NOVEMBER | DECEMBER 2015
COMPLIMENTARY COPY
Education-Lifestyle Magazine serving County Women in Loudoun, Arlington, Prince Wm and Winchester City
ESTATE PLANNING?
Ask Attorney DAWN M. DALE
NO!
It’s not a Diet-It is The Healthy ©
WEIGH NOW
VA Business WOMEN’S CONFERENCE NOV 20, 2015
What She Needs at Every Age
WOMAN to WOMAN
Happy 4th Anniversary Virginia Woman
S K L A T TINA
er b m a h C n u o d u o L d n a y Conference, Communit
The Healthy Weigh Now By Dr. Kenneth M. Brooks, FACC
M
ost of us are consuming too many processed foods, refined sugars, and starches such as grains, sweets, snack foods, etc . In order to regulate blood sugar, our pancreas secretes insulin to metabolize sugar (glucose). We don’t realize when carbohydrates are eaten, they are broken down into glucose, and whatever is not metabolized for energy is converted and stored as fat. When too many carbohydrates are consumed, the pancreas has to work too hard, resulting in insulin resistance. This leads to a drop in blood sugar which causes cravings for sugar and carbohydrates, beginning a vicious cycle of overeating, fat storage, and weight gain. The Healthy Weigh Now’s easy 3 Level Weight Loss Plan stops the cycle, promotes weight loss by using the fat your body has stored, and burns that fat for energy. Weekly meetings with our trained coaches guide you on the journey to a healthy weight. After weight loss, we are committed to providing you knowledge and guidance to maintain your weight loss for a life time. Our program is medically supervised by board certified Cardiologists who work closely with clients that have medical conditions. Whether you have 10 pounds or over 100 pounds to lose,
Features/Highlights: Lose Weight and Keep it OFF! Personal Weekly Coaching with Body Composition Free Seminars Weekly Three Locations
THE HEALTHY WEIGH NOW is your key to success.
Call today for an appointment 703 707 8383 Delicious Food And GLUTEN FREE Maintenance Lifetime Programs 1830 Town Center Drive Suite 401 Reston, VA 44055 Riverside Parkway Suite 244 Lansdowne, VA 3023 Hamaker Court Suite 100 Fairfax,VA
See quick results -- clients lose 2-5 lbs per week The Healthy Weigh Now can help:
√ Improve health by reducing blood pressure, insulin, and cholesterol
√ Lose fat and maintain muscle mass √ Learn valuable tools to assist in weight maintenance. For more information and to start losing today 703-707-8383 2
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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3 Steps Toward YOUR Success! Top Top 55 Questions Questions From From Our Our Clients Clients
The Healthy Weigh Now
1. Why do I need to attend the introductory seminar? We feel it is imperative that our clients understand the science behind our gluten-free, low carbohydrate weight loss program, including why we gain weight, why we have difficulty losing weight and maintaining weight loss. One of our supervising, Board Certified Cardiologists will present this information in an informal, open forum. Our coaching staff is on hand to describe a typical day on our plan, and to offer advice from personal and professional experience. Clients have the opportunity to sample some of our favorite meal replacement supplements and snacks, with ample time for questions. An informed client is a successful client! 2. How is this diet different from others on the market? “Diets” don’t work. Clients have to be ready for a lifestyle change. If you follow our gluten-free, low-carb, low calorie plan, you will lose weight, but if you go back to your old habits once you reach your goal, you will gain back the weight. We offer one-on-one, weekly, face-to-face coaching with our trained staff, which is medically supervised. We offer a 3-level weight loss plan with a lifetime of coaching for a one-time fee. Once you are a client, you are always a client, from weight loss to transition and into a low-carb maintenance lifestyle. 3. What does “medically supervised” mean? Our Medical Director is a Board-Certified Cardiologist, who is available to our staff for questions or consultation if medical needs arise. He personally calls clients’ physicians to discuss our program and ensure clients are approved to participate. We currently have two nurses on staff who work closely with the physicians and other coaches, as well. 4. What happens during the coaching visits? The weekly coaching visits are a time of education, accountability, planning and progress review. You will receive a body composition analysis (weight, BMI, body fat %, lean body mass, hydration), and body measurements (chest, arm, waist, hips, thigh), as well as encouragement, tips for success, and strategies for improvement (if needed).
Dr. Kenneth M. Brooks, FACC
FACC Board Certified Cardiologist and Medical Director THWN Dr. Brooks has been in practice as an interventional cardiologist for more than 30 years addressing the ravages of a modern lifestyle that has led to an obesity epidemic. He has seen thousands of patients with high blood pressure, diabetes , high cholesterol, and has been frustrated by the increased need for medications. After extensive research on the effect of GLUTEN Dr. Brooks launched his own product line - The Healthy Weigh NowTM. Dr. Brooks is married and lives in Northern VA. educate. empower. inspire. inform.
5. Who are the coaches? With a passion for health and wellness, we come from various backgrounds and educational experiences and draw on each other’s strengths: nursing, cardiology, sociology, addictions behavior, fitness, wellness, nutrition and an understanding of the issues surrounding obesity. Plus, many of our coaches have a personal history of obesity and weight loss.
An experience...not just an appointment! Jennifer “GiGi” Pilgrim, Owner
703 777 6248
11 West Market Street Leesburg, VA 20175 www.GigisHairDesign.com Ask about VA Business Conference and Holiday Specials thru 12/5/2015
Learn the science, art and psychology behind your style.
R E V E AL T HE BEST YOU.
703.919.5244 | WWW.CYNDYPORTER.COM
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Care for every amazing mother, wife, friend, daughter and wonderful woman you’ll be
Each new life stage brings new needs in healthcare. At Novant Health, we understand that your unique health needs change over time. That’s why our women’s health professionals use their expertise to create an environment of focused care for the amazing woman you are now and for every amazing woman you’ll be.
Learn more at NovantHealth.org/women Making healthcare remarkable
Table of Contents
november/december 2015
publisher’s page 7
PO BOX 802 | MCLEAN, VA 22101 | WWW.LOUDOUNWOMANMAGAZINE.COM
Holiday Wishes
Publisher / CEO: Dorri C. Scott
health and wellness 2 5 11 12 13 15 24 25
Copy Editor and Digital Services Chelsea Snyder
The Healthy Weigh Now© Novant Health Her Health Goals Women and Alzheimer’s Stress, Depression and the Holidays Smart Lipo Laser - Plastic Surgery Essential Oils Healthy Living/Healthy Eating
Graphic Design: Jelly Graphics Kerry Stavely Kathy Singel Printing: Bartash Printing - Philadelphia, PA Andre Fitch, Print Specialist Staff: Darnell Wise Lightbourn Community Events Liaison Pat Wirth Guest Columnist Brycen Scott Eades Intern Keaira Simpkins Intern
features 18 20
VA Business Women’s 8th Conference Leesburg, VA Cover WOMAN Tina R. Johnson
The WOMAN Magazine Group Loudoun WOMAN Magazine Arlington WOMAN Prince William County WOMAN www.loudounwomanmagazine.com
business 26 29 30
Career Connections Estate Planning Preparedness Networking - A Game Changer!
To Advertise Contact Us...
P.O. Box 802 | McLean, VA 22101 Phone: (301) 526-8440 publisher@vawoman.com
education 32 35 37 39
The College Coach Parent- Teacher Conference Time Suffragist- VA Historical Overview Holiday Bubbles snd Cheer
home, fashion & entertainment 36
All Dressed up - Desk to Dinner
The Woman’s Journal newspaper is published bimonthly and is available free of charge, by subscription, display stands in approved private and public establishments and authorized distributors only. Trademark laws and U.S. copyright laws protect The Women’s Journal. No part of this paper may be reproduced without the written permission of the publisher. The Women’s Journal is not responsible for any editorial comment (other than it’s own), typographical errors from advertisements submitted as camera ready or any reproductions of advertisements submitted as camera ready. If an advertisement does not meet our standards of acceptance, we may revise or cancel it at any time., whether or not it has been already acknowledged and/or previously published. The advertiser assumes sole responsibility for all statements contained in submitted copy and will protect and indemnify The Woman’s Journal its owners, publishers and employees against any and all liability, loss or expense arising out of claims for libel, unfair trade names, patents, copyrights and proprietary rights, and all violations of the right of privacy or other violations resulting from the publications by this newspaper for its advertising copy. Publisher shall be under no liability for failure, for any reason, to insert an advertisement. Publisher shall not be liable for any reason of error, omission and/or failure to insert any part of an advertisement. Publisher will not be liable for delay or failure in performance in publication distribution if all or any portion of an issue is delayed or suspended for any reason. The publisher will exercise reasonable judgement in these instances and will make adjustments for the advertiser where and when appropriate. The Woman’s Journal assumes no responsibility for unsolicited material or reproductions made by advertisers. This newspaper will be published by the 5th day of every other month. Representations by The Women’s Journal, copyright 2011. ™ Publication of advertising contained here does not necessarily constitute endorsement.
COMPLIMENT NOVEMBER
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| DECEMBER
Education-Life
style Magazine
serving Cou
nty Women
in Loudoun,
PO BOX 802 | MCLEAN, VA 22101 | WWW.LOUDOUNWOMANMAGAZINE.COM
e Wm and Win
chester City
VA Business WOMEN’S CE CONFEREN 5 NOV 20, 201
Ask AttorneyLE DAWN M. DA
eds What She Ne e at Every Ag
NO!
WOMAN
It is It’s not a Diet- y The Health
to WOMAN
W
WEIGH NO Hap py 4th Ann iver saryan Virginia Wom
T I N A TA
Conf
November/December 2015 | LOUDOUN WOMAN MAGAZINE
Arlington, Princ
ESTATE ? PLANNING
ON THE COVER Tina R. Johnson. see 19 page! Photography: Cyndy Porter Make up: (for Dorri and Tina) Jamie D’Agostino Hair: Gigi Pilgrim On location: Lansdowne Resort, Leesburg, VA
LKS
amber
udoun Ch
ity and Lo
mmun erence, Co
6
ARY COPY
2015
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Thank YOU! and Happy Anniversary LOUDOUN PRINCE WILLIAM | ARLINGTON PO BOX 802 | MCLEAN,| VA 22101 | WWW.LOUDOUNWOMANMAGAZINE.COM
4 Years of Publishing Here’s wishing you and yours A Happy Holiday Season filled with much joy and a prosperous 2016!
Abundance and gratitude always - Dorri
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Inova isn’t just a hospital. It’s peace of mind wherever you are, for whatever you need. Inova Urgent Care & Primary Care
Purcellville
7 Leesburg
Inova Loudoun Medical Campus Leesburg (Cornwall)
Lansdowne
&
7 Emergency Room
Ashburn
Sterling
NEW! Inova HealthPlex Ashburn
28 Inova Medical Pavilion Dulles South
& Urgent Care
South Riding
Your family has choices when picking doctors and hospitals, but only one name combines world-class care, multiple convenient locations and years of experience in your backyard. And now we’ve added another convenient location with your needs in mind with the Inova HealthPlex – Ashburn. The new HealthPlex features: • 24/7 Emergency Room staffed by board-certified emergency physicians, and emergency-trained nurses with FREE transport • Diagnostic Imaging Center that includes a CT scanner and 3D mammography
• IMG Primary Care & OB/Gyn Physicians • Pediatric Specialists of Virginia (coming early 2016) • Physical Therapy Center • Laboratory Services • And more to come
Your family deserves nothing less. The choice for exceptional care and convenience. For more locations, visit inova.org/nearyou. Centreville 66
Inova HealthPlex – Ashburn 22505 Landmark Court, Ashburn
Healthcare that’s all about her. And her. And her.
Inova Loudoun Hospital provides world-class care for women of all ages. A woman’s lifelong health is at the heart of Inova’s approach to personalized medicine. And for Loudoun women of all ages, world-class healthcare couldn’t be more convenient at Inova Loudoun Hospital, including our all-new women’s pelvic health program. Women’s bodies are different. Their care should be too.
inova.org/women The new, expanded Inova Women’s Hospital opens in January 2016 at the Inova Fairfax Medical Campus.
t
T
t a o e f B e h wn Drum: t o ir O he Kids, Creativity & Rhythm
We all have a rhythm, from our
heartbeats to the “wash, rinse, repeat,” actions that define our days and nights. The rhythm can be soft, or, it can be overwhelming at times. It can be solitary, or it can be within a group… and it is these rhythms that keep us all connected.
As adults, we “know better” than to walk into a music store and start jamming on a drum set or beating the display set of bongos. Kids? Not so much. For children, a drum is something that MUST BE PLAYED. Feeling an inner rhythm is as natural to middle school children as it is for toddlers, but, as our kids age, they start to shy away from expressing that inner beat. Individualism fades away, and with it, we start missing the magic our kids have shown us all these years. They become as hesitant as we are in living their authentic lives… that’s where rhythm becomes a rescue! If you had the chance to pick up a drum or a tambourine, and play it without reservation (and judgement), wouldn’t you give it a shot? Without knowing a thing about drumming or music, you still have that spark inside of you… and so does your child. Rhythm and drumming provides an environment for expression, creativity and fun. It brings out the joy of music, and gives all participants a way to connect with each other. Bonds are formed, neurons begin firing, and the smiles are genuine and long-lasting. Drumming and rhythm programs benefit kids and adults of all ages, regardless of talent, disability or musical training. From academics to social, problem solving to stress management, the time spent with a drum or percussion instrument can be just the right groove for your child (or you!) this year, and for many years to come. Chelsea Snyder is a professional writer, social media strategist and lover of all things music. She has recently brought her unique perspective on rhythm into local schools, and is organizing future drumming and percussion “circles” for senior citizens, women and individuals with special needs. Chelsea is also the Sr. Digital & Copy Editor for the Virginia WOMAN Magazine Group which serves over 80,000 in Northern Virginia. For more information, please e-mail Chelsea at mojowriting@gmail.com.
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
educate. empower. inspire. inform.
Are You Achieving Your Health Goals? By Dr. Gloria Ivey-Crowe
2
015 will soon be over and we will be ushering in 2016: did you meet your financial, personal or health & fitness goals? If not, there are still a couple of months left for you to continue to work on those goals. Many of you may have health dollars left in your flexible spending and health savings accounts, which means NOW is the time to review your health calendar, plan accordingly and spend wisely. There is still time left to invest in yourself and enroll in a fitness center or schedule health and wellness consults or even go to a health spa. Plan how to spend those dollars wisely, or, if you didn’t set aside any or enough money in 2015 in those accounts, make the adjustments for 2016. The health system has changed considerably over the past two years. The Affordable Care Act (ACA) has allowed more people to obtain health insurance, albeit at the expense of higher deductibles. I dare to say most people may frown when hearing about the Affordable Care Act, but Women In Their 20s: • Yearly medical examination (height, weight, blood pressure and breast health). • Laboratory work: Complete Blood Count (CBC), Cholesterol, Triglycerides, HIV, Thyroid, Electrolytes, Liver Panel, Urine. • Pap included along with required gonorrhea/Chlamydia testing until age 26 • Possible Gardasil vaccination. • Dental Evaluation. • Monthly Breast Examinations. Women In Their 30s: • Yearly medical examination (height, weight, blood pressure, breast and skin health). • Laboratory work: Complete Blood Count (CBC), Cholesterol, Triglycerides, HIV, Thyroid, Electrolytes, Liver Panel, Urine. • Dental Evaluation. • Tetanus Booster every 10 years. • Monthly Breast Examinations. Women In Their 40s: • Yearly medical examination (height, weight, blood pressure, breast and skin health). • Mammogram. • EKG. • Laboratory work: Complete Blood Count (CBC), Cholesterol, Triglycerides, HIV, Thyroid, Electrolytes, Liver Panel, Glucose, Urine. • Dental Evaluation. • Glaucoma testing.
Dr. Gloria Ivey-Crowe
Dr. Gloria Ivey-Crowe received her M.D. degree from Georgetown University School of Medicine and did her residency training in Obstetrics & Gynecology at Georgetown University Hospital. Dr Ivey-Crowe is the owner of Women Physicians of Northern Virginia, an all female medical team, with an office in Reston and Ashburn, VA. Dr. IveyCrowe has three children. In her spare time she enjoys needlecraft and reading.
educate. empower. inspire. inform.
there have been some small perks for most insured patients; no copay for annual visits, free contraception, and most importantly, an affordable plan and increased access to health care. This change has impacted all medical practices that do not provide concierge services or have a large percentage of insured patients, leading into a large revenue loss for many practices. In some instances, this loss of revenue may cause scheduling adjustments, closure of practices, personnel changes, as well as outsourcing of tasks. More work needs to be done at a higher level with the insurance companies, but that is a discussion for another day. Review the following list of routine services that are performed based on your age and then call your health care provider to schedule an appointment. Remember that your personal medical history and family history are helpful when deciding on appropriate tests and immunizations are recommended based on age and possible risk of exposure. • •
Tetanus Booster every 10 years. Monthly Breast Examinations.
Women In Their 50s: • Yearly medical examination (height, weight, blood pressure, breast and skin health). • Mammogram. • EKG. • DEXA Bone Scan every 3 to 5 years. Sigmoidoscopy/Colonoscopy yearly. Fecal Occult Blood Testing. • Laboratory work: Complete Blood Count (CBC), Cholesterol, Triglycerides, HIV, Thyroid, Electrolytes, Liver Panel, Glucose, Urine. • Dental Evaluation Glaucoma Testing • Tetanus Booster every 10 years. • Monthly Breast Examinations. Women In Their 60s: • Yearly medical examination (height, weight, blood pressure, breast and skin health). • Mammogram. • EKG. • Yearly Fecal Occult Blood Testing. • Pneumococcal Vaccine. Glaucoma Testing. • Laboratory Work - Complete Blood Count, Cholesterol, Triglycerides, HIV, Thyroid, Electrolytes, Liver Panel, Panel, Glucose, Urine. • Dental Evaluation. • Monthly Breast Examinations.
Women Physicians of Northern Virginia Visit one of our convenient offices:
44110 Ashburn Village Blvd Suite 237 | Ashburn | VA 1830 Town Center Drive Reston | VA
703 834 1071
www.womenphysicians.org November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Women and
Alzheimer’s Did You Know?
O
ver 5 million Americans are living with Alzheimer’s and as many as 16 million will have the disease in 2050. The cost of caring for those with Alzheimer’s and other dementias was estimated to total 214 BILLION in 2014 and increasing. Women are at the epicenter of the Alzheimer’s crisis. Almost two-thirds of American seniors living with Alzheimer’s disease are women. Not only are women more likely to suffer from Alzheimer’s, she is more likely to be the caregiver of those with Alzheimer’s. – Sixty-three percent of unpaid caregivers are women. According to the 2014 Alzheimer’s Association Facts and Figures report, a woman’s estimated lifetime risk for developing Alzheimer’s at age 65 is 1 in 6, compared to nearly 1 in 11 for men. Women in their 60s are almost twice as likely to develop Alzheimer’s compared to being diagnosed with breast cancer. Adding to women’s Alzheimer’s burden, there are 2.5 times more women than men who provide intensive “on-duty” care 24 hours for someone living with Alzheimer’s disease. Among caregivers who feel isolated, women are much more likely than men to link isolation with feeling depressed (17% of women vs. 2% of men). The strain of caring for someone with Alzheimer’s is also felt in the workplace. Among caregivers who are fully employed while providing caregiving many reduce the work load to part time employment to take care of a loved one. The increased financial burden becomes an additional emotional and financial factor. .
Early Signs Include • Memory changes that disrupt daily life • Challenges in planning or solving problems • Difficulty completing familiar tasks • Confusion with time or place • Trouble understanding visual images and spatial relationships • New problems with words in speaking and writing • Misplacing things or losing the ability to retract steps • Decreased or poor judgment • Withdrawal from work or social activities • Changes in mood and personality
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
All races, ethnicity, and economic status are impacted by the disease. Unfortunately it is estimated, some ten million baby boomers will develop Alzheimer’s. “As individuals age, some changes are expected, but serious memory problems are not a normal part of aging and knowing the difference between what is normal and what is not can be vitally important,” says, Sherry Peterson, CEO of the Alzheimer’s Association Greater Richmond Chapter.“Although there is no cure for the disease and no test to definitively diagnose the disease, it is critical than an individual seeks an early and careful evaluation from a Physician for the loved one early especially if early signs of the disease are detected.” Individuals may experience one or more of the signs to varying degrees. Early diagnosis is important for the individual with the disease and his or her family. The Alzheimer’s Association has chapters in most Northern VA counties including Loudoun, Prince William Arlington and Fairfax. Each provides round-the-clock information and assistance through the Helpline (800-272-3900). Training for family members and care providers including support groups, facilitated by trained volunteers is also available. Monthly oneon-one consultation for individuals with Alzheimer’s and their families and nationally recognized programs to aid in safe and timely are with patients who wander and/or become lost is available as well. “We cannot change your loved one’s diagnosis, but we can provide the support needed to make it easier to manage the disease and plan for the future,” added Peterson. For more information, please visit www.alz.org educate. empower. inspire. inform.
STRESS, depression
and the Holidays: 4
Stress and depression can ruin your holidays and hurt your health. Being realistic, planning ahead and seeking support can help ward off stress and depression.
The holiday season often brings unwelcome guests — stress and depression. And it’s no wonder. The holidays present a dizzying array of demands — parties, shopping, baking, cleaning and entertaining, to name just a few. But with some practical tips, you can minimize the stress that accompanies the holidays. You may even end up enjoying the holidays more than you thought you would.
Tips to prevent holiday stress and depression
When stress is at its peak, it’s hard to stop and regroup. Try to prevent stress and depression in the first place, especially if the holidays have taken an emotional toll on you in the past. Acknowledge your feelings. If someone close to you has recently died or you can’t be with loved ones, realize that it’s normal to feel sadness and grief. It’s OK to take time to cry or express your feelings. You can’t force yourself to be happy just because it’s the holiday season.
1 2
Reach out. If you feel lonely or isolated, seek out community, religious or other social events. They can offer support and companionship. Volunteering your time to help others also is a good way to lift your spirits and broaden your friendshiaps.
3
Be realistic. The holidays don’t have to be perfect or just like last year. As families change and grow, traditions and rituals often change as well. Choose a few to hold on to, and be open to creating new ones. For example, if your adult children can’t come to your house, find new ways to celebrate together, such as sharing pictures, emails or videos.
Linda Coleman, M.D. Coleman Primary Care 2 Pidgeon Hill Drive, Suite 400 Sterling, VA 20165 (703) 430-7090
Other Providers: John Coleman, M.D. Haritha Yalamanchilli, M.D. Hope Marshall, ANP Nathan Davidson, FNP
Set aside differences. Try to accept family members and friends as they are, even if they don’t live up to all of your expectations. Set aside grievances until a more appropriate time for discussion. And be understanding if others get upset or distressed when something goes awry. Chances are they’re feeling the effects of holiday stress and depression, too.
5
Stick to a budget. Before you go gift and food shopping, decide how much money you can afford to spend. Then stick to your budget. Don’t try to buy happiness with an avalanche of gifts.
Try these alternatives:
• Donate to a charity in someone’s name, • Give homemade gifts, • Start a family gift exchange.
6
Plan ahead. Set aside specific days for shopping, baking, visiting friends and other activities. Plan your menus and then make your shopping list. That’ll help prevent last-minute scrambling to buy forgotten ingredients. And make sure to line up help for party prep and cleanup.
7
Learn to say no. Saying yes when you should say no can leave you feeling resentful and overwhelmed. Friends and colleagues will understand if you can’t participate in every project or activity. If it›s not possible to say no when your boss asks you to work overtime, try to remove something else from your agenda to make up for the lost time.
8 Try these suggestions:
Don’t abandon healthy habits. Don’t let the holidays become a free-for-all. Overindulgence only adds to your stress and guilt.
• Have a healthy snack before holiday parties so that you don’t go overboard on sweets, cheese or drinks. • Get plenty of sleep. • Incorporate regular physical activity into each day.
9
Take a breather. Make some time for yourself. Spending just 15 minutes alone, without distractions, may refresh you enough to handle everything you need to do. Find something that reduces stress by clearing your mind, slowing your breathing and restoring inner calm. Some options may include: • Taking a walk at night and stargazing, • Listening to soothing music, • Getting a massage, • Reading a book.
Website: www.colemanprimarycare.com Dr. Coleman graduated from medical school in 1984 and has been in practice for over 25 years. She is interested in a comprehensive care model to care for the “Total Patient.” Other Practices promote Warehouse Medicine... NOT HERE! Dr. Coleman will give you the personal touch. She likes to know about the events in your life that contribute to your health. She has a special interest in Diabetes, Hypertension and Woman’s Health. Dr. Coleman is always trying to think of innovative ways to promote your health and wellness. She has been voted one of America’s Top Physicians and received the Patients’ Choice Award in 2008. Dr. Coleman is a proud mother and lives in Loudoun County with her son, who plays football for one of our local schools. In addition, she participates in several volunteer organizations that support the community and is an avid Buckeye Fan. Practice Philosophy – “My goal is to give the best medical care possible. Honest and open communication is paramount. There have been many advances in medical technology and treatment, however, the patient is always a person first. They all have the need and right to be treated with dignity, respect and compassion.”
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Tips for Coping
10
Seek professional help if you need it. Despite your best efforts, you may find yourself feeling persistently sad or anxious, plagued by physical complaints, unable to sleep, irritable and hopeless, and unable to face routine chores. If these feelings last for a while, talk to your doctor or a mental health professional.
Take control of the holidays
Don’t let the holidays become something you dread. Instead, take steps to prevent the stress and depression that can descend during the holidays. Learn to recognize your holiday triggers, such as financial pressures Mayo Clinic Staff (2014, October 3). or personal demands, Stress, depression and the holidays: Tips so you can combat for coping. Retrieved from http://www.mayoclinic.org/ them before they lead healthy-lifestyle/stress-management/into a meltdown. With a depth/stress/art-20047544?pg=1 little planning and some Coleman Primary Care 703-430-7090 positive thinking, you can Monday – Wednesday 7 am – 5 pm find peace and joy during Thursday 7 am – 8 pm the holidays. Friday 8 am – 12 pm
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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CHRYSALIS PLASTIC SURGERY Peter Klainer, MD, F.A.C.S
S
martLipo was the first FDA approved system for laser assisted liposuction. It has gone through 8 generations of technological advances since its introduction in 2006, resulting in the new state-of-the-art SmartLipo TriPlex with Cellulaze. This revolutionary advance in liposuction technology allows for the permanent removal of unwanted and exercise resistant fat with little “down time”. This procedure is safer and gentler than traditional liposuction and is done in the office under a local anesthetic. Areas such as the abdomen, “love handles”, inner thighs, outer
SmartLipo Laserlipolysis - Local anesthesia - Cannula (tube) with laser liquefies fat - Tighter skin due to collagen production from SmartLipo’s thermal energy - Little to no scarring - No stitches - Downtime generally 1-2 days - 2-week compression garment - Complication rate of less than 1%
THE PROCEDURE IS DONE IN 4 STEPS: 1 2 3 4
The areas being treated are numbed using local anesthetics. One laser is introduced into the deeper fat and the fat is “melted”. The melted fat is removed using a small liposuction cannula. A blend of 2 additional lasers is then introduced, these laser work to coagulate the small blood vessels, decreasing bruising; melt the superficial fat, leading too smoother results; and most importantly tighten the skin.
About Peter Klainer, M.D., F.A.C.S. Board Certified Plastic Surgeon, Dr. Peter Klainer, founded Chrysalis Plastic Surgery, in Sterling, VA in 2000. He speaks both nationally and internationally about SmartLipo and was the first surgeon in the Virginia and Great Washington region to perform this procedure. Dr. Klainer is married (Tracy) and they are the proud parents of 2 college aged daughters.
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
Traditional Liposuction - General anesthesia - Tube with vacuum sucks out fat - Sagging or loose skin sometimes necessitates additional surgical procedures such as face or neck lifts - Scarring - Stitches - Downtime – roughly 7 days - 6-week compression garment - 10% complications rate
thighs, neck, chin, and upper arms are ideal regions for this procedure. SmartLipo differs from traditional tumescent liposuction in that the SmartLipo TriPlex uses 3 high powered lasers to melt fat, coagulate blood vessels and tighten skin. The improved skin tightening seen with the laser may also reduce the need for additional more invasive skin reducing procedures. The entire process takes between 1-3 hours depending on the areas being treated and the patients may resume normal activity within 1-3 days. The other exciting addition to the SmartLipo TriPlex is Cellulaze. This is the first laser in the world used to permanently reduce cellulite in a single treatment. Cellulaze is the only treatment that attacks the structural problems beneath the skin that cause cellulite. Cellulite affects an estimated 85% of women, usually first seen between the ages of 25-35. Cellulite is the appearance of dimpled, uneven skin on the thighs, buttocks, legs, abdomen, and even in some instances the arms. Unlike topical creams and hand-held external devices, Cellulaze works to improve the appearance of cellulite in 3 ways. First, using a revolutionary new laser fiber it divides and shrinks the vertical, fibrous bands that educate. empower. inspire. inform.
CHRYSALIS PLASTIC SURGERY cause the skin to be tethered and appear dimpled. Second, the laser melts the fat that has pushed its way into the deeper skin layer causing the bulges associated with cellulite. Finally, the laser tightens the skin and stimulates collagen giving a thicker, healthier collagen layer to the skin resulting in a smoother look. The result is the permanent reduction of cellulite in only a single treatment.
Areas such as the abdomen, “love handles�, inner thighs, outer thighs, neck, chin, and upper arms are ideal regions for this procedure.
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Cellulaze was FDA approved in February 2012 but has been used overseas for more than 6 years. In recent surveys, 93% of patients were satisfied or very satisfied with their treatment results and 100% said that they would recommend Cellulaze to a friend. Cellulaze was shown to increase skin thickness by 25% and skin elasticity by 29% after 1 year. The SmartLipo Laser and Cellulaze are in high demand and have been featured in places like People Magazine, Good Morning America, the Today Show, Access Hollywood, and The Doctors Show.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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“So proud to sh are the cover and tell m y story. Love the entire magazine.” - Nancy Finley Barbour
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
educate. empower. inspire. inform.
“M
ake sure you take care of yourself first.” Wellmeaning friends, family members, and even doctors, offer some version of that advice to caregivers every day. Additional advice often includes:
A Caregiver Near You NEEDS HELP
Get plenty of rest. Eat right. See your doctor regularly. Take a vacation. All excellent suggestions. When caring for my father-in-law in our home for seven years I longed to follow that advice. I simply couldn’t figure out how I could add more to my nearly impossible list of things to do. When I was a new mom I walked around in a sleep deprived daze, my hair uncombed, teeth not brushed until late in the day. My clothes were often wrinkled and spotted with unidentifiable bits of stuff. I felt like crying much of the time.
By Bobbi Carducci
cycle is reversed, adults become more and more dependent and caregiving often last for many years. Sleepless nights, hours long feedings, frequent changes of bedding and adult diapers, and tantrums become daily occurrences. There simply isn’t time to take care of oneself. Caregivers need help.
Maybe you asked what you could do to help and were told everything is fine. Yet, as she walked away, somewhere inside, you knew it wasn’t true. She was communicating her need through her absence from all the activities she once did or by the emails or text messages that no longer arrive in your inbox. Perhaps the last time you saw her in the grocery store there was a brief moment when she was fighting back tears.
Life was much different for the precious darlings in my care. She wants help, she simply doesn’t know how to ask for it. How Their tummies were full and their tiny sleepers were warm and do you request a good night’s sleep or a few moments to collect clean. I thanked God for bringing them into my life. Inevitably, your thoughts? How do you tell friends who are so busy with just as I was about to grab a bite to eat or sit down for a moment, their own families that you are lonely and wish they would stop a heart wrenching wail would ring through the house and all by for a visit? thought of caring for me disappeared. No one suggested I get plenty of rest, take a bubble bath, or If you know a caregiver, please don’t go on vacation. If they had I would ask if she needs help. Know that she r ve have laughed or cried, depending on does. y e t h d ing is f re tol e w n the moment. Eventually things got e ou Y better. The baby slept through the Before going to the store call and ask night and so did I. My infant became if you can pick up a few things. a toddler and while life remained Drop off a casserole now and then. hectic it became manageable. Offer to come by for an hour so she Replace the word mom with caregiver can take a hot shower without worry. and a loved one’s name for the infant Let her vent when she needs to. in the passage above and you get an Caregivers can become overwhelmed accurate picture of life for a caregiver. with doubt and guilt. Having a friend The difference is, for a caregiver, the listen and understand is priceless. educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Closing Keynote Speaker: Tracy Fitzsimmons Tracy Fitzsimmons, Ph.D. is the Shenandoah University’s first female president since its founding in 1875 and one of the youngest university presidents in the Commonwealth of Virginia. Her published research on democratization, civil society and gender in new civilian police forces has taken her across the world.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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On The Cover
NOVEMBER | DECEMBER 2015
COMPLIMENTARY COPY
...The Making Of Cover Woman Education-Lifestyle Magazine serving County Women in Loudoun, Arlington, Prince Wm and Winchester City
ESTATE PLANNING?
Ask Attorney DAWN M. DALE
NO!
It’s not a Diet-It is The Healthy
WEIGH NOW
VA Business WOMEN’S CONFERENCE NOV 20, 2015
What She Needs at Every Age
WOMAN
to WOMAN
Happy 4th
Anniversary Virginia Woman
T IN A TA L K S
Conference, Community
and Loudoun Chamber
Our Cover WOMAN - Tina R. Johnson, Founder, VA Business Womens Conference From make up - Jamie DiAgostno to hair - GiGi pilgrim to poses - photograph by Cyndy Porter we had a great day at Lansdowne Resort in Leesburg, Va.
A special thank you to all who made this fabulous cover and holiday issue possible! - dorri educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Tina R. Johnson, Loudoun Leader By Chelsea Snyder & Dorri C. Scott
A
s women, we tend to lean into our female support system to help clarify our decisions and ask for advice. From parenting to what to wear to a wedding, our “girls” are our confidants, our strength, and quite often, our inspiration. With that in mind, how great is it to find that same kind of inspiration in a stranger, especially when their life reflects so many of the same obstacles of our own? That is the impression that I had when I first heard Tina Johnson tell her story of building her business and maintaining her sanity while meeting the elusive “work/life balance” head on… with her winning smile. Four years later, that “Tina Talk” still remains a reflective moment in my life, as I’m sure it has in the lives of other Northern Virginia women.
events. Of course, it has not been easy. Her biggest challenge has been the “work/ life balance” that challenges us all, and has learned a powerful lesson in her 23 years of balancing: “You cannot do it all or have it all at one time. Decide what your priorities are at this given time and let everything else go.”
Tina Johnston is a well-known business owner, philanthropist and friendly face in the Loudoun and Northern Virginia communities. While often seen busily navigating the business world, or volunteering in the community, it is her determination and kind spirit she may best be known for. She has successfully built a business while raising four sons with her husband, and still remains focused on giving her time, energy and knowledge to help others throughout the region. Plus, somehow, she manages to do it all without coffee – a fact she revealed to me once, as we chatted while walking through the streets of Downtown Leesburg. That simple glimpse into Tina, years after hearing her speak about her journey with her business and family, has created an image of sheer purpose that is not only an inspiration, but, one that “keeps it real” when you really consider her efforts in our community.
Tina admits her way is unique, and she has made her own way without apologies. But, she still believes in the power of generosity, in honesty and the golden rule. Her success in business and her personal life, she hopes, sets an example for others… especially for women. As an entrepreneur, Tina shows an insightful understanding of women’s business development and ownership. She understands the need for strong, female examples to follow, and is only too happy to offer advice or encouragement for anyone in need, especially as the “balancing act” we share becomes overwhelming.
In her own words, Tina is a woman, a mom, a wife, a loyal friend, a giver, a business owner and a hard worker – just like the rest of us! She feels blessed to be able to pursue her dream of having her own business in an industry she loves and is passionate about - building and producing
“Despite being responsible for our businesses and everything else that goes into being an entrepreneur, nothing has changed within our households! We are still juggling baseball practice, ballet, grocery shopping, family schedules, parent teacher conferences, PTA and social responsibility!
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Shares Her Love For Community And Giving Back Women, by nature, are caring, and there is an enormous amount of passion, drive and emotion that goes into being a successful woman entrepreneur.” When asked her advice for women who are afraid to take the first steps in running a business, Tina says, “JUST DO IT!! You will be amazed at what you are truly capable of achieving, AND, most importantly, reach out and ask for help - at the time that it is needed!
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Tina has turned her experience in business ownership and entrepreneurship into a way to help other women who may be starting up a business, interested in growing their current business or who want to develop relationships with other business owners in the region. She encourages everyone to attend the annual Virginia Women’s Business Conference, held in Lansdowne on November 20, 2015. As a resource, Tina says the Conference provides hands-on skills workshops that will help grow a business and/or enhance leadership skills.
tina talk:
If you have ever attended the Virginia Women’s Business Conference, this year promises to have an even bigger impact in the community. As Tina explains, “The conference is a place to join over 500 executive women in a one-day event for women who are interested in enhancing their career or personal life through interactive workshops, seminars and learning sessions.The event will feature more than 35 inspiring speakers.The Virginia Women’s Business Conference is THE event for visionary women who want to discover the tools for success, make strategic business connections and leave feeling empowered and inspired to take action.”
“We cannot be successful working alone; we need to reach out to others for help and support.”
Tina has a strong presence in our community, and a long-standing relationship with the women and business owners we rely on each day. Her success is an inspiration, but, it is her wisdom and casual grace that we may all benefit from the most.
Tina R. Johnson, President & CEO, JP Events & Consulting
Tina R. Johnson is President & CEO of JP Events & Consulting, a full serviceaward winning event management company, creating some of the regions most sought after corporate and private events. Tina founded the company over 23 years ago and has grown the company into a successful woman owned business. She is a graduate of the George Washington University. A native of Virginia, Tina grew up in Loudoun County and has been a resident for over 34 years. She has been married for 30 years to her high school sweetheart and is the mother of four sons ages 27-22. She is an avid reader, enjoys learning about American history, and going to the theater. Tina is very active in the community; she served on the Board of Directors for Loudoun Interfaith Relief (the largest food pantry in Loudoun County) for 8 years serving as Secretary, Vice President and 3 years, as the President and Chairman of the Board. She has served on the Visit Loudoun Board, The CEO Cabinet, Loudoun Abused Women Shelter (LAWS) and the National educate. empower. inspire. inform.
“I believe that as successful business owners it is our responsibility to give back at every possible opportunity!” “I believe at the end of the day-NOTHING is more important than family!”
“I know for sure and that I try to live by every day….Be prepared for unexpected opportunities!” “It is no coincidence that Virginia Woman Magazine is celebrating it’s four year anniversary this November, especially since I met Tina four years ago after winning a ticket to the Virginia Women’s Business Conference. She has, since then, continued to be one of my biggest supporters, and I attribute much of the success of Virginia Woman Magazine to the support she has given me these last four years.” “A year before the magazine, Dorri won ticket to the Conference. First supporter, continues to be right there.”
Association of Women Business Owners, Greater DC Chapter. She is a graduate of the Leadership Loudoun program. She currently is serving on the Boards of the Loudoun County Chamber of Commerce, and will be the Chairman of the Board in 2017. She is the VP of Operation for the Loudoun First Responders Foundation Board. Tina’s volunteer activities include working with Loudoun Youth, Loudoun Family Services, School Business Partnership, Loudoun County Public Schools, the Medical Reserve Corp and many other business and nonprofit organizations. As an advocate for small business, she has provided mentoring to other professionals establishing and growing their companies. Tina strongly believes, to be a strong leader - you must give back and get involved in your community! Tina is married, lives in Loudoun County and together with her husband have raised 4 great sons. November/December 2015 | LOUDOUN WOMAN MAGAZINE
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he Business Women’s Giving Circle brings together successful women who want to have an impact on the women and girls in their community. Launched in 2014 by the Community Foundation for Northern Virginia, it supports programs and organizations that promote innovation, entrepreneurship, leadership and inventive opportunities for girls and young women. Annual member contributions of $1,100 are pooled for grantmaking. Members can choose their level of involvement! Members can be involved as much or as little as they’d like, simply knowing that their involvement is making a huge impact in the community. • Make an impact through annual contributions • Network at social and educational events • Engage and participate with our grantees and on member-led committees Join by September 10 to be a part of the 2015 grant cycle! For more information, contact Sari Raskin at 703-879-7641 or sari.raskin@cfnova.org. www.cfnova.org/bwgc Members of the Business Women’s Giving Circle:
703-687-4066 203 Harrison St. Leesburg, VA 20175
Se p tember 14 LO U D O U Ninform. WO MA N MA G A Z IINE NE S ept e m b e r //October O c t oempower. b e r 20 2 01 4 | inspire. L OUDOUN WOM AN M AGAZ educate. 16 24 2015 | LOUDOUN WOMAN MAGAZINE 22 September/October November/December 2015 | LOUDOUN WOMAN MAGAZINE
Anja Allen – Senior Manager, IT Transformation, Ernst & Young Grace Anton – Interior Decorator Thank you to our Media Sponsor: Faith Boettger – Community Volunteer and Consultant Ginger Bonin – Managing Director, KPMG LLP Kristina Bouweiri – President, Reston Limousine Robin Reaves Burke- Owner, B3 Holdings, LLC PO BOX 802 | MCLEAN, VA 22101 | WWW.LOUDOUNWOMANMAGAZINE.COM Angel Campbell – Associate, McCandlish & Lillard, PC Lynne Celia - Agency Executive Senior Partner, Asset Management Group, Inc. Leigh Chowdhary - Communications Consultant Lisa Cines – Office Managing Partner, Dixon Hughes Goodman Emily Daniels – Vice President, Wealth Planning Strategist, Wells Fargo Mara Desmedt - Senior Regional Sales Director, PlanSource Nancy Eberhardt – CEO, Pathwise Partners LLC Eileen Ellsworth – President, Community Foundation for Northern Virginia Robin Finnell - Agency Owner, The Doncaster Collection Nancy Fischer – Partner, Pillsbury Winthrop Shaw Pittman LLP Marjorie Fox – CEO, Fox, Joss & Yankee LLC Luanne Gutermuth – Vice President, Human Resources & Organizational Development, Washington Gas Lilly Harris – President & CEO, Man-Machines Systems Assessment, Inc. Lauren Hottel - Senior Manager, Baker Tilly Dr. Carole Cameron Inge - Program Lead, Strategic Partnerships for SySTEMic Solutions at Northern Virginia Community College Lauri Isbrandtsen - Human Resources Consultant Amy Johnson - Director Nonprofit Programs, Coverent Tina Johnson – President & CEO, JP Events & Consulting Anne Reilly Jones – Principal, McCandlish & Lillard, PC Tanya La Force – Chairman, Children’s Science Center Cathy Lange – President & CEO, BusinessWorks of America, Inc. Allison Marie – Associate, ShounBach Kim Mason – Portfolio Management Director, First VP Wealth Management, Morgan Stanley Jen McCollum – Vice President of Donor Relations, Community Foundation for Northern Virginia Autumn McCullogh – Attorney, McCandlish & Lillard, PC Beatriz McNelly - Telecommunications Professional, Entrepreneur and Investor La Guardia Myers – Chief Ethics Officer, General Dynamics Corporation Jennifer Myers - President, SageVest Wealth Management Sharon Nelson – President, Sensei Enterprises Sarah Nutter – Dean, George Mason University’s School of Management Becky Parker – Vice President, Investments, RBC Wealth Management Amy Peck Abraham - Independent Professional Volunteer Susan Pierce - Architect, Commonwealth Home Design Lisa Poff – Director of Communications, Glassman wealth Services LLC Rose Price – Principal, VLP Financial Advisors Marcy Schwab – President, Inspired Leadership, LLC Carol S. Shapiro, MD, MBA Jennifer Siciliano – Vice President, Government Relations, Inova Health Systems Lynn Tadlock – Deputy Executive Director, Claude Moore Charitable Foundation Patricia Timbrook – President, T3 Design Corporation Karen Tovey – Director, Sullivan, Bruyette, Speros & Blayney Karen Trowbridge – President & CEO, Trowbridge & Trowbridge, LLC Courtney von Bostel - Owner, Spot On Web Solutions, LLC Anne Marie Wemmlinger - Vice President, Revenue Management, The Ritz-Carlton Hotel Company LLC Judith “Tessie” Wilson - Chairman, College Access Fairfax Stefanie Zeldin Sigal - President, Open Chain USA/In2green
educate. empower. inspire. inform. Educate Empower • Inform Educate• empower. • Empower• Inspire • Inspire • Inform educate. inspire. inform.
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Extraordinary Health At Any Age! By Elaine Gibson
I
remember the day the doctor told me I had cancer. I could not breathe. Having to tell my children, Marlo and Seth, was the worst. While it was terrifying news at first, the cancer was early-stage, localized and the prognosis was good. I knew that traditional protocol was not the road for me. Instead, I searched for treatments I could trust. By May of 2002 – just 3 months later – I was officially in remission. Five years later, my oncologist declared, “This is not coming back,” and released me completely. No more scans, nothing, I was home free. When I was diagnosed in 2008, this time with Stage IV Non-Hodgkin’s Lymphoma, I have to admit I was afraid. Having to tell Marlo and Seth again was now unbearable. My husband Nevin and I cried together. My doctors did not believe I would recover. Although I had beaten this disease once before and thought I was home free, my body had other ideas. My oncologist told me conventional treatment was my only hope, but I heard a voice in my heart telling me there was another way. I chose to listen. Relentless in my desire to seek the knowledge that would save my life, I began to understand my body and health through a different lens. I didn’t realize how much I didn’t know about the body’s ability to heal itself if given the right tools. Here is the bottom line:
Once I began making better choices with my new knowledge about food, water and lifestyle, not only did I feel better but actually lost 28 pounds and dropped 4-5 sizes! I want you to have an easier road than I did, which is why I am sharing everything I learned. Today I enjoy a high alkaline, high raw lifestyle. To help you reset and reboot, I created a simple seasonal clean eating program filled with healthy living habits and mouthwatering recipes for your whole family. Utilizing real food and simple steps that give you complete control. Renewed Living Detox teaches you how to shed pounds, increase your energy and renew your health. Visit www.renewedlivingdetox.com to learn more. Knowing how crazy busy you are, my promise to you is to provide actionable information to help you empower yourself to make good choices. This is the key to creating Extraordinary Health at Any Age! Health and hugs! Elaine
The foundation of health comes down to a well-functioning immune system and healthy cells. Ridding our bodies of toxins is paramount and detox is crucial to our ability to obtain and maintain a strong immune system. After incorporating a seasonal detox, green juice and alkaline water into my lifestyle, miracles unfolded. I am proof that this program works. Today I am cancer free, filled with love and gratitude. But listen, you do not have to have cancer to feel lousy and out of sorts. These days, we see more babies, teens and young adults experiencing greater health challenges as a result of increasing toxicity. Families today are overwhelmed, often eating foods that create acidity in the body and that ultimately lead to disease.
Elaine Gibson www.renewedlivinginc.com
Cited as One of the Top 10 Most Inspirational Natural Cancer Survivors by Extreme Health Radio (#4), Elaine Gibson is proof that lifestyle matters. Having beaten Stage IV Cancer without traditional protocols, she shares her hard won lessons so that you can lose weight, have more energy and renew your health. Recently, Elaine has been prominently featured during International Raw Food Day, 12 Days of Raw Christmas, several issues of Integrated Health Magazines, Cure 2 Cancer Conference speaker, Take Back Your Health conferences in VA and CA, Holistic Lifestyle Magazine, and part of the important Quest for the Cures documentary series alongside Dr. Brian Clements and Dr. Gabriel Cousens. Today Elaine is a raw food educator, chef, author, sought after private coach, speaker and a green juicing lovin’ grandmother of twelve! More info at www.renewedlivinginc.com educate. empower. inspire. inform.
Energizing Green Juice
Refreshing, energizing and a must on any healthy plan Equipment: Juicer (not blender) Ingredients: 2 large cucumbers 2 stalks of celery ½ bunch of fresh spinach of celery ½ bunch kale 1 lemon 1 inch ginger Handful of basil Directions: Wash all ingredients in alkaline water Juice the cucumbers followed by the celery Add spinach and kale reserving a couple of leaves out Add lemon Juice ginger by wrapping it up inside leaves
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Together l e t ’ s p l a n fo r t h e f u tu re s o yo u c a n co n t i n u e a l l t h e g o o d yo u d o i n yo u r l i fe . Valerie P. Kaiser,* CFP® Kaiser Financial Solutions** CA Ins. Lic. # OF39945 625 Elden Street #203 Herndon, VA 20170 (703) 610-4073 valerie@kaiserfinancialsolutions.com www.kaiserfinancialsolutions.com
96
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Make the long haul a joyride.
SMRU519187(Exp.08.13.2017) © 2015 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
*An agent licensed to sell insurance through New York Life Insurance Company and a Registered Representative offering securities through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. **Independently owned and operated from NYLIFE Securities LLC and its affiliates and AARP. The AARP Life Insurance and Annuity Program individual life insurance products are issued and provided by New York Life Insurance Company (New York, NY 10010) and individual annuity products are issued and provided by New York Life Insurance and Annuity Corporation (Newark, DE 19713) a wholly-owned subsidiary of New York Life Insurance Company, not by AARP or its affiliates. These products are available to the public. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, producers or brokers. AARP group life insurance products are available under the AARP Life Insurance Program and are issued and provided by New York Life Insurance Company (New York, NY 10010). AARP Membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. AARP has established the AARP Life Insurance Trust to hold group life insurance policies for the benefit of AARP members. Complete terms and conditions are set forth in the group policy issued by New York Life to the Trustee of the AARP Life Insurance Trust. (Group Policy forms AA-08, AA-66, AA-67, AA-68) New York Life Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP.
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Val Connects The Dots... Career Transitions Part Two – Discover Your Purpose, What Are Your Intentions? By Valerie P. Kaiser CFP®
L
eaving the security of a manager position in the corporate world with a six-figure salary and 10 weeks of paid time off for my new career as a New York Life agent with commissions only compensation was both daunting and exciting. I was following my dream for autonomy and control so that I could help others. It was a challenge that I embraced knowing that I had my family’s support. Any new business takes about five years to become established. We had our work cut out for us!
Next, develop a savvy investment strategy: Finding the right mix of investments depends on your available assets, your financial goals, your time horizon, and your tolerance for risk. It is important to ensure a balance between three things: liquidity, return, and risk. Start systematically investing as soon as you are able so that a reasonable amount is saved, even after just a few years. The compounding effect can help to speed up your savings2.
It was very soon after that I discovered that I was pregnant with my fifth child. Waiting to complete our family was not an option since I was in my forties. Growing a new business and having a baby at the same time sharpened my focus on what is most important – people. I often say that I take care of my family and my clients.
Remember, you are your most important asset: For most people, human capital is the missing piece of their portfolio. You insure your car, in the event you get into an accident. You insure your belongings, in case they’re lost or stolen. Your biggest asset is your ability to get up every day and provide for your family, whether by working or being the primary care giver. How do you insure your biggest asset?
Both my growing family and business have rewarded me many times over these last 19 years. As my youngest soon enters college, my business is preparing for another expansion as we merge our practice with another established firm. In the New Year, we will announce our new business name as we finalize our merger with Tony Fulkerson, CFP® of Fulkerson Financial Group. Please note our new location in Herndon at 625 Elden Street, Suite 203. More to come soon! In the meantime, we will continue to focus on our clients and their most important financial goals. Our purpose is to help People; our intention is to provide ongoing guidance and support to help them realize their dreams. One important part of that is to become A S.M.A.R.T. spender. Set S.M.A.R.T. financial goals (Specific, Measurable, Achievable, Realistic and Time bound) and create a spending plan in 4 steps1: 1. List your income 2. Compare your income and expenses
Interested in learning more? We are here to help you get started.
“I think the girl who is able to earn her own living and pay her own way should be as happy as anybody on earth. The sense of independence and security is very sweet.” - Susan B. Anthony
3. List your expenses
1 http://www.pacer.org/publications/possibilities/make-a-spending-plan/68-make-aspending-plan.html 2 Systematic investment techniques do not assure a profit or protect against a loss.
4. List your resources and set priorities
Valerie P. Kaiser, CFP® 703-610-4073 625 Elden Street. Suite 203 Herndon, VA 20170 www.kaiserfinancialsolutions.com “It is important to me to enrich your life by taking any financial issues, concerns and questions off your mind. You’ve worked hard for all you have. I help you protect it and have a secure future with the freedom to do what you want. This is the greatest contribution I can make.”
Valerie Kaiser, CFP® is the founder of Kaiser Financial Solutions, a firm specializing in financial planning and wealth management services. She has more than 19 years of experience in financial planning, implementation and service. Valerie works with families and business owners who want a realistic approach to wealth accumulation and reduced investment risk with better coordination of personal and business assets; all to enhance retirement security and improve family wealth transfers. She holds the Certified Financial Planner™ professional designation and is both an Investment Advisor Representative (IAR) with Eagle Strategies, LLC, a Registered Investment Advisor and a Registered Representative with NYLIFE Securities LLC. Valerie and her husband Bruce reside in Virginia where they enjoy being with their large family of five children, a daughter-in-law, son-inlaw and five grandchildren.
This educational, third-party article is provided as a courtesy by Valerie Kaiser, CFP®, Agent, (CA#0F39945) New York Life Insurance Company. To learn more about the information or topics discussed, please contact Valerie Kaiser, CFP® at 703-610-4073.
Proudly serving clients in Northern Va including, Loudoun, Arlington, Prince William, Fairfax and Winchester Counties. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA, CO, DC, FL, MD, NC, NY, OH, OR, SC, TX, WV and VA. No insurance business may be conducted outside this/these state(s) referenced. CA License # 0F39945I am a Financial Adviser offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser in the states of AZ, CA, CO, DC, FL, MD, NC, NY, OH, OR, SC, TX, WV and VA. As such, these services are strictly intended for individuals residing in the states referenced. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, FL, MD, NC, NY, OH, OR, SC, TX, WV and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced. My address is 8075 Leesburg Pike, Suite 200, Vienna, VA 22182 and my phone number is 703-610-4073.I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither Kaiser Financial Solutions, LLC nor New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decision. .Kaiser Financial Solutions, LLC is not owned or operated by New York Life Insurance Company or its affiliates.
educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Become Our Hero of Hope Today! Mobile Hope has created a partnership program that is community owned and valued. It is through empathy and compassion that Mobile Hope’s successful existence acts as a beacon of hope and a model in which we should all take pride. Mobile Hope believes that all children should grow up in a safe environment with all the tools they need in order to become successful and respected members of our community. We know you do, too.
Since 2011, Mobile Hope has provided basic necessities and emotional support:
• To children and young adults 24 years of age or younger • To those who are at-risk, precariously housed or homeless in Loudoun County, Virginia
These services are provided at our facility and on our mobile bus.
Mobile Hope is humbled by the generosity we receive from our community in order to keep our doors open and our bus on the road. Thank you! Mailing Address: PO Box 4135, Ashburn, VA 20148 Facility Location: 31 Sycolin Road, Leesburg, VA 20175 Phone: 703-771-1400
WWW.MOBILEHOPELOUDOUN.ORG Mobile Hope is a 501(c)(3) organization. Our tax ID number is 46-3053144
Come to my session
Know Your Style For Success • Fast-paced • Interactive • Leave with your own personal success style Missed the conference? No problem! Contact me for your complementary Personal Success Style Kim Lysik Di Santi, CPBA, CPVA kim@total-strategy.net 703-834-7597 Connect with me on LinkedIn
www.linkedin.com/pub/kim-lysik-di-santi/0/b9/9b3
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
educate. empower. inspire. inform.
Estate Planning By Dawn M. Dale, Esq.
E
state planning is admittedly not a cheerful subject. However, it is an important one and, like most financial subjects in today’s world, it can be a complicated one. However, that doesn’t really answer the question of “What is estate planning?” Estate Planning is a lifetime process of organizing your affairs and making the necessary legal arrangements that enable you to achieve your goals during lifetime and at death in an efficient and predictable manner while maintaining the maximum flexibility and privacy. Designing an estate plan is like building a house – you start with a solid foundation and then add the finishing touches. The foundation of an estate plan includes executing the basic legal documents that set forth your wishes for (i) handling medical and financial decisions in the event you become disabled or incapacitated, and (ii) distributing your assets upon your death. From time to time, you may change these basic estate planning documents as each of these documents is revocable.
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Last Will and Testament
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Revocable Living Trust
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Durable Power of Attorney (financial) Dawn M. Dale, Esq. McLean, Virginia 22102 (703) 244-6611
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Durable Power of Attorney for Health Care Decisions
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Living Wills
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HIPAA Authorizations
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Durable Power of Attorney for Burial Arrangement
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Powers of Attorney for Medical Decisions involving Minor Children
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Conduct a thorough review of the ownership and titling of all assets and liabilities and change as needed to coordinate with the overall estate plan objectives.
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Conduct a thorough review of the beneficiary designations for all contractual assets, such as life insurance and annuities, IRAs and qualified retirement plans, TOD/POD account designations and modify as needed to coordinate with the overall estate plan objectives.
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Carefully review the duties and requirements of the many fiduciaries you will be naming in your estate planning documents. Consider the skills needed to perform these duties and the strengths and weaknesses of the individuals and/or entities that you are considering as: 1) guardians for your minor children; 2) agents to make your medical and financial decisions for you if you become incapacitated; 3) the executor of your estate; and 4) the trustee that will manage assets for your family after you are gone.
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Complete an assessment of liquidity needs in the event of a disability or death of each family member and make appropriate arrangements to address any identified weaknesses.
The finishing touches of an estate plan may involve creating more sophisticated arrangements (many of which are irrevocable) that may (i) maximize the amount of wealth that will ultimately pass to the your family, and (ii) provide your family the benefits of protection, preservation, management, and distribution of such wealth. Every individual should have the necessary documents to address disability/incapacity as well as death. The following is a summary of some of the common documents and action items included as part of the foundation of an estate plan.
Advance Medical Directives
Once the foundation is in place, then you should consider any additional planning goals you have and the appropriate strategies that may be employed to help you achieve those goals.
KeyStone Law, PLLC
Dawn M. Dale is the Founder and Managing Member of KeyStone Law, PLLC. She has over 25 years of experience advising individuals and families on all aspects of their financial lives. She has handled a wide variety of tax, estate, retirement and philanthropic planning matters, managed family office, trust and estate/probate administration services, coordinated family meetings, governance and educational programs, and advised clients on planning with stock options, restricted securities, concentrated equity positions and closely held business interests. Dawn graduated with distinction with a master of laws degree in taxation from Georgetown University Law Center, earned a law degree from Penn State’s Dickinson School of Law in Carlisle, Pennsylvania, and graduated cum laude with a bachelor’s degree in accounting and administration from Westminster College in New Wilmington, Pennsylvania. She is currently admitted to practice law in the Commonwealth of Virginia, the District of Columbia, the State of Ohio and the Commonwealth of Pennsylvania. Dawn is a member of the American Bar Association: Section of Taxation and the Real Property, Probate and Trust Law Section, the Virginia Bar Association: Taxation Section and the Wills, Trusts and Estates Section, the District of Columbia Bar Association: Estates, Probate and Trust Law Section, the Ohio State Bar Association: Taxation Committee and Probate and Trust Law Committee and the McLean Estate Planning Council. She is also a Certified Financial Planner™ professional. The above article is made available for general informational and educational purposes only. It is not offered as and does not constitute legal advice or a legal opinion and is not intended as a solicitation for services. Publishing of and the receipt or reading of this article does not create an attorney-client relationship between you and KeyStone Law, PLLC. You should not act upon or rely on any information contained therein without seeking legal advice from an attorney retained by you. Your use of the information contained in this article is at your own risk. The materials presented in the article is intended, but not promised or guaranteed to be current, complete or up-to-date and should in no way be taken as an indication of future results. KeyStone Law, PLLC. is not responsible for any errors or omissions in the content of the article or for damages arising from the use of information contained therein.
educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Networking Tripled My Business
al ourn J s es rty usin n B ists Pa o t g n L i h of Was
k Boo
Women on the move building Bears for charity at Christmas time!
Raising Money for Cha Wine Ch rity eese an d Choco late E ve nt
xecu ti pfire E m a C n a
Urb
I
was in business for 10 years before I ever did any networking. It was the ‘90s and we grew from 5 cars to about 70 without having many issues. We were growing so fast I was too busy to network. I was still answering phones, dispatching, writing proposals, assisting with payroll and I was the project manager for each of our contracts. Then 9/11 happened. The phones stopped ringing and I had no choice but to get out of the office and drum up some business. I had joined the Reston Chamber of Commerce early on but was not active. A friend was involved with the Committee for Dulles so I started attending their events. The group was great for me because its mission was to foster the development of Dulles Airport and the area surrounding the airport. The companies that were interested in doing business with Dulles all had representatives attending the luncheons. The industries represented were hotels, cargo airlines, moving and storage companies, engineering and law firms, etc. I was encouraged to join a committee. It was all new for me so I joined the membership committee, which I thought was the least intimidating. Our goal was to attract 20 new members per year. I got out my Rolodex and I personally recruited America Online and George Washington University. The group was so impressed that they immediately put me on the board. Board-level networking was outstanding but I was also making great contacts in the membership
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
mittee ve Com
Cha irin gD CC ham ber Ga la
By Kristina Bouweiri
The best networ king happens on
the bus!
committee. A bank CEO was on the membership committee and he approved a loan for me in 24 hours. I met a gentleman who owned another bus company and he referred me to his insurance agent who eventually saved me $11,000 a month. One of my early lessons from networking was that I was not only going to get new clients, I would also find great vendors, make lifelong friends, and create a small group of CEO advisors for myself whom I could call when I had business issues. Soon I was invited to the board of Dulles Regional Chamber of Commerce and the board of the Loudoun Chamber of Commerce. You are only going to get out of your experience what you put in. You must get involved and join a committee. For the Dulles Regional Chamber I co-chaired their annual gala for two years. For the Loudoun Chamber, we created a Limousine Scavenger Hunt of Loudoun County. I have co-chaired membership drives for most of the chambers that I belong to. The easiest way to get involved is to recruit your clients, vendors and friends to join the chamber. At one point I was on 10 boards. I do not recommend that. You do need to save time to run your own business! For most people, I suggest no more than three networking organizations. One should be your local chamber, the other an industry association and the third should be a non-profit or charity. educate. empower. inspire. inform.
Today, I have a great operational infrastructure within my company so I am able to be on the board of nine organizations and I learn and grow from each one. Here are some easy tips for networking:
so that we did not have to attend those eight events and we could free up our schedule. It was this idea that created Sterling Women lunches. These lunches take place on the second Thursday of the month. 150 women attend. We have female vendors selling items. We have a local businesswoman speak to us and tell us her story. This luncheon has been in existence for seven years and is growing stronger each year!
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If it intimidates you, take a friend. Attend multiple times and eventually you will make friends and feel more comfortable.
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Donate a door prize. Everyone loves to win something and it is a great way to get your name out there. If you can’t donate something Soon after I founded Sterling Women, I co-founded the Northern Virginia from your business you could always do a $10 gift card to Starbucks. Women’s Business Conference with Tina Johnson. Sheila Johnson, CEO of Salamander Hotels & Resorts, was our first keynote speaker. The Send a note to every one you meet and enclose your business card. conference is a very high level event that takes place right here in our Most people are not organized and they either lose your card or back yard. You can attend an amazing conference without having to forget your name and company name. It is a great reminder soon fly to another city and pay for a hotel! The success of Sterling Women after they meet you. I enclose a $50 gift card for limousine service. luncheons and the Northern Virginia Women’s Business Conference Go on the website and find out who is on the board. Reach out to shows how dynamic the women of Loudoun are. They are lifelong each board member and offer to take them to lunch to introduce learners who love to come together to support each other! yourself. This is a great way to get to know people and make friends.
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Create an email database of everyone you meet. Send out a monthly newsletter. Keep in touch. Sooner or later they will have a need for your service. If you don’t stay in touch, they will forget you!
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Connect with everyone you meet on LinkedIn.
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After you have attended an association meeting for a couple of years, it is time to move on and get to know another group.
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Be patient. Nothing happens overnight. If you religiously network and do the follow up, the business will come to you!
Over the years I noticed that 85% of my consumers were women! It was the admin, HR manager, office manager, wife, sister or mother who orders the transportation for a corporation or family. I was networking each month at eight women’s organizations. I got so busy that I had to hire someone to network for me. One day my employee came to me and suggested we start our own networking organization for women
! s u join
Upcoming Luncheons: November 12 & December 10 11am-1:30pm Held at The National Conference Center 18980 Upper Belmont Place Leesburg, VA
LinkedIn: https://www.linkedin.com/in/kristinabouweiri • Google Plus: https://plus.google.com/+KristinaBouweiri Twitter: @restonlimo • YouTube: https://www.youtube.com/user/restonlimousine Facebook: https://www.facebook.com/kristina.bouweiri?fref=ts Kristina Bouweiri 45685 Elmwood Court, Dulles, VA 20166 www.restonlimo.com kbouweiri@restonlimo.com Phone: 703-478-0500 ext 511 “Never say no”
Kristina Bouweiri is President and CEO of Reston Limousine, Washington DC’s premier chauffeured transportation provider and the 13th largest fleet operator in the industry. Starting with only five vehicles in 1990, Bouweiri diversified the business and grew it to a $21 million firm today with 210 vehicles. A longtime supporter of women entrepreneurs, she is the founder of the monthly networking luncheon Sterling Women and co-founder of the annual Virginia Women’s Business Conference. Recognized for her business acumen, Bouweiri also is an international speaker on topics ranging from startup success strategies to the use of social media in growing your business. educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Financial Aid CHANGES By Luanne Lee, CCPRS, YOUR COLLEGE PLANNING COACH
T
his year, the formula that the Department of Education uses to determine financial aid eligibility will make it considerably harder for parents to afford college. The amount of allowed savings parents can keep before being assessed, the Asset Protection Allowance, has decreased dramatically. In 2009, a family of four could save about $54,000 before having any assets counted against them in receiving need-based, federal aid. That amount has now dropped to approximately $17,000. The impact is that parents will now be spending, in this example, $2,100 more because they did the right thing… which was to save for college. Plus, one of the best student loan programs, the Perkins Loan, has been eliminated for all new students after September 30, 2015. Interest rates banks charge each other is at ZERO percent. The 10-Year Treasury Note rate is currently at 2.237%. Yet, your student has to pay 4.29% on Stafford Student Direct Loans?? If YOU want to borrow from the Treasury, you will pay a 6.84% interest rate for the Parent PLUS Loan, plus origination points! This is almost triple the 10-Year Treasury Note! It’s almost as though there were a conspiracy to prevent our children from going to college. Of course, that’s a ridiculous assertion, but something must be done and no one is coming up with any answers.
Filing the FAFSA: Free Application for Federal Student Aid The current senior class of 2106/17 cannot file the FAFSA until January 1st, 2016. This means your window of opportunity to make adjustments to income or assets to reduce the EFC, closes on December 31st. Normally, the following junior class still has a full year to possibly restructure or reduce income or assets to reduce their EFC. But, it was just announced several weeks ago that the 2017/18 class of college bound juniors will file their FAFSA starting October 1st, 2016, using 2015 financial data. The base year for the class of 2017/18 has just been shortened by 9 months!
The Rules of Engagement The more one knows about the ways of their adversaries, the more ways they learn to defeat them. It sounds like we are going to war! We are, the war on ever increasing education debt! Educate yourself on the changes and what are your options! There are more changes in the works-- and none of them are good. Parents should be looking for ways to understand the rules of the game, whether it’s looking for answers on the internet, from reading books, or consulting with a professional. Having knowledge of how the system works is more than half the battle. Understanding the
ABOUT LUANNE LEE Luanne Lee is a licensed College Planning Relief® specialist with over 20 years in business and personal financial services. Married to Jim for 40 years, she is a proud mother of two young adults, three grandchildren, 3 dogs and 2 cats and lives in Northern VA.
Bottom line: if money is no object then go for Early Decision! If receiving Financial Aid and Merit Scholarships is going to be a deciding factor in your college selection Early Action is the admissions program for you. 32
November/December 2015 | LOUDOUN WOMAN MAGAZINE
educate. empower. inspire. inform.
Financial Aid CHANGES
By Luanne Lee, CCPRS, YOUR COLLEGE PLANNING COACH
By Luanne Lee, CCPRS, YOUR COLLEGE PLANNING COACH
legal loopholes within the system you can make better informed financial decisions for your family. Never forget, college has become very big business. This higher education purchase can have a major impact on your retirement cash flow, and on your childrens’ as well. Becoming informed will help you minimize that impact greatly.
Early Decision/Early Action. What’s the difference? Very appropriate for this time of year. I get this question all the time on the difference between Early Decision and Early Action. Students who apply Early Decision, which is a binding admissions program, often have an advantage when it comes to getting into the college of their dreams. BUT, there are rules that are common to most Early Decision programs. The student cannot apply Early Decision to any other college. If admitted, the student has to withdraw all other college applications. Other downsides to applying Early Decision, you won’t have any other financial aid offers with which to use as leverage. Applying Early Action, which is non-binding, doesn’t have that problem. For both programs, however, financial aid forms and documents will need to be filed much earlier. Missing deadlines can be very costly! Most Early Decision/Early Action application and financial aid deadlines are from November 1 to December 1. You need to get your ducks in a row now! Bottom line: if money is no object then go for Early Decision! If receiving Financial Aid and Merit Scholarships is going to be a deciding factor in your college selection Early Action is the admissions program for you. It is not binding and you can possibly leverage the offers received for a more financially attractive offer.
College Planning is Financial Planning is Retirement Planning! We are here to help.
It’s Never Too Early Or Too Late To Start Planning! 703-928-9036 educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Showcasing Showcasing Women-Owned Women-Owned Businesses in Northern Businesses inbeyond Virginia and Northern Virginia Sterling Women provides a new and beyond networking opportunity for business women and men in Northern Virginia and beyond. Each month we invite a successful business woman located in Loudoun County to speak to our audience about her accomplishments.
Upcoming Luncheons: November 12 December 10 11am-1:30pm The National Conference Center 18980 Upper Belmont Place Leesburg, VA 20176
For more information, please contact Sharon Ragland at 703.478.0500 x511 or sragland@restonlimo.com www.sterlingwomen.org
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
educate. empower. inspire. inform.
Preparing for
Parent - Teacher Conference By Rebecca Eseonu
S
eptember marks the start of school for many families, and within a few short weeks or months, you will be meeting with your child’s teacher for your first parent-teacher conference of the year. One of the goals of the parent-teacher conference is to assess the strengths and weaknesses of each student and communicate to the parents the areas that need improvement. The parent-teacher conference can help establish a good relationship between you and the teacher so that the student’s progress can be seen as a team effort. It is important to determine short-term and long-term goals for the rest of the school year to keep the student on track towards success. In order to maximize the time spent with the teacher, you can prepare for the initial meeting in the following ways:
Before the Conference: 1. Talk with your child about how things are going in school. Discuss different aspects of the day in regards to academics and the social atmosphere. You can also ask your child some of the following questions to get a better understanding of his/her school day. • Which subjects are difficult for your child? • What does your child like best about school? • Would your child like you to ask the teacher anything? • If there could be any changes made to the classroom or structure to make it more of a comfortable learning environment, what would it be?
Rebecca U. Eseonu-Chukwu is the President & CEO of Chosidera, Inc. - an educational group and parent company of Eye Level Learning Center Sterling North. Rebecca is a CPA, has over 25 years of corporate experience and excited to be able to live her passion which includes preparing students for success with confidence. The proud mother of three young boys, she married (Chris) and lives in Northern VA.
Eye Level learning Center
29789 Great Falls Plaza, Suite 102 Sterling,VA 20165
Phone: 571.526.4193
Website www.eyelevelsterlingnorth.com educate. empower. inspire. inform.
2. Write down any questions that you have for the teacher. After the first month or two of school, there may be specific questions you have for the teacher. Talk with any individuals who spend time with your child whether it is a babysitter, tutor, or instructors from an after-school program. They may have more insight on your child’s academic abilities as well as questions to ask the teacher.
During the Conference: 3. With a limited amount of time, stick to the main topics. The conference revolves around one person – your child. All school rules and policies can be found in the handbook or on the school’s website. Talk specifically about the strengths and weaknesses of your child and ways that you can help him/her succeed. 4. Develop a parent-teacher relationship. The parent-teacher conference is an opportunity to get to know the teacher and develop relationship that can help set the tone for the tone for the rest of the year. A child’s academic success is a team effort; the students need the support not only in the classroom, but at home. by establishing a good relationship with the teacher, it allows you to be able to connect with the teacher throughout the year with any comments or concerns that may arise. 5. Have a stress-free conversation. Go into the meeting with an open mind and positive outlook that both parties are there to help your child succeed. Remember that the teacher is not there to criticize your child, but to have a in-depth conversation about the student’s progress. Likewise, suggestions for the teacher can be delivered constructively, and relationship of trust can be formed. 6. Try to save time to speak with your child’s other teachers. During the day students go to other classes such as gym, art, and music. Other teachers may have additional comments and/or concerns regarding your child’s behavior in their class. If you are not able to meet with additional teachers on that day, ask the child’s main teacher if you can call to make an appointment.
After the Conference: 7. Discuss the conference with your child. Arriving home after a parent-teacher conference can be very stressful for your child. First, talk to your child about the positives, academically and socially. If there are struggles your child is encountering, discuss the ways you plan to help your child succeed. The goal is for the student to be proud of the accomplishments he/she has made thus far, and how to make an effective plan so that the rest of the year can be success!
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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From Desk to Dinner: By Robin Finnell Feel great about You! Call and meet Robin for a private wardrobe consultation In her studio. Appointments available day and evening
W
how to transition your outfit from daytime delight to elegant evenings
hether it’s drinks after work, a business dinner, cocktail party, or holiday celebration, transforming your office attire into party wear channels your workday look to one that is ready to play!
Although most of us are happy with our work wear choices, having to go directly from the office to a venue where the dress code is more formal OR more casual can be a challenge without a stop home. Let’s face it, guys have it easy; they add a tie and/or jacket or take one and/or the other off. Can OUR formula be effortless as well? Of course it can, and women have much more imagination and latitude in their options. Here are some simple ways we ladies can switch out our look: • Shed that blouse and cardigan and don a jeweled top to rock those wide leg pants • Change your suit underpinning to a bold, shiny silk charmeuse blouse. With the holiday season upon us, pick a red that works best with your skin tone. • Trade that serious gold chain or pearls for a striking statement necklace. • Break up your suit: couple a fun top to complement the skirt or cast off the skirt for a pair of leather or faux leather leggings to rock that suit jacket. • Create drama by topping your ensemble with pashmina or fabulous scarf. • A jeweled belt jazzes up your jeans. • Sweaters and tops with metallic threads indicate it is definitely party time. • Hair adornments in crystals, lace or feathers add sass and a little oohla-la! • And of course killer shoes can take a dress from daytime drab to nighttime magic.
FA L L 2015
TH I S
TO DAY
I S
“Robin, I just tried everything on and love all — you steered me right on the sizes.” - Mary L. Washington, DC.
With these helpful hints, your quick change will be painless, and you’ll be ready to dine amongst the stars, dance the night away or simply take your look to a new level and shine, no matter what time it is! Need help? Robin Finnell is available for all your wardrobe needs.
Robin Finnell Wardrobe Stylist The Doncaster Collection 7700 Leesburg Pike, Suite 123 Falls Church, VA (by appointment) rbfinnell@gmail.com
WINTER 2015
703-623-3391
www.doncaster.com/robinbfinnell
THIS
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
TO DAY
Robin Finnell has been dressing women for more than 20 years. With a degree in Fashion Merchandising, she began her career in retail management. After moving to the metro DC area 21 years ago, she became a volunteer with Suited for Change, a non-profit that provides low income women with clothing for their interviews and jobs, and she realized she had found her passion. Robin became a professional wardrobe stylist and image consultant more than 12 years ago and has never looked back. She is married and the proud mother of a college age son. educate. empower. inspire. inform.
The Turning Point Suffragist Memorial By Patricia D. Wirth
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re you a feminist - an advocate for social, political, legal, and economic rights for women equal to those of men? The word may have its roots in the 20th century, but thousands of women and some men defined it on a large scale beginning in earnest in the mid-19th century. The American women’s suffrage movement involved thousands of women from every state, color, creed and nationality; it lasted over seventy years and hardly anyone knows anything about it! It was the genesis of the women’s rights movement much of which was omitted from history and our national consciousness because it never made it into our text books. The male authors ignored the significance of the movement and condensed those thousands of women and seven decades of determination, tenacity and accomplishments into a couple of paragraphs in the chapter on the Progressive Era (1890-1920). The first four decades were ignored abridging a significant piece of American women’s history. Officially, the movement began with the Seneca Falls Convention in July 1848. The outcome of the two-day conference was the Declaration of Sentiments which listed the many inequities women suffered under the legal and political systems, i.e., they could not vote, they had to submit to laws the formation of which they had no voice, they had no representation in government, married women were civilly dead in the eyes of the law, husbands had the right to all his wife’s property and earned wages and could have her thrown in jail if he decided she had committed a crime, they could not become doctors or lawyers and could not attend college -- the list went on and on! The convention framed a national discussion about women’s rights that spawned numerous leaders and organizations. Susan B. Anthony joined the movement and became its symbolic face, but she died more than a decade before women were enfranchised. At the beginning of the 20th century, suffragists Carrie Chapman Catt and Alice Paul each rose to national prominence within their respective suffrage parties. Catt sought suffrage through state-by-state legislation while Paul focused solely on a Constitutional amendment. Paul’s National Woman’s Party (NWP) used what were considered “militant tactics” to generate publicity and awareness – peaceful marches and picketing the White House. In 1917 hundreds of NWP members were arrested and jailed for silently holding banners in front of the White House. Those sent to the Occoquan Workhouse in Lorton, Virginia, endured humiliation, beatings, solitary confinement, forced feedings and inhumane prison conditions complete with rats and maggot-infested food. When word leaked out about this barbaric treatment, it became a significant turning point in compelling President Wilson to urge Congress to pass the 19th Amendment.
who engineered the greatest expansion of democracy on a single day the world has ever seen. Twenty-two million women became eligible to vote with the stroke of a pen. The Turning Point Suffragist Memorial Association is raising funds to build a national, garden-style memorial in Occoquan Regional Park, part of the prison grounds where Alice Paul’s suffragists were jailed and beaten. It will recall the entire suffrage history and pay tribute to these revolutionaries who ultimately won the right to vote, the first major step to equality. There is no other memorial in the country that commemorates all these women and their accomplishments. Our mission to educate, inspire and empower visitors will far exceed a contemplative walk through the memorial garden. Consider gifting a tax deductible donation to your women friends and family in any denomination; donations of $1,000 or more will permanently inscribe their name on the memorial’s Donor Wall. When asked what you want for the holidays, suggest a donation to Turning Point. Wishing you and your loved ones a joyous holiday season!
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This bloodless revolution ended with Ratification of the 19th Amendment on August 26, 1920, 72 years after the Seneca Falls Convention. It was also when the American woman finally entered the Constitution. We owe a debt of gratitude to the thousands of courageous and tenacious women
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Consider gifting a tax deductible donation to your women friends Patricia D. Wirth, Executive Director Turning Point Suffragist Memorial
Pat Wirth will tell you that her career has been one of circumstance, timing and opportunity. She never had a job she didn’t like, loves learning and applying the new-found knowledge to move up and on. Pat began her career by providing administrative, management and paralegal services to government contractor employers first in Pennsylvania and then in Virginia. After 30 years in car care and with numerous awards and recognitions to her credit, she closed the doors of her environmental award-winning business in September 2013. Pat has worked and volunteers continuously in the non-profit sector for over three decades in executive, management, and fundraising positions for professional, trade and charity organizations; she recently earned her certification as a non-profit consultant. She expects to use her expertise to help others as the next career chapter unfolds. educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Hurry in for the Holiday taste
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November/December 2015 | LOUDOUN WOMAN MAGAZINE
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What’s The Difference In Your Bubblies By Adam Kline
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here is nothing like a little bubbly on these hot days. Whether you actually have a celebration or just enjoy the crispness, a nice glass of champagne, prosecco or sparkling wine may just be the perfect solution to your palates desire. Nowadays, the selection at the store seems to have doubled with options. There are so many different brands, styles and types to chose from. Most people, including myself at first, don’t know the differences between any bubbly styles, except for the cost. I wanted to take a look at what are the true reasons behind the differences within the names of three bubblies which tastes are so similar. The easiest answer is that they are all generally defined by what area they are produced in. It gets a little more scientific when you dig deeper into the differences in there production, but not to much. Here are some of the basics anybody can understand to compare Champagne, Prosecco and Sparkling wine. Champagne Location – Champagne is an effervescent wine made in the Champagne region of France. If it’s not made in Champagne, it’s not “Champagne”. All other effervescent wines are generally “sparkling wines”. Please keep in mind that this does not mean that they are inferior in any way. Production and Storage – Champagne is made using the traditional method in which the wine made from chardonnay and pinot noir grapes undergo a secondary fermentation in the bottle, which allows it to generate it’s own carbonation. Because of this, it’s best when stored for a few years before drinking. Taste – Generally fruity with hints of pear, citrus, apple, vanilla and nuttiness. Typically more acidic than Prosecco, and more bubbly.
fizz whose could at one time be sold in cans. Over the years it has morphed into a kind of poor man’s champagne. As production techniques improved, so did the wines. The bubble became finer with more persistent. The flavors and aromas developed a complexity while the excessive sugar additions once use to cover up it’s defects were reduced. Location – Produced in the Veneto region of Italy. Again, if it’s not made in this region it’s not Prosecco. Taste – Slightly dryer than champagne. It is also lower in alcohol compared to other sparkling wines, a little lighter in body and slightly less bubbly. Storage – Best to drink early (within 6 months to a year of purchasing). Price – In general, it tends to be 1/2 to 1/5 of the price of champagne. That is kind of it in a nutshell. So…next time some snob gives you a hard time for not bringing “real Champagne” to the celebration you can counter with a little sparkling wine knowledge!
Adam Kline Adam started his restaurant career at age 15 in establishments in Southern New Jersey. After moving to North Carolina in 1988, he gained the knowledge and experience to become a manager at some of Greensboro’s finest restaurants.
Classifications – Champagnes and sparkling wines are classified by sweetness. That usually includes: Brut: dry, less than 1.5% sugar Extra Sec: extra dry, 1.2 to 2% sugar Sec: medium sweet, 1.7 to 3.5% sugar Demi-Sec: sweet, 3.3 to 5% sugar (dessert champagne) Doux: very sweet, over 5% sugar (dessert champagne) Price – Champagne tends to be more expensive than other types of sparkling wine for a combination of factors: 1) It’s harder (and more expensive) to grow grapes in the cooler climate. 2) It undergoes the extremely laborious traditional method of production. 3) The exclusiveness of being produced in the expensive and small Champagne region.
enjoy!
Sparkling Wine Sparkling wine can be made the exact same way as Champagne with the same grapes and the same production method and can be just as good, but again, if it’s not made in the Champagne region than it is not Champagne. Also, in terms of production, Champagne is produced using only the traditional method, and while sparkling wine can also be made using the traditional method, it may also be produced using the transfer and Charmat process methods. Because of the wide variety of sparkling wines, pricing tends to be all over the board, but in general, is much more cost effective than Champagne. Prosecco Things have changed for Prosecco. Once it was an over-sweetened educate. empower. inspire. inform.
November/December 2015 | LOUDOUN WOMAN MAGAZINE
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Happy Holidays from Reston Radiology Consultants
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