GTA New Home Guide - May 13, 2017 by NextHome

MAY 13 - 27, 2017 VOLUME 25, ISSUE 10, FREE

GTA EDITION

The pursuit of Great. Homebuilder of the Year – Low-rise 2016

INSIDE THIS ISSUE

HOUSING SUPPLY ISSUE REMAINS UNADDRESSED

SEE TORONTO… BY BIKE!

MAKING SENSE OF THE FAIR HOUSING PLAN

Introducing the CLEANEST MESS in the house.

“If you ever wanted to bug my little brother, all you’d have to do was hang up your jacket on his hook. I don’t know why it bugged him so much, but I loved it. I’m sure he did, too.”

As Canadaâ&#x20AC;&#x2122;s largest homebuilder, Mattamy Homes are built for your real life. With thoughtful design features like Stop & Drop areas, that make coming home fast and convenient, a Mattamy home is a home youâ&#x20AC;&#x2122;ll value for a lifetime. Find your next home across the GTA at mattamyhomes.com

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contents MAY 13 – 27, 2017 | VOLUME 25 ISSUE 10

ON THE COVER

Great Gulf – focusing on people and spaces + online NEIGHBOURHOOD

HOME SEARCH

property proﬁle MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

24 Great Gulf

Great Gulf – focusing on people and spaces

trending

14 WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Fair Housing Plan

Ontario takes action on housing aﬀordability

CREA

Focus, and heat, squarely on Toronto housing market

28 ReMax

Pricing and supply issues push buyers to the burbs

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Fair Housing Plan

Fair or foul? Making sense of Ontario’s housing plan

Recreation

Weekend bike adventures in Toronto this spring

Neighbourhood

22 Maple

Suburban paradise, within easy distance of the city

inspiration

40 Decor

Blondes have more fun

18 advice

BILD Report

Housing supply shortage not adequately addressed by Bryan Tuckey

Fundamentally Speaking

Thank goodness for the housing sector by Wayne Karl

Mortgage Advice

4 questions to ask your mortgage broker by Alyssa Furtado

26 Inspiration

Small-space survival guide by Lydia McNutt

30 Legally Speaking

5 steps to buying your new home by Jayson Schwarz

buyers’ resource section

42 Hot Properties

New releases, openings and preview registrations

45 Mortgage Rates in every issue

Editor’s Note

Contributors

46 What’s Online 47

Advertiser Index

MAY 13 - 29, 2017 | NEW HOME GUIDE 3

Editor’s Note

Let’s celebrate the excellence

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

FORGET THE ONTARIO HOUSING PLAN, the provincial budget and all the questions about uncertainty, supply issues and other challenges facing the new home market. This is a time to celebrate. April 28 saw the presentation of the 37th annual BILD Awards, honouring the top builders, projects and marketing initiatives in the GTA home building industry. When you see all the excellence the industry has to offer, it’s hard to argue that builders and developers in the Toronto area are among the best – anywhere. From Mattamy Homes as Home Builder of the Year, Lowrise, to Tridel as Home Builder of the Year, Mid-/ Highrise, and all the award-winning developments in between, GTA home builders boast a wide variety of home styles, sizes and price points to suit just about any taste. Look for our full coverage in the next issue, and we think you’ll agree that GTA new home offerings are indeed worth celebrating.

ONLINE

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IN THE SHADOW OF “WONDER MOUNTAIN,” this area of

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Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Anne-Marie Breen DIRECTOR, CONTENT

Jennifer Reynolds EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

DESIGNER ADVICE

Miguel Cea Mike Terentiev

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

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ADVERTISING Call 416.626.4200 for advertising rates

and information. CIRCULATION Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

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MAY 13 - 29, 2017 | NEW HOME GUIDE 7

Advice | BILD REPORT

Our housing supply shortage not adequately addressed by government plan By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE ONTARIO GOVERNMENT recently

announced its plan to deal with our housing crisis in the GTA, something BILD has been calling for, for many months. Unfortunately, the plan doesn’t do enough to address the main causes of our lack of new housing supply. The government’s plan does little to tackle the fundamental issue that not enough new housing and not the right mix of housing is being built to meet consumer demand or the housing needs of the GTA. Instead, the measures announced focus largely on the symptoms of our housing problems. The overall health of our housing market relies on an adequate supply of new housing to meet demand. Each month builders bring product to the market for buyers to purchase. We track the status of this new housing supply and measuring how much inventory there is available at the end of the month. By looking at this available inventory, we can see if supply is meeting housing demand. BILD has been tracking this information steadily for more than 15 years, and in recent years we have seen a frightening drop in inventory levels, with each month setting a new record low for available supply. In the last year, we’ve witnessed supply fall by half. According to Altus Group, BILD’s official source for new-home market intelligence, the number of new homes available to buyers in builder inventories fell from 21,006 at the end of March 2016 to

10,153 homes last month. The scarcity of new housing inventory is a direct reflection of how difficult it is to bring product to the market. The hurdles builders face keep growing. The government’s new plan holds few tangible measures to deal with the many systematic barriers limiting supply such as the excessive red tape around approvals and getting permits, out-of-date zoning bylaws, and the lack of infrastructure needed to make land developable. The government’s plan also does little to address or even acknowledge that a critical root cause of our current housing challenges is the disconnect between market demand for low-rise single family homes and the Province’s policies requiring higher density development. The industry is building to the province’s intensification policy and we are building and selling far fewer detached, semi-detached

and townhomes, than we were a decade ago, but demand for those lowrise homes hasn’t declined. Since intensification policy was introduced the available supply of lowrise homes has taken a nosedive. A decade ago, there were 17,854 new lowrise homes available in builder inventories. At the end of last month, there were only 932. The inventory numbers are painting a very clear picture. Not enough new housing and not the right mix of housing is being built to keep up with consumer demand or our housing needs.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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Advice | FUNDAMENTALLY SPEAKING

Thank goodness for the housing sector By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

AFTER YEARS OF RUNNING at a deficit, the Ontario government recently tabled a balanced budget – the province’s first since the 2008-09 global recession. The 2017 Ontario Budget: A Stronger, Healthier Ontario, includes significant investments in health care and education, while also taking steps to address housing affordability. And who or what does the province have to thank for this progress – besides, in its own words, a strong economy and responsible fiscal management? Try the booming housing market of the last several years. Indeed, rapid price escalation and high sales volumes have generated billions of additional HST and Land Transfer Tax revenues to the provincial government. Add to this, the spinoff revenues from the construction of new homes and 336,000 jobs supported by the housing sector. “Last year, the Ontario government collected more through the Land Transfer Tax than the Gasoline Tax,” says Joe Vaccaro, CEO of the Ontario Home Builders’ Association. “The LTT alone provided $637 million in additional taxes to Ontario’s bottom line. The billions of new unexpected housing taxes from Ontario’s homebuyers helped deliver a balanced budget and are projected to increase and help balance future budgets. The province is clearly benefiting from this hot housing market.” Whether future unexpected taxes from housing really do continue to increase and help balance future 10 YPNEXTHOME.CA

budgets remains to be seen. This is for two reasons. First, Ontario’s introduction of the Fair Housing Plan on April 20 seems to have caused an immediate chill in the market. Anecdotal evidence suggests buyers have already been spooked, unsure whether now is the time to buy, or to wait, expecting that prices may drop. The second reason is that, despite that the Fair Housing Plan included a new non-resident speculation tax of 15 per cent on the price of homes in the Greater Golden Horseshoe and other measures, some observers suggest the plan and the budget don’t do enough – or soon enough – to address the issue of new home supply. “(The) budget clearly shows that the province has the ability to lower housing taxes,” says Vaccaro. “While new-home buyers helped to balance this budget, the reality is that they

need government action to improve housing affordability and housing supply. It is time to update the HST on new housing to match new market realities, and provide newhome buyers with some HST tax savings.” If builders’ ability to build continues to be severely limited, so too will the resulting benefits – almost 200,000 people employed in the GTA alone, earning more than $11 billion in wages. Those are numbers, and facts, that benefit Ontario’s books now, but we can’t assume they will be there in the future. Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.

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Trending

Ontario takes action on housing affordability THE ONTARIO GOVERNMENT is

taking action on housing affordability for homebuyers and renters by introducing the Fair Housing Plan. With the intent to help more people find an affordable place to call home, 16 measures are designed to bring stability to the real estate market while protecting the investment of homeowners. “A strong housing market reflects Ontario’s strong economy,” says Charles Sousa, Ontario minister of finance. “However, everyone deserves housing choices that are affordable. Ontario’s Fair Housing Plan is a thoughtful way to address the recent price increases in our housing and rental market so that affordable housing is available to people and meets the diverse needs of our communities.” Key among the measures is a 15-per-cent Non-Resident Speculation Tax (NRST) on non-Canadian citizens, non-permanent residents and non-Canadian corporations buying residential properties containing one to six units in the Greater Golden Horseshoe (GGH). Ontario’s economy benefits from newcomers who decide to make the province home. The NRST would help to address unsustainable demand in this region, while ensuring Ontario continues to be a place that welcomes all new residents. Ontario’s Fair Housing Plan would also expand rent control to all private rental units, including those built after 1991, strengthening protections for tenants against sudden, dramatic rent increases. In addition, it would empower Toronto and potentially other interested municipalities to introduce a tax on vacant homes to encourage owners to sell or rent unoccupied units. The province says it will also work

with municipalities and other partners to identify provincially owned surplus lands that could be used for affordable and rental housing development. Of primary concern is the recent dramatic price increases in the GGH, bringing affordability to “crisis” levels, some say. While rising prices reflect the economic strength of the region and have benefited current homeowners, the cost of buying or renting is creating a massive burden for too many people and families. Ontario’s Fair Housing Plan includes an additional 12 measures, such as introducing a targeted $125-million, five-year program to encourage the construction of new purpose-built rental apartment buildings by rebating a portion of Development Charges. The government will also work to better understand and tackle practices that may be contributing to tax avoidance and excessive speculation in the housing market, such as “paper flipping” – a practice that includes entering into a contractual agreement to buy a residential unit and assigning it to another person prior to closing. The Fair Housing Plan will also include a new Housing Supply Team of dedicated provincial employees to identify barriers to specific housing development projects and work with developers and municipalities to find solutions. Combined, the province says these new policies represent a substantial, multi-faceted plan to address Ontario’s rising housing costs so that families can access housing that meets their needs. The market at a glance » After two consecutive years of double-digit gains, average home prices in the Toronto region reached $916,567 in March 2017, up 33.2 per cent from a year earlier.

Of primary concern is the recent dramatic price increases in the GGH, bringing affordability to “crisis” levels, some say. » RBC Economics recently highlighted that housing affordability in the Toronto area for the fourth quarter of 2016 was at its second-worst level on record since the mid 1980s. » To help Ontarians buy their first home, the province doubled the maximum Land Transfer Tax refund to $4,000 for qualifying first-time homebuyers, effective Jan. 1, 2017. » According to condo market research firm Urbanation, the average rent per square foot for new leases in the GTA condo market rose 11 per cent in the last quarter of 2016 compared to a year earlier, the fastest pace of growth since at least 2011. » Ontario’s average vacancy rate dropped to 2.1 per cent in the fall of 2016, from 2.4 per cent in 2015, the lowest vacancy rate since October 2003; in Toronto, the vacancy rate was 1.3 per cent, the lowest in 12 years.

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Advice | MORTGAGE ADVICE

4 questions to ask your mortgage broker By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

BEFORE SEARCHING FOR A HOME, you

should get a mortgage pre-approval. Getting one is a great start but it won’t guarantee you’ll get the best mortgage rates. To ensure you’re getting the lowest mortgage rate, you should use a mortgage broker. A broker shops your application around to a variety of lenders before picking one with the lowest rate and the best terms. However, finding a broker is similar to finding a real estate agent. You want the best but how do you know who’s right for you? HERE ARE SOME QUESTIONS TO ASK:

1. How long have you been a broker? If you’re a newcomer or a first-time homebuyer, you want someone with a lot of experience in the industry. Someone with years of experience will recommend the best product for your situation instead of a standard five-year fixed mortgage. If a shorterterm mortgage is better for you, you’ll want a broker who will recognize what’s ideal for your circumstances. 2. How many lenders do you work with? If you get a mortgage from your financial institution, you’ll only have one lender to choose from. However, brokers work with a number of lenders, which allows them to pick the lender who works best for your situation. Although brokers work with many lenders, they tend to do the majority 16 YPNEXTHOME.CA

of their business with just a few of them. That gives them the ability to get lower rates and volume discounts that are passed on directly to you. Brokers can provide you with a list of the lenders they work with, including the ones they use the most. 3. What’s the application process? As we move away from face-to-face communications, you should use a broker whose communication style is similar to yours. Do they prefer to communicate over the phone, in person or through email? Do they accept electronic signatures or want you to come in to sign documents? Your broker should take you through the steps to ensure the mortgage is suitable for you and explain anything you don’t understand. The way they communicate this to you should be in a way that you’re most comfortable with so the whole mortgage application process runs smoothly. 4. How are you paid? You don’t have to pay mortgage

brokers for their services, but keep in mind they don’t work for free. They’re paid by the lender who takes on your mortgage and the broker’s commission is usually between 0.5 and 1.2 per cent of the mortgage amount. Also, if the mortgage term is longer, they get paid a higher commission. Your broker should explain how they’re paid. THE BOTTOM LINE

When you’ve found a mortgage broker you like, you can start the mortgage application process. Once you’ve been pre-approved, compare the mortgage rate quote you receive with the best rates. If it’s different, ask why. Your mortgage broker should be able to tell you why you do or don’t qualify for the lowest rate. If you’ve chosen the right broker, their answer should be clear.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

MAY 13 - 29, 2017 | NEW HOME GUIDE 17

Trending

Focus, and heat, squarely on Toronto real estate market By Wayne Karl

ON A DAY WHEN MAYOR JOHN TORY

was to meet with federal Minister of Finance Bill Morneau and Ontario Minister of Finance Charles Sousa to discuss the scorching Toronto real estate market, the Canadian Real Estate Association’s (CREA) latest statistics underlined that Toronto is, in fact, the centre of the Canadian real estate universe. Separate news from Royal LePage confirms the craziness continues; in the first quarter of 2017, home price 18 YPNEXTHOME.CA

growth in the GTA shot up by 20 per cent year-over-year to $759,241. Toronto dominates National home sales edged up 1.1 per cent in March 2017, CREA says, with sales up from the previous month in more than half of all local markets, led by the Lower Mainland of British Columbia, London & St. Thomas and Montreal. Actual (not seasonally adjusted) activity in March was up 6.6 per cent

year-over-year, with gains in close to 75 per cent of local markets. Sales in the GTA posted the biggest increase, which offset a decline in the number of homes changing hands in Greater Vancouver. “The current strength in national home sales mainly speaks to what’s going on in and around Toronto,” says CREA President Andrew Peck. “Elsewhere, sales either remain slow …continued on page 20

MAY 13 - 29, 2017 | NEW HOME GUIDE 19

…continued from page 18

or well below previous heights.” “The latest Canadian housing market statistics suggest that the drum-tight housing market balance in Toronto and nearby cities stands in contrast to housing market trends elsewhere in Ontario and other provinces,” adds Gregory Klump, CREA chief economist. “Because housing market balance varies by location, federal or provincial policy measures aimed at cooling demand in Toronto risk destabilizing housing markets elsewhere.” Unprecedented meeting This last point likely gave pause to Tory, Morneau and Sousa, who were to discuss what, if any, measures were to be taken to keep Toronto real estate from overheating The Bank of Canada recently warned of growing speculation in the Toronto housing market, saying a correction could reverberate across other parts of the country. On the one hand you have the CREA saying any new policies intended to cool the Toronto market could destabilize markets elsewhere. On the other, the Bank of Canada and others say if no action is taken, a local correction could spell trouble elsewhere in the country. Good luck, Mr. Tory, Morneau and Sousa. “Any measures that are introduced should be implemented slowly and thoughtfully, to best monitor their impact and ensure that appropriate adjustments can be made over time,” Christopher Alexander, regional director at Re/Max Ontario-Atlantic Canada, told New Home Guide. “If policies are too drastic, they risk causing undue anxiety on the GTA’s housing market in the short-term. “There is a lot of buyer demand in the GTA right now, and if new rules or restrictions are put in place to cool the market in the short-term, it may simply delay demand for six months. We saw this last fall when new mortgage rules were announced and buyers simply hit pause, but in reality, 20 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

The national average price continues to be pulled upward by sales activity in Greater Vancouver and GTA – two of Canada’s tightest, most active and expensive housing markets. nothing changed and we saw the market hit new highs in early 2017.” GTA inﬂuence Indeed, the GTA is having a huge inﬂuence over the national picture. The MLS Home Price Index for Canada rose by 18.6 per cent, yearover-year, in March 2017. Prices for two-storey single-family homes posted the strongest (21 per cent), followed closely by townhouse/ row units (17.9 per cent ), one-storey single-family homes (16.6 per cent ) and apartment units (16.3 per cent). Year-over-year benchmark price increases in the GTA and OakvilleMilton, Ont. were in the 30-percent range in March, and about 20 per cent in Victoria, elsewhere on Vancouver Island and in Guelph, Ont. In the Fraser Valley and Greater Vancouver, prices have been recovering in recent months after having dipped in the second half of last year. On a year-over-year basis, home prices in the Fraser Valley and Greater Vancouver remain well above year-ago levels (up 19.4 per cent and 12.7 per cent, respectively). By comparison, home prices eased by 1.2 per cent in Calgary and by 1.5 per cent in Saskatoon. Home prices were up modestly from year-ago levels in Regina (1.7 per cent), Ottawa (four per cent), Greater Montreal (3.3 per cent) and Greater Moncton (4.7 per cent). The national average price continues to be pulled upward by sales activity in Greater Vancouver and GTA

– two of Canada’s tightest, most active and expensive housing markets. Greater Vancouver’s share of national sales activity has diminished considerably over the past year, giving it less upward inﬂuence on the national average price. Still, the average price is reduced by more than $150,000 to $389,726 if Vancouver and Toronto sales are excluded from calculations. As for policy measures to wrest control of the GTA market – be they taxes on foreign buyers, speculators or owners of vacant homes – ReMax’s Alexander urges caution, and the need for more data. The true impact of the foreign buyer tax in Vancouver is yet to be determined; however, it did have an impact on consumer confidence as many buyers waited to see how it would take effect, causing less activity in the market overall,” he says. “It’s important to note that Toronto and Vancouver are very different markets, as both Vancouver’s population and its geography are much smaller. It is fair to assume that such a tax would impact the middleclass and not just buyers in the upperend of the market. In the short-term, potential sales may fall through as buyers adjust to the changes, which in turn could create a ripple effect throughout the market. It is critical that any decision around such a tax take into consideration how many foreign buyers there actually are and how buyers and sellers across the market may be impacted.”

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Neighbourhood Profile

Maple

Planes, trains & automobiles Judging by the number of vehicles jammed into driveways you’d imagine no one walks or takes transit in Maple, but that’s not entirely the case. While easy access to the 400 (and all connected highways) makes this area attractive to commuters, within Maple it’s pretty easy to get around on foot, and unlike suburban developments elsewhere, all newer streets feature sidewalks.

Suburban paradise By Anne Marshall

The good, the bad & the rest In an in-demand neighbourhood such as this one, nothing comes cheap. While some parts of Maple are more reasonable, the presence of so many people and corporate interests means this is the kind of place where it seems to cost $20 just to walk out your front door. Expect to pay above average prices for just about everything except fast food.

MORE PHOTOS ONLINE ypnexthome.ca/maple

IN THE SHADOW OF “WONDER MOUNTAIN,” this section of Vaughan

has become an appealing destination for those looking to enjoy all the perks of small-town life, within easy driving distance of The Big Smoke. Just east of Highway 400, Maple stretches from Rutherford Road in the south to Teston Road in the north. Lifestyle Maple is abuzz with excitement. This is a suburb, but definitely not a sleepy one. Active families on the go and a much younger population than much of the GTA make this a happy, noisy community in which every day has the potential to be a “grand day out.” You can actually smell cotton candy and funnel cakes in the air! Vibe Maple is late twentieth-century suburban paradise. The more

established area near Rutherford boasts perfect cookie-cutter brick houses and townhomes with peaked dormers. Further north, housing continues to expand far into the former farmland – it’ll be a while before these trees mature. The houses get bigger, subdivision streets more byzantine, and new developments are sold out and filled up as fast as they can be built.

In the area With so many expensive recreational options nearby including Canada’s Wonderland theme park, one of the best features of Maple is its many greenspaces and parks. There are at least 25 of them offering free entertainment for the whole family (pets too!). The area is also home to two Montessori schools. Secondary students attend Maple High School or St. Joan of Arc Catholic High School.

Meet the neighbours It doesn’t get more family friendly than Maple, and that’s who you’ll mainly find living here. Few single professionals are drawn to Vaughan for reasons other than work; there’s not exactly a happening scene here. Ethnically Maple is very diverse, and at least 45 per cent of its population are immigrants to Canada, well above the provincial average.

Real estate While attractive shopping and entertainment options draw many visitors to Maple, one has to dig pretty deep to find any of the local and independent businesses that usually define a smaller community. Since most of the development of this area has occurred in the last twenty years, there aren’t a lot of mom-andpop places: this is chain store and franchise heaven.

Anne Marshall has lived in New York City, Glasgow (Scotland), Greensboro (NC), Toronto, and somehow ended up back in the fabulous small city of Guelph, where she grew up. She loves nothing more than exploring new areas, peering into other people’s apartments, houses and yards.

22 YPNEXTHOME.CA

MAY 13 - 29, 2017 | NEW HOME GUIDE 23

Property Profile | GREAT GULF

cover story

GREAT GULF

Focusing on people and spaces GREAT GULF BEGAN IN 1975 with a belief that the company wasn’t just building homes, but creating spaces. From breaking ground at its first lot in Cambridge, to becoming a three-time winner of Home Builder of the Year, Great Gulf has come a long way. While a lot has changed in that time, one thing hasn’t: an unwavering commitment to building great spaces that inspire the people who live, work and play there. Spaces that inspire you to do great things. Where people interact and grow closer. Great

24 YPNEXTHOME.CA

Gulf continues to grow, innovate and inspire people to live greatly and now, more than 40 years and some 40,000 homes later, that belief has helped earn the company the one thing that every great builder aspires to – a space in customers’ hearts. THE PURSUIT OF GREAT Design. Technology. Experience. As the key pillars of every Great Gulf project, these three little words are a big deal. It starts with innovative design that combines intelligent spaces with functional beauty. Guided by technology and building science, inspiration takes physical form. But before the company builds anything in the real world, it builds in a virtual one, allowing it to perfect every aspect before laying the foundation. This results in spaces that are quieter, brighter, healthier and more energy efficient. Finally, an unparalleled dedication to every customer creates an experience that is second to none, with a well-earned reputation that can only be described with one word: great.

“Design. Technology. Experience. As the three pillars of every Great Gulf project, these three little words are a big deal.” LIVE GREATLY Great Gulf’s goal is simple: build extraordinary spaces that inspire the people who inhabit them on a daily basis – in everything from beautiful masterplanned communities such as Hillsborough at Holland Landing, East Gwillimbury, to thoughtfully designed urban developments such as home condominiums in Toronto’s core. And Great Gulf continues to look ahead to the future with plans, projects and ideas that are greater than ever. Here’s to what lies ahead. To see your possible future, visit greatgulf.com

MAY 13 - 29, 2017 | NEW HOME GUIDE 25

Inspiration

Small-space survival guide By Lydia McNutt

IT’S TRUE WHAT THEY SAY, good things really do come in small packages. Here’s another adage buyers of smaller lowrise homes should pay attention to: It’s not the size that matters, but how you use it. To make the most of your small space, all you need is a tape measure, an open mind and these five small-space survival tips:

1. First impressions count When you walk into your home, what’s the first thing you see? Is it pleasing? Inviting? Does it reflect what you want your home to say about you? You only have one chance to make a first impression, so make it count! 2. Pleasing proportions For furniture to serve the double duty of fashion and function – a smallspace essential – it must be well proportioned to the space. Rule of thumb: The smaller the room, the smaller the furnishings. This also applies to artwork and accessories. 3. Leave the traffic jam for the road Especially in a compact home, but applicable to any-sized space, it’s important to keep high-traffic areas clear of furniture, for functional reasons as well as aesthetic ones. Tip: Ensure you can open doors without bumping into anything. 4. Focus! Plan your room around one main focal point. Emphasize your favourite feature by arranging your furniture to complement and highlight it. It could be a great view, a cosy fireplace or a great piece of art. 5. Measure twice, buy once Last but not least, here’s one more saying that’s worth repeating: measure twice, cut once. Before buying any piece of furniture, make sure the door opening will accommodate its size. Don’t forget to take your tape measure into the elevator, stairwell and corridors, too.

Lydia McNutt is an award-winning writer and editor. Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Follow her on Twitter @LydiasTweets.

26 YPNEXTHOME.CA

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Trending

Pricing and supply issues push buyers to the burbs

PRICING AND SUPPLY ISSUES are continuing to push buyers out of Canada’s two most expensive housing markets, and into surrounding areas. The 2017 ReMax Spring Market Trends Report says significant price increases and high demand in the Greater Toronto Area, in particular, during the first quarter of 2017 spurred growing numbers of buyers to leave the downtown core, in search of greater affordability in markets across southern Ontario. This activity is driving price appreciation in Mississauga, Brampton, Durham, Barrie, Hamilton-Burlington, Windsor, and even Kingston. The GTA saw the average residential sale price rise by 28 YPNEXTHOME.CA

29 per cent, to $873,631 during the first quarter of 2017, from $675,492 in the same period of 2016. In Greater Vancouver, demand slowed in the first quarter and average sale price decreased 11 per cent year-over-year, to $969,900 from $1.09 million in the first quarter of 2016. The decline in average sale price is in part due to the introduction of the foreign buyer tax last August, a relatively severe winter and the stabilization of prices after peaking in May 2016, ReMax says. Buyers from Vancouver and those migrating from other provinces are fueling activity in Fraser Valley, Kelowna and Victoria, particularly in the upper-end of the

market due to relative affordability in these regions. “The move-over buyer activity we’re seeing in the areas surrounding Canada’s two largest urban centres is a direct response to price appreciation caused by high demand in recent years,” says Elton Ash, regional executive vice-president, ReMax of Western Canada. “Price and location are the most important factors to buyers. If the price isn’t right, move-over buyers look to markets where they can find a better balance of affordability and square footage, and still have access to greenspaces, transit options and retail centres.”

The old adage of location, location, location is proving even more important. A recent ReMax survey conducted by market research firm Leger found that when making buying decisions, more than two-thirds of Canadians consider location to be more important than the style or size of the home. Other factors influencing home purchases • Access to green space (77 per cent) • Proximity to work (66 per cent) • Proximity to retail centres (65 per cent) • Proximity to family and friends (65 per cent)

WEST TO EAST: Canadian Housing Markets at a Glance Market

Average Residential Sale Price

YOY%

2016

2017

2017/2016

Victoria

$544,756

$612,584

12%

Greater Vancouver

$1,094,936

$969,900

-11%

Fraser Valley

$645,472

$671,796

Kelowna

$447,416

$504,643

13%

Edmonton

$363,728

$364,473

Calgary

$467,780

$482,065

Saskatoon

$344,319

$340,300

-1%

Regina

$311,953

$306,036

-2%

Winnipeg

$273,312

$285,645

Windsor-Essex

$211,211

$246,775

17%

All of these ranked higher than the style of a home.

London-St. Thomas

$271,920

$307,189

13%

Greater Sudbury

$247,659

$266,855

How the GTA market reacts to the Fair Housing Plan, introduced by the provincial government on April 20, may take a few months to play out, ReMax says. One measure was a 15-per-cent Non-Resident Speculation Tax (NRST), similar to the foreign buyer-tax introduced in Vancouver last year. This initiative may impact consumer confidence in the short-term, as buyers hold out until they fully understand how they are affected, causing overall market activity to slow. “Toronto and Vancouver are very different markets, as Vancouver’s population and geography are much smaller,” says Christopher Alexander, regional director, ReMax Integra Ontario-Atlantic Canada Region. “At this point, there is limited data on how many foreign speculators are active in the GTA market, but it is fair to assume that the new tax will impact the middle-class and not just buyers in the upper-end of the market. In the short-term, potential sales may stall as buyers wait to see the impact of the changes, which in turn could create a ripple effect throughout the Golden Horseshoe. However, it will be interesting to see how this new legislation will affect the demand for housing in the market.” In Western Canada, particularly in

Kitchener-Waterloo

$364,966

$468,877

29%

Hamilton-Burlington

$467,931

$575,004

23%

Barrie

$379,330

$525,830

39%

Greater Toronto Area

$675,492

$873,631

29%

GTA: Oakville

$997,353

$1,313,477

32%

GTA: Mississauga

$576,134

$753,788

31%

GTA: Brampton

$542,388

$731,793

35%

GTA: Durham

$481,153

$668,827

39%

Kingston

$290,592

$323,343

11%

Ottawa

$361,503

$381,524

Saint John

$163,778

$183,486

12%

Halifax

$274,937

$271,165

-1%

Charlottetown

$171,547

$189,900

11%

Greater St. John’s Area

$322,677

$304,812

-6%

SOURCE: 2017 REMAX SPRING MARKET TRENDS REPORT

Alberta, slowly recovering oil prices, low interest rates, and U.S. approval of the Keystone XL pipeline project have renewed buyer optimism, particularly among move-up buyers and Millennial, first-time buyers who are typically looking to buy condominiums. The average residential sale price increased three per cent year-over-year in Calgary to $482,065, up from $467,780 in the first quarter in 2016. In Edmonton, a wide variety of

inventory across the market provides good opportunities for buyers, resulting in a 12-per-cent increase in activity and stable year-over-year prices to start 2017. Charlottetown and Halifax experienced increased demand from foreign buyers in the first quarter, in addition to sustained demand from buyers moving back to Atlantic Canada from other parts of the country to purchase more affordable housing. MAY 13 - 29, 2017 | NEW HOME GUIDE 29

Advice | LEGALLY SPEAKING

5 steps to buying your new home By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

HERE YOU ARE, getting ready to embark on your new life and what may be the largest single purchase that you will ever make. “Where do I start?” you ask yourself. Don’t be afraid, take your time, and do your research.

1. First things first, identify the area you like, the desirable amenities in the area, and perhaps more importantly, the undesirables that could affect your buying decision. What do I mean? No old dumps in the area, no commercial malls to be built right next door, or whatever else you might consider a “con.” Visit the local municipal office and check with the planning and zoning departments to ensure you know exactly who and what your neighbours will be. 2. Next, visit a mortgage specialist at your bank, and also consult a reputable mortgage broker. Find out how much money you can borrow and what your deposit requirements are. This will allow you to focus on homes that are within your budget. Get a pre-approval in writing so you have something to rely on, because it is critically important that you do not get caught up in the rush of buying a home beyond your budget. 3. Determine the type of home that makes sense for you and your family. Consider the pros and cons of condos, attached or detached lowrise, and options in between. Condo living provides a carefree lifestyle – someone else cuts the 30 YPNEXTHOME.CA

Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted. grass and shovels the snow – but you pay condo fees and sometimes others determine how the amenities, if not your unit itself, can be used. Traditional detached homes provide the freedom to do what you want but maintenance and upkeep fall on your shoulders.

who practice in the area requested. However, this just gets you someone in your area. You need to really check them out when referred. Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted.

4. Real estate lawyers are next. Look in magazines, newspapers, listen to radio and watch real estate television for potential lawyers. Go online and check out their websites. Do they give good, informative advice? Do they give you pricing info up front? Do they make you feel comfortable? Call the Law Society of Upper Canada’s Lawyer Referral Service, which keeps lists of lawyers and refers requesting members of the public to lawyers

5. Find a real estate agent. Be careful, you want someone who will work for you within your budget and area. Drive around, check out signs, read the papers and speak to your lawyer.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit online at schwarzlaw.ca or email info@ schwarzlaw.ca and send questions, concerns, critiques and quandaries

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MAY 13 - 29, 2017 | NEW HOME GUIDE 31

Trending

Fair or foul: Making sense of Ontario’s housing plan By Wayne Karl

IS ONTARIO’S NEW FAIR Housing

Plan, comprising 16 measures designed to stabilize the real estate market while protecting homeowners’ investments, actually fair? Or foul? Or is it a fail, even? Well, that depends on what part of the housing market you’re in. HOMEBUYERS

Homebuyers will like the plan, if it has the desired cooling effect on the market. After two consecutive years of double-digit gains, average house prices in the Toronto region reached $916,567 in March 2017, up 33.2 per cent from a year earlier. Even, as some sources suspect, the pause lasts only a few months, would-be buyers may catch a break from the norm of the past couple 32 YPNEXTHOME.CA

years – prohibitive price growth and, in resale homes, multiple offer situations and bidding wars. HOMEOWNERS

Homeowners will probably be okay with the measures, if they don’t lead to any precipitous drop in prices. Even if price growth – currently at double digits in the GTA – slows to five to 10 per cent, as some suggest, those are still handsome gains. Judging from the number of “for sale” signs this spring, however, it looks like some owners believe the market may be peaking. SELLERS

Sellers, on the other hand, may not love the plan, as it may reduce buying activity and price growth, even if only in the short term.

OVERALL MARKET

Single digit price appreciation in a housing market is healthy. What’s been happening in the Ontario is unsustainable, and many have been saying it for months. The return of some normalcy to the market would be a good thing. “Given the frothy real estate price growth across the Greater Golden Horseshoe, policy action was needed to reduce the growing risks to the Ontario and National economy,” says Craig Alexander, senior vice-president and chief economist, The Conference Board of Canada. “More sustainable and moderate price growth is in the interests of buyers, sellers, the financial system and the economy. In recent years, the federal government has delivered several rounds of

housing policy tightening that impacted real estate markets from coast-to-coast. The next logical step was regional policy actions where the imbalances are greatest. It was time for Ontario to act.” The true impact of these new measures, however, may not be seen for many months, particularly when it comes to rentals. “It is very clear from the announcement that Kathleen Wynne fails to understand the psychology of real estate economics for the typical landlord (real estate investor),” Calum Ross, broker and wealth planner, The Mortgage Management Group, Toronto, told New Home Guide. “How the government can issue a statement that in one point states, ‘In

March 2017, real estate values are up 33.2 per cent from a year earlier,’ then follows up by suggesting they will increase rent control – and not see the coming rental crisis is laughable. “The provision for allowable rent increase for 2017 is 1.5 per cent under the current Residential Tenancies Act,” says Ross. “It tells me the government basically has no understanding of investor math or long-term economic implications of their policies.” REALTORS

Many realtors believe the plan is mostly positive news. While the foreign investor tax garnered much of the headlines, those buyers’ actual influence in the market is negligible – about five per cent of purchases in the GTA. Therefore, the

market will largely continue to work itself out, for primary homebuyers, while speculation activity (those who buy properties, especially multiple properties, with the sole hope of cashing in on the value increase), will cool. “There is limited data on how many foreign speculators are active in the GTA market, but it is fair to assume that a foreign speculators tax will impact the middle-class, and not just buyers in the upper-end of the market,” says Christopher Alexander, regional director, ReMax OntarioAtlantic Canada, Toronto. “In the short-term, potential sales may fall through as buyers adjust to the changes, which in turn could create a ripple effect throughout the market.” MAY 13 - 29, 2017 | NEW HOME GUIDE 33

BUILDERS

Before the release of the plan, builders generally were leery of any type of knee-jerk reaction from the province, especially in terms of new taxes and their unintended consequences. Their primary concern, however, remains supply. “As the industry that builds 95 per cent of new housing in Ontario, we are pleased that the government has accepted our recommendations to create a housing advisory group and Housing Supply Team to resolve landuse approvals issues and red tape, which prevent housing from coming onto the market for new home buyers,” says Joe Vaccaro, CEO of the Ontario Home Builders’ Association. “We look forward to working with our provincial and municipal partners and continue to promote solutions, such as pre-zoning, fast-tracking approvals, and fixing the EA process, in order to bring more housing supply and housing choice to consumers.”

MORE TRENDING ONLINE ypnexthome.ca/news

34 YPNEXTHOME.CA

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The Mikey Network is working to create awareness about heart healthy education and providing free tools to educate Canadians on how to perform CPR and operate a Mikey AED. Join TEAM MIKEY for a day full of fun activities – all dedicated to raising funds and awareness. People of all ages and abilities are coming together in their choice of a 1K, 3K, or 5K Walk, 5K or 10K Run, chair exercises, and lots of fun Kids Activities.

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JOIN US AND RAISE MONEY FOR THE MIKEY NETWORK If you can’t join us for the Walk, then please consider making a donation!

mikeynetwork.com MAY 13 - 29, 2017 | NEW HOME GUIDE 35

HEAT-MIK-A-AD-WOL-NHC-APR18-1.indd 1

2017-04-18 1:54 PM

Trending

Weekend bike adventures in Toronto this spring By Nicole Gottselig

WANT TO EXPERIENCE TORONTO on two wheels? Peddle off the well-paved tourist path and explore these 10 ‘hoods in one weekend.

Day 1 9 a.m. to lunch: Market breakfast, history and a slice of Mexico in Old Toronto Start early and make your way to Old Toronto for breakfast at St. Lawrence Market. Hit up the Carousel Bakery for the iconic peameal bacon sandwich (a local and celeb chef fave), or a Montreal-style bagel with cream cheese from St. Urbain Bagel Bar. Once you’ve had your fill, cruise to The Distillery Historic District where 36 YPNEXTHOME.CA

modern meets old-world European charm. Stroll the cobblestone streets, gaze at industrial architecture and lose track of time in more than 80 unique shops and boutiques. Before leaving, refuel on the spacious El Catrin patio with wood beams, gorgeous brick and shiny circular industrial light fixtures as your backdrop. Start with some killer guac and a side of crickets (if you dare) before moving on to the crispy cod tacos and a michelada. 1 to 5 p.m.: Lakeside views, cupcakes in The Beaches and pints on The Danforth If you haven’t been swallowed up by The Distillery’s charm, hop back

on your bike and head toward the Waterfront Trail. Pedal eastward to The Beaches neighbourhood. The further you go down the trail, the more you’ll feel like you’ve entered a lush, lakeside town miles away from the city. Make a pit stop on the grass and soak up the sun before making your way north to Queen Street East (between Coxwell Avenue and Victoria Park Avenue). Stroll the strip and absorb the cosy vibe over bites of rich vegan vanilla “butter-cream” cupcakes on the patio at Tori’s Bakeshop, a top pick for locals. Continue your cruise of edgy Queen East to Woodbine and head toward …continued on page 38

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…continued from page 36

The Danforth, Toronto’s Greektown. Stop in at local dive bar The Only Cafe for a pint of one 24 beers on tap before heading back to the sprawling back patio to savour slow sips and easy conversation with the locals. Before one drink leads to three, hop back to Bloor and head west to the Sherbourne bike path, and south toward the water. 5 p.m. to late: Craft brew, downtown views and West Queen West Once you hit the waterfront bike path, keep riding west. Hit the Amsterdam BrewHouse on Lake Ontario for a wood oven pizza, more craft beer and some of the best views of Toronto’s bustling harbour. Then, back to the waterfront and go west for bird’s eye views of the downtown core and the CN Tower. Keep going until you run out of steam or find the nearest parking dock. Top off the night by making your way on foot, by taxi, Uber or streetcar to one of the coolest neighbourhoods in the world, according to Vogue: West Queen West. Stay awhile at culture hotel hubs Gladstone and Drake Hotel for a not-your-average night of imbibing, dining and, maybe, dancing.

Day 2 9 a.m. to lunch: Graffiti and architecture gazing in the Entertainment District and the Kensington kaleidoscope Start off in the Entertainment District at Graffiti Alley for a kilometre of high-calibre graffiti, running west from Spadina Avenue to Portland Street (identifiable as the backdrop for Rick Mercer’s infamous rants). Take your time biking and roaming the heart of downtown for views of architectural heavy hitters such as the TD Centre, Roy Thomson Hall (go inside if it’s open for a rare perspective of the city’s skyscrapers), TIFF Bell Lightbox and the spaceship-like Art Gallery of Ontario. Next, poke through the city’s largest Chinatown (there are several) around Dundas and Spadina before 38 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

entering Toronto’s most unique neighbourhood: Kensington Market. From baskets of produce spilling out into the streets to fresh juice stalls, fishmongers, vintage boutiques, cosy cafes and secret bars, the Market is a literal feast of the senses. Take plenty of time here to stroll, observe and linger over a very long leisurely patio lunch at one of the many street-facing restaurants to soak it all in. 1 to 6.p.m.: Art crawl on Dupont and craft beer in The Junction If you can tear yourself away from the Kensington kaleidoscope, head north to the Wallace Emerson neighbourhood and Dupont Street (between Dovercourt and running past Landsdowne) for an afternoon gallery hop. Gallerists galore have resurrected industrial spaces into unique gallery spaces – some of the structures are art unto themselves. Once you’ve had your art fix, keep heading west to The Junction, which some would argue is a contender to hip West Queen West. If you’ve ever been to Portland, Ore., you may feel a similar vibe on the street between Dundas West and Keele Street – eclectic, fiercely independent and a tad quirky. Grab a

fresh juice to stroll with while browsing the local wares. Time permitting, pop into the slick exposed-brick beer hall at the Indie Ale House for a signature craft brew. 6 p.m. until late: A slice of Polynesia in Parkdale and bar hop on the Ossington Strip Before the sun starts to set, peddle towards the 400-acre High Park for lush green views in your peripheral vision as you make your way into Parkdale. Stop at The Shameful Tiki Room and enjoy the 1960s Polynesian-vibe with a red-lit rattan backdrop while you try the Blue Hawaii cocktail and Maui coconut shrimp. Make your way through Parkdale a few more blocks until you hit the parking dock at Queen and Ossington. Cap off the weekend restaurant and bar hopping on the Ossington strip, one the city’s most coveted spots for unique watering holes cranking out ‘90s hip-hop beats like Baby Huey or a white-picketed fence patio session at Bellwoods Brewery. This content was originally published on YP.ca. Read more YP travel tips and city guides at yp.ca/tips

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Inspiration

Night Table $70 walmart.ca

Stockholm Coffee Table $199 ikea.ca

Wooden Shelving Unit $450 bouclair.ca

Blondes have

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Good-bye espresso, mocha and ebony wood, and hello you beautiful blondes! The trend has turned to lighter and brighter tones, creating an oasis of calm comfort.

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Canvas Oslo Console Desk $300 canadiantire.ca

Jackson Floor Lamp $349 crateandbarrel.ca

Antwerp Cabinet $3,750 jonathanadler.com

Kaishi Chair $899 cb2.ca

40â&#x20AC;&#x192;YPNEXTHOME.CA

Model Home Photo Compliments of Averton | www.averton.ca

Averton is actively creating modern, affordable luxury that pushes the boundaries of traditional home design. Every feature in an Averton home is designed with unparalleled craftsmanship and integrity to ensure it has a lasting connection to your lifestyle. At Averton – design is everything.

MAY 2017

Averton has been featured as “Model HOME Of The Month” as seen in the New Home Guide model home calendar

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

MADISON LANE FRENCHMAN’S BAY

By: Reid’s Heritage Homes City: Bowmanville Housing type: Urban luxury condos from 650 to 1,200 sq. ft. madisonlanecondos.com

HILLSBOROUGH By: Andrin Homes City: Holland Landing Housing type: 38-, 40- and 45-ft. detached homes in a master-planned community andrinhomes.com

GLENWAY By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwayliving.com

JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com

FRENCHMAN’S BAY

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By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca

ALLEGRO

THE VILLAGES OF KILLARNEY BEACH

By: Geranium Homes City: Aurora Housing type: 52- and 61-ft. cul-de-sac homes from more than $2 million allegroaurora.com

WHITE PINES OF BRACEBRIDGE By: Mattamy Homes City: Bracebridge Housing type: Bungalows and two-storey homes on 66-ft. lots mattamyhomes.com

HOMETOWN CREEMORE By: Alliance Homes City: Creemore Housing type: Bungalow and two-storey on 60- and 72-ft. lots from the mid $400’s hometowncreemore.ca

42 YPNEXTHOME.CA

SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com

HILLSBOROUGH

By: Ballymore Homes City: Innisfil Housing type: New release of 40-, 50- and 60-ft. lots ballymorehomes.com

By: Great Gulf City: Holland Landing Housing type: 36-, 40- and 45-ft. detached homes on Hwy. 7, north of Davis Drive greatgulf.com

RADIANCE

GEORGIAN SANDS

By: DIAM Developments City: Innisfil Housing type: Townhomes with up to five bedrooms from the upper $400’s radianceinnisfil.ca

CONDOMINIUMS OF CORNELL By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

By: Elm developments City: Wasaga Beach Housing type: Towns and singles georgiansands.com

QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com

…continued on page 44

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MAY 13 - 29, 2017 | NEW HOME GUIDE 43

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 42

VICTORY HEIGHTS

VILLAGES OF KILLARNEY BEACH

By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

CITYLUX TOWNS By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

COBBLESTONES SOUTH

VISTA

By: Fieldgate Homes City: Brampton Housing type: 36-ft. singles up to 3,481 sq. ft. fieldgatehomes.com

new openings

SEATON TAUNTON

YOUNG’S COVE

By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

By: Briarwood Homes City: Carrying Place Housing type: Bungalows and two-storey homes on 65- and 150-ft. lots youngscove.ca

THE LOGGIAS IN RICHDALE

AFFINITY CONDOMINIUMS

By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca

TIFFANY HILL By: Rosehaven Homes City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

ORCHARD WEST By: Treasure Hill City: Bowmanville Housing type: 40- and 45-ft. singles located at Middle Road and Concession Road 3 treasurehill.com

44 YPNEXTHOME.CA

By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com

CHELSEA MAPLE STATION By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

NEWTOWNS AT MOUNT PLEASANT

By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com

CORNELL ROUGE By: Madison Group and Forest Hill Homes City: Markham Housing type: New release of freehold townhomes and single-family homes cornellrouge.com

NEIGHBOURHOODS OF MOUNT PLEASANT By: Rosehaven Homes City: Brampton Housing type: New release of towns and singles lovemountpleasant.com

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com

By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

TIME By: Treasure Hill Homes City: Aurora Housing type: Urban towns up to 1,500 sq. ft. treasurehill.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.1

Alterna Bank

2.25

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.54

2.57

2.74

2.64

2.65

2.68

3.19

2.54

2.59

2.69

3.09

3.39

3.89

4.64

2.79

2.54

4.09

4.79

3.04 2.29

3.65 3.39

4.39 4.09

4.64 2.49

2.64 2.94

2.64 2.84

3.19 2.94

3.29 2.99

3.04

3.39

2.64

2.74

2.79 2.39

3.34 2.64

3.99 2.74

4.44 2.74

2.84

2.54

2.57

4.64

3.24

3.49

3.69

2.69

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.25

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

TD Canada Trust

2.6

Tangerine

2.3

4.45 6.20op 4.45 4.4 6.70op

7.00op

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.59 3.39

2.74 3.89

2.84 2.84

3.09

3.39

3.89

4.64

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.64

2.84

2.74

2.89

2.95

2.99

2.89

2.64 2.99

2.84 3.1

2.84 3.14

3.2

3.65

4.5

2.79

3.39

3.89

2.69

3.04 2.85

3.15 2.95

3.89 3.05

3.89 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.28

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.3

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

5.05

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 24, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

MAY 13 - 29, 2017 | NEW HOME GUIDE 45

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projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

continued from page 48 PROPERTY TYPE

PRICE RANGE

MAP FINDER

Mattamy Homes

Seaton Taunton

mattamyhomes.com

Reidâ&#x20AC;&#x2122;s Heritage Homes

Madison Lane

madisonlanecondos.com

from $282,000

Treasure Hill Homes

Orchard West

treasurehill.com

from $700,000

Treasure Hill Homes

Shift

treasurehill.com

25N

Treasure Hill Homes

Urban Town Living

treasurehill.com

from $390,000

25N

Tribute Communities Corporate

mytribute.ca

Tribute Communities

Park Ridge

mytribute.ca

31N

Tribute Communities

Towns at Rouge Valley

mytribute.ca

100

22P

Tribute Communities U.C.Towns

mytribute.ca

from $556,000

30M

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

from $820,000

18E

Briarwood Homes

Mill Street Village

millstreethomes.com

from $560,000

12E

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

from $310,000

Great Gulf

Hillsborough Holland Landing

greatgulf.com/hillsborough

18E

Great Gulf

Sharon Village

905-478-7362

from $600,000

20E

Great Gulf

Summerlyn Village

905-775-3461

from $700,000

17D

Mattamy Homes

The Estates of King Township

mattamyhomes.com

16I

Mattamy Homes

White Pines

mattamyhomes.com

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

19E

Treasure Hill Homes

Acacia Estates

treasurehill.com

from $2360,000

16J

Treasure Hill Homes

The Estates of King Township

treasurehill.com

16I

Tribute Communities

Gates of Nobleton

647-633-3500

from $1000,000

13I

Fieldgate Homes

City Towns Valley Lands in Brampton

fieldgatehomes.com

from $400,000

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

from $724,000

Fieldgate Homes Richlands

fieldgatehomes.com D

19L

Fieldgate Homes

Valley Lands

905-457-0445

from $900,000

Great Gulf

Trafalgar Landing

905-844-1605

from $200,000

Great Gulf Westfield

905-866-6876 D

from $537,000

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com

Mattamy Homes

River Mill

mattamyhomes.com

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

Mattamy Homes

Wildflowers

mattamyhomes.com

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

from $1000,000

24N

North

West S

11L

Property Type D Detached S Semi-Detached T Townhome

projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

MAP FINDER

Central

Andrin Homes

Glenway in Newmarket

GlenwayLiving.com

from $700,000

18F

Fieldgate Homes

90 Niagara

416-981-0036

from $346,000

16S

Fieldgate Homes

Aurora Trails

fieldgatehomes.com

from $620,000

19G

Fieldgate Homes

BlueSky Stouffville

905-640-0002

from $750,000

22J

Fieldgate Homes

City Lux Towns

fieldgatehomes.com

16L

Fieldgate Homes Cobblestones

fieldgatehomes.com D

from $1100,000

Fieldgate Homes Corporate

fieldgatehomes.com D

Fieldgate Homes IMPRESSIONS

fieldgatehomes.com D S

from $1500,000

12K

Fieldgate Homes Zigg

416-545-0223 D

16R

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca

from $2900,000

16E

Forest Hill Homes

Cornell Rouge

905-472-9556

from $950,000

23M

Forest Hill Homes

Jefferson Forest

foresthillhomes.ca

from $1200,000

18J

Geranium Homes Allegro

allegroaurora.com D

from $2000,000

Geranium Homes Corporate

geraniumhomes.com D

Geranium Homes

Twelve on the Ravine

12ontheravine.com

from $1700,000

22P

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

from $420,000

22J

Great Gulf

Corporate

416-449-1340

Madison Group

Cornell Rouge

905-472-9556

from $950,000

23M

Mattamy Homes Alderidge

mattamyhomes.com D S

from $1230,000

13S

Mattamy Homes

mattamyhomes.com

15P

Mattamy Homes Cornell

mattamyhomes.com D

from $2900,000

22M

Mattamy Homes

mattamyhomes.com

22M

IFC/1

Mattamy Homes Corporate

mattamyhomes.com D

Mattamy Homes

Downsview Park

mattamyhomes.com

15P

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

13K

Mattamy Homes

Richmond Green

mattamyhomes.com

18K

Mattamy Homes

Thomson Towns

mattamyhomes.com

20P

Mattamy Homes

Upper Summerside

mattamyhomes.com

19R

Mattamy Homes

Vita on the Lake

mattamyhomes.com

from $350,000

14S

Rosehaven Homes

Corporate

rosehavenhomes.com

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

from $1460,000

19H

Treasure Hill Homes

Time

treasurehill.com

from $600,000

18H

Treasure Hill Homes

Victory Heights

treasurehill.com

18L

Briarwood Homes

Young’s Cove

youngscove.ca

from $450,000

Fieldgate Homes

Whitby Meadows

fieldgatehomes.com

28N

12/13

Madison Group

Frenchman’s Bay

madisongroup.ca

24O

Mattamy Homes

Queen’s Common

mattamyhomes.com

27O

Canopy at Downsview Park

Cornell

East

continues on page 47

Property Type D Detached S Semi-Detached T Townhome

Baxter

Line

8th

10th

Ar t

es Disse i tte an In du St str

Line

5th

11th

SC a

Simco

Ave Bayvi w

Ma St in

Line

Mo rn

Clay

6th

W eston Rd

tC an al

Conc

7th 6th

4th

7th

Scotch

Conc

Line

EHS

Line

5th

2nd

3rd

Line

Centre

3rd

Conc

Am eric an Dr

River

4th

WHS

Wales

Melanctho n - Mulmu r Townlin e

Line

5th

4th

Prince

Mono C

27-28

24-25

Sideroad

Sideroad 27-28 Sideroad

3rd

Browns Line

Ave

Pape Ave

Jarvis St

University Ave

Parliament St

r vic e Rd

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

Queen St W King St W Front St W

Moore Ave

Bro adv iew

Christie St

Laird Dr

Avenue Rd

St Clair Ave W

Toronto Mt Pleasant Rd

le Brid

Davenport Rd Dupont St

Lansdowne Ave

Post Lawrence Ave W

Va ug ha nR d

Ossington Ave

Edgewood Rd

York Mills Rd

Spadina Rd

OakwoodAve

Moffat Rd

Shepp

Glencairn Ave

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

Carey St Rd

Allen Rd

Caledonia Rd

d nR sto We

Lake Shore Blvd W

Willo

Eastern A

ion Commiss

Park

ore esh Lak

r Gr D ple Ma

ld d

Cumm

n ow thd Sou

19 Dr Ford

e Lin

Lin

xley

Wilson Hts Blvd

k Cr Dr Blac

Judson St

Park Lawn Rd

The Queensway

e rmer WindeAve

Prince Edward Dr Royal York

Norseman St

Drewry Ave

Willowdale Ave

Downsview

Old

Thorn

Senlac Rd

ay sw

Burnhamthorp eR d Bloor St W

Runnymede Rd

ia Rd Caledon

eK ing

Rathburn Rd

The East Mall

d Blv Haig

Meddaugh Rd

New W estmins ter Dr

Sen tinel

Oakdale Rdy

Grandra v i ne D

Tre the wey Dr

Centre St

North York

Wilson Ave

Etobicoke

The West Mall d lR Mil

Middletown Rd

Keele St

Jane St

407

Maple Leaf Dr

The Westway

Summeridg e Dr

HWY

Norfinch Dr Dr

Islington Ave

Kipling Ave

400

Carrville Rd

Dr or ds Win yal Ro

403

Eastlake

d ell R rtw Cha

Middletown Rd

Langstaff Rd

Weston Rd

Finch Ave W

Rexdale

Langstaff Rd

Weston Downs

Peter Rupert Ave

Bass Pro Mills Dr

4th e Lin

Richm

McNaughton Rd

St rr Ke

Middletown

Teston Rd

Rutherford Rd

Dixon Rd

Renforth Dr

kwy nP

rry nga Gle

Lennon Rd

Bathurst St

Jefferson S

Gamble Rd

Rd ian Lorne Ind Lorne Pk

d Blv

e Lin 8th

Bloomington Rd

Dufferin St

Kirby Rd

ar nm Fe

Martin Grove Rd

Carlingview Dr

Rd thra Caw

e nf Co

wy l Pk tra Cen St rio nta Huro

dale Erin Rd Stn

Rd vis Ma

Rd ga sau sis y kw Mis ls P Mil Erin

hill hurc nC sto Win

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nte Bro

Westover

Dufferin St

Jane St

King-Vaughan Rd

Weston Rd

Pine Valley Dr

Clarence St

Evans Ave Horner Ave

Barrie St

Fraser St

Wanda St

Jane St

7th Concess ion

Mill Rd Kipling Ave

McGillivray Rd

Hunting ton Rd

r te D dga Fiel

ay xW y Fo Terr

ve rA ate Rd Atw re ho kes La

8th Concess ion

10th Concess ion

Cold Creek Rd

Rd ken Tom

n ghli Lau Mc

Rd iew ditv Cre

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Hend

56King Rd

Dr Gore

r st D We

Rd ord herf y Rd Ru ned Ken

QEW

la eo Min

16th Sideroad

409

427

py Ex er rdin Ga

Rd Wist Rd Davis Holancin

Rupke Rd

11th Concess ion

Dr ay rkw Cla

d ie R Dix t in S Ma

wv ado Me

Cooksville

Sideroad 10

Coffey Rd

River Rd

Leonard Rd

St ian M

12th Concess ion

line Caledon-King Town

r eD rain Cole

r nD Vea Mc

Dr way Gore

Dr ort Airp

Rd lea ma Bra

Rd iew ditv Cre

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McKinstry Rd

Sideroad 5

Sdrd 20 Sideroad 20

Sideroad 17

Rd lfe Wo Mt

Rd tion Sta ber Hum

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Rd St

Sideroad 20

Sideroad 18

ad 15

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St La ys Duff

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St La ys Duff

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Sideroad 15

Sideroad 10

Tottenham Rd

Adjala/Tecu mseth Tow n Line Concessio n Rd 8

Concessio n Rd 7

Conc Rd 6

Dr ake is L Inn d wR invie unta Mo

Rd all rnw Co

o e N Lin 4th

Patterson St

Concessio n Rd 8

Concessio n Rd 5

Concessio n Rd 4

Concessio n Rd 3

Concessio n Rd 2 Mono/Adjala Town Line

lvd aB yaga w Ne

Clarkson

Iroquois Ridge

King St

Concessio n Rd 3

EHS

rio nta Huro

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M Rd ca iss bec St issa Re ga St

403

St as nd Du

Oakville

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Rose

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inw Ma

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Rd dle Mid per Up

Rd rpe tho am rnh Bu

403

Erin Mills

407

Palermo

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Brant Hills

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Burlington Nelson don Hea Rd

Millgrove

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Streetsville 1

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Belfield Rd

403

lvd heson B Mat

Snowball

Steeles Ave W

Blv d

Mille

17th Sideroad

King

Re xd ale

401

Mississauga

407

Rd d roa rpe ide tho dS am 2n rnh Bu

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28 Ma nn in g Rd 36

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3143

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7 12

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TO A SEASON

Mattamy soon returns to Bracebridge in our White Pines community. The stunning natural beauty of Muskoka is the perfect backdrop to our family friendly community. White Pines is close to schools, shopping, and the breathtaking views of cottage country. The quiet charm of Bracebridge is the perfect place for those who want the Muskoka lifestyle all year long. Choose from Bungalows and 2-Storey Homes, all on 66' lots.

F I N D YO U R N E X T H O M E AT M AT TA M Y H O M E S . C O M