺮ ﺑﺘﺪﻋﻴﻢ اﳌﻴﺰاﻧﻴﺔ‪ ،‬مبﻌﺪل ‪1‬‬ ‫ﰲ اﳌﺎﺋﺔ ﻓﻘﻂ ﻣﻘﺎرﻧﺔ مبﻌﺪل ‪ 6.4‬ﰲ اﳌﺎﺋﺔ ﺧﻼل اﻟﻌﺎم اﻟﺴﺎﺑﻖ‪.‬‬ ‫اﻟﻘﻄﺎﻋﺎت اﻟﺘﻲ ﻛﺎن أداؤﻫﺎ ﺟﻴﺪا ﺷﻤﻠﺖ ﺗﺠﺎرة اﻟﺘﺠﺰﺋﺔ واﻟﺠﻤﻠﺔ‬ ‫ﺑﻨﺴﺒﺔ ‪ 3.5‬ﰲ اﳌﺎﺋﺔ )ﻣﻦ ‪ 1.4‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪ ،(2012‬واﻟﺨﺪﻣﺎت‬ ‫اﳌﺎﻟﻴﺔ‪ ،‬واﻟﺬي منﺎ مبﻌﺪل ‪ 3.6‬ﰲ اﳌﺎﺋﺔ )ﻣﻦ ‪ 2.2‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪.(2012‬‬ ‫وﺗﺸري ﺗﻮﻗﻌﺎت ﺻﻨﺪوق اﻟﻨﻘﺪ اﻟﺪوﱄ ﳌﻌﺪل منﻮ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ‬ ‫ﰲ ديب إﱃ وﺻﻮﻟﻪ إﱃ ‪ 5‬ﰲ اﳌﺎﺋﺔ ﰲ ﻋﺎم ‪ ،2014‬ﻣﻊ اﳌﺘﻮﻗﻊ أن ﺗﻜﻮن‬ ‫ﻗﻄﺎﻋﺎت اﻟﺒﻨﺎء واﻟﻌﻘﺎرات ﻫﻲ اﳌﺤﺮك اﻟﺮﺋﻴﴘ ﻟﻬﺬا اﻟﻨﻤﻮ‪ .‬اﻟﻘﻄﺎﻋﺎت‬ ‫اﻷﺧﺮى‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﺘﺠﺎرة واﻟﺴﻴﺎﺣﺔ واﻟﻨﻘﻞ‪ ،‬ﻣﻦ اﳌﺘﻮﻗﻊ أﻳﻀﺎ أن‬ ‫ﺗﻈﻞ ﻗﻮﻳﺔ‪.‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻳﺘﺤﻘﻴﻖ اﳌﺮﺗﺒﺔ اﻷوﱃ ﻣﻦ ﺣﻴﺚ اﳌﺆﴍات اﳌﺘﻌﻠﻘﺔ‬ ‫ﺑﺎﻟﻌامﻟﺔ واﻟﺘﻌﻠﻴﻢ اﻟﻌﺎﱄ‪ .‬ﰲ دراﺳﺔ ﺳﺎﺑﻘﺔ ﻛﺎﻧﺖ ﻗﺪ أﺟﺮﻳﺖ ﻟﺘﺨﻄﻴﻂ‬ ‫اﻟﻘﻮى اﻟﻌﺎﻣﻠﺔ‪ ،‬ﻛﺎﻧﺖ اﻹﻣﺎرات ﰲ اﳌﺮﺗﺒﺔ اﻷوﱃ ﺑﺎﻋﺘﺒﺎرﻫﺎ اﻟﻮﺟﻬﺔ‬ ‫اﻟﺮاﺑﻌﺔ اﻷﻛرث ﺟﺬﺑﺎً ﰲ ﺟﻤﻴﻊ أﻧﺤﺎء اﻟﻌﺎمل ﻣﻦ ﺣﻴﺚ اﻟﺘﻌﻠﻴﻢ‪.‬‬

‫إﱃ ﺟﺎﻧﺐ أﺳﻌﺎر اﻟﻨﻔﻂ اﳌﺮﺗﻔﻌﺔ‪ ،‬ﻛﺎن ارﺗﻔﺎع اﻟﻨﺎﺗﺞ واﻟﻄﻠﺐ اﻟﺨﺎرﺟﻲ‬ ‫اﻟﻘﻮي اﳌﺴﺎﻫﻤني اﻟﺮﺋﻴﺴﻴني ﰲ زﻳﺎدة منﻮ اﻟﺼﺎدرات إﱃ ‪ 3 .8‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫وأﺷﺎرت ﺗﻮﻗﻌﺎت ‪ IHS‬إﱃ إﻧﺨﻔﺎض ﻗﻠﻴﻞ‪ ،‬وﻟﻜﻦ اﻟﻔﻮاﺋﺾ اﻟﺨﺎرﺟﻴﺔ ﻻ‬ ‫ﺗﺰال ﻛﺒرية ﺧﻼل ﻋﺎﻣﻲ ‪ 2014‬و ‪.2015‬‬

‫وأﺿﺎف أن اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻗﺪ اﺳﺘﻔﺎدت ﻣﻦ ﻓﻮزﻫﺎ ﺑﺘﻨﻈﻴﻢ‬ ‫ﻣﻌﺮض اﻛﺴﺒﻮ ‪ 2020‬ﻛام اﻧﻪ ﺟﻠﺐ ﻣﻌﻪ أﻳﻀﺎً اﻟﻔﺮﺻﺔ ﻹﺿﺎﻓﺔ وﻇﺎﺋﻒ‬ ‫ﻋﱪ اﻟﻌﺪﻳﺪ ﻣﻦ ﻗﻄﺎﻋﺎت اﻟﺼﻨﺎﻋﺔ‪ .‬وﻣﻦ اﳌﺘﻮﻗﻊ أن ﻳﺨﻠﻖ أﻛرث ﻣﻦ‬ ‫‪ 277,000‬ﻓﺮﺻﺔ ﻋﻤﻞ ﰲ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﺣﺘﻰ ﻋﺎم‬ ‫‪ ،2021‬واﻟﺬي ﺑﺪوره ﺳﻴﻘﻠﻞ ﻫﺠﺮة اﳌﻮاﻫﺐ واﳌﻬﻨﻴني اﳌﻬﺮة إﱃ‬ ‫اﻟﺨﺎرج‪.‬‬

‫ﰲ ﻋﺎم ‪ ،2014‬ﻣﻦ اﳌﺘﻮﻗﻊ أن ﻳﺴﺠﻞ منﻮا ﻣﻌﺘﺪﻻ ﺑﻨﺤﻮ ‪ 3 .6‬ﰲ اﳌﺎﺋﺔ‬ ‫ﻟﻴﺼﻞ إﱃ ‪ 402.5‬ﻣﻠﻴﺎر دوﻻر‪ ،‬وذﻟﻚ ﺑﺴﺒﺐ ﺗﻘﻴﻴﺪ اﻟﻜﺴﺐ ﻋﲆ‬ ‫اﻟﺼﺎدرات اﻟﻨﻔﻄﻴﺔ‪ ،‬ﰲ ﺣني أن اﻟﺼﺎدرات ﻏري اﻟﻨﻔﻄﻴﺔ ﺳﺘﺴﺘﻤﺮ ﰲ‬ ‫اﻟﻨﻤﻮ ﻣﺪﻋﻮﻣﺔ ﺑﺎﻟﻄﻠﺐ اﻟﺼﺤﻲ ﻣﻦ آﺳﻴﺎ‪ ،‬واﻟﺘﻲ ﺗﻌﺪ اﻟﺴﻮق اﻟﺮﺋﻴﺴﻴﺔ‬ ‫ﻟﺘﺠﺎرة ﺳﻠﻊ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة‪.‬‬ ‫ﺗﺴﺒﺒﺖ اﻟﻌﻘﻮﺑﺎت اﻟﻐﺮﺑﻴﺔ ﻋﲆ إﻳﺮان ﰲ إﺿﻌﺎف إﻋﺎدة ﺻﺎدرات‬ ‫اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﺣﻴﺚ متﺜﻞ إﻳﺮان ﺣﻮاﱄ ‪ 20‬ﰲ اﳌﺎﺋﺔ ﻣﻦ‬ ‫إﻋﺎدة اﻟﺼﺎدرات ﰲ اﻟﺒﻼد‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﻣﻊ اﻻﺗﻔﺎق اﳌﺆﻗﺖ ﳌﺪة ‪ 6‬أﺷﻬﺮ‬ ‫ﺑﻴﻨﻤﺠﻤﻮﻋﺔ اﻟﺪول اﻟﺨﻤﺲ اﻟﻜﱪى ‪ +1‬وإﻳﺮان‪ ،‬ﻣﻦ اﳌﺘﻮﻗﻊ أن ﻳﺘﺤﺴﻦ‬ ‫اﻟﻮﺿﻊ‪.‬‬

‫‪2014 2015‬‬ ‫وﻓﻘﺎ ﻟﻠﺒﻴﺎﻧﺎت اﻟﺼﺎدرة ﻋﻦ ‪ IHS‬إﻛﻮﻧﻮﻣﻴﻜﺲ‪ ،‬ﰲ ﻋﺎم ‪ ،2013‬ﺣﻘﻘﺖ‬ ‫اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻓﺎﺋﻀﺎ ﰲ اﻟﺤﺴﺎب اﻟﺠﺎري ﻣﻦ ‪239.07‬‬ ‫ﻣﻠﻴﺎر درﻫﻢ )‪ 65‬ﻣﻠﻴﺎر دوﻻر(‪ ،‬وﻛﺎن ﻣﻦ اﳌﺘﻮﻗﻊ أن ﺗﺤﺎﻓﻆ اﻹﻣﺎرات‬ ‫ﻋﲆ ﻓﻮاﺋﺾ ﻛﺒرية ﻟﻠﻌﺎﻣني اﳌﻘﺒﻠني ﺑﺴﺒﺐ ارﺗﻔﺎع أﺳﻌﺎر اﻟﻨﻔﻂ‪ .‬وﻛﺎن‬ ‫ﻓﺎﺋﺾ اﻟﺤﺴﺎب اﻟﺠﺎري ﺣﻮاﱄ ‪ 16‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ‬ ‫ﰲ ﻋﺎم ‪ ،2013‬وﺣﺎﻓﻈﺖ ﺑﻘﻮة ﻋﲆ ﻓﺎﺋﺾ ‪ 69‬ﻣﻠﻴﺎر دوﻻر أﻣﺮﻳيك‪،‬‬ ‫واﻟﺬي ﻛﺎن ميﺜﻞ ‪ 18‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﻨﺎﺗﺞ اﳌﺤﲇ اﻹﺟامﱄ‪ ،‬ﰲ ﻋﺎم ‪.2012‬‬ ‫‪7‬‬


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‫‪2014‬‬

‫ﻋﲆ اﳌﺮﺗﺒﺔ ‪ 15‬ﻣﻦ أﺻﻞ ‪ 23‬ﻟﺘﻮﻃﻴﺪ اﳌﻌﺮﻓﺔ واﳌﺮﺗﺒﺔ اﻟﺴﺎدﺳﺔ ﻣﻦ‬ ‫ﺣﻴﺚ ﻧﴩ اﳌﻌﺮﻓﺔ‪.‬‬ ‫أﻋﻠﻨﺖ وزارة أﺑﻮﻇﺒﻲ ﻟﻠﺘﻄﻮﻳﺮ اﻻﻗﺘﺼﺎدي )‪ (ADDED‬ﻧﺘﺎﺋﺞ ﻣﺆﴍ‬ ‫أﺑﻮﻇﺒﻲ ﻟﻼﺑﺘﻜﺎر اﻟﺬي ﺗﻢ إﻋﺪاده ﺑﺎﻟﺘﻌﺎون ﻣﻊ ‪ ،INSEAD‬ﻛﻠﻴﺔ إدارة‬ ‫اﻷﻋامل اﻟﺮاﺋﺪة ﰲ اﻟﺪراﺳﺎت اﻟﻌﻠﻴﺎ اﻟﺘﻲ ﻫﻲ ﻣﻦ ﺑني أﻛﱪ اﻟﻜﻠﻴﺎت ﰲ‬ ‫اﻟﻌﺎمل‪ .‬ﻫﺬه ﻫﻲ اﳌﺮة اﻷوﱃ اﻟﺘﻲ ﻳﺘﻢ ﻓﻴﻬﺎ إﻋﺪاد ﻣﺜﻞ ﻫﺬا اﳌﺆﴍ‬ ‫ﻟﻺﻣﺎرة‪.‬‬ ‫ﻧﺘﺎﺋﺞ اﳌﺴﺢ ﺗﺸري إﱃ أن أﺑﻮ ﻇﺒﻲ ﻫﻲ اﻵن ﰲ وﺿﻊ ميﻜﻨﻬﺎ ﻣﻦ‬ ‫اﻟﻮﺻﻮل إﱃ اﳌﻌﺮﻓﺔ اﻟﻼزﻣﺔ ﻟﻼﺑﺘﻜﺎر وﺗﻮﻃني وﺗﺮﺳﻴﺦ ﻫﺬه اﳌﻌﺮﻓﺔ‬ ‫أﻳﻀﺎ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻓﺈن اﳌﺆﴍ ﻳﺴﻠﻂ اﻟﻀﻮء ﻋﲆ ﺣﻘﻴﻘﺔ أﻧﻪ‬ ‫ﺑﺎﳌﻘﺎرﻧﺔ ﻣﻊ اﻹﻗﺘﺼﺎدات اﻷﺧﺮى اﻟﺘﻲ ﺗﻌﺘﻤﺪ ﻋﲆ اﳌﻮارد اﻟﻄﺒﻴﻌﻴﺔ‪،‬‬ ‫ﻓﺈن اﻹﻣﺎرة ﻫﻲ أﻛرث ﻣﻬﺎرة وﻛﻔﺎءة ﰲ اﻋﺘامد اﳌﻌﺮﻓﺔ واﻟﺘﻜﻨﻮﻟﻮﺟﻴﺎت‬ ‫اﻟﺠﺪﻳﺪة واﳌﻨﺘﺠﺎت واﻟﺨﺪﻣﺎت‪.‬‬ ‫وﺟﺎءت أﺑﻮﻇﺒﻲ ﰲ اﳌﺮﺗﺒﺔ ‪ 8‬ﻣﻦ أﺻﻞ ‪ 23‬ﺑﻠﺪا ﻣﻦ ﺣﻴﺚ ﻗﺪرﺗﻬﺎ ﻋﲆ‬ ‫اﻟﻮﺻﻮل إﱃ اﳌﻌﺮﻓﺔ و‪ 5‬ﻣﻦ ﺣﻴﺚ اﻷداء‪ .‬وأﻇﻬﺮت اﻹﻣﺎرة أﻳﻀﺎ ﻗﺪرة‬ ‫ﺟﻴﺪة ﻟﺘﺤﺪﻳﺪ وﺣﴫ ﻣﺼﺪر اﳌﻌﺮﻓﺔ اﻟﺨﺎرﺟﻴﺔ‪ ،‬ﻛام ﻳﺘﺒني ﻣﻦ ﺣﺼﻮﻟﻬﺎ‬ ‫‪www.valoran.ae‬‬

‫ﻋﻤﻮﻣﺎً‪ ،‬ﻧﺘﻴﺠﺔ اﳌﺆﴍ ﻳﺪل ﻋﲆ أن أﺑﻮﻇﺒﻲ ﻟﺪﻳﻬﺎ ﻗﺪرات ﻗﻮﻳﺔ ﻧﺴﺒﻴﺎً‬ ‫ﰲ ﻛﻞ ﻣﻦ ﻣﻌﻠامت اﻻﺑﺘﻜﺎر اﻟﺨﻤﺲ اﻟﺘﻲ ﺷﻤﻠﺘﻬﺎ اﻟﺪراﺳﺔ‪ ،‬ﻣﻊ وﺟﻮد‬ ‫ﻓﺎرق ﺑﺴﻴﻂ ﺑني إﻣﻜﺎﻧﺎﺗﻬﺎ واﻷداء‪.‬‬

‫وﻓﻘﺎً ﻟﺪراﺳﺔ ﺣﺪﻳﺜﺔ أﺟﺮﺗﻬﺎ ﴍﻛﺔ ﻟﻴﻨﻜﻴﺪإن وﻣﻘﺮﻫﺎ اﻟﻮﻻﻳﺎت اﳌﺘﺤﺪة‪،‬‬ ‫اﻟﺘﻲ ﺗﺤﻠﻞ ﺣﺮﻛﺔ اﳌﻮاﻫﺐ ﺑني اﻟﺒﻠﺪان‪ ،‬ﻛﺎﻧﺖ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ‬ ‫اﳌﺘﺤﺪة ﰲ اﳌﺮﺗﺒﺔ اﻷوﱃ ﻣﻦ ﺣﻴﺚ اﺳﺘﻘﻄﺎب اﳌﻮاﻫﺐ‪ .‬اﺳﺘﺨﺪﻣﺖ‬ ‫اﻟﺪراﺳﺔ ﻗﺎﻋﺪة ﻣﺴﺘﺨﺪﻣﻲ ﻟﻴﻨﻜﻴﺪإن اﻟﻘﻮﻳﺔ واﻟﺒﺎﻟﻎ ﻋﺪد ﻣﺴﺘﺨﺪﻣﻴﻬﺎ‬ ‫‪ 300‬ﻣﻠﻴﻮن ﻣﺴﺘﺨﺪم ﻟﺤﺴﺎب اﻟﺤﺮﻛﺔ ﺑني ﻣﺨﺘﻠﻒ اﻟﺒﻠﺪان‪.‬‬ ‫وﻗﺎل اﻟﺪﻛﺘﻮر ﺳﻌﻴﺪ اﻟﺤﺴﺎين وﻛﻴﻞ وزارة اﻟﺘﻌﻠﻴﻢ اﻟﻌﺎﱄ واﻟﺒﺤﺚ‬ ‫اﻟﻌﻠﻤﻲ أن ﻫﺬه ﻟﻴﺴﺖ اﳌﺮة اﻷوﱃ اﻟﺘﻲ ﺗﻘﻮم ﻓﻴﻬﺎ دوﻟﺔ اﻹﻣﺎرات‬


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‫΃ إﺗﻔﺎق ﺻﻨﺪوق ديب ﻣﻊ ﻣﺆﺳﺴﺔ ديب اﻟﻌﻘﺎرﻳﺔ‪ :‬ﻟﻘﺪ دﺧﻞ ﺻﻨﺪوق‬ ‫ديب ﰲ اﺗﻔﺎق ﻣﻊ ﻣﺆﺳﺴﺔ ديب اﻟﻌﻘﺎرﻳﺔ )ﻣﺆﺳﺴﺔ ديب اﻟﻌﻘﺎرﻳﺔ(‬ ‫ﻟﺘﻄﻮﻳﺮ اﻷراﴈ ﻟﻠﻤﺸﺎرﻳﻊ اﻟﺴﻜﻨﻴﺔ واﻟﺘﺠﺎرﻳﺔ واﻟﻔﻨﺪﻗﻴﺔ اﻟﺘﻲ ﺗﻬﺪف‬ ‫إﱃ ﺗﻠﺒﻴﺔ اﻟﻄﻠﺐ اﳌﺘﺰاﻳﺪ ﻋﲆ ﻣﻌﺮض إﻛﺴﺒﻮ ﻋﺎم ‪ .2020‬أول اﻟﺘﻄﻮرات‪،‬‬ ‫واﻟﺘﻲ ﺳﺘﻜﻮن ﻋﲆ ﺷﺎرع اﻟﺸﻴﺦ زاﻳﺪ‪ ،‬وﺳﻮف ﺗﺸﻤﻞ ﻣﺮﻛﺰ ﺗﺠﺎري‬ ‫ووﺣﺪات ﺳﻜﻨﻴﺔ‪.‬‬

‫ﰲ ﻣﺤﺎوﻟﺔ ﻣﻦ أﺟﻞ ﺗﺤﺴني ﻣﻌﺎﻳري اﻟﺘﻘﻴﻴﻢ ﰲ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ‬ ‫اﳌﺘﺤﺪة‪ ،‬أدﺧﻠﺖ ﺣﻜﻮﻣﺔ ديب و‪ RICS‬ﻣﺴﺘﻮﻳﺎت ﺟﺪﻳﺪة ﻣﻦ‬ ‫اﻹﺟﺮاءات اﻟﺘﻨﻈﻴﻤﻴﺔ اﻟﺘﻲ ﻳﺠﺐ ﻋﲆ ﺟﻤﻴﻊ أﻋﻀﺎء اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ‬ ‫اﳌﺘﺤﺪة ﻣﻦ ‪ RICS‬ﺑﺎﻹﻟﺘﺰام ﺑﻬﺎ‪ .‬ﺳﻮف ﻳﻘﻮم "ﺳﺠﻞ اﳌﺜﻤﻨني" اﺑﻠﺘﺄﻛﺪ‬ ‫ﻣﻦ أن ﺟﻤﻴﻊ اﻷﻋﻀﺎء ﻳﺘﺒﻌﻮن أدق ﻣﻌﺎﻳري اﻟﺘﻘﻴﻴﻢ اﻟﺪوﻟﻴﺔ )‪.(IVS‬‬ ‫اﳌﻌﺎﻳري اﻟﺠﺪﻳﺪة ﺳﻮف ﺗﻘﺪم ﺗﻘﻴﻴامً أﻛرث ﺷﻔﺎﻓﻴﺔ إﱃ اﳌﺴﺘﺨﺪﻣني‬ ‫اﻟﻨﻬﺎﺋﻴني‪ ،‬مبﺎ ﰲ ذﻟﻚ اﳌﺴﺘﺜﻤﺮﻳﻦ واﻟﺒﻨﻮك واﳌﺪﻗﻘني واﳌﻨﻈﻤني‪،‬‬ ‫وزﻳﺎدة ﺛﻘﺘﻬﻢ ﰲ ﻋﻤﻠﻴﺔ اﻟﺘﻘﻴﻴﻢ‪.‬‬

‫΃ داﻣﺎك اﻟﻌﻘﺎرﻳﺔ ﺗﻄﻠﻖ ﺣﻤﻠﺔ ﻟﻠﱰوﻳﺞ ﻟﺪيب ﻛﻤﻼذ آﻣﻦ‪ :‬ﺑﺪأت ﴍﻛﺔ‬ ‫اﻟﺘﻄﻮﻳﺮ اﻟﻌﻘﺎري اﻟﺮاﺋﺪة ﺣﻤﻠﺔ ﰲ ﺟﻤﻴﻊ أﻧﺤﺎء اﳌﻨﻄﻘﺔ ﻟﺘﺴﻠﻴﻂ‬ ‫اﻟﻀﻮء ﻋﲆ ﻓﺮص اﻻﺳﺘﺜامر ﰲ اﻟﻌﻘﺎرات اﻟﻔﺎﺧﺮة‪ ،‬ﰲ أﻋﻘﺎب إﺻﺪار‬ ‫ﻟﻮاﺋﺢ اﺳﺘﺜامرﻳﺔ ﺗﻨﻈﻴﻤﻴﺔ أﻛرث ﴏاﻣﺔ واﻷﺳﺲ اﻟﻘﻮﻳﺔ اﻟﺘﻲ أﺑﺪﺗﻬﺎ‬ ‫اﻹﻣﺎرة‪.‬‬

‫ﺣﺘﻰ اﻵن‪ ،‬ﻛﺎﻧﺖ ﺟﻮدة ﺗﻘﺎرﻳﺮ اﻟﺘﻘﻴﻴﻢ اﻟﺘﻲ ﻻ ميﻜﻦ اﻻﻋﺘامد ﻋﻠﻴﻬﺎ‬ ‫واﺣﺪة ﻣﻦ اﻟﺘﺤﺪﻳﺎت اﻟﺮﺋﻴﺴﻴﺔ ﰲ ﺳﻮق اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة‬ ‫ﺣﻴﺚ أن اﻟﻌﺪﻳﺪ ﻣﻦ اﻟﺘﻘﺎرﻳﺮ ﻻ ﺗﺘﺒﻊ ﻧﻬﺠﺎ ﻣﻨﻄﻘﻴﺎ ﻟﻠﺘﻘﻴﻴﻢ وﻏﺎﻟﺒﺎ ﻻ‬ ‫ﺗﺄﺧﺬ ﰲ اﻻﻋﺘﺒﺎر واﻗﻊ اﻟﺴﻮق‪ .‬وﻓﻘﺎ ﻟﻼﺋﺤﺔ اﻟﺠﺪﻳﺪة‪ ،‬ﺳﻮف ﻳﺠﺐ ﻋﲆ‬ ‫اﳌﺜﻤﻦ اﳌﺴﺠﻞ ﻟﺪى ‪ RICS‬اﻹﻟﺘﺰام ﺑﺎﳌﻌﺎﻳري اﻟﺪوﻟﻴﺔ اﻟﺘﻲ ﺗﻄﺒﻖ ﰲ‬ ‫اﻟﻮاﻗﻊ اﻟﻌﻤﲇ ﰲ أﺳﻮاق اﻟﻌﻘﺎرات اﻟﻨﺎﺿﺠﺔ ﰲ ﺟﻤﻴﻊ أﻧﺤﺎء اﻟﻌﺎمل‪ .‬إذا‬ ‫ﻣﺎ ﻓﺸﻞ ﰲ اﺗﺒﺎع اﳌﻌﺎﻳري‪ ،‬ميﻜﻦ ﻟـ ‪ RICS‬اﺗﺨﺎذ إﺟﺮاءات ﺿﺪه‪ .‬إن‬ ‫إدﺧﺎل اﻟﻼﺋﺤﺔ اﻟﺠﺪﻳﺪة ﺳﻴﻜﻮن ﺧﻄﻮة ﰲ اﻻﺗﺠﺎه اﻟﺼﺤﻴﺢ ﻧﺤﻮ ﺧﻠﻖ‬ ‫ﺳﻮق ﻋﻘﺎرات أﻛرث اﺳﺘﺪاﻣﺔ وﺷﻔﺎﻓﻴﺔ ﰲ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة‪.‬‬

‫΃ ﻣﴩوع ﺟﺰر دﻳﺮة اﻟﻨﺨﻴﻞ ﻳﻀﻴﻒ ‪ 9‬ﺷﻮاﻃﺊ ﺟﺪﻳﺪة ﰲ ديب‪ :‬ﻛﺠﺰء‬ ‫ﻣﻦ اﳌﺮﺣﻠﺔ اﻷوﱃ ﻣﻦ اﳌﴩوع‪ ،‬ﻳﺴﻌﻰ اﳌﻄﻮر إﱃ ﻋﻄﺎءات ﻣﻦ‬ ‫اﳌﻘﺎوﻟني ﻹﺟﺮاء ﺗﺤﺴﻴﻨﺎت ﺳﺎﺣﻠﻴﺔ ﻟﺤﻮاﱄ ‪ 21‬ﻛﻴﻠﻮ ﻣﱰات ﻣﻦ ﺷﺎﻃﺊ‬ ‫اﻟﺒﺤﺮ واﻟﺘﻲ ﺗﺸﻤﻞ ﺣﻮاﺟﺰ اﻷﻣﻮاج‪ ،‬وﺟﺪران اﻟﺮﺻﻴﻒ واﺳﺘﺼﻼح‬ ‫اﻷراﴈ‪.‬‬

‫] ‪Sale Price [ USD/SQF‬‬

‫] ‪Rental Price [ USD/SQF‬‬ ‫‪4‬‬ ‫‪3‬‬

‫‪Apr 2014: Abu Dhabi‬‬ ‫‪- USD 2.16/SQF‬‬

‫‪750‬‬ ‫‪500‬‬

‫‪Apr 2014: Abu Dhabi‬‬ ‫‪- USD 385/SQF‬‬

‫‪2‬‬ ‫‪Apr 2014: Dubai‬‬ ‫‪- USD 2.24/SQF‬‬

‫‪2014‬‬ ‫‪reidin.com‬‬

‫‪2010‬‬ ‫‪Abu Dhabi‬‬

‫‪2005‬‬ ‫‪Dubai‬‬

‫‪1‬‬

‫‪250‬‬ ‫‪Apr 2014: Dubai‬‬ ‫‪- USD 392/SQF‬‬

‫‪2010‬‬ ‫‪reiding.com‬‬

‫‪Abu Dhabi‬‬

‫‪0‬‬

‫‪2005‬‬ ‫‪Dubai‬‬

‫‪5‬‬


‫‪- 19‬‬

‫‪2014‬‬

‫ﰲ ﺣني أن اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ ﰲ ديب ﺗﺸﻬﺪ ﺗﺼﻌﻴﺪا ً ﺣﺎدا ً ﰲ ﻗﻴﻢ‬ ‫اﻹﻳﺠﺎر‪ ،‬إﻻ أن اﻟﻌﻘﺎرات اﳌﻜﺘﺒﻴﺔ ﰲ اﻹﻣﺎرة ﺗﺤﺎﻓﻆ ﻋﲆ وﺗرية ﺛﺎﺑﺘﺔ‬ ‫ﻣﻦ اﻟﻨﻤﻮ‪ .‬ﰲ اﳌﺴﺢ ﻧﺼﻒ اﻟﺴﻨﻮي اﻟﺬي ﺗﺠﺮﻳﻪ ﳼ يب رﻳﺘﺸﺎرد إﻟﻴﺲ‪،‬‬ ‫ﺗﺼﻨﻒ ديب ﰲ اﻟﱰﺗﻴﺐ ‪ 23‬ﻓﻘﻂ ﻣﻦ ﺑني أﻏﲆ اﳌﺪن ﰲ اﻟﻌﺎمل ﰲ ﻣﺠﺎل‬ ‫اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ‪ .‬ﻣﻘﺎرﻧﺔ ﻣﻊ ‪ 277.21‬دوﻻر ﻟﻜﻞ ﻗﺪم ﻣﺮﺑﻊ ﰲ ﻟﻨﺪن‬ ‫وﻳﺴﺖ إﻧﺪ‪ ،‬واﻟﺬي ﻫﻮ أﻏﲆ ﺳﻮق ﻟﻠﻤﻜﺎﺗﺐ اﻟﻌﺎﳌﻴﺔ ﰲ اﻟﻮﻗﺖ‬ ‫اﻟﺤﺎﴐ‪ ،‬ﰲ ﺣني أن اﻟﺘﻜﻠﻔﺔ اﻹﻳﺠﺎرﻳﺔ ﻟﻠﻤﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ ﻋﺎﻟﻴﺔ‬ ‫اﻟﺠﻮدة ﰲ ديب ﺣﻮاﱄ ‪ 92.56‬دوﻻر ﻟﻠﻘﺪم اﳌﺮﺑﻊ اﻟﻮاﺣﺪ‪.‬‬ ‫ﻣﺴﺘﺄﺟﺮوا اﳌﻜﺎﺗﺐ ﰲ ديب راﺿﻮن ﻋﻦ اﻟﻨﻤﻮ اﳌﺘﻮاﺿﻊ ﰲ ﻣﻌﺪﻻت‬ ‫اﻹﻳﺠﺎر ﺣﻴﺚ ﻣﻦ اﳌﺤﺘﻤﻞ أن ﺗﺸﻬﺪ اﻟﺰﻳﺎدة ﺣﺪوث ارﺗﻔﺎع ﰲ ﻣﻌﺪﻻت‬ ‫اﻹﻳﺠﺎر ﻣامﺛﻠﺔ ﻟﺘﻠﻚ اﻟﺘﻲ ﺗﺸﻬﺪﻫﺎ إﻳﺠﺎرات اﳌﻨﺎزل ﰲ اﳌﺪﻳﻨﺔ‪ .‬ﰲ ﺣني‬ ‫ﻣﻼك اﻟﻌﻘﺎرات اﳌﻜﺘﺒﻴﺔ ميﺘﻨﻌﻮن ﻋﻦ إﺿﺎﻓﺔ زﻳﺎدات ﻫﺎﺋﻠﺔ ﰲ وﻗﺖ‬ ‫ﺗﺠﺪﻳﺪ ﻋﻘﺪ اﻹﻳﺠﺎر‪ ،‬إﻻ أﻧﻬﻢ ﻗﺪ ﻻ ﻳﺴﺘﻤﺮون ﰲ ﺗﻘﺪﻳﻢ ﺣﻮاﻓﺰ ﻣﺜﻞ‬ ‫ﻓﱰات أﻃﻮل ﺑﺪون إﻳﺠﺎر‪ ،‬ﻛام ﻛﺎﻧﻮا ﻳﻔﻌﻠﻮن ﰲ اﳌﺎﴈ‪.‬‬ ‫ﺑﻌﺾ اﳌﻮاﻗﻊ ﰲ ديب ﻗﺪ ﺗﺸﻬﺪ زﻳﺎدات ﰲ إﻳﺠﺎرات اﳌﻜﺎﺗﺐ‪ .‬وﻗﺪ‬ ‫ﻗﺎﻣﺖ ﴍﻛﺔ ﺗﻴﻜﻮم ﻣﺆﺧﺮا ﺑﺮﻓﻊ اﻹﻳﺠﺎرات ورﺳﻮم اﻟﺨﺪﻣﺔ ﻋﱪ‬ ‫ﻣﺸﺎرﻳﻌﻬﺎ ﰲ ديب‪ ،‬مبﺎ ﰲ ذﻟﻚ ﻣﺪﻳﻨﺔ ديب ﻟﻺﻋﻼم‪ ،‬ﻣﺪﻳﻨﺔ ديب ﻟﻺﻧﱰﻧﺖ‬ ‫وﻗﺮﻳﺔ ديب ﻟﻠﻤﻌﺮﻓﺔ‪ .‬ﰲ وﻗﺖ ﺳﺎﺑﻖ ﻛﺎﻧﺖ اﻻﻳﺠﺎرات ﺗﱰاوح ﺑني ‪108‬‬ ‫درﻫﻢ إﱃ ‪ 135‬درﻫﻢ ﻟﻠﻘﺪم اﳌﺮﺑﻊ اﻟﻮاﺣﺪ‪ ،‬واﻵن أﺻﺒﺤﺖ اﻹﻳﺠﺎرات‬ ‫واﻟﺮﺳﻮم ﰲ ﺣﺪود ‪ 155‬درﻫﻢ ﻟﻠﻘﺪم اﳌﺮﺑﻊ اﻟﻮاﺣﺪ‪ .‬ﻟﺘﺠﺪﻳﺪ ﻋﻘﺪ‬ ‫اﻹﻳﺠﺎر‪ ،‬واﻷﺳﻌﺎر ﺑني ‪ 121‬درﻫﻢ إﱃ ‪ 142‬درﻫﻢ ﻟﻠﻘﺪم اﳌﺮﺑﻊ اﻟﻮاﺣﺪ‪.‬‬

‫وﺣﻴﺚ أن ﺟﻤﻴﻊ اﻟﻌﻘﺎرات اﻟﺘﺠﺎرﻳﺔ اﻟﺮﺋﻴﺴﻴﺔ ﰲ ديب ﺗﻘﺮﻳﺒﺎً‪ ،‬مبﺎ ﰲ‬ ‫ذﻟﻚ اﳌﻨﺎﻃﻖ اﻟﺤﺮة‪ ،‬ﺗﺸﻬﺪ إﺷﻐﺎﻻت ﻋﺎﻟﻴﺔ‪ ،‬واﻟﺘﻄﻮرات اﻟﺘﺠﺎرﻳﺔ‬ ‫اﻷﺧﺮى ﻣﺜﻞ اﳌﺪﻳﻨﺔ اﻟﺒﺤﺮﻳﺔ ﻓﻀﻼً ﻋﻦ ﻣﺠﻤﻮﻋﺎت ﻗﻠﻴﻠﺔ ﰲ ديب ﻻﻧﺪ‪،‬‬ ‫واﻟﺘﻲ ﺗﻘﺪم ﻋﻘﺎرات ﻣﺘﻮﺳﻄﺔ اﻻرﺗﻔﺎع‪ ،‬ﻣﻦ اﳌﺮﺟﺢ أن ﺗﺴﺘﻔﻴﺪ ﻣﻦ‬ ‫زﻳﺎدة اﻟﻄﻠﺐ ﻋﲆ اﳌﻜﺎﺗﺐ‪ .‬ﺑﺎﻟﻨﺴﺒﺔ ﳌﻄﻮري اﻟﻌﻘﺎرات ﻣﺘﻮﺳﻄﺔ‬ ‫اﻻرﺗﻔﺎع‪ ،‬ﻫﺬا اﻷﻣﺮ ﻣﺒﴩا ً ﻷن ﻫﺬا ﻳﻌﻨﻲ أﻧﻪ ميﻜﻨﻬﻢ اﻟﺒﺪء ﰲ ﺗﺤﻘﻴﻖ‬ ‫اﻟﺪﺧﻞ ﰲ وﻗﺖ أﴎع ﻣﻦ ﻣﺜﻴﻼﺗﻬﺎ ﻣﻦ اﻟﺘﻄﻮرات ﺷﺎﻫﻘﺔ اﻻرﺗﻔﺎع‪.‬‬

‫ﰲ ﺑﻌﺾ اﳌﺸﺎرﻳﻊ اﻟﺘﻲ أﻃﻠﻘﺖ ﻣﻮﺧﺮا ً ﰲ اﻟﺴﻮق ﺧﺎرج اﻟﺨﻄﺔ‪ ،‬ﺑﻌﺾ‬ ‫ﻣﻦ اﳌﻄﻮرﻳﻦ ﰲ ديب ﻛﺎﻧﻮا ﻳﴫون ﻋﲆ ﺟﻤﻊ ﺷﻴﻜﺎت ﻣﺆﺟﻠﺔ ﻣﻦ‬ ‫اﳌﺸﱰﻳﻦ ﰲ وﻗﺖ اﻟﴩاء ﻟﺘﻐﻄﻴﺔ اﳌﺨﺎﻃﺮ اﻟﺘﻲ ﻗﺪ ﺗﻨﺸﺄ ﰲ ﺣﺎﻟﺔ‬ ‫اﻟﺘﺨﻠﻒ ﻋﻦ اﻟﺴﺪاد‪ .‬وﻫﺬا ميﻜﻦ أن ﻳﺤﺪد اﺗﺠﺎﻫﺎ ﺟﻴﺪا ﻟﻠﻤﻄﻮرﻳﻦ‬ ‫اﻵﺧﺮﻳﻦ ﻟﻺﴏار ﻋﲆ ﻣﻄﺎﻟﺐ ﻣامﺛﻠﺔ‪ .‬ﺣﻴﺚ أن اﻟﺸﻴﻜﺎت اﳌﺮﺗﺠﻌﺔ‬ ‫ﺗﻌﺘﱪ ﺟﺮميﺔ ﺟﻨﺎﺋﻴﺔ‪ ،‬وﻫﺬا ﻣﻦ ﺷﺄﻧﻪ ﻣﻨﻊ اﳌﺸﱰﻳﻦ ﻣﻦ ﻋﻤﻠﻴﺎت اﻟﴩاء‬ ‫اﳌﻀﺎرﺑﺔ اﻟﺘﻲ ﻻ ﺗﺪﻋﻤﻬﺎ اﻷﻣﻮال اﳌﻄﻠﻮﺑﺔ‪.‬‬ ‫ﻟﻠﻤﻄﻮرﻳﻦ اﳌﺤﻠﻴني‪ ،‬اﻟﺬﻳﻦ ﺗﺮاودﻫﻢ ذﻛﺮﻳﺎت اﻟﻮﺿﻊ ﰲ ‪،2009-2010‬‬ ‫ﻋﻨﺪﻣﺎ واﺟﻬﻮا ﺗﺨﻠﻔﺎً ﰲ ﻣﺸﺎرﻳﻌﻬﻢ ﻋﲆ ﻧﻄﺎق واﺳﻊ ووﺳﺎﺋﻞ ﺿﺌﻴﻠﺔ‬ ‫أو ﻣﻌﺪوﻣﺔ ﻟﺠﻤﻊ ﻣﺴﺘﺤﻘﺎﺗﻬﻢ‪ ،‬ﻓﺈن ﻫﺬه اﳌامرﺳﺔ اﻟﺠﺪﻳﺪة ﺗﻌﺪ‬ ‫مبﺜﺎﺑﺔ ﺿامﻧﺔ ﰲ وﻗﺖ إﻧﻄﻼق ﻣﴩوع‪ ،‬ﺣﻴﺚ أن اﻟﺸﻴﻜﺎت اﳌﺆرﺧﺔ‬ ‫ﺗﻐﻄﻲ دورة اﳌﺪﻓﻮﻋﺎت ﻛﺎﻣﻠﺔ ﻣﻦ وﻗﺖ اﻟﴩاء وﺣﺘﻰ إﻧﺠﺎز اﳌﴩوع‪.‬‬ ‫وﻣﻊ ذﻟﻚ‪ ،‬ﻓﺈن ﺑﻌﺾ اﳌﻄﻮرﻳﻦ اﻟﻌﻘﺎرﻳني‪ ،‬ﻻ ﺳﻴام ﰲ اﻟﻘﻄﺎﻋﺎت‬ ‫اﻟﺼﻐرية واﳌﺘﻮﺳﻄﺔ اﻟﺤﺠﻢ‪ ،‬ﻳﺮون أن إدﺧﺎل اﳌﻼﺣﻘﺔ اﻟﺠﻨﺎﺋﻴﺔ ﰲ‬ ‫ﻋﻤﻠﻴﺔ ﺻﻨﻊ اﻟﻘﺮار ﻟﴩاء اﻟﻌﻘﺎرات ﻗﺪ ﺗﻜﻮن رادﻋﺎ ﻟﻨﻤﻮ ﻫﺬا اﻟﻘﻄﺎع‪،‬‬ ‫ﻣﻊ اﻷﺧﺬ ﰲ اﻻﻋﺘﺒﺎر أن ﻏﺎﻟﺒﻴﺔ اﳌﻌﺎﻣﻼت ﰲ اﳌﺴﺘﻘﺒﻞ ﻣﻦ اﳌﺘﻮﻗﻊ أن‬ ‫ﺗﺄيت ﻣﻦ اﻟﻘﻄﺎع ﻣﺘﻮﺳﻂ اﻟﺪﺧﻞ‪ .‬ﻓﺈﻧﻬﻢ ﻳﺸﻌﺮون أن اﳌﻄﻮرﻳﻦ ﺳﻮف‬ ‫ﻳﻜﻮﻧﻮن أﻓﻀﻞ ﺣﺎﻻ ﻋﻨﺪ ﺗﻘﺪﻳﻢ ﺣﻮاﻓﺰ ﻟﻠﴩاء ﺑﺪﻻ ﻣﻦ إدﺧﺎل ﻋﻨﴫ‬ ‫اﻹﺟﺮام اﻟﺬي ﻗﺪ ﻳﻌﻴﻖ ﻗﺮارات اﻻﺳﺘﺜامر ﰲ ﻣﺸﺎرﻳﻊ ﺧﺎرج اﻟﺨﻄﺔ‪.‬‬

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‫ﰲ ﻣﺆﴍ اﻟﺸﻔﺎﻓﻴﺔ اﻟﻌﻘﺎرﻳﺔ اﻟﻌﺎﳌﻲ ﻟﻌﺎم ‪ 2014‬اﻟﺼﺎدر ﻋﻦ ﺟﻮﻧﺰ ﻻﻧﻎ‬ ‫ﻻﺳﺎل‪ ،‬اﺣﺘﻠﺖ ديب اﳌﺮﻛﺰ ‪ 49‬ﺑﺮﺻﻴﺪ ﻣﺮﻛﺐ ‪ ،11 .3‬وﺗﺴﺘﻤﺮ ﻛﻮﻧﻬﺎ‬ ‫ﺳﻮق اﻟﻌﻘﺎرات اﻷﻛرث ﺷﻔﺎﻓﻴﺔ ﰲ اﳌﻨﻄﻘﺔ ﻟﻠﻤﺴﺘﺜﻤﺮﻳﻦ اﻟﻌﺎﳌﻴني‪.‬‬ ‫اﻟﻨﺘﻴﺠﺔ وﺿﻌﺖ ديب ﰲ ﻓﺌﺔ اﻟﺒﻠﺪان اﳌﺼﻨﻔﺔ ﻋﲆ أﻧﻬﺎ "ﺷﺒﻪ ﺷﻔﺎﻓﺔ"‪.‬‬

‫اﻟﺘﻲ اﺗﺨﺬﺗﻬﺎ اﻹﻣﺎرة ﻟﺘﺴﻬﻴﻞ ﺳﻬﻮﻟﺔ وﺷﻔﺎﻓﻴﺔ اﳌﻌﺎﻣﻼت اﻟﻌﻘﺎرﻳﺔ‬ ‫ﺗﺤﺴني داﺋﺮة اﻷراﴈ واﻷﻣﻼك ﰲ ديب ﻟﻮﺿﻊ ﻧﻈﺎم اﻹﺻﻼح ﰲ ﺣﺎﻻت‬ ‫اﻟﻨﺰاع اﻹﻳﺠﺎري‪ ،‬واﻟﺬي ﻳﺤﻤﻲ ﻣﺼﺎﻟﺢ ﻛﻞ ﻣﻦ اﳌﺴﺘﺜﻤﺮﻳﻦ‬ ‫واﳌﺴﺘﺄﺟﺮﻳﻦ‪.‬‬

‫ﻛﺎﻧﺖ أﺑﻮ ﻇﺒﻲ أﻳﻀﺎ ﰲ ﻧﻔﺲ اﻟﻔﺌﺔ‪ ،‬ﰲ اﳌﺮﺗﺒﺔ ‪ 53‬ﺑﺮﺻﻴﺪ ﻣﺮﻛﺐ ‪.20 .3‬‬ ‫اﻟﻨﺘﻴﺠﺔ اﳌﺮﻛﺒﺔ‪ ،‬واﻟﺘﻲ ﺗﺤﺘﺴﺐ ﻣﻦ ﺧﻤﺴﺔ ﻣﺆﴍات ﻓﺮﻋﻴﺔ‪ ،‬مبﺎ ﰲ‬ ‫ذﻟﻚ ﻗﻴﺎس اﻷداء‪ ،‬اﻹﻃﺎر اﻟﺘﻨﻈﻴﻤﻲ واﻟﻘﺎﻧﻮين‪ ،‬ﻋﻤﻠﻴﺔ اﻟﺼﻔﻘﺔ‪ ،‬اﳌﺮﻛﺒﺎت‬ ‫اﳌﺪرﺟﺔ ﺣﻜﻮﻣﻴﺎً وأﺳﺎﺳﻴﺎت اﻟﺴﻮق‪ ،‬واﻟﺘﻲ ﺻﻨﻔﺖ اﳌﻤﻠﻜﺔ اﳌﺘﺤﺪة‬ ‫واﻟﻮﻻﻳﺎت اﳌﺘﺤﺪة وأﺳﱰاﻟﻴﺎ ﻋﲆ أﻧﻬﺎ أﻋﲆ ﺛﻼث دول ﰲ ﻓﺌﺔ اﻟﺸﻔﺎﻓﻴﺔ‬ ‫اﻟﻌﺎﻟﻴﺔ‪ .‬ﰲ اﳌﺆﴍ‪ ،‬اﻟﺸﻔﺎﻓﻴﺔ ﺗﺤﺪد اﻟﺴﻬﻮﻟﺔ اﻟﺘﻲ ﺗﺘﻴﺢ ﻟﻠﻤﺴﺘﺜﻤﺮ‬ ‫اﻟﺬي ﻟﺪﻳﻪ ﻣﺒﺎﻟﻎ ﻛﺒرية ﻣﻦ اﻷﻣﻮال ﺗﺤﺖ ﺗﴫﻓﻪ إﻣﻜﺎﻧﻴﺔ اﻟﺪﺧﻮل‬ ‫واﻟﺨﺮوج ﻣﻦ اﻟﺴﻮق اﳌﺤﺪد‪.‬‬

‫ﻣﻊ اﺳﺘﻤﺮار ﺑﻨﺎء اﻟﺜﻘﺔ ﰲ اﻟﺴﻮق واﻟﺬي ﻳﺮﺟﻊ إﱃ اﻷﺳﺲ اﻟﻘﻮﻳﺔ‬ ‫وﺗﺤﻮل اﳌﺴﺘﺜﻤﺮﻳﻦ ﻣﻦ اﻻﺳﺘﺜامر ﰲ اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ واﳌﻜﺎﺗﺐ‬ ‫وأﺻﺒﺤﻮا ﻳﺒﺤﺜﻮن أﻳﻀﺎ ﻋﻦ ﻓﺮص اﻟﻘﻴﺎم ﺑﺎﺳﺘﺜامرات ﰲ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ‬ ‫اﻻﺟﺘامﻋﻴﺔ ﻣﺜﻞ اﳌﺪارس واﳌﺴﺘﺸﻔﻴﺎت‪ ،‬واﻟﺨﺪﻣﺎت اﻟﻠﻮﺟﺴﺘﻴﺔ‬ ‫واﻟﺘﺠﺰﺋﺔ‪ ،‬اﻟﺘﻲ ﺗﺠﻠﺐ ﻋﺎﺋﺪات ﻣﺴﺘﻘﺮة وﻣﺠﺰﻳﺔ ﺑﺎﻹﺿﺎﻓﺔ إﱃ اﻟﺘﻄﻠﻊ‬ ‫ﻧﺤﻮ آﻓﺎق ﺗﻘﺪﻳﺮ ﻗﻴﻤﺔ رأس اﳌﺎل‪.‬‬

‫اﻟﺠﻬﻮد اﳌﺘﻮاﺻﻠﺔ اﻟﺘﻲ ﺗﺒﺬﻟﻬﺎ ديب ﻣﻨﺬ ﻋﺎم ‪ 2008‬ﻣﻦ أﺟﻞ ﺧﻠﻖ ﺑﻴﺌﺔ‬ ‫ﺗﻨﻈﻴﻤﻴﺔ ﻟﻠﺴﻮق اﻟﻌﻘﺎرﻳﺔ ﻗﺪ أﺗﺖ مثﺎرﻫﺎ‪ .‬وﺗﺸﻤﻞ اﻟﺘﺪاﺑري اﳌﺨﺘﻠﻔﺔ‬ ‫‪3‬‬


HAPPY NEW YEAR 2014 Valoran Real Estate Brokers


: :

2014

- 19

2015 - 2014

: 2013

6 .4

: -

Prepared by: Alpha & Beta FZE

VALORAN MEMBER

www.valoran.ae

:17


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