GTA New Home Guide - Jan 10, 2015 by NextHome

Jan 10 - 24, 2015 2014 Volume 23 Issue 1

Jan 10 - 24, 2014 Volume 23 Issue 1

See Pages 32 & 33 for our cover story.

INSIDE THIS ISSUE

HOW TO MANAGE POST-HOLIDAY DEBT

FINANCIAL RESOLUTIONS FOR THE NEW YEAR

COOKING UP GREAT STYLE IN33THE See Pages 32 & for KITCHEN our cover sto

ASPIRE ASPIRE ASPIRE ASPIRE TO TO TO A NEW ANEW NEW ERA ERA ERA OF OF OF DESIGN DESIGN DESIGN TO AANEW ERA OF DESIGN ININ NEWMARKET. INNEWMARKET. NEWMARKET. IN NEWMARKET.

aspenridgehomes.com aspenridgehomes.com aspenridgehomes.com aspenridgehomes.com

NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILL Kettle Lakes Club Presentation Centre & 4 Model Homes 289.234.1064

VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing MARKHAM Union QUEENSVILLE Queensville REGISTER AT aspenridgehomes.com

contents JANUARY 10 - 24, 2015 || VOLUME 23 ISSUE 1

community focus features 24 Kleinburg

Jan 10 - 24, 2014 Volume 23 Issue 1

Fieldgate Homes

Designer decorated model homes now open at Impressions

38 Vaughan

Madison Homes

See Pages 32 & 33 for our cover story.

INSIDE THIS ISSUE

HOW TO MANAGE POST-HOLIDAY DEBT

FINANCIAL RESOLUTIONS FOR THE NEW YEAR

COOKING UP GREAT STYLE IN THE KITCHEN

ON THE COVER

p. 32

ARISTA HOMES

More than 20 years of building homes, communities and relationships

Thornhill Ravines – luxury living at nature’s doorstep

52 Nobleton

Tribute Communities

Your family, your dreams, your home – the Gates of Nobleton

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 94 Hot Dates 102 Ad Index COLUMNISTS

14 18

BILD Report

Fundraising and focusing on homeowners by Bryan Tuckey

Fundamentally Speaking

Take advantage of low rates while you can – but carefully by Wayne Karl

20 36 44

Mortgage Fitness

Choosing between fixed and variable rate mortgages by Calum Ross

Taxing Issues

New Year’s resolutions by Henry Choo Chong

Legally Speaking

Land Transfer Tax on homebuying by Jayson Schwarz

54 56 70 72

Industry Insider

New home timeline – from concept to occupancy by David Hirsh

Money Matters

January is ‘make-do’ month by Gail Vax-Oxlade

Quick Tips

Start the new year with a new attitude by Hellen Buttigieg

Design Secrets

How to cook up great style in the kitchen by Jane Lockhart

52 95

Resource Section

CREA

GTA Hot Sheet

Kylemore Communities

HOMEBUYERS’ HELP

Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

Finances

IN THE NEWS

Marketplace

Managing post-holiday debt Back to black by Sara Duck

Averton Homes

Preview opening at Beacon Hill draws hundreds of buyers

74 86

CREA upwardly revises resale housing forecast Kylemore celebrates a year in the spotlight

Interest Rates

Bank of Canada once again holds overnight rate at one per cent

Mattamy Homes, Monarch

Mattamy enters into agreement to buy Monarch Corporation by Wayne Karl

//EDITOR’S NOTE

Think you can’t afford a home? It’s more affordable than you first thought

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market. While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home. Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you

can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools. Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. Many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity. Have a look through this issue and see what you think. The home of your dreams is waiting.

Resolve to plan carefully in 2015 Low rates mean opportunity, but not at any cost

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

he past year certainly presented some interesting times – simultaneous talk of slowdowns and soft landings in some markets, increases, upticks and value gains in others. Indeed, now more than ever, housing and economic conditions serve as reminders of how local real estate is. What’s going on in one part of the country or province or in a specific property type, may be completely different from another. On the positive side as we head into 2015 are interest rates that are still at or near historic lows, with the next Bank of Canada rate announcement to come Jan. 21. Many experts don’t expect

rates to begin rising until mid-year at least, while cautioning that Canadians should not confuse cheap money – if they qualify – with free money. The BoC continually keeps a close eye on household debt and other signposts for any warnings that we’re taking on more debt than we should. Fixed versus variable rate? Long versus short? Open versus closed? These are among the questions you may be pondering as you prepare for your next steps as a homebuyer. Your best strategy? Meet with your broker or banker to see how you can take advantage of these opportunities, without getting in over your head.

WHEREVER YOUR HOLIDAY STOREY TAKES YOU, MAY IT BE A HAPPY ONE.

NEW RELEASE Brown’s Line & Evans Ave., Etobicoke Starting from the low $500’s 416.259.2525

UNDER CONSTRUCTION Bathurst St. & Finch Ave., North York Starting from the high $600’s 416.730.1600

Facebook.com/MenkesLife 6 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

@MenkesLife

NEW RELEASE Burnhamthorpe Rd. & West Mall, Etobicoke Starting from the high $300’s 416.259.2525

UNDER CONSTRUCTION Guelph St. & MacFarlane Dr., Georgetown Starting from the mid $700’s 289.891.9103

Happy Holidays from Menkes For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

menkes.com JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 7

GREAT NEW HOME OPPORTUNITIES

Are Coming Soon To St. John’s Forest! Aurora’s exceptional community of St. John’s Forest will present a new selection of gracious homes and 3 new Model Homes in the New Year. It’s worth waiting for.

St. John’s FORE ST AU RO R A

• • • • •

8 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Live surrounded by an inspirational old growth forest Close to charming downtown Aurora Major highways are nearby Parks and biking/hiking trails in the community Fine dining, shopping, entertainment and recreation are easily available

The Orchid Model Home In The Preserve, Oakville

3 NEW MODEL HOMES AND A NEW RELEASE IN THE NEW YEAR.

36' Home, The Southampton, Elev. ‘F’, 2,747 Sq.Ft.

45' Home, The Orchid, Elev. ‘D’, 3,556 Sq.Ft.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

QUICK TIPS

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

HELLEN BUTTIGIEG

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MONEY MATTERS

GAIL VAZ-OXLADE

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter. com/GailVazOxlade

DESIGN SECRETS

JANE LOCKHART

is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

INDUSTRY INSIDER

DAVID HIRSH

David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process. The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

MORTGAGE FINESSE

CALUM ROSS

Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B. Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2015 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Markham

Library with Cornell Community Centre & at Your Doorstep. en Op w No ft. . sq 0 00 9, 12

Release of New Home Designs! Visit us Today! Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

from the mid

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$700's

from the low

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday

from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

Our

assion

We create homes that meet your dreams and aspirations. Building fine homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life. It’s the Primont Promise.

CALEDON

CORNELL MARKHAM

MOUNT PLEASANT BRAMPTON

WOODBRIDGE

MARKHAM

FREEHOLD TOWNS & 38’ DETACHED

FREEHOLD TOWNHOMES

FINAL RELEASE OF TOWNHOMES

AT CO R N E L L

SEASONS IN CALEDON

DETACHED HOMES

FREEHOLD TOWNHOMES

FROM

FROM THE

599,900

500’s

FROM

375,900

FROM

569,900

FROM

509,900

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

NO CONDO FEES! PHASE 2 OPENING JAN. 24

VISIT OUR SALES CENTRE! HURRY, ONLY A FEW REMAIN!

10629 Mississauga Rd. 905.495.5067

3890 Major Mackenzie Dr. W. 905.417.3363

Hwy 7, East of Ninth Line 905.201.2804

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

H O M E S™

Consider Yourself at Home

12 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

There’s a new energy in town

• • • • •

Minutes to GO Transit Acres of lush parks and greenspace Steps to planned Osmington Mall Charming Mount Pleasant Village nearby Shopping, dining, leisure and more!

COMING SOON to Mount Pleasant, Urban Townhomes from $339,900 Limited collection of 3-bedroom Urban Townhomes from 1,136 sq. ft. with private garage in the heart of Mount Pleasant, surrounded by great family amenities.

REGISTER NOW primonthomes.com See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

PrimontHomes.com JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 13

//BILD REPORT

Fundraising and focusing on homeowners » by BRYAN TUCKEY

BRYAN TUCKEY

is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @ bildgta, facebook.com/ bildgta and bildblogs.ca

Throughout the year, we gather as an industry to raise funds and awareness for our community partner, Habitat for Humanity GTA. Our 11-year partnership with Habitat is a great source of pride for the Building Industry and Land Development Association because we’re both in the business of building homes people can afford and we are both strong advocates of affordable homeownership. Recently, more than 400 industry professionals attended our association’s sixth annual Party for Humanity, helping to raise much-needed funds for our community partner that works hard to end the cycle of poverty by building affordable homes for low-income families. The memorable event was organized by a volunteer committee of BILD members as a celebration of the leadership of BILD Chair Steve Upton and his dedication to promoting and supporting BILD’s partnership with Habitat during his two-year tenure. It also gave members the opportunity to thank Upton for all of his hard work, as he will soon be passing the gavel to his First ViceChair Steve Deveaux. Upton has been the voice of the industry on a number of issues over the past two years, providing leadership

14 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

and valuable knowledge to critical issues that affect new-home owners across the GTA. Most recently, he helped BILD become the sole owner of the National Home Show, the Toronto Fall Home Show and the GTA Home Show. It was a strategic acquisition and a bold step for the future vitality of our 93-year-old Association. If you’ve ever attended one of our home shows, you know that it’s already a destination come the fall or springtime and it’s only going to get better from here. Upton also worked hard to reinforce our working relationship with all levels of government, bringing information about how municipal and provincial policies affect homebuyers and communities across the region. He was involved in numerous reviews, consultations and education seminars in the lead up to both the provincial and municipal elections. A few weeks ago, Upton was named to Mayor John Tory’s Transition Advisory Council and will act as the voice of the industry and new-home buyers living in the City of Toronto. His appointment is a testament to his professional accomplishments and outstanding contributions of leadership at BILD. Upton was also instrumental in our recent advocacy efforts to amend the building code to allow the construction of wood-frame buildings up to six storeys. The change took effect Jan. 1, 2015 and will introduce midrise homes to Ontario. This new housing type will bring additional choice to new-home buyers looking to buy a safe, quality home in the GTA. We have been advocates of this progressive building option and we know it will lead to the construction of new vibrant communities for new-home buyers and employers alike. Our association has had many successes and accomplishments to celebrate over the past two years. I look forward to celebrating the success of our incoming Chair, Steve Deveaux, over the next two years.

//FUNDAMENTALLY SPEAKING

Window of opportunity MORTGAGE RATES REMAIN AT HISTORICAL LOWS, SO TAKE ADVANTAGE WHILE YOU CAN – BUT CAREFULLY » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Last year marked a significant milestone in the mortgage world: It’s now been more than four years since the Bank of Canada last adjusted its influential overnight target rate. Yes, four full years. In its latest announcement on Dec. 3, the BoC again held firm at one per cent – where the rate has been since September 2010. And with rates expected to remain at these historical lows until mid-2015 at least, the window of opportunity for those looking for a home remains wide open. If you could lock in at a low rate over 10 years, for example, that gives you the comfort of knowing what your mortgage payments will be over that period, while over that time you can also take advantage of any pre-payment and lump-sum payment options to pay down your mortgage. Another appeal of this scenario is that, as we often point out, experts advise you take a long-term view of your home purchase. For example, there has been some talk recently about cooling prices and softening sales. But even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying mode anyway, today’s low rate environment makes a pretty compelling reason to act sooner than later to take advantage of these opportunities. Low rates notwithstanding, the banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing. Indeed, a recent study from CIBC shows the number of Canadians taking advantage of low rates to pay down their mortgages sooner declined last year, compared to

18 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

2013. Some homeowners, it seems, are being lulled into a false sense of security. Experts stress that even as rates remain low, buyers should explore everything from putting down a larger down payment to taking advantage of pre-payment options to “stress-testing” your mortgage at a higher rate to ensure your finances can accommodate rate fluctuations or other unforeseen circumstances.

Take advantage of today’s low rates while you can, but also spend the time necessary to find a broker or banker you trust and who knows their business, and explore the options that are best for you. One day, perhaps next year, the mortgage landscape will change. And if you’re among those homeowners who have been somewhat spoiled by continuing low rates, you could be could be in for an unpleasant surprise. Take advantage of today’s low rates while you can, but also spend the time necessary to find a broker or banker you trust, who knows their business, and who can help you explore what options might be best for you. More so than in any other area of homebuying, you’re going to rely on this advice – now more than ever. It will prove to be time well spent.

BUILDING A NEW LEVEL OF SUCCESS urbantowns O N

B AY V I E W

NOW OPEN URBANTOWNS ON BAYVIEW RICHMOND HILL

urbantowns O N

B AY V I E W

TOWNHOMES urbantowns O N

STARTING FROM $729,900*

B AY V I E W

After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie. PRESENTATION CENTRE LOCATED AT 24 BRIGGS AVENUE

NOW OPEN VALES OF THE HUMBER BRAMPTON

ESTATE SINGLES STARTING FROM $769,900* Welcome to the upscale, master-planned community of Vales of the Humber. This new development will feature only luxury singles that will integrate beautifully with attractive streetscapes, parks and schools in the ideal family-focused environment. VISIT OUR FULLY FURNISHED MODEL HOME PRESENTATION CENTRE LOCATED AT 20 FOGAL ROAD MODEL HOME LOCATED AT 20 SQUIRE ELLIS DRIVE

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM

COMING SOON

VA U G H A N

WOODBRIDGE

CALEDON

TOW N H O M E S

ELEVATE YOUR LIFE IN VAUGHAN

SINGLES

For more information visit treasurehill.com *Prices & information correct at press time. All illustrations reflect artist impression. E. & O.E. Ask a sales representative for details.

//MORTGAGE FITNESS

Doing the math

CHOOSING BETWEEN FIXED AND VARIABLE RATE MORTGAGES » by CALUM ROSS Year over year, perhaps the most contested issue in the mortgage market is the age-old decision of choosing between a fixed and variable rate mortgage. Hundreds of

CALUM ROSS

is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

thousands of dollars of personal financial research dollars have been poured into making the case and giving the final decisive pearl of wisdom to consumers. Here is some wisdom that will work in any set of market conditions, and perhaps most importantly, will help you determine the best choice for your own personal risk tolerance and financial circumstances. Anyone who suggests you should go with either a fixed or variable rate mortgage without knowing your long term goals, the longer term picture of your cash flow and your own individual risk tolerance, is a financial professional you should be very wary of. I have more than seven years of post-secondary education, I have worked directly in the global treasury operations of one of Canada’s big five banks, and I can assure you – anyone who pretends to know what is going to happen with long term interest rates is either delusional or has a grossly exaggerated opinion of themselves. At any given time, Canada’s capital markets represent about three per cent or less of global capital markets and our economy is heavily reliant on exports to our key trading partners. For Canadian mortgage consumers, no matter how closely we watch our own economy, we will always be subject to changes in our capital markets (debt and equity markets) as a result of shocks to the global system and particularly shocks to our key trading partner – the United States of America. What this means to the fixed versus variable decision is this: at any given time, there is a set spread between the difference in the discounted five-year fixed rate (the most popular long-term mortgage product) and the discounted variable rate product. This spread can increase or decrease in response to movements in the overnight lending rate set by the Bank of Canada and the Government of Canada bond market. This difference in rate represents the premium that mortgage consumers have to pay for the peace of mind that a longer term fixed mortgage offers. Conversely, the difference in savings for going variable represents the reward for taking on the extra risk of not locking in your rate and protecting yourself against future potential rate movements. In reality, the only thing a longer term fixed mortgage gives you is a guarantee against your rate and subsequently your payment moving for a longer period. In fact, it is essentially an insurance premium against interest rate risk, and like all insurance premiums, they change and are more or less valuable to different market participants.

20 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

The difference between this longer term fixed rate and the variable rates, rise and fall in different market conditions. Traditionally, the difference between short and long-term rates is highest when inflation is high – at some of these points in time, the difference was more than two per cent. When inflation is extraordinarily low, the difference in these two rates has been as low as less than 0.5 per cent. Regardless of the difference in the two rates, the relative cost-benefit analysis really comes down to your own tolerance for risk and how much you ultimately pay (cost) for that piece of mind, or stand to gain (save) from taking the extra risk. Only you can ultimately gauge that decision, but if you want to do the math, it is fairly simple – just multiply the mortgage balance you have or were considering taking between the difference in the fixed versus variable. For example – if you have a $100,000 mortgage and the difference between a competitive fixed rate mortgage and a variable rate mortgage is one per cent, then the additional premium per year for that peace of mind is $1,000 or $100,0000 x (the difference in interest rates). If this cost seems reasonable, you are likely psychologically suited for a longer term fixed mortgage. If it seems expensive, you are more likely a candidate for a variable rate mortgage. One final caveat: there is no amount of financial gain that ever warrants putting yourself under financial duress. When it comes to mortgage or financial decisions, the wise consumer does not take on more risk than they can financially handle. The implication – if you can’t afford an upswing in rates then going variable is not a sound decision in any economy.

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 21

OPENING EARLY 2015

TOWNDOMINIUMS THE BEST OF BOTH

WORLDS A NEW

STYLE OF LIVING Featuring stylish, contemporary architecture within a nature-inspired setting, consisting of an intimate collection of only 64 spacious 2 and 3 bedroom, fully-contained Towndominiums. This is an exceptional opportunity to own a superior-quality Rosehaven home, within a carefree and affordable condominium lifestyle community.

IN BRAMPTON FROM

299

990*

SINGLE LEVEL UNITS â&#x20AC;˘ 2 STOREY UNITS MAIN TRANSIT LINE AT YOUR DOORSTEP TO ALL AMENITIES, MAJOR SHOPPING & GO TRANSIT SURROUNDED BY PARKS, GREEN SPACE AND WOODLAND TRAILS

LOCATED AT MISSISSAUGA RD. AND SANDALWOOD PKWY.

ROSEHAVENURBAN.COM *Limited quantities available to qualified purchasers. Prices and information correct at press time. All illustrations reflect artist impression E. & O. E.

COMMUNITIES

CHIPPAWA/NIAGARA LYON’S CREEK 36’ Singles and Freehold Towns from $319,990 Condominium Towns coming early 2015

Seek haven from the ordinary

THOROLD GIBSON HEIGHTS 45’, 36’ Singles, 30’ Attached Singles and Freehold Towns from $291,990 Move in Ready Inventory Homes Available STONEY CREEK ON THE RIDGE Semi Detached Homes from $354,990 40’ and 35’ Singles from $464,990 WATERDOWN WATERDOWN MEADOWS 35’ Singles from $474,990 BRAMPTON NEIGHBOURHOODS OF MOUNT PLEASANT Attached Singles and Freehold Towns from $404,990 45’, 41’, 38’ & 30’ Singles from $514,990 Urban Towndominiums coming Feb 2015 CALEDON LOTUS POINTE Freehold Towns from $459,990 36’ Singles from $614,990

Platinum Home Collection, Kleinburg Heritage Estates

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

BRADFORD DREAMFIELDS 45’ & 36’ Singles from $514,990 MOUNT ALBERT VICTORIA HIGHLANDS 50’ Singles from $607,990 LIMITED NUMBER OF LOTS REMAIN

OAKVILLE THE RANDALL RESIDENCES Only 15 remaining, suites from 1,800 to over 2,900 sq.ft. Move in from $1.9 million. KLEINBURG KLEINBURG HERITAGE ESTATES Only 10 remaining, 60’ to 65’ Estate Singles. Move in from $1.4 million. MODEL HOMES NOW OPEN ROSEHAVENPLATINUM.COM

FIELDGATE HOMES | Impressions

//COMMUNITY FOCUS

TWO NEW DESIGNER DECORATED MODELS NOW OPEN AT IMPRESSIONS Visit Impressions this weekend to tour two stunning new models from Fieldgate Homes LOCATION Kleinburg HOUSING TYPE Townhomes and semis with two-car garages from $583,990, 30-ft. detached homes from $629,990 CONTACT 905.893.9500 fieldgatehomes.com

ieldgate Homes’ two new designer decorated models are just the latest in a long list of reasons why Impressions – winner of BILD’s prestigious 2014 People’s Choice Award for Community of the Year – is among the GTA’s most popular family communities. This breathtaking masterplanned community features more than 70 acres of greenspace, community parks, ponds and two proposed community

schools. Featuring stunning homes in an ideal location minutes from the heart of the historic village of Kleinburg. The current release features townhomes and semis, both with two-car garages, from $583,990 and 30-ft. detached homes from $629,990. Adding to the exceptional collection of homes available at Impressions, this release boasts an amazing selection of brand new designs. There’s such an abundance of ...continued on pg 26

24 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 25

FIELDGATE HOMES | Impressions

//COMMUNITY FOCUS...continued

Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area.

selection that homebuyers are sure to find something that matches their families’ lifestyle and needs. With construction already underway, Impressions is certainly taking shape, and you won’t have to wait long to start enjoying life in this exquisite family home community. One of the many fine floorplan designs available to view at Impressions is the 28-ft. semi-detached, threebedroom, two-car garage Pichot Elevation A. Offering a stylish and functional floorplan, this 1,779-sq.-ft. gem of a home is one of the most outstanding designs in Fieldgate’s innovative Laneway Collection. Designed with rear-facing double-car garages, these laneway homes maximize space while allowing for breathtaking elevations at the front of the home. The Pichot’s front elevation features large windows and a charming covered porch, creating an impression of classic small town elegance. The interior of the home 26 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

is perhaps even more remarkable. The main floor features a large formal room and a spacious gourmet kitchen. Beyond the kitchen is a Great Room, which is linked by a breezeway to the garage at the back of the home. Maximizing on space, the breezeway features both a laundry room and a powder room. Behind the Great Room and adjacent to the breezeway is an intimate courtyard, perfect for backyard barbecues. Upstairs, the master suite

boasts a walk-in closet and lavish ensuite, which includes a separate oval soaker tub and shower. Bedrooms two and three offer large closets and convenient proximity to the main upstairs bathroom. The Pichot is priced from $582,990. Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. This is a place where the old and the new are weaved together to create a vibrant tapestry of inspired community living – a place that celebrates arts and culture; a place that celebrates family and friends. Kleinburg’s main street is the perfect setting for a leisurely afternoon stroll past charming boutiques, cafes and restaurants. This is also a community that celebrates our nation’s rich cultural heritage – the village is famously home to The McMichael Canadian Art Collection, an exclusive showcase for Canadian art. For nature lovers, the Kortright Centre for Conservation – renown for its hiking, bird watching and outdoor education programs – is just minutes away, along with Bindertwine Park’s breathtaking walking trails, and Copper Creek, one of the GTA’s premier golf clubs. The impressive selection of nearby amenities extends well beyond Kleinburg’s quaint village setting. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away. To learn more about Impressions, visit fieldgatehomes.com today or call 905.893.9500 to speak with a sales representative.

AristA homes

All you have to do is live!!

Goddard on the valley Central Toronto

Beautiful semis and detached family homes located at Sheppard and Bathurst. from the upper $600’s

Impressions Kleinburg

Master planned community of towns, semis and detached homes in Charming Kleinburg. from the $550’s

vaughan valley Estates Vaughan

MOdEl HOME nOW OpEn. MOvE In 120 dAyS.

nOW SEllInG MOdEl HOMES

Beautiful detached family homes in Vaughan. Final opportunity from the $900’s

vellore Woods Vaughan

Beautiful detached family homes in Vaughan. Now under construction Final opportunity from the mid $700’s

COMING SOON • REGISTER NOW

Aurora Trails | Aurora Luxurious towns and detached homes in the rolling hills of Aurora located at St. John’s Side Road and Leslie Street. Phase II in early 2015 | Register Now Whitby

Taunton Road and Coronation Road. Towns, Semis and Singles. Register Now

Boxgrove | Markham

NEW RELEASE of live/work towns and freehold townhomes in an established master planned community in Markham located at Hwy 407 & 9th Line. Register Now

Richmond Hill

Leslie Street and Elgin Mills Road. Towns, Semis and Singles. Register Now

W W W. AR I STAH O M ES .CO M *Prices, plans and specifications are subject to change without notice. see sales representative for details. e. & o.e.

28 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 29

30 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1,399,990

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the high $500’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the mid $500’s.

Jefferson Forest prestigious new home community. Freehold Townhomes and Singles from the low $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 31

//COVER STORY

ARISTA HOMES

More than 20 years of building homes, communities and relationships

rista Homes is about much more than building homes. Arista Homes is driven by a corporate philosophy that begins with clients and extends to the culture and experience that encompasses the Arista brand. The company is as much about building communities and relationships as it is about constructing homes. Founded by Michael DeGasperis, Arista Homes is celebrating its 20th anniversary as one of the GTA’s premier home builders. In this relatively short period of time this award-winning company has proudly built more than 8,500 new homes across the GTA, following the mandate to deliver value-rich features to clients, combined with uncompromised building efficiency and quality. Arista Homes recognizes that it is sharing in the most important decision in any family’s life, and it takes this involvement seriously. The company strives to work with its customers to create the best possible homebuying experience. With exceptional floorplans, attractive streetscapes, dedicated client care and master-planned 32 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

communities. Arista works continually to exceed expectations and fulfill dreams. Arista’s mission statement has always mandated the “development of our exceptional people.” Its team of dedicated professionals is continually learning and collaborating, with the goal to improve its processes. This innovative approach begins in the design stage, but is entrenched in every decision and aspect of the construction process to build better homes. The Arista “A-team” is focused on developing team-building initiatives to strengthen relationships with each other and with homeowners. Achievements in energy efficiency, client-focused sales processes, technological integration and unparalleled customer care are some of the ways Arista is working towards continually improving the home buying process. Each and every Arista Home is not only built for its clients, but for future generations that will one day make these houses their homes. The company is dedicated to finding the best locations to build homes, and create sustainable master-planned communities that municipalities are proud to welcome and support.

ARISTA HOMES | Multi-site

Known for its superior construction practices and intricate exterior elevations, the Arista mandate has always been that of delivering a zero deficiency home at time of closing. Although such a goal has its challenges, every Arista “A” Team member has embraced this mandate and works very hard to deliver a quality built home that exceeds industry standards. However, the builder-buyer relationship doesn’t just begin and end with the actual sales transaction. Arista is well recognized for exceptional client care, and is dedicated to improving customer service beyond the typical expectations of many homeowners. As such, Arista has a 24-hour HomeCare hotline, which makes it easier for every purchaser to be part of the company’s ultimate goal – that of providing unparalleled customer service. Other new innovations include the Arista Academy, well-attended and appreciated sessions where homebuyers are invited to meet their neighbours in a classroom setting as key management personnel establish expectations, timelines and provide useful tips to enhance the overall buying experience. Of course, the ultimate compliment for any home builder is a referral – a sure sign that Arista is doing its job and pleasing its clients. Every year, more and more satisfied Arista homeowners in master-planned communities across the GTA and southern Ontario, recommend the Arista brand to family and friends. As the GTA continues to grow, Arista recognizes that proximity to infrastructure and transit are increasingly

becoming determining factors for homebuyers today. Such amenities are key to the overwhelming success of Arista’s newest communities in Vaughan, Markham and Aurora. Arista works closely with municipalities, transportation authorities and local authorities to ensure that all of its communities are well serviced and that plans for future growth do not go unattended. The company has earned praise, not just from clients, but also municipal officials, Tarion Warranty Corporation, the Building Industry and Land Development Association, the Vaughan Chamber of Commerce and many more. The latest example of Arista’s home building excellence can be seen in the Impressions of Kleinburg community. This master-planned community of freehold townhomes, semis and singles was recently recognized as BILD’S People’s Choice Community of the Year and is fast becoming the community of choice within the Vaughan marketplace. Innovative floorplans, exceptional exteriors, panelized construction and energy saving features built into every home have all contributed to hundreds of new families calling Impressions of Kleinburg “home.” With models now open and closings available as early as within 120 days, there may be no better time to visit this exceptional Arista community. This year will see Arista launch new communities in Markham, Richmond Hill, Aurora and Whitby, where the company will apply the same approach to home building design and excellence it is known for. Following its philosophy to develop exceptional people, build exceptional communities and deliver exceptional new homes, Arista Homes can safely say “mission accomplished”… However, always endeavoring to improve. For more information on Arista Homes or any of its communities, visit aristahomes.com JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 33

live greatly.

Experience the Great Gulf Difference across the

hOT, MississAUGA

wEsTFiELD, bRAMPTOn

Last Chance To Own In The Heart of Erin Mills

New Release of Townhomes at Mississauga Rd. and Steeles

• Boutique Condos at Winston Churchill and Eglinton

•

Open-concept main floor layouts with kitchen islands

•

Convenient access to rear yard from garage

•

Master bedrooms with ensuites and walk-in closets

•

Spacious 3 bedroom second floor designs

•

Live at Brampton’s most prestigious location

• Up to $10,000 off and parking included! • Move in Spring 2015 • Contemporary Cecconi Simone designed finishes

Luxury Designer Condos 1,031 - 1,065 sq. ft. from

Erin Centre Blvd.

Erin Mills Parkway

Glen Erin Dr.

Winston Churchill Blvd.

Hwy. 403

By APPOINTMENT ONLy (905) 828-4257

Queen St.

Chinguacousy Rd.

Credit Valley Rd.

Mississauga Rd.

$420’s

Eglinton Ave. W.

Bovaird Dr.

Townhomes 1,595 - 2,095 sq. ft. from

$450’s

Steeles Ave. Hwy. 407

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GTA and beyond!

MOUnT PLEAsAnT, bRAMPTOn

sUMMERLYn ViLLAGE, bRADFORD

Bovaird and Creditview Walk To Mount Pleasant GO Station

Two New Designer Models Now Open! Hwy. 88 and Summerlyn Trail

• All brick exteriors

•

Up to $300,000 less than the GTA

• Lots up to 130 feet deep

•

Walk to schools, shopping, and Bradford Leisure Centre

• Side door entrance with additional staircase to basement

•

60 acres of protected open space, parks, walking and biking trails

• Master bedroom retreats with spa-inspired ensuites and walk-in closets

•

Just 15 minutes north of Vaughan and 5 minutes from the GO train

Chinguacousy Rd.

Queen St.

$630’s

$550’s

Hwy. 400

James Potter Rd. Alister Dr.

Mississauga Rd.

Ashby Creditview Field Rd. Rd.

Bovaird Dr.

Williams Pkwy.

40 Ft. Detached 2,275 - 3,270 sq. ft. from

40 Ft. Detached 2,630 - 3,600 sq. ft. from

50 Ft. Detached 1,880 - 4,010 sq. ft. from

$630’s

Steeles Ave. Hwy. 407

SALES OFFICE: 20 Alister Drive, Brampton (905) 459-5772

Holland St.

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

GREATGULF.COM

//TAXING ISSUES

New Year’s Resolutions » by HENRY CHOO CHONG

HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

My New Year’s Resolution is to get rich; get in shape; help the less privileged; buy low and sell high; quit smoking; travel more; win the lottery! How many times have we heard these words uttered? As you sit at the dining-room table with pen to paper, sipping coffee with the fi replace crackling in the background, pause for a moment before making that New Year’s resolution list and glance at the crumpled, faded list from last year. How many of your resolutions were actually accomplished? If you are like lots of other Canadians, then not many. The new year is the time for us to put 2014 behind us and reboot for another year. It’s a great starting point to forget the old and embrace the new. It’s a time to pause and look at what has been accomplished and what still needs to be done.

The new year is the time for us to put 2014 behind us and reboot for another year. It’s a great starting point to forget the old and embrace the new. No one is successful without goals and objectives that can be measured. Although, my accounting and tax background do not give me the expertise to help you lose weight or quit smoking, the approach to financial resolutions may not be much different. The old adage, “Life is what you make of it,” applies to accounting, sports, business and family goals alike. 36 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

» Set realistic resolutions. “I want to look like I did as a teenager” is unlikely. » Don’t just say, do. Resolutions can’t be accomplished without action and following through. Stop talking about joining a health club, and do it. Regardless of what some so-called experts say, you can’t lose weight by sitting in front of your computer (although the eyes and fingers may get a good workout). » Having a plan and its execution, is as important as the resolution itself. Without a plan, there will be no success. “Th is year, I would like to save for a home.” Th is is a great resolution, however how will you achieve this? How much will you need? Where will the savings come from? How and where will you obtain financing? Step one is to create a cash-flow budget. Identify how you can increase income and where you can cut expenses. » Set long-term goals, but make them achievable objectives that can be measured periodically. For example: a: If you would like to lose 20 pounds this year, set a weightloss goal of three pounds per month. b: If you would like to start an RRSP, contribute $X by the end of the year. Th is will be achieved by setting up an automatic payment plan with your financial institution. Pre-authorize monthly RRSP contributions. Goals cannot be reached, unless you reach for them!

DECORATED MODEL HOMES NOW OPEN

MARKHAM

THORNHILL

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $500’s Singles on 30’, 36’ & 40’ lots from the $700’s

NEW RELEASE • COMING SOON Singles on 41’ & 45’ lots

SALES OFFICE 655 Cornell Centre Blvd. (at 16th Avenue) 905-472-7667

60’ ravine lots from $1.8 Million SALES OFFICE 650 Valley Vista Drive (Dufferin at Major MacKenzie) 905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

*Prices and specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 37

//COMMUNITY FOCUS

MADISON HOMES’ THORNHILL RAVINES Luxury living at nature’s doorstep LOCATION Vaughan HOUSING TYPE Two–storey detached homes on 60-ft. wide cul-de-sac and ravine lots SALES CENTRE Dufferin Street at Valley Vista Drive, open Monday to Wednesday 1 to 7 p.m., Thursday and Friday by appointment, and weekends and holidays from 11 a.m. to 6 p.m. CONTACT 905.417.1203 madisonhomes.ca 38 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

he impressive residences at Madison Homes’ Thornhill Ravines encircle the winter woodlands of the MacMillan Nature Reserve, a 123-acre expanse of protected forests, meadows and streams located in Vaughan. Madison Homes’ offers the opportunity to live at nature’s doorstep on select 60-ft. wide lots situated on cul-de-sac streets or backing onto ravine, at Dufferin Street and Major Mackenzie Drive in Vaughan. Thornhill Ravines has all the conveniences deserving of a modern and

thriving community. Well-established amenities such as schools, shopping, libraries, community centres and recreational facilities, places of worship and medical offices and hospitals are an easy distance away. Explore the shops at Vaughan Mills mega mall, golf at Eagles Nest, Maple Downs or Thornhill Country Club or enjoy a day at Canada’s Wonderland. Quickly connect to points beyond with YRT/Viva Transit, Go Transit and Hwys. 400, 404 and 407. The Parkwood model is just one example of the spectacular designs

MADISON HOMES | Thornhill Ravines

The Parkwood is an impressive home with dramatic, refined features for the family that loves to entertain and yet functional to meet the everyday needs of each member of the household.

available in this exclusive collection of Madison Homes. The Parkwood boasts 4,837 sq. ft. of extraordinary living space with a triple-car garage on a 60-ft. wide lot. As you stand in the centre hall on the main floor, your eyes are drawn upward to the rotunda above. The combined living and dining room with elegant coffered ceilings is the perfect place to hold dinner parties, grand or intimate. The adjoining servery with optional sink and storage cabinets makes entertaining a breeze. Prepare meals in the spacious gourmetstyle kitchen complete with granite

countertops and extended height cabinets, built-in pantry and chef ’s desk, island with breakfast bar and glass sliding doors that lead to the backyard. After, gather in the family room by a cosy, gas-lit fireplace. The library just around the corner is your personal “office away from the office” to make business calls or check emails. Ascend the oak staircase to the second floor, where you will find the private quarters of the home. The large and comfortable master bedroom features a separate sleeping area and sitting area, two walk-in closets and

optional three-sided gas fireplace. The ensuite bath features his and hers sinks, makeup counter, separate glass enclosed shower, large soaker tub and private toilet area. The rest of the expansive second floor is accessed by a circular corridor. There is an open, natural light-filled area, which can function as a quiet nook to study or turned into a fifth bedroom if desired. The additional three bedrooms are all generously proportioned with walk-in or double closets, multiple windows and shared baths with makeup counters. ‎ The Parkwood is an impressive home with dramatic, refined features for the family that loves to entertain and yet functional to meet the everyday needs of each member of the household. There’s absolutely no need to leave the Parkwood home to your imagination. A fully decorated Parkwood model, together with the Edenwood model (approximately 4,250 sq. ft., now for sale), are available to see and experience at the presentation centre. With timeless architectural style and gracious interiors nestled next to the untouched splendour of conservation lands, be one of the privileged few that can boast ownership in this desirable location. Detached homes range in size from 3,925 to 4,837 sq. ft., and priced from $1.8 million. JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 39

//IN THE NEWS

Beacon Hill

PREVIEW OPENING DRAWS HUNDREDS

Hundreds of registrants gathered recently at the VIP Preview Opening Event of Beacon Hill, Averton Homes’ newest collection of distinctive luxuriously appointed detached homes in the heart of Bowmanville. From first-time homebuyers, young families and couples downsizing, early registrants were given an exclusive advance opportunity to select their future homes from the best lots and pricing available. With more than 500 hundred registered homebuyers at Beacon Hill, Averton will be awarding early registrants with advance pricing until the development’s anticipated grand opening in the New Year. 40 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

In one of the best, well established areas in Bowmanville, Beacon Hill will offer today’s homebuyer an incredible selection of single-family homes on 40-ft. lots, together with an amazing array of exterior elevations, spacious floorplans and luxurious features and finishes. Ranging in size from 1,367 to 3,342 sq. ft. and priced from the low $400’s, Beacon Hill will feature architecturally designed streetscapes and elevations with complementing exterior colour schemes, styles and materials. Exteriors will boast colourcoordinated brick designs with brick detailing, vinyl siding and/or brick with stone detailing, and vinyl Low-E casement windows throughout. Interiors at Beacon Hill will feature nine-ft. ceiling heights on main floor, eight-ft. ceiling heights on second floor, and imported ceramic tile flooring in main areas. Designer-inspired kitchens will feature imported ceramic tile flooring, stainless steel double ledge sink with single lever faucets, and quality cabinetry with rolled arborite countertops. Master ensuites will include separate tub and shower stalls, quality cabinetry with rolled arborite countertops and imported ceramic tile flooring. A kid and pedestrian-friendly community, the streetscapes at Beacon Hill unfold naturally. A combination of winding drives and cul-de-sacs come together, complementing the already established and growing neighbourhood. With parks, conservation areas, shops and schools all nearby, Beacon Hill will feature your dream home in your dream location.

THERE’S NO PLACE LIKE HOME!

Averton Homes, distinguished by innovative design, quality construction and sustainability. COMING SOON

NOW PREVIEWING

Pickering

Bowmanville

New selection of Brownstone Townhomes including Coach Towns, Garden Towns and Urban Towns. All in a central Pickering location close to parks, shopping, schools and GO Transit. from the mid $200’s

Mount Albert

Averton.ca

Etobicoke

TOUR OUR MODEL HOMES TODAY! A unique collection of incredible 33’ and 40’ Detached Homes in a spectacular Mount Albert setting. from the high $400’s

Exceptional collection of Detached Homes with easy access to trails that wind through Bowmanville and down to the waterfront. With small town charm and just 45 minutes from Toronto. from the low $400’s

Kleinburg

Quick move-in-suites available in this spectacular boutique Condominium. from $260’s

3 Luxury Condominium Villas with suites ranging from 890 up to 1,560 sq. ft. in historic Kleinburg village. from the low $600’s

LUXURY LIVING In the Heart of Niagara-on-the-Lake

TOUR OUR DECORATED MODEL SUITE TODAY!

Bungalows

Condominiums

An exclusive beautiful enclave of just 20 Bungalows in Canada’s prettiest town Niagara-On-The-Lake. from the low $600’s

New boutique luxury Condominiums nestled on a quiet, tree-lined street within the heart of this historic town. A collection of 83 luxurious suites from 638 to 1,462 square feet. from the high $200’s

Learn more @

Averton.ca

//IN THE NEWS

CREA upwardly revises resale housing forecast With mortgage rates down, the resale housing market has been buzzing and has yet to show clear signs of slowing down, according to the Canadian Real Estate Association (CREA). As a result, CREA has upwardly revised its forecast for annual sales in 2014 and 2015. Almost all of the upward revision to national activity in both years stems from the current strength and momentum of sales across most of British Columbia and much of Ontario, particularly in the Greater Golden Horseshoe region. In Ontario, strong demand has been met with a rise in listings, which in recent years had been in shorter supply. The recent momentum for sales has endured for longer than expected and has shown few signs of diminishing. Ontario and BC together account for more than half of national activity and are responsible for much of the upward revision to projected and forecast national sales. Sales for 2014 were projected to reach 481,300 â&#x20AC;&#x201C; an annual increase of 5.1 per cent, marking the strongest annual sales since the 2007 record. It also places activity in 2014 slightly above, but still broadly in line with its 10-year average. Annual activity in Ontario for 2014 is expected to come in 3.6 per cent above 2013 levels. In 2015, Canadian exports, job growth and incomes are expected to improve with mortgage interest rates edging only slightly higher. These opposing factors should benefit sales

42 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

activity in housing markets where demand has been softer and prices have remained more affordable. Sales in relatively less affordable housing markets are expected to be more sensitive to higher mortgage interest rates. National activity is now forecast to reach 485,200 units in 2015, representing a year-over-year increase of 0.8 per cent. While sales nationally are still expected to peak this year and trend lower throughout 2015, they are not expected to return to weakened levels recorded in Q1. Sales activity is forecast to grow fastest in Nova Scotia (2.6 per cent), followed by New Brunswick (2.9 per cent). Meanwhile, Quebec (1.2 per cent), Ontario (1.1 per cent), BC (0.5 per cent), and Alberta (0.1 per cent) are forecast to see little change on an annual basis, reflecting a rising trend in 2014 mirrored by a softening trend in 2015. There are a number of upside and downside risks to the forecast. In BC and Ontario, activity is still expected to be held in check by eroding affordability for single-family homes. However, with sales in BC now only at average levels, they may climb further before rising interest rates begins to materially reduce affordability. Sales in Ontario may also remain stronger than expected should new listings continue to come onto the market at higher levels in places and in market segments where a lack of supply in recent years has led to pent-up demand. The national average price has evolved largely as expected since the spring, resulting in little change to CREAâ&#x20AC;&#x2122;s previous two forecasts. The national average home price is now projected to rise by six per cent to $405,500 in 2014, with similar percentage price gains in BC, Alberta, and Ontario. Saskatchewan and Manitoba are expected to post increases of close to three per cent. Newfoundland and Labrador and Prince Edward Island are forecast to see average home prices rise by a little over one per cent this year, while Quebec is forecast to see an increase of slightly below one per cent. Prices are forecast to recede by about half a per cent in New Brunswick and Nova Scotia. The national average price is forecast to edge higher by 0.9 per cent in 2015 to $409,300. Ontario is expected to post average price gains of 1.3 per cent in 2015.

COMING VERY SOON

A SPECTACULAR COLLECTION OF LUXURY HOMES!

SINGLE FAMILY AND SEMI-DETACHED HOMES. Register now for your VIP invitation!

COMING TO WHITBY REGISTER NOW

N OW U N DER CO NSTRUC TIO N O N LY 10 R E M A I N

WHITBY’S FINEST NEW MASTER PLANNED COMMUNITY AT TAUNTON ROAD AND COUNTRY LANE

JUST STEPS FROM YONGE ST. IN THE HEART OF RICHMOND HILL, LUXURIOUS 3 BEDROOM URBAN TOWNS.

Starting from

$479,900

Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept.

//LEGALLY SPEAKING

Land transfer tax ON HOMEBUYING » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Whenever you purchase land in the Province of Ontario, you have to pay a tax referred to as Land Transfer Tax. In Toronto you have to pay a second Land Transfer Tax (LTT) to the City, which is a form of double taxation. The good news is that all first-time buyers of both newly constructed homes and resale homes on agreements signed after Dec. 13, 2007 are entitled to the first-time buyers’ exemption or rebate. For the Ontario tax, should you qualify pursuant to the Land Transfer Tax Rebate program, the exemption will apply to the first $2,000 of LTT payable. This that means you will pay some LTT on all homes costing more than $227,500. In order to qualify for the exemption you must meet the following criteria:

The good news is that all first-time buyers of both newly constructed homes and resale homes on agreements signed after Dec. 13, 2007 are entitled to the first-time buyers’ exemption or rebate. 44 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

1. Be at least 18 years old; 2. Never owned an eligible home as defined in OHOSP Act (which is any kind of home anywhere in the world); 3. Not have a spouse who has owned an eligible home as defined in OHOSP Act while he or she was a spouse of the home purchaser; 4. Not have a same-sex partner, who has owned an eligible home as defined in OHOSP Act, which he or she was a same-sex partner of each other as defined by s. 29 of the Family Law Act. 5. Occupy as principal residence within nine months; If these criteria are met you may apply for the exemption. LTT is calculated for the Ontario Tax as follows: » Up to a purchase price of $55,000 LTT = 1/2 of 1% of the purchase price net of HST » Up to a purchase price of $250,000 LTT = 1% of the purchase price minus $275 net of HST » Up to a purchase price of $400,000 LTT = 1.5% of the purchase price minus $1,525 net of HST » Over $400,000 LTT = 2% of the purchase price minus $3,525 net of HST If you meet the same criteria, you may qualify for the City of Toronto rebate or exemption. As an example, purchases with a purchase price of more than $400,000 on resale homes must pay and then get the money back from the City. In addition, the City rebate maximum is $3,725. The other difference is the method of calculation: » Up to a purchase price of $55,000 LTT = 1/2 of 1% of the purchase price net of HST » Up to a purchase price of $400,000 LTT = 1% of the purchase price net of HST » $400,000 to $40,000,000 LTT = 1.5% of the purchase price net of HST » Over $40,000,000 LTT =1% of the purchase price net of HST Please remember that all other non-qualifying people have to pay the Land Transfer Tax at the time of registrations of the title documents, which means you need to have the money available to pay it on closing.

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//IN THE NEWS

Kylemore celebrates A YEAR IN THE SPOTLIGHT Kylemore Communities, headquartered in Markham, enjoys a year in the spotlight in 2014. In February, Patrick O’Hanlon, president of Angus Glen Development/Kylemore Communities was among the distinguished graduates of Ryerson University, honoured for their achievements and community work. O’Hanlon, Urban and Regional Planning ’83, was one of four to receive an Alumni Award of Distinction 2014. The awards were first presented in 1998, when Ryerson celebrated the 50th anniversary of its founding, to recognize Ryerson graduates who have not only excelled in their careers, but have also made a tremendous contribution to their profession and to their community. In August, the Kylemore Kares Annual Charity Golf Tournament supported solely by the company’s loyal trades, consultants and partners, brought the seven-year total funds raised to almost $1 million. Funds are donated to a variety of charities and non-profit organizations, throughout the year. Recipients include Unionville Home Society/Unionvilla, Flato Markham Theatre, ALS Society of Canada, Angus Glen Running Series in support of Markham-Stouffville Hospital, Children’s Wish and United Way of York Region. In early November, the University of Toronto welcomed more than 200 guests to a special donor celebration at the new Goldring Centre for High Performance Sport. O’Hanlon is Co-Chair of the Goldring Centre Campaign Advisory Board, working hand-in-hand with the University of Toronto’s faculty of kinesiology and physical education to raise more than $53

Left to right: Frank Spaziani (Kylemore), Cailey Stollery (Angus Glen Golf Club), Patrick O’Hanlon and Mariam Aboutaam (Kylemore), Russell Foy (UAC) collecting the toys from Kylemore Communities’ annual holiday party. 46 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

million out of a total campaign goal of $58 million. The Goldring Centre for High Performance Sport is a world-class sport and exercise facility and a new hub for sport and exercise-focused research, teaching, sport medicine, training, coaching and competition. Kylemore along with trades, partners and suppliers donated $100,000 to the centre which together named the Kylemore Communities Conference Room. Also in November, Kylemore was presented with a Markham Design Excellence Award in the Community Design category for Angus Glen Community. These prestigious competition-based awards, which recognize and promote excellence in urban design, are presented every four years. Started in 1997, Angus Glen is a master-planned community based on the planning principles of new urbanism. Today, this comprises the East and West Villages of more than 1,000 homes surrounding the prestigious courses of Angus Glen Golf Club; the Angus Glen Community Centre and The Shoppes of Angus Glen. Construction is well underway on the first condominium offered in Angus Glen – The 6th – a luxury boutique resort-style residence overlooking the golf course. O’Hanlon, a longtime resident of Markham is the 2014 recipient of the Anthony Roman Award. Presented by the Markham Board of Trade, this award recognizes an individual who has not only been successful in business, but along with that success has helped other companies succeed while creating local employment and taking a very active part in contributing to the community. Kylemore Communities/Angus Glen Development is currently a nominee for Deloitte’s 50 Best Managed Companies in Canada.

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48 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

January 10 - 24, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 49

//FINANCES

Managing post-holiday debt Holiday parties are over, gifts are unwrapped and festive decorations are put away. Now it’s time to tackle a daunting pile of bills. Follow these three steps to avoid a debt spiral in 2015: 1 GET FINANCIAL ADVICE A financial adviser can help you pull together a plan to budget and pay off your debt in a short period of time. “Ensure that you bring all of your financial information, including outstanding debt, when meeting an adviser, to help them understand your entire situation,” says Stephen Reichenfeld, private wealth counsellor of Fiduciary Trust Company of Canada. More information on how to find an investment adviser is available at franklintempleton.ca. 2 STICK TO YOUR PAYMENT PLAN Cut back on frivolous expenses so you can pay down your debt sooner. While a new spring wardrobe or a beach vacation may seem tempting, keep your sights set on your goal. Remember, if you struggle to make payments and take too long to pay off debt, interest charges will continue to accumulate. You may find yourself in an even deeper debt hole by the end of the year.

Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to.

50 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

3 AVOID THE CYCLE BY PLANNING AHEAD Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to. Next time, save money in advance rather than charging more than you can afford to your credit card.

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//COMMUNITY FOCUS

YOUR FAMILY, YOUR DREAMS, YOUR HOME Discover the Gates of Nobleton LOCATION Nobleton HOUSING TYPE Collection of 60- and 70-ft. detached homes from $964,990 SALES CENTRE: Open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., and holidays 11 a.m. to 6 p.m. CONTACT mytribute.ca

52 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

he road to Nobleton – a quiet country highway winds its way through rolling pastures of pristine farmland. Surrounded by such rich, natural beauty, it’s hard to believe that all of Vaughan’s amenities are only minutes away, and local schools, shops and restaurants can be found just steps from the community. Discover a tranquil oasis, free from

the noise and hustle of the city. And in the heart of this picturesque setting, you’ll find private cul-de-sacs, expansive greenway parkettes and a pristine wood lot that add to the luxury and prestige for this new community setting. The Gates of Nobleton features a remarkable collection of 60- and 70-ft. detached homes, many on traditional full-depth lots. The homes feature brick,

TRIBUTE COMMUNITIES | The Gates of Nobleton

stone and stucco exteriors that reflect this community’s classic country atmosphere. The interiors of the homes at The Gates of Nobleton are brilliantly appointed with an impressive selection of distinctive features and finishes, such as hardwood flooring, designer Irpina kitchens with granite countertops, nine- or 10-ft. main floor ceilings, freestanding oval soaker tubs in the lavish master spa ensuites, loggias and much more. Created with a painstaking attention to detail, the luxurious interior spaces of these exquisite homes reflect the highest possible standards of luxury design. Tribute Communities is a builder/ developer with more than 30 years experience which has built more than 30,000 homes across southern Ontario.

The company’s reputation has been earned through its architecturally distinct and exquisitely designed homes and communities that incorporate unique streetscapes, classic finishes and the very finest materials. Tribute has garnered numerous major industry accolades, including the Greater Toronto Home Builder Association’s Builder of the Year Award, The Desjardins Business Excellence Award, the prestigious JD Power and Associates Customer Satisfaction Award and the Tarion Warranty Homebuilder of the Year, as well as countless other awards for our many communities. To learn more about The Gates of Nobleton, visit mytribute.ca today. JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 53

//INDUSTRY INSIDER

New home timeline: from concept to occupancy » by DAVID HIRSH

DAVID HIRSH

is president and CEO of Brandy Lane Corp. Hirsh prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client. The company’s newest communities are: highly successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham. Visit brandylanehomes.com

The start of 2015 brings exciting opportunities to purchase a new home. By the time you step into any sales office, there’s been plenty of research into the how’s and why’s behind every aspect of a community. Let’s take a look at the new home timeline – from concept to occupancy – that helps ensure you can choose a home that reflects who you are and your desired lifestyle. When a builder/developer chooses a parcel of land to build on, their strategy on design, pricing and marketing are based on the immediate neighbourhood and lifestyles of future residents. A builder considers the existing fabric of the area. They’ll determine if they’re building to blend with what’s already there or if they’re looking to transform a neighbourhood. These factors will influence the team comprised to bring the builder’s vision to fruition. This team includes experts from an architect to landscaping consultant, interior designer, structural and mechanical engineers, all the way to marketing and public relations. An effective team will have experience in similar projects and will offer the expertise and knowledge required to create, market and build livable and sustainable communities. A successful community is the result of a thorough understanding of how future residents will use their living spaces – both indoor and outdoor – as well as the infrastructure within the new community. In terms of condominium infrastructure, builders consider common spaces and amenities and the subsequent upkeep costs to residents. With detached houses, aspects can be added to the community to enhance the living experience – from parks to dog walk areas. In both cases, it’s essential to build indoor living spaces that address the needs of the buyers – whether they are single households, married, with or without children or include extended family members. Communities usually have a distinctive character that reflects the lifestyle of future residents. A builder needs to understand whether they’re accommodating a luxury buyer, a first-time homeowner, someone looking to upgrade their space or downsize their current residence. This character will be apparent in the community and homes themselves, and will also affect marketing, media materials and experiences at preview and sales events. After all, the end goal is to speak to exactly who will be living in the future community. Every touch point the purchaser comes into contact with should be

54 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

an accurate reflection of themselves and their lifestyles. During the construction process, residents will often begin to meet more members of the in-house builder team, as they select their finishes and take part in the PDI (the walkthrough pre-delivery inspection). A good builder will address any issues you have and ensure that you receive clear and timely communication especially should any issues arise or delays occur. By the time you receive your keys, move into your new place and call it home, you should have a positive experience and be more than willing to refer your builder to family members or friends. A trusted referral is the true hallmark of a successful builder.

COMING SOON TO RICHMOND HILL

NEW NEW Phase Two. NEW Model Homes. We’re about to introduce a new opportunity in one of Richmond Hill’s finest communities. Here, a beautiful landscape of rolling hills & mature trees is the perfect complement to Acorn’s signature architecture. Ownership of common element areas within your community will ensure that they will be maintained to your high standards. Discover distinctive detached homes on 28 & 38 ft. lots at Yonge & Bloomington.

//MONEY MATTERS

JANUARY IS

“make do” month » by GAIL VAZ-OXLADE If there’s any month when you’re most likely to wonder if all the bills will get paid, it’s January. After the

GAIL VAZ-OXLADE

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

feverish rush of the holidays and all the unexpected expenses that popped up, no doubt things will be a little tight. Add the extra cost of heating and the jump in “fresh” food prices and you’ll be looking for ways to trim back. Enter Make Do Month. Th is is the month when you stretch everything a little farther so you spend a lot less. If you get invited to a party, you don’t rush out and buy something new, you get creative and shop from your closet. And if you need a little something different, you shop from a friend’s closet. Or hold a clothing exchange. What you don’t do is spend money! When the weather is warm, it’s easy to do lots of free things. When it’s cold, entertainment gets more expensive. Sure, there’s that great movie you’d love to take the family to for a night out of the house. For a family of four, you’re probably looking at $100 or more with popcorn and drinks. Recycle a movie you already own or do a movie swap with friends, add some home-made popcorn and a 12-pack of pop and you can probably do it for $10. Now that’s making do! January is also a good month to experiment with a new routine as you make do. If you’re used to buying coffee every day, brew your own at home or work and save big-time. If you regularly go out for lunch, pack one from home for four out of every five days and not only will you drop those holiday pounds, you’ll be able to pay off that holiday debt.

56 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

But what if you have family or friends whose birthday falls in January. You’ll have to buy something. No you don’t. You can give something of yourself instead of something purchased. Make their favorite cookies, offer to cook them a meal or a bunch of meals for the freezer for those extra busy workdays, or create a coupon for three nights of free babysitting. Maybe you’re a computer genius and can offer to do maintenance or repairs. Perhaps you’re a mechanic and can offer a tune-up. Substitute your energy for spending money. After the buzz of the holidays, you’ll no doubt be happy to stay home for the fi rst couple of weeks. Then you may start feeling itchy. You’ve got to get out. You can feel the walls closing in. Time to hit that great new restaurant that just opened up, or head out to the clubs. Wait a minute. Th is is Make Do Month. Call up a couple of friend and throw a pot-luck game night instead. See if you can do it at their house this time. Start a tradition of once-a-month games or poker nights and rotate from one friend’s home to another. No one says you can’t have fun in Make Do Month. You just can’t spend gobs of money. Make Do Month is a conscious decision to stretch every dollar as far as it will go. Try it and see if just becoming conscious save you money. I’ll bet you’re pleasantly surprised.

LOOKING FOR A NEW HOME?

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NewHomeAndCondoGuide.ca JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 57

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n sto ng

r nD orto

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Galloway Rd

401

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

s ng Ki e v nA

Sheppard Ave E

Manse Rd

t Rd

DVP

Morningside Ave

Ossington Ave. Dovercourt Rd.

Passmore Ave

Centennial

Lakeshore Blvd W

Christie St.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. King St. W. 49 Front St.

Main St

Gerard St

St Clair Ave E

Eglinton Ave E

Brim

Progress Ave

Lawrence Ave E

East Ave

Spadina

Evans Ave

QEW

Don Valley Pkwy

QEW

Yonge St

Dundas St. W.

Logan Ave.

Danforth Ave.

Woodbine Ave

Queensway

Yonge St.

Bloor St.

Cosburn Ave

O'Connor Dr.

Don Valle

Bathurst St.

14Dupont St.

Laird Dr

Dufferin St

Avenue Rd

Davenport Rd.

Pharmacy Rd Victoria Park

Dundas St W

Sca

Warden Ave

Allen Expressway

401

Sheppard Ave E Milner Ave

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

Ellesmere Rd

Huntingwood Dr

Finch Ave E

Birchmount Rd

Rogers Rd

Leslie St Eglinton

13 Steeles Ave.

McNicoll Ave

Bellamy Rd

Bloor St W

ng s

Bathurst St

Eglinton Ave W

Markham Rd

Rathburn Rd

Briar Hill Ave

Eglinton Ave W

d y

Lawrence Ave E

York Mills

401

Sheppard Ave E

y Pkwy

Caledonia Rd

to n

ew e

Keele St

W es

427

Kipling Ave

Brimley Rd

Th e

k lac

Tre th

Ave

401

Finch Ave W

Drewry Rd

Pleasant Ave

Scarborough Golf Rd

Martin Grove Rd

Orton Park Rd

Islington Ave

Kennedy Rd

Westway

Jane St

Wilson Ave

pressway

Dixon Rd

Bayview

401

3 400

Weston Rd

Mills

409

Signet Dr

ale

Midland Ave

Humberline Dr

Allen Ex

Dufferin St

Finch Ave W

ion

Alb

Don

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

central region:

McCowan Rd

Tapscott Rd

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

58 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

aristahomes.com •

•

Fieldgate Homes

90 Niagara

416-981-0036

•

Fieldgate Homes

Zigg

Fieldgate Homes

Site

Tel

Price Range

Page No.

from $690,000

27 7B

•

from $346,000

25 7H

fieldgatehomes.com •

•

25 8F

Axiom

fieldgatehomes.com •

•

from $250,000

25 8H

Menkes

Humber Mews

416-259-2525

•

from $520,000

6 3I

Menkes

Dwell City Town

416-259-2525

•

from $390,000

7 3I

Menkes

Bloom Park Towns

416-730-1600

•

from $690,000

6 8B

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000

Conservatory Group

Weston Village

416-748-7001

•

from $490,000

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

from $620,000

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

from $350,000

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

from $330,000

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

from $340,000

Lindvest Properties

Corporate

lindvest.com

•

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com •

•

from $650,000

17D

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

Mattamy Homes

Downsview Park

mattamyhomes.com

from $270,000

Conservatory Group

Oakdale Village

416-243-0567

•

from $429,000

Fieldgate Homes

Axiom Tower 2

fieldgatehomes.com •

•

from $250,000

Conservatory Group

Upper Beach Villas

416-698-7796

•

from $415,000

11G

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

Mattamy Homes

Heron Park

mattamyhomes.com

• •

Pemberton Group

Park Lake Residences

416-769-4343

H&R Developments

Westown

Monarch Corporation

17E

• from $180,000

hr-newhomes.com •

•

• from $190,000

Evergreen

416-495-3526

•

from $470,000

14F

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

Tribute Communities

RCMI

416-363-4800

• from $324,000

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

Decade Homes

Yorkdale Village phase II

416-638-5656

•

from $320,000

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

from $550,000

Toronto, Etobicoke, York, North York, East York, Scarborough

Goddard on the Valley

Builder

central region:

Arista Homes

Fi Map nd er

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Steeles Ave W

Kipling Av

ence

Clar 7

Isl on

Huntington

Langstaff Rd

t ing

Teston Rd

Major Mackenzie

400

9 King Rd

Rutherford Rd

Maple

Centre St

Langstaff Rd

Keele St

City of Vaughan

King-Vaughan Rd

Thornhill

Clark Ave W

Dufferin St

Kirby Rd

Pine Valley

Nashville Rd

Jane St

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

Weston Rd

e Av

12 Line R

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Tel

Tribute Communities

Gates of Nobleton

647-633-3500

Arista Homes

IMPRESSIONS

Fieldgate Homes

Price Range

Page No.

•

from $920,000

15 4A

impressionskleinburg.com •

• •

from $520,000

21 & 27 4E

IMPRESSIONS

905-893-9500

•

• •

from $520,000

21, Insert & 25 4E

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $520,000

21 4E

Arista Homes

Vellore Woods

aristahomes.com •

from $750,000

27 8F

Conservatory Group

Upper West Side

289-553-4156

•

from $1099,000

5 14D

Primont Homes

Renaissance Townes

905-417-3363

•

from $570,000

12 8D

Treasure Hill Homes

Moda Urban Village

treasurehill.com

•

19 8E

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca •

from $1400,000

31 13F

Fieldgate Homes

Vaughan Valley Estates

905-893-9500

•

from $1199,000

Insert & 25 8F

Arista Homes

Vaughan Valley Estates

aristahomes.com •

from $900,000

27 8F

Madison Homes

Thornhill

905-417-1203

•

from $1800,000

37 13G

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

Aspen Ridge Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Country Wide Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Regal Crest Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Townwood Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Lormel Homes

La Viva

lavivatowns.com •

from $350,000

Fieldgate Homes

Kleinburg

905-893-9500

•

from $523,000

Andrin Homes

Chelsea Station

andrinhomes.com •

11E

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

11B

Great Gulf

King Oaks

905-833-6413

•

from $1300,000

11B

Zancor Homes

Royal Collection

905-833-0883

•

from $550,000

12A

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

Senator Homes

Bathurst 9130

289-597-4381

•

from $700,000

13G

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

5 404

4 7

Rd King 20

St Yonge

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

F G

oad

ider

S rson Jeffe

15 16 14

19th

Gam 1

ent

Reg

ath Str

nzie

acKe

rM Majo

e Av rn

ick R

. Ave

404

16th

am Denh

dr Wel

st St

Bathur

central region: Richmond Hill

Mill

Elgi Neal D

9 d s ill R Leslie

404

d Yorklan

ble R

Ave.

Q R

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

Page No.

Heathwood Homes

Hampshire Mews

heathwood.com

from $480,000

43 5I

Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

from $730,000

19 7Q

15 Forest Hill Homes

Jefferson Forest

foresthillhomes.ca •

•

from $720,000

31 4H

27 Acorn Homes

Oak Knoll

acornhomes.ca

•

55 3C

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

Highmark Homes

Nuvo

647-206-2276

•

from $1100,000

Mattamy Homes

Richmond Green

mattamyhomes.com •

•

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

from $586,000

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

28 Senator Homes

Richvale

senatorhomes.com •

•

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Tel

Price Range

Page No.

Fieldgate Homes

The New U

905-477-6464

• •

from $593,000

Insert & 25 5G

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $510,000

12 7f

Brookfield Homes

The Arbors

AuroraBrookfield.ca

•

17 14F

11 Madison Homes

Greensborough

madisonhomes.ca •

•

14 Aspen Ridge Homes

Woodland Hills

416-270-9484

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com

•

15 Arista Homes

Aurora Trails

aristahomes.com •

20 Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com

•

23 Arista Homes

Boxgrove Markham

aristahomes.com

Cornell Rouge

905-472-7667

•

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

Marydel Homes

Woodland Hills

905-898-7380

•

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

Mattamy Homes

St. John Forest

Arista Homes

Paradise Homes

•

37 7G

from $450,000

IFC 9C

• from $520,000

Insert & 25 14E

•

30 Madison Homes

•

from $650,000

27 14E Insert & 25 18f 27 7H

from $700,000

11 & 37 8G

•

from $550,000

11 & 31 8G

from $400,000

10B

• •

from $390,000

18F

mattamyhomes.com

from $366,000

14E

The New U

905-534-1564

•

• •

from $490,000

The New U

905-477-0317

•

• •

from $490,000

Starlane Home Corporation The New U

905-534-0493

•

• •

from $490,000

Treasure Hill Homes

Accolades in Markham

905-471-2852

from $500,000

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

Country Wide Homes

Wismer Commons

905-907-1500

•

from $450,000

Country Wide Homes

The Arbors

905-907-1500

•

from $720,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $560,000

12 Laurier Homes

windsong

905-201-5979

•

from $495,000

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

15 Paradise Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 OPUS HOMES

Aurora Trails

auroratrails.com •

•

from $400,000

14E

16 Lindvest Properties

Auroraglen

lindvest.com

•

14E

17 Conservatory Group

Heritage Estates

905-640-2274

•

from $283,000

18F

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

19 New Era Homes

Landmark Estates

905-953-9046

from $550,000

11D

•

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

18F

21 Andrin Homes

Glenway

andrinhomes.com •

10E

22 Conservatory Group

Heritage Collection

905-640-2274

•

from $680,000

18F

24 Ballantry Homes

Cornell

ballantryhomes.com •

•

from $520,000

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14E

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

from $495,000

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

from $400,000

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

from $1.1,000

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

10D

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

from $700,000

53 H&R Developments

Castle Square

hr-newhomes.com

•

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

10H

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

• •

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

64 Paradise Homes

Upper Unionville

905-477-6464

•

from $520,000

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

70 Mattamy Homes

Cornell

mattamyhomes.com •

•

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

19F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

• •

from $250,000

19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

Mono Adjala

400

King 14

Schomberg

Tecumseth and Tottenham65 71

Keswick

7 11

Georgina

k La

im eS

East Gwillimbury

37 33 55

Barrie

Oro

45 70 40017 16 5 Bradford

Alliston

Essa

Beeton

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

Hwy 5

Shelburne

Lindsay

Uxbridge

Cannington

ugo

Oshawa

Scugog

401

Manvers

400

ark

Map

8 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

lop

400

Newcastle

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

Mara

s Dr

Wasaga Beach

Orillia

Bracebridge

n Vetera

60 41

Tay

400

irv

46 3

Midland

Huron Rd

iew

Thornbury

Georgian Bay

t tS

1 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

66 Duckwor

north region:

nc Vi ia Rd

Price Range

Page No.

averton.ca

•

from $490,000

41 10H

16 Great Gulf

Summerlyn Village

905-775-3461

•

from $550,000

35 8I

65 Brookfield Homes

Willow Glen Tottenham

BrookfieldTottenham.ca

•

from $300,000

16 7J

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

Delpark Homes

Cedar Ridge

905-722-7210

•

• •

from $275,000

10G

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

National Homes

The Forest

416-746-1234

•

from $480,000

Mariposa Homes

Trailside

705-329-3330

•

from $249,000

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

Grandview Homes

Mayberry Estates

705-735-0732

•

from $460,000

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

10 Summerhill Homes

West Shore Lakeside Community

705-689-0001

• •

from $350,000

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $290,000

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

from $335,000

13 Rosehaven Homes

Victoria Highlands

905-473-3225

•

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

15 Marydel Homes

Seven Meadows

marydelhomes.com •

•

from $290,000

11F

17 Brookfield Homes

Grand Central

905-778-0873

•

from $570,000

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

18 Grandview Homes

Cromwell Place

705-735-0732

•

19 Andrin Homes

Hillsborough

andrinhomes.com •

10H

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

from $285,000

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

40 Royalpark Homes

Emerald Forest

royalpark.com

•

from $200,000

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

42 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

44 Brookfield Homes

Treetops

1-855-590-3577

•

from $350,000

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

45 Rosehaven Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Aspen Ridge Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

from $210,000

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

from $225,000

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $600,000

59 Delpark Homes

Fieldstone MyFieldstone.ca

•

from $570,000

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $309,000

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

Victoria Highlands

north region:

Site

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

13 Averton Homes

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

sHoppIng Curating a selection of the GTA’s top home & decor shops and services

FREE

2014 HOME DECOR AND RENOVATIONS

GUIDE

shop TILL PANTONE® 19-3224 RADIANT ORCHID

YOU DROP! WE HAVE THE LATEST TRENDS, SHOPPING TIPS, ADVICE AND MORE

A SPECIAL ADVERTISING SUPPLEMENT

SG cover 2014-FIN.indd 1

2014-01-15 2:14 PM

416.626.4889

LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services. 68 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

newhomeguide.ca

January 10 - 24, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 69

//QUICK TIPS

START THE NEW YEAR WITH

a new attitude » by HELLEN BUTTIGIEG Everyone has a list of things they’d like to accomplish, and a new year is the perfect time for a fresh start. Getting organized is a major resolution, and not an easy one to keep. It’s even difficult to figure out where to start on the road to becoming organized. Start by trying out some of these organizational tactics: HELLEN BUTTIGIEG is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit WeOrganizeU.com and sign up for the free newsletter.

Keep your New Year’s resolutions. If you’ve resolved to get organized in 2015 but are already feeling discouraged, detach from the results and focus on the process. We often fail to reach our goals simply because they were unrealistic in the first place. The key is to do only what you can, but do it consistently. Just 15 minutes a day spent organizing will add up to seven hours a month and 84 hours a year! Commit to 15 minutes every day and make organizing part of your daily life. Tackle quick tasks now. Adopt a “do it now” policy for anything that can be done in less than five minutes. For example, when a form needs to be filled out or a cheque has to be mailed, resist putting it off until the due date. This ensures that it won’t be forgotten or misplaced and frees up the mental energy unfinished business consumes. Time-saving ways to shop. Pressed for time? Rather than wasting time running back and forth to the store, consider shopping online. The time and gas savings usually offset the cost of shipping. Some sites offer free delivery when you spend a minimum amount. To save costs, keep an ongoing wish list and buy only when you have several items on the list. But make sure the site is secure before entering credit card information (look for the padlock in the browser window).

70 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Keep rooms tidy in less than two minutes. Items that don’t belong in a room are the main contributors to visual clutter. Get into the habit of removing “move elsewhere items” when you leave the room, and placing them on their way to where they do belong. You’ll be amazed at how effective this technique can be in keeping rooms tidy with minimal effort. Tidy doesn’t mean perfect. Organizing is not necessarily about how it looks, it’s about how it works. If you are not naturally neat, avoid storing everything behind closed doors. Not only can it make you feel ill at ease, it may also be virtually impossible for you to maintain that kind of system. Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. Keep the system low maintenance. If you never seem to get around to hanging your clothes on hangers, place some open bins in your closet. Purging for “fraidy-cats.” If you keep every paper that enters your home because you’re afraid you might need it someday, here’s a way to ease the fear. Designate a temporary holding tank, a box or bin for papers you don’t need, which you’ll dump once a month. Knowing that these papers won’t be tossed immediately and will be there “just in case” lessens the anxiety of letting them go. Store your sheets in sets in the linen closet. For each set, fold the flat sheet, the fitted sheet and one pillowcase. Place the set inside the remaining pillowcase. These tidy packages stack nicely on the shelves and make changing the sheets quick and easy. Fabric softener sheets tucked into the linen closet will keep bedding smelling fresh. Encourage filing, discourage piling. Keep extra file folders in the back of your filing drawer, and have a label-maker handy. Having these supplies ready to go will encourage you to quickly create new files as you need them rather than pile papers on top of your filing cabinet “just for now.” Accomplish more in your day by knowing your style. Understand your high/low energy periods and schedule your daily tasks accordingly – tough tasks during your high-energy periods and less-demanding tasks during the low ones. Also consider your work style when planning your day. You’ll be amazed at how much more you can accomplish by keeping your style in mind when planning your activities from day to day.

O What Fun! It’s that “O!” moment. The moment you realize that everything you could ask for was right here all along. The moment of pure elation inspired by modern townhomes, woodland settings, shopping, restaurants, walking trails and anything else you could imagine. Register now to experience that “O!” moment with us.

Coming early 2015 Oakville’s visionary masterplanned community from the low $400s* Register now for your Preview Opening Invite at Oakvillage.ca A JOINT DEVELOPMENT BY

*Prices and specifications are subject to change without notice. E.&O.E.

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 71

//DESIGN SECRETS

How to cook up great style in the kitchen » by JANE LOCKHART

JANE LOCKHART

B.A.A.I.D., Intern, A.R.I.D.O., is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She was creative director and host of W Network’s top ranked Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs, available at a growing number of major and independent retailers across Canada. Jane also appears on CTV’s Marilyn Denis Show, Citytv’s Cityline, CBC’s Steven & Chris Show, Global’s Morning Show and CHCH Morning Live. She can be reached at 416.762.2493. janelockhart.com

It is commonly known that kitchens are one of the places your dollar can go the furthest when building your new home. It is important to consider this when choosing materials or considering which items to get upgraded. Here are five tips to help you choose the best materials and upgrades when planning the kitchen in your new home or condo: 1. Consider your material choices

Tremendous advancements have been made in materials technology in terms of appearance and durability. Think of porcelain tiles rather than ceramic, as they are more durable and you can have smaller grout lines. Choose quartz counter tops for a durable and repairable counter top. Granite is also durable but can’t be repaired. 72 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Another option is soapstone. Soapstone is new to the solid surface lineup, although itâ&#x20AC;&#x2122;s been around a long time. It is naturally heat-resistant and easy to maintain. You can have integrated sinks, with soapstone, included within the counter top. 2. Add more lighting, not less

You can never have too much lighting, because you can just turn it off or add a dimmer! Add cool pendant lights over islands for extra lighting as well as a decorative element. These are like jewelry for the kitchen. They also give you the opportunity to add an additional punch of colour that you can carry throughout your design. 3. Take advantage of better cabinet storage

Developments in cabinet shape and technology have led to much better interior storage options. There are things such as magic corners which make blind corners much more usable. There are also cool pantry units, which pack in a lot of food items on the market now. And be sure to invest in cutlery dividers where possible so your drawers stay organized. Beverage stations are also becoming a big trend and look lovely when they are built into your design. 4. Make your backsplash a focal point

Pick amazing tiles or patterns to add to this area. After all, it is at eye level so it is quite visible. Do add tile inserts and even consider painting on your backsplash tile. To make your backsplash look perfect, hide electrical outlets within the upper light valance. This way the entire backsplash is completely clear of plugs and switches! 5. Think beyond white for cabinets

Although white cabinets still sell the best, there are other good neutrals which do well in Canada. Think about painted grey cabinets, pale blue, espresso brown or even natural cherry, as these all are classics here and give you a special look. With finishing technology, all colours are available and will wear well. When considering your cupboards, it is also a great time to think about integrated appliances. This is when your appliances are flush with the cabinets, and are paneled in the same material as the cupboards. Buying a new home can be very costly and stressful. Make sure you choose the right materials and upgrades, so you are happy in your new space. This is your home, so make sure it is exactly what you want! JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 73

//IN THE NEWS

Bank of Canada holds rate at one per cent The Bank of Canada has announced that it is maintaining its target for the overnight rate at one per cent. The Bank Rate is correspondingly 1.25 per cent and the deposit rate is .75 per cent. Inflation has risen by more than expected. The increase in inflation over the past year is largely due to the temporary effects of a lower Canadian dollar and some sector-specific factors, notably telecommunications and meat prices. Underlying inflation has edged up but remains below two per cent. The U.S. economy has clearly strengthened, particularly business investment, which has benefitted Canadaâ&#x20AC;&#x2122;s exports. Growth in the rest of the world, in contrast, continues to disappoint, leading authorities in some regions to deploy further policy stimulus. Oil prices have continued to fall, due to both supply and demand developments. In this context, global financial conditions have eased further. Canadaâ&#x20AC;&#x2122;s economy is showing signs of a broadening recovery. Stronger exports are beginning to be reflected in increased business investment and employment. This suggests that the hoped-for sequence of rebuilding that will lead to balanced and self-sustaining growth may finally have begun. However, the lower profile for oil and certain other commodity prices will weigh on the Canadian economy. The net effect of these recent developments, together with upward revisions to historical data, is that the

74 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Canadaâ&#x20AC;&#x2122;s economy is showing signs of a broadening recovery. Stronger exports are beginning to be reflected in increased business investment and employment. output gap appears to be smaller than the Bank had projected in the October Monetary Policy Report (MPR). However, the labour market continues to indicate significant slack in the economy. While inflation is at a higher starting point relative to the October MPR, weaker oil prices pose an important downside risk to the inflation profile. This is tempered by a stronger U.S. economy, Canadian dollar depreciation, and recent federal fiscal measures. Household imbalances, meanwhile, present a significant risk to financial stability. Overall, the balance of risks remains within the zone for which the current stance of monetary policy is appropriate and therefore the target for the overnight rate remains at one per cent. The next rate announcement is scheduled for Jan. 21.

Life just got better in these two communities by Rosehaven Homes & Homes by DeSantis New Release of 36’ & 30’ Singles FIRST EVER BUNGALOW CONDOMINIUM TOWNS ARE COMING EARLY 2015 • Choose from 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS • Limited selection of 45’ Bungalow & Bungalow with loft designs & freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,900 sq.ft. • PARK/GREEN SPACE LOTS STILL AVAILABLE

9 MODELS TO TOUR

45’, 36’ & 30’ singles and 36’ wide freehold Townes starting from the high $200’s HOMES BY DESANTIS

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Walk, Bike & Play IN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles and Semis within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

Semis from the mid $300’s Singles from the mid $400’s

LiveOnTheRidge.ca TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

ROSEHAVEN HOMES

KING ST. E.

LINC

MODELS & PRESENTATION CENTRES

PRESENTATION CENTRE

MUD ST. E.

SITE

Fort Erie

Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

TO NIAGARA

RED HILL VAL PKWY

rta

QEW

HIGHLAND RD. W. RYMAL RD. E.

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STONEY CREEK

NIAGARA RIVER

St. Main P o

Sodom Rd.

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Marineland Pkwy

CHIPPAWA McLeod Rd.

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Hot

905-828-4257

Forest Hill Homes

Derry Village Mississauga

foresthillhomes.ca

Vandyk Communities

Windows on the Green

Amacon

The Towns at Parkside Village

Starlane Home Corporation Churchill Woods

Greenpark Homes

Tel

Price Range

• from $420,000

34 5K

•

31 8B

vandykcommunities.com

• from $300,000

705-435-9991

•

from $550,000

starlanehomes.com •

• •

from $562,000

Churchill Woods

churchillwoods.ca •

• •

from $529,000

Conservatory Group

Central Park North

905-890-0195

•

from $465,000

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

Country Homes

Lakeshore Village

1-866-746-2999

•

from $550,000

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11G

Dunsire Developments

Barca Verde

barcaverde.ca

•

from $690,000

10I

Page No.

from $590,000

Mississauga

Great Gulf

Site

west region:

Builder

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Hamilton

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west region:

Flamborough

Waterdown

Tr 5 em ai

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9 17

401

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

al af Tr

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Acton

Stoney Creek

Grimsby 44 37

St. Catharines

Niagara 420

Price Range

Page No.

avertonsquare.com •

17 Mattamy Homes

Hawthorne South Village

mattamyhomes.com

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

from $750,000

7 9C

45 Rosehaven Homes

On the Ridge

liveontheridge.ca •

•

from $350,000

75 3R

45 Homes By DeSantis

On the Ridge

liveontheridge.ca •

•

from $350,000

75 3R

Homes by DeSantis

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

Rosehaven Homes

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

Schuit Homes

Perth Park

905-628-9559

• 2Q

Great Gulf

Edgewood

905-356-9408

•

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

Spallacci Homes

Eden Park

spallaccihomes.com •

from $320,000 2Q

Arista Homes

Milton Trails

905-864-3306

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

from $250,000 10K

Lakeview Homes

Cannery Park

1800-565-5150

•

from $320,000 9G

Mattamy Homes

Cranberry Hill

mattamyhomes.com 8M

Beaverhall Homes

Forestwood

905-636-1365

•

10 Great Gulf

Rolling Meadows

905-680-0841

11 Branthaven Homes

Jazz Condos

jazzcondos.ca

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

19 Conservatory Group

Jasper Village

905-636-1942

•

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland 22 Country Green Homes

from $620,000

•

41 9H BC 9G

from $305,000 11Q

from $518,000 9G

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

•

from $441,000 8h

•

from $520,000 10G

1-800-479-9777

•

from $194,000 12R

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 8R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 2Q

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 3R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

Averton Square

west region:

Site

Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd 51

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Brampton, Caledon, Bolton

irp

west region:

ea ea

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Caledon

410

•

12 Great Gulf

Westfield

905-866-6876

•

14 Treasure Hill Homes

Southfield Meadows

treasurehill.com

•

15 Fieldgate Homes

Cobblestones

905-457-0445

•

from $679,000

Insert & 25 8Q

16 Rosehaven Homes

Urban Towndominiums at Mount Pleasant rosehavenurban.com

• • from $300,000

22 6O

Centretown

905-495-5067

23 Heathwood Homes

Meadow Green

55 Primont Homes

• •

from $600,000

Page No.

•

from $450,000

Insert & 25 6M 34 10K 19 6M

• •

from $376,000

12 6P

heathwoodmeadowgreen.com •

•

43 8R

Newtowns at Mount Pleasant

primonthomes.com

•

from $340,000

13 6P

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $593,000

Insert & 25 9O

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $630,000

35 6P

67 Primont Homes

Seasons in Caledon

primonthomes.com

• •

from $600,000

12 7M

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Starlane Home Corporation Gates of Countryside

starlanehomes.com

•

from $520,000

Aspen Ridge Homes

Mayfield Village

905-230-2592

•

• •

from $350,000

11L

Treasure Hill Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

• • from $338,000

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

10 Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

11 Greenpark Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

11 Rosehaven Homes

Lotus Pointe Caledon

lotuspointecaledon.ca •

from $450,000

13 Stanford Homes

The Ravines of Credit Woods

905-453-4200

•

from $570,000

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• • • from $190,000

18 Saberwood Homes

Heart Lake Village

905-773-6549

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

20 Landmart Homes

Casablanca

905-915-5227

•

from $730,000

22 Townwood Homes

Marigold

townwoodhomes.com •

•

from $475,000

11L

24 Conservatory Group

Trinity Village

905-846-2930

•

from $440,000

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

•

from $430,000

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

37O

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

45 Brookfield Homes

Pathways

905-584-2225

•

from $400,000

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

from $400,000

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

•

from $405,000

55 Townwood Homes

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

from $270,000

55 Townwood Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $405,000

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

from $339,000

60 Primont Homes

Castlemore

905-856-5777

• •

from $430,000

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

from $400,000

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $530,000

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

•

from $420,000

•

• from $300,000

Brampton, Caledon, Bolton

Price Range

905-838-2806

west region:

Tel

Lotus Pointe Caledon

21 Primont Homes

IFC-Inside front cover; IBC-Inside back cover

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Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

ler Rd

lin Blv

Lang

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Oakville, Cambridge

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west region:

Guelp

Beave

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essio

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Midd

Conc

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Myer

Page No.

Branthaven Homes

Oakvillage

oakvillage.ca

•

from $410,000

71 5C

Minto

Oakvillage

oakvillage.ca

•

from $410,000

71 5C

Emshih Developments Inc

Oakvillage

905-639-9006

•

from $410,000

71 5C

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $420,000

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

Great Gulf

Trafalgar Landing

greatgulf.com/trafalgartownhomes

• from $450,000

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te

Builder

I BUILD TRUST. “As a commercial developer in the GTA, BILD keeps us abreast of new and ongoing issues relevant to our industry. Through our membership, I am able to inject insight into proposed government policies and a degree of reality on employment land initiatives and challenges. We work with many member consultants and value the relationships we’ve developed through our involvement with BILD.”

Blair Wolk, Vice President Orlando Corporation, Builder / Developer Member Since 2006

I AM

Get Involved: bildgta.ca

January 10 - 24, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 85

//IN THE NEWS

Mattamy Homes to buy Monarch Corporation » by WAYNE KARL

In one fell swoop, Mattamy Homes – already Canada’s largest new home builder, though primarily in lowrise homes – has also become a major player in the highrise business. Mattamy Homes Ltd. has announced that it has entered into an agreement to purchase Monarch Corporation, the Canadian division of U.S. homebuilder Taylor Morrison Home Corp. The net cash purchase price was to be determined based on the Dec. 31, 2014 Monarch balance sheet and certain agreed-upon adjustments. The purchase price is currently estimated to be approximately CAD$330 million, net of cash distributed to the vendor prior to close. 86 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

The deal is expected to formally close in the first quarter of 2015 and is subject to customary closing conditions, including approval by the Canadian Competition Bureau. “Monarch is a leading builder in Ontario, with an exceptional reputation and portfolio of assets,” says Peter Gilgan, founder and CEO of Mattamy. “The addition of the business to Mattamy Homes aligns well with our growth strategy, and we look forward to working with the talented Monarch team as we enhance our already significant footprint in Ontario and enter into the highrise market.” So, what might this mean for these brands, both iconic

Mattamy Homes Ltd. has announced that it has entered into an agreement to purchase Monarch Corporation, the Canadian division of U.S. homebuilder Taylor Morrison Home Corp. The net cash purchase price was to be determined based on the Dec. 31, 2014 Monarch balance sheet and certain agreed-upon adjustments.

names in their respective home building markets? “In the short-term, it really is business as usual for the two companies – Mattamy operates as Mattamy and Monarch as Monarch,” Brent Carey, vice-president at Mattamy, told New Home Guide. “Once the deal closes, we will be taking a strategic and thoughtful approach to evaluating how integration will happen, including of the brands. It’s fair to say that we’ll be looking at a number of options as we decide what’s the best future course of action for the organization and the brand.” Following closing of the transaction, Mattamy and Monarch will spend the following months evaluating how and to what extent the two organizations will be integrated. The intent is to have made the necessary operational decisions by the beginning of Mattamy’s 2016 fiscal year (June 1, 2015). Besides gaining a significant entry into the highrise market with this one deal, part of the appeal for Mattamy is land. In Ontario, land availability is increasingly becoming an issue for builders, as are rapidly rising acquisition costs. A run-up in land prices in the province in the last few years is reportedly one of the reasons Monarch

parent firm, U.S. home builder Taylor Morrison Home Corp., decided to sell its Canadian division. Margins on Monarch’s new lands have been less impressive than those reported for older lands, Mattamy says, and Taylor Morrison was not prepared to make the necessary investments to sustain what traditionally has been a vibrant business. By acquiring Monarch, Mattamy quickly gains Monarch’s existing land tracts in the GTA, Kitchener and Ottawa, most of which have been approved for development. “This is an exciting time for Mattamy, as well as Brad Carr, our Canadian president, and me,” says Brian Johnston, chief operating officer of Mattamy Homes. “We both spent our formative years at Monarch and expect the deal to provide valuable synergies to Mattamy. I would highlight that this acquisition, in one stroke, puts us in the highrise business in a significant way. Highrise represents more than 50 per cent of new home sales in the Greater Toronto Area and so is a major positive to this transaction.” For homebuyers, there’s not likely to be any immediate impact of the deal. “There is no immediate change for Mattamy or Monarch homebuyers as a result of this announcement,” says Carey. “For now it’s business as usual. We will have more answers as we carry out the work of evaluating how and to what extent the two organizations will be integrated.” Mattamy Homes is one of the largest privately owned builders in North America and is Canada’s largest new home builder, with operations across Canada and the United States. Mattamy has built more than 70,000 homes in hundreds of communities. In Canada, those communities stretch across the Greater Toronto Area, as well as in Ottawa, Calgary and Edmonton. In the U.S., the company is represented in seven metropolitan areas: Minneapolis-St. Paul, Charlotte, Phoenix, Tucson, Jacksonville, Orlando and Tampa-Sarasota. Mattamy Homes’ founder and CEO Peter Gilgan JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 87

// MARKETPLACE

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Paint in Universal Black Visit benjaminmoore.ca

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White Dinnerware Starting at $4. Visit homesense.ca Sophie Conran for Portmeirion 16-Piece Set in White, $180. Visit thebay.com

88 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

luxury homes and condos to life

FALL 2014

LuxuryLivingGTA.com

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind. discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

most THE GTA’SDR ESSES

Fall issue available.

COVETED AD & where – we tell all! Who, what

Village Gate, an Angus Glen Community

TOP DESTINATION: NEW YORK CITY

Q&A WITH WORLD-FAMOUS DESIGNER KELLY HOPPEN

by Kylemore Communities

THE LUXURY MARKET’S CONTINUED EXPANSION 14-09-18 7:38 PM

Get your copy now! 416.626.4889

LuxuryCover-09-27-14.indd

newhomeguide.ca

Wentworth St

Bloor St.

Phillip Murr

Wentworth St

401

47 Bayly St E

401

Granite Court

Spruce Hill

D nt

gst

Whites Rd

Glenanna Rd

Appleview Rd

Kin

Altona Rd

Liverpool Rd

Sheppard Ave

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

3 Concession

Westney Rd S

Magill 92Dr

Delaney Dr

Riverside

Rosebank Rd Altona Rd

401

Kingston Rd

9 Rossland Rd

11 90

Church St S

riv

Lak

Stroud's

32 Sideline

Pickering Beach Rd

Finch Ave

32 Sideline

Shoal Point Rd

Finley Ave

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd

North Rd

Gibb St

King St W Bond St W

Manning Rd

Dundas St E

Rossland Rd

54 4

4 Concession

5 Concession

Brock Rd

30 Sideline

Adelaide Ave

Rossland Rd Dryden Bv

7 Taunton Rd W

Ravenscroft

4 Concession

28 Sideline

City of Pickering

7 Conncession

9 Concession

24 Sideline

McQuay

Westney Rd N

16 Sideline

Whitevale Rd

5 4

20 Sideline

Olive Ave

Beatrice St

Salem Rd

Church St N

Brock Rd

Gordon St

Cochrane St

Fifth Conces

7 Concession

9 Concession

Brock St S

Audley Rd

Greenwood Rd

16 Sideline

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Thornton Rd

Hopkins St

Townline Rd

Taunton Rd E

6 Concession

8 Concession

12 Sideline

Stevenson Rd

Kendalwood R

Lakeridge Rd

Salem Rd

Bloor St

60 3

Conlin Rd

8 Columbus Rd

Brawley Rd

Coronation R

4 Sideline R

6 Sideline

Brock St N

Country Lane

Halls Rd N

Rossland/Winchester R

Myrtle Rd W

Country Lane

4 Sideline

4 Sideline R

Taunton Rd W

Church St E

Baldwin St S Cochrane

Park Rd S

Garden St Blair St

Garden St

Ashburn Rd

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Anderson St

Cedarbrook T

Baldwin St N

Duffs Rd

King S

Adelaide Ave

Conlin Rd

City of Oshawa

8 Concession

13 12

Thornton Rd

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

east region:

Sim

Mary St N

Thickson Rd

Lake Ridge R

Ritson Rd N

Stevenson Rd

Harmony Rd S

Central Park

Garrard Rd

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

Price Range

Heathwood.com •

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000 14E

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

Great Gulf

Stonecrest

greatgulf.com

•

from $298,000 14G

Menkes

Somerset

905-428-0500

•

from $690,000 7G

Tribute Communities

The Village of Brooklin West

905-425-0539

•

from $400,000 11D

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

10 Fernbrook Homes

Altona Woods

fernbrookhomes.com

•

11 Mattamy Homes

Seaton

mattamyhomes.com

•

13 Lifetime Homes

Folkstone

1-877-365-9555

•

from $335,000 10G

21 Great Gulf

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $560,000 6J

47 Senator Homes

Harbourside Condominiums

905-493-3823

•

$250,000 9J

48 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11C

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The Towns of Nichol Green Phase 2 905-441-3312

92 Glen Rouge Homes

The Cornerstone

905-415-2710

• •

Page No.

Country Lane in Whitby

43 9G

from $450,000

• • 5H

•

from $350,000 11J from $796,000

Pickering, Ajax, Whitby, Oshawa

• 5G

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

# Si te

14 Heathwood Homes

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

east region: 19

Page No.

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 15J

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $930,000 2E

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

Brookfield Homes

Foxtrail

foxtraillife.ca

•

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 18B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 4C

39 Thornridge Homes

Gracefields

1-877-361-4226

•

from $320,000 4C

39 Lindvest Properties

Gracefields

1-877-361-4226

•

from $320,000 4C

45 Highcastle Homes

Northglen

northglen.ca

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

from $400,000 5C

• • from $260,000 14E

• from $189,000

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

//HOT DATES

JAN 10-11

Canada's Top Ten Film Festival

Disney Live! Mickey's Music Festival

TIFF BELL LIGHTBOX

Jan 10 to 24, 2015 Calendar of events beginning from Jan. 10 to 24, 2015

94 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Canada’s Top Ten Film Festival showcases the best Canadian films released in 2014 as selected by Canadian filmmakers and industry professionals. This year’s feature films are David Cronenberg’s Maps to the Stars, Xavier Dolan’s Mommy, environmental documentary Monsoon, FLQ drama Corbo, unlikely romance Félix et Meira, Quebecois drama Tu dors Nicole, musician Andrew Huculiak’s debut film Violent, South Korean adoption drama In Her Place, documentary about corrupt business practices The Price We Pay and Sol, a documentary about death and suicide among the Arctic community. tiff.net JAN 10-11

Canada's Bridal Show

METRO TORONTO CONVENTION CENTRE The biggest bridal show in the country will feature many of the leading forces in the wedding industry, with many different exhibitors and a fashion show for some of the hottest wedding fashions on the market. In addition to all wedding products and services on display, there will also be contests and every dollar spent with participating exhibitors can be used to earn Bride rewards. canadasbridalshow.com

SONY CENTRE FOR THE PERFORMING ARTS

This winter, Mickey and friends are at the Sony Centre for a musical spectacle. Along with Mickey and his loveable girlfriend Minnie, famous Disney characters such as Ariel, Goofy, Ursula, Jasmine, Aladdin, Buzz, Woody and many others will be onstage to perform classic Disney hits. disneylive.ca JAN 17-18

Monster Jam

ROGERS CENTRE Kicking off their 2014 touring season, Monster Jam features some very big trucks smashing heck out of unlucky cars. Standing at twelve feet tall and weighing ten thousand pounds, these enormous trucks will race each other or drive through obstacle tracks. The event also offers several party event including chances to see the trucks up close. monsterjamcanada.ca

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 95

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

96 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

2.50%

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 97

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.7

Alterna Svgs/Alterna Bk

2.6

Bank of Montreal Bank of Nova Scotia

3 2.6

Canadian Western Bank CFF Bank CIBC

ICICI Bank Canada Manulife Bank

3.05 2.7

National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan Royal Bank

2.65 3

TD Canada Trust

Tangerine

6 Months

1 Year

2 years

3 years

4 years

5 years

4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 6.30op 2.98 6.30op 3.14 6.30op 3.29 6.50op 3.14 6.30op 3.69 2.99 6.35op 3.15 3 3.50op 3.14 6.70op

2.89 6.50op 2.98

2.99

3.04

3.24

2.98

2.94

3.19

3.04

3.85

4.39

3.29

2.79

3.44

3.94

3.19

3.04

3.65

4.2

4.99

3.75 2.79

2.59 3.65

3.79 3.14

3.04 4.99

3.65 3.04

3.64 3.04

3.69 3.09

3.89 3.09

3.04

3.75

3.09

3.39

2.94 3.14

3.59 3.95

2.99 3.14

4.44 3.24

3.04

3.44

3.14

3.29

3.24

3.49

3.69

3.79

3.25 2.59

3.95 3.44

4.74 3.94

4.99 4.79

3.6

3.7

4.6

4.95

2.89 3.14

2.79 3.75

2.94 4.64

2.95 4.99

2.79

3.44

3.94

3.19

3.1

3.33

3.65

3.13

3.25

3.29

2.99

2.59 3.14

2.69 3.29

2.89 2.94

3.09 3.09

2.79 3.14

2.99 3.75

3.14 4.64

3.29 4.99

2.75

3.45

2.95

3.15

3.95 2.65

4.35 3.65

4.84 3.29

5.14 3.19

3.05

3.15

3.25

3.4

2.8

2.9

2.95

3.1

6.70op 4.45 4.4 6.70op

6.30op

3.14 6.30op 3.09 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.5 n/a

MTCC

2.6

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.45 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.6

IC Savings London Life

n/a

Luminus Financial

2.6

MCAP Meridian Credit Union

2.5 2.75

Parama Credit Union

2.85

Steinbach Credit Union

2.5

6.2 6.40op 3.95 6.34op 4.2 6.50op

3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 2.99 3.14 6.30op 2.95 6.30op 3.6 3.09 6.30op 2.85 3.00op 2.65

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE December 15, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

98 NEW HOME GUIDE GTA | JANUARY 10 - 24, 2015

Arista/Fieldgate/Paradise/Starlane

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com Please say you saw it in New Home Guide!

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

Richmond Hill – The Humberlands

NEW OPENINGS Brookfield Residential

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Brookfield Residential

Tottenham – Willow Glen

New phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.ca Brookfield Residential

Alliston – Treetops

Phase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca Fieldgate Homes

Etobicoke – Humber Mews

New release of urban townhomes and new balcony suites. fieldgatehomes.com Menkes

Etobicoke – Humber Mews

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Ajax – TranQuility

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Uxbridge – Foxtrail

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com

Treasure Hill Homes

Aspen Ridge Homes & Great Gulf Homes

Rosehaven Homes & Townwood Homes

Now open – singles, semis and townhomes in Markham. treasurehill.com

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com

An exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.ca

Markham – Accolades

Menkes

Etobicoke – Dwell City Towns

Now open – urban townhomes in the heart of Etobicoke. menkes.com National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes

North York – Goddard on the Valley

Model home now open for these semis and select number of detached homes. aristahomes.com

King City – King Oaks

Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Brampton – Mount Pleasant

Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release of freehold towns and singles on 30-, 36- and 40-ft. lots. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

NEW RELEASES Brookfield Residential

Aurora – The Arbors

New phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com

JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 99

ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. [ 4-WEEK ISSUE ]

[ 6-WEEK ISSUE ]

Jan 10 - 24, 2014 Volume 23 Issue 1 Jan 3 - 17, 2015 Volume 19 Issue 1

Nov 29, 2014 - Jan 10, 2015 Volume 14 Issue 22

Dec 6, 2014 - Jan 17, 2015 Volume 17 Issue 22

D UN D A S S TR EE T W ES T

Eastern Ontario Edition B LO O RDALE

BLO

STR

EET BAT HUR ST STR

THE JUNCTI O N

DU ND

B RO C KTO N V I LLAG E

HIGH PARK

QU EEN

STR

EET

LI TTLE P O RTUGAL

RONC E SV ALLES

WE ST

WE ST Q UEEN WEST

EET

WE ST

P ARKDALE LI B E RTY V I L LA GE

GREATER OTTAWA HOMEBUILDERS

W E LCO M E TO B R O C K TO N CO M M O N S

“QUALITY AND SALES EXCELLENCE” Production Builder of the Year - Cardel Homes - Encore Model

A new kind of townhome from the $370s, brought to you by Great Gulf.

Gracious designs and a grand location unite at Evergreens in Ancaster.

Prices, sizes and specification subject to change without notice. Illustration is artists’ impression. E.& O.E.

2014 HOUSING DESIGN AWARDS

See Pages 32 & 33 for our cover story.

INSIDE THIS ISSUE

REAL ESTATE RESOLUTIONS TO MAKE – AND KEEP!

WHAT’S IN STORE FOR MORTGAGES IN 2015?

GTA CONDO MARKET PREDICTIONS

CG_Cvr_01-03-15.indd 1

HOW TO MANAGE POST-HOLIDAY DEBT

INSIDE THIS ISSUE

FINANCIAL RESOLUTIONS FOR THE NEW YEAR

COOKING UP GREAT STYLE IN THE KITCHEN

12/18/14 12:09 PM

LIVING IN SMALLER SPACES COMFORTABLY

MATCHING YOUR BUDGET AND HOMEBUYING NEEDS

Premier

Guide

adult

lifestyle

INSIDE THIS ISSUE

12/3/14 1:41 PM

GOHBA PRESENTS ANNUAL DESIGN AND SAMMY AWARDS

UNDERSTANDING MODEL HOMES

CANADIANS IMPROVING THEIR MORTGAGE I.Q.

01 NH-EO-Cover-11-29-14_.indd 1

2014-11-24 5:26 PM

communities

NOVEMBER 2014

sHoppIng

FALL 2014 EDITION FREE

VOLUME 10 ISSUE 6

homedecorandrenovations.com

BRIGHT HOUSING OUTLOOK FOR 2015

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ontario’s

FREE

INSIDE THIS ISSUE

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Curating a selection of the GTA’s top home & decor shops and services

2014 HOME DECOR AND RENOVATIONS

communities

HOME&CONDO

GUIDE

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

Getting inspired

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Jillian

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CountryWide Homes

Aurora – The Arbors

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com Please say you saw it in New Home Guide!

Rosehaven Homes

Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca Rosehaven Homes

Bradford – Dreamfields

Opening in fall 2014. dreamfieldsbradford.com Arista Homes

Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

Mississauga – Churchill Woods

PREVIEW REGISTRATION

Great Gulf

Bradford – DreamFields

CountryWide Homes

Oakville – Trafalgar Landing

Lakeview Homes/Andrin Homes

Oakville – Oak Park

Newmarket – Glenway

Coming soon – 50-ft. bungalows and twostorey singles, two-storey towns and threestorey urban towns. liveinglenway.com Aspen Ridge/Lakeview/CountryWide

Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Grand opening for this community of towns, semis and singles. greenvalleyestates.com Lormel Homes

Woodbridge – La Viva

Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes

Aurora – Aurora Views on Wellington

Freehold townhomes in an exclusive enclave community. treasurehill.com Tribute Communities

Whitby – The Village of Brooklin West

Coming soon – limited release of only 26 townhomes with double-car garages. mytribute.ca Mattamy Homes

Oakville – The Preserve

Coming soon, rear lane townhomes and detached homes in prestigious Oakville. mattamyhomes.com

Ballantry Homes

Milton – Hawthorne Village On The Escarpment

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Madison Homes

Richmond Hill – Jefferson Forest

Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf

Brampton – Mount Pleasant

Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood

Brampton – Gates Of Countryside

Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Monarch Corporation

Ajax

Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Fieldgate Homes

Markham – Victoria Manor

Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

Oakville – OakPark

Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes

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A ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.com Delpark Homes

Sutton – Cedar Ridge

Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Beaverhall Homes

Milton – Forestwood in Milton

Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon

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Sutton – Jubilee

Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca

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Tottenham – Willow Glen

Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca Treasure Hill Homes

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Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

Aurora – Aurora Trails

Sunrise Homes

Oakville – Bronte Harbourside

Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca Lindvest

Aurora – Aurora Glen

Coming soon Phase 2 – traditional and contemporary detached homes. lindvest.com JANUARY 10 - 24, 2015 | NEW HOME GUIDE GTA 101

advertiserindex Acorn Homes - Oak Knoll

Country Wide Homes - Corporate

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100

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104 & IBC

january 10 - 24, 2015 | New home guide GTA 103

ASPIRE ASPIRETO TOOPEN-CONCEPT OPEN-CONCEPTDESIGN. DESIGN. AT AT HOME. HOME.AND ANDININYOUR YOURCOMMUNITY. COMMUNITY. Welcome where you’ll experience a a Welcome totoNewmarket’s Newmarket’sWoodland WoodlandHills, Hills, where you’ll experience neighbourhood a dramatic blend between big big citycity amenities neighbourhoodfabric fabricthat thatstrikes strikes a dramatic blend between amenities and homes where design and small small town town charm. charm.Discover Discovergracious graciousfamily family homes where design consideration goes into every last detail, and where nature’s “exterior design” consideration goes into every last detail, and where nature’s “exterior design” includes and a natural community pond for all includesaaconservation conservationarea area and a natural community pond fortoallenjoy. to enjoy. Now Open! Now Open! Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket. Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket.

aspenridgehomes.com aspenridgehomes.com

ASPIRE TO STANDARD FEATURES THAT FEEL SIGNATURE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer finishes, but are designed to your tastes. Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.

PRESENTATION CENTRE NOW OPEN 18001 Bathurst St., Newmarket Towns from the $450’s | Singles from the $620’s 416.270.9484 | aspenridgehomes.com Aspire to great design.

first run. It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding.

Choose Monarch. First.

MONARCH COMMUNITIES KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models 50’ Singles from just over one million dollars Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Models To View Townhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the low $700,000’s Live.Work Towns from the low $600,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch Today Freehold Townhomes from the low $500,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222 HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN: Etobicoke | Markham | Downtown Toronto

discover more

MonarchGroup.net

first.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. January 2015. 14342.

Coming Soon, A Whole New Neighbourhood In Hawthorne Village. Hawthorne South Village is the newest part of the largest community in Milton. Since opening 14 years ago, Hawthorne Village represents home to over 12,000 families. This collection of neighbourhoods offers everything a family needs including the natural beauty of the escarpment. •

• New Townhomes and Detached Homes • Large variety of exterior styles and interior floor plans Community schools, retail, parks and playgrounds • Walking/biking trails linked to nature trails throughout the area • Close to downtown Milton with fine dining, shopping, recreational and cultural facilities

Colonial

Village Home, The Tansley, Colonial, 1,536 Sq.Ft.

43' Home, The Perth, French Chateau, 3,252 Sq.Ft.

FieldGuide issue 04

expert advice • informative interviews • great recipes exciting communities • and more... - 2015 -

...make your home dreams come true.

A MESSAGE FROM FIELDGATE HOMES

DISCOVER WHY THE GTA LOVES FIELDGATE HOMES!

hatever kind of home you're looking for, you can discover it this winter with Fieldgate. With over 55 years of home building experience and a steadfast commitment to quality construction and customer care, Fieldgate Homes has a number of popular GTA communities that can help you make your new home dreams come true.

Exciting Early Move-In Event at Valleylands — Brampton Located in west Brampton, Valleylands offers homebuyers the ideal balance of nature and convenience, with a stunning selection of family homes situated in the breathtaking Credit River Valley landscape. With closings available in as little as 30 days, there are 38', 41', 45', 50' and 70' singles currently available at Valleylands. Valleylands’ current homes with early closings run from 2,325 sq. ft. to 4,200 sq. ft. It has never been easier to come home to Valleylands! Early Move-Ins at Two Great GTA Locations — Markham and Vaughan Fieldgate is also pleased to offer homebuyers the chance to move in, as little as 30 days to two of their most acclaimed family communities — Upper Unionville and Vaughan Valley Estates. With an exclusive selection of move-in ready luxury family homes available, you can start living in your dream home in just a month at these exceptional locations. All New 36' Singles Coming Soon to Blue Sky in Stouffville At Blue Sky, homebuyers discover that it's possible to enjoy a tranquil hometown ambience just 30 minutes from Toronto. Live a life of relaxed comfort, with great shopping nearby, nature and more! With this New Release of 36' singles, families have the chance to enjoy life in this highly popular community setting with many amenities already in place. New Release Coming Soon to Aurora Trails Aurora Trails is a visionary master planned community that offers the best of town and country living at one exceptional location. At Aurora Trails, Fieldgate is pleased to offer an extensive selection of townhomes, semis, 32', 38' and 43' singles nestled amongst the pristine forests of the surrounding area. Surrounded by such natural majesty, it's easy to forget that the many conveniences of downtown Aurora, Newmarket, Richmond Hill and Vaughan are all just a short drive away. With a New Release coming soon, there’s never been a better time for your family to discover Aurora Trails. For more information on any of these remarkable communities, Sales Centre locations, pricing, phone numbers and floor plans, or to register for upcoming communities, visit fieldgatehomes.com, or follow us on Facebook or Twitter.

A MESSAGE FROM FIELDGATE ...03

GTA WINTER EVENTS

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CALEDON

HWY

400 KLEINBURG HWY

10 HWY

27 VA

VAUGHAN WINTERFEST SUNDAY, FEBRUARY 8TH, 2015 LOCATION: THE VELLORE VILLAGE COMMUNITY CENTRE

HWY

410

The 25th annual Vaughan WinterFest is a genuine treat for people of all ages. Last yearâ&#x20AC;&#x2122;s festival featured wagon rides, a lumberjack show, face painting, curling, live music and more. You can expect more of the same this year, so this event is not to be missed.

BRAMPTON HWY

407

SNOWFEST CALEDON

HWY

401

FEB. 16TH, 2015 â&#x20AC;&#x201D; FAMILY DAY! LOCATION: CALEDON FAIRGROUNDS IN CALEDON VILLAGE

HWY

401

The Caledon Agricultural Society is pleased to host the third annual SnowFest on Family Day, Monday, February 16th, 2015 at the Caledon Fairgrounds in Caledon Village.

WINTERLICIOUS

HWY

407

JANUARY 30TH â&#x20AC;&#x201C; FEBRUARY 12TH, 2015 LOCATION: MULTIPLE LOCATIONS HWY

403 QEW

HWY

407 HWY

403

Experience a series of mouth-watering culinary events and indulge in creative cuisine from around the world at great prix ďŹ xe value with the ever popular Winterlicious. Try something new, try something exotic, try something traditional or try it all!

AURORA HWY

400

UXBRIDGE

HWY

STOUFFVILLE

AURORA ARCTIC ADVENTURE MONDAY, FEBRUARY 16TH, 2015 FAMILY DAY LOCATION: AURORA TOWN-PARK

VAUGHAN HWY

407

MARKHAM

Join family, friends and neighbours at Aurora's Arctic Adventure Event happening on Monday, February 16 from 10 a.m. to 4 p.m. in Aurora Town Park, located at Mosley and Wells Streets. Vendors will also be selling BeaverTailsÂŽ, hot dogs, hamburgers, hot chocolate and coffee. Events include, professional ice carving, outdoor winter games, hockey shootout, ice ďŹ shing, arctic golf, live entertainment, face painting and nd much more!

HWY

404 PICKERING

HWY

401

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ieldgate Homes has a long and successful relationship with Paul Davies and the entire team at the acclaimed design ďŹ rm Tanner Hill Associates Inc. Over the years, they've come together many times to create stunning model residences in the GTA's ďŹ nest residential communities, and the spectacular new model home at Impressions is no exception. Indeed, Fieldgate has spared no expense on the extravagant upgrades in this spectacular model home. This spacious Bazille model boasts stunning luxury design elements at every turn. The home features soothing gold and cream tones throughout with classic Calacatta ďŹ&#x201A;ooring, wide plank hardwood and polished stone. Upon entering the home one immediately notices the distinctive custom wall panelling in the foyer. The main ďŹ&#x201A;oor also includes marble mosaic tiles in the powder room, gold toned light ďŹ xtures throughout, granite kitchen counters and many more stunning premium features. The ďŹ nished basement boasts a billiard room, home theatre and wine cellar, while the second ďŹ&#x201A;oor offers an exquisite ensuite with marble-tiled walk-in shower, freestanding soaker tub and more.

separated from the main living areas by the front hall and powder room. The remainder of the main ďŹ&#x201A;oor boasts an open-concept plan that ďŹ&#x201A;ows effortlessly from the large living and dining area into the gourmet kitchen and through the cosy family room. Upstairs, the master bedroom features a lavish ensuite, huge walk-in closet and private study. The second ďŹ&#x201A;oor also features a laundry room and three additional bedrooms, all of which have ensuite access. Visit Impressions this weekend at Highway 27 and Major Mackenzie Drive to discover this exciting new model for yourself!

In all their homes, Fieldgate is proud to offer stylish, contemporary ďŹ&#x201A;oor plans designed to help families get the most out of their new homes, and the Bazille model is a great example of this inspired approach. The main ďŹ&#x201A;oor features a quiet den, artfully

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FIELDGATE

EXPERT PERSPECTIVES Get the inside scoop on current trends in new home and condominium markets from the minds that helped to market some of the GTA's most successful projects.

QUESTIONS: Q: What goes into successfully marketing a new home or condominium project?

MEET THE EXPERT: Bryan Levman Founder of Guidelines Advertising Inc. Over the course of the past 30 years, Guidelines Advertising has helped to market hundreds of successful new home and condominium communities, resulting in the sale of many thousands of homes. Along with his partner Vince Casali, Guidelines founder Bryan Levman has been the driving force behind the company’s many great marketing successes. Bryan's experience in creating winning advertising and marketing materials for some of the biggest players in the GTA's real estate market gives him a unique perspective that can be just as helpful to homebuyers as it has been for homebuilders.

Well, an outstanding product and an exceptional location certainly help, but it is also crucial to connect with the consumer on an emotional level. A lot of people think that we’re selling homes, but what we’re really selling is the potential to fulfill your deepest needs and desires. This is the place where people dream of raising their families, growing together, potentially even retiring. To effectively market a new home or condominium project, we need to convey the many aspects of a given community that make it the ideal place to live a happy and deeply satisfying life. Q: How do you create advertising that truly captures the attention of today's home and condo buyers? Once again, the most important thing is to capture the homebuyer's imagination and connect with him or her on an emotional level. We do this by effectively conveying the essence of what a given community offers. Sometimes it’s about quiet countryside living, while at other times it’s about luxury and exclusivity, or the excitement of a downtown urban address. When we create a marketing piece that manages to reflect these core aspects of a given community’s identity, then we know we've done our job. Q: Are there things that homebuilders can do that make it easier to create a strong marketing campaign for their project? It is always helpful when the homebuilder has done their homework and creates a product that most closely reflects the preferences of the local market. For example, it would be unwise to market million dollar townhomes in an area generally populated by young families. At Guidelines, we've always been very lucky to work with clients that

have a keen understanding of the marketplace, and generally put forth a product that we can market quite effectively. Q: What are some of the things homebuyers should look for when deciding which communities to visit based on their advertisements? I personally believe that a homebuilder's reputation and experience are the best indicators to ensure that you're going to get a high quality, well-priced home. The new home and condominium business is highly competitive, and you canâ&#x20AC;&#x2122;t last for 10 or 20 years unless you have well-built homes and condominiums and exceptional customer service. So that means caring about your customers and responding to their legitimate concerns. When you do, they reciprocate by recommending you to their friends, which is the highest and most compelling endorsement a builder can receive. Q: What is the most important factor in creating a successful advertisement? It's a noisy world out there, so the most important factor is getting people's attention. That means compelling, impactful headlines and graphics and/ or photos that make people look. You need a photo that evokes a response from the consumer, either

emotional or intellectual. It has to move the reader to act, so it has to be persuasive and should offer him or her the kind of beneďŹ t that they are looking for __ a sense of community or unity, a great investment opportunity, or just the feeling that they are coming home to a place that reminds them of their roots. Of course, it depends on the market one is addressing, but the overall message should communicate clearly, resonate and motivate.

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what we're really selling is the potential to fulďŹ ll your deepest needs and desires.

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ieldgate is pleased to announce that Lotus Pointe in south Caledon is Now Open. At Lotus Pointe, GTA homebuyers have a rare opportunity to live in a spectacular family home community in one of the last true country towns remaining in the GTA. Located just 30 minutes northwest of Toronto, Caledon is famous throughout the region for its many hobby farms, its magniﬁcent golf courses and its all-round spectacular country lifestyle. This is a community where life moves at

inspired combination of contemporary open-concept floor plans and classic countryside charm. The homes boast stunning brick and stone elevations, large windows, 2 car garages and charming covered porches. Luxury is in no short supply inside these homes either, with 3 bathrooms in most homes, hardwood flooring, freestanding soaker tubs and separate showers in the master ensuites and a whole host of other spectacular premium features and finishes. The Lotus Pointe community also offers easy access to pristine greenbelt lands, with hiking and cycling trails just steps away. South Caledon offers the finest lifestyle in the GTA — the ideal mix of country charm and city convenience. Lotus Pointe is the perfect place for you. The many big name shops and amenities of Brampton can be found just minutes south, and there are a number of well regarded elementary and secondary schools right in the area. Of course, the most amazing aspect of life in Caledon is the wonderful selection of outdoor amenities, with numerous parks, golf courses and conservation areas all nearby. For convenient access to Toronto and other popular GTA destinations, Hwys. 410, 407 and 401 are just waiting to take you wherever you want to go.

a slower pace, a place where you're just as likely to get your groceries from a farmers’ market as you are from a supermarket. This ideal setting lets you enjoy the simple pleasures of country life with big city conveniences of Brampton just moments south. Featuring the region’s best selection of homes, you’re sure to ﬁnd everything you’ve been searching for when you arrive at Lotus Pointe.

Fieldgate Homes is known for building architecturally unique homes in distinctive neighbourhoods that become excellent investments and showpieces of craftsmanship and distinction. Nobody has a greater appreciation for Fieldgate's wonderful reputation than the 20,000 plus sa satisﬁed customers who have purchased a Fieldgate home over the past 55 years.

Fieldgate’s homes at Lotus Pointe are all detached models situated on 38', 41' and 43' traditional depth lots. These are positively luxurious family homes that boast an

To learn more about Lotus Pointe call 905-838-2806 or visit ﬁeldgatehomes.com today!

COMMUNITY FEATURE

CALEDON T

he Town of Caledon is actually a collection of many small rural communities, many of which have roots that go back to the early days of European settlement of the area in the first half of the 19th century. Today, Caledon retains much of that rural heritage character, and has been voted "Safest Town in Canada" by Maclean's magazine two years in a row. There are plenty of wonderful things to see and do in Caledon, with numerous shops and restaurants peppered throughout the townâ&#x20AC;&#x2122;s many communities, as well as popular recreation destinations such as The Forks of the Credit River Provincial Park, The Great War Flying Museum, The Alton Mills Arts Centre and much more. TripAdvisor.com recommends the Cheltenham Badlands as the number one "must see" attraction. A true geographical rarity in Southern Ontario, the mysterious rolling hills of the Cheltenham Badlands get their distinctive red colour from the large natural deposits of iron oxide that can be found in the soil. This is the perfect place for a family hike and a truly one of a kind photo opportunity. To find more great Caledon attractions, visit www.town.caledon.on.ca/en/explore.asp. CHELTENHAM BADLANDS

LOTUS POINTE/CALEDON ...11

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he world of home décor is a lot like the world of high fashion. Every year there are exciting new trends that dominate the pages of popular design magazines and chic model homes. We asked two of the GTA's leading interior designers about the top trends they expect to see in homes across the region in 2015. Liz McKay is an Associate Interior Designer at the acclaimed Bryon Patton & Associates. She has been the driving creative force behind some of Fieldgate's most striking model homes throughout the GTA. You can see Liz's latest interior design masterpiece at 90 Niagara.

or rough hewn — are going to be a very popular way to bring that timeless, classic atmosphere into homes. People are also starting to make the most of their outdoor space in new and fun ways. With all the stylish and highly functional new choices for outdoor furniture, we are seeing many people treat their backyards as a second living room in the summer months, and I think we can expect even more of this in 2015. More than anything, 2015 will be the year of the LED light, with this major technological leap bringing electricity bills down signiﬁcantly while offering a softer quality of light in comparison to compact ﬂuorescents.

Liz: Green is going to be big in 2015, especially saturated shades of aqua, emerald green, olive and blues. White will remain popular for use on neutral, colour blocking walls to help the coloured walls really pop. The coming year will also be the time to shine, with shiny and reflective surfaces placed thoughtfully throughout home designs to make a big impact - from coloured metals in black, gold and pink to the occasional use of glossy finished paints. For textiles, you can expect to see lots of patterned and multicoloured fabrics and wall coverings, and heavily tufted furniture. Paul Davies is a partner in the prestigious Tanner Hill Associates Incorporated, a multi-faceted firm specializing in the Interior Design of condominium developments, model suites, model homes, sales offices and hotels. You can read more about one of Paul's latest inspired model homes at Fieldgate's Impressions community on pg. 07 of this magazine. Paul: I think we can look forward to the continued rise of gold as the metal accent of choice, with satin nickel now taking a back seat. Natural woods — unfinished

LIZ MCKAY

PAUL DAVIES

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WINTER WORD SEARCH

HOCKEY

TOBOGGAN

HOT CHOCOLATE

SNOWMAN

BLIZZARD

TOQUE CHIMNEY

FIREPLACE IGLOO SNOW

TRY YOUR LUCK TO SEE IF YOU CAN FIND ALL THESE WINTER WORDS.

USE YOUR DETECTIVE SKILLS TO FIND THE DIFFERENCES BETWEEN THESE TWO LOVELY LADIES!!!

WHERE DOES A SNOWMAN KEEP HIS MONEY?

IN A SNOW BANK.

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SURVIVAL GUIDE

Winter is upon us again, and while most of us enjoy the peaceful beauty of freshly fallen snow, we also know that it and other wacky winter weather can wreak havoc on our homes, our cars and our lives. Here are a few simple tips to keep you and your family safe all season long.

HOME EMERGENCY KIT

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CAR EMERGENCY KIT

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VISIT VALLEYLANDS DS TODAY

TO DISCOVER LIFE IN THE CREDIT RIVER VALLEY

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they're in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It’s in the heart of this exquisite neighbourhood that Fieldgate Homes has created one of Brampton's ﬁnest family communities, Valleylands of the Credit River. There's a great selection of 38', 41', 45', 50' and 70' singles currently available at Valleylands.

“

Ideally situated to take advantage of many of Brampton’s wonderful educational facilities

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and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golﬁng enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. For more information on Valleylands, please call 905.457.0445 or visit ﬁeldgatehomes.com.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton's wonderful educational facilities. A new elementary school is under construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away. In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only ﬁve minutes away, offering major retailers such as Best Buy, Home Depot WINTER/VALLEYLANDS ...17

SUMMER-IN-WINTER

CHICKEN

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1. First you need to place the oil in a frying pan on medium heat. Then, add the chicken and let it fry without moving it until it begins to take on a bit of colour, then ďŹ&#x201A;ip it to cook the other side. Continue ďŹ&#x201A;ipping and cooking for 12-15 minutes until the chicken is cooked through, then season to taste with salt and pepper. 2. Next you need to halve the tomatoes and throw them into the pan, stir for a few minutes until they TPGUFO 3FEVDF UIF IFBU BOE TUJS JO UIF DSÂ&#x17E;NF GSBJDIF and pesto. Then add the basil leaves and serve.

HALLOWEEN EVENT Weâ&#x20AC;&#x2122;d like to say a big thank you to everybody who came out to Kleinburg's Copper Creek Golf Club and celebrated with us at the Fieldgate Halloween Costume Party. We saw some truly creative costumes, ate delicious food and enjoyed some really great entertainment. We hope you had as much fun as we did, and we look forward to seeing you again at the next Fieldgate Homes Event.

163$)"4&3 */5&37*&8 /*$, /JBHBSB 4UBOET 0VU 'SPN UIF $SPXE What Attracted You to Buy at 90 Niagara? N: High-rise living has never appealed to me, so for starters I really liked the fact that 90 Niagara is a smaller, more intimate building. I also liked that I had the opportunity to purchase a two ďŹ&#x201A;oor suite, which is going to be beautifully ďŹ nished and features large windows. It really feels more like a home to me. Plus, the smaller scale of just 45 units means the building doesnâ&#x20AC;&#x2122;t come with all those unnecessary amenities you see in the mega towers, so I get to enjoy lower maintenance fees, which was also a major selling point. I also really love the King West neighbourhood, so everything just kind of clicked for me with 90 Niagara.

Would you recommend buying at 90 Niagara to your friends? N: Absolutely. This condo has a lot going for it. With a good builder, a number of unique units, the lower maintenance fees and a great neighbourhood, you really can't go wrong.

Is 90 Niagara different from other condos you looked at? If yes, how so? N: Many of the differences are the same things that attracted me to own here. There aren't too many downtown condominiums offering 2-storey suites. These units also have larger terraces and nicer features and ďŹ nishes than most of the other buildings I looked at in the area. Basically there are just a lot of amazing aspects to 90 Niagara that really help it stand apart from the competition. What do you like about 90 Niagaraâ&#x20AC;&#x2122;s neighbourhood? N: I like that it's a really quiet street, even though there are so many great shops and restaurants just down on King Street. It's also really close to the Gardiner Expressway, which is good for me. There's also this really nice historic building right across from 90 Niagara, which is going to give me a really nice view.

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