GTA New Home Guide - Feb 20, 2016 by NextHome

FEB 20 - MAR 5, 2016 VOLUME 24, ISSUE 4, FREE

GTA EDITION

OPENING MARCH

AURORA HAS A NEW POINT-OF-VIEW

5 BIGGEST MORTGAGE MISTAKES TO AVOID

NEW BEGINNINGS IN A NEWLY-BUILT HOME

HOUSING STARTS IN ONTARIO & TORONTO HUMMING ALONG

L I V EL I V EL A U G L A H U G HE X P L EO XR PL E O R ED E S D I GE NS I G NS T Y L SE T Y L ES H O SP H O PC H A C T H AT

LIVE LIVE LAUGH LAUGH EXPLORE EXPLORE DESIGN DESIGN STYLE STYLE SHOP SHOP CHAT CHAT OUR AWARD-WINNING OUR AWARD-WINNING SOURCE SOURCE FOR IDEAS FOR IDEAS & ASPIRATIONS & ASPIRATIONS HAS GONE HAS GONE ONLINE. ONLINE. CheckCheck it out at it AspireOnline.ca. out at AspireOnline.ca.

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contents FEB 20 - MAR 5, 2016 | VOLUME 24 ISSUE 4

ON THE COVER

Treasure Hill Homes + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Aurora Views – a new point of view in Aurora

property proﬁles

neighbourhood proﬁle

20 Averton Homes

58 Unionville

24 Fieldgate Homes

trending

New-home design is everything at Averton Great selection of 38- and 44-ft. lots at Impressions

Thriving heritage village a sought-after destination

28 New Home Market

Housing starts in Ontario and Toronto humming along

Primont Homes

Newtowns at Mount Pleasant – Phase 2

Housing Market

Cold shower awaits for some as price growth to continue

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36 46 24 16

Fundamentally Speaking

One-year fixed mortgage at 1.69 per cent hits market by Wayne Karl

Mortgage Advice

The 5 biggest mortgage mistakes to avoid by Alyssa Richard

48 Legally Speaking Closing costs 101

40 RRSP

Tap into your RRSP before retirement prudently: CIBC

by Jayson Schwarz

buyers’ resource section

82 Hot Properties

New releases, openings and preview registrations

52 Decor Tips

Brighten your mood and stay warm this winter

85 Mortgage Rates

inspiration

advice

in every issue

44 Design Secrets

Editor’s Note

Contributors

New beginnings in a new home master closet

46 IDS 2016

Reclaimed wood – a trend we hope never ends

BILD Report

Affordability an issue for consumers and industry by Bryan Tuckey

86 Advertiser Index 88 What’s Online FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 3

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Editors' Notes

UNIONVILLE

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

TAKE A TOUR ONLINE ypnexthome.ca/unionville-neighbourhood

Exploring new neighbourhoods A wanna-be adventurer at heart, I relish exploring new neighbourhoods on a bicycle. It’s been my main mode of transportation since I was little. I’ve been lucky over four solid decades to discover the good, the bad and the unexpected side of a neighbourhood thanks to my two-wheeled friend. With bike sharing services such as Bixi and VeloGo, it’s easier than ever to discover a neighbourhood in metropolitan areas across the country. Faster than walking, easier than transit – when you really want to understand what a neighbourhood is

all about, nothing beats a simple ride around the area. For those who want to explore some of Canada’s top neighbourhoods even more intimately than by bike, surf your way to YPNextHome.ca to check out our team’s top featured neighbourhoods. With more than 2,700 different neighbourhoods to discover, along with thousands of condominium, rental properties and homes for sale, your adventure begins right here. Let us know what you think. We’d love to hear from you!

Real estate proves its worth over time

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

Since 2016 is a leap year, and Feb. 29 approaches, we thought it would be interesting to examine Canadian home price growth by looking at four-year intervals. In a story coming up on YPNextHome.ca in the coming days, we’ve done just that – we’ve gone all the way back to 1984 – and the home price growth is staggering. If you’ve ever heard the axiom, “Don’t wait to buy real estate, buy real estate and wait,” this story will define its meaning. You won’t believe it. You really won’t. We looked at market by market

average home price growth, and while the usual suspects – Toronto and Vancouver – are among the leaders, even other unsung areas, over time, demonstrate their value. The growth over such a long period of time is impressive, if not expected. But when you look at it in four-year windows, you see variable growth rates and regional vacillations. This speaks to the importance of economic and job growth as key drivers of real estate. And more than anything, the exercise underlines the value of real estate over the long term.

Interact with us on social media: ypnexthome

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ARISTA HOMES’ RETURNS TO BOXGROVE VILLAGE IN MARKHAM! A HOME FOR YOUR FAMILY, YOUR BUSINESS, YOUR DREAMS! • Family sized Freehold Towns • Exclusive Live/Work Towns • Quick access to 407 • Shopping and Amenities • Exceptional value!

Don’t miss the chance to get “first in line access”.

REGISTRATION IS NOW OPEN!

boxgrovevillage.com

OTHER FINE ARISTA COMMUNITIES... Impressions Kleinburg

38’ and 44’ Singles in Charming Kleinburg. from the $800’s

Model Home. New Lot Release.

Whitby

Aurora Trails Aurora

Townhomes are still available. from the $700’s

Taunton Road and Coronation Road. Towns, Semis and Singles. Register Now

Final Opportunity.

Vaughan Valley Estates Vaughan

Select Homes Remain from $1.2 million

Richmond Hill

Leslie Street and Elgin Mills Road. Towns, Semis and Singles. Register Now

W W W. AR I STAH O M ES .CO M Prices, plans and specifications are subject to change without notice. E. & O.E.

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HOME TO ALL LIFE’S SWEETEST MOMENTS From the first notes of birdsong outside your bedroom window to

How will you keep the family entertained and inspired?

nights filled with sweet dreams, home is where we enjoy so many of life’s finest moments. Make every minute count with open-concept interiors that bring the family closer together, and perfectly situated communities that put everything you need just outside your front door.

Today’s

Life Storey Start your day with the perfect cup Trips to the local library, swimming pools, skating rinks and more 6

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Take the kids grocery shopping

Dwell – Etobicoke New Release Burnhamthorpe Rd. & West Mall 416.259.2525 Starting from the high $500’s

Humber Mews – Etobicoke SOLD OUT Brown’s Line & Evans Ave. 416.259.2525

The Enclaves of Upper Canada – Georgetown New Release Guelph St. & MacFarlane Dr. 289.891.9103 Starting from the low $500’s

Make sure the kids brush their teeth before they go to bed!

A family dinner that is simply delicious

Hometown Sharon Village – East Gwillimbury Coming Soon Leslie St. & Green Lane Register now at menkes.com

A lifetime of happiness For over 60 years, Menkes has focused on growing smart and successful communities perfectly suited to the ways modern families, singles and couples want to live. Come home to Menkes today, where every day in your Life Storey begins and ends with total customer satisfaction.

menkes.com Facebook.com/MenkesLife

@MenkesLife

Prices and specifications are subject to change. E.&O.E. January 2016.

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Bleed: 0.125”

Colours: CMYK

Built: 10/02/2016 - JND

COMING SOON AN UNPRECEDENTED ASSORTMENT OF CONTEMPORARY LIVING OPTIONS IN OAKVILLE

THE

PRESERVE OAKVILLE

EXPERIENCE UNPARALLELED LUXURY IN MATTAMY’S MOST PRESTIGIOUS TOWNHOMES EVER

OAKVILLE’S MOST ALLURING ADDRESS

SOME TOWNHOMES FEATURE GROUND FLOOR MASTER BEDROOMS

PRESERVE GREENSPACE

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM FOLLOW US SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm DETACHED MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. 8 YPNEXTHOME.CA

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Fully appointed and finished to our most meticulous standards, our most spacious Townhomes ever created offer you the additional luxury of maintenance-free living. | | | | |

Classically styled homes offering a Double-Car Garages Abundant space from 2,536 Sq.Ft. to 3,057 Sq.Ft. Some homes offer Courtyards, some located on prime Channel Lots, some on over-sized lots Main & Second Floor 9' Ceilings Some plans with Main Floor Master Bedroom

SPACIOUS, EXECUTIVE TOWNHOME DESIGNS

MODERN, BOUTIQUE CONDOMINIUM & TOWNHOME LIVING IS NOW OPEN IN OAKVILLEâ&#x20AC;&#x2122;S MOST ALLURING ADDRESS

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OUTSTANDING LOCATION, WELL-APPOINTED, THOUGHTFUL MATTAMY DESIGN

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Contributors

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

MORTGAGE ADVICE

ALYSSA RICHARD Alyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO

Susan Maxwell

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

Sarah Khan NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

LEGALLY SPEAKING

JAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

Published by

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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on top

GRAND OPENING. BRIAR HILL AT DUFFERIN Two-storey towns with fantastic rooftop terraces in a well-established, family friendly community. One parking spot and a locker included. Limited time bonus package offers granite kitchen countertops, stainless steel kitchen appliances, and more! STARTING FROM THE

$400’s

MadisonHomes.ca

Presentation Centre 2 Wingold Ave., Toronto 647-351-2055

bhsales@madisongroup.ca Rendering is artist`s concept. Prices and specifications are subject to change without notice. Marketed by International Home Marketing Group. Brokers protected. E. & O.E.

FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 11

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Builder

Story

As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

CALEDON

RENAISSANCE WOODBRIDGE

PHASE 2 NOW OPEN

FINAL PHASE NOW OPEN

CORNELL MARKHAM

BAYVIEW & 19 TH AVENUE RICHMOND HILL

COMING SOON

AT CORNELL

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DETACHED HOMES 42’ & 43’ LOTS

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TOWNHOMES

FROM $749,900 VISIT US TODAY 3890 Major Mackenzie Dr. W. 905.417.3363

VISIT US TODAY 12688 Old Kenndy Rd., North of Mayfield 905.843.8686

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SALES OFFICE HOURS: Mon – Thurs 1pm – 8pm • Fri & Hol Closed • Sat & Sun 11am – 6pm See Sales Representative for details. Prices and specifications are subject to change without notice. E. & O.E.

H O M E S™

Consider Yourself at Home

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PHASE 2

Coming This April PHASE 1

SOLD OUT IN 4 HOURS

MOUNT PLEASANT’S FASTEST SELLING COMMUNITY! Urban Towns Feature: 3 Bedrooms + 2 Car Parking + Private Garage

Rendering is Artist’s Concept. E. & O. E.

PRICES FROM $389,900 New Energy, New Opportunity. Be part of the remarkable success of Newtowns, Primont’s urban Townhome community in Mount Pleasant, Village, steps from GO transit, schools, shops, parks and more!

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Advice | BILD REPORT

Housing affordability an issue for consumers and industry By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE AFFORDABILITY OF housing in the Greater Toronto Area is an important issue. It is one that most GTA residents watch with interest, and it is one that has them worrying about what the future will hold for them and for their children. According to a recent poll that we conducted with Ipsos, 70 per cent of GTA residents are concerned about their ability to afford to buy their next home. The poll of 1,500 GTA residents was taken in late August. More than one third of the people, some 39 per cent said they were very concerned, while 31 per cent said they were somewhat concerned about the affordability of their next home. We also asked people if they were concerned about their children’s ability to buy a home when it comes time to buy. Of those who have either adult children or children under 17, more than three-quarters, some 78 per cent, said they are concerned that their kids will face challenges with affordability when it is time for them to purchase a home. Almost half, 46 per cent, said they are very concerned about their children’s ability to purchase a home. Affordability is also a major issue for the industry and one that we are passionate about. We are in the new home building and selling business, and we need people to be able to afford to buy our products. As an industry, we continue to innovate and provide consumers

with new housing choices that are affordable. Ground related developers have been and will continue to build many different types of townhomes as well as semis and detached homes. Developers building condominiums in the GTA will keep finding creative ways to maximize living space and reduce the suite size to make them more affordable for new-home buyers. But innovation alone will not address the challenge of affordability. Our housing market in the GTA is dynamic and it is complicated. Like all markets it is subject to the economic laws of supply and demand, but to complicate matters it is also impacted greatly by governments at all levels. Things such as land use, housing and fiscal policies; government taxes/fees/charges; outdated zoning bylaws and approval processes; and lack of land that is serviced with infrastructure and ready for development are key factors in the challenge of affordability. Government fees and taxes amount to an average of one-fifth the cost of a new home in the GTA. A large

part of those fees are development charges. Since 2004 development changes in the GTA have increased between 143 and 357 per cent. Another issue that adds to the cost of building housing is outdated municipal by-laws. Many GTA municipalities are operating under outdated by-laws which can result in project timeline delays and unnecessary expenses for new home buyers. Increased pushback or NIMBYism from neighbourhoods and residents who don’t understand intensification policies can lead to disputes and delays that often lead to increased costs for new homebuyers as well. To tackle the issue of housing affordability all those involved need to be engaged in finding creative solutions. Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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Markham tour o ur

New Release! New Designs!

FREEHOLD TOWNHOMES from the high

600's

FROM 1,881 SQ FT

deco mod rated el hom es

SINGLE FAMILY HOMES on 30', 36' & 40' from the low

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AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556

MARKHAM

SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m. Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

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Advice | FUNDAMENTALLY SPEAKING

One-year fixed mortgage at 1.69 per cent hits market By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

MERIDIAN, ONTARIO’S LARGEST credit union, is offering Ontarians the lowest posted fixed mortgage rate on the market today at 1.69 per cent for a one-year term. “Meridian is going against the trend set by banks and lenders of raising their fixed mortgage rates,” says Bill Whyte, chief member services officer for Meridian. “As a member-owned financial institution, we are able to take advantage of the current bond and lending environment and pass those savings onto our members.” Meridian mortgage specialists work closely with members to help ensure they are well informed about the financial facets of home ownership, including home affordability guidelines and smart borrowing practices. “In addition to this attractive oneyear fixed mortgage offering, Meridian offers a full suite of mortgage options including fixed, variable, mortgages for business owners and construction mortgage solutions,” adds Whyte. “As we are quickly approaching the busy spring home buying season, this is the perfect time for people to evaluate their home buying options by getting a pre-approval now.” Meridian also provides what it says is one of the best repayment options on the market today. Meridian’s 20/20 repayment program allows members to pay down up to 20 per cent of the original principal balance

1.69%

per year without penalty and can be done at any time of the year without notice. Members can also increase their monthly payment up to 20 per cent of your original payment plan each year. And as usual with such enticing offers, there is some fine print: “Rate is subject to change without notice and offers may be withdrawn or extended without notice. Refer to

our website for current residential mortgage posted rates. Mortgage must fund by April 30, 2016.” Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

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COMMUNITIES OAKVILLE - WOODLAND TRAILS 2 & 3 Storey Freehold Towns starting from the mid $600’s BRAMPTON - NEIGHBOURHOODS OF MOUNT PLEASANT 45’, 41’ & 38’ Singles from the low $700’s Freehold Towns from the mid $400’s BRAMPTON - URBAN TOWNDOMINIUMS IN MOUNT PLEASANT Starting from the low $300’s from 838 sq.ft. to over 1,031 sq.ft. CALEDON - LOTUS POINTE 36’ Singles from the mid $600’s 2 & 3 Storey Freehold Towns from the upper $400’s

COMING THIS SPRING ALDERSHOT IN BURLINGTON AFFINITY CONDOMINIUMS Spring 2016 - Two Contemporary six storey buildings Register at AffinityCondo.com HOLLAND LANDING - ANCHOR WOODS Late Spring 2016 - 45’ & 38’ Singles and Semis Register at AnchorWoods.ca

SEEK HAVEN FROM THE AVERAGE Ordinary is for others. Separate yourself from the common, the oh-so-typical, the middle-of-the-road, the good-enough, the run-of-the-mill. Seek haven from anything less than the exceptional. This is where life is a step above. This is Rosehaven.

PLATINUM COLLECTION

OAKVILLE - RANDALL RESIDENCES Only 10 remain, suites from 1,800 to over 2,900 sq.ft. Move in from $2.0 million. CONSTRUCTION WELL UNDERWAY KLEINBURG - HERITAGE ESTATES Only 2 Estates Singles remain Move in from $1.8 million BRIGHT LAND model home for sale

RosehavenPlatinum.com

Visit RosehavenHomes.com For directions, hours & community info. call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E. FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 17

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luxury homes and condos to life N FALL 2015 | GTA EDITIO

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Sitting pretty:

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LUX HIGH-END LIVING: THE CONDO EVOLUTION

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home to endless adventure A A new new community community of of towns, towns, semis, semis, and and singles singles in in the the vibrant vibrant town town of of Milton Milton | SS PP RR II N NG G 2 20 01 16 6 | FF RR O OM M TT H H EE H H II G GH H $ $4 40 00 0 ss

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Nature reaches new heights at Arbor Peaks. Celebrating escarpment living and one of the worldâ&#x20AC;&#x2122;s Nature reaches new heights at Arbor Peaks. Celebrating escarpment living and one of the worldâ&#x20AC;&#x2122;s most unique landscapes. Walk, run, climb, bike, ski, snowboard or simply savour the inspiring most unique landscapes. Walk, run, climb, bike, ski, snowboard or simply savour the inspiring views from the heights of the Niagara Escarpment at nearby Rattlesnake Point and Kelso views from the heights of the Niagara Escarpment at nearby Rattlesnake Point and Kelso Conservation Area. Then come home to all of the modern comforts of urban living. Conservation Area. Then come home to all of the modern comforts of urban living. Close to the city and closer to nature, Arbor Peaks is home to endless adventure. Close to the city and closer to nature, Arbor Peaks is home to endless adventure.

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Property Profile | AVERTON

Design is everything at Averton AVERTON IS a new home

builder actively redefining homes in Ontario and Alberta. With the goal of creating modern, affordable luxury that pushes the boundaries of traditional home design. Every feature in an Averton home is designed with unparalleled craftsmanship and integrity to ensure it has a lasting connection to your lifestyle. At Averton – design is everything. Explore Averton’s active developments in the GTA and beyond: …continued on page 22 20 YPNEXTHOME.CA

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Main Street Seaton Pickering

design is everything.

An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns. From the high 200’s

FREE ASSIGNMENTS IN SEATON*

Beacon Hill Bowmanville

Charming detached homes and bungalows with easy access to miles of trails winding down to the waterfront. From the mid $400’s

NEW RELEASE OF TOWNHOMES!

Victoria Highlands Mount Albert

A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting. From the mid $500’s

INVENTORY SALE. TOUR OUR MODEL HOMES TODAY!

Averton Square Niagara-on-the-Lake

Incredible Inventory Homes ready to move-in just 30 days. Coming soon! Fabulous townhome designs, impeccably finished, affordably priced! Don’t miss out. Register Now! avertonsquare.com

TOUR OUR MODEL HOMES TODAY!

Averton Common Kleinburg

Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village. From the low $700’s to over $1 million

Evolution Etobicoke

Superb selection of quick move-in ready suites in this spectacular completed boutique condominium. From the low $300’s

LIMITED SUITES AVAILABLE. INVENTORY SALE!

Coming Soon To Peterborough

Exquisite all-detached bungalow and 2-storey homes on lots up to 70’ in Averton Peterborough’s stunning riverside community. Register now for first-in-line access!

Learn more @ Averton.ca Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept. *Limited time only, some conditions apply, see sales representative for details.

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MAIN STREET SEATON. On Brock Road in Pickering Pickering’s best new home value, Main Street Seaton offers a stunning collection of Brownstone Townhomes. Choose from Coach Towns, Garden Towns and Urban Towns, all close to every big city amenity and priced from the $280’s. It’s all yours in what was recently been named “the best place in Canada to raise a family.” VICTORIA HIGHLANDS. In beautiful Mount Albert Amidst the rolling hills of Mount Albert, Victoria Highlands combines small town friendliness and easy access to big city amenities. It’s the perfect venue for a collection of 33and 40-ft. detached homes, priced from the low $600’s. There are two designer-decorated models to tour, with quick closing available on some homes. BEACON HILL. In the heart of Bowmanville From the most luxurious builder in Bowmanille, Beacon Hill offers a stunning range of luxurious two-storey detached homes and bungalows on beautiful 40-ft. lots, priced from the $470’s and newly released the townhome signature collection, priced from the $370’s. Here you’ll enjoy life in a thriving and established neighbourhood with easy access to GO Transit, Hwys. 2 and 401, plus miles of walking trails. AVERTON SQUARE. In downtown Niagara-on-the-Lake Imagine living just a short stroll from the theatres, shops, restaurants and galleries of downtown Niagara-on-theLake. Located in “Canada’s Prettiest Town,” this exclusive collection of 20 beautiful bungalows is priced from the mid $600’s. The stunning models homes are open for viewing. Register today for a new release of beautiful homes coming soon.

AVERTON COMMON. In the historic village of Kleinburg Averton Common is an enclave of condominium villas, located in prestigious historic Kleinburg, surrounded by quaint shops, art galleries and fine restaurants. Priced from the $680’s this intimate cluster of condominium villas, exhibits elegance, sophistication and a warm rural charm. Construction is well underway and occupying fall 2015.

“Averton Common is an enclave of condominium villas, located in prestigious historic Kleinburg, surrounded by quaint shops, art galleries and fine restaurants.“ EVOLUTION. Immediate occupancy in Etobicoke Downtown cool has come to Etobicoke. Evolution, this modern glass tower rises into the sky, offering urban chic at Dundas and Islington. Now fully complete, Evolution offers a superb selection of quick move-in suites priced from the low $300’s. As a market leader in both eastern and western Canada, Averton has proven itself with new home buyers across the country. Quality materials, proven construction techniques, and innovative technology. All come together in a builder whose guiding principles of design and innovation are evident in everything they do. You can learn more at averton.ca

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Introducing upcountry living in a new, master-planned community that offers rural charm with all the convenience of the city. Beautiful 36’ and 45’ detached homes on Taunton Road within easy access to the new 407/412 extension.

CountryLaneWhitby.com PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O. E. RENDERINGS ARE ARTIST’S CONCEPT.

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Property Profile | FIELDGATE HOMES

Great selection of 38- and 44-ft. lots at Impressions in Kleinburg Visit Impressions this weekend to see what is new from Fieldgate Homes

Location

Kleinburg Housing Type

Detached homes 30-ft. from the low $700’s, 38-ft. from the upper $800’s, 44-ft. from the mid $900’s Contact

905.893.9500 fieldgatehomes.com

FIELDGATE HOMES’ has released a collection of ravine lots at

ABOVE

Impressions. There is a long list of reasons why Impressions – winner of BILD’s prestigious 2014 People’s Choice Award for Community of the Year – is among the GTA’s most popular family communities. This breathtaking master-planned community features more than 70 acres of greenspace, community parks, ponds and two proposed community schools. Featuring stunning homes in an ideal location minutes from the heart of the historic village of Kleinburg. The current release features 38-ft. detached homes from the upper $800’s and 44-ft. from the mid $900’s. There’s such an abundance of selection that homebuyers are sure to find something that matches their families’ lifestyle and needs. With construction already underway, Impressions is certainly taking

The Bazille A elevation, 3,448 sq. ft., plus with a guest suite, 3,600 sq. ft.

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ABOVE

The Bazille A elevation, 3,448 sq. ft., plus with a guest suite, 3,600 sq. ft.

shape, and you won’t have to wait long to start enjoying life in this exquisite family home community. In all its homes, Fieldgate is proud to offer stylish, contemporary floor plans designed to help families get the most out of their homes and the 4 bedroom, 3,448 Bazille Elevation A model home is a great example of this inspired approach to new home design. The exterior of the home is truly a sight to behold, with an inviting covered porch, striking architectural details, large windows and a double car garage. Inside, the main floor features a quiet den, artfully separated from the main living areas by the front hall and powder room. The remainder of the main floor boasts an openconcept plan that flows effortlessly from the large living and dining area into the gourmet kitchen and through the cosy family room. Upstairs, the master bedroom features a lavish ensuite, huge walk in closet and private study. The second floor also features a laundry room and three

additional bedrooms, all of which have ensuite access. The Bazille Elevation A is priced from the upper $900’s and can be viewed Monday to Thursday from 4 to 8 p.m. and Saturday, Sunday and holidays from 11 a.m. to 5:30 p.m. Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. This is a place where the old and the new are weaved together to create a vibrant tapestry of inspired community living – a place that celebrates arts and culture; a place that celebrates family and friends. Kleinburg’s main street is the perfect setting for a leisurely afternoon stroll past charming boutiques, cafes and restaurants. This is also a community that celebrates our nation’s rich cultural heritage – the village is

famously home to The McMichael Canadian Art Collection, an exclusive showcase for Canadian art. For nature lovers, the Kortright Centre for Conservation – renown for its hiking, bird watching and outdoor education programs – is just minutes away, along with Bindertwine Park’s breathtaking walking trails, and Copper Creek, one of the GTA’s premier golf clubs. The impressive selection of nearby amenities extends well beyond Kleinburg’s quaint village setting. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away. To learn more about Impressions, visit fieldgatehomes.com today or call 905.893.9500 to speak with a sales representative.

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Trending

MORE TRENDING ONLINE ypnexthome.ca/news

Housing starts in Ontario and Toronto humming along WHILE PARTS OF CANADA deal with challenging local economies and real estate markets, housing starts – an important indicator of economic health – continues to hum along in Ontario. Housing starts in the Ontario region were trending at 75,325 units in January, up from 73,786 units in December, according to data from Canada Mortgage and Housing Corp. (CMHC). “The Ontario residential construction trend continued to move higher,” says Ted Tsiakopoulos, CMHC’s Ontario regional economist. “All housing types posted increases in the latest month.” The Ontario starts trend has been running above levels supported by household formation rates through the second half of 2015. This points to a moderation in activity from recent levels.

“Low inventory in the resale market and increased new home sales over the past couple of years led to stronger starts of both low- and highrise units.” “Modest job growth, lower levels of in-migration in recent years and a declining backlog of condominium sales awaiting construction should result in lower levels of starts as we move through 2016,” says Tsiakopoulos. In Toronto, Canada’s largest market, housing starts also trended higher in January – 45,114 units, compared to 44,834 in December 2015.

“Last year’s momentum continued throughout January,” says Dana Senagama, CMHC principal market analyst for the GTA. “Low inventory in the resale market and increased new home sales over the past couple of years led to stronger starts of both low- and highrise units.” The standalone monthly seasonally adjusted annual rate of housing starts was 25,329 units in January, up from 24,732 units in December. The increase was the result of greater apartment starts, CMHC says. Construction of 725 new condo apartment units within the city of Toronto meant it recorded the highest number of starts within the GTA. Brampton recorded the next highest, comprising mostly singledetached and townhouse units. This was followed by Milton, where condo apartment construction was robust.

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AWARDWINNING HOME BUILDER

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Property Profile | TREASURE HILL HOMES

cover story

Offering a new point of view in Aurora Luxury singles on ravine and cul-de-sac lots IF YOU’VE BEEN WAITING for Aurora’s best new community, Aurora Views is almost here. Coming early 2016, this exclusive community features 36-, 40- and 45-ft. singles in a stunning nature setting, offering the perfect balance of comfort and luxury. Select from beautiful ravine and cul-de-sac lots. In a town rich with lush green parkland, natural heritage and trail systems, Aurora is perceived as one

of the GTA’s most affluent towns. Located right on Wellington between Bayview and Leslie, Aurora Views embraces small-town charm, yet has every amenity you could wish for only minutes away offering your family a perfect place to grow. Commuters will love the convenience of getting around the GTA with easy access to Hwy. 404 and the GO station. Featuring quality schools, quaint shops and

delicious eateries, Aurora is also a great location for families. Known for the outdoors, this stunning town offers several ways to stay active. A wide range of golf courses, hiking trails, and parks are ideal forms of activity for the whole family. Indoor sports including soccer, lacrosse, and baseball are also offered at the Aurora Sports Dome, only a short drive away. Treasure Hill’s Aurora Views community, with homes ranging

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030-03

Locations

Aurora Builder

Treasure Hill Homes Development

Aurora Views Home Type

36-, 40- and 45-ft. singles in a nature setting Contact

treasurehill.com

up to 4,500 sq. ft., feature stucco, stone and clay brick accents. Models offer four or five-bedroom accommodations with 3.5 or 4.5 bathrooms. These designs include spacious walk-in closets, gas fireplaces, beautiful countertops, smooth ceilings, oak hardwood flooring and wrought iron pickets. An intelligent use of space along

with attractive features and accents complement these exceptional designs making Aurora Views the most sought after new home development in the GTA. Our Decor Centre will help you turn your new home into an absolute treasure. Choose from the most modern options available. From flooring and tiles to faucets

and lighting fixtures, Treasure Hill’s Decor Centre will help complete your quest for interior perfection. Our team of knowledgeable design consultants will work with you to offer recommendations and design options that meet your lifestyle needs and make your dream home a reality. Active throughout the Greater Toronto Area since 2003, Treasure Hill has a full-service design, development, and construction management team with a strong commitment to excellence. We focus on creating innovative and exciting spaces using only the best materials and superior craftsmanship, with impressive floor plans, quality construction, and great value in the most convenient locations. Add in first-class architecture, design excellence, and superior service, and Treasure Hill consistently exceeds buyers’ expectations during the most important purchase of their life. Our mission is to provide every customer with a home that meets the highest standards. We endeavour to provide each homebuyer with the feeling that this is a place you will want to call home.

For more information or to register for Aurora Views, visit treasurehill.com

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Home price growth due for cold shower: Royal LePage By Wayne Karl

MOST MARKETS in Canada will experience continued home price growth this year, following a strong 2015, but a cold shower awaits – particularly for the ultra hot Toronto and Vancouver. According to the Royal LePage House Price Survey and Market Survey Forecast, the national real estate market is expected to slow later this year, principally 32 YPNEXTHOME.CA

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due to the effects of a dampened economy in western Canada and eroding affordability in Toronto and Vancouver. According to the Royal LePage National House Price Composite, compiled from property value data in 53 markets, the price of a home in Canada increased 6.5 per cent year-over-year to $500,688 in the fourth quarter of 2015. The price of

a two-storey home rose 7.7 per cent year-over-year to $610,134, and the price of a bungalow increased 5.4 per cent to $420,082. The price of a condominium increased 3.1 per cent to $341,448. Looking ahead to 2016, Royal LePage forecasts that the aggregate price of a home in Canada will increase 4.1 per cent for the full year, compared to 2015. …continued on page 34

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WEST VILLAGE COMING SPRING 2016 DETACHED HOMES ON 38’, 40’ AND 45’ LOTS

Introducing the ideal master-planned community close to everything but far from ordinary.

H o ll a nd

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Single-digit price growth “The frenetic pace of our country’s largest housing markets should moderate throughout the year ahead,” says Phil Soper, president and chief executive officer, Royal LePage. “While most of the country will continue to see house value appreciation in 2016, we expect that the pace of price increases in Greater Vancouver and the Greater Toronto Area – where real estate appreciation has significantly outpaced job and wage growth – will settle to a more sustainable, single-digit price increase trajectory. “Through the recent period of depressed oil prices, property prices in Canada’s energycentric regions, particularly Alberta and Newfoundland and Labrador, were more resilient than most onlookers had expected,” Soper adds. “Consumers, reluctant to sell their homes at what they perceived to be a discount to their true value, simply withdrew from the market, resulting in steady house prices and a drop in unit sales volume.” Royal LePage expects Canadian home price growth to be more heavily influenced by macroeconomic factors than by housingspecific variables such as tighter regulation in the mortgage industry. The Bank of Canada is expected to keep its overnight rate steady through the all-important spring market, extending the prolonged period of exceptionally low borrowing rates. The realty firm expects the new mortgage rules taking effect Feb. 15, which will raise the minimum down payment required for the portion of mortgage insurance over $500,000 to 10 per cent, to have a marginal effect on the overall market. The change will produce an added benefit akin to a slight tap on the brake for our two most costly cities – Toronto and Vancouver, Soper says. “Previous attempts to cool overheated markets by the federal government have been addressed with what I’ve called a ‘blunt instrument of uniform nation impact,’” he told New Home Guide. “This measure will be most effective in the two most expensive cities in Canada, which happen to be the cities that could use a cold shower.” On a nationwide basis, Royal LePage expects the number of transactions that this will affect to be minimal – significantly less than the initial industry reaction would lead consumers to believe.

“Consumers, reluctant to sell their homes at what they perceived to be a discount to their true value, simply withdrew from the market, resulting in steady house prices and a drop in unit sales volume.” MORE TRENDING ONLINE ypnexthome.ca/news

First-timer challenges Vancouver and Toronto are expected to lead in price growth this year, which is great for those who already own a home, but presents a challenge for would-be homebuyers, particularly first-timers. “Although both Toronto and Vancouver have experienced home price appreciation that has been much higher than the rate of inflation in recent years, Toronto remains a relatively more affordable city,” Soper says. For example, the latest Royal LePage House Price Composite shows the rate of property inflation was 50 per cent higher in Vancouver, at 12.4 per cent year-over-year, than in Toronto, at 8.6 per cent. “Both cities offer affordability solutions for first-time homebuyers, and as always that means farther or smaller. Vancouver introduced the concept of the ‘micro-condo’ to Canada; homes as small as 300 square feet in size. And even in the Lower Mainland, these tiny condos can be acquired for $100,000. That trend is spreading to Toronto, meaning a young homebuyer could buy very small in the core. “In both Vancouver and Toronto, the willingness to accept a considerably longer commute from the suburbs means more bang for the buck. That has not changed in recent years, but the drop in the cost of fuel has brought some relief to those with long drives to and from work.”

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Property Profile | PRIMONT HOMES

Newtowns in

Mount Pleasant Grand Opening of Second Phase this April FOLLOWING THE SPECTACULAR success of Phase 1,

Primont Homes proudly announces the Grand Opening of Phase 2 of its master-planned townhome community â&#x20AC;&#x201C; Newtowns at Mount Pleasant. Newtowns offers a stunning collection of three-bedroom urban townhomes with two-car parking and private garages starting from just $389,900. With all the conveniences of carefree condominium living, the urban townhomes are built for family living, with bright open concept designs, spacious and airy Great Room, covered terrace for summer parties, master

bedroom with walk-in closet, gourmet kitchen with tall cabinets and so much more. Enjoy living in close proximity to a wide range of amenities, including Brampton Transit and the GO Station. The walkable, streetscaped Village is home to schools, shops, dining, cafes, recreation, libraries and much more. A new hybrid mega mall is coming soon just down the street from the community. Register now at primonthomes.com to receive exclusive updates on this community.

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Advice | MORTGAGE ADVICE

The 5 biggest mortgage mistakes to avoid By Alyssa Richard

MORE ADVICE ONLINE ypnexthome.ca/news/advice

NOW THAT YOU’VE decided to buy a home, there are numerous steps in the process you’ll have to follow. When it comes to getting a mortgage, it could cost you in the long run if you make a mistake or two. To help you save money and avoid potential problems down the road, here are some mistakes you should avoid:

1. Not knowing your credit score/rating Lenders love borrowers with a good credit rating. They’re often the ones who pay their bills on time, don’t use a large percentage of their available credit, and have different types of credit, such as a credit card, car loan, and line of credit. If you have good credit, you should be able to qualify for the best mortgage rates. But if you have bad credit, expect to get a mortgage with a higher interest rate. Not sure of what your rating is? You can get your credit score from Equifax or TransUnion. 2. Not being pre-approved for a mortgage If you’ve been looking at properties for a while, you might suddenly find the perfect home. But it’s possible you won’t be able to afford the place. That’s why it’s best to get preapproved for a mortgage so you’ll know how much you can afford. Many lenders will guarantee your pre-approved rate for a period of

between 60 and 120 days. That’ll give you time to find a property in your price range. 3. Not shopping around a mortgage If you think you’ll get rewarded with the lowest rate from your financial institution because you’ve been a loyal customer for a number of years, think again. Your institution may not have the best rate while a rival across the street might have a lower rate. You should do some comparison shopping on a site like RateHub.ca before getting a mortgage. You can also hire a mortgage broker who can do all the legwork at no cost to you. 4. Not making more payments No one really likes to carry a large mortgage. Typically, mortgage payments are made on a monthly basis but there are ways to pay it off faster by using accelerated biweekly payments. For example, if you have a $400,000 mortgage with a 25-year amortization and make monthly payments, your mortgage

won’t be paid off until 2041. We used RateHub’s mortgage payment calculator and found if you make accelerated payments, you’d pay off your mortgage nearly three years earlier and save about $15,000 in interest. Also, most lenders allow you to make lump-sum payments, which will let you pay your mortgage down faster and save you thousands of dollars in interest. 5. Not preparing for extra costs Buying a home can end up costing a lot more than you’d expect. First, there are closing costs, which include legal fees, title insurance and the land transfer tax. You might also need to reimburse the seller for the property taxes and utility bills they’ve already paid. These costs will add up to from anywhere between 1.5 and four per cent of the property’s purchase price. Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Model Home Photo Compliments of Primont Homes

Consider Yourself at Home

Seasons Living Room in Caledon

Primont Homes has been featured as â&#x20AC;&#x153;Model HOME Of The Monthâ&#x20AC;? as seen in the New Home Guide model home calendar

www.primonthomes.com

FEBRUARY 2016

Trending

Tapping your RRSP before retirement? Do it prudently: CIBC BEWARE OF THE DOS and don’ts around Registered Retirement Savings Plans (RRSPs) if you’re planning to make a contribution or an early withdrawal, says Jamie Golombek, managing director, tax and estate planning, CIBC Wealth Advisory Services. “It’s tempting to tap your RRSPs for an emergency, but RRSPs should generally be viewed as long-term savings tools,” says Golombek. “Borrowing money from your RRSP can make sense if you use the funds prudently to fund longer term goals that deliver their own return, such as buying a home, which hopefully increases your net worth, or investing in your education, which may help boost your earnings potential.” A Tax-Free Savings Account (TFSA), which allows you to recontribute any amounts withdrawn in a future year, may be a better option if you need more flexibility with your finances, he says.

MORE TRENDING ONLINE ypnexthome.ca/news

Resist using your RRSP as an emergency fund

Using an RRSP to help buy your first home Under the Home Buyers’ Plan (HBP), you can withdraw up to $25,000 from your RRSP to purchase a new home. Your spouse or partner may also be able to withdraw $25,000, for a combined total of $50,000. To take advantage of the HBP, you need to be a “first-time home buyer,” which is generally defined as someone who hasn’t owned a home in the past five years. “This is a smart option for first-time home-buyers who are just pulling together their funds,” says Golombek. “It can help you meet your downpayment requirements and save you a lot of money on a mortgage loan insurance you might otherwise need.” Amounts withdrawn under the HBP, however, must be repaid over a maximum of 15 years or the amount not repaid in a year is added to your income and becomes taxable.

Using an RRSP to go back to school Through the Lifelong Learning Plan (LLP), you can borrow $10,000 a year, up to a total of $20,000, from your RRSP to finance your education. To take advantage of this plan, you must be enrolled or must have received an offer to enroll on a full-time basis in a qualifying Canadian or foreign educational institution. The funds can then be used for any purpose with no proof of expenses required, and must be repaid over a 10-year period. The LLP cannot be used to fund your child’s education. With both the HBP and LLP, there are no penalties for paying back the funds earlier than required. “If you repay early, you can benefit from the tax-free compounding of investment returns inside your RRSP as soon as possible,” says Golombek.

While an RRSP can help fund longterm financial goals, it should generally not be viewed as a go-to emergency fund, he says. RRSP withdrawals are taxable at your marginal tax rate and are subject to immediate withholding taxes when withdrawn. “If you dip into your RRSP for extra cash, you will not only be taxed, but you will lose the ability to recontribute those funds to your RRSP without generating additional room,” says Golombek. If you think you may have to draw on your long term savings before retirement, a TFSA may be the better option because it offers more flexibility. A financial advisor or tax expert can help you determine the best option for your retirement savings. This year’s deadline to make a RRSP contribution is Feb. 29. “Regardless of whether you opt for an RRSP or a TFSA, the important thing is to save so you can meet your life goals today and in retirement,” says Golombek.

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Inspiration | DESIGN SECRETS

New beginnings in a newly built home – especially in the master closet! By Jane Lockhart

MOVING INTO a new space gives the homeowner the perfect opportunity to start over with a blank slate in terms of the master closet. Most master closets are so cramped, unorganized that the walls and ceiling are barely visible with little opportunity for storage. Moving into an entirely new space provides the chance to make organization a priority.

The first step is to purge before moving into your new place The obvious is to get rid of stuff! Sort through things by taking

everything out first and then determining when the last time you or your significant other wore specific clothing. If it has been a year, out it goes. There are plenty of places where items can go that can help those less fortunate. Consider Salvation Army, Local Food Banks (they often take clothes) or other charities such the Diabetes Foundation. Local Women’s Shelters are desperate for clothing for their residents as well. Create a uniform environment Once items have been sorted,

it’s time to put your items in the closet. Wooden hangers can be purchased from places such as Canadian Tire, Walmart or even Home Depot. These hold clothes better and are less likely to collapse under the weight of heavier pieces. If there is an abundance of old wire hangers left over, take them to the local dry cleaners, as they will use them again. When hanging clothes, it is easier to hang by type and by colour. This may sound a little too up tight, but it is a lifesaver when in a hurry and living with little clothing storage.

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Closet designed by Jane Lockhart, Principal Designer, Jane Lockhart Interior Design. John Heineman Photography, johnheinemanphotography.com, courtesy of Sorbara Group of Companies, link to sorbara.com

Shelving Adding shelves at the highest area of the closet, above the hanging bar, can be a good way to find extra space. Often there is a large gap from the hanging rod to the ceiling. This space can likely hold more than one row of items. Work with your builder or hire a handyman to install extra shelving in your closet. The extra space will allow for another area to tuck away items used rarely. This will also keep the bottom of the closet clear, allowing space for more frequently used items to be accessed. Door change If you have sliding doors to your closet and you have the room to change them to swing doors, this can make access to the closet much easier. Again, work with the builder prior to completion or hire someone to install them for you. With regular swing doors you can see into all parts of your closet at one time, which can make getting stuff out much less taxing. In addition, the inside of a regular swing door is a great place to hang a full-length mirror or hooks for belts. Storage Clear plastic bins are a great way to organize items within the closet. Using a series of them, stacked on top of each will allow for practical storage for a variety of different items. For

instance, separate bins for belts, purses, seasonal shoes, large jewelry pieces and sporting clothes. All of these are items used occasionally, but not all the time. It’s a good way to save space and to find things when needed. Again, these can be purchased at places such as Ikea, Walmart or Canadian Tire Closet space is always a challenge no matter how large or new your

space is. If you have the budget and time, it may be worth working with your builder or an organization company to create a system to meet your needs. It may seem like a lot of money at first, but the peace of mind organization can bring is well worth the investment. See more at janelockhart.com

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 45

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Inspiration

Reclaimed wood A trend we hope never ends By Jackie Marchildon RECLAIMED WOOD isn’t a new trend in interior design, but it’s certainly an interesting one that continues to gain momentum. At the recent Interior Design Show 2016 (IDS16), we caught up with five wood-working companies to see what they have in store for this year.

Zenporium Displaying the first piece that caught my eye at IDS16, Zenporium speaks to a louder issue by using only guiltfree wood, or “reclaimed, salvaged or sustainable wood,” as co-owner Serene Gebara explains it. On top of being good to the environment, this company also happens to create some stunning furniture including a desk made with pieces of wood from an old boat. Wood Anchor One of the most minimalist and interesting booths at IDS16, Wood Anchor’s set-up showcased its windrow table and stunning imbue light above it. Based out of Winnipeg, Wood Anchor creates sculpture furniture such as using salvaged trees and in this case, aluminum for the frame of the chandelier-like fixture.

Zenporium, zenporium.com

Wood Anchor, woodanchor.com

Zenporium, zenporium.com

Metalwood Studio, metalwoodstudio.com

Wood Anchor, woodanchor.com

Artemano Not all this company’s pieces are made using repurposed wood, as many are sourced from recycled wood from old fishing boats, railroads or home construction projects. Artemano’s furniture successfully showcases the versatility and warmth of wood in interior design.

most often create furniture from a nostalgic piece of wood in clients’ lives — the idea is that a tree from your grandparents’ backyard could become a beautiful centrepiece in your family room.

Storyboard Furniture With a “from tree to table” mentality, Storyboard Furniture designs furniture from ill-fated or fallen trees. Pieces are especially beautiful because they

Metalwood Studio Working with salvaged wood, Metalwood Studio regularly relies on Century Mill Lumber to source its materials. Their wood is locally sourced and often from fallen trees or trees cleared by selective logging. Pieces come in all shapes and sizes, and because no tree is the same, they are all one-of-a kind.

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

46 YPNEXTHOME.CA

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Advice | LEGALLY SPEAKING

Closing costs 101 By Jayson Schwarz WHEN YOU CLOSE on your new home, there are three groups who will come a-knocking, looking for payment – the builder, the government and the lawyer. Your lawyer generally collects all of the necessary money from you and your mortgage company, doles it out to the builder and government, and keeps his cut. The builder will get paid the purchase price of the property from your mortgage company, less the deposit – which you’ve already paid. You may even get a credit for certain items, called “adjustments” which will be reflected on a document called the Statement of Adjustments, like HST payable, the original purchase price on the property, real estate

MORE ADVICE ONLINE ypnexthome.ca/news/advice

taxes, hydro expenses, common expenses and maintenance fees (as applicable), connection costs, levies and charges, to name but a few. Review this document carefully and ensure you understand all the charges that you are required to pay. This is the final figure owed to the builder. The Ontario and City of Toronto governments also want their share, in the form of Land Transfer Taxes and sales tax. There are many other items, but they usually show up on your lawyer’s disbursement account or trust reconciliation, as do many

of the municipal compliance request charges. Speaking of the lawyer’s account... First of all, you have to pay the legal fee, whatever the amount you agreed to. You did have a pre-agreed fee, didn’t you? Then come disbursements, those monies expended by your lawyer on your behalf necessary to close the transaction, like registration charges, title insurance, couriers and searches. Be careful – it is here that someone may try to take advantage of you by charging large fax, mail and photocopy fees. Have your lawyer justify all expenditures that don’t make sense. Remember, a large part of your closing costs is based on what you negotiate at the beginning of the purchase process.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

48 YPNEXTHOME.CA

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central north SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 51

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Inspiration

Tips to brighten your mood

and keep you warm and cosy this winter WITH THE DARK DAYS (AND NIGHTS) of winter upon us, it’s hard to stay upbeat and not want to curl up in a ball and hibernate until spring. Fortunately, I have some tips to help get you out of that winter funk, embrace our cold and dark climate, and stay warm at the same time.

that can be changed with the seasons. Another easy winter DIY project is to spice up your bland and outdated accessories; sometimes all it takes is a can of spray paint and some bright colours to really add punch to a space. I have used Krylon to spray bathroom drawer pulls, vases and even kids accessories that need new life and new colour!

Colour – You’d be surprised by the impact colour can have on your mood. Add colour into your space with your pillows and accessories — my Jo Alcorn pillows have great colours to choose from. A good trick I use is to fill a mirrored tray with white or bright accessories — this is an easy way to create a nice centrepiece

52 YPNEXTHOME.CA

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Cosy corner – Honestly, there is nothing I love doing more than curling up in front of a fire with a cup of tea and a good book on a cold winter’s night. Create a corner in your home that you can use as your chill-zone (without the chill that is!). If you’ve been thinking of installing a fireplace in your space and have access to natural gas, I …continued on page 54

2016-02-16 2:57 PM

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Brokers protected. Brokers protected. Prices andPrices specifiand cations specifi arecations subjectare to subject to Brokers protected. Prices and specifi cations subject to E. E. & O. E. change without change notice. without Rendering notice. Rendering is artist’s concept. isare artist’s E.concept. & O. change without notice. Rendering is artist’s concept. E. & O. E. *See Sales *See Representative Sales Representative for more details. for more details. *See Sales Representative for more details.

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ONLINE …continued from page 52

Multifunctional spaces: Rooms that serve a dual purpose While some spaces in a home are typically allocated their own room — like a walk-in closet or an oﬃce — there are ways to design a space so that it serves a dual purpose. Here are our top picks for how you can kill two birds with one… room.

MORE INSPIRATION ONLINE

Closet/guest bedroom

ypnexthome.ca/news/inspiration

love the look and feel of the KozyHeat Birchwood unit (the price point is also one of the best on the market). If you are in a condo, or don’t have access to natural gas, there are great electric options out there (I even have one in my own home). Dimplex has a huge assortment of units that have such realistic ﬂames people often mistake it for a gas unit. These units are great for condos, small spaces and also make a great addition to a feature wall. This year they have launched a new Prism Series that is perfect for small spaces.

Outside-in – I love the look and feel of natural fibres inside the home. My go-to for anything nature inspired is Artemano, a Canadian company that makes great one-of-a-kind pieces. Grab a couple of comfy chairs or stools made from tree trunks, light some candles, and settle in with a good book.

Ever dreamed of using an entire bedroom as a closet, but ﬁgured you’d need the space as a guest bedroom as well? Here’s how you can satisfy both needs: make your spare room into the walk-in closet you’ve always dreamed of having, but add a futon or even a murphy bed. Voila! You have yourself a walk-in closet that works as a guest bedroom part-time.

Office/spare room

Mood lifters – If you’re still having trouble snapping out of your winter funk, one thing I make sure to do daily is get outside for a brisk walk with my dogs — even that little bit of sunshine and fresh air helps. I also love anything natural that helps boost my mood and energy. That’s why I always have my kettle handy — the Cameo Blue stovetop kettle by KitchenAid brightens up my kitchen, and a selection of herbal teas perks me up. Finally, I love fresh ﬂowers and think everyone should keep them in their home year-round. Use a few, or all, of these tips and suggestions to brighten your mood this winter. Wishing you warm and cosy days!

Ladders are one of the latest decor crazes — and they can serve multiple purposes. If you need some extra space for overnight guests, try adding a mattress overtop a room with a quaint ladder, and you have yourself a functional — and hip — loft bed. See Sonia Bell’s full list of dual purpose room ideas online. Read the full story…

Jo Alcorn is a design specialist and designer on HGTV’s Home to Win out this spring. She has her own furniture collection, signature pillow and dog bed line and is known for her savvy design concepts. Visit Jo at whitewashco.ca

ypnexthome.ca/dual-purpose

54 YPNEXTHOME.CA

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Neighbourhood Profile

Unionville Thriving heritage village a sought-after destination By Sonia Bell

demand and the housing prices continue to skyrocket. An increase in condo developments and new townhouses, set at more reasonable prices, are drawing first-time buyers. Planes, trains & automobiles The 407 is easily accessible, but can be expensive to use. Unionville GO Station means downtown Toronto is a short commute along the Stouffville line. VIVA bus service also makes stops throughout the GTA. By car, the airport is about 30 minutes away and downtown Toronto 34 kilometres.

MORE PHOTOS ONLINE ypnexthome.ca/unionville-neighbourhood

UNIONVILLE IS A THRIVING heritage

village in the northeast corner of the GTA and in the heart of the city of Markham. This quaint neighbourhood was erected in the late 1700s and has since become an extremely soughtafter area for its beauty and history.

preservation of heritage homes and buildings, especially in the iconic Main Street Unionville. There is a sense of vibrancy resulting from the ultrafriendliness of the residents and the town’s annual festivals, including the Unionville Festival, Jazz Festival and the Festival of Lights.

Lifestyle Main Street Unionville is home to the majority of the hot spots. A combination of scenery, the activities and the people makes Unionville such a pleasant place to live. There is a thriving cultural scene with the Flato art theatre, the Varley art gallery and McKay art centre. Unionville Highschool, specializing in the arts, was attended by actors Hayden Christensen and Emanuelle Chriqui.

Meet the neighbours With Markham regarded as Canada’s most multi-cultural city, Unionville has also become a mosaic of people with varying ethno-cultural backgrounds. The neighbourhood is packed with married couples and families who are drawn to the low crime rate and the area’s facilities, including community centres, golf courses, schools and libraries.

Vibe Unionville is highly regarded for its historic look and feel due to the

In the area Unionville is one of the most affluent towns within the GTA. There is high

The good, the bad & the rest There are multiple grocery stores in the area and Markville Mall is the main shopping centre. The majority of the nightlife takes place on Main Street Unionville, where there are a number of restaurants and pubs. The area’s diversity is reflected in the variety of ethnic food restaurants, making it a hot spot for foodies. The Markham Centre is well into its development and will provide residents with a unique downtown area comprising both residential and commercial spaces. Real estate There is an immense amount of development in the area, causing some concern regarding its gentrification and whether the town will be able to sustain its historic edge. Due to the constant building in and around the neighbourhood and the growing population, the streets are also becoming increasingly congested.

Sonia Bell works with Yellow Pages NextHome to get the inside scoop on what’s trending in real estate, renovation and decor. She has her Masters in Communications, specializing in media, and loves writing about all things real estate.

58 YPNEXTHOME.CA

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060-CentralRegion_Etob_Map.indd 64 n Ki

n to gs

n lva Sy

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ng Ki

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Galloway Rd

401

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

n Dr

Sheppard Ave E

Manse Rd

t Rd

DVP

orto

Morningside Ave

Main St

Gerard St

St Clair Ave E

e Av

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. 24 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

Passmore Ave

East Ave

Jane St

Christie St.

Evans Ave

QEW

Yonge St

Dundas St. W.

Don Valley Pkwy

QEW

Woodbine Ave

Queensway

Spadina

Bloor St.

Cosburn Ave

Don Valle

2 Yonge St.

Dundas St W

5 Bathurst St.

14Dupont St.

Laird Dr

Bloor St W

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

Caledonia Rd

O'Connor Dr.

Warden Ave

Avenue Rd

Lawrence Ave E

Brim

Progress Ave

McCowan Rd

St Clair Ave.

Allen Expressway

Leslie St

401

Bellamy Rd

Sca Eglinton Ave E

Birchmount Rd

Va u

y Pkwy Ave E

Eglinton

Ellesmere Rd

Brimley Rd

Rogers Rd

Bathurst St

Eglinton Ave W

Lawrence Ave E

York Mills

Markham Rd

Rathburn Rd

ng s

ree

427

Kipling Ave

Dufferin St

Sheppard Ave E Milner Ave

Scarborough Golf Rd

Th e

c Bla

Keele St

Tre the we y Briar Hill Ave W es to n Eglinton Ave W Rd

pressway

401

Sheppard Ave E

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

10 11 12 13 14 15 16 17 18 19

Orton Park Rd

Martin Grove Rd

Kennedy Rd

Westway

Midland Ave

Islington Ave Wilson Ave

Jane St

Ave

Dixon Rd

Drewry Rd

Pleasant Ave

Finch Ave W

Bayview

401

3 400

Weston Rd

Mills

409

Signet Dr

Don

Humberline Dr

Allen Ex

Re x

Dufferin St

Finch Ave W

ion

Alb

Alness St

McCowan Rd

Tapscott Rd

Neilson Rd

Conlins Rd

Sewells Rd Morrish Rd

Reesor Rd

Meadowvale Rd

Beare Rd

an f

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

2016-02-17 1:30 PM

Price Range

Page No.

Briar Hill madisonhomes.ca • from $400,000

11 6E

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Upper Summerside

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7 3I

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Goddard on the Valley aristahomes.com • •

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NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

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CONSERVATORY GROUP

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from $490,000 4C

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

COVENTRY HOMES

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from $450,000 12G

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 •

•

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LINDVEST

The Brownstones at Westown lindvest.com

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LINDVEST

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90 Niagara 416-981-0036 • • from $346,000 7H

TRIBUTE COMMUNITIES

Canterbury 647-352-2130 •

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The Townes of Richview 416-746-1234 •

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•

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The Ossington 416-253-5888 •

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CONSERVATORY GROUP

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Heron Park

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22 AVERTON HOMES

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24 MATTAMY HOMES

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28 PEMBERTON GROUP

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34 H&R DEVELOPMENTS

Westown

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43 ASPEN RIDGE HOMES

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49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000 8H

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• from $2100,000 8G

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 •

from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872 • •

from $395,000 12G

87 MENKES

Bloom Park Towns 416-730-1600

•

from $690,000 8B

89 DECADE HOMES

Yorkdale Village Phase II 416-638-5656

•

from $320,000 6D

90 SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

MADISON HOMES

Tel

M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

061-CentralRegion_Etob_index.indd 73

2016-02-17 1:27 PM

062-Cent North1_Vaughn_Map.indd 66

Steeles Ave W

ence

Clar 7

Major Mackenzie

e Av

Kipling Av 42

Isl on 48

400

Rutherford Rd

Maple

Thornhill

Clark Ave W

Centre St

Langstaff Rd

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

King Rd

Keele St

Huntington

Langstaff Rd

t ing

Teston Rd

King-Vaughan Rd

Kirby Rd

Dufferin St

City of Vaughan

Pine Valley

Nashville Rd

Jane St

Cold Creek

Hwy. 27

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

Weston Rd

12 Line R

62â&#x20AC;&#x192;

2016-02-17 1:31 PM

Page No.

ARISTA HOMES

IMPRESSIONS

from $800,000

5 & 41 4E

FIELDGATE HOMES

IMPRESSIONS 905-893-9500 • • • from $850,000

Insert, 25 & 41 4E

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

PRIMONT HOMES

Renaissance Townes 905-417-3363 •

TREASURE HILL HOMES

Victory Heights treasurehill.com •

impressionskleinburg.com •

• •

from $850,000

41 4E

from $1099,000

IFC 14D

from $750,000

12 8D 29 13F

24 ARISTA HOMES

Vaughan Valley Estates aristahomes.com •

from $1200,000

32 ASPEN RIDGE HOMES

Chelsea Maple Station

aspenridgehomes.com •

from $700,000

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500

•

from $1000,000 4A

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

•

from $870,000 8E

ARISTA HOMES

Vellore Woods aristahomes.com •

from $750,000 8F

CONSERVATORY GROUP

Upper West Side 289-553-4156

•

from $1099,000 14D

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

LORMEL HOMES

La Viva lavivatowns.com •

from $350,000 5J

TREASURE HILL HOMES

Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES

5 8F IFC 11E

Bridle Path of Thornhill foresthillhomes.ca •

from $2000,000 13F from $400,000

ROSEBURY HOMES

Riverside in Pine Grove 416-746-1234

GREENPARK HOMES

Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

20 ANDRIN HOMES

Claridge Gate andrinhomes.com

32 ANDRIN HOMES

•

from $670,000 14D

Chelsea Maple Station 905-553-0288

•

from $700,000 11E

42 DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

44 MADISON HOMES

Thornhill Ravines 905-417-1203

•

from $1800,000 13G

46 COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

47 COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

48 BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

•

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 11B

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 11B

52 ZANCOR HOMES

Royal Collection 905-833-0883

•

from $550,000 12A

53 TREASURE HILL HOMES

Thornhill Woods treasurehill.com •

from $950,000 13G

55 OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

56 SENATOR HOMES

Bathurst 9130 289-597-4381

•

from $720,000 13G

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Price Range

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

063-Cent North1_Vaugh_index.indd 77

2016-02-17 3:34 PM

1 2 3 4 5 6 7 8 9 10 11 12 A road

Side

Leslie S

Bloo

5 404

Ave

Rd King 20

St Yonge

on ingt

Bayview

F G

rson Jeffe

road 15 10 16 14

Side

19th

ble R

Gam 1

I J

404

ent

Reg

Neal D

sR Mill

Leslie

n Elgi

d Yorklan

Ave.

St 11

ill St

Str

nzie

acKe

ath

rM Majo

404

am D

. Ave

Denh

16th

e Av

ick R

dr Wel st St Bathur

central region: Richmond Hill

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

064-Cent. Richmond_RH_Map.indd 68

2016-02-17 3:38 PM

Page No.

Uptowns on Bayview

primonthomes.com

•

12 6I

10 IDEAL DEVELOPMENTS

Modern Manors

idealdevelopments.com

•

from $650,000

43 4H

IDEAL DEVELOPMENTS

Richmond Towns

idealdevelopments.com

•

from $800,000

43 5M

HEATHWOOD HOMES

Hampshire Mews heathwood.com

from $485,000

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

from $730,000 7Q

MATTAMY HOMES

Richmond Green

ARISTA HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

MADISON HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

FOREST HILL HOMES

Jefferson Forest foresthillhomes.ca •

•

from $800,000 4H

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

roseviewgrand.com

27 ACORN HOMES

Oak Knoll acornhomes.ca

28 SENATOR HOMES

Richvale

•

• •

from $650,000 4L

•

from $650,000 3C

senatorhomes.com •

•

from $800,000 2J

central region:

King’s Crossing 416-291-9666

Richmond Hill

www.mattamyhomes.com • • 9J

20 NORTH STAR HOMES

26 ARTEN DEVELOPMENT GROUP The Manors of Roseview Grand IFC-Inside front cover

Price Range

M Fi ap nd er

PRIMONT HOMES

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

065-Cent. Richmond_RH_index.indd 81

2016-02-17 3:42 PM

066-Cent. North2_Nmrkt_Map.indd 70

2016-02-17 3:50 PM

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

M Fi ap nd er

et a Se ch m ed To i w n Co ho nd me o

# Si te

Page No.

Builder

FIELDGATE HOMES

BlueSky Stouffville

from $600,000

25 18F

ARISTA HOMES

Aurora Trails aristahomes.com • • from $700,000

5 13F

Tel

Price Range

fieldgatehomes.com •

23 ARISTA HOMES

Boxgrove Village Markham aristahomes.com

30 MADISON HOMES

Cornell Rouge 905-472-9556 • •

from $690,000

15 8G

30 FOREST HILL HOMES

15 8G

•

5 7H

Cornell Rouge 905-472-9556 •

from $690,000

MARYDEL HOMES

Woodland Hills 905-898-7380

•

from $400,000 10B

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 18F

MATTAMY HOMES

St. John Forest

mattamyhomes.com

from $630,000 14E

GERANIUM HOMES

Trails at Cardinal point

fieldgatehomes.com •

from $850,000 18F

TREASURE HILL HOMES

Accolades in Markham 416-798-7705

PRIMONT HOMES

Heirloom in Markham 905-201-2804

• •

from $510,000 7F

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

• •

from $2597,000 14H

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

from $450,000 6G

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

from $450,000 6G

BROOKFIELD RESIDENTIAL

The Arbors 905-503-0992

•

from $650,000 14F

COUNTRY WIDE HOMES

The Arbors 905-907-1500

•

from $720,000 14F

Havelock Town Manors 289-301-0077

•

from $560,000

•

from $1000,000 7G

10 BRIARWOOD HOMES

•

from $830,000 6F

MADISON HOMES

Greensborough 905-201-7700

GREENPARK HOMES

Markham Meadows

IDEAL DEVELOPMENTS

Pinnacle on the 14th Avenue idealdevelopments.com

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

ASPEN RIDGE HOMES

Woodland Hills 416-270-9484

•

from $450,000 9C

FIELDGATE HOMES

Aurora Trails

fieldgatehomes.com •

•

from $620,000 13F

PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

OPUS HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

LINDVEST

Auroraglen lindvest.com

• • 14E

•

greenparkhomes.com • 7G •

from $1800,000

CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

from $283,000 18F

KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

NEW ERA HOMES

Landmark Estates 905-953-9046

from $550,000 11D

starlanehomes.com •

from $434,000 18F

20 STARLANE HOME CORPORATION BlueSky Stouffville 21

ANDRIN HOMES

Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP

Heritage Collection 905-640-2274

•

22 GERANIUM HOMES

Pace on Main 905-591-1071

24 BALLANTRY HOMES

Cornell

ballantryhomes.com •

25 ANDRIN HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $500,000 10C

25 LAKEVIEW HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $890,000 10C

26 GERANIUM HOMES

Bloomington Woods 905-642-1900

•

from $1400,000 18D

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14E

30 MADISON HOMES

Forest Hill cornellrouge.com

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $680,000 18F

• from $330,000 18F

•

from $520,000 8G

•

from $400,000 8G

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

from $850,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

from $600,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

from $420,000 7F

50 GERANIUM HOMES

Bloomington Woods 905-640-1900

•

from $1.1,000 7F

Coventry Valley 905-836-8902

from $600,000 10D

ASPEN RIDGE HOMES

OXFORD HOMES

53 H&R DEVELOPMENTS

Castle Square

hr-newhomes.com • 6G

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

NorttStarHomesInc.com

from $450,000 10H

•

from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

from $520,000 5G

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794

•

from $769,000 13H

70 MATTAMY HOMES

Cornell

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

mattamyhomes.com •

•

from $490,000 8G

• •

from $250,000 19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

067-Cent. North2_Nmrkt_index.indd 83

2016-02-17 4:01 PM

068-FurtherNorth Barrie_Map.indd 72

Mono

Hwy 5

Adjala

400

King 14

Schomberg

Tecumseth and Tottenham65 71

Keswick

20 7 11

Georgina 2

k La

im eS

East Gwillimbury

45 70 40017 16 5 Bradford

Alliston

Beeton

Essa

37 33 55

Barrie

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

400

Lindsay

Uxbridge

Cannington

Scug

Oshawa

401

Manvers

400

ark

Map

8 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t Rd t Poin

Steel St

Lakesh ore Burton Av Dr e

Newcastle

w levie mR Sale

Map

Scugog

Lake

n geo

Georgina Island 33 obcay B

s Dr

n Vetera

Shelburne

Rd agh Ard 4

lop

ia Rd

Wasaga Beach

Mara

r lle Mi

n Du

400

Huron Rd w ie

60 41 22

Oro

Orillia

Barrie

10 11 12 13 14 15 16 17 18 19

Bracebridge

irv

46 3

Tay

400

Midland

Thornbury

Georgian Bay

th St

2 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

north region:

e inc

2016-02-17 4:02 PM

Price Range

Page No.

M Fi ap nd er

et Se ach m ed To i w Co nho nd m o e

ASPEN RIDGE HOMES

King Country Estates

905-558-0255 •

from $780,000

GOLD PARK HOMES

Encore Brampton

goldparkhomes.com

from $650,000

47 6N

Willow Glen Tottenham

905-406-1044

•

from $400,000

35 7J

• •

from $650,000

57 8J

• from $650,000

57 8J

IFC 7K

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115 •

from $210,000 5F

RED BERRY HOMES

MarlLake Village 1-877-428-5115 •

from $210,000 5F

DELPARK HOMES

Cedar Ridge 905-722-7210 •

LOSANI HOMES

Summit Shores

4 5

• •

from $275,000 10G

losanihomes.com/readybuilt

from $390,000 2E

MANCINI HOMES

Princeton Woods 705-730-1978 •

from $330,000 14E

NATIONAL HOMES

The Forest 416-746-1234

from $480,000

MARIPOSA HOMES

Trailside 705-329-3330 •

•

from $249,000 8C

MANCINI HOMES

West Ridge Place Orillia 905-773-9997 •

from $300,000 8C

GRANDVIEW HOMES

Mayberry Estates 705-735-0732 •

from $460,000 9G

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807 •

from $250,000 18E

GRANDVIEW HOMES

Big Bay Point 705-735-0732 •

from $355,000 13E

West Shore Lakeside Community 705-689-0001

from $350,000 9C

10 SUMMERHILL HOMES

•

• •

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201 •

•

from $290,000 9G

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

PREVIN COURT HOMES

Victorian Village 1-855-777-3846 •

•

from $335,000

AVERTON HOMES

Victoria Highlands averton.ca

•

from $550,000 10H

ROSEHAVEN HOMES

Victoria Highlands 905-473-3225 • 9H

ROSEHAVEN HOMES

King Country Estates 905-558-0098 •

from $700,000 7K

COUNTRY WIDE HOMES

King Country Estates 905-907-1500 •

from $750,000 7K

MARYDEL HOMES

Seven Meadows

from $290,000 11F

GREAT GULF

Summerlyn Village 905-775-3461 •

from $560,000

BROOKFIELD RESIDENTIAL

Grand Central 905-778-0873 •

from $600,000

GRANDVIEW HOMES

Cromwell Place 705-735-0732 • 7G

marydelhomes.com •

•

20 OXFORD HOMES

The Fairgrounds in Sutton 905-235-7744 •

20 ASPEN RIDGE HOMES

Simcoe Landing Keswick 647-921-0381

22 STERLING HOMES

Blue Horizon

•

from $320,000 9G

•

from $490,000 9H

bluehorizonluxury.com •

from $700,000 4E

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583 •

from $380,000 3E

28 DEMOCRAT HOMES

Maplewood 705-835-0354 •

from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656 •

from $450,000 8E

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424 •

SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445 •

PRISTINE HOMES

Pebbleshores 705-436-5547 •

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880 •

from $200,000 5E

•

from $300,000 7H

•

from $285,000 8G

40 ROYALPARK HOMES

Emerald Forest royalpark.com •

•

from $200,000 6H

DELPARK HOMES

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

42 RAYMAC HOMES

Brennan Enclave 705-516-0681 •

from $252,000 6H

43 BREMONT HOMES

Centretown 1-877-855-1122

from $234,000 5E

44 BROOKFIELD RESIDENTIAL

Treetops 1-855-590-3577 •

from $370,000

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 •

from $360,000

•

45 ROSEHAVEN HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

45 ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555 •

•

from $210,000 2E

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662 •

•

from $225,000 7G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288 •

from $420,000 8G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665 •

from $280,000

59 BROOKFIELD RESIDENTIAL

Fieldstone 1-855-379-1495 •

from $600,000 5J

59 DELPARK HOMES

Fieldstone MyFieldstone.ca •

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999 •

from $310,000 3E

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929 •

from $310,000

DEVONLEIGH HOMES INC.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

•

north region:

Tel

65 BROOKFIELD RESIDENTIAL

IFC-Inside front cover

Site

# Si te

Builder

069-FurtherNorth Barrie_index.indd 85

2016-02-17 4:11 PM

070-West Mississauga_Map.indd 86

2016-02-17 4:51 PM

west region: Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

M Fi ap nd er

et Se ach m ed To i w Co nh nd om o e

Si te

IDEAL DEVELOPMENTS

Meadowvale Lane

idealdevelopments.com

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

AMACON

The Towns at Parkside Village 705-435-9991

•

from $550,000 8F

CONSERVATORY GROUP

Central Park North 905-890-0195

•

from $465,000 7F

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $720,000 6F

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

from $550,000 9J

GREAT GULF

Hot 905-828-4257

DUNSIRE DEVELOPMENTS

Crown Collection

DEZEN HOMES

McLaughlin 905-696-7938

Price Range

•

• from $420,000 5K

•

Derry Village Mississauga foresthillhomes.ca

23 DUNPAR HOMES

Park View Trail 416-253-5888

24 DUNSIRE DEVELOPMENTS

Barca Verde barcaverde.ca

24 DUNSIRE DEVELOPMENTS

Anchors at lakeview 905-990-1745

43 4C

• from $300,000 5H

1-888-519-2346 x201 •

20 FOREST HILL HOMES

from $776,000

•

from $1750,000 7B

from $544,000 8B

from $690,000 8B

•

from $500,000 11G

•

from $690,000 10I

•

from $420,000 10I

Mississauga

Tel

Site

west region:

IBC-Inside back cover

Page No.

Builder

071-West Mississauga_index.indd 61

2016-02-17 5:15 PM

1 2 3 4 5 6 7 8 9 10 11 12

H an se n

nn ia l

ne Dia

Ce nt e

St ch ur

rS tre Al de

Av e

ne Li

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58 wa road

St beth Eliza St Zina La w re nc e

ve nd A e Seco First Av

ad iso n vie Av w e Dr

Orangeville

St Third t nd S Seco First St

Blind Li

Ave

Fifth

25 th

oa d

Sid er

er o

Sid

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Bolton

H Rd it

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ill M

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Dr .

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ee n

410

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4 64 62

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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

10 S y ve w A H hy c ur

on et

21 55

St W

Pk wy d

Dr n at io se rv /C

ird

va Bo

Dr Co

Rd ol ho Sc d Ol

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W an l

Brampton

10 16

Rd 65

w Rd

ge ita er

au H

24 18

sy ie

itv

iss

ea cV

Cr M

ill

To r

try

sid

alw oo

sto

lin

Cr he ft

ay Rd 51

irp

ea ea

rio

Caledon

west region: Brampton, Caledon, Bolton

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

072-West Bolton-Cal-Brp Map.indd 88

2016-02-17 5:16 PM

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592 • • •

FIELDGATE HOMES

Lotus Pointe Caledon

Price Range

Page No.

from $360,000

IFC 11L

•

25 6M

55 PRIMONT HOMES

Newtowns at Mount Pleasant primonthomes.com

•

from $390,000

13 6P

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $690,000

Insert & 25 8P

62 FIELDGATE HOMES

City Towns Valley Lands in Brampton fieldgatehomes.com •

Insert & 25 8P

67 PRIMONT HOMES

Seasons in Caledon 905-843-8686 • •

• •

from $420,000

12 7M

LIV COMMUNITIES

The Classics info@livhere.ca •

from $600,000 6O

COSCORP INC.

The Village of Southfields

• •

from $490,000 6L

MONARCH CORPORATION

The Village of Southfields 905-843-0707

•

• •

from $690,000 6L

MATTAMY HOMES

The Village of Southfields 905-843-0707

•

• •

from $414,000 6L

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

•

from $350,000 7N

VANMAR HOMES

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

•

from $583,000 6P

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 8M

GREENPARK HOMES

Mayfield Village 905-230-2592

• •

from $360,000 11L

TREASURE HILL HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com

•

from $946,000 11L

GREENPARK HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

QUEENSGATE HOMES

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

AVALEE

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com

•

• from $496,000 7O

MATTAMY HOMES

Mount Pleasant Village

• from $255,000 7O

thevillageofsouthfields.ca •

•

mattamyhomes.com •

•

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

GREENPARK HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000 6M

STARLANE HOME CORPORATION Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $636,000 6M

ROSEHAVEN HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca •

from $450,000 6M

GREAT GULF

Westfield 905-866-6876

•

from $500,000 10K

STANFORD HOMES

The Ravines of Credit Woods 905-453-4200

from $570,000 6P

TREASURE HILL HOMES

Southfield Meadows treasurehill.com

•

ROSEHAVEN HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000 6O

TOWNWOOD HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000 6O

PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

• •

• from $190,000 8M

SABERWOOD HOMES

Heart Lake Village 905-773-6549

LINDVEST

Spring Valley Junction lindvest.com/svj •

from $620,000 7P

20 LIV COMMUNITIES

Casablanca 905-915-5227

•

from $700,000 9J

PRIMONT HOMES

Centretown 905-495-5067

•

• •

from $410,000 6P

23 HEATHWOOD HOMES

Meadow Green 647-287-7042

•

from $650,000 8R

24 CONSERVATORY GROUP

Trinity Village 905-846-2930

•

from $440,000 7N

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

OXFORD HOMES

Adena Ridge 905-584-6444

from $600,000 37O

•

from $420,000 6M

• from $300,000 8N

•

from $430,000 9Q

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD RESIDENTIAL

Pathways 905-584-2225

48 ASPEN RIDGE HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $1100,000 8Q

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

from $450,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $487,000 6P

55 PARADISE HOMES

Upper Mount Pleasent

•

from $400,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

from $339,000 3C

60 PRIMONT HOMES

Castlemore 905-856-5777

• •

from $430,000 9K

62 PARADISE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $640,000 6P

66 BALLANTRY HOMES

Spring Valley Village

ACORN HOMES

•

from $350,000 9M

•

from $490,000 8K

paradisedevelopments.com •

ballantryhomes.com

•

from $420,000 9M

west region: Brampton, Caledon, Bolton

Tel

fieldgatehomes.com •

IFC-Inside front cover; IBC-Inside back cover

Site

M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

# Si te

Builder

073-West Bolton_Cal_Brpt_index.indd 63

2016-02-17 5:29 PM

Co un t

ne Li

h 9t

th 10

yR d

Hillsburg

n ai

ne Li

1 2 3 4 Erin5 6 7 8 9 10 11 12 St

h 8t ne Li ll R

Q 403

4 39 41

W Rd ia nn ita

Br Rd

e lin se er w Lo Rd 1 d oa er St

11 rth

St w

irv Rd

lvd

r ho

Hwy 2

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Niagara on the Lake 2

40 Hannon42

Sid as

8 E t sS

a nd

Hamilton

e Rd

Jer

d oa

QEW

Rd n io es s

nc h

sio es nc Co

Dr .

Snak

lli Co

er Sid

Rd n

es nc Co

Burlington Bay

Sid

ita Br E Rd

sio

sle

rli

ia nn

n sio es nc

h rry De

Rd e

lb Ki

es nc

Co th

sid

Mohawk

ill eyv

Waterdown Burlington

n ai M E sA ve

rid

le St

Rd e

er sb

sio

rlo

QEW

403

d oa E ill lv el pb m

s es

St E Dundas

403

er Sid 20 er Sid

15 Rd n sio

es nc Co

Burlington

Flamborough

Sid e

Sid er

d oa er Sid 25

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

©s

or ern

R ar

W al

407

Waterdown

Tr 5 em ai

Rd Rd ne e Li Lin 4 3

sio

iss

401

9 17

ill

401

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

g al af Tr

w To

oa d Sid er

y. 7

Halton Hills Georgetown Ja m

on Br

ne Li

oa d Sid er

oa d

D E

oa d Sid er

Cl ay

d rR Rd ga e al n af Li Rd Tr 6 ne Li 4

rt Rd ou ll s C chi le r vd Co Bl hu C t on e S ct c la al W

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in e ai n W Li nt ou 10 M

Acton

hi ll Rd

Stoney Creek

Grimsby 44 37

St. Catharines

Niagara 420

074-West Acton-Halton_Map.indd 90

2016-02-17 5:48 PM

The Enclaves of Upper Canada 289-891-9103 •

•

Page No.

from $520,000

7 9C

46 GREAT GULF

Arbor Peaks arborpeaks.com • from $490,000

19 9H

SCHUIT HOMES

Perth Park 905-628-9559

• 2Q

GREAT GULF

Edgewood 905-356-9408

•

SPALLACCI HOMES

Simona Place

SPALLACCI HOMES

Eden Park 905-381-4280

SPALLACCI HOMES

Eden Park

STARLANE HOME CORPORATION Mountainview Heights Waterdown starlanehomes.com • 8M

COUNTRY GREEN HOMES

The Uptowns of waterdown 905-690-7600

•

from $250,000 10K

LAKEVIEW HOMES

Cannery Park 1800-565-5150

•

from $320,000 9G

MATTAMY HOMES

Cranberry Hill

www.mattamyhomes.com

from $325,000 8M

BEAVERHALL HOMES

Forestwood 905-636-1365

•

10 GREAT GULF

Rolling Meadows 905-680-0841

BRANTHAVEN HOMES

Jazz Condos jazzcondos.ca

TOBYN PARK HOMES

Park City parkliving.ca

HEATHWOOD HOMES

The Village at Traditions 905-876-3140

•

AVERTON HOMES

Averton Square

HOMES BY DESANTIS

Aquablu Lakeshore Condos 289-235-8541

MATTAMY HOMES

Hawthorne South Village

CONSERVATORY GROUP

Jasper Village 905-636-1942

from $305,000 11Q

spallaccihomes.com • 2Q •

from $320,000 2Q

spallaccihomes.com •

from $320,000 2Q

•

from $518,000 9G

• from $300,000 12R

•

from $200,000 9N

from $441,000 8H

avertonsquare.com •

from $650,000 9H

•

mattamyhomes.com

from $220,000 5R

•

from $634,000 9G

•

from $520,000 10G

•

from $194,000 12R

•

from $250,000 8M

•

22 COUNTRY GREEN HOMES

Park Place Village 905-690-7600

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 PHELPS HOMES

Jordan Village phelpshomes.com

•

from $345,000 8R

36 PHELPS HOMES

Brookside phelpshomes.com

•

from $236,000 7R

37 PHELPS HOMES

Streamside phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen 289-239-7629

from $370,000 2Q

39 LOSANI HOMES

The Fairgrounds 289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen 905-538-8752

from $270,000 4Q

LOSANI HOMES

Sherman Oaks 905-574-0828

from $290,000 3R

42 LOSANI HOMES

Paramount 905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park 905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery 905-563-0666

from $330,000 8R

45 ROSEHAVEN HOMES

On the Ridge liveontheridge.ca •

•

from $390,000 3R

45 HOMES BY DESANTIS

On the Ridge liveontheridge.ca •

•

from $390,000 3R

out of range HOMES BY DESANTIS

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

out of range ROSEHAVEN HOMES

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

• •

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

• from $180,000 10L

•

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777

IBC-Inside back cover

Price Range

M Fi ap nd er

MENKES

Tel

et a Se ch m ed To i w Co nh nd om o e

Site

# Si te

Builder

075-West Acton_Halton_index.indd 65

2016-02-17 5:53 PM

1 2 3 4 5 6 7 8 9 10 11 12 A

r rD

m ha rn

M id d

Up p

ld na Do ac

sh a St or e Rd

e rM

Rd ee

ate

hil

tW sS da Du n 15

Tr e

th m ha rn Bu

tti

e Av

n so at W

o ris or M

n Rd

Devo

E Rd pe or th

n Li

tw ar

Ro ya ll R l W in d d

Ford Dr

n Li

Tr a

403

n Li

Oakville

rlo

h Ave

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Elgi

Clyde

St.

r Rd

lin Blv

Lang

le Hespe

west region: Oakville, Cambridge

Guelp

rdale

S tain

n Rd essio

Foun

Beave

ck Rd

le Blo

Midd

Conc

s Rd

Myer

076-West Oakville Map.indd 92

2016-02-17 5:54 PM

MATTAMY HOMES

The Preserve

STARLANE HOME CORPORATION

Woodland Trails liveonoakville.ca

•

from $590,000 5D

ROSEHAVEN HOMES

Woodland Trails liveonoakville.ca

•

from $590,000 5D

MARKAY HOMES

Bronte Park Town Manors 416-746-1234

•

from $590,000 3H

GREAT GULF

Trafalgar Landing 905-844-1605

• from $200,000 5C

DUNPAR HOMES

Trafalgar Ridge 905-464-0754

• from $650,000 6D

BRANTHAVEN HOMES

Oakvillage oakvillage.ca

•

from $410,000 5C

MINTO

Oakvillage oakvillage.ca

•

from $410,000 5C

EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006

•

from $410,000 5C

MENKES

Millstone On The Park 905-825-3619

•

from $420,000 3G

SEARCH ONLINE ypnexthome.ca

mattamyhomes.com

• •

8-9 4E

west region: Oakville, Cambridge

Page No.

M Fi ap nd er

et ac h m ed To i w Co nh nd om o e

Price Range

Tel

# Si te

Builder Site

077-West Oakville_index.indd 67

2016-02-17 5:57 PM

Wentworth St

Bloor St.

Phillip Murr

Gibb St

Wentworth St

401

Adelaide Ave

Dundas St E

Bayly St E

401

Kingston Rd

Church St S

401

em ug

Whites Rd

st ing

Sheppard Ave

Spruce Hill

Granite Court

Appleview Rd

Altona Rd

Finch Ave

Fairport Rd

Liverpool Rd

Dixie Rd

Brock Rd Sandy Beach

Glenanna Rd

Brock Rd sR Oak jor a M Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Highview Rd

Delaney Dr

Lak

riv

Riverside

3 Concession

Westney Rd S

Magill Dr

Pickering Beach Rd

Stroud's

Rossland Rd

4 Concession

Rossland Rd

11 90

5 Concession Altona Rd

4 Concession

32 Sideline

Shoal Point Rd

Finley Ave

Rosebank Rd

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd Whitevale Rd

Brock Rd

North Rd

30 Sideline

66 Ravenscroft

16 Sideline

City of Pickering

7 Conncession

28 Sideline

9 Concession

24 Sideline

King St W Bond St W

Rossland Rd

7 Taunton Rd W

Westney Rd N

16 Sideline

20 Sideline

McQuay

2 Salem Rd

Church St N

Brock Rd

Gordon St

Cochrane St

Fifth Conces

7 Concession

8 Concession

Brock St S

Audley Rd

Salem Rd

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Hopkins St

Townline Rd

Greenwood Rd

12 Sideline

Thornton Rd

Kendalwood R

Lakeridge Rd

4 Sideline R

6 Sideline 9 Concession

Coronation R

4 Sideline

4 Sideline R

Halls Rd N

Brock St N

Country Lane

6 Concession

Columbus Rd

Brawley Rd

Lake Ridge R

Rossland/Winchester R

Myrtle Rd W

Country Lane

Taunton Rd E

Baldwin St S

Ashburn Rd Cochrane

Stevenson Rd

Garden St Blair St

Garden St

Cedarbrook T

Anderson St

Park Rd S

Manning Rd

Conlin Rd

Baldwin St N

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Dryden Bv

Thickson Rd Duffs Rd

Olive Ave

Beatrice St

Thornton Rd

Wilson Rd S

Bloor St

60 3

Church St E

Sim

Mary St N Taunton Rd W

21 Ritson Rd N

Stevenson Rd

Harmony Rd S

Central Park

Garrard Rd

King

Adelaide Ave

Conlin Rd

City of Oshawa

8 Concession

Stevenson Rd

St E

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Wilson Rd N

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Pickering, Ajax, Whitby, Oshawa

Grandeview S

Harmony Rd N

devie

Gran

Bay

east region:

Townline Rd. Grandeview S

078-East_Ajax.Map.indd 78

2016-02-17 6:04 PM

M Fi ap nd er

ARISTA HOMES

Whitby Meadows aristahomes.com • •

FIELDGATE HOMES

Whitby Meadows

fieldgatehomes.com • •

25 9F

HEATHWOOD HOMES

Country Lane in Whitby

CountryLaneWhitby.com • • •

23 9G

ANDRIN LTD.

Country Lane in Whitby

CountryLaneWhitby.com • • •

23 9G

TRIBUTE COMMUNITIES

Charing Cross 905-571-1011

•

from $390,000 14E

GREAT GULF

Stonecrest greatgulf.com

•

from $298,000 14G

MENKES

Somerset 905-428-0500

•

from $690,000 7G

TRIBUTE COMMUNITIES

The Village of Brooklin West 905-425-0539

•

from $400,000 11D

EMERY HOMES

Town Central 1-877-953-6379

•

from $350,000 4J

HIGHMARK HOMES

Triumph whitbytriumph.ca

LAKEVIEW HOMES

The Forest of Lyndebrook 416-746-1234

STAFFORD HOMES

Price Range

5 9F

•

from $390,000 10G

•

from $490,000 10F

Elements Townhomes elementsajax.com

from $390,000 7H

10 FERNBROOK HOMES

Altona Woods

fernbrookhomes.com

from $450,000

MATTAMY HOMES

Seaton

www.mattamyhomes.com •

AVERTON HOMES

LIFETIME HOMES

KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green 905-493-8820

TRIBUTE COMMUNITIES

21 31

•

from $350,000 5G

Main Street Seaton averton.ca

from $280,000 4F

Folkstone 1-877-365-9555

•

from $335,000 10G

•

from $320,000 11I

U.C. Towns 905-571-0222

•

from $350,000 13F

GREAT GULF

Grandview Oshawa 1-888-579-7235

•

from $334,000 14F

PRESTON HOMES

Prestonvale Heights 905-432-2800

•

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

34 DELPARK HOMES

The Brook

thebrookhomes.com •

from $400,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows 905-427-8255

47 SENATOR HOMES

Harbourside Condominiums 905-493-3823

•

from $270,000 9J

48 SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 BAYCLIFFE HOMES

The Gates of Whitby 905-668-9828

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin 905-725-4539

•

from $310,000 15G

67 MIDHAVEN HOMES

Breeze 1-877-773-6888

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates 905-438-9516

•

from $1050,000 11C

90 LEBOVIC HOMES

Old Taunton in Pickering 905-428-3434

• • • 5H

The Towns of Nichol Green Phase 2 905-441-3312

SUNDANCE HOMES

•

from $500,000 6J

from $350,000 11J

Pickering, Ajax, Whitby, Oshawa

Tel

Site

east region:

et a Se ch m ed To i w Co nh nd om o e

# Si te

Page No.

Builder

079-East_Ajax.index_index.indd 115

2016-02-17 6:10 PM

80â&#x20AC;&#x192;

080-FurtherEast_Uxb_Map.indd 80

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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

east region:

MASON HOMES

Port Hope Lakeside Village 905-885-6565

•

from $229,000 15J

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

FAR SIGHT HOMES

The Estates at Sunset Ridge 905-642-9015

•

from $930,000 2E

PARKVIEW HOMES

Jackson Creek Meadows 705-748-4663

• 2I

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

• 2I

AVERTON HOMES

Beacon Hill Bowmanville averton.ca

•

from $450,000 13B

BROOKFIELD RESIDENTIAL

Foxtrail foxtraillife.ca

•

from $470,000 5C

KAITLIN GROUP LTD.

Port of Newcastle 1-800-305-6849 •

KYLEMORE COMMUNITIES

Port of Newcastle 905-987-5146

•

from $479,000 14E

STORYBOOK HOMES

Bond Head Estates 905-438-9516

•

from $850,000 14E

PARKVIEW HOMES

Harmony Condominiums 705-748-4663

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• •

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48 JEFFERY HOMES

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• •

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72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

•

• from $260,000 14E

• from $189,000

hr-newhomes.com •

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Page No.

east region:

Price Range

M Fi ap nd er

Tel.

et Se ach m ed To i w n Co ho nd me o

Builder Site

# Si te

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Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

THE FAIRGROUNDS By: Oxford Homes City: Sutton Housing type: Freehold towns from the low $300’s; detached singles from the low $400’s oxfordhomescanada.com

MAPLE STATION By: Andrin Homes City: Vaughan Housing type: Modern freehold townhomes from the low $600’s andrinhomes.com

FOXTRAIL PRIMONT’S NEWTOWNS AT MOUNT PLEASANT

KLEINBURG GLEN

new openings KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: Exclusive collection of luxury homes from the $690’s goldparkhomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Phase 2 of master-planned community of townhomes primonthomes.com

BRIAR HILL CITY TOWNS By: Madison Homes City: Toronto Housing type: One- and two-storey urban towns at Dufferin Street and Briar Hill Avenue madisonhomes.ca

TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com

GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots homes from the $800’s glenwayliving.com

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-. 70and 80-ft. detached homes mytribute.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

By: Brookfield Residential City: Uxbridge Housing type: Bungalow townhomes from $469,990 brookfieldhomes.ca

new releases TRAFALGAR GREEN By: Kantium Development City: Whitby Housing type: Final release of two-storey Garden Towns and three-story Village Towns trafalgargreen.com

HUMBER MEWS By: Menkes City: Etobicoke Housing type: Townhomes with basement and garage access from $559,990 menkes.com

preview registration COUNTRY LANE By: Andrin Homes & Heathwood Homes City: Whitby Housing type: Master-planned community of 36- and 45-ft. detached homes countrylanewhitby.com

…continued on page 84

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LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

continued from page 82

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

ANCHOR WOODS By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca

ARISTA HOMES’ BOXGROVE VILLAGE

to be among the first to learn about this new community brookfieldhomes.ca

UPPER SUMMERSIDE By: Mattamy Homes City: Scarborough Housing type: New townhome designs in established family-friendly neighbourhood mattamyhomes.com

HERON PARK By: Mattamy Homes City: Scarborough Housing type: Townhomes and semidetached homes mattamyhomes.com

SEATON TAUNTON 9130 BATHURST

By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

By: Senator Homes City: Richmond Hill Housing type: Modern townhomes senatorhomes.com

THE LOGGIAS IN RICHDALE

SPRING VALLEY JUNCTION

By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

By: Lindvest City: Brampton Housing type: 38- and 41-ft. detached homes lindvest.com

MEADOWGREEN ST. JOHN’S FOREST By: Mattamy Homes City: Aurora Housing type: 45- and 50-ft. lots in a wooded enclave mattamyhomes.com

By: Heathwood Homes City: Brampton Housing type: Townhomes, semis and singles on Mississauga Road heathwood.com

CREDIT RIVER GOLF ESTATES WHITBY CENTRAL By: Brookfield Residential City: Whitby Housing type: Single-detached homes in an established family neighbourhod brookfieldhomes.ca

By: Bremont Homes City: Brampton Housing type: Estate homes on Creditview Road from more than $1 million mybremont.ca

DREAMFIELDS By: CountryWide Homes City: Bradford Housing type: Single-detached homes and townhomes countrywidehomes.ca

OAK PARK By: Ballantry Homes City: Oakville Housing type: Urban townhomes and midrise condominiums ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes City: Milton Housing type: Exclusive townhomes mattamyhomes.com

MOUNT PLEASANT By: Great Gulf City: Brampton Housing type: Full-depth lots with unique standard features greatgulf.com

UPTOWNS AT BAYVIEW By: Treasure Hill Homes City: Richmond Hill Housing type: Freehold townhomes at Bayview and Hwy. 7 treasurehill.com

GREEN VALLEY ESTATES THE BROOK By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

By: Bayview-Wellington Homes City: Bradford Housing type: Townhomes, semis and singles greenvalleyestates.com

THE ARBOURS NEW SEATON By: Brookfield Residential City: Pickering Housing type: Coming in 2016 – register

By: CountryWide Homes City: Aurora Housing type: Single-detached homes countrywidehomes.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

84 YPNEXTHOME.CA

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085 Ho

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.6

Alterna Svgs/Alterna Bk

2.7

Bank of Montreal

2.7

Bank of Nova Scotia

2.7

Canadian Western Bank CFF Bank CIBC

2.7

ICICI Bank Canada Manulife Bank

2.75 2.4

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 6.30op 2.89 6.75op 3.29 6.50op 3.14 6.30op 2.69 2.84 6.35op 3.15 3 3.20op 3.14 6.70op

2.64 4.00op 2.79

2.69

2.74

2.99

2.59

2.84

2.88

2.99

3.39

3.89

2.89

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.24 2.79

2.39 2.59

2.59 2.79

2.74 4.79

3.65 2.94

3.64 2.84

3.69 2.79

3.69 2.89

3.04

3.39

2.79

2.99

2.79 2.39

3.34 2.64

3.99 2.79

4.44 2.99

2.29

3.39

2.74

2.94

3.24

3.49

3.69

3.79

6.95op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.7

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 2.59

3.95 3.39

4.39 3.89

4.64 4.64

3.5

3.7

4.3

4.35

2.24 3.09

2.39 3.39

2.59 3.89

2.74 2.84

3.09

3.39

3.89

4.49

6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 1.69 6.30op 2.8 2.95op 2.45

2.89

2.95

2.99

2.89

2.24 2.79

2.49 2.89

2.64 2.95

2.79 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4.5

3.09

3.55

4.19

2.59

2.85

2.95

3.05

3.15

2.55

2.65

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE February 12, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 85

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2016-02-16 2:57 PM 2/16/16 11:10 AM

ADVERTISERINDEX ANDRIN HOMES - Hillsborough Holland Landing

BROOKFIELD RESIDENTIAL - Corporate

ANDRIN LTD. - Country Lane in Whitby

BROOKFIELD RESIDENTIAL - Willow Glen Tottenham

ARISTA HOMES - Aurora Trails

COM FREE - Promo

ARISTA HOMES - Boxgrove Village Markham

FAMILY OF MAGAZINES - Promo

FIELDGATE HOMES - BlueSky Stouffville

ARISTA HOMES - IMPRESSIONS

5 & 41

ARISTA HOMES - Vaughan Valley Estates

FIELDGATE HOMES - City Towns Valley Lands in Brampton Insert & 25

ARISTA HOMES - Whitby Meadows

FIELDGATE HOMES - IMPRESSIONS

ASPEN RIDGE HOMES - Chelsea Maple Station

ASPEN RIDGE HOMES - Corporate

IFC

FIELDGATE HOMES - Lotus Pointe Caledon

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Insert, 25 & 41

Insert & 25

ASPEN RIDGE HOMES - King Country Estates

IFC

FIELDGATE HOMES - Whitby Meadows

ASPEN RIDGE HOMES - Mayfield Village

IFC

FOREST HILL HOMES - Cornell Rouge

ASPEN RIDGE HOMES - Upper West Side

IFC

GOLD PARK HOMES - Encore Brampton

AVERTON HOMES - Corporate

GOLD PARK HOMES - Kleinburg Glen

BALLYMORE HOMES - Mill Street Village

GREAT GULF - Arbor Peaks

BRIARWOOD HOMES - Mill Street Village

HEATHWOOD HOMES - Country Lane in Whitby

86-87-Advertiser Index.indd 101

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HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd

PARADISE HOMES - IMPRESSIONS

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LUXURY LIVING MAGAZINE - Promo

PRIMONT HOMES - Renaissance Townes

MADISON HOMES - Briar Hill

PRIMONT HOMES - Seasons in Caledon

MADISON HOMES - Cornell Rouge

PRIMONT HOMES - Uptowns on Bayview

MATTAMY HOMES - The Preserve

8-9

ROSEHAVEN HOMES - Corporate

MATTAMY HOMES - Upper Summerside

SCHWARZ LAW LLP - Barristers & Solicitors

MENKES - Corporate

TREASURE HILL HOMES - Acacia Estates

MENKES - Dwell City Town

TREASURE HILL HOMES - Aurora Views on Wellington

MENKES - Hometown Sharon Village

TREASURE HILL HOMES - Tiara Estate Collection

MENKES - Humber Mews

TREASURE HILL HOMES - Victory Heights

MENKES - The Enclaves of Upper Canada

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MONTEVELLO DEVELOPMENTS - Heritage Towns On The Trail

YP NEXT HOME - Promo

IBC

86-87-Advertiser Index.indd 103

2016-02-17 12:52 PM

What’s Online

Trending now The latest real estate news from across Canada

Mattamy Homes becomes major partner with Cycling Canada

READ THE STORY ONLINE ypnexthome.ca/mattamy-cycling

2016 tax tips to save time, stress and money READ THE STORY ONLINE ypnexthome.ca/2016-tax-hacks

5 hottest markets where you can buy for less than $500K READ THE STORY ONLINE ypnexthome.ca/5-under-5

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