SEPT 10 - 24, 2016 VOLUME 24, ISSUE 16, FREE
GTA EDITION
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INSIDE THIS ISSUE
RAISING THE BAR FOR NEW HOME BUILDERS
COMING SOON TO ETOBICOKE – New Release At Mattamy’s Alderidge Community INDUSTRY INNOVATING TO HELP AFFORDABILITY
ADDING UP THE UNEXPECTED COSTS OF HOMEOWNERSHIP
NOW OPEN. Stylish Modern Townhomes across from the Maple GO.
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contents SEPTEMBER 10 - 24, 2016 | VOLUME 24 ISSUE 16
30
ON THE COVER
Mattamy Homes New release coming soon to the new Etobicoke community of Alderidge
+ online NEIGHBOURHOOD
HOME SEARCH
MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING
MAPS
neighbourhood profile
24 Fieldgate Homes
40 Regent Park
A new release of singles at Blue Sky coming Sept. 17
34 Madison Homes
Cornell Rouge continues to grow in Markham
A new and improved neighbourhood
trending
12
50 Briarwood Homes
WITH
DYNAMIC
property profiles
LOOK FOR THE CIRCLE
Rare opportunity at Young’s Cove Prince Edward Estates
16
Home Building
Raising the standard for new home builders in Ontario
Home Prices
Price of average new lowrise home now exceeds $900,000
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0
34
72
72
42
advice
10
24 18
Great Gulf
Great Gulf raises $160K for Youth Bipolar Disorder
20 Personal Finances
New couples: don’t avoid having the ‘money talk’
28 Taxes
Taxes become Canadians’ largest household expense
32
36
Economic Development
Marketing group receives government funding
Geranium Homes
sponsors Habitat for Humanity build in Stouffville
46 Housing
Forget the ‘Canadian’ housing market – it doesn’t exist
60 Kylemore Communities Kylemore holds ninth annual golf tournament for charity
Style File
Rustic chic – inspired by summer
by Bryan Tuckey
14
by Wayne Karl
48 Mortgage Advice The hidden costs of homeownership
inspiration
42 Designer Advice
Tips for choosing new home finishes and upgrades
Fundamentally Speaking
What’s in a new-home warranty
66 Toronto Home Show Favourite finds from the upcoming fall exhibition
BILD Report
Industry innovation a boost to affordability
by Alyssa Furtado
60 Legally Speaking
What is a mortgage cap? by Jayson Schwarz
52 The Scoop
Decor news, inspiration, style and more
54 First Baby
How one new mom made her house his home
58 Style File
5 ways to organize and de-clutter your space
62 Decor
Refinishing your kitchen without breaking the bank
buyers’ resource section
74
77
Hot Properties
New releases, openings and preview registrations
Mortgage Rates
in every issue
4
Editor’s Note
6
Contributors
78
What’s Online
79
Advertiser Index SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 3
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Editors' Notes
EXPLORE REGENT PARK
TAKE A TOUR ONLINE SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge
ypnexthome.ca/regent-park
Best builder in the bunch You’ve agreed that a new home is the way to go, but you still have another big decision to make — choosing a builder. It pays to check the reputation of the builder/developer before you sign. Start by finding out how long the company has been in business. Ask a sales representative or visit the company’s website. Next, find out if previous purchasers are happy. Drive around an existing community built by the company and talk to anyone you run into during your tour.
Visit several sales offices and model suites, and get a feel for each company and the staff. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.” Think twice about any development where the salespeople push you to make a decision, or where they are not happy to provide you with the information. When you do find the right home and the right home builder, making that big decision will be a whole lot easier and more enjoyable.
Looking beyond the headlines
WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl
+ get social
As national organizations, agencies such as the Canadian Real Estate Association and Canada Mortgage and Housing Corp. are mandated to monitor and collect data on the housing market country-wide. Media outlets (including New Home Guide), naturally, report the information CREA, CMHC and the like discuss in their news releases. So when CREA reports that “Canadian home sales post third consecutive decline in July” – an eye-catching if not alarming summary – it no doubt gets widespread coverage. But as our story on page 46
illustrates, there is no need to accept such negative news as gospel. There really is no such thing as the “Canadian” real estate market. Sure, sales or prices might be down in one area, but they could be very healthy in another. What you really need to pay attention to is what’s going on in your area – to look beyond the headlines to assess what is happening where you live. It is essential, especially in times when we’re seeing such wide discrepancies in market conditions, to understand that real estate is local.
Interact with us on social media: ypnexthome
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NEW RELEASE COMING SOON TO PREVIEW, VISIT THE SALES OFFICE TODAY! THE IDEAL MASTER-PLANNED COMMUNITY. INSPIRED BY NATURE. BUILT FOR YOU. Introducing the ideal master-planned community close to everything but far from ordinary.
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ANDRINHOMES.COM SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 5
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Contributors
PRESIDENT, YELLOW PAGES NEXTHOME
MORTGAGE ADVICE
ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions
Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge DIRECTOR OF SALES, NATIONAL
Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE
Anne-Marie Breen ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO
DESIGNER ADVICE
YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine
Susan Maxwell EDITOR
Wayne Karl ART DIRECTOR
Tammy Leung
CONTRIBUTING EDITORS
LEGALLY SPEAKING
Sonia Bell, Elisa Krovblit Lydia McNutt (on leave)
JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040
SENIOR ACCOUNT EXECUTIVE
Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE
Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR
BILD REPORT
Terry Basset
BRYAN TUCKEY
NATIONAL CIRCULATION MANAGER
Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)
John Jenkins
PRODUCTION MANAGER
Helen Pearce PRODUCTION CO-ORDINATOR
Sandra Hanak-Vujnovic GRAPHIC DESIGNERS
more online
Miguel Cea, Mike Terentiev
We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:
Published by
MONEY MATTERS
GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade
TARION REPORT
HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.
DESIGNER ADVICE
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca
ADVERTISING Call 416.626.4200 for advertising rates
and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca
JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com
Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
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YO U R YO U R YO U R
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Dwell City Towns – Etobicoke Dwell City Towns – Dwell Etobicoke Towns – Etobicoke UnderCity Construction Under Construction Under Construction Final Release Final Release Final Burnhamthorpe Rd.Release & West Mall Burnhamthorpe Rd.Burnhamthorpe & West Mall Rd. & West Mall 416.259.2525 416.259.2525 Starting from416.259.2525 the high $600’s Starting from the high Starting $600’sfrom the high $600’s
40' singles 40' singles 40' singles starting from the mid $900’s. VISIT THE SALES CENTRE starting from the starting mid $900’s. from the mid $900’s. VISIT THE TAE RLS E ST OCDE ANYT R E & VS MI AS OLIDTEESTLHCHEEONSM The Enclaves of Upper Canada is the stuff great & Life M O D E L H& OM MOE D S ETLOHDO AM Y E S T O D AY
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Hometown Sharon Village Hometown Sharon–Hometown Village Sharon Village East Gwillimbury – East Gwillimbury – East Soon Gwillimbury Coming Coming Soon Leslie St. Coming & GreenSoon Lane Leslie St. & Green Lane Leslie & Green Lane Register now St. at menkes.com Register now at menkes.com Register now at menkes.com
See sales representative for details. Prices and specifications are subject to change. E&O.E. 2016 See sales representative forSee details. sales Prices representative and specifications for details. arePrices subject andtospecifications change. E&O.E. are2016 subject to change. E&O.E. 2016
MENKE S. C O M MEN K ES . C O M
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Bleed: 0.125”
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Built: 30/08/2016 - SH
COMING SOON – THE FINAL RELEASE OF TOWNS & 43' DETACHED DESIGNS
THIS WILL BE YOUR LAST CHANCE TO HAVE IT ALL AT SOUTHFIELDS IN CALEDON
Just north of the city in the charming town of Caledon, we invite you to discover an idyllic place to live. SouthFields is our extraordinary community set among the meadows underneath the Niagara Escarpment. Our final release of spacious Towns & 43' Detached Homes will offer you the best of all worlds – blending the joy of countryside living with all the benefits of a friendly and sophisticated master-planned community. Have more home to come home to in SouthFields. Register today for more information and updates.
REGISTER TODAY AT MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
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The Shelburne Model Home In Seaton Taunton, Pickering
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Advice | BILD REPORT
Industry innovation gives a boost to affordability By Bryan Tuckey
MORE ADVICE ONLINE ypnexthome.ca/news/advice
AS AN INDUSTRY, we continue to
innovate and develop ways of building homes that provide consumers with affordable new housing choices. These advances range from creating leading-edge suites and lowrise designs to launching first-time homebuyer assistance programs. SmartStudios, a micro condo project in Oshawa by Building Capital, is a model example of creative design and the winner of this year’s BILD Award for the Best Innovative Suite. The eight-storey midrise condominium raises the bar by reducing the suite size while maximizing living space with its innovative delivery of features. The majority of units in the building are just 274 sq. ft. in size. While micro condos are a common concept in New York and Hong Kong, the design is the first of its kind in the GTA and it is aimed at entry-level home buyers. The units reinvent smart living and offer residents everything they need in a stylish contemporary space. This is accomplished by incorporating dual-function features, such as fold down beds that transform into dining tables, and electronic standing desks that can be lowered for additional counter space. Kitchenettes and bathrooms are smart-sized and come with compact fittings that offer organization while saving space. The 308 SmartStudios units priced from $150,000 to $170,000 sold out in just weeks.
Innovation by ground level developers are also offering consumers affordable options. Mason Homes won this year’s BILD Award for the Best Innovative Home Design for the Oakwood – Courtyard Collection in Peterborough. The Courtyard homes were designed to maximize space and so that individual models could be built in townhouse, semi-detached or detached home formats, which further increases pricing flexibility. These homes are built with rear lane garages allowing for a wider layout with lots of natural light and an open concept living design. The Courtyard Collection is ideal for firsttime buyers, people downsizing and families of all sizes. Units start in the high $200,000s for a 1,205-sq.-ft. townhome and the low $300,000s for a 1,090-sq.-ft. detached model. The Collection has been very well received and more than 70 per cent of the first two phases are sold. Homebuyer assistance programs are another innovative approach to making homeownership a reality for many. Earlier this year, BILD member Concord Adex launched Home
Ownership Made Easy (HOME) – a program providing local first-time buyers an advantage when buying their first home. The developer stopped all sales for its Toronto LakeFront and LakeShore condo developments and moved 30 local first-time buyers to the front of the line to purchase a unit. Those who qualified for the HOME program were required to pay only half of the deposit and upon closing would receive a mortgage helper gift equal to half of their mortgage payments for the first year. Buyers had to prove that they’ve lived in Ontario for at least the past two years and that they were Canadian citizens or permanent residents. These are just a few of the many ways the building and developing industry continues to innovate and help provide affordable housing choices for consumers.
Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca
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Markham tour o ur
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SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)
Open Monday to Thursday from 1 to 8 p.m. Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.
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Trending
Raising the standard for new home builders FOR 40 YEARS, TARION has been building confidence in Ontario’s building industry by ensuring that one of life’s biggest investments is protected. In addition to administering the new home warranty, Tarion also regulates new home builders. Anyone planning to build and sell a new home in the province must demonstrate that they have the financial and technical competency to do so. As of Sept. 1, 2016, Tarion requires all new builders to have seven core educational competencies as a pre-requisite to their registration in Ontario. According to Howard Bogach, Tarion’s president and CEO, “The new home industry continues to evolve. New building techniques are constantly advancing, and the technical and financial requirements of building a new home have become more complex. In this ever changing industry we need to make sure those who are responsible for building the homes that house our loved ones are held to a level of capability that goes above and beyond the standard.” New builders intending to build under Ontario Building Code (OBC) Part 9 (residential freehold and lowrise condominium construction), will be required to complete seven educational competencies in addition to Tarion’s existing registration requirements. The new educational requirements are based on the Canadian Home Builder’s Association National Education Benchmarks for residential construction. The courses will be offered by third party education providers. The core competencies must be held by at least one of, or shared among, the Principals, Officers or Directors (PDO) of the company.
MORE TRENDING ONLINE ypnexthome.ca/news
The competencies are: 1. Business Planning and Management 2. Financial Planning and Management 3. Project Management and Supervision 4. Legal Issues in Housing 5. Building Codes in Ontario 6. Construction Technology 7. Customer Service and Tarion Requirements “These new requirements hold home builders to a higher standard, and provide more protection to newhome buyers. We will continue to raise the level of professionalism in the industry and strengthen builder
registration requirements so that new-home buyers across Ontario can keep buying new homes with confidence,” Bogach adds. These new requirements do not apply to existing registrants. They also do not apply to new applicants looking to build according to OBC Part 3 (residential highrise condominium construction), as those applicants are subject to separate registration criteria. For more information on these new requirements or to learn more about what it takes to become a registered builder in Ontario, visit tarion.com
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A SIGNATURE OF EXCELLENCE As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.
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Consider Yourself at Home SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 13
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Advice | FUNDAMENTALLY SPEAKING
What’s in a new-home warranty? By Wayne Karl
MORE ADVICE ONLINE ypnexthome.ca/news/advice
WHAT’S IN YOUR new-home warranty? Ideally, that’s a question you’ll never have to answer for real – at least not the hard way, be it filing a complaint or, worse, proceeding to a claim settlement. But, life is sometimes not fair, and despite the best intentions of home builders, things do go wrong. To put it nicely – stuff happens. Indeed, according to Tarion Warranty Corp., nearly every new home built has some form of defect. Such is life when you’re building outside, dealing with the elements and working with natural materials. In most cases, issues get resolved, and builders large and small are getting better at responding to customer concerns. Still, there are unscrupulous – or worse, illegal – builders that try to circumvent everything from relatively minor registration fees to taxes, all under the guise of “saving you money.” But when there’s a problem or issue that needs to be resolved, good luck. That’s why it’s important to ensure your new home builder is registered with Tarion – to provide the peace of mind that Tarion is backing the warranty, as well as to learn what parts of your new home are covered, for how long, and what the steps and procedures are.
Because stuff does, indeed, happen. Typical examples include the following, a Top 10 list of first-year claims: » Paint: inadequate application or coverage
» Doors: improperly installed or finished » Floors: Damaged, cracked or installed with gaps » Drywall: Blemishes on walls, ceilings or corners » Stairs/steps: Inadequately built » Water/moisture: Moisture inside the home » Concrete: Cracking » Baseboards: Improperly installed » Trims: Improperly installed or finished » Cabinets/vanities: Improperly installed or finished You can understand how prevalent such “defects” would be in new homes, and how action is required in many cases. Nine times out of 10, for homes backed by Tarion, they’re resolved without issue. More drastic is another example involving 23 homes by one builder in one development in Ontario, also, thankfully, backed by Tarion: » After the homes were built, the water table shifted, causing differential soil settlements » The problems arose three to five years after construction » 23 homes were monitored and repaired over a period of five years » 10 homes required major repairs – causing the homeowners to be relocated to hotels for an average of 38 days
The cost to Tarion to rectify the matter? More than $5 million. The cost to homeowners? Zero. The benefit of having the peace of mind of a Tarion backed warranty? Priceless. Think that would happen if your home was built by an unregistered or illegal developer? More and more builders, Tarion says, are improving their customer service. And it’s not just the large companies. “The advantage of using a small builder might be that you often get to know the principal,” says Tarion president Howard Bogach. “But large builders are closing the gap. “The large builders that do well are the ones that behave like small builders.” And with real estate and new home prices rising, homebuyers, understandably, expect more. So, what’s in a new-home warranty? In short, your builder is not just building your home, it’s building a relationship.
Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.
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Lebovic Campus Drive
SITE
bathurst st.
N
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Madisonhomes.ca Rendering is artist’s concept. Price and specifications are subject to change without notice. Marketed by International Home Marketing Group. E. & O. E. August 9, 2016.
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Trending
Typical GTA new lowrise home now exceeds $900,000 THE AVERAGE PRICE of a new lowrise home in the GTA in July surpassed $900,000 for the first time, according to the Building Industry and Land Development Association (BILD). The average price of new detached and semi-detached houses and townhomes was $906,508, a 12-percent increase from July 2015. Prices have grown more than $100,000 in just 12 months, according to Altus Group, BILD’s official source for new home market intelligence. Semi-detached homes showed the strongest price increase, growing by $196,546 in just one year to a new record high of $771,530. For townhomes, the average price was $758,434, an increase of $122,491 since July 2015. The price of single-family detached homes in July was $1.09 million. They first surpassed the $1-million mark in March.
The average price per square foot climbed to $594, another record. Suite sizes for mid- and highrise condo units increased to an average of 801 sq. ft. “In previous years, many builders were focusing on offering smaller and more affordable units to help first-time buyers enter the market,” says BILD President and CEO Bryan Tuckey. “Recent months have seen the introduction of larger suites to meet the demands of the growing range of buyers who have been priced out of the lowrise market. “New lowrise home prices have grown exponentially due to limited supply,” he adds. “Provincial intensification policies, delays in the approvals process and a lack of serviced developable land in the GTA has reduced the amount of new homes coming to the market.” Record-low supply fuels surging prices
New highrise homes grow in size and price The price of highrise homes in the GTA also reached new heights in July. The $475,764 average is a seven-percent increase from last year and the result of increases in price per square foot and larger suite sizes.
The supply of new homes in builders’ inventory fell to a 10-year low, with just 17,213 new homes available for sale in all of the GTA as of July 31. This is a 41-per-cent decrease from a decade ago. Only 1,568 of those homes were
ground-related, another record low. This is less than half the homes available in July 2015, when there were 4,550, and dramatically fewer than the 16,424 available for purchase in July 2006. Highrise supply also declined in July, falling to 15,645 units. The most significant decrease was in the preconstruction stage units, which were down 25 per cent from last year to 8,499. New-home sales peak in 2016 Sales of new homes and condos in the first seven months of 2016 were the highest in 10 years. So far this year there were 28,208 homes sold. Of those sales, 15,852 were highrise homes, a new record. That is 36 per cent more than the 10-year average. Lowrise sales have also been stronger than average so far at 12,356, but down seven per cent from last year. New-home sales in July were up 12 per cent from 2015 and nine per cent above the 10-year average with 3,131 transactions. The majority of the sales came from the highrise market with 2,226 homes sold, a 52 per cent increase since last July. Meanwhile lowrise sales fell to 905 homes in July, down 32 per cent from last year.
July new-home sales by municipality: July ‘16
Lowrise
Highrise
Total
REGION
2014
2015
2016
2014
2015
2016
2014
2015
2016
Durham
250
214
357
20
21
165
270
235
522
Halton
232
178
43
264
68
77
496
246
120
Peel
390
476
104
52
94
142
442
570
246
Toronto
80
41
98
911
977
1,656
991
1,018
1,754
York
353
431
303
267
301
186
620
732
489
GTA
1,305
1,340
905
1,514
1,461
2,226
2,819
2,801
3,131
Jan-July
11,169
13,268
12,356
12,552
12,662
15,852
23,721
25,930
28,208 SOURCE: ALTUS GROUP
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Trending
Great Gulf raises more than $160,000 for Youth Bipolar Disorder at Sunnybrook
Left to right, Gus Platis, Karen Norton, Aggie Wengle, Dr. Benjamin Goldstein, Eugene Filice, Josh Reisman, Peter Carello.
THE 21ST ANNUAL GREAT GULF
Invitational, presented by Quality Sterling Group, Contract Flooring Specialists held at the Cardinal Golf Club in Kettleby Aug. 18, 2016 has gained incredible momentum and an unprecedented success – raising $160,400 for Sunnybrook’s Centre for Youth Bipolar Disorder. This brings the total funds raised to $1.22 million. “We would like to extend a special thank you to our sponsors, golfers and our staff who recognize that mental illness is one of the most pressing issues facing our teens today, we could not have achieved this fundraising milestone without their generosity and support,” says Great Gulf President Christopher Wein. “We applaud Dr. Benjamin Goldstein at Sunnybrook’s Centre for Youth Bipolar Disorder for his tireless
MORE TRENDING ONLINE ypnexthome.ca/news
work and commitment to remove the stigma, prejudice and discrimination of those suffering with mental illness.” Dr. Goldstein, associate professor of psychiatry and pharmacology at the University of Toronto, director of the Centre for Youth Bipolar Disorder, Sunnybrook Health Sciences Centre and a Scientist at the Sunnybrook Research Institute, was on hand for the cheque presentation. This year the Centre welcomed a new psychiatrist, a new social worker and therapist, and three new graduate students in pharmacology and medical sciences providing top-quality accessible care, world-leading discoveries and knowledge sharing and dissemination. “We cherish the ongoing support of Great Gulf, both in terms of the tremendous impact of the funds raised at this annual tournament, and also in terms of having such a collaborative corporate partner who shares our vision of achieving a better future for youth with bipolar disorder through early treatment, cutting-edge research, and reducing stigma,” says Dr. Goldstein. “On behalf of the hundreds of teens and families affected by bipolar disorder whom you have helped through your support, and on behalf of the CYBD team, thank you!”
18 YPNEXTHOME.CA
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COMING THIS FALL
36’, 40’ AND 45’ DETACHED HOMES ON HWY. 11 JUST NORTH OF DAVIS DRIVE THE COMMUNITY:
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• Located just minutes north of Newmarket on Yonge Street with easy access to Toronto
• Spacious 3 and 4 bedroom designs featuring 9’ ceilings and hardwood floors
• Minutes to East Gwillimbury GO Train station and Hwy. 404
• Master bedrooms feature walk-in closets and private ensuites
• Parks, schools and acres of protected greenspace at your door • An intimate, small town setting just minutes from all the amenities of Newmarket
• Most plans offer convenient second floor laundry • Open concept kitchens with breakfast bars
REGISTER TODAY: GREATGULF.COM/HILLSBOROUGH
36’, 40’ and 45’ Detached 1,510 - 3,520 sq. ft. from the mid
$700S
Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.
GREATGULF.COM Sales office hours: Sat. & Sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri.
BILD 2016 BUILDER OF THE YEAR
Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.
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Trending
New couples – don’t avoid having the ‘money talk’: CIBC Poll A RECENT POLL FROM CIBC finds that only a third of Canadian couples about to get hitched or enter a common-law relationship actually had a serious talk about money. Yet, nearly everyone (99 per cent) admits it’s important to discuss how to plan and manage their finances together as a couple. “While couples will spend several months planning, in great detail, their ‘big day,’ our poll reveals that very few people actually broach the topic of how to plan and handle their finances once they begin their lives together,” says Jamie Golombek, managing director, tax and estate planning, Wealth Strategies Group, CIBC. “When you’re caught up in the bliss of getting married, talking about money isn’t particularly romantic, but, it shouldn’t be a taboo topic. Before saying ‘I do,’ it’s important to make sure you are on the same financial page, otherwise you’re setting yourself up for problems down the road.” In his new report, For richer or poorer: Financial Planning Tips for Newlyweds, Golombek offers advice to couples whether they’re about to tie the knot or simply considering moving in together on when and how to have that money talk and how best to “marry” your money personalities.
KEY POLL FINDINGS INCLUDE:
» Two-thirds (66 per cent) of those who plan to marry or live common law are entering their relationship in debt, including either student, personal, credit card or mortgage debt. Yet, their top financial goal within the first two years of tying the knot is to save up for a trip or vacation (46 per cent). …continued on page 22 20 YPNEXTHOME.CA
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AWARDWINNING HOME BUILDER
COMING FALL 2016
ELEVATE YOUR LIFE IN VAUGHAN
VAUGHAN
AURORA
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40’& 42’ LUXURY SINGLES
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Yonge Street & Wellington Street
Brock Road & William Jackson Drive
80’& 90’ ESTATE SINGLES
Eagles Landing Road & Dufferin Street
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*Information correct at press time. E. & O. E.
TREASUREHILL.COM SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 21
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…continued from page 20
» One-third (35 per cent) who plan to marry or live common law say they’ve had the money talk in detail, with 40 per cent saying they’ve only discussed how to manage finances together as a couple “briefly.” » Of those who admitted they haven’t talked about money before the big day or the move-in date, most (83 per cent) said they didn’t know either how or when to address the topic or said they plan “to play it by ear.” » 99 per cent say it’s very or somewhat important to discuss how they will plan and discuss their finances as a couple. Be open and honest The poll findings also show that nearly two-thirds (63 per cent) do not plan to sit down with a financial advisor after their honeymoon or enter into a common-law relationship. Yet, almost a third (31 per cent) say it hadn’t even occurred to them and admit it’s probably a good idea. “There’s a reason why it’s called a marriage ‘contract,’ but unlike typical contractual arrangements, marriage comes with emotion,” says Golombek. “As couples get caught up in the whirlwind of excitement before their wedding, talking about money can be a delicate, very emotional topic, so it does really help to talk to someone who can be impartial, like a financial advisor, to help with difficult questions and concerns.” It’s important to have an open and sincere discussion about finances before you take the big step and have it early in your relationship so your relationship has a solid financial footing, he says. “Perhaps the springboard for
having the ‘big talk’ about money is identifying your and your partner’s philosophies on handling finances,” says Golombek. “If you’re an impulse buyer, and your partner-to-be is a super-saver, he or she may feel your shared goals of saving for the future – for kids, a house, or a car – will be undermined. “You and your partner don’t need to have the same personality for your relationship to be successful, but discussing your personality differences in advance may prevent tension and stress down the road.” TIPS TO REDUCE FINANCIAL STRESS IN YOUR RELATIONSHIP
Don’t avoid the money talk: Once you decide to marry and where you will live together, it is important to talk about how you’re going to manage your household expenses. Share everything: Most useful if you and your partner do in fact share everything. This includes having one joint account and having all of your money deposited into that account. Share expenses: Create a common plan as a couple for all household expenses and fund a shared joint account so that shared expenses are paid from this account.
One-third (35 per cent) who plan to marry or live common law say they’ve had the money talk in detail, with 40 per cent saying they’ve only discussed how to manage finances together as a couple “briefly.” expenses, typically three-to-six months’ living expenses
Assign expenses: While less common in first-time marriages, you may decide in advance which expenses each of you will cover.
Speak to a financial advisor: While couples carefully select a professional to record their wedding, supply their flowers and do the makeup, most have no plans to work with a professional to help set up their joint finances. This is a common mistake that can set your marriage back
Plan for savings: Beyond expenses, talk about your future together and saving for common goals, such as buying a car, a home, big-ticket items such as appliances, starting a family or saving for retirement. Also, set aside money for emergency
A financial advisor can take the emotions out of the money talk by helping couples understand their real priorities and create a joint financial plan based on realistic goals and budgets. These plans are provided free-of–charge by most banks.
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SOMETHING S OMETHING METHING
NEW IS COMING SOON
TO NEWMARKET ctor WOW Fa
#28
Phase 2 N! SOO COMING
A NEW collection of Townhomes, 50 ft. & 55 ft. Singles in an established neighbourhood. Phase
II
NEWMARKET
Distinguished architecture. Luxuriously appointed interiors. Meticulous craftsmanship in every detail. 2 and 3 Storey Townhomes
Attractive, safe streetscapes are just one of the things factored in to impress at Glenway in Newmarket. Detached Homes and Bungalows on 50’ and 55’ Lots
Begin every day with wow! Register for Phase 2 Today
GlenwayLiving.com Prices and specifications are subject to change without notice. E. & O.E. Renderings are artist’s concept.
SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 23
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Property Profile | FIELDGATE HOMES
By appointment only at
Blue Sky in Stouffville STOUFFVILLE’S BLUE SKY is the new-home community you’ve been waiting for – a refreshing way of life full of oldfashioned charm, set in a dynamic, modern and convenient community of mostly detached homes just five minutes north of Markham. More than 1,300 families already call Blue Sky home, and now you can too! Coming Saturday, Sept. 17, Blue Sky’s new release will feature a selection of 36-, 40- and 50-ft. single-detached family homes that will be available to purchase by appointment only. Interested homebuyers are encouraged to register today at fieldgatehomes.com for additional details regarding this new release and the appointment booking process.
Inspired by Stouffville’s heritage architecture, the homes at Blue Sky Stouffville are crafted in a complementary style. Beautifully designed with Victorian, French Second Empire and Tudor influences, the warm exteriors create the most welcoming streetscapes. Decorative trim, gable details and delicately pointed arch windows adorn the Victorianinspired exteriors, creating inviting homes with a unique flair. The sweeping bell roofs, ascending turrets and dormer windows of the French Second Empire elevations make a grandiose statement that is sure to turn heads. Inside, these homes’ features include oak staircases with upgraded wood spindles and hand rails in natural finish from the first to second floor,
NEW RELEASE STARTS
SATURDAY, SEPT. 17
…continued on page 26
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…continued from page 24
pre-finished natural hardwood on the main floor and nine-ft. ceilings on the main floor. Stouffville is a place where you can enjoy all the comforts of a country lifestyle and still get to the city in less than 30 minutes. Stouffville’s fertile rolling farmland, scenic ravines, kettle lakes and forested highlands make it an irresistible place to call “home.” Annual Stouffville events such as the summer Strawberry Festival and the local variety show Music Mania showcase the charming flavour of this delightful town. The community offers families the convenience of several
neighbourhood amenities, such as schools, parks and places of worship, just steps from home. The town boasts a great library, a skate park, a fabulous community centre with an arena and an indoor pool, and much more to keep you and your children active all year round. Blue Sky also lets you enjoy all the finest modern conveniences with shops, schools, GO Transit, recreation and much more, all just minutes away. The sales centre is on the west side of Ninth Line, north of Main Street (Stouffville Rd.) at Millard Street. Please visit fieldgatehomes.com to register today.
Location
Stouffville Builder
Fieldgate Homes Development
Blue Sky Home Type
36-, 40- and 50-ft. singledetached family homes Sales Centre
West side of Ninth Line, north of Main Street (Stouffville Rd.) at Millard Street Contact
fieldgatehomes.com
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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 27
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Trending
Taxes, not basic necessities, make up largest Canadian household expense
THE AVERAGE CANADIAN family
spends more on taxes than on housing, food and clothing combined, finds a new study released today by the Fraser Institute. “Most people don’t realize it, but the average Canadian household now pays more in taxes than they spend on the basic necessities of life combined,” says Charles Lammam, director of fiscal studies at the Fraser Institute and co-author of the Canadian Consumer Tax Index, which tracks the total tax bill of the average Canadian family from 1961 to 2015. In 2015, the average Canadian family (including single Canadians) earned $80,593 and paid $34,154 in total taxes compared to $30,293 on housing (rent and own), food and clothing combined. In other words, 42.4 per cent of income went to taxes while 37.6 per cent went to basic necessities. This represents a marked shift since 1961, when the average family spent
“Most people don’t realize it, but the average Canadian household now pays more in taxes than they spend on the basic necessities of life combined,” MORE TRENDING ONLINE ypnexthome.ca/news
33.5 per cent on taxes and 56.5 per cent on housing, food and clothing. The total tax bill reflects both visible and hidden taxes that families pay to the federal, provincial and local governments, including income, payroll, sales, property, health, fuel and alcohol taxes, and more. Since 1961, the average Canadian family’s total tax bill has increased by 1,939 per cent, dwarfing increases in annual food costs (645 per cent), clothing (746 per cent) and housing
(1,425 per cent). Even accounting for inflation over the last 54 years, the tax bill has still increased 152.9 per cent. “Taxes help fund important government services, but the issue is the amount of taxes governments take compared to what Canadians get in return. With more than 42 per cent of their income going to taxes, Canadians might ask whether they’re getting good value for their tax dollars,” Lammam says.
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design is everything. Mount Albert’s first family-sized townhomes. Averton is proudly writing a new page in the history of Mount Albert, with a unique collection of up to 3 bedroom townhomes that can be found amidst the rolling hills and countryside north of Toronto.
RegisteR Now
Village Green. From the high $500’s
Main Street Seaton.
Averton Main/Seaton Ad Map 29 sept 2014 PICKE
407
SITE
Sales Centre located at 2725 Brock Road. 289 545 0022
KIN
From the mid $300’s
TAUNTON RD.
RD.
401
bowMaNviLLe
Averton Square.
Victoria Highlands.
Beacon Hill.
Bungalows and luxury townhomes available with beautiful home designs. Quick move-in’s. Sales Centre located at 120 John Street West.
Detached homes on 40’s lots. Final phase! Quick move-in’s. Sales Centre located at 19103 Hwy #48
Townhomes from the $500’s
416 924 0110 2 DesigNeR MoDeL HoMes
RD. An incredible new selectionGSTof ON 401 KIN townhomes that feature up to 3 bedroom layouts, 2.5 baths and second floor laundry rooms. With easy access to miles of trails winding down the waterfront.
Bungalows from the mid $600’s
905 378 2500
From the mid $800’s
SITE
N TAUNTON RD. CHURCH ST.
407
BROCK RD.
MouNt aLbert
WILLIAM JACKSON DR.
Niagara-oN-the-Lake
ON GST
N
CHURCH ST.
Now Averton is pleased to offer your own new beginning, with a collection of Brownstone Townhomes in an inviting new family oriented community. Main Street Seaton offers you 2 and 3 bedroom designs ranging in size from 925 to 1,418 square feet with a stunning variety of Coach Towns, Garden Towns and Urban Towns to choose from.
WILLIAM JACKSON DR.
Every new home is a new beginning... an exciting new chapter in the story of someone’s life.
BROCK RD.
PickeriNg
From the $400’s
905 674 6166
kLeiNburg
etobicoke
Peterborough - coming Soon
Averton Common.
Evolution.
The Estates At Riverbend.
Luxury Condominium villas, with distinguished unique character.
Downtown living in Etobiocke.
Quick Move-ins available.
Ready to move in now!
Detached bungalows and 2 storey homes on lots up to 70’. Riverside living at its best.
From the high $600’s to over $1 million
416 646 9898 Visit ouR MoDeL suites
Modern design 1 and 2 bedroom condos. From the low $300’s
416 747 9691 Visit ouR MoDeL suites
Learn more @ AVER-MUL-A-AD-NHC-AUG16-F.indd 1 029-Averton-Corp 08-20-16.indd 1
RegisteR Now
Averton.ca
Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.
2016-08-16 12:10 PM 2016-08-30 2:29 PM
Property Profile | MATTAMY HOMES
cover story
A new release is coming soon to Alderidge
Mattamy’s successful new Etobicoke community MATTAMY’S GRAND OPENING
at Alderidge this summer was an immediate and unqualified hit with homeowners. The better news is that a new release will happen again soon. The enormous appeal of Alderidge may be due in equal parts to its stellar location as well as the exceptional quality of the Mattamy designs offered. Strategically situated just south of where Hwy. 427 intersects the QEW, access downtown or out-
of-town is as wonderfully easy as you could hope for. As well, Alderidge is minutes from Mimico and Long Branch GO stations and Kipling TTC Station for easy access into and around the city. Mattamy’s smart choice of location also puts homeowners within reach of many recreational parks and trails, plus refreshingly near to the picturesque and inviting shores of Lake Ontario. Shops, dining,
entertainment and other professional services are already plentiful and well-established here, leaving you wanting for little. Nearby you’ll find 14 Elementary Schools and three Secondary Schools. Alderidge also offers access to a full range of big box stores as well as the recently relaunched Sherway Gardens, one of the city’s premier shopping centres. As ever, Mattamy conducted substantial research to determine
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Location
Etobicoke Builder
Mattamy Homes Development
Alderidge Home Type
Semis and detached homes Sales Centre
3418 Lakeshore Blvd. W., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.. Contact
mattamyhomes.com 647.348.2509
what its homeowners might need and desire in their new homes. Here, you’re offered a variety of home styles from contemporary to traditional in semi and detached styles. The homes in Alderidge offer breathtaking, upscale interiors. You’ll find a range of home sizes from three to five bedrooms, private master retreats and grand walk-in closets. Kitchens are designed as an efficient work triangle with the most modern, up-to-date finishes. Another great feature in each home is the backyard – a delightful rarity this close to the city. Mattamy brings innovative Energy Star building to Alderidge Mattamy was just named the Energy Star Builder Of The Year, Large Volume Builder, for its leadership in environmentally responsible building practices. Mattamy’s intelligent and innovative approach to home building is set to become an industry standard. Nowhere is this better demonstrated than in Alderidge in Etobicoke. For more information, visit the sales centre or register today at mattamyhomes.com, or call 647.348.2509. The sales centre is located at 3418 Lakeshore Blvd. W., Etobicoke, open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 31
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Trending
Southwestern Ontario Marketing Alliance receives funding to attract foreign development THE SOUTHWESTERN ONTARIO
MORE TRENDING ONLINE ypnexthome.ca/news
“Canada has strong economic fundamentals and a skilled, innovative workforce, which makes it an excellent destination for new investments,” Lametti says.
ILLUSTRATIONS COURTESY OF SOMA
Marketing Alliance (SOMA) has announced that the government of Canada has awarded the association $24,000 to allow SOMA to attract additional foreign investment into the region. On behalf of Chrystia Freeland, Minister of International Trade, David Lametti, Parliamentary Secretary to the Minister, announced 2016 funding of $3.8 million to 87 municipalities across Canada. This funding comes from the Invest Canada-Community Initiatives (ICCI) program which helps attract, retain and expand foreign direct investment. “The government of Canada encourages communities large and small, from coast to coast, to get their messages out about why the world should invest here. Canada has strong economic fundamentals and a skilled, innovative workforce, which makes it an excellent destination for new investments,” Lametti says. ICCI funding helps Canadian communities reach out to global companies looking to expand abroad. The program gives organizations such as SOMA an opportunity to promote the region and the Canadian brand abroad. SOMA is a partnership of Southwestern Ontario communities, grown out of natural economic ties. This region, known as Canada’s Industrial Heartland, stretches across Elgin, Oxford and Perth counties.
Len Magyar, chair of the SOMA board, says the ICCI funding will help the organization successfully promote Southwestern Ontario’s strategic location, skilled workforce and competitive business costs. “This funding provides vital support to SOMA and its member municipalities with respect to our ongoing foreign direct initiatives,” he says. “Attracting foreign direct investment can be an expensive proposition that many smaller communities simply cannot afford however these funds will help significantly with our collective international efforts.” The purpose of the ICCI is to create jobs for Canadians, support innovation and increase exports. For more information, visit canadasindustrialheartland.com
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MARKHAM’S BEST NEW
FREEHOLD TOWNHOME
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LivE. WORk. PLay. TOWNHOMES. A place for your FAmILY
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FEATURING ONE TOwNhOmE. ThREE INcREDIbLE sPAcEs! THE BERkSHiRE UP To
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3 bedroom, 2.5 bathrooms and 2 terraces
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905.209.7667 boxgroveVillage.com Prices, plans and specifications are subject to change without notice. All renderings are Artist’s concept. E. & O.E.
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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 33
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Property Profile | MADISON HOMES
Cornell Rouge Continues to grow in Markham CORNELL ROUGE by Madison Homes
is a community unlike any other. Located just east of Cornell Centre Boulevard and stretching north of Hwy. 7 up to 16th Avenue, Cornell Rouge embodies the success of new urbanism with more than 1,000 families calling this community their home. Drive or take a stroll along gently winding avenues as you enjoy the pleasing curb appeal of this uniquely pedestrian-friendly, masterplanned community, where garages are tucked around back but yet attached to some of the homes and accessed via laneways. Cornell Rouge is offering a wide range of home designs to those who want to be part of Markham’s most
desirable neighbourhood, including townhomes and detached homes. In keeping with the communities of old, many of these homes also feature delightful covered porches for long, summer chats with neighbours. Simply put, Cornell Rouge offers classic homes with all the right amenities in a streetscape featuring families, rather than family cars. In terms of community, Madison’s Cornell Rouge is “striking just the right chord with buyers looking to live in an ideal Markham location, close to both nature and modern amenities,” says Nelly Zagdanski of Madison Homes. Nestled carefully beside the natural beauty of Rouge Park – a 12,000-acre natural urban park – Cornell Rouge
Location
Markham Builder
Madison Homes Development
Cornell Rouge Home Type
Single-detached homes and townhomes Sales Centre
Southeast corner of Cornell Centre Boulevard and 16th Avenue, open Monday to Thursday 1 to 8 p.m., weekends and holiday from 11 a.m. to 6 p.m., Fridays by appointment Contact
madisonhomes.ca 905.472.7667
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Cornell Rouge offers classic homes with all the right amenities in a streetscape featuring families, rather than family cars. is rich in natural beauty, providing residents with a community that is nurtured by nature and peaceful tranquility. Cornell Rouge enjoys a splendid locale with highways, schools, world-class sports facilities, shopping, a hospital, well-known companies, businesses and services, all mere minutes away. With three large woodlots and a multi-purpose park within the immediate masterplanned community, Cornell Rouge is sure to please the entire family. Residents will also be steps away from the neighbourhood’s exceptional Cornell Community Centre and Library. The community centre’s impressive facilities include a triple gymnasium, aquatics centre, library, health and fitness centre, indoor track, indoor children’s playground and adult centre – all of
this spanning 129,000 sq. ft. Madison is proud to announce a new release of singles and towns coming this September. Madison Homes will offer a limited time bonus upgrade package, which will include hardwood flooring throughout the main floor, granite kitchen countertops and decor dollars. Some homes offer the option to add an incredible 524 sq. ft. second-storey Coach House above the attached double-car garage. With a choice of three different floorplans (finished loft, a studio apartment or a full one-bedroom apartment), a Coach House will provide you with valuable living, working or entertaining space. Each Coach House comes with a singlecar parking pad and its own private entrance with interior staircase.
Homes range in size from 2,057 to 3,237 sq. ft. on 30-, 36- and 40ft. wide lots priced from $1 million. Townhomes range in size from 1,881 to 2,262 sq. ft. priced from the $800’s. Visit the Cornell Rouge presentation centre where four fully furnished and decorated models allow you to truly appreciate the designs of a well-crafted Madison Home. Cornell Rouge sales office hours are Monday to Thursday 1 to 8 p.m., weekends and holiday from 11 a.m. to 6 p.m., and Fridays by appointment. Sales office located at the southeast corner of Cornell Centre Boulevard and 16th Avenue. For more information, visit madisonhomes.ca or call 905.472.7667. SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 35
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Trending
Geranium Homes sponsors 5-day build for Habitat for Humanity GTA in Stouffville FROM AUG. 18 TO 24, Geranium
Homes’ staff and invited guests put aside their usual tools of the trade and picking up hammers to help build a home for a family of four on Main Street in Stouffville. Geranium’s long-standing commitment to Stouffville began in 2008 with the award-winning master-planned The Neighbourhoods of Cardinal Point a development which spans 100 acres north of Main Street between Hwy. 48 and Ninth Line. “When we learned that Habitat for Humanity GTA was undertaking its first build in Whitchurch-Stouffville, we knew we wanted to be involved,” says Boaz Feiner, president. As a supporting sponsor of the Main St. Habitat build project, Geranium staff and volunteers helped kick off the six-week Blitz Build planned for completing this home. “Since June 2015, our senior vice-president, land development Shauna Dudding has also been on the Board of Habitat GTA, and it is her dedication to the organization that makes us particularly proud of our sponsorship.” “This is a great team building opportunity for our employees, and a rare chance for many to experience what it’s like to work on a construction site. We’ll be giving back to the local community in a highly meaningful way and at the end of each day, volunteers will see the progress they’ve made on this house for a working, low-income family. A very rewarding experience for everyone,” says Feiner. Over the five Geranium build days, as many as 75 volunteers arrived at 8 a.m. for safety training and briefing, working until 4 p.m. alongside experienced crew leaders to complete the home’s framing.
MORE TRENDING ONLINE ypnexthome.ca/news
The official ribbon cutting to mark new beginnings for the Sosin family took place on Aug. 22 at the site. The house is scheduled to be completed and keys provided to the family in early October. Habitat for Humanity Greater Toronto Area (GTA) is a non-profit housing organization working with communities to build homes with local families in need of affordable housing. The organization empowers families to achieve stability and self-reliance through affordable homeownership. Since 1977, Geranium (geraniumhomes.com) has developed numerous master-planned communities, taking them from conception to completion, creating desirable neighbourhoods and establishing a solid reputation for quality design and construction.
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there’s more to love about life in stouffville! Located steps from a natural ravine with miles of trails at your door, and just a short bike ride from the inviting cafes, bistros and shops of Downtown Stouffville, VISTA Flats and Towns is the final release in the award-winning Neighbourhoods of Cardinal Point. Nestled against mature woods, this innovative collection of condominium one-storey flats and two-storey towns offer distinctly unique designs and lifestyle choices in a convenient location minutes from Highways 404, 407 and the GO Train. Introducing VISTA Flats and Towns. Enjoy a new point of view.
incredibly priced from the high
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$300’S
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GERANIUMHOMES.COM Prices and specifications are subject to change without notice. Brokers protected. E.&O.E. September 2016.
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RIVERWALK ANGUS
WHAT MAKES A GOLD PARK HOME SUCH A VALUABLE PURCHASE? IS IT THE 50-YEAR FAMILY TRADITION OF CAREFULLY CRAFTED HOMEBUILDING? IS IT THE FINE
HOMES WITH FABULOUS VIEWS, ACCESS TO THE FORESTED TRAILS THAT WIND DOWN TO THE RIVER’S LUSH GREEN VALLEY ON 36’, 42’ & 50’ LOTS. MODELS NOW OPEN.
FUTURE COMMUNITIES
FEATURES OR THE INSPIRED DESIGNS? IS IT THE NEIGHBOURHOODS THAT GOLD PARK SELECTS AND THOUGHTFULLY DEVELOPS FROM RAW LAND TO FINISHED COMMUNITIES? OR IS IT THE CHOICE OF ARCHITECTURALLYINSPIRED ELEVATIONS? WHATEVER THE REASON, THE REASSURING FACT IS THAT TODAY AND TOMORROW... A GOLD PARK HOME IS SIMPLY WORTH MORE.
TOWNS, SEMIS & SINGLES BRAMPTON A BEAUTIFUL COLLECTION OF TOWNS, SEMIS, 45’ AND 50’ LOTS AT CLARKWAY & CASTLEMORE.
DETACHED HOMES VAUGHAN A NEW COMMUNITY OF DETACHED HOMES AT PINE VALLEY & TESTON RD. ON 40’—70’ LOTS.
CONDOMINIUMS VAUGHAN LUXURIOUS CONDOMINIUMS AT JANE ST. & HWY 7.
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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 39
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Neighbourhood Profile
Regent Park A new and improved neighbourhood By Joanne Keenan
In the area New to Regent Park are retail and public spaces for all. The Daniels Spectrum, Regent Park Aquatic Centre and Regent Park Athletic Grounds offer lifestyle and recreation programs. The health centre provides youth programs, immigrant assistance and social support. A new cultural centre will be home to local organizations for educational, arts and community programs. There are also two public primary schools and The Parliament Library.
MORE PHOTOS ONLINE ypnexthome.ca/regent-park
REGENT PARK — tucked between Parliament, Gerrard, River and Shuter streets — proves that you can reinvent the wheel with a citybacked redux that is raising it from ashes to a vibrant community of city streets, compact blocks, businesses, condos, apartments, community services and a blend of residents across socio-economic and cultural spectrums.
Vibe Nothing says new and improved more than Regent Park. Fresh, clean and vibrant with a phenomenal sense of community as redevelopment puts in place cross streets, amenities, housing and businesses for an engaging way of life. Still in the growing stages, former residents and
families are eager to return, while newcomers long to ride the wave of growth that has begun. Meet the neighbours Residents come from a wide variety of cultural backgrounds and nationalities, which inspire artistic, cultural and educational activities. More than 60 different first languages are spoken, making Regent Park one of Toronto’s most culturally diverse neighbourhoods. Predominantly a low-income area, former residents are returning as homeowners and renters through various funding initiatives. New buyers are attracted to urban lofts in renovated buildings that offer cosmopolitan living at entry-level prices.
Planes trains and automobiles Streetcars travel from Regent Park providing quick access to the YongeUniversity-Spadina subway line. The Parliament streetcar connects to Castle Frank station on the Bloor-Danforth subway line. The Don Valley Parkway runs just east of the community, linking to the Gardiner Expressway and Lake Shore Boulevard, making this community very accessible — it’s also very pedestrian and bike friendly. Real estate Affordability is key for those starting out, new to the country or those of limited means, and that is the hallmark of the rebuilding of Regent Park. Throughout the metamorphosis, the focus has been on returning former residents to healthier homes geared to their incomes. Funding initiatives have made it possible for former renters to step forward to become homeowners.
Joanne Keenan is a freelance writer based in Hamilton
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Inspiration | DESIGNER ADVICE
WHERE DO I START? Three tips for choosing your new home finishes By Yanic Simard
UPON WALKING INTO the fully upgraded model suite in the design centre for your new home, you are presented with a number of decisions for materials, colours and upgrades. You immediately go for the hardwood, which is much pricier than the laminate, you’ve always wanted a spa tub fully loaded with jets, and you love those stainless steel appliances. You stop for a second and take a breath because all you can see are dollar signs. You have to ask yourself, “Is it really going to make a difference when it’s all said and done?” …continued on page 44
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COMING this FALL
REGISTER NOW
TOWNS / SEMIS / SINGLES HWY 401
Fusing urban living and a traditional environment, Saddle Ridge in Milton
LOCATED AT HIGHWAY 25 & BRITANNIA ROAD
TRAFALGAR RD.
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and restaurants in Escarpment Country.
BRONTE ST.
beautiful views attract tourists and residents alike to enjoy events, shops
TREMAINE RD.
has the best of all worlds. Situated at the base of the Niagara escarpment,
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DERRY RD.
BRITANNIA RD.
HWY 407
Register online at SaddleRidgeMilton.com
* Information correct at press time. Map not to scale. Conditions may apply. E. & O. E.
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…continued from page 42
The answer is yes but not every upgrade is worth the money you’ll pay for it. However, some upgrades from the standard features will make a huge impact, look- and quality-wise, not to mention on your resale value. Choosing your finishes should not be an overwhelming experience. Do your research before heading out to choose your final selections and you will be in good shape.
1 | Choosing in the right order People often start by choosing a paint colour and then trying to match everything else to it. To me, that’s going backwards. It’s much easier to choose your paint colour last, having it complement your other, more permanent selections, such as cabinetry. Finishes that are the least difficult to change should be chosen last. Start with the flooring and cabinetry. In smaller spaces such as townhomes or condos, keeping the flooring consistent throughout the home will create a nicer visual flow and feeling of openness. Next, choose the backsplash, countertop and cabinetry hardware. I wouldn’t suggest going with a bold and colourful pattern for the backsplash — keep it simple and neutral. You can add colour to your home with accessories and soft furnishings, like pillows and throws. I don’t advise experimenting with colour on finishes that are permanent. Your countertop and backsplash will be expensive to change if you don’t like the end result. The countertop and backsplash should coordinate with each other, and pick up colour tones from one another. As for the hardware, I like combining knobs and pulls. Knobs for the doors and pulls for drawers, and you can never go wrong with a brushednickel finish. Lastly, choose your paint colour — something that matches nicely with the already chosen finishes. Bring a wide selection of paint chips with you.
of your mind. Remember that you want your choices to cater to a wide demographic of prospective purchasers down the road, so be sure that your selections will appeal to a broad range of tastes and style preferences. * RULE OF THUMB Spend about five per cent of your budget on upgrades, in order to maximize your return on investment.
3 | Professional help
2 | Think resale
The benefits of using a reputable designer will pay off. Designers have an eye for colour and they know what works well in a particular space and what doesn’t. It’s a wise decision to employ a designer up front to avoid making mistakes that could end up costing you more money down the line, if you don’t like the finishes that you chose yourself. A good designer who is familiar with builders’ finishes will help you to mix and match the options and upgrades to achieve the ultimate look at the lowest cost. It’s all about knowing where to spend your money and how to match your various selections.
Certain features sell better than others, which is very important to keep in mind when choosing upgrades. Stainless steel, granite countertops and hardwood flooring are all elements that buyers look for and are attracted to, and smart upgrades to invest in. Though you probably won’t be thinking “resale” at the time of purchase, it’s crucial to always keep it in the back
* SOME UPGRADES THAT PAY OFF » Hardwood in lieu of carpeting » Kitchen backsplash » Countertop with undermount sink » Stainless steel appliances » Interior doors and door hardware
* DESIGNER TIP I’m known for using Benjamin Moore’s Classic Grey (OC-23) for the walls, trim and ceiling. I paint the walls and ceiling with a flat finish, and the trim in semi-gloss.
Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.
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G RAN D O PE NI N G A S TU NNING MAS TER-PLANNED COMMU NITY
SP E CTACULAR UP CO UN TRY L IVIN G. At Country Lane, a magnificent new master planned community has been unveiled in Whitby, beginning with a superb selection of luxurious fully detached homes. Welcoming entrance gates, unique and engaging streetscapes, traffic-calming roundabouts, a community park and greenspace. It’s everything you want in a new home and a neighbourhood – all just minutes from the GO Station, 401, and the new Highway 412 link to the 407. Andrin Homes has designed a spectacular collection of homes that provides the perfect place for your family to put down roots.
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Sales Office: 4145 Country Lane, Whitby Hours: Mon-Thur: 1pm - 8pm Fridays: Closed Sat, Sun, & Holidays: 11am - 6pm
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Trending
Forget the ‘Canadian’ housing market – it doesn’t exist By Wayne Karl
A FEW MONTHS AGO, WE WROTE
about why 2016 was a good year to buy a home in the Canadian market. In fact, we listed five reasons: » Low interest rates » Lower prices in some markets meant opportunity » The hot markets were getting hotter » History, as in price growth, was in your favour, and » The busy spring market was about to begin Now, here we are in September… is that still the case? The latest data from the Canadian Real Estate Association (CREA) may lead you to believe otherwise. The headline of CREA’s recent release read Canadian home sales post third consecutive decline in July. Not exactly the most positive news. The headline of our own article here, Forget the ‘Canadian’ housing market – it doesn’t exist, is not meant to suggest you actually not buy in Canada. It means – and we can’t stress this enough – real estate is local. Forget the “Canadian” market. There actually is no such thing, though national agencies such as CREA and Canada Mortgage and Housing Corp. (CMHC) try to summarize market characteristics and common denominators for housing across the country. But when you a home, you don’t buy a national market, or even a provincial, regional or municipal one. You buy one property in a local market. What’s happening in your area could be completely different from that in another province, or
certainly at the other end of the country. One of our favourite comments to put this in perspective comes from mortgage expert Calum Ross: “Canada represents one of single largest countries in the world and going from coast to coast, Canada is home to a very diverse group of people with local economics that are vastly different. Saying there is a Canadian housing market is no less ridiculous than saying there is ‘Canadian temperature.’” Or that traffic at one end of the country is the same at the other. So, let’s revisit why 2016 is still a good year to buy a home – with a few caveats. Beginning with: Real estate is local Next time you see a headline or report that summarizes the Canadian housing market as one thing or another, look deeper to see what’s happening in your market. When CREA says, for example, that “national home sales declined for a third consecutive month in July 2016,” look beyond the headline to see what’s going on where you live, where you either own a home or are planning to buy one. Even CREA, more and more, stresses this important distinction. “National sales and price trends continue to be heavily influenced by a handful of places in Ontario and British Columbia and mask significant variations in local housing market trends and conditions across Canada,” President Cliff Iverson says. Sure, average prices in Greater Vancouver surged 32.6 per cent yearover-year in July (ouch, affordability),
but they were down -1.5 per cent in Calgary (hello, opportunity). The upside of down prices Economies and housing sectors in markets such as Calgary, Edmonton and Saskatoon are still feeling the pinch of the extended slowdown in oil and gas. If you own a home there, that’s not the greatest news. For prospective homebuyers, on the other hand, the pause could mean an opportunity, as it actually improves affordability. Adjacent markets can benefit The Toronto and Vancouver markets have been hot for months, if not years. But there can be a downside to that – overheating. CMHC recently reported that Vancouver is now showing sufficient evidence to raise its overall assessment of problematic conditions in the housing market there to “high.” And it’s not in just single-family
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“Oshawa is the hottest market right now… attracting first-time buyers and others, since the price point is about 50 per cent lower than average prices in Toronto.”
NATIONAL AVERAGE PRICE MAP Newfoundland & Labrador
1 $252,846 2 $275,972 v
BC
1 $663,411 Alberta 2 $608,294 v 1 $403,666 2 $394,977 v
Saskatchewan
Manitoba
1 $275,914 2 $273,164 v
Quebec
Ontario
1 $303,414 2 v $306,641
1 $517,831 2 v $454,498
1 $284,662 2 $278,328 v
Prince Edward Island
1 $180,427 2 $171,140 v
LEGEND
Nova Scotia
= July 2016 price levels 2 = July 2015 price levels v
New Brunswick
1
2 $168,412 v
1 $164,961
1 $221,689 2 v $224,232
SOURCE: The Canadian Real Estate Association
homes; the worrisome characteristics are now surfacing in townhomes and condos, too. Canada’s other ultra-hot market, Toronto, is causing a spillover into adjacent areas. Hamilton is attracting buyers who have been priced out of the Toronto market, in search of more affordable homes. And to the east, Durham Region is benefiting from a similar trend. “Oshawa is the hottest market right now… attracting first-time buyers and others, since the price point is about 50 per cent lower than average prices in Toronto,” says Dana Senagama, principal market analyst for Toronto.
Housing types and marketing strategies Government land-use regulations are playing a role in eroding affordability. In Ontario, for example, policies such as the Places to Grow Act have limited the availability of serviced land for ground-oriented houses, which is contributing to fast-rising prices. While builders lobby government to wake politicians up to the unintended consequences of such policy, they are also trying to make homes more affordable by expanding the housing types they bring to market. Some companies, trying to do their part to address affordability, are even
getting creative in how they market their properties, through innovative programs and down payment options. Low interest rates Yes, interest rates are still in your favour. In its most recent announcement on July 13, the Bank of Canada again held the maintained its target for the overnight rate at 0.50 per cent – where it has been since July 2015. Experts are now saying rates won’t begin to inch up from these historical lows until well into 2017. The BoC’s latest interest rate announcement was Sept. 7. SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 47
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Advice | MORTGAGE ADVICE
Unexpected homeownership costs GST/HST New homes are subject to GST or HST on top of the purchase price. This, however, does not apply to resale properties.
By Alyssa Furtado
MORE ADVICE ONLINE ypnexthome.ca/news/advice
THE JOURNEY TO HOMEOWNERSHIP
takes patience and years of diligent saving. While it starts with a down payment, there can be unexpected costs that come up as a surprise. Prospective homeowners need to set aside money in addition to the down payment. Here are some unexpected costs to plan for: Inspection and appraisal fees Home inspections should be conducted to check for major issues prior to buying a new property. Inspections, which cost up to $700, assess conditions including the foundation, heating, roofing and electrical. Mortgage lenders may require an appraisal to corroborate the value of the property against the amount being borrowed. Expect to pay around $200 for the property valuation. A property survey may also be necessary to verify boundaries and measurements of the land being sold, which can cost $1,000. Legal fees Legal representation is needed to ensure that all required documentation is processed in a timely manner. A lawyer will handle mortgage details, conduct a title search to ensure that the seller of the property is the owner, register a new title, and hand over the keys. Expect to pay up to $2,500. Mortgage insurance Mortgages issued with down
payments less than 20 per cent incur a one-time insurance premium against payment default. Canada Mortgage and Housing Corp. mortgage insurance covers the lender and can cost between 1.8 to 3.6 per cent of the mortgage principal. In lieu of a single payment, lenders allow the premium to be added to the mortgage, subject to the same interest rate of the agreement. The premium can cost you thousands of dollars. If a down payment under 20 per cent is unavoidable, try to get the best mortgage rates to maximize savings on interest. Home insurance Home insurance protects the property and its contents in case of damage or theft. It also provides liability protection in case of injury. Home insurance isn’t regulated in Canada so it’s important to know what a policy covers. Depending on the provider, premiums can be paid monthly or via a lump sum for the year. Land transfer tax A land transfer tax (LTT) is charged whenever a property changes hands. While the amount varies across each province, the LTT is calculated as a percentage of the purchase price of the home. Some municipalities, like Toronto, also charge a municipal land transfer tax and will increase the final purchase price. In British Columbia and Ontario, rebates are available to lessen the impact of the tax for firsttime homebuyers.
Property taxes Property taxes can amount to a few thousand dollars. Divide the amount by 12 to gauge the impact of the additional monthly payment. Also consider a probable increase. Recurring monthly costs, maintenance, and renovations Monthly charges should be budgeted and can include utilities, condo fees and connections to services such as cable and Internet. A larger new home could cost more to heat and cool. The costs to renovate a kitchen or to repair faulty plumbing can add up quickly. While maintenance may not be necessary in a given year, repairs are inevitable. It’s a good idea to set aside three to five per cent of the home’s purchase price for ongoing maintenance and upgrades. The bottom line From an assortment of fees, taxes and insurance to regular maintenance, hidden home ownership costs can come as a surprise. Set aside extra funds to cover these expenses. The last thing you want is to come up short on unexpected charges and have a deal on a dream home fall through. RateHub’s mortgage payment calculator provides a reliable estimate of the cash needed to accommodate for extra costs. In addition to including land transfer taxes and lawyer fees, the calculator also presents a clear view of monthly expenses and payments needed to pay off the mortgage loan. Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards and deposit rates with the goal to empower Canadians to search smarter and save money.
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Property Profile | BRIARWOOD HOMES
Young’s Cove – Prince Edward Estates A rare opportunity from Briarwood Homes GET READY TO BE DRAWN to the water’s edge and the opportunity to capture the lifestyle of this unparalleled new community on the banks of Lake Ontario. The Grand Opening is set for Saturday, Sept. 24, 11 a.m. sharp! Young’s Cove of Prince Edward County is a masterfully planned waterfront community measured by panoramic views, tranquil settings and fresh air. This extraordinary one-of-a-kind treasure
encompasses a children’s water park, Zen park, kilometres of pathways, greenspaces and sustains 7,000 ft. of shoreline, protected pristine wetlands and hundreds of acres of preserved forest. Enjoy gardening, strolling, children playing or just put your feet
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Young’s Cove of Prince Edward County is a masterfully planned waterfront community measured by panoramic views, tranquil settings and fresh air. up and take it all in. Leisure activities are limited only by your imagination, with fishing, canoeing, kayaking, sun sailing, biking or just morning power walking at your doorstep. The first phase will offer an exclusive collection of waterfrontinspired homes on 65- and 150-ft. homesites nestled in pictureperfect streetscapes. The 150-ft. Lake Collection backs onto the sandy dunes and the lake. The 65ft. Vineyard Collection homes are nestled around natural greenspaces and parks. The home styles and designs have been created for families of all shapes and sizes with two-storey homes, bungalows and bungalows with lofts. You will love the refined elegant architectural details. The interiors are beyond perfect and come with endless options that embrace comfort, serenity and functionality. Just beyond your backyard is a region of plenty. Young’s Cove is situated at the gateway to Prince Edward County and Quinte West. You can explore the endless nooks and crannies with restaurants, antique
shops, golf courses, art studios and enjoy the some of the finest vineyards anywhere. The waters and surrounding islands of Lake Ontario are a sports and boating enthusiasts playground with marinas and sailing/ yacht clubs. Explore Sandbanks, Presqu’ile and North Beach Provincial Parks with their miles of sensational white dune beaches. Take in the apple and maple syrup trails, plus enjoy the world class wine tasting trail or blaze the arts trail to discover the unique. In summer, go horseback riding or swimming, explore open-air festivals and country markets. In winter, you can go cross-country skiing, snowmobiling, plus so much more. Your everyday amenities are all right here. Charming Brighton and Trenton are just around the corner with shopping, hospitals, services, gourmet dining, performing arts and neighbourhood pubs. Nearby Wellington, Picton and Belleville encompass even greater shopping choices. Affordable luxury starting from the amazing mid $300’s for the 65-ft. homesites and from the mid $500’s
Location
Prince Edward County Builder
Briarwood Homes Development
Young’s Cove – Prince Edward Estates Home Type
Waterfront detached homes on 65- and 150-ft. homesites Contact
youngscove.ca
for the 150-ft. homesites. Make sure you don’t miss the exciting Grand Opening and your chance to be among the first to own, live and love your own piece of paradise and surround yourself with the finest of nature’s bounties. Young’s Cove – Prince Edward Estates is lifestyle perfected. To learn more about everything this extraordinary new home community offers, visit and register at youngscove.ca SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 51
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Inspiration
the
SCOOP
Catch up on decor + reno news, inspiration, style + more By Elisa Krovblit
MODERN POP FOR THE OFFICE
Modern Pop Office homesense.ca
Scoop the look!
‹
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Crosley Turntable $99 | crosleyradio.com
Southwest Rug 63 by 90 inches $399 | urbanbarn.com
SKRUVSTA Swivel Chair $139 | cb2.com
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! r e
B m e
t p e
S g n
i m o
c
Coming Soon to Innisfil. Detached Homes with more of everything 40’ & 50’ lots starting from the mid $500’s Get more of everything for thousands less: • Waterfront parks, marinas and spectacular Lake Simcoe • Shop at the Outlet mall in Cookstown or the Upper Canada Mall • Newmarket is just 15 minutes away • Vaughan Mills, Toronto and the GTA are a short hop down Hwy. 400 • GO Stop at Hwy. 11 links you to the Bradford Train Station • Sophisticated urban amenities and the lifestyle regist of your dreams are within your reach er
now!
BallymoreHomes.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E. SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 53
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Inspiration
FIRST baby How one new mom made her house his home
By Wayne Karl | Photos by Mucho Love Photography
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Carter asleep in the arms of her mom
JENNIFER MARDINI RECENTLY welcomed her first baby –
son Carter – into her life and into her home. Here’s her experience. New Home Guide: This is your first child and your first home. What changes did you make to your home to welcome Carter? Mardini: My husband Jairo and I bought our first home in March 2014. It has three bedrooms, so we knew eventually one of the rooms would become the baby’s once we were ready. Other than a bedroom for our new bundle of joy, we made some space in one of our living rooms to fit his playpen, which also serves as a bassinet and change table. NHG: Did you know you were having a boy, and how did you plan, design and decorate the baby room accordingly? Mardini: Yes, we knew we were having a boy – I couldn’t not know the sex of my first child. I’m a planner; I need to be organized. Carter’s room was our extra “closet” before he was born, so we had to move everything out once we started working on his room. When we first moved in, we painted the entire house – all the bedrooms were painted grey. So I knew I wanted to use grey as the starting point, with lots of white. I also wanted to add an accent chevron wall and then add blue and green accents. NHG: What is the theme of Carter’s room — neutral or more boyish with sports, cars and trucks? Mardini: It’s very modern and contemporary – lots of grey and white, accented with navy and some light blues and greens here and there. Lots of patterns, too – I’m not the colourful, safari jungle type. …continued on page 56
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“My husband Jairo and I bought our first home in March 2014. It has three bedrooms, so we knew eventually one of the rooms would become the baby’s once we were ready.”
…continued from page 55
NHG: Describe the little guy’s room — space, layout and furnishings. Mardini: Carter’s room is about 100 sq. ft. and is furnished with a white bedroom set, including a crib that converts into a double bed, a sixdrawer dresser and a change table. It also has a full closet, a navy and white area rug, grey chevron curtains and a grey and white glider chair for me. NHG: Now that Carter’s with you, anything you wish you had done differently in preparing his room? Mardini: Carter’s only a month and a half old, so outside of eating, sleeping and pooping, there’s not a whole lot that he needs other than our attention. We don’t use his room too much right now because he sleeps in the master with mommy. NHG: What other adjustments did you make in your home for Carter’s comfort and safety? Mardini: Nothing really. We did receive a baby video monitor as a shower gift – we use it when he’s napping. Once he starts crawling around, we’ll definitely have to reorganize and remove some things. NHG: What advice would you have for other first-time parents when it
MORE INSPIRATION ONLINE ypnexthome.ca/first-baby
comes to preparing their home for baby? Mardini: De-clutter! From the garage to the basement, bathrooms and bedrooms. We de-cluttered the entire house of things we didn’t need or use anymore. It’s amazing how quickly junk adds up. And start early – even if it’s a slow start. There’s always something to do, so for me, the earlier the better. Start with the basics and go from there. Try to do something every day so it doesn’t feel like you’re cramming everything in at once. NHG: How is he settling in?
Mardini: Quite nicely – I think it’s mom and dad who have had to do the settling in. NHG: How is mom doing? Mardini: I’m doing great! Tired, but we all knew that. Adjusting, of course, and getting used to a whole new routine. I love being Carter’s mom! NHG: Can you tell – is he a Jays fan? Mardini: Jays fan all the way! My husband and I were at Game 5 of the American League Division Series last season. What a story to tell him one day! NHG: Leafs of Canadiens? Mardini: Definitely Leafs!
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Inspiration | STYLE FILE
TOP 5 WAYS TO ORGANIZE
AND DE-CLUTTER YOUR SPACE from Toronto designer Julia Black IN A SOCIETY WHERE “STUFF” EASILY DEFINES US, it’s important to keep in mind what we really need in our homes. By editing your belongings you will feel refreshed with newfound space and will be highly motivated to keep an organized household.
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BINS AND BASKETS SHOULD BECOME YOUR NEW BEST FRIEND. And I’m talking about the gorgeously stylish bins and baskets on the market today that add to your home decor. I love Toofifteen because they are simple, modern and help enhance a minimalistic lifestyle that I embrace. I also love artisanal woven baskets from places across the globe, like those from Far and Wide Collective.
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INVEST IN A GOOD LABEL MAKER. I use labels wherever I can — containers, folders, jars for my kids’ crafting materials, medicine cabinet items, seasonal bedding, cleaning products and so much more. The trick is to use them in closed storage units (or in kids’ spaces) so the label doesn’t compromise your decor — you don’t want labels staring at you all day long! But what I love about labels is that it forces you to put things away where they belong so clutter doesn’t form, and it’s so helpful when you need to find something quick.
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USE A CORKBOARD IN YOUR KITCHEN to organize family notes and plan your meals for the week. You’ll be able to see what you have coming up for the week in one place, and it will eliminate fridge clutter and notes.
MORE TRENDING ONLINE ypnexthome.ca/news
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MAKE A HABIT OF GOING THROUGH YOUR BELONGINGS and discarding the things you don’t use anymore. Every now and again, I like to get my kids to go through their things and box what we can donate to those in need. They like the activity because truthfully, we all know it feels good to give, but I also like it because it helps keep us organized and ensures we’re not being swallowed by our belongings.
Julia Black is a design professional who has worked with designers, stylists, editors, photographers, TV crews and contractors. She has been a design assistant on HGTV, has decorated homes and spaces, styled home photoshoots, as well as food shoots for Chatelaine magazine. She has also appeared on CityLine on CityTV.
PHOTOGRAPHY BY ROBERTO CARUSO
ONE OF THE BIGGEST CLUTTER PROBLEMS I see is overflowing bookshelves. Not only is it an eyesore, but it’s awfully impractical for finding or putting away your books. Try switching over to a Kobo e-reader to consolidate your books, and use your open shelves to display your beautiful books and objets d’arts. I love the new Kobo Aura H20 because it has a sleek design and access to more than 4.9 million eBooks and magazines. Plus, it’s perfect for on the go, even in the bathtub or around the pool.
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Trending
Kylemore Communities swings for charity THE GENEROSITY OF KYLEMORE
Communities’ consultants, trades and suppliers was in evidence once again when the company held its Ninth Annual Kylemore Kares Charity Golf Tournament at Angus Glen Golf Club in Markham on Friday, Aug. 12. The event hosted 212 golfers for a day of golf, dining and fun. An award-winning developer and home builder, Kylemore has hosted this event for nine consecutive years and welcomes owners and employees of Kylemore’s loyal trades and consultants. To date, more than $1.2 million has been raised for charity. “What’s foremost in our minds is to lend a hand to charities and nonprofit groups each year, and there’s no doubt that the need is great,” says Kylemore’s President Patrick O’Hanlon. Following registration and a substantial breakfast, golfers teed off at 8 a.m. A humid day was no deterrent, and foursomes finished the round by 1 p.m., in time for lunch and prizes. This year’s guest speaker was Ira Jacobs, Professor and Dean, Faculty of Kinesiology and Physical Education at the University of Toronto who expressed his appreciation to Kylemore, Patrick O’Hanlon, members of the Stollery Family and attendees for their contributions to the fundraising campaign for the new Goldring Centre for High Performance Sport which opened in fall 2014. The event was also honoured by the attendance of two Canadian women Olympians – Vicky Sunohara and Jayna Hefford – whose hockey team the University of Toronto’s Varsity Blues is also a recipient of funding from the tournament. Previously, the tournament supported The Goldring Centre for High Performance Sport at University of Toronto, Markham Stouffville
MORE TRENDING ONLINE ypnexthome.ca/news
Hospital Foundation, ALS Society of Canada, Union Villa as well as sports, cultural and theatre programs. “We’re committed to making a difference in our communities,” says O’Hanlon. “We can design and build a house, we can plan a community, but it’s the people who make it feel like home.” Since 1997, Kylemore Communities has been creating homes of lasting value in some of the most desirable neighbourhoods in the Greater Toronto Area. From boutique- and resort-style condominiums, to executive townhomes, exquisite detached residences and magnificent custom homes, Kylemore delivers quality craftsmanship, innovative design and superior architecture to their valued, and loyal, homeowners. Currently under construction is The 6th - Markham’s only resort-style golf course condominium. A variety of suite styles are available to purchase. Now selling, Brownstones in Angus Glen is an intimate neighbourhood of luxury townhomes just west of Kennedy Road in Markham.
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COMING OCTOBER
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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 61
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Inspiration
REFINISH YOUR KITCHEN WITHOUT BREAKING THE BANK
BUYING A NEW HOME IS A BIG DEAL. It’s a brand new start and an
opportunity to inject your own personality into your surroundings. Even if it’s not exactly what you want when you move in, over time, you can put your own stamp on your place. It’s easy to change wall colour, soft furnishings and artwork, but the thought of replacing a kitchen can be daunting, not to mention costly — just a simple upgrade could be upwards of $20,000. If
replacing the entire kitchen is simply not an option, consider refreshing it with Fusion Mineral Paint. Made in Canada by Homestead House Paint Company, Fusion is a boutique paint that allows you to refinish just about any surface with just a little prep
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PHOTOGRAPHY FOR THE KITCHEN SHOTS BEFORE AND AFTER; MELANIE ALEXANDER, OWNER OF LOST & FOUND AND BLOGGER AT LOSTANDFOUNDDECOR.COM
By Jennylyn Pringle
PHOTOGRAPHY FOR THE KITCHEN SHOTS BEFORE AND AFTER; MELANIE ALEXANDER, OWNER OF LOST & FOUND AND BLOGGER AT LOSTANDFOUNDDECOR.COM
and knowledge. The paint is made using minerals in a 100 per cent acrylic suspension that sets hard as nails, and because it is pigmented with natural minerals the coverage is exceptional. Completely non-toxic and VOC free, it is only sold by merchants who know the paint inside out. Perfect for kitchens, Fusion will work on melamine, laminate, paint, wood — even metal. With a little preparation work — and I really do mean very little — you can achieve amazing results that will look beautiful for years to come. With the option to upgrade just a pint of paint away, you could have a fully refinished kitchen for less than $200. Taking a kitchen from ugly and unloved to beautiful is easy when you know how. Whether you’re going for a modern look or country style, Fusion Mineral paint offers a two-step process that takes only a couple of days, does not cause mess or upheaval, and gives a beautiful finish.
Refinishing your kitchen cabinets in three easy steps: STEP 1. Preparation If you’re going to spend your time and energy refinishing your cabinets, preparation is crucial. You can book a Kitchen Refinishing Workshop at the Fall Home Show to get some valuable tips.
STEP 2. Paint Choose the colour you want and apply one to two coats. Fusion Mineral Paint has incredible coverage, but it is always better to apply two less-heavy coats than one thick coat.
STEP 3. Admire your work! Seriously, it really is that easy.
The Fall Home Show Jennylyn Pringle will be at the 28th annual Toronto Fall Home Show running Sept. 23 to 25 at the Enercare Centre, Exhibition Place. Pringle will be speaking on the main stage on Friday, Sept. 23 at noon and Sunday, Sept. 25 at noon with Michael Penney. Visit fallhomeshow.com for more details.
BEFORE
Jennylyn Pringle is President of Homestead House Paint Co. and creator of the Fusion brand. Her parents bought the paint company in 1989, and from the age of five, enlisted Jennylyn to pitch in. Fusion Mineral Paint is available across North America. Visit fusionmineralpaint.com/where-to-buy to find your closest retailer.
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a celebration of everything Home + Style!
Walk away with great buys on a huge selection of quality furniture, lighting and home furnishings from your favourite brands while you shop for this worthy cause!
Meet one-on-one with professional decorators from CDECA at our onsite Design Studio. Remember to bring your photos, swatches and floorplans to get answers to all your design questions. Receive a FREE gift* from Benjamin Moore! *While quantities last.
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Enercare Centre, Toronto
september 23 – 25, 2016
17th Anniversary in support of Canadian HIV/AIDS causes
Traditional, contemporary or eclectic — whatever your design sense, visit our Dream Bathroom Suite by Kitchen & Bath Classics and be inspired by the latest in luxury, comfort and technology.
Enter online and you could win a spectacular non-surgical makeover at Gidon Aesthetics & MediSpa. Prize value: $3,500
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Join Benjamin Moore Colour and Design Expert Sharon Grech for an exciting presentation and get inspired to update your space. Enter online for your chance to win an in-home consultation!
thank you to our sponsors. design: thrivedesign.net
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Trending
TINA’S
favourite finds By Tina Holmes
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WITH MORE THAN 300 RENOVATION and decor specialists at Toronto’s largest Fall Home Show, there are many innovative products and great design solutions to inspire a wide array of projects for your home. Here are a few of my favourite fall finds that cannot be missed this year at the Toronto Fall Home Show, which runs from Friday, Sept. 23 to Sunday, Sept. 25 at the Enercare Centre, Exhibition Place in Toronto. For full show details, visit fallhomeshow.com
MORE TRENDING ONLINE ypnexthome.ca/news
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Engineered to clean all floor types, the Dyson V8 Absolute cord-free vacuum is powered by the Dyson digital motor V8, the new battery chemistry delivers up to 40 minutes of fade-free suction. For deeper carpet
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About The Toronto Fall Home Show 4
In its 28th year, the Toronto Fall Home Show is Toronto’s largest fall consumer show with more than 32,000 people attending the show annually, seeking helpful advice, solutions and new products for in and around their homes. Visit fallhomeshow.com for full show details.
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Answer your door from your smartphone with the dbell WiFi smart video doorbell. When a visitor presses the call button, a chime rings inside the home and a connected smartphone or tablet simultaneously receives an alert that somebody is at the door. When answered, a live audio and video feed is sent to the smartphone or tablet from the doorbell. Whether you are upstairs, downstairs or out of the country, you can instantly interact with a visitor in real time.
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Fusion Mineral Paint introduces Jennylyn’s Tones for Tots natural nursery paint line, an inspiring collection of zero VOC paint for nurseries that is eco-friendly and does not contain harmful toxins, so parents can breathe easy. With playful colours like Little Star, Little Whale, Little Speckled Frog, Little Piggy, Little Lamb, Little Teapot and Little Stork, you can create a child-friendly nursery with decor that is easy, affordable and promotes sweet dreams.
5 cleaning, the direct-drive cleaner head delivers 150 per cent more brush bar power than the Dyson V6 Animal cord-free vacuum, while the soft roller cleaner head sucks up both large debris and fine dust for complete hard floor cleaning.
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With a huge selection of colours and fabrics, Iconic Wall Panels can be configured in multiple ways and can transform any room in a snap. The options are endless with 13 colour choices and four fabric finishes. Stick with one style or mix and match to create a customized look. Simple, quick and with its innovative SimpleMount system, it makes the installation fast and painless.
Enhance the way you cook with the new Thermomix all-in-one kitchen appliance that combines twelve appliances in one with functions that include weighing, mixing, chopping, milling, kneading, blending, steaming, cooking, whisking, precise heating, stirring and emulsifying. Thermomix brings the kitchen into the digital age with a beautiful colour touchscreen display. You can follow on-screen recipe instructions by using the smart Recipe Chip and the Guided Cooking function. All you need to do is add the ingredients and your Thermomix will set the temperature and timing for you.
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A perfect solution for any small space, the Milan Convertible Coffee Table turns from an elegant coffee table to a dining table in seconds. The additional internal storage is a great touch for smaller spaces and the dining table can entertain up to six people. …continued on page 68 SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 67
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…continued from page 67
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With a simple twist of an arm the Carter 65-in. Loveseat Sofa Bed transforms from a sofa into a single bed or chaise for you to relax on. This compact piece is available in a variety of fabric choices and removable slipcovers.
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Cambria launches the Hadley Desert Collection, part of the Magnificent Seven Series that adds style and elegance to your kitchen or bath. Modern and sophisticated, Hadley is a solid blue inspired by the deep blue skies and faint winking stars high over Hadley Wood near Hertfordshire in southern England.
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Unleash your creativity with Ninja Chalk Liquid Chalk Markers. Get the chalk look without the chalk mess. Create permanent designs on porous surfaces like wood, paper, stone, bricks, concrete and chalkboards. Great for adults and kids, these markers are non-toxic, water based, eco-friendly and odor and dust free. These are just a few of the amazing new items you will find at the Toronto Fall Home Show.
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Create contemporary modular furniture such as modern tables, functional benches, and unique architectural pieces with EverBlock. A modular system of large-scale Lego-like bricks, oversized plastic blocks snap together to form structures and furniture. It’s quick and easy to build almost anything by stacking and organizing the blocks in nearly any shape, pattern or size. Anything you construct can be taken apart and re-assembled, making EverBlock a unique green-building method.
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Tina Holmes is the show manager for the Toronto Fall Home Show. She has more than 20 years in the industry, making her a leading authority on the ins and outs of home decor and renovation. You can find Tina on Twitter at @HomeShowsTO in addition to @tinalovespinot, where she dishes on the hottest decor tips and trends for each season.
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Advice | LEGALLY SPEAKING
What is a mortgage cap?
By Jayson Schwarz
MORE ADVICE ONLINE ypnexthome.ca/news/advice
TODAY I THOUGHT I would start by
answering a question posed by one of our readers. The question relates to the issue of mortgages, and how long a “capped” rate remains in place. Let me begin by explaining about “capped“ rates. As a new-home purchaser, it is critical that you receive a bank pre-approval of your mortgage, in the form of a written commitment, for the money that you will need to buy the property. The mortgage commitment should provide, among other things, details regarding the amount of money, the length of the loan, the interest rate, and any special terms. The commitment
should also provide for a very important item — how long the lender will guarantee the rate that has been committed to you. Okay, let me explain. Let us assume that on Jan. 1, 2016 you bought a property with a closing date of Dec. 31, 2016 and your rate commitment or “cap,” as shown on your commitment, is for a period of 14 months at 2.25 per cent. What this means is that, as long as the deal closes on or before the date that is 14 months from the date of the commitment, the bank will honour the rate they have agreed to. Sometimes deals get delayed past the time that the “cap” guarantees. What happens? Simply put, the lender no longer is legally bound to honour the original rate that was originally offered. In our example, if the rates increased to 3.5 per cent and the closing was delayed until June 30, 2017, the lender would have the option of telling you that the new rate was now 3.5 per cent.
There are more issues relating to this scenario, as you will have to decide if you still want the mortgage, and the lender will have to decide if it would still be prepared to give it to you. That is correct! Remember, if rates rise, the money needed to carry the same amount of mortgage also rises, so if you were tight on your financing before the rate increase, you may no longer qualify for the mortgage as originally agreed. The moral of the story is to ensure that you negotiate a “cap” for as long a period as possible. Quite often, the mortgages offered by the builders on-site have built-in extension protection. Ask for it as part of your purchase agreement from the builder or commitment letter from the lender. Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw. ca or email info@schwarzlaw.ca with your questions, concerns, critiques and quandaries.
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Inspiration | STYLE FILE
RUSTIC CHIC INSPIRED BY SUMMER By Jo Alcorn
SUMMER IS ALMOST OVER, but it’s not too late to give some thought to a great outdoor retreat. As summer winds down and the weather cools, why not enjoy that lovely, summery rustic style indoors? Here are some sure-fire tips on how to create an easy, breezy outdoor feel right in your own home. When you can’t always enjoy the great outdoors, why not bring some of it inside? Get creative! Tree branches or beautiful stones are budget friendly and look beautiful on display. Sometimes, it’s all about creating a cosy natureinspired space inside that really sets the tone. Try creating a quiet escape where you can put your feet up and relax with a good read. This year, change up some of your artwork to be nature inspired. Posterjack.ca is my go to for
MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration
great photo options. At the click of a mouse, I can have an entire nature-inspired feature wall created. Best of all, they deliver to your doorstep so you can spend more time enjoying a late summer siesta. I love the light and breezy look of white seating contrasted with greenery to really capture that rustic feel. Grab a Mason jar or large vase, add some greenery and you’ve brought the outdoor feel right into your home. Fresh flowers are a staple in any nature-inspired decor. I bring fresh flowers into my home weekly, all year round.
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“Get creative! Tree branches or beautiful stones are budget friendly and look beautiful on display.“
Adding some durable, comfy and fashionable pillows to your space is sure to brighten it up. Try a few from my new Jo Alcorn Pillow collection, available on Etsy.
It’s a great way to bring the outdoors inside. A bar cart is another great idea. But if you don’t have space, you can still set up a nice bar area on your counter. Add some faux greenery and you’ve got your own little sipping station. Nothing says summer like a picnic table. I love how many people can fit around it and it really brings me back to summer time as a kid.
Jo Alcorn is a design specialist and designer on HGTV’s Home to Win. She has her own furniture collection, lighting line, pillow and dog bed line and is known for her savvy design concepts. Visit Jo at whitewashco.ca
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Hot Properties
Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca
LATEST LISTINGS
GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-. 70- and 80-ft. detached homes mytribute.ca
TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com
SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com
CHELSEA MAPLE STATION – ASPEN RIDGE HOMES
new openings CHELSEA MAPLE STATION By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com
NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com
COUNTRY LANE By: Andrin Homes and Heathwood Homes City: Whitby Housing type: Detached homes on 26-, 36and 45-ft. lots countrylanewhitby.com
TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com
KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com
GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots from the $800’s glenwayliving.com
AURORA VIEWS By: Treasure Hill Homes City: Aurora Housing type: Single detached homes on 40and 45-ft. lots treasurehill.com
new releases HILLLSBOROUGH HOLLAND LANDING By: Andrin Homes City: East Gwillimbury Housing type: Detached homes on 38-, 40and 45-ft. lots, starting from the low $800’s andrinhomes.com
VALLEYLANDS By: Fieldgate Homes City: West Brampton Housing type: New release of single detached 38- and 50-ft. designs from the $800s fieldgatehomes.com
SUMMERLYN VILLAGE By: Great Gulf City: Bradford Housing type: 36- and 40-ft. detached homes from the $700’s. greatgulf.com
THE ENCLAVES OF UPPER CANADA By: Menkes City: Georgetown Housing type: 40-ft. detached homes starting from the mid-$800s menkes.com
…continued on page 76
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Model Home Photo Compliments of Menkes
The Enclaves of Upper Canada, Georgetown
www.menkes.com
SEPTEMBER 2016 Menkes has been featured as “Model Home of The Month� as seen in the New Home Guide model home calendar
LATEST LISTINGS
Find your next home! Find more properties at ypnexthome.ca
…continued from page 74
preview registration
ALDERIDGE – MATTAMY HOMES
ALDERIDGE By: Mattamy Homes City: Etobicoke Housing type: Single and semi-detached homes in established neighbourhood mattamyhomes.com
DOWNSVIEW PARK By: Stafford Homes City: Downsview Housing type: Luxury townhome collection from the $800’s staffordhomes.ca
UPTOWNS ON BAYVIEW By: Primont Homes City: Richmond Hill Housing type: Upscale townhomes located at Bayview and 19th avenues primonthomes.com
AFFINITY CONDOMINIUMS By: Rosehaven Homes City: Burlington Housing type: Two contemporary mid-rise condominium buildings from the high $200s rosehavenhomes.com
VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the high $300’s vistaflatsandtowns.com
THE CROSS WINDS By: Delpark Homes City: Bowmanville Housing type: A limited collection of detached homes backing onto the creek thecrosswindshomes.com
BELLE AIRE SHORES By: Fernbrook Homes, Pristine Homes & Zancor Homes City: Innisfil Housing type: Coming this spring – townhomes and 36-, 42-, and 50-ft. singles belleaire.ca
HERITAGE TOWNS By: Montevello Developments City: Toronto Housing type: Townhomes in Junction Triangle from 1,593 sq. ft. from high $700’s heritagetowns.ca
BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com
ANCHOR WOODS
THE VILLAGES OF KILLARNEY BEACH By: Ballymore Homes City: Innisfil Housing type: Detached homes on 40- and 50-ft. lots. Prices starting from the mid-$500’s ballymorehomes.com
By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca
WHITBY CENTRAL
REAL TOWNS
THE BROOK
By: Madison Homes City: Thornhill Housing type: Townhomes starting from the $900’s madisonhomes.ca
By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com
SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com
By: Brookfield Residential City: Whitby Housing type: Single-detached homes in a family neighbourhod brookfieldhomes.ca
KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: Upscale towns and detached homes mattamyhomes.com
THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com
Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca
76 YPNEXTHOME.CA
TNH 09-10-16_master.indd 76
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Homebuyers’ Help
Compare mortgage rates for your best deal CHARTERED BANKS
variable
ATB Financial
2.6
Alterna Bank
2.45
Bank of Montreal
2.9
Bank of Nova Scotia
2.9
Canadian Western Bank CIBC
6 months
1 year
2 years
3 years
4 years
5 years
4 4.00op 4 6.30op
2.94 4.00op 2.79 6.30op 3.09 6.95op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op
2.29 4.00op 2.34
2.44
2.49
2.59
2.4
2.69
2.48
3.19
3.59
4.09
2.69
3.09
3.39
3.89
4.49
3.04
3.65
4.2
4.74
2.79
2.44
4.09
4.79
3.04 2.7
3.65 3.39
4.39 4.09
4.64 2.7
2.84 2.94
2.84 2.84
2.89 2.79
2.89 2.89
3.04
3.39
2.64
2.74
2.79 2.34
3.34 2.44
3.99 4.39
4.44 4.64
2.84
3.39
2.39
2.59
3.24
3.49
3.69
3.79
6.95op 4.55 6.45op 4 6.45op
2.7 6.95op
Equitable Bank HSBC Bank Canada
2.79
ICICI Bank Canada Manulife Bank
2.75 2.6
National Bank
n/a
President’s Choice Finan Royal Bank
2.7 2.6
TD Canada Trust
2.6
Tangerine
2.7
4.45 6.20op 4.45 4.4 6.70op
6.75op
3.14 6.75op 2.99 6.30op 3.19
TRUST COMPANIES Community Trust Effort Trust
n/a n/a
Home Trust Investors Group Trust
2.3 n/a
MTCC
2.9
6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op
3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op
3.25 3.5
3.95 3.7
4.39 4.3
4.74 4.35
2.14 3.09
2.34 3.39
2.59 3.89
2.49 2.59
3.09
3.39
3.89
4.49
4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op
2.79 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39
2.34
2.4
2.69
2.48
2.89
2.95
2.99
2.89
2.24 2.79
2.39 2.89
2.49 2.95
2.49 2.89
3.09
3.39
3.89
4.74
3.2
3.65
4
4.5
2.79
2.64
3.89
2.44
2.69
3.49
3.99
4.54
2.85
2.95
3.05
3.15
2.39
2.39
2.49
2.49
OTHER FINANCIAL INSTITUTIONS Alterna Savings
2.45
Comtech Fire C.U.
2.6
First National Fin. LP IC Savings
2.7
London Life
n/a
Luminus Financial
3.25
Meridian Credit Union
2.4
PACE Savings & C.U.
4 5 6.70op
Parama Credit Union
2.65
Steinbach Credit Union
2.25
ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Aug 29, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700
SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 77
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TNH 09-10-16_master.indd 78
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projects & communities MAP LISTINGS IN THIS ISSUE PAGE
BUILDER
SITE
CONTACT INFO
continued from page 80 PROPERTY TYPE
PRICE RANGE
Brookfield Residential
Foxtrail
foxtraillife.ca
Fieldgate Homes
Whitby Meadows
fieldgatehomes.com
D
T
Mattamy Homes
Seaton
www.mattamyhomes.com
D
T
Treasure Hill Homes
Shift
treasurehill.com
Tribute Communities
Corporate
mytribute.ca
D
Tribute Communities
Park Ridge
mytribute.ca
D
Tribute Communities
U.C.Towns
mytribute.ca
D
Andrin Homes
Hillsborough Holland Landing
andrinhomes.com
D
Aspen Ridge Homes
King Country Estates
905-558-0255
D
Aspen Ridge Homes
Queensville
yourqueensville.ca
D
29
Averton Homes
Victoria Highlands
416-924-0110
D
29
Averton Homes
Village Green
Averton.ca
Ballymore Homes
Mill Street Village
millstreethomes.com
Ballymore Homes
The Villages of Killarney Beach
ballymorehomes.com
Briarwood Homes
Mill Street Village
millstreethomes.com
Briarwood Homes
Pretty River Collingwood
1-888-257-1999
from $310,000
Brookfield Residential
Fieldstone
1-855-379-1495
Brookfield Residential
Grand Central
905-778-0873
Brookfield Residential
Treetops
1-855-590-3577
Brookfield Residential
Willow Glen Tottenham
905-406-1044
37
Geranium Homes
Vista at Cardinal Point
vistaflatsandtowns.com
D
19
Great Gulf
Hillsborough Holland Landing
greatgulf.com
D
Great Gulf
Sharon Village
905-478-7362
Great Gulf
Summerlyn Village
905-775-3461
Mattamy Homes
The Estates of King Township
mattamyhomes.com
7
Menkes
Hometown Sharon Village
menkes.com
61
Regal Crest Homes
Anchorwoods Holland Landing
anchorwoods.ca
D
61
Rosehaven Homes
Anchorwoods Holland Landing
anchorwoods.ca
D
Treasure Hill Homes
Acacia Estates
treasurehill.com
Treasure Hill Homes
The Estates of King Township
treasurehill.com
Tribute Communities
Gates of Nobleton
647-633-3500
Aspen Ridge Homes
Mayfield Village
905-230-2592
D
Averton Homes
Averton Square
Averton.ca
D
25
21
33
from $470,000
PIN
MAP FINDER
43
27G
31
28N
44
24N
70
25N
from $650,000
88
31N
from $556,000
71
30M
from $820,000
51
18E
18
13I
from $550,000
46
20D
from $850,000
69
23E
20
12E
20
12E
from $600,000
76
5E
from $600,000
47
16D
from $370,000
49
13A
T
from $330,000
19
11E
T
from $390,000 from $750,000
51
18E
from $600,000
65
20E
from $700,000
52
17D
T
74
16I
T
54
19F
S
86
19E
S
86
19E
56
16J
87
16I
from $350,000
T
North 5
53
21
T
S
T
from $590,000
T
from $560,000 from $550,000
S
T
from $560,000
T D
T
from $2360,000
D T
from $1000,000
18
13I
T
from $360,000
22
9L
T
from $500,000
West 29 & 57
S
Brookfield Residential
The Village
1-866-930-0050
Dunpar Homes
Heritage Gate
416-236-9800
S
T
from $720,000
77
10S
Dunpar Homes
Trafalgar Ridge
416-318-9112
S
T
from $850,000
29
8U
Fieldgate Homes
City Towns Valley Lands in Brampton
fieldgatehomes.com
D
S
T
from $400,000
26
9P
Fieldgate Homes
Lotus Pointe Caledon
905-838-2806
D
T
from $724,000
23
8M
Fieldgate Homes
Valley Lands
905-457-0445
D
T
from $800,000
26
9P
Gold Park Homes
Encore Brampton
905-970-8236
D
from $650,000
63
8M
Great Gulf
Trafalgar Landing
905-844-1605
from $200,000
30
8V
Great Gulf
Westfield
905-866-6876
from $537,000
24
8P
Mattamy Homes
Cranberry Hill
mattamyhomes.com
Mattamy Homes
Hawthorne South Village
mattamyhomes.com
T
Mattamy Homes
Mount Pleasant North
mattamyhomes.com
T
Mattamy Homes
The Preserve
mattamyhomes.com
Mattamy Homes
The Village of Southfileds
mattamyhomes.com
Mattamy Homes
Topper Woods
mattamyhomes.com
T
from $520,000
Mattamy Homes
Wildflowers
mattamyhomes.com
T
from $195,000
7
Menkes
The Enclaves of Upper Canada
289-891-9103
13
Primont Homes
Newtowns at Mount Pleasant
primonthomes.com
13
Primont Homes
Seasons in Caledon
primonthomes.com
Treasure Hill Homes
Tiara Estate Collection
treasurehill.com
41
25
from $300,000
S
T D
from $325,000
D
C
T C
D
S
from $634,000
59
6S
from $496,000
60
7O
from $406,000
29
7V
from $760,000
66
8M
28
6O
25
7O
from $950,000 T
S
T
from $715,000
27
8M
T
from $1090,000
78
11L
Property Type D Detached S Semi-Detached T Townhome
TNH 09-10-16_master.indd 79
2016-08-30 4:12 PM
projects & communities MAP LISTINGS IN THIS ISSUE PAGE
BUILDER
SITE
CONTACT INFO
PROPERTY TYPE
PRICE RANGE
PIN
MAP FINDER
Central 23
Andrin Homes
Glenway in Newmarket Phase II
GlenwayLiving.com
D
68
18F
IFC
Aspen Ridge Homes
Chelsea Maple Station
aspenridgehomes.com
D
8
16L
1
Aspen Ridge Homes
Corporate
aspenridgehomes.com
D
Aspen Ridge Homes
Kleinburg Hills
aspenridgehomes.com
D
Aspen Ridge Homes
Scenic on Eglinton
416-805-1781
D
Aspen Ridge Homes
Seventy Seven Charles
416-203-7034
Aspen Ridge Homes
Upper West Side
uwscommunity.com
Averton Homes
Averton Common
Averton.ca
Averton Homes
Corporate
Averton.ca
T
Averton Homes
Evolution
416-747-9691
T
Brookfield Residential
Corporate
brookfieldhomes.ca
Brookfield Residential
The Arbors
905-503-0992
Brookfield Residential
Woodhaven Aurora
WoodhavenAurora.ca
D
Fieldgate Homes
90 Niagara
416-981-0036
D
Fieldgate Homes
Aurora Trails
fieldgatehomes.com
D
25
Fieldgate Homes
BlueSky Stouffville
905-640-0002
D
25
Fieldgate Homes
City Lux Towns
fieldgatehomes.com
D
25
Fieldgate Homes
IMPRESSIONS
905-893-9500
D
Fieldgate Homes
Zigg
416-545-0223
D
Forest Hill Homes
Bridle Path of Thornhill
foresthillhomes.ca
D
Forest Hill Homes
Cornell Rouge
905-472-9556
Forest Hill Homes
Jefferson Forest
foresthillhomes.ca
D
Gold Park Homes
Corporate
goldparkhomes.com
D
Gold Park Homes
Kleinburg Glen
905-417-7483
D
Great Gulf
Corporate
416-449-1340
29
29
27
38-39
T 45
13L
from $190,000
33
18Q
from $2100,000
34
17R
from $1099,000
4
17L
from $690,000
80
13L
from $320,000
75
13R
from $350,000
48
19H
from $1000,000
56
18I
T
from $346,000
35
16S
T
from $620,000
14
19G
from $900,000
12
22J
from $1000,000
3
12K
36
16R
T T
C
D C
T S
T T
from $2500,000
50
18E
T
from $850,000
16
23M
T
from $990,000
10
18J
from $690,000
3
12K
from $500,000
1
16Q
from $850,000
16
23M
8M
T T
Madison Homes
Briar Hill
madisonhomes.ca
11
Madison Homes
Cornell Rouge
905-472-9556
D
15
Madison Homes
REALTowns Thornhill
Madisonhomes.ca
D
from $900,000
85
17L
Madison Homes
Thornhill Ravines
905-417-1203
D
from $1800,000
53
16L
Madison Homes
Zigg
ziggcondo.com
D
from $380,000
10
18J
Mattamy Homes
Alderidge
mattamyhomes.com
D
82
13S
Mattamy Homes
Cornell
mattamyhomes.com
D
T
17
22M
Mattamy Homes
Corporate
mattamyhomes.com
D
T
Mattamy Homes
Downsview Park
mattamyhomes.com
37
15P
Mattamy Homes
Heron Park
www.mattamyhomes.com
38
22Q
Mattamy Homes
Kleinburg Summit
mattamyhomes.com
84
13K
Mattamy Homes
Lago
monarchgroup.net
C
from $220,000
39
14S
Mattamy Homes
Picasso on Richmond
monarchgroup.net
C
from $550,000
40
16S
Mattamy Homes
Richmond Green
mattamyhomes.com
Mattamy Homes
Riva del Lago
monarchgroup.net
Mattamy Homes
Upper Summerside
www.mattamyhomes.com
Menkes
Dwell City Town
416-259-2525
Menkes
Humber Mews
416-259-2525
Primont Homes
JadeGarden at Cornell
primonthomes.com
Primont Homes
Renaissance Townes
905-417-3363
T
13
Primont Homes
Uptowns on Bayview
primonthomes.com
T
17
Rosehaven Homes
Corporate
rosehavenhomes.com
T
BC
8-9
7
13
S
T S
S
from $260,000
T
from $400,000
D
D
T
41
18K
from $300,000
39
14S
T
from $450,000
42
19R
T
from $690,000
2
12S
T
from $550,000
2
12S
55
22M
5
15K
9
18K
C S
S
T from $750,000
Treasure Hill Homes
Aurora Views on Wellington
treasurehill.com
T
57
19H
21
Treasure Hill Homes
Time
treasurehill.com
T
72
18H
21
Treasure Hill Homes
Victory Heights
treasurehill.com
T
6
18L
45
Andrin Ltd.
Country Lane in Whitby
andrinhomes.com
D
32
28N
29
Averton Homes
Beacon Hill Bowmanville
905-674-6166
D
29
Averton Homes
Main Street Seaton
289-545-0022
70
25N
49
Briarwood Homes
Young’s Cove
youngscove.ca
from $1460,000
East
continues on page 79
TNH 09-10-16_master.indd 80
S
T from $400,000 from $350,000
S
T
from $350,000 Property Type D Detached S Semi-Detached T Townhome
2016-08-30 4:12 PM
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Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St
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Spadina Rd
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York Mills Rd
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Senlac Rd
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New W estmins ter Dr
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Downsview
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Lake Shore Blvd W
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Judson St
Runnymede Rd
Prince Edward Dr Royal York
The Queensway
Tho
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Old
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71
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Jane St
Weston Rd
Oakdale Rdy
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Norseman St
Summeridg e Dr
HWY
Norfinch Dr Dr
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Langstaff Rd
St rr Ke
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8 50 4 53 85Carrville Rd
55
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75
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Bass Pro Mills Dr
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Islington Ave
Kipling Ave
Rd
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Teston Rd
49
Wilson Ave
Burnhamthorp eR d Bloor St W
Jefferson
Gamble R
Eastlake
d ell R rtw Cha
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Middletown
King-Vaughan Rd
Weston Rd
Pine Valley Dr
Martin Grove Rd
400
Bloomington Rd
56King Rd
Kirby Rd
Maple Leaf Dr
eK ing
The West Mall d lR Mil
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Lennon Rd
74
Bathurst St
Mill Rd Kipling Ave
Weston Downs
The Westway
Renforth Dr
QEW
Dufferin St
Jane St
7th Concess ion
87
Rutherford Rd
73
Rexdale
Rathburn Rd
He
4th e Lin
Rd
Fraser St
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Wanda St
Holancin Rd
Rd Wist Rd Davis
Rupke Rd
8th Concess ion
oss Dr Kingcr
Langstaff Rd
Finch Ave W
82
Barrie St
Sideroad 10
Coffey Rd
River Rd
Leonard Rd
St ian M
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Rd ian Lorne Ind Lorne Pk
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Evans Ave Horner Ave
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16th Sideroad
11
Etobicoke
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Strawberry La
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Dixon Rd
427
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Emma R
Bernhardt R King St
Snowball
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Carlingview Dr
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Clarkson
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Hunting ton Rd
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Cold Creek Rd
Rd ken Tom
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19
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30th Sideroad
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3
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10th Line
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17
Cooney Rd
Jewel Rd Vickers Rd
Gamsby Rd
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35 115
Arthur St
Bell-wood Dr
Golf Course Rd
Moffat Rd
Lockhart Rd
King St Stephenson Rd
Mill St
Riley Rd
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Squair Rd
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Main St
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N
Leskard Rd
Cole Rd
Mearns Ave
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14
Acres Rd
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Sdrd
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17
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7A
Yelverton
St Clair Ave E
Rd rth nfo Da
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Dovehaven Rd
McLaughlin Rd
Maple Grove Rd
Maple Grove
5
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Cedar Park Rd
Holt Rd
2
Hancock Rd
401
Rundle Rd
Trulls Rd
Courtice Rd
34 Bloor St
HWY
Concession 11 Concession 10
20
Concession Rd 4
Salem
H
Concession 4
Taunton Rd
Nash Rd
Concession 12
J
Hampton
Solina Rd
Washington Rd
e Murray Av
Vannest Rd
Tooley Rd
Townline Rd 59
Concession Rd 6
Pebblestone Rd
G
Concession 3
Lettner Rd
Old Scugog Rd
Ormiston Rd Langmaid Rd
P
East Ave Port Union Rd
ll i p
Union School Rd Wotten Rd
Enfield Rd
Grandview St N
Townline Rd
Olive Ave
Solina
Mitchell’s Corners
62 hi
Hoyer Rd
Nestleton Rd
Cartwright West Quarter Line
Sandy Rd
Graham Rd Russell Rd
Bond St Gibb St
8855
58 King St
22 rth St Went wo
60
Enniskillen 3
Sand Bar Rd
Ogemah Rd
Washburn Island Rd
Rd
Wilson Rd 35
Grandview St N
Ritson Rd
Burns St
54 Adelaide Ave
Park Rd
Stevenson Rd
Halls Rd
Pickering Beach Rd
Shoal Pt Rd
Westney Rd
Harwood Ave
Squire Beach Rd
Sandy Beach Rd
Henry St
Salem Rd
Hopkins St
Dundas St
34
Conlin Rd Harmony Rd
Stevenson Rd N 53
Valentia Rd
Eldon Rd
Beacroft Rd
Mississaugas Trail
He ad
Harmony Rd N
Ritson Rd
Simcoe St
Thickson Rd
Anderson St
Cochrane St
Brock St
Garden St
McQuay Blvd
Halls Rd
Ravenscroft Rd
Victoria St
52
Concession Rd 10
Concession Rd 7
Oshawa
28 Ma nn in g Rd 36
4
Byers Rd
Mountjoy Rd
57
Janetville
Fallis Rd
Cadmus
Devitts Rd
Concession Rd 9
33
Nestleton
McKee Rd
57
3
71 16
3rd Concession
Bush Rd
White Rock Rd
Fingerboard Rd
Sim coe St
Till Sdrd
Columbus
Bradburn Rd
Burketon
Boundary Rd
Winchester Rd
2
Mariposa/Ops Bdry
Barry’s Rd
Station Rd
Old Simcoe Rd
Thornton Rd
Columbus Rd
Whitby
Taylor’s Rd
Sideroad 18
Sideroad 18A
Stevenson Rd N
Duffs Rd
Country La
Coronation Rd
Halls Rd N
Salem Rd
Westney Rd
Riverside Dr
Church St
Liverpool Rd
3143
12
Eden Rd
Eldon Rd
Ridge Rd
Diamond Sideroad
Cochrane St
Cedarbrook Tr
Ashburn Rd
Country La
Kinsale Rd
Lyndebrook Rd
41
44
Howden Rd
26
19
Raglan Rd
Raglan
7 12
3
32
Shirley Rd Coates Rd
Myrtle
Brooklin
Rossland Rd
24
Heron Rd
Sideline 2
Sideline 4
Greenwood Rd
Taunton Rd
Ajax
Scugog Line 3
t Rd
Malcolm Rd
Edgerton Rd
Church St
2
Bryant Sdrd
Dagmar Rd
Myrtle Rd
Ashburn
5th Concession Rd
31
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Scugog
Scugog Line 4
Scugog Line 2
Brawley Rd
Greenwood
2
Bayly St
Grey Sideroad
Rd st Ma High P
Lakeridge Rd
Balsam Rd
Paddock Rd
31
HWY
Rd
Reach St
Chalk Lake Rd
Mount Zion
70 Brock Rd
Dixie Rd
Valley Farm Rd
Sheppard Ave
Lawrence Ave E
38 West Hill
ton gs Kin
Balsam Sideline 5
Sideline 22
Sideline 22
Whites Rd
38
Sideline 12
Sideline 24
Rosebank Rd
27
Finch Ave
eE Av
Morningside Ave
Scarborough 42
44
Concession Rd 3 Altona Rd
Military
Guildwoo d P
4th Conc Rd
Westney Rd
Sideline 14
Sideline 22
Sideline 24
North Rd
Sideline 28
7
rd pa ep Sh
Meadowvale Rd
Milner Ave
Whitevale
Beare Rd
Old Finch Ave Rd
Sideline 14
Sideline 16
Sideline 20
8th Concession Rd
Pickering
407
Plug Hat Rd
il Tra
Dr
Bellamy Rd
Eglinton Ave E
Brim o rt on
Scarborough Golf Club Rd
Daw es R d
Coxwell Ave
Woodbine Ave
Greenwood Ave Donlands Ave Jones Ave Pape Ave
Victoria Park Ave
Midland Ave
Pharmacy Ave
Birchmount Rd
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Brimley Rd
Ellesmere Rd
Sewells Rd
E Ave evin McL
401
Don Vally Pkwy
Don Mills Rd
O’Co n
Sideline 26
Box Grove Steeles Ave E
Neilso n R d
Nugget Ave
Sheppard Ave
Mortimer Ave
Sideline 34
71
Tapscott Rd
tingwood Dr H un
Middlefield Rd
Leslie St
404
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7
11th Line
ark Dr
Denison St
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n Ave
Markham Rd
14th Ave
71
Agincourt
Eglinton Ave W
7th Concession Rd
Claremont
57
Jobb Rd
Uxbridge Pickering Townline
Whitevale Rd
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Passmore Ave
33lea Blvd
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McNicoll Ave
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HWY
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Markham Main St
Woodbine Ave
Leslie St 12
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17th Ave d
73
407
John St
Major Mackenzie Dr
25
al
16th Ave
69
Reesor Rd
6
67
Glen Major
Concession 14
Proutt Rd
Beacock Rd
Pine Rd
Webb Rd
5
Elgin Mills Rd
Pine Pt Rd
Ma Brown’s Rd
Epsom
F
Mabels Rd
L AKE SCUGOG
Scugog Line 6
Houston Rd
Allbright Rd
Altona
Dicksons Hill
48
D on
Warden Ave
mond Hill
65 Kennedy Rd
Victoria Square
McCowan Rd
919th Ave
29
41 49
Main St
Rd
Utica
1
Sideline 32
Jefferson
Glasgow
Stouffville 12 10th Line
Rd
Stouffville Rd
14
n Sideroad St
Markham Rd
10
Bethesda Rd
Bethesda
nd Isla
Scugog Line 8
Ward Rd
Ried Rd
Brock Rd
Yonge St
Sunset Beach Rd
Demara Rd
Whitfield Rd
7
Rainbow Ridge Rd
7 Mile Chandler Dr Island Rd
8
21
47
Secord Rd
Sideroad 18A
Brookdale Rd
47
4
Cottage Rd
7
Harper Rd
Scugog Line 9
HWY
Scugog Line 9
E
Pogue Rd
Clements Rd
1
Kent St
Cross Creek Rd
28
16
Hood Dr
C Little Britain Rd
D
. La
L
Long Rd
Ranch Rd
Seagrave ier oz Cr
4
Cricket Hollow Rd
Ramsey Rd
Fenelon Bdry
Dewdrop Rd
Little Britain Rd
Zion Rd
Cookston Rd
Taylor Corners
Cresswell Rd
Salem Rd
Algonquin Rd
Spadina Sdrd
St
40
Whitchurch-stouffville
Blackwater Rd
R
Goodwood Rd
HWY
Marsh Hill Rd
43Reach
Medd Rd
Uxbridge
Hillsdale Dr
Wetheral Sdrd
Sideroad 17
O’Beirn Rd
Wagg Rd
Prouse Rd
34
Sideroad 17
47
8th Conc Rd
d
HWY
7th Conc Rd
Vandorf Rd
56 Aurora
Kawartha Lakes
Royal Oak Rd
Scugog Line 12
Cragg Rd Canton Rd
8
6th Conc Rd
8
Aurora Rd Lak es
Jesse Thomson Rd
4th Conc Rd
Ballantrae 15
Scugog Line 12
Ball Rd
Roseville Siloam 3nd Concession Rd
Wesley Cors
Marsh Hill
23
St Johns Rd
7 12
B
Farmstead Rd
Little Britain Rd
6
Saintfield
Uxbridge
e hor
enderson Dr
St John’s Rd
Farmstead Rd
Brock-Scugog Townline Rd
Blue Mountain Rd
6
Oakwood
7 7th Concession
Pinedale
Scugog Line 14
1
Feasby Rd
2nd Concession Rd
72
Woodbine Ave
48 57
Bayview Ave
Wellington St
14
26
11
Sideroad 17A
Cherry St Faulkner Ave
Bogarttown
Sideroad 17
1
St John’s Sideroad
Shier Rd
Vivian Rd
74
Sandford
Sandford Rd
18
Manilla
7A
Cambray
GrahamRd
13
Victoria Corners Rd
A
Quaker Rd
2nd Concession
Victoria Corners
9
Skyline Rd
9th Concession
6th Concession
Foster Dr
Davis Dr Bow St
Cedar Valley
Brock Rd
Mulock Dr
Weirs Rd
Goos
33 The Glen Rd 34
46
5th Concession 4th Concession
21
Camero 9
Rd
Peniel Rd
10th Concession
Islay
Rd
9
Valley
Black School Rd
11th Concession
Sunderland
6
Grasshill
Woodville
32 12
8th Concession
King St
13
Kennedy Rd
York-Durham Line
Newmarket
Lloyd Sdrd
Davis Dr
Vallentyne
Zephyr Rd
13
Leaskdale Rd
Ashworth Rd
69
31
9th Concession
23
8th Conc Rd
68
Lake Ridge Rd
Bales Dr
P e ff e r l a w
West Franklin
Udora
Linden
Cannington
Derryville
Vrommanton
St
2
6th Concession Rd
19
82
30
12
Woodville
King
2
Concession
10
5th Concession Rd
ain M
Herald Rd
St
39
t
29
Hartley
Lorneville
14th
Brock
10th Concession
Fowlers Rd
5th Concession Rd
54
Green Lane
Zephyr
Hollingers Rd
9th Concess ion
Rd Franklin
38
Brewster Rd
4th Concession Rd
Mount Albert Rd
13
Ravenshoe Rd
Foot Dafoe St St
65
Cedarbrae
3rd Concession Rd
Farr Ave
13
12
Miller’s Sideroad
Orchard Ct
Centre St
51
Rd
Morning Sdrd
28 13th Concession
Wilfrid
Rd
Q u a r ter
Lorneville
46
Brock-Thorah Townline East
Concession
21
Old Shiloh Rd
39
Meyers Rd
Doane Rd
Bridle Path
ng ndi La
Rd
77
Hornes Rd
46 East Gwillimbury Doane Rd 86
45
51
2nd Concession Rd
Leslie St
Sand Rd lla nd
48
Queensville Sideroad
Queensville
Smith Blvd
Leitch Rd
Holborn Rd
Old Homestead Rd
Georgina
Brown Hill
Cole Rd
27
Cedarbrook Dr Rd
Concession Rd 3 Thorah
Concession Rd 2 Thorah
48
14th
81
Frog St
3
2nd Concess ion
77
79
Audubon Way
Boag Rd
Maple Hill
8
26 Morning Glory Rd
Dr
g Irvi n
Weir’s Sideroad
Ravenshoe
25
18
Prout Rd
Rd
24 Park Rd
ing ter Ca
Boag Rd
Holborn Rd
38
32
Rd
BrockThorah Twnl W
Thorah Beach Port
Point
Virginia
Latimer Rd
Miles Rd Blake Ave
Holland Marsh
10th Line
Rd
Lasher La Valley Vie w Dr
Ravenshoe Rd
Cryderma n’s Rd
West ury
Rd st re nc ve Ra
Carley Rd
The Queen sway
Line 12
1 Ho
23
Mile Lane
Pollock Rd
Glenwood Ave
River
Sutton
Maple Beach
Duclos Point
Rd
Island View
Stoney Batter Rd
22
Count ry Bethel Side Rd
COOK’S BAY
Briars 80 Pk
Black Hi
Rd 9 ing
Baldwin Rd
Line 13
Rd
e dge
St gh
21
Morton Ave
Rd
Base Line Rd
8A
Church St
Gilford Rd
ham Sdrd Rd
3
Lockie Sd Rd
Old Homestead Rd
Fennell
um pH ou se
Jacksons Point
Park Rd
20
Rd H
Deer Park Rd
Boyers Sideroad
h ore
Dalton Rd
19
Island Grove
Metro Rd
Willow Beach
Rd
DeGrassi Point
The Que ensw ay
3
Line
20th Sideroad
18 4
Roches Point
Harbour St Pine Ave
Killarney Beach Rd
rchill
Dr
e Lak 78
t tS ar Ew
39
Lake
S
d eR
Belle Aire Beach Rd
3rd
23
Nantyr Park
Civic Cen tre
20th Side road
Line
Line
Old
7th
6th
Cate r
Nantyr
nnisfil
John’s Rd
Barclay
COMING SOON – A NEW RELEASE FEATURING UPSCALE CITY LIVING
CHOOSE FROM A VARIETY OF EXCEPTIONAL SEMIS & DETACHED DESIGNS After the success of our Grand Opening, another exciting release of these in-demand homes will soon follow. Discover Mattamy’s thoughtful designs in Semis & Detached Homes in elegant stucco and stone – all within an established family-friendly neighbourhood. With convenient access to Highway 427 and the QEW, you’re also moments away from amazing city shopping, easy transit access, plus parks and recreation. See how Mattamy’s Alderidge is beautifully positioned to offer you the best of city living.
Kingsway Semi Albright Contemporary · 2,887 Sq.Ft.
30' Detached Roseland English Manor · 3,642 Sq.Ft.
Register today at MATTAMYHOMES.COM
40' Detached Robindale French Chateau · 3,971 Sq.Ft.
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.