Racer. Daredevil.
aspenridgehomes.com
Credit Manor Heights NOW OPEN
aspenridgehomes.com
Upper Cornell MODEL NOW OPEN
King Oaks NEW RELEASE
Kleinburg Hills NOW OPEN
King Country Estates NEW RELEASE
Kettle Lakes Club NOW OPEN
© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. April 2013. 20505.
contents Apr 13 - 27, 2013
||
volume 21 issue 08
page 44
In the news
New-home builders are leaders in customer service
cover story
p. 32 geranium homes Satisfied customers top Geranium’s list
48
24
82
community focus features 24 woodbridge Fieldgate Homes
The toast of Woodbridge – with a new lot release from Fieldgate
36 markham, brampton Primont Homes
Primont communities now under construction
48 brampton Mattamy Homes 36
106
Modern, affordable style in an old fashioned neighbourhood
82 sutton Ballymore Homes
Don’t miss the opportunity to own at Lakeside Meadows
106 hamilton Spallacci Homes
Chateau-inspired semis coming this spring to Eden Park
52
66
108
60
regular and special features in every issue
4 editor’s note 10 contributors 54 hot dates 118 ad index columnists 14 BILD Report
The evolution of Green building
by Bryan Tuckey
16
tarion report
Don’t let landscaping affect your new-home warranty
by Howard Bogach
28 mortgage finesse
How to be mortgage-free sooner than you think by Calum Ross
40 Legally Speaking
Considerations for buying foreign property
by Jayson Schwarz
46
taxing issues
Building equity
by Henry Choo Chong
80
market research
New-home sales surge in all regions by Lloyd Martin & Mark Jin
120 fundamentally speaking
Learning about mortgages is time well spent by Wayne Karl
homebuyers’ help
66 green living
Four reasons to choose an energy-efficient new home 103 r esource section Mortgage Calculator and Rate Table 115 GTA Hot Sheet Two pages of new openings, new releases and preview registrations
in the news
44 Tarion
New-home builders are leaders in customer service 52 cibc Canadians think the time is right to lock into a fixed mortgage 60 menkes developments New model grand opening at Somerset in Ajax 62 education Ontario elementary schools score rankings improvement 88 chba Further intervention in housing markets not warranted 104 r bc Canadian homebuyers consider ownership a good investment 108 e nerquality EnerQuality recognizes first Energy Star home in Canada
editor’snote
Solid investment decisions begin at home
I
s there a positive to buying a new home in our current economic climate? You bet there is. When you buy from a new-home builder, your investment is backed by a strong warranty program. It protects your deposit before the home is built and it offers protection against defects in work and materials, unauthorized substitutions and delayed closings or occupancies after the home is constructed. Tarion oversees the warranty program in Ontario. See our Tarion Report column on page 16, or visit tarion.com for more details. What are the other positives of buying a new home? New housing prices are extremely competitive at this time and interest rates are low. If you think posted rates look good, ask your bank or mortgage broker if they can do better. While no one can guarantee what their home will be worth in the next 10 or 20 years, ask a recent new-home buyer what the value of their home is now. Chances are you will see them smile. There has been a steady increase in the price of new homes, especially in communities with new amenities such as schools, shopping and transit. There are no rules about what exactly a builder or sales representative must tell you about your prospective new neighbourhood, so do some homework of your own and investigate the area. The media often stresses the negative side of the story. It’s time to make solid investment decisions, and look beyond the doom and gloom. Investigate how you can make Canada’s economic environment work for you. Happy new-home hunting!
Susan Legge Editor-in-chief Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge
Like us on Facebook. Search: New Home Guide
Making informed choices
Canadians are making rational decisions when it comes to buying their first home
B
uying a home is a dream for many Canadians, but with rising prices, increasingly tight mortgage regulations and reports of questionable market conditions in some areas and housing categories, where to begin? With careful planning and research, that’s where. Indeed, Canadians are showing that despite any challenges facing the real estate market, they are taking the time to learn what they need to, and to make rational, informed choices. A new survey from Genworth Financial Mortgage Insurance Company Canada reports a significant rise in the number of recent first-time buyers who put down more than 20 per cent on their homes – 56 per cent, up from 36 per cent last year. Other new research, the BMO First-Time Home Buyer’s Report, indicates that two-thirds of first-time buyers say the latest changes to mortgage regulations – which reduced the maximum amortization for government-insured mortgages to 25 years from 30 – have not affected their buying timeline. Many even favour a 20-year amortization. By saving longer for larger down payments, and aiming to pay off their mortgages sooner, clearly Canadians are becoming increasingly responsible about these important homebuying steps.
Wayne Karl Editor Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl
4 New home guide GTA | april 13 - 27, 2013
Like us on Facebook. Search: New Home Guide
dreams We build
BRAMPTON
OAKVILLE
NEW RELEASE
Grand Opening!
Semi-Detached and Detached Homes surrounded by valley lands
905-457-3698 SEMI DETACHED
STARTING FROM THE HIGH
370’s $500’s $
DETACHED STARTING FROM THE LOW
ballantryhomes.com
Choose from “The Renaissance” Condominiums or Urban Townhomes From the Mid
200’s
$
Prices and specifications are subject to change without notice. E.&O.E.
My Enclaves – Georgetown A community within nature’s glory Semi Links & 30’ Detached Homes Guelph St. & MacFarlane Dr., Georgetown
A masterplanned, all Townhome community Bathurst St. & Finch Ave., North York NOW OPEN Starting from the low $300’s 416.730.1600
My Somerset – Ajax Durham’s Model Home of the Year 37’ & 42’ Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax UNDER CONSTRUCTION Starting from $469,990 905.428.0500
My Millstone – Oakville Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville UNDER CONSTRUCTION Starting from the low $300’s 905.825.3619
My Humber Mews – Etobicoke A Townhome enclave in South Etobicoke Browns Line & Evans Ave., Etobicoke COMING SOON Register now at menkes.com 416.642.8955
My Dwell – Etobicoke Design forward Townhomes North of Burnhamthorpe Rd. off the West Mall, Etobicoke COMING SOON Register now at menkes.com 416.642.8955
menkes.com
@MenkesLife
My Bloom – North York
Facebook.com/MenkesLife
Starting from the low $400’s 289.891.9103
MY STOREYS. MY MENKES.
NOW PREVIEWING
The Preserve Offers Plenty Of Opportunities To Find Your Special Place In Oakville.
THE
PRESERVE OAKVILLE
8 New home guide GTA | april 13 - 27, 2013
mattamyhomes.com
Watercolours Community
Preserve Greenspace
Downtown Oakville
Now Available, A New Selection Of Village Homes, 34', 38' & 45' Detached Homes. The Preserve has captured the imagination of everyone seeking an Oakville address and a community that provides everything a family needs to enjoy life right in the neighbourhood. Right now, we have a new release of thoughtfully designed and highly popular Village Homes and 34', 38', and 45' Detached Homes, many of which are available on a private crescent. We invite you to come and discover why Oakville living is so special in our landmark community of The Preserve.
45' Home, The Ginger, Elev. ‘E’, 3,085 Sq.Ft., $859,990 Elev. ‘D’’
38' Home, The Jasmine, Elev. ‘C’, 2,582 Sq.Ft., $734,990
Freehold Townhomes From $359,990 Detached Homes From $619,990 Hwy 40 3
Sales/Design Centre
4th Line
3rd Line
Bronte
Hwy 5
QEW
Village Home, The Clearwing, Elev. ‘D’, 1,135 Sq.Ft., $379,990 Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm LIKE US ON FACEBOOK
www.facebook.com/mattamyhomesGTA
All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
9
vice-president, wall2wall Media
Jacqueline Hill
New home guide
Sales Manager New Home guide GTA, new condo guide, home décor & renovations
contributors
Conni Robinson
associate publisher, NEW home & condo guide SWO, lifestyle communities
Susan Maxwell
editor-in-chief, National real estate
Susan Legge Editor
Wayne Karl art director
Sarah Jang
contributing Editors
Sara Duck, Elisa Krovblit, Lydia McNutt (on leave) BILD Report
Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)
Taxing Issues
Henry Choo Chong, CGA
Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca
tarion report
Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.
mortgage finesse
Calum Ross Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905
senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive
Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator
Terry Bassett
distribution & sales co-ordinator
Jennifer Bistron
administrative assistant
Antoinette Jackson production Manager
Bala Gnanapandithan production co-ordinator
Sandra Hanak-Vujnovic graphic designers
Dhaval Naik, Sandra Hanak-Vujnovic, Mike Terentiev National Account Manager, Mediative
Paul Slizys
Published by
Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
Legally Speaking
Jayson Schwarz, Schwarz Law Barristers and Solicitors
Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040
market research
Lloyd Martin Lloyd Martin is principal with Trimart Research Corp., with 30 years in the business. His industry knowledge and professional experience leads the Trimart team to provide exceptional service and sales results. He can be reached at 905.660.7788
market research
Mark Jin Mark Jin is market research manager at Trimart Research Corp. He can be reached at 905.660.7788 or mark@trimart.ca
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867
newhomeguide.ca
Advertising Call 416.626.4200 for advertising rates and information.
Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.
Circulation
Copyright 2013 All rights reserved by New Home Guide,
Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Terms Advertisers,
Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
10 New home guide GTA | april 13 - 27, 2013
dreams
Where and families come together in 3 Superb Communities MARKHAM
MARKHAM LE
W SE NE EA L RE
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UPO T
Semis and Detached homes on 30’, 36’ and 40’ lots.
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Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.
ODELS ED M
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Cornell Ce ntr
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THORNHILL
from
$
525,990
905-472-7667
from
$
593,990
905-201-7700
from
$
1,089,990
905-417-1203
madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
11
12 New home guide GTA | april 13 - 27, 2013
april 13 - 27, 2013 | New home guide GTA 13
bildreport
Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).
The evolution of Green building by Bryan Tuckey Being the president and CEO of an association, I often find myself speaking at various industry functions such as educational seminars, public forums or stakeholder meetings. Each time I approach the microphone, I find myself saying how privileged I feel to be leading this organization and representing this great industry. I know that builders and developers in the GTA build some of the finest residential communities in North America. Not only that, but I believe we are also producing some of most energy efficient homes as well. This is most apparent in the highrise market, where new condominiums have come a long way in terms of conserving energy. In 2012, the Ontario Building Code was updated to include higher standards for building energy efficient communities and our industry has not only met, but exceeded these new requirements. I recently had the pleasure of accompanying our annual BILD Awards judges as we visited sales offices and model homes all over the GTA. What I saw was an array of green features such as high-pressure, low-flow showerheads and faucets, dual-flush toilets and front-loading washing machines which reduce both water and energy consumption. Some new condominium buildings are constructed with double-glazed, gas-filled, air-tight windows and thermally insulated walls. Others feature ventilation systems that recover energy from stale air before it is exhausted from the building. Most are built with high efficiency boilers, 14 New home guide GTA | april 13 - 27, 2013
Energy Star appliances and easily accessible recycling facilities. Walking by a new high-rise development, most people will not notice the increasing number of green roofs – an increasingly popular feature that includes a root repellent system, a drainage system, a filtering layer, a growing medium and plants. Not only do they offer residents and visitors a great visual appeal, but state of the art technologies employed in their construction help lower the urban air temperature and provide habitat for wildlife. It also goes without saying that so many new condominium projects are built with easy access to transit corridors, reducing the need to travel by car. Designated bicycle storage areas encourage a cleaner and healthier lifestyle and those who depends on cars to get to work can benefit from carpool programs run by some buildings’ condo boards. Every year, BILD recognizes a highrise and lowrise builder that demonstrate outstanding leadership in the implementation of Green building practices, be it resource conservation or any other sustainable building practice or program. This recognition is part of our annual BILD Awards program, which is currently in its 33rd year. In 2012, we introduced the People’s Choice Award – an award that invites the consumers to vote for their favourite project in the GTA – and were pleased to see more than 2,000 people cast their votes. This year, we hope to get even more so I encourage you to visit bildawards.com and click on the People’s Choice Award widget to let your voice be heard. The winner will be announced on April 26 at the 33rd Annual BILD Awards and I’ll report the results in this space.
april 13 - 27, 2013 | New home guide GTA 15
tarionreport
Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.
Don’t let your landscaping plans
dampen your spirits or your basement by howard bogach
If you’re like most new homeown-
ers, when the weather feels warmer and the days get longer, you might find yourself thinking about how to make your yard as beautiful as your new home. Before you dig in, there are a few things you should consider when planning landscaping or building additional structures around your house. When building your new home, the builder has taken care to ensure that water will not accumulate at or near the foundation. Any landscaping that alters this grade could lead to poor surface drainage, ponding, flooding, basement dampness or foundation settlement – all of which could result in damage that may not be covered by your new home warranty. When planning to add flowerbeds, a pool, a deck, a second driveway or any new structure around your home, take care not to alter your property’s drainage patterns. The Ontario 16 New home guide GTA | april 13 - 27, 2013
Building Code requires that a building should be located or graded so that water will not accumulate at or near the building or adversely affect adjacent properties and that exterior foundation walls should be extended a minimum of 150 mm above the finished ground level. Lot grading requirements vary from municipality to municipality, so before making changes to what your builder has put in place, check with your local building department to understand the requirements that apply to your home. In general, the following guidelines should be followed: • T he top of your foundation should be above grade a minimum of 150 mm for masonry cladding and 200 mm for wood cladding. • Grade the lot so that the land slopes away from your house for at least 1.8 metres around the foundation. • Do not change the elevation around the lot perimeter. • Extend downspouts so water flows away from the house and does not collect next to the basement walls and windows. No matter how much the elbow joint of the downward drain spout disrupts your flower beds, don’t take it off or water will drain from the roof straight down into your foundation. • Ensure surface drainage is directed away from window wells and exterior stairwells. • Swales (depressions in grading between tract properties that are intended to manage water run-off) should be located within the limits of the lot and have a maximum depth of 150 mm and a side slope of three to one. • Don’t cover up weeping holes (small openings located near the base of masonry structures). These allow water inside a building to move outside and evaporate. Raising the grade above weeping holes could not only allow water to back up and weaken your foundation, but may also allow insects and small animals to enter the building. Understanding this information before you start landscaping will save you time, money and frustration. It may also help keep your basement dry and your warranty in place. If you have any questions about how grading or drainage issues could affect your warranty, give us a call at 1-877-9TARION or find us on Facebook.
17
Dear mortgage, I’m taking time off to get lost.
Take time off from your mortgage payment. Our TD flexible mortgage feature comes with life in mind. You have the option to save up, then take a payment vacation for up to 4 months.1 How you spend your payment vacation, well that’s up to you.
For more information visit a branch or tdcanadatrust.com/paymentvacation or call 1-866-492-4938 today.
Banking can be this comfortable 1 Some conditions apply and subject to approval. ®/The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or a wholly-owned subsidiary, in Canada and/or other countries.
18 New home guide GTA | april 13 - 27, 2013
someone like
YOU... Someone who appreciates grace and elegance; style and function. Someone who believes that rooms should welcome and finishes should be fabulous. That’s why you will always be the blueprint for every home we build.
COMING SOON!
BRAMPTON Claireville by National - Affordable Townhomes up to 2,200 sq. ft. at Gore Rd. and Hwy 7 near Claireville Conservation.
TOWNHOMES FROM THE MID $300’S*
BRADFORD The Forest by National - 36’- 40’ detached homes up to 3,400 sq. ft. with 2-car garages and backing onto a forest.**
DETACHED FROM THE MID $400’S*
ALSO COMING SOON TO NEWMARKET NOW OPEN!
MARKHAM Wismer Woods – One final luxe design over 2,000 sq. ft.
DETACHED HOME FOR $654,990* TORONTO
The Churchill Collection in Forest Hill - At Spadina & St. Clair with views of Winston Churchill Park and the city skyline.
EXECUTIVE TOWNS FROM $1.39M TO THE 1.7M’S* Visit ChurchillCollection.ca or call 416-922-1414
Register Today or for more information 416.746.1234 s nationalhomes.com 3ULFHV DQG VSHFLÀFDWLRQV VXEMHFW WR FKDQJH ZLWKRXW QRWLFH ( 2 ( /LPLWHG ORWV DYDLODEOH
april 13 - 27, 2013 | New home guide GTA 19
IN THE MARKET FOR A
NEW HOUSE
OR A CONDO?
We think finding a home is a lot more than simply finding the right property. That’s why we put you right in the middle of the search process.
Search your favourite neighbourhood
Find out about nearby services and amenities
View new construction projects and register to get the latest info
Visit the new real estate section on canpages.ca and start looking for that special place.
Powered by
20 New home guide GTA | april 13 - 27, 2013
Markham
NEW RELEASE Tour our
8
Professio ally decoratn ed models
DON’T MISS OUT! Discover why over 900 families have made Cornell Rouge their new-home community of choice.
450's
$
from the
From 1,737 Sq.ft.
cornellrouge.com
MARKHAM
Cornell Cen tre Blvd.
Freehold Townhomes featuring
2 master bedrooms - each with a Semi-Ensuite
Semis and Singles on 30’, 36’ & 40’ lots with attached garages
500's
$
from the low
From 2,004 Sq.ft.
905-472-9556
Sales office located at the S/E corner of Cornell Centre Boulevard and 16th Ave.
Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
21
Designs that
INSPIRE
Artist’s concept of Friday Harbour now taking shape on Lake Simcoe.
CURRENT COMMUNITIES BALLANTRAE
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PORT HOPE
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and spark your
IMAGINATION Homes that dazzle... Neighbourhoods that invite you to explore... And a visionary resort community that will take your breath away. Visit a Geranium Homes community today and let your imagination soar.
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23
communityfocus
The toast of Woodbridge with a new lot release from fieldgate homes
Potential homebuyers are always dazzled by the Umbria Elev. B’s sprawling second floor balcony above the garage, and they love the stunning precast elements leading up to the front entryway.
location Woodbridge housing type Executive singles on 41- and 50-ft.-wide, extra deep lots, from $769,990 contact 905.303.4728 vaughanvalleyestates.com
W
oodbridge has long boasted some of the biggest and most beautiful homes in the GTA. Take a drive in the area on a sunny fall day and you’ll discover many a fine and spacious home set upon stately lots. Yet when it comes to which community of new homes has bragging rights as to being among the very best, Vaughan Valley Estates by Fieldgate Homes has clearly emerged as one of the finest. Set behind an elegant stone entry gate on the west side of Weston Road, between Teston Road and Major Mackenzie Drive, Vaughan Valley Estates is currently offering its third and final phase of exceptional new homes. With hundreds of families already happily living in the community, there’s never been a better time to experience life at Vaughan Valley Estates. When designing the community, Fieldgate committed to strict architectural standards that have brought a pleasing harmony to the streetscapes of the neighbourhood, with homes that offer both visual interest and variety, but which are also pleasingly complementary in their aesthetics. Phase III of Vaughan Valley Estates is comprised of a magnificent collection of 41-and 50-ft. wide lots – all extra deep and sculpted into the terrain of the site. There are also 60- and 80-ft. wide lots by another builder in this comC O N T I N U E D on p a g e 2 6 . . .
24 New home guide GTA | april 13 - 27, 2013
april 13 - 27, 2013 | New home guide GTA 25
communityfocus |
CONTINUED
FIELDGATE HOMES
Vaughan Valley Estates
It’s easy to make a grand entrance in the Umbria’s stately front foyer, open to the second floor. And the added convenience of two basement staircases make it a breeze to navigate your way through this elegantly laid out home.
munity. The homes being built on these lots are spaciously conceived, meticulously executed and lavishly appointed – from the main floors’ strip hardwood flooring to their granite kitchen countertops and the 10-ft. ceilings in the 50-ft. homes. Kitchens are designed for the most demanding connoisseur, bathrooms pamper you like a five star hotel and the homes’ living and entertaining areas embrace any social gathering. Visit the three designer-decorated model homes to see what we mean. Woodbridge’s location in Vaughan has always been one of the area’s most impressive and appealing attributes. For years, Vaughan was promoted as the “City Above Toronto” and it has grown into the role, with a range of sophisticated urban amenities. 26 New home guide GTA | april 13 - 27, 2013
With its location within Woodbridge, Vaughan Valley Estates’ owners enjoy access to superb shopping, from convenient local stores to Vaughan Mills located just five minutes away. Excellent schools, restaurants and services abound in the area. Nature is your next-door neighbour, with attractions such as the Boyd Conservation Area and the Kortright Centre both nearby, along with local parks and community centres. Golfers love the choice of courses in the area, including the highly acclaimed Copper Creek Golf Club. Plus, residents enjoy easy access to major 400-series highways including the 400 and 407, as well as Hwys. 7 and 27. Fieldgate Homes is one of the most respected builders in the Greater Toronto Area. The company has been family owned and operated for more than 55 years, building a long-standing reputation for its quality, integrity and customer service. Fieldgate offers 41-ft. designs starting at 2,218 sq. ft. with prices from $769,990, and homes on 50-ft. lots from 2,772 sq. ft. priced from $974,990. The Vaughan Valley Estates presentation centre is open from 1 to 8 p.m. Monday to Thursday, and from 11 a.m. to 6 p.m. on weekends and holidays. The three designerdecorated model homes are open from 4 to 8 p.m. Monday to Thursday, and from 11 a.m. to 6 p.m. weekends. For more information, call Fieldgate Homes at 905.303.4728 or visit vaughanvalleyestates.com
WELCOME TO A P L AC E C A L L E D
HOME S TA R H O M E B U I L D E R
MISSISSAUGA - Beautiful homes in an established neighbourhood
Brittannia Rd. West Thomas St.
Ninth Line
4@336=:2 B=E<A Â&#x2019; A3;7A $ 900* from 529,
Eglinton Ave. West
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Highway 410
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BRAMPTON - Country living with all the amenities you need at your doorstep 38â&#x20AC;&#x2122; & 47â&#x20AC;&#x2122; SINGLES
Dewside Dr.
519,900
$
from
Winston Churchill Blvd.
5
Tenth Line
YO U R
*
UP TO $7,500 IN FREE UPGRADES*
Stouffville Rd.
Main St. 10th Line
900* from 517 , $
Bloomington Rd.
Mantle Ave.
19th Ave. Reesor Rd.
STOUFFVILLE - A great location, offering the best value in the GTA !$¸ Â&#x2019; " ¸ SINGLES
10th Line
UP TO $10,000 IN FREE UPGRADES*
SALES CENTRE HOURS: ;]\ROg BVc`aROg( ^[ & ^[ Â&#x2019; 4`WROg( 1Z]aSR Â&#x2019; AObc`ROg Ac\ROg 6]ZWROga( O[ $^[
starlanehomes.com /starlanehomes
/starlanehomes
*Limited quantities available to qualified purchasers. Prices & information correct at press time. Maps not to scale. Lots may have premiums. All illustrations reflect artist impression E.O. & E. Ask a sales rep. for details.
april 13 - 27, 2013 | New home guide GTA 27
mortgagefinesse
HOW TO BE
mortgage-free sooner than you think
Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.
by Calum Ross
I am increasingly faced with clients who are intent
on retiring their mortgage as quickly as possible. While most mortgages today are amortized over 25 years, below are the tips that I give my clients who want to be mortgage-free as quickly as possible. If you follow all the suggestions below, your mortgage will be gone quicker than you think. 01 Never get an open mortgage at a fixed rate unless you plan on paying it off within its term. Today’s closed mortgages generally offer 10 to 20 per cent prepayment privileges, and can usually be obtained at one per cent or more off the posted rate. Open mortgages at fixed rates carry higher interest. Why pay higher interest unless you are going to exceed this 10- to 20-per-cent prepayment? You can always make bigger lump sum payments at renewal time with no penalty. 02 Use accelerated weekly or bi-weekly payments. Accelerated weekly payments are equivalent to one-quarter of your monthly payment. Accelerated bi-weekly payments are equivalent to half your monthly payment. Both of these methods enable you to make one extra monthly payment a year. The impact of this alone reduces your amortization from 25 to less than 21 years. 03 Give your mortgage the same raise that you get each year. If your income goes up 10 per cent, so should your mortgage payment. This extra increase in payment will go directly towards principal repayment. 04 Give your mortgage a portion of any bonus or extra income. If you spend 30 per cent of your income on your mortgage, then 30 per cent of any extra income should also go to your mortgage in the form of a prepayment. This bonus portion will go straight towards principal repayment. 05 Keep your payments the same, even if you renew at a lower rate. Since you know you can afford to pay at this level, don’t decrease your payment when you negotiate a lower rate. The difference in payments between your new rate and the old rate will go directly to the principal. 06 Use your income tax return to put a lump sum payment towards your mortgage. This is extra money that is not used in your monthly budget. Don’t indulge – make it really benefit you. 07 Use extra money from your budget. Most financially sound people have a budget that they live by. If you have a little bit extra then apply it 28 New home guide GTA | april 13 - 27, 2013
to your mortgage. Minimum prepayments can be as little as $100. 08 Round up your mortgage payments. Why not round off that $656 bi-weekly to $660, or $675? You will be amazed at the difference. 09 Consider a variable rate mortgage. While the fluctuation will keep some people awake at night, those who can endure the rate adjustments can save money. Some variable rate, or adjustable rate mortgages are up to 0.5 per cent below prime. 10 Seek independent financial advice. While some bankers do look out for your best interest, they work for the bank, not you. Their branch, organization and shareholders all have a financial interest in lending at higher rates, and it is in their best interest for you to keep your mortgage for a long time. Talk to your financial planner, mortgage consultant, or talk to a financially savvy friend. I know that these steps take discipline and dedication, but the old adage still holds true – a penny saved is a penny earned! The one thing that most financially successful people have in common is discipline. It might not feel fulfilling now, but believe me when I say that this short-term sacrifice will result in long-term gain. Just think of what you can buy when your mortgage is all gone. Until next time, best of luck finding your mortgage and home.
Itâ&#x20AC;&#x2122;s the feeling Rosehaven designs into some of the most desirable homes in Southern Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door youâ&#x20AC;&#x2122;ll say I am happy, I am comfortableâ&#x20AC;Ś I am home!
Chippawa / Niagara - Lyonâ&#x20AC;&#x2122;s Creek
Brampton - Mount Pleasant
Model Homes Coming Soon! New 35â&#x20AC;&#x2122; bungalow loft towns & 50â&#x20AC;&#x2122; singles from the low $300â&#x20AC;&#x2122;s. ,YON S #REEK "LVD 3ODOM 2D EAST OF THE 1%7
New 20â&#x20AC;&#x2122; towns plus 25â&#x20AC;&#x2122; attached singles from the $380â&#x20AC;&#x2122;s. Detached homes on 30â&#x20AC;&#x2122;, 38â&#x20AC;&#x2122;, and 41â&#x20AC;&#x2122; lots from the $480â&#x20AC;&#x2122;s. /N -ISSISSAUGA 2D NORTH OF "OVAIRD 2D
Thorold - Gibson Heights
Kleinburg - Kleinburg Heritage Estates
New release of detached lots! 45â&#x20AC;&#x2122;, 40â&#x20AC;&#x2122; & 36â&#x20AC;&#x2122; lots from $300â&#x20AC;&#x2122;s, towns, semis & attached singles from the $240â&#x20AC;&#x2122;s. 2ICHMOND 3T 7INTERBERRY "LVD SOUTH OF (WY
Ancaster - Tiffany Hill Luxury stone, stucco & brick detached designs on 45â&#x20AC;&#x2122; lots from the $460â&#x20AC;&#x2122;s and 4 models to tour! 'ARNER 2D % 2AYMOND 2D EAST OF (WY
The Platinum Home Collection features Homes of Distinction from $1.4M to over $1.8M KleinburgHeritageEstates.com (WY NORTH OF .ASHVILLE 2D
Nobleton - King Country Estates Elegantly appointed detached homes on 56â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots from the $820â&#x20AC;&#x2122;s. (WY 0ARK (EIGHTS 4R NORTH OF +ING 2D
/rosehavenhomes
@thisisrosehaven
COMING SOON: Stoney Creek - On The Ridge - At Upper Centennial Pkwy and Mud St. W, south of the QEW. Register at liveontheridge.ca Waterdown - Waterdown Meadows - Limited release of detached lots. Register at waterdownmeadows.com For directions, hours, community information, visit: ROSEHAVENHOMES COM s Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg pricing.
29
Lot Release THIS IS AN INCREDIBLE OPPORTUNITY to purchase at Vaughan Valley Estates and join the over 700 families who have already made this inspiring community their home.
SELECT FROM A
Variety of Home Designs
From the elegant curve of your new staircase, to the gleam on the designer faucet, every aspect of your new home will convey a sense of uncompromising quality and instill a pride of ownership that will last forever.
H E A R FRO M OUR P URC H A S E R S . “We loved the Decor Store experience.”
“We love our Vaughan Valley home!”
SAM & ROSEMARY CONTE
FABIAN & DOMENICA DA SILVA
DON’T MISS OUT ON THIS FABULOUS LOT SELECTION
Over 55 years of Excellence
905-303-1929 30 New home guide GTA | april 13 - 27, 2013
905-303-4728
VISIT US TODAY and MODEL HOMES TOUR our SUPERB
6
41', 50', 60' & 80' SINGLES starting from
769,990
$
!
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up to
in Decor upgrades*
VaughanValley.ca Scan here to view our model homes
North of Major MacKenzie Dr. on Weston Rd. SALES CENTRE HOURS: MON. - THURS. 1pm - 8pm. SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS
MODEL HOMES TOUR HOURS: MON. - THURS. 4pm - 8pm. SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS
Prices and specifications subject to change without notice. *Available on specific lots only, finishes and dĂŠcor dollar amount vary by model type. See Sales Representative for more details. E. & O. E. 04-13.
coverstory
Satisfied customers
top Geranium’s list
A
ward-winning home builder Geranium Homes ranks good customer service as highly as quality construction and design excellence. To help to ensure Geranium’s own standards are achieved and to highlight areas in which they excel as well as areas for improvement, Geranium works with CustomerInsight a consulting firm that specializes in customer research and sales training for the residential building industry across Canada. CustomerInsight collects and analyses data from Geranium’s buyers through a series of surveys conducted at intervals along their homebuying journey. Christian Caswell, president of CustomerInsight, shares a recent result from surveys collected one year after move-in. “Geranium homeowners scored Model homes an average 8.9 out of 10 for willingness to that will refer friends and family, after the first year inspire you. of occupancy. This exceeds the industry average of 79 per cent, so almost 10 per 32 New home guide GTA | april 13 - 27, 2013
cent above other builders in Canada (who are clients of CustomerInsight).” “These numbers are an excellent indication that our efforts to meet our homeowners’ expectations are bearing fruit,” says Boaz Feiner, president of Geranium Homes. “This does not mean that we cease to aim higher. Building a home is a complex undertaking, and there are many factors to consider in quality control. This result tells me that on the whole, we are listening and responding to our customers; that we have good sub-trades and staff; and an efficient system in place.” Geranium’s homeowners are also highly enthusiastic about the design of the homes. Helen Olidis moved into her Cardinal Point home earlier this year. “I chose a
GERANIUM HOMES
Corporate
location Stouffville sales centre Millard Street, east off Hwy. 48 and north of Stouffville Road, open Monday to Thursday 1 to 7 p.m., Friday closed, open Saturday and Sunday 11 a.m. to 6 p.m. contact 905.640.9999 | geraniumhomes.com
model home plan, and I found it helpful to walk through and actually see the layout. I loved it from the first moment,” she explains. “Every room is well proportioned, and designed with furniture placement in mind. I think this house is a wonderful investment.” Olidis describes her purchase as being very smooth. “The entire experience with Geranium has been fabulous, from the sales centre to moving in. The quality is excellent and the after-sale service is impeccable. Everyone from the company is friendly and approachable,” she says. Geranium Homes was BILD’s 2012 Home Builder of The Year and Canadian Home Builder Association’s 2011 Grand Sam Award Winner. The Housing Division of Geranium Corporation, one of Ontario’s few fully integrated land development and building companies, Geranium has been developing and building family communities across Southern Ontario for 35 years. Cardinal Point sales centre and model homes are on Millard Street, east off Hwy. 48 and north of Stouffville Road. Hours are Monday to Thursday from 1 to 7 p.m.; Friday closed; Saturday and Sunday from 11 a.m. to 6 p.m. Call 905.640.9999 or visit geraniumhomes.com april 13 - 27, 2013 | New home guide GTA 33
34
35
communityfocus
Primont Communities NOW UNDER CONSTRUCTION IN BRAMPTON & MARKHAM
C
onstruction is well underway restaurants, a community centre, neighbourhood parks and GO Transit nearby, at Primont’s popular Castlem- you’re not just moving-in to a home – you’re moving in to a vibrant, established ore and Heirloom communi- community setting. Townhomes start from just $432,900, and inventory closties, so there’s never been a better time ings are now available with 2013 move-in dates. Buyers can purchase an into find the perfect family home with ventory semi before April 30 and receive $5,000 cash back on closing. ProPrimont. Like all Primont communi- spective homebuyers can also take advantage of a new release of executive ties, Castlemore and Heirloom offer townhomes now open at Heirloom, priced from just $369,000. Visit the sales breathtaking collections of exquisite centre on Major Mackenzie Dr. E., just east of Markham Rd., or call family homes at some of the finest 905.201.2804 to learn more! locations in the GTA. And with both On the other side of the GTA, Primont has been receiving a lot of attention communities offering 2013 closings, for its stunning family community in Brampton’s iconic Castlemore Village. At you won’t have to wait long to move in Castlemore, potential homebuyers are sure to be impressed by the fine selection to your stunning new Primont home. of stunning towns, semis, and 40-, 50Heirloom is an inviting family and 65-ft. singles. This incredible northLike all Primont community of stylish freehold towns east Brampton community offers inspircommunities, Castlemore ing and semis at an exceptional Markham vistas overlooking the West Humber and Heirloom offer location, just minutes from Hwys. ravine and the Claireville Conservation breathtaking collections Area. This natural setting is ideal for 404 and 407. Homes feature beautiful of exquisite family homes nature lovers, who can step out their brick and stucco exteriors and a fine at some of the finest selection of interior features and finfront doors and enter into a world of locations in the GTA. ishes. And with schools, shopping, hiking, cycling and more. Residents of
36 New home guide GTA | april 13 - 27, 2013
PRIMONT HOMES
Castlemore and Heirloom
Castlemore can also delight in the incredible combination of natural location beauty and urban convenience, with Markham, Brampton Bramalea City Centre and a fine array of shops, schools, plazas and housing type parks all just minutes away. With Markham, freehold towns and homes starting from just $409,900, semis; Brampton, townhomes, semis and 40-, 50- and 65-ft. singles and inventory closings available, it’s never been a better time to make the sales centre move to this highly prestigious comMarkham, Major Mackenzie Dr. munity. Buyers can purchase an E.; Brampton, County Road 50 inventory single before April 20 and receive $10,000 cash back on closing. contact Visit Castlemore’s sales centre, Markham, 905.201.2804 located on County Road 50, just Brampton, 905.856.5777 north of Hwy. 7, or call 905.856.5777 primonthomes.com to learn more. In addition to communities that are currently under construction, Primont also has several other communities that offer beautiful homes and exceptional value at great GTA locations. Brampton’s Centretown community features an impressive array of breathtaking townhomes and picture perfect two-car garage singles in a positively stunning master-planned community atmosphere. Located in the northwest part of Brampton, Mount Pleasant is a charming storybook community of unparalleled beauty. Bordering picturesque farmland, yet offering all the major conveniences of Brampton – such as shopping, schools, restaurants and more – Mount
Pleasant is a neighbourhood that truly offers the best of all worlds. And with easy access to Brampton Transit, GO Transit and Hwy. 410, it’s easy to get anywhere you want to go when you live at Centretown in Mount Pleasant. Centretown’s townhomes and singles are priced from just $355,900. Homebuyers are also falling in love with an exciting new release of only 38 stunning townhomes at Markham’s Harmony community. Located right across from South Unionville Square, Harmony is an exclusive family community of stylish executive townhomes. The breathtaking homes in this established neighbourhood offer homebuyers the rare opportunity to live in one of South Unionville’s most desirable areas. These luxury executive townhomes are priced starting from $539,800. For more information on any of these wonderful Primont communities, visit primonthomes.com
april 13 - 27, 2013 | New home guide GTA 37
Coming Spring 2013
Join the over 700 families who have already chosen to live in the last truly great location in prestigious Unionville, minutes from schools, parks and golf courses and the charm of Main Streetâ&#x20AC;&#x2122;s quaint boutiques and bistros.
Register now for the best lot selection!
LivingAtUpperUnionville.com F O U R G R E AT B U I L D E R S , O N E I N C R E D I B L E M A STE R-P LA NNE D C O M M UNI TY
Over 55 years of Excellence
Prices and specifications are subject to change without notice. E. & O.E. All renderings are Artistâ&#x20AC;&#x2122;s concept.
38 New home guide GTA | april 13 - 27, 2013
Register Today! Great New Lot Selection and New Urban Townhomes Luxurious selection of Singles, Semis and Towns.
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april 13 - 27, 2013 | New home guide GTA 39
legallyspeaking
Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@ schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.
CONSIDERATIONS
for buying foreign property by Jayson Schwarz
4. What are the common fees and how are they set and controlled? 5. What are resales like for the development? 6. W hat is the legal structure and laws that apply in the country you are looking at purchasing? 7. Would you rent the property, and if yes, what are your expectations and needs on rental income? 8. What security is there for deposits and payments? Here is the litmus test to go forward:
Canadians have never been more interested in owning
A. H ow did the resort or sales centre answer those eight questions? B. D id they satisfy you with their knowledge and professionalism? C. Did they try to push you into signing something without the opportunity to consult with a lawyer?
foreign property than now. Whether it’s to plan for retirement, generate additional income or have a vacation place of your own, we are often drawn to homeownership at our favourite destination. Thanks to low interest rates and a stable economy, Canadians have the upper hand and the world knows it. However, homeownership in another jurisdiction means a slew of considerations that are complex and at times overwhelming. In the U.S., for example, there are estate tax issues that come up, and you may require If those questions are answered to your a specially designed Trust to avoid Uncle Sam as a partner with you or satisfaction, then you know you are in the your kids after death. right place. There are issues of law if the country does not have a British system If you have an intention to buy, make and if it’s run on civil or Napoleonic law; Martinique and St. Martin are inquiries and find a lawyer, possibly a referexamples. There may be other issues of property ownership such that ral from your lawyer or friends at home. You foreign nationals may only be able to lease, not own. need to understand the tax implications of The next issues relate to the vendor. Are you purchasing from a repu- a purchase, and more importantly, the tax table organization? If it is a condo, how are you sure the developer will be impact if you sell for a profit or earn income. around if things go wrong? What guarantees are there on your deposits if As an example, Barbados is a Canadian tax treaty partner and you may get favourable they go broke and does not finish the project? It sounds like a lot to think about… but it was so easy to sign up during consideration on a capital gain or on rental the tour. So, really, what are you buying? Are you buying a timeshare, income. Each country is unique and you outright ownership or a long-term lease? More and more questions. need a lawyer or accountant to help you figure it all out. Here is a list of a few questions that need to be answered on a Buying a second home in a warm locale preliminary basis on a resort or new condo purchase before is a dream many Canadians share. If the you make any offer: deal is properly structured, the home you 1. Location – why are you choosing this location for a second home? purchase can bring years and years of happy memories and quite possibly a great return 2. How much time will you spend in a typical year in your second home? down the road. Good luck. 3. Will you typically bring friends and family? 40 New home guide GTA | april 13 - 27, 2013
BUYING, SELLING OR REFINANCING A HOME?
YOU NEED A LAWYER Quality legal services at the right price*
Konstantine Chatzidimos
Jayson Schwarz
Helping YOU make your home buying dream a reality
Call
849
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For Free Offer Review
BRAMPTON
toronto
10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1
1984 Yonge St.,Toronto, Ontario M4S 1Z7
office
office
905.455.5777 416.486.2040 Toll Free: 1.888.609.8888
Fax 905.452.8135
Toll Free: 1.888.609.8888
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www.schwarzlaw.ca
*Certain Terms and Conditions shall apply. Full disbursement disclosure. april 13 - 27, 2013 | New home guide GTA 41
42
Freehold Townhomes and a select number of Singles in Richmond Hill. NEW DESIGNS. NEW RAVINE LOTS.
REGISTER NOW FOR OUR SPRING PREVIEW
JeffersonForestLiving.com FOUR GREAT BUILDERS - ONE FABULOUS FOREST
43
inthenews
New-home builders are leaders in
customer service excellence Tarion Warranty Corp. has announced
the finalists for the 2013 Tarion Awards of Excellence, the only awards in Ontario that recognize new-home builders based solely on their customer service delivery. “Exceptional customer service is the cornerstone of building a positive experience with new homebuyers,” says Tarion President and CEO Howard Bogach. “The 2013 Tarion Awards of Excellence finalists have demonstrated that they are committed to providing a superior experience for new home buyers by providing first-in-class after-sales service.” Finalists were determined based on the results of a comprehensive survey sent to more than 40,000 Ontario homeowners who took possession of a new home between Oct. 1, 2011 and Sept. 30, 2012. More than 6,800 survey responses were received, representing 17 per cent of consumers who bought a new home in Ontario during that time. The results were tabulated by Crunch Research in partnership with Harris Decima. Survey questions focused on homeowners’ satisfaction with their builder, covering every stage in the homeowner-builder relationship from the signing of the Agreement of Purchase and Sale, through construction and the pre-delivery period, to aftersales service. To qualify for the Awards, builders must have at least five new home possessions during the survey time frame and a specified number of completed questionnaires must have been received. Award recipients will be announced at a luncheon in Toronto on Tuesday, April 23, 2013. The following new-home builders compete in four award categories: small, medium, large volume and highrise. 44 New home guide GTA | april 13 - 27, 2013
Highrise builder category (More than 100 highrise possessions per year)
› The Daniels Corporation, Toronto › Del Ridge Homes, Markham › Monarch Corporation, Toronto › The Tricar Group, London › Tridel, Toronto Large volume builder category (More than 100 possessions per year)
› Branthaven Homes, Burlington › Fusion Homes, Guelph › Menkes Developments Ltd., Toronto › Monarch Corporation, Toronto › Pidel Homes, Guelph Medium volume builder category (21-100 possessions per year)
› Grimesway Construction Ltd., Lindsay › Klemencic Homes, Trenton › Mirtren Builders, Trenton › Terra View Homes, Guelph › Wrighthaven Homes Ltd., Elora Small volume builder category (5-20 possessions per year)
› Marlo Homes Inc., Tecumseh › Medway Homes, Arva › Parry Homes Inc., London › Southridge Heights Inc., Tillsonburg › Triple T Holdings Ltd., Peterborough Like Tarion on Facebook at facebook.com/ tarionwarrantycorp for more information about the 2013 Awards of Excellence.
GRAND OPENING CELEBRATION
GU t GU 4*/(-&4 FROM $
up to 4,500 sq.ft.
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urbantowns
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AT L A K E S H O R E W O O D S
For more information visit treasurehill.com *Limited quantities available to qualified purchases. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression E.O.& E. Ask a sales rep. for details.
45
taxingissues
Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be e-mailed to choochonghcga@yahoo.ca
Building equity by Henry Choo Chong
Q.
Currently, my wife and I are renting. However, we would like to buy a home and build some equity. Can you offer some advice for a young, upwardly mobile couple? Geoffrey and Diane, Toronto
A.
There are many investment vehicles that can give you healthy returns. You do not necessarily have to buy a home to increase your wealth. However, a home is one of the only tax-free investments still available to the middle class. Buying a home is a long-term commitment and investment. Today’s historically low interest rates make purchasing a home extremely appealing – particularly if your rent paid is greater than $1,000 per month. Why should you pay someone else’s mortgage?
Consider the following: ›› D etermine what you can afford and stick to that price. All too often, buyers tour several homes and the only one they desire happens to be thousands of dollars over their budget. Remember, keep your head out of the clouds. Commit to a mortgage, not a stress asylum. ›› Shop and negotiate with several financial institutions for the best interest rate, terms and conditions. You may be surprised at how competitive the banks are for your mortgage business. Shopping for a mortgage can be as easy as a few clicks of your mouse. 46 New home guide GTA | april 13 - 27, 2013
›› Set a formal plan to help save for a first home. Sit down, plan the steps necessary to achieve your goals, and follow through! ›› Improve/maintain your credit rating by paying all your bills on time. One-day-late payments are still considered late. This could influence your negotiating power for the best mortgage. ›› Make sure current monthly mortgage payments are manageable and will continue to be so even when interest rates rise in the next several years and payments increase. ›› Put down as much as possible to avoid taking out a high-ratio mortgage that incurs additional cost and interest. A five-per-cent down payment on a home leaves little equity. ›› Set aside an additional three per cent of the purchase price of the house for closing costs such as Land Transfer Tax, legal fees and disbursements, moving costs and other incidentals. Speak to your lawyer who will be able to give you the heads up on what to expect. ›› Take advantage of the first-time Home Buyers Plan (HBP) to use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and spouse, provided they qualify, may withdraw up to $25,000 each from their RRSP, taxfree, for a total of up to $50,000 toward your home and other purchase-related costs. If you have never used the HBP, contribute your savings for the home into your RRSPs and take advantage of the tax deduction. Then, use these savings for a down payment. You will have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal. Continue to follow the real estate market trends and buy when you are ready, not when the market is ready for you.
CONCEPT Blossom: Our target audience, younger families, are concerned with establishing themselves in a safe environment where they can start and grow their family. The name â&#x20AC;&#x2DC;Blossomâ&#x20AC;&#x2122; is representative of starting your life and prospering. The branding in this representation uses radiating elements as a symbol of growth. The different colours in this logo represent the water, land, sun and wind, while symbolizing all the different cultures in this community.
blossom at credit heights
H E I G H T S
blossom at credit heights
blossom at credit heights
commons
april 13 - 27, 2013 | New home guide GTA 47
communityfocus
Salisbury Square offers modern, affordable style in a good old fashioned neighbourhood
O
n the Internet and social sites such as Facebook, you can always find great examples of the way things used to be. Lots of vintage photos of old neighbourhoods and kids playing ball hockey, baseball in the park or riding their bikes. These neighbourhoods satisfy the idea that the good old days were a simpler time. Thankfully, many of these neighbourhoods still exist. And that’s where Mattamy built Salisbury Square, right in the heart of a traditional established neighbourhood. Salisbury Square has an urban flavour, which works perfectly given its location. The Queen and Chingacousy area is close to all the downtown amenities, as well as offering easy access to major routes. Local schools, shopping and businesses are well established in this area. It’s the kind of place that still has corner stores, local barbers and restaurants. In Salisbury Square, you benefit from having a modern, urban home in a well-estab-
48 New home guide GTA | april 13 - 27, 2013
lished, convenient location. You are also close to many of the great recreational areas available in Brampton. So if you have an active family lifestyle and enjoy being outdoors in all seasons, Salisbury Square is a great choice. You’ll find affordable Village homes and impressive three-storey townhomes as well as 30- and 36-ft. grand detached living all in a wide variety of exterior styles and interior floor plans. Townhomes start at $286,990 and detached homes from $374,990. This diversity in home styles make the streets of Salisbury Square
MATTAMY HOMES
Salisbury Square
location Brampton housing type Village homes and three-storey townhomes, as well as 30- and 36-ft. detached homes sales centre 709 Queen St., Brampton, open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. contact 905.456.0228 | mattamyhomes.com
more interesting and the public gathering places such as parks and playgrounds give the whole neighbourhood a friendlier atmosphere. Many homes in Salisbury Square offer great standard features such as kitchen islands or breakfast bars, large family rooms or second floor balconies. All of the homes in Salisbury come standard with a very high degree of fit and finish. Life, as they say, is in the details. And Mattamy makes sure the details are impeccable. Mattamy has built more than 20 communities in Brampton so if you want to get a reference of how a Mattamy community serves the needs
ON OPPOSITE PAGE
TOP
Enjoy large family gatherings in your chef’s kitchen BOTTOM
Mattamy master bedrooms double as a home retreat ON this PAGE
TOP
Open home designs are perfect for entertaining
of the people who live there, or just have a look at the sheer variety of architecture, you’re never far from a Mattamy neighbourhood. Mount Pleasant Village would be a good place to get a complete idea of what you will experience living in a Mattamy community in Brampton. You can see all of the features that make life enjoyable and friendly. It captures the flavour of a small town with the convenience of having everything you need right in the community. Mattamy has earned many industry honours for their homes and communities. They have also built a reputation and won many awards for customer satisfaction. These awards are of great importance to the company because they are based on comments from current homeowners and Mattamy believes there is no better award than a satisfied homeowner. Mattamy has long been a part of the dynamic growth of Brampton, which is now one of Ontario’s most vibrant cities. There’s a strong industrial base, a great school system, superb recreational facilities and an abundance of local shopping, cultural venues, nightlife and fine dining. There’s also a Farmer’s Market featuring the very best of local foods, meats and baked goods. It has one of the finest park systems in the province and is well served by public transit into the city. If you’d like to live in a good old-fashioned neighbourhood, Mattamy invites you to come have a look around Salisbury Square. It’s likely you’ll find a home in Salisbury Square that’s just right for your family. Then you won’t have to remember the good old days, you can live them. The presentation centre is located at 709 Queen St., Brampton, 905.456.0228, open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. For more information, visit mattamyhomes.com april 13 - 27, 2013 | New home guide GTA 49
GTAâ&#x20AC;&#x2122;s exciting free monthly home design magazine Featuring the newest products and hottest design trends for your home, inside and out.
416.626.4889 FREE />@7: ! D=:C;3 ' 7AAC3 eee V][SRSQ]`O\R`S\]dObW]\a Q][
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to brighten your home
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HD_Cover_April 2013.indd 2
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APRIL issue on stands now!
50 New home guide GTA | april 13 - 27, 2013
Urban Towns
COMING SOON TO RICHMOND HILL An exclusive enclave of
on Yonge St.
Starting from the low $400s
REGISTER NOW AT
heathwood.com
LUXURIOUS INVENTORY HOMES! MOVE IN THIS SPRING!
ONLY 6 - TOWNHOMES AVAILABLE
ONLY 2 60’ LUXURY HOMES
ONLY 5 - TOWNHOMES AVAILABLE
The Sandpipper - 1481 sq.ft. from $417,900 to $422,900
The Greenwich B 4040 sq.ft. from $879,900
The Siena 1968 sq.ft. from $429,900
The Robindale - 1587 sq.ft. to 1640 sq.ft. from $436,900 to $447,900
Millwood B 3900 sq.ft. from $899,900
The Milano - 1968 sq.ft. to 2196 sq.ft. from $464,900 to $474,900
MILTON 905-876-3140
MILTON 905-876-3140
407 & MAVIS 905-874-4741
By appointment only
By appointment only
By appointment only
heathwood.com
Prices and specifications are subject to change without notice. E. & O. E. ENERGY STAR® mark is administered by Natural Resources Canada. Traditions and Terracotta Village Phase 3 are Energy Star® communities. By appointment only.
inthenews
CIBC Mortgage Poll: Canadians think the time is right to lock into a fixed mortgage A ne w CIBC pol l conduc t ed by likely due to the predictability a fixed rate Harris/Decima reveals Canadians are leaning towards offers to first-time homebuyers fixed-rate mortgages this Spring, marking the third con- »» 26 per cent of Canadians said they would secutive year Canadians have chosen fixed over variable. choose a variable rate mortgage The poll also reveals a change in Canadians’ expectations »» Another 25 per cent said they were unfor interest rates, with more Canadians now believing certain which mortgage would be right today’s low rates will remain in place for at least the next for them, an increase over the 16 per 12 months. cent who were undecided in 2012 Highlights of the poll include: »» 46 per cent of Canadians believe today’s low rates will remain unchanged over the next year, a notable increase from the same poll two years ago when only 24 per cent of Canadians believed interest rates would remain low »» 45 per cent of Canadians said they would choose a fixed rate mortgage if they had to decide today; fixed rate mortgages were most popular among 25 to 34 year olds, with 54 cent stating they would select a fixed rate mortgage, 52 New home guide GTA | april 13 - 27, 2013
“Deciding between a fixed or variable rate mortgage is one of the most important decisions in finding a mortgage that is right for you,” says Colette Delaney, executive vice-president of mortgage, lending, insurance and deposit products, CIBC. Delaney notes that balancing debt, savings and other financial goals is important to achieving what matters to you in the long term. A predictable mortgage
payment at today’s low interest rates can help you to pay to plan ahead for your next mortgage term and consider down your mortgage faster and minimize interest costs, the impact to your budget if you renew at higher rates a which can keep your broader financial goals on track. “Your few years down the road.” mortgage should fit your life, you shouldn’t have to rearrange your life for your mortgage, and that’s where an Low rates an opportunity to accelerate debt repayment advisor can help you determine the mortgage terms and In a poll released by CIBC in January 2013, Canadians payment that fit with your financial goals.” identified paying down debt as their number one financial While fixed mortgages were popular in the poll, this priority for 2013 for the third year in a row. Delaney notes year’s results also saw an increase in Canadians uncertain that low mortgage rates can help Canadians to accelerate as to whether a fixed or variable rate mortgage would be their debt repayment. right for them, highlighting the importance of getting advice “With debt repayment a top priority for Canadians about which option is the best fit with your finances. again in 2013, there is an opportunity to take advantage of today’s low mortgage rates to reduce your mortgage When will rates rise? Canadians see rates remaining low principal faster.” Forty-six per cent of Canadians believe today’s low rates To further accelerate debt repayment, one strategy will remain unchanged over the next 12 months. This is offered by CIBC is to set your mortgage payment at the a change from past poll results, where Canadians were amount it would be if rates were one to two per cent higher. more likely to believe that these historically low mortgage Not only does this help to reduce the principal amount rates would be increasing in the short term. owing, but it also prepares Canadians for future rate This trend suggests Canadians could face challenges increases. in the future if they don’t consider rate changes as part “Your mortgage is one component of your overall finanof their long term mortgage strategy. cial plan, which means you can’t choose a mortgage purely “Our poll suggests that some Canadians are growing on rate” adds Delaney. “A number of factors, including accustomed to the low rates we are experiencing, however amortization, the flexibility to make extra payments, and it’s important to take a long term view when deciding whether or not you have other debt should all be considwhich mortgage is right for you,” says Delaney. “You need ered when choosing the mortgage that’s right for you.”
april 13 - 27, 2013 | New home guide GTA 53
hotdates
april 13-14
National Motorcycle and Tattoo Show
Toronto Art Expo
Motorbike and tattoo enthusiasts, rejoice. The National Motorcycle and Tattoo Show is back in Toronto for the 32nd straight year, bringing biking and inking goodness to the Better Living Centre at Exhibition Place. More than 150 vendors offer motorcycles as well as bike parts, accessories, duds and gear.
The popular art event is back at the Metro Toronto Convention Centre this spring, with more than 200 Canadian and international artists and galleries. Over a dozen countries are represented, and art enthusiasts from all over the world come to this event.
exhibition place
nationalmotorcycleshow.com
Apr 13 to 27
Calendar of events beginning from Apr 13 to 27, 2013
april 13-14
The Green Living Show DIRECT ENERGY CENTRE
The annual consumer show dedicated to healthy and environmentally friendly lifestyles is back, as the Green Living Show 2013 takes over the Direct Energy Centre. This year’s three-day event features between 400 and 500 vendors, as well as guest speakers, demonstrations, a children’s area, seminars, workshops and other Green activities. greenlivingonline.com
54 New home guide GTA | april 13 - 27, 2013
april 13-14 METRO TORONTO CONVENTION centre
torontoartexpo.com
april 16-21
Stomp Royal alexandra theatre
The world can’t get enough of Stomp, the percussion sensation that has been packing theatres all over the globe for more than 20 years now. Featuring the British troupe of the same name, the acclaimed live show comes back to Toronto for a six-day run at the Royal Alexandra Theatre. mirvish.com
April 13 - 27, 2013
Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region
IN THIS SECTION
>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region
32 Sideline
32 Sideline
Altona Rd
Rosebank Rd
Altona Rd Church St S
Squires Beach Rd
Brock Rd
Sandy Beach
Appleview Rd
Spruce Hill
Montgomery F
eD
Lak
tD
Wentworth St
Gibb St
60
29
46
40
34
2
King S
tE
Adelaide Ave
10
31
Wentworth St
Bloor St.
Olive Ave
Ritson Rd S tS eS co Sim
Stevenson Rd
Phillip Murr
Bloor St Park Rd S
57 n 65
Finley Ave
ou
Harwood Ave
em
Garden St Blair St
Westney Rd S
401
Kendalwood R
Whites Rd
Granite Court
Dr Notion Rd
47
52 91 14
King St W Bond St W
Adelaide Ave
3
26
Beatrice St
18
22
Conlin Rd
68
Harmony Rd S
ug
Fairport Rd
wS
Ro
Dixie Rd
42 11
Cochrane St
46 Rd
49
56
Manning Rd
17 Rossland Rd
Park Rd S
on
Townline Rd
Bayly St E
Dundas St E
38 1
Dryden Bv
Taunton Rd W
Centre St.
gst Kin
45
55 44 48 401
Kingston Rd
Bv
Sheppard Ave
Liverpool Rd
401
30
5
7
8 36
55
67
21
15
devie
15
Whites Rd
Brock Rd R aks rO o j Ma Valley Farm
6
Brock Rd
Riverside
50
Church St N McQuay
Glenanna Rd
16 Sideline Rossland Rd
16
50
Garden St
Magill 92Dr
54
23
33
City of Oshawa
Mary St N
Stroud's
Paddock Rd Ravenscroft
28
Lakeridge Rd
58
Greenwood Rd
43
Audley Rd
To wn of Ajax
66
Country Lane
Taunton Rd W
Anderson St
Highview Rd
Westney Rd N
41
Salem Rd Brock St N
Delaney Dr
Salem Rd
24
Audley Rd
Garrard Rd
Gran
K
North Rd Baldwin St S
4
Garrard Rd
Rossland Rd
4 Sideline R
Taunton Rd E
Thornton Rd
Central Park
J
North Rd
13 37
35
Conlin Rd
To wn of W hitb y
Rossland/Winchester R
53
14
8 Concession
13
Church St E
Stevenson Rd
51
24 Sideline Coronation R
tN
I
20 Sideline
Thickson Rd
eS
Finch Ave
Brock Rd co
3 Concession
16 Sideline Sim
H
16 Sideline Brock Rd Cen tral St
90
12 Sideline
4 Concession
6 Sideline
Ritson Rd N
4 Concession
4 Sideline Halls Rd N
Fifth Conces
68
12
Wilson Rd N
G
30 Sideline
Village of Bro oklin
Brawley Rd
11
Baldwin St N
5 Concession
10
Myrtle Rd W
9
Country Lane
Columbus Rd
Lake Ridge R
6 Concession
8
Cochrane
7
7
Ashburn Rd
7
7 Concession
8 Concession
9 Concession
6
Cedarbrook T
City of Pickering
5
Duffs Rd
Whitevale Rd
4
12
F
28 Sideline
7 Conncession
3 Garrard Rd
E
9 Concession
2
Stevenson Rd
D
1
Pickering, Ajax, Whitby, Oshawa
4 Sideline R
C
B
A
east region:
Harmony Rd N
Grandeview S
ly
Townline Rd.
Bay
56 Grandeview S
Wilson Rd S
Thornton Rd
Hopkins St Blair St
Henry St
Brock St S
Gordon St
Ajax-Whitby
Shoal Point Rd
Pickering Beach Rd
riv ew a
Liverpool Rd
17
18
19
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
16
Price Range
Page No.
Brookfield Homes
Hills of Harrowsmith
Brook-Hill.ca
•
from $300,000
17 15G
3
Great Gulf Homes
Stonecrest
greatgulf.com
•
•
from $334,000
65 15F
4
Menkes
Somerset
905-428-0500
•
from $470,000
6-7 7G
6
Emery Homes
Town Central
1-877-953-6379
•
from $300,000
63 4J
90 LeBovic Homes
Old Taunton in Pickering
905-428-3434
•
1
Beaverhall Homes
Parkside Walk
905-430-1227
5
Monarch Corporation
Lexington County
416-495--3542
•
from $490,000
11 Conservatory Group
Carruther’s Creek Village
905-426-8081
•
•
from $247,000 7J
13 Liza Communities
Folkstone
1-877-365-9555
•
•
from $335,000 10G
21 Great Gulf Homes
Grandview Oshawa
1-888-579-7235
•
from $287,000 14F
24 Tribute Communities
Imagination
905-683-1228
•
from $286,000 8G
25 Melody Homes
Brooklin Winchester
1-888-679-5744
•
from $260,000 11E
31 Preston Homes
Prestonvale Heights
905-432-2800
•
•
from $350,000 15J
33 Tribute Communities
The Neighbourhoods of Windfields Farm 905-436-7444
•
from $356,000 13F
34 Tribute Communities
The Neighbourhoods of Park Ridge 905-723-2344
•
from $333,000 15G
35 Tribute Communities
The Village of Brooklin West
905-655-9979
•
from $380,000 11E
35 Tribute Communities
The Village of Brooklin Townhomes 905-655-9979
•
from $340,000 11E
36 Liza Communities
Heritage Village
1-888-655-6188
•
•
from $325,000 11G
45 Sundial Homes Limited
Mulberry Meadows
905-427-8255
•
from $190,000 6J
49 Senator Homes
Harbourside
905-430-5957
•
• •
from $270,000 9J
54 Baycliffe Homes
The Gates of Whitby
905-668-9828
•
•
from $250,000 9G
55 Jeffery Homes
Kedron Park Ravines
905-433-2173
from $580,000 14G
56 Delpark Homes
The Woods of Nichol Trail
905-665-9555
•
•
from $426,000 11I
57 Geranium Homes
The Courts of South Rouge
geraniumhomes.com •
from $700,000 2K
58 Mattamy Homes
Seaton
mattamyhomes.com
60 greycrest homes
the fields of conlin
905-725-4539
•
from $310,000 15G
65 Brookfield Homes
Rosebank By The Lake
PickeringRosebank.ca •
from $550,000 2K
66 Monarch Corporation
Tran Quility
monarchgroup.net •
from $520,000 7G
67 Midhaven Homes
Breeze
1-877-773-6888
•
•
from $257,000 15F
68 Storybook Homes
Brookstone Estates
905-438-9516
•
from $1050,000 11B
91 Sundance Homes
The towns of nichol green phase 1
905-441-3312
•
from $260,000 11J
92 Glen Rouge Homes
The Cornerstone
905-239-9777
•
from $588,000
•
•
61 5H
from $285,000 11H
from $225,000
8I
5I
6I
Pickering, Ajax, Whitby, Oshawa
• •
east region:
Tel
M Fi a nd p er
Site
et a Se ch m ed To i w Co nho nd m o e
Builder
D
# Si te
2
57
Mill St
Parkhill Rd.
7B
7
28
115
28
7
t.
24 16
rS
te Wa
28
Peterborough
9 31 38 Lansdowne Ave.
7A
7
35
2
7
134
Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
ach
Re
4
Durham 23
St
7
7
Bloor St.
2
Rd
33 Oke
6
Angelina St North 34
Major St.
Lorne St.
Harmony Rd
Hw Mya2rsh
20
32
401 14
Bloor St.
LAKE
ONTARIO
.
St. Ridout W al to
n
St .
To Belleville Jocalyn St
401
Lake Ontario
Po rt Hope
Rd.
t. H wy 2
gS
Kin
Concession St
Baseline Rd. E
37
Concession Rd 3
13
Bowmanville/ Newcastle
21
12
Hwy
39
8
401
14
16
7
7 12 7A
Lake Scugog
18
Dr
18
ill Mc G
17
Lake Scugog
15
LAKE ON TA
Port Hope
1
MacDonald Cartier Freeway
106
RIO
35
29
5
115
19
Cobourg
Hwy 2 3
Hwy 401
Reg. Rd. 74
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
17
To Toronto
Hwy
Nash Rd
y2
St. Hw
Baseline Rd. W
26
King
48
45
11
Mearns
10
.
36
Hwy
Nash Rd
9
Lindsay St. North
Lindsay
8
Courtice
King St.
Po rt Per ry
Hwy #7
Kent St
Colborne St
35
7
Rd
K
J
I
H
G
F
E
19
7 y4 30 Hw 10 Goodwood Rd
Centre
Rd.
ng
D
Quaker Village Dr
Uxbridge
15
Brock Rd To
mo
Che Monaghan Rd.
C
Brock St
St
to
ro n
Reg Rd 8
Elgin Park
Durham Reg
Main St
B
Hwy 134
Liberty St. N Liberty St. S
6
West Townline Rd. N.
5
le Rd
4
Varcoe Rd Darlington Blvd
n io Un
3
.
St. Joseph's Rd onva
Waverly Rd
Lambs Rd Hains St
2
t.
1
Hwy 28
Av e Trulls Rd
Regional Rd 57
A
Reg. Rd 34 Courtice Rd
McLaughlin Rd ille Rd Janetv
Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry
Reg. Rd. 18
east region:
y2
Prest
to
Hancock Rd
Mill St.
oS tari
Hwy #12 (From Whitby)
ron To
On
Simcoe St. (From Oshawa)
w
y. 4 H
58 Hw
5
Page No.
39 Thornridge Homes
Gracefields
thornridgehomes.com •
1
Mason Homes
Port Hope Golf & Country Club
905--885-6565
•
from $210,000 12K
2
Parkview Homes
Woodland Acres
705-748--2828
•
from $220,000 3G
5
Mason Homes
Cobourg
905-885-6565
• •
from $200,000 19I
6
Mason Homes
Cloverlea Lindsay
705-324-1653
•
• •
from $200,000 7a
7
Brookfield Homes
Foxtrail
brookfieldhomes.ca •
from $390,000 5B
8
Kaitlin Group Ltd.
Port of Newcastle
1-800-305-6849
•
8
Kylemore Communities
Port of Newcastle
905-987-5146
•
from $351,000 14E
8
Storybook Homes
Bond Head Estates
905-438-9516
•
from $850,000 14E
9
Parkview Homes
Harmony
705-748-4663
9
Parkview Homes
Lyon’s Gate II
705-748-4663
•
from $303,000
2I
9
Parkview Homes
Mapleridge Townhomes
705-741-1004
•
from $228,000
2I
9
Parkview Homes
Timberwoods
705-748-4665
•
from $228,000
2I
9
Parkview Homes
Valleymore
705-748-4663
•
from $199,000
2I
10 Deer Park
Deer Park Estates
416-223-3777
•
from $600,000 2e
14 Rice Developments
Willmot Creek On The Lake
905-697-5806
•
from $225,000 11D
16 Parkview Homes
Foxmeadow Estates
705-748-2828
•
from $208,000 3H
18 B.G. Schickedanz
Lake Scugog Meadows
1-877-878-9899
•
from $298,000 17B
20 Geranium Homes
Verandas
905-885-0555
•
from $260,000 10I
24 Parkview Homes
Thompson Bay Estates
705-748-2828
•
from $217,000 3H
26 Kaitlin Group Ltd.
Aspen Heights
905-697-0513
• from $165,000 10C
26 Kaitlin Group Ltd.
Condominiums at Clarington Centre 905-697-4513
• from $210,000 10c
26 Kaitlin Group Ltd.
Country Classics
67 14B
28 B.G. Schickedanz 30 Empire Communities
• • from $260,000 14E
• from $150,000
2I
•
from $300,000 10c
Chateau Villas at Baxter Creek Estates 905-695-1953
•
from $185,000 3K
Estates of Wyndance
905-649-8197
•
from $900,000 3e
31 Parkview Homes
The Meadows
705-741-1004
34 Carrington Homes
Woodlands of Upper Courtice
905-434-7797
•
from $260,000
35 Mason Homes
Avonlea
1-866-443-7900
•
from $190,000 3H
36 Senator Homes
Courtice Village
905-723-5989
•
•
from $239,000 7K
38 Melody Homes
Fairview Heights
1-800-932-5332
•
•
from $172,000
39 H&R Developments
Gracefields
hr-newhomes.com •
45 Highcastle Homes
Northglen
northglen.ca
•
45 Delpark Homes
Northglen
905-419-7222
•
45 Esquire Homes
Northglen
48 Brookfield Homes
1-866-514-3573
•
from $290,000
• • from $288,000
3I 9I
2I
from $285,000 14B
•
from $221,000 11B
• •
from $221,000 11B
northglen.ca
from $219,000 11B
BrookHill
Brook-Hill.ca
•
• •
from $200,000 10B
48 Jeffery Homes
BrookHill
905-697-0765
•
• •
from $200,000 10B
72 Vandyk Communities
West Park Village
vandykcommunities.com •
• •
from $210,000
3I
Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry
Price Range
east region:
Tel.
Fi M ap nd er
Builder Site
De ta Se ch m ed To i w n Co hom nd e o
# Si te
59
inthenews
New model home Grand Opening
in Menkes’ Somerset Community in Ajax In addition to the exciting launch of the new announce the Grand Opening of the Alabaster model home, Menkes has just released the final model home in Durham’s award winning com- lots in Somerset and after hundreds of new homunity, Somerset in Ajax. meowners and a warm sense of community; the The Alabaster corner design is a spacious 42-ft. grand finale is upon us. The master-planned two-storey home, offering an abundance of community has been widely appreciated for its windows that immerse the house in warmth and brilliant planning and masterful design, mainlight. The home was designed with families in taining a pleasant and cosy atmosphere with mind, offering ample living, bedroom, washroom lovely streetscapes featuring a wide variety of and closet space to satisfy virtually any growing home styles and designs. Charming streets lined family. The design itself is functional, enhanced with trees and greenspaces keep residents conwith exquisite features such as Caesarstone coun- nected by creating the atmosphere of a smalltertops, fine kitchen cabinetry with tall uppers, town Canadian community within a larger and sumptuous ensuites, hardwood flooring and much, amenity-rich area. much more. Clean lines, modern décor and elegant A major attraction within walking distance window treatments showcase the home’s livability. of the community is Somerset Plaza, a dynamic The chosen colour pallet creates an inviting-yet- shopping destination by Menkes featuring a calming atmosphere that allows potential home 50,000-sq.-ft. Metro grocery store, a large-format owners to relax and take in all the possibilities the Shoppers Drug Mart, a TD Canada Trust with home has to offer. drive-thru instant tellers, an LCBO and more. Other lifestyle amenities a short drive away include the Durham Centre and the McLean Community Centre. With Somerset’s award-winning divine designs and ideal location, it’s no wonder this community has been such a spectacular success. Now under construction, Phase 4 has sold quickly and there are a limited number of lots still available for fall 2013 closings. Visit the Somerset model homes and sales office, located at the southeast corner of Salem Road and Williamson Drive East, just north of Rossland Road and South of Taunton Road, Monday through Thursday from 1 to 8 p.m., closed Fridays and open Saturdays and holidays from 11 a.m. to 6 p.m. and Sundays from noon to 6 p.m. Menkes Developments is proud to
For more information, please call 905.428.0500 or visit menkes.com 60 New home guide GTA | april 13 - 27, 2013
april 13 - 27, 2013 | New home guide GTA 61
inthenews
167 elementary schools in Ontario
score improvement: Fraser Institute Across Ontario, 167 elementary schools showed
significant improvement in their academic performance over the past five years, according to the Fraser Institute’s annual school rankings. Of these improving elementary schools, 64 are in the GTA, 44 in Southwestern Ontario, 36 in North Central Ontario and 23 in Eastern Ontario, highlighting the fact that school improvement is happening in all regions of the province. “This is why the Fraser Institute school report card is the go-to source for measuring academic improvement: it highlights school success stories from Murillo in the west to Cornwall in the east and from Timmins in the north to Windsor in the south,” says Peter Cowley, Fraser Institute director of school performance studies. “Our report shows that all schools are capable of improvement, regardless of the personal or family challenges their students might face. If educators want to help students learn and improve, they should be talking to these schools.” The Report Card on Ontario’s Elementary Schools 2013 rates 2,714 public, Catholic and francophone elementary schools based on nine academic indicators using data from the annual province-wide tests of reading, writing and math administered by the Ontario government’s Education Quality and Accountability Office (EQAO). “By pinpointing the subject areas in which individual schools are improving or declining and how their academic performance compares to that of other Ontario schools over the past five years, our report helps parents and educators prioritize learning
62 New home guide GTA | april 13 - 27, 2013
challenges in their schools,” Cowley says. The report card also includes important information about each school’s make-up, including parents’ average income, the percentage of ESL students, and the percentage of special needs students. The complete results for all 2,714 elementary schools are available at compareschoolrankings. org, where visitors can compare schools on their results over the last five years. Of the 20 Ontario elementary schools showing the fastest academic improvement over the past five years, 10 are public schools where the parental income is below average. At eight of those schools, special needs students account for more than 30 per cent of school enrolment. The complete list follows. “We all want the best possible education for our children. To achieve this, every Ontario school should make improvement Job One,” Cowley says. Top 20 Fastest-Improving Ontario Elementary Schools
›› Stella Maris (Catholic), Toronto ›› Heron Park (Public), Toronto ›› Munns (Public), Oakville ›› Cobden (Catholic), Cobden ›› St. Teresa of Avila (Public), Hamilton ›› A. Wright (Public), Wallaceburg ›› J. G. Workman (Public), Toronto ›› Oakley Park (Public), Barrie ›› Kimberley (Catholic), Toronto ›› Bishop Macdonell (Public), Cornwall ›› Perth Avenue (Public), Toronto ›› Tottenham (Public), Tottenham ›› Crestview (Public), Murillo ›› Edith Cavell (Catholic), St. Catharines ›› Elda-Rouleau (Public), Alexandria ›› Archie Stouffer (Public), Minden ›› Gateway Drive (Public), Guelph ›› Keith Wightman (Public), Peterborough ›› Orchard Park (Public), Burlington ›› St. Mary of the Angels (Catholic), Toronto
april 13 - 27, 2013 | New home guide GTA 63
2013 EDITION FREE
6=;3 1=<2= THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME
MORTGAGE SMARTS
The Guide to Buying and Managing Your First Home
SEPARATING FACT FROM FICTION
416 OR 905
Which area is right for you?
416.626.4889 SPECIAL EDITION
YFH Cover FEB2013-FIN.indd 1
2/4/13 2:52:30 PM
64 New home guide GTA | april 13 - 27, 2013
newhomeguide.ca
OSHAWA
GRAND OPENING IN OSHAWA UP TO $300,000 LESS THAN GTA PRICES! 83
3
Kitchen with island, breakfast area and walk-out
2
Open-concept great room with gas fireplace
3
2 car garage with interior access
4
Luxurious ensuite with oval tub and separate shower
5
Master suite with his and hers walk-in closets
6
Second floor family room with 10 ft. ceiling
7
Spacious 4 bedroom design
Hwy. 401
Harmony Rd. N
Adelaide Ave. E
Grandview St. N
Rossland Rd. E
Clearbrook Dr.
Wilson Rd. N Taunton Rd. E
6+
2
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The Lynden, 2,400 sq. ft.
GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artistâ&#x20AC;&#x2122;s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales oďŹ&#x192;ce hours: Sat. & Sun. 11am - 6pm â&#x20AC;˘ Mon. - Thurs. 1 - 8pm â&#x20AC;˘ Closed Fri.
greenliving
Four reasons to choose an energy-efficient new home 01
Energy savings Today, 17 per cent of all energy used in Canada goes toward running our homes. We consume a significant amount of energy for heating our homes in the winter and cooling them in the summer, and donâ&#x20AC;&#x2122;t forget about the energy we use to heat water used for bathing and cleaning. Imagine the savings on your energy bills if you choose an energy efficient new home.
02
Better to live in Energy efficient homes have fewer of those uncomfortable drafts and cold spots. Some homes have specially designed ventilation systems that bring fresh outdoor air in and send stale indoor air out. R-2000 certified homes, for example, are built using healthier building materials, such as low-VOC (volatile organic compounds) paints, flooring and cabinets to further improve the indoor air quality.
03
Better for the environment Most of the energy we consume in Canada comes from fossil fuels. As a result, the energy we save in heating, cooling and powering our home will help reduce our environ66 New home guide GTA | april 13 - 27, 2013
mental footprint. In addition, using energy efficient light bulbs, low-flow showerheads and water-conserving toilets will all contribute to a Greener home. Many new energy efficient homes are being built using insulation, drywall or wood trim that were manufactured using recycled materials.
04
Affordability Buying expensive, custom-built homes used to be the only way to acquire an energy efficient home. Today, thanks to initiatives such as Leadership in Energy & Environmental Design (LEED), the EnerGuide rating system, R-2000 Standard, and Energy Star for New Homes, consumers looking to achieve greater energy efficiency at home have a much wider array of energy efficient options to choose from, even in tract built homes. If you are planning to buy a new home in the coming months, spend some time on the NRCan website at newhomes. nrcan.gc.ca or call 1.800.O.Canada (1.800.622.6232) for more information on the various energy efficiency programs that are available in Canada. NC
ED LIMITONUS B TIME P TO U
0 0 0 , 0 1 FREE S *
3 & 4 bedroom bungalows with lofts & two-storey homes on 32 ft. lots up to 2,181 sq. ft. from
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Mill St.
5/ 115
IN NEWCASTLE Rudell Rd.
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Sales Centre & Model Hours: Mon. to Wed.: 1pm to 8 pm. Weekends & Holidays: 11am to 6 pm. *See sales representative for details. Prices, specifications and terms are subject to change without notice and are correct at time of printing. Illustrations are artist’s concept. Landscaping not included. E.& O.E.
CHINESE HOME & CONDO GUIDE Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.
三月十六日至四月二十七日 Mar 16 - Apr 27, 2013
Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area. Pick Up Your Copy Today or call us for a free copy at 416.626.4889!
金融市場 r 新屋 須知
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GTA Chinse Front Cover_03161
FRONT COVER 7.5 X 10.5" + BLEED
AM 3:32:01 PM 3/6/13 10:44:12 3/6/13
newhomeguide.ca 68 New home guide GTA | april 13 - 27, 2013
April 13 - 27, 2013
Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions
IN THIS SECTION
>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region
Ki
e Av
n sto ng
lva Sy
s ng Ki e v nA
to
n
RD
17
78
32
Sheppard Ave E
2A
401 53 26
58
t Rd
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
90
n Dr orto
RD
Brim
Galloway Rd
K
Ossington Ave. Dovercourt Rd.
DVP
Main St
Gerard St
18
41
in
Manse Rd
J
rlet
8
50
23
83
42
St Clair Ave E
25
ev
18
Passmore Ave
17
Centennial
Lakeshore Blvd W
Christie St.
Horner Ave
Spadina
Dundas St. W.
Bathurst St. Bay St. University Ave.
Queen St. W. 58 King St. W. 49 Front St.
Logan Ave.
Danforth Ave.
Cosburn Ave
55
cL
M
16
East Ave
I
Keele St.
QEW 4
57
Yonge St
86
Evans Ave
28
Yonge St.
12
Don Valley Pkwy
QEW
Jane St
27
Avenue Rd Bloor St.
Laird Dr
Queensway
Dupont St.
O'Connor Dr.
43
Woodbine Ave
H
Dufferin St
Davenport Rd.
Rd
Pharmacy Rd Victoria Park
20
Sca
an
Warden Ave
Dundas St W
Allen Expressway
gh
Birchmount Rd Eglinton Ave E
Lawrence Ave E
88
15
Sheppard Ave E Milner Ave
Progress Ave
McCowan Rd
St Clair Ave.
Dufferin St
Va u
Ave E
401
Brimley Rd
80 Rogers Rd
Leslie St Eglinton
38
Ellesmere Rd
Huntingwood Dr
Finch Ave E
5
14
Bellamy Rd
Bloor St W
ay
w
ng s
Bathurst St
Eglinton Ave W
11
13 Steeles Ave.
McNicoll Ave
12
Markham Rd
Rathburn Rd
Ki
Caledonia Rd
Briar Hill Ave
Rd
Rd
y
11
y Pkwy
Eglinton Ave W
d kR
ew e
Keele St
to n
ee
427
Kipling Ave
Cr
Th e
B
k lac
Tre th
Ave Lawrence Ave E
York Mills
401
Sheppard Ave E
10
Don Valle
W es
54
1
40
9
Scarborough Golf Rd
G
Martin Grove Rd
Kennedy Rd
Westway
33
87
Finch Ave W
Drewry Rd
Pleasant Ave
8
Orton Park Rd
F
Islington Ave
Dixon Rd
pressway
401
89
Allen Ex
24
Jane St
Wilson Ave
39
7
Bayview
31
400
21
6
Mills
401
Weston Rd
34
5
Don
409
Bv
Signet Dr
27
ale
xd
6
4
Midland Ave
E
Humberline Dr
Re
Rd
3
Dufferin St
Finch Ave W
ion
Alb
2
McCowan Rd
D
1
Toronto, Etobicoke, York, North York, East York, Scarborough
Alness St
C
B
A
central region:
Tapscott Rd
7
Morningside Ave
42
Neilson Rd Morrish Rd
Rd
Sewells Rd Conlins Rd
h
Reesor Rd
rt
Beare Rd
fo
Meadowvale Rd
Da n
70 Port Union Rd
Coxwell Ave
Pape Ave.
Parliament St Sherbourne St Jarvis St.
Dufferin St
Lansdowne Rd.
Roncesvalles Ave.
Park Lawn
Royal York Rd
Renforth Dr
19
41
Monarch Corporation
Evergreen
416-495-3526
70
Mattamy Homes
Cornell
86
Menkes
86
Price Range
•
mattamyhomes.com •
•
Humber Mews
416-642-8955
•
6-7 3I
Menkes
Dwell city town
416-642-8955
•
6-7 3I
87
Menkes
Bloom Park Towns
416-730-1600
•
3
Camrost Felcorp
iLoft at Mystic Pointe
416-251-8888
6
Oz Properties
Garden Towns
416-898-5100
•
3B
11
Tribute Communities
Canterbury
647-352-2130
•
from $700,000
9E
12
Pemberton Group
The Uptown Residences
416-987-3500
• from $400,000
9G
18
Regal Crest Homes
Centennial Gardens
416-686-0556
• • from $323,000
13G
20
Beaverbrook Homes
Evolution
416-747-9691
3H
21
Conservatory Group
Oakdale Village
416-243-0511
•
•
from $323,000
5C
23
Conservatory Group
Upper Beach
416-698-7796
•
• •
from $400,000
12H
24
Forest Green Homes
Lexington On The Green
416-235-0220
•
from $208,000
4D
26
Conservatory Group
Port Union
416-287-3128
•
•
from $520,000
18E
27
Cresford Development Corp.
Windermere by the Lake
416-977-5300
• • from $200,000
5H
28
Pemberton Group
Park Lake Residences
416-769-4343
• from $180,000
5H
34
H&R Developments
Westown
hr-newhomes.com
• from $190,000
5C
39
Beaverbrook Homes
Yorktowns
647-259-0733
•
from $460,000
5C
42
Stafford Homes
The Bell Estate
416-693-6800
•
from $335,000
12G
42
Brookfield Homes
The Bell Estate
416-693-6800
•
from $335,000
12G
43
Aspen Ridge Homes
Scenic On Eglinton
416-805-1781
•
•
from $190,000
10F
49
Tribute Communities
RCMI
416-363-4800
50
Fieldgate Homes
Corktown Mews
corktownmews.ca
•
54
Tribute Communities
1717 Avenue Road
416-430-1717
55
Stafford Homes
Keystone Mews
416-757-6684
• •
from $475,000
11F
75
H&R Developments
Berczy Square
hr-newhomes.com •
77
Aspen Ridge Homes
Seventy Seven Charles
416-203-7034
• • from $2100,000
9H
78
Your Home Developments
Nature’s Path
647-340-6972
•
from $280,000
17E
80
Brandy Lane Homes
Village Mews
416-651-6555
•
from $470,000
6F
83
Arista Homes
Lilly Factory Towns
416-792-4872
• •
from $395,000
12G
88
Monarch Corporation
Birkdale
monarchgroup.net
•
from $420,000
13D
89
Decade Homes
Yorkdale Village
416-638-5656
•
from $350,000
6D
90
Sundance Homes
Braeburn Lane
sundancehomes.ca •
from $430,000
15D
Page No.
from $390,000
from $320,000
• from $273,000
• from $270,000
• from $550,000
•
IBC 14F Insert 7G
6-7 8B 4H
8I
9H 8C
5I
Toronto, Etobicoke, York, North York, East York, Scarborough
Tel
central region:
Site
Fi M ap nd er
Builder
De ta Se ch m ed To i w n Co hom nd e o
# Si te
71
Steeles Ave W
Kipling Av
K
ence
J
7
Clar St
42
Isl on 48
t ing
I
Huntington
Langstaff Rd
46
2
21
6
40
18
Major Mackenzie
Cr
H
Teston Rd
24
54
400
11
39
8
27
Weston Rd
G
7
King-Vaughan Rd
6
400
9 King Rd
10
Rutherford Rd
26
55
Maple
7
52
51
49
25
3
5
20
10
22
Centre St
15
19
14
Clark Ave W
35
Thornhill
34
38
14
8
4
40
47
12 43
33 28
13
41
7
23 16
31 44 7
45
53
12
Langstaff Rd
32
37
11
Dufferin St
F
Kirby Rd
5
Pine Valley
City of Vaughan
1
4
Jane St
E
3
Nashville Rd
2
Keele St
D
1
Cold Creek
C
B
A
central region: Vaughan, Maple, Woodbridge, Thornhill
Hwy. 27
72
Bathurst St
e Av
e
Rd
50
12 Line R
d
16
17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
15
19
Tel
Price Range
Page No.
1
Aspen Ridge Homes
Kleinburg Hills
647-921-0381
•
from $800,000
1 4E
24
Fieldgate Homes
Vaughan Valley Estates
905-303-4728
•
from $560,000
Insert, 25 & 30-31 9F
24
Arista Homes
Vaughan Valley Estates
905-303-1929
•
from $770,000
30-31 9F
44
Madison Homes
Thornhill
905-417-1203
•
from $1090,000
11 14g
51
Aspen Ridge Homes
King Oaks
905-539-0181
•
from $1100,000
1 12A
53
Treasure Hill Homes
Thornhill Woods
treasurehill.com •
from $950,000
45 13g
54
Fieldgate Homes
Rivers Edge
905-303-4728
• •
from $730,000
Insert & 25 8E
1
Country Wide Homes
Kleinburg Hills
KleinburgHills.com •
from $750,000
4E
11
Summit View Homes
The Summit of Valleybrooke
905-417-7980
•
•
from $300,000
8E
35
Hallstone Homes
Clairtrell Mews
905-886-5757
•
from $670,000
15K
37
Flato Developments Inc.
Montebello
905-731-2000
•
from $390,000
11D
38
Liberty Development
Centre Park Townes
905-731-8302
from $399,000
13I
39
Tiffany Park Homes
Valleybrook Estates
905-303-1620
from $320,000
8e
42
Dunpar Homes
Riverside Village
416-253-5888
•
from $519,000
43
Primont Homes
Rothbury Ravine Estates
905-305-8871
•
from $675,000
13f
44
Forest Hill Homes
Thornhill Ravines
madisonhomes.ca •
from $690,000
14g
46
Country Wide Homes
The Point at Woodbridge
905-907-1500
•
8E
47
Country Wide Homes
Upper Thornhill Estates
905-907-1500
•
from $900,000
14E
48
Beaverhall Homes
Regency Estates
905-265-2634
•
from $1250,000
6H
48
Graywood Developments Ltd Regency Estates
905-265-2634
•
from $1250,000
6H
51
Great Gulf Homes
King Oaks
greatgulfhomes.com •
from $1100,000
12A
52
Zancor Homes
Royal Collection
905-833-0883
•
•
from $550,000
12A
55
Oskar Group
Le Sedici
lesedici.com
from $600,000
10E
•
5I
central region: Vaughan, Maple, Woodbridge, Thornhill
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te
73
1
2
3
4
5
6
7
8
6
G
404
4 17 22 Rd King 24
F
20 3
9
oad
ider
S rson Jeffe
15 16 14
H
19th
d
1
Gam
22
13 23
St
St
St
11
nzie
ath
Str
acKe
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ea
N
e Av 404
Dr
st St
P
25 2
Q R
. Ave
am Denh
O
16th
rn
dW
ick R
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central region: Richmond Hill
7
r
ent
Mill
74
Neal D
St
26
Reg
d
ills R
nM Elgi
8 19 18
K
404
Leslie
d Yorklan
21
J
M
Ave.
ble R
I
L
12
St Yonge
E
5
27
11
t
D
m
Bloo
road
Side
Ave
C
on ingt
Bayview
B
10
Leslie S
A
9
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
Price Range
Page No.
4
Aspen Ridge Homes
Kettle Lakes Club
289-231-2849
•
from $550,000
1 6D
6
Fieldgate Homes
The Humberlands
905-773-7738
•
from $850,000
Insert 2C
27 Acorn Homes
Oak Knoll
acornhomes.ca
•
from $600,000
89 4C
2
The Royal at Bayview Glen
905-709-5700
• from $190,000
14 Arista Homes
Jefferson Forest
•
•
from $600,000
4H
15 Madison Homes
Jefferson Forest
905-770-8661
•
•
from $600,000
4H
15 Forest Hill Homes
Jefferson Forest
iloveforest.ca
•
•
from $600,000
4H
16 Fieldgate Homes
Jefferson Forest
905-884-8017
•
•
from $600,000
4H
17 Heathwood Homes
The Reserve at the Woodlands
416-637-3520
•
•
from $748,000
2D
18 Heathwood Homes
Silverwood Lane
heathwoodrichmondhill.com •
•
4K
19 Heathwood Homes
Forestbrook
heathwoodrichmondhill.com •
from $583,000
4K
20 North Star Homes
King’s Crossing
416-291-9666
•
from $440,000
2E
22 Yorkwood Homes
Hillside Manors
905-770-4662
•
from $472,000
25 Treasure Hill Homes
Urbantowns on Bayview
treasurehill.com
•
7Q
26 Arten Development Group
The Manors of Roseview Grand
roseviewgrand.com
• •
from $650,000
Pemberton Group
6Q
5I
4L
Richmond Hill
Tel
central region:
Site
Fi M ap nd er
Builder
De ta Se che m d To i w n Co ho n d me o
# Si te IFC-Inside front cover
75
les A
e Ave
Hend
Thornhill ve E
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56
Alder
K
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62
45
Dr
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66
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St
404
8 Hwy. 4
St
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Denison
McDo
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Van
d St Sid dorf
Edwar
59
11 Con
26
Hwy 7
w Ave.
Hwy 7
75
Dr lock 61 Bul y7 Hw
23
Bayvie
J
Ave
24
E
Town of Aurora
t
404
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64
28
404
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9
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47
47 13
64
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St
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18
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54
D
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13
le ffvil Stou
Rd
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oad
17 20
Milla
34
19
85
rd St
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
ve 19 A
ider da S
3
Rd ton ming Bloo
oa d
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
404
oad
es Beth
r Side
hn's St Jo
17
n Rd Vivia
Rd lbert 54 Mt A
16
orf d Van
a Rd or Aur
of Town chhur c e it Wh f ville Stouf
15
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McCow
H
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30
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Town of Newmarket
80
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4
51
Ea
t gle S
Spruce
G
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404 y 31 Pkw 81 het Cac
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65
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25
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Main S le Dr ymervil
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9 Line
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G
12
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or M Maj
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Town of 50 Markham
46
11
.
ane
L reen
10
44 1 55 7 14
9
in Woodb
d
ills R
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10 Con
67 6 35 57 41 11 70
8
y Rd
Kenned
Elgi
7
Bayview Av e
10
e
6
McCow
ve 18 A
v 19 A
5
an Rd
F
4
Ave Warden
E
Thornhill
3
Town of Markham
Town of WhitechurchStouffville
2
t Yonge S
D
Town of Aurora
Town of Newmarket
1
St N
C
B
A
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
48
Rd
Main
n Rd
en
76 cessio
Al d
9 Con
cessio nR
Dr
erson
Ave
t
S Yonge
Tel
Price Range
Page No.
Heirloom in Markham
905-201-2804
• •
from $370,000
13 7f
11 Madison Homes
Greensborough
905-201-7700
•
•
from $594,000
11 7F
20 Fieldgate Homes
BlueSky Stouffville
905-640-0002
•
from $440,000
Insert & 25 18f
starlanehomes.com •
from $518,000
27 18F
•
from $520,000
11 & 21 8F
•
from $450,000
21 & 89 8f
20 Starlane Home Corporation BlueSky Stouffville 30 Madison Homes
Cornell Rouge
905-472-9556
30 Forest Hill Homes
Cornell Rouge
cornellrouge.com
•
41 Aspen Ridge Homes
Upper Cornell
905-554-3446
•
•
from $495,000
1 7F
54 Beaverbrook Homes
Victoria Highlands
416-924-0110
•
from $450,000
34-35 16B
59 Primont Homes
Harmony
905-305-8871
•
from $540,000
13 5I
64 Fieldgate Homes
Upper Unionville
905-477-6464
•
•
from $420,000
38-39 5G
64 Arista Homes
Upper Unionville
905-534-1564
•
•
from $420,000
38-39 5G
64 Paradise Homes
Upper Unionville
905-477-6464
•
•
from $420,000
38-39 5G
65 Fieldgate Homes
Victoria Manor
fieldgatehomes.com •
from $896,000
Insert & 25 3G
66 Treasure Hill Homes
from $749,000
45 13H
Aurora Woods on Bayview
treasurehill.com •
Beaverbrook Homes
The Terrace On Rouge Creek
905-640-7360
• •
from $390,000
1
Marydel Homes
Woodland Hills
905-898-7380
•
from $400,000
10B
2
Country Wide Homes
Pavo Point
905-554-5975
•
from $400,000
5F
8
Country Wide Homes
Wismer Commons
905-907-1500
•
•
from $450,000
6F
10 Monarch Corporation
Nichols Manor at Heritage
416-495-3542
•
from $550,000
2F
12 Laurier Homes
windsong
905-201-5979
•
•
from $495,000
6G
12 Laurier Homes
Windsong North
905-201-5979
•
from $598,000
6G
14 Ballygarven Homes
Upper Canada Meadows
905-395-1294
•
from $330,000
11C
17 Conservatory Group
Heritage Estates
905-640-2274
•
•
from $283,000
18E
18 Kylemore Communities
Angus Glen West Village
905-887-9950
•
from $2000,000
4G
24 Ballantry Homes
Cornell
905-294-0221
•
•
from $450,000
8g
26 Arista Homes
Boxgrove
905-201-1102
•
• •
from $432,000
8H
28 Preston Homes
Copper Hills
905-954-4050
•
28 Greenpark Homes
from $500,000
14d
Copper Hills South
CopperHillsSouth.ca •
•
from $585,000
14d
28 Starlane Home Corporation Copper Hills South
CopperHIllsSouth.ca •
•
from $620,000
14d
30 Madison Homes
Forest Hill
cornellrouge.com
•
from $400,000
8F
42 National Homes
Wismer Woods
416-746-1234
•
• •
from $680,000
6G
50 Geranium Homes
The Neighbourhoods of Cardinal Point 905-640-9999
•
•
from $575,000
7F
50 Geranium Homes
Cardinal Point Downtown Stouffville 905-640-9999
•
•
from $575,000
7F
51 Oxford Homes
Coventry Valley
905-836-8902
from $600,000
9C
52 Fieldgate Homes
Potter’s Bend
fieldgatehomes.com •
•
from $580,000
6G
53 H&R Developments
Castle Square
hr-newhomes.com
•
6g
55 Country Wide Homes
Woodland Hills
905-907-1500
•
10C
60 Best Homes
Wismer Gardens
905-479-9600
•
from $410,000
6G
62 North Star Homes
Pacific Villas
416-332-8115
•
from $337,000
6G
62 North Star Homes
Mill Fair Village
NorttStarHomesInc.com
•
from $500,000
6G
63 Fieldgate Homes
Bond Lake Village
905-313-1021
•
from $399,000
12J
67 Portside Developments
Greensborough
416-746-1234
•
from $329,000
7F
80 New Era Homes
Landmark Estates
905-953-9046
•
from $380,000
10D
85 Orchard Ridge Homes
Prairiewood
orchardridgehomes.com •
from $800,000
16F
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
Primont Homes
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te 6
77
K
9
59
Mono Adjala
32
25
14
Schomberg
51
15
King
Bradford Tecumseth and Tottenham65 71 9
11 20
48
Georgina Keswick
e
co
im
eS
k La
11
East Gwillimbury
37 13 55
Barrie 33
50 45 34 70 400 16 17
44
27
400
Alliston61
47
Essa
Beeton
12
0
10
Hwy 5
Shelburne
89
40
00
Vespra4
90 48 Lisle 44 2 Angus
Sunnidale
Tosorontio Everett
1
Wasaga Beach
Oro
6
Orillia
11
11
12
29
48
31
Lindsay
Uxbridge
Cannington
7 3
9
26
Scugog
Oshawa
Dr
14
S
401
42
15
27
E
49
400
22
Dr
Ma
iew plev
18
30 Dr
18
19
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
ark on P
Bay
Mols
Big
17
e Av 35 tle Lit Yo ng eS t t Rd 8 Poin
Steel St
16
Lakesh ore Burton Av Dr e
St
400
lop
Newcastle
Manvers
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10
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72
58
38
93
69
9
Bracebridge
8
n Vetera
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52
27
27 36
Tay
69
400
7
St
24
60 41
6
irv
G
24
10 5 19 43 34 39
Midland
5
Huron Rd
iew
F
E
4
Fa
Thornbury
7
Georgian Bay
3
ne
An
D
2
t tS
C
1 St.
B
A
Barrie, Collingwood, Wasaga, Innisfil, Keswick
th St
78 Duckwor
north region:
en
nc Vi ia Rd
Tel
705-329-3330 • 905-773-9997 • 1-877-455-0201 • 905-558-0255 • 905-778-0873 • 705-435-3577 • 705-435-3577 • MyFieldstone.ca • 1-888-720-9508 millstreethomes.com 1-877-428-5115 • 1-877-428-5115 • 1-877-534-4445 • 705-324-1653 705-730-1978 • 1-866-409-2724 • 519-599-1900 • 705-792-6807 • 705-735-0732 • 1-866-386-1629 • 1-877-422-1185 • 1-877-455-0201 1-877-455-0201 1-855-7PREVIN • 1-888-431-1732 • 905-558-0098 • 905-907-1500 • 905-775-3461 • 905-778-0873 • 705-721-7200 • 705-721-7200 • 905-851-1224 905-251-3203 705-734-9518 • 1-866-625-2583 • 1-866-386-1629 • 905-695-1953 • 705-434-4433 • 1-866-722-7771 • 1-866-531-3424 • 705-436-7215 705-436-5445 • 705-797-1967 • 705-734-1887 • 705-436-5547 • 1-888-445-9608 1-877-420-0880 • royalpark.com • 1-888-257-1999 masonhomes.ca/4U • 1-877-855-1122 705-516-0681 • 416-410-0175 • dreamfieldsbradford.com • dreamfieldsbradford.com • 705-444-0555 • 705-435-9991 705-423-9662 • democrathomes.com • 905-778-0873 705-446-2626 705-294-2288 • 519-217-5944 • 1-888-257-1999 • 1-855-299-7929 • millstreethomes.com
• • • • • • • • •
• • • • • • • • • • • • • • • • • • • • • • • • •
• •
Price Range
from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from
$250,000 $267,000 $570,000 $325,000 $280,000 $280,000 $563,000 $200,000 $280,000 $210,000 $210,000 $200,000 $170,000 $330,000 $275,000 $347,000 $250,000 $253,000 $260,000 $250,000 $316,000 $300,000 $280,000 $200,000 $700,000 $750,000 $580,000 $325,000 $233,000 $233,000 $440,000 $330,000 $250,000 $284,000 $260,000 $298,000 $550,000 $290,000 $300,000 $200,000 $285,000 $500,000 $280,000 $240,000 $300,000 $200,000 $200,000 $298,000 $220,000 $234,000 $300,000 $311,000 $210,000 $275,000 $225,000 $300,000 $285,000 $340,000 $350,000 $250,000 $310,000 $285,000 $280,000
Page No.
87 8C 87 8C 81 9g 1 7k 17 & 86 8I 90 6I 90 6I 17 5J 17 7J 85 7J 4F 4F 6F 13H 14E 5E 1D 18D 13E 13e 4D 9g 9g 6I 8G 7k 7k 7I 8I 19E 19E 4E 9H 17F 2E 8H 13I 6H 9G 7G 7F 7F 17C 6D 7G 3F 5E 6I 3E 15E 5E 6G 8I 8I 8I 3e 6h 6G 16B 8I 3F 7G 3I 3E 6I 7J
Barrie, Collingwood, Wasaga, Innisfil, Keswick
Site
north region:
Builder
Fi Map nd er
Mariposa Homes West Ridge Place Orillia Mancini Homes West Ridge Place Orillia Ballymore Homes Lakeside Meadows Aspen Ridge Homes King Country Estates Brookfield Homes Grand Central Brookfield Homes Treetops Orchard Ridge Homes Treetops Brookfield Homes Fieldstone Brookfield Homes Willow Glen Tottenham Briarwood Homes Mill Street Village Pacific Homes Limited MarlLake Village Red Berry Homes MarlLake Village Starcrest Homes Nottawasaga Village Mason Homes Cloverlea Lindsay Mancini Homes Princeton Woods Democrat Homes Wasaga Sands Heron Homes & Heathwood Homes Raven Golf Club at Lora Bay Fandor Homes Hamptons on Big Bay Point Grandview Homes Big Bay Point Grandview Homes Bear Creek Hollow Berkley Homes Wasaga Beach Ballymore Homes The Simcoe Ballymore Homes The Neptune Previn Court Homes Victorian Village Southpointe Homes Southpointe Rosehaven Homes King Country Estates Country Wide Homes King Country Estates Great Gulf Homes Summerlyn Village Fernbrook Homes Grand Central Melody Homes Sunflowers Zancor Homes Sunflowers Pristine Homes Timberwolf Lodge Oxford Homes Mount Albert Village Kingsview Homes Renaissance Collection Kaitlin Group Ltd. Blue Shores Grandview Homes Forest Beach Estates B.G. Schickedanz Lake Scugog Meadows North Alliance Homes RidgeHill Alliance Homes Jackson’s Landing Country Homes Alcona by the Lake Maple Lane Homes Wallace Mills Sandiego Homes Lakeside Living in Innisfil Senator Homes Lakeside Cove Sunfield Homes Centre Point Pristine Homes Pebbleshores Brandy Lane Homes Mountain Trails Stonebridge Building Group Stonebridge by The Bay Royalpark Homes Emerald Forest Delpark Homes Pretty River on Georgian Bay Mason Homes Just 4U Bremont Homes Centretown RAYMAC Homes Brennan Enclave Rosehaven Homes Dreamfields in Bradford Regal Crest Homes Dreamfields in Bradford Country Wide Homes Dreamfields in Bradford Devonleigh Homes Inc. Creekside Devonleigh Homes Inc. Parkside by Devonleigh Devonleigh Homes Inc. Brownley Meadows Democrat Homes Maplewood Brookfield Homes Park Central Fram Building Group The Shipyards Briarwood Homes Briarwood Estates Lakeview Homes Greenbrook Village Briarwood Homes Pretty River Collingwood Far Sight Homes Greenfields Ballymore Homes Mill Street Village
De t Se ach m ed To i w n Co hom nd e o
# Si te IFC-Inside front cover
6 6 11 14 17 44 44 59 65 71 1 1 2 3 4 5 7 8 9 9 10 11 11 12 13 14 14 16 17 18 18 19 20 22 24 25 26 27 31 32 33 33 35 36 37 38 39 40 41 42 43 44 45 45 45 46 47 48 49 50 52 55 58 60 70 71
79
marketresearch
Lloyd Martin is principal with Trimart Corp., with 30 years in the business. His industry knowledge and professional experience lead the Trimart team to provide exceptional service and sales results. He can be reached at 905.660.7788
New-home sales
surge in all regions
Mark Jin is Market research manager at Trimart Research Corp. He can be reached at 905.660.7788, ext. 224 or mark@trimart.ca
by Lloyd Martin & Mark Jin
Central Region
The market for new home lowrise
sales had a substantial gain in February, achieving 1,360 sales. All five regions in Total Market Area (TMA) witnessed an increase in sales compared to the previous month. Overall TMA sales improved by 56.7 per cent, compared to January 2013. The lowrise new home industry has established another solid base, building growth in both sales and inventory. February recorded the highest inventory level since April 2011. As affordability becomes the key to success, urban townhome are achieving a larger market share. Housing starts in Canada were trending at 195,087 units in February (CMHC), up from 158,998 in January. The urban starts rose by 18.4 per cent in February, led by a 27.7 per cent increase in multiple urban starts. Provincially, Ontario had the biggest increase with seasonally adjusted annual rates for urban starts reaching 46.8 per cent. The 15 market leaders achieved 40.7 per cent of all February sales; the majority of the top three leading sites in all regions also had urban townhomes as part of their offerings. The new openings and releases will continue to improve availability over the coming months, with more than 70 new openings and releases already scheduled for 2013. Additionally, the Bank of Canada will maintain its low interest rate resulting in the Banks maintaining low mortgage rates. This low interest rate coupled with new affordable urban town housing will set the stage for further sales growth in 2013.
80 New home guide GTA | april 13 - 27, 2013
Rank Site
Builder
City
Sales
1
Val
Urbancorp
Toronto
52
2
Southshore
Minto Homes
Toronto
21
3
W&E
Fernbrook Homes
Toronto
12
East Region Rank Site
Builder
City
Sales
1
Mulberry Meadows
Sundial Homes
Ajax
23
2
Somerset
Menkes
Ajax
23
3
The Towns of Nichol Green
Sundance Homes
Whitby
18
North Region Rank Site
Builder
City
Sales
1
Impressions
Paradise Homes
Kleinburg
103
2
Impressions
Fieldgate Homes
Kleinburg
72
3
Impressions
Arista Homes
Kleinburg
61
West Region Rank Site
Builder
City
Sales
1
Mount Pleasant North
Mattamy Homes
Brampton
49
2
The Preserve
Mattamy Homes
Oakville
38
3
Mount Pleasant
Great Gulf Homes
Brampton
27
GTA Region Rank Site
Builder
City
Sales
1
Wildflowers
Mattamy Homes
Kitchener
24
2
Westminister Woods
Reidâ&#x20AC;&#x2122;s Heritage Homes
Guelph
16
3
Torrance Creek Village
Great Gulf Homes
Guelph
5
Introducing Our
New 50’ Design! THE ASHBERRY on a 50’ lot
431
,900
$
SECOND FLOOR ELEVATION B
OR GROUND FLO ELEVATION B
SUTTON Jackson’s Point
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Come Tour our Fully Decorated Models! Townhomes starting from $266,900 42 ft. Singles starting fromÊfÎÎx] ääÊUÊxäÊvÌ°Ê- } ià starting from $380,900 SALES OFFICE: 4950 Baseline Road, Sutton, ON, L0E 1R0 Mon. - Wed. 1pm - 8pm. | Thurs. & Fri. by appt. only. | Sat., Sun. & Hol. 11am - 6pm
s LakesideMeadows.ca Prices and specifications are subject to change without notice. Renderings are artist’s concept. E. & O. E.
april 13 - 27, 2013 | New home guide GTA 81
communityfocus
Don’t miss the opportunity to own at
Lakeside Meadows
W
ith homes selling quickly at Lakeside Meadows, homebuyers won’t want to miss the rare opportunity to own at this popular Ballymore Homes community in Sutton. Located just 40 minutes north of the GTA, this four-season, resort-style community offers easy access to big city amenities but is situated in a pastoral paradise, close to a wooded forest, lush farmlands and the sandy shores of Lake Simcoe. What’s more, homes offer great value, with opulent features and finishes all offered as standard and prices starting at just $266,900. “We’re really pleased with the success of Lakeside Meadows, and have several families already moved in and enjoying all that the community has to offer,” says Helen Rupolo, executive assistant for Ballymore Homes. “We have limited 42-ft. and 50-ft. lots available, so I encourage people to come and visit, before the community sells out.” Purchasers at Lakeside Meadows can choose from a wonderful selection of new townhomes and single detached models on 42- and 50-ft. lots. Newly released 50-ft. lots that back onto protected conservation lands are also available, for backyards that provide added privacy. In keeping with the small town ambiance of Sutton, all homes at Lakeside Meadows display the charm of Old Ontario architecture. Stunning townhomes start from just $266,900, while bungalow and two-storey single-family homes are priced from $335,900. Homes feature all brick exteriors with accent clad-
82 New home guide GTA | april 13 - 27, 2013
ding, vinyl shakes, keystones and stone sills, steeply pitched gables and front porches. Garages have carriagestyle doors and there are second floor balconies for some models.
location Sutton housing type Townhomes and single-detached models on 42- and 50-ft. lots sales centre 4950 Baseline Rd. contact 1.877.455.0201 ballymorehomes.com
BALLYMORE HOMES
Lakeside Meadows Standard interior finishes include nine-ft. main floor ceilings, imported ceramic tile flooring in entries and wet rooms and quality custom finished kitchen cabinetry. Singles feature luxurious master ensuites, and a cosy gas fireplace in the Great Room. A generous bonus package includes three stainless steel kitchen appliances and a white front load washer and dryer for townhomes. The 42and 50-ft. single-detached homes come with a natural oak staircase and 2.25-in. natural oak hardwood on the main floor, in lieu of carpet. A great selection of floorplans includes the newly released 50-ft. Ashberry model. Highlights of this home include a stunning Great Room that is open to above, with a second story Juliette balcony. This spacious family home also has four bedrooms, two private ensuites and a Jack and Jill ensuite. Lakeside Meadow homes have Energy Star certification, which provides homeowners with lower utility costs and contributes significantly to a reduction in harmful greenhouse gas emissions. Visitors to Lakeside Meadows can now tour two new model homes. The professionally decorated 42-ft. single-detached homes display standard luxury features and finishes, as well as a myriad of upgrades to illustrate how homebuyers can customize their homes to suit individual tastes and preferences. Residents of Lakeside Meadows are close to the world-renowned Briars Golf Club and several local marinas. Homeowners have easy access to Hwy. 48 and the 404, which is being expanded to make commute times even shorter. The quaint shops and restaurants of Suttonâ&#x20AC;&#x2122;s downtown core are nearby, and there is a high school and new elementary school within walking distance. Visit Lakeside Meadows at 4950 Baseline Rd. Call 1.877.455.0201 or visit ballymorehomes.com
april 13 - 27, 2013 | New home guide GTA 83
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newhomeguide.ca
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THE SPRINGVALLY Semi detached starts from
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377
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$279,990 40’ Singles from $400,990
TOT T E N HA M
SALES PAVILION SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm
millstreethomes.com
Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.
1-855-232-8100 85
86 New home guide GTA | april 13 - 27, 2013
LIVE IN ORILLIA
Live in Orillia’s premiere new home community and enjoy the ideal mix of value and features. Perfectly located in the heart of West Ridge Place with restaurants, theatre, health services, retail stores, parks and woodlands just a short stroll away, the SmartLot is proving to be a Smart Buy! Look no further for desirable streetscapes with tremendous curb appeal, community living at its best and solid investment security. FEATURING EXECUTIVE TWO STOREYS & BUNGALOWS • Stone and Brick Veneer • Hardwood Floors • Oak Stairs • Walkout Lots • Walking Distance to Lake Head University
452 Nineteenth Ave. Richmond Hill, ON L4E 3P7 905-773-9997 info@mancinihomes.ca mancinihomes.ca “THE ALPS“ MODEL
“THE FUJI“ MODEL
NOW OPEN Trailside Freehold Townhomes and Singles Starting from
3127 Stone Ridge Orillia, ON L3V 1T4 705 329-3330 info@mariposahomes.ca mariposahomes.ca
$249,000
“THE ELISSA” MODEL
“THE MERIDIAN” MODEL april 13 - 27, 2013 | New home guide GTA 87
inthenews
Further intervention
in housing markets not warranted: CHBA
T h e f eder a l g ov er nmen t
should refrain from further intervention in the housing market by adjusting mortgage lending rules, according to the Canadian Home Builders’ Association. In his inaugural address at the recent 70th National Annual CHBA Conference in Lake Louise, Alta., Incoming President Deep Shergill of Calgary said that such intervention represents “a hammer” that impacts all housing markets, both those that are healthy and those yet to fully recover from the recession. Shergill, President of Prominent Homes Ltd. of Calgary, called on the government to be prepared to take remedial action if housing activity falls below demographic demand or if price stability is threatened. “It seems less than forthright to constrain consumers’ ability to buy a new home – a real asset, while allowing usurious credit card interest rates to bury many consumers in non-asset backed debt,” Shergill said. Working to maintain a stable financing environment would be one of seven priorities in his plan of action for the coming year, he said. The others are regulation, government-imposed costs, a skilled and productive workforce, land availability, market intelligence and investment in research and development. Canada Mortgage and Housing Corp. (CMHC) has played a central role in 88 New home guide GTA | april 13 - 27, 2013
maintaining stability in mortgage markets since the financial meltdown of 2008, Shergill said. “We are extremely pleased that the federal government recognizes the corporation’s continued effectiveness.” The industry’s success in improving energy efficiency illustrates the benefits of collaboration with government in research and development. A CHBA analysis of the energy performance of an Ottawa home built in 1975 compared with one built today shows a 66 per cent improvement. Comparing similar models of family cars over the same period showed a maximum improvement in energy efficiency of 16 per cent. Shergill said it’s time to roll back the chronic over-regulation of the new-home building industry. Government-imposed costs are pushing house prices ever higher and must be rolled back and reduced, Shergill said. “So long as governments persist in confusing the effect of low interest rates with real housing affordability, they will fail to recognize the steady erosion of housing affordability.” The same pressures that add to the cost of a new home also inflate the value of existing homes, with no value-added. As a result there is a multiplier effect through the resale housing market every time a new charge, fee or levy is applied to new development. In some urban centres the relationship between house prices and household incomes has reached a crisis point. The growing underground economy is also a result of the rising tax burden on housing. In consultations on the federal government’s plan for long-term infrastructure, Shergill said the CHBA has pointed out that calls for new development to pay its own way deflect from the failure of politicians to invest in basic infrastructure over many decades. “What some call an infrastructure deficit should more correctly be recognized as a legacy of failed leadership. Requiring new development to pay for bad decisions in the past is unacceptable.” The CHBA hopes the next federal budget will outline a national plan for infrastructure investment that will give priority to housing affordability and choice.
RICHMOND HILL’S MOST ANTICIPATED NEW COMMUNITY
Acorn proudly introduces a rare community of distinctive 28’ & 38’ detached homes backing onto nearly 100 acres of nature. Prices starting from $599,900 with up to $7,500 in FREE UPGRADES at Design Centre. N
Bloomington
28’ CARRIAGE COLLECTION
Hwy 404
Yonge
SITE SALES CENTRE
38’ SIGNATURE COLLECTION
Presentation Centre Hours: Monday - Thursday: 1pm - 8pm; Saturday & Sunday: 11am - 6pm; Closed Fridays & Holidays 905-773-9257 Illustrations are artist’s concept. Prices and specifications are subject to change without notice. E.&O.E.
ONTARIO’S
PREMIER
GUIDE
TO
ADULT
LIFESTYLE
COMMUNITIES
COMMUNITIES WALTER GRETZKY’S
health tips for active adults HOW TO BRING
big style to your small space
TAKE AN ADVENTURE
“cruise” down the Colorado River
FR E E
FALL 2012
LC_Cvr_Fall 2012_FIN.indd 1
Design · Decor · Lifestyle · Travel
Focused on resort and golf course communities for today’s active adults. Available throughout the Greater Toronto Area and Southwestern Ontario.
9/10/12 6:00:17 PM
FALL 2012 edition available now!
newhomeguide.ca For your free copy please call 416.626.4889 92 New home guide GTA | april 13 - 27, 2013
homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.
April 13 - 27, 2013
Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region
IN THIS SECTION
>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region
94
K
J
I
H
G
F
E
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A
1
2
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west region:
24
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26
5
Mississauga
6
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27
8
9
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11
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14
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17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
15
19
Windows on the Green
vandykcommunities.com
4
Conservatory Group
Central Park North
905-890-0195
•
•
9
Regal Craft Homes
The Neighbourhoods of m
905-828-7888
•
14
Eden Oak
Estates of Credit Ridge
19
Dezen Homes
20
Tel
Price Range
Page No.
• from $270,000
5H
from $465,000
7F
• •
from $305,000
4f
www.edenoak.com •
from $450,000
McLaughlin
905-696-7938
•
from $544,000
8B
Forest Hill Homes
Derry Village Mississauga
905-795-8307
•
from $500,000
8B
23
Dunpar Homes
Park View Trail
416-253-5888
•
from $449,000
11F
27
Dezen Homes
Ravines on Fletcher’s Creek
905-814-7846
•
from $695,000
8B
45
ELM Developments
Baker’s Lane
905-771-8880
• •
from $480,000
13H
8I
Mississauga
Vandyk Communities
Site
west region:
1
Builder
Fi M ap nd er
De ta Se ch m ed To i w Co nho nd m o e
Si te
# IBC-Inside back cover
95
1
2
3
4
5
6
7
8
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10
11
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
42
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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
34
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west region:
ne
Li
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Landscapes
905-893-3331
3
Empire Communities
Lakeside
6 9 9
Price Range
Page No.
• •
from $390,000
15 8M
empirelakeside.com •
•
from $350,000
105 7N
Starlane Home Corporation Gates of Countryside
starlanehomes.com •
from $520,000
27 9M
Mattamy Homes
Mount Pleasant North
mattamyhomes.com •
•
from $250,000
Insert 6P
Mattamy Homes
Mount Pleasant Village
mattamyhomes.com •
•
from $200,000
Insert & BC 6P
19 Mattamy Homes
Salisbury Square
mattamyhomes.com •
•
from $280,000
Insert 10N
21 Primont Homes
Centretown
905-495-5067
•
• •
from $356,000
12 9M
•
from $430,000
51 9Q
25 Heathwood Homes
Terracotta Village at The Credit Valley 905-874-4741
45 Brookfield Homes
Pathways
905-584-2225
•
from $390,000
17 8K
48 Aspen Ridge Homes
Credit Manor Heights
905-216-5155
•
•
from $400,000
1 7Q
60 Primont Homes
Castlemore
905-856-5777
• •
from $410,000
13 9K
62 Fieldgate Homes
Valley Lands
905-457-0445
•
• •
from $386,000
Insert & 25 9O
65 Great Gulf Homes
Mount Pleasant
905-459-5772
•
from $397,000
103 6P
66 Ballantry Homes
Spring Valley Village
905-457-3698
•
from $379,000
5 9M
2
Coscorp Inc.
The Village of Southfields
thevillageofsouthfields.ca •
• •
6L
2
Monarch Corporation
The Village of Southfields
thevillageofsouthfields.ca •
• •
from $390,000
6L
4
VanMar Homes
Credit Ridge Estates
416-746-1234
•
from $550,000
8P
6
National Homes
Gates of Countryside
416-746-1234
•
•
from $290,000
9M
6
Townwood Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Country Wide Homes
Gates of Countryside
905-907-1500
•
from $400,000
9M
6
Regal Crest Homes
Countryside Meadows
countrysidemeadows.ca
•
from $346,000
9M
6
Greenpark Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Royal Cliff Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
8
Great Gulf Homes
Castlemore Crossing
905-793-5607
•
from $616,000
10J
10 Stanford Homes
Fletcher’s Meadow
905-456-9398
•
from $292,000
6o
11 Berkshire Homes
Credit Springs
519-938-8449
•
from $434,000
3D
13 Conservatory Group
Walnut Grove in Spring Valley
905-455-2725
•
•
from $250,000
6P
17 Pemberton Group
Rosedale Village Golf & Country Club 905-799-5000
•
• • • from $190,000
18 Saberwood Homes
Heart Lake Village
905-773-6549
• from $300,000
8N
30 Gold Park Homes
Castlemore Crossing
905-794-0366
•
from $285,000
10K
32 Forest Hill Homes
Ravines of Castlemore
905-794-8875
•
from $520,000
8K
33 Monarch Corporation
Strawberry Fields
905-843-0707
•
•
from $390,000
6M
33 Coscorp Inc.
Strawberry Fields
905-843-8989
•
from $310,000
6M
36 Greenpark Homes
Castlemore
greenparkhomes.com •
from $355,000
11L
37 Oxford Homes
Adena Ridge
905-584-6444
from $600,000
5H
38 Andrin Homes
Turnberry Townhomes AndrinTowns.com
•
from $320,000
9M
44 Falconcrest Homes
Timberbank Manors
905-230-4663
•
from $310,000
6P
48 Regal Crest Homes
Credit Manor Heights
yourkingdom.ca
•
•
from $390,000
7Q
48 Country Wide Homes
Credit Manor Heights
yourkingdom.ca
•
from $390,000
7Q
50 Mosaik Homes
The Estates of Spring Valley
905-216-4806
•
•
7P
51 Acorn Homes
Castlegate
acornhomes.ca
•
from $498,000
11K
55 Rosehaven Homes
The Neighbourhoods of Mount Pleasant lovemountpleasant.com •
•
6P
55 Townwood Homes
The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •
•
6P
57 Rosehaven Homes
Riverstone’s Rivers Edge
416-410-0175
•
from $710,000
10K
58 Devonleigh Homes Inc.
Meadowlands
519-942-3312
•
•
from $250,000
3C
64 Meridian Homes
Credit Valley Manors
905-216-5186
•
•
from $400,000
8P
from $579,000
10k
67 Starlane Home Corporation Rivers Edge
•
starlanehomes.com •
8L
Brampton, Caledon, Bolton
Builder
west region:
Fi Map nd er
Tel
Tribute Communities
De ta Se che m d To i w n Co ho n d me o
# Si te IFC-Inside front cover; IBC-Inside back cover
Site
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
rk
Rd
ne
Rd
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Li
Pa
Milton
Li
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on Br
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Rd
Hw
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3
10
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33
16
Sid er
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5
4
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6
17
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A
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Acton
Stoney Creek
2 34
Grimsby 37
38
36
35
St. Catharines
Niagara 420
20
Price Range
Page No.
13 Heathwood Homes
The Village at Traditions
905-876-3140
•
•
from $418,000
51 8h
13 Heathwood Homes
Traditions Heathwood
905-876-3140
•
•
from $880,000
51 8h
17 Mattamy Homes
Hawthorne Village
mattamyhomes.com
•
from $210,000
Insert 9G
33 Menkes
The Enclaves of Upper Canada
289-891-9103
•
•
from $420,000
6-7 9C
2
Great Gulf Homes
Edgewood
905-356-9408
•
from $289,000 12Q
3
Double Oak Homes
Silver Creek Hollow
905-702-8388
•
from $600,000 9d
4
Conservatory Group
Milton Heritage Homes
905-875-1953
•
from $275,000 9g
5
Arista Homes
Milton Trails
905-864-3306
9h
9
Branthaven Homes
Origins
branthaven.com
•
from $300,000 10M
11 Tobyn Park Homes
Village of Walkers Green
905-319-8455
•
from $270,000 11l
12 Tobyn Park Homes
Park City
parkliving.ca
13 Lakeview Homes
Morrison Village
1-800-565-5150
•
15 Rosehaven Homes
Waterdown Meadows
waterdownmeadows.com •
•
• from $180,000 11l
• • 11R
• 8m
18 Parkbridge Lifestyle Communities Inc. Antrim Glen
1-800-856-4318
•
from $250,000 1O
20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland
1-800-479-9777
•
from $250,000 12R
22 Country Green Homes
Park Place Village
905-690-7600
•
26 Eden Oak
Weaver’s Mill
weaversmill.com/nh
•
from $290,000 6B
27 North Star Homes
Valleygreen
northstarhomesinc.com •
from $310,000 9H
28 Intracorp
Foothills
905-864-8997
•
from $490,000 8H
34 Phelps Homes
Lakeside Estates
phelpshomes.com •
from $696,000 5Q
35 Phelps Homes
Jordan Village
phelpshomes.com
•
from $345,000 9R
36 Phelps Homes
Brookside
phelpshomes.com
•
from $236,000 7R
37 Phelps Homes
Streamside
phelpshomes.com •
from $316,000 6R
38 Phelps Homes
Magnolia
phelpshomes.com •
from $400,000 7R
• • 8m
Acton, Halton Hills, Milton, Burlington, Waterdown
Tel
west region:
Site
Fi Map nd er
Builder
De ta Se che m d To i w n Co ho n d me o
# Si te IBC-Inside back cover
99
1
2
3
4
5
6
7
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Page No.
Mattamy Homes
The Preserve
mattamyhomes.com •
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Menkes
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3G
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Price Range
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Tel
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"
inthenews
Most Canadian homebuyers
still consider homeownership a good investment In Ontario…
While a majority of Ontarians (86 per cent) do not expect to buy a home in the next two years, almost as many (83 per cent) feel that a home or condo is a good investment. Given current housing prices and economic conditions, more than half of Ontarians (52 per cent) say it makes more sense to buy now, while 48 per cent prefer to wait until next year.
75%
Four of 10 Canadians planning to enter the housing market over the next two years will be first-time homebuyers, according to the 20th annual RBC Home Ownership Poll. The poll found that the majority of Canadians are taking a wait-and-see approach to home purchases, with 15 per cent likely to buy in the next two years, down from 27 per cent in 2012. “The more cautious mood this year is not surprising and is consistent with broader economic and industry forecasts. An unseasonably warm spring, low rates and anticipation of mortgage rule changes may have led many Canadians to move forward their home purchases in the first half of 2012,” says Sean Amato-Gauci, senior vice-president, Home Equity Financing, RBC. “Our findings suggest confidence in the housing market is still high and young Canadians are the bright spot as they What factors are sidelining buyers? Three-quarters (75 per cent) of Canadians feel that recent government changes to mortgage rules will impact or delay prospective homebuyers from getting into the market, but this may be more perception than reality. Almost six in 10 recent and prospective homebuyers say that a required minimum five per cent down payment (59 per cent) and a shortened mortgage amortization period to 25 years from 30 years (56 per cent) had little to no impact.
49% 46%
Given mixed sentiment in the Canadian housing market, the majority of Canadian homebuyers seek qualified advice in their home purchases. Seventy-six per cent turn 104 New home guide GTA | april 13 - 27, 2013
look to buy their first home and seek the advice to do it right.” A majority of Canadians (84 per cent) believe that a condo or house is a good investment. Just over half of Canadians think that now is the time to get into the housing market (52 per cent), while fewer Canadians believe house prices will be higher at this time next year (43 per cent, down from 47 per cent in 2012). More Canadians in 2013 feel that the current housing market is in balance (40 per cent, up from 36 per cent last year). The poll also found that Atlantic Canadians (91 per cent) and residents in Manitoba and Saskatchewan (89 per cent) are the least likely Canadians to purchase a house in the next two years, while British Columbians are the only region where a majority describe the current market as a buyer’s market.
Nearly half of Canadians (49 per cent) expect mortgage rates will be the same at this time next year. Consistent with consumer trends, almost half (46 per cent) of first-time homebuyers cite affordability as a top reason for not buying (47 per cent in 2012). Meanwhile, saving for a down payment (32 per cent, up from 18 per cent a year ago) and job security (28 per cent, up from 20 per cent a year ago) have taken on increased importance this year.
to their banker for mortgage advice and four in 10 (40 per cent) say a bank is their primary source of information for advice on financing a home purchase.
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communityfocus
Chateau-inspired semis
spallacci homes
Eden Park
coming this spring to Eden Park
J
ust minutes from the bustle of city life, Eden Park is a new home paradise where everyday living feels like a luxurious vacation retreat. And now, discerning new homebuyers can get a taste of French flare with a new collection of Chateau-inspired semis that are tres chic! Spallacci Homes’ Eden Park community has proven to be a welcoming paradise for new homebuyers who aspire to exceptional quality and beautiful living. Families and young professionals are drawn to this Hamilton West Mountain location and its familyfriendly neighbourhood amenities such as parks, new schools, shopping and proximity to major highways. Having sold the majority of its first phases in the master-planned neighbourhood, Eden Park’s Singles Collections are now under construction. New single-family homesites have also recently been released, but the big news is semis have finally arrived! location Hamilton housing type Chateau-inspired semi-detached homes contact 905.381.4280 spallaccihomes.com 106 New home guide GTA | april 13 - 27, 2013
“To date, over 150 families have already found their dream homes at Eden Park and the overwhelming favourites in our first four phases of selling have been the single-family homes with Classic or French elevations,” says Dino Tomassetti, sales representative for Spallacci Homes. “Everyone appreciates the old world styling, elegant proportions and upgraded materials.” Many visitors to Eden Park want all the same features and finishes as the luxury singles but in a more affordable home. “Up until now, we have not been able to offer anything other than large lot singles within this upscale community. We are now able to offer professionals and young families the opportunity to live in this destination community with the introduction of an all-new Semis Collection.” Eden Park’s Semis Collections are sure to address all the lifestyle needs and attractive price point that this market desires. The Chateau-inspired style features façades of sophisticated stone and stucco. You’ll note the authentic window styles – from impressive double French doors with transoms to pretty mullioned arched windows and even decorative ogee windows in the roofline. Romantic wroughtiron details are apparent in the pretty porches and Juliet balconies. Handsome carriage-style garage doors and rich masonry details make these homes distinctive. “We haven’t sacrificed any of our design detailing in the Semis,” says Tomassetti. “They have the same quality materials, tonal palette, level of detail and authentic styles that will compliment the Singles at Eden Park.” In addition to lovely front elevations, Eden Park’s homes can be appreciated even from the backyard! Attention to the size of windows including sliding patio doors and awning style basement windows, upgraded building materials and decks (as per plan) make these rear elevations have added value and aesthetic appeal. Eden Park’s semis are exceptional in their value. These spacious plans range from 1,566 to 2,188 sq. ft. with three and four bedroom options. Inside Eden Park’s interiors are formal and elegant. The standards package offers beautiful nine-ft. ceilings on main floors, an array of kitchen cabinets, imported ceramic tiles and a host of luxury appointments on display at the Eden Park Sales Centre. Tomassetti also points out that buyers from Mississauga to Stoney Creek and everywhere in between are drawn to the custom-inspired quality when buying at Eden Park. “Our buyers appreciate the exceptional product selection, personalization and attention to design craftsmanship that are standards when you buy a Spallacci home.” Eden Park’s Sales Centre has a stunning model kitchen and décor centre where visitors can experience first hand the quality and variety of the standard features and finishes available. The selections are a testament to the custom-inspired character and a level of finish that is the hallmark of a Spallacci-built home. Spallacci Homes prides itself on superior customer care every step of the way. Just one visit to the elegant Eden Park Sales Centre will confirm Spallacci’s customer experience – from sales introduction and colour selection, through construction process to after sales service, Spallacci Homes provides a caring and confident relationship with its homebuyers. Register now for the new Chateau-inspired Semi’s release and should you buy, you will receive a $5,000 Décor Dollar incentive to personalize your home to suit your style! Find out more about the VIP registration and upcoming spring opening by registering at spallaccihomes.com or call 905.381.4280 today!
107
inthenews
1.
2.
FIRST HOME IN CANADA LABELLED UNDER
THE NEW ENERGY STAR FOR NEW HOMES STANDARD EnerQuality Corp. recently hosted the official ceremonies to mark the labelling of the first home in Canada qualified under the new Energy Star for New Homes (ESNH) Standard. This custom home was built by Sloot Construction Ltd., in Phase II of its Hale’s Manor community in Guelph. On hand to unveil a plaque on the home that commemorates this distinction were: Peter Braid, Member of Parliament for Kitchener-Waterloo, on behalf of the Honourable Joe Oliver, Canada’s Minister of Natural Resources; Mayor Karen Farbridge, City of Guelph; EnerQuality President Corey McBurney; John Sloot, President of the Guelph and District Home Builders’ Association and President of Sloot Construction; and Andy Goyda, Market Development Manager at Owens Corning Canada and owner of the home being recognized. Present to provide industry support were Members of the Guelph & District Home Builders’ Association, and Executive Officer Stacy Cooper; John Meinen, Ontario Home Builders’ Association (OHBA) Second VicePresident, and President of Pinnacle Quality Homes; and Manager of Marketing and Media Relations at Building Industry and Land Development Association (BILD) Andrei Zaretski. Attendees were provided with a pictorial overview of energyefficient features of the home, and an airtightness test demonstration performed by Angela Bustamante, CET, energy evaluator/ administrator, building services, Building Knowledge Canada. Passing this test is one of the stringent criteria for qualification under the ESNH Standard that also requires inclusion of energysaving features such as: efficient heating and cooling systems; more insulation in walls and ceilings; high-performance Energy Star windows, patio doors and skylights; a heat recovery ventilation for 108 New home guide GTA | april 13 - 27, 2013
fresher air; and electrical savings of a minimum of 400 kilowatt-hours through inclusion of Energy Star lighting, appliances or air conditioners. The Energy Star for New Homes (ESNH) initiative was developed by Natural Resources Canada to help the public easily identify homes that are approximately 20 per cent more energy efficient than those built to minimum Building Codes. An Energy Star qualified home is built by a builder participating in ESNH which incorporates advanced energy-efficient features. To receive the Energy Star qualified label, homes are inspected to ensure they meet the technical requirements for energy efficiency developed by the Government of Canada. Each Energy Star qualified home is third-party verified by Certified Energy Evaluators, and labelled by EnerQuality, a licensed Service Organization. The Energy Star name and symbol are registered trademarks of the United States Environmental Protection Agency and are administered and promoted in Canada by Natural Resources Canada. “Our Government is committed to new standards that promote energy efficiency, save Canadians money, create jobs and strengthen the economy,” said Peter Braid, Member of Parliament for Kitchener-Waterloo. “Energy Star is an internationally recognized brand and a trusted symbol for identifying energy-efficient products
3.
and this new standard will help home buyers identify the most energyefficient new houses.” Guelph has long been recognized for its proactive stance on the environment. Mayor Karen Farbridge, City of Guelph, brought official greetings from the City. In her remarks, Mayor Farbridge stated, “Guelph is committed to consuming less energy per capita than comparable Canadian cities and new homes with Energy Star help us achieve this goal. My congratulations to Sloot Construction for its commitment to green development, and to local resident Andy Goyda for championing energy-saving initiatives.” “The home building industry, led by innovators like Sloot Construction, continues to demonstrate their capacity to aim higher and do better,” said EnerQuality’s Corey McBurney. “The new national Standard raises the bar for better-built homes, and sets a benchmark that is readily achievable by both custom and production residential builders. In five years, this Standard will be the ‘new normal,’ as it will inform the Ontario Building Code minimum requirements,” McBurney continued. “As Building Codes evolve, consumers will continue to benefit from operational savings and from knowing that the home they live in is a home that produces fewer greenhouse gas emissions.” Founded in 1979, award-winning Sloot Construction’s recent Hale’s Manor Phase II community is a collection of truly unique homes in a coveted location in Guelph’s south end. Known for its hands-on approach, attention to detail and fine craftsmanship, no two homes will be the same in this 54-lot development located just 10 minutes from Hwy. 401, and close to a wealth of local amenities. “We encourage our clients to work with our designer to create the custom home of their dreams,” said John Sloot. “We are finding that achieving energy efficiency is becoming increasingly more important to purchasers, and that delivering an Energy Star qualified home is a practical solution. The symbol is easily identifiable and it is a trusted brand. Sloot is currently constructing another home to the new Energy Star for New Homes Standard at Hale’s Manor, and we have set aside 10 more lots where our goal will be to incorporate high performance efficiencies which even go beyond that,” he said. According to homeowner Andy Goyda, “Because we were able to work so closely with Sloot and its architect and also given the advantage of my role with Owens Corning, we had the opportunity to treat this home as something akin to a ‘discovery home.’ We pushed the envelope in terms of energy efficiencies on a number of fronts. This home is actually 30 per cent more energy efficient than required by current Code, which equates to three to four months of free energy at today’s costs.”
4.
5. 1. Canada’s first house labelled under the new Energy Star for New Homes national Standard is a custombuilt home at Sloot Construction’s Hale’s Manor in Guelph. 2. Left to right, at the Energy Star for New Homes official ceremonies are: John Meinen OHBA Second Vice-President; Andy Goyda homeowner; Mayor Karen Farbridge, City of Guelph; Corey McBurney, EnerQuality President; Peter Braid, Member of Parliament for Kitchener-Waterloo, on behalf of the Honourable Joe Oliver, Canada’s Minister of Natural Resources; and John Sloot, Sloot Construction President. 3. Mayor Karen Farbridge, City of Guelph; Corey McBurney, EnerQuality President; and Peter Braid, Member of Parliament for Kitchener-Waterloo, on behalf of the Honourable Joe Oliver, Canada’s Minister of Natural Resources place the Energy Star label in Canada’s first house built to the new Standard as John Meinen OHBA Second Vice-President (far left); homeowner Andy Goyda homeowner and John Sloot, Sloot Construction President look on. 4. Attendees were provided with an airtightness test demonstration performed by Angela Bustamante, C.E.T., Energy Evaluator/Administrator, Building Services, Building Knowledge Canada. 5. Andy Goyda, Market Development Manager at Owens Corning Canada and owner of the Energy Star home being recognized, offered attendees a look behind the walls at some of the energy-saving features that qualified the home. Photos: KAZMEDIA PHOTO
april 13 - 27, 2013 | New home guide GTA 109
Over 50 years of Excellence Model Home Compliments of Fieldgate Homes www.fieldgatehomes.com
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April2013
fieldgate homes has been featured as â&#x20AC;&#x153;model home of the monthâ&#x20AC;? as seen in the new home guide model home calendar
homebuyersâ&#x20AC;&#x2122;help
HomeBuyersâ&#x20AC;&#x2122; Resource Section You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart
april 13 - 27, 2013 | New home guide GTA 111
Calculate your mortgage payments interest rate
amortization period
chart figure
example: 5%
25 years
5.82
mortgage amount ÷ 1,000 (mortgage amount $125,000)
125
Follow these steps to see if you’ll qualify for a mortgage on your dream home
01
05
Calculate the combined monthly before-tax income of you and your spouse.
Multiply this figure by the amount you need to borrow. Divide by 1,000.
02
06
Divide by three. This figure is the monthly payment you can afford to make on your home.
Add to this your estimated monthly heating costs and monthly property taxes.
03
07
Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.
04
Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 112 New home guide GTA | april 13 - 27, 2013
If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
monthly payment
$
Mortgage payment calculation chart %
Amortization Periods
Interest Rates
10 years
15 years
20 years
25 years
30 Years
3.00%
9.65
6.90
5.54
4.73
4.21
3.25%
9.76
7.02
5.66
4.86
4.34
3.50%
9.88
7.14
5.79
4.99
4.48
3.75%
9.99
7.26
5.91
5.13
4.61
4.00%
10.11
7.38
6.04
5.26
4.76 4.90
4.25%
10.23
7.50
6.17
5.40
4.50%
10.34
7.63
6.30
5.53
5.04
4.75%
10.46
7.75
6.44
5.67
5.19 5.34
5.00%
10.58
7.88
6.57
5.82
5.25%
10.70
8.01
6.74
5.96
5.49
5.50%
10.82
8.14
6.85
6.10
5.64
5.75%
10.94
8.27
6.98
6.25
5.79
6.00%
11.07
8.40
7.12
6.40
5.95
6.25%
11.19
8.53
7.26
6.55
6.11
6.50%
11.31
8.66
7.41
6.70
6.26
6.75%
11.43
8.80
7.55
6.85
6.42
7.00%
11.56
8.93
7.69
7.00
6.59
7.25%
11.68
9.07
7.84
7.16
6.75
7.50%
11.81
9.21
7.99
7.32
6.91
7.75%
11.94
9.34
8.14
7.47
7.08
8.00%
12.06
9.48
8.28
7.63
7.25
8.25%
12.19
9.62
8.44
7.79
7.42
8.50%
12.32
9.76
8.59
7.95
7.59
8.75%
12.45
9.90
8.74
8.12
7.76
9.00%
12.58
10.05
8.86
8.28
7.93
9.25%
12.71
10.19
9.05
8.45
8.10
9.50%
12.84
10.33
9.20
8.62
8.28
9.75%
12.97
10.48
9.36
8.78
8.45
10.00%
13.10
10.63
9.52
8.95
8.63
10.25%
13.24
10.77
9.68
9.12
8.80
10.50%
13.37
10.92
9.84
9.29
8.98
10.75%
13.50
11.06
10.00
9.46
9.16
11.00%
13.64
11.22
10.16
9.63
9.34
11.25%
13.77
11.36
10.32
9.80
9.52
11.50%
13.91
11.52
10.49
9.97
9.70
11.75%
14.04
11.66
10.65
10.15
9.88
12.00%
14.18
11.82
10.81
10.32
10.06
12.25%
14.32
11.97
10.98
10.49
10.25
12.50%
14.46
12.13
11.15
10.67
10.43
12.75%
14.59
12.28
11.31
10.85
10.61
This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 april 13 - 27, 2013 | New home guide GTA 113
Compare mortgage rates for your best deal 6 Months
1 Year
ATB Financial 2.6
CHARTERED BANKS
Variable
4 6.30op
3.1 6.30op
3.14 3.55 4.39 6.50op
3.04
Alterna Svgs/Alterna Bk 2.85
4 6.30op
3.05 3.09 3.09 2.99 6.30op
3.09
Bank of Montreal 3.1
4 6.30op
3 3.04 3.55 4.54 6.30op
3.09
Bank of Nova Scotia 3
4.55 6.45op
3.75 2.69 3.99 2.99 6.50op
4.99
Canadian Western Bank
4 6.45op
3 3.04 3.55 4.54 6.30op
5.14
CIBC 3.2 6.70op
3 3.14 3.55 2.99 6.35op
5.14
HSBC Bank Canada 3
2.7 3.95 2.98 4.99 6.35op
3.49
ICICI Bank Canada ING Direct
4.45 6.20op
3.05 3
Laurentian Bank n/a
4.4 6.70op
Manulife Bank 3 4.45
2 years
3 years
4 years
5 years
3.15
3.65
3.64
3.69
3.44
3
3
2.79
2.99
3.08
3.09 3.14 3.55 4.54 6.30op
5.14
3 3.05 3.1 3.1 4.00op
3.09
MonCana Bank
2.79
2.89
2.99
National Bank n/a
3.1 3.14 3.55 4.54 6.30op
3.39
Presidentâ&#x20AC;&#x2122;s Choice Finan
4 6.70op
3.2
Royal Bank 3
4 6.30op
TD Canada Trust 3.2
2.79
3.35
3.44
3 3.04 3.55 4.54 6.30op
5.14
3 6.30op
5.14
TRUST COMPANIES
3.2
2.79
3.04
3.24
3.55
4.54
AGF Trust
n/a
2.99
3.1
3.5
3.64
Community Trust
n/a
6.5
3.1
3.35
3.95
4.64
Effort Trust n/a
4.45 6.30op
3.25 3.6 3.9 4.5 6.30op
4.95
Home Trust Company
3.2
2.49
5.24
3.95
2.74
2.99
2.99
Investors Group Trust n/a
4 6.50op
3 3.14 3.55 4.54 6.30op
5.14
MTCC 3
4.55 6.45op
3.75 6.50op
4.99
2.69
2.89
3.09
3.99
2.99
OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4
2.99 3.25 3.29 3.09 3.49 6.25op
Comtech Credit Union 2.79
6.6 8.40op
2.99 3.25 3.29 3.19 9.00op
3.09
First National Fin. LP
3.95
2.74
2.99
2.99
FirstOntario C.U. 2.79 6.34op
2.99 3.14 3.19 3.24 6.34op
2.97
London Life n/a
3 3.14 3.55 4.54 6.30op
5.14
MCAP 2.9
3.6 3.95 4.35 4.89 7.00op
5.14
Meridian Credit Union 2.85 4.45
3.1 3.14 3.7 2.98 6.30op
3.19 3.4
4 6.50op
2.69
2.79
Parama Credit Union
2.9
3
3.05
3.15
3.25
Steinbach Credit Union
2.4
2.4
2.5
2.7
2.8
3
2.99 6.50op
3.04
2.79
3.89
3.19
Teachers Credit Union 4
4.45 6.30op
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 8, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700
114 New home guide GTA | april 13 - 27, 2013
hot sheet GTA
BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
new openings Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Glen Rouge Homes Ajax – The Cornerstone Now open, featuring 16 single-detached homes on 42-, 45-, 48- and 50-ft. lots, north of Hwy. 401, a short distance to the Ajax GO Station. glenrougehomes.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Acorn Homes Richmond Hill – Oak Knoll Grand opening on now for distinctive 28and 38-ft. single-detached homes backing onto nature. acornhomes.ca Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey model homes in this master-planned ravine community. geraniumhomes.com Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Yorkwood Homes Richmond Hill – Hillside Manors Now previewing – luxury town manors, with greenbelt lots available. hillsidemanors.ca
Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Toronto – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Primont Homes Brampton – Centretown Now open – townhome and single designs. primonthomes.com Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com
new RELEASES Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Madison Homes Markham – Cornell Rouge New release of semis and detached homes on 30-, 36- and 40-ft. lots. madisonhomes.ca Primont Homes Brampton – Castlemore Now open – prime towns, semis and singles in a ravine setting. primonthomes.com Great Gulf Homes Oshawa – Stonecrest Last chance to purchase semis and 30-ft. singles. greatgulf.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes Vaughan – Vaughan Valley Estates New release – selection of 41- and 50-ft. luxury singles on traditional lots. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com
april 13 - 27, 2013 | New home guide GTA 115
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hot sheet GTA
BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
preview registration CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Mosaik Homes Brampton – Castlemore Crossing & The Estates Of Credit Ridge Coming soon – semis and detached homes in two premier communities. mosaikhomes.com Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com
CountryWide Homes Kleinburg – Kleinburg Hills Coming in spring – new community of luxury detached homes. kleinburghills.com Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com Treasure Hill Homes Aurora – Aurora Woods Grand opening celebration – 40- and 45-ft. luxury singles at Bayview Avenue and Vandorf Side Road. treasurehills.com Highcastle/Delpark/Esquire Bowmanville – Northglen Pre-construction pricing on bungalows, singles, towns and semis. northglen.ca Averton Homes Mount Albert – Victoria Highlands Preview opening for this community of bungalows and two-storey homes. victoriahighlands.com Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Coming soon – register now for singles, semis and new urban townhomes. livingatupperunionville.com Countrywide/Greenpark/Royalcliff/ Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Oskar Group/Ashley Park Maple – Le Sedici Villette A limited offering of three-storey executive townhomes up to 2,400-sq.-ft. lesedici.com VanMar Brampton – Credit Ridge Estates Register now for brand new designs of 38- and 41-ft. homes, plus 50- and 70-ft. designs available. vanmarhomes.com
Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Empire Communities Brampton – Lakeside Register now for these townhomes, semidetached and detached homes. empirelakeside.com Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Coming soon to Richmond Hill – an exciting new community. heathwood.com Ballantry Homes Oakville – OakPark Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes Brampton – Claireville Coming soon – affordable townhomes up to 2,200 sq. ft. near Claireville Conservation. nationalhomes.com Delpark Homes Sutton – Cedar Ridge Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes Uxbridge – Foxtrail Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca Lakeview Homes Whitby – Forest of Lyndebrook Coming soon – Phase 3, 40-ft. traditional detached homes in Baldwin (Brock), north of Taunton. lakeviewhomesinc.com Rosehaven Homes Waterdown – Waterdown Meadows Limited release of single-detached homes on 35-, 40- and 45-ft. lots. waterdownmeadows.com Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Grand Opening coming soon – register now for townhomes and a select number of singles. jeffersonforest.ca april 13 - 27, 2013 | New home guide GTA 117
advertiserindex Acorn Homes - Oak Knoll
91
Chinese Home & Condo Guide - Promo
68
Arista Homes - Jefferson Forest
42-43
Country Wide Homes - Corporate
47
Arista Homes - Upper Unionville
38-39
Emery Homes - Town Central
63
Arista Homes - Vaughan Valley Estates
30-31
Empire Communities - Lakeside
105
Family of Magazines - Promo
116
Aspen Ridge Homes - Corporate
IFC
Aspen Ridge Homes - Credit Manor Heights
1
Fieldgate Homes - BlueSky Stouffville
Aspen Ridge Homes - Kettle Lakes Club
1
Fieldgate Homes - Jefferson Forest
Aspen Ridge Homes - King Country Estates
1
Fieldgate Homes - Model Home Of The Month
Aspen Ridge Homes - King Oaks
1
Fieldgate Homes - Rivers Edge
Aspen Ridge Homes - Kleinburg Hills
1
Fieldgate Homes - The Humberlands
Insert
Aspen Ridge Homes - Upper Cornell
1
Fieldgate Homes - Upper Unionville
38-39
Ballantry Homes - Spring Valley Village
5
Fieldgate Homes - Valley Lands
Ballantry Homes - The Neighbourhoods of OAK PARK
5
Fieldgate Homes - Vaughan Valley Estates
Ballymore Homes - Lakeside Meadows Beaverbrook Homes - Victoria Highlands
81
34-35
Fieldgate Homes - Victoria Manor Forest Hill Homes - Cornell Rouge
Insert & 25
42-43
110
Insert & 25
Insert & 25
Insert, 25 & 30-31
Insert & 25
21 & 89
Briarwood Homes - Mill Street Village
85
Forest Hill Homes - Jefferson Forest
42-43
Brookfield Homes - Fieldstone
17
Geranium Homes - Corporate
22-23
Brookfield Homes - Grand Central
17 & 86
Great Gulf Homes - Mount Pleasant
103
Brookfield Homes - Grand Valley Trails Brantford
17
Great Gulf Homes - Stonecrest
65
Brookfield Homes - Hills of Harrowsmith
17
Heathwood Homes - Terracotta Village at The Credit Valley
51
Brookfield Homes - Pathways
17
Heathwood Homes - The Village at Traditions
51
Brookfield Homes - Treetops
90
Heathwood Homes - Traditions Heathwood
51
Brookfield Homes - Willow Glen Tottenham
17
Home Decor & Renovations - Promo
50
Canpages - Promo
20
LeBovic Homes - Old Taunton in Pickering
61
118 New home guide GTA | april 13 - 27, 2013
Lifestyle Communities - Promo
National Homes - Corporate
19
11 & 21
Orchard Ridge Homes - Treetops
90
Madison Homes - Greensborough
11
Paradise Homes - Upper Unionville
38-39
Madison Homes - Jefferson Forest
42-43
Madison Homes - Cornell Rouge
92
Madison Homes - Thornhill
11
Mancini Homes - West Ridge Place Orillia
87
Mariposa Homes - West Ridge Place Orillia
87
Mattamy Homes - Cornell
Insert
Mattamy Homes - Corporate
Insert
Mattamy Homes - Hawthorne Village Mattamy Homes - Mount Pleasant North Mattamy Homes - Mount Pleasant Village Mattamy Homes - Salisbury Square Mattamy Homes - The Preserve Mattamy Homes - Wildflowers
Primont Homes - Castlemore
13
Primont Homes - Centretown
12
Primont Homes - Harmony
13
Primont Homes - Heirloom in Markham
13
Rosehaven Homes - Corporate
29
Schwarz Law LLP - Barristers & Solicitors
41
Insert Shopping Guide - Promo
102
Spallacci Homes - Eden Park
107
Insert
Insert & BC Starlane Home Corporation - BlueSky Stouffville
27
Starlane Home Corporation - Churchill Woods
27
Starlane Home Corporation - Gates of Countryside
27
Insert
8-9 & Insert
Insert Starlane Home Corporation - Upper Unionville
Menkes - Bloom Park Towns
6-7
Menkes - Dwell city town
6-7
Menkes - Humber Mews
6-7
Menkes - Millstone On The Park
6-7
Menkes - Somerset
6-7
Menkes - The Enclaves of Upper Canada Model Home Calendar - Promo
38-39
T.D. Bank - Promo
18
Thornridge Homes - Gracefields
67
Treasure Hill Homes - Aurora Woods on Bayview
45
Treasure Hill Homes - Nautica at Lakeshore Woods
45
6-7
Treasure Hill Homes - Thornhill Woods
45
84
Treasure Hill Homes - Urbantowns on Bayview
45
Monarch Corporation - Corporate
IBC
Tribute Communities - Landscapes
15
Monarch Corporation - Evergreen
IBC
Your First Home & Condo - Promo
64
april 13 - 27, 2013 | New home guide GTA 119
fundamentallyspeaking
Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl
Mortgage essentials
even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying anyway, today’s low rate environIt’s a hot topic in a mode ment makes a pretty compelling reason to changing landscape, so act sooner than later to take advantage of learning as much as you these opportunities. Low rates notwithstanding, the banks, can is time well spent financial firms, brokers and other experts still advise homebuyers to practice smart borrowing – everything from putting down a larger by Wayne Karl down payment to taking advantage of prepayment options and even “stress-testing” Mortgage interest rates, still at historical your mortgage at a higher rate to ensure your lows and expected to remain so through most of – if not finances can accommodate rate fluctuations all of – this year, represent a window of opportunity for or other unforeseen circumstances. those looking to buy a home. The mortgage industry is The mortgage market is a complex ultra-competitive, lenders often introduce new products beast, and as a prospective homebuyer, and otherwise there are plenty of options for borrowers. these are not lessons you’re going to learn If you could lock in at a overnight – nor do you likely want to. low rate over 10 years, for You’re focused on saving a down payment, But just as important is to example, that gives you the getting your finances in order, searching also spend as much time as comfort of knowing what potential neighbourhoods, choosing a necessary to find a broker or your mortgage payments home and, when buying new, selecting banker you trust and who will be over that period, interior finishings. knows their business. while over that time you But just as important is to also spend can also take advantage of as much time as necessary to find a broker any pre-payment and lump-sum payment options to pay or banker you trust and who knows their down your mortgage. business. More so than in any other area Another appeal of this scenario is that, as we often of homebuying, you’re going to rely on the point out, experts advise you take a long-term view of advice of this member of your team – now your home purchase. For example, there is some talk at more than ever. the moment about cooling prices and softening sales. But It will prove to be time well spent. 120 New home guide GTA | april 13 - 27, 2013
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905.843.0707
416.495.3526
KITCHENER SCARBOROUGH Evergreen Townhomes coming April 13th Register Today 416.495.3574
5 Homes Remain From the low $500,000’s For an appointment call 519.729.2002
OAKVILLE KLEINBURG
Only 3 Homes Remain
42' and 50' Singles
Move in Soon
Bonus Packages valued up to $65,000
Double Car Garage Townhomes
From the low $800,000’s
From the high $600,000’s
416.495.3513
416.495.3563
AJAX Homes backing onto the ravine 40’ Designs From the low $500,000’s 416.495.3542
HOURS: Monday – Thursday: 1:00 pm – 8:00 pm, Friday: 12 noon – 5:00 pm, Weekends & Holidays: 11 am – 6:00 pm
MONARCH COMMUNITIES. MONARCH, CANADA’S OLDEST AND MOST EXPERIENCED BUILDER.
LIKE WHERE YOU LIVE. LOVE OUR COMMUNITIES.
GRAND OPENING APRIL 13TH LIMITED NUMBER OF TOWNS AVAILABLE AT MIDLAND & ST. CLAIR • Double car and tandem garage
• Townhomes from 1,795 to 2,770 sq ft.
townhomes available
• Oak stairs, air conditioning and
• Spacious 3 and 4 Bedroom townhomes feature
much more included
a large sundeck that creates added space for
• Conveniently located at Midland and St. Clair
relaxed outdoor living and great entertaining
• Steps away from the TTC & GO Train
Sheppard Ave E.
Town Centre Ct. SALES CENTRE Ellesmere Rd.
SITE
Lawrence Rd.
Markham Rd.
N
McCowan Rd.
Brimley Rd.
Midland Rd.
Kennedy Rd.
401
SALES OFFICE EQ1 70 Town Centre Ct. Unit 4, Level 1 Scarborough, ON M1P 0B2 416.495.3574
St. Clair Rd.
Like us on:
facebook/monarchcorp
Follow us on:
twitter @monarch_group
MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes finished space in lower level. E.&O.E. April 2013. 20998.
mattamyhomes.com
Get Connected To The Village Square In A Low-Rise Condo. Right Now Enjoy No Occupancy Fees & No Condo Fees For One Full Year.
Connected to Life in the City. Connected to Nature Connected to Life in the City. Connected to Nature Connected to Life in the City. Imagine stepping out of your home into a world where you are mere steps from the GO Train. Enjoy a skate and visit the recreation centre or library. Local shopping won’t even require a car. Welcome to our new collection of Low-Rise Condos, your affordable opportunity to be connected to life in the Village.
And right don’t pay the occupancy fees and condo fees for one year. Buy now and we will include laminate flooring and granite kitchen counters. Low-Rise Condos are very affordable and low maintenance, with elevator access, parking and a private locker for each unit. In a Low-Rise Condo in Mount Pleasant Village, you’ll find yourself at the centre of life in the square. Mount Pleasant Village now offers a whole new affordable way to connect to the city.
low-rise condos
Bovaird Dr./Hwy.7
from $199,990 Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm LIKE US ON FACEBOOK
www.facebook.com/mattamyhomesGTA
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
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Low-Rise Condo Building In Mount Pleasant Village
Here Are Two Popular Neighbourhoods Now Offering
_`eXU_T MRR[^PMNXQ X[c ^U_Q O[ZP[ _aU`Q_ In Mattamyâ&#x20AC;&#x2122;s communities of Hawthorne Village On The Park in Milton and Mount Pleasant Village In Brampton youâ&#x20AC;&#x2122;ll find a very distinctive, very affordable collection of Low-Rise Condo Suites. These Suites are a great way to enjoy the many advantages of life in a well-established community. Low-Rise Condo Suites are very affordable and low maintenance, with a convenient elevator, parking and a private locker. The Suites are one level and thoughtfully planned. Right now, in both locations youâ&#x20AC;&#x2122;ll find we have removed the Occupancy Fees and Condo Fees for one year plus weâ&#x20AC;&#x2122;re including laminate flooring and granite countertops in the kitchen.
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Get Connected To A New Release Of Grand 38' Detached Homes In Mount Pleasant North.
Live In The Heart Of In An Established Friendly Comm
Bovaird Dr./Hwy.7
Townhomes From The $250’s · Detached Homes From The $350’s
Townhomes From The $280’s · Detached Homes From The $370’s
38' Home, Plan 3, Elev. ‘C’, 2,380 Sq.Ft.
3-Storey Townhome, Pla 1,588 Sq.Ft
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36' Home, The Dunfield, Elev. ‘F’, 2,275 Sq.Ft.
9th Line
16th Ave. Sales Centre
Cornell Centre Blvd.
Higher Standards Come Standard In Our Final Release Of Townhomes & 36' Detached Homes.
Markham Rd.
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Townhomes From The $450’s · Detached Homes From The $600’s
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Trudeau Dr.
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James Snow Parkway
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Low-Rise Condo Building In Hawthorne Village on the Park
Hawthorne Village On The Park has a huge park right in the heart of the neighbourhood. It’s a place where friends and neighbours gather to enjoy each other’s company, where kids get to play, dogs get to walk and kites get to fly. All of this right at the foot of one of Ontario’s finest natural attractions, the Niagara Escarpment. Hawthorne Village is Milton’s most popular address and you can enjoy all of its attractions from your Low-Rise Condo Suite.
Sales Office
Trudeau Dr.
ON THE PARK
4th Line
Bovaird Dr./Hwy.7
To QEW
Winston Churchill
Imagine stepping out of your home into a world where you are mere steps from the GO Train. Enjoy a skate, visit the recreation centre or get into a good book at the library, or do a little shopping, all right outside your door. And just up the street is a great park space and wonderful walking trails in abundance. All of this is available from your affordable new Low-Rise Condo Suite.
Trafalgar
Live Affordably Where the living is easy At The Foot Of The Escarpment.
James Snow Parkway
In Mount Pleasant Village You Can Connect To A Low-Rise Condo Suite Right On The Village Square.
Derry Rd. E
mattamyhomes.com
Is It True That Life In A Mattamy Community Will Make You Smile?
If you come for a stroll through a Mattamy community you’ll find lots of families out for a walk, down at the playgrounds, playing with the dog in the park, walking the kids to school or enjoying a bike ride along the nature paths. In some communities you’ll even find shopping right in the neighbourhood. In short, you’ll find plenty of things to see and do. And plenty of reasons to smile.
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