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Want to be close to family over Ramadan?

Send money home for Love is never a chance to WIN plane far away tickets to see them 1

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Send money with Western Union and you could bring love home during the festive period. • You could win round trip tickets to bring loved ones home to Australia, or tickets to go home to India. • Have a chance to win amazing fortnightly prizes – LCD TV, iPads, iPods and restaurant vouchers. Grand prize draw is on 3rd December. • The more times you send, the more chances you have to win! Gold cardholders get double entries. • With over 100,000 locations in India2, an agent location is never far away. /WesternUnionAustralia

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1. Terms and conditions apply: please visit www.westernunion.com.au or any Western Union® Agent location for details. NSW Permit No. LTPS/12/5358, VIC Permit No. 12/1606, ACT Permit No. TP12/2502, SA Permit No. T12/1240. 2. Network data as at 31st March 2012. Funds generally available in minutes subject to terms and conditions of service including Agent location’s hours of operation and difference in time zones. See ‘To Send Money’ form for restrictions. In certain countries the send money service is not available; customers can only receive money. In addition to the transfer fee, Western Union also makes money from currency exchange. Subject to applicable taxes, if any. As a Government requirement, maximum payout amount should not exceed USD 2,500 per transaction. A sender threshold amount has therefore been set to ensure exchange fluctuations do not result in the transaction being declined to the receiver. Please check with your local agent for more information.








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                                                 

                                                              

                                                              

                                                                                 

                                                  

                                                   



                                                             



                    



                                      



                                               



                                               

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

                                               

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

                                

                                    



                                                 

                                                       

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                                               

                                                        

                                                                

                                                                                

                                                

                                                      





                                                




                                                               



                                               





                                                 

                                                       



                                               

                                                               

                                                        

                                                                                

                                                

                                                





                                                




                                                                  



                                                                                               





                                                 

                                                       



                                               

                                                        

                                                               

                                                                                

                                                

                                                





                                                                                               






                                                                      



                                                 



                                               





                                                 

                                                       

                                                               

                                                        

                                                                                

                                                

                                                



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                                               

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

                                                                  

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                                               







                                                        

                                                               

                                                                                

                                                

                                                



                                                          

                                                       

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                                               

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                                               

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                        

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                              

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                                               

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                                                               

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                                                                   

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                                                          

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                                                

                                                                                

                                                   



                                                                            

                                                               

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                                               

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                                                              

       

        

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                       

                

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

         

       





        

        



        



        

       



        

        

       

 

 





        



        





        

       







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



       

        



         





        





        

       





       

         





                                             






        

       

                



          



      



       

                

       



      



           



                                 



                 

                         

      





       

        



       



        





       

                                            





       

        



                  





                          

       

        



       



        



       



                                    



         



        



       



        



                                   



        







          

       



       



        






                                               



                                                                             



                                                                                                                                    

                                                     

                                                                            

                                                   

                                                                           

                                                                                                                                    

                                                                  



                                                                           



                                                   

                                                                               

                                                                                  




                                               



                                                         



                                                                  

                                                                 

                                                                 

                                                                 

 

                                                                       

                                                                  


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                                               

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 

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 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       

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                                               

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 

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 

                                                                                                                                                                                                                                                                                                                                                                                                                                  

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We knowhow your SMSF could get a $1,500 benefit. $500 $1,000 UP TO

BONUS INTEREST † on DIY Super Solution balances, payable after 6 months.

L TIMIMITED EO NLY .

FREE BROKERAGE FROM WESTPAC ONLINE INVESTING* available to new and existing DIY Super Solution customers who open a new Westpac Online Investing account.

We know how to help maximise every dollar in your Self Managed Super Fund (SMSF), in more ways than one: • Get $500 bonus interest when you deposit at least $25,000 of your super into a new or existing DIY Super Solution and maintain this increased balance for 6 months.† • Get up to $1,000 free brokerage to use over 6 months from Westpac Online Investing.* Westpac’s DIY Super Solution 1. Transact.

DIY Super Working account

2. Save.

DIY Super Savings account

3. Trade.

Westpac Online Investing

Talk to us today.

Ask at any branch Call 1300 131 764 Visit westpac.com.au/smsf Australia’s First Bank for Superannuation. Things you should know: To be eligible for the one off $500 bonus interest payment you must hold or open a Westpac DIY Super Savings and Working Account, and deposit $25,000 or more into either of those accounts in a single transaction between 18 June and 30 September 2012. New and existing customers must maintain this increased balance for a period of 6 months from time of deposit. Bonus interest is payable only once per SMSF. If you satisfy these eligibility criteria, the $500 bonus interest payment will be deposited into your DIY Super Working account by the last business day in the month immediately following the 6 month eligibility period. *Up to $1,000 of free brokerage is available to new and existing DIY Super Solution customers who open a Westpac Online Investing account between 18 June 2012 and 30 September 2012. Existing Westpac Online Investing customers are not eligible for the $1,000 offer. We will rebate to you the brokerage charged on each contract note for your online share trades made within 6 months of your account being opened, up to a total value of $1,000 (including GST). This offer is for online Australian share trades only. Full brokerage will be shown on the contract note. We will rebate the applicable brokerage to your trading account in the following month and an adjustment note will be emailed to you. This offer is valid until 30 September 2012 unless withdrawn or varied earlier. All qualifying trades must be settled within 6 months of account opening. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. This offer is not redeemable for cash and is not transferable. Westpac Online Investing’s normal terms and conditions apply unless otherwise specified here. The Westpac DIY Super Working and Westpac DIY Super Savings accounts are issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Westpac Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group. Fees and charges apply. Full details of terms and conditions are available from any branch or online at www.westpac.com.au/smsf © 2012 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. WRA0414_25.5x19.5_VA †


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26/06/2012 11:48:08 AM


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