GTA New Home Guide - Aug 22, 2015 by NextHome

Aug 22 - Sept 5, 2015 Volume 23 Issue 15

WELCOME TO A PLACE CALLED

HOME YOUR 5 STAR HOME BUILDER

INSIDE THIS ISSUE

CREATIVE SOLUTIONS FOR ENVIRONMENTAL PROTECTION

10 TIPS FOR CREATING THE PERFECT GUEST ROOM

HOME SALES CONTINUE STRONG PERFORMANCE

ASPIRE

SOPHISTICATED NEW MODERN TOWNHOME COMMUNITY CHELSEA AT MAPLE STATION, AN EXCITING NEW MODERN TOWNHOME COMMUNITY NOW OPEN IN MAPLE.

PRESENTATION CENTRE NOW OPEN 18 HILL STREET, MAPLE TOWNS FROM THE $700’S 289.553.3147 | ASPENRIDGEHOMES.COM ASPIRE TO GREAT DESIGN.

NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

MARKHAM Union Presentation Centre 905.554.3446

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

QUEENSVILLE Queensville Presentation Centre 905.589.0399

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

VAUGHAN Chelsea Presentation Centre & Model Homes 289.553.3147

VAUGHAN Upper West Side Presentation Centre & Model Homes 289.553.5633

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing Phase 2 PICKERING New Seaton REGISTER AT aspenridgehomes.com

contents

AUG 22 - SEPT 5, 2015 || VOLUME 23 ISSUE 15

community focus features 24 West Brampton

Aug 22 - Sept 5, 2015 Volume 23 Issue 15

Fieldgate Homes

WELCOME TO A PLACE CALLED

HOME YOUR 5 STAR HOME BUILDER

INSIDE THIS ISSUE

CREATIVE SOLUTIONS FOR ENVIRONMENTAL PROTECTION

10 TIPS FOR CREATING THE PERFECT GUEST ROOM

HOME SALES CONTINUE STRONG PERFORMANCE

ON THE COVER

p. 32

STARLANE HOMES

Proudly presents three 5-star communities across the GTA

2 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Grand opening of designerdecorated furnished homes at Valleylands

36 Toronto

Madison Homes

Urban living at Briar Hill City Towns on Dufferin Street

40 Upper Thornhill

regular and special features IN EVERY ISSUE

4 Editorâ&#x20AC;&#x2122;s Note 10 Contributors 102 Ad Index COLUMNISTS

Andrin Homes

Claridge Gate opens its doors in Upper Thornhill

BILD Report

Creative solutions for environmental protection by Bryan Tuckey

Fundamentally Speaking How might foreign economic woes affect Canadian real estate? by Wayne Karl

24 30 46 48 60

Taxing Issues

First-time buyers – buy when you’re ready and able by Henry Choo Chong

Designer Secrets

10 tips for creating a guest room in your new space by Jane Lockhart

Legally Speaking

Title insurance: What it is, and why you need it by Jayson Schwarz

Mortgage Advice

What first-time homebuyers need to know before getting a mortgage by Alyssa Richard

Money Matters

Owning versus renting

by Gail Vaz-Oxlade

HOMEBUYERS’ HELP

Resource Section

GTA Hot Sheet

Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

IN THE NEWS

Great Gulf

Home Sales

44 56 58 82 84

donates $200,000 to Wellspring Chinguacousy Canadian home sales edge lower but still strong in July

Fieldgate Urban

introduces modern urban living in the heart of North York

Interest Rates

Two-thirds of Canadians fear an interest rate hike

Kylemore Communities

Angus Glen community barbecue celebrates 18 years

LIV Communities

Breaks ground at Casablanca community in Brampton

Great Gulf

unveils sculpture by Canadian artist David James AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 3

//EDITOR’S NOTE

New-home experience Make wise choices and enjoy the process

SUSAN LEGGE

EDITOR-IN-CHIEF Yellow Pages NextHome Susan.Legge@ypnexthome.ca Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers. When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; » To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the homebuying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Take note, Toronto homebuyers CMHC’s recent assessment should only focus homebuying intentions, not discourage them

WAYNE KARL

EDITOR Yellow Pages NextHome Wayne.Karl@ypnexthome.ca Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

hat a difference a few months makes. In April, Toronto’s housing market received a “moderate risk” assessment from Canada Mortgage and Housing Corp. Now, Canada’s largest market has joined Winnipeg and Regina as those that warrant a “high risk” rating. Why? A combination of price acceleration and overvaluation, caused by the fact that price growth is exceeding gains in personal disposable income. This gives rise to modest risk of overvaluation, CMHC says. No doubt, for some Torontonians, the words “high risk” will send them into a panic. Indeed, within minutes of CMHC’s report in mid-August, some realtors were tweeting that “some owners should sell. Don’t get caught.” Such irresponsible opportunism aside, CMHC’s message does not mean the Toronto housing market is about to collapse. As Canada’s national housing

agency, part of its mandate is to identify problematic conditions, so as to give all parties – homeowners, buyers, sellers, mortgage lenders and even those who stand to gain from such transactions – the information they need to make well-informed decisions. “The Toronto housing market is really a dichotomy of housing markets,” CMHC says. “While there is rapid price acceleration in the lowrise market, new home inventories have remained low since 2010. The reverse is true for the highrise segment, where price growth has slowed while inventory levels have increased since 2010.” Translation? New lowrise homes in Toronto are, and likely will remain, very highly desired because of supply and demand. There are still plenty of wise homebuying choices, provided you do your research, buy within your budget and live within your means.

ARISTA HOMES 2015 Energy Star ® Builder of the Year

Impressions Kleinburg

Aurora Trails Aurora

Semis and Singles in Charming Kleinburg. from the $600’s

Phase 3 Now Open. Model Home. Early Closings Available.

Towns, Semis, and Singles are still available. from the upper $500’s

Now Open. Final Phase.

Goddard on the Valley Central Toronto

Only 2 Singles Remaining Located at Sheppard and Bathurst. from $1,149,990 up to 3,604 sq.ft.

Vaughan Valley Estates Vaughan Final opportunity from 1.4 million

Now Selling. Decorated Model Homes.

Vellore Woods Vaughan

Beautiful detached family homes in Vaughan. from the mid $700’s Final opportunity Now under construction.

Boxgrove | Markham

REGISTER NOW. Live/work towns and freehold townhomes in an established master planned community in Markham located at Hwy 407 & 9th Line. Coming This Fall • Register Now

Whitby

Taunton Road and Coronation Road. Towns, Semis and Singles. Register Now

Richmond Hill

Leslie Street and Elgin Mills Road. Towns, Semis and Singles. Register Now

W W W. AR I STAH O M ES .CO M *Prices, plans and specifications are subject to change without notice. See sales representative for details. E. & O.E.

Home to all life’s sweetest moments From the first notes of birdsong outside your bedroom window to

How will you keep the family entertained and inspired?

nights filled with sweet dreams, home is where we enjoy so many of life’s finest moments. Make every minute count with open-concept interiors that bring the family closer together, and perfectly situated communities that put everything you need just outside your front door.

Today’s

Life Storey Start your day with the perfect cup Trips to the local library, swimming pools, skating rinks and more 6

Take the kids grocery shopping

Dwell – Etobicoke New Release Burnhamthorpe Rd. & West Mall 416.259.2525 Starting from the mid $500’s

Humber Mews – Etobicoke Under Construction Brown’s Line & Evans Ave. 416.259.2525 Starting from the mid $500’s

The Enclaves of Upper Canada – Georgetown New Release Guelph St. & MacFarlane Dr. 289.891.9103 Starting from the high $400’s

Make sure the kids brush their teeth before they go to bed!

Hometown Sharon Village – East Gwillimbury

A family dinner that is simply delicious

Coming Soon Leslie St. & Green Lane Register now at menkes.com

A lifetime of happiness For over 60 years, Menkes has focused on growing smart and successful communities perfectly suited to the ways modern families, singles and couples want to live. Come home to Menkes today, where every day in your Life Storey begins and ends with total customer satisfaction.

Facebook.com/MenkesLife Prices and specifications are subject to change. E.&O.E. July 2015.

menkes.com @MenkesLife 7

The Oriole Corner Model Home In The Preserve, Oakville

IT’S TIME TO MAKE YOUR MOVE UP TO MATTAMY

EXPLORE THESE EXCEPTIONAL COMMUNITIES NOW OPEN IN THE GTA BRAMPTON Detached Homes

From $497,990 SALES CENTRE

SALES CENTRE

6 Worthington Avenue CHINGUACOUSY

QUEEN ST.

HURONTARIO ST.

CREDITVIEW RD.

MISSISSAUGA RD.

BOVAIRD DR./HWY.7

410

407

38' HOME, THE PALMERSTON ‘F’ 2,644 SQ.FT.

CALEDON Detached Homes

From $692,490

. Rd

lR d.

4 Pe Lars ak on Rd .

W ate W rvil ay le

Old

. Rd dy

Sc ho o

e nn Ke

ay fie ld M

. Rd dy

43' HOME, THE SUMMER CALM ‘B’ 3,137 SQ.FT. $737,990

•

e nn Ke

12515 Old Kennedy Road

5 MODEL HOMES

410

SALES CENTRE/ MODEL HOMES St.

Rd .

H ur on ta rio

SALES CENTRE

Dix

Kennedy Road Closure See Website For Detour

KITCHENER Detached Homes

From $430,990

Vil lag eR d.

nB lvd.

Rob er

er Dr. Stauff

Dr.

401

. ee Rd Dund

. s Rd King

l Dr. Reide

New

SALES CENTRE/ MODEL HOMES

t Fe rrie

lement Rd. Dickie Setl

SALES CENTRE

Hom er W atso r.

nM ills D

7 Wetland Way

2 MODEL HOMES 71

50' HOME, THE JUNEBERRY ‘B’ 3,412 SQ.FT. $566,990

‘ENGLISH MANOR’

2 STOREY TOWNHOME, THE FINCH ‘ENGLISH MANOR’ 1,925 SQ.FT. $640,990

ST .W

3R D

BR ON TE

SALES CENTRE/ MODEL HOMES

RD .W

S DU ND A

From $588,990

LIN E

403

SALES CENTRE 1388 Dundas Street West

RV AL

DR .

M ID

Freehold Townhomes

TR AF AL GA NE R YA RD GA . W A

UP PE R

OAKVILLE

4 MODEL HOMES

QEW

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

contributors NEW HOME GUIDE

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl BILD REPORT

MORTGAGE ADVICE

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILDâ&#x20AC;&#x2122;s official online blog (bildblogs.ca)

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

BRYAN TUCKEY

ALYSSA RICHARD

LEGALLY SPEAKING

JAYSON SCHWARZ

Schwarz Law Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sara Duck (on leave) Elisa Krovblit, Lydia McNutt SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca SALES & MARKETING CO-ORDINATOR

Antoinette Jackson

DISTRIBUTION & SALES CO-ORDINATOR

Sarah Khan

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

Published by

TAXING ISSUES

DESIGN SECRETS

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

HENRY CHOO CHONG, CGA

JANE LOCKHART

MONEY MATTERS

GAIL VAZ-OXLADE

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter. com/GailVazOxlade

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

YPNextHome.ca

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Markham tour o ur

New Release! New Designs!

FREEHOLD TOWNHOMES from the high

600's

FROM 1,881 SQ FT

deco mod rated el hom e

SINGLE FAMILY HOMES on 30', 36' & 40' from the

800's

FROM 2,175 SQ FT

AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556 SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m. Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

MARKHAM

Builder

Story

As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

MOUNT PLEASANT BRAMPTON

RENAISSANCE WOODBRIDGE

CORNELL MARKHAM

BAYVIEW & 19 TH AVENUE RICHMOND HILL

PHASE 2 COMING SOON

COMING THIS FALL

COMING SOON

AT CORNELL

PHASE 3 LUXURY FREEHOLD TOWNHOMES

URBAN TOWNHOMES FROM THE MID

FREEHOLD TOWNHOMES

300’s

#MyPrimontHome

SALES OFFICE HOURS: Mon – Thurs 1pm – 8pm • Fri & Hol Closed • Sat & Sun 11am – 6pm See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

H O M E S™

Consider Yourself at Home

12 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

SEASONS IN CALEDON

A MASTER PLANNED COMMUNITY Elegant 42’ & 43’ Detached Homes at Kennedy & Mayfield from

$714,900

Where happiness is always in season... BONUS PACKAGE RECEIVE $5,000 IN UPGRADES PLUS MORE! OLD SCHOOL RD.

IN CALEDON

HEARTLAKE RD.

SEASONS

KENNEDY RD.

12688 Old Kennedy Road, North of Mayfield Tel. 905.843.8686

HURONTARIO ST.

Visit the Presentation Centre Today

MAYFIELD RD.

PrimontHomes.com AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 13

//BILD REPORT

Creative solutions for environmental protection » by BRYAN TUCKEY

BRYAN TUCKEY

is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

This fall, 185 families will be moving into one of the most environmentally sustainable communities in the GTA. Located in the Town of Newmarket, the water-conscious and energy-saving community is called The Vales of Glenway and it is raising the bar for innovation and overall environmental performance and sustainability for new homes. BILD members Bazil Developments Inc. and Mosaik Homes are transforming what was a 30-acre farm into a community featuring innovative technology and building techniques that have received nods from local, regional and conservation authority officials. Bazil principal Paul Bailey says they didn’t set out to be an example, but rose to the challenge presented by

14 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

town officials as part of a pilot project aimed at speeding up approvals for low impact development. The project team included staff from the Town, York Region, Lake Simcoe and Toronto Region Conservation Authorities and everyone worked together to come up with innovative solutions to conserve energy and water inside and outside the homes and throughout the overall development. It wasn’t always easy, Bailey says, but they overcame a number of obstacles and learned a lot. The project has since been recognized by the Lake Simcoe Conservation Authority as a model of environmental sustainability. For indoor water and energy conservation every Vales of Glenway home is designed to exceed Ontario Building Code requirements by at least 25 per cent. The homes will be outfitted with newly-designed low-flow toilets, Energy Star appliances, water-saving whole-home furnace-mount humidifiers, programmable thermostats, additional insulation and more. The team also undertook a seed and sod study on the site to determine the best way to use soil and plants to help conserve water and participated in Enbridge’s Savings by Design program, a green building initiative that helps builders design and construct homes that will help homeowners save on energy costs. The team is also working to reduce the phosphorus that is going into Lake Simcoe by more than required by provincial regulation. Two fascinating strategies used to accomplish this are bioswales and rain gardens, which will look like nice landscaping but functionally will be doing amazing things to capture roof rain runoff and eliminate the need for storm sewers. When the community at the corner of Bathurst Street and Davis Drive is complete, it will be the first of its kind within the Lake Simcoe watershed to use these water and energy conservation measures, according to the Conservation Authority. For the innovation and incorporation of green infrastructure, the Conservation Authority presented Paul with a Conservation Award of Merit in 2013 for his leadership. Across the GTA BILD members and community builders like Bazil, Mozaik and many others take the environment into account every day when making planning, design and construction decisions. The industry is meeting strict regulations, like the Building Code and others, and many exceed them. For those who are pushing to have their teams to do things differently than they have in the past, they know that new homebuyers will reap the benefits and as a greater region, we all will too.

first. Coming Soon. Bold. Brilliant. Briar Hill at Dufferin. Starting from the mid $300â&#x20AC;&#x2122;s

An enclave of one and two-storey urban towns in a wellestablished, family friendly community. Stroll along tree-lined walkways to the city park next door and enjoy the many convenient amenities this mid-town neighbourhood has to offer.

Be first in line. Register Now. MadisonHomes.ca Join the conversation: Rendering is artist`s concept. Prices and specifications are subject to change without notice. Marketed by International Home Marketing Group. Brokers protected. E. & O.E. AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 15

YOU can afford the

Niagara Lifestyle

New condominium townhomes starting from the $280’s Rosehaven has introduced Condominium Townhomes to Lyon’s Creek - in the heart of everything you love about Niagara. Live in Chippawa’s finest location, minutes from the QEW for trips and easy access to the border. It’s the best of both worlds; a beautiful home at Lyon’s Creek and worry-free lifestyle.

Also 36’ singles plus 36’ wide freehold towns starting from the mid $ 300’s

McLeod Rd.

Mann St.

Main

Sodom Rd.

s Lyonk Rd. Cree

To Falls

Marineland Pkwy

CHIPPAWA-NIAGARA FALLS NIAGARA RIVER

St. Po

rta

LyonsCreekChippawa.com HOURS OF OPERATION:

Mon & Tues: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm

MODELS & PRESENTATION CENTRES

Fort Erie

*Elevation and landscape is artists concept and may not be depicted as shown. Prices, square footage and specifications correct at press time. Prices quoted are in $ thousands. E. & O.E.

Like the lifestyle. Love the price. Join the many families who are discovering On The Ridge, an inspired community of beautiful family homes with hard-to-find big backyards. Site servicing and roads are underway and construction is starting soon. Visit Stoney Creek and see why On The Ridge is the best investment your family can make!

Established amenities • Active lifestyle facilities • The Escarpment setting Act now for pre-construction pricing! Semis from the mid $300’s 35’ & 40’ Detached from the high $400’s

LiveOnTheRidge.ca Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

STONEY CREEK

Presentation Centre: First Rd. W. & Mud St. E. Hours: Mon - Thurs: 1pm - 7pm Sat, Sun & Holidays: 11am - 6pm Closed Friday Site is located at: First Rd. W. & Highland Rd. W.

COMMUNITIES

CHIPPAWA/NIAGARA LYON’S CREEK Condominium Townhomes from $279,990 36’ Singles from $349,990

Seek haven from the ordinary

THOROLD GIBSON HEIGHTS LIMITED HOMES REMAINING! 30’ Attached Singles and Freehold Towns from $284,990 Move in Ready Inventory Homes Available STONEY CREEK ON THE RIDGE 40’ and 35’ Singles from $483,990 Semi Detached Homes from $368,990 OAKVILLE WOODLAND TRAILS Semis and Freehold Towns starting from the mid $600’s BRAMPTON NEIGHBOURHOODS OF MOUNT PLEASANT 45’, 41’ & 38’ Singles from $669,990 Attached Singles and Freehold Towns from $458,990 BRAMPTON URBAN TOWNDOMINIUMS IN MOUNT PLEASANT Starting from $296,990 From 893 sq.ft to over 1,084 sq.ft. Urban Towndominiums, Mount Pleasant, Brampton

CALEDON LOTUS POINTE 36’ Singles from $619,990 2 & 3 Storey Freehold Towns from $459,990

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing. *Price reflected in ad does not include lot premium and all remaining lots are subject to a premium.

OAKVILLE THE RANDALL RESIDENCES Only 14 remaining, suites from 1,800 to over 3,000 sq.ft. Move in from $2.0 million. CONSTRUCTION UNDERWAY KLEINBURG KLEINBURG HERITAGE ESTATES Only 3 Estate Singles remaining Move in from $1.5 million* MODEL HOME FOR SALE ROSEHAVENPLATINUM.COM 17

//FUNDAMENTALLY SPEAKING

How might foreign economic woes affect Canadian real estate? » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

The recent collapse of the Chinese stock market and subsequent economic woes may seem like a world away, but the effects are being felt globally – including here in Canada. What might it all mean for the Canadian housing market? It’s early days yet, and the assumption is that ongoing woes in China will hurt us. True, a troubled Chinese economy hurts Canadian shipments to that increasingly important export market, particularly from BC and Alberta. But when it comes to Canadian housing, there may actually be a benefit. It’s well known that Canada is a popular destination for Chinese real estate investors, and Canada Mortgage and Housing Corp. (CMHC) has said the number of foreign investors in Canada may be higher than documented – meaning there is continued strong interest in the Canadian housing market. “We know it is common for foreign nationals to invest in Canadian real estate,” Alyssa Richard, founder and CEO of ratehub.ca told New Home Guide. “Because Canada’s market is more stable than China’s, it has become common in large cities, especially Vancouver, for Chinese nationals to invest.” The economic downturn in China could affect Canadian real estate in a few ways, Richard says. “Because investment in China is uncertain at best, sometimes yielding only losses, Chinese investment in Canadian real estate could increase. “If these Chinese investments in Canada are short-term, however, that could cause significant corrections if there is a collective divestment in the future when the Chinese economy turns around.” It is also possible, Richard says, that Chinese investment in the Canadian housing market will not see much change. “Chinese investors will not likely withdraw investments here right away, as there’s no real alternative back home to supplant their assets. Many investors will also be hurting back in China, not allowing them to further invest overseas. With no funds

Because investment in China is uncertain at best, sometimes yielding only losses, Chinese investment in Canadian real estate could increase. 18 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

for new investments, the Canadian market could stay relatively level.” CMHC Deputy Chief Economist Jeff rey Harris told New Home Guide that it is “difficult to determine the effect foreign buyers may be having on the price of housing, as the available information on foreign buyers is largely anecdotal. Immigrant demand for housing should not be confused with sales to foreign residents.” CMHC’s October 2014 Rental Market Survey included questions on foreign ownership of Canadian condominiums. Specifically, property managers were asked to provide information on the total condominium apartment units owned by people whose permanent residence is outside of Canada. “Foreign condominium investors represent just 1.7 per cent of owners across the eleven centres surveyed,” Harris says. “The CMAs with the highest percentage of foreign investment in condominiums are Toronto at 2.4 per cent, Vancouver at 2.3 per cent and Montreal at 1.5 per cent.” The CMAs with the smallest percentage of foreign investment in condominiums are Edmonton, Regina and Winnipeg, all at 0.1 per cent, followed by Calgary at 0.2 per cent and Saskatoon at 0.3 per cent. In theory, this could mean these markets are less exposed to risks associated with any divestment by foreign owners.

H E I G H T S

HERE’S A GLIMPSE I N T OH YEO U I R G H T S

FUTURE ON MISSISSAUGA ROAD

U P T O 5,1 9 5 S Q . F T. • F R O M O V E R $ 1 M I L L I O N * *

Mississauga Rd.

50’ & 70’ LUXURY SINGLES

Queen St. West

Credit Manor Heights, one of Brampton’s most successful neighbourhoods is

Financial Dr. Olivia Marie Rd.

MODEL HOMES

Port Hope Hollow

SALES CENTRES

LAST CHANCE • ONLY A FEW REMAIN

Hurontario St. / HWY 10

LUXURY MODEL HOMES FOR SALE

410

Steeles Ave. West

almost complete. Take advantage of this final opportunity to own a luxury home

407

close to Highways 401 and 407, which conveniently connect you to the entire GTA.

Mississauga Rd.

Queen St. West Financial Dr.

MODEL HOME

Port Hope Hollow Olivia Marie Rd.

Hurontario St. / HWY 10

401

410

*Limited time offer. Conditions may apply. **Limited quantities available to qualified purchasers. Price and information correct at press time. Some lots may have premiums. E. & O. E. Ask sales representative for details.

SALES CENTRES

Steeles Ave. West

//IN THE NEWS

Great Gulf presents Wellspring Chinguacousy with a $200,000 donation to support people living with cancer

From left to right: Mayor Jeffrey; Christopher Wein, President, Great Gulf; Christina Smith, Chief Executive Officer; Regional Councillor Gael Miles GTA home builder Great Gulf recently presented Wellspring Chinguacousy with $200,000 to support people living with cancer in Brampton and the surrounding communities. Attending the presentation at Wellspring Chinguacousy was Mayor Linda Jeffrey, Regional Councillor Gael Miles, Christina Smith, Chief Executive Officer, Wellspring Cancer Support Foundation and Christopher Wein, President, Great Gulf.

Great Gulf has been building master-planned communities for four decades 20 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

“We are so thankful for the corporate support we receive from companies like Great Gulf,” says Smith. “With no core government funding, Wellspring Chinguacousy relies on donations from the generous Brampton community to continue to provide cancer support programs and services to people living with cancer and their loved ones, free of charge. Last year, Wellspring Chinguacousy had 6,721 program visits, and since opening its doors in 2008, it has provided support to over 3,400 people living with cancer.” “Great Gulf has been building master-planned communities for four decades in Canada and the U.S. With a deep commitment to corporate social responsibility, we stay connected to the communities we build by participating in local initiatives,” says Wein. “We are proud to be involved in Wellspring Chinguacousy, knowing that this communitybased support centre plays a significant role in providing important programs to improve the physical and psychological well-being of those and their families touched by cancer.”

There’s good, and There’s greaT gulf. wESTFIELd, bRAMpTON Traditional freehold Townhomes at Mississauga Rd. and Steeles Bovaird Dr. Chinguacousy Rd.

$490’s

Mississauga Rd.

Townhomes 1,595 - 1,865 sq. ft. from

Queen St.

Steeles Ave.

SAlES OffICE: 8540 Mississauga Road, Brampton (905) 866-6876

Hwy. 407

CASTLEMORE CROSSING, bRAMpTON 28 Detached Homes Now Open Castlemore Rd. and Highway 50 Castlemore Rd.

Hwy 27

Zenway Blvd.

Islington Ave.

Queen St. (Hwy. 7)

sales centre

Hwy. 427

SAlES OffICE 241 Trade Valley Drive, Brampton (905) 851-6693

site Hwy. 50

$680’s

Castle Oaks Crossing Goreway Rd.

34 and 38 ft. Detached 1,700 - 2,460 sq. ft. from

Hwy. 407

hILLSbOROuGh, hOLLANd LANdING Coming Soon – A New Detached Home Community

Hwy. 404

leslie St.

Old Yonge St.

Yonge St.

greatgulf.com/comingsoon

Bathurst St.

cOMinG sOOn! Register Today

Hwy. 11

36, 40 and 45 ft. Detached 1,815 - 3,600 sq. ft.

Mount Albert Rd. site

Green lane Davis Dr.

Sales office hours: Sat. & Sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

From Bowmanville to Niagara-on-the Lake, every detail of every Averton home is created with the highest regard for design integrity and value. Offering inspired townhomes from the high $200â&#x20AC;&#x2122;s to breathtaking suites over $1 million, Averton has a home designed for you.

Signature quality and design Pickering An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns. From the 280’s

Bowmanville Charming detached homes and bungalows with easy access to miles of trails winding down to the waterfront. From the low $400’s

Mount Albert A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting. From the mid 500’s

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Etobicoke Superb selection of quick move-in ready suites in this spectacular completed boutique condominium. From the low $300’s

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Niagara-on-the-Lake Just 20 detached bungalows in this beautiful and exclusive new residential enclave, set in the very heart of Canada’s prettiest town. From the low $600’s

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Kleinburg Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village. From the low $600’s to over $1 million

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FIELDGATE HOMES | Valleylands

//COMMUNITY FOCUS

GRAND OPENING OF DESIGNER-DECORATED FURNISHED HOMES

AT VALLEYLANDS A new collection of 41- and 50-ft. furnished homes released near Queen Street West and Chinguacousy Road

Spacious and stylish, the York’s highly functional floorplan is optimized for modern family living.

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It’s in the heart of this exquisite neighbourhood that Fieldgate Homes has created one of Brampton’s finest family communities, Valleylands of the Credit River. A new collection of 41- and 50-ft. furnished homes have just been released, and they are for sale! They are located near Queen Street West and Chinguacousy Road in west Brampton. Also, there are other inventory homes with closings available in as little as 90 days, and 45-ft. singles available at Valleylands. For those looking to move in soon, Valleylands’ current inventory homes run from 2,010 to 2,944 sq. ft. and start from the mid $600’s. It’s never been easier to come home to Valleylands!

24 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

LOCATION West Brampton HOUSING TYPE 38, 41-, 45- and 50-ft. singles CONTACT 905.457.0445 fieldgatehomes.com

...continued on pg 26

FIELDGATE HOMES | Valleylands

//COMMUNITY FOCUS...continued

The York offers a spectacular front elevation featuring large windows and a covered porch. Inside, the stylish foyer opens on to a large openconcept living and dining room with coffered ceiling. York 3,276-sq.-ft. Elevation A/3,310-sq.-ft. Elevation B with five-bedroom option

One of the finest offerings from Valleyland’s is the 45-ft., 3,310-sq.-ft., double-car garage, four-bedroom York Elevation B. The York offers a spectacular front elevation featuring large windows and a covered porch. Inside, the stylish foyer opens on to a large open-concept living and dining room with coffered ceiling. Just down the hall is the stunning gourmet kitchen, complete with breakfast bar, servery, walk-in pantry and sliding patio doors. Adjoining the kitchen is a generously sized family room with gas fireplace. On the opposite side of the family room is a charming library with optional French doors opening to the backyard. The second floor features a master suite complete with a spacious walk-in closet and spa-like ensuite featuring his and hers sinks, oval tub and separate shower. Home purchasers also have the option of including a private master retreat with optional gas fireplace 26 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

in the master suite, or having the convenience of a den that opens to the main hallway. At the top of the stairs, home purchasers will be pleased to find an upstairs laundry room. Bedrooms two and three share access to an ensuite and bedroom four has access to its own private ensuite. Priced from the upper $700’s, this luxurious model is a triumph of elegance and sophistication. For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is now under construction right in the Valleylands community that’s projected to be ready for the September 2015 school year, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. For more information, call 905.457.0445 or visit fieldgatehomes.com

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 27

//IN THE NEWS

Canadian home sales edge lower but still strong in July Canadian home sales activity edged slightly lower on a month-over-month basis in July 2015, according to new statistics from The Canadian Real Estate Association (CREA). The number of home sales processed through the MLS systems of Canadian real estate boards and associations declined by 0.4 per cent in July 2015, compared to June. While this marks the second consecutive monthly decline, sales activity in May, June and July reached their highest monthly levels in more than five years. July sales were down from the previous month in about half of all local markets, led by declines in HamiltonBurlington and in the Durham Region of the Greater Toronto Area. The monthly decline in sales for these two markets represents a pullback from record levels in June and likely reflects an insufficient supply of listings. By contrast, sales in Newfoundland and Labrador were up most on a month-over-month basis, marking a rebound from a quiet month of June for the province. “National sales activity remains solid, fuelled by strength in British Columbia and the Greater Toronto Area, where listings are in short supply or trending that way,” says CREA President Pauline Aunger. “That said, markets elsewhere across Canada are largely well balanced and in some cases have an ample supply of listings.” “It’s fair to say that the strength of national sales is still a story about two cities, but it’s equally about how trends there are spreading out in their respective provinces,” says Gregory Klump, CREA’s chief economist. “Trends in British Columbia and Ontario have a big influence on the national figures, since they account for about 60 per cent of national housing activity. As a result, the national picture reflects how demand is running high for the short supply of single-family homes in and around the GTA while the balance between supply and demand is tightening in BC’s Lower Mainland. These remain

Year-over-year price growth picked up in July for all benchmark home types tracked by the MLS Home Price Index. 28 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

the only places in Canada where home prices are growing strongly.” Calgary continued to post the largest year-over-year declines in sales compared to last year’s record levels, though activity there is still running roughly in line with five- and 10-year averages for sales during the month of July. Year-over-year price growth picked up in July for all benchmark home types tracked by the MLS Home Price Index. Two-storey single-family homes continued to post the biggest year-overyear price gains (8.2 per cent), with comparatively more modest increases for one-storey single family homes (4.9 per cent), townhouse/row units (4.5 per cent) and condo units (2.9 per cent). Greater Vancouver (11.2 per cent) and the GTA (9.4 per cent) continue to post the largest year-over-year price increases. Price gains in Calgary continued to slow, with a year-over-year increase of just 0.14 per cent in July – the smallest gain in nearly four years. Home prices were up from July 2014 levels by just under two per cent in Greater Montreal and by just under one per cent in Ottawa. Prices fell by about 3.5 per cent in Regina and by about 1.5 per cent in Greater Moncton. The national average home price continues to be upwardly distorted by sales activity in Vancouver and Toronto, which are among Canada’s most active and expensive housing markets. If these two markets are excluded from calculations, the average is a more modest $341,438 and the year-over-year gain is reduced to 4.1 per cent.

//TAXING ISSUES

First-time buyers –

BUY WHEN YOU’RE READY AND ABLE » by HENRY CHOO CHONG

HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

This year, my wife and I would like to get into our first home. We have saved almost $80,000 for a down payment. This was three years of eating at home, once per week dine out and no vacations. Movies and pub nights were out, with the odd exception. Although the real estate market has changed, homes are pricier than three years ago. Is this the right time to buy? Or should we wait it out?

Steve and Kathy, North York

The Canadian real estate landscape, though it has experienced challenges in some areas and housing types, is proving resilient. Experts do not foresee a U.S. style crash, but a decline in sales with moderate price increases is likely for some areas. Quick flips and fast returns may be a thing of the past. First-time homebuyers should not try to time the market, but buy when you are ready and able. Leave market timing to the experts, if such a thing is possible. A home used as your primary residence is a great investment. From a financial and tax perspective, there are at least three good reasons. In Canada, the sale of a family home is tax-free. A home that is a principal residence that is subsequently sold at a higher price than initially purchased, will be exempt from income taxes. That’s right, Stephen Harper will not share in your good fortune. Secondly, pay yourself first, not a landlord. For many, mortgage payments are a way of “forced savings.” It makes more economic sense to fatten your pocket than a landlord. Thirdly, you can decorate and enjoy the home as you please. No money saved, but gratifying to the soul.

30 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

However, before venturing out into the land of homeownership, it would be prudent to do some homework. There were recent changes introduced by the federal finance ministry that affect mortgages and the housing industry: ›› Buy what you can afford Many times, the heart is bigger than the pocketbook. Know what price range is comfortable and try not to deviate. ›› Get the best interest rate and terms Shop around for the best rate and terms. Financial institutions want your business more than you need them. A half point rate differential can cost you thousands. So can a mortgage that is closed or not portable ›› Big down payment Put down as much as possible to avoid a high-ratio mortgage. Be aware of some recent changes to mortgage rules, such as: • Purchasers requires mortgage insurance (CMHC) for less than 20 per cent down payment • Amortization period – reduced from 30 to 25 years. Could add several hundred dollars to monthly payments • Gross Debt Service Ratio (GDS) 39 per cent. Banks use this to determine what you can afford based on gross income to housing costs. Check if you are on-side. ›› First-time homebuyers Should make sure monthly mortgage payments are manageable and will continue to be so even if interest rates rise as early as next year and payments increase ›› Closing costs Set aside an additional two to three per cent of purchase price of the house for closing such as, Land Transfer Tax, legal costs and unwelcome surprises. You do not want get caught short several thousand dollars on closing day in order to complete the deal. Speak to a real estate lawyer and he or she will give you some ideas ›› HST, Land Transfer Tax Under certain circumstances, first-time homebuyers can qualify for Toronto Land Transfer Tax and HST rebates. Remember, you pay 13 per cent HST on new homes, not resales. If you’re buying a new home, check if HST is included in price quoted. What happens to the HST rebate? Who gets it? ›› Home Buyers Plan (HBP) Use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and their spouse, provided they qualify, may withdraw up to $25,000 each, tax-free, from their RRSPs. You then have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal.

WELCOME TO A PLACE CALLED

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OA KV I L L E

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Vales of the Humber is Brampton’s exclusive upscale, master-planned community. This new development features only singles on estate lots.

Lotus Pointe offers small town charm, moments away from all of the necessary amenities with access to the GTA via HWY 410.

Located only minutes away from downtown Oakville, Woodland Trails offers multiple home sizes and designs set amongst a natural setting.

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Visit our designer decorated model home 20 Squire Ellis Dr.

SALES CENTRE & MODEL HOME HOURS: MONDAY-THURSDAY 1PM-8PM | FRIDAY CLOSED | SATURDAY & SUNDAY 11AM-6PM *Limited quantities available to qualified purchasers. Prices & information correct at press time. Some lots may have premiums. Ask a sales rep. for details. E. & O. E.

YOUR 5 STAR HOME BUILDER

STARLANEHOMES.COM

//COVER STORY

STARLANE PROUDLY PRESENTS three 5-star communities across the GTA

onsistently designing outstanding neighbourhoods in premier locations, Starlane Home Corp. is known for its masterplanned communities. The company is proud to present five-star locations in Oakville, Caledon and Brampton, three of Ontarioâ&#x20AC;&#x2122;s greatest places to live. Boasting convenience as well as beautiful craftsmanship, each community has been built with your needs in mind. The first of these impressive communities is Woodland Trails. Only moments from downtown Oakville, at the corner of Dundas and Neyagawa, Woodland Trails features beautifully designed townhomes in a spectacular

32 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

location. These quality homes are available up to 2,644 sq. ft., with prices starting from $589,900. Oakville is filled with plenty of dining options, championship golf courses and breathtaking landscapes. To optimize convenience, this community has been strategically placed near highways, connecting residents with the rest of the GTA. Starlane always selects brilliant locations, which is evident in another one of its current communities, Lotus Pointe in Caledon. Located near Hwy. 10 and Old School Road, Lotus Pointe showcases impeccably designed, single-detached homes on 38-ft. lots. Starting from $635,900, homebuyers have a wide selection of models ranging up to 2,977 sq. ft. Situated near valleylands, nature is part of the community in Lotus Pointe. Close to Hwy. 410, Starlane strategically selected this location to ensure that convenience did not have to be sacrificed for a peaceful and serene neighbourhood.

STARLANE HOMES | Multi - Site

To optimize convenience, this community has been strategically placed near highways, connecting residents with the rest of the GTA. The spacious homes at Lotus Pointe are perfect for families looking for a new home. Floorplans optimize the space to create beautiful rooms throughout the home. Interior designs will include smooth ceiling finishes in select rooms, 41-in. upper kitchen cabinet doors, elegant natural oak finishes on railings and many more lavish features. Starlane takes pride in designing luxurious homes, many of which can be found in the company’s third current community, Vales of the Humber Estates. Situated in Brampton, Vales of the Humber boasts opulence with only single-detached homes up to 6,180 sq. ft. Featuring a current promotion of $20,000 of free upgrades, homes are selling at starting prices of $945,900 for 65-ft. models, and $1.12 million for 75-ft. lots. Located at McVean Drive and Mayfield Road, this is the perfect environment for these family-focused homes. Not only is each home expertly crafted, but Vales of the Humber has also been placed in an area that will provide all members of the family with comfort and convenience. Within the immediate area, you will find premier schools, delicious restaurants, grand shopping centres, fun recreational centres and other important amenities. For more than 20 years, Starlane Home Corp. has been a leader in the home building industry. Having built more than 9,000 new homes all across the GTA, this Ontario builder has become known for unique designs, quality craftsmanship and great customer service.

Starlane has been recognized and awarded by renowned industry organizations, including the Ontario Home Builders’ Association and Residential Construction Council of Ontario, among others. The company has been honoured with the Certified Master Builder designation on the basis of excellence in construction and customer service, as well as exceeding the guidelines of the Ontario Building Code. Over the years, Starlane Home Corp. has developed a strong reputation that continues to grow with each new community released. It’s no surprise that the company repeatedly creating success stories with neighbourhoods such as Woodland Trails, Lotus Pointe and Vales of the Humber. For a new five-star home in the GTA, look no further than Starlane. For more information, visit starlanehomes.com

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 33

LIFE THAT FITS YOUR STYLE BLOOMINGTON WOODS

404

407

More than 300 families have come home to Geranium quality in Port Hope. Today, as this exceptional master planned neighbourhood

PACE ON MAIN

404

with fabulous features including two-car garages,

LLoyd St

Main St Blake St

9th Line

404

Hwy. 48

Rd Main St Designed and builtStouffville to ENERGY STAR® standards,

Stouffville Rd Ninth Line

Bakerhill Blvd.

this charming town’s best bungalow value!

PACE ON MAIN SALES CENTRE

SITE

OBrien Ave

opportunities remain for youMillard to discover St

Freel Ln

CARDINAL POINT

continues to grow and mature, just a few

Burkholder St

Major Mackenzie Dr

this outstanding collection of bungalow designs 407

407

is set on spacious 42 foot lots.

ONLY 2 LEFT!

All this and you’re still just minutes from the downtown and Highway 401.

UPTOWNES John Davis Gate

MODELS & SALES CENTRE

9th Line

Glad Park Ave

HWY 48

404

Millard St Main St

Stouffville Rd

Major Mackenzie Dr 407

$ from

321,900

OSHAWA Marsh Rd

Toronto Rd

HWY 115 / 35

TWO BEDROOM BUNGALOWS ON 42’ LOTS

1 White Drive, Port Hope

White Dr

LAST CHANCE TO PURCHASE SO VISIT US TODAY!

Harmony Rd

VERANDAS Mon & Tues: 11am – 5pm Sat & Sun: 11am – 5pm 401

SITE

PORT HOPE

Jocelyn St

Wed, Thurs & Fri: Closed or by Appointment

1-877-540-0555 geraniumhomes.com

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

*Sizes, prices and speciﬁcations are correct at press time and subject to change without notice. All illustrations are artistʼs concept. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.& O.E.

WHERE COUNTRY MEETS ELEGANCE

BLOOMINGTON WOODS

ONLY ONE LEFT - ESTATE HOMES ON 3/4 ACRE COUNTRY LOTS 404

Discover a place where just 14 exclusive estate homes are nestled in a one-of-a-kind wooded setting. Where country living is just minutes 407 from modern convenience, creating an unparalleled lifestyle. And where the indoor spaces are as spectacular as the outdoor.

Ninth Line

404

9th Line

Hwy. 48

Stouffville Rd Main St Sales Office: 404 5 Pine Vista Avenue, Ballantrae Major Mackenzie Dr 905-642-1900

PACE ON MAIN SALES CENTRE

Freel Ln

Main St Blake St

Stouffville Rd

SITE

OBrien Ave

404

Bakerhill Blvd.

$ 1.4 MILLION

PACE ON MAIN

LLoyd St

Bungalow, Bungalow-Loft CARDINAL POINT and Two-Storey Designs up to 6,000 sq. ft. from Millard St

Burkholder St

407

Major Mackenzie Dr

407

O UPTOWNES R N

404

MODELS & SALES CENTRE

9th Line

HWY 48

Glad Park Ave

E M LY 2 AI Davis John N Gate

Millard St Main St

Stouffville Rd

Major Mackenzie Dr 407

BOUTIQUE CONDO LIVING IN DOWNTOWN STOUFFVILLE

STOUFFVILLE’S AWARD-WINNING RAVINE COMMUNITY IS GROWING AGAIN

Sales Office: 184 Glad Park Avenue, Stouffville 905-591-1071

Marsh Rd

Toronto Rd

HWY 115 / 35

OSHAWA

White Dr

Main St

Major Mackenzie Dr

407

$329,900

404

Millard St

Ninth Line

Stouffville Rd

SITE

Major Mackenzie Dr

650 – 1,517 sq. ft. from

Bakerhill Blvd.

Main St

Hwy. 48

Stouffville Rd

Ninth Line

404

HWY 48

Millard St

Harmony Rd

SITE SALES CENTRE

LLoyd St

Glad Park Ave

John Davis Gate

SPACIOUS BUNGALOWS IN CHARMING PORT HOPE VERANDAS

401

SITE Jocelyn St

PORT HOPE

407

1,322 – 2,188 sq. ft. from

$ 321,900

Sales Office: 1 White Drive, Port Hope 877-540-0555

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

Prices and specifications are subject to change without notice. Rendering is artist’s concept. Map not to scale. Brokers Protected. E.&O.E.

//COMMUNITY FOCUS

Urban living at

BRIAR HILL CITY TOWNS

et along Briar Hill Avenue where it meets Dufferin Street, nestled behind the city park, Madison Homes’ newest collection of urban towns will bring a bold and fresh vibe to this established, family-friendly, midtown neighbourhood. Amidst tree-lined walkways and landscaped courtyards, the contemporary aesthetic of the six, four-storey buildings with modern accents and sophisticated brick and stucco exteriors will surely captivate and win the hearts of many. With attractive pricing, underground parking and a versatile party room with adjacent outdoor patio areas, it’s no wonder that anticipation for Briar Hill City Towns is growing strong. 36 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

This unique enclave of urban towns will offer a variety of great floorplans with functional layouts to suit a range of lifestyle choices. The interior courtyard one-storey plan, akin to a bungalow layout, provides a continuous flow-through from living, kitchen and dining areas to the bedrooms and den and features direct access to a private outdoor patio. The two-storey townhome offers dynamic living spaces with kitchen, dining and living areas on the main level, bedrooms and bathrooms located on the second level and walk-up to a fabulous rooftop terrace. Enjoy outdoor living on the rooftop with unobstructed views of the surrounding neighbourhood – the perfect backdrop while dining al fresco, entertaining guests or relaxing in solitude. Whatever you choose, form and function come together in every model offered at Madison’s Briar Hill City Towns.

MADISON HOMES | Briar Hill

HOUSING TYPE One- or two-storey, stacked townhomes, two-bedroom or twobedroom plus den, from 710 to 1,495 sq. ft., from the mid $300’s

from your new Briar Hill City Town. Minutes north on Dufferin Street is the Yorkdale Mall, one of Canada’s premier shopping destinations with an impressive roster of international and fashion forward shops. Costco, Home Depot and Walmart, supermarkets and restaurants are within easy reach. There is a plethora of schools, parks and community centres in proximity to Briar Hill City Towns. The area is well served by many transit options including the TTC service along Dufferin Street, the evolving Eglinton Crosstown LRT and access to the Yonge-University, Spadina subway. By car, you can reach the Allen Road Expressway to take you to Hwy. 401 and other 400 series highways. Madison Homes is excited to bring this contemporary and innovative project to life. For decades, Madison Homes has been setting the standard for value, design and customer satisfaction with award-winning residential lowrise and highrise projects across the Greater Toronto Area. Madison Homes has extensive experience in creating master-planned communities in Markham’s Cornell Rouge and Greensborough and enduring residential communities in Thornhill, Vaughan and Unionville. Built on a foundation of integrity, Madison Homes focuses on creating quality homes in highly desirable areas. No doubt, Briar Hill City Towns will be a residential community designed for urban living at its best.

CONTACT madisonhomes.ca

For more information, visit madisonhomes.ca

The suites at Briar Hill City Towns were carefully designed down to the last detail. Kitchens will be styled with sleek cabinets and stainless steel appliances, and bathrooms will have a modern spa-like look. All suites offer nine-ft. ceilings throughout and designer-selected laminate flooring on main levels. With the assistance of design consultants at Madison Homes, you can choose from four contemporary colour palettes and finishes to reflect your own personal style. Whatever your family needs, all can be found located just moments away LOCATION Toronto

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 37

NOW OPEN! INTRODUCING THE IDEAL MASTER-PLANNED COMMUNITY. INSPIRED BY NATURE... BUILT FOR YOU IN HOLLAND LANDING.

DETACHED HOMES ON 38’, 40’ AND 45’ LOTS Starting from the $600’s SPECIAL PREVIEW INCENTIVES TAKE ADVANTAGE TODAY! VISIT OUR SALES OFFICE TODAY!

AndrinHomes.com 905-551-0524 19337 Highway 11, East Gwillimbury. Hours: Mon. - Thurs. 1pm - 8pm, Friday by appointment, Weekends & Holidays 11am - 6pm

Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

HOLLAND LANDING

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Townhomes at Bathurst and Teston 3 AND 4 BEDROOM DESIGNS STARTING FROM

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THORNHILL

905-237-2613

ANDRINHOMES.COM Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

//COMMUNITY FOCUS

CLARIDGE GATE OPENS ITS DOORS in Upper Thornhill

ndrin Homes has just released its newest and most eagerly anticipated community â&#x20AC;&#x201C; Claridge Gate â&#x20AC;&#x201C; to much acclaim and a packed presentation centre. Now, as the Grand Opening continues, this award-winning builder is offering an outstanding array of luxurious two- and three-storey townhomes at Bathurst Street and Teston Road, nestled in the prestigious Upper Thornhill neighbourhood. Offering sophisticated living in this most coveted location, Claridge Gate is ideally situated amid the lush ravines and greenspace of the surrounding countryside, close to a wealth of amenities and attractions. Within minutes, residents can easily access supermarkets, malls, big-box stores, an eclectic assortment of restaurants, schools, places of worship, golf courses, community centres and more. For convenience getting around the city, Viva Transit, the Maple GO Station, and Hwys. 407, 404 and 400 are all nearby as well. Here, the discerning homebuyer will discover a superb choice of elegant twoand three-level townhomes whose striking architecture is highlighted by varying combinations of upgraded clay brick, masonry detailing, precast stone accents and window sills.

40 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

LOCATION Upper Thornhill HOUSING TYPE Two- and three-level townhomes SALES CENTRE 10640 Bathurst St. in Vaughan, open Monday to Thursday 1 to 8 p.m. and Saturday, Sunday and holidays 11 a.m. to 6 p.m. CONTACT andrinhomes.com

ANDRIN HOMES | Claridge Gate The open-concept interiors of the two-storey towns are graced with sumptuous appointments throughout. Luxury features and finishes include nine-ft. main floor ceiling heights, ceramic and porcelain tile, natural finish oak veneer stairs and handrail with metal pickets, plush carpeting, five-in. strip laminate flooring on the main level, and a sumptuous master ensuite with an oval tub and separate shower. The kitchens are beautifully appointed with extended-height upper cabinets, granite countertops, ceramic backsplash and include a full set of stainless steel appliances including bottom-mount refrigerator, slide-in smooth top stove with a contemporary stainless steel hood, and a built-in dishwasher. Of course, this is all installed with Andrinâ&#x20AC;&#x2122;s signature quality craftsmanship and attention to detail. The three-storey Terrace townhomes range in size from 1,845 to more than 2,000 sq. ft., and are available in threeand four-bedroom layouts, each with a private outdoor terrace. Purchasers have the option of adding a family room or guest bedroom with private bathroom on the ground level. When it comes to location, amenities, home designs and overall quality of life, Claridge Gate clearly has it all, with prices starting from $659,990. The Presentation Centre is located at 10640 Bathurst St. in Vaughan. Hours are Monday to Thursday from 1 to 8 p.m. and Saturday, Sunday and holidays from 11 a.m. to 6 p.m. To view the neighbourhood and floorplans, visit andrinhomes.com For more than two decades, Andrin Homes has been building awardwinning communities that owners are proud to call home. This fully integrated real estate company excels by upholding the values of superior quality, old-fashioned value, design innovation and exceptional customer service. Claridge Gate is a brilliant example of Andrinâ&#x20AC;&#x2122;s continuing commitment to excellence. AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 41

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1.8 million

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the high $600’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from high $600’s.

Jefferson Forest prestigious new home community. Freehold Townhomes from the $800’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

42 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

From signature exterior finishes made standard to floorplans designed with your lifestyle in mind, the Dunpar Advantage is your vantage point for betterdesigned life. Our promise to create exceptional exterior appeal is your lifestyle advantage. Enjoy thousands of dollars in upgrades included in your townhome and experience the Dunpar difference. As the GTA’s luxury townhome builder for over thirty years, Dunpar Homes gives you the advantage of enjoying a custom-built experience in some of the most sought-after areas

Better by design

BE T T ER

FOR

in Ontario.

YOU

TOWNHOME DESIGNS, CUSTOM HOME LIVING.

NOW OPEN HERITAGE GATE In Mississauga & TRAFALGAR RIDGE In Oakville TOWNS STARTING FROM THE HIGH $600’s —

Ask a Dunpar associate about what the Dunpar Advantage can offer you.

COMING SOON A new Oakville townhome community next to Oakville Place

416.236.9800 I info@dunpar.ca 43

//IN THE NEWS

Fieldgate Urban introduces modern urban living in the heart of North York Kenneth & Holmes previewed to the market recently, and homebuyers responded eagerly to Fieldgateâ&#x20AC;&#x2122;s newest urban residential community. A follow-up to the highly successful 90 Niagara, Fieldgate Urban has hit the mark again with this amazing new urban townhome development. Kenneth & Holmes features two complementary, three-storey buildings with a total of 29 residences, offering discerning buyers a choice of one-level bungalow-style floorplans and two-level townhome designs. With prices starting in the $500â&#x20AC;&#x2122;s, the new residences feature modern interiors, open concept floorplans, underground parking and striking architectural details. Depending on the unit of choice, homeowners can relax or entertain on their private patio or rooftop terrace. Residents will also enjoy access to a beautifully landscaped central courtyard. Urban living at its best, Kenneth & Holmes is a few minutesâ&#x20AC;&#x2122; walk to Yonge Street, with the Finch subway station just to the north and the shops of the North York Centre station to the south. A neighbourhood bustling with arts and entertainment, residents can catch a show at the Toronto Centre for the Arts, enjoy a round at the Don Valley Golf Course or enjoy some amazing shopping at the Sheppard Centre, Bayview Village, and the other retail stores that line Yonge Street. ABOUT FIELDGATE HOMES

Since 1957, Fieldgate Homes has been developing and building on almost every corner of the Greater Toronto Area. A fully integrated builder of masterplanned communities, residential highrise and commercial developments 44 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

across the region, Fieldgate is recognized as a leader in architectural distinction and attention to detail. The company has been the home builder of choice for more than 20,000 families through cutting edge planning, design and construction, and an uncompromising dedication to customer service. Delivering quality and value to its buyer has been a Fieldgate trademark since its inception. Building on this history, Fieldgate Homes has further diversified its brand by forming Fieldgate Urban, a specialized division focused on building midrise communities and new condominium homes. For more information on this new urban townhome development, register at townsonkenneth.com

REDISCOVER WHITBY!

Coming Soon! - A fabulous new master planned community at Taunton Road and Country Lane. It’s the perfect time to rediscover Whitby at its finest! REGISTER NOW! Heathwood.com

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Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings are artist’s concept. * Does not apply to all Townhome Models, please see sales representative for more details.

//DESIGN SECRETS

10 tips for creating a guest room in your new space » by JANE LOCKHART

JANE LOCKHART

is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

Hosting overnight guests is always better when you can accommodate them comfortably. Be they friends from out of town or close family over for a special occasion, creating a “home away from home” will allow them to stay in comfort – and provide you peace of mind. Here are some tips to consider when creating a guest room in your new space. 1) Begin by selecting a bedroom that is large – but more importantly, away from your privates spaces. A room that is off on its own or even in another section of the house can assist with the different schedules you and your guests may have. In addition, you may wish to “assign” another bathroom in the house to them if their room doesn’t have an ensuite. This keeps the family bathroom free for your family to use and not impact your guests. 2) Add hooks to the bedroom wall or on the back of the doors in the guest room. This provides a good space to hang wet towels, robes or even handbags and knapsacks 3) Add a chest of drawers somewhere in the room, even if it’s in the closet. This is important for guests who are staying over for more than one night as they may not want to live out of their suitcase, and this gives them a space to unload. If you don’t have the room, add a night side table with drawers, rather than doors, so this can be used for clothing storage instead. 4) If you know your guests will be staying for an extended visit, you may want to provide them with a laundry basket to keep in their room. This can be a bin or basket that folds up so you can store it when not in use. 5) Provide hangers in the closet. Don’t assume that the extra closet in the guest room has hangers! It’s sometimes the smallest things we forget and this can be hard for a guest to manage without. 6) Provide a stack of fresh towels and a bar of soap on a small stool or ottoman. This can be dressed in a decorative way that makes a guest feel welcome. Adding a small card with a “welcome” note is an unforgettable touch.

46 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

7) A water pitcher and glass set is an important element to add to the bedside table, so guests can have water at their leisure. Adding a map or photos of the local area beside it can also be a way to help long term guests know where they are and the sites they can go see, both with you and on their own. Even a few gift cards for local restaurants as a welcome gift can be well received by those who will be staying for a longer visit. They, too, may want a break from the house. 8) A TV with cable is a must for a guest who will be staying longer than a few days. This doesn’t have to be in the

Photography, Gillian Jackson (gillianjackson.ca), courtesy Kylemore Communities (kylemorecommunities.com)

Adding a map or photos of the local area beside it can also be a way to help long term guests know where they are and the sites they can go see, both with you and on their own.

guest room necessarily, but it should be available to someone who wants to peruse the news or relax away from family. 9) Adding some pocketbooks and magazines to the guest room is also a nice touch, as this provides a guest some night reading for relaxing with before sleep. 10) And finally, for those who are nearest and dearest, you may want to add fresh flowers to their nightstand for when they arrive. This is a nice touch that reminds your guests that you are happy to have them stay with you. Its never easy having guests stay as everyoneâ&#x20AC;&#x2122;s routine is interrupted for the duration of their stay, but it can be an easier experience for everyone if you are able to provide your house guest with as many amenities within their designated space as possible. This allows them to create a mini routine without depending on you as much. And that will then leave you both the time to socialize more and enjoy each otherâ&#x20AC;&#x2122;s company! AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 47

//LEGALLY SPEAKING

Title insurance: What it is, and why you need it » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Title insurance provides comprehensive insurance coverage for title-related risks associated with home buying, like zoning issues, claims of mental incapacity, lack of up-to-date survey, and the legal services provided by your lawyer like title certification. It insures against defects in title, which may occur from conflicting ownership claims, liens, undischarged mortgages and consents. It will cover compliance and access issues like work orders, permit violations, fences, boundaries, tenancies and rights of way. It is in force so long as the purchaser or his heirs own the property, and will outlive the lawyers’ certification, whose insurance stops if they die or cease practicing law. So what happens when there’s a problem with the purchase? The insurer will pay out in accordance with the policy or, if possible, repair the defect. Title insurance protects from vendors that won’t re-adjust or misrepresent things like real estate taxes paid, and again, remains in effect as long as you own the property. In addition, lawyers’ insurance is time-of-incident related, which in plain English means if your lawyer dies, retires or stops practice and you subsequently make a claim, you’re not covered. We have all read and heard about mortgage and title fraud, where unscrupulous people put fake mortgages on properties or sell houses they do not own. Title insurance indemnifies you against these occurrences. Another benefit of title insurance is it saves you money. Disbursements – money paid to third parties for items like building compliance letters, subdivision compliance letters and deed registration – are lower. We estimate $200 to $300 on a deal after the cost of the policy.

Title insurance protects from vendors that won’t re-adjust or misrepresent things like real estate taxes paid, and again, remains in effect as long as you own the property. 48 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Almost all of Ontario is now on an electronic registry system. Title insurance has become the norm and many of the transactions are done by computer communications. Make sure the lawyer you select has taken title insurance courses, is familiar with Terranet, and can properly advise you. The Law Society passed a rule that every lawyer on a residential real estate deal must advise the client of title insurance, the different companies offering it, and how it works. Every lawyer has an obligation to make you aware of your title insurance options, so you can choose which way you want to go. Think through your options carefully and choose wisely. 4 reasons why title insurance is better than lawyers’ insurance through Law Pro:

» gives better coverage as to the quality of your ownership than a lawyer’s insurance » lasts forever, where lawyers don’t » saves $300 to $400 in disbursements » protects from mortgage and title fraud

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www.schwarzlaw.ca *Certain Terms and Conditions shall apply. Full disbursement disclosure.

looking for a new home? We can help! The New Home & Condo Guide app is now

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Aug 22 - Sep 5, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 51

Coming Soon to Danforth Ave. & Danforth Rd.

52 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

RE GI N O ST W ER !

Spice up your life with an intimate enclave of Urban Townhomes All the ingredients for a perfect urban lifestyle:

Danforth & Danforth

• Close to all amenities • Hassle-Free living • 9’ Ceilings • Contemporary designs • Outstanding finishes • Landscaped grounds • Underground parking • Rooftop Terraces • A transit hub like no other with subway, streetcar and GO train connections just minutes away • 2+Den and 3 Bedroom • 1 and 2-Storey homes available Starting from the mid

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Get Social with us: Brokers protected. Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 53

start your search here. Whether youâ&#x20AC;&#x2122;re renting or buying, finding your next home has never been so easy.

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Hours: Mon. - Thurs; 1pm - 8pm Friday by appointment Weekends and Holidays; 11am - 6pm

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 55

//IN THE NEWS

Two-thirds of Canadians fear an interest rate hike With the Bank of Canada’s recent move to lower its benchmark interest rate, higher lending rates and ballooning debt may be the furthest thing from many Canadians’ minds. But as they say, what goes down must come up. Indeed, when rates do rise, the majority of Canadians fear they’ll feel the strain. According to BMO’s Annual Debt Report released recently, almost two-thirds of Canadians carrying debt (64 per cent) would be stressed if interest rates rose two percentage points. One-quarter (25 per cent) would be “very stressed.” Despite the distress, Canadians remain optimistic about the pace at which they can pay off their debt, and almost half plan to increase their debt in the coming year. SURVEY SAYS…

» $92,699 The average household debt in Canada » 46% Canadians who feel some stress about their current debt load, down from the past two years (54 per cent in 2014, and 57 per cent in 2013).

» 5 years The amount of time expected to pay off their debt » 46% The number of debt-holders who plan to take on more debt this year “The sizeable number of indebted households that would feel very strained by a relatively moderate increase in interest rates is concerning,” notes Sal Guatieri, senior economist, BMO Capital Markets. “This is a worrisome side effect of a prolonged period of low interest rates and needs to be closely monitored, especially if rates continue to fall.” “Interest rates have been hovering around historic lows over the past few years, so many Canadians may have become more comfortable over time with managing their debt,” says Christine Canning, head of Everyday Banking, BMO Bank of Montreal. “That said, rates will inevitably rise to normal levels, so it’s becoming increasingly important that Canadians stress-test their ability to afford the debt they currently have so they can effectively manage their finances in a higher rate environment.”

“I would be stressed if interest rates rose by 2 percentage points!”

NAT’L

ATL

QUE

Prairies

64%

77%

52%

69%

65%

59%

71%

Canning adds that managing debt is a simple concept but can be much more challenging in practice. Working with a financial planner to help assess your spending patterns and determine priorities, such as paying down debt and saving for other goals, can make the process easier. 56 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

4 TIPS

TO PAY DOWN DEBT FASTER:

Choose a shorter amortization. The shorter the borrowing period, the less you’ll pay. Do your homework. Research to find the best rates on products such as mortgages and secured lines of credit to ensure you keep costs as low as possible. Build a realistic budget. Developing a detailed budget that incorporates everyday expenses and debt repayment helps provide a clear picture of your financial standing. Building in funds for contingency spending can help you stick to a plan and avoid getting discouraged. Manage credit card debt. Pay down credit cards, beginning with those that carry the highest interest rate, and consider using a low rate card for purchases. For those with multiple cards, try to limit yourself to one credit card that you pay off in full each month. For more information visit bmo.com

Coming Soon

A distinctive new residential community At Glenway in Newmarket, Andrin and Lakeview proudly present a collection of Detached Homes and Bungalows on 50’ lots, as well as 2-storey Townhomes and 3-storey Urban Towns. Distinguished architecture. Luxurious interiors. Meticulous craftsmanship. They all combine to make this Newmarket’s most prestigious new address. Embraced by an existing neighbourhood at Davis Drive just west of Yonge Street, Glenway is ideally located next to the GO station, Upper Canada Mall and just minutes from all of the area’s amenities.

to stay informed register at

glenwayliving.com

//IN THE NEWS

Angus Glen community barbecue celebrates 18 years Kylemore Communities recently held the 18th Annual Barbecue for families of its award-winning Angus Glen Community in Markham. The event kicked-off with a parade led by firefighters from the Markham Fire Department along neighbourhood streets to Colty Corner’s Park. “This is an annual tradition for our residents and employees,” says Patrick O’Hanlon, president of Kylemore Communities. “Our promise to our new-home buyers is that they can appreciate life in a Kylemore community. This free family-friendly event underscores our commitment to enhancing their lifestyle in many different ways.” Families enjoyed a barbecue lunch catered by Patrick K’s Catering, while listening to local musicians. The creatures from Reptilia caused a buzz, and the inflatables, balloon artist and face painters were very popular with children. Attendees could also try their skill at a putting green sponsored by Angus Glen Golf Club. Businesses from The Shoppes of Angus Glen were on hand to share information with residents. 58 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Angus Glen Community is situated just minutes from Unionville’s historic Main Street, and is close to Angus Glen Community Centre. The community has more than 1,200 exquisite residences, two championship golf courses with a grand club house, premium retail/commercial space and has the distinction of being Markham’s most desirable neighbourhood. Since 1997, Kylemore Communities has been creating some of the Greater Toronto Area’s most desirable neighbourhoods and homes of lasting value. From magnificent custom homes, to exquisite detached residences, executive townhomes and luxurious boutique resort-style condominiums, Kylemore delivers superior architecture, innovative design and quality craftsmanship to their valued homeowners. For an overview of Kylemore Communities, visit kylemorecommunities.com

• Open concept floor plans • Open concept floor plans 9ft ceilings on fl main 9ft •ceilings on main oor floor • Open concept floor plans •ceilings Superior interior finishes •• Open concept floor plans Superior interior finishes 9ft on main fl oor ••• Open concept fl oor plans • Minutes to highway 48newly and newly 9ft ceilings on main fl oor Minutes to highway 48 and Superior interior finishes ••• 9ft ceilings on main fl oor Open concept floor plans completed Superior interior fi404 nishes completed 404 Minutes to highway 48 and newly •Close Open fland oor plans Superior interior finishes •• 9ft on main floor •ceilings toconcept shores of Lake Simcoe Minutes highway 48 newly Close to to shores of Lake Simcoe completed 404 •Natural 9ft ceilings on main fl oor Minutes to highway 48 and newly •• Superior interior fi nishes • surroundings & completed 404 Natural & Simcoe Close tosurroundings shores of Lake •breathtaking interior finishes 404 •• completed Minutes to highway 48 newly views Close toSuperior shores of Lake Simcoe breathtaking views Natural surroundings & and • Minutes to highway 48 and newly Open concept fl oor plans ••• completed Close to shores of Lake Simcoe 404 Natural surroundings breathtaking views & 404 • Close 9ftDIRECTIONS ceilings on main fl&oor Natural surroundings •DIRECTIONS tocompleted shores of Lake Simcoe breathtaking views • Close to shores • Superior interior fi nishes breathtaking views •DIRECTIONS Natural surroundings & of Lake Simcoe • #48 to High •• Hwy High Street •Hwy Natural surroundings & Minutes to#48 highway 48Street and newly DIRECTIONS breathtaking views • Right on Dalton Right on Dalton •DIRECTIONS Hwy #48 to High Street breathtaking views completed 404 • #48 Right on Black River •DIRECTIONS to High Street Black River •• Hwy Right on Close toDalton shores of Lake Simcoe #48 to High Street • Right on Scotia •••• Hwy Right on Dalton DIRECTIONS ScotiaRiver & Right on surroundings Black Natural ••• Hwy Right on #48 to High Street Right on Dalton Black River Right on Scotia breathtaking views •on Hwy #48 to High Street Black River HOURS •HOURS Right Dalton Scotia Right onRiver Dalton Scotia •HOURS Right•on Black DIRECTIONS Mon–Thu 2PM–7PM Mon–Thu 2PM–7PM • Right on HOURS • Right on Scotia Black River FRI Closed FRI Closed Mon–Thu 2PM–7PM HOURS •#48 Right on Scotia • Hwy to High Street SAT 12PM–5PM Mon–Thu 2PM–7PM SAT 12PM–5PM FRI Closed • Right on Dalton HOURS Mon–Thu 2PM–7PM FRI Closed HOURS SAT 12PM–5PM • Right on Black River FRI Closed CONTACT US TODAY Mon–Thu 2PM–7PM SAT 12PM–5PM CONTACT US TODAY • Right on Scotia Mon–Thu 2PM–7PM SAT 12PM–5PM FRI Closed CONTACT US TODAY FRI Closed CONTACT US TODAY SAT 12PM–5PM HOURS CONTACT TODAY SATUS 12PM–5PM Mon–Thu 2PM–7PM CONTACT US TODAY CONTACT US TODAY FRI Closed fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com SAT 12PM–5PM fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com CONTACT US TODAY fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com fairgrounds@oxfordhomescanada.com | oxfordhomescanada.com

NO OW WO OP PE EN N N N O W O P E N N O W O P E N DETACHED SINGLES N O W O P E DETACHED SINGLES & &N DETACHED SINGLES & N N FREEHOLD O WW O P E FREEHOLD TOWN HOMES TOWN HOMES N O O P DETACHED SINGLES & E N FREEHOLD TOWN HOMES DETACHED SINGLES & FREEHOLD TOWN HOMES TOWNS STARTING AT DETACHED SINGLES &LOW TOWNS STARTING AT LOW TOWN HOMES DETACHED SINGLES & NFREEHOLD O W O P E N TOWNS STARTING AT LOW FREEHOLD TOWN HOMES TOWNS STARTING AT LOW FREEHOLD TOWN HOMES

$ $ DETACHED SINGLES & 300,000 $ 300,000 FREEHOLD TOWN HOMES $ $ $300,000 $300,000 300,000 $ $ $ 400,000 $ 400,000 300,000 $ $ $400,000 $400,000 400,000 $400,000 TOWNS STARTING AT LOW TOWNS STARTING AT LOW TOWNS STARTING AT LOW

905.235.7744 905.235.7744 905.235.7744 905.235.7744 905.235.7744 905.235.7744 905.235.7744 905.235.7744

SINGLES STARTING AT LOW SINGLES STARTING AT LOW TOWNS STARTING AT LOW SINGLES STARTING AT LOW SINGLES STARTING AT LOW SINGLES STARTING AT LOW SINGLES STARTING AT LOW SINGLES STARTING AT LOW SINGLES STARTING AT LOW

//MORTGAGE ADVICE

What first-time homebuyers need to know before getting a mortgage » by ALYSSA RICHARD

ALYSSA RICHARD

is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Continuing low interest rates present a window of opportunity for first-time homebuyers, but before you begin touring homes and hiring a real estate lawyer, you need to get pre-approved for a mortgage. Once you’ve been pre-approved, remember that this is the absolute maximum amount a bank or mortgage broker would be willing to give you – and the mortgage payment at that top price is often outside of people’s comfort zones, when it comes to their personal budgets. To ensure you’re not strapped for cash and become house poor, try to buy something at a lower price point. Your budget will especially thank you when – not if, when – interest rates go up. Finance officials and economists have said for years that an interest rate hike was on the horizon. Since our economy follows the U.S.’s, the Bank of Canada will watch what the Federal Reserve does then go from there. It’s predicted that our prime

Finance officials and economists have said for years that an interest rate hike was on the horizon. 60 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

rate could go up by as much as 1.25 to 1.50 per cent, though, which would affect anyone who had a loan attached to prime (variable mortgage, bank loan or line of credit). First-time homebuyers thinking of taking advantage of a low variable mortgage rate this year, should first run the numbers to see if you could afford this potential increase. Using a home price of $413,000, if we plug that number into a mortgage calculator, put down 20 per cent and choose a five-year variable rate (2.09 per cent, for example), your monthly mortgage payment would be $1,413. Now, if prime went up by 1.50 per cent, so would your mortgage rate. If yours went up from 2.09 per cent to 3.59 per cent, your monthly mortgage payment would go up to $1,665 – that’s $252 per month or $3,024 per year extra that you’d need to find in your budget. Imagine how difficult that would be to come up with, if you’d already purchased something at the top of your max budget. In addition, fixed-rate mortgage holders won’t be immune to the interest rate increase, either – those will likely go up, too, but you’d be protected from that until your mortgage came up for renewal. Still, I wouldn’t be surprised if we saw more people choose a fixed-rate mortgage, in light of this potential interest rate increase. Even if an increase isn’t on the horizon, it’s wise to stress-test a mortgage before you buy. A good rule of thumb: if you can’t afford a two-per-cent interest rate hike, you may want to look at a home within a more appropriate price range.

//MONEY MATTERS

Owning versus renting » by GAIL VAZ-OXLADE

The housing market has gone wild, with people panting for good investments opportunities. Slow down and consider all the angles before you dive into home ownership. THERE’S SOMETHING ABOUT MONEY

GAIL VAZ-OXLADE

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

Did you see that? The issue has shifted from “shelter” to “profit.” That’s because people believe that a home is a good investment. While money is a key consideration, it shouldn’t be the only consideration. If you’re going to make the move from renting to buying, look at the dollars and cents. First there’s the straight calculation that compares the cost of carrying your own home (your principal and interest payments and property taxes) with the cost of renting one. Renters aren’t responsible for maintenance. Homebuyers also need to consider closing costs which include legal fees, land transfer tax, and other miscellaneous expenses that you avoid by renting. First and last months’ rent is also a ways smaller than the typical down payment on a home.

62 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Of course, when you own, no matter how small the principal portion of your mortgage is (and it’s miniscule in the early years), as long as the market is stable, and you’re not looking to make a quick sale, homeowners are building equity and increasing their net worth with every mortgage payment. And when you sell your principal residence one day, the money earned is tax-free. IT’S A WONDERFUL LIFE

When I was in my 20s, I lived in a neighbourhood that was suited to a single girl hell bent on a good time. Back then, renting was the perfect solution: one of limited responsibilities and commitment. Renting is virtually a worry-free existence – assuming you have a decent landlord. Home ownership is a responsibility that also brings a ton of warm, fuzzy feelings. It means you can put down roots. You have complete control of your environment so, yes, you can paint your living room red. LOCATION, LOCATION

Buying a home in a neighbourhood you don’t know well is one a common mistake. If you’re new in town, consider renting for six months or a year to get a feel for the area. If you like living there, you’ll feel more comfortable buying a home. STEADY AS SHE GOES

Your employment prospects should be stable before you consider buying a home. Home ownership requires a number of regular payments – mortgage, property taxes, utilities, maintenance and insurance. Missing any of these payments can trigger dire consequences. There are a number of financial factors to consider when it comes to the buying versus renting. But the decision involves much more than just running the numbers. You’ve also got to look at the emotional rewards and challenges of each alternative. I’ve been a renter and I’ve been an home owner, and overall I like ownership more.

50’ Lots

Come discover your new neighbourhood that backs onto a pond and forested area

OUR NEW 50’ LOTS STARTING FROM

629,990

40’ LOTS ALSO AVAILABLE

Ballymore Homes and Briarwood Homes are proud to present Mill Street Village. A family-oriented community offering exceptional new home values. Minutes from Highway 27 and 400, and only 20 minutes from Vaughan.

Surrounded by trees, water and on the street of your dreams

STARTING FROM

484,990

TOT T E N H A M

millstreethomes.com Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.

Sales Office Hours: Mon. - Thurs. 1pm - 8pm Friday by appointment Sat. & Sun. 11am - 6pm Sales Office: 6490 4th Line

e Av

n sto ng

r nD orto

Brim

lva Sy

Galloway Rd

401

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

s ng Ki e v nA

Sheppard Ave E

Manse Rd

DVP

St Clair Ave E

Morningside Ave

t Rd

Main St

Gerard St

Passmore Ave

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

Eglinton Ave E

East Ave

QEW

Christie St.

Evans Ave

Yonge St

Dundas St. W.

Don Valley Pkwy

QEW

Cosburn Ave

O'Connor Dr. Woodbine Ave

Queensway

Spadina

Bloor St.

Yonge St.

Laird Dr

Dundas St W

Bathurst St.

14Dupont St.

Don Valle

Dufferin St

Avenue Rd

Davenport Rd.

Pharmacy Rd Victoria Park

Sca

Warden Ave

Ave E

Lawrence Ave E

Sheppard Ave E Milner Ave

Progress Ave

McCowan Rd

St Clair Ave.

Allen Expressway

Leslie St Eglinton

Birchmount Rd

Va u

Bathurst St

Eglinton Ave W

401

Brimley Rd

Rogers Rd

Ellesmere Rd

Huntingwood Dr

Finch Ave E

Bellamy Rd

Bloor St W

ng s

Caledonia Rd

Briar Hill Ave

Eglinton Ave W

13 Steeles Ave.

McNicoll Ave

Markham Rd

Rathburn Rd

kR y

y Pkwy

Keele St

to n

Dufferin St

W es

427

Kipling Ave

ew e

Lawrence Ave E

York Mills

401

Sheppard Ave E

Scarborough Golf Rd

Th e

k lac

Tre th

Ave

401

Finch Ave W

Drewry Rd

Pleasant Ave

Orton Park Rd

Martin Grove Rd

Kennedy Rd

Islington Ave

Midland Ave

Westway

Jane St

Wilson Ave

pressway

Dixon Rd

3 400

Bayview

401

Weston Rd

Mills

409

Signet Dr

ale

Don

Humberline Dr

Allen Ex

Dufferin St

Finch Ave W

ion

Alb

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

central region:

McCowan Rd

Tapscott Rd

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

64 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

aristahomes.com •

MADISON HOMES

Briar Hill

madisonhomes.ca

FIELDGATE HOMES

Zigg

416-545-0223

AVERTON HOMES

Evolution

averton.ca

MENKES

Humber Mews

416-259-2525

MENKES

Dwell City Town

416-259-2525

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

CONSERVATORY GROUP

Weston Village

416-748-7001

•

GEORGIAN CORPORATION

Lex Towns

416-428-3419

•

TIFFANY PARK HOMES

Westhaven

416-792-6655

GRAYWOOD DEVELOPMENTS LTD

Westhaven

COVENTRY HOMES

•

from $350,000

from $320,000

•

from $550,000

•

from $550,000

• •

Page No.

from $1150,000

• •

from $1400,000

•

from $490,000

•

from $495,000

12G

•

from $633,000

416-792-6655

•

from $633,000

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

EMSATEC CANADA INC.

The Brownstones 5

416-531-7760

•

from $350,000

LINDVEST

The Brownstones at Westown

lindvest.com

•

from $330,000

LINDVEST

Grand Cornell Brownstones in Markham lindvest.com

•

from $340,000

LINDVEST

Corporate

lindvest.com

•

FIELDGATE HOMES

90 Niagara

416-981-0036

•

from $346,000

TRIBUTE COMMUNITIES

Canterbury

647-352-2130

•

from $767,000

NATIONAL HOMES

The Townes of Richview

416-746-1234

from $570,000

INSOHO DEVELOPMENTS

Highland Creek Collection

ownhighlandcreek.com •

from $650,000

17D

DUNPAR HOMES

The Ossington

416-253-5888

from $700,000

MATTAMY HOMES

Downsview Park

www.mattamyhomes.com

from $270,000

CONSERVATORY GROUP

Oakdale Village

416-243-0567

from $429,000

CONSERVATORY GROUP

Upper Beach Villas

416-698-7796

from $415,000

11G

BEAVERBROOK HOMES

Evolution

416-747-9691

from $270,000

MATTAMY HOMES

Heron Park

www.mattamyhomes.com

•

17E

MATTAMY HOMES

Upper Summerside

www.mattamyhomes.com

•

12G

PEMBERTON GROUP

Park Lake Residences

416-769-4343

H&R DEVELOPMENTS

Westown

hr-newhomes.com •

ASPEN RIDGE HOMES

Scenic On Eglinton

416-805-1781

TRIBUTE COMMUNITIES

RCMI

416-363-4800

ASPEN RIDGE HOMES

Seventy Seven Charles

416-203-7034

•

YOUR HOME DEVELOPMENTS

Nature’s Path

647-340-6972

ARISTA HOMES

Lilly Factory Towns

416-792-4872

MENKES

Bloom Park Towns

DECADE HOMES

SUNDANCE HOMES

•

• • •

•

from $180,000

•

from $190,000

10F

•

from $324,000

•

from $2100,000

•

from $280,000

17E

•

from $395,000

12G

416-730-1600

•

from $690,000

Yorkdale Village Phase II

416-638-5656

•

from $320,000

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

•

Toronto, Etobicoke, York, North York, East York, Scarborough

Price Range

Goddard on the Valley

central region:

Tel

ARISTA HOMES

Fi Map nd er

Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

Steeles Ave W

ence

Clar

Major Mackenzie

e Av

Kipling Av 42

Isl on

Huntington

Langstaff Rd

Teston Rd

t ing

King-Vaughan Rd

400

9 King Rd

Rutherford Rd

Maple

Thornhill

Clark Ave W

Centre St

Langstaff Rd

Keele St

Kirby Rd

City of Vaughan

Dufferin St

Nashville Rd

Pine Valley

Jane St

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

Weston Rd

12 Line R

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Price Range

Page No.

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

•

from $600,000

FIELDGATE HOMES

IMPRESSIONS

impressionskleinburg.com •

•

from $688,000

25 & Insert

ARISTA HOMES

Vellore Woods

aristahomes.com •

from $750,000

PRIMONT HOMES

Renaissance Townes

905-417-3363

•

from $595,000

ANDRIN HOMES

Claridge Gate

andrinhomes.com

•

from $670,000

23 14D

ARISTA HOMES

Vaughan Valley Estates

aristahomes.com •

from $1400,000

ASPEN RIDGE HOMES

Chelsea Maple Station

aspenridgehomes.com •

from $700,000

IFC 11E

SENATOR HOMES

Bathurst 9130

289-597-4381

from $720,000

27 13G

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com •

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com •

TRIBUTE COMMUNITIES

Gates of Nobleton

647-633-3500

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

TIFFANY PARK HOMES

Valleybrooke Estates

905-303-1620

ASPEN RIDGE HOMES

Upper West Side

CONSERVATORY GROUP

•

from $950,000

•

from $690,000

from $870,000

uwscommunity.com •

from $1099,000

14D

Upper West Side

289-553-4156

•

from $1099,000

14D

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000

14D

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000

14D

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000

14D

LORMEL HOMES

La Viva

lavivatowns.com

from $350,000

TREASURE HILL HOMES

Moda Urban Village

treasurehill.com

FOREST HILL HOMES

Bridle Path of Thornhill

foresthillhomes.ca •

TREASURE HILL HOMES

Victory Heights

treasurehill.com

•

ROSEBURY HOMES

Riverside in Pine Grove

416-746-1234

•

ANDRIN HOMES

Chelsea Maple Station

905-553-0288

DUNPAR HOMES

Riverside Village

416-253-5888

MADISON HOMES

Thornhill Ravines

905-417-1203

•

from $1800,000

COUNTRY WIDE HOMES

The Point at Woodbridge

905-907-1500

•

from $700,000

COUNTRY WIDE HOMES

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

BEAVERHALL HOMES

Regency Estates

905-265-2634

•

from $1301,000

GRAYWOOD DEVELOPMENTS LTD Regency Estates

905-265-2634

•

from $1250,000

ASPEN RIDGE HOMES

King Oaks

905-539-0181

•

from $1100,000

11B

GREAT GULF

King Oaks

905-833-6413

•

from $1300,000

11B

ZANCOR HOMES

Royal Collection

905-833-0883

•

from $550,000

12A

TREASURE HILL HOMES

Thornhill Woods

treasurehill.com

•

from $950,000

13G

OSKAR GROUP

Le Sedici

lesedici.com

from $600,000

10E

•

• •

8E from $1700,000

• •

•

13F 13F

from $400,000

from $700,000

11E

from $519,000

5I 13G

central region: Vaughan, Maple, Woodbridge, Thornhill

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

5 404

4 7

Rd King 20

St Yonge

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

F G

oad

ider

S rson Jeffe

15 16 14

19th

ent

Reg

ath

Str

nzie

acKe

rM Majo

e Av 404

. Ave

am Denh

16th

ick R

dr Wel

st St

Bathur

central region: Richmond Hill

Mill

Elgi

9 d s ill R

Neal D

404

Leslie

d Yorklan

ble R

Gam 1

Ave.

Q R

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

Page No.

PRIMONT HOMES

Uptowns on Bayview

primonthomes.com

•

FOREST HILL HOMES

Jefferson Forest

foresthillhomes.ca •

•

SENATOR HOMES

Richvale

senatorhomes.com •

•

HEATHWOOD HOMES

Hampshire Mews

heathwood.com

CENTRA HOMES

The Mills Collections

416-238-2404

ASPEN RIDGE HOMES

Kettle Lakes Club

289-231-2849

ST. REGIS HOMES

Mission Hill on Bayview

905-884-8885

HIGHMARK HOMES

Nuvo

647-206-2276

TREASURE HILL HOMES

Urbantowns on Bayview

treasurehill.com

MATTAMY HOMES

Richmond Green

www.mattamyhomes.com •

•

ARISTA HOMES

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

MADISON HOMES

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

NORTH STAR HOMES

King’s Crossing

416-291-9666

from $800,000

from $530,000

YORKWOOD HOMES

Hillside Manors

905-770-4662

•

from $472,000

ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand

roseviewgrand.com

•

from $650,000

ACORN HOMES

Oak Knoll

acornhomes.ca

from $650,000

•

from $940,000

•

from $550,000

from $850,000

from $1100,000

from $730,000

•

from $485,000

Richmond Hill

•

central region:

Tel

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

# Si te

IFC-Inside front cover

Builder

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Price Range

FIELDGATE HOMES

BlueSky Stouffville

fieldgatehomes.com •

FIELDGATE HOMES

Aurora Trails

fieldgatehomes.com •

•

ARISTA HOMES

Aurora Trails

aristahomes.com •

•

GERANIUM HOMES

Pace on Main

905-591-1071

ARISTA HOMES

Boxgrove Village Markham

aristahomes.com

ANDRIN HOMES

Glenway In Newmarket

glenwayliving.com

•

LAKEVIEW HOMES

Glenway In Newmarket

glenwayliving.com

•

GERANIUM HOMES

Bloomington Woods

905-642-1900

•

MADISON HOMES

Cornell Rouge

905-472-9556

•

FOREST HILL HOMES

Cornell Rouge

905-472-9556

MARYDEL HOMES

Woodland Hills

905-898-7380

BEAVERBROOK HOMES

The Terrace On Rouge Creek

905-640-7360

MATTAMY HOMES

St. John Forest

mattamyhomes.com

•

from $700,000

25 18F

from $620,000

25 & Insert 13F

from $590,000

5 13F

from $330,000

35 18F

•

• •

•

TREASURE HILL HOMES

Accolades in Markham

416-798-7705

PRIMONT HOMES

Heirloom in Markham

905-201-2804

LEBOVIC HOMES

Bovaird Trail

905-640-7361

•

63 10C 63 10C from $1400,000

35 18D

from $690,000

from $400,000 •

Page No.

8G 8G 10B

from $390,000

18F

from $650,000

14E 6F

•

from $830,000

•

from $510,000

•

from $2597,000

•

7F 14H

COUNTRY WIDE HOMES

Wismer Commons

905-907-1500

•

from $450,000

BROOKFIELD RESIDENTIAL

The Arbors

905-503-0992

•

from $650,000

14F

COUNTRY WIDE HOMES

The Arbors

905-907-1500

•

from $720,000

14F

BRIARWOOD HOMES

Havelock Town Manors

289-301-0077

•

from $560,000

MADISON HOMES

Greensborough

905-201-7700

•

from $1000,000

NATIONAL HOMES

Stonehaven

416-746-1234

•

from $730,000

13D 13D

•

NATIONAL HOMES

Stonehaven

416-746-1234

•

from $730,000

ASPEN RIDGE HOMES

Woodland Hills

416-270-9484

•

from $450,000

PARADISE HOMES

Aurora Trails

auroratrails.com

•

from $620,000

13F

OPUS HOMES

Aurora Trails

auroratrails.com

•

from $620,000

LINDVEST

Auroraglen

lindvest.com

•

• •

CONSERVATORY GROUP

Heritage Estates

905-640-2274

•

KYLEMORE COMMUNITIES

Angus Glen West Village

905-887-9950

•

NEW ERA HOMES

Landmark Estates

from $283,000

18F

from $2000,000

905-953-9046

from $550,000

11D

from $434,000

STARLANE HOME CORPORATION BlueSky Stouffville

starlanehomes.com •

ANDRIN HOMES

andrinhomes.com •

Glenway

13F 14E

CONSERVATORY GROUP

Heritage Collection

905-640-2274

BALLANTRY HOMES

Cornell

ballantryhomes.com •

PRESTON HOMES

Copper Hills

905-954-4050

18F 10E

•

• •

•

MADISON HOMES

Forest Hill

cornellrouge.com

ASPEN RIDGE HOMES

Upper Cornell

905-554-3446

•

NATIONAL HOMES

Wismer Woods

416-746-1234

•

from $680,000

18F

from $520,000

from $500,000

14E

from $400,000

from $495,000

•

from $680,000

GERANIUM HOMES

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000

GERANIUM HOMES

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000

GERANIUM HOMES

Uptownes at Cardinal Point

905-640-9999

•

from $420,000

GERANIUM HOMES

Copperstone Ballantrae

905-640-9999

•

from $1.1,000

OXFORD HOMES

Coventry Valley

905-836-8902

from $600,000

10D

H&R DEVELOPMENTS

Castle Square

hr-newhomes.com

BEAVERBROOK HOMES

Victoria Highlands

416-924-0110

•

from $450,000

10H

COUNTRY WIDE HOMES

Woodland Hills

905-907-1500

•

PRIMONT HOMES

Harmony

905-305-8871

•

NORTH STAR HOMES

Mill Fair Village

NorttStarHomesInc.com

STARLANE HOME CORPORATION Upper Unionville

•

10C 5I

905-534-0493

•

• •

PARADISE HOMES

Upper Unionville

905-477-6464

•

TREASURE HILL HOMES

Aurora Woods on Bayview

905-727-5794

•

MATTAMY HOMES

Cornell

mattamyhomes.com •

CHERRYWOOD HOMES

Glengrove on the Park

905-640-7571

•

from $500,000

•

from $520,000

from $769,000

13H

from $250,000

19F

• •

•

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

10 9

Mono

Adjala

400

37 33 55

Barrie

King 14

Schomberg

Tecumseth and Tottenham65 71

Keswick

20 7 11

Georgina 2

k La

im eS

East Gwillimbury

Oro

45 70 40017 16 5 Bradford

Alliston

Essa

Beeton

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

Hwy 5

Shelburne

Lindsay

Uxbridge

Cannington

ugo

Oshawa

Scugog

401

Manvers

400

ark

Map

8 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

lop

400

Newcastle

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

s Dr

Mara

n Vetera

Wasaga Beach

Orillia

Bracebridge

60 41 22

irv

Tay

400

Huron Rd

iew

46 3

Midland

Thornbury

Georgian Bay

2 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

72 Duckwor

north region:

nc Vi ia Rd

Price Range

Victoria Highlands

averton.ca

•

OXFORD HOMES

The Fairgrounds in Sutton

905-235-7744

•

STERLING HOMES

Blue Horizon

bluehorizonluxury.com •

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

•

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

•

PACIFIC HOMES LIMITED

MarlLake Village

1-877-428-5115

•

RED BERRY HOMES

MarlLake Village

1-877-428-5115

•

DELPARK HOMES

Cedar Ridge

905-722-7210

•

LOSANI HOMES

Summit Shores

losanihomes.com/readybuilt

MANCINI HOMES

Princeton Woods

705-730-1978

•

NATIONAL HOMES

The Forest

416-746-1234

•

MARIPOSA HOMES

Trailside

705-329-3330

•

MANCINI HOMES

West Ridge Place Orillia

905-773-9997

•

GRANDVIEW HOMES

Mayberry Estates

705-735-0732

from $550,000

23 10H

from $320,000

from $700,000

•

from $485,000

•

from $485,000

•

from $210,000 •

Page No.

Fi Map nd er

•

8J 5F

from $210,000

from $275,000

10G

from $390,000

from $330,000

14E

from $480,000

from $249,000

•

from $460,000

•

FANDOR HOMES

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

GRANDVIEW HOMES

Big Bay Point

705-735-0732

•

from $355,000

13E

SUMMERHILL HOMES

West Shore Lakeside Community

705-689-0001

BALLYMORE HOMES

Lakeside Meadows

1-877-455-0201

BALLYMORE HOMES

Lakeside Meadows

1-877-455-0201

PREVIN COURT HOMES

Victorian Village

1-855-777-3846

•

ROSEHAVEN HOMES

Victoria Highlands

905-473-3225

•

• •

•

from $350,000

•

from $290,000

•

from $293,000

•

from $335,000

ROSEHAVEN HOMES

King Country Estates

905-558-0098

•

from $700,000

ASPEN RIDGE HOMES

King Country Estates

905-558-0255

•

from $780,000

COUNTRY WIDE HOMES

King Country Estates

905-907-1500

•

from $750,000

MARYDEL HOMES

Seven Meadows

marydelhomes.com •

from $290,000

11F

GREAT GULF

Summerlyn Village

905-775-3461

•

from $580,000

BROOKFIELD RESIDENTIAL

Grand Central

905-778-0873

•

from $500,000

GRANDVIEW HOMES

Cromwell Place

705-735-0732

•

ASPEN RIDGE HOMES

Simcoe Landing Keswick

647-921-0381

•

from $490,000

KAITLIN CORPORATION

Blue Shores

1-866-625-2583

•

from $380,000

Maplewood

705-835-0354

•

from $430,000

•

8I 7G 9H

GEORGIAN INTERNATIONAL

Braestone Horseshoe Valley

705-727-5656

•

COUNTRY HOMES

Alcona by the Lake

1-866-531-3424

•

SANDIEGO HOMES

Lakeside Living in Innisfil

705-436-5445

•

PRISTINE HOMES

Pebbleshores

705-436-5547

•

STONEBRIDGE BUILDING GROUP Stonebridge by The Bay

1-877-420-0880

•

from $200,000

ROYALPARK HOMES

Emerald Forest

royalpark.com

•

from $200,000

DELPARK HOMES

Pretty River on Georgian Bay

1-888-257-1999

RAYMAC HOMES

Brennan Enclave

705-516-0681

BREMONT HOMES

Centretown

1-877-855-1122

Treetops

1-855-590-3577

•

SORBARA GROUP OF COMPANIES Treetops

1-855-590-3577

•

ROSEHAVEN HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

DEVONLEIGH HOMES INC.

Creekside

705-444-0555

DEVONLEIGH HOMES INC.

Parkside by Devonleigh

705-435-9991

DEVONLEIGH HOMES INC.

Brownley Meadows

705-423-9662

•

BRIARWOOD HOMES

Briarwood Estates

705-294-2288

•

LAKEVIEW HOMES

Greenbrook Village

519-306-0665

•

from $280,000

BROOKFIELD RESIDENTIAL

Fieldstone

1-855-379-1495

•

from $600,000

DELPARK HOMES

Fieldstone

MyFieldstone.ca

•

from $570,000

BRIARWOOD HOMES

Pretty River Collingwood

1-888-257-1999

•

from $310,000

BROOKFIELD RESIDENTIAL

Willow Glen Tottenham

905-406-1044

from $330,000

FAR SIGHT HOMES

Greenfields

1-855-299-7929

from $310,000

44 BROOKFIELD RESIDENTIAL

• •

•

• •

•

from $300,000

from $285,000

from $240,000

from $298,000

from $252,000

from $234,000

from $370,000

from $360,000

•

from $210,000

•

from $275,000

•

from $225,000

from $420,000

• •

from $450,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

north region:

Tel

AVERTON HOMES

28 DEMOCRAT HOMES

IFC-Inside front cover

Site

De t Se ach m ed To i w n Co hom nd e o

# Si te

Builder

luxury homes and condos to life

SPRING 2015

LuxuryLivingGTA.com

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

High-end homes & condos IN THE GTA: e! Who’s building what, and wher

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Spring issue now available. Cover photo courtesy of

2 UPPER WEST SIDE, PHASE BY REGAL CREST HOMES

REDEFINING LUXURY – GEN Y STYLE

STYLE ICON KARL LAGERFELD ON ARRIVES AT YONGE + EGLINT

DESIGNER DETAILS WITH CANDICE OLSON: Q&A PM 5:30PM 4/15/15 4:24 15-04-15

Get your copy now! 416.626.4889

ING 2015.inddd 11 Luxury Spring 2015_Master.ind LuxuryCover-SPR

Aug 22 - Sep 5, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 75

WINTER/SPRING 2015 FREE

HOME&CONDO THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

Trends in lowrise & highrise homes Your guide on where and what to buy

WHAT TO CONSIDER BEFORE GETTING YOUR FIRST MORTGAGE

Expert tips to

DECORATE YOUR FIRST HOME 1 YOUR S PFIRST E C I AHOME L E DWINTER I T I O N 2015

YFH 02-07-15_master.indd 1

15-02-03 7:10 PM

76 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

FALL ISSUE COMING SOON 416.626.4889

Wentworth St

Bloor St.

Phillip Murr

Gibb St

Wentworth St

King St W Bond St W

401

Dundas St E

Bayly St E

401

Kingston Rd

Montgomery F

401

Granite Court

Appleview Rd

gst

Whites Rd

Kin

Sheppard Ave

Spruce Hill

Stroud's

Highview Rd

Glenanna Rd

Sandy Beach Liverpool Rd

Altona Rd

Finch Ave

Fairport Rd

Brock Rd

Magill 92Dr

Westney Rd S

45 9 Rossland Rd

Delaney Dr

Dixie Rd

3 Concession

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

riv

Lak

Church St S

11 90 4 Concession

Altona Rd

Pickering Beach Rd

Riverside

32 Sideline

4 Concession

32 Sideline

Shoal Point Rd

Finley Ave

Rosebank Rd

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd

North Rd

Manning Rd

15 Rossland Rd

Taunton Rd W

Brock Rd

Whitevale Rd

30 Sideline

54 66

Taunton Rd E

Ravenscroft

16 Sideline

City of Pickering

7 Conncession

9 Concession

28 Sideline

McQuay

Westney Rd N

5 Concession

5 4 3

24 Sideline

Gordon St

Cochrane St

6 Concession

Fifth Conces

Salem Rd

Church St N

20 Sideline

Adelaide Ave

Rossland Rd

Brock St S

Audley Rd

Greenwood Rd

Brock Rd

Blair St

Henry St

Audley Rd

Salem Rd

16 Sideline

Thornton Rd

Hopkins St

Townline Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Stevenson Rd

Kendalwood R

Lakeridge Rd

7 Concession

9 Concession

8 Concession

12 Sideline

Olive Ave

Beatrice St

Dryden Bv

Conlin Rd

Rossland/Winchester R

Brawley Rd

Coronation R

4 Sideline R

6 Sideline

68 Myrtle Rd W

10 9

Columbus Rd

Halls Rd N

Brock St N

Country Lane

4 Sideline

4 Sideline R

Taunton Rd W

Church St E

Baldwin St S

Ashburn Rd

Country Lane

Park Rd S

Garden St Blair St

Garden St

Cedarbrook T

Cochrane

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Anderson St

Wilson Rd S

Bloor St

60 3

Baldwin St N

Duffs Rd

King

Adelaide Ave

Conlin Rd

City of Oshawa

8 Concession

13 12

Thornton Rd

Pickering, Ajax, Whitby, Oshawa

east region:

Sim

Mary St N

Thickson Rd

Lake Ridge R

Ritson Rd N

Stevenson Rd

Harmony Rd S

Central Park

Garrard Rd

St E

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

Price Range

Page No.

M Fi a nd p er

ARISTA HOMES

Whitby Meadows

aristahomes.com •

•

FIELDGATE HOMES

Whitby Meadows

fieldgatehomes.com •

•

AVERTON HOMES

Main Street Seaton

averton.ca

HEATHWOOD HOMES

Country Lane in Whitby

Heathwood.com

DELPARK HOMES

The Brook

thebrookhomes.com •

SENATOR HOMES

Harbourside Condominiums

905-493-3823

•

TRIBUTE COMMUNITIES

Charing Cross

905-571-1011

•

GREAT GULF

Stonecrest

greatgulf.com

•

MENKES

Somerset

905-428-0500

TRIBUTE COMMUNITIES

The Village of Brooklin West

EMERY HOMES

from $280,000 •

•

from $420,000

79 15G

from $250,000

from $390,000

14E

from $298,000

14G

•

from $690,000

905-425-0539

•

from $400,000

11D

Town Central

1-877-953-6379

•

from $350,000

HIGHMARK HOMES

Triumph

whitbytriumph.ca

from $390,000

10G

LAKEVIEW HOMES

The Forest of Lyndebrook

416-746-1234

from $490,000

10F

STAFFORD HOMES

Elements Townhomes

elementsajax.com

from $390,000

FERNBROOK HOMES

Altona Woods

fernbrookhomes.com

from $450,000

MATTAMY HOMES

Seaton

www.mattamyhomes.com •

•

LIFETIME HOMES

Folkstone

1-877-365-9555

•

KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green

416-746-1234

•

TRIBUTE COMMUNITIES

U.C. Towns

905-571-0222

GREAT GULF

Grandview Oshawa

1-888-579-7235

•

PRESTON HOMES

Prestonvale Heights

905-432-2800

•

TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

SUNDIAL HOMES LIMITED

Mulberry Meadows

905-427-8255

SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

BAYCLIFFE HOMES

The Gates of Whitby

905-668-9828

•

GREYCREST HOMES

the fields of conlin

905-725-4539

•

MIDHAVEN HOMES

Breeze

1-877-773-6888

•

STORYBOOK HOMES

Brookstone Estates

905-438-9516

•

LEBOVIC HOMES

Old Taunton in Pickering

905-428-3434

•

SUNDANCE HOMES

The Towns of Nichol Green Phase 2 905-441-3312

GLEN ROUGE HOMES

The Cornerstone

905-415-2710

•

• •

•

• • •

•

from $335,000

10G

from $280,000

11I

from $350,000

13F

from $334,000

14F

from $350,000

15J

from $339,000

15G

from $500,000

from $250,000

10J

from $250,000

from $310,000

15G

from $300,000

15F

from $1050,000

11C

• •

•

5H from $350,000

11J

from $796,000

Pickering, Ajax, Whitby, Oshawa

•

east region:

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

east region: 19

Page No.

AVERTON HOMES

Beacon Hill Bowmanville

averton.ca

•

from $420,000

23 13B

GERANIUM HOMES

Verandas Port Hope

905-885-0555

•

from $322,000

34-35 10I

MASON HOMES

Port Hope Lakeside Village

905-885-6565

•

from $229,000

15J

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000

16B

FAR SIGHT HOMES

The Estates at Sunset Ridge

905-642-9015

•

from $930,000

PARKVIEW HOMES

Jackson Creek Meadows

705-748-4663

•

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

BROOKFIELD RESIDENTIAL

Foxtrail

foxtraillife.ca

•

KAITLIN GROUP LTD.

Port of Newcastle

1-800-305-6849

•

KYLEMORE COMMUNITIES

Port of Newcastle

905-987-5146

STORYBOOK HOMES

Bond Head Estates

905-438-9516

PARKVIEW HOMES

Harmony Condominiums

705-748-4663

RICE DEVELOPMENTS

Willmot Creek On The Lake

905-697-5806

B.G. SCHICKEDANZ

Lake Scugog Estates

1-888-894-9888

KAITLIN GROUP LTD.

Aspen Heights

905-697-0513

KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

KAITLIN GROUP LTD.

Country Classics

1-866-514-3573

•

EMPIRE COMMUNITIES

Estates of Wyndance

905-649-8197

CARRINGTON HOMES

Woodlands of Upper Courtice

MASON HOMES

2I •

2I from $470,000

from $260,000

14E

•

from $479,000

14E

•

from $850,000

14E

from $189,000

•

from $225,000

11D

•

from $330,000

18B

•

from $165,000

10C

•

from $210,000

10C

from $300,000

10C

•

from $900,000

905-787-0963

•

from $260,000

Parklands

1-866-443-7900

•

from $269,000

H&R DEVELOPMENTS

Gracefields

hr-newhomes.com •

from $322,000

THORNRIDGE HOMES

Gracefields

1-877-361-4226

•

from $320,000

LINDVEST

Gracefields

1-877-361-4226

•

from $320,000

HIGHCASTLE HOMES

Northglen

northglen.ca

•

from $221,000

11B

DELPARK HOMES

Northglen

905-419-7222

•

from $221,000

11B

ESQUIRE HOMES

Northglen

northglen.ca

from $245,000

11B

JEFFERY HOMES

BrookHill

905-697-0765

•

from $300,000

10B

VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

•

from $210,000

•

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi Map nd er

Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

//IN THE NEWS

LIV Communities breaks ground at Casablanca in Brampton LIV Communities took its first step towards completing Brampton’s newest community, Casablanca, at a recent groundbreaking event, attended by purchasers and members of the construction teams. Anthony Martelli, chief operating officer of LIV Communities, expressed appreciation to the guests, and discussed the growth of LIV Communities and the success of Casablanca’s opening. Seven members of the LIV Communities team drove their shovels into the dirt, breaking ground – and officially beginning construction at Casablanca. Just down the street from the ground breaking, the model home is currently under construction. With completion expected in the next few months, new 82 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

and prospective homebuyers will have the opportunity to experience the quality that a LIV home provides. Located at Countryside Drive and McVean Drive, Casablanca is an opulent home community featuring only single-detached homes. A wide selection of luxury homes is still being offered, including classic two-storey homes and bungalows. Designed with a modern twist on a traditional aesthetic, each home is stunning, both on the inside and outside. With $125,000 in lavish features included, these homes have truly been built with a high standard of quality to provide your family with a comfortable and luxurious home. The location in Brampton is an asset for Casablanca homebuyers. The immediate area is filled with magnificent amenities for the whole family. Premier schools, incredible restaurants, large shopping centres and outdoor activities are only moments away. LIV is proud to develop outstanding communities in spectacular locations. Casablanca is a perfect example of this simple philosophy. Now, after a successful groundbreaking, Casablanca is one step closer to providing you with a home that will make you love where you LIV. For more information, visit livhere.ca

Aug 22 - Sep 5, 2015

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 83

//IN THE NEWS

Great Gulf unveils ‘Heaven and Earth’ sculpture by Canadian Artist David James Great Gulf recently celebrated its commitment to city beautification and officially unveiled “Heaven and Earth,” a sculpture by Canadian artist David James at HOT Condominiums. Special guests on hand to inaugurate this public art installation included Mayor Bonnie Crombie, Ward 10 Councillor Sue McFadden and HOT residents. Located at the northwest corner of Winston Churchill Boulevard and Eglinton Avenue West, the gateway to this community, the sculpture can be enjoyed by residents, visitors and all that travel through the intersection. “Great Gulf worked very closely with Councillor McFadden to support the City’s vision in placing a landmark sculpture at this strategic location,” says Christopher Wein, president of Great Gulf. “We are deeply aligned with this community through our passion for public art and Great Gulf ’s commitment to create the best architecturally designed buildings that bring life to neighbourhoods. HOT Condominiums, featuring the ‘Heaven and Earth’ sculpture

Left to right: Sue McFadden, Ward 10 Councillor City of Mississauga; Christopher Wein, president, Great Gulf; Bonnie Crombie, Mayor, City of Mississauga; Tad Putyra, COO, Great Gulf; and Bruce Freeman, executive vice-president marketing, Great Gulf 84 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

builds a strong presence bringing culture and energy to this vibrant area at Winston Churchill Boulevard and Eglinton Avenue.” “The Heaven and Earth sculpture, designed by talented Canadian artist David James, is a celebrated and welcomed addition to our community,” Mississauga Mayor Bonnie Crombie says. “In Mississauga, we understand and appreciate the important role public art has toward elevating the quality of life in neighbourhoods for families. The work of artists contributes to our own urban planning efforts to build Mississauga’s future into a shining world-class city that is livable, walkable and enjoyed by all residents.” “It is always a pleasure for me to work with the Great Gulf Group of Companies,” adds Sue McFadden, Ward 10 Councillor. “They are true professionals who not only produce top quality real estate properties throughout North America, but also recognize the importance of beautifying cities by commissioning artwork such as this stunning ‘Heaven and Earth’ sculpture. This unique piece will provide a warm welcome to visitors as they enter the City of Mississauga through Ward 10 – the best ward in the city – and Great Gulf should be commended for their vision.” HOT is a community of three sleek, modern residential buildings, each standing four storeys tall. With stunning architecture by Quadrangle and internationally renowned interior design team Cecconi Simone, these award-winning condos are striking inside and out.

COMING SOON TO BRAMPTON

Single Family Homes in the vibrant community of Mount Pleasant

Bram

pton Per S ’s Best V a quar e Foo lue t

2 & 3C GARAG ar ES Only a limited number of lots available in this desirable location Artist’s concept.

Starting from the

600’s

up to 4,100 square feet

• Open concept, Real Family Living • A fabulous location close to schools, parks, shopping and entertainment • Oversized balconies • Luxurious features and finishes and more

goldparkhomes.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

DUNPAR HOMES

Heritage Gate

heritagegate.ca

•

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

AMACON

The Towns at Parkside Village

705-435-9991

•

STARLANE HOME CORPORATION Churchill Woods

starlanehomes.com •

•

GREENPARK HOMES

Churchill Woods

churchillwoods.ca •

•

CONSERVATORY GROUP

Central Park North

905-890-0195

•

COUNTRY HOMES

Lakeshore Village

1-866-746-2999

•

GREAT GULF

Hot

905-828-4257

DUNSIRE DEVELOPMENTS

Crown Collection

DEZEN HOMES

from $690,000

•

Page No.

from $300,000

from $550,000

•

from $562,000

•

from $529,000

from $465,000

from $550,000

from $420,000

1-888-519-2346 x201 •

from $1750,000

McLaughlin

905-696-7938

from $544,000

FOREST HILL HOMES

Derry Village Mississauga

foresthillhomes.ca

from $690,000

DUNPAR HOMES

Park View Trail

416-253-5888

from $500,000

11G

DUNSIRE DEVELOPMENTS

Barca Verde

barcaverde.ca

from $690,000

10I

DUNSIRE DEVELOPMENTS

Anchors at lakeview

905-990-1745

from $420,000

10I

•

Mississauga

Price Range

west region:

Tel

Fi Map nd er

Site

De ta Se ch m ed To i w Co n h o nd m o e

# Si te

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd 51

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Brampton, Caledon, Bolton

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west region:

ea ea

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Caledon

410

Price Range

STARLANE HOME CORPORATION Vales of the Humber Estates

valesofthehumber.com

•

mattamyhomes.com

•

from $498,000

LotusPointeCaledon.ca

•

from $636,000

•

from $692,000

25 & Insert

MATTAMY HOMES

STARLANE HOME CORPORATION Lotus Pointe Caledon

FIELDGATE HOMES

Lotus Pointe Caledon

905-838-2806

•

GREAT GULF

Westfield

905-866-6876

•

Gold Park Homes

Encore Brampton

goldparkhomes.com

HEATHWOOD HOMES

Meadow Green

647-287-7042

•

ASPEN RIDGE HOMES

Credit Manor Heights

yourkingdom.ca

•

REGAL CREST HOMES

Credit Manor Heights

yourkingdom.ca

•

COUNTRY WIDE HOMES

Credit Manor Heights

yourkingdom.ca

PRIMONT HOMES

Newtowns at Mount Pleasant

www.primonthomes.com

FIELDGATE HOMES

Valley Lands

905-457-0445

FIELDGATE HOMES

62 67

Mount Pleasant North

•

from $693,000

Page No.

8 11

•

from $946,000 •

31 11L

from $490,000

21 10K

from $600,000

from $650,000

•

from $1000,000

•

from $1000,000

•

from $1000,000

•

from $350,000

•

from $643,000

25 & Insert

City Towns Valley Lands in Brampton mycitytowns.ca

•

from $400,000

PARADISE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca

•

from $400,000

PRIMONT HOMES

Seasons in Caledon

www.primonthomes.com

•

from $715,000

LIV COMMUNITIES

The Classics

info@livhere.ca

from $600,000

COSCORP INC.

The Village of Southfields

thevillageofsouthfields.ca •

•

from $490,000

MONARCH CORPORATION

The Village of Southfields

905-843-0707

•

from $690,000

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

•

from $350,000

VANMAR HOMES

Credit Ridge Estates

416-746-1234

from $550,000

TIFFANY PARK HOMES

The Estates of Spring Valley

905-216-5620

•

from $583,000

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

ASPEN RIDGE HOMES

Mayfield Village

905-230-2592

•

from $360,000

11L

TREASURE HILL HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $780,000

11L

GREENPARK HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $780,000

11L

QUEENSGATE HOMES

Vales of the Humber

queensgateavalee.com •

from $640,000

11L

AVALEE

Vales of the Humber

queensgateavalee.com •

from $640,000

11L

MATTAMY HOMES

Mount Pleasant Village

mattamyhomes.com •

•

from $255,000

STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

GREENPARK HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

ROSEHAVEN HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca •

from $450,000

STANFORD HOMES

The Ravines of Credit Woods

905-453-4200

TREASURE HILL HOMES

Southfield Meadows

treasurehill.com

ROSEHAVEN HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

• • •

•

from $570,000

from $420,000

•

from $295,000

•

from $190,000

•

SABERWOOD HOMES

Heart Lake Village

905-773-6549

from $300,000

LINDVEST

Spring Valley Junction

lindvest.com/svj

•

from $620,000

LIV COMMUNITIES

Casablanca

905-915-5227

•

from $700,000

PRIMONT HOMES

Centretown

905-495-5067

•

from $410,000

905-846-2930

•

CONSERVATORY GROUP

Trinity Village

HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

FOREST HILL HOMES

Ravines of Castlemore

905-794-8875

OXFORD HOMES

Adena Ridge

905-584-6444

ANDRIN HOMES

Turnberry Townhomes

AndrinTowns.com

BROOKFIELD RESIDENTIAL

Pathways

905-584-2225

•

from $490,000

ACORN HOMES

Castlegate

acornhomes.ca

•

from $575,000

11K

ROSEHAVEN HOMES

The Neigbourhoods of Mount Pleasant 416-410-0175

•

from $405,000

TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000

TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $405,000

PARADISE HOMES

Upper Mount Pleasent

paradisedevelopments.com •

•

from $400,000

DEVONLEIGH HOMES INC.

Meadowlands

519-942-3312

from $339,000

PRIMONT HOMES

Castlemore

905-856-5777

from $430,000

MERIDIAN HOMES

Credit Valley Manors

905-216-5186

•

from $400,000

GREAT GULF

Mount Pleasant

905-459-5772

•

BALLANTRY HOMES

Spring Valley Village

ballantryhomes.com

• • •

•

• •

•

• •

from $440,000

from $430,000

from $650,000

from $600,000

37O

from $350,000

from $640,000

from $420,000

Brampton, Caledon, Bolton

•

west region:

Tel

MATTAMY HOMES

The Village of Southfields

905-843-0707

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

# Si te IFC-Inside front cover; IBC-Inside back cover

Builder

Co un t

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Hillsburg

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403

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11 rth

QEW

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lvd

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Niagara on the Lake 2

40 Hannon42 41

Sid as

sio es

403

2 d oa

sio es nc

Jer

e Snak

y8 Hw

5t h

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Mohawk

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Rd ng lli

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Hamilton 4 39

Sid

Rd ia nn ita Br

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Burlington Bay

h rry De

e rid lb Ki

n sio

n ai M E sA ve

sio es

Co th

Rd g

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Rd e

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ou M

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Waterdown Burlington

d oa E ill lv el pb

Burlington

Sid e th

20 er Sid 15 Rd n sio es nc Ca

ll R

oa d

Sid er

oa d Sid er

Sid er oa d 25

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403

407

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Flamborough

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Waterdown

Tr 5 em ai

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n sio

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9 17

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401

ill

401

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

Acton, Halton Hills, Milton, Burlington, Waterdown

west region:

Halton Hills Georgetown Ja m

on Br

ne Li

oa d Sid er

D E

oa d Sid er 22

Cl ay

d rR Rd ga al ne af Li Rd Tr 6 ne Li 4

rt Rd ou ll sC hi le rc vd Co Chu Bl t on e S ct c la al W

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in e ai n W Li nt ou 10 M

Acton

Stoney Creek

Grimsby 44 37

St. Catharines

Niagara 420

Price Range

AVERTON HOMES

Averton Square

avertonsquare.com •

MENKES

The Enclaves of Upper Canada

289-891-9103

•

ROSEHAVEN HOMES

On the Ridge

HOMES BY DESANTIS

Page No.

from $620,000

•

from $490,000

liveontheridge.ca •

•

from $350,000

On the Ridge

liveontheridge.ca •

•

from $350,000

out of range HOMES BY DESANTIS

Lyon’s Creek

lyonscreekchippawa.com •

•

from $270,000

out of range ROSEHAVEN HOMES

Lyon’s Creek

lyonscreekchippawa.com •

•

from $270,000

SCHUIT HOMES

Perth Park

905-628-9559

•

GREAT GULF

Edgewood

905-356-9408

•

SPALLACCI HOMES

Simona Place

spallaccihomes.com •

SPALLACCI HOMES

Eden Park

905-381-4280

•

from $320,000

SPALLACCI HOMES

Eden Park

www.spallaccihomes.com •

from $320,000

STARLANE HOME CORPORATION Mountainview Heights Waterdown

starlanehomes.com

COUNTRY GREEN HOMES

The Uptowns of waterdown

905-690-7600

•

LAKEVIEW HOMES

Cannery Park

1800-565-5150

•

MATTAMY HOMES

Cranberry Hill

www.mattamyhomes.com

BEAVERHALL HOMES

Forestwood

905-636-1365

GREAT GULF

Rolling Meadows

905-680-0841

BRANTHAVEN HOMES

Jazz Condos

jazzcondos.ca

TOBYN PARK HOMES

Park City

parkliving.ca

HEATHWOOD HOMES

The Village at Traditions

905-876-3140

MATTAMY HOMES

Hawthorne South Village

mattamyhomes.com

CONSERVATORY GROUP

Jasper Village

905-636-1942

•

PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland

1-800-479-9777

•

COUNTRY GREEN HOMES

Park Place Village

905-690-7600

•

EDEN OAK

Weaver’s Mill

35 PHELPS HOMES

2Q from $305,000

11Q 2Q

•

from $250,000

10K

from $320,000

•

from $518,000

from $300,000

12R

from $200,000

from $180,000

10L

•

from $441,000

•

from $380,000

from $520,000

10G

from $194,000

12R

•

from $250,000

weaversmill.com/nh

•

from $336,000

Jordan Village

phelpshomes.com

•

from $345,000

36 PHELPS HOMES

Brookside

phelpshomes.com

•

from $236,000

37 PHELPS HOMES

Streamside

phelpshomes.com •

from $316,000

• • • •

•

LOSANI HOMES

Ancaster Glen

289-239-7629

from $370,000

LOSANI HOMES

The Fairgrounds

289-286-0928

from $250,000

LOSANI HOMES

Greenhill Glen

905-538-8752

from $270,000

LOSANI HOMES

Sherman Oaks

905-574-0828

from $290,000

LOSANI HOMES

Paramount

905-560-2061

from $230,000

LOSANI HOMES

Orchard Park

905-930-9943

from $390,000

LOSANI HOMES

Discovery

905-563-0666

from $330,000

Acton, Halton Hills, Milton, Burlington, Waterdown

west region:

Tel

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

# Si te IBC-Inside back cover

Builder

r rD so

al d

ac D

sh a St or e Rd

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St W as nd

ate

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Tr e

le M id d

pe or th m ha rn Bu

e Av

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n Rd

Devo

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n Li

tw ar

Ro ya ll R l W in d d

E Rd pe or th m ha rn

Ford Dr

n Li

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403

n Li

Oakville

rlo

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

r Rd

lin Blv

Lang

le Hespe

Oakville, Cambridge

h Ave

rdale

west region:

Guelp

Beave

n Rd

essio

tain Foun

ck Rd

le Blo

Midd

Conc

s Rd

Myer

mattamyhomes.com

•

from $589,000

Page No.

Fi Map nd er

Price Range

STARLANE HOME CORPORATION Woodland Trails

liveonoakville.ca

•

from $590,000

ROSEHAVEN HOMES

Woodland Trails

liveonoakville.ca

•

from $590,000

MARKAY HOMES

Bronte Park Town Manors

416-746-1234

•

from $590,000

GREAT GULF

Trafalgar Landing

905-844-1605

from $580,000

BRANTHAVEN HOMES

Oakvillage

oakvillage.ca

•

from $410,000

MINTO

Oakvillage

oakvillage.ca

•

from $410,000

EMSHIH DEVELOPMENTS INC

Oakvillage

905-639-9006

•

from $410,000

MENKES

Millstone On The Park

905-825-3619

•

from $420,000

•

Oakville, Cambridge

The Preserve

Tel

west region:

MATTAMY HOMES

Site

De ta Se che m d i To w Co n h o nd me o

# Si te

Builder

Model Home Photo Compliments of Monarch Corporation.

Kleinburg Crown Estates, The Essex C with finished lower level, Kleinburg, Ontario.

AUGUST2015 Monarch has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 95

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

96 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

2.50%

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 97

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.2

Alterna Svgs/Alterna Bk

2.55

Bank of Montreal

2.7

Bank of Nova Scotia

2.7

Canadian Western Bank CFF Bank

2.7

ICICI Bank Canada

2.75

National Bank Presidentâ&#x20AC;&#x2122;s Choice Finan

1 Year

2 years

3 years

4 years

5 years

2.94

2.64

2.59

2.69

2.79

2.85

2.59

2.94

2.68

2.89

2.84

3.39

3.89

2.69

3.29

3.09

3.39

3.89

4.49

3.14

3.04

3.65

4.2

4.74

2.69

2.79

2.89

2.99

4.00op 6.30op 6.30op 4.55

4.00op 5.30op

6.30op

6.45op

6.50op

6.45op

6.30op

CIBC

Manulife Bank

6 Months

1.99

4.00op

2.84

3.4

2.69

4.79

6.70op

6.35op

2.4

4.45

2.94

2.84

2.79

2.69

n/a

4.4

2.89

2.84

3.39

2.69

2.79

2.84

3.34 3.65

4.39

4.64

2.89

2.09

3.39

3.89

2.69

3.19

3.24

3.49

3.69

3.79

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 2.59

3.95 3.39

4.39 3.89

4.64 4.64

3.5

3.7

4.3

4.35

2.35 3.09

2.39 3.39

2.59 3.89

2.59 2.99

3.09

3.39

3.89

4.49

6.2

2.89

2.95

2.99

2.69

3.1

2.29

2.19

2.34

2.54

2.69

6.34op

2.89

2.79

2.89

3.14

3.09

3.39

3.89

4.74

2.95

2.9

3.4

3.9

4.45

3.09

3.55

2.49

2.67

2.7

Royal Bank

2.7

TD Canada Trust

2.7

Tangerine

2.7

6.70op

6.30op

3.15

3.20op

6.70op 3.14

6.30op

3.65

3.04

3.64

3.69

4.04

3.69

4.44

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.05 n/a

MTCC

2.7

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union First National Fin. LP

2.45

6.40op

6.30op

First Ontario C.U.

2.7

IC Savings

2.7

London Life

n/a

Luminus Financial

2.8

Meridian Credit Union

2.5

Parama Credit Union

2.65

2.8

2.85

2.95

3.05

3.15

Steinbach Credit Union

2.25

2.45

2.55

2.65

6.15

6.50op 4.2

6.50op

2.79

6.50op 6.30op

6.25op 6.30op

2.95op

2.45

2.49

2.69

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE August 10, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

98 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

2.69

Rosebury Homes

Woodbridge – Riverside in Pine Grove Now open – an intimate enclave of urban towns by the river. liveatriverside.ca

National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca

Rosehaven Homes

GTA

HOT SHEET BUILDERS: To include or update your listing, email wayne.karl@ypnexthome.ca Please say you saw it in New Home Guide!

NEW OPENINGS Oxford Homes

Sutton – The Fairgrounds

Now open – detached singles from the low $400’s and and freehold towns from the low $300’s. andrinhomes.com Andrin Homes

Holland Landing – Hillsborough

Now open – detached homes on 38-, 40- and 45-ft. lots. andrinhomes.com Kantium Development

Whitby – Trafalgar Green

Caledon – Southfield Meadow

Grand opening now on – freehold towns starting from the low $400’s. treasurehill.com Primont Homes

Caledon – Seasons

Now open – 36-,42- and 43-ft. detached homes from $599,900. primonthomes.com Madison Homes

Markham – Greensborough

Singles on 41- and 45-ft. lots. madisonhomes.ca Arista Homes

Vaughan – Vellmore Woods

Detached family homes in Vaughan, now under construction. aristahomes.com Ballymore Homes

Tottenham – Mill Street Village

Grand opening now on for these 50-ft. ravine lot homes. millstreethomes.com

Averton Homes

Bowmanville – Beacon Hill

Now open – collection of detached homes on 40-ft. lots from the low $400’s. averton.ca

Caledon – Lotus Pointe

Now open – two- and three-storey freehold towns from $459,990 and 36-ft. singles from $614,990. moveuptocaledon.ca

Andrin Homes

NEW RELEASES Andrin Homes

Thornhill – Claridge Gate

Vaughan – Maple Station

Three-storey terrace townhomes from $669,990. andrinhomes.com

Rosehaven Homes

Etobicoke – Dwell City Towns

Now open – modern freehold townhomes from the low $600’s. andrinhomes.com

Brampton – Urban Towndominiums at Mount Pleasant

Grand Opening now on – collection of 64 spacious two- and three-bedroom Towndominiums. rosehavenurban.com Madison Homes

Markham – Greensborough

A limited number of detached 36-, 41- and 45-ft. lots. madisonhomes.ca Brookfield Residential

Uxbridge – Foxtrail

Model homes now open for these bungalow townhomes from $469,990. brookfieldhomes.ca Treasure Hill Homes

Markham – Accolades

Now open – singles, semis and townhomes in Markham. treasurehill.com National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – 38-, 41- and 45-ft. detached singles. fieldgatehomes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com

Menkes

New release of urban townhomes in the heart of Etobicoke. menkes.com Rosehaven Homes

Bradford – DreamFields

Limited release of 45- and 36-ft. singles from $519,990s. rosehavenhomes.com Brookfield Residential

Aurora – The Arbors

New phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca Brookfield Residential

Tottenham – Willow Glen

Phase II now open – 36, 43- and 50-ft. designs. brookfieldhomes.ca Menkes

Etobicoke – Humber Mews

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com Queensgate Avalee

Brampton – Vales of the Humber

Limited release of prime 40- and 45-ft. lots. queensgateavalee.com AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 99

Ontario’s best source of real estate information to

buy, rent, sell or renovate [ 4-WEEK ISSUE ]

[ 4-WEEK ISSUE ]

Aug 22 - Sept 5, 2015 Volume 23 Issue 15

August 1 - 29, 2015 Volume 19 Issue 15

Aug 8 - 22, 2015 Volume 15 Issue 14

August 1 - 29, 2015 Volume 18 Issue 14

Eastern Ontario Edition

THE CHANGING LANDSCAPE OF BARRHAVEN

A N I N T I M A T E E N C L AV E O F H O M E S I N A N C A S T E R’ S B E S T A N D M O S T D E S I R A B L E L O C AT I O N COMING SOON

Welcome home to spacious condominium living.

WELCOME TO A PLACE CALLED

NOW UNDER CONSTRUCTION

HOME

THE STATION

YOUR 5 STAR HOME BUILDER

INSIDE THIS ISSUE

ESSENTIAL ADVICE FOR FIRST-TIME BUYERS

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MORE FAMILIES CALLING CONDOS “HOME”

BUSTING 4 COMMON ORGANIZING MYTHS

INSIDE THIS ISSUE

CREATIVE SOLUTIONS FOR ENVIRONMENTAL PROTECTION

10 TIPS FOR CREATING THE PERFECT GUEST ROOM

HOME SALES CONTINUE STRONG PERFORMANCE

INSIDE THIS ISSUE

MARKET SNAPSHOT: SWO NEW HOME PRICES & SIZES

STONEY CREEK: NOW YOU CAN HAVE IT ALL

SWO ECONOMIES THRIVING THIS YEAR

HOW TO HANDLE WARRANTY ISSUES IN THE FIRST YEAR

INSIDE THIS ISSUE

MAKING YOUR MASTER BEDROOM YOUR OWN

WHAT DOES BOC’S RATE CUT MEAN FOR YOU?

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7.25" x 10.5" OFC

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WINTER 2015 EDITION FREE

SEPTEMBER 2015 VOLUME 11, ISSUE 4, FREE GTA EDITION

各式電子工具都可瀏覧

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sHoppIng Curating a selection of the GTA’s top home and decor shops and services

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2015 HOME DECOR & RENOVATIONS

七月二十五日至八月二十九日 / Jul 25 - Aug 29, 2015 Volume 4 Issue 6

HOME&CONDO

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THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

今年秋季公開發售 DANIELS 悉心策劃

為湖濱社區劃上永恆的色彩

GUIDE

OUR decor wish list FOR

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THE NEW YEAR

Your guide on where and what to buy

PAGE

WHAT TO CONSIDER BEFORE GETTING YOUR FIRST MORTGAGE

單位售價由

起

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DESIGN WORLD

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DISHES ON DECOR TRENDS, HIS FAVOURITE SHOPS IN T.O. AND MORE! A SPECIAL ADVERTISING SUPPLEMENT

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2015 Home Builders’ Annual

HIGHLIGHTING THE

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Highlighting the top builders and developers across the GTA

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EXPERT ADVICE Top tips to guide you through the homebuying process

KNOCK ON WOOD Six-storey wood housing a viable new option

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Is This Why It’s Called The Greater Toronto Area?

iscover great new ways to live all around the Toronto region. Mattamy lets you choose where and how to live more fully in extraordinary communities from Hawthorne South Village in Milton, The Preserve in Oakville, Mount Pleasant North in Brampton, St. John’s Forest in Aurora, to Downsview Park within Toronto.

And coming soon, exciting new communities like Cornell in Markham, Heron Park in Scarborough, Richmond Green in Richmond Hill, and Seaton in Pickering. Thanks to thoughtful design and an insistence on making every space beautifully livable, Mattamy has created over 70,000 homes in hundreds of communities across North America.

THE EXPERTS WEIGH IN:

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EXPERT ADVICE Top tips to guide you through the homebuying process

Why pre-construction Taunton Taunton condo investments pay off

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THE ALLURE OF LUXURY CONDO LIVING

BEYOND MORTGAGE RATES How accelerated payments can save you thousands

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2015 MODEL SUITE CALENDAR

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An exclusive collection of the GTA’s most beautiful new condos

2015 MODEL HOME CALENDAR

An exclusive collection of SWO’s most beautiful new homes and condos

An exclusive collection of the GTA’s most beautiful new homes

SILVERGATE HOMES

PEMBERTON GROUP PRIMONT HOMES

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100 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

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GTA

HOT SHEET BUILDERS: To include or update your listing, email wayne.karl@ypnexthome.ca Please say you saw it in New Home Guide!

Paradise Developments

Whitby – Whitby Meadows

Towns, semis and detached homes coming soon to this master-planned community. paradisedevelopments.com Senator Homes

Richmond Hill – 9130 Bathurst

Modern two-car garage towns in a contemporary urban community. senatorhomes.com Queensgate/Avalee

Brampton – Vales of the Humber

Coming soon – register now for priority preview of 40- and 45-ft. luxury homes. queensgateavalee.com Lindvest

Brampton – Spring Valley Junction

Coming soon – 38- and 41-ft. detached homes in Brampton. lindvest.com Heathwood Homes

PREVIEW REGISTRATION Delpark Homes

Oshawa – The Brook

Coming soon – single-family homes on 30-, 36- and 40-ft. lots in North Oshawa. thebrookhomes.com Hi-Rise (West)Inc.

Toronto – Spice Urban Towns

Register now for these bungalow, two-storey urban towns and rooftop terrace designs from 749 to 1,102 sq. ft. spiceondanforth.com Madison Homes

Toronto – Briar Hill City Towns

Bungalow and two-storey urban towns coming in fall 2015. madisonhomes.ca Aspen Ridge Homes

Maple – Chelsea Maple Station

Register now for this new modern townhome community, located across from the GO Station. aspenridgehomes.com Brookfield Residential

Pickering – New Seaton

Coming in 2016 – register to be among the first to learn about this new community in north Pickering. brookfieldhomes.ca Tribute Communities

Milton – Hawthorne Village On The Escarpment

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Great Gulf

Brampton – Mount Pleasant

Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

Bremont Homes

Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca

Newmarket – Woodland Hills

Brampton – Credit River Golf Estates

Treasure Hill Homes

Great Gulf

Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

Estate homes on Creditview Road, from more than $1 million. mybremont.ca

Oakville – Trafalgar Landing

Newmarket – Glenway

Coming soon – 50-ft. bungalows and twostorey singles, two-storey towns and threestorey urban towns. glenwayliving.com Aspen Ridge/Lakeview/CountryWide

Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Grand opening for this community of towns, semis and singles. greenvalleyestates.com Treasure Hill Homes

Richmond Hill – Urbantowns at Bayview

Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

Oakville – OakPark

Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com Delpark Homes

Sutton – Cedar Ridge

Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Lindvest

Aurora – Aurora Glen

Coming soon Phase 2 – traditional and contemporary detached homes. lindvest.com

Aurora – Aurora Views on Wellington

Freehold townhomes in an exclusive enclave community. treasurehill.com CountryWide Homes

Mattamy Homes

Mississauga – Churchill Woods

Scarborough – Heron Park

Ballantry Homes

Oakville – Oak Park

CountryWide Homes

Preview opening of towns, semis and singles on Mississauga Road. heathwood.com

Aurora – The Arbors

A whole new community of towns and semi-detached homes. mattamyhomes.com

Brampton – Meadowgreen

Oshawa – U.C. Towns

Coming soon to north Oshawa – urban village townhomes. mytribute.ca

CountryWide Homes

Bradford – DreamFields

Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 101

ADVERTISERINDEX ANDRIN HOMES - Claridge Gate

BRIARWOOD HOMES - Jubilee

ANDRIN HOMES - Glenway In Newmarket

BRIARWOOD HOMES - Mill Street Village

ANDRIN HOMES - Hillsborough Holland Landing

COUNTRY WIDE HOMES - Credit Manor Heights

ARISTA HOMES - Aurora Trails

DELPARK HOMES - The Brook

ARISTA HOMES - Boxgrove Village Markham

DUNPAR HOMES - Heritage Gate

ARISTA HOMES - Goddard on the Valley

FAMILY OF MAGAZINES - Promo

100

ARISTA HOMES - IMPRESSIONS

FIELDGATE HOMES - Aurora Trails

ARISTA HOMES - Vaughan Valley Estates

FIELDGATE HOMES - BlueSky Stouffville

ARISTA HOMES - Whitby Meadows

FIELDGATE HOMES - City Towns Valley Lands in Brampton

ARISTA HOMES - Vellore Woods

FIELDGATE HOMES - IMPRESSIONS

25 & Insert

FIELDGATE HOMES - Lotus Pointe Caledon

25 & Insert

FIELDGATE HOMES - Valley Lands

25 & Insert

ASPEN RIDGE HOMES - Chelsea Maple Station

ASPEN RIDGE HOMES - Corporate

IFC

25 & Insert

ASPEN RIDGE HOMES - Credit Manor Heights

FIELDGATE HOMES - Whitby Meadows

AVERTON HOMES - Averton Common

FIELDGATE HOMES - Zigg

AVERTON HOMES - Averton Square

FOREST HILL HOMES - Bridle Path of Thornhill

AVERTON HOMES - Beacon Hill Bowmanville

FOREST HILL HOMES - Cornell Rouge

AVERTON HOMES - Corporate

FOREST HILL HOMES - Derry Village Mississauga

AVERTON HOMES - Evolution

FOREST HILL HOMES - Jefferson Forest

AVERTON HOMES - Main Street Seaton

GERANIUM HOMES - Bloomington Woods

AVERTON HOMES - Victoria Highlands

GERANIUM HOMES - Cardinal Point

BALLYMORE HOMES - Jubilee

GERANIUM HOMES - Pace on Main

BALLYMORE HOMES - Mill Street Village

GERANIUM HOMES - Verandas Port Hope

102 NEW HOME GUIDE GTA | AUG 22 - SEP 5, 2015

11 & 42

34-35

GOLD PARK HOMES - Encore brampton

MONARCH CORPORATION - Model Home of the Month

GREAT GULF - Castlemore Crossing

OXFORD HOMES - The Fairgrounds in Sutton

GREAT GULF - Hillsborough

PARADISE HOMES - City Towns Valley Lands in Brampton

GREAT GULF - Westfield

PRIMONT HOMES - JadeGarden at Cornell

HEATHWOOD HOMES - Country Lane in Whitby

PRIMONT HOMES - Newtowns at Mount Pleasant

HEATHWOOD HOMES - Meadow Green

PRIMONT HOMES - Renaissance Townes

PRIMONT HOMES - Seasons in Caledon

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd

52-53

HOMES BY DESANTIS - Lyon’s Creek

PRIMONT HOMES - Uptowns on Bayview

HOMES BY DESANTIS - On the Ridge

REGAL CREST HOMES - Credit Manor Heights

LAKEVIEW HOMES - Glenway In Newmarket

ROSEHAVEN HOMES - Corporate

LUXURY LIVING MAGAZINE - Promo

ROSEHAVEN HOMES - Lyon’s Creek

MADISON HOMES - Briar Hill

ROSEHAVEN HOMES - On the Ridge

MADISON HOMES - Cornell Rouge

SCHWARZ LAW LLP - Barristers & Solicitors

SENATOR HOMES - Harbourside Condominiums

MATTAMY HOMES - Corporate

104, IBC & BC

MATTAMY HOMES - Mount Pleasant North

SENATOR HOMES - Havelock Corners

MATTAMY HOMES - The Preserve

SENATOR HOMES - Richvale

MATTAMY HOMES - The Village of Southfields

STARLANE HOME CORPORATION - Lotus Pointe Caledon

MATTAMY HOMES - Topper Woods

STARLANE HOME CORPORATION - Vales of the Humber Estates

MENKES - Corporate

STARLANE HOME CORPORATION - Woodland Trails

MENKES - Dwell City Town

STERLING HOMES - Blue Horizon

MENKES - Humber Mews

YOUR FIRST HOME - Promo

MENKES - The Enclaves of Upper Canada

YP NEXT HOME - Promo

50 & 54

AUG 22 - SEP 5, 2015 | NEW HOME GUIDE GTA 103

WHAT YOU CAN LEARN ABOUT CHOOSING A HOME

WHEN THE KIDS GO BACK TO CLASS. MATTAMY DESIGNS AND BUILDS HOMES FOR REAL PEOPLE with modern-day lives. We understand that a well-designed home, and its local community, actually allows you to live the life of your choosing. For getting breakfast ready, herding kids safely to school, and ensuring homework gets done, are all subjects studied by Mattamy’s architects and community planners. Come discover how, for instance, our homes use open sight lines. This way, your family members can maintain their privacy yet still interact with one another. That’s especially useful during rushed mornings.

As well, Mattamy kitchens are designed to make cooking more efficient and also to encourage the performance of multiple tasks. Yes, like correcting the kids’ homework as you’re fixing dinner. And Mattamy also enhances our communities by making neighbours, shops, and schools easily accessible through networks of safe walking & bicycling trails. You’ll even see the roads curve gently to slow traffic and encourage the confidence of even the youngest pedestrians. Because of our insistence on always doing our homework, Mattamy has become the largest privately owned home-builder in North America.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

Follow us: SALES CENTRE HOURS: Monday - Thursday 1pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm MODEL HOME HOURS: Monday - Thursday 1pm - 7:30 pm; Friday 1pm - 5:30 pm; Saturday, Sunday and Holidays 11am - 5:30 pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

DISCOVER THESE EXCEPTIONAL COMMUNITIES

COMING SOON NEAR TO YOU FROM MATTAMY

AURORA

CALEDON

MARKHAM

Upscale Living Will Soon Be Available With New 45' & 50' Detached Designs

An Inspiring New Collection Of Family Sized 2-Storey Townhomes Coming Soon

Featuring A Wide Selection Of Townhome Styles To Choose From

Taunton

MILTON

PICKERING

RICHMOND HILL

A New Selection Of 30', 36', And 43' Detached Designs

A Brand New Seaton Neighbourhood With A Variety Of Town And Detached Homes

Upscale Towns And Detached Homes In A Prestigious Community

SCARBOROUGH

WATERDOWN

A Whole New Community Featuring A Variety Of Townhome Designs

A Variety Of Townhome Designs In An Established Neighbourhood

A New Selection Of Town And Detached Homes In A Popular Community

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM All illustrations are artistâ&#x20AC;&#x2122;s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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