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RETIREMENT YOUR WAY Meet retired Tulsa physician Dr. John Mowry, world traveler and volunteer master gardener, on page 14.
APRIL 2022
Features 14
18
22
Retirement is what you make it, and reactions to the experience vary greatly. This guide will help you make the transition a meaningful and pleasurable one.
Growing numbers of retirement-aged adults are returning to the workforce for income and inspiration. Consider these opportunities if you’re tempted to reverse retire.
Follow expert advice to avoid conflict when one partner leaves the workforce before the other.
BY LINDSAY MORRIS
BY KAREN SZABO
No More 9 to 5, Now What?
Jobs That Could Lure You Out of Retirement
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How Much Do I Need to Retire? While there's no one-size-fits-all answer for funding retirement, there are tools available to help you plan. Learn ways to chart your course to the retirement lifestyle you desire. BY JULIE WENGER WATSON
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LIFE’s Vintage Newsmagazine | April 2022
Keeping Harmony When One Spouse Retires
BY TIFFANY HOWARD
6 Letter From Eileen 8 Looking Back 10 Caregiver Corner Managing Over-the-Counter Medications 12 Medicare & You Medicare Extra Help: Get Help Paying for Medicare Part D 25 LIFE EDU 26 How to Make Retirement the Dream Chapter of Your Life 27 LIFE PACE 28 Healthy Living Your Path to Healthy Living 30 Mindbender & Puzzles 31 Puzzle Partners 32 Bunkering With Books 33 Noteworthy 34 Share Your Time & Talent 35 Business Directory 36 Legal Matters Assistance Animals: What You Need to Know 37 Classifieds 39 Vintage Friends
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MEET THE PEOPLE WHO
ensure smooth sailing.
Join us for a tour when you can watch our gifted, friendly, amazingly talented team members – from Executive Director to food servers to maintenance pros – in action. You’ll see how they keep our senior living community running smoothly – as a well-connected family of mutual respect, support and love.
COME SEE
how we do it.
Schedule your visit around a meal time or activity to get the best view of the action.
Call now to schedule your tour (918) 201-1540
Woodland Hills Independent Living
7345 S. 99th East Avenue
Visit us at CedarhurstWoodlandHills.com The Cedarhurst PromiseTM We promise. If you’re not satisfied and decide to move out within your first 60 days, we’ll give you a complete refund.* *Cedarhurst Promise™ program is only available at advertised community. Not applicable for respite or other short-term stays. Refund is available only if move out is a result of dissatisfaction with Cedarhurst community as documented throughout stay. Complete refund includes base rent, level of care charges, and community fee. Ancillary services fees (ex. additional transportation, pet fees and laundry charges) do not qualify for refund. Additional terms and conditions may apply. Please contact community for additional details. Void where prohibited.
senior living in midtown
When you choose The Grove at Midtown, you will gain access to a wealth of amenities, care, and a comfortable living space for you and your furry friend. Call us for more information on our Care Specials today! 5211 S. Lewis Ave. | Tulsa, OK 74105 grovemidtown.com • 918.743.2700 PE T friendly
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LIFE’s Vintage Newsmagazine | April 2022
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Letter From Eileen Dear Vintage Reader: I hope this note finds you well! This issue highlights some remarkable retirees and how they are making the most of their journey. They have taken very different paths, but each is seizing the opportunity to fulfill a dream deferred or at least a dream discovered. Reading their stories has been inspiring to me. I feel like every one of us has lived an interesting life – we just don’t always know enough about each other to realize it, and we don’t have enough pages in LIFE’s Vintage Newsmagazine to share each one!
Photo by Jessica Karin Trout
Eileen Bradshaw
President and CEO LIFE Senior Services, LIFE PACE, Vintage Housing eileen.bradshaw@LIFEseniorservices.org
This month, you will have an amazing opportunity to remedy that issue. StoryCorps is returning to Tulsa in partnership with National Public Radio. StoryCorps is a remarkable project which allows all of us ordinary citizens to elevate our voices. Since 2003, StoryCorps has given a quarter of a million Americans the chance to record interviews about their lives, to pass wisdom from one generation to the next, and to leave a legacy for the future, according to their website. It is the largest single collection of human voices ever gathered. These powerful stories illustrate our shared humanity and show how much more we share in common than that which divides us. The recordings are of conversations between two people, so grab a friend or family member and record your chat! The StoryCorps Mobile Tour will be in Tulsa through April 15. Starting April 1, recordings will take place at the Central Library in downtown Tulsa. Both participants must be physically present for those recordings.
(918) 664-9000 www.LIFEseniorservices.org LIFE's Vintage Newsmagazine is printed and mailed at no charge. A minimum donation of $25 per year is suggested to help offset production costs. To make a donation, visit www.LIFEseniorservices.org or call (918) 664-9000.
For the first time ever, participants have the option of recording remotely – as long as they have access to an internet-connected device. These recordings can take place anywhere, so participants can be in the same location or in different locations while recording. If you have not yet been vaccinated against COVID-19, please choose the remote recording option. This is a wonderful way to record your thoughts, history, and philosophy for the generations to come. I often think of my own grandmother’s stories and so wish they had been recorded so that I could accurately share them with my own children. I hope each of you takes the time to do this and let your story be told. Go online to storycorps.org/stops/prt to snag your spot.
Vol. 36, No. 10 EILEEN BRADSHAW President & CEO of LIFE Senior Services, LIFE PACE & Vintage Housing
KELLY KIRCHHOFF Senior Director of Communications
DEE DUREN Managing Editor dduren@LIFEseniorservices.org
BERNIE DORNBLASER Advertising Director bdornblaser@LIFEseniorservices.org
LEAH WEIGLE Graphic Designer
PAULA BROWN Assistant Editor pbrown@LIFEseniorservices.org
CAROL CARTER Copy Editor
DICK MCCANDLESS ESTEBAN VALENCIA Community Distribution LIFE’s Vintage Newsmagazine accepts advertising to defray the cost of production and distribution, and appreciates the support of its advertisers. The publisher does not specifically endorse advertisers or their products or services. LIFE’s Vintage Newsmagazine reserves the right to refuse advertising. Rates are available upon request by calling (918) 664-9000. © LIFE’s Vintage Newsmagazine and LIFE Senior Services, Inc., 2022. All rights reserved. Reproduction without consent of the publisher is prohibited. Volume 36, Issue 10, April 2022 LIFE’s Vintage Newsmagazine (ISSN 2168-8494) (USPS 18320) is published monthly by LIFE Senior Services, 5950 E. 31st St., Tulsa, OK 74135. Periodicals postage paid at Tulsa, OK.
I cannot wait to hear your story.
Eileen Bradshaw, President and CEO
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LIFE’s Vintage Newsmagazine | April 2022
Welsh & McGough, PLLC Experienced attorneys providing effective and aggressive representation. Guardianship Elder Law Estate Planning Probate
Trust Litigation Family Law Adoption Medicaid Planning
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Northeastern Oklahoma’s newest, premier skilled nursing and long-term facility, located in Broken Arrow, OK.
We Offer Rehabilitation Respite Long-Term Services Physical Therapy Occupational Therapy Speech Therapy Call us today to see how we can make a difference!
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Hearing Solutions will offer free hearing screenings for LIFE’s Senior Center members Friday, April 29 at 12:45 p.m.
Tuesday, April 5 at 12:45 p.m.
Southminster Presbyterian Church 3500 S. Peoria Ave., Tulsa
East Side Christian Church 1427 S. Indianapolis Ave., Tulsa
LIFE’s Senior Center at Southminster
LIFE’s Senior Center at East Side
Contact Melodie Powders at (918) 703-9454 for more information.
www.LIFEseniorservices.org
Compassionate care is our calling. Call us today and see what we’re all about.
We’re confident that you will feel at home as soon as you walk in the door. We’ve been serving the Tulsa community for more than 20 years, and our caring associates get to know our residents and families on a personal level so not only will your needs be met; you’ll feel like family.
918.496.0123 | AberdeenHeights.com 7220 S. Yale Avenue Tulsa, OK 74136 AL 7201-7201
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918.591.2525 | AberdeenMC.com 7210 S. Yale Avenue Tulsa, OK 74136 AL 7258-7258
LIFE’s Vintage Newsmagazine | April 2022
7
Looking Back Tulsa Retirees
Captain Bob Shields, a Braniff International pilot, holds a retirement sign before his last flight on September 28, 1964.
Ralph Talbor is one of the singers pictured at Arch Campbell's retirement party in the 1950s.
Tulsa Historical Society & Museum 2445 S. Peoria Ave., Tulsa All photos courtesy of Tulsa Historical Society & Museum
An unidentified man reads Bob Belmont's "How to Retire Without Money," first published in 1958.
An unidentified employee's retirement is celebrated at McDonnell Douglas, an aerospace manufacturer and defense contractor, in 1977.
This Month in History
APRIL 1, 1918: Royal Air
Force Founded
German air raids led British military planners to create a separate air ministry to carry out strategic bombing against Germany during World War I. The Royal Air Force (RAF) carried out its first official missions the day of its founding. By the war’s end in November 1918, the RAF had gained air superiority along the western front, and had nearly 300,000 service members and more than 22,000 aircraft.
APRIL 4, 1975: Microsoft
Gets Its Start
Childhood friends Bill Gates and Paul Allen founded Microsoft to produce software for an early personal computer called the Altair 8800, though most people were still using typewriters. The company’s sales topped more than $1 million by the end of 1978. The company licensed its MS-DOS operating system to IBM for its first personal computer in 1981. Microsoft released Windows operating system in 1985, and Gates became the world’s youngest billionaire two years later, at 31.
APRIL 8, 1993: Ellen Ochoa Becomes First Latina in Space Ellen Ochoa joined NASA after earning a doctorate in electrical engineering from Stanford University. She served as mission specialist aboard the space shuttle Discovery, performing experiments to learn more about the Sun’s interaction with Earth’s atmosphere. Ochoa completed four flights. She served as director of Johnson Space Center from 2013 to 2018 and received NASA’s highest honor, the Distinguished Service Medal.
APRIL 16, 1881: Bat Masterson Fights in Last Shootout Lawman and gunslinger Bat Masterson had his last gunfight in Dodge City on this date. A former army scout, Masterson survived his first gunfight over the affections of a saloon girl in 1876. Masterson, found not guilty by reason of self-defense, worked as a lawman for several years. His final gun battle took place after he drew on two men who had threatened his younger brother. No one was killed, and Masterson paid an $8 fine. He returned to law enforcement and later became a journalist.
APRIL 19, 1897: Boston Marathon Begins
The first Boston Marathon was inspired by the first modern Olympic Games held the previous year. Fifteen runners started but only 10 finished. John J. McDermott of New York City won the 24.5-mile race with a time of 2:55:10. The distance was changed in 1908 to meet the Olympic standard of 26 miles, 385 yards. Women sneaked onto the course in the 1960s but weren't officially allowed to race until 1972.
APRIL 26, 1986: Nuclear
Reactor Explodes at Chernobyl Workers performing maintenance checks unsafely caused a deadly explosion at the Chernobyl Nuclear Power Plant located about 81 miles north of the Ukrainian capital Kyiv. Their actions caused a power surge that destroyed one of four reactors. Radioactive debris rained over the area while winds carried away toxic fumes and dust, contaminating millions of acres of forest and farmland. The world learned of the explosion three days later when scientists in Sweden reported increased radiation. The official death toll directly related to the explosion is 32. © www.loc.gov/collections/today-in-history
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LIFE’s Vintage Newsmagazine | April 2022
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Glenwood Apartments 10221 E. 34TH ST. • TULSA, OK
GLENWOODAPTSTULSA@GMAIL.COM
(918) 663-7797 Retirement Living for Seniors Age 62+ & Adults with Disabilities
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Whittier Heights FEATURES • 1 & 2 Bedroom Floor Plans • For Seniors 62 and Better • Individual Washer & Dryer in all Apartments • Ceiling Fans • Built in Microwave • Limited Access Entry to Building
Life is better at home. When your loved one needs extra care at home, choosing the right caregiver agency can be tough. Let BrightStar Care® make it easier. • Your loved one’s care is supervised by a Registered Nurse. Having a nurse on your side can make a big difference as needs change. • We’ll provide a plan of care tailored around your loved one’s needs with our Registered Nurse conducting regular supervisory visits.
Call for your free in-home assessment. BrightStar Care of Tulsa
918-392-9949 brightstarcare.com/tulsa
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©BrightStar Care Independently Owned and Operated
LIFE’s Vintage Newsmagazine | April 2022
9
Cutting Medicine Costs
CAREGIVER CORNER
Managing Over-the-Counter
MEDICATIONS COURTESY OF THE ADMINISTRATION FOR COMMUNITY LIVING
Today’s medicine cabinets contain a growing choice of over-the-counter (OTC) medicines to treat a growing number of health problems. Common OTC medicines include pain relievers, laxatives, cough and cold products, and antacids. Some OTC medicines, however, can affect the way prescription medicines work or are used by the body. As a caregiver, one of the jobs you’re most likely to tackle is helping your loved one manage medications. One of the most important parts of that task is maintaining a list of medicines and having that list available at planned appointments and if any emergencies arise. Be sure to include OTC medicines when a physician or other healthcare professional asks for a medication list.
OTC SAFETY
Learn about your loved one's medicine. Read the labels and package inserts and follow the
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Check the Label Always read and follow the directions on the medicine label. OTC medicine labels give you all the information you need to take the medicine the right way and tell you: • Active and inactive ingredients • What the medicine is used for • Interactions or side effects that could happen • How and when (or when not) to take the medicine • Other warnings
directions. If you have questions, ask the doctor or other healthcare professionals. Talk to healthcare professionals about your loved one's medical conditions, health concerns, and all their medicines (prescription and OTC medicines), as well as dietary supplements, vitamins, and herbals. The more they know, the more they can help. Don’t be afraid to ask questions.
LIFE’s Vintage Newsmagazine | April 2022
Choose OTC medicines that have only the ingredients your loved one needs. It is a good idea to only use medicines that treat the problems or symptoms they have. Ask your pharmacist for help. If your loved one is taking more than one medicine, pay attention to the “active ingredients” to avoid too much of the same ingredient. Check for package tampering and the expiration date. Don’t buy medicines if the packaging has been broken or if the expiration date has passed. The expiration date tells you the date after which the product may not be as effective. Talk to your doctor if taking an OTC medicine has become a regular habit. Most OTC medicines are only to be used for a short time. If you have questions about specific medicines, visit the National Library of Medicine's website at medlineplus.gov and click on "Drugs and Supplements."
Medicines are an important part of treating an illness because they often allow people to remain active and independent, but medicine can be expensive. Here are some ideas to help lower costs. 1. Tell your doctor if you are worried about the cost of your medicine – Your doctor may not know how much your prescription costs, but may be able to tell you about another less expensive alternative. 2. Ask for a senior citizen’s discount – Shop around. Look at prices at different stores or pharmacies. Lower medicine prices may not be a bargain if you need other services, such as home delivery, patient medicine profiles, or pharmacist consultation, or if you cannot get a senior citizen discount. 3. Ask for medicine samples – If your doctor gives you a prescription for a new medicine, ask your doctor for samples you can try before filling the prescription. Make sure you know the right way to use the sample medicine and ask for any other important product information. 4. Buy bulk – If you need to take medicine for a long period of time and your medicine does not expire quickly, you may be able to buy a larger amount of the medicine for less money. 5. B uy OTC medicines when they are on sale – Check the expiration dates and use them before they expire. If you need help choosing an OTC medicine, ask the pharmacist.
www.LIFEseniorservices.org
Estate Planning Trusts, Probate Elder Exploitation Complimentary Consultation southtulsalaw.com 918-512-1800 | 888-970-8760
Add More to Your Marketing With the Senior LIFEstyle & Wellness Expo Register your business online at www.LIFEseniorservices.org To learn more about sponsorship opportunities contact: BERNIE DORNBLASER (918) 664-9000, ext. 1206 bdornblaser@LIFEseniorservices.org
TUESDAY, JULY 12, 2022
Exchange Center at Expo Square 8:30 a.m. – 2:30 p.m.
To learn more about exhibitor opportunities contact: CAROL CARTER (918) 664-9000, ext. 1219 ccarter@LIFEseniorservices.org
Senior Living At Its Best!
Looking for Answers? Call LIFE’s SeniorLine (918) 664-9000
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Affordable, Independent Senior Living. Come Experience the Fun of Community Living. Visit us at www.leinbach.com
(918) 496-9270 v 4700 E. 54TH ST. v TULSA www.LIFEseniorservices.org
Leinbach Company
LIFE’s Vintage Newsmagazine | April 2022
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Medicare Extra Help Get Help Paying for Medicare Part D
BY KATHY JONES, MEDICARE AND TAX ASSISTANCE PROGRAM SUPERVISOR
Medicare’s Extra Help Program has released its 2022 numbers for qualifying individuals. Beneficiaries with Medicare who have limited income and assets may qualify for help paying for their prescription drugs. This program is also known as Low-Income Subsidy (LIS).
Most people who qualify for Extra Help will not pay: • Premiums • Deductibles (unless receiving the partial subsidy) • Any more than $9.85 for each drug their plan covers
Some people receive Extra Help automatically. People who are enrolled in both Medicaid and Medicare (often called dual eligible), those receiving Supplemental Security Income (SSI), and those who qualify for a Medicare Savings Program are automatically signed up. If you already receive Extra Help because you qualify for one of these programs, you do not need to re-apply for Part D, though you may still wish to consult a benefits counselor to determine the best Part D plan.
In addition to lower out-of-pocket costs, beneficiaries with Extra Help have the following protections: • A quarterly Special Enrollment Period (one time every three months between January and September, plus once during Annual Open Enrollment) to join or switch Medicare Part D drug plans during the year. Any plan changes made outside the Annual Open Enrollment Period will become valid on the first of the following month. This is especially helpful to seniors and adults with disabilities who may need to begin medications that are not on their current plan’s approved drug list.
The amount of Extra Help a beneficiary receives depends on their income and resources. If your income is less than $20,625 if you are single or $27,705 if married, and you have resources less than $15,510 if single or $30,950 if married, you may qualify.
• No Part D late enrollment penalty, even if the beneficiary enrolls late (that is, after they were first eligible to join a Part D plan and if they did not have other drug coverage).
If you or someone you know meets these guidelines, there are a few ways to sign up for Extra Help.
Apply online at SocialSecurity.gov. You can also call Social Security at (800) 772-1213 or (800) 325-0778 (TTY) to apply over the phone or request an application be mailed to you. After you apply, Social Security will review your application and send you a letter to let you know if you qualify.
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Fill out an application through the BenefitsCheckUp website at BenefitsCheckUp.org/oklahoma. This website will walk you through the online process step by step, and you will submit the application electronically.
LIFE’s Vintage Newsmagazine | April 2022
Call the Medicare Assistance Program at LIFE Senior Services at (918) 664-9000 ext. 1189 and schedule an appointment. We can walk you through the process and apply for Extra Help online for you.
LIFE'S FREE TAX ASSISTANCE Free Tax Preparation by LIFE Senior Services LIFE's Tax Assistance Program is offering free income tax preparation assistance. To be eligible, you must be age 60 or older with a total household income under $58,000. LIFE's experienced team of IRS-certified volunteers will prepare and electronically file both your federal and Oklahoma tax returns. LIFE's Tax Assistance Program Will Operate through April 15 Monday – Thursday 9 a.m. – 3 p.m. All appointments are at LIFE's Central location: 5950 E. 31st St. • Tulsa Just west of 31st and Sheridan
Availability is limited and appointments are required.
To schedule an appointment call
(918) 664-9000, ext. 1189
www.LIFEseniorservices.org
Share Memories With LIFE’s Writing Contest The Oklahoma Arts Council and LIFE’s Senior Centers are offering a writing contest as part of the 2022 Writers’ Symposium. This contest is being held to encourage a sense of connection, creativity, and appreciation of the arts and to lend creative writing ideas to seniors in our community. The contest is open to any person aged 50 and older who resides in northeastern Oklahoma and is not an employee of LIFE Senior Services. Only unpublished, original manuscripts will be accepted. Writers can enter one essay between 500 and 800 words in length. Writers should draw from their life experiences using the theme “Writing From Memory.” Three writers will earn cash rewards and a one-year membership to LIFE’s Senior Centers. First through third place entries will be published in LIFE’s Vintage Newsmagazine.
Writing entries must be received by May 16, 2022. Winners will be announced at the June 2022 Writers’ Symposium event and published in LIFE’s Vintage Newsmagazine.
For more information about entering the contest, visit www.LIFEseniorservices.org.
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LIFE’s Vintage Newsmagazine | April 2022
13
Travel
Now What?
Congratulations! You’ve retired. While you may envision yourself on a beach sipping a piña colada for the remainder of your existence, chances are retirement will not look quite like that.
A
BY LINDSAY MORRIS
fter retiring from their regular 9 to 5 jobs, a growing number of people discover “encore careers” that they enjoy even more than their original careers. Others immerse themselves in volunteering for local nonprofits, and others take trips all over the world that they have always dreamed of. Whatever your retirement may look like, we are here to help offer some ideas of what to do now that your 9 to 5 is over. When you’re transitioning to retirement, one of the big questions is: What will you do to fill your time? You probably won’t want to settle on just one hobby, goal, or pursuit. With a little planning and self-discovery, you can make retirement the best years of your life as you do the things you really love.
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DR. JOHN MOWRY Tulsa Retiree PRIORITIZING YOUR TIME You’ve been working hard your entire life. You’ve hustled to pay bills and keep up with the Joneses, to some extent. But now more than ever, you can relax. Perhaps you’ve been so busy up until now that you’ve never really thought about what makes you happy. What activities would fill the rest of your life with the greatest joy?
LIFE’s Vintage Newsmagazine | April 2022
Tulsa retiree Dr. John Mowry navigated his way into retirement by making lists. He prioritized his lists according to things that he really wanted to do and things that he might want to do, in order of importance. During his six years of retirement, he has been slowly checking items off the lists. He says it’s important to conceptualize your primary intentions during retirement before others dictate your schedule. “It seems like everyone wants as much of your time as you will give them,” he said. START WITH WHAT YOU LIKE Mowry, a retired ear, nose and throat physician, has found his retirement niche through expanding his commitment to a lifelong hobby. Having been raised NO MORE 9 to 5, continued on page 16.
Most people look forward to spending more time traveling during their retirement years than they were able to do during their careers. You’re no longer held back by a limited number of vacation days each year – hooray! Retired physician Dr. John Mowry says he and his wife made it one of their retirement goals to travel the entire U.S. During the last six years, they have already visited three-quarters of the country. “We only have the northwest to go,” he said. Because there are so many places on earth that you may want to travel, you’ll likely need to narrow down your list. Make a bucket list of all the places you want to go, and order them by importance. Perhaps you can travel with a spouse, friend, group, or go solo. Now that your schedule has fewer limitations, you can plan trips during times of the year when you may be able to get a discount on airfare or hotels. Avoid traveling during summer, spring break, the holidays, and other peak travel times. Most hotel chains offer discounts of 10% to 20% for seniors. Some airlines, such as British Airways, Delta, and Southwest Airlines, offer senior discounts. Several cruise lines, including Carnival, Celebrity, and Royal Caribbean International, also offer senior discounts. Additionally, seniors can buy a lifetime pass to national parks for $80! The pass offers access to more than 2,000 sites and parks in the U.S. Visit nps.gov/planyourvisit/senior-passchanges.htm for all the details.
www.LIFEseniorservices.org
WIN $2,500 CASH! Drawing will be held Thursday, June 2. Raffle tickets are $25 each or 5 for $100. To buy raffle Tickets online, visit www.LIFEseniorservices.org/celebratelife
Need not be present to win. Graciously underwritten by LIFE’s Board of Directors.
Do you have a loved one who is
EXPERIENCING MEMORY LOSS? LIFE CAN HELP!
Club LIFE Highland Park Christian Church 5708 E. 31st St. • Tulsa, OK 74135
Club LIFE welcomes individuals diagnosed with early memory loss caused by Alzheimer’s disease or other related disorders. Club LIFE is designed to enhance memory, improve physical strength and balance, stimulate brain function and provide social support.
For more information call LIFE’s SeniorLine (918) 664-9000 or visit www.LIFEseniorservices.org.
www.LIFEseniorservices.org
LIFE’s Vintage Newsmagazine | April 2022
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on a farm, he has always had an interest in gardening. After retiring in 2016, he applied for a spot as a Tulsa Master Gardener.
Tulsa's Give 5 class members tour nonprofits in need of volunteers, like Global Gardens.
One volunteer found her home away from home at the Coffee Bunker, a veterans organization.
The OSU Extension Tulsa County Master Gardener program currently has 350 to 400 members. To become a Master Gardener, participants must complete classes every Wednesday from 9 a.m. to 3 p.m. for a semester and keep up 50 hours per year of community service.
There are options available that work for a wide variety of schedules and interests. Upcoming Give 5 sessions in 2022 begin in July and September. If you have questions about the program, contact Heidi Braver at (918) 664-9000 ext. 1231 or hbraver@LIFEseniorservices.org.
Mowry said one of his favorite classes to teach is “Worms to the Wise” for kindergarteners. Gardeners teach students the benefits of earthworms in the soil and give children a chance to observe and handle worms. If you’re interested in the Tulsa Master Gardener Program, visit tulsamastergardeners.org or call (918) 746-3701.
Another volunteer opportunity exists through SCORE, the nation’s largest network of volunteer business mentors. This 501(c)(3) is dedicated to helping small businesses get off the ground, grow and achieve their goals. Perhaps you would like to use your business experience to give back to a young entrepreneur. Or maybe retirement is a chance for you to become the entrepreneur you have always wanted to be. Visit score.org to learn how to volunteer or how to become connected to a mentor.
LIFE Senior Services’ Give 5 program matches participants with nonprofit organizations addressing our city’s primary areas of need and helps reestablish purpose and meaning in retirement.
Building Your Retirement Wisdom If you are looking for ways to pinpoint the activities that would bring you joy during retirement, here are a few books that offer guidance. See page 26 for an in-depth review of a new book written by Tulsa retirement experts, "Dream Chapter: Design Your Meaningful Retirement."
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“The goal is to offer a variety of clients and types of opportunities so everyone can find what works for them,” said Heidi Braver, volunteer manager at LIFE Senior Services. “My goal is that no one walks away without finding a volunteer opportunity that works for them.”
Once Mowry was accepted into the Master Gardener program, he got to work serving on several of the available committees. For example, Master Gardeners staff a diagnostic center to help local residents with gardening dilemmas. Master Gardeners also host classes in senior living communities and local schools.
GIVING BACK Retirement is the perfect time to give back to the community. Nonprofits abound in the Tulsa area where you can volunteer your time and make a lasting impact.
A staff person with Meals on Wheels of Metro Tulsa describes volunteer opportunities to Give 5 participants.
issues. Give 5 volunteers may feel called to work directly with children and other individuals or provide a service like transportation or administrative support.
Members of the cohort meet once a week for five weeks to gain a better understanding of Tulsa's challenges and are introduced to a variety of nonprofits working to address these
Additionally, volunteer and paid opportunities abound in education for retirees. Perhaps you would like to use your retirement to give back to future generations. You could become a substitute teacher at a local school, a tutor, or even a bus driver. Contact your local public school system, or consider tutoring through Reading Partners or another education-focused nonprofit.
“DESIGNING YOUR LIFE: HOW TO BUILD A WELL-LIVED JOYFUL LIFE”
“WHAT COLOR IS YOUR PARACHUTE? FOR RETIREMENT” by John E. Nelson and Richard N. Bolles
How “design thinking” can help create a life that is both meaningful and fulfilling.
A big-picture look at retirement years that includes practical tools and exercises to help build a life full of security, vitality, and community.
by Bill Burnett and Dave Evans
“HOW TO RETIRE HAPPY, WILD AND FREE” by Ernie Zelinski
Subtitled “Retirement wisdom that you won’t get from your financial advisor,” this book claims to put money in its proper perspective.
“PURPOSEFUL RETIREMENT”
“THE JOY OF RETIREMENT”
Written by the former CEO of FranklinCovey, this book challenges retirees to shift their mindsets and create new retirement identities.
"THE 5 YEARS BEFORE YOU RETIRE" by Emily Guy Birken
How to reinvent yourself and maintain vitality whether you embrace an encore career or discover new interests.
A finance writer has strategies for people in their sixties who find they haven't saved enough for retirement.
by Hyrum W. Smith
LIFE’s Vintage Newsmagazine | April 2022
by David C. Borchard and Patricia A. Donohoe
www.LIFEseniorservices.org
Retirement Myths Retirement is a significant life event. Like any major change, it brings a certain amount of stress. The U.S. Census Bureau reports that the average length of retirement is 18 years. Don’t let stereotypes of retirement affect your plans or limit your enjoyment of the process.
Senior living, with promise.
1. DEFINE RELATIONSHIP BOUNDARIES You may have high expectations for retirement, and one of them may be that this will be the perfect time to rekindle your romance with your spouse. Now that the kids have moved out of the house and you have both ended your professional careers, you will have more time to spend together. In reality, many spouses struggle with rekindling their relationship once they begin retirement. This new phase of life requires a shared commitment to defining your new lifestyle and a lot of patience. If you were a full-time homemaker, for example, you may find your newly-retired spouse’s constant presence in your home to be a bit overbearing. 2. PURSUE YOUR OWN HOBBIES One solution to having a peaceful retirement alongside your spouse is to find separate hobbies that you both enjoy. For example, he may prefer golf, and she may prefer bridge. If you spent your days separate from each other for most of your adult lives, it will be healthy for you to continue to have at least some time away from each other.
Covenant Living at Inverness | Tulsa, OK 3800 West 71st Street Limited availability! • Independent & Assisted Living Skilled Nursing • Memory Care • Rehabilitation To schedule a tour today, call (877) 478-8455, or visit us online at CovLivingInverness.org.
3. KEEP LEARNING Another retirement myth is the old saying, “An old dog can’t learn new tricks.” According to a 2017 AARP survey, 50% of adults over age 40 self-reported they don’t learn new information every week. Just because many older folks don’t try new things doesn’t mean they can’t. According to Scientific American magazine, older adults can learn multiple new skills at the same time in the right environment and with the right beliefs, and “doing so may improve cognitive functioning considerably.” This is the perfect time to learn something new, whether through taking an online course or learning a new sport or craft. The number of hobbies available is endless – from pickleball to crocheting to learning an instrument. Some people even dedicate part of their retirement to getting in the best shape of their lives – a hobby that helps ensure a healthier body and mindset.
Covenant Living of Bixby | Bixby, OK 7300 East 121st Place South Available now! • Independent & Assisted Living Excellent service, worry-free living • No buy-in fee! To schedule a tour today, call (877) 312-3248, or visit us online at CovLivingBixby.org.
For more ideas of hobbies to pursue during retirement, visit newretirement.com/retirement/ what-to-do-in-retirement.
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LIFE’s Vintage Newsmagazine | April 2022
17
JOBS
That Could Lure You Out of
RETIREMENT
Growing numbers of retirement-aged adults are returning to the workforce for income and inspiration. Consider these opportunities if you’re tempted to reverse retire.
T
BY KAREN SZABO
hey say, “never look back,” but some retirees are doing just that. According to a Federal Reserve Board study, one-third of those who retire return to work on either a full or part-time basis and half of all retirees are working part-time. It’s called reverse retirement. Only 10.8% of those over 65 were working in 1985, according to the Department of Labor. Today, that number has nearly doubled and is growing. The highest reverse retirement rates are in both the highest and the lowest income groups. These folks are going back to the workforce because they either need more income, more stimulation, or both.
ONLY 10.8%
OF THOSE OVER 65 WERE WORKING IN 1985.
T O DAY, T H AT N U M B E R H A S N E A R LY D O U B L E D AND IS GROWING.
ENCORE CAREER The latter was the case for Tulsan Lex Anderson who retired in 2017 after spending decades in finance and accounting for Ascension St. John Health System and KPMG LLP. “I loved working at St. John. I loved my team and my coworkers,” Anderson explained. “But when St. John was acquired
by Ascension, I was at a stage where I could retire, so I did.” After about three years, Anderson realized he wasn’t quite ready to retire. “It was more of an extended sabbatical,” he said. “I was never bored while I was retired. I had a number of hobbies and we were active in civic and charitable organizations. Plus, I got to spend time with our grandkids and one remaining parent.” Anderson also took that time to reflect and realized he wasn’t ready to leave the workforce so much as he was ready to leave his old job. A colleague was helping CAP Tulsa with their search for a chief financial officer. Anderson was a perfect fit for the job – and vice versa. “This job keeps me energized. I learn something every day and my voice on this leadership team is being heard,” he said. “I’m blessed with reasonably good health and plan to keep working as long as I can make a positive contribution.” JOBS THAT COULD LURE YOU, continued on page 20
This job keeps me energized. I learn something every day and my voice on this leadership team is being heard. I’m blessed with reasonably good health and plan to keep working as long as I can make a positive contribution. – Lex Anderson, Chief Financial Officer at CAP Tulsa 18
LIFE’s Vintage Newsmagazine | April 2022
www.LIFEseniorservices.org
Tulsa Town Hall 2022 – 2023 Speaker Series THERESA PAYTON – SEPTEMBER 23, 2022
Securing The Future: Unmasking Cybercriminals and the Triple Threat Facing Business and You • Cybercrime fighter, entrepreneur, inventor and author • First female Chief Information Officer for the White House • Featured on the CBS reality TV series Hunted
A leading authority on cybersecurity and IT strategy, Theresa Payton shares her strategies for identifying and guarding against online fraud. She brings years of experience to the cybersecurity industry, including executive roles at leading financial institutions. A pioneer and influencer in her field, she oversaw IT operations for President George W. Bush. Payton co-founded the cybersecurity product company Dark Cubed, and is CEO of Fortalice Solutions, a global cybersecurity consulting firm.
JON MEACHAM – NOVEMBER 18, 2022 His Truth Is Marching On: John Lewis and the Power of Hope • Pulitzer Prize-winning historian • Presidential biographer • #1 New York Times best-selling author
Jon Meacham has worked as editor, reviewer and journalist for America’s most prestigious publications. He won a Pulitzer for his biography on Andrew Jackson and was the official biographer of George H. W. Bush. Meacham’s book The Soul of America became an HBO documentary. His twelfth book, His Truth Is Marching On: John Lewis and the Power of Hope, is Meacham’s intimate portrait of the longtime U.S. congressman and Civil Rights hero.
JEAN CHATZKY – JANUARY 30, 2023 Your Money and Your Retirement Life: Where Do You Go From Here?
• Personal finance columnist • New York Times and Wall Street Journal best-selling author • Financial Ambassador for AARP Journalist and popular podcast host Jean Chatzky has advice for battling debt and improving your economic future. She has authored 11 books on topics related to money management. Her latest is Women With Money. Chatzky was financial editor for NBC’s TODAY show for 25 years, and worked for Smart Money, Money Magazine and Forbes. She currently serves as Editor-in-Chief for SavvyMoney.com and as CEO for her multi-media company, HerMoney.com.
Assisted Living-It-Up. At The Linden at Stonehaven Square, we’ve found that a little help goes quite well with a lot of fun. Let us show you how we can help you feel your best every day at a complimentary lunch and private tour. Call 918.913.0310 now.
RICHARD DREYFUSS – MARCH 3, 2023
Civic Engagement: Civility, Debate and American Citizenship • Academy Award- and Golden Globe-winning actor • Spokesman for the Dreyfuss Civics Initiative • Social activist and champion for student engagement
The world knows actor Richard Dreyfuss from his films Jaws, Close Encounters of the Third Kind, Mr. Holland’s Opus and The Goodbye Girl. Less well known are Dreyfuss’ efforts to revitalize civics education in schools and advance the principles that guide democracy. He shares his passion for educating Americans about government and discusses the importance of developing critical thinking skills young people will need to become effective leaders.
JONNA MENDEZ – APRIL 28, 2023
CIA’s Former Chief of Disguise: Magic Solutions
• Undercover agent for more than 25 years • Master of identity transformation and clandestine imagery • Fine arts photographer Poison pens, sub-miniature cameras and quick-change artistry were part of Jonna Mendez’s world for decades as she operated undercover in the most hostile areas of the world. She and her husband, Tony Mendez, the real-life spy depicted in the movie Argo, co-authored the books Argo, Spy Dust and The Moscow Rules. Mendez shares the tricks of tradecraft she used to help spies succeed in foreign locales like Cold War Moscow.
Season tickets for the 2022-2023 speaker series are on sale now.
10802 E. 81st Street • Tulsa 918.913.0310 • LindenSeniorLiving.com
For more information on upcoming speakers and to purchase your tickets, visit www.tulsatownhall.com or call (918) 749-5965.
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LIFE’s Vintage Newsmagazine | April 2022
19
START YOUR OWN BUSINESS
SEASONAL WORK
Owning your own business means you can set the schedule and pace of your work.
For those with a green thumb, nurseries need additional help in the spring and summer months.
If you’re like Anderson and thinking about heading back into the workforce, here are some jobs that might help with your decision to reverse retire. START YOUR OWN BUSINESS Retirees are starting their own businesses in droves. Owning your own business means you can set the schedule and pace of your work. Almost any job, expertise, or interest can be turned into a small business opportunity in retirement. For example, retired teachers might consider a tutoring business or selling lesson plans online. Retired police officers could offer classes or seminars in personal safety. If you speak a foreign language, you could be an interpreter for the courts, social service agencies, or customer service centers. If cooking is your passion, go to work in a kitchen store or consider becoming a personal chef. If you love crafts, you might be able to turn your hobby into a business, selling at local craft fairs or online on sites like Etsy. YOUR OLD JOB, PART-TIME One of the best careers to consider is the one you had. Tulsan Judy Cairl was a teacher for 30 years. About one year after retiring, a principal asked her to take over a firstgrade class for the remainder of the year. She stayed a little longer and 10 years later, Cairl is still a substitute teacher. “I enjoy it. I love teaching and feel a purpose,” she said. “Yes, I make a little money, but it's important to be active. I feel it keeps me young, and I feel loved and appreciated.” If you can't imagine returning to your old profession, determine where your true interests lie, then seek additional training if necessary. When Peggy Caudle retired from her position as an executive assistant for an energy company, she planned to sleep for 30 days and then pursue volunteer opportunities. “A family emergency waylaid my plan.
When I got around to kickstarting my new life, I floundered. I knew I needed to be productive,” she said. She learned that her new accountant had lost her parttime employees to other positions. Caudle offered to help until her CPA hired new staff. Her CPA quickly found a new, permanent, part-time employee – Caudle. “Understanding tax software was not an option I would have chosen. However, I have discovered a new place in my brain where this stuff makes sense,” she said. “It's good to know that as I sort through folders full of tax documents and bits of paper, someone else is relieved of the stress of tax time.” SEASONAL LABOR If you prefer to work seasonally, but don’t want to sign on as a ski instructor or a white-water rafting guide, there are great seasonal jobs close to home. Limousine drivers are busy from April to June with weddings and proms. Tax preparers are in demand from January through April 15. For those with a green thumb, nurseries need additional help in the spring and summer months. And of course, retailers are always looking for help around the holidays. TRAVEL TO WORK Retirement is often synonymous with travel, but what if you could turn that pastime into full-time employment? The seasonal migration of vacationers means there needs to be a seasonal migration of workers.
Join the Gig Economy 1. BECOME A DRIVER Technology has made a wide range of options possible for reverse retirees. Ride services such as Uber and Lyft allow you to simply turn on the app and pick up nearby ride requests when you want to work. 2. DOG WALKING OR PET SITTING If you love animals, dog walking or pet sitting may be an option. Summer, spring break, and holidays are the peak times, but there's also demand year-round from working people who want Fido to get some midday exercise – and you’ll get some, too! 3. FOOD DELIVERY DRIVER Thanks to COVID-19, the online food ordering industry is booming and is said to be worth $24 billion by 2023 which means flexible food delivery job opportunities will only increase as time goes on. Instacart, Uber Eats, Gopuff, Postmates, and DoorDash are all great food delivery apps from which to choose.
The website CoolWorks.com lists jobs of all kinds, with a special “Older and Bolder” section specifically for older job seekers searching for seasonal jobs. You could find short-term, part-time work in most tourist areas in the United States, such as resorts and the National Park Service. Or consider caring for or maintaining the property of an estate in locations around the world – which sounds like the ideal job to lure most anyone out of retirement!
I enjoy it. I love teaching and feel a purpose. Yes, I make a little money, but it's important to be active. I feel it keeps me young, and I feel loved and appreciated. – Judy Cairl, retired educator, now substitute teacher
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LIFE’s Vintage Newsmagazine | April 2022
www.LIFEseniorservices.org
tions 3 Locaa and in Tuls Arrow Broken
LIFE’s Adult Day Health Safe, affordable daytime care for older adults. LIFE’s Adult Day Health provides services and support to older adults who have physical or cognitive impairments and need assistance during the day. Programming includes group exercise, nutritious meals, therapeutic individual and group social activities, brain fitness activities, arts, crafts, music and more.
A MEETING OF HOPE
TREATMENT WITH DR. JAMES WEBB Why did you choose Dr. Webb? I have been going to him for so long now, but I think it was word of mouth, I believe a friend was talking about him.
For more information call LIFE’s SeniorLine (918) 664-9000 or visit www.LIFEseniorservices.org.
What procedure did you have done? I have had a few things done, but the most recent thing is RFA. It has helped tremendously. I can get up and go anywhere I want. Before I went to Dr. Webb, I couldn’t get around much without pain
What was your experience like? It was great, Dr. Webb monitors my pain and I see him every few months for maintenance. The Procedure has helped with my pain so much, as a matter of fact, I told him as long as he keeps me playing golf, we would be good buddies!
LIFE PACE Coordinated Care for Senior Adults
LIFE PACE is a holistic approach to healthcare offering primary and specialty medical care, rehabilitative therapies, mental health services, medications and a full range of home and community-based assistance to help seniors stay safely in their homes.
Would you recommend Dr. Webb? Yes, I sure would and I have! L Walters, Satisfied Patient
Call (918) 938-7653 or (918) 938-7660 (en Español) to speak to a LIFE PACE specialist. Recognized as a Medicare & Medicaid Program
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LIFE’s Vintage Newsmagazine | April 2022
21
Keeping Harmony
Communication is key to making a smooth transition when one half of a couple retires before the other.
W
BY TIFFANY HOWARD
Burk and Linda Pulver of Tulsa are pictured at his retirement from American Airlines and (top photo) enjoying a mountain view on vacation. 22
hile there’s certainly nothing wrong with indulging in daydreams of retirement after many years spent at the office, retirees also need to think about the more practical side of this transition. Retirement includes redefining how you spend your time – and with whom. If you’re part of a couple and only one spouse is leaving the workforce, take time to consider how that might affect your relationship. “Gray divorce” is the term coined for couples splitting up after age 50, and according to PewResearch.org, the divorce
LIFE’s Vintage Newsmagazine | April 2022
PAMELA VROOMAN, PH.D.
rate for those aged 50 and up has roughly doubled since the 1990s. While there are many reasons why couples choose to split up later in life, not properly preparing for such a major life change as one spouse retiring before the other could cause problems for any marriage.
“First and foremost is the need to communicate with one another what expectations are in play. Many couples get into trouble by making assumptions,” said Pamela Vrooman, Ph.D., a licensed clinical psychologist in Tulsa. “Don’t leave anything on the table. If you don’t address things upfront, they may cause resentment and misunderstandings in the future.” Though the list of factors to discuss will be different for everyone, there are a few key issues to consider. Burk and Linda Pulver are a Tulsa couple who were willing to share their experiences. Burk retired this past December after working
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in management at American Airlines for 37 years, and Linda continues her work in real estate. Because the two of them did not make this decision lightly and had been discussing the logistics of such a major life change for years, they are now able to enjoy the benefits of Burk’s retirement to the fullest.
The Pulvers enjoy spending time together hiking and traveling. Linda said they also enjoy watching videos about the places they plan to go.
RETIREMENT TIMELINE First and foremost, make sure both partners feel set up and ready to take the retirement plunge. “I was ready for Burk to retire a couple of years ago and was so excited about that, but I realized he just wasn’t ready,” said Linda. “One of our friends even said I needed to quit pressuring him, because he could tell Burk wasn’t ready. So, I waited until he could make that decision for himself. “Whoever is retiring does have to be ready in their heart,” Burk added, “but the other spouse must also be ready to buy into that decision."
Couples really need to have things they love to do together, whatever it is. The reality is you can’t see your kids and grandkids all the time, so you have to have something you share between you that’s deeper than that."
FINANCES “We still do the things To safeguard the health we’ve always done, like I do of your relationship, make the laundry and he takes the sure all financial factors are trash out, but since Burk also – Linda Pulver considered upfront. Are there really likes to cook, he is able any outstanding credit card bills or to do that more for us now,” Linda big purchases still being paid off ? Are said. “And if he notices the floor needs there kids still in college or a mortgage to be paid? to be vacuumed, he will just go ahead and do it. What spending habits will need to be changed? Sometimes he brings me coffee in bed, which has been amazing!” “If you know within a year or two that one of you will be retiring, start aggressively paying off debt,” Linda advised. “You don’t want to go into it owing a ton of money, if possible. Getting our car and a couple of our rental properties paid off was huge. It allows us to not have that kind of financial stress now.”
HEALTH INSURANCE One of the biggest downsides to retirement can be the loss of one or both spouses’ health insurance. Make sure you have a plan in place before retirement to lessen the stress of navigating options while being uncovered and at risk. “I did not realize all the paperwork that goes into the process of retirement,” Linda said. "Burk is 66, so he was able to get on Medicare and also has his veteran’s policy. But I’m in what they call the ‘donut hole’ between the ages of 60 and 65. I had to go to the Marketplace and shop for my own insurance, which can be confusing and also expensive." HOUSEWORK When one spouse plans to stop working, the couple should definitely discuss if this will change the way chores and errands are done. Not doing so can be a sure path to frustration and resentment. “A woman who works full time may assume if her husband retires, he will be picking up more of the housework load, or plan to be home for service calls," Dr. Vrooman said. “The husband may assume household responsibilities remain the same, and he will be free to stay on the golf course all day!” www.LIFEseniorservices.org
ALONE TIME The two of you are about to be spending a lot more time together, and if you need that quiet moment of daily alone time to charge up or decompress, that expectation needs to be communicated clearly. Know beforehand how you plan to give each other space on a daily or weekly basis.
“You have to respect the other person’s alone time. Now, all of a sudden the retiree is home all the time, which is a major change for the partner who’s not used to having them there so much,” Burk said. “Burk gets up really early and is able to have his alone time since I’m still asleep,” Linda added. "Then when I get up, he’s now downstairs and ready to talk before I’ve had my coffee. We agreed that Burk would go to the gym while I have my coffee time.” COUPLE GOALS There is a short window of time after the retiree comes home where new routines and ways of interacting are shaping how the rest of your days will likely play out. See this as an opportunity to enter into a whole new phase of your relationship to keep things novel and exciting, which can ultimately strengthen your bond as a couple. “Couples really need to have things they love to do together, whatever it is. The reality is you can’t see your kids and grandkids all the time, so you have to have something you share between you
that’s deeper than that,” Linda said. The Pulvers enjoy spending time together hiking and traveling. Linda said they also enjoy watching videos about the places they plan to go. CAMARADERIE OUTSIDE THE HOME Conversely, one spouse cannot be expected to meet all the other’s emotional needs, so it’s just as important to continue to cultivate friendships, hobbies, and interests outside of the home to maintain one’s overall sense of life satisfaction. “Burk’s kept up with a group of guys from American Airlines, and every week they do a ‘Taco Thursday.’ I’m unable to talk with him about airplanes and aeronautics because I don’t understand them like they do. It’s been so healthy for him to be able to continue in those important relationships,” Linda said. MAINTAIN PURPOSE After having a concrete reason to wake up for so many years, not having anywhere specific to be can be daunting once the newness wears off. To avoid this, make a plan ahead of time for how you will continue to cultivate a sense of purpose in retirement. That could be through volunteering, picking up a part-time job, coaching a team, helping out with the grandkids, or something else that interests you. “We laugh about this now, but I knew it was time for Burk to get back to work when he started trying to organize the pantry. It was just getting a little bit too much into my stuff,” Linda said. Burk ended up returning to American Airlines as a part-time consultant. “You have to make it a point to stay active because you can’t paint the house and mow the yard every day,” Burk said. “That’s why picking up a part-time gig was perfect for me, doing a week-on, week-off schedule.”
LIFE’s Vintage Newsmagazine | April 2022
23
How Much Do I Need To Retire? There’s no “one-size-fits-all” equation when it comes to financial fitness for retirees. Whatever your age, use these tools to reach your lifestyle goals. BY JULIE WENGER WATSON
to maintain your lifestyle (e.g., if you make $100,000 annually before retirement, you need at least $80,000 per year during retirement). Others advocate for a savings of 10-12 times your pre-retirement salary.
M
any look forward to the “Golden Years,” that oft-romanticized time when the long days of work are behind you, and the future stretches out in a warm, worry-free fuzz of golf, travel, and grandchildren. The reality isn’t always that simple. Planning for retirement and the years that follow can be challenging. Determining your retirement goals and how to achieve them isn’t a one-size-fits-all equation. However, some basic tips can help. HOW MUCH SHOULD YOU SAVE? A map isn’t very helpful if you don’t know where you’re going. You need a destination. When setting a retirement savings goal, consider the lifestyle you hope to have in retirement and the age at which you plan to retire. Ask yourself some basic questions. Do you plan to travel extensively? Move to a smaller home? Do you want to quit work completely, or shift to a part-time job? What will your expenses be like – more, the same, or less than they are now?
24
WHIT CULVER, CFP
Senior Vice President Merrill Lynch Wealth Management Advisor
"In my experience, the most common mistake that is made is simply not saving enough over time." Once you have a better idea of what you want retirement to look like and when you want to start, you can apply the math. As a guide, some experts say your retirement income needs to be about 80% of your pre-retirement income
LIFE’s Vintage Newsmagazine | April 2022
Whit Culver, certified financial planner and senior vice president at Merrill Lynch Wealth Management, suggests using an online retirement calculator as a starting point. “These can be great tools to get a rough idea of where you stand for retirement,” Culver said. “I’d advise using an online calculator to get a general idea of your situation, but then consult an advisor for more specific advice. It’s hard to nail down a specific idea or goal that applies broadly, as every situation has its own intricacies. You really have to dig into the specifics of your own finances.” You can find an example of a free online calculator at AARP.org.
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SAVE EARLY AND REGULARLY “In my experience, the most common mistake that is made is simply not saving enough over time,” Culver said. “In the hundreds, if not thousands, of retirement plans I’ve put together, the savings rate is almost always the most important factor.” The longer money is invested, the more time it has to compound or grow. Start small if you have to and try to increase the amount you save each month. One of the best ways to save is to set up a monthly automatic transfer between your checking account and your retirement account. Move that money out before you find a way to spend it. Have trouble finding that extra cash to sock away? Make a budget and stick to it. Review the budget to eliminate any excess spending. For example, opting to cook at home rather than eat out can save significant money over time. Reducing the number of monthly streaming service subscriptions (music, movies, TV) is another way to quickly free up more money for savings. Max out contributions to retirement plans at work. Make sure you contribute enough to get an employer match, or you’re leaving money on the table. Consider additional contributions with after-tax dollars to a Roth IRA. If you’re self-employed, think about contributing to a Simplified Employee Pension (SEP) plan. If you’re 50 or older, you can use “catch-up” contributions to add more to your 401(k) plan or IRA. CONSIDER A LATER RETIREMENT Deferring retirement by even a few years might be something to consider if you’re behind on your savings, or if you simply think you’re not ready to step away from work completely. A later retirement age means more years of income, additional time for your savings to grow, and, potentially, a higher Social Security benefit. Working longer at a job you enjoy can be good for your pocketbook, and even your mental health – keeping you engaged, connected, and active. A gradual retirement, moving from full to part-time work, or from a physically demanding job to a less strenuous one, may leave you with more options. A FINAL WORD There is no shortage of retirement advice on the internet and in print. Do your research, then consider consulting with an expert. Culver offers this piece of advice, “Go through the process of completing a formal retirement plan with an experienced advisor. Most people spend more time planning their summer vacation than they do their retirement, and I’d argue your retirement is pretty important. The markets are more complicated than they have ever been, and you must have a logical plan that you can stick with for decades in retirement.”
Deferring retirement by even a few years might be something to consider if you’re behind on your savings, or if you simply think you’re not ready to step away from work completely. www.LIFEseniorservices.org
LIFE EDU Virtual & In-Person Programming
APRIL 2022
Silver Linings Join us every Wednesday on LIFE’s Facebook page for short segments on a variety of topics including living your best life, upcoming events, Senior Center Spotlight, and Ask SeniorLine.
The Heart & Soul of Retirement” “ Wednesday, April 6 Craig Bothwell, co-author of “Dream Chapter: Design Your Meaningful Retirement,” will discuss planning for a fulfilling retirement and give a preview of his in-person seminar on April 16. Wills vs. Trusts: What’s Best for You?” “ Wednesday, April 13 Both wills and trusts can help you avoid probate, but how do you determine which is best for you? Join us for a short discussion about wills vs. trusts with an attorney from Oklahoma Senior Law. Retirement Reboot: When “ Retirement Isn’t What You Expected” Wednesday, April 20 Erin Powell, LIFE’s behavioral health specialist, shares tips on how to reboot your retirement if it’s not living up to your expectations. Ask SeniorLine: Top 5 Resources for Retirement” “ Wednesday, April 27 Whether you are just entering retirement or have been enjoying it for a while, SeniorLine Supervisor Chelsea Edwards will give you five resources that will help you make the most of your retirement.
Community Education
“ The Heart & Soul of Retirement” Saturday, April 16 • 10 a.m. – Noon Legacy Plaza East Conference Center 5330 E. 31st St.
Join retirement coach Craig Bothwell as he shares how to have a fulfilling retirement. The seminar will address everything from attitudes to money, and hobbies to health. Register online at LIFEseniorservices.org/ education or by calling (918) 664-9000, ext. 1181.
Basics of Medicare” “ Wednesday, April 20 • 10 a.m. – Noon Legacy Plaza East Conference Center 5330 E. 31st St. “Basics of Medicare” is designed specifically for those newly eligible or soon-to-be eligible for Medicare. Reservations are required and can be made by calling LIFE’s Medicare Assistance Program at (918) 664-9000, ext. 1189.
Legal Documents for Older Adults” “ Friday, April 22 • 10 a.m. Legacy Plaza East Conference Center 5330 E. 31st St. Join Oklahoma Senior Law attorneys Blaine Frizzell and Jorjana Marx for a discussion on planning for the future with powers of attorney, avoiding probate, and the basics of estate planning in Oklahoma. Bring your burning questions! Register online at LIFEseniorservices.org/education or by calling (918) 664-9000, ext. 1181.
LIFE’s Vintage Newsmagazine | April 2022
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relationships
health
leisure
How To Make Retirement the Dream Chapter of Your Life BY STEVE CLEM
W
hen planning for retirement, it is common to consider the financial side, first and foremost. In fact, many of us choose a retirement date based on when we feel we can “afford” to retire.
CRAIG BOTHWELL Co-Author of "Dream Chapter: Design Your Meaningful Retirement"
However, a new book, “Dream Chapter: Design Your Meaningful Retirement,” by Charlie Baker, Larry Wofford, and Craig Bothwell reminds us there are other important considerations for a successful retirement. “Our objective with the book is to show people that retirement is a huge change in your life and it deserves planning just like the financial side of your retirement deserves planning,” Bothwell said.
BY CH A R LI E B A KE R , LA R RY WOFFO RD, AND CRAIG BOTHWELL
Free LIFE Senior Services’ Seminar “The Heart & Soul of Retirement” Saturday, April 16 10 a.m. – Noon Legacy Plaza East Conference Center 5330 E. 31st St. • Tulsa Reservations Required Visit LIFEseniorservices.org/education or call (918) 664-9000, ext. 1181
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Bothwell and his co-authors Baker and Wofford are retirement coaches. Their Tulsa-based company is called Dream Chapter. Their mission is to reach people approaching retirement and those who are already retired who want to learn about ways to make retirement more fulfilling.
LIFE’s Vintage Newsmagazine | April 2022
OPTIMAL RETIREMENT “Around 10,000 people per day in the U.S. turn 65,” Bothwell said, noting that the total number of American retirees is at 85 million. “Yet, in a research study, over half the people said their satisfaction with retirement was just ‘OK.’” So, Bothwell asks, “Do you work 40 or 50 years of your life to just have an ‘OK’ retirement?”
“Our goal is to get people thinking about the challenges that retirement presents and provide some ideas on how to make it the best time of your life." – Craig Bothwell
Bothwell doesn’t think so. “Most people spend more time planning a wedding for their son or daughter than on what they are going to do when they are retired,” Bothwell said. He says the book provides tools to help people find meaning and create purpose during this life chapter. Bothwell and his fellow coaches bring impressive credentials to this endeavor.
As former president and chief operating officer of Mazzio’s Corporation, Bothwell played a major role in growing the regional pizza chain into a $100-milliondollar company. Baker’s executive coaching experiences span 30 years and multiple industries. As a professor of entrepreneurship at the University of Tulsa, Wofford has created successful businesses, authored textbooks, and guided many individuals in making life and career decisions and transitions. Now, Wofford, Baker, and Bothwell have a shared dream to help pre-retirees and retirees experience a more meaningful and satisfying life. THE FOUR RETIREMENT MINDSETS The book, available starting in mid-April at dreamchapter. com, begins by determining an individual’s retirement mindset: wanderer, seeker, planner, or “routiner.” Then, a collection of nine real-life stories illustrates each outlook. “It is nine peoples’ journeys in retirement,” Bothwell explained. “It’s what they faced and how they dealt with it.” The character for each episode
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is identified as having one of the four mindsets, such as Alex the Wanderer. “We think people learn from stories. My favorite preachers are the storytellers,” Bothwell said. Bothwell and Wofford will teach these retirement principles at the free LIFE Senior Services’ seminar “The Heart & Soul of Retirement,” Saturday, April 16 from 10 a.m. to Noon at the Legacy Plaza East Conference Center, 5330 E. 31st St. While there is no charge, reservations are required. THE NINE ASPECTS At the LIFE seminar, they will discuss the four retirement mindsets, then talk in detail about the nine aspects of retirement: 1. Relationships 2. Intentionality 3. Vitality 4. Leisure 5. Life Attitude 6. Retirement Attitude 7. Financial 8. Flexibility 9. Health “We will go through those nine aspects, what they are and what the challenges are for each one of them,” Bothwell said. They will discuss the Harvard study on happiness that began way back in the 1930s and is still going today, making it one of the longestrunning continuous studies in the country. “What they concluded after many, many years is that the key driver to happiness is relationships. It’s not money, it’s not material objects, it’s relationships,” Bothwell said. Bothwell uses the graphic of a tree to illustrate this point. “The tree’s roots are ‘relationships’ and the trunk is ‘intentionality,’ which means being self-directed.” He explains that in retirement, you are given a gift of about 2,000 hours per year – the hours that were consumed by work – to allocate somewhere else. “You need to be intentional about how you’re going to use that time,” Bothwell said. Bothwell believes attitude plays a significant role. “Some people’s attitude about retirement is pretty negative. It’s ‘this is the end.’ And some people’s attitude is ‘I’m getting ready to go on a permanent vacation.’” Bothwell says there is typically a retirement honeymoon lasting anywhere from six to 18 months. “Then people wake up one morning and say ‘you know, I don’t really want to play golf today. I don’t have a reason to get out of bed.’ So, we’ll talk about finding meaning and purpose,” he said. The seminar will address everything from hobbies to health – and money. “But, it’s not financial planning. It’s your attitude about money,” Bothwell said.
PROFILES OF
PACE BY ADRIAN ROLLE, INTAKE MANAGER
The LIFE PACE interdisciplinary Team (IDT) is a group of healthcare professionals who work with PACE participants and their caregivers to provide the expert help they need.
Meet LIFE PACE Activities Specialist Amberly Villegas What is your role at LIFE PACE? I help to keep our participants as active and social as they want to be, based on their wishes, interests, and abilities. What do you like most about your role? I get to help our participants live the life they want to live and regain their purpose, passion, and hunger for life. I get to be the reason someone is smiling today. What could be better than that? What is your favorite success story with a PACE participant? One participant was a former pastor who enjoyed sewing beautiful dresses for dolls that he turned into bedroom centerpieces. Unfortunately, when he came into PACE he was no longer doing either, and he struggled with losing that ability. I went to work trying to figure out how I could help him and soon he had a new ministry making prayer cloths. What made you want to do your work with seniors? I want to support the generations that came before and paved the way for me to be who I am today, but are often the forgotten, the lonely, and the left behind. For someone who has had a deep passion to serve others since childhood, I would not want it any other way. How do you think LIFE PACE helps seniors to stay independent? I see LIFE PACE as a wraparound of person-centered services that help each participant in every aspect of care and life. Our individualized care plans help ensure participants have the greatest chance at successful independent living.
Make reservations for the seminar online at LIFEseniorservices.org/education or call (918) 664-9000, ext. 1181. “Our goal is to get people thinking about the challenges that retirement presents and provide some ideas on how to make it the best time of your life,” Bothwell said. If you or someone you care about could benefit from LIFE PACE, contact a LIFE PACE specialist at (918) 938-7653 or (918) 938-7660 (en Español).
www.LIFEPACE.org www.LIFEseniorservices.org
LIFE’s Vintage Newsmagazine | April 2022
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12 TIPS FOR SAFE TRAIL USE
1. ALWAYS STAY ON THE DESIGNATED TRAIL – Explorers sometimes get lost in larger recreational areas. 2. W EAR SUNSCREEN AND STAY HYDRATED – Take extra water for you and your pets. Protein bars and trail mix are good snacks to bring. Consider a sun hat, bug spray, and a walking stick.
IN OUNTA
YM
TURKE
3. LOCK YOUR CAR – Never leave valuables in your vehicle.
Your Path to Healthy Living BY JOEY MECHELLE FARQUE
Did you know that Tulsa has an interconnected system of pedestrian trails? Trails in all directions span beyond the city limits. The trail system provides paved paths along the Arkansas River and Sand Springs Expressway to the west, the Oklahoma Aquarium and Bixby’s Washington Irving Park to the south, the Creek Turnpike and Northeastern State University trailhead to the east, and the old Midland Valley Railway north to Skiatook. The trail system covers so much territory that several entities are involved in maintaining it including the City of Tulsa Parks Department, River Parks Authority, Tulsa Public Works Department, Broken Arrow Parks, Tulsa County Parks, Jenks Parks Department, and the cities of Skiatook and Sand Springs. Tulsa Parks manages 57 miles of walking trails, two skate parks, and three dog parks where people searching for ways to stay healthy can find their solution in exploring the outdoors. If you don’t live within walking distance of a park or other outdoor recreation space – or just want to enjoy new scenery – you'll find your path to fitness in the extensive trail system. NATURAL BEAUTY Tulsa is called Green Country for a reason. The area boasts gorgeous rolling hills, diverse terrain, beautiful trees, hidden bluffs, and incredible rock outcroppings, all of which you can explore through the trail system. 28
Mohawk Park at 5701 E. 36th St. N. is one of the largest municipal parks in the United States and includes marshland that supports a variety of wildlife. Bald eagles can be spotted raising their young in protected areas alongside the Arkansas River. Chandler Park at 6500 W. 21st Street has rock climbing and amazing views of the same prairie Washington Irving explored. Enjoy Tulsa’s beautiful Gathering Place while walking the Midland Valley Trail. “In the extensive community engagement we have done over the past few years, we have heard from every part of the city, all demographics, that people want to see more trails,” said Tulsa Parks Director Anna America. “People want not just a more extensive ‘big trail’ system – they want more trails and access to trails in their neighborhoods.” The city recently held a groundbreaking for Bales Park Trails, which will be located just southwest of the Interstate 44 and Highway 75 interchange. It will feature 64 acres that include a wooded area and tallgrass prairie, a 3.38-mile trail for hiking and biking, and new paved walking and biking lanes along Union Avenue. KING TURKEY When Tulsans think of hiking and running trails, their minds may go to the Turkey Mountain Urban Wilderness Area. It’s one of northeastern Oklahoma’s most unique recreation areas. The area encompasses more
LIFE’s Vintage Newsmagazine | April 2022
4. TRY NOT TO HIKE ALONE – Take a friend or two if possible, remembering there is safety in numbers. Always let someone know your plans. 5. STAY ALERT FOR BICYCLISTS, RUNNERS, AND OTHER TRAIL USERS – Some trails have separate paths for walkers. Stay on the designated side of paths shared with faster-moving athletes. 6. CHARGE YOUR CELL PHONE – Be aware you may not have a signal. Keep it off to conserve your battery if you need it for emergencies. 7. CHOOSE A TRAIL YOU CAN HANDLE – Only challenge yourself if you are familiar with the terrain. Give yourself time to build up to more difficult levels. 8. BE PREPARED – Have a map and even a GPS handy. 9. TAKE A SAFETY KIT – Pack a multi-purpose tool, whistle, first-aid kit, flashlight, a fire starter, and a lightweight rain poncho. 10. WEAR COMFORTABLE CLOTHES AND WATERPROOF SHOES – Research hiking shoes if you are just getting started with trails. 11. LIMBER UP – Stretch for at least five minutes before you hit the trail. 12. SAFETY FIRST – As always, check with your doctor before starting a new fitness regime.
MAP IT OUT
Find out more about the Tulsa-area trail system at RiverParks.org, CityofTulsa.org, INCOG.org, and TrailLink.com.
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than 300 acres of rugged parkland and is located only a few miles from bustling downtown Tulsa. The Turkey Mountain area of River Parks stretches north-south from Interstate 44 to 71st Street and from Elwood Avenue, east to the Arkansas River. The highest point on Turkey Mountain lies within the park’s boundaries, rising 300 feet above the river.
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Tim Dreiling, co-owner of Fleet Feet Tulsa/Broken Arrow and race director of the Turkey Triple Trail Races (Trail Madness, Trail Nut, and Escape from Turkey Mountain), said that Turkey Mountain is the go-to for trail runners, hikers, and mountain bikers. “The Turkey Mountain trails have been around for more than four decades but have become really popular in the last few years,” Dreiling said.
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The good news: new trails being constructed at Turkey Mountain are much more accessible to outdoor enthusiasts than the old “wild” trails, which tend to be very technical (steep, rocky, narrow). The new trails are flatter, smoother, and wider.
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Turkey Mountain offers miles of winding dirt trails and two large ponds, a large parking lot, restrooms, three covered pavilions that are available on a first-come, first-served basis, plus children’s climbing boulders.
I’m Amazing!
KEEP ON ROCKIN’ IN THE TRAIL WORLD
2. Oxley Nature Center at Mohawk Park • 6700 E. Mohawk Blvd. Oxley has more than 9 miles of trails with varying degrees of difficulty and boasts 700 plant varieties, 38 mammal species, 263 different birds, and 50 kinds of butterflies – so don’t forget your binoculars. 3. McCullough Park • 11534 E. 25th St. Renovations to this park include a large bike track, trails, a water playground, multi-sport courts, and restrooms. The east Tulsa park is located near 21st and Garnett. 4. Tulsa Botanical Gardens • 3900 Tulsa Botanic Dr. Enjoy a 1.5 mile loop around the Persimmon Grove featuring wildflowers, majestic grasses, butterflies, migrating birds, and changing leaves depending on the season. Benches can be found along the hiking trail. 5. Keystone Ancient Forest • 160 Ancient Forest Dr. Located only 20 miles west of Tulsa, the Ancient Forest is home to more than 12 miles of hiking-only trails, 500-year-old cedar trees, and 300-year-old post oak trees. The Forest’s Childers Trail is ADA accessible and only .6 miles in length. 6. Claremore Trails • 15011 E 470 Rd. This area near Claremore lake has 15-plus miles of trails that are “a favorite of mountain bikers,” according to Tim Dreiling of Fleet Feet. Hikers and nature lovers will also find lots to explore.
(NE of 21st and Sheridan)
Sheridan Terrace does not discriminate against individuals with handicaps.
“Certain trails will be designated for use by mountain bikers which will increase safety somewhat by segregating different types of trail users that frequent the area,” Dreiling said. “Two areas currently allow access to the trails of Turkey – the lower parking lot and the upper parking lot - both on Elwood north of 71st Street. More access points are planned.”
1. Lubell Park • 2910 W. 53rd St. Located just west of Turkey Mountain, this trail has a 2.2-mile loop of reasonably easy trails great for hiking, running, and biking.
(918) 835-7072 1937 S. 68th E. Ave. | Tulsa, OK
River Parks Authority is building an additional 15 miles of “engineered” trails to create more sustainability than the “wild” trails currently at Turkey, which are susceptible to severe erosion and deterioration.
Aside from Turkey Mountain, here are a few other nearby locations to check out. Many of the trails are walkable with flatter terrain, and some are even wheelchair accessible.
ts ll Pe Sma me o Welc
SM
24 Hour Service 7 Days a Week
(918) 665-1011 www.My-FirstCall.com
All employees are screened, fidelity bonded, liability insured, and drug tested.
• • • • • •
All bills paid Inside hallways Emergency call system Subsidy available Quiet location Small pets welcome
(918) 455-8400 5001 S. Hickory • Broken Arrow, OK (SE of 111th St. & 161st E. Ave.)
Treetops Apartments Independent Senior Living
Treetops does not discriminate against individuals with handicaps.
LOOKING FOR ANSWERS? Ask LIFE’s SeniorLine
Top 5 Resources for Retirement Whether you are just entering retirement or have been enjoying it for a while, Chelsea Edwards from LIFE’s SeniorLine will give you five resources that will help you make the most of your retirement.
Posted on Wednesday, April 27 www.Facebook.com/LIFEseniorservices
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LIFE’s Vintage Newsmagazine | April 2022
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MINDBENDER & PUZZLES
WORD SEARCH: RETIREMENT Find and circle all of the words.
Account Active Adventure Advice Benefits Business
Career Change Chapter Colleague Contribute Cost
Discover Dreams Family Financial Freedom Fresh
Friends Future Hobby Investment Journey Labor
Leisure Life Mentoring Money Notary Office
Opportunities Optimism Pension Planning Program Project
Relax Retirement Retreat Savings Seasonal Security
Sleep Stage Stocks Success Time Train
Travel Vacation Volunteer Wealth Wisdom Year
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LIFE’s Vintage Newsmagazine | April 2022
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PUZZLE PARTNERS
COMMONYM A commonym is a group of words that have a common trait in the three words/items listed. For example: the words; A car - A tree – An elephant – they all have trunks. Answers on page 39. Wagon – Ferris – Cart _________________________________________________ Love – Chain – Dear John _________________________________________________ Hot – Chili – Corn _________________________________________________ Bricks – Eggs – Carpets _________________________________________________ A Skyscraper – Ernest Hemingway – Mark Twain _________________________________________________ Tone – Zest – Dove _________________________________________________ Door – Grand – Nobel _________________________________________________ Pillow – Dog – Fist _________________________________________________ Dinner – Straight – Leather _________________________________________________ Labor – Columbus – Ground Hog _________________________________________________ © 2013 Wuzzles & Puzzles
BAMBOOZABLE A bamboozable is a saying/phrase that is made up of a display of words in an interesting way. The goal is to try to figure out the well-known saying, person, place or thing that each bamboozable is meant to represent. There are six bamboozables below. Answers on page 39.
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COM MENTS COM MENTS COM MENTS
LIFE’s Vintage Newsmagazine | April 2022
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Recommended Reads
Bunkering With Books BOOKS OF INDOCHINA AND VIETNAM BY CONNIE CRONLEY The Fall of Saigon on April 30, 1975, marked the end of the Vietnam War. South Vietnam surrendered to the People’s Army of Vietnam and the Viet Cong, the country was unified, and Saigon was renamed Ho Chi Minh City. That succinct statement recounts the end of the United States military involvement in Vietnam. The full history of the invasions and occupations of Vietnam – Chinese, French, Japanese, United States – could fill a library. For a scattershot snapshot, I’ve chosen three books set in Indochina and Vietnam. “THE QUIET AMERICAN” “The Quiet American,” a masterpiece of a novel by English journalist-novelist Graham Greene, was written in the mid-1950s as the French colonial rule was coming to an end and United States involvement was beginning. The novel can be read on many levels: a murder mystery, an anguished love triangle, a metaphor for the countries involved, and a commentary on a U. S. misguided foreign policy. Alden Pyle is the American who is anything but quiet in life until he becomes fatally and permanently quiet in death. The book’s title is Graham’s sarcastic joke. Young, idealistic Pyle is an American not as innocent as he is ignorant and dangerous in his uninformed but willful ignorance. The novel is narrated by Thomas Fowler, a jaded, older British journalist bitterly watching England’s worldwide empire fade and his beautiful Vietnamese mistress, Phuong, switching her
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affections to the stronger, more affluent American. She floats through the story as a pawn to foreign empire builders. The 2002 film version with Michael Caine and Brendan Fraser is good. The book itself is unforgettable. “THE LOVER” Marguerite Duras’s autobiographical novel, “The Lover,” is not for your church book club. Set in the 1920s when the French ruled Vietnam, it is the steam-heat account of her youthful affair. She’s a white girl in the colonies, 15, and he is a wealthy Chinese man 12 years older. The age difference is painful to contemplate, but she tells her story without regret and with the callousness of youth. His love for her is almost incapacitating in its intensity. There’s such deep sadness in both of them. The casual racism of the place and time is disturbing. The French, Duras’s poor family included, assume such superiority for the Chinese, their disdain is akin to contempt. The story is nonlinear, told in bits and pieces of memory like a shattered mirror, and written so precisely but poetically. “The air was blue, you could hold it in your hand. Blue the sky was the continual throbbing of the brilliance of the light.”
China Lover,” which was a virtual screenplay for the luscious film “The Lover,” narrated by burgundyvoiced Jeanne Moreau. French Indochina emerges as if from a painting. “THE THINGS THEY CARRIED” One of the most powerful books of our time is Tim O’Brien’s “The Things They Carried,” from 1990. It was described by the New York Times as one of the best fiction books of any war. Richly praised and justly studded with awards, it’s the story of an infantry company in Vietnam and so realistic it reads like a memoir. The power of the writing, one review said “leaves third-degree burns.” An example: “As a first lieutenant and platoon leader, Jimmy Cross carried a compass, maps, codebooks, binoculars, and a .45-caliber pistol that weighed 2.9 pounds fully loaded. He carried a strobe light and the responsibility for the lives of his men.” It’s a brilliant storytelling feat of memory, imagination, and guilt. As the narrator says, “I feel guilty sometimes. Forty-three years old and I’m still writing war stories...But the thing about remembering is that you don’t forget. You take your material where you find it, which is in your life, at the intersection of past and present.”
The book won the Prix Goncourt, one of France’s top literary prizes, but Duras came to dislike it and rewrote the story in more detail in “The North
LIFE’s Vintage Newsmagazine | April 2022
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To submit a Noteworthy event, contact Paula Brown at pbrown@LIFEseniorservices.org or (918) 664-9000, ext. 1207.
available to them,” said Sean Simpson, President of BASC. More than 100 informational booths will be onsite including health screening for visual acuity, hearing, glaucoma, blood pressure, diabetes, and bone density.
Time for a ‘Taste of Tulsa’ Get a Taste of Tulsa with one of the largest tasting events in the area on April 30, 2022. Thirty restaurants will serve up their favorite tastes in the annual fundraising gala for Big Brothers Big Sisters of Oklahoma. Where else can you enjoy an evening of fine foods from all different types of local restaurants, plus live and silent auctions, drinks, games, and more – all for a good cause? In its 30th year, Taste of Tulsa will benefit Big Brothers Big Sisters, the nonprofit that offers one-to-one mentoring programs designed to create positive, measurable outcomes for youth. The organization makes monitored matches between adult volunteers, known as “Bigs,” and children, or “Littles,” ages 6 through 18. Mentors work to develop relationships that have a direct and lasting effect on the lives of young people, creating educational success, avoidance of risky behaviors, higher aspirations, greater confidence, and better social interactions. BBBS “Bigs” get to share life experiences with their “Littles” that help to expand their worlds in new ways. For more information about the organization or event, visit bbbsok.org, tasteoftulsa.org, or call (918) 728-7914. Hard Rock Hotel & Casino’s Sequoyah Ballroom 777 W. Cherokee St. • Catoosa Saturday, April 30 • 6 p.m.
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Enjoy Broken Arrow's Free Senior Center Resource & Health Fair Hosted by the Broken Arrow Senior Center, the 30th Annual Resource & Health Fair is a free event benefiting older adults and their families in the Tulsa and Broken Arrow area. The 2022 event will be held Friday, April 29 from 9 a.m. to 1:30 p.m. at the Central Park
Community Center, 1500 S. Main. “This health fair is successful year after year because it draws a wide audience, and it’s the only event in Broken Arrow designed to help people 55 and up and their families discover resources
“Preventative care is a primary focus of our programming,” Simpson said. “It is more than just helping raise awareness about the importance of health screenings and healthy living. It’s our goal that older adults have access to information so they can make informed decisions about their physical, emotional, social, and intellectual health.” Whether you are considering aging in place, Medicare supplements, independent living, or long-term care, you will find answers at the Senior Resource & Health Fair.
will be for sale on both dates. Potted rhizomes will be priced at $10, while new varieties from hybridizing nurseries will sell for $20-$60. There will also be hard-to-find historic irises available.
Beauty Abounds at the 2022 Tulsa Iris Society Show and Sale The Tulsa Area Iris Society show and plant sale will be held over two Saturdays, April 23 and April 30. Attendees can see prize-winning blooms produced by area gardeners competing in different categories and purchase iris rhizomes to plant in their own gardens.
The show and sale on Saturday, April 23 is from 12 to 4 p.m. and will feature early-bloomers like miniature tall-bearded, border-bearded, and early tallbearded. On Saturday, April 30 from 12 to 4 p.m., the show and sale will include mostly tallbearded and Louisiana iris. Irises
“Iris have been considered a royal flower for centuries because of their elegance and array of hues, as they come in every color from black to white, and many have an array of blended or stippled colors on each bloom,” said Jerry James, club historian. “They are wonderful as both cut flowers and in gardens by themselves, or in landscapes and English gardens.” Location: Tulsa Garden Center, 2435 S. Peoria Ave. Admission is free. For more information, email tulsairis@gmail.com or call (918) 863-9399. You can also visit tulsairis.org/events.html or Tulsa Area Iris Society on Facebook.
LIFE’s Vintage Newsmagazine | April 2022
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SHARE YOUR TIME & TALENT To submit a volunteer opportunity, contact Paula Brown at pbrown@LIFEseniorservices.org or (918) 664-9000, ext. 1207.
Time is free, but it's priceless. You can't own it, but you can use it. You can't keep it, but you can spend it. Once you've lost it you can never get it back. – Harvey Mackay
LIFE's Senior LIFEstyle & Wellness Expo
With 150-plus exhibitors and more than 2,000 older adults and family caregivers attending, the Senior LIFEstyle & Wellness Expo is the largest senior event in Oklahoma. The event will be held on Tuesday, July 12, 8:30 a.m. – 2:30 p.m., but there are many volunteer opportunities both before and the day of the event. LIFE Senior Services is looking for vendor assistants, greeters, roamers, set-up volunteers, and more. If you are interested in volunteering for this exciting event, please contact Carrie at (918) 664-9000, ext. 1255 or by email at cclevenger@LIFEseniorservices.org.
T he Center for Individuals With Physical Challenges The Center for Individuals with Physical Challenges is dedicated to enhancing the lives of persons with physical disabilities through involvement in a variety of activities and opportunities. They are recruiting volunteers for involvement throughout programs including rehabilitative fitness, adaptive recreation, adaptive sports, and youth services. For additional information on how to become involved, please contact Margie Crossno at mcrossno@tulsacenter.org or (918) 794-4510.
The Bridges Foundation The Bridges Foundation’s mission is to enhance the quality of life for individuals with unique capabilities, their families, and the community through education, training, employment services, and advocacy. Volunteers can help at their Mercantile Shop in Jenks by assisting clients with creative projects or food production. Another opportunity is to help in the office where you would engage with clients and their projects. For more information or to receive an application, contact Diane Powell at (918) 299-2656 or dpowell@thebridgesfound. org, or visit www.bridgestulsa.org.
LIFE’s Vintage Housing LIFE’s Vintage Housing is looking for volunteers. Each of the 17 Vintage Housing properties needs volunteers for such projects as gardening with residents, playing board games, teaching residents new skills in art, music, technology, and fitness, and lending a helping hand with seasonal chores such as ceiling fan cleaning. There are Vintage Housing communities in 17 locations in Tulsa and the surrounding area including Broken Arrow, Jenks, Owasso, Sand Springs, and Sapulpa. Share your time and talent with Vintage Housing! For more information email cclevenger@LIFEseniorservices.org.
For more information about these volunteer opportunities, call LIFE's volunteer program at (918) 664-9000.
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LIFE’s Vintage Newsmagazine | April 2022
www.LIFEseniorservices.org
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LIFE’s Vintage Newsmagazine | April 2022
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Assistance Animals What You Need to Know
BY MICKEY HINDS, LEGAL AID SERVICES OF OKLAHOMA, INC.
W
hen you think about an assistance animal, a seeing-eye dog probably comes to mind. Today, there are many kinds of assistance animals. An assistance animal can be a dog, cat, guinea pig, lizard, bird, or any other animal. A simple definition of an assistance animal is any animal that helps to alleviate the symptoms of a person’s disability or disabilities. These disabilities can be mental or physical. More often than not, it is impossible to tell if a person has a disability based on their outward appearance.
FAIR HOUSING ACT
Under the Fair Housing Act (FHA) individuals with disabilities may request reasonable accommodations for their assistance animal(s). The term “assistance animal” applies to animals like service animals, therapy animals, support animals, comfort animals, and emotional support animals, just to name a few. Consider Barbara who had a stroke that left her with mobility issues, anxiety, and depression. Barbara has a walker and a wheelchair to help her get around, but Barbara’s assistance animal, a
turtle named Maurice, is just as important. Maurice helps alleviate her anxiety and his presence is reassuring and calming to Barbara. Another example of an assistance animal is Coco, a Siberian husky belonging to John. Coco alerts John when his blood sugar is out of normal range. Neither Maurice nor Coco is considered a pet. If you have an assistance animal and are looking for a home to rent you might be required to provide written verification of the need for your assistance animal. This verification letter can be written by anyone who is intimately familiar with your disability and does not have to be provided by a physician. The Fair Housing Act specifies that after your landlord accepts the verification, he or she should waive any pet deposit or no-pet policy. This provision of the Fair Housing Act does not, however, protect a tenant from liability for any damages to the property that an assistance animal causes. Damages will have to be paid to the landlord.
• Control the animal(s) at all times • Clean up behind the animal • Follow all laws and ordinances that pertain to owners of animals • Repair or pay for any damage caused by the assistance animal in the dwelling unit or common areas of the property • When required, show the connection between the request for each assistance animal and the disability with which the animal provides assistance
LANDLORD LIMITATIONS
When a person with a disability asks permission to have an assistance animal in the unit, the landlord: •M ay not refuse to grant the request, unless granting the request would impose an undue financial or administrative burden or, or fundamentally alter the nature, program, or services provided by the landlord •M ay not refuse to grant a request for an assistance animal because of the breed of the animal •M ay not deny a request for an assistance animal without offering a suitable alternative •M ay not require a person with a disability to provide specific health information to prove the need for the animal •M ay not require the person with the disability to complete a specific form in order to have the request considered •M ay not demand certification or registration for the assistance animal •M ay not, without proper cause, limit the number of assistance animals that a tenant may have Persons experiencing discrimination because of a disability can reach out to a myriad of resources and can file a housing discrimination complaint with the Department of Housing and Urban Development (HUD) or the Office of Civil Rights Enforcement. Or, a person can file a lawsuit in federal or state court. The information in this article was provided courtesy of The Fair Housing Project at Legal Aid Services of Oklahoma, Inc.
TENANT RESPONSIBILITIES When a landlord grants an accommodation for an assistance animal, the tenant has a duty to:
• Follow all other terms and conditions of the lease – especially those that apply to the animal(s) The work that provided the basis for this publication was supported by funding under a grant with the U.S. Department of Housing and Urban Development. The substance and findings of the work are dedicated to the public. The author and publisher are solely responsible for the accuracy of the statements and interpretations contained in this publication. Such interpretations do not necessarily reflect the views of the Federal Government.
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LIFE’s Vintage Newsmagazine | April 2022
www.LIFEseniorservices.org
CLASSIFIEDS
LIFE’s Vintage Newsmagazine does not endorse advertiser products or services. The publisher reserves the right to refuse any advertising.
BIBLE STUDY Weekly Bible Reading Session Join us in reading, explaining and discussing the bible on Tuesday nights 7:00 p.m. CST and 8:00 p.m. EST. Questions are always welcome. Perfect for those who cannot get out of the house. No need to drive anywhere. Call (918) 872-1400.
CARPET CLEANING ALL PRO Carpet Cleaning Senior and caregiver discounts. Carpet, furniture, rug cleaning. Pet odor removed and Teflon protectant available. Emergency water extraction. Residential and commercial services. Professional truck mount steam cleaning. Carpet repairs and restretching. Prompt, professional, quality service at a fair price. Certified, insured. Veteran owned and operated. Call Thomas Fink, owner/technician, for free estimate (918) 636-6303.
CEMETERY LOTS Adjoining Plots in Memorial Park Prime location. Priced to sell. Section 12, Lot 185, Spaces 3 & 4 for $3,000. Call Pris (918) 446-0318. Cemetery Lots Memorial Park, Tulsa Two prime lots in Section 28, Garden of the Apostles. $1,500 for each, will not divide. Shaded by two trees, in the middle of the cemetery. Beautiful view. (918) 697-5505. Memorial Park – Garden of the Apostles Four spaces including vaults at Memorial Park Section 28-Lot V35. Retail value $2,850 each. Will sell all 4 spaces for $8,500. Call (918) 855-2211 or email Bday@cbtulsa.com. Memorial Park Plots For Sale Spaces 5 & 6 Lot 180 Section 37 and spaces 1,2,3,4,5,6 Lot 172 Section 43. Asking $1,000 each. Buyer pays transfer fee. (918) 284-5089. Two Adults Interment Spaces Located at Memorial Burial Park at 51st and Memorial Drive, Tulsa, OK 74145. Two adult interment spaces in section 46, lot 42, space 8 and section 46, lot 43, space 5. Total price is $2,025. Contact Larry Forrest at (918) 340-8627.
CLEANING Live Beautifully! You Deserve It! Here at Moore Cleaning; we want your house to be beautiful. We have over 19 years experience; and references from our loyal customers. Also offering window cleaning and organizing. We customize our cleaning to meet your needs. Safely cleaning with masks and social distancing if preferred. Reasonable
rates. Please call today to set up your appointment. Marybelle Moore (918) 671-5065. Marybellemoore111@gmail.com. Window Cleaning & Housecleaning Window Cleaning. House Cleaning. Home, Apartment – move in or move out. Deep Cleaning. Organization. Light Fixtures and Mirrors Experienced and Reasonable. Call (918) 404-2575.
DAYTIME CARE Daytime Care For Older Loved Ones LIFE’s Adult Day Health offers convenient, affordable daytime care at three locations in Tulsa and Broken Arrow. For more information, call LIFE’s Adult Day Health at (918) 664-9000.
ESTATE SALES
2MS Estate Sales...Tulsa’s Finest! Downsizing? Estate Liquidation? Let us take the worry away and Maximize your return. No out of pocket expense. We specialize in senior transitions, with over 20 years in the senior housing market. My team includes realtors, moving company, senior housing and attorneys if needed. Please contact Michelle Reed (918) 691-5893 or Atulsa@aol.com also Facebook 2MSestatesalestulsa for a Free consultation.
FINANCIAL/INSURANCE Final Expense Life Insurance Are you overpaying for burial insurance? We are Tulsa Life Insurance Brokers with access to several premium national Insurance companies. We will find you the best coverage at the lowest cost. A+ BBB rating! Call for your free consultation. Mike Corey, North American Senior Benefits, (918) 516-5173. Medicare Assistance Program The Medicare Assistance Program (MAP) at LIFE Senior Services provides accurate information, counseling and assistance relating to Medicare benefits for Medicare beneficiaries, their representatives and persons soon to be eligible for Medicare. Call MAP at LIFE Senior Services (918) 664-9000 or toll-free at (866) 664-9009. Need A New Medicare Plan? The Medicare Supplement Store at Promenade Mall is your “One-StopShop” for Medicare Supplements, Advantage Plans, & Drug Plans. We can give you a quote from top-rated carriers like: Aetna, Blue Cross, Humana, GlobalHealth, UnitedHealthCare, Mutual of Omaha and others. For information, call Bob Archer today (918) 814-5550.
www.LIFEseniorservices.org
True Freedom Home Care Plans These plans cover assistance with meal prep, bathing, laundry, grocery shopping, medication reminders and more in the privacy and comfort of your own home. No medical underwriting, no claim forms, no deductible, and no age limits. Platinum, Gold, Silver and Bronze plans available nationwide. Call or text Cindy Johnson at (918) 619-5919 to request a mailed copy of the plan brochure or appointment.
FOR SALE Fostoria Crystal Hand-etched chintz crystal. Over 150 pieces. Goblets, wine glasses, sherbets, plates, cups, saucers, torte plates, relish dishes, serving dishes, fruit bowls, cake plates, nappys, salt and peppers, double candlesticks,ice bucket plus more! Approximate 1945 retail cost $4200. Make an offer. No individual sales. (918) 663-3528. Stamp Collection Unique US stamp collection. 1945-1982. 20 plus binders of blocks of new stamps. First day covers commemorative issues. Some binders approximately $50 in stamp value alone. Outstanding when reviewed by a Tulsa stamp collector president. If interested, please call (918) 527-3528.
GARDENING/LAWN CARE AAA Lawns & More Total lawn care. Lawn Mowing. Leaf removal. Gutter clean-up. Specialist in fence/property line lawn clean-up. Stump grinding and small tree work. Dedicated to making your lawn look its best. Insured, honest, experienced and dependable. Veteran-owned. We are a small company with personal service. References available. FREE ESTIMATES. Call Larry. (918) 361-1299. A+ Lawn Maintenance Senior Discount! Reasonable Rates! Spring clean-up, leaf removal, gutters and hauling. Call (918) 697-4321. Kimble Davis Tree Company Family-owned and operated. Specializing in all aspects of tree care: restoration, pruning/ thinning, removal, stump grinding, hedge trimming, firewood available. Serving Tulsa for 25 years. References. Member BBB. Insured. ISA certified arborist. Check us out at www.kdtreeco.com. Call Kimble at (918) 853-5383. Mower Repair / Maintenance All brands – Riders, ZTR's, Walk-behinds, UTV’s / ATV’s. Top Quality work, ASE certified Mechanic. Pick-up and Delivery available. Tulsa and surrounding
counties. Maintenance specials include pick-up and delivery 10 a.m. to 7 p.m. Call Scott (918) 519-3869.
HOME REPAIR/REMODELING
A Handy Helping Hand Professional home maintenance, painting, and improvements. Whether you’re making overdue repairs, sprucing up your home and garden, or optimizing your home’s “sale-ability” potential, call Joe Surowiak with A Handy Helping Hand. Professional results. Competitive rates. (918) 520-0333.
Allen’s Handyman Services of Tulsa “Your Home Improvement and Repair Specialist.” 22 years serving Tulsa seniors. “One call can do it all.” 10% senior discount. Insured. All work guaranteed in writing. No pay until job is completed. Plumbing, drain cleaning, grab bars, electrical, carpentry, painting, seamless guttering installation/ repair/cleaning. Dryer vent cleaning. Roof, tile and drywall repair. Wood siding/trim replacement. Deck repair, power washing, staining. Tree trimming. No job too small. For free estimate, call Allen at (918) 630-0394. Big C’s Plumbing Services Your one stop Plumbing Shop! Call us and I guarantee you will never have to call another plumbing company. Licensed, bonded and insured for your protection....Call (918) 855-9216, tell us you saw us in the Vintage Newsmagazine receive an automatic 10% discount....call us now. Bumgartner Plumbing Licensed, with over 40 years of experience. Rates are low and based on the job, not the hour. No service call fee or travel time charge. Senior and caregiver discount. Plumbing service and repair our specialty. Honest, professional service you can count on. Lic. #82750. (918) 355-4747. Burton Painting Specializing in all aspects of exterior and interior home painting. Staining, sealing, and painting faux finishes. Decks, fences, cabinets and floors. Free estimates. 30+ years of experience. Reliable, courteous, professional service. Fully insured. (918) 378-2858. Dave’s Heat and Air, Inc. Licensed, insured, and bonded. Honest and reliable service for over 30 years. Competitive rates. Specializing in heating and air conditioning service and repair. All makes and models. Residential and light commercial. Tulsa metro area. Family-owned and operated. (918) 437-8101.
LIFE’s Vintage Newsmagazine | April 2022
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CLASSIFIEDS Doc J’s Heat and Air LLC Avoid costly repairs and breakdowns and save on service, repairs and replacements with our yearly maintenance plan. Mention this ad & get $25 off our Spring air conditioner tune-up service. Financing, free estimates and senior discounts. Call Doc J today (918) 921-4240, docj@docjsheatandair.com. Handyman & Construction Services 30 Years Experience! All Handicap Accessories – grab bars, handicap access abilities; Framing, Drywall, Tape & Bed; Texture & Paint, Plumbing, Electrical, Tile, Laminate & Wood Floors. Free Estimates, Competitive Rates, Professional Service. Call Craig (918) 892-4168. In a Jam? Services Around the home repairs or replacements, inside and out. Fence Repair/Replacement, Power Washing, Gutter Cleanout, Garage/ Attic Cleanout, Haul-off, Leaf/Snow Removal, Staining/Painting, Drywall Patching/Replacement, Tile/Flooring, Deck Repair, and much more! No job is too small, have any questions, please give me a call. Joe Moody (918) 740-7209 INAJAMSERVICES77@gmail.com Same Day Services Light Hauling /Light Moving – help you rearrange room furniture, lawns-grass mowing/small paint jobs/cleanup/ fence repair/light construction/sheet rock tile repair – We are honest dependable. References. Call (918) 313-5230. Scrap Metal Haul Off Free haul off/pick up of appliances such as washers, dryers, refrigerators, air conditioners, hot water tanks and any scrap metal. Call John at (918) 313-4405.
HOUSING Mother-In-Law Suite For Rent Oversized Mother-In-Law Suite available. Located at 75th & Birmingham by ORU this updated suite provides necessities for seniors. Washer, dryer, cable, microwave, dishwasher, good size closets, low rise shower. Wheel chair accessible. 24 hour security. $800 per month with all bills paid. Call (918) 491-9929.
LEGAL Full Service Estate Planning Law Firm Trusts, Wills, Gift and Tax Planning, Powers of Attorneys and more! With offices in Sand Springs and Tulsa. Discount to Veterans and Retired Teachers. Willing to meet you in your place for no extra charge! Call Penni of the Skillern Law Firm at (918) 805-2511. www.skillernlaw.com Need Legal Help? Call Me First. Ramona Jones, Attorney at Law. Why travel when we can do a video conference? Wills,
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trusts, deeds, advance directives, powers of attorney, probate, divorces, civil, DUI, criminal, guardianships, adoptions and more. Also paperwork for limited scope representation. Credit cards accepted. (918) 585-2255. Protect Your Family. Preserve Your Legacy. Whether you are planning your estate or need help with a loved one who may be financially exploited, South Tulsa Law will represent you effectively and compassionately. We work in all areas of estate planning and probate, trusts and trust litigation, guardianship, and elder exploitation. Call (918) 512-1800 or visit www.southtulsalaw.com. m.
NOTARY
Notary Services Available 24/7 Notary available. Never closed. Will come to your home. Will go to hospitals, nursing homes, private homes as needed. Call Joanne at (918) 282-8230.
OIL AND GAS Mineral, Oil/Gas Interests Want to purchase minerals and oil/ gas interests. Send details to P.O. Box 13557, Denver, CO, 80201
PERSONAL ASSISTANCE AFFORDABLE ORGANIZING WITH AN EXECUTIVE TOUCH Too busy to stay organized? Overwhelmed? Return harmony to your home and life. We help with: Downsizing, relocating (pack & unpack). Set up home office, nurseries, dorms. One room or entire house. Monthly maintenance. Disperse unwanted possessions, electronics, chemicals. Seasonal transitioning. Prepare for guests. Call Pat at Organize to Harmonize: (918) 200-5991. Bobbi and Bob’s Personal & Business Assistance Personally assist in driving to beauty shop, medical appointments, and other destinations; provide accounting, secretarial, and specialized administrative assistance; help with businessrelated matters; serve as liaison with physicians/healthcare personnel; resolve Medicare and medical insurance issues. Bobbi Warshaw, MPH and Bob Warshaw, MBA (918) 852-5302, bobbi.warshaw@att.net Compassionate Senior Services We offer a wide variety of services for seniors. Whether it's: Rides, Errands, Meal Preparation, Companionship, or Sitting With A Loved One, we're here to help. We offer competitive rates and Smiles are always free. 24 hour Care Available. Contact Christie at (918) 934-7986. Financial Organizer/Liaison Do you or a loved one need help keeping up with mail, balancing
LIFE’s Vintage Newsmagazine | April 2022
a checkbook, paying bills, making phone calls, organizing or preparing for tax time? I can help! I will work with you or act as a liaison between family members. Call or email me to discuss options. Essential Strategy Consulting, LLC. Gwen Stevens (918) 557-5259, esc9315@gmail.com Home Health Services Tulsa’s Affordable Home Care offer’s compassionate, quality home care services to individuals. We provide the following services: bathing and dressing, companionship, exercise, grocery shopping, laundry, light housekeeping, medication reminders, meal planning and preparation, oral and personal hygiene, respite care for family caregivers. Please call (918) 622-7820 and schedule a free consultation!!! Kind Hands Home Care, LLC We are a team of dedicated health care professionals who work hard in order to keep our clients in their homes safely and well taken care of. 12 to 24 hour shifts available. For information please call or message Delia at (405) 714-8016. Ms Pac Ma'am Need help packing or organizing? I can pack boxes for moving, downsizing or decluttering. I can help organize rooms, closets, attics or garages providing you more space. Flexible hours – day or evening. Lots of experience. References available. Jacki (918) 922-9558.
PERSONAL SAFETY HALO Medical Alarms Worried about falling? HALO provides medical alert services for those at home or on the go who may need help in an emergency. HALO allows you to get help at the push of a button which is worn as a necklace or wristband. We offer a variety of choices to best fit your needs. Check out the HALO products at our retail store – T-Town Mobility at 61st & Sheridan (918) 392-0566 or (877) 747-HALO (4256). SAFETY GRAB BAR SUPPLY AND INSTALLATION Including handicap accessories for Residential, Commercial, Decorative, Indoor/Outdoor, Stairways, Bathrooms, and more. Secure your space, whether existing, remodeling or new construction, we handle it all. Call before you fall! Free Estimates. Licensed & Insured with over 20 years experience. Grab Bars of Tulsa, (918) 619-7324.
PERSONAL SERVICES Affordable Hairstyling In-Home or My Shop With 35 years’ experience, I can help with all of your hairstyling needs. I will come to your home, the hospital, rehab or you can come to my shop. In-shop special: haircut $7 for first time customers only and perms for $45. Senior special pricing can’t be
beat! Available Tuesday – Saturday. A Mane Event hairstyling, located near 11th and Yale at 937 South Canton. Call Mary Wilkinson at (918) 834-2686. Following CDC Guidelines – masks worn, temperature taken, safe environment. In Home Beauty Services of Tulsa We provide haircutting services to our clients, men and women who are unable to leave there homes, are disabled, in hospice care, or independent living...$25 - $30. We make it easy and come to you! Licensed. Contact Sherry (918) 630-6274. Salon Retro Hair care for men and women, specializing in senior clients. This month’s special – First time customers receive one of the following for $12: Haircut or Style or Manicure. $45 for cut and perm. Pedicures are $20. Very Experienced Hairdressers! Come see us in Midtown at Highland Plaza, 5661 East 41st Street (corner of 41st and Hudson). (918) 742-3440.
PET CARE Dog Walker The Woof Pack Tulsa: Dependable dog walking services for your fourlegged family in Tulsa. Helping you take care of your furry friends when you're out! We offer dog walking and pet pop-ins. Insured. Call or text us at (918) 770-6699. Visit our website at www.thewoofpacktulsa.com. Home Veterinary Care Experience Tulsa’s most convenient veterinary service in the comfort of your own home. Our goal is to develop a personal relationship with each of our clients and patients. Contact us today to schedule your house call appointment. Call (918) 892-9382 or email DrFielstra@gmail.com or visit us at www.homevetcaretulsa.com.
SENIOR MOVE MANAGEMENT SHOULD I MOVE, OR SHOULD I STAY? Can't decide whether to Age in Place, or move? Feeling Overwhelmed? We can help. We are your One Source for Downsizing, Moving, Aging in Place, Estate Sales, Selling Home, Selecting a Community, Etc. www.MatureTransitionsOfTulsa. com. (918) 309-6120 or (918) 605-1480.
SOCIAL Single Seniors (50+) Are you over 50, single, divorced or widowed? We are a fun-loving group of single seniors over 50. We meet every Wednesday, 11:15 a.m. – 4 p.m. at the Buffet Palace, 10934 East 21st Street. We eat at 11:15 a.m., have a short meeting and then play cards. Join us for great fun and fellowship. Questions, call Beverly at (918) 272-1049.
www.LIFEseniorservices.org
TRANSPORTATION My Driver Transportation Service Let me do the driving. To and from work, airport, shopping, errands, post office, appointments. Also, LIFT VAN transportation available. Able to assist getting to and from bed. Senior sitting. Also, small breed dog boarding. 20 years experience. CLEET certified and licensed. References. Member, Better Business Bureau. (918) 491-9929.
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VACATION SPOT Meadow Lake Ranch in Sand Springs! Enjoy spring break in one of our authentic log cabins with fishing & plenty of dude ranch activities! The ranch offers unique venues for weddings, meetings, parties, & more with our indoor spaces & outdoor patios. Visit www.meadowlakeranch.com or give Susie a call at (918) 494-6000.
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JUST DO IT! If you've been looking for a way you can make a difference, consider joining the Millennium Hospice team as a volunteer. Caregiver relief is so important during this difficult time. Volunteers provide that by sitting with patients for an hour or so. Training is provided. (918) 493-6555.
Phone Number: Email Address:
Volunteer for LIFE Discover the variety of volunteer opportunities that LIFE Senior Services has to offer. Whether you want to volunteer within the organization or with one of our local non-profit or public agencies, we can find the best fit for you. (918) 664-9000.
In appreciation of contributions to LIFE Senior Services received in February 2022.
We sincerely apologize for any error or omission. Due to publication deadlines, acknowledgment of gifts may take up to 60 days in the Vintage Newsmagazine. If there is an error, please call Rickye Wilson at (918) 664-9000, ext. 1213.
Ms. Sara M. Allen Anonymous Ascension St. John Bank of Oklahoma Edith Bell Benevity, Inc. Blue Cross and Blue Shield of Oklahoma V. J. Blum Lisa Bolton Jean Bouse Avery Boyd Robyn Brooks Richard Brown Church of St. Mary Jeff and Cris Cox Robert & Susan Cronk Laurie M. Crowder Charles Danley David E. & Cassie L. Temple Foundation Ron and Lindsay Fick Manuella R. Glore Angie Grande John & Marilyn Hartman David & Karen Hiebert
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APRIL ANSWERS
For puzzles, see pages 30-31
COMMONYMS 6. 7. 8. 9. 10.
IN MEMORY OF Zelda Carroll In Memory of JT Baker Francis Ferrantino In Memory of Alofonso Ferrantino Theresa M. Finck and Mary Ann Finck In Memory of Theresa Ann Finck Doris R. McGuire In Memory of Irv McGuire
LIFE
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Wheels Letters Types of Dogs They are Laid All Have Stories
Sandra Shea Louise Smith Rich and Marilyn Thompson University Village Retirement Community Williams Vince and Beverly Zardus
SUPPORT
CUT OUT AND MAIL TO: LIFE Senior Services 5330 E. 31st St., Ste. 800 Tulsa, OK 74135
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Philip & Sandra Hill Samuel & Sherri Jenkins C. Kenneth Johnson Madanelle Kirk Charles & Eleanor Lake Brenda Larrabee & James Francis T. G. Lindsey Nathan Long Mabrey Bank Rob & Mary Martinovich Janet Miller Montereau, Inc. Rhonda C. Moore NanoPac, Inc. ONEOK Cynthia Outlaw Mary Reilly John and Iva Reynolds Lillian Reynolds Carlton N. Rowton Saint Francis Health System Bobby D. Sayre Tim & Kristen Schooley Ginny Schulte
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TO ADVERTISE, CONTACT:
Bernie Dornblaser (918) 664-9000, ext. 1206 or bdornblaser@LIFEseniorservices.org
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3 WAYS TO MAKE A DONATION: 1. BY MAILING CASH OR A CHECK Complete and mail in the form below to the listed address.
2. ONLINE
Visit www.LIFEseniorservices.org, click the support LIFE tab and select the donate to LIFE option.
3. BY PHONE
Call (918) 664-9000, ext. 1213.
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www.LIFEseniorservices.org
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If you are mailing cash or a check please cut out this form and mail it to: LIFE Senior Services | 5330 E. 31st St., Ste. 800 | Tulsa, OK 74135
LIFE’s Vintage Newsmagazine | April 2022
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Straight answers to your Medicare questions. Join us at a seminar to learn more about Senior Health Plan – the only Medicare Advantage plan with in-network access to Saint Francis and Ascension St. John.
CommunityCare Senior Center 4720 S. Harvard Ave., Ste. 103 Wednesday, April 6, 13, 20, 27 - 10 a.m. Thursday, April 7, 14, 21, 28 - 2 p.m. Other seminar locations also available.
Call us today to register to attend a seminar or to learn more. 918-594-5251 Monday – Friday, 8 a.m. – 6 p.m. (TTY 1-800-722-0353). www.ccokadvantage.com
For accommodation of persons with special needs at meetings, call 918-594-5251 (TTY/TDD users call 1-800-722-0353). CommunityCare Choice, Inc. is an HMO plan with a Medicare contract. Enrollment in CommunityCare Choice, Inc. depends on contract renewal. The Senior Health Plan service area includes Tulsa, Creek, Craig, Hughes, Mayes, Muskogee, McIntosh, Nowata, Okmulgee, Osage, Pawnee, Pittsburg, Rogers, Wagoner, and Washington Counties. Please call Customer Service for assistance at 918-594-5323 (TTY:1-800-722-0353), Monday–Sunday and some holidays from 8 a.m.–8 p.m. October 1–March 31 and Monday–Friday from 8 a.m.–8 p.m. April 1–September 30. Y0131_2022 SHP Seminar_M