MAY 27 - JUNE 10, 2017 VOLUME 25, ISSUE 11, FREE
GTA EDITION
IS THERE ANYTHING BETTER THAN BEING
TWENTY25FIVE
The Art of Fine Homes for 25 Years See pages 24-25 INSIDE THIS ISSUE
THE HOME OFFICE: HOW TO MAKE IT WORK FOR YOU
CELEBRATING THE GTA’S BEST HOME BUILDERS
EVOLVING ONTARIO’S NEW HOME WARRANTY PROGRAM
Introducing the CLEANEST MESS in the house.
“If you ever wanted to bug my little brother, all you’d have to do was hang up your jacket on his hook. I don’t know why it bugged him so much, but I loved it. I’m sure he did, too.”
2017 BILD Home Builder of the Year
As Canada’s largest homebuilder, Mattamy Homes are built for your real life. With thoughtful design features like Stop & Drop areas, that make coming home fast and convenient, a Mattamy home is a home you’ll value for a lifetime. Find your next home across the GTA at mattamyhomes.com
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contents MAY 27 – JUNE 10, 2017 | VOLUME 25 ISSUE 11
24
ON THE COVER
Rosehaven Homes: There’s nothing better than being 25 + online NEIGHBOURHOOD
HOME SEARCH
property profile MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING
There’s nothing better than being 25
LOOK FOR THE CIRCLE
28 Development
The future of Port Credit looks bright with draft plan
trending
WITH
MAPS
Townhomes coming soon to supply-constrained GTA
24 Rosehaven Homes
14 DYNAMIC
26 Fortress Developments
16
BILD Awards
36
BILD Awards
inspiration
Mattamy and Tridel named GTA’s top builders Honouring the top builders at BILD Awards
32
22 TREB
Average GTA home price surges 25 per cent
2 YPNEXTHOME.CA
38
Heathwood Homes
H.O.M.E Award a testament to customer service
Design Secrets
The home office: How to make it work for you
Decor
Party like a pineapple
32 advice
8
BILD Report
More purpose-built rentals could help housing supply by Bryan Tuckey
10
28
36
Fundamentally Speaking
Relax, GTA homebuyers... the sky is not falling by Wayne Karl
18
Tarion Report
Ontario’s new home warranty evolving by Howard Bogach
20 Mortgage Advice
4 ways to reduce your mortgage costs by Alyssa Furtado
34 Legally Speaking
Deciphering legal language by Jayson Schwarz
buyers’ resource section
42 Hot Properties
New releases, openings and preview registrations
45 Mortgage Rates in every issue
38
4
Editor’s Note
6
Contributors
46 What’s Online 47
Advertiser Index
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 3
Editor’s Note
It’s all a matter of perspective
WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl
NO ONE COULD FAULT YOU if you’re a prospective homebuyer, and the recent developments in the GTA housing market have you a little concerned. Rapid – in fact, double-digit, price growth; government warnings about overheating and overvaluation; scarce supply of new home supply; and overall market reaction to the recent unveiling of Ontario’s Fair Housing Plan. It all adds up to something we haven’t seen in the GTA for years – uncertainty. However, there are indeed some certainties in this equation. One, the GTA will remain a top destination for newcomers – meaning housing demand is not going to decline any time soon. Two, supply of new lowrise homes, for other complex reasons, is not going to significantly increase any time soon. And that adds up to three – new home inventories, released at prices that are definitely not going to become cheaper, will continue to be snapped up in a heartbeat. The good news (see pages 26 and 30) is that there is some relief, though some of it in the longer term, for those looking for new lowrise homes in the GTA.
N
ONLINE
SEE MORE PHOTOS ONLINE
PORT CREDIT’S WARM, welcoming atmosphere makes
it a residential hotspot in the 905. Homes near the lake generally are hot commodities in the GTA, and Port Credit is no different. Read the full story… nexthome.yp.ca/port-credit
+ get social
Interact with us on social media: ypnexthome
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Contributors
BILD REPORT
BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)
VICE-PRESIDENT & CHIEF PUBLISHING OFFICER
Caroline Andrews PUBLISHER & GENERAL MANAGER
Shawn Woodford DIRECTOR OF SALES, NATIONAL
Moe Lalani ASSOCIATE PUBLISHER
MORTGAGE ADVICE
ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions
Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF
Jennifer Reynolds EDITOR
Wayne Karl ART DIRECTOR
Daiana Garay
LEGALLY SPEAKING
JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040
CONTRIBUTING EDITORS
Sonia Bell Elisa Krovblit Lydia McNutt
SENIOR ACCOUNT EXECUTIVE
Nina Downs nina.downs@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR
Terry Basset
DESIGNER ADVICE
SENIOR MANAGER, DISTRIBUTION
JANE LOCKHART
Dwayne Rutherford
Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com
NATIONAL CIRCULATION MANAGER
John Jenkins
PRODUCTION MANAGER
Anthony Majetic PRODUCTION CO-ORDINATOR
TARION REPORT
Sandra Hanak-Vujnovic
HOWARD BOGACH
GRAPHIC DESIGNERS
Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.
more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:
Miguel Cea Mike Terentiev
Published by
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca
ADVERTISING Call 416.626.4200 for advertising rates
and information. CIRCULATION Highly targeted, free distribution
MONEY MATTERS
GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade
DESIGNER ADVICE
YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine
6 YPNEXTHOME.CA
system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855-826-4200 to discuss distribution opportunities. COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 7
Advice | BILD REPORT
More purpose-built rentals could address housing supply By Bryan Tuckey
MORE ADVICE ONLINE ypnexthome.ca/news/advice
THE PURPOSE-BUILT RENTAL MARKET
is starting to grow after years of being stagnant, as more developers look to build rental housing. But it is not easy. One way to help meet our housing supply shortage and affordability problems in the GTA is to build more rental housing. With housing prices as high as they are, renting has become a popular alternative for the many people priced out of homeownership. Builders are interested in bringing purpose-built rentals to market because of the greater demand and more is being developed. According to a recent CIBC report, more than 5,000 new rental units are currently under construction and another 28,000 units were proposed in late 2016. While there is increased interest, rental housing must be financially worthwhile to develop otherwise units won’t get built. Similar to condominium projects, it’s difficult for developers to build purposebuilt rentals because of the many challenges that need to be overcome. One of the biggest challenges and one that would have a huge negative effect on the development of new rental housing is potential changes to rent control legislation. The government is looking at expanding rent control rules and although this may seem like a good idea, the impact would in fact be detrimental on the viability of constructing the much needed housing. If the province imposes rent restrictions, the financial incentive for developers to build these units
will diminish. Expanded rent control on new rental buildings would not improve our housing issues but instead would push housing prices up as rental supply falls. There are many other challenges that builders need to consider before moving forward with a purposebuilt rental project. For example, there could be more financial risks in building rental housing rather than constructing condominiums. Developers typically sell most condo units before they are actually built which decreases their investment risk. Whereas with rental developments, units can only be rented once the building is complete which increases the uncertainty of being able to rent all units in a timely manner. Developers also face the same planning policy challenges with rental building as they do with condo projects. It is difficult getting height and density approvals, and out-ofdate zoning by-laws and excessive red tape increase approval timelines
and delay construction. All these challenges means it costs developers more to bring projects to market. In order to make rental projects work, developers need to build in established locations where potential tenants want to live. Like condominium developments, many rental projects are being met with NIMBYism or opposition from local residents who are concerned about highrises going up in their neighbourhoods. Purpose built rentals could be one way to address the housing demands across the GTA however in order to happen, these projects need to be financially viable for developers.
Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).
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Advice | FUNDAMENTALLY SPEAKING
Relax, prospective homebuyers... the sky is not falling By Wayne Karl
MORE ADVICE ONLINE ypnexthome.ca/news/advice
RELAX, HOMEOWNERS and
prospective homebuyers in Toronto and elsewhere in the GTA, the sky is not falling on your real estate market. It’s just taking a slight pause. Just as the spring weather finally began warming up and when the local housing market should have been enjoying a similar spike in activity, along came something called the Fair Housing Plan. Announced by the Ontario government on April 20, the plan introduced 16 measures to bring stability and affordability to the market, while protecting the investment of homeowners. Within days, you could feel the impact. Those in the resale market say there was an immediate cooling effect, as buyers reacted to the plan by hesitating. Anecdotal evidence suggests home listings that would have been snapped up in days in multiple offer situations, were now sitting idle or removed entirely – at least temporarily. “Homebuyers and sellers both reacted to the recent Ontario government policy announcement aimed at cooling housing markets in and around Toronto,” says Gregory Klump, chief economist, Canadian Real Estate Association. “The number of new listings in April spiked to record levels in the GTA, OakvilleMilton, Hamilton-Burlington and Kitchener-Waterloo, where there had been a severe supply shortage. And with only 10 days to go between the announcement and the end of the month, sales in each of these markets 10 YPNEXTHOME.CA
were down from the previous month. It suggests these housing markets have started to cool. Policy makers will no doubt continue to keep a close eye on the combined effect of federal and provincial measures aimed at cooling housing markets of particular concern, while avoiding further regulatory changes that risk producing collateral damage in communities where the housing market is well balanced or already favours buyers.” The number of newly listed homes jumped 10 per cent in April 2017, led by a 36 per cent increase in the GTA. Housing markets in the Greater Golden Horseshoe also saw similar percentage increases. Not the market was hurting, exactly; the MLS Home Price Index Composite Benchmark Price was up by 31.7 per cent year-over-year in April 2017, according to the Toronto Real Estate Board. Similarly, the average selling price for all home types combined was up 24.5 per cent to $920,791.
What the Fair Housing Plan didn’t immediately address, and what is not likely to change in the short term, is supply and demand among new homes. Ontario is to create a housing advisory group to resolve land-use approvals issues and red tape, which prevent housing from coming onto the market for new-home buyers. What this means for buyers seeking newly built homes, particularly lowrise, is that any new homes brought to market in the GTA will be snapped up immediately. And that means these prices are likely not going down, no matter what happens in the resale category in the short term.
Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.
OUR 25TH ANNIVERSARY COMMUNITIES:
Is there anything better than being 25?
CURRENT COMMUNITIES
UT O D From O S$1.2Lmillion
LAKE POINTE - STONEY CREEK Five 60’ Estate Singles
UT O D L O S
TIFFANY HILL - ANCASTER 45’ & 40’ Singles, semi- detached and Freehold Towns Register at TiffanyHill.ca AFFINITY WEST CONDOMINIUMS ALDERSHOT / BURLINGTON Contemporary Mid-Rise Condos From the upper $300’s Register Today for Affinity East at Affinitycondos.ca NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON New Release Freehold Towns Traditional and Contemporary Townhaus Collection Starting from the upper $700’s PLATINUM COLLECTION RANDALL RESIDENCES - OAKVILLE Suites from $2 million By appointment only RandallResidences.com COMMUNITIES COMING 2017 GRIMSBY - High Rise Condo OAKVILLE - WOODLAND TRAILS Singles & Towns
Actually, it’s just the beginning! This year Rosehaven celebrates our 25th Anniversary and we’re going to make it one of the best years ever. We’ve built homes for over 6,000 families so far, and we’ve won lots of awards doing it. But at 25, we’re just hitting our stride. So wait until you see what we have planned for this year. And the year after. And the year after…
BRAMPTON - MT. PLEASANT Mid-rise Condo BRADFORD - DREAMFIELDS Singles & Towns HOLLAND LANDING ANCHOR WOODS Singles & Towns
Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline
(1-888/416) 410-0175
Prices and specifications correct at press time. Prices quoted are in thousands except for Randall pricing. E. & O.E.
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 11
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TOWNHOMES AND SINGLES Located steps from the shores of Lake Ontario by quaint Frenchman’s Bay. Launch into a new lifestyle in a family-friendly village surrounded by beaches, trails, parklands, marina and boardwalk. With both the GO station and the 401 just minutes away for a quick commute to Toronto.
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MadisonGroup.ca Renderings are artist’s concept only. Marketed By International Home Marketing Group. E & O.E. April 2017. MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 13
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Trending
Mattamy and Tridel named GTA’s top builders at annual BILD Awards
MATTAMY HOMES LTD. AND TRIDEL
were named Home Builders of the Year by the Building Industry and Land Development Association (BILD) at its annual BILD Awards gala on April 28. Tridel earned the distinction as Mid- Highrise Builder of the Year, while title for Lowrise went to Mattamy. The Home Builder of the Year Awards recognize the builders who set the standard for the rest of the industry through their professionalism and dedication to excellence. The winners are leaders in improving the overall image of the industry through their commitment to quality, caring for their customers and staff, and contributing to their community. A key component of the judging process is a customer satisfaction survey completed by the builder’s purchasers. Mid- Highrise Home Builder of the Year, Tridel is well known for creating sustainable and energyefficient communities of the highest-quality standards. Tridel condominiums account for a quarter of all residential Leadership in Energy and Environmental Design (LEED) projects across the GTA and Tridel is the largest LEED certified highrise developer in Canada.
MORE TRENDING ONLINE ypnexthome.ca/news
An innovator in customer care, Tridel offers homebuyers 24-hour access to information about its new homes. The company also provides a platform for homeowners to address issues, share ideas and experiences. In determining this year’s winner, the judges noted, “Tridel is continuously a leader in quality, customer service and sustainability.” This is the fourth time Tridel has been named the GTA’s Home Builder of the Year. The company won the title in 2004 and 2013, and was the inaugural winner of the Home Builder of the Year Mid- Highrise last year. Tridel also won this year’s BILD Awards for Best Customer Care and Green Builder of the Year, MidHighrise. Mattamy Homes, the Lowrise Home Builder of the Year, is recognized as North America’s largest privately owned home builder. The company attributes its success to its dedication to continuous evolution and ongoing innovation, which it sees as essential
in its goal of creating happy homeowners. An innovator in building energy efficient homes, since 2006 Mattamy Homes has delivered 13,692 homes into NRCAN’s Energy Star new home program, saving homeowners almost $24 million. Most recently, Mattamy was awarded EnerQuality Energy Star Builder Of The Year for its contribution to Energy Star advancement in new home construction. Through its philanthropic work, Mattamy is actively involved in the communities it helps to create. From initiatives such as its annual Tour de Bleu bicycle ride which has raised more than $6 million for health care facilities in the GTA, to sponsoring local youth sports teams, Mattamy is dedicated to building healthy, vibrant communities. This is the seventh time Mattamy has won Home Builder of Year. The company previously won in 2001, 2007, 2009, 2011, 2014 and 2015. For more from the 37th Annual BILD Awards, see page 16.
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Trending
GTA’s TOP
BUILDERS & PROJECTS HONOURED THE GTA’S HOME BUILDING AND LAND
development industry recognized its top builders, projects and marketing initiatives at the 37th annual BILD (Building Industry and Land Development) Awards on April 28. More than 1,200 industry professionals were there to honour achievements in planning, design, sales, marketing and city building across 51 categories. A team of 17 judges from across North America determined the winners from more than 900 submitted entries. A highlight of the evening was the presentation of BILD’s Lifetime Achievement Award to Al Libfeld, principal and co-founder of Tribute Communities. This recognition is the Association’s highest honour and was presented to Libfeld for his contribution to the industry over the past four decades. Taking home the night’s most prestigious awards for Home Builders of the Year, were Tridel for MidHighrise and Mattamy Homes for Lowrise (see page 14.) The coveted People’s Choice Award, determined by members of the public through online voting, was awarded to Tridel for its Aquabella development. Aquabella is a resort destination in the city that will come to life on Toronto’s waterfront. The building is uniquely designed to follow the contours of the lake, boasting vast panoramas from its grand terraces. “People’s Choice is a unique award because it is the public who decide the winner,” says BILD President and CEO Bryan Tuckey. “The projects that competed for this year’s title showcased the best in city building and demonstrated how the industry is providing a wide range of housing options for GTA homebuyers.” 16 YPNEXTHOME.CA
1 MORE TRENDING ONLINE ypnexthome.ca/news
For community building, BILD has two categories for outstanding projects that embody the Province’s smart growth principles: Best New Community (Planned/Under Development) for a project currently planned or under construction; and Best New Community (Built) which recognizes a completed project. Rockport Group won Best New Community (Planned/Under Development) for Weston Common. The development will create a vibrant community hub in Toronto’s Weston neighbourhood, an area that has not seen significant development in 40 years. For its work in Downtown Markham, the Remington Group won the award for Best New Community (Built). Emphasizing sustainability and neighbourhood integration, Remington’s Downtown Markham includes features such as green roofs, pedestrian-only promenades and an innovative storm water management system. Laurier Homes’ Kingswood, a 705-sq.-ft. corner suite featuring a clever layout that optimizes the use of internal space, won Best Innovative Suite Design. This award recognizes excellence in the design of a condo suite that increases options for first-time homebuyers. The Briarwood by Arista Homes took home the award for Best Innovative Home Design, which recognizes cutting-edge design in lowrise that increase
3
2
1. Mattamy Homes, Lowrise Home Builder of the Year
2. The Lifetime Achievement Award was presented to Al Libfeld (right), principal and co-founder of Tribute Communities, pictured with BILD President and CEO Bryan Tuckey (left)
3. Minto Communities, Green Builder of the Year, Lowrise
4
options for entry-level consumers. The design features a blend of commercial and living space, giving buyers the option to live and work from home. The Rockport Group won the award for Best Midrise Building design for George Condos + Town, which combines aesthetic appeal, creativity, neighbourhood integration and optimal use of land. For outstanding leadership in Green building, Tridel was named Green Builder of Year, Mid- Highrise and Minto Communities was named Green Builder of the Year, Lowrise. Project of the Year, Tridel’s Aquabella development on Toronto’s waterfront was selected as the Mid- Highrise Project of the Year while Lowrise title went to Geranium and Pemberton Group for the Friday Harbour development on Lake Simcoe.
4. Geranium Homes, Project of the Year, Lowrise
The award for Best Overall Marketing Campaign went to the team of CentreCourt Developments, LA Inc. and Brandon Communications for their campaign for Axis. “Congratulations to all the winners on their tremendous achievements,” Tuckey says. “I’m proud to see so many quality projects coming to the market despite the increasing challenges builders and developers are facing.” MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 17
Advice | TARION REPORT
Ontario’s new home warranty continues to evolve By Howard Bogach
MORE ADVICE ONLINE ypnexthome.ca/news/advice
FOR MORE THAN 40 YEARS,
Ontarians have bought new homes with the comfort of knowing that important protections are in place. To build homes, all builders must be registered and demonstrate that they have a number of important competencies. They are also held accountable for their work by providing a mandatory warranty on each and every home they build. The principle behind these regulations is simple: New-home buyers should have a certain level of protection for such a significant investment. Not only are our homes likely the largest purchase we make in our lifetimes, but they are also where we build families and dreams. Since it was first created in 1976, Tarion has evolved and strengthened these protections. In March, the Ontario government announced plans to further evolve both the warranty administration and builder regulation by creating two new Designated Administrative Authorities (DAAs) to separate the building regulator function and the warranty function. While there are structural changes coming, the principle of consumer protection that lies behind the province’s new home warranty remains unchanged. It is also important to stress that these changes will take time. For now, it is business as usual at Tarion. Our award-winning customer service staff remain ready to provide information, resources, and answers to your questions on the province’s new home warranty.
The changes to come are part of a long evolution of consumer protection that began in 1976, when the warranty and builder registration became mandatory. Before then, there was little protection for new-home buyers. There were reports across the province of so-called “builders” accepting deposits from buyers without any intention of actually building the purchaser’s home. With no protection in place, new-home buyers had little recourse when their money was taken and their homes were never built. These schemes hurt consumers, legitimate builders and the reputation of Ontario’s building industry. The need for consumer protection was evident, and so builder registration became mandatory, along with the requirement to provide a warranty on every new home. Tarion – although called by another name – was created to regulate builders, administer the warranty and prosecute those who didn’t follow the rules. Some of our current staff have been with us since those early days. Over the years, the protections and regulations have grown significantly. In fact, Ontarians enjoy some of the strongest protections across the country. Not only have warranty coverage limits increased, but we are the first and only province to cover radon gas remediation and delayed closings. And, we continue to strengthen the warranty. Currently, we are consulting on how to expand deposit protection to better reflect the reality of today’s new-home buying experience. Over the years, Tarion has also made sure builders have been held to increasingly higher standards – most recently requiring them to complete educational competencies prior to registration. So, while the government works
Over the years, the protections and regulations have grown significantly. In fact, Ontarians enjoy some of the strongest protections across the country. through the changes that will eventually see a new structure for the delivery of new home warranties and builder regulation, Tarion continues to be here for new-home buyers and builders – just as we have since 1976. If you are planning to buy a new home, to build new homes or to live in one that is less than seven years old, Tarion is here for you. Visit us at tarion.com for more information about the protections for new-home buyers in Ontario.
Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.
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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 19
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Advice | MORTGAGE ADVICE
6 ways to reduce your mortgage costs By Alyssa Furtado
MORE ADVICE ONLINE ypnexthome.ca/news/advice
THE NEW YEAR is a good time for a
financial health check. And since for most homeowners’ financial wellbeing is directly linked to the cost of your mortgage, re-evaluating your mortgage is key. Before getting a mortgage, look at how much of your income goes towards your payments. When you review these costs, you should consider options that can lower your payments and reduce the amount of interest you have to pay. Here are three ways to access lower interest rates: 1. Get and keep a high credit score Maintaining a higher credit score makes you a more attractive debtor. This will enable you to negotiate a lower interest rate. Most financial institutions consider credit scores in the 800 to 900 range to be favourable. A long history of good credit will give you access to lower rates. Get your free credit score before meeting with an advisor. 2. Use a broker A licensed mortgage broker can give you access to the best mortgage rate possible. A broker can access a pool of both traditional and non-traditional lenders from which they can then offer you the lowest rates possible. Although brokers are paid by the lender, they are also acting for you and are not tied to specific lenders. 3. Consider a variable-rate mortgage The interest on a variable-rate mortgage is often lower than a fixedrate one. This enables you to pay less 20 YPNEXTHOME.CA
interest with your monthly payment. Choosing a variable rate comes with the risk of paying a higher rate at some point. That’s because the rate will change with the prime lending rate set by your lender. There are also ways to reduce the amount of interest you pay over the lifetime of your mortgage. Here are three strategies you can use: 4. Increase your down payment You can put down as little as five per cent to buy a home under $500,000, but when you put down less than 20 per cent you have to get mortgage insurance. A larger down payment also decreases the monthly cost of the principal and interest of your mortgage loan, as well as the total interest over the life of the mortgage. 5. Increase payment frequency When arranging your mortgage, ask your broker to structure it so you can make accelerated biweekly payments. If you do so, the monthly payment is divided by two and the frequency of payments increases
to 26 times a year from 12 times annually. Therefore, you’re paying the equivalent of 13 monthly payments a year and accelerating your payments, you’ll increase the amount that goes towards the principal. 6. Make lump-sum payments Ensure your mortgage allows you to make lump-sum payments. Making an annual lump-sum payment can help you pay off your mortgage years earlier and reduce your interest costs. THE BOTTOM LINE Reducing your mortgage rate and increasing how much you pay towards your principal will help you reduce your overall mortgage costs. It’ll also make your finances healthier because your monthly expenses will shrink and you’ll spend less to pay off your mortgage. Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, deposit rates, and insurance with the goal to empower Canadians to search smarter and save money.
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TREASUREHILL.COM | MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 21
Trending
Average GTA home price up 25 per cent, to $921K
NEW LISTINGS WERE UP by double-
digits in the Greater Toronto Area, according to April 2017 figures recently released by the Toronto Real Estate Board (TREB). Could this signal a pending shift to a more-balanced housing market? April saw 21,630 new listings on the MLS System, up 33.6 per cent April 2016. New lowrise listings increased by double-digits across all home types, including detached, semidetached and townhouses. New condo listings held steady. Total sales in the region were down 3.2 per cent year-over-year, at 11,630 transactions. TREB attributes the decline to Easter’s April arrival in 2017, versus March in 2016, resulting in fewer working days this year. Historically, most sales are entered into the MLS System on working days, TREB says.
MORE TRENDING ONLINE ypnexthome.ca/news
“The fact that we experienced extremely strong growth in new listings in April means that buyers benefitted from considerably more choice in the marketplace,” says TREB President Larry Cerqua. “It is too early to tell whether the increase in new listings was simply due to households reacting to the strong double-digit price growth reported over the past year, or if some of the increase was also a reaction to the Ontario Government’s recently announced Fair Housing Plan.” The MLS Home Price Index (HPI) Composite Benchmark Price was up by 31.7 per cent year-over-year in April 2017. Similarly, the average selling price for all home types combined was up by 24.5 per cent to $920,791. “It was encouraging to see a very strong year-over-year increase in new listings. If new listings growth continues to outpace sales growth moving forward, we will start to see more balanced market conditions. It will likely take a number of months to unwind the substantial pent-up demand that has built over the past two years. Expect annual rates of price growth to remain well-above the rate of inflation as we move through the spring and summer months,” says Jason Mercer, TREB’s director of market analysis.
22 YPNEXTHOME.CA
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geranium.com Prices and specifications are subject to change without notice. Inset photo is from a previous Geranium community. Brokers protected. E.&O.E. May 2017.
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2017-05-15 10:30 AM
Property Profile | ROSEHAVEN HOMES Cascade model suite at Affinity
cover story
ROSEHAVEN HOMES
There’s nothing better than being 25 ACTUALLY, IT’S JUST THE BEGINNING! This year, Rosehaven
celebrates the company’s 25th anniversary, and it’s going to make it one of the best years ever. Wait until you see what Rosehaven has planned for this year. And the year after. And the year after... The team at Rosehaven is passionate about architecture and design. Great architecture inspires them. Superior construction drives them. The result was clearly on display at three successful new launches this spring at Tiffany Hill in Ancaster, On The Ridge in Stoney Creek and Mount Pleasant in Brampton. Rosehaven offered new 24 YPNEXTHOME.CA
designs and architectural styles across the board, in singles, semis and towns. The public received the innovative modern selections with enthusiasm. Rosehaven is looking forward to expanding these design concepts in their upcoming new communities. GRIMSBY Rosehaven is very excited about the upcoming launch of its first ever highrise condo in Grimsby, steps from the lake and Casablanca Beach. STONEY CREEK At On The Ridge, a new release of freehold townhomes was a sellout success. Interested purchasers were able to make their appointments in advance online, for an orderly sale of the community. Lake Pointe at Stoney Creek was another resounding sellout with executive singles walking distance to the waterfront and next to the Fifty Point Conservation Area.
ANCASTER At Ancaster’s favourite Tiffany Hill community, Rosehaven sold out in record time of new Phase 2 singles, semis and freehold townhomes. This established neighbourhood of elegant detached houses on winding streets and quiet crescents is so highly sought-after that those interested in Phase 3 are urged to get on the list now by registering online. BURLINGTON Rosehaven successfully debuted Affinity Condominium in Burlington’s Aldershot neighbourhood. The community consists of two contemporary midrise buildings, each with fitness-yoga, party room, rooftop terrace and more. First to be released, Affinity West quickly garnered attention and is already 85 per cent sold, making it the best selling midrise condo in Burlington. This June, Rosehaven will launch Affinity East with new designs and spacious suites up to 1,272 sq. ft., as well as an additional party room. Given the appeal of this condominium, walking distance to Aldershot GO Station, LaSalle Park and trails, interested buyers should register tout suite at affinitycondos.ca OAKVILLE Randall Residences, the luxury Oakville condominium inspired by the timeless elegance of Beaux Arts Architecture in Paris, is currently more than 70 per cent sold. These luxury and penthouse suites range from 1,807 to more than 2,928 sq. ft. and include either private rooftop terraces or access to a common terrace for outdoor entertaining. Also coming to Oakville in 2017 will be a stunning selection of singles and towns at 6th Line and Burnhamthorpe.
Cascade model suite at Affinity
Contemporary Freehold Townhaus collection at Brampton’s Mount Pleasant community
BRAMPTON At Brampton’s popular Mount Pleasant community, Rosehaven recently unveiled a new release of singles and towns to eager buyers who had made online registrations. A great selection of townhomes remain, so a visit to the sales office will secure one of these spacious contemporary homes. The sales office has recently moved and is now open in the new location at 308 Buick Blvd., just two blocks north of Sandalwood Parkway off Mississauga Road. BRADFORD Dreamfields will return to Bradford with Phase 4. This fabulous community exudes charm and heritage. With Dreamfields, you will find Rosehaven’s exceptional design elements in a dream setting, surrounded by incredible golf courses, shopping, parks and more. HOLLAND LANDING Rosehaven’s first launch of Anchor Woods was an overwhelming success, and the builder is working hard to expedite the next phase in late 2017, so stay tuned. Whether it’s a townhome, semi, single or condo, there’s a quality Rosehaven Home for everyone. For more, visit rosehavenhomes.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 25
Trending
Fortress sells two development sites, townhomes coming soon to supply-constrained GTA MORE TRENDING ONLINE ypnexthome.ca/news
WITH THE GTA FACING serious supply constraint, Fortress Real Developments has announced the sale of two parcels of land in April, which will soon become home to townhome development. The Towns on Hall project in downtown Richmond Hill received OMB approval in early 2017 for 22 luxury three-storey freehold townhouses and includes an existing heritage home that will be relocated and restored. Meanwhile in north Pickering, the Brock Village project was recently re-imagined as a 59unit townhouse project, where a commercial and residential mixed-use development was originally proposed. The supply of ground-oriented new housing supply has declined to the lowest point since the turn of the century, with just 932 units remaining according to Altus Group Data, a 68-per-cent decline year-over-year, 26 YPNEXTHOME.CA
and a drop from over 17,000 units in 2006. New home builders and developers are desperate for product, and the inquiries on the availability of sites has been frequent throughout the development community. “With over 70 active real estate developments in our portfolio, we were comfortable disposing of a couple of our smaller sites, especially given the generous offers received for the Towns on Hall and Brock Village projects,” says Fortress CEO Jawad Rathore. “We were happy to extract the value created through the approval and assembly or these sites, and offer thanks to our partners and consultants for the realization of our planning objectives.” The lack of a supply is a major contributor to the rapid rise in new home prices in the GTA. Altus Group reported that new lowrise house prices in March topped $1.1 million, a
32-per-cent annual increase. “We have seen first-hand that the appetite for new single-family and townhouses projects is insatiable,” notes Senior Vice-President Ben Myers. “Our Stationwest project in Burlington with Adi Developments, and [the] Woodbridge Park project with Sierra Building Group in Vaughan had massive online registrations, huge opening day line-ups, and unprecedented sales velocity.” “Fortress continues to seek out high-quality real estate assets across Canada, and our development team is able to bring immense value to all the projects in our portfolio,” Rathore remarked earlier this year. “Real estate offers tremendous flexibility, with opportunities to exit a development at several different stages, and as we look forward, we anticipate a very busy 2017 as our portfolio of more than 70 sites matures.”
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 27
Trending
Draft plan offers sneak peek at the future of Port Credit – and it’s a beautiful thing! IF ALL GOES ACCORDING TO PLAN,
…continued on page 30 28 YPNEXTHOME.CA
The iconic Port Credit lighthouse at the mouth of the Credit River
Port Credit’s hub at Hurontario Street and Lakeshore Road West. The redevelopment aims to extend this bustling hot-spot westward to Mississauga Road, and south to the lake
PHOTOS BY LYDIA MCNUTT
Mississauga’s already-popular Port Credit neighbourhood is about to see a lot more action, with the recent announcement by West Village Partners (WVP) to develop a 72-acre former industrial site located at 70 Mississauga Rd. S. WVP will work with Port Credit residents and stakeholders on a plan to transform these lands into a complete, vibrant and diverse live/work/play waterfront community. The long-anticipated development is a joint venture of leading Canadian developers Kilmer Group, Dream Unlimited Corp., Diamond Corp. and FRAM + Slokker. WVP has developed a mixed-use master plan that builds upon the principles of the City of Mississauga’s Inspiration Port Credit vision, and recognizes the importance of thoughtfully integrating with the vibrant Port Credit neighbourhood. “We’re determined to deliver a special community that will raise the bar for architectural and design excellence, and to transform this section of the Port Credit shoreline into a dynamic waterfront community with places to live, work, shop and play,” says WVP spokesperson Ken Tanenbaum, vice-chairman of Kilmer Group, who was speaking at a recent event to unveil the draft master plan. Also in attendance were Mississauga Mayor Bonnie Crombie, Councillor Jim Tovey, Mississauga City Manager/CAO Janice Baker, and Port Credit community members. “The unveiling of the draft plan for this new development is proof that Mississauga is a city in demand, and that people continue to choose Mississauga to raise a family, find a well-paying job and enjoy an unrivalled quality of life,” says Mayor Crombie.
Artist’s Concept
U R B A N LU X U R Y C O N D O S Madison Lane Condos is a commuters dream. Located just 35 minutes east of Toronto, Bowmanville’s in-demand address has every modern convenience mere minutes away. All in a bustling community that’s soon to be home to a new GO station and future 407 extension. You’ll enjoy the luxury of having everything at your fingertips so that you can simply unwind, play and entertain.
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MadisonLaneCondos.com Specifications subject to 2017 change| without notice. E.GUIDE & O.E. MAY 27 - JUN 10, NEW HOME 29
…continued from page 28
EXPLORE PORT CREDIT VIRTUAL TOUR & VIDEO nexthome.yp.ca/port-credit
AT A GLANCE... The plan: To revitalize the 72-acre former industrial site with architectural excellence, connectivity, high-quality public spaces, community gathering spaces and parks to enhance the Mississauga waterfront. Location: 70 Mississauga Rd. S. What’s here: Home to Brickworks from the late 19th Century until 1927, and oil refinery from 1932 to 1985. The site was decommissioned in 1988.
WHAT’S PLANNED: » Approximately 2,500 housing units with 5,000 residents, including townhomes, midrise and highrise
» Approximately 200,000 sq. ft. of retail and office space » Approximately 1,000 jobs in construction and support services related to development, and an estimated 1,000 jobs postconstruction » Estimated $17 million realty taxes per year generated for City of Mississauga (2017 rates) » Community centre 30 YPNEXTHOME.CA
» Waterfront park with beach and ecological gardens
» Four green corridors linking the waterfront to Lakeshore Road
» Street system designed at an angle to harmoniously blend with patterns of the existing neighbourhoods to the west and the north, adding variety and offering open views to the waterfront
» Pedestrian walkways and bike routes
» The Village Square Central Street Promenade, featuring a series of street squares to draw the buzz of Lakeshore Road West down into the heart of the neighbourhood, and ultimately to the lake When: Site studies now underway with the goal of starting site work in fall 2017. Subject to approvals, phased construction anticipated to begin in 2019. Have your say: Later this spring, WVP will hold the first of a series of public meetings to engage with the community in delivering this landmark development.
Trade traffic for trails. Glance up as the morning sun weaves through the trees casting soft shadows on your path. Take a peaceful morning stroll, squeeze in a little yoga, and do it all again tomorrow. Welcome to the RiverBend life. Make the move west to London and enjoy new home savings worth smiling about.
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519.657.4333 RiverBendGolf.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 31
Inspiration | DESIGN SECRETS
THE HOME OFFICE How to make it work for you
By Jane Lockhart
MY OFFICE IS WHEREVER I happen to
be, in the car, at home or the design office – basically, wherever my phone is. But it’s hard to ignore how many in the work force are following the shifting trend to work part time or full time from home. There are many factors that can help make your home office a productive and beautiful place to work. Today’s wireless technology in the house allows you to work from almost any room, but pick one and make it yours. I always recommend a
home office be set up in a room with a door that closes and locks, rather than the dining room table or in an open concept loft or basement. For business calls and for concentration it’s best to have a door for privacy. If you need to share a space try to make it the guest room or a place that isn’t occupied during the day. The size of the room isn’t as important as how functional it is. Organization is key and the way to stay productive is with proper storage. Having the right place to
I always recommend a home office be set up in a room with a door that closes and locks, rather than the dining room table or in an open concept loft or basement.
32 YPNEXTHOME.CA
…continued on page XX
put everything can help contain clutter and keep your mind focused on what’s important. You’ll need organization systems for paper and cord/cable management to tame that tangle under your desk. Many office stores carry organizational solutions for computers and supporting tech, but custom built-in cabinetry is the way to go for storage. Every need can be addressed and interpreted into good-looking, yet practical storage. After all, if you’re going to spend eight hours in a space, why not make it functional and beautiful? Your personal style can carry through from the rest of your home to your office or you can create a unique, personal space that makes you happy just to be in it. Good lighting is one of the most important considerations. There’s no such thing as too much lighting, you can always turn something off. If you can, invest in recessed ceiling lights for clear, ambient lighting and good desk lighting for task work. Hire a designer to put together a lighting plan for you if you’re not sure what you need. The second important factor to consider is your chair. Get the most supportive, comfortable seat in the house, because you will be in it a lot. That means no dining chairs! An area carpet and drapery may seem like overkill in an office but both will help dampen sound. You’re still in a functioning household and sound travels both in and out of rooms, so remember fabric helps reduce the noise level. If you’re bringing in an electrician to update your lighting, ask about having some of the room’s wall outlets raised to counter height so you don’t have to crawl under your desk to plug in your computer. If you still work with a lot of paper (like me) you need space to spread stuff out. A computer is one thing
MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration
The second important factor to consider is your chair. Get the most supportive, comfortable seat in the house, because you will be in it a lot. That means no dining chairs!
– or maybe two things, you require for your job but a stretch of counter space can make life much easier. Many home offices integrate counters with cabinetry to eliminate the standalone desk. Whatever works for you is the right solution. But my last piece of advice is the most important to remember. The best way to tame that paper pile is to tackle it and let it go, so get a high-quality paper shredder and don’t forget to use it!
Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 33
Advice | LEGALLY SPEAKING
Deciphering legal language Deeds, transfers, mortgages, charges, discharges and undertakings By Jayson Schwarz
MORE ADVICE ONLINE ypnexthome.ca/news/advice
FOR THE AVERAGE homebuyer,
there are some legal terms that require translation. The Government of Ontario keeps records of every piece of property in the province. These records are called the “title documents.” The document on file that says who owns the property is called the “transfer,” or “deed.” All of these documents are filed with the government — a process that is called “registering” the document. When a bank lends money and gets a record of this loan on title, the document is called the “mortgage” or the “charge.” When the charge is paid off, a new document is filed with the government office and it is called a “discharge.” If only part of the charge is paid off, a document called a “partial discharge” can be filed. There are many other documents, but these are a good starting point. Usually when a developer/builder starts a new project, he/she will go to a bank or other financial institution and just like you, arrange for a mortgage or charge. The difference, however, is that this can be a huge charge. As an example, the builder/developer may have a $50- or $60-million “blanket” charge applied to enable him/her to create and build the project. The next thing that happens is that the house or condo is built and sold, and it is time for closing. In the Agreement of Purchase and Sale will be a clause that will relate to the discharge of that part of the 34 YPNEXTHOME.CA
blanket charge which affects the property you are buying. The builders’ lawyers (the good ones, in any case) add the clause that the purchaser will accept the promise (undertaking) of the builder’s lawyer to register the partial discharge in a reasonable period of time, but will give on closing two important things: a) a letter (“discharge statement”) from the bank or other financial institution (“mortgagee” or “chargee”) setting out how much money has to be paid to the chargee to obtain the partial discharge; and b) a direction from the builder to the purchaser, telling the purchaser to pay the amount of money needed to obtain the partial discharge directly to the chargee. The clauses I will not accept stop with the purchaser being forced to accept the builder’s or the builder’s lawyer’s undertaking to register a partial discharge, without the other information. Now, I do not believe the builder or the builder’s lawyers who do not include this information would give the promise without meaning it, but what about things out of their control?
For example, if: » the builder goes bankrupt » the builder has a dispute with the bank » some other party seizes the money from the builder » the builder has an internal shareholders dispute and assets are frozen » the lawyer goes to Argentina with the money » the builder goes to Tahiti with the money If we had followed a) and b), none of that would matter. My complaint is that it does not cost the builder anything to give this peace of mind and security to the purchaser. It is just usually the fault of a lawyer trying to prove how good he or she can be. Watch for these tricky clauses and consult a lawyer, because only a lawyer can provide legal advice and care enough to catch these kinds of things. Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.
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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 35
Trending
Heathwood H.O.M.E. Award a testament to customer service HEATHWOOD HOMES recently
received Best Customer Experience in Ontario at the 7th CustomerInsight Homeowner Mark of Excellence (H.O.M.E.) Awards. CustomerInsight is a Calgary-based customer experience research company. The Best Customer Experience Award is based on one-month and 13-month postpossession reviews by homeowners, which is a true testament to how the nominees treat their purchasers. Heathwood Homes has long been one of the most respected builders in Ontario and has earned the public’s trust. The tagline Home at Last sums up the company’s customer servicedriven commitment. Heathwood operates on the basis that service begins the moment potential purchasers enter the sales offices and continues to long after move-in. The website, homeatlast.com, is a comprehensive, easy-to-use resource for Heathwood
owners, with descriptions of the home-buying process every step of the way. Visitors to the website can find out about construction, a checklist and moving tips, maintenance, warranty information, emergency numbers, useful forms and even information on The Mikey
Heathwood Homes has been bringing communities to life for more than 40 years, and has earned a reputation as a builder with a difference Network, the charity Heathwood and The Heron Group founded in 2003 to place public-access defibrillators called Mikeys in at-risk public places. The website also contains a section called Decor Store Experience – an example of how Heathwood goes to fulfill its service commitment. In addition to providing a wealth of information online, Heathwood recently treated purchasers at Country Lane, the master-planned community in Whitby, to a special seminar to help them prepare for their colour-selection appointment. Heathwood Homes has been bringing communities to life for more than 40 years, and has earned a reputation as a builder with a difference. More information on Heathwood’s communities can be found at heathwood.com
36 YPNEXTHOME.CA
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The Mikey Network is working to create awareness about heart healthy education and providing free tools to educate Canadians on how to perform CPR and operate a Mikey AED. Join TEAM MIKEY for a day full of fun activities – all dedicated to raising funds and awareness. People of all ages and abilities are coming together in their choice of a 1K, 3K, or 5K Walk, 5K or 10K Run, chair exercises, and lots of fun Kids Activities.
Saturday, May 27, 2017
Ontario Science Centre and E.T. Seton Park
JOIN US AND RAISE MONEY FOR THE MIKEY NETWORK If you can’t join us for the Walk, then please consider making a donation!
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mikeynetwork.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 37
HEAT-MIK-A-AD-WOL-NHC-APR18-1.indd 1
2017-04-18 1:54 PM
Inspiration
Party like a
PINEAPPLE By Elisa Krovblit
Juicy, sweet and oh-so-bright yellow, as a friend recently said to me, “Who doesn’t love a pineapple?” Too true – we love that cute little fruit and will enjoy using it in our decor since, aside from the Piña Colada, it has made its whimsical way into this season’s hottest home accents – especially for entertaining.
allen + roth Green Earthenware Pineapple Tabletop Accent $20 lowes.ca
Party Like a Pineapple Outdoor Cushion $11.50 walmart.ca
Pineapple Swizzle Sticks $15/set of 4 crateandbarrel.ca
Large Pineapple Jar $45 indigo.ca
Pineapple Doormat $12 simons.ca Pineapple Lounge Chair $70 homesense.ca
38 YPNEXTHOME.CA
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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 39
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Model Home Photo Compliments of Averton | www.averton.ca
Averton is actively creating modern, affordable luxury that pushes the boundaries of traditional home design. Every feature in an Averton home is designed with unparalleled craftsmanship and integrity to ensure it has a lasting connection to your lifestyle. At Averton – design is everything.
MAY 2017
Averton has been featured as “Model HOME Of The Month” as seen in the New Home Guide model home calendar
Hot Properties
Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca
LATEST LISTINGS
HILLSBOROUGH FRENCHMAN’S BAY
By: Andrin Homes City: Holland Landing Housing type: 38-, 40- and 45-ft. detached homes in a master-planned community andrinhomes.com
GLENWAY By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwayliving.com
JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com
SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com
FRENCHMAN’S BAY
HILLSBOROUGH
preview registration
By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca
By: Great Gulf City: Holland Landing Housing type: 36-, 40- and 45-ft. detached homes on Hwy. 7, north of Davis Drive greatgulf.com
ALLEGRO
THE VILLAGES OF KILLARNEY BEACH
GEORGIAN SANDS
By: Geranium Homes City: Aurora Housing type: 52- and 61-ft. cul-de-sac homes from more than $2 million allegroaurora.com
WHITE PINES OF BRACEBRIDGE By: Mattamy Homes City: Bracebridge Housing type: Bungalows and two-storey homes on 66-ft. lots mattamyhomes.com
HOMETOWN CREEMORE By: Alliance Homes City: Creemore Housing type: Bungalow and two-storey on 60- and 72-ft. lots from the mid $400’s hometowncreemore.ca
42 YPNEXTHOME.CA
By: Ballymore Homes City: Innisfil Housing type: New release of 40-, 50- and 60-ft. lots ballymorehomes.com
RADIANCE By: DIAM Developments City: Innisfil Housing type: Townhomes with up to five bedrooms from the upper $400’s radianceinnisfil.ca
CONDOMINIUMS OF CORNELL By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com
By: Elm developments City: Wasaga Beach Housing type: Towns and singles georgiansands.com
QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com
VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com
…continued on page 44
Ontario’s best source of real estate information to
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房地產出現危機？ 什麼危機？
2017 MODEL SUITE CALENDAR AN EXCLUSIVE COLLECTION OF THE MOST BEAUTIFUL CONDOS
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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 43
LATEST LISTINGS
Find your next home! Find more properties at ypnexthome.ca
…continued from page 42
CITYLUX TOWNS
AFFINITY CONDOMINIUMS
By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com
BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com
COBBLESTONES SOUTH By: Fieldgate Homes City: Brampton Housing type: 36-ft. singles up to 3,481 sq. ft. fieldgatehomes.com
SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com
City: Bowmanville Housing type: 40- and 45-ft. singles located at Middle Road and Concession Road 3 treasurehill.com
THE LOGGIAS IN RICHDALE
MADISON LANE
By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com
By: Reid’s Heritage Homes City: Bowmanville Housing type: Urban luxury condos from 650 to 1,200 sq. ft. madisonlanecondos.com
DOWNSVIEW PARK
YOUNG’S COVE
By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca
By: Briarwood Homes City: Carrying Place Housing type: Bungalows and two-storey homes on 65- and 150-ft. lots youngscove.ca
TIFFANY HILL
AFFINITY CONDOMINIUMS
By: Rosehaven Homes City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca
By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com
CHELSEA MAPLE STATION
new openings
By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com
TOWNS AT ROUGE VALLEY By: Tribute Communities City: Scarborough Housing type: Urban townhomes mytribute.ca
ORCHARD WEST By: Treasure Hill 44 YPNEXTHOME.CA
NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com
TIME By: Treasure Hill Homes City: Aurora Housing type: Urban towns up to 1,500 sq. ft. treasurehill.com
VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com
CORNELL ROUGE By: Madison Group and Forest Hill Homes City: Markham Housing type: Freehold towns and singlefamily homes cornellrouge.com
NEIGHBOURHOODS OF MOUNT PLEASANT By: Rosehaven Homes City: Brampton Housing type: New release of towns and singles lovemountpleasant.com
KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com
Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca
Homebuyers’ Help
Compare mortgage rates for your best deal CHARTERED BANKS
variable
ATB Financial
2.1
Alterna Bank
2.25
Bank of Montreal
2.6
Bank of Nova Scotia
2.9
CIBC
2.7
6 months
1 year
2 years
3 years
4 years
5 years
4.1 4.10op 4 6.30op
2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op
2.39 4.10op 2.74
2.36
2.57
2.69
2.64
2.55
2.6
3.19
2.54
4.09
2.59
3.09
3.39
3.89
4.64
2.79
2.54
4.09
4.79
3.04 2.29
3.65 3.39
4.39 4.09
4.64 2.39
2.64 2.94
2.64 2.84
3.19 2.89
3.29 2.89
3.04
3.39
2.64
2.69
2.79 2.34
3.34 2.54
3.99 2.64
4.44 2.69
2.84
2.36
2.57
4.64
3.24
3.49
3.69
2.69
6.95op 4.55 6.45op 6.95op
Equitable Bank HSBC Bank Canada
2.19
ICICI Bank Canada Manulife Bank
2.75 2.7
National Bank
n/a
President’s Choice Finan Royal Bank
2.7 2.7
4.45 6.20op 4.45 4.4 6.70op
7.00op TD Canada Trust Tangerine
2.34 2.3
2.99 7.00op 3.04 4.00op 3.19
TRUST COMPANIES Community Trust Effort Trust
n/a n/a
Home Trust Investors Group Trust
2.35 n/a
MTCC
2.9
6.5 4.5 6.30op 3.95 4.2 6.50op 4.55 6.45op
3.14 3.5 6.30op 2.69 3.14 6.30op 3.29 6.50op
3.25 3.6
3.95 3.8
4.39 4.5
4.64 4.6
2.14 3.09
2.59 3.39
2.74 3.89
2.84 2.54
3.09
3.39
3.89
4.64
4 6.30op 6.2 6.40op 3.1 4.25 6.50op
2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39
2.74
2.64
2.74
2.64
2.89
2.95
2.99
2.89
2.64 2.99
2.64 2.99
2.84 3.1
2.84 3.14
3.2
3.65
4
4.5
2.79
3.39
3.89
2.59
3.04 2.85
3.15 2.95
3.89 3.05
3.89 3.15
2.39
2.49
2.59
2.69
OTHER FINANCIAL INSTITUTIONS Alterna Savings
2.28
Comtech Fire C.U.
2.6
First National Fin. LP IC Savings
2.7
Luminus Financial
3.25
Meridian Credit Union
2.3
PACE Savings & C.U. Parama Credit Union
2.65
Steinbach Credit Union
2.25
5.05
ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 8, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700
MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 45
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projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE
CONTACT INFO
continued from page 48 PROPERTY TYPE
PRICE RANGE
PIN
MAP FINDER
Mattamy Homes
Queen’s Common
mattamyhomes.com
D
T
91
27O
Mattamy Homes
Seaton Taunton
mattamyhomes.com
D
T
44
24N
29
Reid’s Heritage Homes
Madison Lane
madisonlanecondos.com
21
Treasure Hill Homes
Orchard West
treasurehill.com
T
Treasure Hill Homes
Shift
treasurehill.com
T
70
25N
Treasure Hill Homes
Urban Town Living
treasurehill.com
from $390,000
70
25N
Andrin Homes
Hillsborough Holland Landing
andrinhomes.com
from $820,000
51
18E
Briarwood Homes
Mill Street Village
millstreethomes.com
from $560,000
20
12E
Briarwood Homes
Pretty River Collingwood
1-888-257-1999
Great Gulf
Hillsborough Holland Landing
greatgulf.com/hillsborough
51
18E
Great Gulf
Sharon Village
905-478-7362
65
20E
Great Gulf
Summerlyn Village
905-775-3461
from $700,000
52
17D
Mattamy Homes
The Estates of King Township
mattamyhomes.com
74
16I
Mattamy Homes
White Pines
mattamyhomes.com
D
Rosehaven Homes
Anchorwoods Holland Landing
anchorwoods.ca
D
86
19E
Treasure Hill Homes
Acacia Estates
treasurehill.com
56
16J
Treasure Hill Homes
The Estates of King Township
treasurehill.com
87
16I
Great Gulf
Trafalgar Landing
905-844-1605
30
8V
Great Gulf
Westfield
905-866-6876
D
from $537,000
24
8P
Mattamy Homes
Hawthorne South Village
mattamyhomes.com
D
59
6S
Mattamy Homes
Mount Pleasant North
mattamyhomes.com
60
7O
Mattamy Homes
Mount Pleasant Village
mattamyhomes.com
93
8O
Mattamy Homes
River Mill
mattamyhomes.com
Mattamy Homes
The Preserve
mattamyhomes.com
29
7V
Mattamy Homes
Topper Woods
mattamyhomes.com
T
Mattamy Homes
Wildflowers
mattamyhomes.com
T
Sifton Properties Ltd.
Riverbend
519-657-4333
Treasure Hill Homes
Tiara Estate Collection
treasurehill.com
78
11L
C
from $285,000
from $700,000
North 15
D
S
T
D
T
D
T
S
T
from $2360,000
D
West
31
T
T
T
D
C
T
D
from $350,000
T
from $1000,000
Property Type D Detached S Semi-Detached T Townhome
projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE
CONTACT INFO
PROPERTY TYPE
PRICE RANGE
PIN
MAP FINDER
Central Andrin Homes
Glenway in Newmarket
GlenwayLiving.com
D
from $700,000
68
18F
19
Forest Hill Homes
Bridle Path of Thornhill
foresthillhomes.ca
D
from $2900,000
50
16E
5/19
Forest Hill Homes
Cornell Rouge
905-472-9556
T
from $1000,000
16
23M
19
Forest Hill Homes
Jefferson Forest
foresthillhomes.ca
D
T
from $1200,000
10
18J
23
Geranium Homes
Allegro
allegroaurora.com
D
from $2000,000
101
18H
Geranium Homes
Corporate
geraniumhomes.com D
Geranium Homes
Twelve on the Ravine
12ontheravine.com
D
T
from $1700,000
89
22P
Geranium Homes
Vista at Cardinal Point
vistaflatsandtowns.com
D
T
from $420,000
12
22J
7
Great Gulf
Corporate
greatgulf.com
T
5
Madison Group
Cornell Rouge
905-472-9556
T
16
23M
Mattamy Homes
Alderidge
mattamyhomes.com D S
from $1230,000
82
13S
Mattamy Homes
Canopy at Downsview Park
mattamyhomes.com
37
15P
Mattamy Homes
Cornell
mattamyhomes.com D
from $2900,000
17
22M
BC
Mattamy Homes
Cornell
mattamyhomes.com
from $470,000
17
22M
IFC/1
Mattamy Homes
Corporate
mattamyhomes.com D
Mattamy Homes
Downsview Park
mattamyhomes.com
37
15P
Mattamy Homes
Kleinburg Summit
mattamyhomes.com
D
T
84
13K
Mattamy Homes
Richmond Green
mattamyhomes.com
D
T
41
18K
Mattamy Homes
Thomson Towns
mattamyhomes.com
T
95
20P
Mattamy Homes
Upper Summerside
mattamyhomes.com
T
42
19R
Mattamy Homes
Vita on the Lake
mattamyhomes.com
from $350,000
39
14S
Rosehaven Homes
Corporate
rosehavenhomes.com
T
Treasure Hill Homes
Aurora Views on Wellington
treasurehill.com
T
from $1460,000
57
19H
Treasure Hill Homes
Time
treasurehill.com
T
from $600,000
72
18H
Treasure Hill Homes
Victory Heights
treasurehill.com
T
6
18L
9
Andrin Homes
Corporate
andrinhomes.com
27
Briarwood Homes
Young’s Cove
youngscove.ca
12/13
Madison Group
Frenchman’s Bay
madisongroup.ca
98
24O
11
T
T
C
S
T
C
C
East
continues on page 47
D
T
S
T
T
C
from $470,000
Property Type D Detached S Semi-Detached T Townhome
Baxter
Line
Line
Line
Line
8th
10th
Ar t
es Disse i tte an In du St stri
Line
Line
Line
Line
5th
11th
SC a
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Ave Ave
Jarvis St
Parliament St
University Ave
tC an al
35
Jones Ave Pape Ave
Bro adv iew
e
Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St
Queen St W King St W Front St W
Eg
Moore Ave
Bayvi w
Ma St in
Rd
3rd
Scotch
Mo rn
Am eric an Dr
Clay
6th
W eston Rd
Conc
7th 6th
4th
7th
Conc
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Conc
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Line
5th
Rd
Rd
EHS
EHS
EHS
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4th
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Melanctho n - Mulmu r Townlin e
Line
Line
5th
4th
Prince
Mono C
27-28
24-25
Sideroad
Sideroad 27-28 Sideroad
Simco
Laird Dr
36
Mt Pleasant Rd
St Clair Ave W
Toronto Avenue Rd
Browns Line
le Brid
1
Christie St
r vic e Rd
Post R
Davenport Rd Dupont St
Lansdowne Ave
Se
York Mills Rd
Spadina Rd
d
Sheppa
Lawrence Ave W
Va ug ha nR d
Ossington Ave
e
Allen Rd OakwoodAve
Edgewood Rd
Willow
Glencairn Ave
Rogers Rd
Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk
Moffat Rd
Wilson Hts Blvd
Caledonia Rd
Carey St Rd
r
37
Cumm
Willowdale Ave
Senlac Rd
Dr
39
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Lake Shore Blvd W
Park Lawn Rd
Judson St
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Prince Edward Dr Royal York
The Queensway
82
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Norseman St
Runnymede Rd
ia Rd Caledon
Th Burnhamthorp eR d Bloor St W
Drewry Ave
Eastern Av
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Rd
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ore esh Lak
Rd
Rd
ld d
New W estmins ter Dr
Sen tinel
Oakdale Rdy
Downsview
Old
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North York
Grandra v i ne D
Tre the wey Dr
Centre St
71
Rd ian Lorne Ind
19
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Lin
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Keele St
Jane St
Weston Rd
407
Maple Leaf Dr
eK ing
Carrville Rd
Summeridg e Dr
HWY
Norfinch Dr Dr
River
Langstaff Rd
Wilson Ave
Rathburn Rd
6
53
55
ar nm Fe
Islington Ave
400
Etobicoke
The East Mall
Meddaugh Rd
Peter Rupert Ave
Pine Valley Dr
Bass Pro Mills Dr
n ow thd Sou
Middletown Rd
Dufferin St
Richm
McNaughton Rd
Dr or ds Win yal Ro
Dr Ford
Middletown Rd
Weston Rd
Teston Rd
49
St rr Ke
Rd
Bathurst St
Mill Rd
1
Jefferson S
Gamble Rd
4th e Lin
Middletown
Bloomington Rd
King-Vaughan Rd
Kirby Rd
Langstaff Rd
Weston Downs
Finch Ave W
Kipling Ave
d Blv Haig
Rd
d Blv
Lennon Rd
Dufferin St
Jane St
74
Eastlake
d ell R rtw Cha
r
Rd
Fraser St
Jane St
Wanda St
Holancin Rd
Rd Wist Rd Davis
Hend
56King Rd
Rutherford Rd
73
Rexdale
Evans Ave Horner Ave
Barrie St
Sideroad 10
Coffey Rd
Rupke Rd
7th Concess ion
87
11
The Westway
The West Mall d lR Mil
ve rA ate Rd Atw re ho kes La
16th Sideroad
oss Dr Kingcr
Dixon Rd
Renforth Dr
Rd
53
Steeles Ave W Martin Grove Rd
Carlingview Dr
QEW
la eo Min
W
Snowball
55
56
409
427
py Ex er rdin Ga
20
McKinstry Rd
Sideroad 5
River Rd
Leonard Rd
8th Concess ion
Clarence St
72
Woodbridge
Blv d
Miller
6
Kipling Ave
McGillivray Rd
Hunting ton Rd
17
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kwy nP
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Cooksville
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403
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Rose
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Concessio n Rd 5
Concessio n Rd 4
Concessio n Rd 3
Concessio n Rd 2 Mono/Adjala Town Line
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403
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31
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1st Line
Camilla
2nd Line
11
5th Sideroad
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8
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10
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3rd Line
D
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4th Line
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20th Sideroad
6th Line
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15th Sideroad
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5
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19
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2
7th Line
8th Line
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9th Line
10th Line
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124
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Skelding Rd Dawson Rd
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17
Cooney Rd
Co
G Jewel Rd
Vickers Rd
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Lawrence Rd
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35 115
Bell-wood Dr
Arthur St
Golf Course Rd
Moffat Rd
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Mill St
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4
Leskard Rd
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14
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Old
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H Corneil Rd
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Rundle Rd
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34 Bloor St
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Concession 11 Concession 10
20
Concession Rd 4
Salem
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Taunton Rd
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J
Hampton
Solina Rd
Washington Rd
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Vannest Rd
59
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Pebblestone Rd Tooley Rd
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Solina
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Lettner Rd
Old Scugog Rd
Ormiston Rd Langmaid Rd
Grandview St N
P
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ll i p
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Townline Rd
58 King St
Bond St Gibb St
55
62 hi
Hoyer Rd
Nestleton Rd
Cartwright West Quarter Line
Sandy Rd
Graham Rd Russell Rd
Wilson Rd
Ritson Rd
Harmony Rd
35
Adelaide Ave
22 rth St Went wo
60
Enniskillen 3
Sand Bar Rd
Ogemah Rd
Washburn Island Rd
Rd Conlin Rd
54
Concession Rd 10
Concession Rd 7
Park Rd
Stevenson Rd
Halls Rd
Pickering Beach Rd
Shoal Pt Rd
Westney Rd
Harwood Ave
Squire Beach Rd
Sandy Beach Rd
Henry St
Burns St
Valentia Rd
Eldon Rd
Beacroft Rd
Mississaugas Trail
He ad
Simcoe St 53
Barry Moore Rd
Bush Rd
White Rock Rd
Fingerboard Rd
Sim coe St Harmony Rd N
Ritson Rd
52
Dundas St
3rd Concession
Barry’s Rd
Station Rd
Old Simcoe Rd
Stevenson Rd N
36
4
Mountjoy Rd
57
Janetville
Fallis Rd
Cadmus
Devitts Rd 57
Byers Rd
3
34
Nestleton
McKee Rd
Concession Rd 9
33
Oshawa
28 Ma nn in g Rd
Hopkins St
Cochrane St
Brock St
Salem Rd
Victoria St
Garden St
3143
Whitby
Taylor’s Rd
Sideroad 18
Sideroad 18A
Thornton Rd
Columbus
Bradburn Rd
Burketon
Boundary Rd
Winchester Rd
2
Mariposa/Ops Bdry
Eldon Rd
Ridge Rd Stevenson Rd N Columbus Rd
16
Thickson Rd
Anderson St
12
Eden Rd
Sideroad 18A
Till Sdrd
Duffs Rd
Cochrane St
Cedarbrook Tr
McQuay Blvd
Halls Rd
Ravenscroft Rd
Riverside Dr
Church St
Brock Rd
Liverpool Rd
Dixie Rd
Valley Farm Rd
eE Av
44
Ashburn Rd
Salem Rd
Westney Rd
Country La
Coronation Rd
Halls Rd N
Lyndebrook Rd
91
41
24
Heron Rd
Country La
Kinsale Rd
Sideline 4
Greenwood Rd
Sideline 22
Sideline 22
2
Howden Rd
26
19
Raglan Rd
Raglan
7 12
3
Rossland Rd
Shirley Rd Coates Rd
Myrtle
Brooklin
Taunton Rd
Ajax
Diamond Sideroad
Bryant Sdrd
Sideline 2
Ashburn
5th Concession Rd
31
Scugog Line 3
t Rd
Malcolm Rd
Edgerton Rd
Church St
2
Scugog Line 2
Brawley Rd
Greenwood
HWY
Rd
Myrtle Rd
Scugog
Scugog Line 4
Chalk Lake Rd
Dagmar Rd
Balsam Rd
Paddock Rd
31
oin
Concession 14
Proutt Rd
Reach St
Grey Sideroad
High P
Mount Zion
70
Bayly St
98
Balsam Sideline 5
Sideline 24
Whites Rd
ton gs Kin
38 Sheppard Ave
Lawrence Ave E
West Hill
Rosebank Rd
Altona Rd 27
rd pa ep Sh
nR sto ng Ki
Meadowvale Rd
Rd rth nfo Da
Beare Rd
Scarborough 42 St Clair Ave E
Guildwoo d P
44
Finch Ave
Sideline 12
North Rd
Sideline 28
7
Concession Rd 3
Plug Hat Rd
Military
Morningside Ave
Dr
Bellamy Rd
Midland Ave
Daw es R d
Coxwell Ave
Woodbine Ave
Greenwood Ave Donlands Ave
Victoria Park Ave
Eglinton Ave E
Milner Ave
4th Conc Rd
89
il Tra
Brim o rt on
Scarborough Golf Club Rd
Brimley Rd
Pharmacy Ave
ath eP
Birchmount Rd
95Ellesmere Rd
Sewells Rd
401
Don Vally Pkwy
Don Mills Rd
Neilso n R d
Nugget Ave
evin McL
E Ave
Old Finch Ave Rd
Whitevale
Westney Rd
Sideline 14
Sideline 22
Sideline 24
Sideline 34
Box Grove Steeles Ave E
Sideline 14
Sideline 16
Sideline 20
Sideline 26
Sideline 32
71
Tapscott Rd
tingwood Dr H un
Middlefield Rd
Leslie St
O’Co n
Pickering
407
11th Line
ark Dr
Denison St
Sheppard Ave
Mortimer Ave
wy
9th Line
14th Ave
71
Markham Rd
n Rd Alde
ard Ave
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7
Hill
8th Concession Rd
Whitevale Rd
404
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17 16 Locust
7th Concession Rd
7
Agincourt
glinton Ave W
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HWY
McNicoll Ave
Rd
Reesor Rd
Co
Passmore Ave
mer Ave
ve
d
Main St
Woodbine Ave
Leslie St
Unionville
Esna P
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17th Ave
Markham 73
12
John St
Major Mackenzie Dr
25
al
16th Ave
69
Markham-Pickering Townline
6
67
Glen Major
1
Claremont
57
Jobb Rd
Uxbridge Pickering Townline
5
Elgin Mills Rd
Pine Pt Rd
Ma Brown’s Rd
Beacock Rd
Pine Rd
Webb Rd
Altona
Dicksons Hill
48
D on
Warden Ave
mond Hill
65 Kennedy Rd
Victoria Square
McCowan Rd
19th Ave
29
41 49
Stouffville 12
Main St
10th Line
Jefferson
Glasgow
Houston Rd
Allbright Rd
Lakeridge Rd
Stouffville Rd
14
Sideroad St
Markham Rd
10
Bethesda Rd
Bethesda
Rd
Scugog Line 6
Rd st Ma
Sunset Beach Rd
Secord Rd
F
Mabels Rd
L AKE SCUGOG
Utica
Brock Rd
Yonge St
Whitchurch-stouffville
nd Isla
Epsom
Ried Rd
40 34
Demara Rd
Whitfield Rd
Scugog Line 8
Ward Rd
21
47
Spadina Sdrd
R
Goodwood Rd
HWY
Blackwater Rd
Uxbridge
Prouse Rd
Wetheral Sdrd
Brookdale Rd
Cottage Rd
Rainbow Ridge Rd
7
8
Medd Rd
Wagg Rd
Hillsdale Dr
Marsh Hill Rd
d
O’Beirn Rd
47
E
28
7 Mile Chandler Dr Island Rd
Harper Rd
Scugog Line 9
HWY
. La ier oz Cr
7
Cross Creek Rd
Pogue Rd
Clements Rd
Scugog Line 9
D
Ramsey Rd
Lin 17
Kent St
4
Cricket Hollow Rd
16
Hood Dr
C
Ranch Rd
Seagrave Cookston Rd
4
Long Rd
Little Britain Rd
Little Britain Rd
Zion Rd
Algonquin Rd
Scugog Line 12
Cragg Rd
8th Conc Rd
Vandorf Rd
Aurora
47
7th Conc Rd
Aurora Rd Lak es
Jesse Thomson Rd
Scugog Line 12
Re ach St
HWY
7 12
Marsh Hill
Canton Rd 8
6th Conc Rd
8
Sideroad 17
Ballantrae 15
e hor
derson Dr
Wesley Cors
Saintfield Blue Mountain Rd
Ball Rd
Roseville Siloam
St Johns Rd
Royal Oak Rd
Fenelon Bdry
Dewdrop Rd
Cresswell Rd
Salem Rd
Little Britain Rd
6
B
Taylor Corners
Farmstead Rd
Kawartha Lakes
Brock-Scugog Townline Rd
1
23
4th Conc Rd
57
St John’s Rd
Farmstead Rd
Pinedale
Scugog Line 14
Uxbridge
3nd Concession Rd
72
14
7 7th Concession
6
Oakwood
7A
Cambray
GrahamRd
13
Victoria Corners Rd
A
18
Manilla
2nd Concession
Victoria Corners
9
Skyline Rd
9th Concession
6th Concession
Foster Dr
Feasby Rd
2nd Concession Rd
Bayview Ave
Wellington St
Woodbine Ave
26
Sideroad 17
Cherry St Faulkner Ave
Bogarttown
Sideroad 17A
1
St John’s Sideroad
Bow St
4th Concession
13
Davis Dr
Cedar Valley
Vivian Rd
74
13
Weirs Rd
11
Sunderland
Goos
Quaker Rd
5th Concession
Shier Rd
Mulock Dr
Vallentyne
Zephyr Rd
Leaskdale Rd
Sandford
Sandford Rd
King St
Peniel Rd
46
10th Concession
21
Cameron 9
Rd
33 The Glen Rd 34 Black School Rd
11th Concession
Islay
Rd
9
Valley
32 12
8th Concession
6
Grasshill
Woodville
Cannington
9th Concession
Vrommanton
23
Kennedy Rd
York-Durham Line
Newmarket
Brock Rd
Davis Dr
Udora
8th Conc Rd
68
Lake Ridge Rd
West Franklin
82
Linden
31
Derryville 12
St
King
2
Concession
30
Brock
Woodville
2
6th Concession Rd
19
Bales Dr
Weir’s Sideroad
Herald Rd
St
t
14th
29
Hartley
Lorneville
10
5th Concession Rd
ain M
Wilfrid
10th Concession
Fowlers Rd
5th Concession Rd
Green Lane
r’s Sideroad
39
Ashworth Rd
9th Concess ion
Rd Franklin
38
Ravenshoe Rd
4th Concession Rd
Mount Albert Rd
13
12
Cedarbrae
3rd Concession Rd
Rd
65
28 13th Concession
Rd
Q u a r ter
Lorneville
46
Brock-Thorah Townline East
Concession
21
Brewster Rd
Zephyr
Centre St
ng ndi La
Farr Ave
13
Cedarbrook Dr Rd
Old Shiloh Rd
39
Hollingers Rd
Doane Rd
Bridle Path
Smith Blvd
Meyers Rd
Orchard Ct
Sand Rd
77
Hornes Rd
East Gwillimbury
48
14th
27
Old Homestead Rd
Foot Dafoe St St
48
Queensville Sideroad
Queensville
Doane Rd
51
Cole Rd
Morning Glory Rd
Georgina
Leitch Rd
Boag Rd
Maple Hill
8
26
Dr
g Irvi n
81
Brown Hill
Holborn Rd
86
45
51
Ravenshoe
79
Frog St
3
2nd Concess ion
77
1 Ho m Sdrd lla nd
Boag Rd
Rd
18
Prout Rd
38
Holborn Rd
ing ter Ca
25
Audubon Way
2nd Concession Rd
Holland Marsh Leslie St
10th Line
32
24
Latimer Rd
Miles Rd Blake Ave
Ravenshoe Rd
Rd
Carley Rd
The Queen sway
West ury
st re nc ve Ra
Virginia
Park Rd
Pollock Rd
Glenwood Ave
Line 12
Cryderma n’s Rd
Morton Ave
COOK’S BAY
Line 13
Morning Sdrd
23
Thorah Beach Port
Point
Concession Rd 3 Thorah
Concession Rd 2 Thorah
Sideroad 17
Mile Lane nt ry Bethel Side Rd
Baldwin Rd
Fennell
Rd
Sutton
BrockThorah Twnl W
Lloyd Sdrd
22 Cou
Old Homestead Rd
River
Rd
Island View
Maple Beach
Duclos Point
P e ff e r l a w
21
Black Hi
Rd 9 ing
Lockie Sd Rd
Church St
Gilford Rd
Ho us eR d
Base Line Rd
8A
Briars 80 Pk
Stoney Batter Rd
20
Jacksons Point
3
Rd
e dge
Park Rd
3
Deer Park Rd
Boyers Sideroad
Rd
Lasher La Valley Vie w Dr
4
DeGrassi Point
19
20th Sideroad
18
Line
h ore
St gh
hill
The Que ensw ay
Harbour St Pine Ave
Killarney Beach Rd
Roches Point
Island Grove
Metro Rd
Willow Beach
Dalton Rd
t tS ar Ew
39
3rd
e Lak 78
H
Belle Aire Beach Rd
Lake
Dr
S
d eR
Mapl
nisfil
23
Nantyr Park
Civic Cen tre Rd
20th Side road
Line
Line
Virginia Blvd
7th
6th
Cate r
Nantyr
John’s Rd
Barclay
L ak
ROOFTOP TERRACE WITH OUTDOOR BARBECUE AREA
FRESH URBAN CONDOS NOW AVAILABLE IN CORNELL
NOW OPEN Get the best of city living with everything you need right at your fingertips in Mattamy’s latest condo in Cornell. • 1-Year Included Condo Fees • Suites from 1Bed + Den to 2Bed + Den, ranging from 725 SQ.FT. to 1302 SQ.FT. • Condo Amenities; Fitness Centre, Party Room & Rooftop Terrace with BBQ • Conveniently located; Across the Street From Markham Stouff ville Hospital & The Cornell Community Centre
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Condos Starting From $ 469,990 SALES CENTRE 3150 Bur Oak Avenue
A Mattamy home is a HOME YOU’LL VALUE for a lifetime • 2017 BILD Home Builder of the Year SALES CENTRE HOURS
Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm
MODEL SUITE HOURS
Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Broker Protected. E.&O.E.