Calgary New Home Guide - Sept 9, 2016 by NextHome

SEPT 9 - OCT 7, 2016 VOLUME 19, ISSUE 10, FREE

CALGARY EDITION

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INSIDE THIS ISSUE

CHBA – CALGARY CEO DONNA MOORE RETIRES

ASPEN WOODS: LUXURY IN CALGARY’S SOUTH WEST

THE UNEXPECTED COSTS OF HOMEOWNERSHIP

start your search here. Whether youâ&#x20AC;&#x2122;re renting or buying, finding your next home has never been so easy.

7 SHOWHOMES

NOW OPEN IN THE NEW FACE OF CALGARY’S NORTHEAST!

URBAN MODERN ARCHITECTUR AL ST Y LES • UPSCALE FEATURES AND FINISHES THROUGHOUT

3 HOME STYLES & ENDLESS POSSIBILITIES

DUPLEX HOMES

STARTING FROM THE

LANED HOMES

349’s

369’s

STARTING FROM THE

1083 Cornerstone Street NE, Calgary Deb Gearey 403-536-2320

499’s

Two Showhomes Opening Soon! Glenn Jorgensen 403-536-2322

STONEY TR NE

N CALGARY

128 AVE NE

T R NE

160 Cornerstone Ave NE, Calgary Satwinder Notay 403-536-2321

STARTING FROM THE

FRONT DRIVE HOMES

COUNTRY HILLS BLVD NE

Visit shanehomes.com to register for more information on living in Cornerstone! *PRICE INCLUDES HOUSE, LOT & GST. SUBJECT TO CHANGE WITHOUT NOTICE.

STONEY TR NE

60 ST NE AIRPORT TR NE

contents SEPT 9 - OCT 7, 2016 | VOLUME 19 ISSUE 10

ON THE COVER

Genesis Builder Group + online NEIGHBOURHOOD

HOME SEARCH

Brings affordability affordability to Airdrie with homes in Bayview

property proﬁles MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

26 Homes by Dream

Homes by Dream launches in two Dream communities

Shane Homes

Collection of upscale duplexes in Cornerstone

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

trending

Finances

Taxes, not basic necessities, Canadians’ main expenses

CHBA - Calgary

CEO Donna Moore retires after 32 years

Mattamy Homes

Batting Against Breast Cancer tournament raises $80,000

advice

20 Insight

Landscaping your new home by Brad Jackman

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ALBERTA SALES MANAGER

Shelley Balla EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Elisa Krovblit Lydia McNutt (on leave)

SENIOR MEDIA CONSULTANT

Melanie Gowans 403.200.8462 Follow me on twitter @melgowans Like us on Facebook ypnexthome

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

Mike Terentiev PRODUCTION MANAGER

Helen Pearce

44 24 Mortgage Advice

The unexpected costs of homeownership

20 district maps

Airdrie

Calgary North Region

Southeast

Northwest

inspiration

Okotoks

28 The Scoop

35 Northeast

by Alyssa Furtado

52 Calgaryism

Tips to help you choose a builder/developer by Cody Battershill

Modern pop for the office

44 The Scoop

Boho bedroom in white and blue

45 Calgary

South Region

Southwest

in every issue

49 Cochrane

55 Calgary

Editor’s Note

46 Neighbourhood Profile 54 What’s Online

East Region

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

403.200.8462 FOR NATIONAL ADVERTISING INQUIRIES CALL:

416.263.6783

Published by

Calgary’s New Home Guide is published 13 times per year. We are located at:

2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313 The magazine is free to the public

ypnexthome.ca

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties

will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

Editors' Notes

ASPEN WOODS

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

MORE PHOTOS ONLINE ypnexthome.ca/aspen-woods

Best builder in the bunch You’ve agreed that a new home is the way to go, but you still have another big decision to make — choosing a builder. It pays to check the reputation of the builder/developer before you sign. Start by finding out how long the company has been in business. Ask a sales representative or visit the company’s website. Next, find out if previous purchasers are happy. Drive around an existing community built by the company and talk to anyone you run into during your tour.

Visit several sales offices and model suites, and get a feel for each company and the staff. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.” Think twice about any development where the salespeople push you to make a decision, or where they are not happy to provide you with the information. When you do find the right home and the right home builder, making that big decision will be a whole lot easier and more enjoyable.

Looking beyond the headlines

Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

As national organizations, agencies such as the Canadian Real Estate Association and Canada Mortgage and Housing Corp. are mandated to monitor and collect data on the housing market country-wide. Media outlets (including New Home Guide), naturally, report the information CREA, CMHC and the like discuss in their news releases. So when CREA reports that “Canadian home sales post third consecutive decline in July” – an eye-catching if not alarming summary – it no doubt gets widespread coverage.

+ get social

Interact with us on social media: ypnexthome

WAYNE KARL Senior Editor

6 YPNEXTHOME.CA

But there is no need to accept such negative news as gospel. There really is no such thing as the “Canadian” real estate market. Sure, sales or prices might be down in one area, but they could be very healthy in another. What you really need to pay attention to is what’s going on in your area – to look beyond the headlines to assess what is happening where you live. It is essential, especially in times when we’re seeing wide discrepancies in market conditions, to understand that real estate is local.

Bring your home dreams to life The Calgary Home + Design Show is where big ideas, trusted advice, and fresh inspiration unite. Complete with more than 350 brands and local companies, and the biggest names in the industry, including Master Contractor Rob Evans & Designer Mia Parres from The Expandables and Home to Win on HGTV Canada, and W Networkâ&#x20AC;&#x2122;s Todd Talbot,

Todd Talbot Home and Garden Events

Rob Evans & Mia Parres @HomeShowsAB #CHDS16

co-host of Love It or List It Vancouver.

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Produced by

calgaryhomeshow.com

Buy Buy tickets tickets online online

Promo Code: CondoGuide Promo Code: HomeTrends

*On Regular Adult Admission Only Courtesy of

›› AIRDRIECOMMUNITIES 3 VETERANS BLVD

05 RAVENSWOOD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

VETERANS BLVD

06 COOPER’S CROSSING

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

1ST AVE

07 WILLIAMSTOWN 10

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

EAST LAKE

1 12

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

NOSE CREEK

09 SOUTHWINDS

Developer: Mattamy Homes Builders: Mattamy Homes

YANKEE VALLEY BLVD

5 2 NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 BAYSIDE ESTATES

6 4

8 13

DEVELOPER: Genesis Land Development Corp. BUILDER: McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

10 CANALS LANDING

Developer: Genesis Land Development Corp. Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders

11 PIER 11

Developer: Genesis Land Development Corp. Builders: Genesis Builder Group pier11airdrie.com

12 MIDTOWN 03 REUNION

DEVELOPER: Hopewell Residential BUILDERS: Sabal Homes, McKee Homes

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

Developer: Wenzel Developments & Apex Developments Builders: Creations by Shane Homes, Shane Homes, Nuovo by Shane Homes, Excel Homes, Trico Homes www.midtowninairdrie.com

13 THE GATES AT HILLCREST

Developer: Mattamy Homes Builders: Mattamy Homes Coming Soon

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 9

Property Profile | GENESIS BUILDER GROUP CORP.

cover story

Genesis Brings affordability back to Airdrie with new homes in Bayview BRINGING AFFORDABILITY back to Airdrie is a major appeal of Genesis Builders Group’s stylish new homes in Bayview – a new community being created by Genesis Land Development Corp. adjacent to its ever popular Pier 11 in Bayside. “In Bayview we really wanted to create homes that are affordable,” says marketing manager Jesse Coderre. “Even though Airdrie is considered to be a little more affordable than Calgary, but with the number of new developments the prices have been going up, so we worked hard to create homes that will bring the price point back to under $400,000. 10 YPNEXTHOME.CA

“The Genesis home is superbly designed and quality built with exceptional craftsmanship and we’re continuing to do that with these Bayview homes at an affordable price.” Genesis has launched two distinctive housing types in Bayview – its immensely successful side-by-side homes and newly designed singlefamily front garage home models. “We’ve already started construction on our side-by-side homes – they’ve been a top seller for us; we have just 26 homes and half of them are already sold.” Coderre says, “The remaining side-by-side Arden homes are all walkouts with front attached

single-car garages priced from the $350,000s.” The well-appointed two-storey side-by-side homes offer 1,314 sq. ft. with three bedrooms, 2.5 bathrooms, upstairs laundry and master suites with four-piece ensuite and walk-in closets. They also feature nine-ft. ceilings, luxury wide vinyl plank flooring, stainless steel appliances and a walk-in kitchen pantry. Genesis has also just introduced its three new single-family front garage models in Bayview – the 1,754-sq.ft. Alder, 1,808-sq.-ft. Juniper and the 1,640-sq.-ft. Sycamore – and is crafting three spec homes that will be ready for viewing this fall. There will

be more front garage models released in the fall, as well. All of these homes are two-storey designs with front attached single-car garages priced from the $350,000s, with the largest model starting at $420,000 (prices include lot and GST). These homes present three bedrooms, 2.5 bathrooms, secondfloor laundry, open to below front entries, laminate flooring, nine-ft. ceilings on the main floor and in the basement, stainless steel appliances, kitchen pantries, master suites with ensuite and walk-in closets and maple and iron spindle railings. The two larger models also feature an upstairs bonus room. As well, there are optional floorplans and upgrades available so people “can get the design and features they want to suit their lifestyle,” Coderre says. Genesis is also providing front yard landscaping for both home styles. “Bayview will only have 150 homes, so it will be a smaller more intimate neighbourhood, yet it offers close

proximity to essential amenities,” Coderre says. “Bayview is a perfect place for active people who love the outdoor lifestyle.” Set amidst winding canals and pathways, residents can paddle, skate, jog or explore right outside their door. There are numerous parks, playing fields and eight schools nearby including Nose Creek Elementary, which is within walking distance. The location is a major draw with a commercial site at the corner of Yankee Valley Boulevard and 8th Street so residents can walk to local coffee shops, drug stores, the bank and convenience stores. It’s close to all the amenities in Airdrie, including: Genesis Place recreation facility, Nose Creek Park – a 40-acre park, featuring natural trails, trout-stocked pond, amphitheatre and fire pits; Woodside Golf Course; and Chinook Winds Regional Park that features a spray park, skateboard ramps and toboggan hill. As well, there is easy access to Yankee Valley Boulevard and the QE2

Location

Bayview in Airdrie Builder

Genesis Builder Group Corp. Home Type

Side-by-side and singlefamily front garage homes Sales Centres

295 Baywater Way S.W. Contact

403.465.2709; bayviewairdrie.com

(Hwy. 2), so residents are just minutes from CrossIron Mills mall and a short commute to Calgary. For more information on these new home styles in Bayview, visit the Bayview sales centre at Pier 11 at 295 Baywater Way S.W., Airdrie, open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m., call 403.465.2709 or visit bayviewairdrie.com SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 11

GRAND OPENING SUNDAY, SEPTEMBER 18TH! SHOWHOME TOURS • FOOD TRUCKS • FACE PAINTER • PRIZES

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DUPLEXES

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SINGLE FAMILY

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142 Midtown Blvd SW, Airdrie Jeff Brodowski 403-536-2319

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604 Midtown Place SW, Airdrie Jeff Brodowski 403-536-2312

REGISTER TODAY AT WWW.MIDTOWNINAIRDRIE.COM Hours of Operation: Monday to Thursday - 2 to 8 pm | Saturday, Sunday & Holidays - 12 to 5 pm. *Pricing includes house, lot and GST. Subject to change without notice. Referral reward valid until Sept. 30, 2016.

405 & 409 Midtown Parkway SW, Airdrie Carmen De Luca 587-360-0332

Trending

Taxes, not basic necessities, make up largest Canadian household expense THE AVERAGE CANADIAN family

spends more on taxes than on housing, food and clothing combined, finds a new study released today by the Fraser Institute. “Most people don’t realize it, but the average Canadian household now pays more in taxes than they spend on the basic necessities of life combined,” says Charles Lammam, director of fiscal studies at the Fraser Institute and co-author of the Canadian Consumer Tax Index, which tracks the total tax bill of the average Canadian family from 1961 to 2015. In 2015, the average Canadian family (including single Canadians) earned $80,593 and paid $34,154 in total taxes compared to $30,293 on housing (rent and own), food and clothing combined.

MORE TRENDING ONLINE ypnexthome.ca/news

In other words, 42.4 per cent of income went to taxes while 37.6 per cent went to basic necessities. This represents a marked shift since 1961, when the average family spent 33.5 per cent on taxes and 56.5 per cent on housing, food and clothing. The total tax bill reflects both visible and hidden taxes that families pay to the federal, provincial and local governments, including income, payroll, sales, property, health, fuel and alcohol taxes, and more. Since 1961, the average Canadian family’s total tax bill has increased by

1,939 per cent, dwarfing increases in annual food costs (645 per cent), clothing (746 per cent) and housing (1,425 per cent). Even accounting for inflation over the last 54 years, the tax bill has still increased 152.9 per cent. “Taxes help fund important government services, but the issue is the amount of taxes governments take compared to what Canadians get in return. With more than 42 per cent of their income going to taxes, Canadians might ask whether they’re getting good value for their tax dollars,” Lammam says.

›› CALGARYNORTHREGION 01 VISTA CROSSING IN CROSSFIELD DEVELOPER: Dream Development BUILDERS: McKee Homes, Reidbuilt Homes, Homes by Dream

575 CROSSFIELD

567 AIRDRIE

574

14 YPNEXTHOME.CA

TRAFFIC JAMS

d 12 Ran g e R

Journey Back. Live Forward. Character homes from $339,900 Mossip Ave

Harrison St

Welcome to Vista Crossing, where life is simplified in a most sophisticated way. Just a 35 minute drive to Calgary, this is a place where you can unplug and reconnect with what really matters. Beneath the stars, on the main street where the coffee shop owner knows how you take yours. Your exceptional home awaits in this masterfully planned community. Range Rd 12

574

Harrison St

Vista Dr

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WHAT IF

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Developer: Hopewell Residential Communities Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

17 AVEN

3 Cranston

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd. Builders: Albi Homes | Landmark Homes | Baywest Homes

4 WALDEN

AUGU ST ?

Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

MORE VOIR

HLAND DRIVE

DERSON ROAD

24 STREET

VACATION DIDNâ&#x20AC;&#x2122;T END IN

Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Developer: Carma

Showhomes: Mahogany Heath SE. Developer: Hopewell Builders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

6 McKenzie Towne Developer: Carma

ELGIN VILLAGE Showhomes: Elgin Meadows Green SE. Elgin Estates Park SE. Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

7 New Brighton

Blending all the conveniences of urban amenities with the vibrancy and lifestyle of lakeside, cottage country living. Award winning homes for every lifestyle.

From the upper $100s to over $1million.

43 2 liveauburnbay.com

ACRE FRESHWATER LAKE

2 NEW SCHOOLS

FALL 2016

20 +

SHOWHOMES TO VIEW

ACRES OF BEACH AREA & RESIDENTS ASSOCIATION

EEK PARK

TT VI

JAMES McKE

5 Mahogany

2 AVENUE

68 STR

14 STR

16 AVENUE

MEM OR

17 AVENUE

IVE DR

›› SOUTHEASTCOMMUNITIES IAL

17 AVENUE

A IL

GLENMORE TRAIL

HLAND DRIVE

8 DERSON ROAD

130 AV ENU E

W O

FISH CREEK PARK

AKE

cLE

2 AVENUE

Mc KENZIE

SHAWNESSY BLVD.

RAIL

NE T

LOR

AIL

SPRUCE MEADOWS HWAY

D OA

OF 5 QUIS NOTE: Map is just a graphic representation MARof areas of developments. See ad of a particular project for more details. SHERIFF KING STREET

JAMES McKE

TT VI

DEVELOPER: Hopewell Residential BUILDERS: Jayman BUILT, Hopewell Residential, Stepper Custom Homes, Homes by Avi, Excel Homes ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

CL D. VO R BLV

EEK PARK

FOO T TR

05 MAHOGANY

TOM TR BOT

24 STREET

DEE R

CRANSTON AVE. SE

04 WALDEN

DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban, Cedarglen Homes www.waldenliving.ca

52 STREET

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

03 CRANSTON

06 McKENZIE TOWNE

DEVELOPER: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential www.livemckenzietowne.com

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 QUARRY PARK SETON BLVD SE

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

09 LEGACY 9

01 AUBURN BAY

DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Sterling Homes, Creations by Shane Homes, Jayman BUILT, Calbridge Homes, Morrison Homes www.legacylife.com

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman BUILT, Albi Homes, Morrison Homes, Discovery Homes www.liveauburnbay.ca

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Hopewell Residential, Stepper Custom Homes

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 17

Ask An Expert

Q&A

By Heather Ryan

Houzz, Pinterest good sites for finding organizing ideas for kids’ stuff Q: Now that the kids are back in school do you have any tips for finding ideas to organize all their stuff such as school supplies, backpacks, etc.? A: “There are a plethora of websites offering organization tips,”says Brenda Kasianiuk, social media, marketing and sales associate for Shane Homes. “Searching the Internet for ‘organizing tips’ will provide you with ideas on everything from creating home command centres to organizing sporting goods. “Houzz is a great resource to find ideas,” she adds. “You can browse more than 10 million photos and filter your criteria based on your taste.” For example, if you’re looking for ideas for a kids’ study area, you just need to type this search term and you’ll find more than 53,000 images of photos of everything from simple desks to elaborate built-ins. You can also find ideas for decorating the area

and product-related suggestions to purchase for the space as well. For another example, if you’re tired of having backpacks, shoes and coats cluttering the mudroom, you can search “mudroom organizing systems for kids” and find more than 18,000 ideas ranging from simple inexpensive ideas, such as installing coat hooks and wicker baskets labelled with the kids’ names to custom-built storage lockers for the ultimate in organizing. “Once you have found ideas of different projects you may like to AN build or create Houzz, RYAN Pinterest is a great place to find doASK EXPERT: by on HEATHER it-yourself projects,” Kasianiuk says. “Our interior design team has used Pinterest to find inspiration to create do-it-yourself artwork in two of our showhomes – one was book wall art and the other was artwork used in a mudroom. They will go to Pinterest to find do-ityourself projects when they can’t find pre-made decorative items that will work in a room. Pinterest is also a good source to find fun unique inexpensive upcycling projects such as how to make a globe pendant lamp. You can also find out-of-the box ideas and inexpensive ideas for making use of vertical space to create organizing systems if you lack space, such as using a pegboard to create a vertical organizations system for pencils, crayons, scissors and so forth. If you have any home related questions, you’re invited to contact Shane Homes at info@shanehomes.com.

Q&A

STONE Y TRAIL

MA C LE

E 194 AV

OD TR A IL

210 AV E 18 YPNEXTHOME.CA

Insight

Landscaping your

NEW HOME By Brad Jackman WITH THE SUN SHINING and trees and plants thriving

after a wetter than normal summer season, Landscaping may be at the forefront your mind. Landscape 360 would like to highlight a few ideas homeowners can contemplate this fall before they begin the process. Hiring a landscape contractor should be exciting and satisfying. However, this can be a very discouraging time for some homeowners, unsure of where to begin, what you want it to look like and who to talk too. Here are a few tips to guide you through a satisfying landscape construction experience and turn your landscape vision into reality. Have a plan. You can never call a company too early to plan for the following seasonâ&#x20AC;&#x2122;s project. Many landscape companies are limited in the number of jobs they can do in a season. Having a plan and beginning the process early can allow for your project to be started in your desired time frame. 20â&#x20AC;&#x192;YPNEXTHOME.CA

Have a budget. It is important to understand that quality landscaping requires substantial investments of time and money. Thus having a budget and planning around that budget will be crucial. It is also not unusual for work to be split up over consecutive summers, easing some of the financial burden while creating your backyard paradise. Depending on what is required for labour, equipment, and materials it may be more or less of an investment one season to the next. With that said it is sometimes more cost effective to do the whole project at once. Booking a consultation with a reputable landscaper will allow you to see if your budget is in line with your vision. Hire a professional. Many homeowners underestimate the work associated with landscaping, or the knowledge required to produce a quality outdoor living space. Weekend warriors may be in for a surprise! It is important to hire someone who has extensive experience in the industry, and is a full service

landscape company. Find a landscape company that will complete the task from start to finish and handle any subcontracting required. The key to enjoyment and the longevity of your yard is quality craftsmanship. Landscaping is a process that’s built in layers. Many of the steps are tedious, lengthy and labor intense. Progress can seem slow due to the preparative work required, with most typical contracts springing to life in the final few days of construction. Having professionals with the proper knowledge base who use high quality materials is a must.

Know your options. When deciding which landscape company to hire, it’s beneficial to do your research. Ask to see their portfolio, view their website, and look into some of the products yourself. Most importantly ask lots of questions. Landscape construction can be done very differently. Hire a company which uses quality equipment, utilizes the best products available and installs everything professionally. Ask to speak with former clients who have had similar projects to the one you’re considering. Your options include patios, lighting, decks, walkways, garden beds, trees, plants and fences to irrigation, drainage solutions, boulders, retaining walls, water features, decorative concrete, outdoor cooking and fire pits. Clearly, there are many choices and it pays to explore all your options carefully. A stylish functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets. Landscaping improves your quality of life, increases the value of your home and adds a little personal flare to your home’s exterior. A locally owned and operated Calgary-based company, Landscape 360 is a full service landscape construction company specializing in residential, estate and acreage landscape construction. Landscape 360 Professional Landscape Construction 403.452.0360, landscape360.ca Like us on facebook SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 21

north

5 Sherwood Showhomes: 1228 Sherwood Blvd.

Developer: Genesis Development Corp Builders: Majestic Homes

6 Beacon Heights Showhomes: Sherwood Crescent NW

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

7 Tuscany Hillside Estates

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

Developer: Genesis Land Development Apex Developments Builders: Evolution Homes | Majestic H Excel Homes | Centrex Home

old world traditions. modern living.

Set amid the rolling hills of Calgary’s northwest, Nolan Hill recalls British Isles character of days gone by – right down to the castle-ruin entry features. Yet with abundant park space and nearby shopping, schools and recreation, Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new. Take Sarcee Trail 1 km north from Stoney Trail and follow the signs. NOLANHILLUNITED.COM

20 SHOWHOMES OPEN!

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collection

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rthwest

›› NORTHWESTCOMMUNITIES

06 EVANSVIEW

EST HILLS BE

DT RA IL

LA UR

NOSE HILL PARK

BL VD .

14 STREET

14 16 AVENUE

ROAD

BOW TRAIL

17 AVENUE

37 STREET

69 STREET

04 NOLAN HILL SARCEE TRAIL

Showhomes: 2003 20th Ave. 02 EVANSTON

DEVELOPER: United Communities BUILDERS: Homes by Avi, MilanoShane Homes, 11 Homes, Morrison Showhomes: Panatella Hill NW Sterling Homes, Trico99Homes, Builders: Trico Homes Jager Homes, Pacesetter Homes, Creations by Shane Homes www.nolanhillunited.com

Developer: Birchwood Properties DEVELOPER: Qualico Communities Builders: Birchwood Properties BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Ranch 10 Hanson 05 BEACON HEIGHTS Sterling Homes, Jayman BUILT kora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW DEVELOPER: Intergulf Cidex Developer: Cedarglen Homes | Cardel Homes and Development Corp. | 03 SAGE HILL BUILDER: Trico Homes, Intergulf elopments Builders: Genstar DEVELOPER: United Communities Cidex Homes | Majestic Homes | BUILDERS: Pacesetter Homes

Homes | Albi Homes

09 BEARSPAW WILLOW CREEK

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

10 WATERMARK AT BEARSPAW

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

11 EVANSRIDGE

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, WestView Builders, Stepper Custom Homes, Calbridge Homes, Homes by Dream

12 ROCK LAKE ESTATES

85 STREET

DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

9 CityLife

64 AV

CENTRE STREET

AVE NU E

COACH

GT ON

SA RC EE

CH IL

08 VALLEY POINTE ESTATES

DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

SH AG ANNAPI

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N OS EH

CR OW

01 ROYAL OAK

y Estates Rise NW

HILLS BLVD. TRY UN

NOTE: Map is just a graphic representation of areas of developments. 17 AVENUE See ad of a particular project for more details.

de Estates

07 SAGE MEADOWS

DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.genesisland.com

RV HA

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S TONE STO NE

Y TRAI L

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od Crescent NW

Cidex es/Intergulf Cidex

PANORAMA ROAD

ROCKY RIDGE ROAD

WOODLAND ROAD

BEARSPAW ROAD

12 COULEE MILE ROAD

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

OL D

herwood Blvd.

NEY TRAIL TO

Development Corp. omes

ROCKY B

LV R ID GE D

COUNTRY HILL S BLVD.

SYMONS VALL

128 AVE.

AIL TR

15 11 7

PI AP

AN AG SH

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DEVELOPER: Genstar BUILDERS: Arcuri Homes

144 AVE. NW

es | Centrex Homes

DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes, Jager Homes

13 SHERWOOD

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

14 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

15 SYMONS GATE

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

*2012 and 2013 National SAM award winner for Best Community Development SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 23

Advice | MORTGAGE ADVICE

Unexpected homeownership costs GST/HST New homes are subject to GST or HST on top of the purchase price. This, however, does not apply to resale properties.

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE JOURNEY TO HOMEOWNERSHIP

takes patience and years of diligent saving. While it starts with a down payment, there can be unexpected costs that come up as a surprise. Prospective homeowners need to set aside money in addition to the down payment. Here are some unexpected costs to plan for: Inspection and appraisal fees Home inspections should be conducted to check for major issues prior to buying a new property. Inspections, which cost up to $700, assess conditions including the foundation, heating, roofing and electrical. Mortgage lenders may require an appraisal to corroborate the value of the property against the amount being borrowed. Expect to pay around $200 for the property valuation. A property survey may also be necessary to verify boundaries and measurements of the land being sold, which can cost $1,000. Legal fees Legal representation is needed to ensure that all required documentation is processed in a timely manner. A lawyer will handle mortgage details, conduct a title search to ensure that the seller of the property is the owner, register a new title, and hand over the keys. Expect to pay up to $2,500. Mortgage insurance Mortgages issued with down 24 YPNEXTHOME.CA

payments less than 20 per cent incur a one-time insurance premium against payment default. Canada Mortgage and Housing Corp. mortgage insurance covers the lender and can cost between 1.8 to 3.6 per cent of the mortgage principal. In lieu of a single payment, lenders allow the premium to be added to the mortgage, subject to the same interest rate of the agreement. The premium can cost you thousands of dollars. If a down payment under 20 per cent is unavoidable, try to get the best mortgage rates to maximize savings on interest. Home insurance Home insurance protects the property and its contents in case of damage or theft. It also provides liability protection in case of injury. Home insurance isn’t regulated in Canada so it’s important to know what a policy covers. Depending on the provider, premiums can be paid monthly or via a lump sum for the year. Land transfer tax A land transfer tax (LTT) is charged whenever a property changes hands. While the amount varies across each province, the LTT is calculated as a percentage of the purchase price of the home. Some municipalities, like Toronto, also charge a municipal land transfer tax and will increase the final purchase price. In British Columbia and Ontario, rebates are available to lessen the impact of the tax for firsttime homebuyers.

Property taxes Property taxes can amount to a few thousand dollars. Divide the amount by 12 to gauge the impact of the additional monthly payment. Also consider a probable increase. Recurring monthly costs, maintenance, and renovations Monthly charges should be budgeted and can include utilities, condo fees and connections to services such as cable and Internet. A larger new home could cost more to heat and cool. The costs to renovate a kitchen or to repair faulty plumbing can add up quickly. While maintenance may not be necessary in a given year, repairs are inevitable. It’s a good idea to set aside three to five per cent of the home’s purchase price for ongoing maintenance and upgrades. The bottom line From an assortment of fees, taxes and insurance to regular maintenance, hidden home ownership costs can come as a surprise. Set aside extra funds to cover these expenses. The last thing you want is to come up short on unexpected charges and have a deal on a dream home fall through. RateHub’s mortgage payment calculator provides a reliable estimate of the cash needed to accommodate for extra costs. In addition to including land transfer taxes and lawyer fees, the calculator also presents a clear view of monthly expenses and payments needed to pay off the mortgage loan. Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards and deposit rates with the goal to empower Canadians to search smarter and save money.

Property Profile | HOMES BY DREAM

Homes by Dream launches in two Dream communities Location

Crossfield and NW Calgary Builder

Homes by Dream Development

Vista Crossing and EvansRidge Home Type

Character and front garage homes Contact

homesbydream.ca

26 YPNEXTHOME.CA

KNOWN FOR DEVELOPING highly-

regarded communities in Calgary and area for more than two decades, Dream will, for the first time in the Calgary market, expand its traditional role with the launch of its Homes by Dream brand in the company’s Vista Crossing development in Crossfield and its award-winning EvansRidge community in northwest Calgary. The addition of its home building arm will enable Dream to fully achieve its ambitious vision for its communities, preserving a high standard of quality throughout – right from turning the first soil on site through to homeowners walking

through their front doors. While a fresh face on the Calgary building scene, Homes by Dream has actually been building homes in Western Canada for more than 40 years, and Dream has assembled an experienced team of professionals locally to take the homes from design through to construction, says Michael Tandara, director of marketing. “We’re really excited to finally offer Homes by Dream in Calgary because these two communities offer a unique opportunity to take advantage of the synergy between the land and home divisions,” he says. “It’s a perfect pairing and will set a gold standard.”

In Vista Crossing, Homes by Dream is crafting Sears-Roebuck-inspired character (lane) homes – which is an affordable product geared especially for first-time buyers. “But at the same time these homes will present beautiful designs with sophisticated, tasteful and detailed interiors that are simply going to be unmatched at that price point,” Tandara says. The character homes will offer two styles – bungalows from 1,000 sq. ft. and two-storeys from 1,250 to 1,500 sq. ft., and Homes by Dream launched four showhomes as part of Vista Crossing’s grand opening on Sept. 10. A key feature of these character homes is the large front verandas, which span across the front of the homes and create a warm welcome

and focal point. “We’re used to homes where we drive into the garage and go into the house and you never see your neighbours… but these are designed to create an inviting, social feel, where you can come home, sit on your front porch and enjoy a glass a wine while watching the kids play or socialize with the neighbours. “We want to bring that ‘get to know your neighbours feel’ to the community and it fits perfectly with the small town charm of Crossfield,” Tandara notes. Starting at an impressive $339,900 with GST included, the homes are affordable, but Tandara adds, that “just because they’re affordable doesn’t mean they’re basic – buyers can and should expect both quality and style.” These homes also include front and rear yard landscaping and fencing. Homes by Dream is also including landscaping and fencing with its Arrival collection in EvansRidge in northwest Calgary. Arrival is an exclusive offering of just 19 front attached garage homes – six moveup priced from $569,900, and 13 estate priced from $739,900, that will include special features such as third-floor lofts, fourth bedrooms and tandem garages. “What’s exciting about these homes is they’ll all be built at the same time and will represent the completion of EvansRidge, which has been an enormously successful community for us,” Tandara says. This limited collection will present a mix of architectural style – Modern, Mountain Craftsman, Prairie and French Country – “and they’ll all be unique, so when people pull up to their homes they’ll really get the sense of owning something truly special, despite it being a product very much within reach.” The Arrival collection is expected to be available by the end of September or early October and there will be three showcase homes open for demonstration. Possessions for all the homes will be immediate. For more information on Homes by Dream, visit homesbydream.ca SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 27

Inspiration

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28 YPNEXTHOME.CA

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›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

ISTER CR GATE

ID GE D

NO RT HR

SANDSTONE DR. MOUNTAINVIEW GATE

338 AVE. E.

MILLIGAN DR.

OKOTOKS

549

CRYSTAL RIDGE GOLF CLUB

3 32 ST. E.

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Trico Homes, Coco Homes, Timbercreek Homes, WestView Builders, Kunz Homes

03 DRAKE LANDING

CIM

RO N TR A I L

32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

CIMA O RR

WESTLAND ST.

01 OKOTOKS AIR RANCH & RANCHERS’ RISE

SOUTHRIDGE DR.

WESTLAND ST.

D R.

CIMARRON BLV D.

DG E

LVD.

04 WESTMOUNT

DEVELOPER: Prominence Development Corp. BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW AT

SANDSTONE DR. & MOUNT BURNS GREEN (NOW OPEN) Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 31

Trending

CHBA’s CEO retires after 32 years By Heather Ryan

“During her years she’s pleased to have witnessed the growth of woman in the industry.”

A WOMAN WHO HAS BEEN

instrumental in helping to guide and nurture the Canadian Home Builders’ Association - Calgary Region for the past 32 years has retired. Since 1997, Donna Moore has guided the association forward as its CEO, gaining the respect of industry for her collaborative and transparent approach to promoting the positive impact of the industry while fulfilling the organization’s goals and objectives. But her journey with the association actually began in 1984 when she moved to Calgary from Nova Scotia and took over the role of office administrator, which “included all the accounting function, membership, committees, event assistance, executive assistant and anything else that needed to be done,” Moore says. “In 1984 the industry and association were still reeling from the impacts of the National Energy Program – housing starts bottomed out that year at 1,800 following the peak of 15,172 starts only three years earlier,” she recalls. “Along with many members downsizing dramatically to weather the storm so had the association; the staff was down to four as membership had tumbled below 200. Looking back now I can see that those early days of basically learning everything about the association and industry set the stage for my future. “For 13 years, I learned the ropes… I grew up with the industry, as it was rebuilding I was very happy building the membership (it’s currently more than 750) and improving value for members,” Moore relates. “Promoting the industry in a positive light was critical during these years – not only were member companies rebuilding, but homebuyers were coming back 32 YPNEXTHOME.CA

from high interest rates and one of the highest levels of mortgage foreclosures ever. We provided advice for people on homebuying and renovations, and I had a hand in the development of all of the events and programs that were created during those years. It was both exciting and challenging – I just never expected to be here for 32 years, but the time went so fast!” During her years, she is pleased to have witnessed the growth of women in the industry. “Women in the industry were few and far between when I started with the association. I remember going to my first dinner meeting and I was the only woman there. But that has gradually changed, with woman now working in all areas of the business from the construction site to president’s office. That’s really important growth; woman definitely have added a new dynamic to the industry.”

Moore helped develop many key industry programs such as the SAM Awards, the Calgary Home Builders Foundation and Built Green Alberta – but of more importance to her “were the things behind the scenes that led to key industry successes. I believe we created one of the most forward thinking strategic board of directors in the home-building industry – we were able to attract industry leaders to the executive roles, which added credibility to the association – we were able to look strategically at the future for the industry and develop a clear direction forward. “We learned that collaboration and factual information are key to successful partnerships with our local governments. I’m very proud of the first official partnership I developed with the Planning and Building Department that resulted in the Single Construction Permit Process in 2004.” And, what will she miss most of all? “The members who have given me this truly wonderful career! I was blessed to play a role in building the association’s solid foundation and look forward to the next chapter with pride.” As for her retirement, Moore plans to spend more time with her family, golfing and traveling. “I’m sure I will find some great short term projects to keep me challenged, but they’ll have to have set clear end dates because I’m not planning on another 32 years!”

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PANORAMA ROAD

STONEY TRAIL

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HARVEST HILLS

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›› NORTHEASTCOMMUNITIES 3

COUNTRY HILLS BLVD.

I TR

AIL

68 STREET

80 AVENUE

NAP

MCKNIGHT BLVD.

32 AVENUE

14 STREET

64 AVENUE

68 STREET

CENTRE STREET

64 AVE.

FALCON RIDGE

SHA GAN N

36 STREET

CALGARY INTERNATIONAL AIRPORT NOSE HILL PARK

TR A DD

DE ER F

OO T

COUNTRY HILLS BLVD.

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

05 CITYSCAPE

DEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE

02 SADDLEBROOK

DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes

DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 CORNERSTONE

DEVELOPER: Walton Development BUILDERS: Jayman BUILT, Shane Homes, Morrison Homes, Truman Homes, Pacesetter Homes www.liveatcornerstone.ca

04 REDSTONE

DEVELOPER: Qualico Communities – New Home Guide MATCALGARY_Banner BUILDERS: Broadview Homes, NuVista Homes, Pacesetter MATCALGARY_AllSites Banner_NHG_Mag FileBUILT, Name: Homes, Jayman Trico Homes, Creations FC by BC Shane Homes, Shane Homes (Shane showhome to be built in Trim: 6.75” x 1.5” Safety/V.O.: .25” spring) Bleed: NA Colours: CMYK

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SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 35

Creations by Shane Homes Presents collection of upscale urban duplexes in Cornerstone HOMEBUYERS VISITING the new

community of Cornerstone in northeast Calgary are thrilled with the new collection of upscale urban duplexes crafted by Creations by Shane Homes. “The exteriors of these homes are very attractive; they’re along the entrance to Cornerstone, so we wanted to make them look distinctive and distinguish them from surrounding communities by giving 36 YPNEXTHOME.CA

the homes an upscale, modern look,” says Area Manager Satwinder Notay. “We have just opened these duplex showhomes and we’re getting a really positive response from people who have come through.” Quickly becoming popular with customers is the 1,591-sq.-ft. Allee model. “It presents a more sophisticated, modern style and the grey colour tone has a definite warm feel,” Notay says. “Visitors comment

that it feels much larger than it actually is and they love the open design and efficient use of space; it’s very functional. “Showhome guests also love the large kitchen with the oversized island, as well as the abundance of cabinet space and full-sized pantry. The kitchen is great for family dining and is perfect for entertaining guests with lots of space to socialize at the island or dining nook. The Allee impresses right from the sidewalk with its welcoming front veranda, and stepping inside the entry you’ll appreciate features such as the large profile grey tile flooring, nine-ft. main floor ceilings and warm dove grey with white trim colour palette. Off the entry is a lifestyle room, which has been designed as an inviting lounge/study with a wellplaced bench tucked into a niche by the stairs.

PHOTOGRAPHY BY: EYMERIC WIDLING PHOTOGRAPHY

Property Profile | CREATIONS BY SHANE HOMES

PHOTOGRAPHY BY: EYMERIC WIDLING PHOTOGRAPHY

Location

Cornerstone in N.E. Calgary Builder

Creations by Shane Homes Home Type

Duplexes Sales Centre

160 Cornerstone Ave. N.E. Contact

Satwinder at 403.536.2321

deep-toned cabinets and stainless steel appliances. Across from the kitchen is a large dining nook ideal for casual or formal dining, and a spacious rear family room. By the rear entrance is a large closet and built-in bench making it convenient to remove and stow away coats and boots. Going up the staircase, the tile is replaced by a dark grey plush carpet that adds warmth and comfort and runs throughout the upper floor. At the top of the stairs are two generously sized secondary bedrooms, a full bath with granitetopped vanity and double doors that open to the laundry room. At the end of the hall is a private owners’ suite that offers plenty of space for kingsized furniture, an inviting ensuite with soaker tub, walk-in shower and granite-topped vanity and good sized walk-in closet. Along with the Allee, Creations by Shane Homes also has the 1,508-sq.ft. Galea and the 1475-sq.-ft. Arbour II duplex showhomes as well as a presentation centre on the first showhome parade in Cornerstone. “Seeing how the lifestyle room can be designed shows people the functionality of the space,” Notay says. “I’ve had customers use the lifestyle room as an office, formal living room or even as a music room complete with a piano; it’s a very versatile space.” The tile flooring rolls from the entry through to the back of the home

where half-way along is a convenient half-bath and a closet. At the rear of the home you’ll be wowed by the gorgeous kitchen featuring an expansive flat-surface island with substantial breakfast bar seating at its heart. The kitchen serves up fabulous light-toned granite countertops, a complementary white subway tile backsplash, contrasting

For more information, visit the showhomes and presentation centre at 160 Cornerstone Ave. N.E., Calgary, open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m., call Satwinder at 403.536.2321 or visit shanehomes.com. To get there, take Metis Trail to 128 Avenue N.E. and follow the signs. SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 37

Trending

Batting Against Breast Cancer slo-pitch tournament Presented by Mattamy Homes, tournament raises $80,000 in support of the Canadian Breast Cancer Foundation

THE CANADIAN BREAST CANCER

Foundation hosted its 8th annual Batting Against Breast Cancer slopitch tournament presented by Mattamy Homes on Saturday, Aug. 6, at Chinook Winds Ball Diamonds in Airdrie. This year, 23 teams participated in the tournament, raising close to $80,000 in support of the breast cancer cause. “What an incredible day of support from the community,” says Bernice Scholten, executive director, Western Canada at the Canadian Breast Cancer Foundation. “Thanks to the commitment of participants, donors, sponsors and volunteers, funds raised at the tournament will support the full spectrum of breast cancer from the laboratory and clinic where the latest innovations are developed, to direct patient support.” Batting Against Breast Cancer presented by Mattamy Homes, is a 38 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

family-friendly slo-pitch tournament, but it is also a fundraising challenge. Each team in the tournament is asked to raise a minimum of $2,500 in order to participate. This year, the Diamond Divas were the top fundraising team, raising more than $12,600 for the Foundation. “We are proud to partner with charitable organizations like the Canadian Breast Cancer Foundation that help to improve people’s lives and contribute to healthy communities,” says Don Barrineau, Calgary Division president, Mattamy Homes. “The Batting Against Breast Cancer slo-pitch tournament allows participants to get involved in raising funds for breast cancer research in a

unique way, and we are honored to support this initiative.” Although participants will have to wait until next year for the 2017 Batting Against Breast Cancer (scheduled for Aug. 5, 2017), the community can still continue to support CBCF. Calgarians are encouraged to participate in the Foundation’s upcoming signature event, the Canadian Breast Cancer Foundation CIBC Run for the Cure. The CIBC Run for the Cure is a one or five km walk/run happening on Sunday, Oct. 2. Join the movement with more than 60 communities participating across Canada by registering today at cibcrunforthecure.com

CHBA – ALBERTA AWARDS OF EXCELLENCE IN HOUSING FINALISTS The Canadian Home Builders’ Association – Alberta is pleased to announce the 82 finalists for the 2016 CHBA – Alberta Awards of Excellence in Housing presented by RBC Royal Bank. This year’s awards feature 27 individual categories plus four prestigious Builder of the Year Awards. CHBA – Alberta is also proud to announce the 12 finalists for the four Safety Leadership Awards sponsored by ATCO. Winners will be announced September 16 at CHBA – Alberta’s annual conference in Jasper. “Even in challenging economic times, our members submitted more than 400 housing and safety award entries to compete for the honour of being named one of Alberta’s best. That says a lot about how proud they are of today’s projects and their confidence in the industry’s strong future,” said Ryan Scott, President of CHBA – Alberta. A strong field of companies will compete for top honours in the housing awards. The following builders earned more than three spots in the finals: UrbanAge Homes (5); Pacesetter Homes (4); and StreetSide Developments (4). Edmonton region projects are finalists in 39 categories, followed closely by Calgary region at 36. Lethbridge has five finalists and Central Alberta has two projects in contention for provincial awards. The high point of the evening will be the announcement of the four Builder of the Year Awards for the best overall scores in the competition. A new medium-volume award will be presented this year along with awards for small- and large-volume builders and top multi-family builder. “This year’s awards demonstrate the extensive choice of products available across Alberta. Homes range from $250,000 to more than $1.5 million and other sectors of the housing market are represented with awards for the best multi-family, green home, community development and renovation,” said Jim Rivait, CEO, CHBA – Alberta. “The finalists chosen by our 140 judges are great examples of innovative ways the residential construction industry competes to build homes that suit individual lifestyles and budgets. Whether you are looking to buy or renovate a home, you will be impressed by a visit to the show homes and websites of this year’s finalists,” said Rivait.

PRESENTED BY

RENOVATION UNDER $200,000 SPONSORED BY ENVIROMATICS GROUP

RENOVATION $200,000 - $500,000 SPONSORED BY JELD-WEN WINDOWS & DOORS

ALAIR HOMES

RENOVATION OVER $500,000 SPONSORED BY ALBERTA HARDWOOD FLOORING

MULTI-FAMILY APARTMENT UNDER $350,000 SPONSORED BY BLUEBIRD CONTRACTING SERVICES

MULTI-FAMILY APARTMENT $350,000 - $500,000 SPONSORED BY HOMEFLASH

QUALEX-LANDMARK

MULTI-FAMILY DUPLEX UNDER $350,000 SPONSORED BY GRANT THORNTON

MULTI-FAMILY DUPLEX $350,000 - $500,000 SPONSORED BY KAYCAN

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GREEN HOME SPONSORED BY BUILT GREEN CANADA

SINGLE FAMILY UNDER $250,000 SPONSORED BY CANADA MORTGAGE & HOUSING CORPORATION

ALLDRITT LAND CORPORATION

SINGLE FAMILY $250,000 - $280,000 SPONSORED BY TORLYS SMART FLOORS

SINGLE FAMILY $280,000 - $310,000 SPONSORED BY KITCHEN & BATH CLASSICS

SINGLE FAMILY $310,000 - $340,000 SPONSORED BY HUNTWOOD CUSTOM CABINETS

MATTAMY HOMES

SINGLE FAMILY $340,000 - $380,000 SPONSORED BY ICON FLOORING

SINGLE FAMILY $380,000 - $425,000 SPONSORED BY APRILAIRE

COVENTRY HOMES *Single Family and Estate Home categories do not include lot or GST

SINGLE FAMILY $425,000 - $475,000 SPONSORED BY CALGARY HERALD & EDMONTON JOURNAL

SINGLE FAMILY $475,000 - $525,000 SPONSORED BY MASCO CANADA

BLACKSTONE HOMES

SINGLE FAMILY $525,000 - $600,000 SPONSORED BY AVIVA CANADA/NATIONAL HOME WARRANTY GROUP

ESTATE HOME $600,000 - $800,000 SPONSORED BY ALLSTAR TRENCHING & EXCAVATING

ESTATE HOME $800,000 - $1,000,000 SPONSORED BY LENBETH WEEPING TILE

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ESTATE HOME OVER $1,500,000 SPONSORED BY WEISER PFISTER

HABITAT STUDIO

The Canadian Home Builders' Association – Alberta (CHBA - Alberta) is the voice of the residential construction industry in the province. It represents over 1,600 business members including new home builders, renovators, developers, trade and supply companies, and professional services.

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Inspiration

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Catch up on decor news, inspiration, style + more By Elisa Krovblit We

love

Scoop the look!

the look of the white and blue patterns piled and paired with such ease.

44 YPNEXTHOME.CA

‹

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›› CALGARYREGIONSOUTH 1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

COCHRANE

STRATHMORE

CALGARY

CHESTERMERE 797 LANGDON

22X

PRIDDIS

TURNER VALLEY

HERITAGE POINTE

BLACK DIAMOND

OKOTOKS 2A

543 22

HIGH RIVER

BLACK DIAMOND

HIGHWOOD LAKE

RIVERWOOD ESTATES

DEVELOPER: WestView Builders BUILDER: WestView Builders

DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HAMPTON HILLS

BUILDERS: WestView Builders

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

HAWKS LANDING

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

SEARCH ONLINE ypnexthome.ca

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 45

Neighbourhood Profile

Aspen Woods Luxury in Calgary’s South West By Greg Donnelly

Fast facts Family structure

FAMILIES

COUPLES

SINGLES

70%

23%

Own vs. rent

94%

MORE PHOTOS ONLINE

OWNERS

ypnexthome.ca/aspen-woods

LUXURIOUS LIVING can be found in Aspen Woods. This fairly new subdivision is located in Calgary South West, and began development in only 2001.

Lifestyle The location of Aspen Woods puts residents just a few minutes from downtown and close to the Rocky Mountains, making it a favourite area for wealthy professionals. Its mix of acreages and estate homes, with high-end single-family residential units, makes this neighbourhood one of the most expensive and most sought-after places to live. Vibe The affluent choose Aspen Woods because it combines proximity to all core amenities with gorgeous views, well-manicured parks and ravines and large lots with homes built by some of the Calgary’s premier developers. The rapidly growing community continues to expand with new developments still under construction. This is highend suburban living with the added

benefit of still being a short hop to the city centre. Meet the neighbours With a median household income of $151,000, according to the 2006 Statistics Canada census, Aspen Woods residents are more affluent than the average Calgarian. Most residents are homeowners; according to the city’s 2014 census, 88 per cent of the dwellings are owner-occupied. In the area Recreational opportunities abound just minutes from residents’ doors. Aspen Woods is close to the Foothills and to Bragg Creek for biking, hiking or cross-country skiing. The Westside Recreation Centre is also nearby, with full fitness facilities. There are two private schools, Webber Academy and Calgary Academy within its borders. Shoppers have several options with a few malls in the area, including Aspen Landing Shopping Centre. Planes, trains & automobiles One benefit of Aspen Woods’ location

RENTERS Education levels

60%

25%

UNIVERSITY HIGH SCHOOL

COLLEGE SOURCE: ENVIRONICS

is the easy access to downtown via Bow Trail. It is easy to get west to the Rockies, too. Once the southwest leg of the proposed ring road is finished, it will be even quicker to get around the city. The community is at the end of the west C-Train line, with the closest stop being the 69th Street station. The good, the bad & the rest Home prices in Aspen Woods may put buying here out of the range of the average citizen. For those who can afford it, though, there is more development coming and more opportunities to find the luxury home of your dreams. There are two private schools in the area and it is close to a number of private clubs and golf courses.

Greg Donnelly is a former broadcast journalist and TV producer who now does freelance writing while doing his main job — being a stay-at-home dad to his two daughters.

46 YPNEXTHOME.CA

15%

4 BAN

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

7 BOW TRAIL

ORI

11 10

2 ELBOW DRIVE

DEVELOPER: Legend Developments

04 CRESTMONT

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY

17 AVENUE

37 STREET

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

MEM

69 STREET

06 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

07 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

SOUTHLAND DRIVE

08 WEST GROVE ESTATES

DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

ANDERSON ROAD

BOTTOM TR

FISH CREEK PARK

JAMES

DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

SHAWNESSY BLVD.

11 ASPEN WOODS ESTATES

DEVELOPER: Springbank Land Company Ltd. BUILDERS: WestView Builders, Truman Homes, Crystal Creek Homes, and Homes by Us.

TRA

SHERIFF KING STREET

CLE

37 STRE

162 AVENUE

09 SHAWNEE PARK

10 WEST GROVE POINT

MCKEVITT

FISH CREEK BLVD

S PRUCE MEADOWS HWAY

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

85 STREET

OLD

14 STREET

CENTRE STR

›› SOUTHWESTCOMMUNITIES

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 47

›› COCHRANECOMMUNITIES RA

TW P

261

SUNSET BLVD.

. T RD REA

RET

1 4A VE N

D4 DR. GLE NHIL L

RAN

GE R

D 42

. TS DR GH ES GL EA EN AY W GL

IEW CIRC

RIVERV

RD 42

DEVELOPER: Tamani Communities BUILDERS: Jayman BUILT, Trico Homes

04 RIVERSONG

DEVELOPER: Melcor BUILDERS: Jayman BUILT, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi www.liveinsunsetridge.ca

ER VIE

03 SUNSET RIDGE

RIVERHEIGHTS RISE

RIV

AIL

www.jumpingpoundridge.com BUILDERS: WestView Builders, Kingsmith Homes

ILW AY ST. W.

ES DR.

GLENEAGL

VIE

R RS T

E TOW

02 JUMPING POUND RIDGE

E GL EA

TRA

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes

t. E

01 HERITAGE HILLS

W IE EV GL EA

FOX

1A BAIRD AVE.

. RD

RGE

RID

GEO

1S T.

ST .W . RA

S W DO

W BO

POPE AVE.

COCHRANE

kD tric npa Gle

W BO

BIG HILL RD.

ROSS AVE.

E.R

. DR

BOW RIDGE DR.

R AT

CENTRE AVE.

1A RD. TRICK GLENPA

CE RA ER

.T W

W. E

RETREAT RD.

T RE

CHINIKI DR.

RD. NUS 22 CMA W. M QU IGL EY DR .

LEY D

QUIG E RD.

BO W

AL R

OUG

CD W. M

W. TERRAC

RA NG ER

GEORGE FOX TRAIL

RIVER HEIGHTS DR.

05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

09 THE WILLOWS OF RIVER HEIGHTS

DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes

06 WESTPOINTE ESTATES

DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes, Jayman BUILT www.heartlandcochrane.com

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 49

RANGE RD 40

HORSE CREEK RD.

Horse Creek Road

ay 1A

Hig hw ay 22

Highw

CO CH RA NE TO WN CE NT RE

FIRESIDE PARKWAY

HW AY 22X

FIRESIDE COVE

H IG

LVD

SID

E FIR

FIRESIDE DRIVE

FIRESIDE CRESCENT

ATE

IDE G

FIRES

Advice | CALGARYISM

Choosing a builder/developer By Cody Battershill

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU ARE IN THE MARKET for a new

place, you should shop around as carefully and diligently for a builder as you do for the property itself. Whether you are buying a custombuilt home, condominium, townhome or infill, you want to be assured that the place you’re interested in offers good value and quality from a reputable company. Here are some simple steps to follow to help make sure you find the right one for the job. Create a list of possible options and evaluate Once you have determined which type of property you want to buy, community you want to live in and amount that you want to spend, you should create a list of possible builders that are offering your desired product. Magazines and newspapers Pick up free magazines you see around the city, such as YP NextHome’s New Home Guide or New Condo Guide (and website YPNextHome.ca), and glance over their contents. Builders and developers advertise their products here and something may catch your eye. If it does, rip out the page or bookmark the website page. Online resource – the CHBA Consider visiting the Canadian Home Builders Association (CHBA) - Calgary Region’s website to obtain a list of builders constructing homes in your specified area. You may be surprised 52 YPNEXTHOME.CA

as to how many other builders are offering similar products in the same neighbourhood as that one company whose ad had caught your eye. For condo buyers, it’s as easy as identifying which building(s) around the city you would consider moving into, then creating a list of these developers to look at in-depth at a later date. Ask around Word of mouth is a great way to discover a home builder/multi-family developer that has satisfied one of your friends or relatives with their product. They might tell you great things about a company, or could suggest to stay completely clear from another.

Ask your realtor Experienced real estate agents are well-versed with the who’s who in the home buidling and condominium industry. They will give you their own suggestions based on their past experiences with clients and dealings with company representatives. As professionals in the industry, their advice could be valuable in helping you in your decision making process. Do your homework Once the list of potential candidates has been completed, now it’s time to begin asking lots of questions to slowly but surely eliminate those that don’t fit.

Word of mouth is a great way to discover a home builder/multifamily developer that has satisfied one of your friends or relatives with their product.

Ask questions… lots of them Consider booking an appointment, either by telephone call or in-person, with any sales representatives to ask them questions you may have about their product. Really brainstorm on what questions you want to ask beforehand, then write down answers they give you so that you can review them at a later date. If you are working with a real estate agent, you will want to make sure that you don’t void their eligibility to assist you. The best way to ensure this is to have your agent accompany you as your professional third-party representation the first time you visit the builder’s/developer’s office.

Find reviews Scour the Internet for online reviews. Check websites such as the Better Business Bureau (BBB) of Alberta for any black marks against the home builder/developer in question. While not all online reviews are credible, if you do find several different people all saying the same thing about a company’s client aftercare service, then chances are that it’s true. Look for quality and value These are two of the most important things to look for when buying a property. When examining a show model, inspect the cabinetry, paint, windows, carpeting and trim work to name a few examples, get as many specifications sheets as possible and compare with those from other potential properties that you like. Ask as many questions that you can think of to the sales representative about construction methods, materials, brand names and anything else you can think of and write down the answers to evaluate later. It’s important that you feel like you are getting some bang for your buck, especially when considering that buying a home or condo could be one of the largest purchases you’ll ever make. Remember… what seems like an insignificant question now could yield a very important answer later on.

For condo buyers For condo buyers, if a particular unit interests you, make sure to get a professional condominium document review before making any decisions. These documents provide important information on things such as: » Developers current budgets and reserve fund estimates. » Condo fees (or a temporary estimate) for the unit. » Condo bylaws (important for pet owners). » Interior specifications, in-house amenities and other special features. » 10-day cancellation clause after signing the purchase agreement (part of the Condominium Property Act). » Make sure to ask your real estate agent about anything you don’t fully understand in the documents, as full comprehension is a must to be 100 per cent satisfied with your condo purchase! All the best in your next real estate transaction. Happy house hunting! Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 53

What’s Online

Trending now The latest real estate news from across Canada 1A

COCHRANE

Smooth move: How to hit the ground running READ THE STORY ONLINE ypnexthome.ca/smooth-move

The coolest communities across Canada

22X PRIDDIS

READ THE STORY ONLINE ypnexthome.ca/cool-communities

TURNER VALLEY

Five interior design secrets for your new home READ THE STORY ONLINE ypnexthome.ca/design-secrets

Condo buyers’ demands changing

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READ THE STORY ONLINE ypnexthome.ca/buyer-demands

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›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS 22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and WestView Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, WestView Builders, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

SEARCH ONLINE ypnexthome.ca

SEP 9 - OCT 7, 2016 | NEW HOME GUIDE 55

next grad.

next resume.

next offer.

next job.

next commute.

When one thing, leads to another home.

Discover all your possibilities at

Buyers’ Resources | MORTGAGE RATES

Compare mortgage rates for your best deal CHARTERED BANKS

variable

6 months

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.6000

4.0000

2.9400

2.2900

2.4400

2.4900

2.5900

Alterna Bank

2.4500

4.0000

2.7900

2.3400

2.4000

2.6900

2.4800

Alterna Savings

2.4500

4.0000

2.7900

2.3400

2.4000

2.6900

2.4800

Bank of Montreal

2.9000

4.2000

3.0900

3.1900

3.5900

4.0900

4.9400

Bank of Nova Scotia

2.7000

4.5500

3.2900

3.0900

3.3900

3.8900

4.4900

CIBC Mortgages

2.7000

3.1400

2.8400

2.7900

3.3900

4.0900

4.7900

Caisses Desjardins

2.7000

4.4000

3.1400

3.2400

3.3900

3.8900

4.7400

Canadian Western Bank

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Canadian Western Trust

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Comtech Credit Union

6.2000

2.8400

2.8900

2.9500

2.9900

2.8900

DUCA Financial Services

2.5000

2.8900

2.7900

2.9900

2.4900

Effort Trust

4.4500

3.3500

3.5000

3.7000

4.3000

4.3500

Equitable Bank

3.1400

3.0400

3.6500

4.3900

4.6400

First Calgary Financial

4.0000

2.8900

2.4400

2.7900

2.5400

First National Financial

2.3500

3.1000

2.2900

2.2400

2.3900

2.4900

FirstOntario Credit Un.

2.5000

4.2400

2.6900

2.2400

2.3400

2.4400

2.4900

HSBC Bank Canada

2.8000

4.4500

3.1400

3.3900

4.0900

4.6400

Home Trust Company-Agent

2.5000

3.9500

2.6900

2.1400

2.3400

2.5900

2.4900

ICICI Bank Canada

3.0500

2.8400

2.8900

Investors Group Trust

2.7000

4.2000

3.1400

3.0900

3.3900

3.8900

4.7400

Laurentian Bank Canada

2.7000

4.4000

2.8900

2.8400

3.3900

3.8900

4.7400

League Svgs & Mortgage

4.4500

2.9900

2.5900

2.7900

2.6900

Libro Credit Union

3.7500

2.6000

2.6500

2.6900

London Life

2.7000

4.2000

3.1400

3.0900

3.3900

3.8900

4.7400

Luminus Financial

3.2500

3.2000

3.6500

4.0000

4.5000

Manulife Bank

2.6000

4.4500

3.0000

2.9400

2.8400

2.7900

2.8900

Manulife Trust

4.4500

3.0000

2.9400

2.8400

2.7900

2.8900

Meridian Credit Union

2.4000

4.0000

2.8400

2.7900

2.6400

3.8900

2.4900

National Bank

2.7000

4.4000

3.1400

3.0400

3.3900

3.8900

4.7400

PACE Savings & Credit Un

5.0000

2.9900

2.6900

3.4900

3.9900

4.5400

Parama Credit Union

2.6500

2.8000

2.8500

2.9500

3.0500

3.1500

Peace Hills Trust

4.5000

3.1500

3.5000

3.7500

3.8500

3.9500

President's Choice Fin'l

2.7000

6.1900

3.1400

2.7900

3.3400

3.9900

4.4400

Rapport Credit Union

2.8500

6.0000

3.0900

3.0400

3.5000

3.0400

2.9900

Royal Bank of Canada

2.7000

3.1400

3.0400

3.6500

4.3900

4.6400

Steinbach Credit Union

2.3900

2.4900

T-D Mortgage

2.7000

3.1400

2.9900

2.8400

3.3900

3.8900

4.5400

Tangerine

2.7000

3.1900

3.2400

3.4900

3.6900

3.7900

WFCU Credit Union

4.4500

3.0000

3.0400

3.6500

4.3900

4.6400

Your Neighbourhood C.U.

2.7990

2.8900

3.0900

3.1500

2.9400

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator PREPARED BY CANNEX ON SEPTEMBER 1, 2016 This information is current as of the date and time posted and is subject to change without notice. © Copyright 2016 CANNEX Financial Exchanges Limited. All rights reserved.

58 YPNEXTHOME.CA

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JAYMAN BUILT SALES TRAILER

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SKYVIEW RANCH RD

New Home Guide.indd 1

6/3/2016 1:24:25 PM

CONVENIENT, ONE-STOP HOME SHOPPING. TALK ABOUT THOUGHTFUL DESIGN. Master Planning our communities lets us make your daily life richer, giving you wonderful places to go like parks and greenspaces. And, with people-friendly paths and trails, better ways to get there. Being both your builder and developer lets us make our construction process more efficient. It also makes shopping for your home simpler. Since we’re able to present all your extraordinary choices to you – at one time and in just one place – you only ever have to make one stop: at a Mattamy Sales Centre. EXPERIENCE CONVENIENT CUSTOMER SERVICE THE MATTAMY WAY FOR MORE INFORMATION REGISTER AT MATTAMYHOMES.COM/CALGARY

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2016-08-24 2:27 PM