GTA New Home Guide - Jan 24, 2015 by NextHome

gta Jan 24edition - Feb 7, 2015 Volume 23 Issue 2

Jan 6 - feb 3, 2012 Volume 20 issue 01

your best source for new homes

Aspire.

aspenridgehomes.com inside INSIDE this THISissue ISSUE

9 Communities and 13 model homes from 3 of Toronto’s leading interior designers.

making sense guideYOUR to HOMEWelcome neW year PROTECTING TORONTO TOof LEAD IN a beginner’s NEWthe HOME PRICES FROM WINTER ELEMENTSWith a CONTINUE PRICE GROWTH TO RISE mortgage termsIN 2015 arranging a mortgage neW attitude

ASPIRE ASPIRE ASPIRE to to loving loving your your home home to loving your home in brampton brampton inin brampton

A t i

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NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILL Kettle Lakes Club Presentation Centre & 4 Model Homes 289.234.1064

VAUGHAN Upper West Side (open weekends only) Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing MARKHAM Union QUEENSVILLE Queensville VAUGHAN Chelsea REGISTER AT aspenridgehomes.com

contents

JANUARY 24 - FEBRUARY 7, 2015 || VOLUME 23 ISSUE 2

gta Jan 24edition - Feb 7, 2015 Volume 23 Issue 2

Jan 6 - feb 3, 2012 Volume 20 issue 01

your best source for new homes

community focus features 24 West Brampton Fieldgate Homes

Early Closing Sales Event at Valleylands in Brampton

36 Markham Aspire.

aspenridgehomes.com

Madison Homes

9 Communities and 13 model homes from 3 of Toronto’s leading interior designers.

sense guideYOUR to HOMEWelcome neW year inside INSIDE making TORONTO TOof LEAD IN a beginner’s PROTECTING NEWthe HOME PRICES this THISissue ISSUE mortgage PRICE GROWTH FROM WINTER ELEMENTSWith a CONTINUE TO RISE termsIN 2015 arranging a mortgage neW attitude

ON THE COVER

p. 32

ASPEN RIDGE HOMES

Picture yourself in one of these fine communities by touring spectacular model homes

Madison’s new release in Markham’s Cornell Rouge

40 Multi-site

Arista Homes

More than 20 years of building homes, communities and relationships

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 94 Hot Dates 102 Ad Index COLUMNISTS

14 18

BILD Report

Differing opinions make for good debate by Bryan Tuckey

Fundamentally Speaking Toronto to lead Canada in home price growth in 2015 by Wayne Karl

20 28 42 44

Tarion Report

Protect your home from the elements this winter by Howard Bogach

Mortgage Fitness Credit and debt management by Calum Ross

Taxing Issues

First-time buyers – buy when you’re ready and able by Henry Choo Chong

Legally Speaking

Tips for purchasing foreign property by Jayson Schwarz

HOMEBUYERS’ HELP

52 82 86 95 99

Trending

2015 shopping wish list by Sara Duck

Designer Advice It’s a colourful life

by Sara Duck

Designer Advice Neutral territory by Yanic Simard

Resource Section

Mortgage Calculator and Rate Table

GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

IN THE NEWS

Great Gulf

New Home Prices

38 48 68

Great Gulf sets the standard for sustainable living New home prices continue to rise across Canada

EnerQuality

Bring on the Polar Vortex – if you’re prepared

Housing Market

Relax homebuyers – housing is not overvalued by 30 per cent by Wayne Karl

Real Estate

Five things to watch in Canadian real estate in 2015 by Wayne Karl

//EDITOR’S NOTE

New home experience Make wise choices and enjoy the process

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers. When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; » To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the homebuying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Buy ‘low’ and enjoy your decision New lowrise homes in the GTA are a prized possession

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

orget what you might have heard recently about housing in Canada being overvalued by 30 per cent (Bank of Canada) or, worse, more than 60 per cent (Deutsche Bank). In the GTA, at least, real estate is proving to be a prized possession, indeed. This is particularly true with new homes. There’s that old adage in real estate – and the stock market – urging you to “buy low, sell high.” Who wouldn’t love to do that? But how would you ever know when “low” is, and when “high” is actually the highest? Perhaps the most realistic, if humorous, suggestion for how to look at this equation comes from mortgage

broker Calum Ross: “There are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly.” So, if you’re looking at the long term with your home purchase, which experts stress you should do, you’re not likely to be affected by any short term fluctuations in value. Various stories, quoting various sources, in this issue (and at newhomeandcondoguide.ca) provide evidence of the long-term performance of housing in the GTA. So take heart in knowing you’ve made a good decision.

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 5

Your Life Storey always comes first. For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the cityâ&#x20AC;&#x2122;s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this companyâ&#x20AC;&#x2122;s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife Prices and specifications are subject to change. E.&O.E. January 2015.

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UNDER CONSTRUCTION

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8 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

DESIGNER ADVICE

YANIC SIMARD

Yanic is design editor of New Home Guide sister publication New Condo Guide and principal designer of Toronto Interior Design Group. Yanic often applies his signature high/ low and old/new combination techniques in developing his unique designs. He has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca for more information.

TARION REPORT

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

10 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

MORTGAGE FINESSE

CALUM ROSS

Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B. Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2015 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

DECORATED MODEL HOMES NOW OPEN

MARKHAM

THORNHILL

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $500’s Singles on 30’, 36’ & 40’ lots from the $700’s

NEW RELEASE • COMING SOON Singles on 41’ & 45’ lots

SALES OFFICE 655 Cornell Centre Blvd. (at 16th Avenue) 905-472-7667

60’ ravine lots from $1.8 Million SALES OFFICE 650 Valley Vista Drive (Dufferin at Major MacKenzie) 905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

*Prices and specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 11

Our

assion

We create homes that meet your dreams and aspirations. Building fine homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life. It’s the Primont Promise.

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SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

H O M E S™

Consider Yourself at Home

12 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

There’s a new energy in town

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COMING SOON to Mount Pleasant, Urban Townhomes from $339,900 Limited collection of 3-bedroom Urban Townhomes from 1,136 sq. ft. with private garage in the heart of Mount Pleasant, surrounded by great family amenities.

REGISTER NOW primonthomes.com See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

PrimontHomes.com JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 13

//BILD REPORT

Differing opinions makes for good debate » by BRYAN TUCKEY

BRYAN TUCKEY

is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @ bildgta, facebook.com/ bildgta and bildblogs.ca

Conversations around the way we are planning for growth in the GTA have been ignited by two recent publications with two very interesting perspectives. The first was an opinion piece published in a national newspaper asking if “Toronto’s Greenbelt had done more harm than good?” It marked the 10th anniversary of the passing of the Greenbelt Act by pointing out that while it did create the world’s largest permanent greenbelt, there have been some unintended consequences that need to be reviewed. The 120 reader comments on it make for some interesting reading. Another perspective comes from the Frontier Centre for Public Policy, which is an independent, non-profit organization that does research and education in support of economic growth. It released a report that focuses on “urban containment policy.” Titled Housing Affordability and the Standard of Living in Toronto, the report is authored by Wendell Cox who argues that policies like the Greenbelt “increase house prices relative to income, thereby reducing discretionary income and the standard of living while increasing poverty.” Cox, based in the U.S. and owns an international public policy consulting firm, offers an analysis of Ontario’s growth plan introduced in 2006 that mandates intensification along urban centres and transit corridors while restricting suburban expansion. His key finding is the relationship between urban containment and housing affordability: placing artificial limits on the supply of land and housing drives up prices because of an excess of demand over supply.

14 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

The building and land development industry believes it is important to build homes in complete communities that people can afford to purchase. With the GTA growing by up to 100,000 people every year, we have to build about 35,000 new homes to accommodate the growth. Yet as BILD has pointed out on numerous occasions, constrained land supply and outdated land-use planning policies have exponentially increased the cost of land and new homes. The cost of a new home in the GTA has doubled in the last decade, according to our source of new home market intelligence, RealNet Canada. Interestingly, the Toronto Board of Trade’s assessment of our stunted mobility as a threat to economic competitiveness in the region was in the report. BILD has long advocated for the need to build new infrastructure to accommodate growth, as well as the importance of developing a fair and reasonable infrastructure funding strategy – one that doesn’t ask new-home buyers to pay more when it will be used by generations of residents to come. The report recommends government and transit authorities establish housing affordability and economic development as the principal urban objective. It also suggests expanding the urban containment boundary, implementing infrastructure funding options that improve housing affordability and adopting transportation policies that increase mobility. These concepts and conversations are difficult. It’s important to have a fact-based discussion on how the GTA will continue to grow.

AristA homes

All you have to do is live!!

Goddard on the valley Central Toronto

Beautiful semis and detached family homes located at Sheppard and Bathurst. from the upper $600’s

Impressions Kleinburg

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vaughan valley Estates Vaughan

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Boxgrove | Markham

NEW RELEASE of live/work towns and freehold townhomes in an established master planned community in Markham located at Hwy 407 & 9th Line. Register Now

Richmond Hill

Leslie Street and Elgin Mills Road. Towns, Semis and Singles. Register Now

W W W. AR I STAH O M ES .CO M *Prices, plans and specifications are subject to change without notice. see sales representative for details. e. & o.e.

//FUNDAMENTALLY SPEAKING

Toronto to lead Canada IN HOME PRICE GROWTH THIS YEAR » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Toronto is expected to lead Canada in home price growth in 2015, after being one of the strongest markets last year, according to the latest Royal LePage House Price Survey and Market Survey Forecast. Across the country, average home prices showed modest to healthy year-over-year gains in most markets in the fourth quarter of 2014. During the quarter, the average price of a home in Canada increased between 4.5 per cent and 6.7 per cent year-over-year. Nationally, the average price of detached bungalows rose 6.7 per cent $406,218, while standard two-storey homes increased 6.0 per cent to $443,379, and standard condominiums saw a 4.5 per cent increase to $257,624. Against the backdrop of a decidedly mixed macroeconomic environment at home and abroad, Royal LePage expects home prices to increase moderately in 2015, forecasting a 2.9 per cent national increase for the year ahead. Toronto will lead the price growth, as Royal LePage forecasts a 4.5-per-cent increase to $592,000 this year, up from $566,500 in 2014. While still healthy, this growth is down from an 8.1-percent, year-over-year jump from $524,089 in 2013.

In the fourth quarter of 2014, continuing low inventory and a lack of a winter slowdown saw significant increases across all major housing types in Toronto. Detached bungalows rose 11.6 per cent to $647,535, while prices for standard two-storey homes increased 8.6 per cent to $745,062. Standard condominium prices saw an increase of 6.9 per cent year-over-year to $384,680. “By and large, house prices across the country are now strolling versus bounding forward,” Phil Soper, president and chief executive of Royal LePage, told New Home Guide. “We believe this moderating trend will characterize the 2015 market, and that in normal course, even our hottest markets will see eroding affordability ease overheated demand, bringing balance and more rational price increases.” Ontario’s strengthened export economy is benefiting from America’s strongest period of economic growth and labour force expansion in 15 years, he says. Nearly three million joined the workforce in 2014. Further, a relatively weaker Canadian dollar makes Ontario’s goods and services a bargain south of the border, increasing company sales and bolstering consumer confidence. “Unsatisfied demand from would-be Toronto homebuyers who were unsuccessful in the all-to-common bidding wars of 2014, should be back in market, supporting sales activity.” And what should homeowners and prospective buyers make of recent statements by Deutsche Bank, and even the Bank of Canada, that Canada’s house prices are seriously inflated? “Will prices collapse, as a few foreign investment banks have prophesized? That seems highly unlikely in a future characterized by low interest rates and a healthy economy, which is what we see,” says Soper.

2015 ROYAL LEPAGE MARKET SURVEY FORECAST Average house price % change MARKET Halifax Montreal Ottawa Toronto Winnipeg Regina Calgary Edmonton Vancouver National

18 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

PROVINCE NS QC ON ON MB SK AB AB BC

2015/2014 % CHANGE 0.5% 0.6% 1.8% 4.5% 0.4% -1.3% 2.4% 2.5% 2.8% 2.9%

2015 FORECAST 277,000 331,000 370,000 592,000 275,000 311,000 472,000 371,000 835,000 419,318

2014 275,500 329,000 363,600 566,500 274,000 315,000 461,000 362,000 812,000 407,500

2013 274,880 320,490 358,876 524,089 268,382 312,355 437,036 344,977 767,765 382,466

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TREASUREHILL.COM *Prices & information correct at press time. Some lots may have premiums. E. & O.E. Ask a sales representative for details. JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 19

//TARION REPORT

Protect your home from the elements this winter » by HOWARD BOGACH

HOWARD BOGACH

During the winter months, your home is exposed to harsh conditions, which can cause damage from the outside in. Even though all new homes in Ontario come with a warranty that lasts seven years, this warranty does not include regular wear and tear on your home. It is essential to conduct home maintenance year-round to protect your home from damage, and to help ensure that you keep your warranty rights. Let’s begin with the exterior of your home. Homeowners should keep a close watch in valleys and dormer roof areas for ice damming, as this can lead to water leaks inside the home. Fluctuating temperatures can cause ice damming and icicles. This occurs when the roof surface is warm enough to melt the snow, but the air temperature is cold enough to re-freeze the melted water – leading to ice forming on roofs. Professional removal of ice and snow can help reduce the likelihood of water leaks. Severe weather aside, regular wear and tear on your home can also cause damage if a regular winter maintenance routine is not followed. Some additional important outdoor tasks include: checking and

ensuring air intakes, exhausts and meters are clear of snow, cleaning gutters and washing out all debris, turning off and draining exterior hose bibs, and inspecting the foundation around your home for cracks that require repair. Once we go inside, there are a few more maintenance tasks that will help keep your home healthy this season. Today’s energy-efficient homes are built tightly to seal out the cold weather. However, this can lead to excess moisture if water does enter the home. Weather-related water entering and remaining in your home can cause considerable damage and lead to unhealthy indoor air quality. The humidity level in your home is a key indicator of a healthy indoor environment. You can check the humidity level in your home using a hygrometer. The healthy range is 30 to 50 per cent humidity. If your home’s humidity levels are lower than 30 per cent, install a portable humidifier. Low humidity may affect your interior finishes and cause wood products to shrink. Excess moisture, on the other hand, can be improved with proper ventilation. Bathroom fans, kitchen range hoods and packaged ventilators such as heat recovery ventilators are specifically installed in your home to help you control moisture and contaminants. As well, regular use of your home ventilation system will remove excess airborne moisture caused by bathing, showering, doing laundry and cooking. Ventilation is only one of the many components that keep your home in good condition. Indoor maintenance during the winter months should also include: cleaning or replacing your furnace filter, cleaning the heat recovery ventilator and washing or replacing the filter, checking all caulking and weather stripping around windows and doors, checking smoke and carbon monoxide detectors and replacing batteries if required. Owning a new home comes with a responsibility to manage and maintain that home, and that responsibility falls on the owner. By conducting regular and proper maintenance on your home, you will help to ensure that your statutory warranty rights are protected, and your home stays in good condition. For a comprehensive checklist of seasonal maintenance tips, visit tarion.com

20 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

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MODEL HOMES

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v a l e s o f t h e h u m b e r. c o m

*Limited quantities available in some price ranges. To qualified purchasers, prices and information correct at press time. Map not to scale. Some lots may have premiums. Illustrations reflect artist’s impression. E. & O.E.

GRAND OPENING

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290’s

A NEW STYLE OF LIVING LOCATED AT MISSISSAUGA RD. & SANDALWOOD PKWY.

A N I N T I M AT E C O L L E C T I O N O F O N LY 6 4 S P A C I O U S T W O A N D T H R E E B E D R O O M , F U L LY- CO N TA I N E D TOW N D O M I N I U M S AVA I L A B L E I N S I N G L E A N D T WO STO R E Y U N I TS .

MAIN TRANSIT LINE AT YOUR DOORSTEP TO ALL AMENITIES, MAJOR SHOPPING AND GO TRANSIT SURROUNDED BY PARKS, GREEN SPACE AND WOODLAND TRAILS

BRAMPTON SALES OFFICE HOURS MON. TO THURS.: 1PM-8PM FRI.: CLOSED SAT. AND SUN.: 11AM-6PM Artist’s Concept of Diamond Design

ROSEHAVENURBAN.COM *Limited quantities available to qualified purchasers. Prices and information correct at press time. All illustrations reflect artist impression E. & O. E.

COMMUNITIES

CHIPPAWA/NIAGARA LYON’S CREEK 36’ Singles and Freehold Towns from $319,990 Condominium Towns coming Feb 28th

Seek haven from the ordinary

THOROLD GIBSON HEIGHTS 45’, 36’ Singles, 30’ Attached Singles and Freehold Towns from $291,990 Move in Ready Inventory Homes Available STONEY CREEK ON THE RIDGE Semi Detached Homes from $354,990 40’ and 35’ Singles from $464,990 WATERDOWN WATERDOWN MEADOWS 35’ Singles from $474,990 BRAMPTON NEIGHBOURHOODS OF MOUNT PLEASANT Attached Singles and Freehold Towns from $404,990 41’, 38’ & 30’ Singles from $514,990 Urban Towndominiums coming Feb 28th CALEDON LOTUS POINTE Freehold Towns from $459,990 36’ Singles from $614,990 BRADFORD DREAMFIELDS 45’ & 36’ Singles from $514,990 Platinum Home Collection, Kleinburg Heritage Estates

MOUNT ALBERT VICTORIA HIGHLANDS 50’ Singles from $607,990 LIMITED NUMBER OF LOTS REMAIN

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

OAKVILLE THE RANDALL RESIDENCES Only 15 remaining, suites from 1,800 to over 2,900 sq.ft. Move in from $1.9 million. KLEINBURG KLEINBURG HERITAGE ESTATES Only 10 remaining, 60’ to 65’ Estate Singles. Move in from $1.5 million. MODEL HOMES NOW OPEN ROSEHAVENPLATINUM.COM JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 23

FIELDGATE HOMES | Valleylands

//COMMUNITY FOCUS

Early Closing Sales Event in west Brampton

VALLEYLANDS

One of the many wonderful homes at Valleylands is the 38-ft., 2,334 sq. ft. Dove Elevation A. Featuring four bedrooms and a twocar garage, families are sure to love this spacious, contemporary home, priced from the $590’s.

LOCATION West Brampton HOUSING TYPE Singles on 38-, 41-, 45-, 50- and 70-ft. lots from the mid $500’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the mid $500’s with 30- to 120-day closings available CONTACT 905.457.0445 fieldgatehomes.com

hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy. The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. There are four- and five-bedroom homes available from 2,300 to 4,200 sq. ft. There are also singles with traditional closings on 38-, 41-, 45and 50-ft. lots available. There’s a home for everyone at Valleylands. One of the many wonderful homes at Valleylands is the 38-ft., 2,334 sq. ft. Dove Elevation A. Featuring four bedrooms and a two-car garage, families are sure to love this spacious, contemporary home. The front of the home boasts a striking brick elevation, with large windows and a covered porch. Inside, the main floor offers a spacious living/dining room, a large gourmet kitchen and a cosy family room with gas fireplace. Upstairs the master suite features an enormous walk-in closet and lavish ensuite with separate oval soaker tub and glass frame shower. There’s also a convenient upstairs laundry room, main bathroom and additional bedrooms. The Dove is priced from the $590’s. ...continued on pg 26

24 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

south caledon

stouffville

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 25

//COMMUNITY FOCUS...continued

FIELDGATE HOMES | Valleylands

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Wellregarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away. In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other 26 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

THE

urban

OPENING SPRING 2015

TREND IS HERE

urban

TOWNS IN WOODBRIDGE WESTON ROAD AND MAJOR MACKENZIE DRIVE

DESIG NED BY HI GHLY ACCL AI ME D ARCHI TECT & AWA RD -WIN N IN G IN TERIO R D ES IGN ER

RICHARD WENGLE | CECCONI SIMONE

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 27

//MORTGAGE FINESSE

Credit & debt management » by CALUM ROSS

CALUM ROSS

is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

As the credit system continues to evolve in Canada, consumers are getting increasingly confused with a greater variety of credit products from a greater variety of financial institutions. In fact, the average Canadian gets more correspondence from financial institutions than they do from family and friends combined (what have we come to?). To further complicate matters, institutions are granting credit to consumers at a pace never seen before. The combination of increasingly sophisticated marketing techniques to consumers coupled with more and more available credit truly becomes too much temptation for many people to bear. Consumer debt is a major issue in North America. The concept of keeping up with the Jones has destroyed both people’s financial health and their personal lives. What I am here to tell you is that you don’t need to fall into this trap! Here are some simple guidelines that will prevent you from becoming yet another consumer credit victim: 01 Control spending by knowing exactly where every dollar goes. Tracking your spending habits in detail periodically will enlighten you in ways that you never considered. While doing this on a monthly basis is not realistic, try to do this in detail for at least one month a year. Helpful tip: If you and your spouse spend $3 per day on coffee, this totals $1,095 per year. Depending on your tax bracket, this amount could represent over $2,000 in pre-tax income. Is the free coffee at your office that bad? 02 Watch your liquidity closely. Liquidity refers to your or your family’s ability to pay its short-term debt obligations. Watching what available funds you have to pay upcoming debt obligations is fundamental to avoiding credit problems. Helpful tip: Think carefully before using purchase programs that require no payments for a set period. If you can’t afford to pay for it now, should you buy it? 03 Develop a realistic budget and live by it always. A good budget must have specific financial goals with a clearly defined time horizon. Be sure to take into account all of your payments, including loans, utilities and dry cleaning. If you pay for it monthly, it should be allocated in your budget. You can’t be too

28 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

detailed. Most financially successful people are excellent financial planners. They have investment plans, loan repayment plans and a clear idea of how much time they need before they can purchase big-ticket consumer items. Helpful tip: Also be sure to budget for some kind of treat on a periodic basis. All work and no play often results in failure. While these rules seem fairly simple, they are a little like a diet – easy to start but tough to follow through. Despite popular opinion, material items will not bring you happiness. While it may not seem like it today, forgoing that purchase to save for your child’s education (or your retirement) may make you feel a lot better in the long run (despite what the commercials may lead you to believe). Until next time – happy home and mortgage hunting.

There’s good, and There’s greaT gulf. MOUnT PLEAsAnT, bRAMPTOn Bovaird and Creditview Walk To Mount Pleasant GO Station Bovaird Dr. James Potter Rd.

Williams Pkwy. Queen St.

SAlES OffICE: 20 Alister Drive, Brampton (905) 459-5772

Chinguacousy Rd.

Alister Dr.

Mississauga Rd.

$630’s

Ashby Creditview field Rd. Rd.

40 ft. Detached 2,630 - 3,145 sq. ft. from

Steeles Ave. Hwy. 407

sUMMERLYn ViLLAGE, bRAdFORd All new designer model homes at Bradford’s best selling community

$550’s

SAlES OffICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Hwy. 400

40 and 50 ft. Detached 2,275 - 4,010 sq. ft. from

Holland St.

wEsTFiELd, bRAMPTOn New Release of Townhomes at Mississauga Rd. and Steeles Bovaird Dr.

SAlES OffICE: 8540 Mississauga Road, Brampton (905) 866-6876

Queen St.

Chinguacousy Rd.

$450’s

Mississauga Rd.

Townhomes 1,595 - 1,870 sq. ft. from

Steeles Ave. Hwy. 407

GREATGULF.COM sales office hours: sat. & sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

//IN THE NEWS

Great Gulf sets the standard FOR SUSTAINABLE LIVING AT ACTIVE HOUSE IN THOROLD

Active House, built by Great Gulf, is a new benchmark in modern, sustainable suburban Canadian development. Wood and panelized wood construction were central in achieving this. From the outset, the house was designed as a prefabricated, panelized wood structure to both reduce construction waste and the duration of onsite construction. Wall, floor and roof panels were factory built, flat packed and brought by truck to the site; allowing the entire framing of the house to be erected in just a few days. The 3,200-sq.-ft. house was designed to Active House standards, a Dutch metric that emphasizes energy efficiency, low environmental impact, and superior indoor environmental quality. Design elements that reduce the house’s environmental impact include: » Optimized comfort and efficiency using zoned heating, HRVs and a high-efficiency furnace; » A simple, modern form with south-facing glazing, oriented to maximize solar heat gain in the winter, while overhangs and window shades keep the house cool in the summer; » A heavily insulated building envelope; » Operable skylights that flood the house with daylight and are a key component of the passive ventilation strategy; » A home automation system that operates motorized shades, lighting controls, skylights and windows based 30 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

on heating and cooling loads to ensure the house operates efficiently; and, » A cistern and rain water system that reduces the need for municipal water when watering the lawn or using the low-flush toilets. Active House’s material palette is sophisticated yet restrained, to allow the warm hues of wood to be feature elements. This is most evident on the exterior where the contrast of the natural western red cedar Photos by Fotograf Torben Eskerod provides warmth to otherwise subdued grey brick, and grey metal cladding. Unusual for most developer homes, the exterior of the Active House features large expanses of stained red cedar: a wood-clad garage door, entry porch and front door lend incomparable warmth to the front of the house. At the rear, a red cedar fence encloses the property and a generous cedar deck – framed by a cedar soffit – extends the interior living space to the exterior. The variations in the cedar introduce an element of play or contrast with the consistency of the brick and metal cladding. Wood is also carried through as a feature element on the house’s contemporary interior where white oak floors, stairs, handrails, kitchen cabinets, custom designed screens and millwork details, contrast with crisp white walls. Using the existing local design guidelines of a traditional gabled roof design and adapting them for the Active House, yielded a multi-functional design that was the basis for an open plan, an abundance of interior daylight, and a house of superior environmental performance. The Thorold Active House is a watershed in Canadian residential development, one that simultaneously pushes the boundaries of sustainable and modern design for the thousands of new homes built in this country every year, and wood was integral in ensuring that the built form’s environmental impact on its site was minimized.

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1,399,990

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the high $500’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the high $500’s.

Jefferson Forest prestigious new home community. Freehold Townhomes and Singles from the $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 31

//COVER STORY

THE ART OF THE ASPEN RIDGE MODEL HOME Picture yourself in one of these fine communities by touring spectacular models

nderstanding that “home” is the place where you spend time with family and friends, seek refuge from the hectic world outside and enjoy comfortable surroundings, Aspen Ridge provides model homes in its communities wherever possible. Masters of design and decor, the professionals at Aspen Ridge go all out to offer you an in-person feel for the quality of the company’s construction and design flair, and to help you zero-in on just the right design for your needs. Currently, Aspen Ridge offers models across the GTA that defy the ordinary with stunning layouts, appointments and furnishings. At Dreamfields in Bradford, the available singles appeal to families who appreciate this great location. Two

32 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

model homes exemplify how these residences can accommodate a range of family needs. The 3,267-sq.-ft. Peninsula model has a soothing neutral palette for contemporary luxury, and the 2,811-sq.-ft. Kimber model has vivid contrasts and shots of bold colour for a touch of retro whimsy. Elegance reigns at Upper West Side in Vaughan, where two sumptuous Mike Niven-appointed and furnished models are available to tour. For a contemporary vibe, the 4,885-sq.-ft. Winden’s neutral palette is accentuated by large-scale herringbone hardwood flooring. The modern, sophisticated 4,567-sq.-ft. Koolhaus’s main floor is divided by ultra-cool partitions, area rugs and furniture groupings rather than walls. Discover a brilliant selection of 25-ft. townhomes at Kettle Lakes Club on Bayview in Richmond Hill. The 1,752-sq.-ft. townhome 20-3 model has a playful decor, with brightly coloured accents. The 2,057-sq.-ft. townhome 20-4’s clean lines and neutrals appeal to the sophisticated luxury-lover, and the 2,017-sq.-ft. townhome 20-7 features a modern cottage ambience. Townhomes and single-detached homes at Credit Manor Heights in Brampton are nestled into the coveted location off Financial Drive at Mississauga Road and Steeles Avenue West. The fabulous 3,986-sq.-ft. Hughes model home includes the optional second floor. Contemporary design combined with touches of traditional and modern gives this model wide appeal.

ASPEN RIDGE HOMES| Multi-site Single-detached homes beckon with warmth and luxury at Kleinburg Hills, where you can tour two head-turning Mike Niven-appointed and furnished model homes. The 3,364-sq.-ft. Harris C model incorporates a contemporary design scheme to appeal to the spectrum of buyers. The 3,717-sq.-ft., substantially upgraded Casson C model’s slick deco styling creates a polished look. A lifestyle fit for royalty awaits at King Country Estates in Nobleton, where the 3,179-sq.-ft. Yorkville-withLoft model home holds great appeal for empty-nesters. Mike Niven selected contemporary design with clean lines that accentuate the open-concept layout. The 3,438-sq.-ft. Muskoka model is aptly named, with hints to cottage country embraced in its warm, comfortable design and decor. Aspen Ridge, family-owned and operated firm that is one of the most respected and successful real estate companies in the GTA.

Aspen Ridge, familyowned and operated firm that is one of the most respected and successful real estate companies in the GTA. Currently, Aspen Ridge offers the following communities: › Victoria Place in Alliston › Dreamfields in Bradford › Credit Manor Heights in Brampton › Mayfield Village in Brampton › Kleinburg Hills in Kleinburg › Woodland Hills in Newmarket › King Country Estates in Nobleton › Kettle Lakes Club on Bayview in Richmond Hill › Upper West Side in Thornhill › 77 Charles in Toronto › Scenic on Eglinton in Toronto › Studio on Richmond in Toronto › Waterdown Meadows in Waterdown For information on these new home communities, and to view photos of Aspen Ridge’s outstanding model homes, visit aspenridgehomes.com JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 33

//IN THE NEWS

New home prices continue to rise Increasing land and labour costs are among the major contributors, as new home prices continue to rise across most of Canada. Statistics Canada’s New Housing Price Index (NHPI) rose 0.1 per cent in November 2014. Provincially, gains in Alberta and Ontario were moderated by a decline in British Columbia. The census metropolitan area (CMA) of Calgary was the top contributor to the November growth, with prices up 0.3 per cent over the previous month. Builders cited market conditions, higher material and labour costs as well as higher land prices as the reasons for the increase. Hamilton recorded the largest monthly price increase in November, as prices rose 0.4 per cent for the second straight month. Builders reported increased city development charges and market conditions as the main reasons for the gain. New housing prices rose 0.3 per cent in the CMAs of Kitchener-Cambridge-Waterloo and London. Builders in both areas cited higher city development fees as the reason for the increase. In St. John’s, new housing prices rose 0.2 per cent in November after remaining unchanged for the previous four months. Builders cited higher material and labour costs as well

34 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

as higher land values as the main reasons for the increase. Prices were unchanged in seven of the 21 metropolitan areas surveyed. New home prices fell 0.2 per cent in Vancouver, as builders reported lower selling prices. This was the first price decrease in Vancouver since July. Prices were also down 0.2 per cent in Charlottetown, as builders lowered prices on inventory homes to stimulate sales. New home prices in Charlottetown have been flat or falling since August 2013. In Ottawa-Gatineau, prices were down 0.1 per cent in November. Although several builders reported higher prices as a result of market conditions and city development fees, the increases were offset by other builders who reported lower negotiated selling prices and promotions to stimulate sales. On a year-over-year basis, the NHPI rose 1.7 per cent in November, the largest annual price movement since August 2013. Calgary (6.5 per cent) and the combined metropolitan region of Toronto and Oshawa (2.5 per cent) continued to lead the annual growth. Other significant year-over-year increases occurred in Hamilton (2.8 per cent) and London (2.0 per cent). Among the 21 metropolitan areas surveyed, seven posted 12-month price declines in November: Charlottetown (-1.9 per cent), Victoria (-1.1 per cent), Ottawa–Gatineau (-1.0 per cent), Vancouver (-0.6 per cent), the combined metropolitan region of Saint John, Fredericton and Moncton (-0.5 per cent) as well as Regina (-0.2 per cent) and Montreal (-0.1 per cent). This was the first annual price decline in Regina since 1985 and the first in Montreal since 1997.

Markham tour o ur

New Release! New Designs!

FREEHOLD TOWNHOMES from the high

500's

FROM 1,881 SQ FT

deco mod rated el hom es

SINGLE FAMILY HOMES on 30',36' & 40' from the mid

700's

FROM 2,175 SQ FT

AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556 SALES OFFICE LOCATED AT the S/E corner of Cornell Centre Boulevard and 16th Ave.

Open Monday to Thursday from 1 to 8 p.m. Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

MARKHAM

//COMMUNITY FOCUS

MADISON HOMES’ LOCATION Markham HOUSING TYPE Freehold townhomes and single-detached homes SALES CENTRE Southeast corner of Cornell Centre Boulevard and 16th Avenue, open Monday to Thursday, 1 to 8 p.m., weekends and holidays from 11 a.m. to 6 p.m. and Friday by appointment only CONTACT 905.472.7667 madisonhomes.ca 36 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

new release in Markham’s Cornell Rouge

adison Homes has been setting the standard for value, design and customer satisfaction for decades, creating quality homes in desirable communities. With its latest release in Markham’s Cornell Rouge, Madison Homes offers new freehold townhome designs and its popular single-detached homes located in a well-established community with virtually every modern convenience nearby. The signature collection of Madison Homes’ singles include the Roseberry, Redwood, Golden Oak, Silkwood and Willowood models. All of these best-selling

MADISON HOMES| Cornell Rouge

designs boast four bedrooms or more with choices in floorplans allowing additional bedrooms and bathrooms, a flex space or even a coach house. These spectacular homes utilize functionality for the growing family yet still keep with a design that would surely make you the envy of the neighbourhood. The exciting new townhomes feature classic elevations of brick and stone with either single- or double-car garages and driveways tucked around back. Bright, spacious kitchens with breakfast areas and islands and combined living-dining rooms are on the main floor. On the second and top floors, you will find the family room and bedrooms all with private or shared bathrooms and generous closets, providing dynamic spaces for comfort and relaxation. For a limited time, Madison Homes is offering a special bonus package, including granite kitchen countertops and upgraded cabinetry, hardwood flooring on the main floor,

oak staircase and much more on all newly released lots with townhome prices starting from $578,990 ranging in size from 1,881 to 2,334 sq. ft. and singles starting from $736,990 ranging in size from 2,198 to 3,237 sq. ft. Cornell Rouge, a vibrant master-planned community, is truly the Greenest corner in Markham. Nestled next to the expansive 12,000-acre natural wonder of Rouge Park and Little Rouge Creek, Cornell Rouge boasts abundant trails for biking or leisurely strolling amidst wood lots and parks. Situated east of Cornell Centre Boulevard on Hwy. 7, bounded to the north by 16th Avenue and to the west by Donald Cousens Parkway, residents are connected quickly to Hwys. 407 and 401 and major thoroughfares. Transit options abound with YRT/Viva and Go Transit offering local and rapid transit within York Region and to points beyond. Elementary and high schools, daycare centres, the Markville Shopping Centre and a wide variety of retail, grocery markets, banks, offices and business services are all in the immediate area. Be moments away from the Markham Stouff ville Hospital, churches and places of worship, arts and cultural venues, and golf courses. Take advantage of the outstanding Cornell Community Centre, an impressive complex with a fully equipped health and fitness centre, a state-of-the-art library, aquatics centre, indoor running track and childrenâ&#x20AC;&#x2122;s playground and much more. Visit the four decorated models located next to the presentation centre at the southeast corner of Cornell Centre Boulevard and 16th Avenue during the week from Monday to Thursday, 1 to 8 p.m., weekends and holidays from 11 a.m. to 6 p.m. and Friday, by appointment only. For more information, visit madisonhomes.ca or call 905.472.7667. JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 37

//IN THE NEWS

Polar vortex? Nor’easter? BRING IT ON – IF YOU’RE PREPARED As Ontario began 2015 in something of a deep freeze, homeowners began bracing for higher monthly utility bills. With the Farmer’s Almanac predicting seasonal temperatures cooler than average, homeowners can expect a chilling effect on their pocket books. Annual average utility bills for homes in Canada topped $2,000 last year, and, according to Ontario’s Ministry of Energy and Infrastructure, almost 60 per cent of those costs go towards maintaining home temperatures. The high costs of heating our homes may seem like a necessity, given the harsh conditions of Canadian winters. But many, including Corey McBurney at EnerQuality, Canada’s leading certifier of energy efficient sustainable homes, suggest that many homeowners might be throwing money out the window. Why? Because the average home is full of holes that allow energy to escape. “In a cold climate, the number one issue that effects utility costs is heat loss,” says McBurney. “Poorly insulated homes that let warm indoor air escape require more energy to heat, produce more CO2 and greenhouse gasses, and allow many more heating dollars to leak out the cracks.” Over the last decade, the home building industry and federal government have been working hard to implement programs that mandate tighter construction and higher insulation for new home construction. For example, almost 30 per cent of the homes built in Ontario last year were Energy Star qualified, a national standard set by Natural Resource Canada for homes that are on average 20 per cent more energy efficient than a home built to the minimum building code.

38 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

Energy Star qualified homes also undergo a rigorous quality assurance process of inspection, testing, and verification to meet strict requirements, delivering better quality, better comfort and better durability. Most importantly, they cost less to heat. The success of Energy Star speaks for itself. EnerQuality alone has certified more than 59,000 homes since the program’s introduction 10 years ago. With an average reduction of 20 GJ of energy use per house, per year, the savings add up quickly. But what if you don’t live in an Energy Star qualified home? McBurney says the answer is in the details: check for air leaks around doors and window frames; ensure your appliances and heating systems are Energy Star qualified and properly maintained; and check the insulation in your attic, exterior and basement walls, ceilings, floors, and crawl spaces. Improvements in all these elements add up to a more energy efficient home. “Better yet,” says McBurney, “the next time you are making a move, make sure you’re buying a certified home. Instead of searching for leaks and holes in the construction, you only need to find the Energy Star stamp of approval.”

THERE’S NO PLACE LIKE HOME!

Averton, distinguished by innovative design, quality construction and sustainability. COMING SOON

NOW PREVIEWING

Pickering

Bowmanville

New selection of Brownstone Townhomes including Coach Towns, Garden Towns and Urban Towns. All in a central Pickering location close to parks, shopping, schools and GO Transit. from the high $200’s

Mount Albert TOUR OUR MODEL HOMES TODAY! A unique collection of incredible 33’ and 40’ Detached Homes in a spectacular Mount Albert setting. from the low $500’s

Exceptional collection of Detached Homes with easy access to trails that wind through Bowmanville and down to the waterfront. With small town charm and just 45 minutes from Toronto. from the low $400’s

Averton.ca

Etobicoke

Kleinburg

Quick move-in-suites available in this spectacular boutique Condominium. from $260’s

3 Luxury Condominium Villas with suites ranging from 890 to 1,560 sq. ft. in historic Kleinburg village. from the low $600’s

LUXURY LIVING In the Heart of Niagara-on-the-Lake

TOUR OUR DECORATED MODEL SUITE TODAY!

Bungalows

Condominiums

An exclusive beautiful enclave of just 20 Bungalows in Canada’s prettiest town Niagara-On-The-Lake. from the low $600’s

New boutique luxury Condominiums nestled on a quiet, tree-lined street within the heart of this historic town. A collection of 83 luxurious suites from 638 to 1,485 sq. ft. from the low $300’s

Learn more @

Averton.ca

//COMMUNITY FOCUS

ARISTA HOMES

More than 20 years of building homes, communities and relationships

rista Homes is about much more than building homes. Arista Homes is driven by a corporate philosophy that begins with clients and extends to the culture and experience that encompasses the Arista brand. The company is as much about building communities and relationships as it is about constructing homes. Founded by Michael DeGasperis, Arista Homes is celebrating its 20th anniversary as one of the GTA’s premier home builders. In this relatively short period of time this award-winning company has proudly built more than 8,500 new homes across the GTA, following the mandate to deliver value-rich features to clients, combined with uncompromised building efficiency and quality. Arista Homes recognizes that it is sharing in the most important decision in any family’s life, and it takes this 40 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

involvement seriously. The company strives to work with its customers to create the best possible homebuying experience. With exceptional floorplans, attractive streetscapes, dedicated client care and master-planned communities. Arista works continually to exceed expectations and fulfill dreams. Arista’s mission statement has always mandated the “development of our exceptional people.” Its team of dedicated professionals is continually learning and collaborating, with the goal to improve its processes. This innovative approach begins in the design stage, but is entrenched in every decision and aspect of the construction process to build better homes. The Arista “A-team” is focused on developing team-building initiatives to strengthen relationships with each other and with homeowners. Achievements in energy efficiency, client-focused sales

ARISTA HOMES | Multi-site

processes, technological integration and unparalleled customer care are some of the ways Arista is working towards continually improving the home buying process. Each and every Arista Home is not only built for its clients, but for future generations that will one day make these houses their homes. The company is dedicated to finding the best locations to build homes, and create sustainable master-planned communities that municipalities are proud to welcome and support. Known for its superior construction practices and intricate exterior elevations, the Arista mandate has always been that of delivering a zero deficiency home at time of closing. Although such a goal has its challenges, every Arista “A” Team member has embraced this mandate and works very hard to deliver a quality built home that exceeds industry standards. However, the builder-buyer relationship doesn’t just begin and end with the actual sales transaction. Arista is well recognized for exceptional client care, and is dedicated to improving customer service beyond the typical expectations of many homeowners. As such, Arista has a 24-hour HomeCare hotline, which makes it easier for every purchaser to be part of the company’s ultimate goal – that of providing unparalleled customer service. Other new innovations include the Arista Academy, well-attended and appreciated sessions where homebuyers are invited to meet their neighbours in a classroom setting as key management personnel establish expectations, timelines and provide useful tips to enhance the overall buying experience. Of course, the ultimate compliment for any home builder is a referral – a sure sign that Arista is doing its job and pleasing its clients. Every year, more and more satisfied Arista

homeowners in master-planned communities across the GTA and southern Ontario, recommend the Arista brand to family and friends. As the GTA continues to grow, Arista recognizes that proximity to infrastructure and transit are increasingly becoming determining factors for homebuyers today. Such amenities are key to the overwhelming success of Arista’s newest communities in Vaughan, Markham and Aurora. Arista works closely with municipalities, transportation authorities and local authorities to ensure that all of its communities are well serviced and that plans for future growth do not go unattended. The company has earned praise, not just from clients, but also municipal officials, Tarion Warranty Corporation, the Building Industry and Land Development Association, the Vaughan Chamber of Commerce and many more. The latest example of Arista’s home building excellence can be seen in the Impressions of Kleinburg community. This master-planned community of freehold townhomes, semis and singles was recently recognized as BILD’S People’s Choice Community of the Year and is fast becoming the community of choice within the Vaughan marketplace. Innovative floorplans, exceptional exteriors, panelized construction and energy saving features built into every home have all contributed to hundreds of new families calling Impressions of Kleinburg “home.” With models now open and closings available as early as within 120 days, there may be no better time to visit this exceptional Arista community. This year will see Arista launch new communities in Markham, Richmond Hill, Aurora and Whitby, where the company will apply the same approach to home building design and excellence it is known for. Following its philosophy to develop exceptional people, build exceptional communities and deliver exceptional new homes, Arista Homes can safely say “mission accomplished”… However, always endeavoring to improve. For more information on Arista Homes or any of its communities, visit aristahomes.com JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 41

//TAXING ISSUES

First-time buyers –

BUY WHEN YOU’RE READY AND ABLE » by HENRY CHOO CHONG

HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

This year, my wife and I would like to get into our first home. We have saved almost $80,000 for a down payment. This was three years of eating at home, once per week dine out and no vacations. Movies and pub nights were out, with the odd exception. Although the real estate market has changed, homes are pricier than three years ago. Is this the right time to buy? Or should we wait it out?

Steve and Kathy, North York

The Canadian real estate landscape, though it has experienced challenges in some areas and housing types, is proving resilient. Experts do not foresee a U.S. style crash, but a decline in sales with moderate price increases is likely for some areas. Quick flips and fast returns may be a thing of the past. First-time homebuyers should not try to time the market, but buy when you are ready and able. Leave market timing to the experts, if such a thing is possible. A home used as your primary residence is a great investment. From a financial and tax perspective, there are at least three good reasons. In Canada, the sale of a family home is tax-free. A home that is a principal residence that is subsequently sold at a higher price than initially purchased, will be exempt from income taxes. That’s right, Stephen Harper will not share in your good fortune. Secondly, pay yourself first, not a landlord. For many, mortgage payments are a way of “forced savings.” It makes more economic sense to fatten your pocket than a landlord. Thirdly, you can decorate and enjoy the home as you please. No money saved, but gratifying to the soul. However, before venturing out into the land of homeownership, it would be

42 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

prudent to do some homework. There were recent changes introduced by the federal finance ministry that affect mortgages and the housing industry: ›› Buy what you can afford Many times, the heart is bigger than the pocketbook. Know what price range is comfortable and try not to deviate. ›› Get the best interest rate and terms Shop around for the best rate and terms. Financial institutions want your business more than you need them. A half point rate differential can cost you thousands. So can a mortgage that is closed or not portable ›› Big down payment Put down as much as possible to avoid a high-ratio mortgage. Be aware of some recent changes to mortgage rules, such as: • Purchasers requires mortgage insurance (CMHC) for less than 20 per cent down payment • Amortization period – reduced from 30 to 25 years. Could add several hundred dollars to monthly payments • Gross Debt Service Ratio (GDS) 39 per cent. Banks use this to determine what you can afford based on gross income to housing costs. Check if you are on-side. ›› First-time homebuyers should make sure monthly mortgage payments are manageable and will continue to be so even if interest rates rise as early as next year and payments increase ›› Closing costs Set aside an additional two to three per cent of purchase price of the house for closing such as, Land Transfer Tax, legal costs and unwelcome surprises. You do not want get caught short several thousand dollars on closing day in order to complete the deal. Speak to a real estate lawyer and he or she will give you some ideas ›› HST, Land Transfer Tax Under certain circumstances, first-time homebuyers can qualify for Toronto Land Transfer Tax and HST rebates. Remember, you pay 13 per cent HST on new homes, not resales. If you’re buying a new home, check if HST is included in price quoted. What happens to the HST rebate? Who gets it? ›› Home Buyers Plan (HBP) Use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and their spouse, provided they qualify, may withdraw up to $25,000 each, tax-free, from their RRSPs. You then have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal.

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//LEGALLY SPEAKING

Looking abroad

TIPS FOR PURCHASING FOREIGN PROPERTY » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Canadians have never been more interested in owning foreign property than now. Whether it’s to plan for retirement, generate additional income or have a vacation place of your own, we are often drawn to homeownership at our favourite vacation destination. Thanks to low interest rates and a stable economy, Canadians have the upper hand and the world knows it. However, homeownership in another jurisdiction means a slew of considerations that are complex and at times, overwhelming. In the U.S., for example, there are estate tax issues that come up, and you may require a specially designed Trust to avoid Uncle Sam hitching his horse to your wagon in the event of the property owner’s death. There are issues of law if the country does not have a British system and if it’s run on civil or Napoleonic law – Martinique and St. Martin are examples. There may be other issues of property ownership such that foreign nationals may only be able to lease, not own. The next issues relate to the vendor. Are you purchasing from a reputable organization? If it is a condo, how are you sure the developer will be around if things go wrong? What guarantees are there on your deposits if they go broke and do not finish the project? It sounds like a lot to think about, but it was so easy to sign up during the tour! So, really, what are you buying? Are you buying a timeshare, outright ownership or a long-term lease? More and more questions.

44 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

Here is a list of a few questions that need to be answered on a preliminary basis on a resort or new condo purchase before you make any offer: 1. Location – why are you choosing this location for a second home? 2. How much time will you spend in a typical year in your second home? 3. Will you typically bring friends and family? 4. What are the common fees and how are they set and controlled? 5. What are resales like for the development? 6. What is the legal structure and laws that apply in the country you are looking at purchasing in? 7. Would you rent the property out, and if yes, what are your expectations and needs on rental income? 8. What security is there for deposits and payments? Here is the litmus test for moving forward:

a. How did the resort or sales centre answer those

eight questions?

b. Did they satisfy you with their knowledge and

professionalism?

c. Did they try to push you into signing something without

the chance to consult with a lawyer?

If those questions are answered to your satisfaction, then you know you are in the right place. If you have an intention to buy, make inquiries and find a lawyer who specializes in these types of property purchases – possibly a referral from your lawyer or friends at home. You need to understand the tax implications of a purchase, and more importantly, the tax impact if you sell for a profit or earn income. As an example, Barbados is a Canadian tax treaty partner and you may get favourable consideration on a capital gain or on rental income. Each country is unique and you need a lawyer or accountant to help you figure it all out. Buying a second home in a warm locale is a dream many Canadians share. If the deal is properly structured, the home you purchase can bring years and years of happy memories and quite possibly a great return down the road.

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Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

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>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 47

//IN THE NEWS

Relax, homebuyers, CANADA’S HOUSING MARKET IS NOT OVERVALUED » by WAYNE KARL

As far as mortgage expert Calum Ross is concerned, Bank of Canada Governor Stephen Poloz doesn’t know what he’s talking about. At least when it comes to Canada’s housing market. In releasing the Bank’s semi-annual Financial System Review in mid December, Poloz warned that house prices could be overvalued by as much as 30 per cent. This, plus consumer debt

loads, are the two biggest risks to Canada’s economy. When someone the stature of the BoC governor issues such a warning, people tend to get a little nervous. In this case, those people are homeowners and prospective homebuyers. But, is there reason for them to be nervous? “The BoC has been warning about household debt for some time, so this is not new news,” Ross, president and principal broker at Calum Ross Mortgage, Toronto, told New Home Guide. “But the commentary on housing values is surprising, especially given the scope of the Bank of Canada’s mandate.

...continued on pg 50 48 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

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Supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up.

“Respectfully, the Bank of Canada is no more qualified to talk about the specifics of the housing markets than the Canadian Real Estate Association is qualified to comment on monetary policy.” While aggregate debt is something of a concern, Ross says, it is total payments after tax, compared to after-tax cash flow – and not total debt levels – that get households into financial trouble. “Factually, household net worth has never been higher in Canada, and this means households could essentially liquidate assets and wipe out the debt. “Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant. The person who lives in a house that went down in value because of local labour markets does not 50 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

care about Toronto, Calgary or Vancouver’s theoretical overvaluation. Unless I missed something, supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up. Not surprising that price levels on a whole are trending up. The relevant figure is value compared to inflation and real wage growth.” At its recent series of Housing Outlook Conferences across the country, Canada Mortgage and Housing Corp. said it didn’t see overheating as a serious concern. “We don’t see overheating as being a problem in any of the markets across Canada,” Bob Dugan, chief economist for CMHC, told New Home Guide. “Some markets are stronger than others, particularly in western Canada.” As for Canadians’ average household debt, Dugan described this issue, too, as overblown, since real estate accounts for a majority of the assets held by Canadians. Ross, who says he handles more mortgages for real estate investors than any other broker in the country, and is an investor himself, expects prices and sales will continue to grow in 2015 – in places where the economic fundamentals support the growth. “There are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly. If you buy and hold, real estate as an asset class has proven to be a better hedge against inflation than any other asset class.”

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3 4

1 Kate Spade Saturday Floral Print Anders Chair. $719. Visit westelm.com 2 SMEG Mixer in Pastel Blue. $550. Visit westelm.com 3 Oslo Five-Piece Cutlery Set in Black. $75. Visit chapters.indigo.ca 4 Underline Dinnerware. $5-$7. Visit cb2.com 52 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

...continued on pg 54

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//TRENDING...continued

8 10

54 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

5 Eve Pendant. $249. Visit crateandbarrel.ca 6 Sillerup Rug in Black and White. $149. Visit ikea.ca 7 Graciosa Drum Accent Table in Brown. $170. Visit pier1.ca 8 Canyon Vase. $60. Visit cb2.com 9 Silk Bauble Pillow in Forest. $69. Visit chapters.indigo.ca 10 Double-Sided Throw in Celery. $49. Visit chapters.indigo.ca 11 Paradigm Dining Table. $999. Visit cb2.com

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NEWHOMEGUIDE.CA Published by

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Galloway Rd

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

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Manse Rd

DVP

Morningside Ave

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Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. King St. W. 49 Front St.

Main St

Gerard St

St Clair Ave E

Eglinton Ave E

Brim

Progress Ave

Lawrence Ave E

East Ave

Christie St.

Evans Ave

QEW

Don Valley Pkwy

QEW

Yonge St

Dundas St. W.

Logan Ave.

Danforth Ave.

Woodbine Ave

Queensway

Cosburn Ave

O'Connor Dr.

Don Valle

Spadina

Bloor St.

Yonge St.

Bathurst St.

14Dupont St.

Laird Dr

Dundas St W

Dufferin St

Avenue Rd

Davenport Rd.

Pharmacy Rd Victoria Park

Sca

Warden Ave

Allen Expressway

401

Sheppard Ave E Milner Ave

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

Ellesmere Rd

Huntingwood Dr

Finch Ave E

Birchmount Rd

Rogers Rd

Leslie St Eglinton

13 Steeles Ave.

McNicoll Ave

Bellamy Rd

Bloor St W

ng s

Bathurst St

Eglinton Ave W

Markham Rd

Rathburn Rd

Briar Hill Ave

Eglinton Ave W

d y

Lawrence Ave E

York Mills

401

Sheppard Ave E

y Pkwy

Caledonia Rd

to n

ew e

Keele St

W es

427

Kipling Ave

Brimley Rd

Th e

k lac

Tre th

Ave

401

Finch Ave W

Drewry Rd

Pleasant Ave

Scarborough Golf Rd

Martin Grove Rd

Orton Park Rd

Islington Ave

Kennedy Rd

Westway

Jane St

Wilson Ave

pressway

Dixon Rd

Bayview

401

3 400

Weston Rd

Mills

409

Signet Dr

ale

Midland Ave

Humberline Dr

Allen Ex

Dufferin St

Finch Ave W

ion

Alb

Don

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

central region:

McCowan Rd

Tapscott Rd

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

56 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

aristahomes.com •

•

Fieldgate Homes

90 Niagara

416-981-0036

•

Fieldgate Homes

Zigg

Fieldgate Homes

Site

Tel

Price Range

Page No.

from $690,000

15 7B

•

from $346,000

25 7H

fieldgatehomes.com •

•

25 8F

Axiom Tower 2

fieldgatehomes.com •

•

from $250,000

25 8H

Averton Homes

Evolution

averton.ca

• from $260,000

39 3G

Menkes

Humber Mews

416-259-2525

•

from $550,000

7 3I

Menkes

Dwell City Town

416-259-2525

•

from $420,000

7 3I

Menkes

Bloom Park Towns

416-730-1600

•

from $690,000

7 8B

Decade Homes

Yorkdale Village phase II

416-638-5656

•

from $320,000

5 6D

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000

Conservatory Group

Weston Village

416-748-7001

•

from $490,000

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

from $620,000

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

from $350,000

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

from $330,000

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

from $340,000

Lindvest Properties

Corporate

lindvest.com

•

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com •

•

from $650,000

17D

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

Mattamy Homes

Downsview Park

www.mattamyhomes.com

from $270,000

Conservatory Group

Oakdale Village

416-243-0567

•

from $429,000

Fieldgate Homes

Axiom

fieldgatehomes.com •

•

from $250,000

Conservatory Group

Upper Beach Villas

416-698-7796

•

from $415,000

11G

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

Mattamy Homes

Heron Park

www.mattamyhomes.com

• •

Pemberton Group

Park Lake Residences

416-769-4343

H&R Developments

Westown

Monarch Corporation

17E

• from $180,000

hr-newhomes.com •

•

• from $190,000

Evergreen

416-495-3526

•

from $470,000

14F

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

Tribute Communities

RCMI

416-363-4800

• from $324,000

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

from $550,000

Toronto, Etobicoke, York, North York, East York, Scarborough

Goddard on the Valley

Builder

central region:

Arista Homes

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De ta Se ch m ed To i w n Co hom nd e o

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Steeles Ave W

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Clar

Kipling Av 7

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Huntington

Langstaff Rd

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Teston Rd

Major Mackenzie

400

9 King Rd

Rutherford Rd

Maple

Centre St

Langstaff Rd

Keele St

City of Vaughan

King-Vaughan Rd

Thornhill

Clark Ave W

Dufferin St

Kirby Rd

Pine Valley

Nashville Rd

Jane St

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

Weston Rd

e Av

12 Line R

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Tel

Price Range

Page No.

Arista Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $550,000

15 4E

Fieldgate Homes

IMPRESSIONS

905-893-9500

• •

from $538,000

Insert & 25 4E

Arista Homes

Vellore Woods

aristahomes.com •

from $750,000

15 8F

Primont Homes

Renaissance Townes

905-417-3363

•

from $580,000

12 8D

Treasure Hill Homes

Moda Urban Village

treasurehill.com

•

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca •

from $1400,000

31 13F

Fieldgate Homes

Vaughan Valley Estates

905-893-9500

•

from $1199,000

Insert & 25 8F

Arista Homes

Vaughan Valley Estates

aristahomes.com •

from $900,000

15 8F

Madison Homes

Thornhill

905-417-1203

•

from $1800,000

11 13G

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

Tribute Communities

Gates of Nobleton

647-633-3500

•

from $920,000

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $520,000

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

Aspen Ridge Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Conservatory Group

Upper West Side

289-553-4156

•

from $1099,000

14D

Country Wide Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Regal Crest Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Townwood Homes

Upper West Side

uwscommunity.com •

from $1099,000

14D

Lormel Homes

La Viva

lavivatowns.com •

from $350,000

Fieldgate Homes

Kleinburg

905-893-9500

•

from $523,000

Andrin Homes

Chelsea Station

andrinhomes.com •

11E

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

11B

Great Gulf

King Oaks

905-833-6413

•

from $1300,000

11B

Zancor Homes

Royal Collection

905-833-0883

•

from $550,000

12A

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

Senator Homes

Bathurst 9130

289-597-4381

•

from $700,000

13G

•

19 & 27 8E

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

5 404

4 7

Rd King 20

St Yonge

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

F G

oad

ider

S rson Jeffe

15 16 14

19th

Gam 1

ent

Reg

ath Str

nzie

acKe

rM Majo

e Av rn

ick R

. Ave

404

16th

am Denh

dr Wel

st St

Bathur

central region: Richmond Hill

Mill

Elgi Neal D

9 d s ill R Leslie

404

d Yorklan

ble R

Ave.

Q R

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

Page No.

Heathwood Homes

Hampshire Mews

heathwood.com

from $480,000

43 5I

Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

from $730,000

19 7Q

15 Forest Hill Homes

Jefferson Forest

foresthillhomes.ca •

•

from $700,000

31 4H

27 Acorn Homes

Oak Knoll

acornhomes.ca

•

from $650,000

49 3C

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

Highmark Homes

Nuvo

647-206-2276

•

from $1100,000

Mattamy Homes

Richmond Green

www.mattamyhomes.com •

•

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

from $586,000

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

28 Senator Homes

Richvale

senatorhomes.com •

•

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Tel

Price Range

Page No.

Mattamy Homes

St. John Forest

www.mattamyhomes.com

from $366,000

8-9 14E

Fieldgate Homes

The New U

905-477-6464

•

from $593,000

Insert & 25 5G

Treasure Hill Homes

Accolades in Markham

416-798-7705

•

from $830,000

19 6F

Primont Homes

Heirloom in Markham

905-201-2804

•

from $510,000

12 7f

Brookfield Homes

The Arbors

AuroraBrookfield.ca •

17 14F

11 Madison Homes

Greensborough

madisonhomes.ca •

•

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com •

•

from $520,000

15 Arista Homes

Aurora Trails

aristahomes.com •

•

20 Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com •

from $650,000

11 7G Insert & 25 14E 15 14E Insert & 25 18f

23 Arista Homes

Boxgrove Markham

aristahomes.com

•

30 Madison Homes

Cornell Rouge

905-472-7667

•

from $590,000

11 & 35 8G

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $550,000

31 & 35 8G

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

•

from $390,000

18F

Arista Homes

The New U

905-534-1564

•

from $490,000

Paradise Homes

The New U

905-477-0317

•

from $490,000

Starlane Home Corporation The New U

905-534-0493

•

from $490,000

LeBovic Homes

Bovaird Trail

905-640-7361

•

from $2597,000

14H

Country Wide Homes

Wismer Commons

905-907-1500

•

from $450,000

Country Wide Homes

The Arbors

905-907-1500

•

from $720,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $560,000

12 Laurier Homes

windsong

905-201-5979

•

from $495,000

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

14 Aspen Ridge Homes

Woodland Hills

416-270-9484

•

from $450,000

15 Paradise Homes

Aurora Trails

auroratrails.com

•

from $400,000

14E

15 OPUS HOMES

Aurora Trails

auroratrails.com

•

from $400,000

14E

16 Lindvest Properties

Auroraglen

lindvest.com

•

14E

17 Conservatory Group

Heritage Estates

905-640-2274

•

from $283,000

18F

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

19 New Era Homes

Landmark Estates

905-953-9046

•

15 7H

from $550,000 11D

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

18F

21 Andrin Homes

Glenway

andrinhomes.com •

10E

22 Conservatory Group

Heritage Collection

905-640-2274

•

from $680,000

18F

24 Ballantry Homes

Cornell

ballantryhomes.com •

•

from $520,000

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14E

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

from $495,000

42 National Homes

Wismer Woods

416-746-1234

•

from $680,000

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

from $400,000

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

from $1.1,000

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000 10D

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

from $700,000

53 H&R Developments

Castle Square

hr-newhomes.com

•

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

10H

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

•

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

from $520,000

64 Paradise Homes

Upper Unionville

905-477-6464

•

from $520,000

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

70 Mattamy Homes

Cornell

mattamyhomes.com •

•

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

19F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

•

from $250,000

19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

10 9

Mono

Adjala

400

King 14

Schomberg

Tecumseth and Tottenham65 71

Keswick

7 11

Georgina

k La

im eS

East Gwillimbury

37 33 55

Barrie

Oro

45 70 40017 16 5 Bradford

Alliston

Essa

Beeton

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

Hwy 5

Shelburne

Lindsay

Uxbridge

Cannington

ugo

Oshawa

Scugog

401

Manvers

400

ark

Map

8 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

lop

400

Newcastle

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

s Dr

Mara

n Vetera

Wasaga Beach

Orillia

Bracebridge

60 41

irv

Tay

400

Huron Rd

iew

46 3

Midland

Thornbury

Georgian Bay

1 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

64 Duckwor

north region:

nc Vi ia Rd

Page No.

•

from $520,000

39 10H

16 Great Gulf

Summerlyn Village

905-775-3461

•

from $550,000

29 8I

65 Brookfield Homes

Willow Glen Tottenham

BrookfieldTottenham.ca

•

from $300,000

16 7J

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

Delpark Homes

Cedar Ridge

905-722-7210

•

• •

from $275,000

10G

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

National Homes

The Forest

416-746-1234

•

from $480,000

Mariposa Homes

Trailside

705-329-3330

•

from $249,000

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

Grandview Homes

Mayberry Estates

705-735-0732

•

from $460,000

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

10 Summerhill Homes

West Shore Lakeside Community

705-689-0001

• •

from $350,000

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $290,000

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

from $335,000

13 Rosehaven Homes

Victoria Highlands

905-473-3225

•

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

15 Marydel Homes

Seven Meadows

marydelhomes.com •

•

from $290,000

11F

17 Brookfield Homes

Grand Central

905-778-0873

•

from $570,000

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

18 Grandview Homes

Cromwell Place

705-735-0732

•

19 Andrin Homes

Hillsborough

andrinhomes.com •

10H

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

from $285,000

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

40 Royalpark Homes

Emerald Forest

royalpark.com

•

from $200,000

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

42 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

Treetops

1-855-590-3577

•

from $350,000

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

45 Rosehaven Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 Aspen Ridge Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

from $210,000

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

from $225,000

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $600,000

59 Delpark Homes

Fieldstone MyFieldstone.ca

•

from $570,000

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $309,000

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

averton.ca

north region:

Tel

Victoria Highlands

44 Brookfield Homes

IFC-Inside front cover

Site

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te

13 Averton Homes

Model Home Photo Compliments of Treasure Hill.

www.treasurehill.com

Treasure Hill builds thoughtfully-conceived spaces with superior interior design features. Tiara Estate Collection at Vales of the Humber Model Home in Brampton.

JANUARY2015 Treasure Hill has been featured as â&#x20AC;&#x153;MODEL SUITE OF THE MONTHâ&#x20AC;? as seen in the New Home Guide model home calendar

Jan 24 - Feb 7, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 67

//IN THE NEWS

FIVE THINGS TO WATCH IN

Canadian real estate in 2015 » by WAYNE KARL

By all accounts, 2014 was a good year in Canadian real estate – and in some areas a great year. Here are five things to watch in Canadian real estate in 2015. ‘OVERHEATING’ IN THE HOUSING MARKET

Bank of Canada Governor Stephen Poloz spooked many Canadians in December when, in releasing the Bank’s semi-annual Financial System Review, he said that house prices could be overvalued by as much as 30 per cent – 30 per cent. Only weeks previous, the chief economist for Canada’s housing agency,

Canada Mortgage and Housing Corp., reassured Canadians that overheating wasn’t a serious concern. “The housing market does have a fairly bright outlook,” Bob Dugan told New Home Guide. “We don’t see overheating as being a problem in any of the markets across Canada,” he says. “Some markets are stronger than others, particularly in western Canada.” We also sought insight and reaction from a leading mortgage broker, Calum Ross. “Respectfully, the Bank of Canada is no more qualified to talk about the specifics of the housing markets than the Canadian Real Estate Association is qualified to comment on monetary policy,” he told New Home Guide. “Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant.”

continued on page 70 68 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

Life just got better in these two communities by Rosehaven Homes & Homes by DeSantis Live the Niagara Lifestyle! 36’ & 30’ SINGLES GRAND OPENING OF NEW CONDO TOWNS FEB 28TH • 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS • Limited selection 36’ wide freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,283 sq.ft. • PARK/GREEN SPACE LOTS STILL AVAILABLE

9 MODELS TO TOUR

36’ & 30’ singles and 36’ wide freehold townes starting from the high $200’s HOMES BY DESANTIS

LyonsCreekChippawa.com

Walk, Bike & Play IN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles, Semis and Towns within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

Semis from the mid $ 300’s Singles from the mid $400’s ROSEHAVEN HOMES

LiveOnTheRidge.ca

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO STONEY CREEK

rta

KING ST. E.

LINC

MODELS & PRESENTATION CENTRES

PRESENTATION CENTRE

MUD ST. E.

SITE

Fort Erie

Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

TO NIAGARA

RED HILL VAL PKWY

St. Po

QEW

HIGHLAND RD. W. RYMAL RD. E.

UPPER CENTENNIAL PRKWY

TO TORONTO NIAGARA RIVER

FIRST RD. W.

Mann St.

Main

Sodom Rd.

s Lyonk Rd. Cree

To Falls

Marineland Pkwy

CHIPPAWA McLeod Rd.

//IN THE NEWS...continued

MORTGAGE RATES

In its December interest rate announcement, the Bank of Canada once again held its influential overnight target rate at one per cent – where it has sat since September 2010. Most economists don’t expect any notable rate increase in 2015, including BMO’s chief economist Douglas Porter. But if rates do begin to inch up, the impact will be interesting to watch. “The chances of a two percentage point rise in rates in any year these days is remote, and I would peg it as extremely unlikely in 2015,” Porter told New Home Guide. “We do believe that at long last rates will begin to creep higher, but we are only looking for quarter-point hike by the Bank of Canada.” Calgary, Toronto and Vancouver – which have seen significant price gains in the last few years – are among the markets most vulnerable, he says. BoC’s next rate announcement was scheduled for Jan. 21, 2015. OIL AND GAS

Canadians are loving the cheap gas at the pumps these days – freeing up coin for us to spend on other consumer goods – but falling oil prices could cause a farther reaching economic shake-up. Is it a short-term blip or a more prolonged development that could lead to dramatic change? TD Economics, for one, forecasts downgrades in economic growth in the oil-rich economies of Alberta, Newfoundland and Labrador and Saskatchewan. In its latest Provincial Economic Forecast in December, TD said real 70 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

GDP growth in Alberta is expected to fall from its recent trend rate of more than four per cent to 2.3 per cent over the 2015-16 period. Accordingly, after topping the 2014 growth charts by a wide margin, Alberta is expected to trail Ontario (2.5 per cent) and BC (2.4 per cent), where activity is expected to gain a step relative to 2014. A prolonged oil and gas slump could also affect the real estate markets in Alberta – but experts say any slowdown will only bring the province more in line with growth in the rest of Canada. MATTAMY HOMES’ ACQUISITION OF MONARCH CORPORATION

“Buy land, they’re not making it any more.” This famous Mark Twain quote rings true in the recent announcement by Mattamy Homes that it is acquiring Monarch Corporation. It’s huge news in the home building industry, but it’s also interesting from a general business and consumer news perspective. Why? First, it’s a success story: a Canadian company buying the Canadian division of U.S. builder, in this case Taylor Morrison Home Corp., which builds homes in Arizona, California, Colorado, Florida and Texas. Mattamy builds homes in the Greater Toronto Area, Ottawa, Calgary and Edmonton. Second, the motivation for the deal: land. Land availability and rapidly rising acquisition costs are a growing issue for builders – and therefore buyers. A run-up in land prices in Ontario in the last few years, for example, is one of the reasons Taylor Morrison decided to sell Monarch. By acquiring Monarch, Mattamy quickly gains Monarch’s existing land tracts, most of which have been approved for development. Mattamy, primarily a lowrise builder, also gains an immediate foothold in the fast-growing highrise market. TORONTO, SPECIFICALLY MAYOR JOHN TORY

As if being mayor of Canada’s largest city isn’t difficult enough – some say it’s the toughest job in Canadian politics, certainly at the municipal level – Rob Ford drew a lot of negative, unwanted attention TO’s way. On the one hand, Mayor John Tory can’t help but present the city and the mayor’s office in a brighter light. On the other, his predecessor left him with quite a mess. Among Tory’s challenges: uniting a previously divided council, improving relations with the provincial and federal governments, and – the big one – transit. If Tory has his way, by the time his first term is up in four years, construction of his SmartTrack transit system will be well underway. Toronto’s real estate market, meanwhile, is expected to continue humming along, though affordability is becoming a growing concern.

WALL WALL

The GTA Home & Reno Show, where ideas, advice and inspiration for your home all come together, for 4 days only. Learn tricks of the The GTA Home & Reno Show, where ideas, advice andthe inspiration for trade in one of our hands-on DIY learning stations, take a culinary your home all come together, for 4 days only. Learn the tricks of the adventure inof our Market youstations, can taste of trade in one ourWinter hands-on DIYwhere learning takea avariety culinary artisanal Ontario your culinary skillscan at our Cooking Stage, adventure in ourFoods, WinterupMarket where you taste a variety of and be inspired by industry experts including Drew and Jonathan artisanal Ontario Foods, up your culinary skills at our Cooking Stage, Scott, of Property Brothers. Whether you Drew need inspiration for and beHosts inspired by industry experts including and Jonathan your project or are Brothers. looking for some practical to advice, Scott,next Hosts of Property Whether you needhow inspiration for make sure project you dont this show! your next ormiss are looking for some practical how to advice, make sure you dont miss this show!

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 71

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Fi M ap nd er

Forest Hill Homes

Derry Village Mississauga

foresthillhomes.ca

•

Vandyk Communities

Windows on the Green

vandykcommunities.com

• from $300,000

Amacon

The Towns at Parkside Village

705-435-9991

•

from $550,000

Starlane Home Corporation Churchill Woods

starlanehomes.com •

• •

from $562,000

Greenpark Homes

Churchill Woods

churchillwoods.ca •

• •

from $529,000

Conservatory Group

Central Park North

905-890-0195

•

from $465,000

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

Country Homes

Lakeshore Village

1-866-746-2999

•

from $550,000

Great Gulf

Hot

905-828-4257

• from $420,000

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11G

Dunsire Developments

Barca Verde

barcaverde.ca

•

from $690,000

10I

Site

Tel

Price Range

from $590,000

Page No.

31 8B

Mississauga

Builder

west region:

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

lin

Cr he ft

Brampton, Caledon, Bolton

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west region:

ea ea

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Caledon

410

Treasure Hill Homes

Vales of the Humber Estates

Price Range

•

Page No.

•

from $340,000

IFC & 1 11L

valesofthehumber.com

•

from $780,000

21 11L

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $780,000

21 11L

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $780,000

21 11L

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

•

• from $338,000

BC 7O

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

•

from $600,000

Insert & 25 6M

Great Gulf

Westfield

905-866-6876

•

from $450,000

29 10K

Treasure Hill Homes

Southfield Meadows

treasurehill.com

•

Fieldgate Homes

Cobblestones

905-457-0445

•

from $679,000

Insert & 25 8Q

19 6M

Rosehaven Homes

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $290,000

22 6O

Primont Homes

Centretown

905-495-5067

•

from $376,000

12 6P

Heathwood Homes

Meadow Green

heathwoodmeadowgreen.com •

•

from $623,000

43 8R

Primont Homes

Newtowns at Mount Pleasant

www.primonthomes.com

•

from $340,000

13 6P

Fieldgate Homes

Valley Lands

905-457-0445

•

from $567,000

Insert & 25 9O

Great Gulf

Mount Pleasant

905-459-5772

•

from $630,000

29 6P

Primont Homes

Seasons in Caledon

www.primonthomes.com

•

from $600,000

12 7M

Tribute Communities

Landscapes

905-893-3331

•

from $399,000

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

•

Monarch Corporation

The Village of Southfields

905-843-0707

•

from $390,000

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

Mattamy Homes

mattamyhomes.com •

•

• from $255,000

Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

Greenpark Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

Rosehaven Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca •

from $450,000

Stanford Homes

The Ravines of Credit Woods

905-453-4200

•

from $570,000

Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• from $190,000

Mount Pleasant Village

•

Saberwood Homes

Heart Lake Village

905-773-6549

• from $300,000

Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

Landmart Homes

Casablanca

905-915-5227

•

from $730,000

Townwood Homes

Marigold

townwoodhomes.com •

•

from $475,000

11L

Conservatory Group

Trinity Village

905-846-2930

•

from $440,000

Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

•

from $430,000

Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

Oxford Homes

Adena Ridge

905-584-6444

from $600,000

37O

Andrin Homes

Turnberry Townhomes

AndrinTowns.com

•

from $350,000

Brookfield Homes

Pathways

905-584-2225

•

from $400,000

Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

from $400,000

Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

•

from $405,000

Townwood Homes

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000

Townwood Homes

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $405,000

Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

from $339,000

Primont Homes

Castlemore

905-856-5777

•

from $430,000

Meridian Homes

Credit Valley Manors

905-216-5186

•

from $400,000

Great Gulf

Mount Pleasant

905-459-5772

•

from $530,000

Ballantry Homes

Spring Valley Village

ballantryhomes.com

•

from $420,000

Brampton, Caledon, Bolton

Tel 905-230-2592

west region:

Site Mayfield Village

Fi Map nd er

Builder

Aspen Ridge Homes

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west region:

Flamborough

Waterdown

Tr 5 em ai

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9 17

401

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

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Acton

Stoney Creek

Grimsby 44 37

St. Catharines

Niagara 420

Averton Square

avertonsquare.com •

Menkes

The Enclaves of Upper Canada

289-891-9103

•

Rosehaven Homes

On the Ridge

Homes By DeSantis

Tel

Price Range

Page No.

from $620,000

39 9H

•

from $750,000

7 9C

liveontheridge.ca •

•

from $350,000

69 3R

On the Ridge

liveontheridge.ca •

•

from $350,000

69 3R

out of range Homes by DeSantis

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

out of range Rosehaven Homes

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

Schuit Homes

Perth Park

905-628-9559

• 2Q

Great Gulf

Edgewood

905-356-9408

•

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

Spallacci Homes

Eden Park

spallaccihomes.com •

from $320,000 2Q

Arista Homes

Milton Trails

905-864-3306

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

from $250,000 10K

Lakeview Homes

Cannery Park

1800-565-5150

•

from $320,000 9G

Mattamy Homes

Cranberry Hill

mattamyhomes.com 8M

Beaverhall Homes

Forestwood

905-636-1365

•

Great Gulf

Rolling Meadows

905-680-0841

Branthaven Homes

Jazz Condos

jazzcondos.ca

Tobyn Park Homes

Park City

parkliving.ca

Heathwood Homes

The Village at Traditions

905-876-3140

•

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

Conservatory Group

Jasper Village

905-636-1942

•

from $520,000 10G

Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 8R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

•

from $305,000 11Q

from $518,000 9G

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

•

from $441,000 8h

• 9G

Losani Homes

Ancaster Glen

289-239-7629

from $370,000 2Q

Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

Losani Homes

Sherman Oaks

905-574-0828

from $290,000 3R

Losani Homes

Paramount

905-560-2061

from $230,000 3R

Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

Losani Homes

Discovery

905-563-0666

from $330,000 8R

Acton, Halton Hills, Milton, Burlington, Waterdown

Averton Homes

Site

west region:

Builder

Fi Map nd er

De ta Se che m d To i w n Co ho n d me o

Si te

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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

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Oakville, Cambridge

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west region:

Guelp

Beave

n Rd

essio

tain Foun

ck Rd

le Blo

Midd

Conc

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Myer

Page No.

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $420,000

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

Great Gulf

Trafalgar Landing

greatgulf.com/trafalgartownhomes

• from $450,000

Branthaven Homes

Oakvillage

oakvillage.ca

•

from $410,000

Minto

Oakvillage

oakvillage.ca

•

from $410,000

Emshih Developments Inc

Oakvillage

905-639-9006

•

from $410,000

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te 1

Builder

I BUILD AWARENESS. â&#x20AC;&#x153;As a small builder, we have a little voice. BILD helps us get our issues heard though its advocacy channels to key government stakeholders which directly impacts our ability to build homes and create jobs. Additionally, member communications and seminars on trends, issues and economic forecasts keeps us in the loop and raises awareness of our company in the marketplace.â&#x20AC;?

Andrea DeGasperis-Ronco President Opus Homes Builder / Developer Member since 2011

I AM

Get Involved: bildgta.ca

Jan 24 - Feb 7, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 81

//DESIGNER ADVICE

colourful IT’S A

LIFE

Potter, designer and author JONATHAN ADLER is a designing powerhouse on a mission to shake up boring decor with his dazzling, colourful creations. In town as guest speaker at the Interior Design Show, this multi-talented designer offers some valuable tips. » by SARA DUCK » photo by MAURA MCEVOY ...continued on pg 84 82 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

//DESIGNER ADVICE...continued

You seem to be a designing chameleon these days with your continued successful and diverse lines of pottery, furniture, home accessories, apparel and more. Where do you draw inspiration from? J | Creativity is an audacious and magical undertaking, and I try not to think about it too much, but I always keep my mind and my eyes wide open. Describe your design philosophy in three words. J | Style, craft and joy. You’re known and loved for your use of colour. What are your favourite colour combinations? J | Lemon yellow and blue is an “always” combination for me, and I’ll never say no to a dash of prep-tastic red, white and blue. Describe your home’s aesthetic. J | Shelter Island is where my husband Simon and I built our dream home. We wanted warm, rustic modernism. It’s a little California, a little Japanese and a little Swedish. There are a lot of decorating/design rules out there. What’s one that you think people should just totally ignore? J | All of them. Don’t worry about rules: if you love it, it will work.

In addition to being a successful author; a collaborator with companies such as Kravet, Starbucks and Lacoste, and creator of must-have home items, you’ve had great success as an interior designer. What’s next for you? J | I just finished re-envisioning the Eau Palm Beach resort in Florida – all 309 guest rooms and corridors – and I’m launching a collection with Formica Laminate this spring. I’m a restless designer, so the more I make, the more I want to make. More stores, more products, more projects!

SOME OF OUR FAVOURITE JONATHAN ADLER PIECES!

Worth Avenue Bargello Throw Pillow. $175.

Visit jonathanadler.com

How can homeowners bring a “wow factor” to a room?

Amsterdam Side Dining Chair. $495.

look back.

Visit jonathanadler.com

J | Start with a bold, graphic rug and you won’t

What are some of your favourite decor stores to shop at? J | Well, mine! But when I’m in Toronto, I like to pop into Artifacts and Elte. What are some of your favourite pieces you’ve designed for 2015? J | I’m having a love affair with our new modular Ultra Sectional. It is glamour, glamour, glamour. And brass – anything brass. Our brass hand nutcracker is surreal – and chic – and will make you want to be constantly surround by a pile of walnuts needing to be de-shelled. What’s a new trend you think people should embrace in the new year? J | Mixing metals. Break your allegiance to just silver or gold and embrace metallic mixing.

Jacques Desk. $3,495.

Visit jonathanadler.com 84 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 85

//DESIGNER ADVICE

Neutral territory » by YANIC SIMARD » photos by ROBIN HILL

86 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

I recently had the pleasure of designing my own relaxing Miami retreat! You, too, can reap the rewards of this South Beach styling with my tips to get that perfect tone-on-tone interior, including ideas you can steal for a total overhaul or a quick refreshing update.

1/PICTURE PERFECT PALETTE

Sometimes the best colour scheme is no colour at all! To capture the South Beach spirit and keep this space feeling open and fresh, I used a white-on-white palette based around Benjamin Moore’s #OC-65 Chantilly Lace, and then added pops of other neutrals for variety. TIP For a more dramatic but still neutral look, harness the power of black and white with small accents such as the Glass Duo Tealight/Taper Candle Holder. $13. Visit YSSelected.com

2/LIVELY LODGINGS

Speaking of cool tones, it’s important to add some warmth into a white-on-white space if you don’t want it to feel too chilly. This is why this space primarily consists of warm woods and beige accents, over cooler grey tones, and comforting accents such as the sheepskin rug in the bedroom (and exposed storage for extra bedding).

THIS CARVED DIVOT VASE IS PART OF MY YANIC SIMARD SELECTED COLLECTION BY TORRE & TAGUS

TIP Faux fur and shearling is a huge trend — incorporating the Aspen Deluxe Faux Fur Throw: gives a chic lodge look to any space. $132. Visit YSSelected.com

3/TASTEFUL TEXTURE

A minimal palette puts the focus on texture, so it’s key to have contrast between soft and hard, smooth and rough, and shiny and matte. The sleek glossy floors practically demanded a soft cowhide, but other furnishings use leather, ceramic and fabric upholstery (with mix and match pillows) for tons of tactile sensations. TIP Sculptural accents such as a Carved Divot

vase can instantly add a rich punch of texture to a counter or shelf.

3 JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 87

4/TRIED AND TRUE

Taking the texture even further is the combination of wood and metal — blended with white, they form a timeless trio. Balancing all three in roughly equal proportions helps the galley kitchen look coordinated despite combining so many materials — and each is picked up again throughout the space for a harmonious vibe.

TIP Don’t be afraid of mixed metals, especially in a neutral space. A piece such as the Talis Hammered Gold Platter plays well next to cool silver tones. $70. Visit YSSelected.com

5/CRYSTAL CLEAR

Finally, to keep the space feeling open, I balanced some of the heavier items with light touches, such as the clear acrylic nesting tables and transparent ghost chairs. Beachy seaglass vases finished off the look for a perfect retreat in paradise!

Don’t be afraid of mixed metals, especially in a neutral space.

TIP These Cut Crystal

Decorative Knobs are an easy switch-out for an airy accent in any home. $22 for two. Visit YSSelected.com

YANIC SIMARD

5 88 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/ low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

luxury homes and condos to life

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created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind. discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

most THE GTA’SDR ESSES

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Wentworth St

Bloor St.

Phillip Murr

Wentworth St

401

Dundas St E

Bayly St E

401

Kingston Rd

401 Spruce Hill

Granite Court

Appleview Rd

Ro ug em

Whites Rd

gst Kin

Altona Rd

Liverpool Rd

Sheppard Ave

Fairport Rd

Glenanna Rd

Dixie Rd

Brock Rd Sandy Beach

Highview Rd

Brock Rd R aks rO o j Ma Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Magill 92Dr

Delaney Dr

Church St S

Riverside

3 Concession

Westney Rd S

4 Concession

Lak

riv

Rosebank Rd Altona Rd

Pickering Beach Rd

Stroud's

32 Sideline

Shoal Point Rd

Finley Ave

Finch Ave

32 Sideline

Ajax-Whitby

Harwood Ave

North Rd

Rossland Rd

11 90

5 Concession

North Rd

Gibb St

King St W Bond St W

Manning Rd

Rossland Rd

Liverpool Rd

Whites Rd

30 Sideline

Brock Rd

4 Concession

28 Sideline

McQuay

Ravenscroft

16 Sideline

City of Pickerin g

7 Conncession

9 Concession

24 Sideline

Gordon St

Cochrane St

Westney Rd N

Whitevale Rd

5 4

20 Sideline

Adelaide Ave

Rossland Rd Dryden Bv

7 Taunton Rd W

Salem Rd

Church St N

Brock Rd

Olive Ave

Beatrice St

Fifth Conces

7 Concession

9 Concession

Brock St S

Audley Rd

Greenwood Rd

16 Sideline

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Thornton Rd

Hopkins St

Townline Rd

Taunton Rd E

6 Concession

8 Concession

12 Sideline

Stevenson Rd

Kendalwood R

Lakeridge Rd

Salem Rd

Bloor St

60 3

Conlin Rd

8 Columbus Rd

Brawley Rd

Coronation R

4 Sideline R

6 Sideline

Brock St N

Country Lane

Halls Rd N

Rossland/Winchester R

Myrtle Rd W

Country Lane

4 Sideline

4 Sideline R

Taunton Rd W

Church St E

Baldwin St S Cochrane

Park Rd S

Garden St Blair St

Garden St

Ashburn Rd

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Anderson St

Cedarbrook T

Baldwin St N

Duffs Rd

King S

Adelaide Ave

Conlin Rd

City of Oshawa

8 Concession

13 12

Thornton Rd

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

east region:

Sim

Mary St N

Thickson Rd

Lake Ridge R

Ritson Rd N

Stevenson Rd

Harmony Rd S

Central Park

Garrard Rd

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

Price Range

14 Heathwood Homes

Country Lane in Whitby

Heathwood.com •

47 Senator Homes

Harbourside Condominiums

905-493-3823

•

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000 14E

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

Great Gulf

Stonecrest

greatgulf.com

•

from $298,000 14G

Menkes

Somerset

905-428-0500

•

from $690,000 7G

Tribute Communities

The Village of Brooklin West

905-425-0539

•

from $400,000 11D

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

10 Fernbrook Homes

Altona Woods

fernbrookhomes.com

•

11 Mattamy Homes

Seaton

www.mattamyhomes.com

•

13 Lifetime Homes

Folkstone

1-877-365-9555

•

from $335,000 10G

21 Great Gulf

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $560,000 6J

48 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11C

91 Sundance Homes

The Towns of Nichol Green Phase 2 905-441-3312

•

from $350,000 11J

92 Glen Rouge Homes

The Cornerstone

• • •

• •

43 9G

from $250,000

83 9J 85 5H

from $450,000

• 5G

•

from $796,000

Pickering, Ajax, Whitby, Oshawa

from $290,000

39 4F

averton.ca

905-415-2710

Page No.

Main Street Seaton

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

# Si te

12 Averton Homes

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

east region: 19

Page No.

Averton Homes

Beacon Hill Bowmanville

averton.ca

•

from $420,000

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 15J

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $930,000 2E

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

Brookfield Homes

Foxtrail

foxtraillife.ca

•

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 18B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 4C

39 Thornridge Homes

Gracefields

1-877-361-4226

•

from $320,000 4C

39 Lindvest Properties

Gracefields

1-877-361-4226

•

from $320,000 4C

45 Highcastle Homes

Northglen

northglen.ca

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

39 13B

from $400,000 5C

• • from $260,000 14E

• from $189,000

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

//HOT DATES

JAN 24 - 25

Interior Design Show 2015 METRO TORONTO CONVENTION CENTRE

Now in its 17th year, the Interior Design Show has been a design industry hub of new ideas and business opportunities. With exhibitors such as Chatelaine magazine, IKEA Canada and Magic Pony, the exhibition is home to innovative new products, cutting-edge designers, and new style concepts from North America and more. interiordesignshow.com JAN 24 - 25

Jan 24 to Feb 7, 2015 Calendar of events beginning from Jan. 24 to Feb. 7, 2015

94 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

The Politics of Fashion and the Fashion of Politics DESIGN EXCHANGE

The latest exhibit at the Design Exchange looks at the impact that politics has on fashion and the impact fashion has on the political world. Guest-curated by Toronto fashion icon Jeanne Beker, the exhibit showcases how fashion is a tool for interpersonal communication in pop culture. It looks at the underlying relationship between fashion and politics and how the former has launched politic awareness, while the latter has shaped style through the decades. dx.org

JAN 30 - FEB 12

Winterlicious

VARIOUS LOCATIONS IN TORONTO Winterlicious is back for 2015 with more prix-fixe meals from top Toronto restaurants. The annual foodie fest, presented by the city of Toronto, has over 190 different menus creating special menus to show off their specialties, including starters, entrées and desserts. This fine-dining experience costs around $18 to $28 for lunch, or $25 to $45 for dinner per person, plus taxes and gratuity. toronto.ca JAN 31 - FEB 1

Toronto Tea Festival

TORONTO REFERENCE LIBRARY

For those who adore a cup of tea, and even those who might be curious to experience tea outside the haughty English style of a high tea, this festival features a mix of trendy and traditional teas and how they’re prepared. In addition to being able to try various teas, experts will also be on hand to describe the process for creating the perfect pot or cup, and you’ll also have the chance to shop for some unique teas along with the instruments needed for bringing them to life. teafestivaltoronto.com

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 95

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

96 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

2.50%

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 97

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.7

Alterna Svgs/Alterna Bk

2.6

Bank of Montreal Bank of Nova Scotia

3 2.6

Canadian Western Bank CFF Bank CIBC

ICICI Bank Canada Manulife Bank

3.05 2.7

National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan Royal Bank

2.65 3

TD Canada Trust

Tangerine

6 Months

1 Year

2 years

3 years

4 years

5 years

4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 6.30op 2.98 6.30op 3.14 6.30op 3.29 6.50op 3.14 6.30op 3.69 2.99 6.35op 3.15 3 3.50op 3.14 6.70op

2.89 6.50op 2.98

2.99

3.04

3.24

2.98

2.94

3.19

3.04

3.85

4.39

3.29

3.14

3.44

3.94

3.19

3.04

3.65

4.2

4.99

3.75 2.79

2.59 3.65

3.79 3.14

3.04 4.99

3.65 3.04

3.64 3.04

3.69 3.09

3.89 3.09

3.04

3.75

3.09

3.29

2.94 3.14

3.59 3.95

2.99 3.14

4.44 3.24

2.94

3.44

3.14

3.29

3.24

3.49

3.69

3.79

3.25 2.59

3.95 3.44

4.74 3.94

4.99 4.79

3.6

3.7

4.6

4.95

2.89 3.14

2.79 3.75

2.94 4.64

2.95 4.99

3.14

3.44

3.94

3.19

3.1

3.33

3.65

3.13

3.25

3.29

2.99

2.59 3.14

2.69 3.29

2.89 3.09

3.09 3.19

2.79 3.14

2.99 3.75

3.14 4.64

3.29 4.99

2.75

3.45

2.95

3.15

3.95 2.65

4.35 3.65

4.84 3.29

5.14 3.19

3.05

3.15

3.25

3.4

2.85

2.95

3.05

3.1

6.70op 4.45 4.4 6.70op

6.30op

3.14 6.30op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.5 n/a

MTCC

2.6

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.45 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.75

IC Savings London Life

n/a

Luminus Financial

2.6

MCAP Meridian Credit Union

2.5 2.75

Parama Credit Union

2.85

Steinbach Credit Union

2.5

6.2 6.40op 3.95 6.34op 4.2 6.50op

3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 2.99 3.14 6.30op 2.95 6.30op 3.6 3.09 6.30op 2.85 3.00op 2.75

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE January 12, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

98 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com Please say you saw it in New Home Guide!

Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Mattamy Homes

Brookfield Residential

Uxbridge – Foxtrail

An exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.ca Treasure Hill Homes

Markham – Accolades

Now open – singles, semis and townhomes in Markham. treasurehill.com Menkes

Etobicoke – Dwell City Towns

Now open – urban townhomes in the heart of Etobicoke. menkes.com National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes

North York – Goddard on the Valley

Model home now open for these semis and select number of detached homes. aristahomes.com

New phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.ca Brookfield Residential

Brampton – Mount Pleasant North

Alliston – Treetops

Fieldgate Homes

Etobicoke – Humber Mews

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com

Phase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca Fieldgate Homes

Richmond Hill – The Humberlands

New release of urban townhomes and new balcony suites. fieldgatehomes.com

Aspen Ridge Homes & Great Gulf Homes

Etobicoke – Humber Mews

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com

King City – King Oaks

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes

NEW OPENINGS

Brookfield Residential

Tottenham – Willow Glen

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Menkes

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Ajax – TranQuility

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

NEW RELEASES Rosehaven Homes

Bradford – Dream Fields

Limited release of 45- and 36-ft. singles from 1,800 to 3,384 sq. ft. rosehavenhomes.com Ballymore Homes/Briarwood Homes

New release of freehold towns and singles on 30-, 36- and 40-ft. lots. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Tottenham – Mill Street Village

Oshawa – Park Ridge

Ballymore Homes/Briarwood Homes

Aspen Ridge Homes

Singles on 36-, 40- and 50-ft. lots from the $300’s. myjubilee.ca

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com

Towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com

Sutton – Jubilee

Brookfield Residential

Aurora – The Arbors

New phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Markham – Upper Cornell

Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 99

ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. [ 4-WEEK ISSUE ]

Jan 24 - Feb 7, 2015 Volume 15 Issue 02

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WRHBA NAMES AWARDS OF DISTINCTION WINNERS

TAKE ADVANTAGE OF LOW RATES WHILE YOU STILL CAN

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Mattamy Homes

Oakville – The Preserve

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com Please say you saw it in New Home Guide!

Coming soon, rear lane townhomes and detached homes in prestigious Oakville. mattamyhomes.com CountryWide Homes

Aurora – The Arbors

Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca

Arista Homes

Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

PREVIEW REGISTRATION Laurier Homes

Scarborough – Keeler Park

Coming in spring – a small enclave of architecturally distinct new home designs. laurierhomes.com Great Gulf

Oakville – Trafalgar Landing

Newmarket – Glenway

Mississauga – Churchill Woods

Bradford – DreamFields

Oakville – Oak Park

Milton – Hawthorne Village On The Escarpment

Coming soon – 50-ft. bungalows and twostorey singles, two-storey towns and threestorey urban towns. liveinglenway.com

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Aspen Ridge/Lakeview/CountryWide

Richmond Hill – Jefferson Forest

Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Grand opening for this community of towns, semis and singles. greenvalleyestates.com Lormel Homes

Woodbridge – La Viva

Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes

Aurora – Aurora Views on Wellington

Freehold townhomes in an exclusive enclave community. treasurehill.com Tribute Communities

Whitby – The Village of Brooklin West

Coming soon – limited release of only 26 townhomes with double-car garages. mytribute.ca

Madison Homes

Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood

Brampton – Gates Of Countryside

Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Monarch Corporation

Ajax

Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Fieldgate Homes

Markham – Victoria Manor

Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

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Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes

Newmarket – Stonehave

A ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.com Delpark Homes

Sutton – Cedar Ridge

Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Beaverhall Homes

Milton – Forestwood in Milton

Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon

Mississauga – The Towns at Parkside Village

Great Gulf

Arista/Fieldgate/Paradise/Opus

Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

Brampton – Mount Pleasant

CountryWide Homes

Newmarket – Woodland Hills

Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca Brookfield Residential

Tottenham – Willow Glen

Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca

Aurora – Aurora Trails

Sunrise Homes

Oakville – Bronte Harbourside

Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca Lindvest

Aurora – Aurora Glen

Coming soon Phase 2 – traditional and contemporary detached homes. lindvest.com

Treasure Hill Homes

Richmond Hill – Urbantowns at Bayview

Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 101

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102 New home guide GTA | jan 24 - feb 7, 2015

31 & 35

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Treasure Hill Homes - Tiara Estate Collection

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Primont Homes - Heirloom in Markham

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jan 24 - feb 7, 2015 | New home guide GTA 103

first run. It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding.

Choose Monarch. First.

MONARCH COMMUNITIES KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models 50’ Singles from just over one million dollars Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Models To View Townhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the low $700,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch Today Freehold Townhomes from the low $500,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222 HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN: Etobicoke | Markham | Downtown Toronto

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MonarchGroup.net

first.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. January 2015. 14568.

ASPIRE ASPIRE ASPIRE to being CloSer to loving yourhome home to loving your to everything. brampton inin brampton Mayfield Village is Aspen Ridge’s newest and brightest addition to brampton. in this master-planned community inviting streetscapes create a modern look while still retaining the charm of the area’s small-town past. this pedestrianoriented community has a decidedly urban feel and every home is within walking distance of brampton transit service. Now Open! visit the presentation Centre east of Dixie rd. on mayﬁeld rd., brampton.

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ASPIRE to loving your Community. great care has been taken to preserve the natural features of the area. a naturalized water channel is the centrepiece of the community. in addition, six new local parks will offer playground space and playing fields for active families.

PRESENTATION CENTRE NOW OPEN 4575 Mayfield Road, Brampton Towns from the $340’s Semis from the $490’s | Singles from the $650’s 905.230.2592 | aspenridgehomes.com Aspire to great design.

The Violet Model Home In Wildflowers, Kitchener

Affordable & Welcoming Mount Pleasant North Offers You A Full Range Of Towns And Detached Designs. Elev. ‘E’

Rear Lane Townhome, The Brantford, Elev. ‘E’, 1,736 Sq.Ft., $358,990

38' Home, Plan 4, Elev. ‘A’, 2,458 Sq.Ft., $524,990

BRAMPTON

SALES CENTRE:

SALES CENTRE

6 Worthington Avenue HWY 410

Hurontario St.

Queen St.

Chinguacousy

Detached Homes From $412,990

Creditview Rd.

Townhomes From $337,990

Mississauga Rd.

Bovaird Dr./Hwy.7

HWY 407

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.