GTA New Home Guide - Sept 20, 2014 by NextHome

Sept 20 - Oct 4, 2014 Volume 22 Issue 17

inside this issue

TRANSFORMING REGENT PARK

RATE ANNOUNCEMENTS: WHY YOU SHOULD PAY ATTENTION

MAKING SURE YOUR HOME IS BUILT LEGALLY

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

aspenridgehomes.com

NOW OPEN BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

MARKHAM Upper Cornell Presentation Centre & Model Home 905.554.3446

RICHMOND HILL Kettle Lakes Club Presentation Centre & 2 Model Homes 289.234.1064

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre & Model Home 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON MARKHAM Union QUEENSVILLE Queensville BRADFORD Dreamfields REGISTER AT aspenridgehomes.com

contents

SEPTEMBER 20 - OCTOBER 4, 2014 || VOLUME 22 ISSUE 17

Note: Cover CheCklist x17-Date changed x-colour changed x-coverline placed

community focus features 34 Oakville

Sept 20 - Oct 4, 2014 Volume 22 Issue 17

x-logo(s) placed -callouts placed -rich blacks applied

Great Gulf

Fall in love with Great Gulf’s Trafalgar Landing

40 Vaughan

Madison Homes

Thornhill Ravines – luxury living at nature’s doorstep

46 Ajax inside this issue

TRANSFORMING REGENT PARK

001 NHGTA-Cover-09-20-2014-TL-FIN.indd 1

RATE ANNOUNCEMENTS: WHY YOU SHOULD PAY ATTENTION

MAKING SURE YOUR HOME IS BUILT LEGALLY

15/09/14 16:07:26

ON THE COVER

p. 24

FIELDGATE HOMES

Discover why the GTA loves Fieldgate Homes

Menkes Developments

Menkes’ Somerset model home in Ajax, The Alabaster

62 Multi-site

Treasure Hill Homes

Two incredible townhome communities coming soon

70 Kleinburg Monarch

Stunning models the jewels of Kleinburg Crown Estates

76 Severn

Summerhill Homes

Four-season, lakefront living at West Shore Beach Club

92 Brampton

Mattamy Homes

September perfect to connect with Mount Pleasant North

98 Brampton

Starlane Homes

Vales of the Humber Grand Opening of model homes

112 W hitby

Senator Homes

Set sail for a journey of luxury and prestige at Harbourside

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 58 Hot Dates 126 Ad Index

COLUMNISTS

14 20 28 30 38 44 56

BILD

Report

Transforming Regent Park by Bryan Tuckey

Fundamentally Speaking Homeownership affordability improves by Wayne Karl

Tarion Report

Make sure your new home isn’t built illegally by Howard Bogach

Taxing Issues

Determining your deductions

by Henry Choo Chong

Mortgage Advice

Why you should pay attention to the BoC by Alyssa Richard

Make Your Move

Everyone wins when they play by the rules by Chuck Resnick

Legally Speaking

Due diligence is a must when buying your first home by Jayson Schwarz

Money Matters

The lost art of saving by Gail Vaz-Oxlade

Quick Tips

A dose of reality by Hellen Buttigieg

HOMEBUYERS’ HELP

Style Inspiration Copper or gold by Sara Duck

110 Et Cetera

The studio lamp – last word on a hot trend by Elisa Krovblit

119 Resource Section

Mortgage Calculator and Rate Table

123 GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

IN THE NEWS

Interest Rates

Homebuying

Bank of Canada maintains overnight rate target at one per cent Younger homebuyers don’t want to max out on their mortgage

Kylemore Communities

Annual Kylemore Kares Golf Tournament raises money for charities

//EDITOR’S NOTE

New home experience Make wise choices and enjoy the process

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers. When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

»D etermine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; »T o save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the home-buying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Finding the right home for you Knowing what to look for – and where – are crucial parts of your new-home search

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

nce you’ve decided to buy a new home, the excitement begins to build immediately. Where to buy? What type of home? Is now the right time? The answers to such questions will vary from person to person, depending on individual circumstances and needs. Choosing the type of home you can afford, and what finishes and design features you want, might be the easiest part of the process. A little more challenging, but nonetheless equally important, are matters such as finding a community in proximity to amenities such as shopping and schools, commuting times and transit options, and if your new home will

still be suitable in three, five or 10 years. As for the timing of your purchase, it’s natural to wonder whether now is the best time, given all the discussion about market conditions. But if your employment and finances are secure, you’re best served looking at the long term – say seven years. Where are new-home prices likely to be then? Higher or lower? And if you missed out on building equity by delaying your purchase, would you be better off? In this issue of New Home Guide, like we do in every edition, we have a variety of content designed to help you determine your own answers to these questions.

Your Life Storey always comes first. 2013 Tarion Award of Excellence Finalist For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the cityâ&#x20AC;&#x2122;s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this companyâ&#x20AC;&#x2122;s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife Prices and specifications are subject to change. E.&O.E. September 2014.

@MenkesLife

NEW RELEASE

NOW OPEN

NEW RELEASE

Burnhamthorpe Rd. & West Mall Etobicoke Starting from the high $300’s 416.259.2525

Brown’s Line & Evans Ave. Etobicoke Starting from the $480’s 416.259.2525

Bathurst St. & Finch Ave. North York Starting from the high $600’s 416.730.1600

NOW OPEN

MODEL HOMES FOR SALE

Guelph St. & MacFarlane Dr. Georgetown Starting from the high $500’s 289.891.9103

Salem Rd. North & Williamson Dr. East Ajax Starting from the high $600’s 905.428.0500

menkes.com menkes.com

1a. 1a.

2a.2a.

mattamyhomes.com

Smart, Urban Styling In The City For Just $1,317/month!* Stacked Townhome With 2 Bedrooms Plus Den For Just $1,317/month* Rear Lane Townhome With 3 Bedrooms & 2 Baths Starting From $2,049/month*! • Downsview Park offers Stacked, Rear Lane Towns plus contemporary Semi’s • There’s a world-class 300 acre park outside your door

• Minutes to Yorkdale shopping and subway • Close to York University • Easy access to downtown

Detached Homes Coming Soon! Visit mattamyhomes.com To Register For More Information. Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

ELEV. ‘A’

Sales Centre: 2995 Keele Street

400

Keele St.

TORONTO

Sheppard Ave. W. Sales Centre

n Rd. Alle

Stacked Towns From $269,990 Semi-Detached From $669,990

Rear Lane Townhome, Central Park I, Elev. ‘A’, 1,679 Sq.Ft., $489,990

Jane St.

Stacked Townhome, Monsanto Forest Park, Elev. ‘A’, 732 Sq.Ft., $314,990

Wilson Ave.

401

Follow us: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. *Price based on an RBC 5 year term, with 20% down and a 25 year amortization with an 18 month cap based on Monsanto Forest Park and The Central Park I. Interest rates and housing prices subject to change.

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

QUICK TIPS

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

HELLEN BUTTIGIEG

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Pierre Farhan, Mike Terentiev, Hannah Yarkony

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MORTGAGE ADVICE

MAKE YOUR MOVE

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

is Vice-President of Marketing and Operations, Two Men and a Truck Canada. twomenandatruck.ca

ALYSSA RICHARD

CHUCK RESNICK

MONEY MATTERS

GAIL VAZ-OXLADE

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter. com/GailVazOxlade

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

Markham

Library with Cornell Community Centre & at Your Doorstep. 129,000 sq. ft. Now Open

Release of New Home Designs! Visit us Today! Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

from the mid

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$600's

from the mid

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday

from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

Our

assion

We create homes that meet your dreams and aspirations. Building fine homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life. It’s the Primont Promise.

Now Under Construction MOUNT PLEASANT BRAMPTON

WOODBRIDGE

FREEHOLD TOWNHOMES

FREEHOLD TOWNS & 38’ DETACHED

569,900

FROM

375,900

FROM

NO CONDO FEES! NEW MODELS AVAILABLE

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!

3890 Major Mackenzie Dr. W. 905.417.3363

10629 Mississauga Rd. 905.495.5067

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM * See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

Consider Yourself at Home 12

Coming Soon, Register Now! MARKHAM

CORNELL MARKHAM

TOWNHOME GRAND OPENING

400’s

FROM THE HIGH

SAT SEPT 27 & SUN SEPT 28 11AM - 6PM

FREEHOLD TOWNHOMES AT COR N E LL

FROM THE

500’s

ELEGANT TOWNHOMES COMING SOON

Hwy 7, East of Ninth Line 905.201.2804

REGISTER NOW AT PRIMONTHOMES.COM * See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

PrimontHomes.com 13

//BILD REPORT

Transforming Regent Park » by BRYAN TUCKEY

BRYAN TUCKEY

is President and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildpres or follow BILD @bildgta, facebook.com/bildgta, and bildblogs.ca.

Regent Park is being transformed by a BILD member. The 69-acre downtown Toronto neighbourhood is halfway through a massive revitalization project spearheaded by Toronto Community Housing Corp. and its builder/developer partner The Daniels Corporation. “It’s wonderful to see the reaction people have for the transformation that has already taken place in Regent Park,” says Daniels vice-president Martin Blake. “Unless you’ve actually been there, it’s hard to comprehend how much it has changed.” I recommend that readers take a drive through the area – from its north border of Gerrard St. south to Shuter St., and its west border of Parliament St. east to River St. – and you’ll see a complete community that is coming into its own, as well as the many cranes that are making it happen. It’s a $1.75-billion project which will include 5,500 new condominium units and townhomes, and more than 2,000 new replacement social housing units when it’s finished. This complete community also includes a 60,000-sq.ft. cultural hub called Daniels Spectrum, a six-acre park, an aquatic centre, a large grocery store, a bank, restaurants, office space, a dog park and the Toronto Birth Centre. And there are more changes to come. “A new City of Toronto community centre is under construction, which is three times larger than the existing community centre that will be replaced,” Blake says. “We’re adding Maple Leafs Sports and Entertainment athletic ground – the land is being prepared for that right now, and it will open next year – with certain facilities opening this winter, including the refurbishment of the ice rink.” If you’re really interested in the neighbourhood, potentially for your next move, you can see what’s available by touring what’s built.

New-home buyers have the opportunity to see, touch and feel the home design that best suits their budget and lifestyle needs before they buy, and we’ve been doing that since 2006. That is unique in the city. 14 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

“We typically don’t do a presale; we build first and then we go on sale,” Blake says. “New-home buyers have the opportunity to see, touch and feel the home design that best suits their budget and lifestyle needs before they buy, and we’ve been doing that since 2006. That is unique in the city. “It changes the dynamic of the community, including if you’re in the resale market,” says Blake, adding that new-home buyers can say, ‘This is a brand new home that I can move into in six months’ time. I can actually move in.’” The newest condominium being worked on now in Phase 2 is Daniels’ One Park Place South Tower, which will be ready for move-in by the end of the year. Daniels is also getting ready to launch a limited collection of condominium townhomes. The builder often takes newhome buyers and foreign delegations on tours of the community to give them a feel for everything that is being built around the new-homes development. Some of the visiting tour groups have hailed from Kazakhstan, South Africa, the Middle East and Central America. It’s difficult to see where the phases begin and end as they were designed to blend into each other. “If you were to drive through the downtown east in five years’ time, it would be very difficult to see where Regent Park starts and stops,” Blake says. “It’s part of the fabric of the rest of the community. “It’s always going to feel like a very special place in the city.” I can’t wait to see the next chapter in Regent Park’s story.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 15

16 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

luxury homes and condos to life

SPRING 2014

LuxuryLivingGTA.com

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

LIVING the HIGH-LIFE

with subdued elegance

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Fall issue available September 27th.

PASTEL FASHION AND DECOR TRENDS

CATCH UP ON THE LATEST MARKET NEWS

TOP DESTINATION: LONDON, ENGLAND 14-04-16 6:21 PM

Get your copy now! 416.626.4889

LuxuryCover-04-26-14-FINAL.indd

newhomeguide.ca

Final Release - September 20th Register Today! Unionville’s Most Luxurious Community This is your chance to live in the last truly great location in prestigious Unionville.

25’ & 28’ Designs

42’ Design

Freehold Townhomes

Visit Upper Unionville for our final release. See all that this Master Planned Community has to offer you and your family. Just minutes from schools, parks, golfing, shopping and of course charming Main Street Unionville. Each of our four leading builders will be offering Freehold Towns and a limited number of Singles.

13’ LANE TOWNS priced from the high

400s

20’ LANE TOWNS priced from the low

25’ STREET TOWNS

600s

priced from the high

500s

LiveAtUpperUnionville.ca 905-534-1564

905-477-6464

905-477-0317

905-534-0493 Kennedy Road and 16th Avenue

//FUNDAMENTALLY SPEAKING

Homeownership affordability IMPROVES SLIGHTLY » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Amid all the ongoing talk of mortgage rates, market conditions, high levels of household debt and economic uncertainty, good news comes from RBC Economics Research’s latest Housing Trends and Affordability report. Housing in Canada became more affordable in the second quarter of 2014, thanks in large part to a decline in mortgage rates. “It was more affordable to own a home in virtually all provincial and major local markets across Canada in Q2, and in the face of solid price gains no less,” says Craig Wright, senior vice-president and chief economist, RBC. “We had anticipated a rebound in activity from earlier this year when the harsher than normal winter weather took hold, but the biggest drop in fixed mortgage rates in almost four years and resulting improvement in affordability also gave the Canadian housing market a boost of extra energy.” The way RBC’s affordability measures work is, the higher the measure, the more difficult it is to afford a home. For example, an affordability measure of 50 per cent means that homeownership costs, including mortgage payments, utilities and property taxes, take up 50 per cent of a typical household’s pre-tax income. A decline in the measure represents an improvement in affordability.

Housing in Canada became more affordable in the second quarter of 2014, thanks in large part to a decline in mortgage rates, RBC says.

20 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

For the Ontario market,   homeownership affordability eased by 0.2 percentage points for detached bungalows (to 44.7 per cent), and by 0.1 per cent for both two-storey homes (50.9 per cent), and condominiums (29.3 per cent) in the second quarter of 2014. Homebuyers don’t appear to be overly concerned by the fact that affordability remained somewhat stretched for single-family homes, RBC says. Lower rates were the main factor contributing to marginal declines in affordability measures for Ontario. In Ontario’s largest market, Toronto, affordability improved slightly for bungalows, falling 0.2 per cent (meaning it became more affordable) to 55.9 per cent, while deteriorating slightly in condominiums – up 0.1 per cent to 34.3 per cent. For two-storey homes, affordability remained flat at 65.3 per cent.

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1,399,990

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the low $600’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the mid $500’s.

Jefferson Forest prestigious new home community. Freehold Townhomes and Singles from the low $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 21

Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!

CHIPPAWA/NIAGARA The Grass is Greener 50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the $320’s. Coming This October 35’ Singles and Condo Towns

THOROLD Move to a Better Way of Life! 45’ & 40’ Singles, Semis & Towns from the $290’s.

STONEY CREEK Walk, Bike or Play! 40’ & 35’ Singles from the mid $400’s. Semis from the mid $300’s.

WATERDOWN Grand Opening Continues 35’ Singles p from the high $400’s.

BRAMPTON Family First Community 45’, 41’, 38’ & 30’ Singles from $514,990 25’ Attached Singles & 20’ Towns from $399,990.

For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

RosehavenPlatinum.com OAKVILLE

by Rosehaven Homes 36 Majestic Suites, 15 Remain from 1,900 sq. ft. to over 3,000 sq. ft. Move in from $2.1 million

KLEINBURG

Only 10 remaining, 60’ to 65’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million. MODELS NOW OPEN!

All photos are actual Rosehaven homes.

CALEDON Move up to Caledon Stunning 36’ Singles from the $600’s. 2 & 3 Storey Freehold Townhomes from the $400’s Grand Opening Oct. 4

or visit

BRADFORD Live the Dream! 45’ & 36’ Singles from the low $500’s Freehold Townhomes from the mid $300’s Grand Opening Oct. 4

MOUNT ALBERT Small Town Charm Luxurious 50’ Single. Bungalow & Two Storey designs vup to 3,600 sq. ft. from the low $600’s. Models Open Sept 27th

RosehavenHomes.com

FIELDGATE HOMES | Multi-site

//COVER STORY

Discover why the GTA loves

FIELDGATE HOMES!

hatever kind of home you’re looking for, you can discover it this fall with Fieldgate. With more than 55 years of home building experience and a steadfast commitment to quality construction and customer care, Fieldgate Homes has a number of popular GTA communities that can help you make your home dreams come true. IMPRESSIONS – KLEINBURG Kleinburg’s most popular master-planned community has never looked better, with the Grand Opening of a new designer decorated model home at Impressions on Oct. 4. Fieldgate Homes has spared no expense, going above and beyond to showcase the truly extravagant lifestyle possible at Impressions. There’s also an Inventory Sales Event on for a limited time, so there’s never been a better opportunity to discover Impressions. With hundreds of homes available, there’s still a wide variety to choose from, so you’re sure to find the perfect home for you. A new phase of homes was recently released featuring a great selection of freehold townhomes and semidetached homes, both with two car garages, as well as 30-, 38- and 44-ft. singles, Impressions offers master-planned community living and a highly desirable Kleinburg location.

LOTUS POINTE – SOUTH CALEDON Fieldgate is pleased to announce that Lotus Pointe is opening soon. This community offers a rare opportunity to discover a stylish collection of singlefamily homes at a highly sought after south Caledon address. This quaint family community offers the ideal GTA lifestyle. Enjoy the simple pleasures of country life with big city conveniences of Brampton just moments south. UPPER UNIONVILLE – MARKHAM The Final Release opens today in Unionville’s best selling community! Offering an incredible selection homes ...continued on pg 26

24 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 25

//COVER STORY...continued

There’s an exciting new release and Fall Sales Event at Valleylands! and one of the GTA’s finest locations, it’s easy to see why Upper Unionville is one of the GTA’s best selling new home communities. Located just moments from the heart of Unionville at Kennedy Road and 16th Avenue, this breathtakingly designed master-planned community offers one of the best selections of new home designs anywhere in the region. Featuring an impressive array of freehold townhomes, 25-ft. semi-detached and 38-ft. singles, Upper Unionville has homes that appeal to first-time buyers, empty nesters and everyone in between. VALLEYLANDS – WEST BRAMPTON There’s an exciting new release and Fall Sales Event at Valleylands! Visit the community on Sept. 27 to be the first to see the new release and get up to $15,000 in free decor upgrades. Homebuyers are falling in love with the great selection of architecturally enhanced homes that are offered in this amazing community. Located near the Mississauga boundary, Valleylands is a place that offers the perfect balance of nature in a new home community. There are 38-, 41-, 45-, 50- and 70-ft. singles – a great selection to suit anyone’s needs in a new home. 26 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

AURORA TRAILS Aurora Trails is a visionary masterplanned community that offers the best of town and country living at one exceptional location. The community features a selection of 38- and 43-ft. singles nestled amongst the pristine forests of the surrounding area. Surrounded by such natural majesty, it’s easy to forget that the many conveniences of downtown Aurora, Newmarket, Richmond Hill and Vaughan are all just a short drive away. For more information on any of these remarkable communities, sales centre locations, pricing, phone numbers and floorplans, or to register for upcoming communities, visit fieldgatehomes.com, or follow us on Facebook or Twitter.

M O U N T P L E ASA N T

BRAMPTON

NOW OPEN Mayfield Rd.

N McLaughlin Rd.

Chinguacousy Rd.

SALES CENTRES

Creditview Rd.

Mississauga Rd.

Wanless Dr.

Sandalwood Pkwy.

Bovaird Dr.

SALES CENTRE HOURS MONDAY TO THURSDAY: 1PM-8PM • FRIDAY: CLOSED SATURDAY AND SUNDAY: 11AM-6PM

30'• 36'• 38'• 41'

STARTING FROM

900* , SINGLES 463 $

ONLY $500 INITIAL DEPOSIT REQUIRED** BONUS PACK AGE INCLUDES: 3 Stainless Steel Appliances • Central Air Conditioning • Granite Kitchen Countertops

MEADOWSBRAMPTON.COM

*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. E. & O.E. Ask sales rep. for details. ** Further deposits may be required. Offer limited in time and quantity. Ask sales representative for details.

//TARION REPORT

Don’t miss out on warranty coverage MAKE SURE YOUR NEW HOME ISN’T BUILT ILLEGALLY » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

Buying and building a house is one of the biggest investments most people will make, so be sure to research the builder first before you sign on the dotted line. Did you know that every licensed builder in Ontario is searchable in the Ontario Builder Directory, available at tarion.com? This comprehensive directory provides a 10-year history for all registered builders, as well as those who are no longer registered to build homes. If your builder is not listed in this directory, it may be because they did not pass the technical test based on the Ontario Building Code regulations or provide the financial securities mandated to build homes in Ontario – and they are building illegally. Illegal building is occurring in this province and it has led to substandard homes and potential liability issues for homebuyers. There are two types of illegal building, according to the Ontario Home Warranties Plan Act. The first is when a builder that is not licensed by Tarion builds or sells a new home. The second is when a builder sells a new home without having enrolled it with Tarion. Even licensed builders can be charged with this type of illegal building if they don’t enroll a home in Tarion’s warranty program.

28 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

When examining illegally-built houses, investigators often find that many components haven’t been built to meet the requirement of the Ontario Building Code. This can mean that buyers are left living in substandard conditions, without assistance from the builder or knowledge of the warranty protection they are entitled to. As a result, it is possible to miss out on warranty coverage because claims are filed too late. So, how can you protect yourself from purchasing an illegally built home? Before entering into any type of purchase agreement, research your builder on the Ontario Builder Directory. The next step is to ask around. You may want to walk around neighbourhoods where the builder has built and inquire about these homeowners’ experiences. Speaking to other buyers will give you a good indication of whether the builder stands behind its construction and is attentive to customers over the long term. You can also ask for references in online communities and social media platforms. There are a number of active home-related sites where experiences are shared about everything from decor selections to construction delays and the after-sales customer service. Don’t be swayed by builders who claim that they have a special exemption or that you don’t need a warranty backed by Tarion because they are offering their own. Being licensed and providing a Tarion warranty isn’t optional – it’s the law.

OWN IT TODAY - MOVE IN 120 DAYS!

SENSATIONAL SEMIS

SUPERB SINGLE DETACHED

UP TO

$40,000

LIVE IN THE CENTRE OF TORONTO

IN BONUSES*

600’s

Exclusive court lots in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

Starting from the upper

Buy now and receive: ✔Granite Kitchen Countertop ✔Stained Oak Staircase ✔Granite Countertops in Ensuite and Main Bath ✔Pre-Finished Engineered Hardwood on Main & ✔Appliance Package – Stainless Steel Fridge, Stove, Dishwasher and White Washer & Dryer

✔Air Conditioning

Second Floor (non-tiled areas)

✔Upgraded Trim Package ✔Upgraded Pickets and Handrail

WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.

Presentation Centre Hours:

Mon. - Thurs. 1 - 8pm, Fri. by appt. Sat., Sun. & Hol. 11am - 6pm SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 29

//TAXING ISSUES

Determining your deductions » by HENRY CHOO CHONG

HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

My wife and I recently welcomed her elderly parents into our home. They lived in north Simcoe and we are in Richmond Hill. They loved their home; unfortunately they can no longer maintain it on their own. We can financially and physically help them in their senior years. Can we deduct the money we give them for living expenses? Where and how on our tax return?

Ron and Beth, Richmond Hill

The Baby Boomer generation may have to put condo living on hold for several years. Many boomers have the financial responsibility of not just university kids but aging parents too. Our generation (myself included) is blessed with having the people most close to us at home – children and parents. Unfortunately, neither Ottawa nor Ontario provide a deduction for your financial assistance. However, they do provide a “caregiver” tax credit. You may qualify to claim a $4,223 federal tax credit and a similar provincial amount. This will reduce your federal and provincial income taxes by $633 and $210 respectively. You should note, parents must be at least 65 years old and mentally or physically dependant on adult children.

My kids attend pre-school and elementary private institutions. The cost is astronomical but my wife and I believe it is best for our kids. How much of the tuition may I deduct and how? Wong, Markham

Generally, private school tuition is not tax deductible. An attempt was made several years past to deduct private school tuition; however it was politically unpopular and was reversed the following year. Fees to education institutions may be deductible as childcare and claimed by the lower income spouse. A receipt must be provided by the school for the portion of the fees that are considered “childcare.” Additionally, depending if there is some religious affiliation, part of the fees may be allocated as a charitable donation. Again, the institution must provide receipts and qualify for charitable status.

I recently sold a real estate investment property. How much income tax will I pay? I calculated I made approximately $80,000. Karim, Mississauga

Generally, real estate that is sold for more than its cost may result in a capital gain for the individual. Fifty per cent of the gain must be included in your income tax return in the year of sale. Using your figures and assuming you have other income, such as from employment, we can use a 40-per-cent tax rate. Therefore, the $80,000 capital gain is reported. Forty thousand (50 per cent of the gain) must be included in income. This is taxed at 40 per cent. Your tax obligation on the gain is $16,000 (40,000 x 40 per cent) to Canada Revenue Agency. Consult your accountant/tax advisor before committing to pay any income taxes. The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 31

live greatly.

Experience the Great Gulf Difference across the GTA and beyond! MOUnT PLEAsAnT, bRAMPTOn Bovaird and Creditview Walk To Mount Pleasant GO Station Bovaird Dr. James Potter Rd. Chinguacousy Rd.

Alister Dr.

Mississauga Rd.

$530’s

Ashby Creditview Field Rd. Rd.

34 and 40 Ft. Detached 1,945 - 3,310 sq. ft. from

Williams Pkwy. Queen St.

SALES OFFICE:

Steeles Ave.

20 Alister Drive, Brampton

Hwy. 407

(905) 459-5772

sUMMERLYn VILLAGE, bRADFORD All new designer model homes at Bradford’s best selling community

$550’s

Hwy. 400

40 and 50 Ft. Detached 2,275 - 4,010 sq. ft. from

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Holland St.

HOT, MIssIssAUGA Luxury Designer Condos in the Heart of Erin Mills Erin Centre Blvd.

Luxury Designer Condos 763 - 1,215 sq. ft. from

By appointment only

Credit Valley Rd.

Erin Mills Parkway

Glen Erin Dr.

Winston Churchill Blvd.

$ 330’s

Eglinton Ave. W.

Hwy. 403

(905) 828-4257

GREATGULF.COM sales office hours: sat. & sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 33

//COMMUNITY FOCUS

Fall in love with

TRAFALGAR LANDING

reat Gulf Homes is proud to introduce a stunning new townhome community in uptown Oakville! Opening this fall, Trafalgar Landing is a spectacular neighbourhood offering exceptional family living at one of the GTA’s most sought-after locations: “We are excited to introduce incredible townhomes featuring a modernist design at Trafalgar Landing in Oakville,” says Christopher Wein, president, Great Gulf Residential. Immerse yourself in a spectacular neighbourhood of modern freehold townhomes, where the streetscapes are

Featuring parks, ponds and public art, Trafalgar Landing is the perfect place to call home. 34 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

architecturally designed, beautifully landscaped and part of a master-planned community. The townhome exteriors offer a distinctive wow factor, with expansive floor-to-ceiling windows and impressive brick, stone and stucco elevations. Featuring parks, ponds and public art, Trafalgar Landing is the perfect place to call home. With so much to offer, you’ll find the lifestyle you’ve been looking for in this incredible family neighbourhood. Trafalgar Landing features a stunning selection of bold modern townhomes, expertly designed to create spaces that are both comfortable and stylish: “We focus on product development and design and create living spaces with emphasis on ergonomics to maximize the efficiency of a home which has to be designed to a much higher standard because we build in an exacting environment,” says Wein. Open concept living spaces feature exquisite gourmet

GREAT GULF | Trafalgar Landing

LOCATION Oakville HOUSING TYPE Townhomes CONTACT greatgulf.com

For almost 40 years, the company has built more than 40,000 homes. kitchens and inviting living and dining areas. Upstairs, master bedrooms are designed to be positively luxurious, featuring ensuites, large walk-in closets and more. And it’s easy to bring your own personal touch to any of these homes with a wide range of floorplan options and interior design elements available at the Great Gulf Idea Centre that will help you create your dream home. Every home also offers charming outdoor spaces, perfect for relaxing or entertaining. With home ranging from 1,700 to 2,100 sq. ft. and starting from the mid $400,000s, you can get amazing value on your amazing new family lifestyle.

Oakville’s Uptown Core neighbourhood offers some of the finest lifestyle amenities in the area, and you can live right at the centre of it all. This community lets you live just steps away from top shopping and dining destinations, with exceptional schools, parks and recreation facilities all right in the area. If that isn’t enough, the many shops of downtown Oakville are just a short drive south, and some of Mississauga’s best shopping and dining destinations are just minutes east along Dundas St. And if you’re looking to travel further afield, easy access to Hwys. 403 and 407, as well as Oakville and GO Transit, makes it easy to go wherever your heart desires. You can purchase with confidence from Great Gulf. For almost 40 years, the company has built more than 40,000 homes. Innovative technology, inspired design and committed customer service provide Great Gulf homeowners with unmatched comfort and peace of mind. This is how Great Gulf delivers the “Live Greatly” promise. Register today at greatgulf.com/ trafalgartownhomes and be first to learn more about this exciting new community. SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 35

Condo Townhomes

DOWNTOWN COMES UPTOWN

With A Character All Their Own! Packed

with

endless

design

opportunities,

Uptownes at Cardinal Point combine the best of downtown loft-inspired architecture with a generous helping of modern interior design and state of the art features and finishes!

Open concept, sun-filled interiors • Great Rooms with soaring 10’ ceilings • Ground floor flex-space with in-floor heating • Central air conditioning • Gourmet euro-style kitchens with extra-height cabinets • Oversized windows throughout • Rooftop terrace with bbq hook-up • Parking for 2 cars • Plus so much more!

LOFT INSPIRED CONDO TOWNS

379900

$ from

Two Bedroom Designs 1,401 to 1,639 sq. ft. John Davis Gate

Millard St.

905-640-9999

geraniumhomes.com

9th Line

Glad Park Ave.

HWY 48

Mon to Wed: 1 – 7pm Wknds & Hols: 11am – 5pm

MODELS & SALES CENTRE

Main St.

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.

Designer Decated

MODEL HOMES GRAND OPENING E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D

#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.

//MORTGAGE ADVICE

WHY YOU SHOULD PAY ATTENTION

to the Bank of Canada » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Every six weeks, you may notice news headlines along the lines of “Bank of Canada holds key interest rate at one per cent.” The articles often discuss the overnight lending rate, how the economy has shaped the central bank’s decision to either change it or not change it, and how the monetary policy has been updated. It’s a lot of information packed into one article, so don’t feel bad if some of it goes over your head at first. However, if you have a mortgage – particularly a variable rate mortgage – you may want to add a calendar reminder for each of these announcements. Why? Well, because if the overnight lending rate goes up, so could your monthly mortgage payment.

Every six weeks, you may notice news headlines along the lines of “Bank of Canada holds key interest rate at one per cent.”

38 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

To explain how this works, let’s start with some background information. The overnight lending rate is the interest rate at which banks borrow and lend money to one another, to cover the transactions they make each day. Changes to this interest rate can directly result in changes to other interest rates, such as for consumer loans and – you guessed it – mortgages; this is because each bank’s prime rate is attached to the overnight lending rate. So, as an example, if the overnight lending rate goes up by 0.50 per cent, your bank’s prime rate will also go up by 0.50 per cent. And if you have a variable rate mortgage, which is attached to prime rate, your mortgage rate and payment will follow suit. Let’s assume you bought a home for $400,000, put down 10 per cent and amortized your mortgage loan over 25 years. If your bank gave you a five-year variable rate mortgage of prime-minus 0.50 per cent (currently that would be 2.50 per cent), your monthly mortgage payment would be $1,651. If, at any time during that five-year term, the overnight lending rate went up by one per cent, your bank’s prime rate – and therefore your mortgage rate – would also go up by one per cent (so you’d be up to 3.50 per cent). At that rate, your monthly mortgage payment would be $1,841, which is an additional $190 per month or $2,280 per year you’d need to find in your budget to pay for. As of this month, the overnight lending rate has sat at one per cent for four years straight, and economists predict it will remain unchanged until at least mid-2015, so you may not need to worry about this for a while. However, the one thing you should be aware of is that interest rates will undoubtedly go up, not down – so you may want to pay attention to what the Bank of Canada says in its announcements, and prepare your budget for what’s to come.

dreams

Where and families come together in 3 Superb Communities MARKHAM

MARKHAM

THORNHILL

E IN V S RALOT

W O NEL H DE O

Singles on 30', 36’ & 40’ lots. T ED DECOR A

Detached homes on 46’ & 60’ lots available.

Detached homes on 35' and 41' lots.

MODELS

ODELS T ED M DECOR A

New Release Coming Soon From the mid

600's

Starting from

905-472-7667

1.2 Million

905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

//COMMUNITY FOCUS

The Parkwood (60 ft.)

MADISON HOMES’ THORNHILL RAVINES Luxury living at nature’s doorstep

t Thornhill Ravines, the green foliage of summer is slowly giving way to autumn’s vibrant colours. The beauty of the fall season is unfolding in the woodlands of the MacMillan Nature Reserve that encircle Madison Homes’ collection of estate residences. Located at the corner of Dufferin Street and Valley Vista Drive (just south of Major Mackenzie Drive) in Vaughan, Madison Homes offers 40- and 60-ft.-wide lots against the backdrop of protected forests, meadows, ponds and streams on cul-de-sac streets with many of the lots backing onto this natural haven. Just beyond, the residents of Thornhill Ravines can enjoy all the

40 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

conveniences of a modern and thriving community. Well-established amenities such as schools, shopping, libraries, community centres and recreational facilities, places of worship and medical offices and hospitals are an easy distance away. Explore the shops at Vaughan Mills mega mall, golf at Eagles Nest, Maple Downs or Thornhill Country Club or enjoy a day at Canada’s Wonderland. Quickly connect to points beyond with YRT/Viva Transit, Go Transit and Hwys. 400, 404 and 407. The Parkwood model is just one example of the spectacular designs in this exclusive collection of Madison Homes. The Parkwood boasts 4,837 sq. ft. of extraordinary living space with a triple-car garage on a 60-ft. wide lot. As you stand in the centre hall on the main floor, your eyes are drawn upward to the rotunda above. The combined living and dining room with elegant coffered ceilings is the perfect place to hold dinner parties, grand or intimate. The adjoining servery with optional sink and storage cabinets makes entertaining a breeze. Prepare meals in the spacious gourmet-style kitchen complete with granite countertops and extended height cabinets, built-in pantry and chef ’s desk, island with breakfast bar and glass sliding doors that lead to the backyard. After, gather in the family room by a cosy, gas-lit fireplace. The library just around the corner is your personal “office away from the office” to make business calls or check emails.

MADISON HOMES | Thornhill Ravines

LOCATION Vaughan HOUSING TYPE Twoâ&#x20AC;&#x201C;storey detached homes on wide cul-de-sac and ravine lots SALES CENTRE Dufferin Street at Valley Vista Drive, open Monday to Wednesday from 1 to 7 p.m., Thursday and Friday by appointment only, and weekends and holidays from 11 a.m. to 6 p.m. CONTACT 905.417.1203 madisonhomes.ca

Ascend the oak staircase to the second floor where you will find the private quarters of the home. The large and comfortable master bedroom features a separate sleeping area and sitting area, two walk-in closets and optional three-sided gas fireplace. The ensuite bath features his and her sinks, makeup counter, separate glass enclosed shower, large soaker tub and private toilet area. The rest of the expansive second floor is accessed by a circular corridor. There is an open, natural light-filled area that can function as a quiet nook to study or turned into a fifth bedroom if desired. The additional three bedrooms are all generously proportioned with walk-in or double closets, multiple windows and shared baths with makeup counters. The Parkwood is an impressive home with dramatic, refined features for the family that loves to entertain and yet functional to meet the everyday needs of each member of the household. Thereâ&#x20AC;&#x2122;s absolutely no need to leave the Parkwood home to your imagination. A fully decorated Parkwood model, as well as the Edenwood model (approximately 4,250 sq. ft., now for sale), are available to see and experience at the presentation centre. With timeless architectural style and gracious interiors nestled next to the untouched splendour of conservation lands, be one of the privileged few who can boast ownership in this desirable location. Detached homes range in size from 3,162 to 4,837 sq. ft., and priced from $1.2 million. SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 41

THE HOCKEY

PRACTICES

THE EARLY MORNINGS

THE LATE

NIGHTS THE FAMILY ROAD TRIPS THE CHORUS OF

“ARE WE THERE YET”

AND THE KITCHEN

THAT DRAWS US

ALL TOGETHER

I’VE NEVER QUESTIONED A MOMENT AND WE BOTH KNOW WHY

I DID IT ALL

FOR YOU nationalhomes.com 42 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

UNDER CONSTRUCTION • GROUND BREAKING OPPORTUNITIES NEWMARKET - Stonehaven - Detached Homes from $729,990* $10,000 Referral Bonus Offer!** Sales office at 900 Mulock Dr. BRADFORD - THE FOREST - DETACHED HOMES FROM THE UPPER $400’S* $10,000 Referral Bonus Offer!** Sales office on Professor Day Dr. at Breeze Dr. TORONTO - CHURCHILL COLLECTION - FOREST HILL - TOWNS FROM $1.4M - $1.7M+* Visit churchillcollection.ca

416.746.1234 • nationalhomes.com *Pricing and information subject to change without notice. **See a National Homes Sales Representative for more details on the Referral Bonus Offer. Other conditions apply. E.& O.E.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 43

//MAKE YOUR MOVE

WHEN MOVING, EVERYONE WINS

when they play by the rules » by CHUCK RESNICK

CHUCK RESNICK

is vice-president, marketing and operations at Two Men and a Truck – Canada

When hiring a professional mover, one expects to have your possessions packed and/or transported safely. It is a common expectation, also shared by your movers. However, sometimes movers may be unable to take some of your belongings onto their truck. Ontario’s Health and Safety Act and Hazardous Materials Act, for example, prohibit movers from transporting propane canisters or gasoline cans unless they are empty of fuel, as well as paints, solvents or any hazardous materials. It is important for consumers to understand what can and cannot be moved before the day arrives.

No one likes moving day surprises, including your mover. Communication is key. 44 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

Movers also establish their own guidelines. At Two Men and a Truck – Canada, it is challenging for us to secure plants on our trucks, and we prefer not to move valuables such as jewelry, stocks, bonds, cash, for example. Common sense dictates that these are items you would want to take yourself. If you have items of extraordinary value such as paintings, sculptures and antiques, let your mover know ahead of time. The issue here is insurance, and the basic package your mover offers may not cover these exceptional goods. Although we don’t offer additional insurance to cover these at our company, we can arrange for it. You can also check with your own insurance company about covering these special items; your homeowner’s policy may have a rider for goods in transit. If it does, there’s no need to reinvent the wheel. It is still critical to know and understand how much insurance your moving company carries. Ontario’s Conditions of Carriage, part of The Highway Act, requires movers to insure at least 60 cents per pound at a bare minimum. At Two Men and a Truck – Canada, we insure items up to $250,000, which is far higher than the minimum. We also offer replacement cost with a $250 deductible. Extremely large and tough to move items such as pianos, pool tables and massive wall units are a challenge. We do move them every day. We use a piano board that makes it easier to move a baby grand, but it is much harder to move an upright piano, which takes muscle power, heavy-duty dollies and a truck with a lift gate. Another “rule” to be aware of if you live in an apartment building or condominium is arranging with your superintendent or property manager to reserve the elevator for the time of your move. Right up front, you should determine how this process works. Let your mover know where the loading/unloading zone is, or whether they will have to walk items through the lobby to get to the elevator? The more your mover knows, the more accurate their estimate will be. No one likes moving day surprises, including your mover. Communication is key. So, once we all know where we stand, we can work together for a successful move.

Why settle for living “CLOSE” to Niagara-on-the-Lake when you can live right “IN” it!

Artist’s concept

Averton Square is an enclave of luxury bungalows

master-planned community, each

just steps from downtown Niagara-on-the-Lake’s

with it’s own inviting front porch. Now Previewing

charming shops, restaurants and theatres. With

for our VIP pricing, amazing incentives, premium lot

20 beautiful detached bungalows in a brand new

selection and more. Visit our Sales Office today!

NIAGARA-ON-THE-LAKE

Pr i ce d f ro m t h e l ow

600’s

Sales Centre: 120 John St. W. Hours: Monday & Tuesday By Appointment Wednesday to Friday 12pm- 5pm Weekends & Holidays 12pm- 5pm

COMING SOON

LUXURY CONDOMINIUMS Prices and specifications are subject to change without notice. E. & O. E. Rendering is artist’s concept only.

FALL 2014 • REGISTER TODAY!

AvertonSquare.com

//COMMUNITY FOCUS

Menkes Developments SOMERSET IN AJAX MODEL HOME

46 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

MENKES DEVELOPMENTS | Somerset

enkesâ&#x20AC;&#x2122; award-winning model home, The Alabaster, is a spacious 2,460-sq.-ft., 42-ft. two-storey corner design, offering an abundance of windows that immerse the house in warmth and light. The home was designed with families in mind, offering ample living, bedroom, bathroom and closet space to satisfy virtually any growing family. The design itself is functional, enhanced with exquisite features such as Caesarstone countertops, fine kitchen cabinetry with tall uppers, sumptuous ensuites, hardwood flooring

and much, much more. Clean lines, modern decor and elegant window treatments showcase the homeâ&#x20AC;&#x2122;s livability. The chosen colour pallet creates an inviting-yet-calming atmosphere that allows potential homeowners to relax and take in all the possibilities the home has to offer. The Alabaster model home is for sale, so stop by to take advantage of the opportunity to own a fully upgraded, designer decorated model home! Visit the Somerset Model Home and Sales Office, located at the southeast corner of Salem Road and Williamson Drive East, just north of Rossland Road and south of Taunton Road, Monday through Thursday by appointment, closed Fridays and open Saturdays from 11 a.m. to 6 p.m. and Sundays from noon to 6 p.m. For more information, please call 905.428.0500 or visit menkes.com SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 47

//IN THE NEWS

BANK OF CANADA MAINTAINS

overnight rate target at one per cent The Bank of Canada has once again announced that it is maintaining its target for the overnight rate at one per cent. The Bank Rate is correspondingly 1.25 per cent and the deposit rate is 0.75 per cent. Inflation is close to the two-per-cent target and is evolving as the Bank anticipated in its July Monetary Policy Report (MPR). Recent data reinforce the Bankâ&#x20AC;&#x2122;s view that the earlier pickup in inflation was attributable to the temporary effects of higher energy prices, exchange rate pass-through, and other sector-specific factors rather than to any change in domestic economic fundamentals. The global economy is performing largely as expected. The recovery in Europe appears to be faltering as the situation in Ukraine weighs on confidence. In the United States, a solid recovery seems to be back on track, with business investment now making a significant contribution to growth. Global financial conditions remain very stimulative and longer-term bond yields have eased even further. In Canada, stronger growth in the second quarter has brought GDP to almost exactly the level the Bank had

Activity in the housing market has been stronger than anticipated. The Bank still expects excess capacity in the economy to be absorbed during the next two years.

48 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

projected in Julyâ&#x20AC;&#x2122;s MPR. Canadian exports surged in the second quarter after a weak winter, supported notably by stronger U.S. investment spending and the past depreciation of the Canadian dollar. While an increasing number of export sectors appear to be turning the corner toward recovery, this pickup will need to be sustained before it will translate into higher business investment and hiring. Meanwhile, activity in the housing market has been stronger than anticipated. The Bank still expects excess capacity in the economy to be absorbed during the next two years. Overall, the risks to the outlook for inflation remain roughly balanced, while the risks associated with household imbalances have not diminished. The balance of these risks is still within the zone for which the current stance of monetary policy is appropriate and therefore the target for the overnight rate remains at one per cent. The Bank remains neutral with respect to the next change to the policy rate: its timing and direction will depend on how new information influences the outlook and assessment of risks. The next scheduled date for announcing the overnight rate target is Oct. 22.

//IN THE NEWS

Younger homebuyers don’t want to max out on their mortgage

Today’s Gen X Canadians overwhelmingly consider themselves “House-Plus” buyers who want enough flexibility in the budget to afford things like travel after paying their monthly mortgage. Only one in seven (14 per cent) Gen X Canadians consider themselves “House-All” buyers who go to the higher end of what they can comfortably afford when it comes to their mortgage, leaving less room for discretionary spending. But, according to a recent TD survey, Gen Xers are fairly evenly split between those who see themselves living in their current home forever (42 per cent) and those who see it as a stepping stone to a different property (45 per cent). “More than two thirds of Gen X Canadians have told us they don’t want their entire budget allocated to mortgage payments,” says Nupi Zubair, associate vice-president, Retail Products at TD. “It’s possible to own a home and not feel handcuffed to the mortgage, but it does require careful saving and planning before signing on the dotted line. Buyers need to purchase a home at a price they can afford, while still budgeting for the other things on their list of priorities.” 50 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

It’s possible to own a home and not feel handcuffed to the mortgage, but it does require careful saving and planning before signing on the dotted line. Buyers need to purchase a home at a price they can afford, while still budgeting for the other things on their list of priorities. ...continued on pg 52

//IN THE NEWS...continued

Keep in mind though, a shorter amortization period and making payments weekly, rather than monthly, can increase overall monthly payments but lower the overall costs of the mortgage. It really comes down to the buyer’s priorities. Zubair says that, in addition to the sale price of the home, Gen X Canadians need to factor in other costs of homeownership – such as taxes, maintenance, closing costs and insurance – and set a budget for all of the discretionary things they want to do. “One way to have more disposable income every month is to make a larger down payment up front, which ultimately reduces the size of the mortgage and monthly payments,” Zubair says. “Keep in mind though, a shorter amortization period and making payments weekly, rather than monthly, can increase overall monthly payments but lower the overall costs of the mortgage. It really comes down to the buyer’s priorities.” The TD survey found sale price is the most important factor for Gen X Canadians buying a home, followed closely by location and the future appreciation of the home. This was particularly true for those who consider themselves “House-Plus” homebuyers, but even “House-All” buyers put sale price at the top of their list, too. Access to public transit and proximity to schools were much lower on the priority list for all categories of Gen X Canadians, including those who planned to stay in their home forever. 52 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

ZUBAIR OFFERS THE FOLLOWING TIPS TO HELP YOUNGER HOMEBU YERS: 1. S AVE FOR A DOWN PAYMENT. The easiest way

for buyers to do this is to set up a regular automatic savings plan and add to it any special monetary gifts or bonuses received. First-time buyers can also take advantage of the RSP Home Buyers’ Plan to build a bigger down payment. 2. SET A BUDGET. Start by listing all sources of income, including any potential help from family. Then list all non-discretionary expenses, such as food, utilities, insurance and car or student loan. What’s left will be the amount available for mortgage payments (replacing current living expenses), savings and any discretionary spending buyers may want to account for. 3. B U Y THE HOUSE THAT FITS THE BUDGET.

The mortgage should be realistic based on the available budget. If it’s not enough for the desired home, consider holding off and save for a larger down payment, or look for a less expensive property. The alternative to waiting is finding ways to cut back on allocated discretionary spending money each month. 4. A SK FOR ADVICE. Buying a home is one of the most important investment decisions Canadians will make, so take the time to talk to an experienced professional. Work with a mortgage specialist and financial advisor in tandem to help develop a strategy to save for a down payment and, after closing, help maximize available funds for discretionary spending and future financial goals, such as retirement or a renovation down the road.

THE GREAT MOUNT ALBERT

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//IN THE NEWS

Everybody wins at THE 7TH ANNUAL KYLEMORE KARES GOLF TOURNAMENT On Friday, Aug. 15, 200 golfers teed-off in support of Kylemore Kares – Kylemore Communities’ major fundraising event held at the spectacular Angus Glen Golf Club in Markham. Now in its seventh year, the annual golf tournament is hosted by the award-winning home builder and attended by a range of supporters that include owners and employees of Kylemore’s loyal trades and consultants. Over the past seven years, close to $1 million has been raised, which goes directly to charities A change to the timing of this year’s event had golfers enjoying a hearty breakfast before teeing off. A glorious day was followed by lunch and musical entertainment, the awarding of some terrific prizes and the personal thanks from Kylemore’s President Patrick O’Hanlon. Special guests Debra Cooper Burger, president and CEO of Unionville Homes Society and Attilio Lio, Zodiac Developments,

Kylemore Communities’ Patrick O’Hanlon (centre) and Frank Spaziani (to his right) with the Kylemore team.

Post-golf festivities take place on the patio at Angus Glen Golf Club. 54 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

speaking on behalf of York Region Children’s Aid Foundation, each shared their heartfelt appreciation for the funds their charities receive. Kylemore Kares is the name used by the company to make its many contributions to charity each year through sponsorships and donations. “Everything we raise goes right back to the community,” says Patrick O’Hanlon. “We believe in giving back to our universities, hospitals, as well as smaller community-based organizations and individuals who need our help.” In the past, Kylemore has supported the Markham Stouffville Hospital Foundation, the ALS Society of Canada, Union Villa as well as sporting and theatre initiatives. The funds raised at the golf tournament will be distributed throughout the year. “We’re so fortunate to be in a position to offer a helping hand,” says O’Hanlon. Since 1997, Kylemore Communities has been creating homes of lasting value in some of the most desirable neighbourhoods in the Greater Toronto Area. From boutique- and resort-style condominiums, to executive townhomes, exquisite detached residences and magnificent custom homes, Kylemore delivers quality craftsmanship, innovative design and superior architecture to their valued and loyal homeowners. Currently under construction are The 6th Condominium, Parkside East, and Stollery Estates in award-winning Angus Glen Community. Future projects include the Northlands, which will be a new phase of Angus Glen, and Langstaff Gateway in Markham. “We’re committed to making a difference in our communities,” says O’Hanlon. “We can design and build a house, we can plan a community, but it’s the people who make it feel like home.”

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//LEGALLY SPEAKING

When buying your first home, DUE DILIGENCE IS A MUST » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Purchasing your first home will likely be the largest investment you ever make. Think about that... Why, you ask? The answer is that in my 35 years of practicing law, I have seen young couples spend more time researching a new telephone than a new home! The most important advice I can give, and if you take anything from this article, it is this: research everything ahead of time, such as prospective builders, areas, amenities, property taxes, lawyers, your financial ability, zoning, bylaws and neighbours. And don’t allow yourself to be pressured by anyone. WHAT CAN YOU AFFORD?

Review your available cash for deposit and annual income to pay a mortgage and expenses. Once you have done that, speak to the mortgage specialists at the bank you deal with and speak to a reputable mortgage broker. Companies such as the Mortgage Centre in Mississauga and Mortgage Providers in Toronto have the experience and integrity to get you the best deal. Find out how much money you can borrow and how much of a deposit you’ll need to put down. This will allow you to focus on homes you can afford. Get a pre-approval in writing so you have something to rely on, because especially today, it is critical that you do not get caught up in the rush of buying a house that is beyond your budget. DO YOU WANT A CONDO OR A FREEHOLD?

Condo living provides a carefree lifestyle – someone else cuts the grass and shovels the snow – but you pay additional monthly common expenses and sometimes others determine how the amenities, if not your unit itself, can 56 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

be used. Freehold provides the freedom to do what you want, but maintenance and upkeep fall on your shoulders. The choices are boundless. Once you determine what kind of home you want, you need to decide new or resale. If new, the offers are long and filled with clauses that could cost you money or result in long delays. Be sure to see an experienced real estate lawyer familiar with these kinds of agreements before it is final and no longer conditional. Research the builder and go to other sites the company has done and ask people about quality and after-sales service. FIND THE RIGHT LAW YER

A lawyer must advise you at the time you make your offer, to guide you in understanding the offer (Agreement of Purchase and Sale). The right lawyer will explain how real estate agents work, what documents you will sign and what is to be included in the offer. It is important that your lawyer explains all the potential costs you will face and what you may encounter. Ensure that you arrange a pre-agreed fee with the solicitor. Get the fees locked in. The fee to close a standard resale home or condominium priced less than $500,000 should be somewhere between $800 and $900, plus HST and disbursements. This may vary in special circumstances. Also, make sure you get a free offer review. Then have your lawyer provide you a list of disbursements – those monies expended on your behalf necessary to properly search and close the transaction. This is where some lawyers may try to charge large fax, mail and photocopy fees. Make your lawyer justify all expenditures that don’t make sense. MISCELLANEOUS

Do you have a will? If you do, is it up to date and does it represent your current situation and state of affairs? A will prevents sibling disputes, clarifies who will look after children, keeps the government out of your affairs, allows for an orderly disposition of everything from possessions to your realty, stocks and bonds, and will help guide your funeral arrangements. You will also need insurance for the home. This is the right time to look at life and disability insurance, to determine if you should be insuring your mortgage in case something happens to the major wage-earner. As you can see, there is a lot to consider when buying your first home. Being prepared will help you enjoy the experience and find that dream home.

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//HOT DATES

SEPT 20-27

SEPT 21

JFL42

Food Truck Festival Ontario

Just For Laughs presents a new kind of interactive festival, JFL42. Over 10 days, there will be 42 cool things happening in the city, including art, comedy, music and dance. One pass gives access to all 42 events, in a schedule decided by the audience. Smartphone users can select what they want to see, and based on interest, events can change locations or have an extra date added. This year’s lineup is headlined by comedians Seth Meyers, Amy Schumer, Joe Rogan, Nick Offerman, Wanda Sykes and Girls creator Lena Dunham. jfl42.com

Ontario Place hosts the one-day festival, which offers food lovers an opportunity to sample from some of the province’s best food trucks. A varied lineup of 24 vendors such as Bacon Nation, Gourmet Gringos, Dolcella Gelato and The Food Dudes, ensures there will be delicious eats for every taste. foodtruckfest.ca

VARIOUS LOCATIONS IN TORONTO

Sept 20 to Oct 4 Calendar of events beginning from Sept. 20 to Oct. 4, 2014

58 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

SEPT 20-21

Ontario Universities' Fair

METRO TORONTO CONVENTION CENTRE

For secondary-school students thinking about what they’re going to do with the next few years, the Ontario Universities’ Fair provides answers about educational institutions across the province. Booths from 21 Ontario universities, along with representatives, help clarify each one’s programs, campus community and more. There is also information about scholarships. ouf.ca

ONTARIO PLACE

SEPT 25-27

Beethoven Symphony 9 ROY THOMSON HALL

Perhaps best known for its “Ode to Joy” finale, Beethoven’s Ninth Symphony is one of the most popular compositions in classical music. The conductor for the night will be Peter Oundjian joined by Daniil Trifonov on piano, soprano Jessica Rivera, mezzo-soprano Andrea Ludwig, tenor David Pomeroy and baritone Tyler Duncan. tso.ca

September 20 - October 4, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//COMMUNITY FOCUS

TWO INCREDIBLE TOWNHOME COMMUNITIES COMING SOON Treasure Hill introduces new projects in Aurora and Woodbridge LOCATION Aurora, Woodbridge HOUSING TYPE Townhomes CONTACT treasurehill.com

62 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

f you’re looking to discover your new dream home for you and your family, Treasure Hill has two fantastic communities that are coming soon! Coming this October to Aurora is Aurora Views on Wellington, a new designer-inspired freehold townhome development situated in Aurora’s most sought-after location. This exclusive enclave community featuring a stunning nature setting offers the perfect balance of comfort and luxury. In a town rich with lush green parkland, natural heritage and trail systems, Aurora is perceived as one of the GTA’s most affluent towns. Located right on Wellington between Bayview and Leslie, Aurora Views on Wellington embraces small-town charm, yet has every amenity you could wish for only minutes away, offering your family a perfect place to grow.

TREASURE HILL | Aurora Views & Moda

Left: Moda Urban Living, Treasure Hill’s Urban Towns coming soon to Woodbridge Right: Aerial location of Treasure Hill’s upcoming development, Aurora Views on Wellington

Coming to Woodbridge this Fall is Moda. After the terrific success of ongoing projects in Richmond Hill, and, as part of their Urban Collection, Treasure Hill is now bringing urban townhomes to Woodbridge. This new community will feature luxurious designs by highly acclaimed architect Richard Wengle. Located in the prosperous city of Vaughan at Weston Road and Major Mackenzie Drive, Moda in Woodbridge is close to cafes, restaurants, theatres, galleries, shopping malls, schools, golf courses and other amenities that make life easy and convenient. This new development is also within proximity to highways 400, 407, 7, 27 and 427, making your daily travels easier. Active throughout the Greater Toronto Area since 2003, Treasure Hill is a full-service design, development and construction management firm with a strong history of

We focus on creating innovative and exciting spaces using only the best materials and superior craftsmanship, with impressive floor plans, quality construction, and great value in the most convenient locations.

planning, developing and building. We focus on creating innovative and exciting spaces using only the best materials and superior craftsmanship, with impressive floorplans, quality construction and great value in the most convenient locations. Add in first-class architecture, design excellence and superior service, and Treasure Hill consistently exceeds buyers’ expectations during the most important purchase of their life. Our mission is to provide every purchaser with a home that meets the highest standards. With our first-class design, decor experts and superior service, we take the journey of buying a new home and elevate it to a memorable experience. We endeavour to provide each homebuyer with the feeling that this is a place you will want to call home. For more information, visit treasurehill.com

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 63

64 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

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//COMMUNITY FOCUS

MONARCH STUNNING MODELS

The Jewels of Kleinburg Crown Estates LOCATION Kleinburg HOUSING TYPE Detached homes SALES CENTRE 165 Timber Creek Blvd. CONTACT 416.495.3513 monarchgroup.net SOCIAL MEDIA twitter.com@monarch_group facebook.com/monarchcorp kleinburgcrown@monarchgroup.net 70 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

xperience style and allure as you tour Monarchâ&#x20AC;&#x2122;s impressive model homes at Kleinburg Crown Estates. From the quality features and finishes displayed in the Hampshire to the exceptional Essex model, complete with a theatre room, wine cellar, lower level lounge, gourmet kitchen, loggia and a gym with rubberized floor, discover what life can be like in one of Kleinburgâ&#x20AC;&#x2122;s most remarkable communities. Minutes from the charming Village of Kleinburg in a picturesque setting, Kleinburg Crown Estates is a master-planned community of spectacular all detached homes that perfectly blends the old with the new, the historic with the modern. Monarch is offering a brand new collection of designs including a popular bungalow with loft plan. These magnificent detached homes are set on traditional deep 50-ft. lots. Spacious

MONARCH | Kleinburg Crown Estates

four- and five-bedroom designs range from 2,095 to 4,486 sq. ft. with gracious brick, stone, stucco and Renaissance stone exteriors, and impressive eight-ft. high front doors. Many designs are set off by deep front porches, where families can gather together and greet passing neighbours. Each manor-inspired residence is highlighted by an impressive list of features including granite kitchen countertops, hardwood floors, oak staircases, metal pickets, central vacuum systems, central air conditioning, cold cellars, coffered, waffle and vaulted ceilings, smooth ceilings on main level, interlocking driveways, 200 amp service, maple cabinets, under-cabinet lighting, Grohe fixtures and gas fireplaces – as per plan – and more. Monarch offers purchasers the ability to customize elements of their new home to ensure that life at Kleinburg Crown Estates will be exceptional in every way imaginable.

MONARCH. FIRST.

September comes with all the excitement of your first day in a new class. That’s the kind of tradition Monarch as been at the heart of since 1917. For thousands and thousands of Canadians, choosing Monarch has been central to so many important events in their lives. First homes, first memories, first accomplishments, first friends and even first loves. For almost a century, Monarch has brought people closer together. So trust the oldest, strongest and most respected name in Canadian home building. Choose Monarch. First. Headquartered in Toronto, Monarch is one of Canada’s oldest and largest home builders. Monarch has consistently been recognized in the home building industry and by its customers for superior quality and outstanding customer satisfaction. Monarch builds and develops single-family detached and attached homes in Toronto and Ottawa and builds highrise condominiums in the Greater Toronto Area. Monarch focuses on style, design, quality and livability in all of its homes and is the Canadian brand of Taylor Morrison Home Corp. For Monarch’s Kleinburg crown Estates, visit the sales centre and model homes located at 165 Timber Creek Blvd., or call 416.495.3513. For more information on Monarch, please visit monarchgroup.net twitter.com@monarch_group facebook.com/monarchcorp kleinburgcrown@monarchgroup.net SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 71

//MONEY MATTERS

The lost art of saving » by GAIL VAZ-OXLADE

GAIL VAZ-OXLADE

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

Despite all media warnings, financial planners’ tut-tutting and the popularity of books such as David Chilton’s The Wealthy Barber which made its fame telling a simple story – “Save 10 per cent” – we are a spendthrift bunch. We haven’t always been. We saved 10 per cent or more for 20 years, from 1973 to 1993* – more than enough time to have established the habit. Our savings rate reaching a peak of 18.5 per cent in 1982 (in our enthusiasm, did we overdo a good thing?), we bounced around the 10-per-cent mark for about a decade, and then in 1993 we began our great slide. By 1999, we’d hit a low of 3.6 per cent and in April of 2007, we finally made it into negative territory: our savings rate was -1.4 per cent. Yes, we were officially spending more money than we made.

Negative 1.4 per cent is a long way off 10 per cent, and an even longer way off the RRSP contribution limit calculation, which is based on putting aside 18 per cent of earned income. You could blame our higher taxes and you’d be somewhat justified. Taxes as a percentage of our total incomes rose from 18.43 per cent in 1973 to 23.9 per cent in 1999. But you would also have to take a close look at our spending habits. What we spend on goods and services has gone up steadily since 1982. And we’ve availed ourselves of more credit. Liabilities – what we spend on our credit cards, loans, mortgages and the like – rose from .67 per cent of our annual income in 1982 to over 4.9 per cent in 1999. Consumer credit – the money we borrow to feed our passion to consume stuff – makes up a big chunk of that as it rose from -.06 per cent in 1982 to 1.34 per cent in 1999. And according to a report entitled Canadian Economy: Personal Savings Rate put out by Industry Canada, in 1998 total accumulated debt per household in Canada was equal to 114 per cent of after tax income. Whew! How could we possibly save anything when we’re spending more than we’re making servicing our debt? These figures seem to fly in the face of most of the predictions for how the baby boomers will behave as they age. In Boom Bust and Echo, David Foot asserted: “When you are young, you are a borrower. In your 40s and 50s, you are trying to build a nest egg for retirement.” Financial advisors are standing by, holding their breaths, waiting for the money to come pouring in as boomers hit their peak earning years. Yet since 1993 as we watched the first of the baby boomers turn the corner to middle age, Canada savings rate has plummeted despite a healthy economy, low inflation and more being written about money than every before in history. So why aren’t we saving? It really doesn’t matter what reason we give – too much debt, high cost of living, taxes – the real reason we aren’t saving is because we’ve forgotten how important it is to save. Perhaps the gloomiest part of the savings picture is the legacy we are leaving our children. Not only are we teaching them how to be avid consumers: spending their money on everything from trading cards at $5 a pop to ...continued on pg 74

72 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

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//MONEY MATTERS...continued

The more we’ve accumulated in savings, the harder those savings work for us. It can be truly rewarding to see substantial sums of money generated solely by our savings. horrendously expensive video gaming toys; we are, by omission, teaching them not to save. And we’re willing to allow credit purveyors to entice our children into a world of debt with nary a lesson on how to keep a balanced financial picture. For while credit card companies wouldn’t dream of issuing a credit card without an adult meeting significant credit criteria – they’d have to have a job, for example – students in university are assaulted by easy credit, making it easy for them to dig debt ditches they must subsequently struggle out of. WHY SAVE

Saving gives us a sense of security and mastery over our finances. As our savings grow – be they in a run-of-the-mill savings account or invested in equities – we can take pride in our sense of discipline and increased ability to weather a storm. The more we’ve accumulated in savings, the harder those savings work for us. It can be truly rewarding to see substantial sums of money generated solely by our savings. Saving takes us closer to our goals. It also creates a strong sense of independence by putting us squarely in a position of control. We have the resources to cover unexpected expenses without incurring debt at high rates of interest. We have the flexibility to take advantage of investment opportunities as they arise. We can change jobs, change homes, change countries without the sense of anxiety that comes from existing paycheque to paycheque. HOW TO SAVE

This is perhaps the area in which we are the most confused. If we sock away $5,000, $10,000 or $15,000 a year in a retirement savings plan, we’re doing a great job of saving, right? Well, not exactly. If we had to borrow the money to make that RRSP contribution, we won’t actually have saved a nickel until that loan is paid off. And if we stuck $2,500 away in an RESP for junior and then promptly upped our line of credit balance by a similar amount, we haven’t saved a cent. People playing games – stealing from Peter to pay Paul. But they not saving. To actually save a dollar you have to take that dollar out of your cash flow. Putting it in a GIC and then spending it on a credit card doesn’t count. You must make the commitment that current expenditures will not exceed current income. You’ve got to spend less money than you make. The you-don’t-have-to-think-about-it way of saving is to use an automatic debit from your chequing account to your savings account, so the temptation to spend the money is removed. Yes, it’s a bit of a head-game to trick yourself into saving. But hey, if it works! Not everyone is a born saver, after all. Some people must play the game to achieve their goals. 74 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

Back to David Chilton’s The Wealthy Barber. The advice was sound in this short-but-sweet bestseller. Basically it boiled down to pay yourself first; put savings in a separate account; and be consistent. If you wait to see what’s left over after your expenses you’ll be justified in not saving because you won’t have much left. That’s the way it is with money. Smart savers do it the other way around. The take the money they want to save and hide it before they can spend it. Sure it may mean cutting back a little, but that usually doesn’t hurt as much as most people think it will. This all sounds like pretty basic information, nowhere near as exciting as a discussion of the stock market, technical analysis or long-term projections for the economy. But as simple a concept as saving appears to be, it’s the one that is being missed. And if you’re not talking about saving at home, there’s little to motivate your child to develop this life-long habit. So start talking about it. TEACHING CHILDREN TO SAVE

One of the most effective ways of motivating a child to get into the savings habit is with a savings-matching program. You offer to match every dollar your child saves within a specific period of time with a dollar of your own. “Molly, here’s the deal. If you can save sixty dollars by the end of the summer, I’ll match that amount so you can begin investing.” If watching your money grow in a savings or investment account doesn’t turn you on you’ll have to find some other motivation for saving. How about this: Just for one moment be a pessimist. What if you lost your job, got sick or smashed up your car? Those are all good reasons to save. So is putting aside enough so you don’t have to depend on anyone else – be it the government or your children - to take care of you when days of heading into the mines are over. *All figures based on Statistics Canada National Economic and Financial Accounts unless otherwise stated.

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 75

//COMMUNITY FOCUS

Families are discovering four-season, lakefront living at WEST SHORE BEACH CLUB NORTH OF ORILLIA

LOCATION Severn HOUSING TYPE Detached boathouse-style bungalows and bungalows with lofts SALES CENTRE 9361 Hwy. 11 CONTACT 705.689.0001 416.322.3300 westshorebeachclub.ca

76 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

est Shore Beach Club proves that it is possible to experience Muskoka living without going far from the GTA. Located on the sandy shores of Lake Couchiching only 10 minutes north of Orillia, families are finding that the West Shore Beach Club community offers the maintenance-free lifestyle they desire in a four-season destination perfect for a resort residence or permanent home. This gated waterfront community from Summerhill Homes is located only a quick 70 minutes from the GTA and offers families privacy, exclusivity and all of the rich amenities that come with four-season living. With just 76 fully-detached, Muskoka boathouse-style bungalows and bungalows with lofts, West Shore Beach Club owners will have a true sense of community. A short walk from the front door unveils an array of on-site amenities. Residents can take a walk along the 300-ft.-long private beachfront or go for a

SUMMERHILL HOMES | West Shore Beach Club

Above right: John and Marlene Left: Amanda, John and Catrice

rooms, rooftop decks and up to 15-ft. ceilings, there’s really not much more to ask for. Home designs range from 1,001 up to 2,580 sq. ft. with prices from the mid $300’s to more than $600,000. HERE’S WHY SOME FAMILIES

ARE CHOOSING WEST SHORE BEACH CLUB:

relaxing swim in the shallow, sandy bottom lake. In the summer, the activity options are endless from canoeing to windsurfing and fishing. After a long day, owners can unwind in the hot tub, relax on the breezy gazebo, have a party by the fire pit or visit the cosy owners’ Beach House to catch up with neighbours over a board game. When winter rolls around, go cross-country skiing, ice fishing or take a short trip to the many ski resorts nearby. At West Shore Beach Club, worry is not an option and time seems endless thanks to maintenance, such as grass cutting and snow removal taken care of. It’s not necessary to give up modern conveniences either, as West Shore Beach Club is a fully-serviced community with municipal water, sewers, natural gas, cable and high-speed Internet. If West Shore Beach Club owners choose to venture outside of the community, there’s cycling trails, golf courses, and outdoor arts and music festivals in nearby Orillia. West Shore Beach Club purchasers receive a complimentary one-year Skylife membership valid for a family of four that offers access to facilities at Horseshoe Resort, Deerhurst Resort and Toronto’s Cosmopolitan Hotel and Pantages Hotel, and more. The bungalows of West Shore Beach Club offer master bedroom and ensuite on the main floor as well as single and double car garages. Each home features unique architectural detailing, board and batten heritage siding and traditional fish scale accents lending to the Muskoka feel. With kitchens with breakfast bars, media

“We plan to enjoy our new home throughout the year, swimming and kayaking in summer and cross-country skiing in winter,” says John. “And the Skylife membership for a year will be a lot of fun to explore. We will definitely use it.” - John, Catrice and Amanda “We bought the home primarily to enjoy with our children, but also plan to make it a permanent home when we retire,” says Marlene. “The beautiful sandy beach was a real draw for us, as was the close proximity to all the shops and services one could ever need.” “We look forward to taking advantage of the golf courses in the area,” says John. - Marlene and John For more information or to register visit westshorebeachclub.ca or call 705.689.0001 or 416.322.3300. Visit the sales office located at 9361 Hwy. 11, Severn, open daily from 11 a.m. to 5 p.m. SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 77

DVP

lva Sy

401 53 26

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

s ng Ki e v nA

Galloway Rd

Main St

Gerard St

n sto ng

n Dr orto

Sheppard Ave E

Manse Rd

t Rd

e Av

Centennial

Lakeshore Blvd W

rlet

Dundas St. W.

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

St Clair Ave E

Passmore Ave

East Ave

Spadina

Evans Ave

Keele St.

QEW 4

Don Valley Pkwy

QEW

Yonge St.

Yonge St

Queensway

Avenue Rd Bloor St.

Cosburn Ave

O'Connor Dr.

Woodbine Ave

Bathurst St.

14Dupont St.

Laird Dr

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

Dundas St W

Sca

Warden Ave

Allen Expressway

Eglinton Ave E

Brim

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

Birchmount Rd

80 Rogers Rd

Leslie St Eglinton

Lawrence Ave E

Progress Ave

Bellamy Rd

Bloor St W

ng s

Bathurst St

Eglinton Ave W

Briar Hill Ave

y Pkwy

Eglinton Ave W

d kR y

Caledonia Rd

to n

ew e

Keele St

W es

401

Markham Rd

Rathburn Rd

Weston Rd

Tre th

Brimley Rd

Th e

k lac

Ave Lawrence Ave E

Don Valle

Westway

Ellesmere Rd

Sheppard Ave E Milner Ave

Scarborough Golf Rd

Martin Grove Rd

Kennedy Rd

427

Kipling Ave

Dixon Rd

pressway

401

York Mills

401

Sheppard Ave E

Orton Park Rd

Islington Ave

Bayview

Jane St

Wilson Ave

Mills

401

400

9 Don

409

Signet Dr

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

Midland Ave

Humberline Dr

Allen Ex

Re x

Finch Ave W

Drewry Rd

Pleasant Ave McCowan Rd

Dufferin St

Finch Ave W

ion

Alb

Alness St

Toronto, Etobicoke, York, North York, East York, Scarborough

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region:

Tapscott Rd

Morningside Ave

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

78 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

ARISTA HOMES

IMPRESSIONS

3 3

Tel

Price Range

Page No.

from $690,000

29 7B

from $1400,000

43 7G

• •

from $520,000

31 5F

FIELDGATE HOMES

IMPRESSIONS 905-893-9500 • • •

from $520,000

25 & 31 5F

PARADISE HOMES

IMPRESSIONS

from $520,000

31 5F

10 FIELDGATE HOMES

90 Niagara 416-981-0036 • • from $350,000

25 7H

15 MATTAMY HOMES

Downsview Park

mattamyhomes.com

from $270,000

8-9 6C

86 MENKES

Humber Mews 416-259-2525 •

from $480,000

7 3I

86 MENKES

Dwell City Town 416-259-2525 •

from $390,000

7 3I

87 MENKES

Bloom Park Towns 416-730-1600 •

from $690,000

7 8B

89 DECADE HOMES

Yorkdale Village phase II 416-638-5656

from $320,000

75 6D

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

GRAYWOOD DEVELOPMENTS LTD

Westhaven 416-792-6655 • from $633,000 3G

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

FIELDGATE HOMES

The Brownstones at Westown lidvest.com •

•

from $620,000 4E

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 • •

from $350,000 6G

LINDVEST PROPERTIES

The Brownstones at Westown lindvest.com •

•

from $330,000 4C

LINDVEST PROPERTIES

Grand Cornell Brownstones in Markham lindvest.com

•

from $340,000 4C

LINDVEST PROPERTIES

Corporate lindvest.com • • from $195,000 4C

•

impressionskleinburg.com •

• •

•

11 TRIBUTE COMMUNITIES

Canterbury 647-352-2130 • from $767,000 9E

12 NATIONAL HOMES

The Townes of Richview 416-746-1234 •

13 INSOHO DEVELOPMENTS

Highland Creek Collection

•

from $650,000 17D

14 DUNPAR HOMES

The Ossington 416-253-5888 •

from $700,000 7G

20 BEAVERBROOK HOMES

Evolution 416-747-9691 • from $270,000 3H

26 CONSERVATORY GROUP

Port Union 416-287-3128 • • from $520,000 18E

28 PEMBERTON GROUP

Park Lake Residences 416-769-4343

34 H&R DEVELOPMENTS

Westown

41 MONARCH CORPORATION

Evergreen 416-495-3526 • from $470,000 14F

43 ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 • •

49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000

50 FIELDGATE HOMES

Corktown Mews

corktownmews.ca

•

from $550,000 9H

70 MATTAMY HOMES

Cornell

mattamyhomes.com •

•

from $390,000 7G

77 ASPEN RIDGE HOMES

Seventy Seven Charles 416-203-7034

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 • from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872 • •

90 SUNDANCE HOMES

Braeburn Lane sundancehomes.ca • from $430,000 15D

ownhighlandcreek.com •

hr-newhomes.com •

•

from $570,000 3E

• from $180,000 5H • from $190,000 5C

from $190,000 10F 8I

• • from $2100,000 9H

from $395,000 12G

Toronto, Etobicoke, York, North York, East York, Scarborough

Goddard on the Valley 416-630-5039 • •

Site

central region:

ARISTA HOMES

Fi Map nd er

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

Steeles Ave W

ence

Clar

Kipling Av 7

Isl on

Huntington

Langstaff Rd

t ing

18 4

400

Rutherford Rd

Maple

25 5

Centre St 14

Thornhill

Clark Ave W

33 28

56 15 8

23 16

31 44 7

Langstaff Rd

Keele St

Major Mackenzie

Weston Rd

City of Vaughan

Teston Rd

400

Dufferin St

Kirby Rd

King-Vaughan Rd

Pine Valley

Nashville Rd

King Rd

Jane St

Cold Creek

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

e Av

12 Line R

Price Range

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

PRIMONT HOMES

Renaissance Townes 905-417-3363 •

FOREST HILL HOMES

Bridle Path of Thornhill

Page No.

from $1099,000

5 14D

from $570,000

12 8D

foresthillhomes.ca •

from $1400,000

21 13F

FIELDGATE HOMES

Vaughan Valley Estates 905-303-4728 •

from $1252,000

25 9F

MADISON HOMES

Thornhill

905-417-1203

from $1200,000

39 14G

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500

•

from $850,000 4A

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

•

from $870,000 8E

ARISTA HOMES

Vellore Woods aristahomes.com •

from $690,000 8F

CONSERVATORY GROUP

Upper West Side

uwscommunity.com •

from $1099,000 14D

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

LORMEL HOMES

La Viva lavivatowns.com •

from $350,000 5J

FIELDGATE HOMES

Kleinburg 905-893-9500

TREASURE HILL HOMES

Moda Urban Village treasurehill.com 8E

ARISTA HOMES

Vaughan Valley Estates 905-303-1929

•

from $800,000 9F

DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

GRAYWOOD DEVELOPMENTS LTD

Regency Estates 905-265-2634

•

from $1250,000 6H

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 12A

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 12A

ZANCOR HOMES

Royal Collection 905-833-0883

•

from $550,000 12A

TREASURE HILL HOMES

Thornhill Woods

treasurehill.com •

from $950,000 13G

FIELDGATE HOMES

Rivers Edge 905-320-5642

•

• •

from $730,000 8E

OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

SENATOR HOMES

Bathurst 9130 289-597-4381 • • from $700,000 13G

•

from $520,000 4E

central region: Vaughan, Maple, Woodbridge, Thornhill

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

1 2 3 4 5 6 7 8 9 10 11 12

7 22 Rd King 20 3

oad

ider

S rson Jeffe

15 16 14

H 22

St nzie

acKe

ath

rM Majo

Str

. Ave

e Av 404

am Denh Dr

st St

16th

ick R

dr Wel Bathur

central region: Richmond Hill

N O

Leslie

Mill

ent

Reg

ills R

nM Elgi Neal D

404

d Yorklan

Ave.

Gam 1

19th

ble R

404

St Yonge

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

Q R

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Hampshire Mews 416-637-3520

Page No.

from $478,000

55 5I

from $720,000

21 4H

15 FOREST HILL HOMES

Jefferson Forest

foresthillhomes.ca/Jefferson •

28 SENATOR HOMES

Richvale

senatorhomes.com • •

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

FIELDGATE HOMES

The Humberlands 905-773-7738

•

from $850,000 2C

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com 7Q

GARDEN HOMES INC.

Gardens Homes at Bayview Hill gardenhomes.ca

from $1000,000 9M

14 ARISTA HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15 MADISON HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

16 FIELDGATE HOMES

Jefferson Forest 905-884-8017

•

from $586,000 4H

20 NORTH STAR HOMES

King’s Crossing 416-291-9666

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

26 ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand roseviewgrand.com

27 ACORN HOMES

Oak Knoll 905-773-9257

•

51 2J

• •

from $650,000 4L

•

from $622,000 4C

Richmond Hill

Price Range

central region:

Tel

Fi Map nd er

HEATHWOOD HOMES

Site

De ta Se che m d To i w n Co h o nd me o

# Si te

IFC-Inside front cover

Builder

in Woodb

les A

e Ave

Hend

Stee

grove

Thornhill ve E

Alder

John St

d eroa

l d yT eroa err erb n Sid d l E ngto i m Bloo

Van

22 Well

w Ave.

404

8 Hwy. 4

Denison

nald

ve 14 A

McDo

11 Con

Sid dorf

d St

Hwy 7

Edwar

Hwy 7

Dr lock 61 Bul y7 Hw

ve 16 A n Rd r a C lto

ard

Orch

Bayvie

Ave

Town of Aurora

404

dy Rd

Leslie S

n Warde

tE on S ingt

404

le ffvil Stou

oad

Milla

rd St

34 86 85

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

17 20

Rd ton ming Bloo

oa d

oad ider da S es Beth

r Side

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

404

r Side

hn's St Jo

n Rd Vivia

an Rd

McCow

Kenne

64 4

Main S le Dr ymervil

53 52 8 42 12

hts Heig Spruce

n Rd

or M

404 y 31 Pkw 81 het Cac

a McCow

Maj

9 Line

cessio

n Elgi

10 Con

orf d Van

a Rd or Aur

of Town chhur c e it Wh f ville Stouf

e Ave

6 35 57 41 11 70

404

in Woodb

nzie 5 acke

h St Jo

d. ide R n's S

t mS rha

Rd lbert 54 Mt A

y Rd

Kenned

sR Mill

Bayview Av

Town of 50 Markham

Town of Newmarket

ock

Mul

McCow

t gle S

D avis

Elgin

an Rd

ve 18 A

v 19 A

14 44 1 55 7

ane

L reen

Ave Warden

Thornhill

Town of Markham

Town of WhitechurchStouffville

t Yonge S

Town of Aurora

Town of Newmarket

St N

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Main

n Rd

cessio

Al d

84 9 Con

cessio nR

erson

Ave

S Yonge

M Fi ap nd er

De ta Se che m d To i w n Co hom nd e o

FIELDGATE HOMES

The New U 905-477-6464 • • from $490,000

19 & 25 5G

ARISTA HOMES

The New U 905-534-1564 • • • from $490,000

19 5G

PARADISE HOMES

The New U 905-477-0317 • • • from $490,000

19 5G

• • • from $490,000 STARLANE HOME CORPORATION The New U 905-534-0493

19 5G

PRIMONT HOMES

Site

Tel

Price Range

Heirloom in Markham primonthomes.com • •

from $490,000

13 7F

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077 •

from $560,000

69 6I

11 MADISON HOMES

Greensborough madisonhomes.ca • •

39 7F

13 NATIONAL HOMES

Stonehaven 416-746-1234 • from $730,000

43 12D

14 ASPEN RIDGE HOMES

Woodland Hills 416-270-9484 • from $450,000

IFC 9C

15 FIELDGATE HOMES

Aurora Trails 905-841-8854 • • from $769,000

25 13E

16 LINDVEST PROPERTIES

Auroraglen lindvest.com • • from $640,000

49 13E

19 NEW ERA HOMES

Landmark Estates 905-953-9046

66 11C

20 FIELDGATE HOMES

BlueSky Stouffville

30 MADISON HOMES

Cornell Rouge cornellrouge.com • • from $650,000

11 & 39 8F

30 FOREST HILL HOMES

Cornell Rouge cornellrouge.com • from $550,000

11 & 21 8F

50 GERANIUM HOMES

Uptownes at Cardinal Point 905-640-9999 •

MARYDEL HOMES

Woodland Hills 905-898-7380

•

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 17F

MATTAMY HOMES

St. John Forest mattamyhomes.com

from $366,000 13E

TREASURE HILL HOMES

Accolades in Markham 905-471-2852

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

from $450,000 6F

BROOKFIELD HOMES

The Arbors 905-503-0992

•

from $590,000 14F

COUNTRY WIDE HOMES

The Arbors 905-907-1500

•

from $720,000 14F

fieldgatehomes.com •

•

from $550,000

from $380,000

25 18F

36-37 7F

from $400,000 10B

•

from $500,000 6F

• •

from $2597,000 14H

12 LAURIER HOMES

windsong

905-201-5979

•

from $495,000 6G

12 LAURIER HOMES

Windsong North

905-201-5979

•

from $598,000 6G

15 ARISTA HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

15 PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

15 OPUS HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

17 CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

from $283,000 18E

18 KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

20 STARLANE HOME CORPORATION BlueSky Stouffville

starlanehomes.com •

from $434,000 18F

24 BALLANTRY HOMES

Cornell

ballantryhomes.com •

•

from $520,000 8G

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14D

30 MADISON HOMES

Forest Hill cornellrouge.com

41 ASPEN RIDGE HOMES

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $400,000 8F

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

The Neighbourhoods of Cardinal Point 905-640-9999

•

from $575,000 7F

50 GERANIUM HOMES

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000 7F

50 GERANIUM HOMES

Copperstone Ballantrae 905-640-9999

•

from $1.1,000 7F

51 OXFORD HOMES

Coventry Valley 905-836-8902

from $600,000 9C

52 FIELDGATE HOMES

Potter’s Bend 905-294-3125

•

from $700,000 6G

53 H&R DEVELOPMENTS

Castle Square hr-newhomes.com • 6G

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

•

NorttStarHomesInc.com

from $450,000 16B

•

from $500,000 6G

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

from $520,000 5G

65 FIELDGATE HOMES

Victoria Manor 905-294-3125

•

from $896,000 3G

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794

•

from $769,000 13H

85 ORCHARD RIDGE HOMES

Prairiewood

orchardridgehomes.com •

from $800,000 16F

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

• •

from $250,000 18E

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

# Si te

Page No.

Builder

Mono Adjala 14

King

Schomberg

Keswick

Georgina

k La

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East Gwillimbury

45 34 70 400 16 5 Bradford

Tecumseth and Tottenham65 71

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Alliston61

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Uxbridge

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30 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

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Bracebridge

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Barrie, Collingwood, Wasaga, Innisfil, Keswick

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

north region:

Duckwor

86 en

nc Vi ia Rd

Page No.

Cedar Ridge 905-722-7210 • • • from $275,000

64 9G

NATIONAL HOMES

The Forest 416-746-1234 • from $480,000

43 7I

GRANDVIEW HOMES

Mayberry Estates 705-735-0732 •

73 6G

from $460,000

13 AVERTON HOMES

Victoria Highlands 416-924-0110 •

53 9H

13 ROSEHAVEN HOMES

Victoria Highlands 905-473-3225 •

53 9H

16 GREAT GULF

Summerlyn Village 905-775-3461 •

32 7I

18 GRANDVIEW HOMES

Cromwell Place 705-735-0732 •

45 ROSEHAVEN HOMES

Dreamfields in Bradford

from $350,000

61 8I

59 BROOKFIELD HOMES

Fieldstone 1-855-379-1495 • from $600,000

16 5J

dreamfieldbradford.com •

•

from $550,000

65 6G

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115

•

from $210,000 4F

RED BERRY HOMES

MarlLake Village 1-877-428-5115

•

from $210,000 4F

LOSANI HOMES

Summit Shores

losanihomes.com/readybuilt

from $390,000 2E

MANCINI HOMES

Princeton Woods 705-730-1978

•

from $330,000 14E

MARIPOSA HOMES

Trailside 705-329-3330

•

from $249,000 8C

MANCINI HOMES

West Ridge Place Orillia 905-773-9997

• 8C

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807

•

from $250,000 18D

GRANDVIEW HOMES

Big Bay Point 705-735-0732

•

from $355,000 13E

10 SUMMERHILL HOMES

West Shore Lakeside Community 705-689-0001

from $350,000 9C

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $290,000 9G

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

12 PREVIN COURT HOMES

Victorian Village 1-855-777-3846

•

from $335,000

14 ROSEHAVEN HOMES

King Country Estates 905-558-0098

•

from $700,000 7K

14 ASPEN RIDGE HOMES

King Country Estates 905-558-0255

•

from $780,000 7K

14 COUNTRY WIDE HOMES

King Country Estates 905-907-1500

•

from $750,000 7K

15 MARYDEL HOMES

Seven Meadows marydelhomes.com •

17 BROOKFIELD HOMES

Grand Central 905-778-0873

•

from $535,000

17 BROOKFIELD HOMES

Grand Central 905-778-0873

•

from $515,000

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583

•

from $380,000 2E

•

• •

•

from $290,000 10F

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424

•

from $300,000 7G

33 SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445

•

from $285,000 7F

37 PRISTINE HOMES

Pebbleshores 705-436-5547

•

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880

•

from $200,000 5E

40 ROYALPARK HOMES

Emerald Forest royalpark.com

•

from $200,000

41 DELPARK HOMES

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

43 BREMONT HOMES

Centretown 1-877-855-1122

•

from $234,000 5E

44 RAYMAC HOMES

Brennan Enclave 705-516-0681

•

from $252,000 6G

44 BROOKFIELD HOMES

Treetops 1-855-590-3577

•

from $350,000

•

44 ORCHARD RIDGE HOMES

Treetops 1-855-590-3577

from $350,000

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

45 ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $350,000

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555

•

from $210,000 3E

47 DEVONLEIGH HOMES INC.

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662

•

from $225,000 6G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288

•

from $420,000 7G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665

•

from $280,000

59 DELPARK HOMES

Fieldstone MyFieldstone.ca

• $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999

•

from $310,000 3E

65 BROOKFIELD HOMES

Willow Glen Tottenham 905-406-1044

from $298,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929

• $285,000 6I

71 BRIARWOOD HOMES

Mill Street Village 1-855-232-8100

• •

from $300,000 7J

71 BALLYMORE HOMES

Mill Street Village 1-855-232-8100

• •

from $300,000 7J

•

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

DELPARK HOMES

north region:

Tel

Fi Map nd er

Site

De t Se ach m ed To i w n Co hom nd e o

# Si te

IFC-Inside front cover

Builder

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

88 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

September 20 - October 4, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

// QUICK TIPS

A dose of reality » by HELLEN BUTTIGIEG

HELLEN BUTTIGIEG is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit WeOrganizeU.com and sign up for the free newsletter.

You want everything to fit away neatly, display perfectly and know exactly where everything is when you need it. That’s what being organized is all about. But is that realistic? Being organized doesn’t happen overnight and it doesn’t have a finish line. Getting organized is a process, learn what works for you. KEEP IT REAL. You’ll never get organized. Read that again. Yes, that’s what I said. You’ll never get organized because being perfectly organized is not a realistic expectation. Just to be clear, organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress. So, if you are judging yourself against unrealistic expectations, or holding back on pursuing a goal because you are waiting until you “get organized, once and for all,” perhaps it’s time to look at things differently. Instead of trying to get organized, strive to become more and more organized every day. Doesn’t that feel more attainable? Instead of feeling stuck, you’ll be able to take a step forward.

Organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress.

90 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

USE YOUR INSTINCTS. Are you surrounded by piles of papers on your desk, your floor and any other flat surface in your office? Don’t fight your instincts, work with them. Rather than trying to adapt to traditional ways of filing, like using a lateral filing cabinet, use horizontal methods instead. Use stacking trays or literature sorters, which can be placed on your desk or installed on the wall. Now label them with the categories you use most. It will be easier to adapt to filing papers when you don’t have to change your piling habit. OUT WITH THE OLD, IN WITH THE NEW. Are you holding on to things that you’ll never use again? Very often people unconsciously jam their homes full of stuff because the sheer volume gives them a feeling of comfort and security. If you are operating from a need for abundance, remember that your success as a person has nothing to do with all the outdated or rarely used stuff overflowing from your closets. In fact, it’s probably blocking your prosperity. Let go of what you don’t need to make room for new things to come into your life. PLAN BEFORE DE-CLUTTERING. Before beginning any de-cluttering project, determine in advance how you will dispose of the items you no longer want. If you have valuable pieces and would like to sell them, decide whether you will do this yourself or hire someone to do it for you. If you would like them to go to charity, which one and where are they located? Some charities will pick up, so call them to find out when they will be in your area. It’s not until those boxes and bags leave your home that you will reap the full rewards of de-cluttering. Planning in advance will curb procrastination and ensure full completion of the task. FEELING STUCK? If you find yourself backsliding when it comes to maintaining your organizing systems, don’t berate yourself, as this will sap your energy and prevent you from doing anything about it. Rather than dwelling on what went wrong, focus instead on what needs to be done. Just say “oops” and move on to taking action.

//COMMUNITY FOCUS

September is a perfect month to get connected to

MOUNT PLEASANT NORTH

s the edges of summer linger a while before we embrace the spectacle of autumn, you’ll find plenty to see and do in Mattamy’s master-planned neighbourhood of Mount Pleasant North. This is a community that doesn’t just remind you there is a big wide world outside your door, it totally connects you to it. Mount Pleasant North is proof that there are still places where kids can play outdoors, where sunshine replaces the glare of the computer screen and where a walk, bike ride or games in the park are great reasons to turn off the TV. All of which is why a visit to Mount Pleasant North will show you exactly how to interact with the streets, parks, playgrounds, walking/biking paths because you’ll see kids, families, dogs outside on a fall day, enjoying

92 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

themselves. This is a community that keeps you involved and connected to all of its wonderful features and lifestyle options. Mount Pleasant North is one of the most popular communities in Brampton, well-regarded for its interesting streetscapes with varied home styles and its many, many neighbourhood features, all radiating out from the central Village Square that offers a tranquil reflecting pool, (soon to be a community skating rink) shopping area, library, recreation centre and the GO Station into the city. All of this is an easy walk from your front door. The idea has always been to provide

MATTAMY HOMES | Mount Pleasant North

LOCATION Brampton HOUSING TYPE Townhomes and detached homes SALES CENTRE 6 Worthington Ave., call 905.846.3172, open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. CONTACT 905.846.3172

gathering places where neighbours become friends. The Village Square is a perfect replica of small-town Ontario, bustling with people in the shops and making use of every facility every day. And now Mattamy has just released a new release of a wide variety of very stylish townhomes and detached designs in Mount Pleasant North. Townhome prices start at $337,990 and detached homes are available from just $402,990. One of the most striking features of Mount Pleasant North is how easily nature is integrated right into the neighbourhood so homeowners have places to just sit and enjoy the scenery and feel the peace and calm that helps enrich the soul. A massive greenbelt runs through the community, forming a natural corridor connecting all neighbourhoods. More than 124,000 trees and shrubs add to the naturalization and provide sanctuary for songbirds and wildlife. There are about 30 kilometres of trails winding around the community. There has also been a lot of thought given to lessening our impact on the environment. As the community grows, it will do so with a well-defined notion of how to ensure that residents will have ample greenspace, less vehicle impact and more natural elements to make this a sustainable place to live in harmony with nature. This weekend, consider a nice stroll in Mattamy’s Mount Pleasant neighbourhoods. You’ll instantly see the wide variety of home styles that give each street an identity. You’ll see the homes with front porches that help make the community streets more friendly, and you can see first-hand, the benefits of

the Village Square and how it creates an atmosphere of conversation and family activity. Right now, you’ll find an exceptional selection of home styles and plenty of reasons to consider buying your new townhome or detached home in Brampton’s most popular community, Mount Pleasant North. Mattamy was recently named GTA Builder of the Year Award for an unprecedented fifth time, by the Building Industry and Land Development Association (BILD). The Mattamy Sales Centre is located at 6 Worthington Ave., call 905.846.3172, open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 93

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere! Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device. Published by

NEWHOMEGUIDE.CA

R W FO& Suite O N gR FO4iRtTeH ite nOW STER rWicFiO STu& Su REGIEieRwNPO N &nCg O RiO g E N T T n v i S S I I e c c 4 i i n Pr CT TCHT 4TH Gr REGtPio rw w c VIRPEePv ee ie ON OON O n rISPePli rteiovn P P I celectio V V e l e S S

on on on stage stage stage oct oct oct 4th 4th 4th

A STUNNING A CONDO STUNNING A STUNNING LIVESTYLE. CONDO CONDO LIVESTYLE. LIVESTYLE. NOTHING SHORT NOTHING NOTHING SHORT SHORT OF SPECTACULAR OFFROM OF SPECTACULAR SPECTACULAR THE $200’S FROM FROM THETHE $200’S $200’S

REGISTER NOW AND GET YOUR VIP BACKSTAGE PRIVILEGES REGISTER REGISTER NOWNOW ANDAND GET GET YOUR YOUR VIP BACKSTAGE VIP BACKSTAGE PRIVILEGES PRIVILEGES

//STYLE INSPIRATION

Copper

Gold

Decorating is all about choices! We show you how to instantly update your space with key pieces that suit your preferred style » by SARA DUCK

1. Penelope Table. $229. VISIT CRATEANDBARREL.COM 2. Flatware. $30. VISIT CB2.COM 3. Copper Moscow Mule Mug. $20/ for two. VISIT HOMESENSE.CA 4. Perforated Metal Industrial Pendant Shade. $39. VISIT WESTELM.COM 5. Faux Fur Pillow Cover. $147. VISIT WILLIAMS-SONOMA.COM 6. Jeffan Dorset Round Mirror. $175. VISIT WAYFAIR.COM

96 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

1. Atelier - Eclectic Metal Side Table. $200. VISIT BOUCLAIR.COM 2. Gold Flatware Set. $39/ five-piece set. VISIT WESTELM.COM 3. Gold Dust Can Cup by Donna Karan. $40. VISIT THEBAY.COM 4. Atelier - Ceiling Lamp. $200. VISIT BOUCLAIR.COM 5. Gold Fleur Pillow. $80. VISIT CHAPTERS.INDIGO.CA 6. Kichler Nogaro Mirror. $278. VISIT WAYFAIR.COM

The grass is greener in Chippawa (now with more lawns to choose from)

The Berkshire - Homes by DeSantis

MOVE IN SOONER WITH READY BUILT HOMES! Ask a Sales Representative for details.

Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.

50’ & 45’ Detached, Semis & Townes starting from the mid $200’s.

35’ & 30’ Detached and Condo Towns Coming October

The Welland - Rosehaven Homes

9 MODELS TO TOUR!

LyonsCreekChippawa.com HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown. Prices, square footage and specifications correct at press time. Prices quoted are in $ thousands. E. & O.E.

CHIPPAWA - NIAGARA FALLS McLeod Rd.

s Lyonk Rd. Cree Mann St.

To Falls

Marineland Pkwy

11 models to tour 9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft park/greenspace lots available

NIAGARA RIVER

St. Main P o

Sodom Rd.

• • • • •

rta

MODELS & PRESENTATION CENTRES

Fort Erie

//COMMUNITY FOCUS

VALES OF THE HUMBER GRAND OPENING OF MODEL HOMES!

Three fully furnished and decorated model homes on estate lots

reenpark, Starlane and Treasure Hill, three incredible builders, are pleased to announce the Grand Opening of the Vales of the Humber model homes! On Saturday, Sept. 27, 2014 at noon, each of the three builders will have a fully furnished and decorated model home open for public viewing. The model homes are located at 20 Squire Ellis Dr., off The Gore Road, just north of Countryside Drive in Brampton. Vales of the Humber is a new exclusive upscale community, featuring only bungalow and single-detached homes on estate lots. With bungalows starting from $678,990 and two-storey designs starting from $727,990, you and your family will live in luxury in this impressive neighbourhood that is truly like no other. Located at the corner of McVean Road and Mayfield Road, this unique 98 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

community will provide stunning streetscapes, parks and schools, making this an ideal family-focused environment. At Vales of the Humber, family matters. Vales of the Humber offers impeccable residences, unsurpassed elegance and gorgeous designs that will elevate your standard of living. This exclusive collection includes magnificent home designs that sit on

STARLANE | Vales of the Humber

LOCATION Brampton HOUSING TYPE Bungalow and single-detached homes on estate lots SALES CENTRE 20 Squire Ellis Dr. CONTACT valesofthehumber.com

Vales of the Humber offers impeccable residences, unsurpassed elegance and gorgeous designs that will elevate your standard of living.

gorgeous 50- to 100-ft. lots featuring four to five bedrooms, spacious walk in closets, ensuite spa-style bathrooms, built-in gas fireplaces and so much more. Large gatherings are a piece of cake, thanks to masterful space allocations on every f loor. Each home includes a wide array of remarkable features such as grandiose windows, oak staircases and soaring ceiling heights. In this convenient location, you are surrounded by an abundance of beautiful greenery with multiple parks to roam and many amenities just minutes away. Multiple elementary and secondary schools surround the community, giving you numerous options for your childrens’ education. The renowned Brampton Civic

Hospital is located nearby, entertainment is endless with The Rose Theatre situated in Brampton’s downtown district, and Brampton is also home to many fantastic restaurants, as well as the Bramalea City Centre for your shopping needs. Vales of the Humber conveniently offers easy accessibility to Queen Street/ Hwy. 7, Hwy. 50 and the 407 ETR puts the entire GTA at your fingertips. Public transportation includes the Brampton Transit and Züm, as well as railroad alternatives such as GO Transit and Via Rail. For those who travel or receive visitors from around the world, Brampton is conveniently positioned beside Mississauga, the home to Pearson International Airport. In the coming years, more convenient amenities will be developed nearby, as Brampton is one of Canada’s fastest growing cities, making Vales of the Humber an ideal place to raise your family. Greenpark, Starlane and Treasure Hill have have come together to provide homeowners with a place they will be proud to call home. With reputations that have earned them trust from their purchasers, the trio has outdone themselves by offering this amazing buying opportunity that you do not want to miss out on. For more information visit valesofthehumber.com SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 99

100

Mississauga

24 26

5 2

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

west region:

Fi Map nd er

De ta Se ch m ed To i w Co n h o nd m o e

GREAT GULF

Hot 905-828-4257 • from $330,000

32 4F

FOREST HILL HOMES

Derry Village Mississauga 905-795-8307 •

21 8B

VANDYK COMMUNITIES

Windows on the Green

AMACON

The Towns at Parkside Village 705-435-9991

STARLANE HOME CORPORATION Churchill Woods starlanehomes.com •

GREENPARK HOMES

Churchill Woods churchillwoods.ca • • • $529,000 4E

CONSERVATORY GROUP

Central Park North 905-890-0195

•

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $500,000 6F

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

from $550,000 9J

DEZEN HOMES

McLaughlin 905-696-7938

•

from $544,000 8B

DUNPAR HOMES

Park View Trail 416-253-5888

from $500,000 11F

Tel

Price Range

vandykcommunities.com

from $620,000

Page No.

• from $300,000 5H

•

from $550,000 8F

• •

from $562,000 4E

•

from $465,000 7F

Mississauga

Site

west region:

# Si te

IBC-Inside back cover

Builder

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

46 51

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102

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Tel

Price Range

Page No.

mattamyhomes.com

• • from $361,000

BC 6P

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

27 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

27 6O

11 FIELDGATE HOMES

Lotus Pointe Caledon

fieldgatehomes.com •

•

from $620,000

25 5L

Centretown 905-495-5067 • • • from $376,000

12 9M

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $557,000

25 9O

65 GREAT GULF

Mount Pleasant 905-459-5772 • from $530,000

32 6P

TRIBUTE COMMUNITIES

Landscapes 905-893-3331

COSCORP INC.

The Village of Southfields

• •

from $399,000 8M

thevillageofsouthfields.ca • • • 6L

MONARCH CORPORATION

The Village of Southfields 905-843-0707

EMPIRE COMMUNITIES

Lakeside

VANMAR HOMES

5 6

•

• •

from $390,000 6L

empirelakeside.com •

•

from $350,000 7N

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

TOWNWOOD HOMES

Gates of Countryside

COUNTRY WIDE HOMES

Gates of Countryside 905-907-1500

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 9M

ROYAL CLIFF HOMES

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000 9M

STARLANE HOME CORPORATION Gates of Countryside

starlanehomes.com •

from $520,000 9M

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592

TREASURE HILL HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $674,000 10N

STARLANE HOME CORPORATION Vales of the Humber Estates

valesofthehumber.com

•

from $674,000 10N

GREENPARK HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $674,000 10N

MATTAMY HOMES

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000 6P

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000 5L

11 STARLANE HOME CORPORATION Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000 5L

11 ROSEHAVEN HOMES

Lotus Pointe Caledon

moveuptocaledon.ca •

from $450,000 5L

12 GREAT GULF

Westfield 905-866-6876

•

from $510,000 7Q

13 STANFORD HOMES

The Ravines of Credit Woods 905-453-4200

from $570,000 6P

14 TREASURE HILL HOMES

Southfield Meadows treasurehill.com 6M

17 PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

from $583,000 6P

gatesofcountryside.ca •

•

from $400,000 9M

•

from $400,000 9M

•

• •

•

from $350,000 7M

• • • from $190,000 8L

18 SABERWOOD HOMES

Heart Lake Village 905-773-6549

19 MATTAMY HOMES

Salisbury Square

mattamyhomes.com •

•

from $314,000 10N

22 TOWNWOOD HOMES

Marigold

townwoodhomes.com •

•

from $475,000 11L

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley

905-874-4741

•

from $430,000 9Q

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

37 OXFORD HOMES

Adena Ridge 905-584-6444

from $600,000 5H

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

•

from $350,000 9M

45 BROOKFIELD HOMES

Pathways 905-584-2225

•

from $400,000 8K

48 ASPEN RIDGE HOMES

Credit Manor Heights 905-216-5155

•

from $400,000 7Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca

•

from $850,000 7Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $850,000 7Q

51 ACORN HOMES

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

from $400,000 6P

55 TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

from $339,000 3C

60 PRIMONT HOMES

Castlemore 905-856-5777

• •

from $430,000 9K

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $530,000 6P

66 BALLANTRY HOMES

Spring Valley Village

ballantryhomes.com

• from $300,000 8N

•

from $420,000 9M

Brampton, Caledon, Bolton

2 3

west region:

Mount Pleasant North

21 PRIMONT HOMES

11 GREENPARK HOMES

IFC-Inside front cover; IBC-Inside back cover

Site

Fi Map nd er

Builder MATTAMY HOMES

De ta Se che m d To i w n Co h o nd me o

# Si te

103

Co un t

h 9t

th 10

yR d

Hillsburg

n ai

ne Li

1 2 3 4 5 6 7 8 9 10 11 12 Erin St

h 8t ne Li

d oa

er Sid h 5t Rd

rry

n ai lli

6 Dr e 29 d 8 E si rk St Pa s da un D

Burlington Bay

1 38

Q 403

4 39 39 41

W Rd ia Ne

St w

21 E lvd

rth

r ho

Niagara on the Lake 40

Hannon42

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Hamilton 3

irv ng

QEW

sio es Co nc h

Jer

Waterdown Burlington

Dr .

Mohawk

lle yvi

ita Rd

d er Sid as

sio es nc Co

403 Hwy 2

QEW

e Rd

©s

nor

rlo

d oa

er Sid

Rd n

es nc

r ove

E undas St

403

Snak

y8 Hw

407

Br e lin se Ba er w Lo

ita Br E Rd

sio

sle

rli Ca

nc Co

n sio es

Co th

lb Ki

es nc

rid

sio

s es

Burlington

M E sA ve le St

Rd e

er sb

ou M

d oa E ill lv el pb

m Ca

W al

20 er Sid 15 Rd n sio es nc

ll R

Sid e

Sid er

d oa Sid er

Sid er oa d 25

Acton, Halton Hills, Milton, Burlington, Waterdown

Flamborough

Waterdown

25 Tr 5 em ai n

Rd Rd ne e Li Lin 4 3

iss

west region:

ne Li

401

n sio

1 7 9 17

al af Tr

401

ill

104

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

oa d

Sid er

y. 7

Halton Hills Georgetown Ja m

on Br

ne Li

oa d Sid er

oa d

D E

oa d Sid er

Cl ay

hi ll Rd

d rR Rd ga al ne af Li Rd Tr 6 ne Li 4

rt Rd ou ll sC hi le rc vd Co Chu Bl t on e S ct c la al W

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in e ai n W Li nt ou 10 M

Acton

Stoney Creek

Grimsby

44 37

St. Catharines

Niagara

20 420 10

Price Range

Page No.

Forestwood

905-636-1365

•

from $518,000

91 9G

11 BRANTHAVEN HOMES

Jazz Condos

jazzcondos.ca

•

from $200,000

95 3O

14 AVERTON HOMES

Averton Square

avertonsquare.com •

from $620,000

45 12Q

33 MENKES

The Enclaves of Upper Canada

289-891-9103

•

from $590,000

7 9C

SCHUIT HOMES

Perth Park

905-628-9559

• 1Q

GREAT GULF

Edgewood

905-356-9408

•

SPALLACCI HOMES

Simona Place

spallaccihomes.com • 2Q

SPALLACCI HOMES

Eden Park

905-381-4280

•

from $320,000 2Q

SPALLACCI HOMES

Eden Park

spallaccihomes.com •

from $320,000 2Q

ARISTA HOMES

Milton Trails

905-864-3306

COUNTRY GREEN HOMES

The Uptowns of waterdown

905-690-7600

•

from $250,000 7M

LAKEVIEW HOMES

Cannery Park

1800-565-5150

•

from $320,000 12R

MATTAMY HOMES

Cranberry Hill

mattamyhomes.com

from $360,000 8N

10 GREAT GULF

Rolling Meadows

905-680-0841

• from $300,000 12R

12 TOBYN PARK HOMES

Park City

parkliving.ca

• from $180,000 11L

13 HEATHWOOD HOMES

The Village at Traditions

905-876-3140

• •

from $441,000 8H

17 MATTAMY HOMES

Hawthorne Village

mattamyhomes.com •

from $466,000 9G

from $305,000 12Q

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 COUNTRY GREEN HOMES

Park Place Village

905-690-7600

•

• •

from $250,000 8M

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh •

from $336,000 6B

35 PHELPS HOMES

Jordan Village

phelpshomes.com •

from $345,000 9R

36 PHELPS HOMES

Brookside

phelpshomes.com •

from $236,000 7R

37 PHELPS HOMES

Streamside

phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen

289-239-7629

from $370,000 1P

39 LOSANI HOMES

The Fairgrounds

289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen

905-538-8752

from $270,000 4Q

41 LOSANI HOMES

Sherman Oaks

905-574-0828

from $290,000 2R

42 LOSANI HOMES

Paramount

905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park

905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery

905-563-0666

from $330,000 8R

Acton, Halton Hills, Milton, Burlington, Waterdown

•

west region:

BEAVERHALL HOMES

Tel

Fi Map nd er

Site

De ta Se che m d To i w n Co h o nd me o

Si te

# IBC-Inside back cover

Builder

105

1 2 3 4 5 6 7 8 9 10 11 12 A 9

r rD so

E Rd pe or th

m ha

Ford Dr

n Li

Tr a

tw ar

4 W

er Up p

al d on M

ac D

sh a St or e Rd

Rd ee Sp

e rM

ate

hil

St W as nd Du 15

Tr e

le M id d

pe or th m ha rn Bu

e Av

tti

so at W

o ris or M

n Li

n Rd

Devo

403

n Li

Oakville

Ro ya ll R l W in d d

rlo

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

lin Blv

Lang

ler Rd Hespe

Oakville, Cambridge

h Ave

rdale

west region:

Guelp

Beave

n Rd

essio

tain Foun

106

ck Rd

le Blo

Midd

Conc

s Rd

Myer

Trafalgar Landing

greatgulf.com/trafalgartownhomes

33 5E

MATTAMY HOMES

The Preserve

mattamyhomes.com •

•

from $700,000

TREASURE HILL HOMES

Nautica at Lakeshore Woods 905-465-9133

•

from $550,000 6J

MARKAY HOMES

Bronte Park Town Manors 416-746-1234

•

from $590,000 3G

MENKES

Millstone On The Park 905-825-3619

•

from $420,000 3G

Oakville, Cambridge

Page No.

GREAT GULF

west region:

Price Range

• from $450,000

Fi Map nd er

Tel

De ta Se che m d i To w Co n h o nd me o

# Si te

Builder Site

107

I BUILD SUCCESS. â&#x20AC;&#x153;Since joining BILD, I have developed more business relations and new clients which now I consider friends. BILD has allowed me to expand my business and grow as a supplier to builders and designers. The directory is a great resource as well as the seminars and networking meetings. In my opinion, BILD is second to none.â&#x20AC;?

Benny Caringi, Principal Sun-Brite Drapery Manufacturer / Supplier Member Since 2003

I AM

Get Involved: bildgta.ca

September 20 - October 4, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

//ET CETERA

The studio lamp

A LAST WORD ON A HOT TREND » by ELISA KROVBLIT It's a floor lamp, but not "just" a floor lamp. With a chic tripod base, studio lamps are style makers. They're a little industrial, a little mid-century modern and a little loft. They're work-horse machinery with a fine finish – and they make a statement.

Signal Floor Lamp $350. Visit CB2.ca

Directeur Floor Lamp $200. Visit urbanbarn.com Tripod Floor Lamp $100. Visit homesense.ca

TIP The quality of light you want will determine which style works for you. An articulated body aims light with precision, a shaded lamp diffuses it and direct beam puts you in the spotlight.

110 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 111

//COMMUNITY FOCUS

Set sail for a journey of luxury and prestige

AT SENATOR HOMES’ HARBOURSIDE IN WHITBY LOCATION Whitby HOUSING TYPE Lowrise condominium SALES CENTRE Corner of Victoria Street and Gordon Street, open Monday to Thursday 1 to 8 p.m., closed Friday, open Saturday, Sunday and holidays 11 a.m. to 6 p.m. CONTACT 905.493.3823 harbourside@senatorhomes.com

112 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

lot a course to Lake Ontario’s pristine Whitby Harbour – a place where charming homes, marinas, parks, a conservation area, recreational facilities and more dot the picturesque shoreline, creating a spectacular natural ambience throughout this established neighbourhood setting. Come ashore and discover your destination – Harbourside, an inspired new condominium community of classic maritime elegance. Featuring stunning condominium residences with a clubhouse at its centre, life is smooth sailing at Harbourside.  Harbourside lets you enjoy the many pleasures of condominium living on the shores of Lake Ontario. Construction of the community is now underway, and with an exciting suite sale event now on, you can save $15,000 on select stunning suites at Harbourside, making it easy to own in this exceptional lakefront community. Rising four-storeys above Lake Ontario, the four condominium residences that comprise Harbourside offer the charming atmosphere of a quaint lakeside resort at a convenient south Whitby location. Large windows and balconies offer breathtaking views of the lake, and elevations of brick, stone and heritage siding create a classic Cape Cod feel.

SENATOR HOMES | Harbourside

Inside, luxurious condominium suites continue the Cape Cod theme, offering an exceptional selection of features and finishes. Inside, luxurious condominium suites continue the Cape Cod theme, offering an exceptional selection of features and finishes. Open concept floorplans and spacious balconies or patios allow warm light and gentle lake breezes to flow gracefully through the suites, creating the perfect environment to kick back, relax and enjoy life on the lake. Suites are available in sizes up to 1,322 sq. ft., starting from $239,900, and include five free appliances, a locker, one parking space and $5,000 in bonus upgrades.

Visit the sales centre, located at the corner of Victoria Street and Gordon Street in Whitby, open Monday to Thursday 1 to 8 p.m., closed Friday, and open Saturday, Sunday and holidays 11 a.m. to 6 p.m. For more information, call 905.493.3823 or visit harbourside@senatorhomes.com GTA homebuyers can also explore other Senator Homes communities, including Richvale in Thornhill, offering an impressive selection of designer townhomes and semi-detached homes; and 9130 Bathurst, located off Bathurst Street just south of Rutherford Road, an exclusive community of stylish townhomes nestled in a private enclave of exquisite natural beauty. For more than 30 years, Senator Homes has been proud to offer some of the finest new home communities in some of Ontarioâ&#x20AC;&#x2122;s most desirable locations. This year, Senator is continuing to make history with a number of impressive communities now open, and even more exciting things on the way. Once you discover these communities for yourself, youâ&#x20AC;&#x2122;re going to want to be a part of history in the making with Senator Homes. To learn more about all of these great communities, visit senatorhomes.com today. SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 113

North Rd

32 Sideline

Altona Rd

Rosebank Rd

Altona Rd Church St S

Squires Beach Rd

Brock Rd

Sandy Beach

Appleview Rd

Spruce Hill

Montgomery F

Lak

Wentworth St

King

St E

Adelaide Ave

Wentworth St

Bloor St.

Olive Ave

Ritson Rd S tS eS co Sim

Stevenson Rd

Phillip Murr

Bloor St Park Rd S

Finley Ave Westney Rd S

Harwood Ave

Fairport Rd

401

Kendalwood R

Dr Notion Rd

Whites Rd

Granite Court

Gibb St

King St W Bond St W

Adelaide Ave

Beatrice St

Conlin Rd

Harmony Rd S

Dixie Rd

Cochrane St

46 Rd

Garden St Blair St

Audley Rd

Bayly St E

52 91 14

17 Rossland Rd

Park Rd S

gst

Liverpool Rd

Dundas St E

Manning Rd

Dryden Bv

Centre St.

Kin

Brock Rd R aks rO o j Ma Valley Farm

401

44 48 401

Kingston Rd

Taunton Rd W

devie

Whites Rd

Townline Rd

Sheppard Ave

Brock Rd

Riverside

16 Sideline

Church St N McQuay

Glenanna Rd

Ravenscroft Magill 92Dr

Lakeridge Rd

City of Oshawa

Mary St N

Stroud's

Paddock Rd

Rossland Rd

Brock St N

Garden St

Highview Rd

Greenwood Rd

Audley Rd

To wn of Ajax

Country Lane

Taunton Rd W

Anderson St

Westney Rd N

Salem Rd

Thickson Rd Garrard Rd

Gran

North Rd Baldwin St S

13 37

Stevenson Rd

Delaney Dr

4 Sideline R

Taunton Rd E

Conlin Rd

Garrard Rd

Rossland Rd

Salem Rd

3 Concession

Fifth Conces

Thornton Rd

Central Park

30 Sideline Coronation R

24 Sideline co

Finch Ave

20 Sideline

Brock Rd

4 Concession

16 Sideline Sim

16 Sideline Brock Rd Cen tral St

Ritson Rd N

4 Concession

12 Sideline

To wn of W hitb y

Church St E

8 Concession

Wilson Rd N

6 Sideline

5 Concession

4 Sideline Halls Rd N

Whitevale Rd

Cochrane

Rossland/Winchester R

Baldwin St N

Lake Ridge R

6 Concession

Ashburn Rd

Village of Bro oklin

Cedarbrook T

Country Lane

Columbus Rd

Duffs Rd

City of Pickering

7 Concession

Brawley Rd

Myrtle Rd W

Garrard Rd

28 Sideline

7 Conncession

8 Concession

9 Concession

Stevenson Rd

9 Concession

4 Sideline R

Pickering, Ajax, Whitby, Oshawa

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

Harmony Rd N

Grandeview S

Townline Rd.

Bay

114 Grandeview S

Wilson Rd S

Thornton Rd

Hopkins St Blair St

Henry St Brock St S

Gordon St

Ajax-Whitby

Shoal Point Rd

Pickering Beach Rd

riv ew a

Liverpool Rd

MENKES

Somerset

905-428-0500

•

from $690,000

7 7G

TRIBUTE COMMUNITIES

The Village of Brooklin West

905-425-0539

•

from $400,000

15 11D

47 SENATOR HOMES

Harbourside Condominiums

905-493-3823

• •

from $250,000

51 9J

TRIBUTE COMMUNITIES

Charing Cross

905-571-1011

•

from $390,000 14E

BROOKFIELD HOMES

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

GREAT GULF

Stonecrest

greatgulf.com

•

from $298,000 15F

EMERY HOMES

Town Central

1-877-953-6379

•

from $350,000 4J

HIGHMARK HOMES

Triumph

whitbytriumph.ca •

from $350,000 10G

LAKEVIEW HOMES

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

STAFFORD HOMES

Elements Townhomes

elementsajax.com

from $390,000 7H

13 LIZA COMMUNITIES

Folkstone

1-877-365-9555

• •

from $335,000 10G

21 GREAT GULF

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 PRESTON HOMES

Prestonvale Heights

905-432-2800

• •

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 SENATOR HOMES

Whitby by the Lake

senatorhomes.com • •

from $250,000 9J

54 BAYCLIFFE HOMES

The Gates of Whitby

905-668-9828

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin

905-725-4539

•

from $310,000 15G

66 MONARCH CORPORATION

Tran Quility

monarchgroup.net •

from $550,000 7G

67 MIDHAVEN HOMES

Breeze

1-877-773-6888

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LEBOVIC HOMES

Old Taunton in Pickering

905-428-3434

•

91 SUNDANCE HOMES

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 GLEN ROUGE HOMES

The Cornerstone

905-239-9777

•

from $579,000

• • 5H

Pickering, Ajax, Whitby, Oshawa

Page No.

east region:

Price Range

M Fi a nd p er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

# Si te

Builder

115

Mill St

Parkhill Rd.

115

te Wa

Peterborough

9 Lansdowne Ave.

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Durham 23

Bloor St.

Hwy 2

Oke

Nash Rd

Lindsay St. North

Angelina St North

Major St.

Lorne St.

Lindsay

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Harmony Rd

Hw Mya2rsh

401 14

Bloor St.

LAKE

ONTARIO

Bowmanville/ Newcastle

St. Ridout W al to

St .

To Belleville Jocalyn St

401

Lake Ontario

Po rt Hope

Rd.

t. H wy 2

Kin

Concession St

Baseline Rd. E

Hwy

401

7 12

Lake Scugog

ill Mc G

LAKE ON TA

Port Hope

MacDonald Cartier Freeway

106

RIO

115

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To Toronto

Hwy

Nash Rd

St. Hw

Baseline Rd. W

King

Liberty St. N Liberty St. S

7 y4 30 Hw 3 Goodwood Rd

Centre

Rd.

Quaker Village Dr

Uxbridge

Brock Rd To

Hwy 134

Elgin Park

Durham Reg

Main St

Brock St

West Townline Rd. N.

Reg Rd 8

le Rd

ro n

Che Monaghan Rd.

Hains St

Varcoe Rd Darlington Blvd

n io

St. Joseph's Rd onva

Waverly Rd

Mearns

Concession Rd 3

Colborne St

Hwy 28

Av e Trulls Rd

Regional Rd 57

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

Lambs Rd

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

Prest

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

Simcoe St. (From Oshawa)

y. 4 H

116 Hw

Page No.

Foxtrail

foxtraillife.ca

•

from $400,000

17 5B

39 THORNRIDGE HOMES

Gracefields

1-877-361-4226

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from $320,000

111 14B

39 LINDVEST PROPERTIES

Gracefields

1-877-361-4226

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111 14B

MASON HOMES

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northglen.ca

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72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

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BROOKFIELD HOMES

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

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Tel.

Fi Map nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

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117

Model Home Photo Compliments of Menkes www.menkes.com

Durham’s award-winning community. Somerset in Ajax, The Alabaster Model – 2,462 sq. ft.

SEPTEMBER2014 Menkes has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 119

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

120 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 121

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.29 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04 CIBC 3 2.99 2.79 3.65 2.89 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.05 3.1 3.14 3.19 3.50op National Bank n/a 4.4 3.14 3.04 3.75 2.95 3.39 6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 2.94 2.84 2.89 4.44 Royal Bank 3 3.14 3.04 3.75 4.54 4.94 6.30op 6.30op TD Canada Trust 3 3.09 2.34 3.44 3.94 4.79 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES Community Trust n/a Concentra Financial n/a Effort Trust n/a Home Trust Company 2.5 Investors Group Trust n/a MTCC 2.6

6.5 3.14 3.25 3.95 4.74 4.99 5 2.99 3.04 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 2.99 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 3.09 6.40op 6.30op First National Fin. LP 3.95 2.99 2.34 2.69 2.77 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.84 3.19 6.34op 6.34op IC Savings 3.05 2.99 2.99 3.39 3.39 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.7 2.95 2.3 2.8 2.85 3.05 6.30op MCAP 2.55 3.6 3.95 4.35 4.89 5.14 Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE September 8, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

122 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

NEW OPENINGS Treasure Hill Homes

Markham – Accolades

Now open – singles, semis and townhomes in Markham. treasurehill.com Menkes

Etobicoke – Dwell City Towns

Now open – urban townhomes in the heart of Etobicoke. menkes.com National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Menkes

Etobicoke – Humber Mews

Now open – townhomes at Browns Line and Evans Ave. menkes.com Marydel Homes

Beaverton – Seven Meadows

Now open – small-town living in this collection of detached bungalows and two-storey homes. marydelhomes.com Lindvest

North York – The Brownstones at Westown

Model suite now open at this collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Augustine Group

Lake Simcoe – Crates Landing

Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com

Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes

NEW RELEASES Empire Communities

Brampton – Lakeside

North York – Goddard on the Valley

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com

Arista/Fieldgate/Paradise/Starlane

Ajax – TranQuility

Grand opening now on for these semis and select number of detached homes. aristahomes.com

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

Richmond Hill – The Humberlands

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes

King City – King Oaks

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Monarch

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com Reids Heritage Homes

Meaford – Gates of Kent

New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 123

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Rosehaven Homes

Bradford – Dreamfields

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GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

PREVIEW REGISTRATION Aspen Ridge/Lakeview/CountryWide

Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Coming soon – an exceptional community of towns, semis and singles. greenvalleyestates.com Lormel Homes

Woodbridge – La Viva

Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes

Aurora – Aurora Views on Wellington Coming in September – freehold townhomes in an exclusive enclave community. treasurehill.com Tribute Communities

Whitby – The Village of Brooklin West

Coming soon – limited release of only 26 townhomes with double-car garages. mytribute.ca Mattamy Homes

Oakville – The Preserve

Coming soon, rear lane townhomes and detached homes in prestigious Oakville. mattamyhomes.com CountryWide Homes

Aurora – The Arbors

Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca

Arista Homes

Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

Mississauga – Churchill Woods

Monarch Corporation

Ajax

Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Fieldgate Homes

Markham – Victoria Manor

Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

Oakville – OakPark

Bradford – DreamFields

Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com

Ballantry Homes

Newmarket – Stonehave

CountryWide Homes

Oakville – Oak Park

Milton – Hawthorne Village On The Escarpment

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Madison Homes

Richmond Hill – Jefferson Forest

Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf

National Homes

A ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.com Delpark Homes

Sutton – Cedar Ridge

Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes

Uxbridge – Foxtrail

Whitby – Forest of Lyndebrook

Brampton – Mount Pleasant

Register now for Whitby’s best 40-ft. lot value – detached homes with double-car garages from the $400’s. lakeviewhomesinc.com

CountryWide Homes

Milton – Forestwood in Milton

Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

Newmarket – Woodland Hills

Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca Brookfield Residential

Beaverhall Homes

Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon

Mississauga – The Towns at Parkside Village

Tottenham – Willow Glen

Treasure Hill Homes

Sutton – Jubilee

Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca

Richmond Hill – Urbantowns at Bayview

Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com CountryWide/Greenpark/ Royalcliff/Starlane/Townwood

Brampton – Gates Of Countryside

Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca

Ballymore Homes/Briarwood Homes

Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca Arista/Fieldgate/Paradise/Opus

Aurora – Aurora Trails

Register now to be among the first at the preview opening of these luxurious singles, semis and towns. auroratrails.com Sunrise Homes

Oakville – Bronte Harbourside

Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 125

ADVERTISERINDEX ARISTA HOMES - Goddard on the Valley

FAMILY OF MAGAZINES - Promo

124

ARISTA HOMES - IMPRESSIONS

FIELDGATE HOMES - 90 Niagara

ARISTA HOMES - The New U

FIELDGATE HOMES - Aurora Trails

FIELDGATE HOMES - BlueSky Stouffville

ASPEN RIDGE HOMES - Corporate

ASPEN RIDGE HOMES - Upper West Side

ASPEN RIDGE HOMES - Woodland Hills

IFC

FIELDGATE HOMES - IMPRESSIONS

FIELDGATE HOMES - Lotus Pointe Caledon

25 & 31

AVERTON HOMES - Averton Square

FIELDGATE HOMES - The New U

AVERTON HOMES - Victoria Highlands

FIELDGATE HOMES - Valley Lands

BALLYMORE HOMES - Jubilee

FIELDGATE HOMES - Vaughan Valley Estates

BAYVIEW WELLINGTON HOMES - Greenvalley Estates

FOREST HILL HOMES - Bridle Path of Thornhill

BEAVERHALL HOMES - Forestwood

FOREST HILL HOMES - Cornell Rouge

BILD - Promo

108

19 & 25

11 & 21

FOREST HILL HOMES - Derry Village Mississauga

BRANTHAVEN HOMES - Jazz Condos

FOREST HILL HOMES - Jefferson Forest

BRIARWOOD HOMES - Havelock Town Manors

GERANIUM HOMES - Uptownes at Cardinal Point

BRIARWOOD HOMES - Jubilee

GRANDVIEW HOMES - Cromwell Place

BROOKFIELD HOMES - Fieldstone

GRANDVIEW HOMES - Mayberry Estates

BROOKFIELD HOMES - Foxtrail

GREAT GULF - Hot

CANPAGES - Promo

GREAT GULF - Mount Pleasant

DECADE HOMES - Yorkdale Village Phase II

GREAT GULF - Summerlyn Village

DELPARK HOMES - Cedar Ridge

GREAT GULF - Trafalgar Landing

DIGITAL DEVICE - Promo

HEATHWOOD HOMES - Corporate

126 NEW HOME GUIDE GTA | SEP 20 - OCT 4, 2014

36-37

HEATHWOOD HOMES - Hampshire Mews

NATIONAL HOMES - The Forest

HOMES BY DESANTIS - Lyon’s Creek

NEW ERA HOMES - Landmark Estates

LINDVEST PROPERTIES - Auroraglen

PARADISE HOMES - IMPRESSIONS

LINDVEST PROPERTIES - Gracefields

111

PARADISE HOMES - The New U

LUXURY LIVING MAGAZINE - Promo

PRIMONT HOMES - Centretown

PRIMONT HOMES - Heirloom in Markham

MADISON HOMES - Cornell Rouge

11 & 39

MADISON HOMES - Greensborough

PRIMONT HOMES - Jadegarden at Cornell

MADISON HOMES - Thornhill

PRIMONT HOMES - Renaissance Townes

MATTAMY HOMES - Downsview Park

8-9

ROSEHAVEN HOMES - Corporate

MATTAMY HOMES - Mount Pleasant North

ROSEHAVEN HOMES - Dreamfields in Bradford

22-23

MENKES - Bloom Park Towns

ROSEHAVEN HOMES - Lyon’s Creek

MENKES - Corporate

ROSEHAVEN HOMES - Victoria Highlands

MENKES - Dwell City Town

SCHWARZ LAW LLP - Barristers & Solicitors

MENKES - Humber Mews

SENATOR HOMES - Harbourside Condominiums

SENATOR HOMES - Richvale

MENKES - Model Home Of The Month

118

MENKES - Somerset

SHOPPING GUIDE - Promo

MENKES - The Enclaves of Upper Canada

STARLANE HOME CORPORATION - Mount Pleasant Meadows

MONARCH CORPORATION - Corporate

128 & IBC

STARLANE HOME CORPORATION - The New U

NATIONAL HOMES - Corporate

THORNRIDGE HOMES - Gracefields

NATIONAL HOMES - Stonehaven

TRIBUTE COMMUNITIES - The Village of Brooklin West

NATIONAL HOMES - The Churchill Collection in Forest Hill

VALERY HOMES - Mount Pleasant Meadows

111

SEP 20 - OCT 4, 2014 | NEW HOME GUIDE GTA 127

first day. September comes with all the excitement of your first day in a new class. Thatâ&#x20AC;&#x2122;s the kind of tradition Monarch has been at the heart of since 1917. For thousands and thousands of Canadians, choosing Monarch has been central to so many important events in their lives. First homes, first memories, first accomplishments, first friends and even first loves. For almost a century, Monarch has brought people closer together. So trust the oldest, strongest and most respected name in Canadian homebuilding.

Choose Monarch. First.

MONARCH COMMUNITIES KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models 50’ Singles from just over one million dollars Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Models To View Singles & Live.Work Towns from the low $600,000’s Townhomes from the upper $300,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Brand New Project - Now Open Freehold Towns from the low $500,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 SCARBOROUGH | Bennett | Brand New Project - Now Open A Wooded Enclave of 19 Detached Homes Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 KITCHENER | Topper Woods | Brand New Models & Sales Centre Now Open Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222 HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN: Etobicoke | Markham | Downtown Toronto

discover more

MonarchGroup.net Please see a sales associate for full details. E.&O.E. September 2014. 12754.

first.

ASPIRE TO OPEN-CONCEPT DESIGN. AT HOME. AND IN YOUR COMMUNITY. Welcome to Newmarket’s Woodland Hills, where you’ll experience a neighbourhood fabric that strikes a dramatic blend between big city amenities and small town charm. Discover gracious family homes where design consideration goes into every last detail, and where nature’s “exterior design” includes a conservation area and a natural community pond for all to enjoy. Now Open! Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket.

aspenridgehomes.com

ASPIRE TO STANDARD FEATURES THAT FEEL SIGNATURE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer finishes, but are designed to your tastes. Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.

PRESENTATION CENTRE NOW OPEN 18001 Bathurst St., Newmarket Towns from the $450’s | Singles from the $570’s 416.270.9484 | aspenridgehomes.com Aspire to great design.

mattamyhomes.com

Available Today, A New Release Of Homes In A Variety Of Home Styles! Today we are unveiling a huge new selection of Townhomes and Detached Homes. Come get more new home choice in more interior and exterior styles in our family friendly community of Mount Pleasant North. BRAMPTON

3-Storey Townhome, The Hawkesbury, Elev. ‘B’, 1,741 Sq.Ft., $360,990

30' Home, The Trenton, Elev. ‘D’, 2,070 Sq.Ft., $455,990

Hwy. 407

Hwy. 410

Hurontario St.

Queen St.

Chinguacousy

Sales Centre: 6 Worthington Ave.

Sales Centre Bovaird Dr./Hwy.7 Creditview Rd.

Townhomes From $337,990 Detached Homes From $402,990

Mississauga Rd.

Elev. ‘B’

BILD Homebuilder Of The Year. Follow us:

Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.