GTA New Home Guide - Nov 23, 2013 by NextHome

Nov 23 - Dec 7, 2013 Volume 21 Issue 22

See page 32 for our cover story

INSIDE THIS ISSUE

MAKING NEW HOMES MORE AFFORDABLE

THE APPEAL OF STACKED & URBAN TOWNHOMES

AMENITIES: CONTRIBUTING TO QUALITY LIFESTYLE

Kleinburg Hills – Kleinburg HARRIS – 40' Corner – 3379 sq.ft. Kleinburg Kleinburg Hills MODEL HOMES NOW OPEN Hwy. 27 & Major Mackenzie Dr. 40', 50' & 60' Lots Singles from the $800’s 647.921.0381

MODELS HOMES NOW OPEN

Markham Upper Cornell MODEL HOME NOW OPEN Northeast corner of 9th Line & Bur Oak Semis & Singles from the mid $490’s

Richmond Hill Kettle Lakes Club MODEL HOMES NOW OPEN Bayview Ave. & Bethesda Side Rd. Executive Towns from the mid $500’s

Nobleton King Country Estates TWO MODELS East side of Hwy. 27 just north of King Rd. Singles from the $780’s

Brampton Credit Manor Heights NOW OPEN Mississauga Rd. & Steeles Ave. Towns from the $400’s Singles from the $600’s

King City King Oaks MIKE NIVEN MODEL East side of Keele St., south of King Rd. 60', 70' & 80' Singles from $1.1 million

905.554.3446

289.231.2849

905.558.0255

905.216.5155

905.539.0181

Mayfield Village – Brampton BAMFORD – 45' Corner – 2747 sq.ft. Brampton Mayfield Village NOW OPEN Mayfield Road east of Dixie Road Towns, Semis & Singles from the mid $300’s

905.230.2592

GRAND OPENING IN BRAMPTON

UPPER WEST SIDE IN THORNHILL ESTATES

Thornhill Upper West Side COMING SOON Major Mackenzie & Bathurst Road

Newmarket Woodland Hills COMING SOON Bathurst & Davis Drive

ASPIRE.

aspenridgehomes.com

contents NOV 23 - DEC 7, 2013

VOLUME 21 ISSUE 22

cover story

p. 32 BALLYMORE HOMES & BRIARWOOD HOMES Jubilee in Sutton gives homebuyers a reason to celebrate

community focus features 24

MARKHAM

Fieldgate Homes

Visit the new designer-decorated model homes at Potter’s Bend

ETOBICOKE

Tiffany Park Homes

The Brownstone Collection: contemporary townhome living

RICHMOND HILL

Heathwood Homes

Southampton design epitomizes style at Hampshire Mews

TORONTO

Lindvest

The Brownstones at Westown – value at Weston and Sheppard

104 MISSISSAUGA Dunpar Homes

New elegance comes to Mississauga Road at Heritage Gate

regular and special features

IN EVERY ISSUE

4 10 56 126

EDITOR’S NOTE CONTRIBUTORS HOT DATES AD INDEX

COLUMNISTS

BILD REPORT

Making new homes more affordable by Bryan Tuckey

TAXING ISSUES

First-time buyers: buy when you’re ready and able

HOMEBUYERS’ HELP

IN THE NEWS

HOME SEARCH

BUILDER PERSPECTIVES

106

BUYING YOUR FIRST HOME

ROYAL PINE HOMES

108

MARKETPLACE

ECONOMY

by Henry Choo Chong

Stacked and urban townhomes an appealing new-home choice by Anthony Jong

MORTGAGE FINESSE

Do you know how your mortgage provider gets paid? by Calum Ross

LEGALLY SPEAKING

New-home purchases and HST

Pretty plumes by Sara Duck

U.S. demand to drive Ontario economic growth

NEW HOME COSTS

123

GTA HOT SHEET

EMPLOYMENT

100

HOLIDAY WISHES

FUNDAMENTALLY SPEAKING

102

GREAT GULF

by Wayne Karl

116

GERANIUM HOMES

INDUSTRY INSIDER

Amenities – contributing to a quality lifestyle MAKE YOUR MOVE

Technology on the move

Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

by Chuck Resnick

128

Guests receive royal treatment at Capo di Monte grand opening

RESOURCE SECTION

by David Hirsh

Using your RRSP for the down payment on your first home

FIELDGATE HOMES

prepares to launch 90 Niagara boutique lofts and condos

119

by Jayson Schwarz & Konstantine Chatzidimos

Trends in decorating your home for the holiday season

What buyers can do about Development Charges

Report shows buyers are paying thousands extra due to delays Canada’s unemployment rate headed lower: CIBC Making Holiday Wishes come true with your generosity 47th annual Cavalcade of Lights set to begin in Nov. 30 Habitat for Humanity benefits from Geranium Homes’ success

editor’snote

New home experience

Make wise choices and enjoy the process

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers. When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: ›› Shop the mortgage market to see what you can afford before you start your hunt; ›› Obtain a lawyer who is willing to review your offer and close the deal; ›› Don’t be persuaded by high pressure sales tactics while you’re out shopping; ›› Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; ›› To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the home-buying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

Got an extra $116,000?

This is what you are paying – just in development fees – for a new single-detached home in the GTA

ant to startle yourself just a little? Dog-ear this page, and turn to page 18 of this issue and read the latest column by Bryan Tuckey, president of the Building Industry and Land Development Association (but be sure to come back!). BILD is the voice of the land development, home building and professional renovation industry in the Greater Toronto Area, and as such has been speaking out on the increasingly challenging issue of Development Charges and other government fees associated with new home development. Among the nuggets Tuckey discusses in his entry is this rather shocking figure, courtesy of consulting firm Altus Group: municipal fees and charges in six communities in the GTA average more than $116,000 for a single-family home. These are costs that are transferred on to you, new-home buyer, when purchasing such a property – plus associated mortgage interest. This is not just a case of Tuckey preaching to the choir; new-home affordability is at risk with such high-rising fees; and counterpart associations in Canada cite BILD’s leadership in bringing this important matter to the attention of policy makers and the public. For further insight, and to learn what you can do about this issue, now turn to page 128. Today, the figure is $116,000. For future new-home buyers, who knows?

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

4 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Like us on Facebook. Search: New Home Guide

dreams We build

We know. At Ballantry Homes, we build dreams. With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.

3 sensational communities to select your new home from

BRAMPTON : NEW RELEASE

MARKHAM : GRAND OPENING

OAKVILLE : GRAND OPENING

Semi-Detached & Detached Homes

TTownhomes, Semi-Detached & Singles

CCondominiums or Urban Townhomes

starting from the high

300’s

starting from the low

400’s

starting from the mid

200’s

ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 5

My Enclaves – Georgetown A community within nature’s glory Semi Links & 30' Detached Homes Guelph St. & MacFarlane Dr., Georgetown

UNDER CONSTRUCTION Starting from the low $300’s 416.730.1600

My Somerset – Ajax Durham’s Community & Model Home of the Year 37' & 42' Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax UNDER CONSTRUCTION Starting from the low $500’s 905.428.0500

My Millstone – Oakville Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville NEW RELEASE Starting from the low $300’s 905.825.3619

My Dwell – Etobicoke Design forward Townhomes North of Burnhamthorpe Rd. off the West Mall, Etobicoke NOW PREVIEWING Starting from $279,990 416.259.2525

My Humber Mews – Etobicoke A Townhome enclave in South Etobicoke Browns Line & Evans Ave., Etobicoke COMING SOON Register now at menkes.com

menkes.com

Prices and specifications are subject to change. E.&O.E. September 2013.

A masterplanned, all Townhome community Bathurst St. & Finch Ave., North York

@MenkesLife

My Bloom – North York

Facebook.com/MenkesLife

Starting from the low $400’s 289.891.9103

MY STOREYS. MY MENKES.

NOW PREVIEWING

mattamyhomes.com

Come And Tour The 4 Model Homes That Redefine Model Homes.

Entertain Guests In Luxury & Style

Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pmâ&#x20AC;&#x201C;7:30pm; Friday 1pm-5:30pm; Weekends & Holidays 11am-5:30pm

THE

PRESERVE OAKVILLE

Exclusive Collection Of 66' and 90' Homes Now Available In The Preserve. Our 4 Model Homes are an expression of the superb homes available in this prestigious Oakville community. These are homes that instantly demand your full attention. They reflect the high degree of fit and finish you will find in every home in The Preserve. Our Model Homes will fulfill your expectations for a premiere Oakville address. The Preserve is a labour of love for us because this is where we live. Come for a tour of our 4 new Model Homes and then view the floor plans of our collection of Homes to find the one that best suits your family’s wants and needs.

50' Home, The Dove, Elev. ‘E’, 3,087 Sq.Ft., $934,990

50' Home, The Whipoorwill, Elev. ‘E’, 4,242 Sq.Ft., $1,014,990

QEW

Follow us: All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Hwy 40 3

Sales/Design/Model Homes Centre

4th Line

3rd Line

Gracious Detached Homes From $899,990

Bronte

Hwy 5

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

NEW HOME GUIDE

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

contributors

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Bianca DiPietro EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

LEGALLY SPEAKING

Henry Choo Chong,

Jayson Schwarz, Schwarz Law -

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Barristers and Solicitors

CGA

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

DESIGN INSPIRATION

David Hirsh David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process. The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

Sara Duck, Elisa Krovblit Lydia McNutt SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic Mike Terentiev NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MORTGAGE FINESSE

Calum Ross Calum Ross is Senior Vice-President and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905

HOME SEARCH

Anthony Jong Anthony Jong BA (Hons), M. Arch. is a broker and contributor to Wall2Wall Media’s Chinese Home and Condo Guide. He graduated with a Master of Architecture degree from U of T and specializes in residential homes, condos and commercial properties. You can reach him at anthonyjong@live. com, anthonyjong.ca and 416.836.2821.

10 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

TARION REPORT

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

MAKE YOUR MOVE

Chuck Resnick is Vice-President of Marketing and Operations, Two Men and a Truck Canada. twomenandatruck.ca

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2013 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Markham

Library with Over Cornell Community Centre & Your Doorstep. 70,000 sq. ft. Now Open at

Tour our 8 professionally decorated models

Freehold Townhomes featuring

2 master bedrooms - each with a Semi-Ensuite

480's

from the

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Semis and Singles on 30’, 36’ & 40’ lots with attached garages

$500's

from the low

From 2,004 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave.

Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m. Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

Maple bowl with wood & ďŹ&#x2020;one inlays By Jim Sprague Made in Petawawa, ON

#OOAKX13 16

PHASE PHASE 2 2 NOW NOW OPEN OPEN

CAMBRIDGE STYLE B CAMBRIDGE STYLE B

Our highly anticipated release of Phase 2 is here! Our highly anticipated release of Phase 2 is here! Come and experience an exceptional collection of estate-style residences Come and experience an exceptional collection of estate-style residences on 60’, 70’ and 80’ homesites in this highly desired community surrounded on 60’, 70’ and 80’ homesites in this highly desired community surrounded by an abundance of natural beauty and outdoor activities. by an abundance of natural beauty and outdoor activities.

ESTATE LIVING ESTATE LIVING Bungalow & 2-Storey Designs Bungalow & 2-Storey Designs

MONO Presentation MONO Centre

10 10

9 9

50 50 . Rd ld CALEDON ayfie d Rd. M iel yf Ma

Presentation Centre CALEDON

ORANGEVILLE ORANGEVILLE

t. t. oS oS ari ari nt nt ro ro Hu Hu

410 410

BRAMPTON BRAMPTON

MyFieldstone.ca MyFieldstone.ca

Zenway Blvd. Zenway Blvd.

. . Rd Rd rt rt po po Air Air

Island Lake

d. d. yR yR ed ed nn nn Ke Ke e e Lin Lin 1st 1st

Island Lake

FROM HIGH FROM HIGH

400 400

407 407 Pearson

427 427

409 409

Int. Airp. Pearson Int. Airp.401

401

Presentation Centre Presentation Centre 20719 Hwy. 9, Mono, ON 20719 Hwy. 9, Mono, ON 1-855-379-1495 1-855-379-1495 Mon. - Thurs. 1-7pm Mon. - 11am-6pm Thurs. 1-7pm Sat., Sun & Holidays / Closed Fridays Sat., Sun & Holidays 11am-6pm / Closed Fridays

facebook.com/BrookfieldHomesON facebook.com/BrookfieldHomesON

Prices and specifications are subject to change without notice. Prices and specifications Illustration are subject istoartist’s changeconcept. without E.&O.E. notice. Illustration is artist’s concept. E.&O.E.

Get an Upscale Townhome From the Low $400’s. Get an Upscale Townhome From the Low $400’s.

bildreport

Minister, let’s make new homes

more affordable

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

by BRYAN TUCKEY IT’S BECOMING MORE DIFFICULT FOR PEOPLE TO AFFORD A NEW

home, and the rising price of a new home is having a ripple effect on Ontario’s economy. When consumer confidence is shaken, it causes sales to fall due to uncertainty in the real estate market. Money that could help our economy grow and create jobs isn’t moving. The province is seeking public input into how it can improve land-use planning in a series of town halls and through email during an 80-day consultation. As a land-use planner with experience at all levels of government, I believe affordability needs to be at the forefront of this conversation with the Minister of Municipal Affairs and Housing, Linda Jeffrey. During the consultation process, I’m writing contribute to the discussion. But BILD and OHBA are contributing in other ways, too: we held our joint “Fighting for Affordability and Fairness” forum recently where we discussed the key issues of the consultation to try to move the conversation forward. With government fees and charges representing at least one-fifth of the cost of a new home, according to a report by Altus Group, it’s time the province took a hard look at why new-home buyers are being asked to contribute so much. It’s not as though new-home buyers aren’t pulling their weight to help pay for the growing needs of their communities. In 2012, the industry and newhome buyers in the GTA contributed an estimated $1 billion toward the construction of growth-related infrastructure such as sewers, roads and transit through development charges to municipalities. That same year, residential construction in the GTA employed 202,700 people and generated more than $10.8 billion in wages. Back to the report. Altus Group is an economic consulting firm that released a report this summer on municipal fees and charges collected by six communities in the GTA: Toronto, Markham, Oakville, Brampton, BradfordWest Gwillimbury and Ajax.

That same year, residential construction in the GTA employed 202,700 people and generated more than $10.8 billion in wages. 18 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Among the report’s key findings, government charges and fees amounted to an average of $116,200 on a new single-detached home, representing 22 per cent of a new home’s cost. For a new highrise home, government fees averaged $64,000 – 20 per cent of the cost. But that doesn’t include the interest paid by new-home buyers. According to Altus, a new-home owner with a $500,000 mortgage would pay an average of $291,800 in interest over 25 years. For every additional $10,000 in mortgage principal, interest costs go up $5,830 over the life of the mortgage. So what does this mean? For every additional $10,000 fee for parkland dedication, for example, on to that new-home buyer’s $500,000 mortgage, the buyer will pay out almost another $6,000 of interest. Fairness needs to be part of the discussion. This kind of charge hurts a buyer’s ability to improve his or her family’s life in a new home, as well as our industry’s ability to contribute to the economy. With 100,000 people and 50,000 jobs coming to the GTA every year, the province and our industry have to accommodate a lot of families. It’s important for the province to remember that the new-home buyers in those families keep our economy moving.

centre of TORONTO with access to acres of

n at u r a l w o odl a n d S don’t miss out!

construction has started!

UP TO

$40,00SE0S* IN BONU

Now is your chance to live in this prestigious new residential enclave located in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

SEMIS AND A SELECT NUMBER OF DETACHED HOMES From the mid

600’s

SALES OFFICE 824 Sheppard Ave. West

Sales Office Hours:

Mon. - Thurs. 1 - 8pm Friday by appointment Sat., Sun. & Hol. 11am - 6pm

416-630-5039 ARISTAHOMES.COM

*Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. E. & O.E. Renderings are artist’s concept.

AT L A K E S H O R E W O O D S

FROM

549,990

AT L A K E S H O R E W O O D S

UP TO 2,064 sq.ft.

IN EXCLUSIVE FEATURES INCLUDED

Model Suite SITE

Great Lakes Blvd.

Burloak Dr.

MODEL SUITE HOURS Mon. to Thurs.: 1pm-8pm Friday: Closed Saturday & Sunday: 11am-6pm

( VISIT OUR MODEL SUITE FOR FURTHER DETAILS )

Bronte Rd.

Lakeshore Rd.

88,000

URBAN TOWNS New St.

ADVANTAGE

Rebecca St.

THE URBAN LIVING

HWY 403

INTRODUCING

Appleby Line

AT L A K E S H O R E W O O D S

NOW OPEN

COMING EARY 2014 AT L A K E S H O R E W O O D S

< outlines

40’ • 45’ SINGLES $ 758,900*

ESTATE SINGLES

Bayview Avenue & Vandorf Side Road

McVean Drive & Mayfield Road

AURORA

BRAMPTON

FROM

up to 4,500 sq.ft.

Vales OF THE HUMBER

For more information visit treasurehill.com

Vales

*Limited quantities available. To qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O.& E. Ask a sales rep. for details. **Exclusive retail value of features already included in from price.

OF THE HUMBER E

ACCOLADES IN MARKHAM

SITE

Last Chance to Live in This Established Markham Community!

SINGLES â&#x20AC;˘ SEMIS TOWNHOMES Community living has reached new heights with this upcoming collection of homes. The Accolades in Markham, located at Major Mackenzie Drive between Markham Road and McCowan Road, is your opportunity to live in the established commmunity of Wismer Commons, where outstanding amenities are only minutes away.

tarionreport

FIVE STEPS TO

HAPPY HOME BUYING

by HOWARD BOGACH

WHEN PEOPLE FIND OUT WHAT I DO, THEY OFTEN

ask for advice about buying a new home or dealing with their builder. I always encourage buyers to make sure they have a good understanding of the process involved in buying a new home before they make a purchase. Because often, buyers walk into a model home, fall in love and make the biggest purchase of their life based on emotion alone. Here are my five simple steps to get you on the inside track when buying a new home. STEP 1

Get a pre-approved mortgage before you start looking at new homes. This will give you a sense what type of home you can afford and how your prospective mortgage payments will fit into your budget. Being pre-approved will also allow you to make a faster purchase if you see something you love. STEP 2

Research your builder. Once you’ve narrowed your search, be sure to research prospective builders. The builder and the relationship you have with them is one of the most important aspects of your home buying experience. First off, check that the builder is in fact licensed by visiting the Licensed Builder Directory on tarion.com where you’ll find builder customer service records for the past 10 years and a list of any chargeable conciliations and claims. A chargeable conciliation occurs if a builder and a homeowner disagree about whether an item is covered under the warranty program and, after an inspection, the item is found to have been covered. Claims refer to situations where the builder did not resolve a homeowner claim and Tarion stepped in to work directly with the homeowner to resolve the issue. You may want to consider these numbers in comparison to the number of new home possessions in the builder’s profile. The next step is to ask around. You may want to walk around neighbourhoods where the builder has built and inquire about these homeowners’ experiences. Speaking to other homeowners will give you a good indication of 22 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

whether the builder stands behind his construction and is attentive to customers over the long term. You can also ask for references in online communities and social media platforms. There are a number of active home-related sites where homeowners share experiences. STEP 3

Review your agreement of purchase and sale with a real estate lawyer before signing to ensure you understand exactly what is included in the price of the home. If you are buying a condo, review the disclosure statement to understand what items are part of your unit and what are considered common elements. Make sure anything that is agreed to verbally by your sales representative is reflected in writing. STEP 4

Learn about your new home warranty. It’s easy to become overwhelmed by the process of buying a new home. You’ll spend a lot of time with bankers and lawyers, pouring over legal documents. Warranty information typically falls to the bottom of the reading list because no one expects anything to go wrong in their new home. But, you’ll do yourself a disservice by not taking the time to learn about your warranty rights and obligations. If an issue does arise, not knowing how to manage it can turn a minor inconvenience into a major aggravation. STEP 5

Register for Tarion’s online MyHome service. Your MyHome account will take care of most of the tasks associated with managing your warranty, such as remembering deadlines and keeping track of correspondence. It also allows you to submit your warranty claim forms easily and securely, receive email correspondence from Tarion including alerts for important warranty deadlines, and allows you to submit supporting documents such as photos, receipts and agreements. I hope you find these five steps helpful useful. Of course, you can always find more information online at tarion.com or Facebook.com/TarionWarrantyCorp.

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 23

communityfocus

Visit Fieldgate Homes’ new designer-decorated model homes at

Potter’s Bend IN MARKHAM

LOCATION Markham HOUSING TYPE 30-ft. singles attached by garage from $587,990; 35-ft. detached singles from $678,990 CONTACT 905.294.3125 fieldgatehomes.com

ith construction well underway at Potter’s Bend, potential homebuyers are scrambling to take advantage of last-minute inventory sales pricing in this popular Markham community. Potter’s Bend is one of Fieldgate Homes’ most celebrated communities. Ideally situated at 16th Avenue and McCowan Rd., Potter’s Bend is located in a beautiful, established neighbourhood setting. Shopping, schools, golf courses, places of worship and more are close at hand, offering residents every convenience. Hwys. 404 and 407 are nearby and homeowners have easy access to public transportation, including GO Transit, just minutes away. “At Potter’s Bend, people have the opportunity to live in a very desirable Markham neighbourhood, in homes with great finishes that are affordable,”

says Jim Andrews, director of sales and marketing for Fieldgate Homes. C O N T I N U E D O N PA G E 2 6 . . .

The most popular feature of the Whieldon model is the second floor balcony located off the upstairs hallway, which adds to its architectural appeal.

24 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

communityfocus |

CONTINUED

FIELDGATE HOMES

Potter’s Bend

The 2,119-sq.-ft. inventory model Whieldon Elevation A features four bedrooms and a great open-concept main floor plan, perfect for entertaining, from $623,990.

Homes range in size from 1,778 to 2,119 sq. ft., with natural oak staircases, gas fireplace in the family room, prices ranging from $587,990 to $678,990. There is also a three-piece rough-ins for a bathroom in the basements and good selection of lots remaining. cold cellars with steel insulated doors. Luxurious master These homes feature all brick or brick and stone exte- ensuites feature oval soaker tubs and separate shower stalls. riors, displaying intricate architectural detailing including A generous bonus package offers granite kitchen countertops keystones and soldier coursing. Some models feature second and up to $10,000 Décor Dollars to customize your home. floor balconies and most homes come with large front Fieldgate Homes’ state-of-the-art décor centre is porches. Architecturally controlled exterior colour pack- located just 10 minutes from Potter’s Bend. On-site proages ensure the most pleasing streetscapes throughout the fessional decorators are on hand to help purchasers with community. Interiors are equally impressive and are as their selections of finishes and lend their expertise in beautiful as they are functional. All homes come with three- helping new homeowners design their dream homes. in. by .75-in. natural prefinished oak hardwood flooring on the main floor, as well as 13-by-13-in. ceramic tile flooring Visit the sales centre today. Call 905.294.3125 to speak in the foyer, kitchen and bathrooms. with a sales representative or visit fieldgatehomes.com Other standards include nine-ft. main floor ceilings, to review the spacious floorplans.

26 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Tenth Line

MODEL HOMES

Winston Churchill Blvd.

Thomas St. Ninth Line

Hwy. 407

Brittannia Rd. West

MODEL HOMES

Eglinton Ave. West Hwy. 403

VISIT OUR MODEL HOMES IN MISSISSAUGA’S NEWEST COMMUNITY

TOWNS & SEMIS FROM $528,990* UP TO 2,300 SQ.FT.

BONUS: $10,000 IN FREE UPGRAGES & 4 FREE APPLIANCES SALES CENTRE HOURS: MONDAY - THURSDAY: 1PM - 8PM • FRIDAY & HOLIDAYS: CLOSED • SATURDAY & SUNDAY: 11AM - 6PM

CHURCHILLWOODS.CA *Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. All illustrations reflect artist impression E.O. & E. Conditions may apply. Ask a sales rep. for details. NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 27

It’s the feeling Rosehaven designs into some of the most desirable homes in Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

current communities

gRAND OPENINg

45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Quick closings available on Select Towns & Attached Singles.

41’, 38’ & 30’ Singles, 25’ Attached Singles & 20’ Towns from the $390’s Register at LoveMountPleasant.com

6 MODELS NOw OPEN

8 MODELS OPEN

PhASE II COMINg SOON

Luxurious 50’ Single Detached Homes Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s

chiPPawa/niagara

ThorolD

bramPTon

mT. alberT

BEAVER

. DAMS RD

407

GREEN LANE

410

HERALD RD.

DAVIS DR.

LINCOLN M. ALEXANDER PRKWY

PRKWY

MOUNT ALBERT RD. TO NEWMARKET

KING ST. E.

YORK/DURHAM LINE

SALES CENTRE

TOWN OF SALES MOUNT ALBERT CENTRE

QEW

FIRST RD. W.

NINTH LINE RED HILL VALLEY

RICHMOND ST.

HWY 406

DECEW RD.

CONFE DERATION AVE.

BOVAIRD DR.

HWY 48

Fort Erie

WINTERBERRY

Mann St. SALES CENTRE & MODELS

SANDALWOOD PKWY.

CHINGUACOUSY RD.

. VD

WOODBINE AVE.

HWY 58 SALES CENTRE & MODELS

rta

TO TORONTO

RAVENSHOE RD.

HWY 404

Marineland Pkwy

RICHMOND ST.

MISSISSAUGA RD.

St. Po

NIAGARA RIVER

WINSTON CHURCHILL BLVD.

Main

MAYFIELD RD.

QEW

COLLIER RD.

s Lyonk Rd. Cree

To Falls

Sodom Rd.

McLeod Rd.

TO NIAGAR

SALES CENTRE MUD ST. E.

TO STOUFFVILLE

RYMAL RD. E.

UPPER CENTENNIAL PRKWY

50’ Bungalows & 2 Storey Singles, 35’ WIDE Bungalow Loft Townes from the low $320’s

redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

rosehavenPlatinum.com

36 Majestic Suites from 1,800 sq.ft. to over 3,000 sq.ft. move in from $1.8 million MODEL SALES SUITE OPEN

REYNOLDS ST.

TRAFALGAR RD.

oakville N

MODEL SALES SUITE

SITE

RANDALL ST.

Oakville

CHURCH ST.

LAKESHORE RD. E.

Lake Ontario

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq.ft. move in from $1.4 million Located in the Heart of the Village kleinburg

coming soon

KIRBY RD.

HWY 27

COMINg EARLY 2014

LiveOnTheRidge.ca

TiffanyHill.ca

MoveUpToCaledon.ca

sToney creek

ancasTer

caleDon

RAYMOND RD.

SITE

SALES CENTRE AND MODELS

GARNER RD. E. RYMAL RD. W.

OLD SCHOOL RD.

410 BOVAIRD DR.

Call our hotline or visit us online for complete directions, hours, community information for all our projects:

rosehavenhomes.com

MAYFIELD RD.

DIXIE RD.

HWY 6

HW Y4 03

TO HAMILTON HWY 6/ GARNER RD. EXIT

GARTH ST.

HEART LAKE RD.

RYMAL RD. E.

LINCOLN M. ALEXANDER PRKWY

MCLAUGHLIN

SITE

KING ST.

TO NIAGARA

MUD ST. E.

HURONTARIO ST.

LINC

QEW

UPPER CENTENNIAL PRKWY

N KING ST. E.

RED HILL VAL PKWY

TO TORONTO

FIRST RD. W.

COMINg EARLY 2014

MAJOR MACK

AVE

Stunning 36’ Singles & Townhomes

TON

45’ Singles and Freehold Towns

N RD.

TESTO

ING

40’ & 35’ Singles and Semis

N ISL

SALES CENTRE & SITE NASHVILLE

407

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

(1-888 / 416) 410-0175

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

30 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

dreams

Where and families come together in 3 Superb Communities MaRkHaM

MaRkHaM

THORnHill W SE NE EA L RE

W SE NE EA L RE

Semis and Detached homes on 30’, 36’ and 40’ lots.

Detached homes on 35' and 41' lots.

Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.

odeLs t ed M decor a

t ed decor a

ModeLs

New Release Coming Soon from

525,990

1,089,990

905-417-1203

905-472-7667

madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

coverstory

Jubilee in Sutton Homebuyers celebrate opening of community of townhomes and singles close to Lake Simcoe shoreline

50-ft. Campden House Elevation B, 2,671 sq. ft.

LOCATION Sutton HOUSING TYPE Detached models on 36-, 40- and 50-ft. lots, and a limited number of townhomes SALES CENTRE 4950 Baseline Rd. CONTACT 1.877.455.0201 myjubilee.ca 32 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

he name alone sounds like a reason to celebrate – and celebrate homebuyers certainly did at the recent grand opening of Jubilee, a new neighbourhood by Ballymore Homes and Briarwood Homes. Jubilee puts residents in the heart of cottage country, close to the turquoise waters and sandy shoreline of Lake Simcoe, where they can realize their dream of small town living. Located in Sutton, just 45 minutes north of the GTA, Jubliee is minutes from historic Jackson’s Point and the world renowned Briars Golf Club. Wide open spaces, lush forests and several local beaches are just a sampling of the natural wonders that surround this community. Whether you’re looking for recreation or relaxation, Jubilee is ideally situated close to a wealth of amenities that the whole family can enjoy. Jubilee offers purchasers ample choice in selecting their dream homes, with a terrific selection of single, detached models on 36-, 40-

BALLYMORE HOMES & BRIARWOOD HOMES

Jubilee

Jubilee offers a pastoral paradise but is located close to convenient amenities. Residents are close to Hwy. 48 and the 404, which is being expanded to make commute times even shorter. and 50-ft. lots, as well as a limited number of townhomes. There are 26 different models to chose from, with floorplans ranging from 1,300 to 3,221 sq. ft. Townhomes start from $274,990 and single-detached homes from $349,990 and include generous bonus packages. Townhomes come with three stainless steel appliances, a white washer and dryer, and $3,000 in decor dollars. All 36- and 40-ft. models include three-in. natural oak hardwood flooring in the family room and $5,000 in decor dollars, while 50-ft. homes come with three-in. natural oak hardwood in Great Room, natural oak stairs and $7,500 in decor dollars. “Purchasers also receive one year of free Rogers services, which is valued at $2,100,” says Helen Rupolo, executive assistant for Ballymore Homes. “Our homebuyers also have exclusive access to specials at the Briars Golf Club. Great pricing, and special bonuses and offers, make owning a Jubilee home affordable for everyone.” In keeping with the small town ambience of Sutton, all homes at Jubilee display the charm of Old Ontario architecture. Homes feature all brick exteriors with accent cladding, vinyl shakes, keystones and stone sills, steeply pitched gables and front porches. Garages have carriagestyle doors and there are second floor balconies for some models. Standard interior finishes include nine-ft. main floor ceilings, imported ceramic tile flooring in entries and wet rooms, and quality custom finished kitchen cabinetry. All homes feature a cosy gas fireplace in Great Rooms, and master bedrooms have elegant tray ceilings. Some kitchens offer centre islands with breakfast bars, as well as a servery and pantry. Garden doors, luxurious master ensuites and rear decks are just a few of the outstanding features of many of the homes. Homes also have

Energy Star certification, which provides homeowners with lower utility costs and contributes significantly to a reduction in harmful greenhouse gas emissions. Jubilee offers a pastoral paradise but is located close to convenient amenities. Residents are close to Hwy. 48 and the 404, which is being expanded to make commute times even shorter. Homeowners are close to the quaint shops and restaurants of Sutton’s downtown core, and there is a high school and new elementary school within walking distance. Sibbald Point Provincial Park, Franklin Beach Conservation Area and Willow Beach Conservation Area are all close by, and big box shopping in nearby Keswick is just 10 minutes away. “This is a wonderful area for raising children and Jubilee is very family friendly,” Rupolo says. “Everything you need is here, but you also have quiet country surroundings and beautiful scenery.” Visit Jubilee at 4950 Baseline Rd. Call 1.877.455.0201 or visit myjubilee.ca

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 33

the luxury lifestyle program Receive up to $40,000 in Luxurious Upgrades* Don't miss your opportunity to surround yourself with luxury in Woodbridge's most coveted community.

905-303-1929 34 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

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Tour the models Pick your Dream Home Receive up to $40,000* in Bonus Features and Finishes

VaughanValley.ca 41', 50', 60' and 80' Singles starting from

799,990

North of Major MacKenzie Dr. on Weston Rd. Sales Centre HOURS: MON. - THURS. 1pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS MODEL HOMES TOUR HOURS MON. - THURS. 4pm - 8pm., SAT., SUN. & HOL. 11am - 6pm CLOSED FRIDAYS

Scan here to view our model homes

Prices and specifications subject to change without notice. *Available on specific lots only, finishes and dĂŠcor dollar amount vary by model type. See Sales Representative for more details. E. & O. E. 09-13.

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 35

36 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 37

communityfocus

CONTEMPORARY TOWNHOME LIVING

on Islington Avenue

he centre of urban Etobicoke is Islington Avenue. South of Bloor, north of the Queensway, get ready to experience a highly-desirable location that allows you to take advantage of the best selection of amenities in the GTA. The Islington subway is a few blocks north. The designer boutiques and big name retailers of Sherway Gardens Mall are just a short drive west. The Queensway strip is just south. And the hip shops, restaurants and cafes of Torontoâ&#x20AC;&#x2122;s iconic Kingsway and 38 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Bloor West Village neighbourhoods are only a short subway or bike ride east. At the centre of all this excitement you can discover a breathtaking community of contemporary townhomes that radiate with the warmth and energy of this distinctive urban location. This is Westhaven by Tiffany Park Homes and Graywood Developments. Westhaven is a master-planned townhome community, with a great selection of homes that boast stylish contemporary architecture, stunning open-concept floorplans and a chic selection of distinctive features and finishes. Front elevations of stone, stucco and brick create distinctive urban streetscapes of refined elegance. Inside, breathtaking features and finishes such as hardwood flooring, granite kitchen countertops and stunning master ensuites create spaces of sophisticated luxury.

TIFFANY PARK HOMES

The Brownstone Collection at Westhaven

The Brownstone Collection at Westhaven offers an impressive array of contemporary townhome designs that feature brick exteriors, charming dormers and ample windows. The Brownstone Collection at Westhaven offers an impressive array of contemporary townhome designs that feature brick exteriors, charming dormers and ample windows. One of the many fine homes in the Brownstone Collection is the 1,671-sq.-ft. McIntosh model. This stunning three-bedroom, four-storey townhome boasts an abundance of space and style. The lower level offers a garage with direct access to the house and a spacious media room. The main floor features an open concept plan with a great room and gourmet kitchen that

LOCATION Etobicoke HOUSING TYPE Master-planned townhome community CONTACT 416.792.6655 tiffanyparkhomes.com

opens on to an expansive balcony. The upper level features two bedrooms, a bathroom and a conveniently located laundry room, and the master suite occupies the entire loft level, with walk-in closet, ensuite bathroom with separate shower and soaker tub, his and hers sinks and a private balcony. Westhaven offers Islington’s best urban lifestyle. You can shop ‘til you drop at Sherway Gardens Mall, boasting more than 200 shops and services, such as Holt Renfrew, Forever 21 and Hudson’s Bay. And with a $350-million, renovation currently underway, Sherway is about to become even better than ever. For those that prefer storefront shopping, Bloor West Village is just a few minutes east of Westhaven. Known as the “Small Village in the Big City” the many stylish shops, cafes and restaurants of The Kingsway and Bloor West Village offer a hip, laid back urban atmosphere. This is the perfect destination for after work cocktails or a Sunday brunch with friends. Notable retailers include Cora Couture Fashion Boutique, Mendocino and the New Balance Store. Popular restaurants include Earth, The Good Fork and Villa. If you’re going further afield, Islington Subway Station is just steps north of Westhaven, with subway service offering convenient access to downtown Toronto, nearby Kipling Subway Station’s Express Bus to Pearson International Airport and more. And Hwy. 427 and the QEW are both nearby, making it easy to experience all the best that the GTA has to offer. To learn more about Westhaven, visit tiffanyparkhomes.com or call the sales office at 416.792.6655. NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 39

taxingissues

FIRST-TIME BUYERS –

buy when you’re ready and able by HENRY CHOO CHONG

This year, my wife and I would like to get into our first home. We have saved almost $80,000 for a down payment. This was three years of eating at home, once per week dine out and no vacations. Movies and pub nights were out, with the odd exception. Although the real estate market has changed, homes are pricier than three years ago. Is this the right time to buy? Or should we wait it out? Steve and Kathy, North York

The Canadian real estate landscape, though it has experienced challenges in some areas and housing types, is proving resilient. Experts do not foresee a U.S. style crash, but a decline in sales with moderate price increases is likely for some areas in 2013. Quick flips and fast returns may be a thing of the past. The days of multiple offers are behind us for now, and buyers can be more selective. First-time homebuyers should not try to time the market, but buy when you are ready and able. Leave market timing to the experts, if such a thing exists. A home used as your primary residence is a great investment. From a financial and tax perspective, there are at least three good reasons. In Canada, the sale of a family home is tax-free. A home that is a principal residence that is subsequently sold at a higher price than initially purchased, will be exempt from income taxes. That’s right, Stephen Harper will not share in your good fortune. Secondly, pay yourself first, not a landlord. For many, mortgage payments are a way of “forced savings.” It makes more economic sense to fatten your pocket than a landlord. Thirdly, you can decorate and enjoy the home as you please. No money saved, but gratifying to the soul. However, before venturing out into the land of homeownership, it would be prudent to do some homework. There were changes introduced in 2012 by Finance Minister Jim Flaherty that affect mortgages and the housing industry: ›› Buy what you can afford Many times, the heart is bigger than the pocketbook. Know what price range is comfortable and try not to deviate. 40 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5220. Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

›› Get the best interest rate and terms Shop around for the best rate and terms. Financial institutions want your business more than you need them. A half point rate differential can cost you thousands. So can a mortgage that is closed or not portable ›› Big down payment Put down as much as possible to avoid a high-ratio mortgage. Be aware of some new mortgage rules introduced in 2012, such as: - Purchasers requires mortgage insurance (CMHC) for less than 20 per cent down payment - Amortization period – reduced from 30 to 25 years. Could add several hundred dollars to monthly payments - Gross Debt Service Ratio (GDS) 39 per cent. Banks use this to determine what you can afford based on gross income to housing costs. Check if you are on-side. ›› First time homebuyers should make sure monthly mortgage payments are manageable and will continue to be so even if interest rates rise as early as next year and payments increase ›› Closing cost Set aside an additional two to three per cent of purchase price of the house for closing such as, Land Transfer Tax, legal costs and unwelcome surprises. You do not want get caught short several thousand dollars on closing day in order to complete the deal. Speak to a real estate lawyer and he or she will give you some ideas ›› HST, Land Transfer Tax Under certain circumstances, first-time homebuyers will qualify for Toronto Land Transfer Tax and HST rebates. Remember, you pay 13 per cent HST on new homes, not resales. If you’re buying a new home, check if HST is included in price quoted. What happens to the HST rebate? Who gets it? ›› Home Buyers Plan (HBP) Use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and their spouse, provided they qualify, may withdraw up to $25,000 each, tax-free, from their RRSPs. You then have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal. The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

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homesearch

STACKEDANDURBAN TOWNHOMES An appealing hybrid of highrise condos and traditional homes by ANTHONY JONG

Anthony Jong, BA (Hons), M. Arch., is a broker at ReMax Hallmark Realty Ltd., Brokerage, specializing in residential homes, condos, and commercial properties. He can be reached at anthonyjong@live.com, online at anthonyjong.ca and by phone at 416.836.2821

achieve this privacy in a traditional condominium tower.” Many of the stacked townhome projects on the market have exclusive terraces and rooftop patios that add to thesenseoftraditionalhomeownership and privacy. In Minto’s Longbranch community, spacious balconies, terraces and rooftop patios offer views toward the lake and city skyline. The stacked and back-to-back units in this project were designed to focus on the accessibility of the outdoors creating a synergy of private space in a community setting. Minto – Longbranch in Etobicoke Menkes - Dwell City’s Kitchen

STACKED AND URBAN TOWNHOMES ARE CLEARLY AN EMERGING

trend on the real estate market these days. Small communities of condominium townhomes are popping up in many areas of the GTA. Demand for this housing and lifestyle is high, as many of these projects sell out as soon as they are introduced to the public. In my line of work, I often encounter clients who experience the push and pull between choosing a highrise condominium or a house as their next place of residence. There are advantages to both and it is up to the buyers to determine what is truly important to them – a hassle-free lifestyle in a condominium or an actual house with your very own backyard or patio! Developers have realized this changing interest in lifestyle and have come up with a hybrid solution that alleviates the buyer’s inner conflict and provides a better choice of homeownership. What makes stacked and urban townhouses so special? They are a hybrid lifestyle between a highrise condominium and a traditional home. As Lucy Carpman from P & B Marketing Ltd. and The Brownstones on the Park by Emsatec Canada Inc. states, “the built-form (of stacked townhomes) provides a relationship with the ground. There is a sense of traditional homeownership by walking directly into one’s unit without an elevator lobby. One does not 42 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Emsatec – The Brownstones sundeck / patio

Coming from an architecture background prior to my real estate career, I have always been frustrated with the lack of design in both the architecture and interior of traditional homes. Over the years, many condominium developers have realized that design simply sells. Not only does the exterior of a condo tower need to be aesthetically pleasing, but also the interior design features must live up to contemporary times. Some townhouse projects employ well-known architects and interior designers to dramatically improve functionality and inject design into these homes. The design of Minto’s Longbranch was inspired by the 20th century eclecticism of the Brooklyn Brownstones Towns brought to life in the present day. Buyers are given the option to choose between linear or L-shaped kitchen layouts at the Longbranch. Other projects, such as Menkes’ Dwell City Towns in Etobicoke, offer smooth ceilings, hard surface flooring in all living spaces, modern kitchens, European-style cabinetry and premium appliances are a lineup of interior features that bring a condominium flare into these new townhomes. At the time you take possession of your townhouse, everything is ready and hassle-free. Unlike a newly built home, where you must shop for appliances, landscape your front and back yard, and install an air conditioning unit and garage door opener, with a townhouse, all you have to do is furnish it. Some people debate the cost of maintenance fees that are synonymous with condominium residences. Surprisingly,

THE BROWNSTONES5 EMSATEC brownstones5.com 416.531.7760 DWELL MENKES menkes.com 416.259.2525 Menkes - Dwell City’s rooftop deck

the maintenance fees in these stacked and urban townhomes projects are less than half the cost of highrise condominiums. This is a result of inherently less common areas and amenities such as lobby area, corridors, elevators, concierge, exercise rooms and swimming pools. Forever gone are the worries of snow shoveling the huge driveway, maintaining the landscape, and you can start enjoying your serene rooftop patio and walk through the pedestrian-friendly streetscape in the townhouse community. Stacked townhouses are constructed of concrete, and from a practicality standpoint provide a very quiet habitat and add fire safety protection for you and your family. Some of these projects include secure underground car and bicycle garages to keep all your investments protected from all weather elements. Finally, the tension within yourself to choose your next place of residence is over. Prices of stacked and urban townhomes are as competitive as highrise condominiums and offers the best of both worlds – a hassle-free lifestyle in a traditional home environment. Don’t miss this opportunity to be part of this hybrid lifestyle and visit these stacked and urban townhomes developments listed here.

HAMPSHIRE MEWS HEATHWOOD HOMES heathwood.com 416.637.3520 KETTLE LAKES CLUB ASPEN RIDGE HOMES aspenridgehomes.com 289.231.2849 MINTO LONGBRANCH MINTO mintolongbranch.com 416.913.2136 NAUTICA AT LAKESHORE WOODS TREASURE HILL HOMES treasurehill.com 905.465.9133 ORCHARD PARK MINTO COMMUNITIES minto.com 905.642.1928 PURE MOSAIK HOMES mosaikhomes.com 905.832.9844 THE BROWNSTONES AT WESTOWN LINDVEST lindvest.com THE CANTERBURY TRIBUTE COMMUNITIES tributecommunities.com 647.352.2130 UPPER BEACHES TOWNES SOLOTEX CORP. upperbeachtownes.com UPTOWNES AT CARDINAL POINT GERANIUM CORPORATION geraniumhomes.com 905.640.9999 YORKDALE VILLAGE DECADE GROUP decadegroup.ca 416.638.5656

Menkes – Dwell City Towns in Etobicoke NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 43

inthenews

FIELDGATE PREPARES TO LAUNCH 90 NIAGARA BOUTIQUE LOFTS AND CONDOS

at Niagara & Bathurst

Both Victoria Memorial Park and Stanley Park are a short stroll away. Travel south on Bathurst, past historic Fort York, and you arrive at Queen’s Quay West and Harbourfront, as well as Billy Bishop Toronto City Airport. Included in the building’s amenities, 90 Niagara will incorporate an elegant Residents Lounge/Party Room, an inviting Outdoor Terrace with seating and barbecue area ideal for al fresco dining, and a modern, stylishly appointed Lobby. Units will range from the 500s to more than 1,000 sq. ft. in size and be priced from the mid $300’s. NOW A VIBRANT NEW URBAN ADDRESS HAS EMERGED ON THE

leading edge of design – one that will confirm Downtown West is still the most desirable destination for those looking to find a new home in the city. 90 Niagara will be defined not only by what it is, but by what it is not. And it is definitely not an impersonal highrise or part of a mega development with one tower rising after another. Instead, 90 Niagara is an intimate boutique building that will stand just five storeys high, near the corner of Niagara Street and Bathurst Avenue – a distinctive address offering a choice of 45 superbly designed lofts and condos. Here, where fashion meets culture, and art meets entertainment, there is a fusion of interests and a profusion of attractions tailor-made for those who love downtown living. The builder behind the development is a familiar and trusted name – Fieldgate Homes, a diversified builder of downtown condos, prime commercial developments and new communities across the GTA. Contemporary in its architectural design, and merging comfortably with the area around it, the boutique building will be comprised of 45 single-level condos and two-storey lofts with big balconies, terraces and patios, all luxuriously appointed with features including hardwood flooring, caesarstone countertops and stainless steel appliances. Residents of the building will revel in the raw vibrancy and hip vibe of the neighbourhood, with the Fashion, Entertainment and Financial Districts to the east, and Little Italy to the north. Here you are minutes from the city’s best shops, restaurants and clubs, with the TTC right at your doorstep, and both the Dome and ACC are nearby. 44 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Units will range from the 500s to more than 1,000 sq. ft. in size and be priced from the mid $300’s. Founded in 1957, Fieldgate Homes is known for building architecturally unique homes in distinctive neighbourhoods – homes that are both excellent investments and showpieces of craftsmanship and distinction. Over the course of 56 years, the company has diversified greatly, guided by a seasoned management team, and in the process won a number of coveted industry awards. 90 Niagara will be previewing soon. Those who are interested in receiving additional information about the project are encouraged to register online at 90niagara.com

mortgagefinesse

DO YOU KNOW HOW

your mortgage provider gets paid? by CALUM ROSS

IN ALL THE MORTGAGES THAT I

arrange, I find it surprising how few people actually ask me how I get paid. A recent study in the U.S. indicated that less than 10 per cent of people could properly identify how different types of mortgage providers get paid during the transaction. Don’t you want to know whether that person who is so eager to sign you up has a financial advantage to selling a particular product? You definitely should care – and here is why. Almost every single provider in the mortgage marketplace has a potential financial gain by selling a particular mortgage product and rate. To make matters worse, that financial gain or pat-on-the-back is often gained at the expense of the consumer. Let’s take a look at your main mortgage providers to see what to watch for: BANK BRANCH MANAGER This friendly and trusted advisor has a sales quota to hit just like everyone else (you did notice that Canadian banks do fairly well financially, right?). Their salary increase,

You definitely should care – and here is why. Almost every single provider in the mortgage marketplace has a potential financial gain by selling a particular mortgage product and rate

46 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

CALUM ROSS is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

bonus and promotion depends on results. Typically, bank managers have sales quotas for particular products as well as growth targets on the loan/ investment portfolios. Their targets are often based on the size of their mortgage portfolio as well as the average term of the portfolio. The longer the term and larger the size of the mortgage, the better the Christmas bonus. Furthermore, these managers are increasingly being graded on the profitability of these portfolios. When you go to your old bank branch and it has moved to a new location, where do you think one of the bank managers went? Which one do you think they kept with the bank? The one with the great discounted loans and mortgage rates, or the one that is making the bank the most money? BANK MORTGAGE REPRESENTATIVES These are typically contract employees of the bank who are usually paid on a straight commission basis. Most only sell one bank’s mortgages, while some sell several. The ones that sell other bank’s products are often only permitted to do so once they have met a quota of their own bank’s products. These individuals are usually paid based on three criteria: the size of the mortgage, the term of the mortgage and the discount given. That means that these representatives can make more money by putting you in a longer term at a higher rate. MORTGAGE CONSULTANTS/MORTGAGE BROKERS These people are independent mortgage providers that theoretically work for you and not for one particular bank. They are paid a finder’s fee (or commission) from the institution that the mortgage is funded with. The problem is that not all banks are paying the same amount for each of the mortgage products. The lenders pay brokers based on the size of the loan and the term selected. The longer the term selected, the bigger the commission to the broker. On top of the different payoffs for the terms, some lenders also pay more for the same product. A broker could make more money funding a five-year term through one lender over another. Typically, there is no advantage to the broker if the consumer gets a higher rate, but there are exceptions to that rule. So now that you know how it works, who do you trust? When you go mortgage shopping, don’t believe that everyone is out to get you. While the incentive systems are there, many mortgage providers will look out for your best interest. A satisfied past client that refers family, friends and colleagues is worth a lot more than one big commission payout. Do your research, ask for testimonials, or ask your friends. A mortgage is a huge financial decision. Make sure it is a decision being based on your financial situation, and not your mortgage provider’s bank account.

RICHMOND HILL A select number of Freehold Townhomes in a spectacular forest setting at Yonge, just north of Gamble

BOND LAKE JEFFERSON REGIONAL FOREST

BAYVIE

W AVEN

SUMMIT GOLF AND COUNTRY CLUB

ST RE

PRESENTATION CENTRES

GREENSPACE

E FF

YO N

MONTICELLO PARK

STR

EET

1,600 sq.ft. Townhomes starting from the $560s 2,000 sq.ft. Townhomes starting from the $600s

JeffersonForestLiving.com

SALES OFFICE: Mon. - Thurs. – 1pm to 8pm, Sat., Sun., & Hol. – 11am to 6pm

*$10,000 in upgrades applies to new firm deals dated between Oct. 16th and Dec 15th, 2013. Cannot be used or combined with any other promotion. Specifications are subject to change without notice. Available on specific lots only. No cash value. See sales representatives for details. Renderings are artist's concept. E & O.E.

communityfocus

SOUTHAMPTON DESIGN EPITOMIZES STYLE

at Heathwood’s Hampshire Mews

n Richmond Hill, Heathwood Homes’ Hampshire Mews offers a breadth of stunning Urban Towns and townhome choices. Purchasers of all ages are making the decision to come “Home at Last” to this inviting community, where more than 35 per cent of the 60 homes have already sold. They appreciate the neighbourhood’s location on Yonge Street north of Elgin Mills Road, where the lifestyle is vibrant, and where Heathwood’s designs appeal with beauty and practicality. One of the popular Urban Town plans at Hampshire Mews is the 1,286-sq.-ft.

Southampton, which is a brilliant example of Heathwood’s “Inspired Designs for Modern Living” space-maximizing layouts. The Southampton’s main floor features open living and dining room areas with access to the back terrace for communing with nature. A raised breakfast bar off the kitchen is perfect for morning coffee, lunchtime snacks or a party buffet when entertaining in the main living space. This floor also features the convenience of a coat closet and powder room. The laundry room is located on the floor below, where the finished foyer provides a beautiful welcome to the home. One level up from the main floor, three bright, well-appointed bedrooms share the main bathroom. The master bedroom has the charming feature of a sliding door to a private terrace. For additional flexibility, buyers have the option of adding a master powder room/ensuite. Enhancing the value in this community, each Urban Town comes C O N T I N U E D O N PA G E 5 0 . . .

48 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

se nd! a e el eeke R w W An exclusive enclave of Ne This it Vis

Urban Towns 419,900

Starting from $

35%

SOLD

on Yonge St.

Buy now and enjoy the exclusive Heathwood H.O.M.E. Program.* Receive Thousands in upgrades, plus Professional Moving Services to help you move into your new home provided by Preview Bonus Package: • 5 Appliance Package • Stainless Steel Upgraded Range Hood • Granite Counters in Kitchen • Central Air Conditioning

Visit us today! 416-637-3520

heathwood.com

Sales Office Hours Monday to Thursday: 9 am – 8 pm Friday: Closed Saturday, Sunday & Holiday: 11 am – 6 pm

*See Sales Representative for details. Prices and specifications are subject to change without notice. E. & O. E. By appointment only. Renderings are artist’s concept.

RICHMOND HILL

SALES OFFICE

YORKLAND ST.

Located just steps from the heart of Richmond Hill and with transit at your doorstep, Hampshire Mews offers a wide range of innovative layouts to suit every lifestyle. In this exclusive new residential enclave you can choose from our fabulous Urban Towns, or our traditional Townhomes. All are available with 3 bedrooms designs!

SILVERWOOD AVE.

communityfocus |

CONTINUED

HEATHWOOD HOMES

Hampshire Mews

The Southampton’s main floor features open living and dining room areas with access to the back terrace for communing with nature.

with Heathwood’s H.O.M.E. Program (Home Ownership Made Easy) package including granite kitchen countertops, central air conditioning, five appliances and an upgraded stainless steel range hood. Plus, if you buy now, you will receive professional moving services provided by Two Men and a Truck ($1,500 value – see a sales representative for details).

LOCATION Richmond Hill HOUSING TYPE Urban Towns and townhomes SALES CENTRE Corner of Yonge Street and 19th Avenue/Gamble Road, open Monday to Thursday 9 a.m. to 8 p.m., closed Friday, open Saturday, Sunday and holidays 11 a.m. to 6 p.m. CONTACT 416.637.3520 or visit heathwood.com

50 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

There’s more! To save water and energy and help the environment, Heathwood is also introducing its new “Green Home Energy Program” at Hampshire Mews. This innovative initiative blends Energy Star features with a wide range of other sustainable, environmentally friendly elements that will result in lower energy bills and improved comfort for homeowners. Among the program’s features are water-saving dual-flush toilets, aerators on taps and showerheads; energy-efficient CFL light bulbs; recycling bin locations in the garage (as per plan); and an in-home monitoring display. Offering urban living at its best, Heathwood’s community is situated in a well-established neighbourhood, with a grocery store, coffee shops and movie theatres only a stroll away. There is a bus stop right at their front door, so residents will have easy access to York Region transit, VIVA and GO Transit. Those who commute by car can be on the highway in minutes. Nature-lovers will always have the beautiful Oak Ridges Moraine in the background. Hampshire Mews itself is anchored by a landscaped central amenity area for enjoying the outdoors. Attractive architecture on the brick and stone home exteriors is complemented with arched and accent windows, keystones, peaked gables and other details. The three-bedroom home choices range from 1,037 to 1,475 sq. ft., and they are priced from the low $400,000s. These homes are in hot demand. Act now, while there are still Urban Towns and townhomes available. The Hampshire Mews Sales Centre is located at the corner of Yonge Street and 19th Avenue/Gamble Road. Hours are Monday to Thursday from 9 a.m. to 8 p.m.; Friday closed; Saturday, Sunday and holidays 11 a.m. to 6 p.m. Call 416.637.3520 or visit heathwood.com

familymatters

BRAMPTON’S NEW EXCLUSIVE

LUXURY COMMUNITY OF SINGLES ON 47' TO 100' ESTATE LOTS LOCATED AT MCVEAN DRIVE AND MAYFIELD ROAD. W e l c o m e t o t h e u p s c a l e , m a s t e r- p l a n n e d c o m m u n i t y o f Va l e s o f t h e H u m b e r . T h i s new development will feature ONLY LUXURY SINGLE DETACHED HOMES that will integrate beautifully with attractive streetscapes, parks, and schools

in the

i d e a l f a m i l y - f o c u s e d e n v i ro n m e n t . FAMILY MATTERS AT VALES OF THE HUMBER.

COMING EARLY 2014 • register at v a l e s o f t h e h u m b e r. c o m

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 51

legallyspeaking

NEW-HOME

purchases and HST by JAYSON SCHWARZ & KONSTANTINE CHATZIDIMOS PURCHASERS OF NEW, RESALE AND CONDOMINIUM HOMES WHO

visit our offices are often confused about the way the harmonized sales tax (HST) affects their transactions. This inspired us to write a few words in the hopes of demystifying this oft-misunderstood aspect of the new home purchase. Purchases of new freehold and condominium homes in Ontario – unlike resale or “used” homes – are subject to the HST. HST is a combination of the eight per cent Ontario provincial sales tax (PST) and the five per cent federal goods and services tax (GST). The percentage of HST applicable to the transaction is directly related to the purchase price of the home. However, homebuyers are able to claim a rebate of some of the PST and GST. For example, the rebate associated with the PST portion of the tax is available for new homes priced up to $500,000. The PST rebate for new properties under $400,000 is six per cent of the purchase price (or 75 per cent of the eight per cent PST portion of the HST), with the rebate amount reduced for homes priced between $400,000 and $500,000. There is a similar rebate mechanism for the five per cent GST portion of the HST. What is important to understand is that the vast majority of Ontario builders incorporate the rebated amount of HST in their purchase price. This is because the HST rebate is immediately available only to purchasers who are buying new properties with the intent that they will be their primary place of residence or the primary place of residence of a family relation. In this case, the purchaser does not have to submit a rebate application directly to the Canada Revenue Agency (CRA). The purchaser will sign the rebate application and provide it to the builder, which will then send the rebate application to CRA when the builder claims a deduction in its net tax calculation for the amount of the rebate. Structured this way, the HST is effectively a non-issue for purchasers as the builder takes care of all the paperwork. In cases where the purchased property will not be the principal residence of the buyer or a family relation of the buyer, but will instead be an investment property, it is the responsibility of the buyer to inform the builder. This is because the builder must add back the HST rebate to the purchase price which will have to be paid by the buyer upon closing. This does not mean that the HST rebate is lost to the buyer as they will have a two-year period in which to claim the HST rebate directly from CRA, provided certain guidelines are met such as a ‘reasonable expectation’ that the first use of the property is – or will be – by a tenant occupying it as their primary place of residence for at least one year. Required supporting documentation will include the Agreement of Purchase and Sale, the Statement of Adjustments, the insurance policy on the property, as well as the lease with the first tenant. The rebate in this case is calculated in the same manner it is in respect of owner-occupied dwellings. It is important to note that while investor-purchasers of new long-term rental accommodation are eligible for the HST rebate, speculators are excluded. Anyone who buys and rents a new freehold or condominium home must repay the full amount of the rebate (plus interest) if the property is sold within one year – unless the new purchaser acquires it for use as their (or a relation’s) primary place of residence. 52 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

Konstantine Chatzidimos is an associate in the law firm Schwarz Law LLP.

It is also important to note that lying to the builder about your intention to live in the new property when you will, in actuality, rent it out can cause you problems with the CRA. If you do this and the CRA finds out, you will be liable to pay back the full amount of the HST rebate you received on closing plus applicable interest and penalties. In addition, you will be swearing affidavits under oath or affirming the truth and you could be guilty of perjury. Please note that the underlying legislation is more complex than it may appear from reading this article. For a comprehensive explanation of the HST’s impact on investor purchasers of new real estate, it is strongly suggested that you consult a lawyer. Perhaps the most difficult part of writing these articles relates not the actual writing, but thinking of a topic to address. So help me! Mail, deliver or fax letters to the magazine or to us, use the website (schwarzlaw.ca), email info@ schwarzlaw.ca and give us your questions, concerns, critiques and quandaries. We will try to deal with them in print or electronic form.

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

KONSTANTINE CHATZIDIMOS

JAYSON SCHWARZ

Helping YOU make your home buying dream a reality

Call

849

$ plus HST

For Free Offer Review

BRAMPTON

TORONTO

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto, Ontario M4S 1Z7

OFFICE

905.455.5777 416.486.2040 Toll Free: 1.888.609.8888

Fax 905.452.8135

Toll Free: 1.888.609.8888

Fax 416.486.3325

www.schwarzlaw.ca

*Certain Terms and Conditions shall apply. Full disbursement disclosure. NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 53

industryinsider

Amenities

CONTRIBUTING TO A QUALITY LIFESTYLE

David Hirsh is President and CEO of Brandy Lane Corp. Known for his creative and innovative approach to residential design, David prides himself on his hands-on approach to all stages of the development and building process, and he believes that everyone is his client. The company’s newest community is Wyldewood Cove in Collingwood. Visit brandylanehomes.com

by DAVID HIRSH

IN RECENT ARTICLES, I’VE COVERED MANY OF THE ESSENTIALS

pertaining to the process before and while you buy your new home or condominium to ensure you live in the best way imaginable. Enjoying a quality lifestyle is also composed of the experiences you have beyond the walls of your own home, as well as within the nearby vicinity. As we’ve explored, it’s important for your builder to consider how you live and how best to address your lifestyle requirements. By truly understanding who our purchasers are, we can cater to your wants and desires through the selection and implementation of onsite amenities that will be right for you and will add value to your new home. We also serve your needs by choosing desirable locations in which to build, and by selecting areas that have an established infrastructure. Let’s start with community or “common” amenities, which are part of a condominium experience. Common amenities can be both within the building itself or part of the surrounding landscape, and are designed to enhance the smaller sizes that are often a fact of life in today’s condo suite. You can see the positive impact of these elements as soon as you come home. The lobby is your grand entrance, and it also serves as your guests’ first impression. Most new condos incorporate a concierge for security purposes, and to help with day-today duties such as package delivery, welcoming guests and general inquiries pertaining to the building. Other instances of places where you live beyond your own condo suite include a party room and fitness centre. These address space constraints and allow owners to entertain more people and give them access to workout facilities in the comfort of their own building. Exterior condo amenities might even include a landscaped terrace for al fresco dining or a green rooftop with communal barbecues, as many bylaws do not allow for personal barbecues on balconies.

Common amenities can be both within the building itself or part of the surrounding landscape, and are designed to enhance the smaller sizes that are often a fact of life in today’s condo suite. 54 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

The design of lowrise and midrise master-planned communities is another great example of the various amenities that we as builders will conceive and incorporate, so homeowners have a better quality lifestyle. A builder might include an outdoor gathering spot such as a gazebo or pergola, and in the case of large scale communities, a playground, park and even a trail system. The idea is to create a true sense of camaraderie through inclusion of places where people can gather and interact with their neighbours. Further to these built amenity spaces, are the neighbourhood hotspots that contribute to the convenience and relaxation of homeowners. For instance, when building in the city, a good idea would be to take into consideration proximity to restaurants, grocery stores, public transportation and/or highways. Nearby local infrastructure adds value to any community, as well as contributing to the extension of day-to-day enjoyment beyond the walls of one’s home or condo. If you can leave your home and enjoy your favourite activities and pastimes only steps from your front door, we have absolutely understood how to address your needs and contribute to a better quality of life.

M O U N T P L E ASA N T

COMING SPRING 2014

BRAMPTON

CELEBRATE A NEW BEGINNING

SEMIS & SINGLES AT CREDITVIEW ROAD AND WANLESS DRIVE

Mayfield Rd.

Welcome to Bramptonâ&#x20AC;&#x2122;s newest master-planned community.

appointments when the community opens.

McLaughlin Rd.

SITE

Creditview Rd.

making this an excellent opportunity for you and your family.

Mississauga Rd.

scenic trails, bike routes, essential amenities and restaurants

Wanless Dr.

Chinguacousy Rd.

M ount Ple a s ant Me adows of f e r s s e mi s and s ingle s near

Sandalwood Pkwy. W

Bovaird Dr. W

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 55

hotdates

NOV 28 - DEC 8

NOV 23-24

One of a Kind Christmas Show and Sale

Whole Life Expo

DIRECT ENERGY CENTRE, EXHIBITION PLACE

Nov 23 to Dec 7 Calendar of events

beginning from Nov. 23 to Dec. 7, 2013

Signalling the approach of the holiday season, this popular craft show and sale is your one-stop shop for all your gifting needs – whether you buy for someone deserving or you're treating yourself. Browse hand-crafted art, jewellery, fashion, accessories, housewares and one-ofa-kind treasures by more than 800 artisans and designers. oneofakindshow.com

Torontonians interested in natural health, alternative medicine and Green living can gather to learn about all three at this year’s Whole Life Expo. With this year marking the health showcase’s 27th year, attendees can sample products and shop more than 200 exhibitors. The weekend will also feature 75 speakers, combing over topics such as diets, stress and energy. wholelifeexpo.ca

NOV 23-24

NOV 29-30

SWEA Annual Swedish Christmas Festival

Dora the Explorer: Search for the City of Lost Toys

HARBOURFRONT CENTRE

SWEA Toronto’s (Swedish Women’s Educational Association International Toronto Inc.) annual Christmas festival is back at the Harbourfront this year. This event offers traditional crafts, cultural cuisine and festive entertainment, including the Lucia Pageant where a children’s choir sings Swedish Christmas carols. There will also be a magic show and folk dancing. Traditional Swedish wares are available, with a range of items such as glögg (a mulled wine) and Swedish clogs. harbourfrontcentre.com

56 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

METRO TORONTO CONVENTION CENTRE

SONY CENTRE FOR THE PERFORMING ARTS

Dora the Explorer Live: Search for the City of Lost Toys is a theatrical rendition of the children’s television program Dora the Explorer. Dora loses her teddy bear, and she has to safely cross the Number Pyramid and the Mixed-Up Jungle to retrieve it in the drab and dreary City of Lost Toys. She enlists the help of her merry bunch of friends Boots, Map, Backpack, Diego and of course the audience to guide her. sonycentre.ca

Nov 23 - Dec 7, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

e Av

n sto ng

lva Sy

s ng Ki e v nA

Sheppard Ave E

401 53 26

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

nD orto

Brim

Galloway Rd

t Rd

DVP

Main St

Gerard St

Manse Rd

rlet

Passmore Ave

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

St Clair Ave E

East Ave

Spadina

Dundas St. W.

Bathurst St.

Evans Ave

Keele St.

QEW 4

Don Valley Pkwy

QEW

Yonge St.

Yonge St

Queensway

Avenue Rd Bloor St.

Cosburn Ave

O'Connor Dr.

Woodbine Ave

Dupont St.

Laird Dr

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

Dundas St W

Sca

Warden Ave

Allen Expressway

Birchmount Rd Eglinton Ave E

Lawrence Ave E

Sheppard Ave E Milner Ave

Progress Ave

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

401

Brimley Rd

80 Rogers Rd

Leslie St Eglinton

Ellesmere Rd

Huntingwood Dr

Finch Ave E

Bellamy Rd

Bloor St W

ng s

Bathurst St

Eglinton Ave W

Caledonia Rd

Briar Hill Ave

y Pkwy

Eglinton Ave W

d y

13 Steeles Ave.

McNicoll Ave

Markham Rd

Rathburn Rd

Weston Rd

ew e

Keele St

to n

427

Kipling Ave

Th e

k lac

Tre th

Don Valle

W es

Ave Lawrence Ave E

Scarborough Golf Rd

Martin Grove Rd

Kennedy Rd

Westway

York Mills

401

Sheppard Ave E

Orton Park Rd

Islington Ave

Dixon Rd

pressway

401

Bayview

Jane St

Wilson Ave

Finch Ave W

Drewry Rd

Pleasant Ave

Mills

401

400

Don

409

Signet Dr

Midland Ave

Humberline Dr

Allen Ex

Re x

McCowan Rd

Dufferin St

Finch Ave W

ion

Alb

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

central region:

Tapscott Rd

Morningside Ave

Neilson Rd Morrish Rd

Sewells Rd Conlins Rd

Reesor Rd

Beare Rd

Meadowvale Rd

Da n

58 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

ARiSTA HomeS

IMPRESSIONS

FielDgATe HomeS

Price Range

•

Page No.

from $650,000

impressionskleinburg.com •

• •

from $490,000

IMPRESSIONS

905-893-9500

•

• •

from $515,000

25, 45 & insert

PARADiSe HomeS

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000

TiFFANy PARk HomeS

Westhaven

416-792-6655

•

from $628,000

emSATeC CANADA iNC.

The Brownstones 5

416-531-7760

•

from $350,000

liNDveST PRoPeRTieS

The Brownstones at Westown

lindvest.com

•

from $330,000

meNkeS

Humber Mews

menkes.com

•

6-7

meNkeS

Dwell city town

416-259-2525

•

from $280,000

6-7

meNkeS

Bloom Park Towns

416-730-1600

•

from $320,000

6-7

BATAviA HomeS

Goddard on the valley

416-630-5039

•

from $650,000

NATioNAl HomeS

The Churchill Collection in Forest Hill 416-922-1414

•

from $1390,000

geoRgiAN CoRPoRATioN

Lex Towns

416-428-3419

•

• •

from $495,000

12g

CoveNTRy HomeS

Danforth’s Crossing

416-924-8338

•

from $450,000

12g

FielDgATe HomeS

The Brownstones at Westown

lidvest.com

•

from $330,000

TRiBuTe CommuNiTieS

Canterbury

647-352-2130

•

from $767,000

BeAveRBRook HomeS

Evolution

416-747-9691

• from $270,000

CoNSeRvAToRy gRouP

Port Union

416-287-3128

•

PemBeRToN gRouP

Park Lake Residences

416-769-4343

H&R Developments

Westown

hr-newhomes.com

moNARCH CoRPoRATioN

Evergreen

ASPeN RiDge HomeS

from $520,000

18e

• from $180,000

•

• from $190,000

416-495-3526

•

from $470,000

14F

Scenic On Eglinton

416-805-1781

•

from $190,000

10F

TRiBuTe CommuNiTieS

RCMI

416-363-4800

FielDgATe HomeS

Corktown Mews

corktownmews.ca

•

from $550,000

mATTAmy HomeS

Cornell

mattamyhomes.com •

•

from $390,000

ASPeN RiDge HomeS

Seventy Seven Charles

416-203-7034

• • from $2100,000

youR Home DeveloPmeNTS

Nature’s Path

647-340-6972

•

from $280,000

17e

ARiSTA HomeS

Lilly Factory Towns

416-792-4872

• •

from $395,000

12g

DeCADe HomeS

Yorkdale Village

416-638-5656

•

from $250,000

SuNDANCe HomeS

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $324,000

toronto, etobicoke, York, north York, east York, scarborough

416-630-5039

central region:

Tel

Goddard on the valley

Fi m ap nd er

Site

ARiSTA HomeS

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

Huntington

Steeles Ave W

ence

Clar

Kipling Av

Isl on

t ing 48

3 46

Major Mackenzie

Langstaff Rd

Teston Rd

400

Weston Rd

King-Vaughan Rd

400

9 King Rd

Rutherford Rd

Maple

25 5

Centre St

Thornhill

Clark Ave W

33 28

23 16

31 44 7

Langstaff Rd

Keele St

Kirby Rd

City of Vaughan

Dufferin St

Nashville Rd

Pine Valley

Jane St

Cold Creek

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

Bathurst St

e Av

12 Line R

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Price Range

Page No.

ASPeN RiDge HomeS

Kleinburg Hills

647-921-0381

•

from $800,000

iFC

TRiBuTe CommuNiTieS

Gates of Nobleton

647-633-3500

•

from $820,000

TiFFANy PARk HomeS

Valleybrooke Estates

905-303-1620

•

FielDgATe HomeS

Vaughan Valley Estates

905-303-4728

•

from $800,000

25, 34-35 & Insert

ARiSTA HomeS

Vaughan Valley Estates

905-303-1929

•

from $800,000

34-35

mADiSoN HomeS

Thornhill

905-417-1203

•

from $1090,000

31 14g

ASPeN RiDge HomeS

King Oaks

905-833-6413

•

from $1100,000

IFC, 71 12A

gReAT gulF HomeS

King Oaks

905-833-6413

•

from $1250,000

71 12A

FielDgATe HomeS

Rivers Edge

905-303-4728

•

• •

from $730,000

CouNTRy WiDe HomeS

Kleinburg Hills

KleinburgHills.com •

DuNPAR HomeS

Riverside Village

416-253-5888

•

from $519,000

mADiSoN HomeS

Thornhill Ravines

905-417-1203

•

from $1090,000

14g

CouNTRy WiDe HomeS

The Point at Woodbridge

905-907-1500

•

from $700,000

CouNTRy WiDe HomeS

Upper Thornhill Estates

905-907-1500

•

from $900,000

14e

BeAveRHAll HomeS

Regency Estates

905-265-2634

•

from $1301,000

gRAyWooD DeveloPmeNTS lTD Regency Estates

905-265-2634

•

from $1250,000

ZANCoR HomeS

Royal Collection

905-833-0883

•

from $550,000

12A

TReASuRe Hill HomeS

Thornhill Woods

treasurehill.com

•

from $950,000

13g

oSkAR gRouP

Le Sedici

lesedici.com

from $600,000

10e

Insert & 25

central region: Vaughan, Maple, Woodbridge, Thornhill

Tel

m Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

20 3

oad

ider

S rson Jeffe

15 16 14

19th

Mill

nzie

ath Str

acKe

rM Majo

e Av rn

ick R

25 2

Q R

. Ave

404

st St

Bathur

dr Wel

16th

am Denh

Leslie

Neal D

ent

ills R

nM Elgi

Reg

404

d Yorklan

central region: Richmond Hill

Gam 1

Ave.

ble R

404

St Yonge

22 Rd King 24

D E

Bloo

road

Side

Ave

on ingt

Bayview

Leslie S

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

416-637-3520

aSPeN RIDge HoMeS

Kettle Lakes Club

289-231-2849

ST. RegIS HoMeS

Mission Hill on Bayview

905-884-8885

aRISTa HoMeS

Jefferson Forest

jeffersonforestliving.com •

MaDISoN HoMeS

Jefferson Forest

jeffersonforestliving.com •

FoReST HIll HoMeS

Jefferson Forest

FIelDgaTe HoMeS

Price Range

Page No.

from $420,000

from $550,000

IFC

from $850,000

•

from $589,000

•

from $589,000

jeffersonforestliving.com •

•

from $589,000

Jefferson Forest

jeffersonforestliving.com •

•

from $589,000

25 & 47

PeMBeRToN gRouP

The Royal at Bayview Glen

905-709-5700

CeNTRa HoMeS

The Mills Collections

416-238-2404

•

from $940,000

FIelDgaTe HoMeS

The Humberlands

905-773-7738

•

from $850,000

NoRTH STaR HoMeS

King’s Crossing

416-291-9666

•

from $440,000

YoRkwooD HoMeS

Hillside Manors

905-770-4662

•

from $472,000

TReaSuRe HIll HoMeS

Urbantowns on Bayview

treasurehill.com

•

from $550,000

aRTeN DeveloPMeNT gRouP

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

aCoRN HoMeS

Oak Knoll

905-773-9257

from $615,000

•

• from $190,000

Richmond Hill

Hampshire Mews

Tel

central region:

HeaTHwooD HoMeS

Site

Fi M ap nd er

De ta Se che m d To i w n Co ho n d me o

# Si te 1

IFC-Inside front cover

Builder

e Ave

les A

grove

Hend

Stee

Alder

404

d eroa

l d yT eroa err erb n Sid d l E ngto i m Bloo

Thornhill ve E

John St

in Woodb

404

8 Hwy. 4

Denison

nald

ve 14 A

McDo

11 Con

Van

d St Sid dorf

Edwar

Hwy 7

w Ave.

Hwy 7

Dr lock 61 Bul y7 Hw

Rd.

404

n St 21 ngto 22 Welli

Bayvie

Ave

h St Jo

ide n's S

47 13

Gor

S ham

Town of Aurora

n Warde

Leslie S

dy Rd

64 4

hts

Heig

D avis

Elgin

404

le ffvil Stou

r Side

oad

17 20

Milla

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

Rd ton ming Bloo

oa d

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

n Rd Vivia

Rd lbert 54 Mt A

orf d Van

a Rd or Aur

of Town rchhu c e t i e Wh ffvill Stou

an Rd

McCow

Kenne

ve 16 A n Rd r a C lto

n Rd

a McCow

ock

Mul

Town of Newmarket

ard Orch

t gle S

Spruce

404 y 31 Pkw 81 het Cac

Main S le Dr ymervil

52 8 42 12

9 Line

cessio

6 35 57 41 11 70

e Ave

10 Con

Town of 50 Markham

ane

L reen

44 1 55 7

in Woodb

nzie 5 acke or M j 53 a M

y Rd

Kenned

ills R

Bayview Av e

Elgi

McCow

ve 18 A

v 19 A

an Rd

Ave Warden

Thornhill

Town of Markham

Town of WhitechurchStouffville

t Yonge S

Town of Aurora

Town of Newmarket

St N

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Main

n Rd

64 cessio

Al d

9 Con

cessio nR

erson

Ave

S Yonge

Price Range

Page No.

FielDgaTe HomeS

The New U

905-477-6464

•

• •

from $561,000

25, 41 & Insert

aRiSTa HomeS

The New U

905-534-1564

•

• •

from $561,000

PaRaDiSe HomeS

The New U

905-477-0317

•

• •

from $561,000

STaRlaNe Home CoRPoRaTioN The New U

905-534-0493

•

• •

from $561,000

TReaSuRe Hill HomeS

Accolades

treasurehill.com

PRimoNT HomeS

Heirloom in Markham

905-201-2804

• •

from $400,000

12-13

11 maDiSoN HomeS

Greensborough

madisonhomes.ca •

•

FielDgaTe HomeS

BlueSky Stouffville

905-640-0002

from $420,000

BallaNTRy HomeS

Cornell

ballantryhomes.com •

•

from $420,000

maDiSoN HomeS

Cornell Rouge

905-472-7667

•

from $526,000

11 & 31

FoReST Hill HomeS

Cornell Rouge

905-472-0229

•

from $480,000

11, 73

41 aSPeN RiDge HomeS

Upper Cornell

905-554-3446

•

from $495,000

iFC

FielDgaTe HomeS

Potter’s Bend

905-294-3125

•

from $580,000

Insert & 25

PRimoNT HomeS

Harmony

905-305-8871

•

from $580,000

12-13

FielDgaTe HomeS

Victoria Manor

905-294-3125

•

from $896,000

Insert & 25

TReaSuRe Hill HomeS

Aurora Woods on Bayview

treasurehill.com •

from $759,000

maRyDel HomeS

Woodland Hills

905-898-7380

•

from $400,000

10B

BeaveRBRook HomeS

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

17f

maTTamy HomeS

St. John Forest

mattamyhomes.com

from $430,000

13E

leBoviC HomeS

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

CouNTRy WiDe HomeS

Wismer Commons

905-907-1500

•

from $450,000

BRookFielD HomeS

The Arbors

BrookfieldHomes.ca •

from $500,000

14f

10 BRiaRWooD HomeS

Havelock Town Manors

289-301-0077

•

from $569,000

12 lauRieR HomeS

windsong

905-201-5979

•

from $495,000

12 lauRieR HomeS

Windsong North

905-201-5979

•

from $598,000

17 CoNSeRvaToRy gRouP

Heritage Estates

905-640-2274

•

from $283,000

18E

18 kylemoRe CommuNiTieS

Angus Glen West Village

905-887-9950

•

from $2000,000

905-591-2537

•

from $420,000

18f

•

from $500,000

14d

STaRlaNe Home CoRPoRaTioN BlueSky Stouffville

•

Insert & 25 18f

20 13H

28 PReSToN HomeS

Copper Hills

905-954-4050

maDiSoN HomeS

Forest Hill

cornellrouge.com

•

from $400,000

NaTioNal HomeS

Wismer Woods

416-746-1234

•

• •

from $680,000

geRaNium HomeS

The Neighbourhoods of Cardinal Point

905-640-9999

•

from $575,000

geRaNium HomeS

Cardinal Point Downtown Stouffville 905-640-9999

•

from $600,000

geRaNium HomeS

Uptownes at Cardinal Point

905-640-9999

•

from $390,000

geRaNium HomeS

Copperstone Ballantrae

905-640-9999

•

from $1.1,000

51 oxFoRD HomeS

Coventry Valley

905-836-8902

from $600,000

H&R dEvElopmEnts

Castle Square

hr-newhomes.com

•

BeaveRBRook HomeS

Victoria Highlands

416-924-0110

•

from $450,000

16B

CouNTRy WiDe HomeS

Woodland Hills

905-907-1500

•

10C

NoRTH STaR HomeS

Mill Fair Village

norttstarHomesInc.com

•

from $500,000

STaRlaNe Home CoRPoRaTioN Upper Unionville

905-534-0493

•

• •

from $520,000

PaRaDiSe HomeS

Upper Unionville

905-477-6464

•

from $520,000

Prairiewood

orchardridgehomes.com •

from $800,000

16f

85 oRCHaRD RiDge HomeS

central region: markham, Aurora, newmarket, Whitchurch-stouffville

Tel

m Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

Mono Adjala 14

King

Schomberg

Keswick East Gwillimbury

45 34 70 400 16 5 Bradford

Tecumseth and Tottenham65 71

Beeton

Hwy 5

Shelburne

Alliston61

Essa

400

Georgina

k La

im eS

Lindsay

Uxbridge

Cannington

7 3

Scugog

Oshawa

401

400

ark

Map

30 wD levie

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

400

lop

Newcastle

Manvers

n Du

Barrie

D view le

mR Sale

Map

Rd agh Ard 4

r lle Mi

og Scug

Lake

eon

Georgina Island 33 obcayg B

s Dr

Tosorontio Everett

37 55

Barrie

Oro

Mara

n Vetera

90 48 Lisle 44 Angus

Sunnidale

Vespra

400

Orillia

43 34 39

Wasaga Beach

Bracebridge

irv

60 41

Tay

400

Huron Rd

iew

Midland

Thornbury

Georgian Bay

2 St.

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

66 Duckwor

north region:

nc Vi ia Rd

aSPeN RiDGe HomeS

BRookFielD HomeS

Price Range

Page No.

•

• •

from $270,000

King Country Estates

905-558-0255

•

from $780,000

iFC

Grand Central

905-778-0873

•

from $440,000

BRiaRwooD HomeS

Briarwood Estates

705-294-2288

•

from $420,000

BRookFielD HomeS

Fieldstone

1-855-379-1495

•

from $590,000

BRiaRwooD HomeS

Mill Street Village

1-855-232-8100

• •

from $293,000

BallymoRe HomeS

Mill Street Village

1-855-232-8100

• •

from $293,000

PaCiFiC HomeS limiTeD

MarlLake Village

1-877-428-5115

•

from $210,000

ReD BeRRy HomeS

MarlLake Village

1-877-428-5115

•

from $210,000

maNCiNi HomeS

Princeton Woods

705-730-1978

•

from $330,000

14e

NaTioNal HomeS

The Forest

416-746-1234

•

from $490,000

maRiPoSa HomeS

Trailside

705-329-3330

•

from $249,000

maNCiNi HomeS

West Ridge Place Orillia

905-773-9997

•

FaNDoR HomeS

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18D

GRaNDview HomeS

Big Bay Point

705-735-0732

•

from $355,000

13e

BallymoRe HomeS

Lakeside Meadows

1-877-455-0201

•

from $290,000

BallymoRe HomeS

Lakeside Meadows

1-877-455-0201

•

from $293,000

PReviN CouRT HomeS

Victorian Village

1-855-7PReviN

•

from $280,000

RoSeHaveN HomeS

King Country Estates

905-558-0098

•

from $700,000

CouNTRy wiDe HomeS

King Country Estates

905-907-1500

•

from $750,000

GReaT GulF HomeS

Summerlyn Village

905-775-3461

•

from $580,000

BRookFielD HomeS

Grand Central

905-778-0873

•

from $340,000

kaiTliN CoRPoRaTioN

Blue Shores

1-866-625-2583

•

from $380,000

CouNTRy HomeS

Alcona by the Lake

1-866-531-3424

•

from $300,000

SaNDieGo HomeS

Lakeside Living in Innisfil

705-436-5445

•

from $285,000

PRiSTiNe HomeS

Pebbleshores

705-436-5547

•

from $240,000

SToNeBRiDGe BuilDiNG GRouP Stonebridge by The Bay

1-877-420-0880

•

from $200,000

RoyalPaRk HomeS

Emerald Forest

royalpark.com

•

from $200,000

DelPaRk HomeS

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

BRemoNT HomeS

Centretown

1-877-855-1122

•

from $234,000

RaymaC HomeS

Brennan Enclave

705-516-0681

•

from $252,000

BRookFielD HomeS

Treetops

705-435-3577

•

from $280,000

oRCHaRD RiDGe HomeS

Treetops

705-435-3577

•

from $280,000

RoSeHaveN HomeS

Dreamfields in Bradford

416-410-0175

•

from $300,000

ReGal CReST HomeS

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

CouNTRy wiDe HomeS

Dreamfields in Bradford

dreamfieldsbradford.com •

•

DevoNleiGH HomeS iNC.

Creekside

705-444-0555

•

from $210,000

DevoNleiGH HomeS iNC.

Parkside by Devonleigh

705-435-9991

•

from $275,000

DevoNleiGH HomeS iNC.

Brownley Meadows

705-423-9662

•

from $225,000

lakeview HomeS

Greenbrook Village

519-306-0665

•

from $280,000

DelPaRk HomeS

Fieldstone

MyFieldstone.ca

•

from $570,000

BRiaRwooD HomeS

Pretty River Collingwood

1-888-257-1999

•

from $310,000

BRookFielD HomeS

Willow Glen Tottenham

1-888-720-9508

•

from $290,000

FaR SiGHT HomeS

Greenfields

1-855-299-7929

•

from $285,000

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel 905-722-7210

north region:

Cedar Ridge

Fi m ap nd er

Site

DelPaRk HomeS

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

Builder

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 68

GRAND OPENING IN SUTTON

By the shores of Lake Simcoe

Rendering is artist’s concept.

SINGLES ON 36’, 40’, & 50’ LOTS Starting from

$359,990

TOWNHOMES Starting from

$274,990

MyJubilee.ca

Presentation Centre located at: Baseline Rd. and Dalton Rd.

1.877.455.0201 Prices and specifications are subject to change without notice. E. & O.E.

SUTTON

“THE TOP! ... None can compare to what

I saw tonight. Go back and see it six times! MIND BLOWING!” —Richard Connema, renowned Broadway critic



ALL-NEW 2014 SHOW WITH LIVE ORCHESTRA

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JAN 23-26 TORONTO SONY CENTRE JAN 11-12 HAMILTON

HAMILTON PLACE

JAN 14-15 KITCHENER

CENTRE IN THE SQUARE

070 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

JAN 16-19 MISSISSAUGA

LIVING ARTS CENTRE

PERFECT

Holiday Gift! 1-855-416-1800

ShenYun.com Presented by: Falun Dafa Association of Toronto

KING OAKS IN KING CITY

WINNER COMMUNITY OF THE YEAR

LARGER LOTS MEAN MORE SPACE, MORE LIGHT, MORE HOME. UP

OVERSIZEd EStAtE lOtS FROM $1.25 MIllION

A spacious 3-car garage opens directly into laundry area. Wrap-around covered porch Master bedroom with tray ceiling, double walk-in closets, and ultra-luxurious ensuite. Every bedroom features a private 3-piece ensuite and plenty of closet space.

DEN 13’8” X 11’0”

M/W WALL OVEN

W.I.C.

BATH 4 BATH 2

DINING ROOM 17’4” X 14’3”

W.I.C.

BEDROOM 4 10’9” X 19’0”

CL CL BATH

W.I.C.

LAUNDRY ROOM

FOYER

OPEN TO ABOVE & BELOW

OPEN TO ABOVE DN

COVERED PORCH

BEDROOM 2 10’8” X 14’9”

6 RAILING

TUB W

ENSUITE GLASS SHOWER & TOILET ENCLOSURE

KITCHEN 10’3” X 16’7” F

Gourmet kitchen with built-in gas cooktop and wall oven, pantry, and island with extended counter.

FREE STANDING TUB

OPEN TO BELOW

SECOND FLOOR ABOVE SHOWN DOTTED

RAILING

W.I.C.

GARAGE 29’6” X 20’0”

Sales Office and Model

PWD

LIVING ROOM 16’1” X 20’6”

COVERED PORCH

LINEN

LOFT 9’0” X 16’0” BATH 3

BEDROOM 3 16’1” X 16’1”

RAISED CEILING 12”

thE dElAWARE 4,910 Sq. Ft. EStAtE hOME

55 Richard Serra Ct. King City (905) 833-6413

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - thurs. 1 - 8pm • Closed Fri.

RAISED CEILING

Fabulous Great Room with a gas fireplace surrounded by windows.

MAKE-UP COUNTER

MASTER BEDROOM 21’5” X 16’9”(21’5”)

RAILING

GREAT ROOM 17’0” X 16’6”

TRAY CEILING

W.I.C.

RAILING

BREAKFAST 11’0” X 21’0”

PANTRY

EXTENDED BREAKFAST COUNTER

Experience the estate difference

makeyourmove

Technology

on the move

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

by CHUCK RESNICK

LET’S FACE IT, YOUR ELECTRONIC DEVICES MAKE THE WORLD

go ‘round. Being in the moving business, we realize how important those items are to families. One of the most common questions we get is how to transport electronics safely, especially big-screen TVs. During a move, whether it’s across town or across Canada, it is important to give these items special treatment so they arrive in one piece and in good working order. The best advice we have for accomplishing this goal requires some forethought: keeping the original boxes and foam spacers the electronic items came in. That is truly the safest method for moving them. Of course, people rarely keep these boxes, so there are specialty boxes and crates designed specifically to move big-screen TVs safely. People who do their own packing and moving should be aware of how easy it is to damage one of these units. Spending a few dollars extra to purchase or rent one of these special boxes can make all the difference. Another thing to remember is that most of these television sets are mounted on wall brackets, and moving companies are reluctant to disassemble the wall mounts or assemble them at the other end. Usually, if something is going to go wrong, that’s when it will happen – and again, people rarely keep the installation instructions for the brackets. It’s far too chaotic on moving day to try and find instruction manuals. The best plan when preparing for your move is to take the TVs off the walls yourself ahead of time and have them ready to be packaged properly. Here’s a tip for anyone disassembling electronics for a move: Get your digital or phone camera and take photos of the wiring connections on the backs of the TVs, cable boxes, DVD players and the like. When it comes time to reassemble them, it will be much easier to reference how they were set up originally, saving time, stress and frustration. The same goes for stereos and gaming systems. Many teenagers leave their entire gaming systems hooked up until moving day. It’s up to them to disassemble their systems and hopefully place them into their original packaging. If not, the best thing to do is wrap consoles in anti-static bubble

During a move, whether it’s across town or across Canada, it is important to give these items special treatment so they arrive in one piece and in good working order. 72 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

wrap and place them into appropriately sized boxes so they won’t move around during the trip. In fact, this is the best way to treat most electronics items. That includes computers – especially desktop units. We have specialty boxes designed specifically for them that can be bought separately. If you choose not to go that route, then surround the unit with anti-static bubble wrap and place it into an appropriately sized box. And here’s a handy tip: pack the associated hardware with the electronic item. For instance, Place your computer’s mouse, keyboard, power cord, scanner and printer cables into the same box. When these items all arrive together at your new digs, you’ll be very glad you did!

Fully Upgraded Executive

FREEHOLD TOWNS in Markham

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PLUS*

✔ 3 1/2 baths ✔ Upgraded hardwood on main floor ✔ Stained oak stairs ✔ Smooth ceilings ✔ Glass shower ✔ Upgraded cabintery ✔ Granite countertop in kitchen ✔ Plus much, much more

LARGE FREEHOLD TOWNHOMES STARTING FROM THE

480’s

from 1,737 sq.ft.

LIMITED TIME OFFER • FULLY DECORATED MODELS HOMES NOW OPEN

foresthillhomes.ca or 905-472-0229 * As per applicable Bonus and floor plan, applies to firm purchases only between November 1st and December 31st, 2013. May not be included in finished/inventory homes. See sales representative for details. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonus’ are subject to change without notice. E and O.E,

inthenews

GUESTS AND DIGNITARIES RECEIVE ROYAL TREATMENT AT

Grand Opening of Capo Di Monte

IT WAS AN ALL-STAR EVENT AT THE RECENT RIBBON CUTTING

ceremony of the much-anticipated, five-star condominiums – Capo di Monte – by Royal Pine Homes. The Mayor of the City of Vaughan was on hand to officially honour the opening of these luxury condominium residences. “I want to congratulate Royal Pine and welcome Capo di Monte to the City of Vaughan,” said Mayor Maurizo Bevilacqua. “As a growing city, there is an ever-increasing need for new types of housing, and we are pleased to have this new development in our community. Mayor Bevilacqua went on to say that he was delighted that Capo di Monte will be built to LEED Gold standard. “As a city, Vaughan is committed to environmental responsibility and creating a greener future for our growing community.” Residents of Capo di Monte will bask in a lavish environment inspired by old-word grandeur. Situated south of Major Mackenzie Drive and Pinevalley Drive, not only does this location serve up a plethora of convenient amenities, but the actual setting is as breathtaking as the architecture, surrounded by trees and landscaped grounds. Suites are designed with gracious proportions and fine finishes in one-, two- and three-bedroom configurations, ranging from 1,000 to 2,400 sq. ft. Only 98 units are available starting from the mid-$500’s in this intimate, six-storey building. On-site facilities include an outdoor terrace with barbecue and lounging areas, as well as an exercise room, the Sorrento Room for informal gatherings, and the Capo di Monte Room with a dining room and adjoining bar for more formal celebrations and access to extensive forested/ 74 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

conservation area to enjoy a quiet morning/evening walk. With more than 30 new home communities across the province of Ontario, Royal Pine Homes combines innovative designs with superior craftsmanship and exceptional materials to create homes of timeless elegance and enduring value. Capo di Monte is destined to become an enviable address, due to the location and talented amalgamation of Allen & Sherriff Architects, landscaping by Cosburn Nauboris Ltd., and interiors by Bryon Patton and Associates. The professionally decorated model suite is now open at the Capo di Monte Presentation Centre at 9970 Weston Rd. For more information, call 905.417.6678 or visit royalpinecondos.com

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 75

76 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

communityfocus

The Brownstones

at Westown

DISCOVER TREMENDOUS VALUE AT WESTON ROAD AND SHEPPARD AVENUE WEST

indvest chose the incredible Toronto location of Weston Road and Sheppard Avenue West to release the Brownstones at Westown – a collection of stacked two-bedroom townhomes remarkably priced from $329,900, with maintenance fees approximated at an unbelievable $0.19 per sq. ft. Response to the recent Preview Opening was phenomenal. Purchasers were surprised to find exceptional value like this in a 416 address, considering the fact that the average price of a Greater Toronto Area (GTA) home recently soared to $536,301. Lindvest’s new collection is a once-in-alifetime opportunity to own a spacious new townhome in Toronto for much less than downtown condominium prices! 78 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

In addition, the Brownstones at Westown are situated in a relatively new established area with a multitude of existing amenities close by. Residents live near completed parks, playgrounds, walkways, schools, shopping, services, places of worship, Oakdale Golf & Country Club, Humber Valley Golf Club, an eclectic assortment of restaurants, grocery stores and food markets. Families appreciate the recently opened park that features a sports field and splash pad for summer fun. For commuters, access to transit is easy, with TTC only steps from the front door, and Hwys. 401 and 400 just a few minutes’ drive. The brainchild of RN Design, the Brownstones at Westown add an innovative alternative to the detached homes, semis and townhomes that already make up the thoughtfully planned community. The

Families appreciate the recently opened park that features a sports field and splash pad for summer fun.

LINDVEST

The Brownstones at Westown

townhomes are inspired by New York’s iconic brownstones, which were designed according to the concept that dates back to the 19th century. Lindvest has added contrasting stone accents and contemporary detailing to the traditional brick to bring the elevations into the 21st century in style. Professionally designed landscaped areas will finish off the striking exteriors. Contemporary interiors by LUX Design offer refined living, with high-quality features and finishes gracing the space-maximizing layouts. Among the standard appointments (all as per plan) are high-performance laminate and rich ceramic tile flooring, stained oak stairs with handrail and upgraded black iron spindles, smooth-finish ceilings throughout, kitchens with upgraded cabinets and quality appliances (self-clean oven, frost-free refrigerator and built-in dishwasher), and an ensuite laundry room with a stacked washer/dryer. Some designs include patios or balconies with glass privacy screens. Choose from one- and two-level suite designs. Prices include one underground parking spot. Lindvest is a Toronto-based builder/developer with deep roots spanning six decades in the highly reputed, award-winning H&R family of companies. Founded in 1998, Lindvest is committed to delivering the utmost quality in design, construction and service, continually putting homeowners first. The company’s vision is to build outstanding homes and communities where residents can live life to the fullest. Thousands of families already live in Lindvest homes across Ontario. Within the GTA, Lindvest is known for creating several successful communities. Already topped off, B.streets condominiums at Bloor and Bathurst encompasses stunning suites and Lane Homes. Gracefields, which presents country living just minutes from Newcastle, offers a range of styles from bungalows to two-storey designs close to services and amenities. If a more immediate move in is required, Lindvest has a few remaining homes available in both Castle Square in Markham and Westown in Toronto. Visit the company’s inventory section at lindvest.com LOCATION Toronto HOUSING TYPE Stacked two-bedroom townhomes SALES CENTRE

To discover an amazingly affordable opportunity for Toronto townhome shoppers, visit the Brownstones at Westown’s Sales Office at 2277 Sheppard Ave. W. Hours are Monday to Thursday from 1 to 8 p.m.; Saturday and Sunday 11 a.m. to 6 p.m. For more information or to register, call 416.740.1175 or visit lindvest.com

2277 Sheppard Ave. W., open Monday to Thursday 1 to 8 p.m., Saturday and Sunday 11 a.m. to 6 p.m. CONTACT 416.740.1175 lindvest.com

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 79

inthenews

U.S. demand to drive Ontario economic growth: BMO ECONOMICS

pick up to closer to three per cent by early 2014 – a pace that should be felt among Ontario exporters and manufacturers.” “Economic ties to the U.S. are typically most prevalent in Ontario, so the recent developments there have certainly had an impact on a number of businesses in this province,” says Susan Brown, senior vicepresident, Ontario Regional Division, BMO Bank of Montreal. “The good news is that our commercial customers should benefit from the projected increase in demand south of the border in the near future.” Ontario’s labour market performance remains steady, with 1.7 per cent year-over-year job growth in the third quarter of 2013 – ahead of the national average. “While public sector employment has fallen in recent months, the private sector has more than picked up the slack with gains in construction and trade,” says Kavcic. “The jobless rate sat at 7.3 per cent in September, matching the lowest level this cycle.” On the manufacturing side, auto production remains close to pre-recession levels and North American sales activity remain solid. “While Ford recently announced it will spend more than $800 million to expand its Oakville plant, the strong Canadian “The correlation between private- dollar and relatively high labour costs pose longer-term sector employment and trends in U.S. challenges for the sector versus lower-cost alternatives GDP in Ontario is the highest among like Mexico and the southern U.S.,” says Kavcic. all Canadian provinces,” noted Kavcic. The housing market has firmed in the province, “While political uncertainty in especially Toronto, according to Kavcic. “Existing Washington is doing no favours for home sales in Toronto have bounced more than 20 per business confidence, the good news is cent year over year in recent months, and prices that growth south of the border should continue to push higher.” WHILE ONTARIO IS CURRENTLY

showing subdued economic growth, real GDP should pick up in 2014 thanks to an improvement in demand from the United States, according to the Provincial Monitor report released today by BMO Economics. “Real GDP is on pace to grow 1.4 per cent this year, but should reach 2.2 per cent in 2014 thanks to stronger U.S. demand,” says Robert Kavcic, senior economist, BMO Capital Markets.

The good news is that our commercial customers should benefit from the projected increase in demand south of the border in the near future.

80 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

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REPORT SHOWS NEW-HOME BUYERS

paying thousands extra due to delays REAL ESTATE PURCHASERS IN ONTARIO ARE

paying thousands of dollars in costs tacked onto the price of newly built homes and condos as a result of costly delays in the site-plan approval process, according to a recent report. Earlier this month, the Ontario Association of Architects (OAA) released the first report to quantify the cost of the site-plan approval process in Ontario. The financial impact of delays in the process is unit condominium building, including lost equity by not widespread across the local economy, delaying jobs, starting a mortgage sooner and additional rent costs. affecting new-home buyers waiting to move into homes, Over the typical six to 12 months of delays, these costs commercial tenants waiting to evolve their businesses, can add up to between $14,250 and $28,500. developers sitting on undeveloped land, and Also included in the $2,375 monthly cost borne by municipalities unable to collect property taxes. homebuyers are higher home prices caused by the “This report clearly shows that the site-plan approval excessive costs that residential developers incur through process is inefficient and costly. These costs are passed delays, including additional taxes, financing, inflation on along to all Ontarians so public awareness is important,” construction costs and materials. For a 100-unit says Bill Birdsell, president of the OAA. condominium building, residential developers lose, on Currently no template exists to encourage a timely, average, $193,000 per month, adding between $1 consistent and objective process. Each municipality is million and nearly $2.5 million over the course of the left to interpret the framework on its own, causing huge process. That’s in addition to the initial costs of inconsistency of application across the province, which application, which can be tens of thousands of dollars. results in extensive delays and costs. Applicants in Ontario are generally told to expect to The process is designed to examine the technical wait three months, but this is rarely the case. Over 35 per aspects of building access, layout, parking and cent of applications take longer than nine months, based landscaping to ensure that the development will be safe, on a sample of 477 applications analyzed in the report. efficient and aesthetically pleasing. The OAA and other industry partners, including “The intent of the site-plan approval process is to be BILD, are calling on the province to step in and provide a technical review only, but it has become a design clear direction and guidelines to allow for consistent review. This takes way too long and isn’t the point of the application of the process across the province. process. It adds to the inefficiencies and costs outlined “We are organizing a meeting with The Ministry of in the report. Moreover, the question remains, are we Municipal Affairs and Housing and we are asking the getting better buildings as a result of the process?” says Ministry and other stakeholders if these costs outweigh Gary Switzer, the Building Industry and Land the benefits,” says Birdsell. Development Association (BILD) Toronto co-chair and CEO of MOD Developments Inc. SO HOW DO YOU PREVENT AN ONTARIO-WIDE MONEY PIT? Points of weakness in the process identified by the “One potential solution recommended in the report is a report were a lack of municipal expertise, objectivity and team approach, where a number of departments gather co-ordination between municipal departments, and together to review an application at the same time,” unnecessary submission requirements. The report shows says Switzer. “As it stands right now, the Planning that the costs of these inefficiencies are often passed Department has the role of quarterbacking the process, along to end-users. but they are severely understaffed, and this team Among the troubling findings, each month of delay approach is not happening. Streamlining the process costs new-home buyers an average of $2,375 for a 100- would shorten the time lines.” 82 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

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Prices & specifications subject to change without notice. E. O. & E. NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 83

inthenews

Canada’s unemployment rate

headed lower: CIBC DEMOGRAPHIC AND POLICY CHANGES MEAN

Canada’s unemployment rate has room to drop much further before we’ll see pressure on wages that could trigger inflation, finds a new report from CIBC World Markets Inc. The report notes that historically, today’s 6.9-percent unemployment rate would already be generating wage and price pressures. In both 1999 and 2005, the Bank of Canada declared the economy had exhausted economic slack and reached full employment at essentially the very same jobless rate. In both cases, the Bank raised interest rates to cool the country’s overheating economy. “But full employment ain’t what it used to be, and that’s good news for job seekers,” says Avery Shenfeld, chief economist at CIBC. “Demographic and public policy changes in recent years have lowered the noninflationary rate of unemployment. That will allow the Bank of Canada to keep rates low for long, and press ahead towards further labour market improvements.” Shenfeld notes that, unlike the U.S., where millions of discouraged workers have given up searching for work and no longer count among the unemployed, discouraged workers excluded from the jobless count represent only 0.1 per cent of Canada’s working-age population. Those saying they want work but aren’t in the labour force represent the same two per cent share that they did when the output gap was zero in 2005. While the participation rate has dropped, he adds that’s solely due to shifting demographics, as a greater share of the population reaches retirement age. If the population shares of each age cohort are held constant, the participation rate would have been rising since the recession, as other than youth, each demographic group’s participation rate has been steady or rising. “Underemployment is, however, a factor that has led to an understatement of labour market slack relative to the past cycle,” says Shenfeld. “There are close to 900,000 Canadians working part-time because that’s all they can get, rather than by choice. That’s a halfpercentage-point larger as a share of the workforce than when the economy had full employment in 2005. The 84 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

additional hours they could offer up provide a cushion against wage and price pressures.” Canada’s degree of “frictional unemployment,” the inevitable share of the labour market that will, even in a healthy economy, be between jobs or looking for their first job at any point in time, is also contributing to a lower jobless rate. This unemployment category has been in decline and the rate is already lower than at points in 1999 and 2005 when the output gap was zero. Changes in government policy are a factor in the reduced level of frictional unemployment. “New immigration rules are focussed on tilting the mix of new Canadians towards those with targeted skills and stronger language proficiency,” notes Shenfeld. “Those coming in under the Provincial Nominee Program, focused largely on job-ready individuals who cross the border with a job offer in hand, represent 13 per cent of new permanent residents, up from only two per cent in 2005.” Tighter rules for unemployment eligibility now require Canadians to accept a wider range of employment offers rather than continue to search for a job that’s either higher paying or closer to home. EI recipients now represent 37 per cent of unemployed in Canada, down from 51 per cent in 2009 and an average of 47 per cent in the ten years prior to the last recession. Shenfeld also suspects declining unionization coverage could also be a modest factor by reducing worker bargaining power, particularly as Canadian workers now compete with “right to work” states south of the border. He notes that this could reduce the wage inflation pace at any given level of unemployment. “All of this implies that the labour market has more room to run to lower unemployment rates before wage pressures threaten the Bank of Canada’s two per cent CPI target. Add to that some other factors putting downward pressure on CPI and there are reasons for the Bank of Canada to eschew rate hikes until early 2015. “By that point, we expect Canada’s unemployment rate to be in the vicinity of 6.2 per cent, well below what had previously been the Bank of Canada’s comfort zone.”

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 85

CHINESE HOME & CONDO GUIDE 網上參閱 / Nov 23, 2013 - Jan 25, 十一月二十三日至一月二十五日

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

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newhomeguide.ca 86 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 87

builderperspectives

TRENDS IN

decorating your home FOR THE HOLIDAY SEASON DECORATING A HOME FOR THE HOLIDAYS IS SOMETHING OF A

Canadian tradition. New home builders also get into the spirit with festive displays in their model homes and sales centres, which range from simple exterior lights and seasonal planters to more elaborate displays outside and in. Our friends at Sheridan Nurseries start planning for this busy season early in October. Brenda Luckhardt, business to business marketing and development manager, shares these tips and trends for 2013. “Holiday items often follow colour and style trends seen in fashion and home décor. This year we’re seeing candy-floss pink and black and white themes emerge,” she says. Examples of this from Sheridan’s line-up are the Fi-Fi and Black Tie. Luckhardt describes Fi-Fi as “every little girls dream” – a soft pink-coloured tree decked out with ballet slippers, French poodles and feathered birds! Black Tie mirrors formal evening attire – a white tree with black and silver ornaments. Silver is the predominant metallic in holiday décor this year, she notes. “It’s not all glitz and glam though. This year we are seeing a return to rustic, natural woodland accents, especially in outdoor container design,” explains Luckhardt. Look for driftwood stars, birch lollipops and straw owls and reindeer. Luckhardt says the traditional choice of a fresh cut tree is still the most popular among their customers. Balsam and Fraser Fir are the top sellers but a relative newcomer Nordman Fir is catching on for its soft blue-green needles which will hold for over three weeks indoors. Sheridan advises to always give a “real” tree a fresh cut, use Sta-Fresh or similar product and check the water level daily. Everlast trees are an excellent choice, particularly if you wish to set it up well ahead of the holiday or if you plan to be away for a period, as they don’t require water. “The selection in everlasting trees has vastly increased over the years,” says Luckhardt. “A slim-line tree is a good choice for a condo or small office whereas a majestic 12-ft. tree will fill a room with cathedral ceiling.” Depending upon the look you are after, you’ll find everlasting trees range from very life-like to boldly different in mint green, white and black, for example. 88 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

The bottom line is that there are no hard and fast rules; adding one or two new items or displaying treasured pieces in a new spot may be all that you wish to do. For many of us, the fragrance of a fresh cut tree is what we’re after but we don’t want a real tree. Incorporating cuttings into table centrepieces or on fireplace mantles is a great way to have the scent and can look very dramatic in a room. Or, consider a potpourri or room freshener with the evergreen scent. The bottom line is that there are no hard and fast rules; adding one or two new items or displaying treasured pieces in a new spot may be all that you wish to do. This is part of a series of articles on topics of interest to new-home buyers, authored by Sue Webb Smith, marketing director for Geranium Homes.

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newhomeguide.ca

Nov 23 - Dec 7, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

west region:

Mississauga

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Page No.

STaRlaNe HoMe CoRPoRaTIoN Churchill Woods

churchillwoods.ca •

• •

from $529,000

GReeNPaRk HoMeS

Churchill Woods

churchillwoods.ca •

• •

from $529,000

DuNPaR HoMeS

Heritage Gate

heritagegate.ca

from $500,000

103

FoReST HIll HoMeS

Derry Village Mississauga

905-795-8307

•

from $520,000

101

VaNDyk CoMMuNITIeS

Windows on the Green

vandykcommunities.com

• from $300,000

aMaCoN

The Towns at Parkside Village

705-435-9991

•

from $550,000

CoNSeRVaToRy GRouP

Central Park North

905-890-0195

•

from $465,000

DezeN HoMeS

McLaughlin

905-696-7938

•

from $544,000

DuNPaR HoMeS

Park View Trail

416-253-5888

•

from $500,000

11F

•

Mississauga

Price Range

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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

46 51

60 5

lin

irp

Brampton, Caledon, Bolton

west region:

ea ea

rio

Caledon

410

905-216-5620

•

from $583,000

36-37

aSPeN RiDge HomeS

Mayfield Village

905-230-2592

•

• •

from $350,000

TReaSuRe Hill HomeS

Vales of the Humber Estates

treasurehill.com

•

20, 51 10N

STaRlaNe Home CoRPoRaTioN Vales of the Humber Estates

valesofthehumber.com

•

51 10N

gReeNPaRk HomeS

Vales of the Humber Estates

valesofthehumber.com

•

51 10N

maTTamy HomeS

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

STaRlaNe Home CoRPoRaTioN Mount Pleasant Meadows

meadowbrampton.com

•

ValeRy HomeS

Mount Pleasant Meadows

meadowbrampton.com

•

Centretown

905-495-5067

•

• •

from $356,000

48 aSPeN RiDge HomeS

Credit Manor Heights

905-216-5155

•

from $400,000

ifC

•

PRimoNT HomeS

Castlemore

905-856-5777

• •

from $410,000

12-13

fielDgaTe HomeS

Valley Lands

905-457-0445

•

• •

from $380,000

insert & 25

gReaT gulf HomeS

Mount Pleasant

905-459-5772

•

from $510,000

107

BallaNTRy HomeS

Spring Valley Village

ballantryhomes.com

•

from $390,000

TRiBuTe CommuNiTieS

Landscapes

905-893-3331

• •

from $399,000

CoSCoRP iNC.

The Village of Southfields

thevillageofsouthfields.ca •

• •

moNaRCH CoRPoRaTioN

The Village of Southfields

905-843-0707

• •

from $390,000

emPiRe CommuNiTieS

Lakeside

empirelakeside.com •

•

from $350,000

VaNmaR HomeS

Credit Ridge Estates

416-746-1234

•

from $550,000

TowNwooD HomeS

Gates of Countryside

gatesofcountryside.ca

•

from $400,000

CouNTRy wiDe HomeS

Gates of Countryside

905-907-1500

•

from $400,000

Regal CReST HomeS

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

Royal Cliff HomeS

Gates of Countryside

gatesofcountryside.ca

•

from $400,000

STaRlaNe Home CoRPoRaTioN Gates of Countryside

starlanehomes.com

•

from $520,000

maTTamy HomeS

Mount Pleasant North

mattamyhomes.com

•

• • from $316,000

17 PemBeRToN gRouP

Rosedale Village Golf & Country Club

905-799-5000

•

• • • from $190,000

18 SaBeRwooD HomeS

Heart Lake Village

905-773-6549

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

Terracotta Village at The Credit Valley

905-874-4741

•

from $430,000

32 foReST Hill HomeS

Ravines of Castlemore

905-794-8875

•

from $650,000

37 oxfoRD HomeS

Adena Ridge

905-584-6444

from $600,000

38 aNDRiN HomeS

Turnberry Townhomes

andrinTowns.com

•

from $350,000

Pathways

1-855-379-1495

•

from $420,000

48 Regal CReST HomeS

Credit Manor Heights

yourkingdom.ca

•

from $390,000

48 CouNTRy wiDe HomeS

Credit Manor Heights

yourkingdom.ca

•

from $390,000

aCoRN HomeS

Castlegate

acornhomes.ca

•

from $575,000

11k

RoSeHaVeN HomeS

The Neighbourhoods of Mount Pleasant

lovemountpleasant.com •

•

from $390,000

TowNwooD HomeS

The Neigbourhoods of Mount Pleasant

lovemountPleasant.com •

•

from $270,000

55 TowNwooD HomeS

The Neighbourhoods of Mount Pleasant

lovemountpleasant.com •

•

from $270,000

58 DeVoNleigH HomeS iNC.

Meadowlands

519-942-3312

•

from $339,000

meRiDiaN HomeS

Credit Valley Manors

905-216-5186

•

from $400,000

gReaT gulf HomeS

Mount Pleasant

905-459-5772

•

from $498,000

19 maTTamy HomeS 25

HeaTHwooD HomeS

BRookfielD HomeS

•

• from $300,000

Brampton, Caledon, Bolton

Page No.

The Estates of Spring Valley

west region:

Price Range

fi M ap nd er

Tel

TiffaNy PaRk HomeS

21 PRimoNT HomeS

IFC-Inside front cover; IBC-Inside back cover

Site

De ta Se che m d To i w n Co ho n d me o

# Si te

Builder

Co un t

ne Li

Erin5

ne Li

h 9t

n ai

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Hillsburg

h 8t ne Li

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6 Dr e 29 d 8 E si rk St Pa s da un D

Jer

Burlington Bay

Q 403

W Rd ia

St w Ne

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rth

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations. Niagara on the Lake

4 Hannon

irv ng

Hamilton

QEW

sio Co nc

es lle yvi

Dr .

Mohawk

Hwy 2

ita Rd

e d er

Sid as

403

Waterdown Burlington

©s

nor

r ove

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403

rlo

QEW

sio es nc Co

407

E undas St

Flamborough

Snak

y8 Hw

M N

Br lin se Ba er w

lli Co

oa er

Sid

Rd n

es nc

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sio

sle

nc Co

rli Ca

n sio es

Co th

lb Ki

es nc

rid

sio

s es

Burlington

M E sA ve le St

g er

Rd e ill

sb nt

ou M

W al

d oa E lv el pb

20 er Sid

15 Rd n sio

es nc Ca

ll R

oa d

oa Sid er

Sid er oa d 25

Acton, Halton Hills, Milton, Burlington, Waterdown

west region:

Waterdown

25 Tr 5 em ai n

Rd Rd ne e Li Lin 4 3

17 Rd

n sio

1 te

iss

401

ill

401

ne Li

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Milton

w To

al af Tr

oa d Sid er

y. 7

Halton Hills Georgetown Ja m

on Br

ne Li

Sid er

oa d Sid er

D E

oa d 22

Sid er

Cl ay

hi ll Rd

d rR Rd ga e al n i af L Rd Tr 6 ne Li 4

rt Rd ou ll s C chi le r vd Co Bl hu C t on e S ct c la al W

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in ai ne W Li nt ou 10 M

Acton

Stoney Creek

Grimsby 37

St. Catharines

Niagara 420

Price Range

SPallaCCi HomeS

Eden Park

spallaccihomes.com •

meNkeS

The Enclaves of Upper Canada

289-891-9103

•

SCHuiT HomeS

Perth Park

905-628-9559

•

GReaT Gulf HomeS

Edgewood

905-356-9408

•

SPallaCCi HomeS

Simona Place

spallaccihomes.com •

SPallaCCi HomeS

Eden Park

905-381-4280

aRiSTa HomeS

Milton Trails

905-864-3306

CouNTRy GReeN HomeS

The Uptowns of waterdown

905-690-7600

ToByN PaRk HomeS

Park City

parkliving.ca

HeaTHwooD HomeS

The Village at Traditions

905-876-3140

maTTamy HomeS

Hawthorne Village

mattamyhomes.com

PaRkBRiDGe lifeSTyle CommuNiTieS iNC.

Cherry Hill at Vineland

1-800-479-9777

•

CouNTRy GReeN HomeS

Park Place Village

905-690-7600

•

eDeN oak

Weaver’s Mill

35 PHelPS HomeS

•

Page No.

from $320,000

109 2Q

from $420,000

6-7

from $305,000

12Q

•

from $320,000

•

from $250,000

from $180,000

11l

from $441,000

•

from $194,000

12R

•

from $250,000

weaversmill.com/nh

•

from $336,000

Jordan Village

phelpshomes.com

•

from $345,000

36 PHelPS HomeS

Brookside

phelpshomes.com

•

from $236,000

37 PHelPS HomeS

Streamside

phelpshomes.com •

from $316,000

•

acton, Halton Hills, milton, Burlington, waterdown

west region:

Tel

fi m ap nd er

Site

De ta Se che m d To i w n Co ho n d me o

# Si te iBC-inside back cover

Builder

r rD

Rd W

ld na

ac Do

sh a St or e Rd

ee Sp

Up p

St W as nd 25

ate

hil

Du 15

Tr e

le M id d

pe or th m ha rn Bu

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tti

so at W

n Rd

Devo

o ris or M

n Li

tw ar

Ro ya ll R l W in d d

E Rd pe or th m ha rn

n Li

Ford Dr

n Li

Tr a

403

n Li

Oakville

rlo

ush R

Pineb

401

s Dr

Frank

tio

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

eim R

Blenh

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Elgi

Clyde

St.

ler Rd

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

rdale

west region:

Guelp

Beave

n Rd

essio

tain Foun

ck Rd

le Blo

Midd

Conc

s Rd

Myer

Page No.

MaTTaMy HOMeS

The Preserve

mattamyhomes.com •

•

from $900,000

8-9

TReaSuRe Hill HOMeS

Nautica at Lakeshore Woods

treasurehill.com

•

from $550,000

MeNkeS

Millstone On The Park

905-825-3619

•

from $320,000

6-7

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te 1

Builder

inthenews

Making Holiday Wishes come true THE

HOLIDAY

SEASON

starting – get in the spirit! As you plan your holidays with friends and family, arranging the parties and festivities, take a moment to count your blessings: Health. Home. Happiness. Now take just a moment to consider those that have fewer blessings to count. Maybe you have some to spare? Peel Children’s Aid Foundation (PCAF) would like you to consider sharing those blessings with less fortunate families in your community as its annual Holiday Wishes drive gets underway. The organization makes holiday wishes come true for 500 families (selected by PCAF social workers based on proven need) that otherwise wouldn’t be able to provide their family any sort of holiday – no presents, no festivities, no big family meal. Through Holiday Wishes, PCAF ensures each child up to 12 will receive some great gifts, and children between 13 to 16 will receive $50 gift cards (because teens are so hard to shop for these days!). They also ensure each family gets enough grocery gift cards to cover a delicious holiday meal. This allows each family to shop for the food that suits their own personal family traditions and accommodates any food/dietary restrictions members of their family may have. 100 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

“That’s what we want to give to families involved with the agency,” says Executive Director Catherine Hinton, “to make that day special.” She describes those memories from childhood days – eager anticipation, plenty of food, playing with the cousins, holiday happiness that creates lifelong memories. Holiday Wishes helps make these memories for families whose finances can’t possibly make it happen. THE PROGRAM IS 100 PER CENT FUNDED BY THE COMMUNITY – THERE IS NO GOVERNMENT FUNDING FOR HOLIDAY WISHES, SO THE GENEROSITY OF THE COMMUNITY IS VERY IMPORTANT. IF YOU’D LIKE TO GET INVOLVED, THERE ARE FOUR WAYS TO GIVE:

1. Donate money – The cheques and cash Holiday Wishes receives will be used to purchase gift cards. 2. Donate toys, clothes and necessities – New, unwrapped toys and children’s clothing (not used – as gently used as it may be, Santa and his elves only bring new toys and gifts) and personal hygiene items and toiletries, from soap and bath products to toothbrushes and shampoo. 3. Sponsor a family – you will be given names, ages and wish lists so that you can provide for their specific needs. An individual, group or company can sponsor this way. 4. An Angel Tree – A group like a business or rental building might even want to organize an Angel Tree – the tree is trimmed with Wish tags, which will have a child’s name and their specific wish item. You can choose by person/item/ price range and donate with your community. It’s interesting to note, as Hinton explains, families in need are often there because of unexpected circumstances – the loss of a job, illness, mental health issues, addiction – many with circumstances beyond their control. A death or divorce may leave a single parent with more obligations than finances. It’s a time when those blessings you can count would be counted as miracles by other. This holiday season is a perfect time to share some of that joy around to others. The Holiday Wishes drive runs until Dec. 20 – leaving only a couple of days for PCAF to shop, organize and deliver the Holiday Wishes in time. Visit peelkidsfoundation.com or call 905.363.6131 ext. 1163 to find out how to get involved and help.

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inthenews

47th annual

Cavalcade of Lights

PRESENTED BY GREAT GULF TO LAUNCH TORONTO’S HOLIDAY SEASON CELEBRATION AT NATHAN PHILLIPS SQUARE

SATURDAY, NOV. 30 WILL MARK THE OFFICIAL

start to the holiday season in Toronto with the Cavalcade of Lights celebration presented by Great Gulf beginning at 7 p.m. This festive event, a 47-year holiday tradition in Toronto, will feature the illumination of Toronto’s official Christmas tree, performances by some of Canada’s top musical talent, a brilliant fireworks show and a skating party at Nathan Phillips Square. The family-oriented event includes a lineup of entertainers, fireworks and the lighting of the city’s giant Christmas tree. The evening will begin at 7 p.m. with performances by pop favourite Tyler Shaw, rising star Cold Specks, award-winning R&B/soul singer Divine Brown and Grammy Award-winner Carvin Winans. The first lighting of the official Christmas tree sponsored by Great Gulf will be followed by a breathtaking fireworks display at 8 p.m. 102 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

“Great Gulf is very pleased to return as the presenting sponsor of Cavalcade of Lights, a 47-year Toronto tradition bringing families together to celebrate the beginning of the holiday season,” says Jerry Patava, CEO of Great Gulf Group. “The City of Toronto organizes a wonderful event, which provides Great Gulf with an opportunity to demonstrate our appreciation to the communities we serve in the Greater Toronto Area.” The celebration will continue at 8:15 p.m. with a live concert sponsored by Keurig, featuring electro-pop artist Diamond Rings followed by an openair skating party with DJ Dopey under the glow of thousands of lights in Nathan Phillips Square.

AT LAST! YOUR CHANCE TO LIVE ON MISSISSAUGA ROAD LUXURY TOWNHOMES ON MISSISSAUGA ROAD Introducing Heritage Gate, a bespoke collection of just sixty-five town and semi-detached homes on prestigious Mississauga Road. Located between The Sawmill Valley and Streetsville, among multi-million dollar estates, historic landmarks and breathtaking heritage sites, the homes at Heritage Gate incorporate a myriad of opulent features like elevators, soaring 9’6” ceiling heights, plaster crown moulding, gleaming stainless steel appliances, exquisite granite countertops and more. The rare opportunity to own a truly exceptional townhome on charming Old Mississauga Road comes along once in a lifetime. Don’t wait. These spectacular homes are expected to sell quickly.

NOW OPEN

190 QUEEN STREET SOUTH, STREETSVILLE, ON TEL: 905.997.4967 HOURS: 12PM – 5PM CLOSED FRIDAY 1,500 TO 2,800 SQ. FT. FROM THE $500’S TO THE $800’S REGISTER NOW FOR PRIORITY VIEWING

HERITAGEGATE.CA

Brokers Protected. Prices and specifications are subject to change without notice. Illustration is artist’s concept. E. & O.E.

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 103

communityfocus

NEW ELEGANCE COMES TO MISSISSAUGA ROAD

Announcing

Heritage Gate Mississauga Road

he rare opportunity to own a truly exceptional townhome on Mississauga Road comes along once in a lifetime. Introducing Heritage Gate Mississauga Road – a bespoke collection of just 65 town and semi-detached homes designed to exude elegance, sophistication and luxury. Heritage Gate is a master-planned community located among some of the country’s most expensive real estate in one of its most prestigious communities. 104 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Here, where $1-million homes abound, Heritage Gate will be a fitting neighbour, its architecture reminiscent of The Hamptons; and its location between Sawmill Valley and Streetsville providing the perfect venue for shopping, dining, greenspaces and convenient transportation. Mississauga Road is synonymous with prestigious living. Here, residents will discover some of the finest homes in the country, lining a stunning street that meanders through beautiful parks, golf courses and historic landmarks. Steps away, the charm of Streetsville beckons with its many shops and dining establishments. As well, the area is renowned for its many historical sites. Located next to Heritage Gate is the Leslie Log Home – a beautifully preserved

DUNPAR HOMES

Heritage Gate Mississauga Road

At Heritage Gate, residents will be part of a community that is proud of its history; a community that enjoys a lifestyle that is envied by all who visit.

LOCATION Mississauga HOUSING TYPE Townhomes and semi-detached homes SALES CENTRE 190 Queen St. S. CONTACT heritagegate.ca

example of an early nineteenth century log house. Its idyllic setting provides a delightful opportunity for residents to enjoy its nature trails, parks and historical grounds. At Heritage Gate, residents will be part of a community that is proud of its history; a community that enjoys a lifestyle that is envied by all who visit. Homes range from 1,500 to 2,800 sq. ft. and incorporate a myriad of opulent features that distinguish them as authentic architectural marvels. Outstanding options such as elevators and soaring nine-ft., six-in. ceiling heights promote an ambience of grandeur and majesty. Included as standard features are many fine finishes often considered upgrades. Plaster crown mouldings, gleaming stainless steel appliances and exquisite granite countertops are just some of the standard features included. Prices at Heritage Gate start in the mid $500’s to the high $800’s. The developer, Dunpar Homes, has been transforming prime areas of the GTA into vibrant, master-planned communities for more than25 years. The company is renowned for its commitment to exceptional customer service, outstanding architecture and matchless building quality, reflected in its tagline “Better By Design.” Sales centre now open at 190 Queen St. S., Mississauga. For more information, visit heritagegate.ca

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 105

buyingyourfirsthome

Using your RRSP

TO HELP MAKE THE DOWN PAYMENT ON YOUR FIRST HOME You are required to repay your HBP withdrawal into sometimes struggle to come up with your RRSP within a period of no more than 15 years. a down payment, often requiring Although you can repay your HBP earlier, the deadline careful planning and saving over many for your first minimum annual repayment is two years months or even a few years. and 60 days after the year in which you made your HBP The down payment is a lump sum withdrawal. The minimum annual repayment is equal to you are required to contribute to your 1/15 of your original HBP balance and if you repay at least home’s purchase price. Depending the minimum each year, there will be no tax payable. on the amount, a mortgage is classi“If you are able to provide a bigger down payment, it’s fied as either “conventional” (a down a significant way of helping you pay less interest over the payment of 20 per cent or more) or life of your mortgage. Also, with a down payment of at “high ratio” (a down payment of less least 20 per cent, you avoid paying mortgage default than 20 per cent requiring default insurance,” says Laura Parsons, mortgage expert, insurance). BMO Bank of Montreal. One way to come up with a bigger Parsons adds that Canadians should be considering down payment is by using your RRSP the benefits of choosing a shorter amortization as a way savings, under the federal govern- to decrease total interest costs and to begin building ment’s Home Buyer’s Plan (HBP). As home equity sooner. a first-time homebuyer, you may be eligible to make a tax-free withdrawal of up to $25,000 from your RRSP; if your spouse qualifies, he or she may do the same, for a combined total of $50,000. FIRST-TIME HOMEBU YERS

As a first-time homebuyer, you may be eligible to make a tax-free withdrawal of up to $25,000 from your RRSP; if your spouse qualifies, he or she may do the same, for a combined total of $50,000 106 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

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108 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

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Nov 23 - Dec 7, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

Phillip Murr

Bloor St

Wentworth St

401

52 91 14

Dundas St E

Bayly St E

44 48 401

42 45 Finley Ave

Church St S

401

Granite Court

Appleview Rd

gst

46 Rd

Whites Rd

Kin

Sheppard Ave

Stroud's

Spruce Hill

Glenanna Rd

Liverpool Rd

Altona Rd

Highview Rd

Fairport Rd

Sandy Beach

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

riv

Lak

Kingston Rd

Magill 92Dr

Pickering Beach Rd Westney Rd S

To wn of Ajax Delaney Dr

41 Rossland Rd

Shoal Point Rd

Riverside

3 Concession

Ajax-Whitby

Harwood Ave

Altona Rd

Wentworth St

Bloor St.

Gibb St

King St W Bond St W

Manning Rd

38 Rossland Rd

Rosebank Rd

McQuay

Finch Ave

32 Sideline

Gordon St

Cochrane St

32 Sideline

Adelaide Ave

Rossland Rd

Dryden Bv

43 90

North Rd

Brock St S

54 66

4 Concession

5 Concession

Whites Rd

North Rd

Blair St

Henry St

Liverpool Rd

4 Concession

30 Sideline

Brock Rd

28 Sideline

City of Pickering

7 Conncession

9 Concession

24 Sideline

16 Sideline

Whitevale Rd

5 4

20 Sideline

Hopkins St

Taunton Rd W

Taunton Rd E

Ravenscroft Church St N

Brock Rd

Thornton Rd

Kendalwood R

Westney Rd N

Greenwood Rd

16 Sideline

Olive Ave

Beatrice St

13 37

Salem Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

King S

Adelaide Ave

60 3

21 Conlin Rd

Fifth Conces

7 Concession

9 Concession

8 Concession

12 Sideline

Stevenson Rd

Audley Rd

Salem Rd

Park Rd S

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

6 Concession

4 Sideline

4 Sideline R

Baldwin St S

Country Lane

Halls Rd N

Ritson Rd S tS eS co Sim

Garden St Blair St

Garden St

Coronation R

Wilson Rd S

Centre St.

Garrard Rd

Anderson St

To wn of W hitb y

Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

Village of Bro oklin

Cedarbrook T

Ashburn Rd

Thickson Rd

Baldwin St N

Duffs Rd

Taunton Rd W

Church St E

Thornton Rd

Pickering, Ajax, Whitby, Oshawa

Garrard Rd

Lake Ridge R

east region:

Mary St N

Sim

Harmony Rd S

Central Park

Stevenson Rd

112

Conlin Rd

City of Oshawa

8 Concession

13 12

Stevenson Rd

Ritson Rd N

Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

devie

Gran

Harmony Rd N

Grandeview S

Bay

Townline Rd. Grandeview S

Menkes

Somerset

905-428-0500

•

from $520,000

LeBovic HoMes

Old Taunton in Pickering

905-428-3434

•

BrookfieLd HoMes

Hills of Harrowsmith

905-697-1681

•

Great GuLf HoMes

Stonecrest

greatgulf.com

•

eMery HoMes

Town Central

1-877-953-6379

HiGHMark HoMes

•

6-7

117

from $300,000

15G

from $298,000

15f

•

from $350,000

Triumph

whitbytriumph.ca •

from $350,000

10G

Lakeview HoMes

The Forest of Lyndebrook

416-746-1234

•

from $490,000

10f

stafford HoMes

Elements Townhomes

elementsajax.com

from $390,000

Liza coMMunities

Folkstone

1-877-365-9555

•

from $335,000

10G

Great GuLf HoMes

Grandview Oshawa

1-888-579-7235

•

from $334,000

14f

Preston HoMes

Prestonvale Heights

905-432-2800

•

from $350,000

15J

triBute coMMunities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000

15G

sundiaL HoMes LiMited

Mulberry Meadows

905-427-8255

from $273,000

senator HoMes

Whitby by the Lake

senatorhomes.com •

from $250,000

BaycLiffe HoMes

The Gates of Whitby

905-668-9828

•

from $250,000

Greycrest HoMes

the fields of conlin

905-725-4539

•

from $310,000

15G

MonarcH corPoration

Tran Quility

monarchgroup.net •

from $550,000

MidHaven HoMes

Breeze

1-877-773-6888

•

from $300,000

15f

storyBook HoMes

Brookstone Estates

905-438-9516

•

from $1050,000

11B

sundance HoMes

The towns of nichol green phase 1

905-441-3312

•

from $260,000

11J

GLen rouGe HoMes

The Cornerstone

905-239-9777

•

from $577,000

•

Pickering, ajax, whitby, oshawa

Page No.

east region:

Price Range

M Fi a nd p er

Tel

Site

et a Se ch m ed To i w Co nho nd m o e

# Si te

Builder

113

Mill St

Parkhill Rd.

Peterborough

24 16

te Wa

134

Durham 23

Bloor St.

Hwy 2

Oke

Nash Rd

Angelina St North

Lindsay St. North

Major St.

Lorne St.

Lindsay

Courtice

King St.

Port Perry

Hwy #7

Kent St

Harmony Rd

Hw Mya2rsh

401 14

Bloor St.

LAKE

ONTARIO

St. Ridout W al to

St .

To Belleville Jocalyn St

401

Lake Ontario

Port Hope

Rd.

t. H wy 2

Kin

Concession St

Baseline Rd. E

Concession Rd 3

Bowmanville/ Newcastle

Hwy

401

7 12 7A

Lake Scugog

ill Mc G

Lake Scugog

LAKE ON TA

Port Hope

MacDonald Cartier Freeway

106

RIO

115

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

To Toronto

Hwy

Nash Rd

St. Hw

Baseline Rd. W

King

Mearns

115

9 31 Lansdowne Ave.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Colborne St

7 y4 30 Hw Goodwood Rd

Centre

Rd.

Quaker Village Dr

Uxbridge

Brock Rd To

Che Monaghan Rd.

Brock St

ro n

Reg Rd 8

Elgin Park

Durham Reg

Main St

Hwy 134

West Townline Rd. N.

Liberty St. N Liberty St. S

le Rd

Varcoe Rd Darlington Blvd

n io Un

St. Joseph's Rd onva

Waverly Rd

Lambs Rd Hains St

Hwy 28

Av e Trulls Rd

Regional Rd 57

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

Prest

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

Simcoe St. (From Oshawa)

y. 4 H

114 Hw

Page No.

MaSoN HoMeS

Port Hope Lakeside Village

905-885-6565

•

from $229,000

12K

BRooKFielD HoMeS

Foxtrail

brookfieldhomes.ca •

from $390,000

KaiTliN GRouP lTD.

Port of Newcastle

1-800-305-6849

•

from $260,000

14e

KyleMoRe CoMMuNiTieS

Port of Newcastle

905-987-5146

•

from $479,000

14e

SToRyBooK HoMeS

Bond Head Estates

905-438-9516

•

from $850,000

14e

PaRKview HoMeS

Harmony

705-748-4663

from $178,000

RiCe DeveloPMeNTS

Willmot Creek On The Lake

905-697-5806

•

from $225,000

11D

PaRKview HoMeS

Foxmeadow Estates

705-748-2828

•

from $208,000

B.G. SCHiCKeDaNz

Lake Scugog Estates

1-888-894-9888

•

from $330,000

17B

GeRaNiuM HoMeS

Verandas

905-885-0555

•

from $266,000

10i

PaRKview HoMeS

Thompson Bay Estates

705-748-2828

•

from $217,000

KaiTliN GRouP lTD.

Aspen Heights

905-697-0513

•

from $165,000

10C

KaiTliN GRouP lTD.

Condominiums at Clarington Centre 905-697-4513

•

from $210,000

10C

KaiTliN GRouP lTD.

Country Classics

1-866-514-3573

•

from $300,000

10C

eMPiRe CoMMuNiTieS

Estates of Wyndance

905-649-8197

•

from $900,000

PaRKview HoMeS

Foxmeadows Estates

705-741-1004

from $286,000

CaRRiNGToN HoMeS

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

MaSoN HoMeS

Parklands

1-866-443-7900

•

from $238,000

H&R DeveloPMeNTS

Gracefields

hr-newhomes.com

•

from $322,000

14B

THoRNRiDGe HoMeS

Gracefields

thornridgehomes.com •

from $290,000

14B

HiGHCaSTle HoMeS

Northglen

northglen.ca

•

from $221,000

11B

DelPaRK HoMeS

Northglen

905-419-7222

•

from $221,000

11B

eSquiRe HoMeS

Northglen

northglen.ca

from $245,000

11B

BRooKFielD HoMeS

BrookHill

905-697-1681

•

from $300,000

10B

JeFFeRy HoMeS

BrookHill

905-697-0765

•

from $300,000

10B

vaNDyK CoMMuNiTieS

West Park Village

vandykcommunities.com

•

from $210,000

•

uxbridge, lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

Builder

115

inthenews

Habitat for Humanity, NORTHUMBERLAND BENEFITS FROM GERANIUM HOMES’ SUCCESS appreciate the variety of bungalow amount of $5,500 to support Habitat for Humanity, Northumberland. “On designs and affordability of these fully behalf of our new homeowners at The Verandas in Port Hope, our staff detached Energy Star labeled homes. and management we are pleased to be delivering on our promise to assist Three fully furnished and this excellent organization. We are fortunate to be sharing our success decorated model homes are open to with such a worthy cause,” said Boaz Feiner, president of the company’s tour. Set on 42- and 48-ft. lots, 10 housing division. different floorplans of two- and On hand to receive the cheque were Meaghan Macdonald, executive three-bedrooms are available with director, and board member Gwyer Moore. “Geranium Homes is an optional plans for more choice; example of someone who builds beautiful homes for families, yet also including finished basement areas. recognizes the need to partner with us to provide affordable homes for Sizes range from 1,118 to 2,397 sq. those who may not otherwise enjoy home ownership,” said Macdonald. ft. (with optional finished lower “We commend and thank Geranium for this gift.” level included). Phase 2 prices start The donation will help to kick-off Habitat’s campaign to raise $75,000 from $277,900 for a 42-ft. lot. to build a seventh home in Port Hope, and the 44th in Northumberland Located just minutes from Port County. The proposed home would be part of Habitat for Humanity Hope’s historic downtown, The Northumberland’s development on Harcourt Street. “The money donated Verandas will have a landscaped by Geranium Homes will travel five km to Harcourt Street – the money park, walking paths and gazebo truly does stay right in the community!” she added. overlooking a pond upon completion. At the opening of its three decorated Model Homes for The Verandas, In a private enclave setting, the 117 Geranium announced that for every home sold in the neighbourhood, it homes have attractive exteriors would donate $100. “This amount represents the total for the first phase featuring covered front porches and of homes,” said Feiner. A second phase of lots is currently being serviced heritage influenced maintenanceand with sales continuing to go well Geranium expects to be making free materials designed for beautiful another donation in a year. streetscapes. The Verandas has attracted empty nesters and young families who Geranium Homes has been creating family neighbourhoods across Ontario for 35 years. In 2012, Geranium Homes won top industry awards: receiving The Building Industry and Land Development (BILD) Association’s “Home Builder of the Year” and the 2011 Canadian Home Builders’ Association Grand SAM Award. GERANIUM HOMES RECENTLY PRESENTED A CHEQUE IN THE

FROM RIGHT: Gwyer Moore and Meaghan Macdonald of Habitat for Humanity, Northumberland accept the cheque from Boaz Feiner, Sue Webb Smith and the Geranium team. 116 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

The Verandas Sales Centre is located on Marsh Road, just west of Toronto Street. Hwy. 401 Exit 461 Welcome/Port Hope. Hours are 11 a.m. to 5 p.m. Saturday to Thursday. Closed Friday. Call 1.877.540.0555 or visit geraniumhomes.com

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 117

A TRADITION OF EXCELLENCE Model Home Compliments of Tribute Communities www.mytribute.ca

The Ridgewood, a stunning 2,942-sq.-ft. model in Tribute’s Park Ridge community in Oshawa, offers the finest in contemporary kitchen design.

NOVEMBER2013

tribute communities has been featured as “model home of the month” as seen in the new home guide model home calendar

homebuyers’help

HOMEBUYERS’ RESOURCE SECTION YOU LOVE THE HOME, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 119

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by 1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 120 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MONTHLY PAYMENT

MORTGAGE PAYMENT CALCULATION CHART %

AMORTIZATION PERIODS

INTEREST RATES

10 YEARS

15 YEARS

20 YEARS

25 YEARS

30 YEARS

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76 4.90

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64 5.79

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28 8.45

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 121

COMPARE MORTGAGE RATES FOR YOUR BEST DEAL CHARTERED BANKS ATB Financial

Variable 2.7

Alterna Svgs/Alterna Bk

Bank of Montreal

Bank of Nova Scotia

6 Months

2.7

Canadian Western Bank CIBC

6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

HSBC Bank Canada

ICICI Bank Canada ING Direct Manulife Bank

3.05 3 2.8

MonCana Bank National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan Royal Bank

3 3

TD Canada Trust

6.70op 4.45 6.20op

4.45

4.4 6.70op 4 6.30op

1 Year 2.94 6.30op 3.09 6.30op 3.14 6.30op 3.75 6.50op 3.14 6.30op 3.09 6.35op 2.7 6.35op 3.15 3.19 3 4.00op 3.69 3.14 6.70op

2 years

3 years

4 years

5 years

2.89 6.50op 3.14

3.19

3.59

3.79

3.19

3.59

3.69

3.14

3.95

4.74

3.79

3.89

2.89

4.39

3.59

3.14

3.95

4.74

5.34

3.14

3.19

3.59

3.89

3.95

3.13

4.99

3.69

3.65 3.24 3.2

3.64 3.59 3.35

3.69 3.69 3.45

3.89 4.09 3.74

3.75 3.14

3.79 3.95

3.79 4.74

3.69 5.34

3.24 3.14

3.59 3.85

3.69 3.49

4.09 3.79

3.14

3.95

4.74

3.79

3.25 3.6

3.95 3.95

4.74 4.7

5.34 4.95

2.89 3.14

3.09 3.95

3.39 4.74

3.64 5.34

3.89

2.89

4.39

3.59

3.01 6.25op

3.1

3.33

3.65

3.99

2.99 6.30op 2.99 3.09 6.34op 3.14 6.30op 3.05 3.95 3.6 7.00op 3.09 6.30op 2.9 2.5

3.25

3.29

3.24

3.59

2.79 3.14

3.09 3.44

3.39 3.49

3.59 3.69

3.14

3.95

4.74

5.34

3.1

3.55

3.65

4.05

3.95

4.35

4.89

5.14

3.14

3.65

3.49

3.59

2.69 2.7

3.2 2.9

3.45 3.05

3.55 3.25

3.14 6.30op 3.09 6.30op

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Company Investors Group Trust

2.65 n/a

MTCC

2.7

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 6.30op 2.89 3.14 6.30op 3.75 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.7

London Life

n/a

Luminus Financial

2.95

MCAP

2.85

Meridian Credit Union

2.75

Parama Credit Union Steinbach Credit Union

2.85 2.5

6.2 6.40op 3.95 6.34op 4.2 6.50op

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE November 18, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

122 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

NEW OPENINGS Tribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Lebovic Homes Aurora New prestigious estate golf community in Aurora – homes 5,600 to 8,700 sq. ft. with four-car garage and elevator. lebovichomes.com Tribute Communities Oshawa – U.C. Grand opening of this new master-planned community in north Oshawa. mytribute.ca Augustine Group Lake Simcoe – Crates Landing Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Priority preview now open for these townhomes and a select number of singles. jeffersonforest.ca Arista Homes North York – Goddard on the Valley Grand opening now on for these semis and select number of detached homes. aristahomes.com Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com

Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com

Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com

Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St.and Finch Ave. menkes.com

NEW RELEASES

Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designerfurnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Forest Hill – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Empire Communities Brampton – Lakeside Two new 38-ft. designs in this community of townhomes, semi-detached and detached homes. empirelakeside.com Monarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Aspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes & Arista Homes Vaughan – Vaughan Valley Estates Spring lot release of 41-, 50-, 60and 80-ft. singles. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 123

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十一月二十三日至一月二十五日 / Nov 23, 2013 - Jan 25, 2014

MODEL HOME CALENDAR

An exclusive collection of the GTA’s most beautiful new homes

An exclusive collection of Southwestern Ontario’s most beautiful new homes and condos

2014

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MODEL SUITE CALENDAR An exclusive collection of the GTA’s most beautiful new condos THE REMINGTON GROUP

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BEAVERHALL HOMES

EMPIRE COMMUNITIES

The Signature Condominium

Regency Estates

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YONGEANDRICH.COM

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hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!

PREVIEW REGISTRATION Lindvest North York – The Brownstones at Westown A new collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com Menkes Etobicoke – Dwell City Towns Coming early this fall, three distinctive collections of urban townhomes in the heart of Etobicoke. menkes.com Arista/Fieldgate/Paradise Kleinburg – Impressions Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane Mississauga – Churchill Woods Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca

Ballantry Homes Oakville – OakPark Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com

Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

National Homes Bradford – The Forest Coming soon – 36- and 40-ft. detached homes up to 3,400 sq. ft., with model homes decorated by Pottery Barn. nationalhomes.com

CountryWide Homes Newmarket – Woodland Hills Coming early fall – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca

Delpark Homes Sutton – Cedar Ridge Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca

Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca

Brookfield Homes Uxbridge – Foxtrail Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca

Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com

Lakeview Homes Whitby – Forest of Lyndebrook Register now for Whitby’s best 40-ft. lot value – detached homes with double-car garages from the $400’s. lakeviewhomesinc.com

Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com

Beaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com

Treasure Hill Homes Aurora – Aurora Woods Grand opening celebration – 40- and 45-ft. luxury singles at Bayview Avenue and Vandorf Side Road. treasurehills.com

Marydel Homes Beaverton – Seven Meadows Coming soon to Beaverton – enjoy smalltown living in this collection of detached bungalows and two-storey homes. marydelhomes.com

Decade Homes Toronto – Yorkdale Village Register now affordable townhome living near Yorkdale Shopping Centre. yorkdalevillage.com

Amacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s. thetowns.ca

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca

Ballymore Homes/Briarwood Homes Sutton – Jubilee Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca

Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net

Rosehaven Homes Mount Albert – Victoria Highlands Coming this November – 50-ft. detached bungalows and two-storey homes up to 3,600 sq. ft. rosehavenhomes.com

Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com NOV 23 - DEC 7, 2013 | NEW HOME GUIDE GTA 125

advertiserindex AristA Homes - Goddard on the valley

delpArk Homes - Cedar Ridge

AristA Homes - IMPRESSIONS

dunpAr Homes - Heritage Gate

103

AristA Homes - Jefferson Forest

emsAteC CAnAdA inC. - The Brownstones 5

AristA Homes - The New U

fAmily of mAgAzines - Promo

AristA Homes - Vaughan Valley Estates

Aspen ridge Homes - Corporate

34-35

fieldgAte Homes - BlueSky Stouffville

124

Insert & 25

fieldgAte Homes - IMPRESSIONS

25, 45 & insert

Aspen ridge Homes - Credit Manor Heights

IFC

fieldgAte Homes - Jefferson Forest

25 & 47

Aspen ridge Homes - Kettle Lakes Club

IFC

fieldgAte Homes - Potterâ&#x20AC;&#x2122;s Bend

Insert & 25

Aspen ridge Homes - King Country Estates

IFC

fieldgAte Homes - Rivers Edge

Insert & 25

Aspen ridge Homes - King Oaks

IFC

fieldgAte Homes - The New U

25, 41 & Insert

Aspen ridge Homes - Kleinburg Hills

IFC

fieldgAte Homes - Valley Lands

Aspen ridge Homes - Mayfield Village

Aspen ridge Homes - Upper Cornell

IFC

fieldgAte Homes - Vaughan Valley Estates

fieldgAte Homes - Victoria Manor

Insert & 25

25, 34-35 & Insert

Insert & 25

BAllAntry Homes - Cornell

forest Hill Homes - Cornell Rouge

BAllAntry Homes - Spring Valley Village

forest Hill Homes - Derry Village Mississauga

BAllAntry Homes - The Neighbourhoods of OAK PARK

forest Hill Homes - Jefferson Forest

11, 73

101

BAllymore Homes - Jubilee

grAnd AlArms - Grand Alarms

BAllymore Homes - Mill Street Village

greAt gulf Homes - King Oaks

BriArwood Homes - Briarwood Estates

greAt gulf Homes - Mount Pleasant

107

BriArwood Homes - Mill Street Village

greenpArk Homes - Churchill Woods

Brookfield Homes - Fieldstone

greenpArk Homes - Vales of the Humber Estates

Brookfield Homes - Grand Central

HeAtHwood Homes - Hampshire Mews

CHinese Home & Condo guide - Promo

leBoviC Homes - Old Taunton in Pickering

126 new home guide gta | nov 23 - dec 7, 2013

117

lifestyle Communities - Promo

lindvest properties - The Brownstones at Westown

mAdison Homes - Cornell Rouge

110

11 & 31

mAdison Homes - Greensborough

mAdison Homes - Jefferson Forest

mAdison Homes - Thornhill

primont Homes - Heirloom in Markham

12-13

primont Homes - Renaissance Townes

roseHAven Homes - Corporate

28-29

sCHwArz lAw llp - Barristers & Solicitors

sHopping guide - Promo

31 spAllACCi Homes - Eden Park (Awards)

mArydel Homes - Seven Meadows

109

83 st. regis Homes - Mission Hill on Bayview

stArlAne Home CorporAtion - Churchill Woods

stArlAne Home CorporAtion - Mount Pleasant Meadows

6-7

stArlAne Home CorporAtion - The New U

menkes - Humber Mews

6-7

stArlAne Home CorporAtion - Vales of the Humber Estates

menkes - Millstone On The Park

6-7

tiffAny pArk Homes - The Estates of Spring Valley

menkes - Somerset

6-7

menkes - The Enclaves of Upper Canada

6-7

monArCH CorporAtion - Corporate

IBC

mAttAmy Homes - Mount Pleasant Village

mAttAmy Homes - The Preserve

8-9

menkes - Bloom Park Towns

6-7

menkes - Dwell city town

monArCH CorporAtion - Kleinburg Crown Estates

tiffAny pArk Homes - Valleybrooke Estates

tiffAny pArk Homes - Westhaven

treAsure Hill Homes - Accolades

treAsure Hill Homes - Aurora Woods on Bayview

treAsure Hill Homes - Nautica at Lakeshore Woods

treAsure Hill Homes - Vales of the Humber Estates

20, 51

IBC

mosAik Homes - Corporate

pArAdise Homes - IMPRESSIONS

pArAdise Homes - The New U

primont Homes - Castlemore

12-13

primont Homes - Centretown

primont Homes - Harmony

36-37

12-13

triBute Communities - Gates of Nobleton

triBute Communities - Model Home Of The Month

vAlery Homes - Mount Pleasant Meadows

118

nov 23 - dec 7, 2013 | new home guide gta 127

fundamentallyspeaking

WHAT BUYERS CAN DO ABOUT

Development Charges by WAYNE KARL

GET READY, NEW-HOME BUYERS. NO, NOT JUST

in your general preparedness for buying a home, but for an increasingly difficult – not to mention controversial – issue that’s costing you more money. And you likely don’t even know it. Development Charges. If you’re not familiar with the term, you likely will be soon, as it’s a contentious issue facing home builders – and therefore buyers – across the country. Just what are Development Charges? In short, they are the fees applied by various levels of government when new homes are built, to pay for new infrastructure such as roads, transit and other necessities. That part you may know. But what you likely aren’t aware of is that these fees are rising exponentially, have been for years, and they’re occupying an increasingly high portion of new-home costs. And they’re passed right on to you, the homebuyer. How much are we talking about? In Toronto, for example, City Council recently voted to increase Development Charges by 75 per cent, to almost $30,000 for a semi or single-detached home. These new fees will be phased in, beginning Feb. 1, 2014 and fully implemented by Feb. 1, 2016. It’s even worse further out in the GTA. According to a report from Altus Group, an economic consulting firm, municipal fees and charges collected by Toronto, Markham, Oakville, Brampton, Bradford-West Gwillimbury and Ajax average out to about $116,200 on a new single-detached home, representing 22 per cent of the cost. For a new highrise, the fees average $64,000 – or 20 per cent. But this is not just a GTA, Toronto or even an Ontario problem. In Ottawa, Development Charges and other government-imposed fees today account for about 23 per cent of the cost of a new home – or about $100,000 of a single-family home, according to John W. Herbert, executive director of the Greater Ottawa Home Builders’ Association. Twenty-five years ago, the costs accounted for just three per cent. 128 NEW HOME GUIDE GTA | NOV 23 - DEC 7, 2013

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

In Metro Vancouver, the various government taxes, fees and levies range from 16 to 27 per cent of the cost of a new home, depending on the city and the type of housing, Robert de Wit, CEO of the Greater Vancouver Home Builders’ Association, told New Home Guide. Though the problem may differ slightly from one city and province to the next, with critics arguing the fee increases are largely arbitrary, the concern is universal: new-home buyers are picking up a disproportionate part of the tab for infrastructure development. So, what can you do about it? Thanks to the Building Industry and Land Development Association and other industry voices speaking out on the matter, the Ontario government is now looking at how cities and towns can better plan and pay for development. The Ministry of Municipal Affairs and Housing is consulting with the public, municipalities and stakeholders across the province on what changes are needed. THE PUBLIC IS INVITED TO COMMENT BY JAN. 10, 2014, BY:

›› Sharing your views at a meeting ›› Submitting comments through an online discussion guide at ontario.ca/landuseplanning ›› Emailing a submission to dcaconsultation@ontario.ca ›› Or writing to: Development Charges Consultation › Ministry of Municipal Affairs and Housing › Municipal Finance Policy Branch › 777 Bay St., 13th Floor, Toronto, ON M5G 2E5 ›› A discussion guide is also available at mah.gov.on.ca As a prospective new-home buyer, you may not appreciate the importance of the Development Charges issue just yet. But if you’re a few or even several months away from making a purchase, or family members slightly further, you may learn the hard way what many are already concerned about: if such fees are allowed to rise unchecked, new-home affordability will eventually be severely threatened. And that will be a price that, ultimately, no one can afford to pay.

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